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https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  THE  OFFICERS RICHARD DELAFIELD • GILBERT G. THORNE WILLIAM O. JONES MAURICE H. EWER GEORGE H. KP.:::TZ ERNEST V. CONNOLLY FRED' K O. FOXCROFT WILLIAM A. MAIN J. E. PROVINE RALPH L. CERERO JAY D. RISING H. E. SCHEUERMANN PERCY J. EBBOTT WILLIAM E. DOUGLAS HENRY L. SPARKS BRYON P. ROBBINS JOHN B. HEINRICHS LOUIS H. OHLROGGE WILLIAM C. MACAVOY WALTER S. JELLIFFE JOSEPH E. SILLIMAN • STANLEY F. KETCHAM KENLY SAVILLE • •  NATIONAL  PARK BANK OF NEW YORK ORGANIZED 1856  • • • PRESIDENT - VICE-PRESIDENT VICE-PRESIDENT - VICE-PRESIDENT - VICE-PRESIDENT - - • CASHIER • • • • -  ASST . VICE-PRES. ASST. VICE-PRES . ASST. VICE-PRES . ASST. VICE-PRES . ASST, VICE-PRES, ASSl. VICE-PRES . ASST , VICE-PRES . - ASST , CASHIER - ASST . CASHIER • ASST. CASHIER • ASST. CASHIER - ASST. CASHIER - ASST. CASHIER - ASST, CASHIER • ASST. CASHIER • ASST, CASHIER • ASST . CASHIER  DIRECTORS STUYVESANT FISH CHARLES SCRIBNER EDWARD C. HOYT W. ROCKHILL POTTS RICHARD DELAFIELD FRANCIS R. APPLETON CORNELIUS VANDERBILT GILBERT G. THORNE THOMAS F, VIETOR JOHN G. MILBURN WILLIAM VINCENT ASTOR JOSEPH D. OLIVER ROBERT P. PERKINS LEWIS CASS LEDYARD, JR . HORACE C. STEBBINS GEORGE C. TAYLOR DAVID M. GOODRICH EUGENIUS H. OUTERBRIDGE JOSEPH G. OLIVER, JR  Capital $10,000,000.00 Surplus and Undivided Profits 23,368,915.00 Total Resources$212,722,000.00 Issues Letters of Credit for Travelers Available in All Parts of the World  "C-every n you be identified?" day that question is asked by thousands of bankers. It is answered instantly. with positive proof and much pride by every holder of this little pocket-size bond. Signature, photograph, finger-prints are unbeatable. Let your depositors also be sure and be safe.  "Protection and Identification'' get new depositors Individual $1,000-bond-identity-cards like the above are given without cost with each and every order for INSURED checks. No extra cost for absolutely insuring your depositors. These cards are only issued for purposes of identification and insurance-NOT for establishing credit of holders. With fingerprints made in the presence of a bank officer, they provide your customers with a much appreciated service. Ask us how banks all over the country are now getting so much splendid prestige and NEW business with them. One banker says "It is foolish for any man to accept less" when such COMPLETE check protection costs no more.  Write for our booklet enabling anyone to read finger-prints al a glance,  It is mo3f interesting.  The Bankers Supply Company NEW YORK-165 William St.   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  ATLANTA  See ) Page XX  cr;'he Worlds Lariesl Manufacturers of Bank C~cks  CHICAGO-State St. at Sixtieth DES MOINES  I1  DENVER-1200 Law::-ence St. SAN FRANCISCO  aiz,  A Nation--wide Organization HE NATIONAL CITY COMPANY T buys and sells Bonds and Short Term Notes and has always at its disposal a wide range of Bank and Bankers' Acceptances. It has departments specializing in United States Government, Municipal, Railroad, Public Utility, Industrial and Foreign Government securities. The facilities of all these departments are open to the free use of banks, dealers and private investors. Offices in more than fifty cities are maintained by the Company. Many of them are in constant touch \\ ith the New York head·.:iuarters and with other Offices through about 10,000 miles of private telegraph wires. Your inquiries, through the office nearest you, will receive careful attention. 7  The National City Company MAIN OFFICE-National City Bank Building UPTm~. ·  OFFICE- -  rational City Building  PRINCIPAL OFFICES ALBANY, N. Y: Ten E\Ck Bldg. A1LA, TA, GA. 140 Peachtrer St. ATLA, ·TIC CITY, N. J, Chalfontc Block B\LTJMOHE, MD. .Charle & Fayette Sts. BOSTO~ 9, MASS. J0StatPSt. BUFF,\LO, N. Y. Ellicott i°'quarc I3ldg. CHIC GO, ILL. 137 :::io. La Salle St.  DhNYER, C'OLO. 71 -17tb 5t. DETHOil, MICH. 743 Gri " Id . HARTFORD CO . onn. ~tutual Bldg. I DIAN'APOLJS, I D. rI tcher • aY. & Trust Bldg. KANSA CITY, MO. 10!7Bilt;more ve. LOS A~GELES, CAL. 507 'o. Spring d.  NEW ORLEANS, LA. 301 Baronne St.  ROCHESTER, N. Y. Wilder Bldg. DIEGO, CAL. SA.· OMAHA, TEB. Building l'nion First at'I Bank Bldg. SAN FRA. •c1 0, CAL. St. Califorma 424 PASADE.•A, C'.\.L. Citizens .Javiug Bank Bldg . SEATTLE, WA H. Hoge Bldg. PHILADELPHIA, PA. SPRING! IELD, MASS. 1421 Chestnut St. Third Nat'l Bank Bldg. ST. LOUIS, MO. PITTSBURGH, PA. 415 Olive'St. Farmers' Bank Bldg. MEMPHb, 1L 1. SAI1'T PAUL, MINN. Bank of Com. · Tr Co. Bid•. PORTLA. ·n. ME. 'tatc a,·ing Bank Bldg. MILWAun,E. \\ IN. cr.·c1. NATI, omo Union .Mutual Bldg. WASHINGTO ', D. C. Fir t \Vi .• rat'l Bank Bldg. Fourth Nat'! Bank Bldg. 741-15th 't., . W•. ORE. ~n, L PORTL T. . MI , EAPOLI • 11 CLEVELA. TD. OHIO WILKES-BARRE, PA Yoon Bldg. Builders Exchange Bldg. Guardian Bldg. Miners' Bank Bldg. NEWARK. N. J. DH'E ·roHT. IOWA LONDON, h. C'., 2 E 'G. PROVIDE. 'CE, R. I. Kinney Building ·Putnam B,1ilding • ·o. 4 London Wall Buildinga Industrial Tru t Bldg. MONTREAL, CANADA, 74 Notre D:1mc St., West 'TORONTO, CANAD.\., 10 Kmg St., Ea t   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  III   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  SERVICE  To  YOUR· BANK  For Seventy Years  K. N. & K. has specialized in acting for banks · and bankers in the United States and neighboring countries, in the transmission of funds to' Europe ~nd all parts of the world. We have arrangements under which banks and bankers as principals can draw their own drafts on European countries or remit by Money Order to payees abroad in places with or without banking facilities. We furnish the necessary stationery supplies and descriptive literature free of charge. Our service includes regular advices as to current rates of foreign exchange.  Foreign Exchange Letters of Credit  Investment Securities Travelers Checks  Commercial Letters of Credit for Financing Exports and Imports  Knauth.Nachod & l(uhne Members of the N en, Y orq Stock Exchange  EQUITABLE BUILDING  SEVENTY YEARS  NEW YORK  IN SERVING THE PUBLIC IV   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  When In Doubt ABOUT  BANKERS' DIRECTORY SERVI CE Phone Your Reserve City Corresponden ts THEY KNOW THE BEST AND USE IT  V  .;  ;   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  What Do You Owe Your Depositors? T HRIFT does not end with mere saving-it also involves putting the savings to work for the highest return commensurate with safety. Banks, therefore, perform a normal function when they advise their de ositors how best to invest their savings in safe and conservative bonds. A good sense of service requires that every bank should be closely associated with a bond house of established standing-not only as an obvious obligation to its customers, but also as a means whereby its own surplus funds may be employed to best advantage. With such an association in view we invite your correspondence.  A. B. Leach & Co., Inc. Investment Securities NEW YORK 62 Cedar St.  CHICAGO 105 So. La Salle St.  BUFFALO Peoples Bank Bldg. MILWAUKEE First Wis. Nat'l Bk. Bldg.  BOSTON 209 Washington St:.  PHILADELPHIA 115 So. 4th St.  420 Ford Bldg.  MINNEAPOLIS ~cKnight Bldg.  CLEVELAND Guardian Trust Bldg.  CINCINNATI 4th Nat'l Bank Bldg.  ST. LOUIS Security Bldg.  DULUTH Providence Bldg.  DETROIT  . ..  H. M. Byllesby & Company  ~--  INCORPORATED  i  DIVERSIFIED INVESTMENT SECURITIES 208 Sou th La Salle Street  CHICAGO 111 Broadway New York Bank of Wisconsin Bldg. Madison, Wis. 10 Weybosset Street Providence  226 McKnight Building  Minneapolis, Minn. Second Nat'l Bank Bldg. !  ew Haven, Conn.  14 State Street Bot;ton Dime Bank Building Detroit, Mich. First National Bank Bldg. Oklahoma City, Okla.  Electric Securities Gas Securities Oil Securities  Government Bonds State•Bonds Municipal Bonds Industrial Issues n  I  las, Actual Size  ~'1,000 Accounts in ONE Day!"  3¾ X  3 Inches  ~riz,  \rt, This is what one bank secured with the-  LIBERTY BELL BANK The Reading Liberty Bank, Reading, Pa,-  .. Wo distributed 1000 Liberty Bells our opening day, and could have used 500 more."  The Mercantile Savings Bank, Baltimore,  Md.-··we had to stop advertising thi.s Bell on account of our supply of bank books giving out." The Liberty Insurance Bank of Louisville,  Ky.- 'The denurnd for tho Liberty Bell Homo Savings Bank has been tremendou•. and it has been hard to keep up with the demand."  RIGHT  In 145 years, Americans have not lost interest in the famous Liberty Bell-and they never will. Its sentimental appeal is too strong; it stands for everything this great Government stands for-PEACE, FREEDOM, HAPPINESS; it has won a place in our hearts that nothing can dislodge. · Is it any wonder then, that its replica, the Liberty Bell Savings Bank, has won instant popularity? It is NOT merely another style savings bank-it is the "Liberty Bell," with all its historic value, in a savings bank form. And this is the SECRET of its wonderful success. It explains why "live" banks all over the country are finding it the GREATEST EW SAVINGS ACCOUNT PRODUCER .AND SUBSEQUENT DEPOSIT BUILDER EVER OFFERED THEM I  Now f  Send for a sample Liberty Bell Bank and key. • . We will gladly send you one for inspection.  THE BANKERS SAVINGS & CREDJT SYSTEM CO. CLEVELA_ND, OHIO  Madison Ave. & West 103rd Street  ~-Paid-up Capital £1,920,000. [ £1 = Drs 25.]  Head Office:  ATHENS.  ITH its offices in all the principal towns of Greece, in Smyrna, Crete, Egypt, Cyprus, and in W Constantinople, the Bank extends Exceptional Facilities tor Export and Import Trade between  the U.S.A. and the Near East generally, and invites enquiries and correspondence relating thereto. LONDON OFFICE: 22, Fench urch St, E.C.3 MA NCH ESTER: Portlco Building, 57, Mosley St.  -·BRHK·of ATHENS  https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  V  New Banking Home of the Big 4th THE FOURTH NATIONAL BANK, WICHITA, KANSAS  BANK SPECIALISTS ENGINEERS BANK BUILDINGS  ARCHITECTS DESIGNERS INTERIORS COMPLETE EQUIPMENT VAULTS  Write/or Our &autlful/11 lllu!trated 'Portfolio on Bank Art Showing Our Work  VITZTHUM-BURNS  - -  21 E. Van Buren Street  CHICAGO, ILLINOIS  Let Our experience in Bank Equipment and Office Building Design help you solve your problem  ■   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  ■  VIII  ____,-- - -  In the banking business it 1s vitally necessary to have many valuable papers where they are instantly available, yet out of the way and safe. Kleradesks meet this requirement perfectly. A Kleradesk insures clear, quick thinking because it lets you work with only one problem before you at a time, Fits into your present desk system. Eliminates lost motion hunting for papers and letters. Smoothes out troubles caused by congestion of important papers. Doubles your desk space by clearing the working top. Distributes mail and memos• also holds papers where they will be out of the way, yet ~t hand when needed,  Klerad.uk..  Certk.c Sedioa.  LowMod...l  Enables you to keep your papers where they are not exposed to the gaze of everyone wno visits your desk. Eliminates duplicate handling of papers several times a day and the endless shuffling and re-shuffling that goes with putting them into different piles. Breeze from window or electric fan can't blow papers out of vertical compartments. Gives you just as many divisions as you want- no more, no less. Extra compartments added when needed, Pays for itself in time saved and added efficiency,  .LowMAdd.  Ccu.krSccfu11 Ent! Section  3i.uch  6inch  10inch  floor sections  9 Standard, Interchangeable Steel Sections The Kleradesk as the above diagram illustrates, can be built to suit the requirements of any desk. All sections fit together and are fastened by wing nut bolts-no tools required. Two upright sections when fastened together form a compartment adjustable from I inch to 1 ¾'. inches wide; 3-inch, 6-inch and 10-inch floor sections can be had when extra width is needed. Compartments can be indexed front and back.  Model "A"  Model "C"  Green . .. ... . ..... ... . $ 7.85 Oak ...... .... . ....... 13.50 Mahogany . . . . . . . . . . . . 20.25  Green . ............... $ 5.45 Oak . . . . . . . . . . . . . . . . . . 9.00 Mahogany .. . . ..... . .. 13.50 Takes less space than wire basket or wooden tray The Kleradesk shown in the above illustration is our ~egular Model "G," 6-compartment equipment and is made up with two end and five center sections. l t _is an extremely popular model, its 6 compartments bemg adaptable to the needs of practically every business man's desk. Covers only 6 x 11 inches of a desk-less space than a single wire basket.  Model "D" Green . . .. .. .. ..... . . $ 7.90 Oak .. ... . ... . . . . . .. .. 14.00 Mahogany . . . . . . . . . . . . 21.00   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  Model "G"-Olive Green Finish .... $ 8.40 " Oak Finish ............. 14.00 " Mahogany Finish . . . . . . . 21 .00  tsta.bU1M4  1906-Aetu.S.Pat.ocr.  IX  Model "F" (4 ½ " high) Green . . .. . .. . ... . .... $12.60 Oak .. .... .. ...... .. .. 21.00 Mahogany . . . . . . . . . . . . 31.50 Model "FF" (B½" high) Green ...... .. . . .... .. ..... $16.80 Oak ....... . ... . . . . . ....... 28.00 Mahogany .. .. . . . .. . ....... . 42.00   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  THE FIRST NATIONAL BANK, TULSA, OKLA.  Designed by the Weary and Alford Company, an old-established organization, embracing' a staff of designers and engineers especially trained in all the branches of work entering into the production of modern bank and office buildings and banking interiors  WEARY AND ALFORD COMPANY 1 '732 South Michigan Boulevard, Chicago  X  .las.  THE BUYER'S GUIDE A CLASSIFIED DIRECTORY OF SERVICE BY America's Leading Firms and Corporations Manufacturing or Dealing in Article Needed and Used every Busi'ness day in Banks, Business and Professional Offices and Buildings.  We consider these firms entirely trustworthy and the leaders in their lines RAND-McNALL Y BANKERS DIRECTORY and THE BANKERS REGISTER  ECONOMICAL FILING Corrugated Fibre Board Folding Boxes for Storing Deposit Slips Canceled Drafts Cashier's Checks General Tickets Pass Books, Etc.  BANKERS BOX COMPANY. INC. 536-538 S. Clark Street, CHICAGO, U.S. A.  pa.-_ _  -'!11 ·  A_c_c_o_uN_T_A_NT_s_AN_D_A_uo_1_To_R_s_ _  T HE A MERI CAN AUD IT COMP ANY PUBLIC ACCOUNTANTS  Home Office: 1oo Broadway, New York City Established Since 1199 Without Change In Manacement  f.  w. LAFRENTZ, C. P.A. (N. Y.),  Pmldent  BRANCHES  O. E. PRUITT CO., 112 N. La Salle Street, Chicago  WALDORF-ASTORIA, N. T.  i~~~~~o  ~A~~:~~~n. c.  ATLANTA RICHMOND BALTIMORE scBANTON  MILwAuum NJ:W ORLEANS SAN FRANCISCO LONDON, 111. c. ENG.  AUDIT AND BOND COMPANY OF ~'IERICA. 3d • ·ational Bank Building, t. Loui . Auditing and Accounting and Sy tern In tallation,,,  W. E. LANGDON Certified Public Accountant Industrial Engineer AUDITS  ADDRESSING MACHINES  FEDERAL TAX REPORTS  COST SYSTEMS  Huntington Bank Building  COLU 1BUS, OHIO  ADVERTISING NOVELTIES MEILICKE CALCULATOR CO., THE, 932-9!0 Wright wood .\ve., CHICAGO, ILL., m'.l.nufac nrer, of Phone Lists wi h your "ad" on the front cover . • cull for detail~.  RAND-McNALLY & CO. Chicago-New York  MAPS FOR ADVERTISING PURPOSES HIGH GRADE BOOKLETS PRINTING OF ALL KINDS I  AUDITS-SYSTEMS -INCOME  TAX  RFPORTS  E. J. HOLMES & COMPANY Certified Publlc Accountants  BANK NOTE-LITHOGRAPHERS  AUDITORS Westminster Bldg., 110 S Dearborn St. CHICAGO, ILLINOIS CLIENTS  SERVED  IN  ALL  PARTS  OF  THE  U ITEO  STATES  RANO  M<;:NALL.V B U I L D I N G & ,...ARC:IHSON STR.E.eT&  CLAAJo(  ESTABLISHED 1894  G  WM. W. THOMPSON & Co.  Quality Lithographing at a Buy able Price.  Certihed Public Accountants 818-826 Tribune Building, CHIC. GO, ILL. WE MAKE AUDITS AND SPECIAL INVESTIGATIONS.  WE HAVE SPECIALIZED ON FEDERAL TAXES.  WE DE51GN FINANCIAL a, FACTORY COST SYSTEMS.  INTEREST COMPUTING MACHINES  BLANK BOOKS AMERICAN BLANK BOOK MFG. New York City .  co.,  150-156 Lafayette,  . IEILICKE CAL 'l LA1'OR CO., TUE, 93'?-9-10 Wrl ht ood e., ('HICAGO, ILL. lntere t Cowontmg 'ach10e end for BROWN, M. B., PRINTING & BINDING CO., 37-41 Cbambet1 1 detail.. Ntiw York City.   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  riz,  lrk,  THE BUYER'S GUIDE-Continued ENVELOPES WRITE  ENVELOPES FOR BANKS  HECO ENVELOPE CO. FRANK HOGAN , President  MANUFACTURERS CHICAGO  351-363 Eas+ Ohio Str eet  BANK ILLUMINATINt  COIN BAGS GAYLORD BROTHERS, Syracuse, N. Y'. Write For Catalogue Showing P rices.  ALEXALITES  COIN WRAPPERS  furnish most effective and efficient illumination.  ~~~~  ENVELOPES FOR EVERY PURPOSE  I GAYLORD BROTHERS, Syracuse, N. Y. Write For CataloguP Showing Prices.  CENTRAL ELECTRIC CO. CHICAGO  CURRENCY STRAPS GAYLORD BROTHERS, Syracuse, N. Y. Write for CatalofJUe Showing Prices.  BANK OUTFITTERS (See also Ba nk Stationers, Lithographers, Office Supplies)  DUPLICATORS  J. W. COCKRUM .PRINTING CO. , Oakland City, Ind. Checks Blank Books, Loose Leaf Devices and Sheets, Bank Stationery and Supplies of E very Kind . Low Prices; Prompt Service. Write for Samples and Estimates.  o.  E . PRUITT  INLAND PRINTING & BINDING CO. , PRINGFIELD, MO. Checks, Drafts, Blank Books , Loose Leaf Devices, Sta tionery Office upp!ies and Furnitu r e, P r inting and Lithographing. P rompt ervire . Bank and Fire Proof Safes. ,Vr ite fo r Cataloizue or samples.  112 N. La alle treet, Chicago.  FILING CABINETS GRAND RAPIDS, MICH.  OMAHA PRINTING COMPANY, 13t h and Farnam Sts., Omaha, U. S. A. Lithographers, Embossers, Sta tioners, Office Furniture.  I  BANKS (HOME BANKS, POCKET BANKS, ETC.)  co.,  TERRELL'S EQUIPMENT CO. [ Manufacturers of  Metal Lockers and Steel Equipment  AUTOMATI C RE CORDI ' G SAF E CO., 159 N . S tate St.,  mfrs . of home Chi ago . Largest and only exclusive savings banks; make mor e , and more , -arieties, than all other mfrs. c omb·ned, supply; g the leading banks in practically every city, lar ge and small, in the U n ited States. Universal adoption of our safes d u e to: ( 1) th e ir modern design, ( 2) th e ir reliable s trueture--pe r man e n tly guaranteed, (3) th e ir low J>rice . They are sold upon a straight mfrs. margin o f profit and r ep r esent a higher value at the p r ice than any other article of bank equipme n t made. Be-  INSURANCE Tbe Bankers Service Company  for e buying·, write u s .  GLOYD BUILDING  -  KANSAS C ITY . MO . A  SAVINGS BANK MFG.  co.  V  Blanket  GRAND AVE. and FRANKLIN ST., CHICAGO  I  THE WATCH DIME BANK  I  If you want something different, If you want aomethlnc   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  Indemnity and Forgery Protection For Bank's Excluslvely  LETTER FOLDERS  exclusive write at once for sample. pricea, names of user• and full information.  O. E. PRUITT CO., 112 N . La Saile ~tr  t, Chicago.  BANK STATIONERS MLlLTIGRAPHS  (See also Bank Outfitters, Lithographers, Office Supplies)  Fort  ----  0. E. PRUITT CO., 112 N. La alle trtiet, Chicago.  ~!rn~~f:!nO Co-  NOVEi TIES  BANK STATIONERS Printers PASS BOOKS  ..  Utbographers  MEILICKE CALCULATOR CO., THE, 932-9t0 Wrlghtwood Ave  BLANK BOOKS l  CHIC,AGO, ILL., ma nufac t urer of Phone List with your "ad:t on t he f ront cove r . end for d eta ils.  XII  --  -----·---•-- -----·  -  --  ---  --  •-----••  _____________  ------  -  •  •  .  -  . -L  •  __,_._.  ~----  ::.  __ --~---~ ~-  -  ";_~-----_-•  __  --~  --,------_-_  THE BUYER'S GUIDE- (Continued) OFFICE SUPPLIES  riz,  RUBBER BANDS •  I;. '  •  I: I  : : I  :  ' 11"  STJlOMBERG, ALLEN & CO.  0. E. PRUITT CO., 112 N. La 'alle St., Chicago  SEALS AND SEALING DEVICES  430 - 432 SOUTH CLARK ST., CHICAGO  WE SAVE YOU 50 %  PROTECT YOUR CURRENCY AND COIN SHIPMENTS  BUY REBUILT GUARANTEED MACHINES Addressographs Duplicators Envelope Sealers  1:  SEALERS  ST A TIONERS- PRINTERS - LITHOGRAPHERS OFFICE SUPPLIES, FILING CABINETS, LOOSE LEAF BINDERS  Letter Folders Multicolor Presses Multigraphs, Etc.  WITH THE  Porter Safety Seal-The  Will buy or take your old machines in trade  OFFICE MACHINERY COMPANY, 22 E.Quincy, Chicago  Seal That Seals  ADDRESSING MACHINES MULTIGRAPHS DUPLICATORS LETTER FOLDERS DICTATING MACHINES ENVELOPE SEALERS MULTICOLOR PRESSES  BUY A REBUILT AND GUARA~TEED MACHINE AND SAVE HALF  O. E.  PRUITT  112 North La Salle Street  COMPANY -  CHICAGO  PATENTS  CLOTH TAGS FOR REGISTERED MAIL AND EXPRESS SHIPMENTS  PATENTS AND TRADE-MARKS COPYRIGHTS, LABELS. ETC., REGISTERED  MILO B. STEVENS & CO. l!atabllshed 1864  Attorneys and Solicitors  I  al  ---  "unotm --  I SECOND  Reinforced  Reglstrr No. 830  638 F Street, N. W., Washington, D. C.  with  1  j  BANK  -  ..  --  fRE~TERED(  Metal Eyelets  j~ _------..::-=• ; ~~_;  BRANCH: 358 Monadnock Blk. 1 Chicago Form 22-A-Size 2% x 6¾-Same as above, printed in two colors (Name, Address and Registered Block in Red, balance in Black) . Form 21-A-Size 2 ¾ x 4 ¾ -Same style as Form 22-A, except without Registered Block stub.  PRESS CLIPPINGS U. ·s. PRESS CLIPPING BUREAU. 536 So. Clark St., Chicago, Enert cll1>1>in1i service. Press clippings furnished on any topi~ Cover the entire United States. Wrlto !or further Information.  PORTER SAFETY SEAL COMPANY  157 West Harrison Street  CHICAGO  PRINTING & PUBLISHING SIGNS, (BRASS, BRONZE, GLASS, ELECTRIC)  RAND McNALL Y & CO. CHICAGO  YOUR BANK NEEDS DISTINCTIVE  PUBLISHERS of School Books, Directories, Atlases, Children's Books, Special Editions.  PRINTERS  YOUNG & SELDEN COMPANY  testify to their superiority in elegance, character and legibility. Our Book"BarikSigns"  Baltimore, Md.   · -~https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  SIGN TABLETS Thousands of Banks are usino our Chipped Gold Signs and every one will  Manufacturing Bank Stationers Quality First.  CHIPPED GOLD  Signs that will identify your institution in a pleasing a.cd impressive manner. That arc easy to read, do not tarnish and require no polishing.  Art and Commercial Printing of every description.  BANK:; ; : BANH =  :j·-· L = ,,;:o;  illlP.Est AAIO Ok :'.; IIME DEPOSITS lJ  -,, ....  ~.  ;, .,  ;~ ; c.;lC ,[  •1uE OEP C'- IT~ I '"  ~ .!  .---=- .____-_  1  Sent Free  Service Always.  RAWSON & EVANS CO., ~::i:,!~!~,nChic':t~~ XIII  -   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  :l.92:l. AUGUST  JULY s  M  T w  Tl  s  F  ..  ..  .. 1 2  .. . .  1114 185 186 187 181 1891 190  3  4 5 6 7 gig  .. 12 3 4 5 6 219  201  202 203 204  17 18 19 20 21 22 23 205  206 207 208 209 210 1 211  24 25 26 27 28 29 30 212  14 15 16 17 18 19 20  1112 13 14 15 16 17  233  239  238  237  236  235  234  21 22 23 24 25 26 27 240  .. .. .. .. .. .. 1 276  278  277  279  2101 281 1  2  3  21~ 28 3  7  6  5  4  8  284 215 286 287 1 288  9 10 11 12 13 14 15 289 290  292  29l  293  294 295  16 17 18 19 20 21 22 - 29E  297  299 .iDD  2911  301  302  23 24 25 26 27 28 29  I  3D31304  264 26!°266267  25 26 27 28 29 30 . . ............ .  .  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T  M  w  T  F  s  32  33  34  35  . .. . . 1 2 3 4 36  38  37  5 6 43  39  7 8  7T 72  10 ,11 1  48 --.S  47  46  45  44  40  9  1  12 13 14 15 16 jl7 11~ 50  js T s l  53 ~  52  51  19 20 21 22 ,23 ,24 125 57  59  58  I  26 27 28 • .... 1 . . . .  .. . . . .I. .  APRIL  I  •  •  ~I •  •  •  •  F  T  W  T  S  124'125126  1 121 122 123  ..(1 2 3 4 5 6 -m 128 129 uo 131 132133 1  7 8 9 10 11 12 13  13 9 lTo  134 ·135136 137 ---nT 1  14 15 16 17 18 19 20 1TIT42 14 3 14 4 -ITsf t"l& tO  21 22 23 24 25 26 27 Tia , 149 150 ~ 1511 12 01  ,-  +---t--t-  30 . . . . . . . . . . . .  I  -rr'-rrj73 -n-:&T 7Tl---n 7 8 9 10 11 6o  • •  •••• 1  ·~  28 29 30 31 ..... . I  . ... I ... .  F i S  WT  1  1 2 3 4  IT - -6T1---U-  5 6  I  11:1 21--U- ?Tf- fT -n--rr 12113 14 15 16 17 18 --iTi 79 SD 81 12--U-:-fi 19 20 21 22 ,23 24 25  ;r;1-;~13(r-;r•  •  •  •  •  •  '  •• I ••  JUNE  MAY S \ M  T  SM  •  •  •  •  _-;;;_  NATIONAL BAN'i<......,  CITY BANK & TRUST COMPANY  oKLAtto!vl.-\ CITY, OKLA.  Uov. 10 Rand McNally Bankers Directory Chicago, Ill. Gentlemen: We wish to say that we noticed I!.!MEDIATE RESULTS in our ';.'ransi t ~epartment FR'JM OUR A:J'IEP.TISE~NT in YOUR DIRECTORY. Yours very truly Edwin H. Hendersoh, Pres.   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  NATCHEZ, MISS.  August 24 Co. Rand McNally Chicago, Ill. Gentlemen:It gives us pleasure to state that we are well pleased with the results obtaine from ou: advt. in your Banker's Directory, gnd believe the same of benefit to us. Yours very truly, C. E. CARPENTER, Cashier. &  ~ ~ ; The Bankers oe;oslf Guaranty and Surety Co. • TOPEKA,KANSAS October 23th, 1919. Rand ~cNal:y ~ankers Directory, Cr.icago, Ill. Gentlemen:\'Je think cur advertisement in your Blue Book has been in a large measure responsible for our very satisfactory increase in business, and consider the cost, money well sper. t. Cur present contract expires in 1922 an:i now think we will be anxious to rer.ev; for another term. Continued success to you. Respectfully,  XY   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  The Rand McNally Bankers Directory gives to advertisers a country-wide circulation, covering a majority of the banks in America and thousands of the large corporations and lawyers, a circulation three limes that of any other similar publication and larger than that of any other financial publication in America.  RAND M<?NALL Y & COMPANY, Publishers CHICAGO (Head Office)  Rand-McNally Building  NEW YORK  lCVI  BARCLAYS BANK LIMITED HEAD OFFICE:  54, Lombard Street, LONDON, ' E.' C. 3. The bank has over 1500 branches in England and Wales, and agents and correspondents in all the principal towns throughout the World. $5 = £1  AUTHORISED CAPITAL • • • ISSUED AND PAID-UP CAPITAL • • • • RESERVE FUND • DEPOSITS (31st December, 1920) • • •  100,000,000 77,961,860 41,250,000 1,638,941,850  $  EVERY DESCRIPTION OF BRITISH AND FOREIGN BANKING BUSINESS TRANSACTED CHIEF FOREIGN BRANCH: 168 Fenchurch Street, London, E. C. 3 WEST END FOREIGN BRANCH: 1 Pall Mall East, London, S. W.1 LIVERPOOL FOREIGN BRANCH: 42, Castle Street, Liverpool MANCHESTER FOREIGN BRANCH: Corner of Fountain St. and York St., Manchester  THE BANK IS SPECIALLY ORGANISED FOR THE REPRESENTATION IN GREAT BRITAIN OF AMERICAN,..BANKS AND BANKERS AFFILIATED BANKS: THE BRITISH LINEN BANK, Head Office: EDINBURGH 150 Branches in Scotland  THE UNION BANK OF MANCHESTER, LIMITED Head Office: MANCHESTER 139 B r anches rn Lancashire, Cheshire, and the West Rid i ng of Yorkshire.  THE ANGLO-EGYPTIAN BANK, LIMITED Head Office: 27 Clements Lane, London, E. C. 4 Branches in Egypt and Palestine. Also at Gibraltar, Malta and Khartoum.  LONDON JOINT CITY & MIDLAND BANK LIMITED CHAIRMAN:  The Rt. Hon. R. McKENNA JOINT MANAGING DIRECTORS:  S. B. MURRAY  E.W. WOOLLEY  F. HYDE  Subscribed Capital Paid-up Capital • Reserve Fund Deposits (Dec. 31st, 1920)  £38,116,050 10,859,800 10,859,800 371,841,968  •  HEAD OFFICE: 5, THREADNEEDLE STREET, LONDON, E.C. 2 OVER 1,500 OFFICES IN ENGLAND AND WALES  OVERSEAS BRANCH: 65 & 66, OLD BROAD STREET, LONDON, E.C. 2 Atlantic Offices: "Aquitania" "Berengaria" Mauretania" AFF/LIA TED BANKS:  BELFAST BANKING COMPANY, LTD.   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  Over 110 Offioes in Ireland  THE CLYDESDALE BANK, LTD. Over 160 Offices in Scotland  ~riz,   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  LLOYDS BANK LIMITED. Chair.nan: Sir RICHARD V. VASSAR-SMITH, Bart. · Deputy-Chairman: J. W. BEAUMONT PEASE.  HEAD OFFICE: 71, LOMBARD STREET, E.C. 3. ( 5=£1)  CAPITAL SUBSCRIBED CAPITAL PAID UP  $353,444,900  70,688,980  -  RESERVE FUND  50,000,000  DEPOSITS, &c.  1,731,987,765  ADVANCES, &c.  - 755,395,865  THIS  BANK HAS OVER 1,500 OFFICES IN ENGLAND AND WALES.  The Agency of Colonial and Foreign Banks is undertaken. Affiliated  Banks:  THE. NATIONAL BANK OF SCOTLAND LIMITED. Head Office:  EDINBURGH.  130 Branches in the principal Cities and places in Scotland.  LONDON AND RIVER PLATE BANK, LIM .TED. Head  Office:  7,  PRINCES  STREET.  E.C. 2.  Branches in Argentina, Brazil, Chile, Uruguay, · Paraguay, Colombia, Paris, New York and Lisbon. Auxiliary:  LLOYDS AND NATIONAL PROVINCIAL FOREIGN BANK LIMITED. OFFICES in LONDON: 31, Threadneedle Street, E. C. 3; 71, Haymarket, S. W. l .(West End Branch) PARIS: Place del l'Opera BIARRITZ, BORDEAUX, HAVRE, MARSEILLES, NICE (St. Jean de Luz); BRUSSELS, ANTWERP; COLOGNE; GENEVA, ZURICH.  xnu  Prospective depositors waiting, not to see a world's aeries, but to open bank accounts. Attracted by the only method of securing large numbers of savings accounts by which the incentive for opening an account is taken away if the account ia closed.  -to successfully persuade and actuate the public to select and patronize your bank  · t is necessary to use the four prim_ai:y, "merchandising principles" of  attracting A-TT ENT IONawakening INTERESTcreating DESIREand developing ACTION Unusually attractive"l-'!points of constant contact," presented pleasantly, embodying the irresistible logic of a 'desirable purpose, are producing splendid results for banks seeking more new business. A remarkably- successful bank "merchan- by the steadiness with which these accounts diser," cashier of a large bank, says,-"We have grown and the small number of them set ourselves a definite goal to reach in a which have been closed." limited p~riod of time. In that period Another banker, new business manager, u,075 savmg:> accounts ~ad been opened. said in a speech to the F. A. A.,-"Some .... In followmg out the 1dea of attractive- may be inclined to doubt the advisability ness, we made use of the most desiral le of using such an expensive passbook, but savings passbook which we could obtain. . . . let me say that the accounts opened by building sentiment and affectionate regard means of these passbooks have grown reinto the business of banking; the fact that markably .... The resulting publicity was we were right has been proved conclusively well worth while." Still another bank opened 5,626 savings accounts in one day; then, a year later they secured 5,861 new accounts in a single day. PERFECT BAN~ MERCHA DISI G, expertly executed in every detail, made possible such wonderful results. Without false economy, but with intelligent merchandising, the above mentioned banks alertly adopted ~rove~ an~ tested methods of producing certain results-AND THEY GOT THE BUSINESS to their satisfaction and greater profit. We are proud of our part in assisting to produce such profitable and pleasing volumes of new business. Write us, and we will gladly assist you too.  DEPOSITS DEVELOPMENT DEPARTMENT The Bankers Supply Company State Street at 60th, Chicago, Ill. NEW YORK   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  CHICAGO  DE.  VER  ATLA~T.-\  DES MOINES  SAN FRANCISCO  OaGuardt Defending Banks and their depositors against frauds, without greater cost  LOOK FOR  ..THE MARK OF SAFETY" Protected by individual bonds of TlitAmerican Guaranty Comoany. These checks are the safest you can use. $1,000.00 of check-alteration insurance, issued to each u er without charge.  The Lar8est Manufacturers ol Bank Checks in th 2 Worl d  NEW YORK-165 William St. ATLANTA   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  CHICAGO-State at Sixtieth DES MOINES (Ste lnsidt Fron/ Co , l  ~X  DENVER-1200 Lawrence St. ·  SAN FRANCISCO  _ RAND M~NALLY ~riz,  BANKERS DIRECTORY AND  THE BANKERS REGISTER WITH  LIST OF ATTORNEYS Official Numbering Agent for American Bankers Association  THE BANKERS BLUE BOOK . 91st EDITION-  July 1921  -49th YEAR  A Consolidation of RAND McNALLY BANKERS DIRECTORY FOUNDED J.872  1  THE BANKERS REGISTER ., FOUNDED 1888  BANKERS DIRECTORY (Homan's and Sharp & Alleman's Edition) FOUNDED 1845 (Oldest Bank Directory in the United States)  See Page 5 for Alphabetical Table of Contents  RAND M9NALL Y & COMP ANY, PUBLISHERS CHICAGO (Head Office)  NEW YORK  536 S. Clark St.  40 E. 22d St. 1  2   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  Copyright, 1883, by Rand McNally & Company. Copyright, 1883. by Rand McNally & Company. Copyright, 1884, by Rand McNally & Company. Copyright, 1884, by Rand McNally & Company. Copyright, 1885, by Rand McNally & Company. Copyright, 1885, by Rand McNally & Company. Covyright, 1886, by Rand McNally & Company. Copyright, 1886, by Rand McNally & Company. Copyright, 1887, by Rand McNally & Company. Copyright, 1887, by Rand McNally & Company. Copyright, 1888; by Rand McNally & Company. Copyright, 1888, by Rand McNally & Company. Copyright, 18F9, by Rand McNally & Company. Copyright, 1889, by Rand McNally & Company. Oopyri~t. 1890, by Rand McNally & Company. Copyright, 1800, by Rand McNally & Company. Copyright, 1801. by Rand McNally & Company. Copyright, 1801, by Rand McNally & Company. Copyright, 1802, by Rand McNally & Company. 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July Edition.  RAND M9NALLY  BANKERS-DIRECTORY AND  THE BANKERS REGISTER WITH  LIST OF ATTORNEYS Official Numbering Agent for American Bankers Association JULY, 1921  49th YEAR  91st EDITION  To Our Subscribers This, the Ninety-First Edition of the BANKERS BLUE BOOK, marks nearly a half century of conscientious service to the bankers of the world, and the fact that seventy per cent. of the banks of the United States use our book, is proof that the service has met the hearty approval of the subscribers. The RAND McNALLY BANKERS DIRECTORY has absorbed the BANKERS REGISTER (Blue Book), for many years published by The Credit Company of Chicago, and combined these two publications. Some years ago, the BANKERS REGISTER absorbed the BANKERS DIRECTORY, ROMAN'S and SHARP & ALLEMAN'S EDITION, so that the RAND McNALLY BANKERS DIRECTORY is a consolidation of the three best known Bank Directories published in this country. We assure our patrons that, as in the past, nothing will be left undone by us in our effort to give them a Directory as nearly perfect as experience, continued vigilance, time, and money can make it. We wish to impress our constantly increasing number of friends and patrons that the claims of this publication for patronage are: 1. It is honestly revised twice a year. • 2. It is complete, up to date and is published nearer -to the date of'the information 1t contains than is any other similar publication. 3. It is printed in tabulated form, all similar items being placed in the same column, for the purpose of comparison-more expensive but rr.ore satisfactory to the user. 4. It is beautifully printed in clear, readable type. 5. It gives to advertisers a country-wide circulation, covering a '"'majority of the b~st banks in America and thousands of the large corporations and lawyers offices, a circulation three times that of any other similar publication and larger than that of any other financial publicatibn in America.  In Short, it is an Honest Product We hope that the results of our efforts may meet with your continued approval and we thank you for your patronage.   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  RAND MqNALLY & COMPANY, Publishers Rand-McNally Building  Chicago (Head Office)  New York 3  ~riz,   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  INDEX JULY, 1921, EDITION  STA.TES AND TERRITORIES,  Banks. PAGE.  Alabama ............... Alaska ................. Arizona ................ Arkansas ............... California .............. Colorado ............... Connecticut ............ Cuba .................. Delaware ............... District of Columbia .... Florida ................ Georgia ................ Hawaiian Islands ....... Idaho ...... ·........... Illinois ................. Indiana ................ Iowa .................. Kansas ................ Ken_t~cky .......... .... Loms1ana .............. Maine ................. Maryland .............. Massachusetts ... ... .... Michigan .............. Minnesota ............. M~sissi~pi ... .......... M1Ssour1 ............... Montana ............... Nebraska .............. Nevada ................ New Hampshire ........ New Jersey ............ New Mexico .......... ... New York .............  Indexed Indexed Indexed Indexed Indexed IndeYed Indexed .Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed  Map.  STATES A.ND TERRITORIES,  Banks. PAGE,  PA.GE.  On Index Ala. On Index Alaska On Index Ariz. On Index Ark. On Index Cal. On Index Colo. Opp. New Haven Opp. West Indies On Index Md. On Index D. C. On Index Fla. On Index Ga. On Index Hawaii On Index Ill. Opp. Chicago On Index Ind. On Index Iowa On Index Kas. On Index Ky. On Index La. On Index Maine On Index Md. On Index Mass. On Index Mich. On Index Minn. On Index Miss. On Index Mo. On Index Mont. On Index Neb. On Index Ne\T. On Index N. H. On Index N. J. On Index N. Mex. On Index N. Y.  North Carolina ......... North Dakota .......... Ohio ................... Oklahoma .............. Oregon ................ Pennsylvania ........... Philippine Islands . .. . ... Porto Rico ........... .. Rhode Island ........... South Carolina ......... South Dakota .......... Tennessee .............. Texas .................. Utah .................. Vermont ............... Virginia ................ Washington ........ .... West Virginia ........... Wisconsin .... . ........ Wyoming .. .. .......... Dominion of Canada .... Alberta .... ... ....... British Columbia ..... Manitoba ............ ew Brunswick ....... Newfoundland ........ Nova Scotia .......... Ontario .............. Prince Edward Island .. Quebec ....... . ...... Saskatchewan ........ St. Pierre et Miquelon. Yukon ............... Mexico ...... ..........  Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Ind,exed Indexed Indexed Indexed Indexed Indexed Indexed  . ............ . ............ . ............ . ............  . ............  . ....... . ....  . ............ .............  . ............ ............. . ............ ... . . . .. . . . . .  Indexed  Map. -  -  PA.GE.  0 Index N. C. On Index N. D. On Index Ohio On Index Okla. On Index Ore. On Index Penna. On Index Phil. Is. West Indies n Index R. I. On Index S. C. On Index S. D. On Index Tenn. On Index Tex. Op◊- Salt Lake C. n Index Va. Opp. Norfolk. On Index Wash. On Index W. Va. On Index Wis. On Index Wyo. On Index Can. On Index Can. On Index Can. Opp. Winnipeg Opp. Halifax Index Can. Opp. Halifax Opp. Toronto Opp. Halifax Opp. Montreal Index Can. Index Can. Index Can . On Index Mex.  Olt  MISCELLANEOUS MAPS PAO.It.  PA.GI.,  Africa .................... Opposite Africa (Foreign List) Bank Transit map (A. B. A. Num. System) Opposite 12 Boston, Mass. . . . . . . . . . . . . . . . . . . . . . . . . . . . . " Boston Boston and Vicinity. . . . . . . . . . . . . . . . . . . . . . . " Boston Buffalo, N. Y............................. :: B~alo .C~icag~ Chicago, Dl, ... , . · . · · · • • • • • · · • · · · · • · · • • · · Cincinnati, Ohio. . . . . . . . . . . . . . . . . . . . . . . . . . Cmcmnati London Index On England .............................. Europe .......... : .................... O_n Index Foreign _4 . Federal Reserve DIStncts ...... : ... O~pos1te Indianapolis Indianapolis, Ind. . . . . . . . . . . . . . . . . Kansas City Kansas City, Mo. . . . . . . . . . . . . . . . . " Milwaukee Milwaukee, Wis. . . . . . . . . . . . . . . . . . " Minneapolis, Minn ................ Opposite Minneapolis New York City New York City, N. Y............. "  New York City (Greater N. Y. and vicinity) ..................... Opposite New York City Philadelphia Ph~ladelph~a, Pa ...... : ... . . . . . . . . . . " Philadelphia Ph~ladelph~a, Pa. (Vic:mty Map). . . " Philadelphia P~1ladelphia and En_v1rons.: . . . . . . . Pittsburgh P~ttsburgh, Pa. (~~1!1 Port10n). . . . . " Pittsburgh Pittsburgh and V1c1ruty...... . . . . . . " St. Louis St. Louis . . . . . . . . . . . . . . . . . . . . . . . . " St. Paul St. Paul, Minn. . . . . . . . . . . . . . . . . . . " Chicago Seventh Federal ReservP District. . . " South America ................... On Index South Am. 4 United States .................... Opposite Washington, D. C ......................... Index D. C. Sou th America West Indies . . . . . . . . . . . . . . . . . . . . . . " World .... ......... . •...................... Opposite 8  I  MISCELLANEOUS CONTENTS For alphabetical arrangement of subjects and guide for use of Directory, see page 5. Foreign Banks, Bonded Lawyers, Laws, Accessible Towns, and Directors are thumb indexed in back of this volume. 4  AUSTRALIA and NEW ZEALAND.  ~riz, Ark,  BANK OF NEW SOUTH WALES (ESTABLISHED 1817.)  • Paid-up Capital - ~~~I Reserve Fund Reserve Liability of Proprietors . . Aggregate Assets 31st March, 1920 -  ~  $23,828,500.00 16,375,000.00 23,828,500.00 $64,032,000.00 $377,721,211.00  SIR JOHN RUSSELL FRENCH. K.B.E .. Genor'al Manager  351 BRANCHES and AGENCIES in the Australian States, New ~ealand, Fiji, Papua (New Guinea), and London. The Bank transacts every description of Australian Banking Business. Wool and other Produce Credits arranged. London Office:  Head Office:  29, THREADNEEDLE STREET, E. C. 2  GEORGE STREET. SYDNEY  J.,  y a a a  THE COMMERCIAL BANKING COMPANY OF SYDNEY LIMITED. ESTABLISHED 1834. INCORPORATED IN NEW SOUTH WALES 189.3.  h h is ~tl  Capital Paid up Reserve Fund Reserve Liability of Proprietors  Po  14 a  8  £2,500,000 - 2,220,000 - 2,500,000 £7,220,000  HEAD OFFICE-SYDNEY, NEW SOUTH WALES. LONDON OFFICE-18, BIRCHIN LANE, E. C. SYDNEY BOARD . G. J. COHEN, Esq., Chairman. Hon. H. E. KATER, M. L. C., Deputy-Chairman. Hon. H. MOSES, M. L. C. H. H. MASSIE,  JAS. W. MACARTHUR ONSLOW, Esq. 'r_he Hon. Sir THOMAS HUGHES. M. L. C. Sir THOMAS ALL WRIGHT DIBBS, Hon. Director. General Manager.  LONDON BOARD  Lb  Hon. HENRY S. LITTLETON, Chairman F. A. SCRIVENER. Manager. H. S. H. GUINNESS. Esq. J. G. PACY, Accountant. LEWIS W. G. BUTLER, Esq.  221 Branches in New South Wales and Queensland  AGENTS AND CORRESPONDENTS THROUGHOUT THE WORLD   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  L  ~riz. Ark, 1  1  ~ 4:-,• 45°  ) 2.,• L  F  E  M  F  0  X  I  UNITED ST A TES SCALE Statute l\Iile;,, 240= 1 Inch. 0 2~ 50  100  200  300  400  Ra.ad ;\-l0N11.ll1'1 New 11 x 14 Map of Unitw Statta. Cor1ri •ht b1 Rand )lc1'all1 & Co.  500   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  interest .... Earnings of the  .  banks came largely from interest and discount, Mr. Williams said. ••a,1thougb a total of~l:...~~00 was  o ~~ n~d ...{E~-1!!..€_~-fo~!!_~~_E.§_~~ ~fe~t ~ charges)and oth~r mtscer:;., ~  ;t............ ,,_ ..~--- .. .. ir,,,...--.,.:~~  taneous sources. ·.<red  off  by  the  $97,000,000 from Collections Exchange, Etc. In a statement recently made by the Comptroller of the Currency the above figures were quoted as to National banks, only. The state and private banks probably earned as much or more. Are YOU getting your share of this vast sum ? Every bank advertising in this directory is sharing in it. Collections are naturally sent to those banks advertising the fact that they specialize in prompt collection service. Look over the bank list in this BLUE BOOK and see the thousands of banks that are awake to the possibility of making the collection department an income producer. The cost is insignificant when the returns are considered.  Let us tell you of the Su~cess of Our Fee- . In-Advance System-It Pays OthersWhy Not YOU?  WHAT  You  WANT  To KNOW  AND  How To  FIND  IT  IN  Rand McNally -Bankers Directory and Bankers Register  THE BLUE BOOK HOW FOUND SUBJECT EXPLA ATION Accessible Points __________________ Town without banks ___________ . _________________ _ See "Non-Bank Towns" below _ ________________________ a by Ame~/can Ban,~ers Asso,~iation ___ Membe_r of, indicated • after name of bank. Numerical ystem, Explanat10n of _______________ _ Map opposite page 12. Officer of ________________________________________ _ Page 11. A. B. A. Transit Numbers------=== A igned to banks exclusively by this Directory  Attorneys---------------------- ___ _ Bank Exams. and State Officials __ Bankers Associations ____________ _ Banks _____ -------------------------Calendar---------------------------Canada ______________________________ Clearing House Members __________ Clearing Houses-------------------  under the authority of The American Bankers A sociation ------------------------------ ______ (Bonded) ______ ------------------------ ____________ National and State, with addresses ________________ and Officers ____ ______ ____ ____ ____ ____ ____ ____ _____ of United tatP.s, National, State, and Private; statement, offlc rs, general information ________ for year ____ _____ ____ ____ __________________________ Banks of, giving all branches, officers, capital, correspondent , etc.-------------------------------in each city, indicated by a________________________ in Unit d tates and Canada ______________________  Under name of each bank. See "Lawyers" below. Pages 13 to 17. Pages 11-12-13. Indexed alphabetically as to States. Towns and Banks. Page XIV. Indexed "Cana.," Alphabetical as to Provinces. the name of bank. * before Page 18 and at end of bank list in each city.  ational Banks, dates of and day of week, from 1886 to date ______________________________ ---- ___ _ Opposite Page 9. Correspondents ---- ---- ---- ---- ---- of each bank given _______________________________ _ After name of bank. County------------------------------ in which town i located fiven ___________________ _ After name of each t0Wt1. County Seat_ _______________________ indicated by a------------------------------------- •before name of town, both in Bank List and in Lawyers List. Date of Organization of Bank----- indicated by _______________________________________ _ Figures after name of bank, _ ___________________ Companies t Tru and Banks of Indexed "Direct." Directors _____ ------------------ ---Farm Mortgage Bankers Ass'n -- giving comolete Ii t of members _______________ _ Opposite page 13. Federal Land Banks------------ Gi\"ing Officers, Teuitory, etc, __________________ _ Page 32. Federal Reserve Banks------------ Complete Information ____ ------------------------- Pages 20 to 32. Federal Reserve Districts ____ ---- - District in which town is located---------------- Bold face figure under name of town or See top of first column bank pages. Federal Reserve Members ________ _ Statc Bank and Tru. t Companie ________________ _ ♦ Under name of bank. Financial Statement ______________ _ of every bank in United States and Canada fiven Indexed Alphabetically, as to State, after name of bank. ____________________________ _ Towns and Banks. and Banker ( elected List) ______________________ _ Indexed "Forgn." Value of, in U. S. Money __________________________ _ Page 9. Foreign Languages ________ -------- Table of cardinal numbers and commercial terms, in ten languaees _______________________________ _ Page 10. Foreign Lawyer __ ---- ---- ---- ---- Specially prepared Iist_ ___________________________ _ Under index "Lawy." Grace, Days of __________ ------------ Alphabetically arraneed as to states _____________ _ Page 6 and under "Laws." Holiday s ____________ ---- -----------See "Laws." 1nterest Rates ________ -------------- Alphabetically arranged by states, for quick reference ____________________________________________ _ Page 7. (See also Laws) 1nvestment Bankers Association_ Members listed in large cities marked by a _______ _ 1 After name of firm. Investment Dealers ____________ ---1 Following banks in each city. 1slands ____________ ------------------ c~ Indexed immediately after States. Laws __________________ -------------- A carefully prepared digest of Bankinf and Commercial Law of each state ______________________ _ Indexed "Laws." Lawyer In prinripal towns and cities. Bonded ty American urety Co. of rew York. Special Ii t of foreign attorney ______________________________ _ Indexed "Lawy." Legfslatu res ________ ---------------- Dates of Me tings ________________________________ _ Opposite Index "Laws." Location of Towns on State Maps (Map given with each state) indicated by _________ _ Guide Letter and Figure after each town. Maps ____________ -- ------------------ Rand- cNally' newe·t map of states, principal See Index Page 4. cities, Canadian Provinces, Mexico, etc. _________ _ Inserted in proper geographical position. Mexico __________________________ ---- llank and map of_ _______________________________ _ Indexed "Mexico." Negotiable Instruments __________ _ Law relating to, and states wllich have passed "The N gotiable Instruments Law" ____________ _ See "Laws," Indexed. Non-Bank Towns------------------ Showing n are t acce sible banking points, and Office, Teleeraph Station,_ whether Offl ce _______________________________ E. pre Money-Order or Indexed "Acces." Number of Banks _________________ _ In United tate and Canada _____________________ _ See Page 6. Numerical System of A. B. A, ____ _ Explanation and map of-------------------------- Opposite page 10. Officers _________________________ ---- of every bank in United States, Canada, and Mexico given after name of bank ___ ___________________ _ Indexed by States. Parcel Post ________________ ---- ---- Explanatiou and Rates ___________________________ _ Page 8. by -- -- ________________________________ . ____ _ Figures under name of town both in hown Population of Banking Towns ___ _ Bank List and in Lawyers List. Regulations ____________________________ _ Page Postal and Postage Rates _____________________ _ 8. Private Ban ks _____________________ _ (Unincorporated) indicated by a __________________ _ t after name of bank. ,. u 6. Page See -----------------------__ ion upervi tate Under Reserve Cities _____________________ _ for ational Banks _______________________________ _ Page 19. a _______________________ _ t after name of bank. State Bankers Associations------- Members of, indicated by by a ____________________ _ § after name of bank. State Banks _______________________ _ (Incorporated) indicated Statutes of Limitations __________ _ Arranged for quick reference. ____________________ _ Page 7. See also "Laws," indexed.  Comptrollers' Calls ---------------- to  ~~~=::~ ~~r::_=====================   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  ~i~ Pbrf}~co~andPhilip-pines:ifanks-of========  ~  5  ~riz,  NUMBER OF BANKS IN THE UNITED STATES AND CANADA IMPORTANT: This tabulation covers only institutions performing the functions of a bank. Some publishers, for reasons of their own, include in their tabulation all those concerns whose names they publish but whoso business is confined to the selling of Investments. Such information is naturally misleading. We carry the names of thousands of such institutions but they are not ineluded in this tabulation.  UNITED STATES STATE.  Total National Banks.  Total State Banks and Trust Cos.  Alabama ......•............................................. Alaska ..................................................... . Arizona .•.•.............................................. • .. Arkansas ................................................... . California .•.......... ; ..................................... . Colorado .................................................. . Connecticut ................................................ . Delaware .....•.............................................. District of Columbia ......................................... . Florida .......•.............................................  269 16 83 404 541 246 150 38 32 219 630 33 132 1,405 671 1,355 1,110 46 279 126 205 309 573 1,202 329 1,542  Wyoming ................................................... .  107 2 21 85 311 147 64 18 15 57 95 2 82 494 253 353 267 135 45 61 91 164 118 338 36 132 142 185 11 56 222 50 511 87 181 375 359 99 865 17 80 132 101 554 28 49 175 99 121 152 46  Grand Total, United States ............................... .  8,190  g~;~~::::::::: :·::::::::::::::::::::::::::::::::::::::::::: Idaho .....•................................................. Illinois ..................................................... . Indiana .................................................... . Iowa ....................................................... . Kansas ..................................................... .  ~:1:!t::::::::::::::::::::::::::::::::::::::::::::::::::: Maine...................................................... . Maryland .•................................................. Massachusetts .............................................. .  ~~~;~.:::::::::: ::::::::::::::::::::::::::::::::::::::::: MlSBISBIJ?Pl . , .. , .• , • .. , • • • • • • • · · · • • • • • • • • • · • • • • · ' ' • • ' • · · · · . • •  Missouri ................................................... . M-0ntana •................................................... Nebraska,.................................................. . Nevada .................................................... . New Hampshire ............................................. . New Jersey ................................................. . New Mexico ................................................ . New York State ............................................. . North Carolina •.............................................. _ North Dakota............................................... .  Ohio ....................................................... .  Oklahoma .................................................. . Oregon .....................•................................ Pennsylvania................................................ . Rhode Island ............................................... . South Carolina .............................................. . South Dakota ............................................... . Tennessee .................................................. . Texas ............................... •••••••••••••••••••••••• Utah ....................................................... . Vermont•....................................................  Virginia .................................................... .  Washington ................................................ .  271  1,017 24 70 18 87 523 553 677 642 626 187 618 43 400 566 497 1,036 101 5 352 317 228 847 110  Total Private Banks i  ·8  ........... ........... •7 ........... •5  7  . ·········· 1 •1 36 2 *2  .... .. .. ... •t69 210 •2  ........... 1 . .......... 7 *4 192  ........... 1  •5  *7  . ..........  .......... ··,  . ........... *12 . .. ········ 140 2  ........... *123  ..... ' ..... •2 •49  ........... •3 •5 2 132  ........... ........... 12 2  :r::o!:~~: :::::::::::::::::::::::::::::::::::::::::::::::,_____ _____ ........... ,,  22,405  1  ,_  1  1,154t  otal  AUBanka.  384 18 104 496 852 398 221 56 48 277 761 37 216 1,899 1,093 1,918 1,379 603 325 187 303 477 883 1,540 366 1,680 420 1,202 35 126 422 137 1,174 642 858 ,140 985 288 1,532 60 483 703 600 1,722 129 107 539 418 350 999 157 31,749t  •Under State Supervision. iThis does not include corporations, firms, and individuals whose names appear herein but which are doina an investment bwiinellll only.  CANADA Alberta..................................................... . British Columbia ............................................ . Manitoba ................................................. . Miquelon ................................................... . New Brunswick ............................................. . Newfoundland .............................................. . Nova Scotia ................................................ . Ontario .................................................... . Prince Edward Island ......................................... . Quebec •..................................................... Saskatchewan •..........................••................... Yukon ..................................................... .  425 256 364 2  126 58 171 1,623 40 1,166 597 3  '   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  Total, Canadian Banks and Bankers ..............•......... 6  4,831  INTEREST RATES, GRACE ON SIGHT DRAFTS, AND STATUTES OF LIMITATION See also "Laws," indexed in back of this Volume INTEREST RATES-NOTES .AND ACCEPTANCES-GRACE. Notes and Acceptances Due on Rate Legal by 1 - - - - - - i Rate of Interest Contract. Half Holidays. Days, Are payable Per ct. Per cent. and protestable the day-  STATES AND  I  TERRITORIES.  Holidays falling on Sunday are observed the day-  STATUTES OF LIMITATIONS.  Notes.  Sil?ht  mus.  Drafts.  Notes Ju~and OpecnWritten ments. Ac counts, Contracts.  nessed.  Years.  Years.  Years.  Years.  Sealed  Instruments wit-  - - - - - - - - - - - - - --1--- ----11------1 ----1- - - - - - - - - - - - - - - - - - - - Alabama-----------------------------____ Alaska___________________________________ _______________________ Arizona_ Arkansas------------------- ------------California_____________ _________ Colorado________________________ Connecticut______________________ Delaware ____________________ __ District of Columbia______________________ Blorida ----·----- ____ ____ ____ ____ Georgia__________________________________ Hawaii___________________________________ Idaho___________________________________ Illinois __________________ ____ ____ ____ ____ Indiana__________________________________ lo,ra_______ ____ ______________ ____ ____ ____ Kansas ____________ ____ ____ ____ __________ Kentucky________________________________ Louisiana________________________________ Maine __________ . ____________ ____ ____ ____ Maryland________________________________ Massachusetts _____ ______________ ____ ____ Michigan __________ ____ ____ ____ __________ Minnesota _______________ ____ ____ ____ ____ lrlississippL_______ ____ ____ ____ __________ Missouri_________________________________ Montana_________________________________ Nebraska Nevada :ew Hampshire::: ::::-:::::::::::::::·:  88 6  6 7 8  1  6 6 6 8 7 8 7 5 6 6 6 6 5 6 6 6 5 6 6 6 8  7 7 6  N:: ~:!~:0--:::::::::::::::::::::::::: ::  ~ 6  New York______________________________ North Carolina__________________________ NOrth Dakota___________________________ Ohio____________________________ Oklahoma _____ ____ ____ ____ ____ __________  6 6 6 6  :::::::::::::: :rate ~;:~;l;~~=----_:_:::::: Philippine Islands _______________________ .lny  Porto Rico_______________________________ Rhode Island____________________________ South Carolina ____ ____ ____ ____ __________ South Dakota____________________________ Tennessee_______________________________ Texas____________________________________ Utah____________________________________ Vermont______________ _________ Virginia------------- ---------Washington _____________________ ____ ____ West Virginia...