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wn mn %MWkt WWtLV, VENWEflCfr, WttMfe, Vtogessxxe, andPrepared toSERVEYOU  SoHiHiiiiiinimiiiiiimiiiiiiiiiiiiiiiiiiiiiniiu iiiiiliiiniiiiiiihiliiifiniiiiiiiniiiiiiiiiiiiiiuiiiiiiiiimiiiiininiiiniitnninnniiiiiiiu IIIIIIIIIMIlMlHIIIIIIIfflM  lllllllllllilllllllllllHIIIIIIHIIIBIIRIIIIIlltllllll ----------1--------------------lllllll^  j  ! Mercpantile Bank ■  |  44 PINE STREET  =  = ■ == 1  s  =  s  g s  B |  NEW YORK  I  AFFILIATED BANKS  |  BANCO MERCZANTIL AMERICANO de COLOMBIA Bogota, Barra nquilla, Cartagena, Medellin, Cali, nizales Honda, Armenia. Bucaramanga, Cucuta BANCO MER CANTIL AMERICANO del PERU. Lima, Arequipa , Cbiclayo, Callao, Trujillo, Piura BANCO MER CANTIL AMERICANO de CARACAS. Caracas, La Gtiayra, Maracaibo, Puerto Cabello  ==  s  I  NEW ORLE ANS OFFICE PARIS OFFICE MADRID OFFICE BARCEL ONA OFFICE 732 Grairier Street 11 bis. Boulevard Gran Via 14 Ram bla de los Haussmann Estudi os-Canuda 2  [  |  AmiERICAS  An American Bank for Foreign Trade  1  |  of the  AMERICAN MERCANTILE BAf4K OF BRAZIL, Para, Pernambuco __ „ „................. .......... NATIONAL BANK OF NICARA Managua, Bluefields, Leon, Grana da  ■  BANCO MERCANTIL AMERICAVNO de CUBA. Havana, Ciego de Avila BANCO MERCANTIL de COSTA RICA, San Jose BANCO ATLANTIDA, La Ceiba. Tegucigalpa, San Pedro Sula, Puerto Cortez, Tela  1 1  jUA,  ALBERT BRETON WILLIAM A. GASTON Vice-Pres., Guaranty Trust Chairman of the Board, Company ot New York National Shawmut Bank ot Boston WILLIAM P. CONWAY HERBERT FLEISHHACKER Vice-Pres., Guaranty Trust Pres., Anglo and LondonCompany of New York Paris National Bank of San Francisco GEORGE W. DAVISON R. S HECHT Pres., Central Union Trust Pres., Hibernia Bank and Company ot New York Trust Co., New Orleans  ARTHUR REYNOLDS Vice-President, Continental and Corrimerical National Bank of Chicago WILLARI) KING, Pres . Columbia J rust Co., New York ADOLFO STAHL, New York ALFRED M EY ER. Vice-Pres. and Gen eral Manager JASON A. NEILSON Vice-Pre sident  Paid up Capital, cind Surplus $10,000,000  1  ^ilUlllllllllllllllllllllllllllllllllllllllllllllllllllllllll  '  IIIIIIIIIIIIIIIIIIIIIIIUH  THE AMERICAN EXCHANGE NATIONAL BANK (ESTABLISHED 1838)  128 BROADWAY, NEW YORK CITY  is equipped to care for your deposit accounts banking and trust business Foreign Exchange Commercial Credits Acceptance Credits Travellers Letters of Credit Individual Trusts Corporate Trusts Certificates of Deposit Transfer Agent Safekeeping of Securities Registrar  Total Resources over   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  ...  = =  |  DIRECTORS JAMES BROWN Brown Brothers & Co. THATCHER M. BROWN Brown Brothers & Co. FREDERICK S rRAUSS J. & W. Seligma n & Co. WILLIAM P. PI-IILIPS J. & W. Seligma n & Co. CHARLES H. Si\BIN President, Gua ranty Trust Company of Ne w York  3SH  $ 175,000,000  =  = = —  B   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  New York.  INDEX TO  COUNTIES. Albany... .H It Allegany ...J 5 Bronx......... C  4  Cattaraugus I Cayuga.... G Chautauqua I Chemung... I Chenango . H Clinton.. . . A Columbia . . I Cortland .. H  3 10 1 9 13 19 19 11  Broome... .1 12  Delaware.. I 15 Dutchess... J 18  Erie............... G 3 Essex............C 18 Franklin.. .B 17 Fulton.... . F 16 Genesee.... F 5 Greene.... .1 17  Hamilton. .E 16 Herkimer .. F 16'  Jefferson.. .C 12 Kings............D 4 Lewis.......... D IS Livingston . G 6 Madison.. .G 13 Monroe... .F 6 Montgom­ ery............G 16  Nassau.......... C 5 New York.. .0 4 Niagara.........F 4  Oneida ... .F Onondaga.. G Ontario.. . . G Orange.... A Orleans.. . . F Oswego. . ..E Otsego. . . . H  13 11 8 ? B 11 15  Putnam........A 4  Queens..........D 4 Rensselaer. G 19 Richmond .D 3 Rockland.. B 3  A!  