McAndrews, James J. and Federal Reserve Bank of New York. "Opening Remarks at Mortgage Contract Design: Implications for Households, Monetary Policy and Financial Stability Conference, Federal Reserve Bank of New York," Statements and Speeches of James J. McAndrews (May 21, 2015). https://fraser.stlouisfed.org/title/7048/item/635710, accessed on March 12, 2025.
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