Board of Governors of the Federal Reserve System (U.S.), 1935- and Gramlich, Edward M. "Financial Privacy Issues." Testimony before the Subcommittee on Financial Institutions and Consumer Credit of the Committee on Banking and Financial Services, U.S. House of Representatives, July 21, 1999, https://fraser.stlouisfed.org/title/914/item/35427, accessed on December 22, 2024.