S 3:  Saratoga...F Schenec­ tady.........G Schoharie.. H Schuyler.. . H Seneca......... G Steuben....I St. Law­ rence. .. .B Suffolk.........C Sullivan.... J  18 17 16 9 9 7  14 7 15  fc.  a> H, £ as .1  K  Tioga............ I 10 Tompkins .H 10  Ulster............J 17 Warren... ,E 18 Washington F 19 Wayne......... F 8 WestchesterB 4 Wyoming.. G 5 Yates........... G  8  M  S'  & a-:  S'  SEND  YOUR  BUFFALO  BUSINESS  BANK OF BUFFALO  TO AUDITS INVESTIGATIONS CERTIFIED balance sheets  S. J. SAYERS & COMPANY PUBLIC ACCOUNTANTS  609-610 Keith Theatre BEdg.  SYRACUSE, N. Y.  COST ACCOUNTING  INDUSTRIAL ENGINEERING   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  R  A. DOWNEY, President F. A. EMERICK. Vice-Pres. F. B. TREADWELL. Asst. Cash. F„ B. SHEPHERD. Vice-Pres. and Cashier J. D. COGSWELL. JR.. Asst. Cash.  THE SECOND NATIONAL BANK OSWEGO, N. Y.  Capital, $100,000  Deposits, $2,556,000 Organized 1864. Charter No. 296  R. A. F. A. F. B. NIEL  L  DIRECTORS N. L. BATES DOWNEY JAMES P. DOYLE EMERICK M. PROUSE NEAL SHEPHERD GEO. H. CAMPBELL GRAY JAMES M. LONG  SURPLUS AND PROFITS  $165,000  We Solicit Your Collections PROMPT ATTENTION TO ALL BANKING MATTERS.  UNITED STATES, STATE, COUNTY AND CITY DEPOSITARY.  MEMBER FEDERAL RESERVE SYSTEM  -»  ANNOUNCEMENT OF MERGER take pleasure in announcing the absorption of the Bankers Register (Blue Book) (for many years published by The Credit Company of Chicago) by the Rand McNally Bankers Directory, and the com­ WEbining of these two well-known publications, beginning with the January 1919 Edition, which is the eighty-  sixth of the Rand McNally Bankers Directory. Some years ago, the Bankers Register absorbed the Bankers Directory, Homan’s and Sharp & Alleman’s Edition, so that the present Directory is a consolidation of the three best known Bankers Directories published in this country. We believe that this consolidation is for the best interests of all concerned and we feel sere that the banks throughout the country will welcome this move on the part of the publishers of the Rand McNally Bankers Directory. We assure our patrons that, as in the past, nothing will be left undone by us in our effort to give them a Directory as nearly perfect as experience, continued vigilance, time and money will make it and we wel­ come suggestions for the betterment of this service. We wish to impress our constantly increasing number of friends and patrons that the claims of this pub­ lication for your patronage are: 1.—It is honestly revised twice a year. 2.— It is complete, up-to-date and is published nearer to the date of the information it contains than is any other similar publication. 3.—It is printed in tabulated form, all similar items being placed in the same column for the purpose of comparison—more expensive for us, more satisfactory for your purpose. 4.—It is beautifully printed in clear readable type. 5.—It gives to advertisers a country-wide circulation three times that of any other publication in the same field and larger than that of any other bank or financial publication in America. We hope that the results of our efforts may meet with your continued approval and we thank you for your patronage. RAND McNALLY & COMPANY, Publishers CHICAGO (Head Office)  RAND McNALLY  BUILDING  NEW YORK  -  Town  Number under Name of Bank is the New Transit Number given to each bank in U. S. exclusively by The Band-McNally Bankers’ Directory, under tbe authority of Tbe American Bankers Ass’n. and  County.  Resources.  Liabilities.  Name of Bank.  i»Mem.Am.Bks.Assn. SState! In No. 2 Fed. Res. Dist. JWlem. State Bks. Assn. tPriv.; ♦Mem. Fed. Res. [Estab, i S *s Buffalo Br.  ^County Seats.  