Yellen, Janet L. (Janet Louise), 1946- , Board of Governors of the Federal Reserve System (U.S.), 1935- , Federal Reserve Bank of San Francisco , United States. Department of the Treasury and Council of Economic Advisers (U.S.). "Thoughts on the Economy and the Banking Sector : Presentation to the Western Independent Bankers Association Annual Conference, Kauai, Hawaii" in Statements and Speeches of Janet L. Yellen (March 14, 2005). https://fraser.stlouisfed.org/title/930/item/671752, accessed on January 23, 2026.