Brainard, Lael and Board of Governors of the Federal Reserve System (U.S.), 1935- "Where Do Banks Fit in the Fintech Stack?." Remarks at the Northwestern Kellogg Public-Private Interface Conference on "New Developments in Consumer Finance: Research & Practice", April 28, 2017, https://fraser.stlouisfed.org/title/3777/item/576458, accessed on February 28, 2025.
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