Board of Governors of the Federal Reserve System (U.S.), 1935- and Greenspan, Alan, 1926- "Financial Reform and the Importance of a Decentralized Banking Structure." Remarks at the Annual Convention of the Independent Bankers Association of America, Phoenix, Arizona, March 22, 1997, https://fraser.stlouisfed.org/title/452/item/8594, accessed on October 31, 2024.