Board of Governors of the Federal Reserve System (U.S.), 1935- and Gramlich, Edward M. "Subprime Lending, Predatory Lending." Remarks at the Federal Reserve Bank of Philadelphia Community and Consumer Affairs Department Conference on Predatory Lending, Philadelphia, Pennsylvania, December 6, 2000, https://fraser.stlouisfed.org/title/914/item/35445, accessed on November 14, 2024.