___________________________ Wisconsin _____ ____ ____ ____ ____ __________ Wyoming________________________________ Alberta __________________ ____ ____ ____ ____  British Columbia ______ ____ ____ __________ Manitoba ______________ ____ ____ __________ New Brunswick _______ __________________ Nova Scotia _____________________________ Ontario_________________________________ Quebec __ ·--------------- ____ ____ ____ ____ Saskatchewa . _____ ____ ____ ____ __________  6 6 7 7 6 6 8 6 6 6 6 6 8 5 5 5 5 5  5 5 5  8 12 10 10  .A.nyrate Any ratet 12• 6  8 10  8 12 10  7 8 8 10 8 8  Any rate 6 Any  rate'II 7 10 8  8 10 10 12  6 6 12  6t 6 10  8 10 10  6t Any rate 12 Any rate 8  12 8 10 lZ 6 6 12 6 10  12 Any rate Any rate Any rate Any rate Any rate Any rate Any rate Any rate  After After After After After After After After After After After After After After After After After After After After After After'II After After After After After After After After After After After After After After After After After After After After After After After After'II After After After After After After After After After After After After After After After  After After After After After After After After After After After After After After After After After'II .A tter After After'II After After After After After After After After After After After After After After After After After After After After After After After After  No grace No grace No grace No grace Noi!race No grace No grace No grace No grace No grace No grace No grace No grace No grace After No grace After No grace After No grace After No grace After No grace After No grace After No grace "After No1?race After After Noi:race No grace After After No1?race No grace After After No grace After No1?race No grace After No !?race After No grace After No grace After No grace After No grace After After No 1?race After No !?race No grace After No grace After No grace After After No !?race After No !?race No1?race After No grace After No grace After No grace After After, No grace No grace After No grace After No grace After No grace After No grace After No grace After No grace After After Grace After Grace After Grace After Grace After Grace After Grace After Grace After Grace  After Before After After After After After After After After After After  10 20 I 3 No grace 10 10 6 6 No !?race 8 6 8 3 No grace 5 a-10,r 5 3 No grace _______ 6 2-4 C No grace 3-201 6-20411 6 6 No grace 17 20,r 6 6 No grace 20 20 6 3 No !?race 12 12 I 3 No grace 20 20 5 3 No grace 20 7 6 4 No grace No !?race ___________________________________ _ 5 6 5 4 No grace 10 20 10 5 No 1?race 20 20 10 6 No grace 10 20 10 5 No grace i 5 5 3 No grace 15 15 5-15 2--5 No grace 10 10 5-10 3 No !?race 21 20 6-20 6 No grace 12 12 8-12 3 No grace 20 20'11 6 6 Grace 6 6-10 6 6 No grace I 10 6 6 No1?race I 7 8 3 No grace 10 10 10 5 No grace I 10 8 5 No grace I 5 6 4 No grace I 6 6 4 No grace ZO 20 6 6 Grace 11 20 6 6 No grace I 7 II 4 No grace 20 20 6 6 No grace 10 10 3 3 No grace I 10 6 6 No1?race 1i 21 15 6 No grace ~ 1-5 6 3 No1?race 10 10 6 6 No1?race 20 20 6 6 No grace 10 10, __________ 10 No grace No1?race __________________________________ _ 20 20 6 6 Grace 11-20 20 6 6 No grace 20 10-20 6 6 No 1?race 6 10 6 6 No grace C 10 .t 2 No grace II 8 6 4 No grace 8 8 6-14 6 No grace 10 10 5 3 No grace 6 6 6 3 No grace 10 10 10 5 No grace 10-ZO 10-20 6 6 No grace 111 5-10 10 8 No grace 20 12 6 6 Grace 20 20 6 6 Grace 10 10 6 6 Grace 20 20 6 6 Grace 20 20 6 6 Grace 20 20 6 6 Grace _______ _ 30 5 5 Grace 20 12 6 6 Grace  •t ln.A.nDenver, Due Saturday during June, July, and Auiust protest Saturday or Monday at option ot holder. Y rate a~reed upon in writin2' is legal on collateral demand loans of $5000 and over. • " See laws, mdexed in back of this volume. t Any rate agreecl upon is legal, on Joane; over 300.00. • On loans of $300.00 or le , intere tat rate of 42% per annum may be charged by firms registered with Bank Examiner.   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  7  lriz,   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  RATES OF POSTAGE DOMESTIC CLASSES •  POSTA.GE ~·=-------l-----'LI='--MI=T;::_:_W~EI:c:.::....:.G~H=T~._  .l'irst Olass-~tters and sealed packages--------------·-·--·---------------------------  2 cts. each oz. or fraction thereof Four lbs. Postal cards _____ .... ___ __ ____ ____ --·----- •... ____________ --·---··· --·--. _ 1 ct. each------·-·---··--·-----· Second Class-Newspapers, periodicals entered as second-class matter and sent by the pub- 1 ct. per pound - -----·--···-···· No Ii.mi t. lisher or news agent ____________ ----·-----·-----------·-·--····-·----·--·--- { 1 ct. each 4 oz. or fraction, stamps _ _ Sam@ when mailed by others than above------------------·--·---·--------____ affixed-------------- -- -------· No hm1t. 4 lbs. For packages Third O1ass-Circulars, pamphlets, and other matter wholly in print, proof sheets, cor-} 1 ct. each 2 oz. or fraction thereof Jovel""{our pounds and rected proofsheets and manuscript copy accompanymg same·-----·-------1all books, see Parcel Post Rates. Fourth Olass-Merchandise and matter not included in any of the above classes •• __________ Parcel Post Rates (see below) -Special Deliver:, in addition to regular postage·--······----·-----·----·------------------- 10 cts. -----·--------·--·---·---Registry Fee in addition to regular postage ------··-------·---·· ---------··-----·---·-- 10 cts. -··--····--·--·-··-·······  FOREIGN POSTAGE TABLE The rate of postage upon letters to foreign countries is five cents for the first ounce or fraction of an ounce, and three cents for each addl. tional ounce or traction of an ounce, excep1'ing the following named countries. To these countries arnl places letters may be sent at the rate of two rents an ounce or fraction thereof. Scotland Bahamll.s Dutch West Indies Trinidad (including Tobago) Barbados England Wales British Guiana Ireland Windward Islands (including British Honduras Leeward Islands Grenada, St. Vincent, The Canada .Mexico City of Shanghai, China Newfoundland Grenadines, and St..Lucia) Cuba New Zealand Dominican Republic Republic of Panama The rates on other than letters to all foreign countries are: Single postal cards, each, 2 cents; double postal cards. each, 4 cents; newspaper and other printed matter, for each two ounces or fraction thereof. 1 cent. Commercial Papers.-Packets not in excess of 10 oz., 5 cents; packets in excess of 10 oz., for each 2 oz. or fraction thereof additional, 1 cent. Samples of Merchandi~.-Packets not in excess of 4 oz., 2 cents: packets in excess of 4 oz., for each 2 oz. or fraction thereof additional, 1 cent. Merchandise sent on order or as a gift must be sent by Parcel Post (not, below) or is subject to letter postage, which must be fully prepaid. Registration fee on letters or other articles. 10 cents. Ordinary letters for any forei1rn country (except Canada and Mexico) will bi> forwarded, whether any postage is prepaid on them or not. Foreign mail should be fully prepaid, as double the amount of deficient postage is collected before delivery in countries of destination. All other mailable matter must be prepaid at least partially, Limit of weight for orinted matter, 4 lbs., 6 oz.  TABLE SHOWING RATES OF PARCEL POSTAGE Parcels weighing four ounces or less are mailable at the rate of one cent for each ounce or fraction of an ounce, regardless of distance. Parcels weighing more than four ounces are mailable at the pound rate, as shown by the following table, and when mailed at this rate any fraction of a pound is considered a full pound. Parcels are limited. in weight to seventy pounds within the third zone and to fifty pounds beyond the third sone, and in size to eighty-four inches in "length and girth combined." Rate on books weighing eight ounces or less is one cent for eaoh two ounces or fraotion thereof for any distance: over eight ounces, the zone parcel post rates apply. WAR TAX,- One cent on twenty.five cents (less than 25 cents, no tax), two cents on twenty-six to fifty, three cents on fifty-one to seventy-five, four cents on seventy•six to one dollar.  1st zone Zone Local rate rate  Weight  ione rate  3d zone rate  4th 1one rate  $0.06  $0.07  0.02  0.04  2d  1st pound Each ad-  $0.05  $0.05  $0.05  ditional lb.  0.0½  0.01  0.01  I  I  I  5th zone rate  6th zone · rate  7th zone rate  zone  $0.08  $0.09  $0.11  S0.12  0.06  0.08  0.10  0.12  8th rate  FOREIGN PARCEL POST RATES Twelve cents per pouncl or fractions thereof. 'l'o many countries there is an additional transit rate. Eleven pounds is the limit to foreign point named in Uniteu Slates Postal Guide except: the limit of weight on Foreign Parcel Post is 20 pounds to Ecuador, Mexico, and ahador. Twenty-two pounds to Argen1 ine, Brazil. Bulgaria, steam served place in China, Colombia. Co ta Rica, Haiti. Hondura , Lithuania. Nicaragua, Paraguay, Pero, and H.oumania. Fifty pounds to Panama. Limited to three and one.half feet in length. and to six feet in length and girth combined. Please note. however. that there arn certain countries to which packages cannot be sent by parcel post. Your local post office should be consulted.  DOMESTIC MONEY ORDER BUSINESS ThEl printed apolication form must be used when applying for a money order. The applicant must write his or her own given name and surname In full, and given name of the payee must be stated in foll if known, otherwise initials may be used. The given name of married women mnst be 111ed and not that of their husbands. Names of places, streets, and numbers should be written in plainest manner possible. A money order can not be made payable to more than one person or firm.  Domestic Money Order Fees l'or orders of $2.50 or less···--------·-·-·-··--·-··-···-···--···-···· 3c  Over S 2.50 and not exceeding S 5.00 •••--·--····-·-·····-··-·-······· 5c 5.00 " " 10.oo.•••.. _•••••••••• ·-·-·····--- -··- 8c "  ::  ~:~ ::  ::  itit:==============================  I Over $30.00 and not exceeding S 40.00 ••••---··--·······----··-·-···· " 40.00 " " 50.00 .••• -·-·····--·····--···---·-·· •·  50.00  "  m : ~~:ii ::  "  ::  lie  18t 60.00 .•••••••••••••• -··-··--···----· 2<k  1itii::=============================  Orders payable at a money.order office can not be issued for an amount exceeding $100.  L>~  INTERNATIONAL MONEY ORDERS Money orders can be issued between the United States and fifty-eight countries, rates diff'erini: and subject to change. See your Postmaster for latest rates.  RATES FOR EXPRESS MONEY ORDERS Not over -·····-··Si!.50 •.••••.. 3 cts. , Over $10.00 to $20.00_ ••.••••• 10 cts. , Over S40.00 to $50.00 •••••••••18 cts. OTer S2.60 to 5.00._••••• 5 cts. Over 20,00 to 30.00 •••••••••12 cts. Over 50.00 to 60.00 .•••••••• 20 cts. OTer 5.10 to 10.00 •••••••• 8 cts. Over 30.00 to 40.00 •••. -•..• 15 cts. Over 60.00 to 75.00 ••••••••• 25 cts.  8  I Over $75.00 to $100.00 ••••.... 30 eta.. Over SI00.00 a.t above rates.  ~lie  NATIONAL BANK el' NEW ZEALAND  es  nd  eel  Lini.ited  diof  H~Offia:17,Moor~ Str~. LONDON.E.€#2  per ets in  ow) il?'ll  as east  Au1:horisad,, ~  b,000,000  Subs~ Gipilal  £3,000,000.  l'auL Uy ~il:4  £1,000,000.  R.asa.rva...  £1,020,000.  r'l.UlA.s  ~ ~ £1lpoo,ooo.  hree  C/rflwr Wulir. J'.£CR.E:.'TARY, AND lOHDO:K XAXAGEt...  is 20 Rica,  ~Office.  rtain  '1.-l'L,  New-ZMland,  lrne.me nst be  Wdlinf,hm.  _ lie _ 18t' - 20c --  D_ W. .Du1:hie, <Senud ?Ianatfa?J  25(  - 30t'  lo  sw for  __ so ct.a..  ~   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  Branches and Agencies throughout New Zealand the principal of which are indicated· above  ( DAN NE VIRKE New  Branches  at < MASTE,R TON  ( WHANGAREI  ~riz, lrk,   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  A  105°  B  120°  0  13,,•  D  150°  E  F  165°  1so· G  H  f65°  J  135 '  120°  L  K  M  N  60°  p  0  Q  so·  R  15'  o·  s  T  15°  so·  u  V  60°  w  X  Longitude West .'rom G -eenwicb  WORLD Rand :\J..::Vally'a Ne• 11 x 14 Map or the World. L1 It~-  ,\  ropyro~LI  -t-~-..  1  RD.ud MoNaJ11  ~~~~LAS II  1 I  T  C  C  00°  3  {5'  45  4  4  p ao  A  I  C  C  I  F  so•  0  MIDWAY  _ .  _ _ _ _ _ _ _ TROPIC OF CAN~~ _  . ·(U,  5 ~ M.!RUS~I l1.  a,..Guam l. CAROLIN'E - h1LAND$ ..  ·-,.J.:i  8  ;-.  '· ~~• ..  ♦  I  o•  .:?., ···•+luw  1u IsL  E  ·os - -  5  -  ( U. S )  N  .rl  15°  ;. "~ r MARSHALL. ls.  ~  ( U. I.)  Is.\  HONOLULU  0-f/·:.rc  .' ("•~-)  15°  11  (OER.)  I  l liv  ..-ton Roci: I.•  6 Rowland I.  .. · ;:  - . Ciuun3'.u h1,J,MDI 0  : Baker I.  .• GtLB&RT  (DR.)  o•  7  7  N 15°  1o  0  ','  8  8  ,..:r:ruz.tin..::,tTe.  ATLANTIC so·  30•  0 G E T  9  I  C  F  C  [  urrA-!'f DA  •  0  45  OuseA ls.,. -  <••·)  '  C E  ?rbw  (Fa.)  <•A ,  (U.)  (FR' )  Auoldaod .•  (•'-)  10 MAC UAR.JI  ls.-:  (Ba.)  .  • ST. 1'~U£  ::::=-=~+i1-{- *.ll!ell4IBc..!!J'Wl.L..+ - - - - f - - =-_.::;_7--- -,----i----~M~or~lotn~l~ ..."<p~,l=•~::,;Ed:.-::!~,d~l~.-.~~' -C~a~oz~&~t~ls~.----t- -----l,I 4-0•  Cape Prof Meo  .RoT LCOI.,  9  AM8TFRJ>  (FR.)  • Gough I.  • Antipodea 1.  0  ,Campbell I l••·) (BR..) AoUpod .. or Greenwich I.  E  C  (FR.)  ~KE OUELEJf  (ra.)  N 8o1JTU OSOII-CTA  (••-)  : BOU\' ET  I: 10  ?d.cDoua.td [. •, Beud I, (Fil.)  .s.  ,•  !IANDWICII; GJIO . P ·'  • Emerald L (8".)  GO'  ----1------+--- - -+--~(••·~)----+----+------t----- +----+-----+------l-----lll  60°  ~"  y•·  .,,...  -----r-----i --I  A"4TARCTIC CI RC LE  L  11  N  A  D  I  A  ~os•  B  120"  C  135°  D  150°  I E  165 °  F  1so  0  G  165°  H  150•  _,,, __  -r----  ________ EN~~~1/ __ KElll' LAND KAISER WILHELM 11 LAND  I I  135°  J  l20°  K  105 •  L  :M.  15•  N  60°  o  4.5•  p  so•  Q  15°  R  o·  8  15°  T  30"  U  i5.  V  oo· W  75•  X  11 530E   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  COMPTROLLER'S CALLS TO THE NATIONAL BANKS FROM SEPTEMBER 9, 1886 TO DATE YEAR  JAN-  I FEB.  APR.  MAR.  MAY  JUNE JULY  AUG.  SEP.  OCT.  DEC.  NOV.  T  Th  Datu and number of Calla m1d1 on reap1ctl11 d1t11  1886 28 8;.,_ 7 M F F w w CALL DAT 1887 _4_ _ _ _ _ 13 5 1 BO 7 I_ 5 --- --s M w T Th 1888 - - T14- - - - 30 7 12 4 30 "~ 10 1 F M ,, M w 1889 - - -F ti 26 2 11 7;_;, 12 uO J 30 13 -- - -- - s F Th F 2 3 1890 18 0£ 17 ,8 19 78 28 r9 2 76 Th F M w M 16 4 1891 4 ,7 25 18 9 66 26 fi9 2 ots -T- - - - T- - T-F 10 F 5 1892 12 56 17 77 1 '0 9 70 - - 30 80 5 6 w-M Th T T 1893 12 tj9 3 6 Q7 4 -<, 3 9 7 w F w T w 1894 18 7"' 28 , 1 19 ':°t) 4 5 2 ~6 1 T- Th T s F 11 ,,5 1895 13 -, 5 ~6 28 7 9 9 T Th F T ~ 1896 17 14 08 10 7 28 6 84 ' -F - - - -FT T w 4 11 1897 14 , , 23 7ll 15 9 -:2 5 74 Th Th T F Th 9 12 14 ~, 1898 18 5 5 20 - - - - 1 "', 13 .F -s- - - vr- --·~ 6 5 .,,, 1899 - - 4 f> 30 86 8 7 2 - - ---n:;14 F Th w 1900 - - T13 29 4 26 ~ - -- 1J M T M 1901 - - -T5T- ') 15 2 , - 30 7 ·s 16 -T- - ~ w-w v 25 l 1902 16 7 30 25 7 15 6 17 -T - - - T Th F ~ 1 1903 ... 2 9 17 9 9 ..; 6 - - - - -T- - - -~ - ~ M 3 19 1904 F22 66 10 ,:' 9 28 v!J 6 89 T F ~ M w 5 20 ~o 1905 11 6· 14 62 29 9 --T-M F M 2 21 1906 M29 81 18 .3 6 ,_ _ 4 12 8 - - Th 3 22 F T M s 1907 26 75 22 ::>f> 22 20 ~9 4 23 w F F Th w 1908 - - -F_ 15 ,2 27 5 14 ':'3 23 ) 14 1 24 T -- --vrw w-- - - 16 "'{; 23 -.) 1909 .0 28 2 5 1 ± 25 ---n:;---n:;Th T 1910 M31 -ti 30 I 10 " 29 "17 26 1 w T T F s 2 27 1911 7 58 5 7 6 7 'i~ 5 1 F Th T T w 9 2 14 1912 18 4 ::. 20 ,_ -- - ~F -- - -T- - ~ vrT 6 29 1913 4 9 ..!__24 ,0 21 :., -T- 13 30 w-Th s s T 1914* 13 B: 12 . 31 61 31 30 118 4 50 31 w s Th Th F w --1915* - - - - 4 63 31 - l 1 23 10 2 M F T F w T 1 2 1916* 0 27 7 67 1 5" 30 . 17 12 "" -M vr-T M T T 2G on Monday 1917* 7 20 - J 5 8 31 1 11 20 --~ - - F1 - - - -F - - -T- - 46 " Tuesday s 1918* 10 17 29 '"D ~l t,-, 34 " Wednesday 4 ·3 1 31 - w-M F M 29 " Thursday M 1919* - - - s - - 4T 3 12 12 4 30 17 - ~ 34 " Friday T w w M w 1-i . aturday 1920* - - 28~r 4 30 15 B 0 Total, 182 Th Th 21 1921 28 r30 I  II  l)J  f  C)  I ~  I  I,)  ~  I ~  )  I~  '±  I ~  f -  ~  ,-  :-i  ~  ~  I  I  10  I ~  t'.  I ~  f -  ..  (  I ~  L  ~  ~  I  J  J  \)'  I ~  -,i  • Six calls made each year  KEY  ~  Ince 19H.  Figures In BLACK denote day or month call was made. Figures In COLOR show number of days Intervening between eall1. LETTF&S In Black signify day of week call was made.  Courtesy of Crock er National Bank, San Francisco, Calif.  VALUES OF FOREIGN COINS  TREASURY DEPART:!IENT, OFFICE OF THE SECRETARY,  Washinoton, D. C., July 1, 1921  In pursuance of the provisions of section 25 of the act of August 27, 1894, as amen<lcd by Seciion 403, Title  IV, of the Act of May 27, 1921, I hereby proelaim the fullm•,ing E>stimate b. the Dirtctor of the Mint of the values of pure metal contents of foreign coin ' to be the value of s 1ch coin in term or the money of account of the United 'tates, to be followed in estimating the value of all for.;ign mercha.ndi e exported to the United States during the quarter beginning July 1, 1921, eApres eel in any such metallic currencic. : Pro1Jided, however, that if no such value ha been proclaimed, or if the value so proclaimed varies by five per cent um or more from a value measured by the buyina rate in the~ .,.ew York market at noon on the day of xportution, conversion 1:,hall be made at a value mea ured by . uch buying rate, as determined by the Federal R" erve Bank of 1 ew York and published by me as certified by aid bank pursuant to the provisions of said Section 25 as amended.  A. W. MELLON, Secretary. Values of Foreign Coins Value in , LEGAL STANDARD, MONETARY UNIT, Tetetof REMARK Money . .ur:entine Republic __________ Gold _______________ Peso_______________ $0.9648 Currency: Paper, normally convcrtih1e at 44 per cent of race value; now inconvC'rtib IC' . .iustria-H un~ary _____________ Gold _______________ Krone ____________ _ .2026 Be!eium _____________________ G~ld and silver ____ Franc _____________ _ .1930 Member Latin Union; gold is actual sfand.ard. Bolivia _______________________ Gold _______________ Boliviano _________ _ .38113 12½ bolivianos C'qual 1 pounu terling • OOUNTRY.  Brazil._ ______________________ Gold ______________ Milreis. ___________ _  .5462  Pound sterling ____ _  4.8665  Dollar -------------  1.0000  Oolon _____________ _ Dollar ------------Oordoba _______ _ P eso --------------~~!gn _____________ _  .4653 1.0000 1.0000 ,, .43 " 0 .5000 .3650 .7082 .7061 .6774 .6918 .6551 .7206  Briti5h Colonies in Au ·tral- Gold _______________ asia anti Africa. Canada ______________________ Gold _______________ Central American States: ~osta Rica. ______________ Gold _______________ ritish Honduras ________ Gold _______________ Nicaraeua _______________ Gold _____________ Guatemala. _____________ } . 311ver -------------Honduras Ohi!:a~vador _:::::::::::::. __  ~gJf--------______  Oh.  ma ________________________ Silver____________  Amoy ____ _ Canton ___ _ Cheefoo __ _ Ohin Kiani! Fuchau ___ _ Haik wan (c118toms). Hankow __ _ Ta.eL Kiaochow _ Nankin ___ _ Niuchwane Ningpo __ _ Peking ___ _ Shanghai __ Swatow __ _ Takau ____ _ Tien tsin __ .  I 1ft~~;konii: l~i;~-:::----:::::\~ii~~i: i li~=~i=~~~~\\j\~\ Ii~\;~; ;:;~~~~;;  Dollar Bntish ___ _ Mexican __ _  ---- ---- ---- Gold _______________ Pound (100 piasters)  ~:~ed ==== == :::: === ·==-= ====  gg{a and-silver=::: J::t~======::::::  ---------- Gold.-------------- Mark ------.------------i~~a~~taf~ ·--------------- Gold ______ -:-------- Pound sterlmg ____ _ Greece  --------- --------------Gold and silver. ___ Drachma _________ _  Haiti ____ ---- - ---  . ---- ---- Gold--------------- Gourde ___________ _  f~td~f~:sh) ___ ---- ---- ·---,i-~Jd ___ ---- ---- ---- R~pee -------------  ~;::: ::::::::=::::=:::::; ~;~:~·~_::'.::\;ii:::::;;;;;;;;;;;; p Mexico -- ---- ---- ---- ---- ____ Gold_________ Nether lands - ---- -~-- ---- ---- Gold._ _______ :===== G~~fcie;Tifforinr-Newfoundland. ______ -------- Gold. ______________ Dollar __________ ---  gg1g  =--=---==== ---~~;:r::=== ==========~=== ==== Pa aguay --------------- Gold _______________ <loJd _________ P ersia ----------------------- { Silver Gold---=========~== ---- ---- Gold ____ ----iiieTslands _______________ ___________ iort~Pal  ptrn·  ------------~~ Pe o (Argentine)..  A:dll'afl -----K ==============_ dfr~ Peso _____________  f~f}i~~~;;;;;;1;i!!!!i ll]il!Illjl:'.::;: ~l\ \~~\\)l l  ~tr~t.s Settlements ___________ Gold _______________ Dollar ____________ _ s:itz!~ianc1::=======---------  ggJa--------------- f~i;-------------  .2382 4.8665 .1930  Member Latin Union; eold is actual standard.  . 2500 .4866 .4665 .1930  Member Latin Union: eold is actual standard .  .4985 1.0000 .4985 .4020 1.0000 .2680 1.0000 .9648 .0959 .0795 4.8665 .5000 1.0805 .1930 .5146 1.0000 .1930 .3709 .1930 .5678 .2680 .1930 .0440  g~J~ -----------==== t~t~ar-:::::::::=::   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  Ourrency: Inconvertible paper .  Ourrency: Inconvertible paper .  1.0342 .1930  9  { Guatemala: Currency. inconvertible paper. Honduras; Ourrency, bank notes.  The tael is a unit of weight; not a coin. The .6626 customs unit is the llaikwan tael. The values of .6863 other tael are based on their relation to the value .700 of the Haikwan tael. > .66H The Yuan silver dollar of 100 cents is the monetary .6809 of the Chinese Republic: it is eQuivalent to unit .61104 .644 + of the Haikwan tael. .6469 .6542 .7127 .6863 .4641 .4658 .46 58 .4692 1\lt•xiean. ih·er pe ·o · i. ,-.ued undf'r \lex1tan degree of Nov. 13. 1918, are or silver content approxirnatP.ly 41' v I es. thau tht> dollar here q uo~ed. <Jovernment paper and gold . Currency: .9733 1.0000 .2680 .4867 4.9431 The actual standard is the British pound sterline. which is legal tender for 97½ piasters. .1930 .1930 Member Latin Union; eold is actual standard .  Turke1 ------------------ ____ Gold _______________ Piaster ___________ _ ~:~ia-===================  Currency. Government paper normally convertible at 16 pent·e (-$0.324-!) p1•r rnllreis.  (10 rupees eQual 1 pound sterline.)  Currency: Depreciated silver token coins. duties are collected in iold.  Oustoma  Currency: Depreciated Paraguayan paper currency • Currency: Silver circulating above 1ts metallic value . { God coin i a commodity only. Currency: Inconvertible paper,  Valuation is for eold peseta; currency is notes of the bank of Spain.  ('°  Member Latin Union; eold is actual standard . piaste, eooal to the Tn,kish £,1  Ariz,  TABLE OF CARDINAL NUMBERS AND COMMERCIAL TERMS IN TEN LANGUAGES ENGLISH.  FRENCH.  GERMAN.  SPANISH.  ITALIAN.  PORTUGUESE.  DUTCH.  RUSSIAN.  DANISH.  SWEDISH.  1 One ............ Un •............ Ein ........... . Uno •........... Uno •........... Hum,M.Huma.,F Een ............ Odun •.......... En ............. En ............ . 2 Two.. . . . . . . . . . . Deux •.......... Zwei .......... . Dos ............ Due ........ ~ ... Doue, M. Dua.a, F Twee •.......... Dba. •........... To ............. Tva ...........•  3 Three . . . . . . . . . . Trois.. . . . . . . . . . Drei .......... . Tres. . . . . . . . . . . . Tre . . . . . . . . . . . . Tres.. . . . . . . . . . . Drie.. . . . . . . . . . . Tza . . . . . . . . . . . . Tre . . . . . . . . . . . . Tre ........... . 4 Four . . . . . . . . . . . Quatre.. . . . . . . . . Vier ........... . Cua.tro . . . . . . . . . Quattro.. . . . . . . . Quatro . . . . . . . . . Vier.. . . . . . . . . . . Tschetire . . . . . . . Fire. . . . . . . . . . . . Fyra .......... .  5 6  7 8 9 10 11 12 13 14  15 16 17 18 19 20  ..... 0  21 30 40 50  Cinco ........... Cinque ......... Cinco........... Vyf ............ Piat ............ Fem ............ Fem ........... . Seis . . . . . . . . . . . . Sei. . . . . . . . . . . . . Seis . . . . . . . . . . . . Zea. . . . . . . . . . . . . Sch est . . . . . . . . . . Sex. . . . . . . . . . . . . Sex ............ . r:~:::::::::::: ~~::::::::::: =·.:::::::::: Seven . . . . . . . . . . Sept.. . . . . . . . . . . Sieben ......... . Siete ........... Sette ........... Sete ............ Zeven .......... Sem .... ........ Syil...... . .... Sju ............ .  Eight.. . . . . . . . . . Nine ........... Ten. . . . . . . . . . . . Eleven . . . . . . . . . Twelve . . . . . . . . . Thirteen . . . . . . . . Fourteen . . . . . . . Fifteen . . . . . . . . . Sixteen . . . . . . . . . Seventeen ....... Eighteen ...... . . Nineteen ........ Twenty ........ Twenty-one . . . . . Thirty. . . . . . . . . . Forty . . . . . . . . . .  Huit . . . . . . . . . . . Neuf ..•........ Dix . . . . . . . . . . . . Onze . . . . . . . . . . . Douze. . . . . . . . . . Treize . . . . . . . . . . Quatorze . . . . . . . Quinze . . . . . . . . . Seize . . . . . . . . . . . D'x-sept ........ Dix-huit ........ Dix-neuf ........ Vingt ........... Vingt-et-un . . . . . Trente. . . . . . . . . . Quaranta . . . . . . . Fifty. . . . . . . . . . . Cinquante . . . . . .  Acht .......... . Neun .......... . Zehn .......... . Elf ............ . Zwolf.......... . Dreizehn ....... . Vierzehn ....... . Fiinfzehn ...... . Sechzehn....... . Siebzehn ....... . Achtzehn ...... . Neunzehn •...... Zwanzig ....... . Ein und zwa.nzig. Dreiszig ....... . Vierzi~ ........ . Funfz1g ........ .  Ocho ........... Nueve .......... Diez . . . . . . . . . . . Once ........... Doce. . . . . . . . . . . Trece........... Catorce.. . . . . . . . Quince.......... Diez y seis. . . . . . Diez y siete . . . . . Diez y ocho ..... Diez y nueve .... Veinte ....... ... Viente y uno . . . . Treinta. ......... Cua.renta . . . . . . . Cincuenta........  Otto............ Nove ........... Dieci. . . . . . . . . . . Undici .......... Dodici.. . . . . . . . . Tredici ......... Qua.ttordici . . . . . Quindici. ....... Sedici . . . . . . . . . . Diciassette. . . . . . Diciotto ........ Dicia;nnove...... Vent1 ....... ... . Vent'uno.. . . . . . . Trenta.......... Quaranta . . . . . . . Cinquanta. ......  Outo ........... Nove ........... Dez. . . . . . . . . . . . Ouze ........... Doze. . . . . . . . . . . Treze ........... Qua.torze. . . . . . . . Quinze.......... Dezaseis. . . . . . . . Dezasette. . . . . . . Dezocto ........ D_ezaneve ....... V1ete .......... . Vinte hum . . . . . . Trinta .......... Quarenta . . . . . . . Cincoenta. .......  Acht ........... Negen .......... Tien . . . . . . . . . . . Elf ............. Twaa.lf . . . . . . . . . Dertien ......... Veertien . . . . . . . . Vyftien ......... Zestien . . . . . . . . . Zeventien. . . . . . . Achtien •........ Ne~en~ien....... Twmt1g......... Enen Twintig . . . Dertig .......... Veertig . . . . . . . . . Vyftig ..........  Votem .......... Deviat ......... Desat . . . . . . . . . . Odinnatzat ...... Devenzat . . . . . . . Trenazat... Cheterinazat . . . . Paznatzat ....... Schesnadzat.. . . . Semnatzat . . . . . . Vosemnatzat .... Davetnazat ..... Dvatzat ........ Dvatzat-odnar.. . Trudzat ........ Sorok . . . . . . . . . . Piatdesat .......  60 Sixty. . . . . . . . . . . Soixante. . . . . . . . Sechzig. . . . . . . . . Sesenta. . . . . . . . . Sessa.nta. . . . . . . . Secenta. . . . . . . . . Zestig . . . . . . . . . . Schestdesat . . . . . 70 Seventy ........ Soixa.nte-dix .... Siebenzig ....... Setenta ......... Setta.nta ........ Setenta ......... Zeventig ........ Semdesa.t .......  80 90 100 1000  Eighty . . . . . . . . . Ninety . . . . . . . . . Hundred •....... Thousand . . . . . . . Day ............ Week ........... Month .........  Quatre-vingt . . . . Quatre-vingt-dix. Cent ........... Mille.. . . . . . . . . . Jour ............ Semaine ........ Mois ........... Year . . . . . . . . . . . Annee. . . . . . . . . . On demand ..... A presentation... At sight ........ A vue .......... After sight. . . . . . A lours de vue.. . After date . . . . . . A Jours de date. . Pay to the order. Payez a l'ordre . . I promise to pay. J e payerai . . . . . . With interest.. . . ATee interets. . . .   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  Achtzi~.. . . . . . . . N eunz1g . . . . . . . . Hundert ........ Tausend. . . . . . . . Tag ............ Woche ......... . Monat •......... Jahr.. . . . . . . . . . . Na.ch Sicht, or bei Vorzeigung. A vista ......... N ach Sicht.. . . . . Na.ch Dato, or nach Heute. Fi1r mich.z.. or uns an die urdre. W erde ich, or werden wir beza.hlen Mit Zinzen . . . . .  Ochenta . . . . . . . . N oventa. . . . . . . . Cien ........... Mil . . . . . . . . . . . . Dia ............ Semans. ......... Mes ............ Ano. . . . . . . . . . . . A presentacion ...  Ottanta.. . . . . . . . N ovanta... . . . . . . Cento .......... Mille.. . . . . . . . . . Giorno.......... Settimana ....... Mese ........... Anno.. . . . . . . . . . A presentazione..  Oiten a. . . . . . . . . N oventa. . . . . . . . Cem ............ Mil . . . . . . . . . . . . Dia ............ Semana ......... Mez .... ........ Anno.. . . . . . . . . . A presentacao ...  Tachtig. . . . . . . . . N egentig.. . . . . . . Honderd ........ Duizend . . . . . . . . Dag ............ Week . .......... Maanden ....... Jaar.. . . . . . . . . . . Op vertoon ......  Vosemdesa.t . . . . . Devianosto.. . . . . Sto •............ Tizatz. . . . . . . . . . Den ............ Nedela ......... Mesa.tz ......... God . . . . . . . . . . . . Po bziskam .....  Otte ........... Ni....... Ti.. . . . . . . . . . . . . Elleve .......... Tolv . . . . . . . . . . . Tretten •........ Fjorten. . . . . . . . . Femten ......... Sexten.. . . . . . . . . Sytten.. . . . . . . . . Atten ........... Nitten .......... Tyve ........... En og Tyve . . . . . Tredive •........ Fvrretyve. . . . . . . Halvtredsindstyve. Tredsindstyve. . . Halvfjerdsmdstyve. Firsindstyve.. . . . Halvfemsindstyve Hundrede ....... Tusinde.. . . . . . . . Dage ........... Uger ........... Maaned ........ Aar . . . . . . . . . . . . Paa a.nfordring ..  Atta........... . Nio ........... . Tio ............ . Elfva .......... . Tolf ........... . Tretton ........ . Fjorton ........ . Femton ........ ; Sexton ......... . Sjutton ........ . Aderton ....... . Nitton......... . Tjugu ......... . TJuguen ....... . Trettio ...•..... Fyrtio ...••..... Femtio ........ . Sextio ......... . Sjuttio......... . Attio .......... . Nittio ......... . Hundra •........ Tusen ......... . Dag ........... . Vecka ......... . Manad ........ . Ar ............ . Pa anfordring .. .  A la vista ....... A vista ......... A vista ......... Op sight a vista .. Po prediavieni... A vista ......... Vid sigt ........ . A . . dias vista . . . Dopo vista ...... A .. dias vista . . . Dagen na zigt . . . Po prediavieni.. . Ef ter Sigt.. . . . . . Efter sigt ...... . A .. dias' fecha. . . . Dopo dato . . . . . . A .. dias data . . . Dagen na dato.. . Gato . . . . . . . . . . . Efter dato . . . . . . Fran dato •...... A la orden ...... Paga.ta al l'ordine Pagase a ordem .. Voor my a.an de Nlat it order . . . . Beha.g at beta.le Behagar a.tt beta.til odre. la till ordre. order. Pais.re . . . . . . . . . Paghero . . . . . . . . Pa.garei ........ . 1k neem a.an te Ia obetscha.i ..... Jeg forpligter mig Jag forpligtar mig betalen. at beta.le. att beta.la. Con interes.. . . . . Con terease.. . . Com intereaes ... Met interest.. . . . Is pr9zentamu .. . Med rente . • . . . . Med ritnta ..... .  BANKERS' ASSOCIATIONS, 1921 AMERICAN BANKERS' ASSOCIATION. President, John S. Drum, president Mercantile Trust Co., San Francisco, Calif. First Vice-President, T. B. McAdams, vice-president Merchants National Bank, Richmond, Va. Second Vice-President, John H. Puelicher, president Marshall & Ilsley Bank, Milwaukee. Treasurer, Harry M. Rubey, president Rubey National Bank, Golden, Oolo. General Counsel. Thomas B. Paton, 5 Nassau St., New York City. Secretary and Asst. Treasurer, William G. Fitzwilson, 5 Nassau St., New York City. Deputy Managers : Tru t Company Division, L. A. Mershon. Savings Bank Division, L. D. Woodworth. National Bank Division, E. E. Mountjoy. State Bank Divi ion, G. E. Allen. Branch Office, 710 Colorado Bldg., Washington, D. C . Manager Protective Dept., L. W. Gammon, 5 Nassau St., New York. Branch Office, 710 Colorado Bldg., Washington, D. C.  IDAHO BANKERS' ASSOCIATION. President, E. 1\.1. Ehrhardt, president Empire ational Bank. Lewiston, Vice-President, Ross J. Comstock, president First National Bank, Rexburg. Secretary, J. W. Robinson. Boise. Treasurer, 1\1. M. Belknap, vice-president Cottonwood State Bank. Cottonwood. ILLINOIS BANKERS' ASSOCIATION. President, J. A. Cathcart, vice-president First National Bank, , idell. Vice-President, Wirt Wright, president National Stock Yards NaLional Bank, National Stock Yards. Secretary, M. A. Graettinger. 208 S. La Salle 8t., Chica.go. Treasurer, W. W. Crabb, cashier Tazewell County ational Bank, Delavan. Assistant Secretary, Olive S. Jennings, Chicago.  ALABAMA BANKERS' ASSOCIATION. P;-esident, Oscar Wells, president First ational Bank, Birmingham. Vice-President, Clyde Hendrix, president Tennes;;ee Valley Bank, Decatur, Secretary ana Treasurer, H. T. Bartlett, cashier, First National Bank. Montgomery.  INDIANA BANKERS' ASSOCIATION. Pre. ident, John A. Rhue, vice-pre. ident Marion National Bank. Vice-President, . D. Billings, president First ational Bank, eymour, Secretary, Andrew Smith, vice-president Indiana National Bank, Indianapolis. Treasurer, Frank Dale Thompson, president Thompson State Bank, Edinburg.  ARIZONA BANKERS' ASSOCIATION. President, P. M. Buckwalter, cashier :r.-Iiners & J\1erchants Bank, Bisbee. Vice-President, W. M. Beach, vice-president Salt River Valley Bank, Mesa. 8ecretary, Morris Goldwater, president Commercial Trust & Savings Bank, Prescott. Treasurer, J. R. Todd, cashier Gila Valley Bank & Trust Co., Globe.  IOWA BANKERS' ASSOCIATION. President, Frank B. Yetter, vice-president Iowa National Bank, Davenport. Vice-President,, E. R. Campbell, vice-president ommercial ational Bank, Fort Dodge. Secreta1·y, Frank Warner, 600 Observatory Bldg., Des Moines. Treasurer, C. P. Jordan, president Fir t, Savings Bank, utherland.  ARKANSAS BANKERS' ASSOCIATION. P;-esident, H. L. Remmel, pre. ident Bankers Trust Co., Little Rock. Vice-President, Gus Strauss, president Citizens ational Bank, Hot Springs. Secretary, Robt. E. Wait, Little Rock. Treasurer, Henry P. Anderson, vice-president Interstate ational Bank, Helena. CALIFORNIA BANKERS' ASSOCIATION. tresident! W. S. Clayton, president First National Bank, San Jose. ice-President, H. s. McKee, vice-pre ident Merchants National Bank, Los Angeles. Secretary, Frederick H. Colburn, 628 Mills Bldg., San Francisco. TreasBurer, A. D. Oliver, vice-president Wells Fargo-Nevada National ank, San Francisco. CANADIAN BANKERS' ASSOCIATION. PresiTdent, 0. A. Bogert, general manager The Dominion Bank, oronto, Ont. Secr~~-Treasurer, Henry T. Ross, care of Dominion Bank, Toronto, COLORADO BANKERS' ASSOCIATION. Pres~ent, Albert A. Reed, vice-president United States National v· ank, Denver. ice°"liguesidehnt, W. F. Boyd, cashier Saguache County Bank, S ac e. T~~1;!~?r" RPauICHardey, cashier Stock Yards National Bank, Denver. • oy ox, vice-president Trinidad National Bank, Trinidad. CONNECTICUT BANKERS' ASSOCIATION. t:esidenti F. M. Clark, cashier Birmingham ational Bank, Derby. ice-,fres1dent, W. Perry Curtiss, president Union & :rew Haven rust Co.. ew Haven. 8 Tecretary, Chas. E. Hoyt, treasurer So. Norwalk Tr. Co., So. Norwalk. reasurer, F. G. Sanford, cashier First National Bank, Stafford Springs. DELAWARE BANKERS' ASSOCIATION, PresiD·dent, George Massey Jones, vice-president First National Bank, over. Vice-Preside_nt,_ William G. Taylor, vice-pre ident Dela.ware Trust Co., Wilnnngton. SecreTtary and Treasurer, Haldeman C. Stout, vice-president Industrial rust Co., Wilmington. DISTRIOT OF COLUMBIA BANKERS' ASSOCIATION. Presiwdent,. Robert N. Harper, president District National Bank, . ashington. First Vice-President, John B. Larner, president Washington Loan & Trust Co., Washington. Second Vice-Preside~ Joshua Evans, Jr., vice-president Riggs National Bank. vvashington. Secretary, H. V. Haynes, presidont Farmers & Mechanics National Bank.Washington. Treasurer, A. S. Gatley, cashier Lincoln National Bank, Washington. FLORIDA BANKERS' ASSOCIATION. lv'~esident, A. Livingston, pre ident Citizens Bank, Madison. ice-President, has. A. Faircloth, pre ident ational ity Bank, Ta.mva. ecretary and Treasurer, W. 0. Boozer, vice-president American Trust Co., Jacksonville. GEORGIA BANKERS' ASSOCIATION, Presi ~ent, Courtney Thorpe, vice-president Savannah Bank & Trust, 0 O:, Savannah. . FirstEib~~t~~~ident, H. P. Hunter, ca hier First ational Bank, iecretary, B "Ynes McFadden. 313 Candler Bldg., Atlanta. rea.surerC, E. L. Henderson. cashier Commercial Bank, Cedartown. G enera.1 ounsel, Orville A. Park, Macon.  KANSAS BANKERS' ASSOCIATION. President, F. J. Atwood, president First ational Bank, Concordia. Vice-President, Thad C. Carver, pre,,ident Peoples Bank, Pratt. Secretary, W. W. Bowman, Topeka. Assistant Secretary, F. M. Bowman, Tooeka.. Treasurer, C. E. Strickland, vice-president, Farmers & J\Ierchants tate Bank, ('olby. KENTUCKY BANKERS' ASSOCIATION. President, Chas. H. Ellis. cashier Bank of Sturgis, Sturgis. Secretary, Harry G. Smith, 300 Louisville National Bank Dldg., Louisville. Treasurer, J.M. Richards, president Owingsville Banking Co., Owingsville. LOUISIANA BANKERS' ASSOCIATION. President, Eugene Cazedessus, vice-president Bank of Baton Rouge, Vice-i~~~id~n1~g~- . raig, cashier Tallulah· State Bank, Tallulah. Secretary, J. 0. Barry, cashier Bank of Lafayette & Trust Co., Lafayette. Treasurer, W. J. Mitchell, vice-pre ident anal-Commercial Trust & Savings Bank, New Orleans. MAINE BANKERS' ASSOCIATION. President, G. P. Gam1ett, vice-president First Granite National FirstB~f~-fr~fJ~~t, A. S. Littlefield, pre ident Rockland  MARYLAND BANKERS' ASSOCIATION. President, G. W. Waters, Jr., president Citizens National Bank, Laurel, Vice-President, S. A. Graham, cashior Farmers & Merchants Bank. Salisbury. . . ecretary, Char_les Hann, assistant-cashier :Merchants Frrst at1onal 1 Trea.!3~1:: M°ar:iott, ca.shier Western National Bank, Baltimore.  l~:  President,  MASSACHUSETTS BANKERS' ASSOCIATION. ,r_ M. King, president Northampton National Bank,  Vice-P~~rct~Kt'.r?ien Forbe. 'pre ident State Street Trust Co .. Boston Secretary, George W. Hyde, vice-president First National Bank, Trea.:i~~n.J. H. Gifford, vice-president Merchants National Bank, Salem. MIOIDGAN BANKERS' ASSOCIATION. President, E. . Bice, vice-pre ident First National Bank, Marquette. First Vice-Pre· ident, H. H. Sanger, vice-president National Bank of Commerce, Detroit. Second Vice-President, B. P. Sherwood, president Grand Haven State Bank, Grand Uaven. Secretary, Mrs. H. M. Brown, Ass'n Office, 723 Ford Bldg., Detroit. Treasurer, J. Edward Roe, president American State Savings Bank, Lansing. General Counsel, Ha.I H. Smith, of Beaumont, Smith & Harris, Detroit. MINNESOTA BANKERS' ASSOCIATION. Pre ident, J. J. Ponsford, president Late Bank of Watertown, Watertown. Vice-President, P. J. Leeman, vice-pre ident First aLional Bank, Minneapolis.  i~':s~i!:, i.I\:.Rlf::-~: ~fsf~~~~~~r:~~iil~f h~~~n;~l~~-  MISSISSIPPI BANKERS' ASSOCIATION. Pre ident, W. D. Davis, president Brookhaven Bank & Trust ('o., Brookhaven. Vice-President, E. P. Peacock, president Bank of Iarksdale, Clarksdale. Secretary, Georite B. Power. Jackson. Trea~~gfont· L. Jagoe, pre ·ident Commercial Bank & Trust Co.,  COUNTRY BANKERS' ASSOCIATION OF GEORGIA. ,~eside?t, T. ~- Smith, president Bartow Bank, Bartow. irs~.!~~h1:~1;1ent, J. . Peters, vice-president Bank of Manchester, Second Vice-President, M. L. Lee cashier Moultrie Banking Co., Moultrie. ' Secretary and Treasurer, L. R. Ada.ms, box 1515, Atlanta, Ga.   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  ational  Seco~J'ic!:~;~fJ1ett. A. A. Montgomery, treasurer Portland Savings Bank, Portland. Secretary, E. S. Kenna.rd, cashier .Rumford National Bank. Rumfofd, Treasurer, G. A. Sa.11'.ord, treasurer Hallowell Trust & Banking Co. Hallowell.  11  Ariz,  BANKERS ASSOCIATIONS, 1921,-Continued PENNSYLVANIA BANKERS' ASSOCIATION. , President. Alexander Dunbar, vice-president and cashier, Bank of Pittsburgh, N. A., Pittsburgh. Vice-Pre,ident, Edward J. Fox. president Easton Trust Co., Easton. Vice-President, Dale S. Flowers, cashier Gentry Oounty Bank .Albany . Secretary, D. S. Kloss, vice-oresident First National Bank, Tvrone. Secretary, "\V. F. Keyser, SedaUa. Treasurer, 0. H. :Moyer, cashier Second National Bank, Allentown. Assistant Secretary, E. P. Neef, Sedalia Treasurer,~. E. Trimble, vice-president and ca bier 11ion _Tat ional Bank, , pringfleld. RHODE ISLAND BANKERS' ASSOCIATION. :MONTANA BANKERS' .ASSOCIATION. President. Arthur L . Perry, secretary and treasurer Washington Trust Co., Westerly. President, P. B. Bartley, vice-president Conrad Trust & Savings Vice-President, <'. II. w·. Mand ville, vice-president and shier NatBank, Helena. ional Excbane;e Bank, Providence. Vice-President, W. A. Clark, W. A. Clark and Brother, Bankers, Secretary, Edward A. Havens, assistant cashier Mechanics National Butte. Bank. Providence. Secretary and Treasurer, A. T. Hibbard, vice-president The Banking Treasurer."'· Howard Perry, assistant cashier National Bank of ComCorporation, Helena. me~ce, Providence. NEBRASKA BANKERS' ASSOCIATION. SOUTH CAROLINA BANKERS' ASSOCIATION. President, 0. H. Randall. vice-preisdent 8 curit:r National Bank, President. H. W. Fraser, cashier Peoples Bank, Georgetown. Handolph. Vice-President, E. P. Grice, cashier, Peoples National Bank, CharlesChairman Executive Council, Elmer 'Williams, pre ident Commercial ton. l:ltate Bank, G.rand Island. Secretary and Treasurer, Lee G. Holleman, president Peoples Bank, Secretary, William B. Hughes, mgr. Omaha Clearing House, Omaha. Anderson Treasurer, F. W. Thomas, vice-president 'First National Bank, Omaha. SOUTH DAKOTA BANKERS' ASSOCIATION. NEVADA BANKERS' ASSOCIATION. President, l\.1:. P. Beebe, pre.sident Bank of Ipswich. Ipswich. Pre:sident. Fred Grob, vice-president and cashier Bank of Fallon, Vice-Pre ident, D. :vi. Finnegan, vice-pr sident First .i: ... ational Bank. Fallon , Yankton. Vice-President, W . .H. Bridges. ca. bier Farmers Bank of Carson Secretary, L. D. Welch, Mitchell. Valley. Minden. Treasurer, F. R. , mith, cashier Farmers State Bank. Platie. Secretary, L. S. Reese, assistant cashier Farmers and Merchants National Bank, Reno. TENNESSEE BANKERS' ASSOCIATION. Treasurer. P. L. Nelson. assistant cashier Reno Natinnal Bank, Reno. President, R. E. Mooney, president ('Hy National Bank, Knoxville. Vice-President, John W. Russell, Jr .. vice-president and cashier, NEW HAMPSHIRE BANKERS' ASSOCIATION. First National Bank, Knoxville. Pre. ident, Albert 0. Brown, treasurer Amoskeag Savings Hank. Vice-Pre ident. Julian Fisher, cashier ,mith County Bank, Carthage. l\ Tan chester. Vice-President, L. C. Humes, vice-president and cashier Guaranty Secret,ary, Harry L. Additon, vice-president and cashier Merchants Bank & Trust Co .. :\lemphi'>. National Bank. Manchester. Secretary, H. G. Huddleston, 1015 Independent Life Bldg., Nashville. Treasurer. James , . Kellom. ca. bier Wincheste1· National Bank, Treasurer, Vi-. H. Eppes cashier Claiborne County Bank, Tazewell. Winchester. TEXAS BANKERS' ASSOCIATION. NEW JERSEY BANKERS' ASSOCIATION. Pre,ident, Warren P. Andrew., vice-president Fir.· t Xational Bank, President. Charles H. Laird, Jr., vice-president West Jersey Trust Co., Fort Worth. C"amden. Secretary, Wm. A. Philoott, Jr., Dallas. Vice-President, Rufus J{eisler. Jr., Vice-president Ironbound Tru t Treasurer. F· E. C'hamborlain, vice-president D,mley County State Co., Newark. Ilan!~. Clarendon. Secretary, Wm. J. Field, vice-president Commercial Trust Company of New Jersey, Jersey City. Bank, Tr<•a,urer, Frederick F. Schock, vice-president First ational UTAH BANKERS' ASSOCIATION. Spring Lake. Pre. ident. J. T. Farrer, cac:hier Provo Commercial & avings Bank. Provo. NEW MEXICO BA..~KERS' ASSOCIAI'ION. First Vice-President, J. E. , hepard, president Cache Valley Banking Co., Logan. President, Frank R. Coon, cashier First National Bank, Lordsburg. Second Vice-President, J. H. Grut, cashier Continental ,.ational Vice-President, C. W. Harrison. president First National Bank, Clovis. Bank, Salt Lake City. Recretary, R. L. Ormsbee, vice-prr. ident Capital City Bank. Santa Fe. Secretary and Treasurer, Carl R. :Marcusen, cashier Price ComTreasurer. W. A. Losey. cashier First National Bank, Hagerman. merr.lal & Savings Bank, Price. NEW YORK STATE BANKERS' ASSOCIATION. President, Jacob H. Herzog, vice-pr sident National Commerical VERMONT BANKERS' ASSOCIATION. Dank & Trust Co., Albany, N. Y. Pre,;ident. Gilbert E. Woods, vice-president Citizens Savings Bank & \'ice-Pre ident, Howard Bissell, pre ·ident People Bank, Buffalo. Trust Co., St. Johnsburg. Secretary, .Edward J. Gallien, 128 Broadway .N. Y. City. Vice-President. C. G. Staples, ca.shier Vermont Natio.1al Bank, Treasurer, A. A. G. Luders, trust officer Coal & Iron 1 ational Bank, Brattleboro. New York ity. Secretary, C. S. Webster, treasurer rlarton Savinjtg rla.nk & Trust Co .. Barton. NEW YORK SAVINGS BANK ASSOCIATION. Treasurer, D. L. Wells, cashier First National Bank, Orwell. President, John J. Pulleyn, president Emigrant Industrial Savings Bank, New York City. Savings Watertown president Hunt, L. Isaac First Vice-President VIRGINIA BANKERS' ASSOOIATION. Bank, Watertown. . H. Williams, pre ident First .i:·ational Bank, Chase Pre ident, Treasurer, Walter S. Rosti, vice-president Union Savings Bank, , City. Patchogue. Yice-Pre ·ident, G. R. Ratcliffe, cashier Peoples _ ational Bank, ~lanas. as. NORTH CAROLINA BANKERS' ASSOCIATION. Secretary, W . .ti'. Augustine, vice-president Merchants National Bank, Richmond. President, A. M. Dumay, prn'>id nt First National Bank, ,vashington. Vice-President, C. E. Brooks, vice-president Citizens National Bank, Treasurer, W. S. Irby, vice-president and cashier Bank of Lunenburg, Kenbridge. Hendersonville. Vice-President, J. D. Biggs, president Farmers & Merchants Bank, Williamston. WASHINGTON BANKERS' ASSOCIATION. Vice-President, S. A. Hubbard, cashier The Battery Park Bank, Pre. ident, G. W. Peddycord. pre ident Bank of Colville, Colville. fllll Asheville. Vice-Presidtnt, . M. Jackson, Pr9Sident ational Bank of Tacoma, Secretary-Treasurer, T. A. Uzzell, president Peoples Bank, New Bern. Tacoma. Secretary, W. H. Martin, ~lee-president First National Bank, RitzviUe. NORTH DAKOTA BANKERS' ASSOCIATION. Robert Johnke, president First ~ ·ational Dank, Pasco. Treasurer. Far?o. Bank, National Northern President, H.P. Beckwith, president Vice-1c;:~~sera.k~· ,. Hanks, cashier State Bank of Powers La.Ke, WEST VIRGINIA BANKERS' ASSOCIATION. Secretary, W. C. Macfadden, Fargo. President, H. B. Lewis, cashier Kanawha Banking & Trust Co., Treasurer, M. O. Grangaard. vice-president State Bank, Rogers. Charleston. Vice-President, Edward Nelley, president ,vood County Bank Parkersburg. omo BANKERS' ASSOCIATION. Secretary and Treasurer, Joseph S. Hlll, State Bank C'ommlssioner. ational Bank, Pres{g-t:clnn~ti.w. Dupuis, president Citizens Charleston.  l\1JSSOUR1 BANKERS' ASSOCIATION. President, J.E. Garm, vice-president .Joplin National Bank, Joplin.   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  Vice-President. W. H. Yeasting, president Commercial avings Bank & Trust Co., Toledo. Sec1·etary, S. A. Roa ·h, 314 H1mtington Bank Bldg., Columbus. Asst. ecretary, G. E. Howard, 314 Huntington Bank. Bldg., C"olumbus Treu~r'Ei'};ri~· Taylor, president Lorain County Savings & Trust OKLAHOMA BANKERS' ASSOCIATI N. President, D. S. Wolfinger, president City Guaranty Bank Hobart Vice-President. G. E. Dowis. ca bier First ational Bank, Blackwell: Secretary, Eugene i>. Gum, Oklahoma. cJity. Assistant Secretary, Gertrude Corbitt. Oklahoma City. Treasurer, F. M. Sowle, cashier First .i: ational Bank, McAlester. OREGON BANKERS' ASSOCIATION. President: ,vm. G. Tait. president Firt National Bank. 1: dforct. Vice- ~~rfifJer.Cha . H. Yaughan, cashier Butler Bankin~ <'o., Secretary, J. L .Hartman, Hartman & Thompson Bankers Portland Treasurer, Glenn R. Stapleton, president Ga ·ton State Ba1ik, Gaston:  11  12  WISCONSIN BANKERS' ASSOOIATION. President, Burton l\I. mith, president Bank of~ orth Lake,  Torth  Vice~;!~ident, J. ~I. , mitb, ca.bier Lumbermen Bank, hell Lake. ecretary, George D. Bartlett. 203-9 Caswell Blo k, :Milwaukee. Assistant ecretarJ, ·wall G. oapman, 203-9 a ·well Block, MilTrea.:~~~~~1lenry Fetzer, president Bank of :turgeon Bay, Sturgeon Bay. WYOMING BANKERS' ASSOCIATION. ational Bank, President, John W. Hay, president Rock prings  Vice!},~~ide~i.n1Bavid L. Darr, president Big Horn County Bank, Secr!t~~~- IIarry B. Henderson, cashier Wyoming Trust & Savings Bank, Cheyenne. a.tional Bank, . JI. Townsend. president Stockmens Treasurer, Casper.   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  Alas, Ariz, Ark,  Where to Buy High Grade Farm Mortgages Paying Attractive Rates of Interest Many Banks and Investment Houses whose advertisements appear in this Directory are offering for sale the very best of such securities. Look through the list of banks in any state in which you are interested and you will find both banks and farm loan companies (in a card in connection with their name in this list) offering farm mortgages, bearing attractive rates of interest, on farms with the value of which they are personally familiar.  If they advertise for your business they are in a position o serve you  Drop Them a Line   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  NUMERICAL SYSTEM BANK TRANSIT MAP.  INDEX  7  6  1  95°  8  90 '  9  85°  10  Prefix Numbers  CITIES 1 New York, N.Y. 2 Chicago, Ill. 3 Philadelphia.Pa. 4 St. Louis, Mo. 5 Boston, Mass. 6 Cleveland, Ohio 7 Baltimore, Md.  A  I  0  ~ rf!I~~if.\11ct:.  10 Buffalo, N. Y. 11 San Francisco. Cal. 12 Milwaukee, Wis. 13 Cincinnati, Ohio 14 NewOrleans,La. 15 Washington,  M  0  N  D. O.  16 Los Angeles, Cal. 17 Minneapolis. Minn. 18 Kansas City, 1\10.  B .  19 Seattle, Wash 20 Indianapolis, Ind. 21 Louisville, Ky. 22 St. Paul, Minn. 23 Denver, Colo. 24 Portland, Ore. 25 Columbus, Oluo 26 l\1emphis, Tenn. 27 Omaha, Neb. 28 Spokane, Wash. 29 Albany, N. Y. 30 San Antonio, Tex. 31 Sa.It Lake City. Utah 32 Dallas, Tex. 33 Des loines, Ia.. 34 Tacoma, Wash. 35 Hou ton, Tex. 36 St. Jo eph, l\10. 37 Ft. Worth, Tex. 38 Savannah, Ga. 39 Oklahoma City, Okla. 40 Wichita, Kan. 41 Sioux City, Ia. 42 Pueblo, Colo. 43 Lincoln, Neb. 44 Topeka, Kan. 45 Dubuque, Ia.. 46 Galveston, Tex. i7 Cedar Rapids, Ia. 48 Waco, Tex. 49 Muskogee, Okla.  STATES 50New York 51 Connecticut 52 Maine 53 Massachusetts 54 New Hampshire 55 New Jersey 56 Ohio 57 Rhode Island 58 Vermont 59 ........... · · · 60 Pennsylvanil.l. 61 Alabama 62 Delaware 63 Florida 64 Georgia 65 Maryland 66 North Carolina 67 South Carolina 68 Virginia 69 West Virginia 70 Illinois 71 Indiana 72 Iowa 73 Kentucky 74 Michigan 7 5 Minnesota 76 ebraska 77 North Dakota 78 South Dakota 79 Wisconsin so Missouri 81 Arkansas 82 Colorado 83 Kansas 84 Louisiana 85 Mississippi 86 Oklahoma 87 Tennessee 88 Texas 89 ............•• 90 California 91 Ari"zona 92 Idaho 93 Montana 94 Nevada 95 New Mexico  \W:.'fi t~98 Washington 00  o M 4.0•  '9 9  C  35'  D  ALABAMA 61 0  T  E  X  A  waco 4a  88 E  0 ~  F  co. • U~IERICAL Y 'TE:-.I B, K TRA 1TSIT ~IAP  ----o  RA TD-~IcX \LLY X 4  -•  gg Wyoming  N  1  4  105  5  8  9  90 •  10  Mas.  ~riz,   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  THE FARM MORTGAGE BANKERS' ASSOCIATION OF AMERICA E. D. CHASSELL, Secretary, 112 West Adams St., Chicago Members of this association put their own money into mortgages on productive farm Janda before offering them for sale. Conservative farm mortgage bankers make loans on the basis of average productive value of lands for a term of years and not on temporary selling prices in times of booms. For this reason the 1nflatation of land prices has not depreciated the value of farm mortgages as dependable investments.  MEMBERSHIP LIST-Officers on Opposite Page ALABAMA Jemison & Company, Inc., Birmingham Pinckard Investment Co., Montgomery  ARIZONA Dwight B. Heard Investment Co., Phoenix  ARKANSAS American Trust Co., Jonesboro Security Mortgage Co., Texarkana  COLORADO Bankers Trust Company, Denver Colorado Investment & Realty Co., Colorado Springs Farmers Loan Company, The, Denver Federal Mortgage & Investment Company, The, Denver Greeley Loan Co. Tke, Greeley Van Kleek Mortgage Co., The, Denver Western Mortgage Co., The, Denver Western Securities Investment Co., Denver  GEORGIA Alexander & Garrett, Augusta Empire Loan & Trust Co., Americus Georgia Land & Securities Co., Savannah Georgia Loan & Trust Co., Macon McClatchey, Marvin R., Atlanta Sessions Loan & Trust Co., Marietta Smith, Howard M., & Co., Macon Southern Mortgage Co., Atlanta  IDAHO Ehrhardt Investment Co., Lewiston Twin Falla Title & Abstract Co., Twin Falls  ILLINOIS American Bankers Insurance Co., Chicago Brinkerhoff & Co., Springfield Burr & Co., Hudson, Bloomington Capen, Fred B. Bloomington Carson, G. F., Company"-Peoria Causey, Walter G., Co., reoria Dime Sa vinge & Trust Co . , Peoria First Joint Stock Land Bank. Chicago First Trust & Savings Bank, Chicago First Trust & Savings Bank, Peoria Forman, Geo. M., & Co., Chicago Goodell, A., & Sons Co., Loda Home Savin~s & State Bank, Peoria Matheny, Dixon, Cole & Co., SJ>ringfield Merchants Loan & Trust Co., Chicago Mortgage Agency & Loan Corporation, Arcola Pearsons-Taft Land Credit Co., Chicago Peoria Life Insurance Co., Peoria Rockford Trust Co., Rockford Rock Island Savings Bank, Rock Island Savings Bank of Kewanee, Kewanee Security Trust Co., Freeport Thompson Farm Loans, Lacon Trevett-Mattis Banking Co .. Champaign Ulrich & Co.,, Nicholas, Peoria  INDIANA American Central Life Insurance Co., Indianapolis Day, Thomas C., & Co., Indianapolis Dickinson & Reeg,z Indianapolis Dickinson Tr.ist vo., Richmond Evans, Frank C., & Co., Crawfordsville Farmers Trust Co., Indianapolis State Savings & Trust Co., Indianapolis Straus Brothers Co., Ligonier  IOWA Adams, H. C., Algona Alfree, H.B., Inc., Newton American Commercial & Savings Bank, Davenport American Mortgage & Securities Co., Cedar Rapids Annis & Rohling Co., Council Bluffs Butler & Rhodes, Fort Dodge Cedar Falls Trust Co., Cedar Falls Central Trust Co., Des Moines Crosley Investment Co., Webster City Equitablo Life Insurance Co., Des Moines Farmers & Citizens Savings B!ink, De Witt Farmers Bond & Mortgage Co., Des Moines First National Bank, Rock Rapids Gilmore Exchange .Bank, Gilmore City Hardin, J. F., Eldora Iowa Loan & Trust Co., Des Moines Iowa Securities Company, Waterloo Leavitt & Johnson Trust Co., Waterloo Lougee, E. a., Council Bluffs Mason City Loan & Trust Co., Mason City Midland Mortgage Co., Cedar Rapids Miller, J. W., Jr., Denison Moore & Crooks Boone Peoples Loan & Investment Co., Guthrie Center Phoenix Trust Co., Ottumwa Rich, George A., Fort Dodge Royal Union Mutual Life Insurance Co., Dee Moines Schoonover Trust Co., Anamosa Security Loan & Investment Co., Des Moines Shepard, Hugh H., Mason City Stanley-Henderson Company, Cedar Rapids Stevenson, Jesse F., & Co., Inc., Des Moines Titus Loan & Inveatment Co., Muscatine Van Evera, Geo. M., & Co., Des Moines Wadsworth, J. G., & Co., Council Bluffs Webber, John F., Ottumwa Western Life Insurance Co., nea Moines  KANSAS Benton & Hopkins Investment Co., Oberlin Central Trust Company, Topeka Commerce Trust Co., The, Atchison Davis-Wellcome Mortgage Co., Topeka Deming Investment Co., Oswego Farm Mortgage Trust Co., Topeka First Trust Co., Wichita Fontron Loan & Trust Co., Hutchinson Guarantee Title & Trust Co., Wichita Humphrey Investment Co., Independence Interstate Mortgage Trust Co., Parsons McNaghten Loan Co., Hutchinson Metcalf, Wilder S., Lawrence Perkins Investment Co., The Fred, Oswego Pioneer Mortgage Co., Topeka Prudential Trust Co., The, Topeka Putnam Investment Co., Salina State Savings Bank, The, Topeka Thooias Mortgage Co., Emporia Warren Mortgage Co., Emporia Wheeler, Kelly & Hagny Co., The, Wichita  LOUISIANA American Securities Corporation, Inc , New Orleans Investors Mortgage Co., New Orleans Mortgage & Securities Co., New Orleans Southwest Louisiana Farm Mortg:ue Co., Inc., Lake Charles  MASSACHUSETTS Interstate Mortgage Trust Co., Greenfield  MINNESOTA Capital Trust & Savings Bank, St. Paul Clifford, Geo. B., & Co., Minneapolis Crookston State Bank, Crookston Drake-Ballard Co., Minneapolis Gold-Stabeck Co., Minneapolis Grandin Investment Co., Minneapolis Hennepin Mortgage Co., Minneapolis Merchants Trust & Savings Bank, St. Paul Minneapolis Trust Co., Minneapolis Minnesota Loan & Trust Co., Minneapolis Murton Mortgage Co. Minneapolis Northland Securities Co,. Minneapolis Northwestern Trust Co., St. Paul Petters & Co., Mmneapolis Reed Mortgage & Investment Co., St. Paul Sheldon Brothers Co., Minneapolis Sinclair, John F., Co., Minneapolis Swift County Bank. Benson Thacker Bond & Mortgage Co., Minneapolis Ulland, J. S., Fergus Falls Union Investment Co., Minneapolis Van Sant Trust Co., St. Paul Waters, M. R., & Sons, Inc., Minneapolis Wells-Dickey Co., Minneapolis Wheeler-Misner Loan Co., Crookston  MISSISSIPPI The Clarksdale Savings Bank, Clarksdale  MISSOURI Bankers Mortgae;e Co., Kansas City Central Missouri Trust Co., Jefferson City Commerce Trust Co., Kansas City Commonwealth Farm Loan Co., St. Louis Crawford Loan & Abstract Co., Sedalia Denton-Coleman Loan & Title Co., Butler Duvall-Percival Trust Co., Butler Farmers Trust Co., Maryville Fidelity Nationa !Bank & Trust Co., Kansas City First Mortgage Trust Company, Kansas City Gillam-Jackson Loan & Trust Co., Maryville Hannibal Loan & Investment Co., Hannibal Jameson. W. Ed., Fulton Liberty Trust Co., Kansas City Maxwell Investment Co. ,Kansas City Missouri Savings Association Bank, Kansas City Nelson Loan Co., Kansas City New England Securities Co., Kansas City Nixon Farm Mortgage Co., Boonville Pioneer Trust Co., Kansas City Rolston & Rolston, Queen City SiBBOn Loan & Title Co., Maryville State Savings Trust Co., Sprin~eld St. Louis Farm Mortgage Co.,1lt. Louis Walton Trust Co., Butler Wells-Hine Trust Co., Savannah  MONTANA American Loan & Investment Co., Lewistown Bankers Loan & Mortgage Co., Billings Cook-Reynolds Co., The, Lewistown First Mort~ge Loan Co. of Montana, Great Falls Merchants Loan Co., Billings Montana Loan & Investment Co., Lewistown North American Mortgage Co., Bozeman  NEBRASKA American Trust Co., Lincoln Binder, Frank H., Omaha Drake, E.G., & Co.t!3eatrice Durland Trust Co., .Norfolk Equitable Trust Co., Omaha First Trust Co., Omaha  NEBRASKA-Continued First Trust Co., Lincoln Forgan Investment Co., Omaha Kloke Investment Co., Omaha Leonardi...W. M., 922 Terminal Bldg., Lincoln Lincoln Trust Company, Lincoln Mason, W. F., Loup City Maylard & Co., Norfolk Omaha Trust Company, Omaha Payne Investment Co., Omaha Peters Trust Co., Omaha Pugh, George E., Stanton Sibbernsen, I., Omaha United States Trust Co., Omaha  NEW HAMPSHIRE Putnam Investment Co., Concord  NEW YORK Associated Mortgage Investors, Inc., Rochester  NORTH DAKOTA Lander, E. J., & Co., Grand Forks Northern Real Property Co., Jamestown  OKLAHOMA American Investment Co., Oklahoma City Atkinson, Warren & Henley Co., Oklahoma C'ity Clement Mortgage Co., The, Norman Collins Investment Co., The F. B., Oklahoma City Conservative Loan & Trust Co., Shawnee Culbertson & To=, Muskogee Dickinson-Reed-Randerson Co., Oklahoma City Equitable Farm Mortgage Co., Oklahoma City Everest-Porter Mortgage Co., Oklahoma City Exchange Trust Co., Tulsa Fish, Geo. R., & Co., Ardmore Gum Brothers Co., Oklahoma City Home Farm Mortgage Company, Vinita Murray Investment Co., The, McAlester Oklahoma Farm Mortgage Co., Oklahoma City Walton Mortgage Co., Hobart  OREGON Commerce Mortgage Securities Co., Portland Devereaux Mortgage Co., Portland Hawkins & Roberts, Salem MacMastcr, William, Portland  SOUTH CAROLINA Carolina Bond & Mortgage Co., Columbia  Trust Company of South Carolina, Hartsville  SOUTH DAKOTA Bank of Ipswich, Ipswich C1tizen<.1 Investment Co., Sioux Falls Hill & Hill, Inc., Parker H'>lhster Bros., Sioux Falls James Valley Bank, Huron McKinney & Allen, Inc., Sioux Falls Security Mortgage & Investment Co., Sioux Falls Sioux Falls National Bank, bioux Falls Wood Farm Mortgage Co., G. L., Milbank  TENNESSEE  Guaranty Bank & Trust Co., Memphis Smith & Perkins, Memphis Williamson, S. M. & Co., Memphis  TEXAS American National Insurance Co. of Galve<.1ton, Galveston Biggs Investment Co., Amarillo Breg, Garrett & Co., Dallas Brown Bros., Austin Chandler & Co., E. B., San Antonio Creager, A. Y. & Co., Sherman Dal:as Trqst & Savings Bank, Dallas Federal Mort~age Co., Dallas Hamon-Whittington Mortgage Co., Amarilio Mortgage Investment Co., El Paso P11tton, R. G., Waco Reynolds Mortgage Co., Ft. Worth Scott, D. H. & Son, Paris Security Trust Co., Galveston Standard Trust Co., flan Antonio Temple Tl1ll't Co., Temple Texas Farm Mortgage & Investment Co., San Antonio Texas Farm Mortgage Co., Dallas Ward-Harrison Mortgage Co., Fort Worth Wimer, Richardson & Co., San Antonio  R  B:  G  w:  F  B:  UTAH  Miller & Viele, Salt Laite City  VIRGINIA Old Dominion Trust Co., Richmond  WASHINGTON Anderson Mortgage & Investment Co., F. W., Spokane Farm Mortgage Security Co., The. Spokane Holland Bank, Spokane Holland-Washington Mortgage Co., Seattle International Mortgage Bank, Spokane Murphey, Favre & Co., Spokane Northwestern & Pacific Hypotheekbank, Spokane Oregon Mortgage Co., The, Spokane Union Trust Co., Spokane Vermont Loan & Trust Co., Sookane  WISCONSIN Farm .Mortgage Loan Co., Oconomowoc  WYOMING  Union Trust Co., Chtyenne  Vic  ADDITIONAL  BANKER'S  ASSOCIATIONS  INVESTMENT BANKERS ASSOCIATION OF AMERICA Office of the Secretary, 111 W. Monroe . Street, Chicago  BOARD OF GOVERNORS  b~~°a~~F~a~\ft s't1:11~1E~~is •'bilip . . Dal ton Bost·m  George W. Hodges, e,v York Arthur M. Anderson, New York Harold Stanley, New York ,J. W. Hornor. Jr., ·ew York Arthur Sinclair, Jr., New York George B. Caldwell, New York Bvwman C. Lingle, Chica~o Benjamin F. Taylor, Ohicago Howard F. IIansell, Jr., Philadelphia  E. G. Tillotson . Cleveland James C. Fenhagen , Baltimore John G. Brogden. Baltimore ~IcPherson Browning, Detroit Dean G. Witter, San Francisco Thomas B. Gannett, Jr. , Boston  Henry C. Quarles, Milwaukee Gordon ReIB, Cincinnati R. S. Hecht, New Orleans Eugene E. Thompson, Washington Henry D. Thrall, Minneapolis J. A. Fraser, Toronto Richard M. Day, Denver James . Willson, Louisvill~  OFFICE;RS President, Roy Vice-President, Vice-President, Vice-President, Vice-President,  le~!