View original document

The full text on this page is automatically extracted from the file linked above and may contain errors and inconsistencies.

Al
UNITED STATES DEPARTMENT OF LABOR
FRANCES PERKINS, Secretary

WOMEN'S BUREAU
MARY ANDERSON, Director

+

Progress Report on Women
War Workers' Housing
April 1943

SPECIAL BuLLETIN No.

17

OF THE WoMEN's BuREAU

UNITED STATES
GOVERNMENT PRINTING OFFICE
WASHINGTON : 1944

For _sale by the Superintendent of Documents, U. S. Government Printing Office,
Washington 25, D. C. · Price 5 cents


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

Progress Report on Women War Workers' ,
Housing
1

INTRODUCTORY
Government and citizens are collaborating to overcome housing
shortages for war workers in critical areas of the United States.
Special emphasis centers on the acute problems of young women who
seek living quarters in the community where they are employed in war
industries or related service occupations. Some of the outstanding
women's national organizations are awake to the need for permanent
means of assuring more and better living accommodations at reasonable rates for young women working away from home, particularly those in lower-paid occupations and industrial employment.
From the outbreak of World War .JI, the Women's Bureau of the
Department of Labor gathered information about housing tacilities
in the war-goods-production areas, with particular attention to accommodations for the women who inevitably must help man the indus. tries. Personal visits to typical areas were made by the Director of
the Bureau and investigations conducted in almost two score localities
by field representatives from its staff. First-hand data were accumulated about housing, also other major factors that affect the well-being
of women turning out the weapons of war. Numerous conferences
were held with representatives of Government agencies and civilian
groups, defining problems and developing solutions through cooperative efforts on the basis of known facts.
The Bureau, through its Director, called a conference at Washington, D. C., for J anuary 21- 22, 1942, assembling its Advisory O:>mmittee and the invited representatives of 25 national and international
women's organizations. ·The objective, as declared in the conference
report, was to find what could be done by Government and citizens to
help the women in war plants become most effective in their employment. Imperative need was recognized for "a well-coordinated program involving training, placement , and maintenance of proper working and living conditions for )VOmen workers."
A special committee designated by the conference to consider community facilities for women in war employment found, :from testimony of United Service Organizations representatives present and
from reports on typical war-industry areas by the Bureau's agents,
that at that time grave housing difficulties for women in many war
industries were chargeable 'to (1) a scant supply of rooms for rent,
(2) overcro-wding in available rooms, (3) householders' aversion to
1 "How Women War Workers Live," a summary of Women's Bureau field investigations
during the winter of 19:<ll-42, appeared in Labor Information Bull etin for .August 194 2.
Both the summa ry and the present report were prepared by Sa ra Louise Buchanan of the
Research Division.
574663--44
1


