Board of Governors of the Federal Reserve System (U.S.), 1935- and Clayton, Lawrence, 1891-1949 "The Relationship of the Federal Reserve to the Dual Banking System." Address before the Ninth Virginia Bankers Conference, Charlottesville, Virginia, September 8, 1949, https://fraser.stlouisfed.org/title/937/item/36428, accessed on January 18, 2025.