~~~· 3tc~~ls  0. Osgood, Chicago Howat·d I<'. Beebe, w York . Penrose Hallowell, Bo ton John A. Prescott, Kansa City Robert K. Cassatt, Philadelphia  l!g~r:~:d;~;cie'iilui~ Assistant Secretary, Clayton G. Schray, Oblcago Treasurer, ':7atkin W. Kneath, Chicago  FARM MORTGAGE BANKERS ASSOCIATION OF AMERICA Offices of Secretary-Treasurer, 112 W. Adams St., Chicago  OFFICERS  ls  President, Kingman N. Robins, Associated :\Iortga.ge Investors, Rochester, . Y. Vice-President, Frank Hayden, Guaranty Bank & Tru:st Co., Memphis, Tenn.  \'i<'( -Pre,-idcnt, George ~I. Titus, Tilus Inve lment Co .. !\luscatine ,  Iowa. \'ice-President, .J. S. Ulland , Fergus Falls, :\!inn. Se1fftary-Treasurer, E. D. Obas:s~II, 112 West Adams St., OhJcago,  BOARD OF GOVERNORS  on,  1921-1922 R. B. Ballard, Oral e-Ballard Co., Min_neapolis, ~!inn. H. J. Curry, Pearsons-Taft Land Credit _Co:, Chicago, Ill. G. R. Ellis, Empire Loan & Trust Co., Americus, Ga. W. G. Breg, Breg, Gal'rett & Co .. Dallas, Texas . F. W. Thompson, ~Ierchants Loan & Trust Co., Chicago, Ill. H. 0. Glenn, Temple Trust Co., Temple, Texas  George F. lleindel, Phoenix Trust Co., Ottumwa, Iowa Jo~eph T. McJ':Tary, State 'avings & 'l'rust Co .. Indianapolis, Ind. Byron II. J?av1S, Davis-Wellcomo .:\.Iortgage Co., Topeka, Kan. R. O. Dcmmg, Deming Investment, Company Oswego Kans. J. W. Wheeler, ( apital Trust & Savings Bank,'St. Paul' Minn E. L. Cralle, Atkinson, Warren & Jleuley .,o., Oklahon1a City, Okla.  Co.,  NATIONAL AND STATE BANKERS' PROTECTIVE ASSOCIATION General Officer Comprise the Executive Council as Follows:  w.,  kane  President CHAS. De B. CLAIBORNE • 1st Vice-Pres. WOODS CONES 2d Vice-Pres. PERCY L. LANO Vice-President Whitney-Central National Bank President Cones State Bank Vice-President First National Banlc: New Orleans, La. Pierce. Neb. Waverly, . Y. 3d Vice-Pres. :\IARTL T. ' •EL. o.4th Vice-Pres ..TOH IIIRNING President Citizens State Bank , tate Superintendent of Banks Ordway, Colo. Pierre, s. D. General ect'y-Treas. L. R. ADAMS ecretary-Treasurer Couitffa~!~1ae~~• Association or Georgia   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  13   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  STATE BANK OFFICIALS AND EXAMINERS, 1921 NAME  BT.t.TIJ  F. ~~j~~~~~!~1Mx~~~~i:u.e~::  rm}: l~t:  C. W. Baughman, Bank Examiner .... Arkadelphia. Oliver Phillips. Bank .tf:xaminer ...... Little Rock. J. C. Dacus, Bank Examiner ........ Little Rock. R. G. Dickinson, Bank Examiner .... Little Rock. H. H. Cooper, Asst. Bank Examiner. Little Rock. " Calif...... Jonathan S. Dodge, upt. of Banks ... 7th Floor, Merch.N. Bk. Bldg., San F. Oolo... , .. Grant McFerson, Bank Com........ Denver. Axel B. Olson, Chief Deputy Bank " Commissioner ................... Denver.  ~~~ f~!~i·eru1~uw~1t~~~:B:~;:~: J. Perry Reynolds, Deputy Bank Com.Denver. Conn ....•. E. J. Sturfi·es, Bank Commissioner ... Hartford. :i~~Ersg~ville. \~iti~~·ofeE~~ Wm. H. Edwards, Bank Examiner ... Portland, " Wm. P. Landon, Bank Examiner .... Hartford. " J.B. Byrne, Bank Examiner ....•... Putnam. O. Leon Wllcox, Hank Examiner, •... Windsor Locks. George A. Finn. Bank Examiner ..... Greenwich. L. E. Shippee, Bank Examiner ..•... East Killingly. B. H. Millard, Bank Examiner ....•. Springdale. Dela•..... Geo. L. Medill, State Bank Com •.... Dover. Ira Lewis, Deputy Bank Com ....... Dover. " Harold W. Horsey, Chief Clerk ...... Dover. Fla ........ R. A. Gray. Asst. Chief Olerk(in charge) Tallahassee. F. E. Henderson. Bank Examiner .... Lakeland. " J.E. Perkins, Bank Examiner ....... Tallaha see. " E. M. Porter, Bank Examiner ....... Tallahassee. E. P. Jackson, Bank Examiner ...... Tallahassee. Ga .. , ..... T. R. Bennett, Supt. of Banks ...... Atlanta. E. A. Thompson, Asst. Supt......... Atlanta. " J. E. Cagle, Bank Examiner.. ... .... Atlanta. ••  ::  t:~  STATE  ADDREBB  Ala ....... H. H. Montgomery, Supt. of Banks .. Montgomery. V. H. Northcutt, Bank .Examiner .... Troy. " S. B. Wllson. Bank Examiner ..•.... Birmingham. " H. G. Boyd. Bank Examiner . ...... . Montgomery. H. L. McCain Bank Examiner ...... Decatur. C.R. Keener, Assistant ... ......... Montgomery. Ariz ....... Chas. W. Fairfield, Supt. of Banks ... Phoenix. J.C. Darcey, Deputy Supt. of BanksPhoenix. " H. M. Moritz, Bank Examiner ...... Phoenix. " K. G. Freeland. Asst. Bk. Exam ...... Phoenix. Ark...... . W. T. Maxwell, Bank Commissioner.Little Rock. F. Lee Major. Asst. Bank Com ... ... Little Rock. " F. A. Pope, Asst. Commissioner in "  ~~~er.::  \~~ \;~~~~- _.: : : : :~g~':1~~ile. I:OscieI {61;;1~7ci. Smith. Bank Examiner ........ West Point.  K~p.  ADDRESS  NAME  0. S. Bowman. Deputy Bank Oom••. Topeka. L. M. Hutchison, Deputy Bk. Com ... Hutchinson. C. W. Edwards, Deputy Bank Com .. Topeka. E. L. Misak, Deputy Bank Com ..... Chanute.  f uss~l'N~w~rlif~It:i~nft~iii.· g~~~n.  V. E. Miner, Deputy Bank Com . ..... Topeka. C. W. Ebnother, Deputy Bank Com .. Topeka. W. S. Kennedy, Deputy Bank Com ... Norton. Ky ... .. ... J. P. Lewis, Banking Commissioner . . Georgeto W. W. Peavyhouse, Dep. Bkg. Com .. Hazard. " E. M. Swain, Bank Examiner ....... Louisville. " Argus Francis, Bank Examiner...... Glasgow. E. J. Doss, Bank Examiner ... ...... Shelbyville. Geo. Tinsley, Bank Examiner . ... ... Barboursville. J. E. Isaacs, Asst. Bk. Examiner ... .. Lebanon. A. M. Clark, Bank Examiner ........ Richmond. La ........ L. E. Thomas, State Bk. Oom ....... Shreveport. Louis Buckner, Jr .. Asst. Bk. Exam.. hreveport. " J .S . .Brock, Asst. Bank Examiner .... New Orleans. " Lee A. Plauche, Asst. Dk. Examiner ... New Orleans. I. H. Snyder, Asst. Bank Examiner .. New Orleans. O. H. Pittman. Asst. Bank Examiner New Orleans. M .Finnegan, Asst. Bank Examiner ... New Orleans. C. S. Staples, Bank Examiner ....... Shreveport. J. R. Watkins, Secretary ........... Shreveport. 1\Iaine ..... Fred F. Lawrence, Bank Com ....... Augusta.  ::  ¥~. iar~.a~a~ei~!rnrn~t .~?~·:i~!~·  ..  ~~~~Baltimore. Jo~o~~f;fon°f~~? John D. Hospelhorn, enior Exam., Union Trust Bldg ... ..... ........ Baltimore. Wm. J. Gerbig, Junior Examiner, Union Tru t Bldg . ........ ....... Baltimore. E. G. Rusl,, Junior Examiner ....... Baltimore. ,v. J. Barrett, Jr .. Junior Examiner .. Baltimore. T. II. herman, Junior Examiner .... Baltimore. A. 0. Merrian, Jr., Juniot· Examiner. Baltimore. L.B. Rowles, Junior Examiner, Union Trust Bldg ....... ....... ........ Baltimore. Joseph C. Allen, Com. of Banks ..... Newton Highlands. W. 0. Lovell, Director of Savings Bk.  L. P. Noble, Bank Examiner ..... ... Auburn. A. J. S. Keene, Bank Examiner ...... Auburn. Victor B. Pendexter, Asst. Bk. Exam.Portland. Olaridel Bradstreet. Chier Clerk ..... Augusta. Ernest C. Stinson, Asst. Bank Exam.. Bangor. S. N. Annie, Asst. Examiner ........ Waterville. Md ...... . Geo. W. Page, Bank Commissioner, Union Trust Bldg•.............. Baltimore.  l1a;:.  Mass ..... .  J. S. Hollinshead, Bank Examiner ... Decatur. E. B. Douglass. Bank Examiner•..... Talbotton. W. D. Lloyd, Bank Examiner ....... Richland. E. A. Stubbs, Bank Examiner ... , . . Atlanta. J.B. Sasser, Bank Examiner ........ Camilla. J. H. Edge, Bank Examiner ........ Cairo. L. W. McRae,._Bank Examiner ...... McRae. P. C. Searcy, Jjank Examiner ....... Thomasville. Idaho ..... J. G. Fralick, Commissioner . ........ Boise. H. G. A. Winter, Ohler Deputy Bank " Commissioner ................... Boise. E. V. Beck. Deputy Bank Com ...... Boise. V. E. Warner, Deputy ............. Boise. Illinois .... Andrew Ru sel, Auditor. Main office: Springfield. Chicago office: 1434 First National Bank Bldg. W. B. Whitlock, Asst. Chief Bank " Examiner ................... , ... Springfield. H. S. Savage, Asst. Chief Bank Exam.1434 1st N. Bk.  "  " "  Stuart Russel, Asst. Chief Bk. E!1:!~·-P~~iae~~: Ralph Fairbairn, Bank Exe.miner. 1434 1st N. Bk. Bldg., Chicago. F. E. Edgerton, Bank Examiner ..... 1434 1st .Bk.Bldg., Chicago. A. A. Mueller, Bank Examiner ...... Chicago. Miller Weir, Bank Examiner ........ Springfield. J. W. McOlellan, Bank Examiner .... Sorlngfield. W.W. Calhoun. Bank Examiner ... . Springfield. Wm. H. Burkhardt, Bank Examiner . . Springfield. E. E. Nichotson, Bank Exe.miner . ... Springfield. Carl h. Weber, Bank Examiner ..... Springfield. B. G .Graft, Bank Examiner ........ Springfield. J. L. Northrup, Bank Examiner ..... Springfield. Henry Odenthal, Bank Examiner .... Chicago. H. A. J. McDonald, Bank Examiner.Springfield. H. Mattt.ewson, Bank Examiner .... Springfield. J. H. Rife, Bank Examiner .......... Springfield. Ind •....... Chas. W. Camp, Bank Commissioner. Indianapolis. Thos. D. Barr, Bank Examiner ...... Newcastle. " G. S. Morton, Bank Examiner ....... Ft. Wayne. " H. M. Johnson, Bank Examiner ..•.. Hammond, L.B. Holleman, Bank Examiner ..•.• Indianapolis. Robert Prass. Bank Examiner ....... Gary. Chas. J. Dowden, Bank Examiner ... Greensburg. Fred .J. Whicker, Bank Examiner .... Princeton. Carl L. White, Bank Examiner ...... Camby. Iowa ...... W. J. Murray, upt. of Banking ...... Des Moines. W. o. Reed, Deputy Supt ........... Des Moines. " J. A. Heng, Bank Examiner ......... Davenport. " H. T. Fuller, Bank E'aminer ........ Mason City.  :f~r!.1t1!1i:: ?~b::M~~~Fc;/~:~::er:::: G. A. West. Bank Examiner .•.••... Cedar Rapids.  A. J. Bertelsen, Bank Examiner .•... Sioux City. R. R. Blair, Bank Examiner. . . . . . . . ew Providence.  ~: t/W~~:!~B!~:a~~~ ·. ·. '.: : ~~t!.1~es. G. H. Walker, Bank Exa.mlner ..••.. Grinnell. H. C. Westergaard, Bank Examiner .. Waterloo. Kansas .. .. F. H. Foster, Bank Com ............ Topeka. J. H. Sandell, Asst. Bank Com ....... Topeka. " A. E. Speck, Special Assistant ....... Topeka. " L. H. Vernon, Chief Clerk .......... Topeka. Arch. L. Boll, Spec. Asst. Blue Sky Dept. . . . . . . . . ................ Topeka. L. E. Roush, Spec. Asst. Bldg. & Loan Dept. . . . . . . . . . . . . ........... Topeka. R. B. Graves, Deputy Bank Com .... To'9eka. R. L. Guldner, Deputy Bank Com ... Wichita. E. L. Chapman, Deputy Bank Com .. Great Bend.  Div.......................  . . , Watertown.  Ro:6i~·- ~ .~~~•- ~~~~~~r- ~: -~~~t- ."Wakefield. Ernest 0. :Mulvey, Director Foreign Bankers Div. and Creuit Union Div.Read"\ille. w. H. Otis, Asst. Director of Trust· Co. Div........................ Melrose Highland. O. M. Tu.;ker, Director of Co-Operative Bank Division ............... "\Ve,st omerville. W. S. Bosworth, Bank Examiner ..•.. Malden. Eugene Brimmer, Bank JJ:xaminer ... Malden. W. B. Jensen, Bank Examiner ....... Framingh m. O. H. Answorth, Bank Examiner ..••. Chelsea. G. T. Barry, Bank Examiner........ Newtonville. F. E. Wallace, Bank Examiner ...... Greenwood. athan L. ·whitten, Bank Examiner. Campello. Arthur Guy, Bank Examiner, ...... Framingham. H.P. Jenks, Bank Examiner .....••. Dorche.st-er. G. O. Mansfleld, Bank Examiner .... Rockland. Henry J. Oroughwell, Ba~k Exam .... W t Peabody. R. J. Tubbs; Bank Exammer ...•.... Westfield. H. A. Clark, Bank Examiner ... , .... Wakefield. W. J. Fowler, Bank Examiner ....... Ipswich. Charles A. Crowell, Bank Examiner . alem. George F. Davee, Bank Examiner ... Plymouth. Ralph E. Ellis, Bank Examiner ...... Medford. John L. Keyes, Bank Examiner. . . . Lowell. George H. Magurn, Bank Examiner .. Roslindale. Burt O. McKinley, Bank Examiner ... Lowell. Arthur S. Morey, Bank Examiner ... Allston. Robert C. Seaman.. Bank Examiner .. Salem. Eugene M. Sutherland. Bank Exam... a.tick. orman D. Vaughan, l:sank Examiner - lelrose. Harold E. Almy. Asst. Bk. Exam ...... Bo. ton. Edward H. Arnold, Ass: . Bk. Exam .. Watertown. Chari · J. Bateman, .Tr .. ,ust. Bk. Ex .. Watertown. Roland F. Blaisdell, ·st. Bk. Exam .. W t Medford. Arthur L. Brackett, Asst. Bk. Exam ... Brookline. Jos. L. Brighton. A st. Bk. Exam . .... Bo ton. Frederick \ . Brydon, As t. Bk. Ex ... Bo ton. Walter E. Burbank, A ·st. Bk. Exam .. Belmont. Forrest F. Buesley, A ·st. Bk. Exam ... omerville. Franci P. Carolan. Asst. Bk. Exam. . Brookline. Jo.. A. Chamber , A st. Bk. Exam .... Brighton. Jos. F. Oonnellan, Asst. Bk. Exam .... Brookline. Everett L. Crowell, Asst. Bk. Exam . .. Brockton. Lloyd M. Crowther, A t . .Bk. Exam .. Boston. James A. Daniel , st. Bk. Exam .... Greenwood. elson B. Davis, A·."· Bk. Eaam. . Newton Highlands. helsea. William E. Day, As t. B.c. Exam . . . Lawrence E. Donovan. Asst. BK. Ex .. Brighton. amuel W. Eldridge, . st. Bk. Exam . . W. :M edford. Howard D. Ferguson. _\.sst. Bk. Ex .. .. Danvers. Arthur W. Flint, A t. Bk. Exam ..... Wakefield. Earl C. Fowler, As. t . .Bk.Exam....... Brookline' John J. Gorman,_ st. BK. Exam ..... Woburn. Winthrop L. Graham, Asst. Bk. Ex .... R vere. Chester A. Gray. As t. Bk. Exam ..... 'omerville. John . Gwinn, Assti. Bk. Exam ...... Beverly. Frederick A. Harri , .A&;t. Bk. Ex. . . . :\1 lro e.  ?.  0  0  ::::::.::: W~e~°eic1. i!e~~~1·f.}'t~".i~ ¥~~k. Bk. Ex ..... Quincy. Aaron Hobart, Jr., $St.  Arthur W. Hood. Asst. Bk. Exam .... A\,lantic. Harlow H. Hovey. Asst. Bk. Exam.. . toneham. Paul C. Howley, _\.sst. Bk. Exam .... Lynn. Frank L. Hubbard, A. st . .Bk. Exam .. Waverley. Harry P. Jones, As:,t. Bk. Exam ...... Waverley. Herbert L. Keeble, As t. Bk. Ex ..... Jamaica. Pl in. George B. Keene, An;t. Bk. Exam ... Bo ·ton. Robert G. LeMitt, _ ·t . .Bk. Exam .. Exeter, N. H.  14  -------- ~---~·•-~-  - -  -----_-_-··_..:_=----  ST ATE BANK OFFICIALS AND EXAMINERS-Continued ADDRESS  NAME  STATE  .!\!ass ...... L. R. W. Leland, Asst. Bk. Exam.... ffODt.)  ewtoi:i-ville.  f!~!n~i/Ji~~!rs~~- f~t.Eit~E·x.: ff~~~~~e.  Wilbur W. McEwen, Asst. Bk. Ex ... ,vinchester. Harlan E. Miller, Asst. Bk. Ex ...... Lowell. Arthur S. Moore. Asst. Bk. Exam . ... Bo ton. Martin W. Newman, Ass~. Bk. Ex ... Dorchester. Roger W. Nutt, Asst. Bk. Exam ..... Allsto~. Raymond S. Pinkham, Asst . .Bk. Ex . Brooklme. John F . Rich, Asst. Bk. Exam ....... Dorchester. Herbert Rogers, Asst. Bk. Exam. . . . Belmont. W. S. Savery, Asst. Bk. Exam . . ... . . Plymouth. Harry L. Sawyer, Asst. Bk. Exam .. . ·watertown. John M. Slye, Asst. Bk. Exam .. ..... Malden. Harold B. Spurling, Asst. Bk. Ex . ... Ea t Lynn. Carleton E. Staples. Asst. Bk. Ex . ... Brockton. Eugene F. Storrs. Asst. Bk. Exam. . . ee~am. John E. Turner. Asst. Bk. Exam ..... Reading. George V. Wallace, Jr., A st. B.c Ex .. Wakefield. Lowell A. Warren, Asst. Bk. Exam .... Waltham. Horace W. Whynot, Asst. Bk. Exam .. Roxbury. Kenneth I. Wilson, Asst. Dk. Exam ... Brockton. Elwood A. Wyman, Asst. Bk. Exam ... Whitman. Mich . ... .. H. A. McPherson, Bank Com ........ Ilow~ll. H. 0. Mohrmann, Deputy Bk. Com .. Lan mg. " R. H. Larabee, Chief Clerk. . . . . . . Lansing. " S. E. Lamb, Chief Examiner ... . .... Lan ing. B. F. Bernsteine, Bank Examiner .... :\Ianc.:elona. P C. Ramsdell, Bank Examiner ..... Charlotte. S • S. Clark, Bank Examiner .... ..... Grand Rapids. W. C. Sturm, Asst . Bank Examiner ... Ann Arb_or. J. T. Mallett, Bank Examiner .... ... Three. Rivers. W. C. Griswold, Bank Examiner ..... Detro1t. . H . A. Millard, Bank Examiner ...... Hersey. W. II. Baldridge, Bank Examiner .. . . Grand Rapids. A. E. Gale, Bank Examiner ......... Grand Haven. L. J. O'Brien, Bank Examiner ...... Gran:d Rapids. W. E. Birmingham, Asst. Bk. Exam ... Lans~ng. L. D. Bissell. Asst. Bank Examiner ... Lansmg. L. P. Kala.bar, Bank Examiner ..... . Saginaw. F. L. Olive, Bank Examiner ..•..... Oxford. H. W. Gross, Dank Examiner ...... . Ann Arbor. D . E. Lawrence. Bank Examiner .... Eaton Rap~ds. C. L. Van Frank, Asst. Bank Exam ... Gran_d Rapids. J. A. Daugherty, Asst. Bank Exam . ... Lansmg. L. C. Van Auken, Asst. Bk. Examiner. Lansing. M E. Williams, Asst. Bk. Exam. . . . . . nn Arbor. L ·E. Gummerus, Asst. Bank Exam .. .. Ilighland Park. J.' F. Martin, Asst. Bank Exam ....... Flint. 0. C. Zook, Bank Examiner ......... LudiJ?-gton. F'. A . Cuthbertson, Asst. Bk. Exam ... Lansmg. C. E. Hubbard. Bank Examiner ..... River Rouge. Minn ...... S. B. Duca, Supt. of Banks ....•..... t. Paul. Geo. H. Sivwrlght, Deputy Supt. of " Banks ....................•..... St. Paul. 0. I. Brandvold, Bank Examiner .•.. Fergus Falls. " W. T. Hanneman, Bank .Examiner ..• Minneapolis. Cities of First Ola s. A. P. Rotert, Bank Examiner ....... St. Paul. Wm .A. Smith. Bank Examiner ..... St. Paul. In charge of liquidations. Howard J. Klossner. Bank Examiner.New Ulm. H. M. Hauck. Bank Examiner ...... Mankato. F. V. Artfg, Bank Examiner ........ Minneapolis. .E. F. Kenrick, Asst. Bank Examiner. St. Paul. Geo. P. Daily, Bank Examiner ...... E. Grand Forks. M. E. Walsh, Assistant Examiner ..•. St. Paul . .John L. Haas, Bank Examiner ...... St. Paul. Ernest W. Swanson, Bank Examiner.Minneapolis. A. F. Schwieger, Bank Examiner ... M?ntevideo. N. D. Dixon, Asst. Examiner ........ Mmneapolls. W. B. Olement, Asst. Examiner ..... Red Wood Falla. H. R. Kneeland, Asst. Examiner ..... St. Peter. Guy F. Jensen, Asst. Bank Examiner .. Fergus Falls. E. F. Cook, Asst. Bank Examiner .... Rochester. 0. A. Dufua, Asst. Bank Examin~r... St._Pa~. M. H. Bishop, Asst,. Bank Examl.ller. Thief River Falls. H. V. Montgomery, 2d Asst. Exam ... Minneapolis. C. D. Lundin, Chlef Olerk .......... St. Paul. Ilenry Lende, A st. Bk. Examiner ... Appleton. J. A. Anderegg, Asst. Bk. Examiner .. t. Paul. Miss ..•... M. G. McNair, Bank Commissioner.. Gulf~ort. N C. Hill Bank Commissioner ...... Hattiesburg. " Lewis E. Crook, Bank Commissioner.Meridian. .. E. F. Anderson. Bank Examiner ..... Clinton. J.B. Salmand, Bank Examiner ...... Lumberton. W. C. Wardlow. Bank Examiner .... Oxford. M~ .. . .. . .. J. G. Hughes, Com. of Finance ...... Jefferson C~ty. A. J. Stanfield, Deputy Com. of Fm .. Jefferson City. " D.R. Harrison, Bank Examiner ..... Eldon. · Wm. E. West, Bank Examiner . . . . . Bolckow. Sam W. Dye, Bank Examiner ....... O_ronogo: Chas. W. Moody, Bank Examiner ... Pierce City. Chas. N. Gilles, Bank Examiner ..... Clayt!)n. E. L. Cook, Bank Examiner ....... .. Fa_rmmgton. A. B. Lowry, Bank Examiner ....... Prmceton: Ia~thasville. A. 0. Hasenjaeger. Bank Examiner. Collins E. Bushnell, Bank Exam._ .. .. Bolivar: Robert E. iemann, Bank Exammer t. LoU1S Walton E. Todd, Bank Examiner .... B~ethany . .. D. W. Ross, Bank Examiner ........ Kansas.City. " A. L. Friesz, Bank Examiner .... .... Brunswick .. Louis A. Miller , Chief Clerk ........ Jefferson City. M ..~nt. · • • . . L. Q. Skelton, Supt. of Banks ..... .. H lena. A. W. Springhorn, Deputy Supt...... Helena. Geo. K. Dick, Deputy .............. Helena. . E. Dunn, Deputy ............... Helena. Mrs. G. Fitzpatrick, Clerk .......... Helena. N~~- • • • ... J . .E. Hart, Secretary ..•.•...•.•.... Lincoln. R. 0. Chase, Bank Examiner ..•.•... Lincoln. .. B. B. Helmick, Bank Examiner ...... Hastings. Ross Brown. Bank Examiner .......• Hastings . .Ernest R. Brock, Bank Examiner ..... Columbus. Jay Riley, Bank Examiner .......... Kearney. A. L. Bechter, Bank Examiner ...... Omaha. G. S. Eastman, Bank Examiner ..... Crawford. E. A. Fricke, Bank Examiner ....... Omaha. 0. G. Stoll, Bank Examiner ......... Kearney. L. 0. Qpper, Bank Examiner ........ Lincoln. R. 0. King, Chief of Bureau ........ Lincoln,   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  d  STATm  NAME  ADDRms■  Nev...... . Gilbert O. ~oss, Bank Exa.miper ...•. Carson City• N. H •...• ,James 0. Lyford, Chairman Bk. Com.Concord. Frederic S. Nutting, Bank Com...... Manchester. " Guy H. Cutter, Bank Commissioner .Jaffrey. " K. Johnston, Deputy Com .. Trenton. Thomas •...... J N. Christopher A. Gough, Asst. Deputy " Com ........................... Trenton. L. R. Vredenburgh, Bank Examiner. Somerville. Horace Biddle, Asst. Bank Examiner.. Newark. Alvin L. Fowler, Bank Examiner .... Haddonfield. Chas. H. Dunham, Asst. Bk. Examiner Plainfield. A. S. Amerman. Bank Examiner ...•. Somerville. Robt. F. Minch, Bank Examiner .... Bridgeton. Chas. B. Veghte, Bank Examiner .... Metuchen. John V. Knowlton, Bank Examiner .. Ridgewood. Geo, Compton, Bank Examiner ...... Trenton. Howard B. Conover, Asst. Bk. Ex ... Ventnor City. G. Hayes Markley, Asst. Bk. Exa!D ... Westflelq. A. W. Davies, Asst. Bank Examrner. Jersey City. Martin IC Fowler, Asst. Bank Exam.Newark. V. D. Pleer, Asst. Bank Examiner ... Summit. . Jacob Krause, Jr., Asst. Bank Exam• . Weehawken Heig~ts N. M ..... • J.B. Read, Bank Examiner ...... ... Santa Fe. J. 0. Miller, Deputy Bank Examiner.Santa Fe. " Carlos P. Dunn, Deputy State Bank " Examiner ....................... Santa Fe. N. Y •...•. George V. McLaughlin, Supt ......... Albany. Norman J. Macdonald, 1st Deputy .. Brooklyn. " George Overocker, 2d Deputy...•.... Poughkeeps!e. " George A. Coleman, 3d Deputy .••... ·Poughkeepsie. F. H. Warder, 4th Deouty ......... .. New York, City A. T . Campbell, Chief Examiner,51 ChambersSt.,N.Y.City Benjamin Blackford, Bk. Ex .... ... . 51Chambers8t.,N.Y. H.J. Young, Bank Examiner ..•..•. Syracuse. R. W. Humphrey, Bank Examiner ... 51ChambersSt.,N.Y. G. S. Adams, Bank Examiner ....•.. 51ChambersSt., .Y. J. S. Love, Bank Examiner ......... 51ChambersSt.,N. Y. B. D. Haight, Bank Examiner •..•.. Rochester. Gordon F. Smith, Bank Examiner ... 51ChambersSt.,N.Y. H. S. Andrews, Bank Examiner . .... 51ChambersSt.,N.Y. Olaude Hutchins, Bank Examiner ... Buffalo.  G. A. Plant, Bank .Examiner ........ Albany. N. T. Killlp, Bank Examiner ....... Oswego. J. J . Kennedy, Bank Examiner ...... 51ChambersSt.,N.Y. Fletcher G. Crane, Bank Examiner ... 51Chambers8t., .Y. Geo. W. Egbert, Ohief Credit Bureau.Mariners Harbor. B. B. Bullock, Bank Examiner ...... l-lew York City. A.H. Morey, Bank .Examiner ....... Buffalo. Ffancis X. Werneken, Bk. Examiner.51ChambersSt.,N.Y. H.B. Kennedy, Bank .Examiner ..... Auburn. T. A. Pyterman, Bank Examiner .... filChambersSt.,N.Y . .Joseph H . Zweeres, Bank Examinar .. Rensselaer John I. Mesick, Bank Examiner ..... 510hamber St.,N.Y. F. W. Piderit, Bank Examiner ...... 51Chambers t., .Y. Feter N. Shlppee, J3ank .Examiner ... Albany. Nathaniel Orens, Bank Examiner .... 51Chambors...-,t.,N.Y. Milton L. Masson, Bank Examiner .. 510hambersSt.,N.Y. A.H. Snodgrass, Bank Examiner .... 51ChambersSt.,N.Y. L. Floyd Smith, Bank Examiner ...... Syracuse. A. B. Clark, Bank Examiner . ....... Buffalo. John C. O'Byrne. Bank Examiner . .. Albany. S. I. Chittenaen, Bank Examiner ... . 51ChambersSt., .Y. G. F. Berger Jr. , Bank Examiner ... Buffalo. Arthur B. Vogel, Bauk Examiner .... 510hambersSt., .Y . Emmet W. Irving, Bank Examiner .. 51ChambersSt., .Y. C. E. Nathaway, Bank Examiner . ... 510hambersSt.,N.Y. Rho L. Bush. Bank Examiner ....... 510hambersSt.,N.Y. Louis N. Roe, Bank Examiner ...... 51ChambersSt.,N.Y. Ralph T. Simmons, Bank Examiner . 510bambersSt., .Y. Arthur Koch, Bank Examiner ..•.... Saratoga. Springs. G. M. Aldrich, Bank Examiner ..... . 51ChambersSt.,N.Y. F. L. H. Holzer, Bank Examiner ... . 510hambersSt.,N.Y. Ralph E. "Jla.ven, Bank Examiner.... Adams. Wm. Cuffney, Bank Examiner ..... . 51ChambersSt.,N.Y. Geo. E. Varcoe, Bank Examiner . .... 51ChambersSt .. N.Y. Lawrence H. Geser, Bank Examiner .. 510hambersSt., . Y. Geo. A. Strack. Bank Examiner . .. .. 51ChambersSt., .Y. L . W. Palmer, Bank Examiner • ..... 51ChambersSt., .Y. Frank B. McLaughlin. Bk. Examiner Syracuse. Chas. H. Eshelman, Bank Examiner. Niagara Falls. Herbert C. Rogers, Bank Examiner .. 51Chamber·St., .Y. Franklin W. Bright, Bank Exam .. ... 51ChambersSt.,N.Y. George W. Smith, Jr., Bank Exam ... 51ChambersSt.,N.Y. John A. Murray, Bank Examiner .... Buffalo. Earl .J. Bangert. Bank Examiner•.... Holland. Fred T. Bolan, Bank Examiner ...... 51ChambersSt .. N.Y. Charles Clarke, Bank Examiner ..... Albany Mortimer S. Cole. Bank Examiner ... 51ChambersSt.,N.Y. Reginald W. Pawling, Dank Exam ... 51ChambersSt.,N.Y. N. C . .... . Clarence Latham, Chief Bank Ex .. .. Raleigh. C. W. Cloninger, Bank Examiner ... Raleigh. " H. L. ewbold, Bank Examiner ..... Raleigh. J. H. Hightower, Banlc Examiner .... Raleigh. W. 0. Crump, Bank Examiner ...... Raleigh. Thurman Williams, Bank .Examiner•. Raleigh. John Mitchell . ....•.....•.•.•••••.. Raleigh. Clyde L. Taylor, Clerk ............. Raleigh. N . D ...... 0. E. Lofthus State Bank Examiner•.• Bismarck. Gilbert Semlngson, Ohiet' Deputy ••.• Bismarck. " W. S. Mitchell, Office Deputy ...•... Bismarck. 0. A. Engemoen Deputy ........... Valley City. F. B. McAneney. Deputy •.........• Devils Lake. 0. E. Bergstrom, Deputy ..•........ Minot. John Bena, Deputy ............... , Lankin. L. E. Dicke1'Son, Deputy .....•....• Beach.  g~~ic.  ~~~a~:g~~~er~ipe~~y·. ·.:::: : : : : M. E. Howland, Deputy ....•.•..... Valley Oity. J. W. Tanger, Deputy ... . .......... Minot.  W1s~~rck  f~~\-J'a°:t~~i~.et~%t:v: : : : : : : : : : G. 0. Bjore, Deputy ......... .. .... Fargo.  Ohio ..... H. E. Scott, Superintendent . .. . . . .... Columbus. Frank R. Ambro e, A t. Supt .. ..... Columbus. .. F. A. Hunter, Attorney Examiner ... Columbus. " D. A. Filler, Chief Examiner . . . .... . Columbus. George T. Blake, Foreign Ex. and Tr. Officer .......................... Columbus. Clyde Sharp Bank Examiner ....... Ada.  15  ~riz,   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  STATE BANK OFFICIALS AND EXAMINERS-Continued  =======- - ------- -. ■ TATE  NAME  ADDRESS  STATE  NAME  ADDRESS  S. D ...... John Hirning, Supt. of Banks . ...... Pierre. Clyde Dunning, D eputy Supt. of " Banks ................... .. . . .. . Pierre. A. F. Wosnuk, Bank Examiner ...... Aberdeen. E. J. Morris, Bank Examiner ....... . Aberdeen. A. E. Fossum. Bank Examiner .. . ...• !itch cll . U. G. Stevenson, Bank Examiner .... Yankton. F. S. Lytle, B ank Examiner .. . ...... Pierre. F. S. Barber, Bank Examiner .... .. .. Onida. W. E. Ward, Bank Ex.1.miner ... .. ... Watertown. J. E. Witten, Bank Examiner . ... .... \Vall. E. ~I. Hood, Bank E xamine r . . ... ... Winner. Tenn ...... S. S. McConnell, Supt. of Banks . . .. . Nashville. Hallum W. Goodloe, Asst. Supt. of " Banks .................. . ....... Nashville. H. B. Oliver, Bank Examiner . ..... . Milan. H . 