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

2

WOMEN WAR WORKERS' HOUSING

women roomers, particularly to women in industrial employm~nt, ( 4)
inadequate room-registration facilities, ( 5) lack of inspection of rooms
,offered for rent to young women, and (6) a dearth of low-cost living
quarters for girls in the lower wage scales, as in the service trades.
The committee found that in a few important areas housing difficulties were intensified by lack of proper planning in the construction of
"''duration barracks" for women workers. Isolated location, inadequate transportation; absence of eating facilities, dispensary provisions, recreational or social opportunities for leisure time; and non,descript, cheerless furnishings-these COII!bined to drive girls away
-from the dormitory accommodations rather th3in to attract them.
In view of these findings, the conference adopted at its closing ses.sion certain recommendations, with special emphasis on housing for
women war workers, to guide further action by the Women's J3ureau
:and voluntarily participating organizations. The recommendations
proposed these procedures: (1) Mutual cooperation of the organizations' national offices and the Bureau in obtaining and distributing
information about women's housing problems in critical areas; (2)
,contacts by the Bureau with the proper Government authorities re_g arding improved livability of federally built "duration dormitories";
(3) emphasis by organizations on the adequate representation of women
,on local councils dealing with housing; ( 4) local educational campaigns to stir community interest in the housing of women employed
in war industries and service trades; ( 5) for privately housed workers,
to investigate the advisability of rent-control boards in each critical
area and the need for reliable room registries.
Accordingly, for its part, the Women's Bureau sought and was
granted collaboration with the Federal authority in charge of dormitory planning, and succeeded in effecting desirable improvements. It
cooperated with the Federal agencies charged with stimulating community action toward improved living conditions for inmigtating war
workers, freely supplying useful field data acquired by its agents. Its
office staff prepared handbooks and educational folders, designed
among other things to acquaint community leaders and interested
.citizens with accepted minimum standards of services in housing.
Tliese were widely used by public and private agencies in setting up
local facilities.
Early in 1943 the Bureau invited the women's organizations that
participated in the 1942 conference to assemble for Bureau use reports
from their local groups in critical areas about community action
•during the year that had passed in assuring decent, adequate housing
.at reasonable prices for young women inmigrating to war industries.
Specifically, they were asked to report on (1) local source~ of informa.t ion ~a bout available rooms, (2) means of advising applicants about
the respectability of neighborhoods, and so forth, (3) extent of regulation of boarding and rooming accommodations, especially on standards of cleanliness, decency, and safety, (4) the achievement of the
community ip solution of housing difficulties, and ,(5) urgent continuing needs in terms of housing for young women.
It was believed that cooperation in gathering and submitting the
data would focus anew the attention of local women leaders on the
vital character of the housing feature, and stimulate renewed effort
where necessary. Six organizations responded, providing reports
from 44 States and on at least one-third of the critical areas, including


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

WOMEN WAR WORKERS' HOUSING

all the larger, more congested ones. Approximately two-thirds of
these are principally war-industry locations; about one-fifth are combined military and industrial centers; the others are military training
centers.
URGENT COMMUNITY HOUSING NEEDS
Community reports stress for the respective localities certain requisites essential to the satisfactory housing of war workers. Well
over one-third of the areas reported are said to need more- living
accommodations; that is, rooms, light-housekeeping quarters, efficiency
apartments, dormitories, boarding homes, or residence clubs. More
than one-tenth need a central registry of classified available accomrrwdations that can be recommended to a young woman. Considerable
emphasis is put o'n a trained full-time staff to maintain the registry
in current condition. Another tenth bid for effective supervision
over boarding and rooming houses, based on accepted ·standards of
respectability, sanitation, cleanliness, and services. Competent supervision is sought for dormitories and residence clubs.
About 5 percent of the areas mention a need for lower rentals; some
urge the importance of coordination among the separate community
agencies interested in housing; a small group mentions a need for
further education among home owne_rs to persuade them to rent rooms
to young women employed in war plants.

SOME FACTS DEVELOPED FROM COMMUNITY REPORTS
Early 1943 found a majority of the war-industry areas with continuing problems in the housing of young women. Smaller cities and
rural areas with war industries had perhaps the greatest perplexities,
since available accommodations usually were insufficient to liouse the
influx of war workers, and additional provision had to be made, either
through conversion of existing properties or construction of new
ones.
Priorities on essential materials and equipment, also scarcity of
workmen, frequently delayed conversion or construction. Dependence then fell on rooms in private homes.' Households were slow,
generally, to take roomers as a new venture. Among those who opened
their homes, a majority preferred men roomers; some refused to take
women, especially young unattached women. The inevitable result
was overcrowding in the limited number of accommodations available
to women. In numerous cases these accommodations were substandard
in services and overpriced as to rates.
This situation left little room for selection by prospective tenants.
In fact, several reports emphasized that young women workers in
their communities were glad to get shelter even in lodgings that
ordinarily would not be considered for girls at all.
In a number of cases, tardy relief came through federally built
dormitories or through residence halls pTovided by the local war
industry.
About one in every five of the areas reporting is a combination
military-industrial locality; that is, in addition to a camp, camps, or
base of one of the military services, one or more war-material production centers have developed there. One of the difficulties arising in
this type or area is the housing of wives and families of men in the


