Bernanke, Ben , Board of Governors of the Federal Reserve System (U.S.), 1935- and Council of Economic Advisers (U.S.) "Preserving a Central Role for Community Banking." Remarks at Independent Community Bankers of America, Orlando, Florida, March 20, 2010, https://fraser.stlouisfed.org/title/453/item/9061, accessed on January 18, 2026.