Williams, John C. (John Carroll) and Federal Reserve Bank of San Francisco. "Diversity and Inclusion without Excuses : Presented at the Conference on "Improving Diversity in the Financial Services Industry: A Holistic View," Rutgers University, Newark, New Jersey" in Statements and Speeches of John C. Williams (October 19, 2016). https://fraser.stlouisfed.org/title/9040/item/671898, accessed on September 8, 2024.