0. Crumbliss, Bank Examiner .... Kingston. H. L. Grigsby, Bank Examiner .. .. . . Dickson. D. D. Robertson, Bank Examiner.... Brown:sville. . Le½ano11. T . B. Dozier, Bank Examiner . I. H. Wilson, .Asst. Bank Examiner· . . <~olumbia. Texas . .... Ed. Hall, Insurance and Banking Com.Austin. Ohas. V. Johnson. Deputy Insuran<'e .. Commissioner ......... . .... . . . . . Austin. Iva l\.L Aday, Deputy Bank Com . ... Aust in. F. P. Wood, General Liquidating Agent ....................... ... Austin. C. P. Rockwell, Actuary . . . . .... .. .. A u tin . Chas. Kramer, Bank gxamiuer ..... J\. u,::tin . Fred C. Culp, Bank Examiner ... . . .. Austin. \Y. A . Sandlin, Bank E xaminer . . .... , ustin . H . T. Bridges, Bank Examiner . . .... Austin. Carl Carlson, Bank .1£xaminer .... . . . Austin. A. S. Ferrell, Bank Examiner .•... . . Austin. W. N. Greer, Bank Examiner . .. . . .. Austin. H. W. Barton, Bank Examiner ...... Austin. W. A. Williams. Bank Examiner ..•. . Austin. J. Oran Carter, Bank Examiner . . . .. Au,;tin. J. J. Jordan. Bank Examiner ..... . . . Austin. D. B. Diggs, Bank Examiner ....... . Austin. C. C. Campbell, Bank Examiner ..... Austi n. V. S. Marett, Bank Examiner . ... . . . Aust in . L.A. Dowlen, Bank Examiner . . . . . . Austin. A. H. Eubanks, Bank Examiner . .... Austin. Jno. B. Hudson, Bank Examiner ... . Austin. T. P. Priddie. Jr., Bank Examiner ... Austin. E. 0. Snead, Bank Examiner ........ Austin. G. A. Swaim, Bank Examiner . . . .. . . Austin. John S. Wightman, Bank Examiner .. Austin. Nolan Taylor. Bank Examiner .... . . Austin. A . L. Slaughter , Bank Examiner .. ... Austin. W. L. P eterson , Bank Examiner ..... , ustin . ... Austin. 0. L. Thomas, Bank Examin er Utah .. . ... N. T. Porter, Bank Commissioner ... Centerville. W. E. Evans, Bank Examiner ..... . . Salt Lake City. " Aubrey Tolton. Bank Examiner .... . Salt Lake City. J . P . Jacobson, Deputy Examiner .... Salt Lake City. Vt . .. .. ... G. B. Carpenter, Bank Com .... . . . .. Montpelier. Inez M. Besett, Chief Clerk ......... Montpelier. " R. L. Kelleher, Bank Examiner ....•. Montpelier. " . . . fontp lier . :\I. \Y. llu., e, Bank Examiner Va . ... .... F. B. Richardson, Chl€f Examiner ... Richmond. L. R. Ritchie, Asst. Examiner ... ... . Richmond. ·• C. T. Allen, Asst . Examin r ... . ..... Kenbridge. B. J. Woodward, Asst. Examiner .... Richmond R. M. C'harlton, Asst. Examiner ... . . Christiansburg. S. E. Tudor, Asst. Examiner . .. . .. . . Richmond. Wash .. . . . Claude P . Hay, Bank Commissioner .. Olympia. J.C. l\.!inshull, Deputy Bank Com . . . Olympia. " E. 0. Carter, Bank b:xaminer . . . . . . . pokane. 0. R. Hupp, Bank Examiner . ..... .. Oakesdale. Fred Stevens, Bank Examiner ... . . . Spokane. H. S. Bennett, Bank Examiner . . . . .. Tacoma. R. L. Gentry, Bank Examiner .... . . . eattle. R. R. Knapp, Bank Examiner . . ..... Seattle. W. Va . ... J. S. Hill, Commissioner of Banking . . . Charleston. Geo. M. Weekley, Asst. Com ..... . .. Spencer . " F. P. Clark, Asst. Com . .. .... ... . .. Alder.·on. ·• W. B. Holden, Asst. Com ..... .. . . . Parkersbtirg. E. L. ~1orric:;on , Secretary and OffiC'e . ... . ... Charleston . Deputy . . . . . . . . . . . . Wis ....... Marshall Cousins, Commissioner .... . Madison. W. H. Richards, Deputy Com ....... Black River Falls. " Thos. Herreid, Chief Examiner .. . ... Madison. 0. E. Bu tiers, Chief ClPrk . . .. . ..... Madison. R. B. Ellis, Bank Examiner ...... . .. Madison. H. N. Nelson. Bank .Examiner ...... Amherst Junction. 1  Ohio (cont. )A. \V. Pleister. Bank Examiner .. .... Cardington. Ralph .T. Romer, Ilk. Examiner ... ... Dayton. " Henry J. Schulte, Bank Examiner ... Cincinnati. " C. A. Seiple, Bank Examiner ......... Columbus. 0. C. Shanower. Bank Examiner ..... Bowling Green. Thomas McEldowny, Bank Exam . . .. Upper Sandusky. L. C. Bucher, Bank Examiner ....... Dayton. C'. \Y. Miller. Bank Examiner . . . . ... Newark. E. H. Blair, Bank Examiner ..... .. . Columbus. H. C'. Lucas, Bank Examiner ..... . .. Blanchester. \V. J. Skehan , Bank Examiner ... . . . Toledo. D. J. Schurr. Bank Examiner . .... .. Columbus. John L. Wolfe, Asst. Bank Examiner .Mt. Vernon. Eugene E. King, Asst. Bank Exam ... De hler.  &oidonsW1t~~~tA~~:xJt~~~~ ·.·.~~~~J>a~!~n.  Okla . ..... Fred G. Dennis Commissioner .... . . Oklahoma Olty. Roy Walcott, Asst. Bk. Commissioner Oklahoma City. • W. J. Martin, Bank Examiner....... Guthrie. " Ray P. King, Bank Examiner ....... Oklahoma City. H. C. Carpenter. Bank Examiner .... Oklahoma City. John Knox, Bank Examiner .... . .. . . Edmond. R. A. Patton, Bank Examiner ....... Claremore. C. G. Seaton. Bank Examiner .. . .... Enid. J. W. Snyder, Bank Examiner ..... . McAlester. 1 City. g~1.B:o~i;:~.t,s~!ci~l goi~~fg~ . ." .' ." .' 0. McCoy,1:lldg. and Loan Auditor .. Oklahoma Olty. Ore . . ..... F. C. Bramwell, Supt. of Banks ..... Salem. W. M. Adair , Asst. Supt. and Ex .. . . Salem. " 0. B. Robertson, Bank Examiner . ... Salem. F. W. Bland, Bank Examiner ........ Salem. S. L. Stewart. Bank Examiner ....... Salem. Tinkham Gilbert. Asst. Examiner .... Salem. Pa .. ...... John S. Fisher, Commissioner ....... Indiana. John W. Morrison, 1st Deputy Com. Wayne. " P. G. Cameron. 2d Deputy Com ..... Harrisburg. Jos. S. Riley, Bank Examiner ....... 1528 N. 19th s, .. Philadelphia. H. H. Eshbach, Chief of Building and Loan Bureau ............ , ....... Harrisburg. W. R. Calhoun. Chief Clerk .. . . , .... Harrisburg. G. H. Orth, Chief of Bureau of Private Banks, Steamship Agencies and Loan Companies .. .. ....... . .... Harrisburg. H. A. Groman. Bank Exammer ...... Bethlehem. H. R. Moyer, Bank Examiner ....... Quakertown. Robt. R. Moore, Bank Examlner .... Bellevue. Chas. A. Steele. Bank Examiner ..... Franklin. Chas. Cavett, Bank Examiner . ... .. . 2804 Centre Ave., Pittsburgh. W. H. Anstine, Bank Examiner ..... Dallastown. Thomas Dixon, Bank Examiner ..... 2029 BrandywineSt. Philaclelphla. Robert Ostermaier, Bank Examiner .. 448 Fourth Ave .. Pittsburgh. A. A. Keiser, Bank Examiner ....... Jenkintown. J. T. Henry, Bank Examiner ........ 4901 Walton Ave•• Philadelphia. A. F. Daix, 3d, Bank Examiner ..... 2318 Columbia Philadelphia. Ave. Harry J. Phillips, Bank Examiner ... Etna. Geo. II. Wagner. Bank Examiner .... 2826 Oxford St., Philadelphia. 0. H. Graff, Bank Examiner ........ Kittanning.  8e1;;1~1::·  ~71.  ~e!~g~~n~a~a~ti~.e~:::: :i1ir~~~port. W. R. Smith, Bank Examiner ....... 814 N. 63d St .. Philadelphia. J. A. Taylor, Bank Examiner . ...... Indiana. R. W. Knowles, Bank Examiner ..... 6321 Ross St., Philadelphia. R. S. Ruth. Bank Examiner ......... Scranton. L. W. Dennison, Bank Examiner ..... Warren. George Bateman, Bank Examiner ... West Chester. D. A. Henderson, Jr., Bank ExaminerBrookville. P. F. Snyder, Bank Examiner ....... Lititz. M. P. Clancy, Bank Examiner ...... Wilkinsburg. Edward Bellis, Bank Examiner ...... Jenkintown. Frank Glatfelter, Bank Examiner .... Columbia, H. R. Knowles, Bank Examiner ..... Ridley Park. R. P. Ferguson, Bank Examiner ..... Charleroi. . 8th Street, ~ . F. Heckler, Bank Examiner ...... 1633 Philadelphia. Blake Harper, Bank Examiner ...... Chambersburg. A. Rise Bowman. Bank Examiner ... Lebanon. Geo. Dreisbach, Bank Examiner .... . Mauch hunk.  g~~- l:ii~~~~?ira~E1::er·. ·.: :t atw~:~:  J.7:~g~-. ,~~ \;;~~8:r: :xi~tt;_r. 11~/ L. R. Lloyd, Inspector of Private Ilks.Plymouth.  W. C. Edwards, Bank Examiner ... .. Madison. Wm. L. Carey, Bank Examiner ...... Madison. Geo. D. Luscher, Bank Examiner .... .Milwaukee. G. W. Jamieson, Bank Examiner .... Madlson. N. E. Hanshus, Asst. Examiner .. . .. F.au Claire. P.H. Linley, Bank Examiner . . .. ... Milwaukee. Vvyo ... . .. R. J. Hoffman, Bank Examiner ... . .. Cheyenne. A. L. Putnam, As t. Dank Examiner. Cheyenne. ", . F. Dickinson. Asst. Bank Examiner, Cheyenne. " R. S. Grier, Asst. Bank Examiner .... Cheyenne. B. R. Talbot, A st. Bank Examiner .. Cheyenn e.  R. I. ...... Geo. H. Newhall, Commissioner ..... Providence. E. J. Littlefield. Deputy Com . ....... Providence. " W. L. Offer. Bank Examiner ........ Providence. John T. Pollard, Hank Exam ........ Providence. R. L. Sayles, Bank Examiner ....... Providence. S. C ....... Jamrs H. Craig,, tate Bk. Exam .... Columbia. A. S. Faut, Asst. Bk. Examiner ...... Belton. " W.W. Bradley, Asst. Bk. Ex:aminer.. Abbeville. J. I. Townsend. Asst. Bk. Exam ..... Greenwood.  16  LIST OF NATIONAL BANK EXAMINERS AND DISTRICTS Jan. 14, 1921 NAJ\1E AND FEDERAL  AME AND FEDERAL  ADDRE . •  RESERVE DISTRICT,  CHIEF NATIONAL BANK EXAMINERS Mullaney, D. C. (1) .•..... 45 Milk St., Boston, :l\Iass. Smith Sherrill (2) ......... 720 U.S. Custom House, New York, N. Y. Newnham Stephen L. (3) . .416 Po t Office Bldg .. Philadelphia, Pa. Thomas, Thomas 0. (4J . . 527 Williamson Bldg. , C lev_eland. Ohio . Doughton, J. K. (5) .. . .... 512 Va. Ry. & Power Bldg., Richmond, Va. Pole J. Wm. (6) ... ...• .. . 507 Post Office Bldg.. tlanta, Ga. Borden, Daniel C. (7) . . . . . . 04 Rector Bldg., C"hicar::o. Ill. Wood, John S. (8) ......... 13i~u1s~d:f~~ Re erve Bank Bldg., St. Brown, Fred (9) .......... 416 ~ew York Life Bldg., :\Iinneapoli , Mmn. Roberts, L. K. (10) .... .... 1515 Commerce Trust Bldg., Kansas City, Mo. Collier. Richard H. (11) ... . 727 Li!)-Z Bldg. , pallas, Texas. Machen, Harry L. (12) . Fl;!cts~~~sbaultlonal Bank Bldg.. ~an  SUPERVISING NATIONAL BANK EXAMINERS Stearns. E.W. (1, 2) ...... 720 U.S. Custom House, New York, N.Y. Kennedy, J. L. (7, 9) ...... Dr;~~1ii 1ipts~rdon, Iowa. (Telegrams, Gough E. H. (8, 10) . . . ... Boonville, Indiana. Murphy, David, (11) . . .. .. Lock Box 3 6, • Ie~la, Texas. (Tele. care of Western Umon.) Machen, H. L. (12) ........ 70~Jff~t & Savings Bldg., Los Angeles,  NATIONAL BANK EXAMINERS Af?eldt, Frederick J . (7 ) . . 04 Rcetor Bldis .. Chicago, Ill. Albert, H. E. (12) .. .. . .. . . 406 U. S. Cu tom Ho e, Portland, Ore. ara.) (Tele. 404 Villa St. Albertson, Eard (6) . ... . .. . 507 Po t Office Bldg., Atlanta. Ga. . Alvey, J. C. (11). . . . . . . . 727 Linz Bldg., Dalla .. Tex. • Anderson, Francis M. (10) .1515 Commerce Trust Bldg. , I-..ansa · City , Mo . ew York Life Bldg., .1inneapolis, Anheier, C.H. (9) . .. ... . .• 416 Minn. Arm trong, George E. (4) .. 527 Williamson Bldg., Cleveland, Ohio. August, R. T. (2) . ......... 720 U.S . Custom Uou--e .• T w York, . Y. Baker, Wm. B. (3) . ...... .416 Post Office Bldg., Philadelphia, Pa. Barrett, J. W. (3) ......... Box 32, Altoona, Pa. Beall, J. Harvey (7) . . . .. .. 331 Federal Bldg., Milwaukee, Wis. Bean, Norwin S. (1) ....... 10 Federal Bldg., Manche ter, . H. Beaty, ('laude H. (2) . . . . . 720 U.S. Custom House, .tTew York, T.Y. Bergman, Jr., Henry C. (10).Coffeyville, ran. Best, Jolm A. . ... ... .. .. . C'are of Fir. t . Tational Dank .Jud ·onia,Ark. Bing, A. E. (5) . ........ . . . P. 0. Box 562, Raleigh, ,.T. C. (Tele. 507 N. Blount t.). Birckb ad, Oliver W. (2) .. . 720 U.S. ustom JJou,-e, .1. - w York , N.Y. Bishop, M. Lyle ( J0) . .. . .. 1515 Commerce Trust Bldg. , Kansab City, Mo. . Black, Ilarold W. (1) ...... 45 Milk treet, Bo ton. M Borden, John C. (6) ....... 1927 Roe Ave., Knoxville, '.renn. Bradley, Arthur R. (10) .... 1515 Comm rce Trust Bldg. , Kansas City, Brog, Clarence E. (11) . . . . 12¥finz Bldg., Dallas, 'Tt>x. Brewer, Henry F. (11) ..... H12 First National Bank Bldg., El Pa ·o, Texas. Brooks, Roger E. (5) . . ••.. 21 fo;~~~oJ~litan B nk Bldg., WashingBrown, Charles Y. (3) ... . .416 Po. t Ofllce Bid•., Philadelphia. Pa.. Buckles, Ward M . (9 ) •. .. . 116 Posi Office Bldg., Pgiladelphla, Pa. Byers, Ralph W . (2 ) . ..... . 69 N. 11th Ht., • ' wark .•. . .J. <~amp. Alh •rt n. (·1) . ..•.. . J>. 0. Box -!23. Cl , . land. Ohio. <'arson, Thos. D. (,5) . . .. .. 512 Va Ry. & Powe r Bldg., 1 khmond, Va. yo. Challman, L. Oscar (10).... apitnl Bldg., heyenne, C hapman, C. H. (3) ...... .413 Post Office Bldg., Philadelphia, Pa. 0,henault, John n. (4) ..... Maysville, I{y. ~}1orpening, Ira I. (9) . . ... Care of Catarat·~ Hot I. . ioux Falls, , . D. Clayton, Russ 11 P. (2) .... 26 Van Burn ,'t., Kin:...rston, ... - . Y. loe, Wm. B. (5) .. . .. . .... P. 0. Box 11 5. lluntington, W. Va. 1 Coffin, George M. (1) .. .... H~teT &a~e~~T~!dJi·i~en, Conn. Comn, Gilh n s. ( 2) .. . • ... 525 Fir t ational Bani· Bldg.. an FranCi ·co, Calif. illiam. port. Pa. Congdon, George<' . (3) .. P. 0. Box 407, CC ong~on,, idney P. (4) .. .. 527 Williamson Bldg.. leveland, Ohio onmJT Ir. F. (GJ . . .... ,i 07 Post fllce illdJ{ .. \lla ua. (ia .. f,ook, H ul e>n R. {11) ..... 527 Linz Bldg .. Dallas, Te.xa. Omwy, Dan H. (7) . ...... ' 04 Re tor Bldg-.. Chicago, Ill. Soaper, T. A. (1). . . . ... .40 Chapel St., Augusta, l\.le. Crocker, Sherwood (10) .... 718 Grant , t., Denver, Colo. (Tele.  Crossen, Gail W ..... ... ... R~~ ':1e7_t~1r~ei1;;;,~njjepartment, Washington, D. C. D a 1ton, John W. (5) ....... P. O. Box 95 ', Charlotte, ,. T. C. (Tele. Mecklenberg Hotel.) Davenport, lienry B . . ..... Assigned Chief. Examining Division, Comptroller of the 'urrency, P.m. 217, Treasury Dept., Washington, D. C. . 1s,_ Thomas H. (5) . . ... 512 Va. Ry. e Power Bldg., Ricbmond,'\'a. 1 istm, William 11. (2) .• 132 IC. 21. t St., !'at rson, - . .J. gonBou~h. 1illon K (2) .. .416 Post Of1ice Bldg., Philadelphia. Pa. u. Ots, athan . (3) .. . .410 Post Office Bldg .. Philadelphia. Pa. Dwyer, Thomas R . (H) ... 416 • ew York Lif Bldg., l\.limwapoli , 1 Bldg .. Dallas, Te.. 72t Emor.}', Jacoh ( 11) J:~~s,i'IYde J. (UJ .· • . · : : . : Ilotel Thomp on. l\.Iontgo_mery_. .\la_. E. Auburn Ave., incJ.llllat1. Ohio. 111 .... . ...... (4) B. ; • F'J 1 . First, t., Guthrie, Okla. (Tele. son, (has. IT. (10) ...... 321  Biy.  L~z  11  1  Fitnan, <'harks F. (9J ... .. 41ive:;~~~ \~~~ iJr Illdg., l\.Iinneapolb, 1 ~~tr politan Bank Dldg., "'ru hing1"inue,y, R. Gordon (.3) . ton. D. C'. FJot, h Fletch r, N. II. (4) . ... ... . 527 v 'illiarnson Bldg., Clenland, Ohio. c er, Thomas E. (6) .... Cordele, Ga. Folger, "\ m. P. (5) ........ 512 a. Ry. & Power Bldg., Richmond,  21?  Fulton, I. J. (4) .. .... . . .. .,2i\Yilliamso11 Bldg.,  l •Yeland, Ohio.  Funsten, Jr., J.B. (2) . .... 720 U.S. Custom House, New York, N. Y. Funsten, Wm. P. (7) . . ... . 804 Rector Bldg., Chicago. Ill. Gal'rett, Hobert D .. .. .... . Care of Div. of Insolvent National Banks, Office of Comtroller of Currency, Wru hingt,on. D. C. Goodell, George W. (10) . .. 2070 Clermont St., Denver, Colo. Gray, Wm. M. (12) ...... . 163 Hill t., Ocean Park, Calif. Gre ne, Bruce P. (7 ) . . . . 804 Rector Bldg., C'hical{o, Ill. Grifl'ey, Orville A. (10) ... .. 202 Barnes Bldg .. :\Tu ·kogee, Okla. Griffin, James L. '6) ..... .. 507 Post Office Bldg., Atlanta, Ga. Hackney, ,vm. - ( 10) . . Room 2 , King Bldg. ,. · orfolk, ·eb. t'Tcle. , 114-1- Brice AYe. l Hageman, F. '"· L. (4) . . . . 527 Williamson Bldg., Cleveland, 0. Halldor on , P. E. ( 0 ) . .. . .. 416 New York Life Bldg., Minneapolis, \.1inn. Haneke, Edward C. (4.) .... P. 0. Box 151, Lima, Ohio. IIargrean'.s, R. L. (12) . . ... 708 Trust & avin~ Bldg .. Lo. · Angele.,;;, C"alif. Haugen, N. E. (7) ..... . . . . 2803 Grand Ave., Des Moines, Iowa. Hayes, Jr., Ben (7) .... . ... P. O. Box 574, Hutchinson, Kan. (Tele. Bisonte Hotel.) Hendrickson, Gilhert R. (2) 720 U. S. Custom Tiousc, ow York, .Y Hilliard, Walter B. (2) . ... 720 U.S. ustom House, ew York ,,. . Y . Hodgson, R. M. (6) ....... 507 Post Office Bldg., Atlanta, Ala. Horn, Charles F. (2) .. ..... 720 U.S. Cu tom House. ew York,,. .Y. 1 :Rivite~~!~·Ave. , Marion, Ind. lg~t~n~~~~rt Hurley, M. J. (1) .. . ...• .. Federal Bldg., Montpelier, Vt. Hutt, Wm. E. (11) . . . . . . • Sherman, Texas. James, Arthur L. (12). . . . 912 0 St., acramento, Calif. Jernegan, Edward S. (12) . -tfi9 ½ Blackstone Ave., Fresno, Calif. .Jernigan, H. T ... ... ... . . . 727 Linz Bldg., Dallas, Texas. Johnson. Robin lVI. ...... . . Caro of J<'frst, ational Bank, Hearne, Te>x. Joseph, .F.dward M. (7) .... 04 Rector Bldg., Chicago, Ill. ational Metropolitan Bank Bldg., Kane, Tbos. F. (5) . . .•... . 2l7 Washington, D. C. Kelly, Bnl'dett (4 ) . . . . .. .. P . 0 . Box 284, Mansfield , Ohio. (Telt>, 55 Rowland.) Kenncd:y, lfal \V. (10) . .... Lock Box 515, Ilobart, Okla. (Tele. Care of Tolbert & Tolbert, 7 Abstract Bldg.) Klein, Benton (2) . .. .. . . P. 0. Ilox 4.;i5, Albany, J. T. Y. Lamb, Ernest (1) .. . . . . . P. 0. Ilox a G, Pitt burg, T . as. 507 Post Offi e Bldg., Atlanta, Ga. J,ammond, W. :\lorri (6) La Roque, 0. K. (5) ....... Marion, S. C. Loni.m1oor, tanley A. (11) . 727 Linz Bldg. , Dallac;, Texru. ew York Life Bldg., Minneapolis, Lorang, Peter J. (9) . .. . . .. 416 ::\1inn. · atioual Banl· Illdg., . an . .32!5 Fir..;t Loveland, 0. , . (2) Francis<'o, Calif. Iadland, L. L. (9) ........ 244 Broadwater Ave., Billings, Mont. McBryde, W. W. (6) ..... . 542 Volunteer Life Bldg., Chattanooga, Tenn. 1cCans, A. B. (11) . . .. ... 501 Southland Life Bldg., Dallas, Texas. McOlerkin, G. 1\I. (10) . .... 14.18 First ational Bank Bldg., Omaha,  d. ~k::   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  1i1~/f!J.  (7) .....  P. O~bBox(1~k~·I';2dft,~f~ McGrath, John C. McLean, Martin (12) .. .. .. 310 entral Bldg., Seattle, Wash. (Tele. 036 35th Ave.). McPike, Ben M. (8) ....... 1310 Federal Reserve Bank Bldg., ~t. Louis, :\Io. :\Iann, , tuart II. (8) .. . .. . 1310 Federal Res rvc Ba11k Bldg. , t. Louie;, :\Io. Mansfield. Fred S. (11) . . . 727 Linz Bldg. , Dalla'<, Te ·as. Marcuse, Benjamin (2) ... . 560 W. 144th, t., e, '.{ork. N. Y. Room 80 , J?ir t • ·a, 'l Bank Bldg., 8an ~ fartin, Charle H. (12) . Diego, Calif. (Tele. 1770 W. Lewi .• ) an ational Bank Bldg., Martin, Leo. JI. (12) ...... 52.'i First Francisco, Calif. an Maxey, Charles T. (12) . . .. 525 First National Bank Bldg., Francisco, Calif. Iertens, Charles R. (7) .... Shelbyville, Ill. • Iiller, .I. Fra11t'is (4). . . . . Box 49:i . Bea,er. Pa. ~liller, I{ .•T. (-lJ ... . ..... ;')27 William~on Bldg., C' le ·eland, Ohio. 1inor, W. G. (7) .......... Cannelton, Ind. Iitchell, \Vm. F. (2) ...... P. 0. Box G3G, Buffalo, N. Y. ('T le. 270 Le Roy Aw.) l\.1ontgomery, Robert (4) ... 509 at'! Bank of W. Va. Bldg., Wheeling, W. Va. l\.Ioon, Earl (7) ........... 335 Federal Bldg., Rock Island, Ill. Morgan, Vm. l\.I. (8) ...... 205 Federal Bldg., Louisville, Ky. (Tele. 16-:17 Beechwood Ave.) oonc, Donni.-; L. (10) .... . 1515 Commerce Trust Bldg., Kansas City, . lo. Norris, Frank L. (2) ....... 1925 eventh Ave., ew York, N. Y. Torlhcutt. V. II. (11) ..... . 727 Linz Bldg., Dallas, Texa . at'l Bank Bldg. tate entral raden, Frank G. ( ) ....... 407 Memphis, Tenn. (Tele. Rm. 403 ('entrai tate at'l Bank Bldg.) Parker, Edward F. (1) ..... 4:3 ~1ilk t., Bo ton, Mas. Parke1', Wm. R. (c) . . . . . . . 141b Rankin Blvd., St. Loui., • io. . .. . . 1) H ctor Bldg., Chicago. Jll. Partridge, Paul ('i'J . Patler~on, Bert 1·. (U) . .. .. Bra1.ch I<' deral R ervc Bank, Helena, :\Iont.  Pei~htel, John C. (8) ...... 701 Lornn ve., pringfleld, Mo. Pemx, J. L. (11). . . . . . . . . . rawford pt ., ·waco, Texru ·. .k04 I{ •·t!lr Bldg., Chicago, 1111. Potter, Fnllon F. (7) .. . Rapp, Jo_b1?- F. (4J . . . . . . .;2, \\ illiamson Bldg., ' levoland, Ohio. Reed, Wilham H. (10) . .. .. 15~lo. ommerce Trust Bldg., Kansas City, ew Yot·k Lif Bldg., linneapolis, Regan, Wm. A. (0) . . . .. . . . 116 l\linn. Riddell, 'llarle. F. (7) ... klH Rector Bldg., Chicago, Ill. Rob!J, Elli D. (7) ... ~ . . . . . olonial Apartments. Waterloo, Iowa. :Hu \ul>urn Ave., Grand Rapids ~ 1ich. Robtru on, E. Robt. (, ) . Roper, \V. B. (U) .. . . . .... ,307 l'o.,t OfTkc Bldg., .\tlanta Ga. Sawyer, Jr., John '.r. (7) .... 535 Downer Ave., lilwaukee: Wi .. , awycr. L. ~I. (12) ... . . . 00fl l!1mpirc Bldg., ~pokanc, Wash. c<;>tt, II. \\. (1) .......... 45 • Itlk treet, Boston, • lass. h1v ly, E. F. (4) . ...... . P. 0. Box 1058. Pittshul'gh, Pa. (T le. 312 F d ral Bldg.) . Suns. Ilo\\ard .\1. (4) .. .... 0.3 E. Broad 't., C'olumhw,, Ohio.  17  2  ADDRESS.  RE IrnVE DISTRICT.   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  LIST OF NATIONAL BANK AND EXAMINERS AND DISTRICTS-Continued NAME AND FEDERAL RESERVE DISTRICT.  NAME AND FEDERAL RESERVE Dr TRICT.  ADDRE s.  Sisk, Carl M. (3) .......... F. R. D. No. 1, Douglasville, Pa. (Tele. Birdsboro, Pa.). (9) .... 416 New York Life Bldg., Minneapolis, Minn. Smith, A. B. (9) .... . ..... 3000 J arnes Ave. South, Minneapolis, Minn. Smith, Clarence F. (7) ..... 804 Rector Bldg., Chicago, Ill. Smith, George H. (4) ...... P. 0. Box 164, West Newton, Pa. Smith, John H. (9) .•••.... 416 New York Life Bldg., Minneapolis, Minn. Smith, Roy E. (10) ..•.. ... Federal Bldg., Hastings, Neb. Snyder, Vernon G. (3) ..... P.O. Box 231, Sunbury, Pa. (Tele. 33 S. 11th St.). Stewart, Adelia M ......... Room 217, Treasnry Dept., Washington, D.C. Stewart, Charles A. (5) .••. 217 National Metropolitan Bldg., Washington, D. C. tringfellow, J. B. (6) ..... 821, 13th St. s. W. Roanoke, Va. Stuart, Robert K. (7) ...... 407 Federal Bldg., Indianapolis. Ind. ullenberger, Sam F. (10) .. 1513 Co=erce Trust Bldg., Kansa City, Mo. Taylor, Creed (6) .......... 507 Post Office, Atlanta, Ga. Thompson, A. D. (11) ..... 207 Elmira St., San Antonio, Texas. Thompson, K. W. (6) ...... P. 0. Box 182, Nashville, Tenn. Thompson, Oscar (12) .... . 617 McCornick Bldg., Salt Lake City, · Utah. (Tele. University Club.) Thornton, Harry M. (10) .. 1515 Co=erce Trust Bldg., Kansas City, Mo. Tidwell, C. R. (6) ......... 507 Post Office Bldg., Atlanta, Ga. Tutwiler, J. R. (6) ....... . . 507 Post Office Bldg., Atlanta, Ga. Smiley, Mervale D.  ADDRESS.  Vaughn, orman D. (12) .. 525 First National Bank Bldg., San Francisco, Calif. Walker, Harry W. (9) . . . . . P. 0. Box 71, Huron, S. D. (Tele. ca.re of T. H. Campbell, 1st N. Bank). Wat on, Erne t H. (7) ..... 804 Rector Bldg., Chicago, Ill. Whipple, A. P. (4) ......... 527 Williamson Bldg., Cleveland, Ohio. Whiteman, Horace C. (3) .. 416 Po t Office Bldg., Phila lphia, Pa. Wilde, Max C. (12) . . ... ... 1501 Hays St., Boise, Idaho. Williams, F. D. (9) ....... .416 New York Life Bldg., Minneapolis, Minn. Williams, R. C. (7) ........ 804 Rector Bldg., Chicago, Ill. Williams, T. M. (10) ....... 1515 Co=erceTrustBldg., Kansas City, Mo. Willson, Earl V. K. (1) .... Mead Bldg., Rutland, Vt. Wilson, Chas. F •.......... Room 217, Treasury Dept., Washington, D.C. 5 teir?l~c1r). ·. ·. : : : G&. Wilson, Robert E. (7) . . . . . 804 Rector Bldg., Chicago, Ill. Wilson, William M. (10) ... 1515 Co=erce Trust Bldg., Kansas City, Mo. Wood, D. R. (5) .......... P. 0. Bldg., Martinsburg, W. Va. (Tele. 1117 W. King St.). Woods, J. K. (6) ..•....... 1515 Co=erce Tr. Bldg., Kansas City, Mo. Woodside, Hal (8) ........ 541 South Clay Ave., Kirkwood, Mo. Wright, Irwin D. (9) ....... 416 ew York Life Bldg., Minneapolis,  ;[~g~:  81 k~~t?rf\1~:~d~hi~~~~iti.  Minn.  Young, Wm. R. (8) ........ 2 Holly Place, Hot Springs, Ark.  CLEARING HOUSES IN THE UNITED STATES AND CANADA The following Cities and Town• have Bank Clearina- HouH Aaaociationa. The officers of each Association may be easily found by referring to the name of the City or Town in the Bank List immediately followine the Banks. • before name of city in thia list denotes Clearing Houae examination. * before a bank'• name in the Bank Hat indicates that it i• a member of ita local Clearing House. Aberdeen, S, D, _________ •Ohicaio, Ill. ---------- Grand Rapids, Mich. ___ f London, Ontario ________ Palestine1,.Jex. - - - Sherman, Tex, ____ _ Adrian, llich. ___________ O.b.illtcothe, Mo, ________ Great Falls, Mont. _____ Lone Beach, Oal, _______ Parsons, .Bo.ans. ________ Sioux City, Iowa __ _ Akron, Ohio ____________ Cincinnati, Ohio---- ____ Greensboro, N. C. ______ Lorain, Ohio ______ Paris, Ky. ____________ Sioux Falls, S. D. __ _  Albany, Ga, _______ Albany, N. Y, ___________ Albany, Ore. ___________ Allentown, Pa. _________ Altoona, Pa. ____________ Amarillo, Tex, __________ Ann Arbor, .Mich, _______ Asheville, N. Q, _________ Atchison, Kans. ________ AtlaDta, Ga.____________ Aunsta, Ga, __________ Aurora, Ill, ____________ Austin, Tex, ____________ Bakersfield. Cal. _______ Baltimore. .Md. ________  Banror, Me. ___________ Bartlesville, Okla ••• ____ Mich, _________ Beaumont, Tex. ________ Bellingham, Wash. _____ Berkeley. Cal.·-------Billines, Mont. _ _ _ Binehamton, N. y_______ Birminebam, Ala, _______ Bloominitton, Ill. ______ Boise, Ida, _____________ Boston, Kass, _________ ._ Bowling Green Ky Brandon Man • · ---Brantford Ont Brookfield Mo·--------Brunswick' Ga·----Ruffalo N 'y ·-------B tier 'pa' ·----------u • ·-·-----------· Bay Oity,  Oalpry, Alberta-------Camden, N. J · - - - -  •Cleveland, Ohio _______ Ooeur d'Alene, Ida, _____ Colo. Spes., Colo, ______ Columbia, S. o. _________ Oolumbus, Ga,__________ •Columbus, Ohio _______ Connellsville, Pa, _____ Cordele, Ga. ___________ Corsicana, Tex. ________  Dallas, Tex. ____________ Danville, IJL _____________ Davenport, Iowa ------Dayton, Ohio----------Decatur, Ill. -----------Denver? Colo. ___________ Des M;ome~, Iowa-----Detroit, !flch. ---------Dickinson, N. D. ----Doth_an, Ala. _____ Dublin. Ga, _______ Dubuque. ~owa _________ Duluth, Mmn. ---------Ed t Alta mon on, ·------Elberton, Ga,._______ El Pas(!, Tex, __________ Emp_oria, Kan, __________ En_ms. Tex, __________ - -Erie, Pa. ________________ Estherville, Ia. ______ Euiene, Ore ______ Evusville, Ind. _________ F . all River, Mass, _______ F~rito. ~- D, ____________ Flmt, Mich, _____________ Fort Wayne, Ind, ______ Fort W:orth, Tex._______ Frankl!n, Pa. ----------FFrederi~kiAg. ---- ----Fremon e ·---------1 resno, Oa·-------  Oanton, Ohio ___________ Cape Girardeau. Mo. ___ Oedar Rapids, Iowa_____ Charleston, 8. 0. _______ Charleston, W. Va. _____ Gafl'ney. S. Cu-------Charlotte, N. o, ________ Gainesville, Fla. ________ gt:=0~2a, Tenn, _____ Galveston, Te;i. _________ , . o, __________ Gary, Ind, ______________ O~ester, Pa.------------ Grand Forks, N. D, ____ ester. S.* ---------- Grand Island, Nebr, ___ e:venne, yo __ ----- Grand Junction. Colo._  gh  Greensbure,.fa. -------- •Los Anieles, Oal. _____ Passaic, N. J, _ _ _ _ SouthBend,Ind, ___ _ Greenville, .Miss. _______ •Louisville, Ky, _________ Pasadena, Cal. _______ Spartanbure. S. c, __ Greenville, B. 0--------- Lowell, Mass, _________ Pensacola, li'la. ________ •Spokane, Wash. __ _ Guthrie, Okla.---------Peoria, Ill, _____________ Sprinefle1u, Ill. ____ _ •Philadelphia, Pa, ______ Sprinefleld, Mass. __ _ Haeerstown, Md,_·----- .Macon, Ga.------------- Pine Bluff, Ark, _________ Springfield, Mo. ___ _ Halif!lX,Non~cotia ____ M.ansfleld, Ohio ________ Pittsbure, Kan. ________ Sprinetleld. Ohio ___ _ Hamilton, Ohio _______ Mason City, Ia. ________ Pittsbureh, Pa,_________ tamford, Conn. ____ _ Hamilton, Ontario------ McAlester, Okla. _____ Portland, Me. _________ Stockton, Cal. _____ _ Hammond, Ind.-------- Medford Ore. _________ •Portland, Ore, ______ Superior, Wis, _____ _ Hannibal, Mo, ______ ---- Medicine Hat, Alta. __ Provio.ence:,, R. 1,_ _____ Syracuse, N. Y, __ _ Harrisbure, Pa. _________ Memphis, Tenn.------ Pueblo, Colo, __________ _ Hartford, Conn.-------- •Milwaukee, Wis,_____ Tacoma Wash Hastines, Neb, _______ •Minneapolis,.Minn,____ Tampa.Fla ·----Hawkinsville, Ga. ----- Min9t, N. D, _________ Quebec, Quebec _______ Texarkana,'".iiic:::: Helena, Ark .• ___________ Mobile, ~a. _____________ Quincy, 111._ ___________ Toledo, Ohio _____ _ Helena, Mont.---------- Montclau-, N. J,________ Topeka, Kan, _____ _ Henderson, .Ky, _ _ _ Mont&'omery, Ala,_______ Toronto, Ontario __ _ Holyoke, Mass.--------- Montreal, Quebec _______ Raleieh, N. 0 ____________ Trenton, N. J ·----- _ Homestead, Pa, _________ Moos~ Jaw, Sask, _____ Readine, Pa, ____________ 'l'ut~. Okla. _______ _ Houston, Tex. __________ Muncie_. Ind, ____________ Reeina, Sask, ___________ Tww Falls, Idaho __ _ Hunt11:gton, W. Va. ____ Muscatine, Ia, _______ Reno, Nev.___________ . Hutchmson, Kang, _____ •Muskoeee, Okla, _______ Richmond, Va. _________ Uniontown, Pa. ___ _ Indi·a a 11s . d Ritzville, Wash.-------n PO , 1n ·------Roche ter, Minn, _____ Valdosta, Ga.------. •Nashville, renn. _____ Rochester, N. Y. _______ Vancouver, Br.Col._ Jackson, :Mich. - - - Nebraska City, Neb, ___ Rockford, Ill, __________ V~cks1?ur1t, Miss. __ _ Jacksonv!lle, Fla. ______ New Albany, Ind. ______ Rock Island, Ill. _______ Victoria. Br. Col. __ _ J acksonville'.JlL __ ---- New B~tord,Mass,_ ____ Roswell, N. M,__ ____ ____ Vidalia, Ga. ________ _ Jamestown, . Y. ------ New Bni?hton, Pa.---Jamestown, N. D. ______ New castle, Pa, ________ _ Joh~stown, Pa, _________ New Haven. Oonn._____ Waco, Tex. __________ Jophn, .Mo, _____________ Newnan, Ga, ____________ Sacramento, Cal, ________ Washineton, D. c, __ . •New Orleans, La. ______ Saeinaw, Mich. ________ Washineton, Ga.---Kalamaz~o, Mich.------ Newport News, Va. _____ Saint John, N. B, _______ Waterbury, Conn. __ Kansas Oi~y. Kan, ______ •New York, N. Y. _ _ •Saint Joseph, Mo. ____ Water!oo, Ia. ______ _ •Kansas City, Mo. ______ Norfolk, Va, __________ •Saint Louis, Mo, ______ W!J.e~ml?, W. Va, __ _ Knoxville, Tenn. _______ Norristown, Pa. ---· ____ •Saint Paul, Minn, ______ W!chita, Kan.-----Salisbury. . c. _______ W~esbarre, Pa. __ _ Lancastl3r, Pa,__________ Salt Lake City, Utah_ ____ W!lli~msport, Pa, ___ _ Lansing, Mich, ____ Oakland, OaL _________ San Antonio, Tex. ______ Wµm!Jleton, Del. __ _ La Salle. Ill,----------- Ocala, Fla. ________ San Bernardino, Cal. ___ WWilmmiton, N. o, __ _ Lawrence,Kan. ________ ,Ogden, Utah _____ San Diei?o, Cal,_________ ~nip~,¥an, _____ _ Lawton, Okla. __________ Oil City, Pa. _____ San Francisco, Cal. ___ Wmona, Mmn. - I.ebanon,Pa, ___________ •Oklahoma, OkJa, _______ San Jose, OaJ. _____ Worcester, Mass, __ _ Lethbridee• .Alta. _____ Omaha, Neb. __________ Santa Monica, Cal. ____ _ Lew:istown, Mont. ______ Oranite, N. J, ___________ Saskatoon. Sask.