Bernanke, Ben and Board of Governors of the Federal Reserve System (U.S.), 1935- "Community Banking and Community Bank Supervision in the Twenty-First Century." Remarks at the National Convention and Techworld, Independent Community Bankers of America, Las Vegas, Nevada, March 8, 2006, https://fraser.stlouisfed.org/title/453/item/8924, accessed on January 31, 2025.