Board of Governors of the Federal Reserve System (U.S.), 1935-
and Gramlich, Edward M.
"HMDA Data and Their Effect on Mortgage Markets."
Remarks to the National Association of Real Estate Editors, Washington, D.C.,
June 3, 2005,
https://fraser.stlouisfed.org/title/914/item/35423, accessed on March 30, 2025.