Bennett, Paul, 1946- , Peristiani, Stavros and Peach, Richard Wilson, 1951-. "Structural Change in the Mortgage Market and the Propensity to Refinance, Staff Report 45," Staff Reports (Federal Reserve Bank of New York) (September 1998). https://fraser.stlouisfed.org/title/9235/item/673708, accessed on April 26, 2025.
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