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

WOMEN WAR WORKERS' HOUSING

:military services who- go to visit them. Some landlords have found
it profitable to rent their rooms to these applicants at transient rates,
so are disinclined to rent to women war workers on a permanent basis.
A few areas with particularly alert leadership made advance surveys of accommodations, had organizations set up to de.al with needs
as they might arise from proximity of war industries or camps. By
•contrast, some other areas, consciously facing an influx of women
workers to replace men called away to military service or to increase
the volume of. production, made no preparation to meet the situation
.and continued to welter, in conf~sed pl:;mning while thousands
struggled for living quarters.
.
Congestion in these localities prevents an effective listing and
inspection service. The rush of applicants for vacancies leaves no
time for these important preliminaries; the staff provided for listing
.and inspecting is too small to survey the area or to keep the listings
·current. Usually in these cases the referring office relies on chance
knowledge by some staff member as to the general character of
neighborhoods.
,
The supplying of information about rooms and other living
-quarters is attempted in most of the communities through room
registries 'of various types. In about one-fifth of the reporting areas
the Federal Government set up War Housing Centers, and in most
~ases these have full-time staff and systematic listing and classifica- .
tion services. These centers also assist householders in conversion
of properties to rental quarters, and conduct intensive educational
programs appealing on patriotic grounds for the sharing of homes
with war workers. Other general registries are operated by chambers of commerce or by a few private co]Ilmercial offices. The
principal permanent source of investigated, classified, and recommended rooms for young women is the YWCA. Reports from
numerous areas attest. the important service rendered in this respect
·by the association, also its activity in meeting other war vroblems
of young women away from home. Numbers of employing firms
refer their young women workers to the "Y" for room listings. Its
greater usefulness in this field can be _assured by stronger public
support to provide additional personnel and office facilities in existing branches, and to establish many new ones.
Other service organizations, such· as the National Catholic Community Service, Protestant church groups Red Cross, Traveler's Aid,
and the USO, have supplied limited lists of accommodations,
-particularly for transients, in many localities.
Additional sources include newspaper ads, referrals by friends
or relatives living in the area, and, in many cases, doorbell canvassing
by the prospective tenant, who does his or her own inspection amid
keen competition for each vacancy.
Rent-Control Measures.
The Federal Office of Price Administration gradually exercised
-control, as need appeared, over rentals of living accommodations in ,
·all critical areas during 1942. Regulation covered ·dwelling space
:and boarding charges. Ceilings on rents were established as of dates
intended to reflect a time of normal conditions for each particular
reg10n.
•


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

_,,,,

.,

I

WOMEN WAR WORKERS' HOUSING

5

However, some difficulties resulted from ceilings. For example,
rentals on new listings offered after the ceiling date could be, and
sometimes were, boosted to unreasonable levels. Applicants paid the
recognized overcharge without protest in order to get shelter.
Men T~nants Preferred.
Women seeking living quarters have had to face not only scarcity ·
of space but pronounced a version to their tenancy from many householders and boarding-house operators who had space to let. Quite
generally, women are not desired as roomers, for reasons that are fairly
uniform in character over the country: Objections to women as compared with men sum up in the following order from the reports:
1. Washing, ironing, cooking privileges sought.
2. At home more, disturbing family life.
3. Entertain more, especially men friends.
4. More critical of quality of service and accommodations.
5. Too great a responsibility.
6. Less profitable; can't pay so well as men.
This aspect of the housing problem changed somewhat with the
departure of men tenants for military service, and landlords were
left with vacancies. Women in war industries, now earning good
money, began to be tolerated as essential revenue-producers .
. Boarding and Rooming Houses Lack Standards.
Comparatively few w~ll planned, coordinated programs in warindustry communities-are aimed at impr vitig the living conditions of
young war workers. Some cities have e:(fective supervision and regulation under a licensing system of boarding and rooming houses, but
inspection bogs down for lack of trained investigators and public interest to spur the endeavor: Health and sanitation departments and
law-enforcement officials exercise only nominal supervision in most
places, checking up on specific places if complaint is made. Fire
departments are reported in many instances as checking "on request
of the owner." Evidence of any concerted activity by the community
toward safeguarding of moral character and environment of boarding
and rooming places for young persons is unusual. Much reliance
is placed on knowledge of neighborhood character by personnel of
the placement agency, especially in smaller cities.
Competent Group-Residence Supervisors in Demand.
Some dormitories provided by war-goods industries had little supervision other than a property manager. A few of the federally built
dormitories_, especially the earlier groups, likewise had scant . supervision. Competent personnel for these responsible posts was not
readily available.
Cooperation of Business and Industry.
On the whole, business interests have cooperated in tackling solutions of the housing problems of incoming war-industry employees.
Conspicuous for its scarcity is the spirit of the newspaper that blocked
establishment of a USO room registry in a southwestern locality on
the ground that this move would reduce its advertising revenues;
likewise, the selfish attitude of a few real-estate organizations in checkmating community efforts to provide temporary housing for war


