Williams, John C. (John Carroll) and Federal Reserve Bank of San Francisco. "Fintech: The Power of the Possible and Potential Pitfalls : Presentation to the LendIt USA 2016 Conference, San Francisco" in Statements and Speeches of John C. Williams (April 12, 2016). https://fraser.stlouisfed.org/title/9040/item/671894, accessed on December 20, 2024.