---- Yakima, Wash. ___ _ Lexmgton, Ky. _________ Osage, Ia. ______________ Savannah, Ga.------ York, Pa ... Lima, Ohio ____________ Oshkosh, Wis. ________ Scranton, Pa. __________ Younirstown,-Ohio:: Lincoln, Neb. ___________ Ottawa, Ontario _________ Seattle, Wash.-------Little Rock, Ark, _____ 1Owen~boro, Ky. ________ Sedalia, Mo. ------------ Zanesville, Ohio __ _  18  =  Ariz,  an  or  o.  a. Y,  n,  Reserves Required to be held by members in Federal Reserve Bank Banks Not in Reserve or Central Reserve City 7% of Demand Deposits 3% of Time Deposits  Reserve City Banks  Central Reserve City Banks  I 0% of Demand Deposits 3% of Time Deposits  13'.zs, of Demand Deposits 3o/o of Time Deposita  Y,  Ile. Y,  is,  Central Reserve Cities 2. *NEW YORK CITY 8. ST. LOUIS  7. CHICAGO  -  Reserve Cities in   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  Br.8. Memphis, Tenn. Milwaukee , Wis. 9. Minneapol is, Minn. Muskogee, Okla. Br.6. Nashville, Tenn. Br.6. New Orleans, La. Oakland, Cal. Ogden, Utah Br.10. Oklahoma City,Okla. Br.IO. Omaha, Neb. Peoria, Ill. 3. Philadelph ia, Pa. Br.4. Pittsburgh , Pa. Br.12. Portland, Ore. Pueblo, Colo. 5. Richmond, Va. St. Joseph, Mo. St. Paul, Minn. Br.12. Salt Lake City,Utah San Antonio, Texas 12. San Francisco, Cal. Ag'y 6.Savannah , Ga. Br.12. Seattle, Wash. Sioux City, Iowa Br.12. Spokane, Wash. Tacoma, Wash. Toledo, Ohio Topeka, Kan. Tulsa, Okla. Waco, Texas Washingto n, D. C. Wichita, Kan.  Albany, N. Y. 6.*Atlanta, Ga. Br.5. Baltimore, Md. Br.6. Birmingha m, Ala. 1. Boston, Mass. Brooklyn, N. Y. Br.2. Buffalo, N. Y. Cedar Rapids, Iowa Charleston , S. C. Chattanoo ga, Tenn. Br.4. Cincinnati , 0. 4. Cleveland, 0. Columbus, 0. 11. Dallas, Texas Br.10. Denver, Colo. Des Moines, Iowa Br.7. Detroit, Mich. Dubuque, Iowa Br.II. El Paso, Texas Fort Worth, Texas Galveston, Texas Grand Rapids, Mich. Br.9. Helena, Mont. Br.11. Houston, Texas Indianapol is, Ind. Br.6. Jacksonvill e, Fla. Kansas City, Kan. 10. Kansas City, Mo. Lincoln, Neb. Br.8. Little Rock, Ark. Br.12. Los Angeles, Cal. Br.8. Louisville, Ky.  * Those cities which are preceded by a number are Federal Reserve Bank cities and the number in each instance is the District number in which the city is located. Br. signifies that a branch bank is located in that city. Ag'y signifies that an agency is located in that city.  19   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  FEDERAL RESERVE BANK INFORMATION  FEDERAL RESERVE BOARD WASHINGTON, D. C.  Ex-officio Members A. W. MELLON, Secretary of the Treasury, Chairman. D. R. CRISSINGER, Comptroller of the Currency. EDMUND PLATT, Vice-Governor W. P. G. HARDING, Governor JOHN R. MITCHELL CHARLES S. HAMLIN ADOLPH C. MILLER  R. G. EMERSON, Assistant to Governor.  Wm. W. HOXTON, Secretary. W. L. EDDY, Assistant Secretary. W. M. IMLAY, Fiscal Agent. J. F. HERSON, Chief Federal Reserve Examiner and Chief, Division of Examination. J. E. CRANE, Acting Director, Division of Foreign Exchange. WALTER S. LOGAN, General Counsel.  H. PARKER WILLIS, Director, Division of Analysis and Research. M. JACOBSON, Statistician. E. A. GOLDENWEISER, Associate Statistician. E. L. SMEAD, Chief, Division of Reports and Statistics.  FEDERAL ADVISORY COUNCIL-(1921) JOHN J. MITCHELL, Chicago, District No. 7  PHILIP STOCKTON, Boston, District No. 1 PAUL M.WARBURG,NewYork,DistrictNo. 2 LEVI L. RUE, Philadelphia, District No. 3  FRANK 0. WATTS, St. Louis, District No. 8 C. T. JAFFRAY, Minneapolis, District No. 9  CORLISS E. SULLIVAN, Cleveland, District No. 4 J. G. BROWN, Raleigh, N. C., District No. 5 EDW. W. LANE, Atlanta, District No. 6  E. F. SWINNEY, Kansas City, District No. 10 R. L. BALL, San Antonio, District No. 11 A. L. MILLS, Portland, Ore., District No. 12 20  FEDERAL RESERVE BANK INFORMATION  Alas. Ariz,  DISTRICT No. 1-Bank Located at Boston  (Transit Number 5 -1)  (53 State St.) TERRITORY IN DISTRICT-Maine, New Hamphsire, Vermont, Massachusetts, Rhode Island, and Connecticut, except Fairfield County. Membership: National Banks 397; State Banks 41.  DIRECTORS CLASS A:-THOMAS P. BEAL (1923), Boston; F. S. CHAMBERLAIN (1922), New Britain, Conn.; EDWARD S. KENNARD (1921), Rumford, Maine. CLASS B:-E. R. MORSE (1922), Proctor, Vermont; PHILIP R. ALLEN (1923), East Walpole, Mass.; C. G · WASHBURN (1921), Worcester, Mass. CLASS C:-FREDERIC H. CURTISS (1923), Boston, Chairman of Board and Federal Reserve Agent; JESSE H. METCALF (1922), Providence, R. I.; ALLEN HOLLIS (1921), Concord, N. H., Vice-Chairman. PHILIP STOCKTO , Boston, Mass., Member Federal, Advisory Council.  OFFICEllS FREDERIC H. CURTISS, Chairman and Federal R~serve Agent; CHARLES A. MORSS, Governor; CHARLES F. GETTEMY, Assistant Federal Reserve Agent; CHESTER C. BULLEN, Deputy Governor; WILLIAM W. PADDOCK, Deputy Governor; WILLIAM WILLETT, Cashier; KRICKEL K. CARRICK, Secretary.  f  ~-  ASSISTANT CASHIERS:-ERNEST M. LEAVITT, HARRY A. SAUNDERS, L. WALLACE SWEETSER WILLIAM N. KENYON, ELLIS G. HULT, and FRANK W. CHASE. HARRY F. CURRIER, Auditor; ARTHUR H. WEED, Counsel. LIABILITIES  s  Capital paid in ..................................... $ 7,911,000 Surolus ..... .. ....................... ,............. 15,711,000 2,201,000 Reserved for government franchise tax. . . . . . . . . . . . . 476,000 Government deposits................................ Due to members-reserve account. . . . . . . . . . . . . . . . . . . . 105,156,000 Deferred availability items........................... 43,430,000 927.000 ........... .... Other deposits Totnl drposits . . . . . . .............. 105,559,000 . . .. . Federal Reserve notes in actual circulntion ............. 250,317,000 Federal Resen-e bank notes in circulation, net liability... 10,255,000 1, 33,000 All other liabilitie& . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .  TOTAL LIABILITIEe ......................... 43 ,127,000  7 8  ,9  10  12   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  RESOURCES Gold and gold certificates ................ S 7,845,000 Gold settlement fund.......... . . . . . . . . . . 40,739,000 Gold with Federal Reserve Agents. . . . . . . . 182,843,000 Gold redemption fund. . . . . . . . . . . . . . . . . . . 14,745,000 Legal tender notes, silver, etc............. 17,819,000 Total reserve ...................... . Dill~ discounted--secured by Government oblig~tior.s ...................... ... . Bills discounted-all others ............. . Bills bought in open market .......... . .. . U.S. Bonds and Notes ................. . U. e. Gov. certificates of indebtedness .... . Bank premises ......................... . Five per cent redemption fund against Federal Reserve bank notes ...... . ....... . Uncollected items ..................... . All other resources ..................... .  $263,991,000  TOTAL RESOURCES ........•...•.  54.38,127,000  35,497,000 56,40 ,000 g,146,000 55,3,000 19,119,000 3,63 ,000 772,000 48,462,000 539,000   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  FEDERAL RESERVE BANK INFORMATION DISTRICT No. 2- Bank Located at New York City.  (Transit Number 1-120)  TERRITORY IN DISTRICT-The State of New York and the following counties in New Jersey: Bergen, Essex, Hudson, Hunterdon, Middlesex, Monmouth, Morris, Passaic, Somerset, Sussex, Union, and Warren and the County of Fairfield, Connecticut. Membership: National Banks 658; State Banks 134. DIRECTORS CLASS A:-JAMES S. ALEXANDER (1922), N. Y. City; ROBERT H. TREMAN (1923), Ithaca, N. Y.; CHARLES SMITH (1Q21), Oneonta, N. Y. CLASS B:--CHARLES A. STONE (1922), N. Y. City; LESLIE R. PALMER (1921), Croton-on-Hudson, N. Y.; · RICHARD H. WILLIAMS (1923), Madison, N. J. CLASS C:-PIERRE JAY (1922), N. Y. City, Chairman of Board; GEORGE F. PEABODY (Hl21), Saratoga Springs, N. Y., Deputy Chairman of Board; W. L. SAUNDERS (1923), Plainfield, N. J. PAUL M. WARBURG, Member Flderal Advisory Board, New York City. OFFICERS GENERAL OFFICERS BENJ. STRONG,  Governor  Loms F. SAILER, Deputy Governor EDWIN R. KENZEL, Deputy Governor DUDLEY H. BARROWS, Secretary JAY E. CRANE, Assistant Secretary EDWARD H. HART, General Counsel L. RANDOLP~ MASON, Assistant General Counsel  J.  HERBERT CASE, Deputy Governor GEORGE L. HARRISON, Deputy Governor  SENIOR OFFICERS  J.  HERBERT CASE,  w.  GILBART, ARTHUR LAURENCE H. HENDRICKS, GEORGE L. HARRISON,  Controller of Foreign Relations, JosEPH D. Pro tem., Controller of Loans, J. WILSON Pro tem. EDWIN R. Controller of Administration LESLIE R. Controller at Large Controller of Collections, Pro tem.  HIGGINS, JONES,  Controller of Cash and Custodies Controller 1Jf Fiscal Agency Functions  KENZEL, ROUNDS,  Controller of Investments, Pro tem . Controller of Accounts  JUNIOR OFFICERS GILBERTE. CHAPIN, CHARLES H. CoE, JAY E. CRANE, EDWIN C. FRENCH, BETHUNE M. GRANT, WILLIAM A. HAMILTON, HOWARD M. JEFFERSON, .ADOLPH J. LINS, GILBART, A.  w.  s. s.  VA-  SANT,  WALTER B. MATTESON, Manager, Certificates of Indebtedness Manager, Loan Department Department and Manager, SecuriM ana~er, Check Department ties Department M anager, Foreign Department Manager, Credit Department JosEPH L. MORRIS, Manager, Custody Department Manager, Government Securities HENRY R. MURRAY, Manager, Collection Department ROBERT M. O'HARA, Manager, B i ll Department, Sales Department Manager, Methods and Supplies DeJOHN E. RAASCH, Manager, Cash Department partment Manager, Personnel Development Manager, Government Bond DepartJAMES M. RICE, Department ment Manager at Large Manager Pro tem, Building LESLIE R. RoUNDs, Manager, Accounting Department, Pro tem. Maintenance Department Manager, Office Seroice Department [. WARD WATERS, Jlanager, Discount Department and Personnel Service Department AUDITOR FRANCIS OAKEY, Acting General Auditor EDWARD L. DoDGE, Manager, Auditing Department  HARRY ARTHUR HoPF,  Organization Counsel  FEDERAL RESERVE AGENT CARL SNYDER,  1.Wanager, Statistics  PIERRE JAY, Federal Reserve Agent SHEPARD MoRGAN, Assistant Federal Reserve Agent WILLIAM H. DILLISTIN, Department  Manager, Bank Examinations Department  BUFFALO BRANCH. (Transit Number 10-26) R. M. GIDNEY, Manager; W. W. SCHNECKENBURGER, Cashier: HALSEY W. SNOW, Jr., Assistant Cashier. CLIFFORD L. BLAKESLEE, Assistant Cashier DIRECTORS H. T. RAMSDELL, Buffalo; E. C. McDOUGALL, Buffalo; CLIFFORD HUBBELL, Buffalo; FRANKL. BARTLETT, Olean; R. M. GIDNEY, Buffalo; E. J. BARCALO, Buffalo; THOMAS E. LA NIN, Rochester. LIABILITIES Capiul paid iia •••••••••..•..••••••••.....•...•..... $ 26, 96,000 Burplua............................................  56,414,000  Reserved for government franchise taxes... ... . . . . . . ..  16,655,000  Government deposits................................  950.000  RESOURCES Gold and gold certificates ..... ........... $231,748,000 Gold settlement fund... • . . . . . . . . . • . . . . . • 71,043,000 Gold with Federal Reserve Agents . ....... 509,810,000 Gold redemption fund ... , . . . . . . . . . . . . . . . 36,000,000 Legal tender notes, ailver, eto ••..•. ,.. . . . . 85,081,000  Due to membera-t-eaerve account .................... 665,765,000  Federal Resene bank notes in circulation, net liability...  26,142,000  Deferred aTailability. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .  85,6 1,000  All other liabilities. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .  7,114,000  Total ca.eh reserve ..........•....... Bills discounted-secured by Government war obligation ..........•..••...•••••. Bills discounted-all others ..........•..• Bills bought in open market ....•.••.... , . U. S. Bonds and Notes ...•......•....... U. S. certificates of indebtedness .••....... Bank premises ...................•...... Five per cent redemption fund again.at Federal Reserve bank notes .......... . Uncollected items .•••.............. . • •• All other :resources .......••..••.. . ....••  TOTAL LIABILITIES ................. , ..... $1,574,667,000  TOTAL RESOURCES ............ • .  All other depoaita..................... . ......... . . . .  13,616,000  Total deposits., ........ . . . . .. .. . ... 6 0,331,000  Federal Reeerve notea in actual circulation ............. 675,424,000  22  $ 933,6 2,000  $1,574,667,000  184,525,000 229,500 10,600.000 1,070,000 63,617,000 5,252,000 1,9 3,000 121,101,000 3,337,000  FEDERAL RESERVE BANK INFORMA ION DISTRICT No. 3-Bank Located at Philadelphia. (Transit Number 3-4) (925 Chestnut Street)  TERRITORY IN DISTRICT-Delaware, the following counties of New Jersey: Atlantic, Burlington, Camden, C~pe May, Cumberland, Gloucester, Mercer Ocean, and Salem, and all Pennsylvania east of western boundary of following counties: McKean, Elk, Clearfield, Cambria, and Bedford. Membership: National Banks 649; State Banks 49. DIRECTORS CLASS A:-JOS. WAYNE, JR. (1923), Philadelphia; FRANCIS DOUGLAS (192i), WJkes Baire, Pa.; M. J. MURPHY (1922), Montclair, N. J. CLASS B:-ALBA B. JOHNSON (1922), Philadelphia; EDWIN S. STUART (1923), Philadelphia; CHARLES K. HADDON (1921), Camden, N. J. CLASS C:-RICHARD L. AUST! (1923), Philadelphia, Chairman of Board; HENRY B. THOMPSO (1922), Wilmington, De1., Deputy Chairman of Board; CHAS. C. HARRISON (1921), Philadelphia. OFFICERS GEO. W. NORRIS, Governor; WILLIAM H. HUTT, Deputy Governor; EDWIN S. STUART, Deputy Governor; WILLIAM A. DYER, Cashier and Secretary. ASSISTANT CASHIERS:-C. A. McILHENNY, JAMES M. TOY, W. J. DAVIS, S. R. EARL, R. M. MILLER, Jr., and F. W. LABOLD. RICHARD L. AU 'TI , Federal Reserve Agent; ARTHUR E. PO T, Assistant Federal Reserve Agent. LIABILITIES Capital paid in •.•.•••.. ,,.,., ...................... $  s  s  i-  8,616,000  Surplus fund .•....•.... • • • • • • • • . • ................. . 17,010,000 Reserved for Government franchise taxes ............. . 2,602,000 Government deposits ...... , . • • • • ................... . 427,000 Due to members-reserve account. . . . . . . . . . . . . . . . . . . . 96,690,000 All other deposits ...... ••••••• • ····•••••............ 1,303,000 Total deposits . . . . . . . . . . . . . . . . . . . . 98,420,000 Federal Reserve notes in actual circulation. . . . . . . . . . . . . 2Z4, 12.5,000 Federal Reserve bank notes in circulation, net liability... 10,522,000 Defened availability itelllB .. • • • • • • • · · • • • • • • •......... 47,397,000 All other liabilities .....•. • • • • • · · · · · · · · · · · • • • • . . . . . . . l, 2 ,000  RESOURCES Gold coin and certificates .•..........•... S 2,054,000 Gold settlement fund.................... 49,329,000 Gold with Federal Reserve Agents ........ 119,437,000 Gold redemption fund. . . . . . . . . . . . . . . . . . . ,312,000 Legal tender notes, silver, etc............. 5,917,000  Total cash reserve ....•............. Bills discounted-secured by 3overnment war obligations ...................... . Bills discounted-all others .............. . Bills bought in open market ............. . U. S. bonds and notes .................. . U. S. certificates of indebtedness ......... . Bank premises ......................... . Uncollected items ..................... .  FiF~drr:1 R:!r::t:&tl~~te!~~~. -~~~i~~~  $185,049,00C, 96,691,000 37,660,000 6,0 9,000 1,84 ,000 2 ,010,000 529,000 53,201,000  All other resources ..................... .  700,000 743,000  TOTAL RESOURCES .....•.•••••..  $410,520,000  TOTAL LIABILITIES .... · ·············· ...•.. $410,.520,000  0  it  DISTRICT No. 4-Bank Located at Cleveland.  (Transit Number 6-1)  (Williamson Bldg.)  TERRITORY IN DISTRICT-State of Ohiot. all that part of Pennsylvania west of the eastern boundaries of the following counties: W:arren, Forest, Je:ffers~n,. I!lruana, and Somerset, the counties of Marshall, Ohio, Brooke, Tyler, Wetzel, and Hancock m the Sta~ of West Virguna, and all that part of the Sta.te of Kentucky located east of the western boundary of the following counties: Boone, Grant, Scott, Woodford Jessamine Garrard Lincoln Pulaski and McCreary. Membership: National Banks 766; State Banks 113. ' ' ' ' ' DIRECTORS  r-  CLASS A:-ROBERT WARDROP (1923), Pittsburgh; CHESS LAMBERTON (1922), Franklin, Pa.; 0. N. SAMS, (1921), Hillsboro, Ohio. CLASS B:-THOS. ~- COMBS (1923), Lexington, Ky.; R. P. WRIGHT (1922), Erie, Pa.; JOHN STAMBAUGH, (1921), Youn~town, Ohio. CLASS C:-DAVID C. WILLS (1920), Cleveland, Chairman of Board· L.B. WILLIAMS, (1922), Cleveland, Ohio, De'[YUty Chairman of Board; HARRY P. WOLFE (1921), Columbus, Ohio. CORLIS E. ULLIVA T, Cleveland, Ohio, Member Federal Advisory Council. OFFICERS D. C. WILL , Federal Reserve Agent J. C. NEVIN, Secretary and Asst. Federal Reserve Agent G• A. STEPHENSON Manager Bank Relations Department  WM. H.  F. V.  B. V.  FLETCHER' ManatJer: Department GRAYSON, Auditor CHA"f>PEL, Assistant Secretary  of Examination  00 0  ~  CINCINNATI BRANCH.  0  E. R. F .ANCHER, Governor M. J. FLEMING, Deputy Governor F. J. ZuRLINDEN, Deputy Governor H. G. DAVIS, Cashier W. F. TAYLOR, Asst. Cashier H. F. STRATER, Asst. Cashier C. W. ARNOLD, Asst. Cashier G. H. WAGNER, Asst. Cashier D. B. CLOUSER, Asst. Cashier C. L. BICKFORD, Asst. Cashier  (Transit Number 13-43)  (Fourth and Walnut)  t· J. FAULKNER, Assistant Federal Reserve Agent; L. W. MA REWSTER, Assistant Cashier.  1  l G, Manager; B. J. LAZAR, Cashier; JOHN P. H.  DIRECTORS  W. S. ROWE, L. W. MANNING, JUDSON HARMON, CHAS. A. HINSCH, GEO. D. CRABBS, Cincinnati. 23   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  Alas,  Mz,   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  FEDERAL RESERVE BANK INFORMATION (District No. 4. Continued from page 23.) PITTSBURGH BRANCH. (Transit Number 8-30) (Liberty Avenue and Anderson Street J  T. M. JO ES, Assistant Federal Reserve Agent; GEORGE DE CAMP, Jlfanager; THOS. C. GRIGG I Cashier; P. A. BROWN, Arsfrtant Cashier; F. E. COBU , Assistant Ca/1hier. DIRECTORS R. B. MELLON, CHAS. W. BROWN, JAMES D. CALLERY, HARRISON NESBIT, GEORGE DE.. CAMP, . Pittsburgh, Pa. LIABILITIES Capital paid in .................................... $ 11,047,000 Surplus fund. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .  20,:305,000  Reserved for Government franchise tax. . . . . . . . . . . . . . . .  1,435,000  GoYernment deposits. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .  1,098,000  RESOURCES G,042.000 Gold coin and certificates. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 50,51 ,000 . . . . . fund. Gold settlement Gold with Federal Reserve Agents. . . . . . . . I ,562,000 4,035,000 Gold redemption fund................... (i,()33,000 Legal tender notes, silver, etc.. . . . . . . . . . . .  All other deposits .................................. . Total Deposits . . . .  ...........  132,  9 0,000  8,000  Federal Reserve notes i'n actual circulation. . . . . . . . . . . . . 255,402.000 Federal Reserve bank notes in circulation, net liability...  17,070,000  Deferred availability items...........................  49,114,000  AU other liabilities. . • . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .  3,203,000  25U,410,000  Total reserve ...................... . Bills disr.ounted-secured by Government war obligations ...................... . Bills discounted-all other .......... .... . Bills bought in open market ............. . U.S. Bonds and Notes ................ . U. S. certificates of deposits ............. . Bank premises ......................... .  Due to members-reserve account. . . . . . . . . . . . . . . . . . . . 130, 10,000  .'52,0GG,000 94,9C\J,000  3,231.000 44,000 21, 0 ,000 2,170,000  FiF~d~r8:1 R~~!n,r!t:1Jti~~te!~~~. -~~~~~ Uncollected items ..................... . All other resources ..................... .  1,239,000 56,761,000 97,5,000  $490,464,000  TOTAL RESOURCES ............. .  TOTAL LIABILITIES ......................... $490,464,000  DISTRICT No. 5 Bank Located at Richmond.  (Transit Number 68-3)  (1107 E. Main St.) TERRITORY IN DISTRICT-District of Columbia, Maryland, Virginia, North Carolina, South Carolina, and all West Virginia except the counties of Marshall, Ohio, Brooke, Tyler, Wetzel, and Hancock. Membership: National Banks 55 ; State Banks 62. DIRECTORS N. C.; L. E. JOHNSON (1923), Alderson, W. Va.; CHA, .. E. Wilson, (1922), BRUTO CLASS A:-JOH F. RIEMAN (1921), Baltimore, Md. CLASS B:-EDMUND STRUDWICK (1921), Richmond; DAVID R. COKER (1923), Hartsville, S. C.; EDWIN C. GRAHAM (1922), Washington, D. C. CLASS C:-CALDWELL HARDY (1923), Richmond, Chairman of Board; JAMES A. MONCURE (1922), Richmond, FREDERIC A. DELA O (1921), Washington, D. C. JOSEPH G. BROWN, Member Federal Advisory Council, Raleigh, . C. OFFICERS CALDWELL HARDY, Chairman and Federal Reserve Agent; A. H. DDDLEY. As, istani Federal Reserve Agent; J. G. FRY, Assistant Federal Reserve Agent; GEORGE J. SEAY, Governor; CHAS. A. PEPLE, Deputy Gove:rnor; R. H. BROADDUS, Deputy Governor; ALBERT S. JOHNSTONE, Assistant to the Governor; J. S. WALDE , Jr., Assistant to the Governor; GEORGE H. KEESEE, Cashier; C. V. BLACKBURN, Assistant Cashier; THOMAS MARSHALL, Jr., Assistant Cashier; W. W. DILLARD, Assistant Cashier; EDWARD WALLER, Jr., Assistant Cashier; MAX"'"ELL G. WALLACE, Countel; E.G. GRADY, Auditor; HUGH LEACH, Assistant Auditor.  (Transit Number 7-27)  BALTIMORE BRANCH.  (South and Redwood Sts.) M. M. PRENTIS, Manager; CHARLES H. WYATT, Cashier; F McC. LEEKE, Arsfrtant C~hier; THOMA, l. HAY I Assistant Cashier; M. F. REESE, Assistant Cashier; C. P. HAMMOND, Asrislant Cashier; HK RY CHUTZ, Auditor; C. N. DULEY, Assistant Federal Reserve Agent; RICHARD BRADLEY, A.ssiPtant Federal Reserve Aumt. DIRECTORS M. M. PRENTIS, H.B. WILCOX, CHAS. C. HOMER, WALDO NEWCOMER, and WILLIAM INGLE, Baltimore. RESOURCE~  LIABILITIES Capital paid in .................................... ·.  5,412,000  Surplus. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .  10,56] ,000  Reserved for Government franchise tax................  1,547,000  Government deposits. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .  1,406,000  Due to members-reserve account. . . . . . . . . . . . . . . . . . . .  -o,6 6,000  All other deposits . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .  480,000  Gold and gold certificates ............... . s Gold settlement fund. . . . . . . . . . . . . . . . . . . . Gold with Federal Reserve Agents. . . . . . . . Gold redemption fund. . . . . . . . . . . . . . . . . . . Legal tender notes, silver, etc.............  Total deposits . . . . . . . . . . . . . . . . . . . 52,572,000 Federal Reserve notes in actual circulation. . . . . . . . . . . . . 120,976,000 Federal Reserve bank notes in circulation, net liability...  6,021,000  Deferred availability items.. . . . . . . . . . . . . . . . . . . . . . . . . .  40,030,000  All other liabilities. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .  1,557,000  TOTAL LIABILITIES ......................... $23 ,676,000  24  2,65~.ooo 21,370,000 3:3,Sl ,000 18, 7 2,000 4,140,000  Total reserve ...... .. . .. .. .. ....... . Bills discounted-secured by Government war obligations ...................... . Bills discounted-all other .............. . Bills bought in open market ............. . U .S. Bonds and Notes ................. . U. . certificates of indebtedness . ...... .. . Bank premises ......................... . Uncollected items . . . . . . . . . . . . . . . . . . . . Five per cent redemption fund against Federal Reserve bank notes .......... . All other resources ..................... .  S 75,7(i ,000  TOTAL RESOURCES ........•.•...  , 23 ,676,000  25,975,000 73, 15,000 2,63 ,000 1,23.3.000 9,260,000 2,orn,000 46,943,000 4(i3,000 ,,3,5,000  FEDERAL RESERVE BANK INFORM\TION DISTRICT No. 6-Bank Located at Atlanta.  (Transit Number 64-14)  TERRITORY IN DISTRICT-Alabama, Georgia, Florida, all Tennessee east of the western boundary of the follow- · ing counties: Stewart, Houston, Humphreys, Perry, and Wayne; all Mississippi south of the northern boundary of the following counties: Issaquena, Sharkey, Yazoo, Madison, Leake, Neshoba, and Kemper; all Louisiana, south f the northern boundaries of the parishes of Vernon, Rapides, and Avoyelles. Membership: National Banks 378; State Banks 116. DIRECTORS CLASS A:-JOHN K. OTTLEY (1921) Atlanta, Ga.; OSCAR NEWTON (1922), Jackson, Miss.; PETER R. KITTLES (1923), Sylvania, Ga. CLASS B:-LEON C. SIMON (1923), New Orleans; J. A. McCRARY (1921), Decatur, Ga.; W. H. HARTFORD (1922), Nashville, Tenn. CLASS 0:-JOS. A. McCORD (1923). Atln.nta, Chairman of Board; EDW. T. BROWN (1921), Atlanta, Deputy Chairman of Board; W. H. KETTIG (1922), Birmingham, Ala. EDWARD W. LANE, Jacksonville, Fla., 1vfember Federal Advisory Council. OFFICERS M. B. WELLBORN, Governor; JO, . A. McCORD, Chairman of Board; L. C. ADEL1 ON. Deputy Governor; J. L. CAMPBELL, Deputy Governor; CREED TAYLOR, General Auditor; J. M. SLATTERY, Secretary; M. W. BELL, CasMer; R. A. SIMS, Assistant Cashier; W. B. ROPER, As"istant Cashier; W. R. PATTERSON, Assistant Cashier, H.F. CONNIFF, AssiBlant Cashier; J.B. TUTWILER, Assiftant Cashier. FEDERAL RE ERVE AGE.~T DEPARTMELTT JOS. A. McCORD, Federal Reserve Agent; WARD ALBERTSON, Assistant Federal Reserve Agent; C. R. TIDWELL,  A."sistant Federal Reserve Agent, Depm·tment of Examinations.  BIRMINGHAM BRANCH.  (Transit Number 61-19)  ALEX. E. WALKER, Manager; W. C. STERRETT, Ca.-hier; J. B. COBBS, Assistant Federal Reserve Agent. DIRECTORS W. H. KETTING, Chairman; OSCAR WELLS, T. 0. SMITH, W. W. ORA WFORD, and JOHN H. FRYE.  JACKSONVILLE, Fla., BRANCH.  (Transit Number 63-19)  G. R. DE SAUS URE, Manager; F. M. SHEFFIELD, Cafliier; GEO. N. MARTIN, Assistant Federal Reserve Agent. DIRECTORS JOHN C. COOPER, Chairman; EDWARD W. LANE, FULTON SAUSSEY, B. H. BARNETT, and GILES L. WILSON.  NASHVILLE BRANCH.  (Transit Number 87-10)  J. B. McNAMARA, Manager; JOEL B. FORT, JR., Cashier; W. T. TYLER. Assidant Federal Re,"erve Agent. DIRECTORS W. W. HARTFORD, Chairman; J. E. CALDWELL, E. A. LINDSEY, T. A. EMBREY, and P. N. DAVIS.  NEW ORLEANS BRANCH.  (Transit Number 14-21)  fy.!ARCUS WALKER, Manar,M; \V. II. BLACK, Assistant Manager; J. A. WALKER, Ca,hier; M. F HARLAN A. s1slant Cashier; F. C. VA TERLL. TG, A..~sistmil Cashier; "\-Y. S. JOH , Assistant Federal Agent. DIRECTORS P.H. SAUNDERS, :t-few Orleans, Chafrman; A. P. BUSH, Mobile, Ala.; J.E. BODDEN, Jr., New Orleans; II. ,B. I..,IGHTCAP, Jackson, Mis.; LEO C. Il\10 . . , ~ew Orleans, La.; R. S HECHT,,. ew Orleans, La.; F. W. F001E, H attiesburg, l\1i s. 0  SAVANNAH AGENCY. R. J. TAYLOR, Manager; R.  (Transit Number 38-49)  GROOVER, Assistant Manager.  LIABILITIES Capital paid in .... ....... ........ ................. . Surplus ......................................•..... Reserved for Government franchise tax. . . . . . . . . . .  RE OURCES 4.097,000  Gold and gold certificates ............... Gold Sf'ttlcrnent fund ............. .. .... Golt] with Federal RcserYe Agents ....... Gold redemption fund ......... . ...... .. Legal tender notes, sih·er, etc .... ........  ,343,000 2,;349,000  :3,G30,000 Government deposits .............. ••••··•··········· Due to members-reserve account ............... • • • • • .i:3, 72,000 3 1,000 All other deposits ....... . ..................... . Total deposits .. . . . . . . . . . . . . . . . . . . . 4i, 3,000  Total rr-serve ...................... . Bills discounted--secured by Go,·eromeot war obligations ...................... . Bills discounted-all oth r .. .. .......... . Bills bought in open marht ....... ...... . U. S. bonds und notes . . . . . ............ . U. S. certificates of indebtedness ......... . Bank premises ..................... ... . . U nr.ollected i terns ..... ..... . .......... . Five per cent redemption fund against Federal Reserve bank notes ..... , .... . Other resourc<>s ....................... .  Federal Reserve notes in actual circulation ............. 153,137,000 Federal Reserve bank notes in circulation, net liability... 10,20 .000 Deferred availability items ........................ • • • 15,7::ll,000 1,117,000 All other liabilities ............................. • • • • •  0  TOTAL LIABILITIES ......................... 2·13,065,000   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  . . . . .  TOT AL RESOURCES .......... ... .  25  4,391,000 12,006,000 60, 66,000 6,013,000 G,482,000 $  11,,1s.ooo 3 ,H07,000  U7,fi31,000 1,225,000 8,747,000 14,,577,000 7.52,000 20,303,000 ,593,000 792,000 $243,065,000  Alas,  ~riz,  FEDERAL RESERVE BANK INFORMATION DISTRICT No. 7-Bank Located at Chicago.  (Transit No. 2-30)  (79 W. Monroe St.)  TERRITORY IN DISTRICT-State of Iowa, all that part of Wisconsin in the counties of Vernon, Monroe, Jackson, Clark, Marathon, Langlade, Oconto, and Marinette, together with all the counties !ying east and south of these counties; all of the southern peninsula of Michigan, viz.: that part east of Lake Michigan; all that part of Illinois _located north of a line forming the southern boundary of the following counties: Hancock, Schuyler, Cass, Sangamon, Christian, Shelby, umberland, and Clark; and all that part of Indiana north of a line forming the southern boundaries of the following counties: Vigo1 Clay, Owen, Monroe, Brown, Bartholomew, Jennings, Ripley, and Ohio. Membership: National Banks 1065; State Banks 363. DIRECTORS AND OFFICERS Loans and Credits  WILLIAM A. HEATH, Chairman JAMES SIMPSO , Deputy Chairman WALTER F. McLALLEN, ecretary  KENT C. CHILDS, Controller of Loans and Credits CLARKE WASHBURNE, Manager, Loans (Iowa) RALPH H. BUSS, Manager, Loans (Michigan and Wisconsin) Discount Department FRANK R. HANRAHA, , :Manager, Loans (Illinois and Indiana) EUGENE A. DELANEY, Manager, Credit Department  Class A-Directors  GEORGE M. REYNOLDS, Chicago, Ill. (1921) CHARLES H. McNIDER, Mason City, Iowa (1922) ELBERT L. JOHNSO , Waterloo, Iowa (1923)  Investments  Class B- Directors  AUGUST H. VOGEL, Milwaukee, Wis. (1921) JOHN W. BLODGETT, Grand Rapids, Mich. (1922) ALBERT R. ERSKINE, outh Bend, Ind. (1923)  CLARKE WASHBURNE, Controller of Investments ALBA W. DAZEY, Manager, Investment Department.  