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

6

WOMEN WAR WORKERS' HOUSING

workers. One of these in a great midwest industrial area ignored the
excessive juvenile-delinquency rate among teen-age girls in its locality, and did little to help emphasize the Homes Use Program for
augmenting decent living accommodations.
Municipal authorities in a few areas refused to suspend temporarily
the zoning restrictions that in normal times are desirable to protect
property values in residential sections but in wartime operate to
prevent the sharing of desirable homes with war workers.
Cross purposes, selfish ambitions, ap.d partisan jealousies cropped
out in many places, handicapping moves to enlist community energies
against housing congestion and related problems. Repeatedly community reports voice the need ~or coordinated effort among local
authorities, agencies, and organizations-each interested in reaching
effective solutions but unwilling to yield independent enterprise to
pooled efficiency, even in the face of limited funds and dwindling
staffs available to the separate groups.
Community Coordination Produces Results.
On the other hand, there is abundant proof of efficacy in cooperation from scores of communities. Complete and final solution of community problems arising from large inmigrations is rarely attainable. But the method of assault on the housing difficulty for women
newly employed in some congested areas, or in sparsely populated
localities surprised by huge war industries, challenges applause for
the community achievement and invites emulation by other areas
yet struggling wi,th similar problems.
·
Women's Organizations Supplied Leaders and Workers.
Unstinted acclaim is due the various women's organizations that
shouldered cooperatively the solution of housing and other major wartime problems in fulfillment of accepted civic and patriotic responsibility. Only a few case_s are reported where local councils refused the
proffered help of an active women's group.
Also, grateful account should be taken of the varied tasks performed by a tireless army of volunteers, cooperating in vacancy surveys, investig~tion of listmgs, reporti:i;.ig on local situations, promoting
share-the-home programs, and similar activities directed to improvement of living conditions in the war-industry communities. Though
the commu,nity consensus declares the greater value of a paid, trained
staff for a central room registry, in the absence of such personnel
for most lqcalities the contribution of tp.e volunteer corps to the present
emergency must be classed as indispensaole. ,

HOW SOME COMMUNITIES ATTACKED HOUSING
PROBLEMS
Representative specific methods that helped to relieve housingshortage problems, particularly for unattached women workers migrating to war industries, are briefed in the following reports for
their stimulative value:
·
In New England Area.
In an important industrial city many large homes were converted
into small apartments by private industry. Girls in war-goods production were placed in private homes through the Home Registry
Office.


