Board of Governors of the Federal Reserve System (U.S.), 1935- and Kohn, Donald L., 1942- "Restoring Financial Intermediation by Banks: The Role of Regulators." Remarks at the Office of Thrift Supervision National Housing Forum, Washington, D.C., December 8, 2008, https://fraser.stlouisfed.org/title/464/item/10500, accessed on January 19, 2026.