Class C- Directors WILLIAM A. HEATH, Evanston, Ill. (1921) FRANK C. BALL, Muncie, Ind. (1923) JAMES SIMPSON, Chicago, Ill. (1923)  FRA K J. CARR, Controller of Member Bank Accounts JOSEPH C. CALLAHAN, Manager, Member Bank Accounts Department  Member Bank Accounts  Cash and Custodies  OTTO J. NETTER TRO:\f, Controller of Cash and Custodies JE E G. ROBERT , Manaier, Ca h Department ROBERT E. COULTER, Manager, Cash Custody Dept. FRED BATEMAN, Manager, ecurities Department.  Federal Reserve Agent's Department  WILLIAM A. HEATH, Federal Reserve Agent WALTER F. McLALLEN, Asst. Federal Reserve Agent. WILLIAM H. WHITE, Assistant Federal Reserve Agent, Manager, Department of Examinations CHARLES G. RUTLEDGE, Acting Assistant Federal Reserve Agent and Examiner MARK A. WILSON, Examiner CHARLES F. RIDDELL, Examiner BRUCE P. GREENE, Examiner CLIFFORD S. YOUNG, Examiner EVERETT L. HARRIS, Manager, Bank Relations Dept. FRANK M. HUSTON, Manager, Statistical and Analytical Department.  Collections  WILLIAM C. BACHMAN, Controller of Collections. WILLIAM C. BACHMAN, 1\Ianager, Check Dept. LOUIS G. PAVEY, Manager, Collection Department. Accounting  ARTHUR H. VOGT, Controller of Accounting WALTER A. HA O. , Manager, Accounting Dept. RICHARD C. HUELSMA , Manager, Planning Dept.  Auditing Department  Administration  . FRA CIS R. BURGE , Auditor WALTER A. HOPKL , Assistant Auditor  JAMES H. DILLARD, Controller of Administration WILBUR K. LYLE, Manager, Personnel Department. LOUIS G. MEYER, Manager, ervice Department FRANK A. LINDSTEN, Manager, Di bursing Dept.  Law Department  CHARLES L. POWELL, Coun el Member Federal Advisory Council JOHN J. MITCHELL, Chicago, Ill. JAMES B. McDOUGAL, Governor J. H. BLAIR, Deputy Governor CHARLES R. McKAY, Deputy Governor STERLING B. CRAMER, Deputy Governor  Fiscal Agency  DON A. JONE , Controller of Fiscal Agency Functions JOH H. RU:'.\IBAUGH, Manager, Government Bond Department EVERETT L. HARRIS, Manager, Government Financing Department  DETROIT BRANCH.  (Transit No. 9-29)  (128 W. Cong-reaa St.)  GEORGE T. JARVI.', As i. tant Auditor HE RY M. BUTZEL, Counsel ROBERT B. LOCKE, Manager WILLIAM R. CATION, Cashier JOHN B. DEW, A i tant C~hier FRANK J. MAURICE, Assistant Ca bier  Directors  JOH BALLANTYNE EMORY W . CLARK JULIUS HAASS CHARLES H. HODGES ROBERT B. LOCKE Officers  JOHN G. BASKIN, Asst. Federal Reserve Agent HERBERT H. GARD ER, Acting Assistant Federal Reserve Agent  RESOURCES  LIABILITIES  Gold and gold certificatee ...•••......••.. $ 2 ,065,000 Gold settlement fund... ... .............. 61,667,000 Gold with Federal Reserve Agent.a. . . . . . . . 243,35 ,000 Gold redemption "fund.... . . . . . . . . . . . • • . • 23,561,000 Legal tender notes, silver, etc............. 1 ,178,000  Capital paid in •.•.•....•••....•.•..••••••••.••••••. 14,261,000 Surplus .........•...•••.............•••..•..•...... 28,980,000 7,605,000 Reserved for Government franchise tax ...... .. ....... . 1,3 6,000 Government deposits .........•......•....•........•• Due to members-reserve account ......•..•.......... 229,508,000 2,631,000 All other deposits............. .. .................... Total deposits.. . . . . . . . . . . . • . . . . . . 233,525,00G Federal Reserve notes in actual circulation. . . . . . . . . . . • . 444,851,000 Federal Reserve bank notes in circulation, net liability... 18,594,000 Deferred_availability items........................... 57,970,000 4,907,000 All other liabilities..................................   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  TOTAL LIABILITIES .......•••••..........••. $810,693,000  26  C  s  Total reserve ..•........•... .. ...... Bills discourted-secured by Government war obligations ............•.•....•.•. Bills discounted-all other ....•........•. Bills bought in open market ..••.••...•... U.S. bonds and notes .. .... ............ . U.S. certificates of indebtedness ........•. Bank oremises ....•....•..••..........•• Uncollected items... . . . . . . . . . . . . . . ..... Five per cent redemption fund against Federal Reserve bank notes ..........• All other resources .•..........•..•..••..  S 366,829,000  n  107,3 0,000 208,200,000 3,590,000  G  TOTAL RESOURCES ............. .  $810,693,000  4,t90,000  36,228,000 3,876,000 76,110,000 1,825,000 2,165,000  D  FEDERAL RESERVE BANK INFORMATION DISTRICT No. 8-Bank Located at St. Louis.  (Transit Number 4-4)  TERRITORY IN DISTRICT-Arkansas, all Missouri east of the western boundary of the following counties: Harrison, Daviess, Caldwell, Ray, Lafayette, Johnson, Henry, St. Clair, Cedar, Dade Lawrence, and Barry; all Illinois south of the northern boundaries of the following counties: Adams1 Brown, Morgan, McCoupin, Montgomery, Fayette, Effingham, Jasper, and Crawford; all Indiana south of the northern ooundaries of the followin~ counties: Sullivan, Greene, Lawrence, Jackson, Scott, Jefferson, and Switzerland,.;. all Kentucky west of the eastern boundanes of the following counties: Gallatin Owen, Franklin, Anderson, Mercer, Boyle, vasey, Russell, and Wayne; all Tennessee west of the eastern boundaries of the following counties: Henry, Benton, Decatur, and Hardin; and all Mississippi north of the southern boundaries of the following counties: Washington, Holmes, Attala., Winston, Noxubee, and Humphreys. Membership: National Banks 485; State Banks 101. DIRECTORS CLASS A:-JOHN G. LONGSDALE (1923), St. Louis; J . C. UTTERBACH (1921), Paducah, Ky.; SAMUEL A. ZIEGLER (1922), Albion, Ill. CLASS B:-ROLLA WELLS (1921), St. Louis; WILLIAM B. PLUNKETT (1922), Little Rock, Ark.; LE ROY PERCY (1923), Greenville, Miss. CLASS C:-WM. McC. MARTIN (1921), St. Louis, Chairman of Board and Federal Reserve Agent; JOHN W. JaOEHNE (1923), Evansville, Ind., Deputy Chairman,· C. P. J. MOONEY (1922), Memphis, Tenn. F. 0. WATTS, St. Louis, Mo., Member Federal Advisory Council.j OFFICERS WM. McC. MARTIN, Chairman of the Board and Federal Reserve Agent; C. M. STEWART. Assistant Federal Reserve Agent; D. C. BIGGS, Governor; OLIN M. ATTEBERY, Deputy Governor; JAMES G. McCONKEY, Secretary and Counsel; J. W. WHITE, Cashier; A. H. HAILL, J. W. RINKLEFF, W. H. GLASGOW, S. F. GILMORE, E. C. ADAMS;. and F. N. HALL, Assistant Cashiers; E. J. NOVY, General Auditor; L. H. BAILEY, H. L. TRAFTON, A. E. DEBREvHT, L. A. MOORE, C. E. MARTIN, E. I. NOWOTNY, Assistant Auditors.  LITTLE ROCK BRANCH.  (Transit Number 81-13)  A. F. BAILEY, Manager; M. H. LONG, Cashier,· F. A. COE, Assistant Cashier. DIRECTORS' A. F. BAILEY, C. A. PRATT, J. E. ENGLAND, Jr., GEO. W. ROGERS, and MOORHEAD WRIGHT.  LOUISVILLE BRANCH (Transit Number 21-59) W. P. KINCHELOE, Manager; JOHN T. MOORE, Cashier; EARL R. MUIR, Assistant Cashier. DIRECTORS W. P. KINCHELOE, W. C. MONTGOMERY, F. M. SACKETT, GEORGE W. NORTON, and E. L. SWEARINGER, Louisville.  MEMPHIS BRANCH.  (Transit Number 26-3)  JNO. J. HEFLIN, Manager; A. J. WILLIAMS, Cashier; V. S. FUQUA, Assistant Cashier. DIRECTORS JNO. J. HEFLIN, J. D. McDOWELL, S. E. RAGLAND, T. K. RIDDICK, and R. B. SNOWDEN.  RESOURCES  LIABILITIES Capita} paid in ..•.......••••.•.......•..••••..•. • • • •$ 4,503,000 8,346,000 Surplua fund ...•••••••••...•.........••...•.•....... 7 7,000 Reserved for Government franchise tax •.. ... . . •••• •• • 1,10.. ,000 Government depoeita . .............................. · Due to members-reaerve account ......... • • • • • • · · · · · · 57,290,000 798,000 All other deposits ......... • ..... . .. . . . .. . . . . . ...... . Total deposits . . . . . . . . . . . . . . • . . . . . 59,196,000 Federal Reserve notes in actual circulation •...•. • • • • • · · 102,499,000 6,2 6,000 Federal Re~rve bank notes in circulation, net liability .• Deferred availability items . ......................... . 27,474,000 1. 39,000 All other liabilitiea . ................................. .  Gold and gold certificatea . ............... S Gold ee_ttlement fund... • . • . . . . . • • • • • • . • • Gold ,;nth Fe4eral Reserve Agents. . . . . . • . Gold redemption fun?. . • . . . . . . . . • • • • . • . • Legal tender notes, silver, eto.... . • • • . . . • . Total reserve....................... Bills discounted-Secured by Government war obligations .........•.•.........•. Bills discounted-all other ...•..•..•.•.... Bills bought in open market .......•..•••. United States Bonde and Notes .....•....• U. S. certificates of indebtednees ...•.•..•• Bank_premises .............•.........•.. Uncollected items ......•..............•. Five per cent redemption fund against Federal Reserve bank notes .....••••••• All other resources ..................... . TOTAL RESOURCES ............. .  'rOTAL LIABILITIES ..... .................... $210,930,000   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  27  2,763,000 13,902,000 54,237,000 4,367,000 12,5!9,000 $  87,818,000 31,428,000 48,385,000 272,000 1,164,000 12,219,000 627,000 27,837,000 523,000 657,000  $210,930,000  ~las, ~riz,   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  FEDERAL RESERVE BANK INFORMATION  DISTRICT No. 9-Bank Located at Minneapolis.  (Transit Number 17-8)  (Location-New York Life Bldg.) TERRITORY IN DISTRICT-Montana: North Dakota, South Dakota, Minnesota, all Wisconsin in the counties La Crosse, Trempealeau, Eau Claire, Chippewa, Taylor, Lincoln, Oneida, Forest, and Florence, and all the counties lying north and west of _these and the northern peninsuln. of Michigan. Membership: National Banks 883; State Banks 133. C. T. JAFFRAY, Member Federal Advisory Council, Minneapolis, Minn. DIRECTORS CLARS A:-THEODORE WOLD (1922), Minneapolis; J. C. BASSET (1923), Aberdeen, S. D.; WESLEY C. McDOWELL, (1921), Marion, N. Dak. CLASS B:-F. R. BIGELOW (1922), St. Paul; F. P. HIXON (1921), La Crosse, Wis.; NORMAN B. HOLTER (1923), Helena, Mont. CLASS C:-JOHN H. RICH (1923), Minneapolis. Chairman of Board and Federal Reserve Agent; W. H. LIGHTNER (1921), Deputy Chairman, St. Paul; C. H. BENEDICT (1922), Lake Linden, Mich. OFFICERS R. A. YOUNG, Gorernor; S. S. COOK, Deputy GovPrnor; W. B. GERRY, Deputy Governor; FRANK C. DUNLOP, Controller; B. V. MOORE, CasMer: CURTIS L. MOSHER, Ass1·stanl Federal Res~rue Agent; J. F. ETIER OLE, Assistant Federal Reserve Agent; HARRY YAEGER, Field Representative. ASSISTA~JT CASHIERS:-GRAY WARRE  r,  F. G. NORTO , H. C. C RE and H.F. BROW~T-  HELENA BRANCH.  (Transit Number 93-26)  0. A. CARLSO , Manager; R. E. TOWLE, Cashfrr; L. E. RAST, Assistant Cashier; L. W. LO. G, Auditor and Assi.~tanl Fedrral Resen·e A grnt.  RESOURCE  LIABILITIES Capital paid in ..................................... . Surplus ........................................... . Reserved for Government franchise tax .............. . Government deposits ................................ . Due to members-reserve account .................... . All other deposits . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .. Total deposits ..... :·........ . . . . . . 47,847,000 Federal Reserve notes in actual circulation ............ . Federal Reserve bank notes in circulation, net liability .. Deferred availability items .......................... . All other liabilities .................................. .  Gold and gold certificates ............... . Gold settlement board, Federal Reserve Board ........................... . Gold with Federal Reserve Agents ....... . Gold redemption fund .................. . Legal tender notes, silver, eto ............ .  3,5/51,000 6,0 0,000 1,369,000 1,900,000 4.5,450,000  Tot11 l reserve . ... .................. . Bills discounted-secured by Government war obligations ...................... . Bills discounted-all other ............... . U. . bonds and notes .................. . Bank premises ......................... . U.S. certificatef.' of indebtedness ......... . Uncollected items . . .................... .  497,000 59,541,000 5,316,000 12, 76,000 1,571,000  FiF~d~:!1 R~~!r:!tea~~~~s ~~~ .. ~~~~. ~ All other resources ..................... .  TOTAL LIABILITIES ......................... 139,0iH,000  TOTAL RESOURCES ............. .  8  8,366,000 10,102,000 20,304,000 3,010,000 91,000 42,673,000  'I  6,772,000 65,112,000 122,000 657,000 8,000,000 15,219,000 275,000 221,000 $139,651,000  F D A  28  FEDERAL RESERVE BANK INFORMATION DISTRICT No. 10-Bank Located at Kansas City, Mo. (Transit Number 18-4) (10th & Grand Ave.) TERRITORY IN DISTRICT-Kansas, Nebraska, Colorado, Wyoming, all Missouri west of the eastern bounuanetz of the following counties: Worth, Gentry, DeKalb, Clinton, Clay, Jackson, Cass, Bates, Vernon, Barton, Jasper, Newton, and McDonald; all Oklahoma with exception of the following counties: Atoka, Byron, Choctaw, Coal, Johnston, Marshall, McCurtain, and Pushmataha; all New Mexico north of a line forming the southern boundary of the following counties: McKinley, Sandoval, Santa Fe, San Miguel, and Union. Membership: National Banks 1026; State Banks 63. DIRECTORS CLASS A:-W. J BAILEY (1922), Atchison, Kan.; E. E. MULLANEY (1923), Hill City, Kan.; J.C. MITCHELL 0921), Denver, Colo. CLASS B:-M. L. McCLURE (1922), Kansas City, Mo.; THOS. C. BYRNE (1921), Omaha, Neb.; HARRY W. GIBSON, (1923), Muskogee, Okla. CLASS C:-ASA E. RAMSAY (1923), Kansas City, Chairman of Board and Federal Reserve Agent; F. W. FLEMING (1922), Kansas City, Vice Chairman of Board; R. H. MALONE (1921), Denver, Colo. E. F. , WINNEY, Kansas City, Mo., Member Federal Advisory Council. OFFICERS J. Z. MILLER, Jr., Governor; C. A. WORTH! TGTON, Deputy Governor; J. W. HELM, Cashier; C. K. BOARDMAN  Ass'istant Federal Reserve Agent and Secretary.  ASSISTANT CASHIERS:-JOHN PHILLIPS, Jr., E. P. TYNER, G. E. BARLEY, M. W. E. PARK, A. G. FROST, A. M. McADAMS, G. H. PIPKIN.  DENVER BRANCH  (Transit Number 23-19)  (16th & Lawrence) C. A. BURKHARDT, Manager; JOS. E. OLSON, Cashier; A. J. CONWAY, Assistant Cashier. DIRECTORS C. C. PARKS, Denver; A. C. FOSTER, Denver; C. A. BURKHARDT, Denver; JOHN EVANS, Denver; ALVA ADAMS, Pueblo.  OMAHA BRANCH  (Transit Number 27-12)  (1219 Farnam St.) L. H. EARHART, Manager; P. R. FREDMAN, Cashier; G. A. GREGORY, WM. PHILLIPS, and W. D. LOWER, Assistant Cashiers. DIRECTORS W. J .COAD, Omaha; GEO. E. ABBOTT, Cheyenne, Wyo.; L. H. EARHART, Omaha; P. L. HALL, Lincoln; R. 0. MARNELL, Nebraska City.  OKLAHOMA CITY BRANCH  (Transit Number 39-24)  C. E. DANIEL, Manager; R. 0. WUNDERLICH, Cashier. DIRECTORS T. P. MARTIN, JR., Oklahoma City; DOR ET CARTER, Oklahoma City; WM. MEE, Oklahoma City; E. K. THURMOND, Oklahoma City; C. E. DA IEL, Oklahoma City.  0  0  0 RESOURCES  0 0  LIABILITIES Capital paid in ................ .... , ................. $  0  Surplus fund ...... , ....... , ... ,., .... , .......... ,...  9,159,000  Re erved for Government franchise tax ....... ••••••••  1,557,000  Government deposits., .......... , .... ,.••••········· Due to members-reserve account ......... • • • • • • · · · · · · All other deposits ................ , , ..... , . . . . . . . . . . . Total deposits ........ ,............  4,347,000  Gold and gold certificates ............... $ 2,064,000 Gold settlement fund, F. n. B'd ....... , .. . 32,020,000 Gold with Federal Reserve Agents ....... , 32,926,000 Gold redemption fund ....... , ....... , .. . 4,336,000 Legal tender notes, silver, etc ............ . 3,340,000  946,000 69 ,  Total reserve ........ , ...... . Bills discounted-secured by Gov~/0:~~~t war obligations . , .......... , ......... . Billa discounted-all other . ... ... , .... , , . Bills bought in open market... ........... . U.S. Bonds and Notes . . ...... ..•. , .... . U.S. certificates of indebtedness ......... . Bank premises .... , . , .............. , . , .. Uncollected items ..................... . Five per cent redemption fund against Federal Reserve bank notes .......... . All other resources ...... , .......... , ... :  o3 ,ooo 0 ,000  71,557,000  Federal Reserve notes in actual circulation .•..... •••••·  79,l95,000  Federal Reserve bank notes in rirculation, not liability • 13,500,000 Deferred availability items ........•.. ,. . .............  36,342,000  All other liabilities. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .  1,507,000 TOTAL RESOURCES ............. .  TOTAL LIABILITIES ......................... $217,164,000   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  29  $  74.686,000 24,102,000 55,929,000 25,000 8, 68,000 8,396,000 2,649,000 41,031,000 916,000 562,000  $217,164,000  Alas,  Mz,   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  FEDERAL RESERVE BANK INFORMATION DISTRICT No. 11-Bank Located at Dallas.  (Transit Number 32-3)  TERRITORY IN DISTRICT-Texas, all New Mexico south of the northern boundaries of the following counties: Valencia, Bernolillo, Torrance, Guadalupe, and Quay, all Louisiana north of the southern boundaries of the following · counties: $abine, Natchitoches, Grant. LaSalle, Catahoula, and Concordia; the following counties in Oklahoma: Atoka, Marshall, Bryan, Choctaw, Coal, Pushmataha, McCurtain, and Johnston, and the following counties in Arizona: Pima, Graham, Greenlee, Cochise, and Santa Cruz. Membership: National Banks 661; State Banks 207. DIRECTORS CLASS A:-J. T. SCOTT (1921), Houston, Tex.; HOWELL E. SMITH, (1923), McKinney, Tex.; B. A. McKINNEY (1922), Dallas, Tex. CLASS B:-MARION SANSOM (1922), Ft. Worth, Texas; FRANK KELL (1921), Wichita Falls, Texas; J. J. CULBERTSON (1923), Paris, Texas. CLASS C:-W. F. RAMSEY (1923), Dallas, Chairman of Board and Federal Reserve Agent; W. B. NEWSOME (1921), Dallas, Deputy Chairman of Board,· H. 0. WOOTEN (1922), Abilene, Texas. OFFICERS W. F, RAMSEY, Federal Reserve Agent; W. B. NEWSOME, Deputy Chairman; C. C. HALL, Assistant Federal Reserve Agent and Secretary; DWIGHT P. REORDAN, Assistant Federal Reserve Agent,· R. L. VAN ZANDT, Governor; R. R. GILBERT, Cashier; R. B. COLEMAN, Assistant Ca..~hier; W. 0. FORD, Assistant Cashier; FRED HARRIS, Assistant Cashier; JAMES L. LUMPKIN, Assistant Cashier; REECE T. FREEMAN, Assistant Cashier; C. B. TEAGARDEN, General Auditor; D. S. S. LAWHON, Assistant General Auditor; CHAS. C. HUFF, Counsel; E. B. STROUD, Jr., Office Counsel. R. L. BALL, Member Federal Advisory Council, San Antonio, Tex.  EL PASO BRANCH.  (Transit Number 88-1)  W. C. WEISS, Manager; M. CRUMP, Cashier; ALLEN SAYLES, Assistant Cashier; W. P. CLARKE, Assistant Federal Reserve A gent. DIRECTORS W. C. WEISS, A. F. KERR, U. S. STEWART, A. P. COLES, and W. W. TURNEY, El Paso.  HOUSTON BRANCH.  (Transit Number 35-4)  FLOYD IKARD, Manager; LAWRENCE E. DIGNAN, Cashier; M. D. JE KINS, Assistant Cashier; R. L. KING, Assistant Federal Reserve Agent.  DIRECTORS FLOYD IKARD, GUY M. BRYAN, FRA K ANDREWS, R. M. FARRAR of Hou ton and J. J. DAVIS, of Galveston.  RESOURCES  LIABILITIES  ,637 ,000 Gold and gold certificatea .........••.••. $ 3,~ 2,000 Gold settlement fund, F. R. B'd........... Gold with Federal Reserve Agent.a........ . 13,070,000 5,421,000 Gold redemption fund.. . . . . . . . . . • . • • • . . . 5,413,000 Legal tender notes, silver, etc.. . . • . . . • • • . .  Capital paid in ............•••.•....••.••.......... . $ 4 ,21 ,000 Surplw, fund....... . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .  6,033,000  Government deposits................................  2,901,000  Due to membera-reeerve account .........•...•.......  42,624,000  AU other deposits ......•....•......................  399,000  Total deposits . . . . . . . . . . . . . . . . . . .  45,924,000  FNleral lteaerve notes in actual circulation ....••..•....  46,642,000  Federal Reserve bank notes in circulation-net liability .•  4,346,000  Deferred availability itema ..•......••••••.•.••.•.•..•  22,90 ,000  All other liabilitiea ..••••.•...•............•.•.......  2,303,000  TOTAL LIABILITIES ..•••..••.••.••••....... $132,374,000  30  Total reserve ...•....••.........•.•. Bills discounted-11ecured by Government war obligations ..........•...••••••.•• Bills discounted-all others .•...••.••..•.• Rills bought in open market ...•...•..•••. U. S. Bonds and Notes ... ............... . U. S. certificates of indeotedness ...•...... Bank oremises .........•.•...•... , .•.... Uncollected items ..................... . Five per cent redemption fund against Federal Reserve bank notes .......•••.. All other resources .........•.....•...•..  $ 36,123,000  TOTAL RESOURCES ............ ..  $132,374,000  12,277,000 52, 09,000 169,000 3,979,000 2,900,000 1,962,000 20,587,000 361,000 1,207,000  FEDERAL RESERVE BANK INFORMATION (Transit Number 11-37)  Alas,  TERRITORY IN DISTRICT-California, Washingtol!~ Oregon, Idaho, Nevada, Utah, and the following counties in Arizona: Apache, Coconino, Gila, Maricopa, Mohave, .Navajo, Pinal, Yavapai, and Yuma. Membership: National Banks 644; State Banks 220. · DIRECTORS CLASS A:-C. K. McINTOSH (1922), San Francisco; JOHN WILLIS BAER (1923), Pasadena, Calif.; M. A. BUCHAN (1921), Palo Alto, Calif. CLASS B:-E. H. COX (1922), Madera; A. B. C. DOHRMAN (1923), San Francisco; J. A. McGREGOR (1921), San Francisco. CLASS C:-JOHN PERRIN (1923), San Francisco, Chairman of Board riml Federal Reserve Agent; _WALTqN N. MOORE (1921), San Francisco, De'f)Uty Chairman of Board; WILLIAM SPROULE (1922), San Francisco, Cahf. OFFICERS JOHN .PERRIN, Federnl Reserve Agent; . G. ARGE.1. T and H. C. BRECK, Assistant Federal Reserve Agents. JNO U. CALKINS, Governor, WM. A. DAY, Deputy Governor; IRA CLERK As~istant, Deputy Governor; L. C. PONTIOUS, Assistant Deputy Governor; W. N. AMBROSE, Cashier;W. M. HALE, C. D. PHILLIPS, F. H. HOLMAN, C. ~- EARHART, JAY L. REED, H. . MANGELS, M. McRITCHIE, H. M. CRAFT, and E. C. MAILLIARD,  Mz,  DISTRICT No. 12-Bank Located at San Francisco. (315 Battery St.)  Assistant Cashiers.  GAVIN McNAB Counsel; H. S. HOUSE, Auditor. A. L. MILLS, Member Federal Advisory Council, Portland, Ore.  LOS ANGELES BRANCH, (Transit Number 16-16) Washington Bldg., 3rd and Spring Sta.)  C. J. SHEPHERD, Manager; A. B. NORDLING, Assistant Manager; H. C. VOGELSANG, Assistant Cashier. DIRECTORS C. J. SHEPHERD, Los Angeles; A J. WATERS, Los Angeles; J. F . SARTORI, Los Angeles; H. M. ROBINSON, Los Angeles; I. B. NEWTON, Los Angeles.  PORTLAND BRANCH, (Transit Number 24-1) (Lumberman's Bldg., 5th and Stark Sta.)  FREDERICK GREENWOOD, Manager; R. B. WEST, Assistant Manager; J. P. BLANCHARD, Assistant Cashier. DIRECTORS wfRREDDCEOROKICIKNGGHREENWOOD, Portland; J. C. AINSWORTH, Portland; NATHAN STRAUSS, Portland; EDAM, Portland; J. . TE L, Portland.  SALT LAKE CITY BRANCH, R B MO  LEISNER,  (Transit Number 31-31)  (Deseret National Bank Bldg., Main and lat South Ste.)  A~~!f~~Xlefanager; J. C. GALBRAITH, Assistant Manager, PAUL  Sa1ii!e i~JI~i~~~T~~~1  M. LEE, Assistant Cashier; J. M.  DIRECTORS  <t!l~ 1ci~·. FARNSWORTH, Salt Lake City; C. A. DAY, Ogden; G. G._WRIGHT  SEATTLE BRANCH, (Transit Number 19-1) (2nd Avenue and Spring St.)  C. R. SHAW, ManaiJer; G. H. CH11IDT, A sistant Manaqer; B. A. RUSSELL, Assistant Cashier. DIRECTORS C.R. SHAW, M. F. BACKUS, M.A. AR OLD, CHAS. H. CLARKE, CHAS. E. PEABODY, Seattle. Wash.  SPOKANE BRANCH, (Transit Number 28-1) (Post St. and Main Ave.)  W. L. PARTNER, Manager,· D. L. DAVI , Assistant Manager; EVAN BERG, Assistant Cashier. DIRECTORS · W. TWOHY, Spokane; R. L. RUTTER, Spokane; W. L. PARTNER Spokane· PETER McGREGOR Hooper· G· D 1• TOEVS, Spokane. ' ' , , LIABILITIES  RESOURCES  Capital paid in ....•..•...•.•.•..................... . S 7,31 ,000 Surplus fund....... • . • • • • • . • • • • • • • . . • • . . . • • . . . . . • . • • 14,194,000 Reserved for Government franchise tax. . . . . . . . . . . . . . . 2,0 3,000 Government depoeita........................ . . . . . . . . 1,729,000 Due to members-reaerve account...... . . . . • . . • • . • • . . . 110,055,000 All other deposits.......... .. ............... . .. .. ... 8,761,000 Total deposits . . . . . . . . . . . . . . . . . . . 120,545,000 Federal Reserve notes in actual circulation .••...•...... 227,210,000 Federal Reserve hank notes in circulation, net liability... 6,744,000 Defened availability items........................... 29,065,000 All other liabilitiea. • • • • . . • • • • • • • • • • • • • • • • . . . . . . . • . . . 2,938,000  Gold and gold certificates ..........••.... S 1 , 39,000 Gold se.ttlement fund, F. R. B'd........... 34,/543,000 Gold with Fe~eral Reserve Agents. . . . . . . . 13 , 77,000 Gold redemption fun!1. . . . • . . . . . . . . . . . . . . 11, 65,000 Lea;al tender notes, silver, eto............. 3,074,000 207,19 ,000  Federal Reserve bank notes ........•••. All other resources ..................... .  544:,000 2,671,000  TOTAL RESOURCES ............. .  $410,097,000  B;~~1re~~.!w:: :::::·.: :·. ::~: :_::::: :_ : Five per cent redemption fund against  TOTAL LIABILITIES ..••..•••.•..•.••........ $410,097,000   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  Total reserve ...... . .. . Bille dieC?Un~d-Secured by. G~.;~r~eiit Billaad!)bligationa ...................... . Bille b18co~~d-all other ..•....•••..... U S boug t md°pen market ............. . • . ond8 an notes ......... , ........ . U. S. certificates of indebtedness  31  42,600,000 lO'l,574,000 2,.503,000 09,000 11,1 9,000 :'559,000 36,550,000   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  FEDERAL LAND BANK INFORMATION  FEDERAL FARM LOAN BOARD WASHINGTON, D. C.  ANDREW W. MELLON, Chairman CHARLES E. LOBDELL, Farm Loan Commissioner W. S. A. SMITH WM. H. JOYCE, Acting Secretary  ASBURY F. LEVER WM. H. JOYCE  DISTRICT No. 1-Bank Located at Springfield, Mass. TERRITORY IN DISTRICT-Maine. New Hampshire, Vermont, Massachusetts. Rhode Island, Connecticut, New York, and New Jersey. CAPITAL, $1,422,465. DIRECTORS-EDWARD H. THOMSON, President; B. G . McINTYRE. Vice-Preaident; HUGH S. McCONNOR, Secretaru; JOHN MERRIMAN, T reaaurer, and HERBERT MYRICK; WM. H . BROWNING. Jr., Registrar.  DISTRICT No. 2-Bank Located at Baltimore, Md. TERRITORY IN DISTRICT-Pennsylvania, Delaware, Maryland, Virginia, West Virginia, and the District of Columbia. CAPITAL, $1,465,070. CALVIN R. TITLOW, D. FRED SHAMBERGER. Vice-President,· DIRECTORS- VULASKO VAIDEN, President: GEO. A. HARRIS, Treaaurer, and JOHN H . MURRAY: ROBERT CATLETT, R e(listrar.  Secretaru;  DISTRICT No. 3-Bank Located at Columbia, S. C. TERRITORY IN DISTRICT-North Carolina, South Carolina, Georgia, and Florida. CAPITAL, $1,676,170. DIRECTORS-D. A. HOUSTON. Pruident; L. I. GUION, Vice -President; HOWARl.J C. ARNOLD. Secruaru; H. H . ROOT, Treaaurer; R. H. WELCH, Reuistrar.  DISTRICT No. 4-Bank Located at Louisville, Ky. TERRITORY IN DISTRICT-Ohio, Indiana, Kentucky, and Tennessee. CAPITAL, $1,937,415. DIRECTORS-WALTER HOWELL. Pruident; H. A. SOMMERS, Vice-President; JAMES B. DAVIS. Secretar11,· L. B. CLORE, Tr6lUurer, and A. P . SANDLF.S; A. C. DULANEY, R egistrar.  DISTRICT No. 5--Bank Located at New Orleans, La. TERRITORY IN DISTRICT-Alabama, Mississippi, and Louisiana. CAPITAL, $1,866,720. DIRECTORs-T. F. DAVIS. President: W. C. DUFOUR. Vice-Pruident,· C. C. GASPARD, Secretar'JI; J. T. SAVAGE; R. TYLER GOODWYN, Registrar.  J. V. De GRUY, Trea•urer, and  ~-------------------  DISTRICT No. 6-Bank Located at St. Louis, Mo. TERRITORY IN DISTRICT-Illinois, Missouri and Arkansas. CAPITAL, $2,061,710. DIRECTORS-HERMAN W. DANFORTH. Pre,ident; CARL E . HOPKINS, Vice-President; 0. Treaaurer, and W. W. FRY; W. H. ALLEN, Registrar  J. LLOYD Secrelaru; L. L. BEAVERS.  - -------------------  DISTRICT No. 7-Bank Located at St. Paul, Minn. TERRITORY IN DISTRICT-Michigan. Wisconsin. Minnesota, and North Dakota. CAPITAL, $2,756,015. DIRECTORs-E. G. QUAMME, Pre,idenl; B. F. FAAST, Vice-Pruident; H. K. JENNINGS, Secrelar¥; PAUL A. PREUS, Treaaurer, and W. S. HARRI:,; F . W. McLEAN, Registrar.  DISTRICT No. 8-Bank Located at Omaha, Neb. TERRITORY IN DISTRICT-Iowa, Nebraska, South Dakota, and Wyoming. CAPITAL, $2,687,015. DIRECTORS-D. P. HOGAN. Preaident: JOSEPH M. CAREY, Vice-President,· C. M. GRUENTHER Secretaru,· E. D. MORCOM, Trea.urer, and WARREN C. BAKER; M . L . COREY, Registrar.  DISTRICT No. 9-Bank Located at Wichita, Kaa. TERRITORY IN DISTRICT-Oklahoma, Kansas, Colorado, and New Mexico. CAPITAL, $2,013,685. J. B. McMANUS, Vice Pruident,· DIRECTORS-MILAS LASATER, President; Treaeurer, and F. M. WfLSON; RALPH VOORHEES, Registrar.  A. N. ROCHESTER, Secrdaru;  CALEB DAGG  --------------------  DISTRICT No. IO-Bank Located at Houston, Tex. TERRITORY IN DISTRICT-The State of Texu. CAPITAL, $2,465,635. DIRECTORS-M. H. GOSSETT. President: J. A. THOMPSON, Vice-Pruident; JOHN Van de MARK, Secretar11; R. D. JOHNSON. Trea,urer, and D. J. WOODWARD: JAS. H. BRANARD. Registrar.  DISTRICT No. 11-Bank Located at Berkeley, Cal. TERRITORY IN DISTRICT-California, Nevada, Utah, and Arizona. CAPITAL, $1,603,040. DIRECTORS-W. D. ELLIS, Pruident,· JOHN GUILL, Jr., Vice-Pruidenl; A. M. MORTON, Secretar11; R. T. EVANS, Trea,urer, and J. T. WILSON: LYSANDER CASSIDY, Regi'$lrar.  DISTRICT No. 12-Bank Located at Spokane, Wash. TERRITORY IN DISTRICT-Wuhington, Oregon, Montana, and Idaho. CAPITAL, $2,635,922. DIRECTORS-D. G. O'SHEA, Pruident; DAVID S. WALLACE. Vice-Pruident; GEORGE C. JEWETT, Secretaru; GEORGE M. DREHER. Trea.ur.,-, and A. W. CAWTHORN; TURNER OLIVER. Regiatrar.  32