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

WOMEN WAR WORKERS' HOUSING

7

Another city has a permanent residence hall, operated privately

for working women at_ very reasonable prices. It also has several
organizations that are prepared to help women find living quarters
as they come into the area for employment.
In Middle-Atlantic Area.
A hustling city has an ample supply of ro~ms. All agencies cooperate with the volunteer defense committee in making accommodations available.
A western New York manufacturing center has an information
service available to young .women applicants through the foresight
of its Citizens' Planniiig and Housing Council.
Another, through its Council of Social Agencies, keeps a supply
of inspected rooms, revised weekly, in cooperation with all housmg
agencies.
In the Nation's Capital Area.
F~om a Council of Defense Homes Registry, set up by the Washington Housing Association with the principal social-service organizations participating, and manned by volunteer civjlian personnel,
evolved first the Homes Registration Office. It operated with a paid
staff, including a corps -of trained investigators assigned for inspec.tion of listings, a clerical force to classify these according to minimum standards established in collaboration with the Health Department of the District of Columbia, and a closely coordinated referral
system to a central office. A young woman arriving in the , cityfor employment could be directed by the Traveler's Aid Service from
train or bus station to the Homes Registration Office, and there receive cards listing two vacancies that she might visit; if neither of
these proved satisfactory she could return for another selection.
She was referred by the listing clerk to a transportation adviser,
who gave her directions for reaching the houses.
This staff was federally financed, due to the dire need for the
effective service of a full-time trained personnel in housing the Federal employees who poured into the area. Ultimately the War Housing Center replaced the Homes R egis.t ration Office, continuing its
listing and referral function as to private-home accommodations with
intensified effort under the Homes Use Program, and in addition
sponsoring the conversion of large ·homes and other buildings into
apartments and rooming houses. The center also handled the allotment of accommodations in the residence halls, temporary dormitorie~ federally built for young women in war work, as ·well as the
family units in low-cost multiple . dwellings built by Federal authority in the area. Some of these residence halls and family units
were for Negro war workers, but the number supplied for them is
considerably short of the actual requirements.
'
Concurrent with this central effort to house Federal employees,
several large departments, including the War Department, set up
personnel counseling offices, whose functions included providing new
employees with information on living accommodations and other
essential services of the community. These were correlated with the
center.
Also, other residence clubs for girls, such as the YWCA, with its
permanent register of auxiliary rooms in private homes, carefully inspected and classified, strained their facilities to the utmost to meet


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

8

WOMEN WAR WORKERS' HOUSING

the mounting demands for accommodations. As elsewhere in larger
cities, the choice of young women centered on close-in locations, due
to the desire to be near the principal work area and recreation and
eating facilities, resulting in overcrowding and great scarcity of rooms
down town while accommodations in desirable outlying residential
sections went unappropriated. Transportation lacilities had to be
readjusted as to schedules and routes and augmented in supply in
order to utilize more fully the suburban-room resources.
In Southern Area.
The USO-YWCA of a shipbuilding city set up a Womanpower
Conference that made a survey of conditions, including housing for
women in war industr:r. Assisted by the Council of Social Agencies
the conference presented definite recommendations, based on the survey, to the City Health Department, the Police Departme_nt, other
city officials, and the transportation company. Joint efforts of the
conference and the council had three federally built dormitories allocated to the women, and a reception center provided for newly arrived
women workers until they could find permanent accommodations.
A small inland town's war-industry plant bought several large
homes and converted them into dormitories for its girls.
A coast city reported that a huge shipbuilding plant had provided
dormitories for its women employees. At that time, however, the
dormitories had little supervision.
· In Central Area.
A large city in this great industrial region reported a residence
hall for working girls, established years ago by a wealthy donor, which
provides accommodations at very reasonable rates. It is administered
by the YWCA but is an independent establishment.
The same area reports a group of residence halls owned and operated by the National Women's Trade Union League. These homes
cater especially to the unemployed woman seeking work and to students whose incomes are low.
A great industrial city has lifted its zoning restrictions for the duration so that rooms are available in choice residential locations.
A lake shore town planned to use as dormitories three large boats of
a lake steamship line if necessary to meet the . growing demand for
rooms.
In one community dormitories for women were built at an ordnance
plant and supervised by the State Defense Corporation.
In Midwest Area.
A progressive city of this region provides up-to-date information
on housing accommodations through its chamber of commerce. Frequent surveys of facilities are made and the lists revised accordingly.
Another city in this area reports many building-conversion operations under the Homes Use Program; also good cooperation among
the Defense Council Housing Division, the Federal Housing Authority, and the local real-estate board.
A large river city reports boarding homes operated by the Women's
Christian Association, the Lutheran Church, and the Woman's W elfare League.
In one city the business and professional women's group initiated
the room-placement plan for women war workers.


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

WOMEN WAR WORKERS' HOUSING

•

9

.Another, through its USO, stressed continuously the housing-needs
of unattached women. Its program of education persuaded householders to change their former policy of "men roomers preferred."
Early in 1942 a capital city in one of the northern border States set
up an Emergency Housing Commission of about 50 persons, representing its various community groups. It opened a housing office,
which now cooperates with the National Housing Agency.

