Brainard, Lael and Board of Governors of the Federal Reserve System (U.S.), 1935- "Community Banks, Small Business Credit, and Online Lending." Remarks at Community Banking in the 21st Century, The Third Annual Community Banking Research and Policy Conference, Cosponsored by the Federal Reserve System and Conference of State Bank Supervisors, Federal Reserve Bank of St. Louis, St. Louis, Missouri, September 30, 2015, https://fraser.stlouisfed.org/title/3777/item/521757, accessed on May 10, 2025.
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