Lacker, Jeffrey Malcolm and Federal Reserve Bank of Richmond. "A Program for Financial Stability : The Inaugural George and Susan Beischer Address, The Banking Institute, UNC School of Law, Charlotte, N.C." in Statements and Speeches of Jeffrey M. Lacker (March 29, 2012). https://fraser.stlouisfed.org/title/6827/item/678707, accessed on January 17, 2026.