In Southwestern Area.
A housing authority here cooperates with the local Federation of
Churches and' social-service organizations in providing information
and housing accommodations. War workers are reported to have
adequate housing.
A State college for women considered in advance the probable need
- for war workers from industrial plants under construction nearby,
also families of service men in adjacent army camps. The housing
class of the Home Economics Department surveyed accommodations
in hundreds of liomes, classified homes and furnishings ·according to
established standards, and made the listings available. The survey
has been repeated in cooperation with the USO to provide additional
accommodations.
Another city's war plant has built dormitories for many of its
workers. However, there is a scarcity of accommodations for wives
and families visiting their men in the army camps.

In West Coast Area.
The largest city of this area has had a girls' and women's Housing
Bureau for 10 .years. Presumably it provides recommended listings
to applicants. -It reports also a number of employed girls' clubs and
residences sponsored by church froups.
Another city, a community o homes, waived its restrictive zoning
ordinances for the duration of the war to permit the home owners
to rent rooms to war-industry employees. Twenty county buildings
were made into apartments for war workers under the conversion
program.
A shipbuilding city reports that war apartments under construction by the City Housing Authority will provide accommodations for
many single women.
.
At another industrial center where congestion persists, half the
dormitories built for men employees have been ' converted for occupancy by women war workers.
SOME LONG-RANGE CONCLUSIONS FROM SURVEY
REPORTS

..t\. widespread need exists throughout the United States for clean, .
adequate, respectable housing at reasonable prices for young plant
workers. As the standard of living rises, problems of accommodation
for unattached persons become more acute. Families whose economic
situation improves demand higher standards of housing and become
less inclined to tolerate the crowding that may result from "roomers."
This fact darkens the housing picture even more for the unattached
employed woman, against whom a definite prejudice as to her tenancy
already prevails because she likes to do her personal laundry; cannot


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

WOMEN WAR WORKERS' HOUSING

spend her ;venings at the corner drugstore; entertains :friends at
home, especially -men; insists on clean lmen, good housekeeping, and
so forth; sometimes is socially irresponsible; and usually has less income, so cannot afford to pay as much rent as a man can pay.
Many householders have shared their homes with young women war
workers during the present emergency as ·a patriotic service. Will
the actual experience with the modern young woman as a paying
guest in numerous households vanquish much of the traditional prejudice against women roomers? The answer to that question is the
responsibility of the young woman war worker herself. Indications
are that some householders find young women quite satisfactory as
roomers, and ask for more of them, after giving them a trial. If more
approved home accommodations can be opened to young women employed away from their own homes during the period following the
war, a much greater contrib1:1-tion than mere shelter will be made.
Both Government and community leaders recognize the great influence exercised by pleasant environment, partipularly that of a wellordered home, on the individual welfare of the worker and ultimately
on the quality of work produced. The social values of this particular
contribution in ternis of community gains have not been given the
weight they merit by communities themselves.
For most of the employed young women it seems likelr that group
housing must be the answer, either in supervised residence halls and
clubs or in rooming and boarding homes, espeoially for younger
employees in the lower income groups.
The po.int is clear from the community reports used in this study
that at present there is inadequate control and regulation of boarding
and rooming houses throughout the United States. In view of the
special public-service character of the boarding-rooming-house business, it is important that these controls be developed to meet the needs
of women war workers. - Community interest should be stimulated
to give attention to this important function of government, also to
provide and maintain for each locality to which young persons inmigrate in numbers for employment a "bluebook" list of approved,
recommended boarding homes. Such a list should be made available
through room registries, plant offices, and other places of easy access,
so that a young person, especially a young woman, could readily locate
desirable, reasonably-priced housing accommodations.
A plan suggested as a wartime solution by one large industrial center
could well be adapted for peacetime use. It proposes a full-t ime paid
staff to register and regularly inspect all places where young industrial
workers are housed. The staff could be connected with a .local housing
authority or board of health, and sponsored by such groups as industries, churches, educational systems, and welfare units; financing might
· be aided through chambers of commerce, employers' groups, and other
sponsoring agencies; publicity could be given in railway and bus
stations, the press, church bulletins, employing offices, and neighborhood drug stores. Thus the fusion of political authority and popular
support can become potent in the regulation of commercial boarding
and rooming houses.
,


https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis

0