Adams___ Jefferson D 11 | Citizens Trust Co___ <§’89 ♦ 50-586 Pop. 1600 Farmers National Bank.<’89 50-587 Addison_____ Steuben I 8 j First National Bank.......... t'90 Pop. 2004 Afton____ Chenango 113 Church & Hill, Bankers .t’76 Pop. 752 First National Bank------ 1’76  President. H. H. Waite_____  G. W. Hannahs...  Vice-President.  Ass’t Cashier.  Cashier.  R. S. Brown_____  E. M. Welles........ .  Fred. Church_____ Geo. L. Church....  M. J. Mudge____  Wm. Phelps______ W. H. Southworth  F. E. Bard----------  W.S. Hackett____  W. A. Cronk........ —  25,000  J. E. Paxon______ A. P. Anderson.__  S J. Wiltse........ .  25,000  F. H. Williams.  Principal Correspondents.  Cash & Ex change*,Dub from Bank*  5,000  112,790  95,280  21,890  700,000  640,000  39,610 Chem. N., N. Y. 95,000 N. Park, N. Y.; Bk. of Buffalo, Buffalo.  _  N. E. Brown______ G. H. Thacher. J. W. Cox  loans & Dis;’ts. Bonds, Securitibp  $ 150,000 $ 114.080 $1,252,840 $1,224,610 $ 182,300 Meeh. & Metals N., N. Y.; Girard N., Phil.; 1st N. and N. Y. State N., Alb. 985,000 100,000 60,000 1 000.000 150,000 Han. N. and Irving N., N. Y.; N. Com’l Bk. & Tr. Co., Alb. 800,990 806,300 133,180 U. S. Mtge. & Tr. Co., N. Y.; Market St. N.. 50,000 122,930 Phil. Chase N., N. Y.; N. Com’l Bk. & Tr. Co., Alb.  H. E. Machold........ B W. Ripley, W.H. Osborn Sec. and Tr. C. J.Severance___ H. W. Hannahs___  M. G. Hill_______  Paid-up j Sc^DUa DeposCapital Profits  L. F. Hartmann, A. Tr. Tr.  Han. N., N. Y.; Marine Trust Co., Buffalo.  523.890 Meeh. & Metals N., N. Y.; N. Com’l Bk. & Tr. Co., Alb.  1,090,490 14187 390 14609970  _____  110,300 Bk. of America, N. Y.: N. Y. State N„ Alb. C. E. Byron, Tr,... H. H. Kohn, Sec. ~ _______ 1,052,620 10 098 970 11 081 270 G. C. McCullough, A. Tr. Albany ExchangeSav. Bk. M. T. Nachtmann . Alden Chester------- L. B. Wilmarth, Tr. Carl M. Cronk, ________ 297,730 3,532,360 3.665,930; 107.420 Empire Tr. Co., N. Y.; 1st N„ Alb. A. Tr. 29- 6 »5’56 Albany Savings Bank..»tJ’2O j Frederick Town- Ledyard Cogswell. Cogswell, , H. D. Rodgers, Tr. W. V. R. Erving,.. ________ 2,480,170 37 953110 38166 240 1,233,210 Bk. of the Manhattan Co., N. Y.; N. Y. State 29-3 send T. I. Van Antwerp , E. J. Toole, A. Tr. Sec. N., Alb.  ‘ALBANY TRUST COMPANY  28-13  <§1900  ♦First National Bank...<’64 29-8 I Home Savings Bank____ t§’71 29-10  W. N. S. Sanders.. F. C. Curtis.— W. P. Rudd  C.H. Bissikummer G. C. Van Tuyl, Jr. A. P. Adams, Jr., J.H. Wallace. A.Sec. J. S. Friedman H. G. Young, Sec. A. P. Adams, Jr. Philip Fitz Simons, S. C. Harcourt, A. Tr. Jr., Tr.  365,240 10 867 500 9,377,300, 2,745,090 N. City, Bk. of the Manhattan Co., and Met. Tr. Co., N. Y.: Merch. Ln. & Tr. Co.. Chi.  400,000  I  ng and Tryst busine ss. Accounts of Ba nks, Bankers and ot hers soli cited, o all Banking matter s entrusted to us. Incorporated 1900. Commen ced busi ness Ma y1, 190 0.  Ch. of Bd. (One Branch') H. A. Arnold_____ H. A. Arnold_____ C. J. Beckett-------H. N. Fuller  J. A. Becker_____ ♦Mechanics & Farmers Bank 29-2 <§1811 Thomas Austin.... i Mechanics & Farmers Sav. Bank_____ 29-5_____ <§’55 I *National Commercial Bk. & Robt. Olcott______ Tr.Co...........29-7_____ <’24 Robert Olcott____ (1 Branch)  655,540 8,922,280 8,215,730 2,596,030 Am. Ex. N. and Guaranty Tr. Co., N. Y.: Cont. & Com’l N., Chi. 969,790 Irving N. and Met. Tr. Co., N. Y.; Meeh. & Far., N. Com’l Bk. & Tr. Co., and 1st N., Alb.  600,000  Do a general Banki Prompt attention t S. L. Munson_____ A. H. Geer, Tr.___ J. E. Poole, Sec—  1,214,470 13 050 280 13165010  F.W.White, A. Tr.  250,000 1,061.540 2,060,170 2,816,370  Donald McCredie.. jClarenceW.Stevens  James McCredie.— C. W. Stevens, I. F. Jagger, A. Tr. 381,990 2,260,490 Sec. and Tr. T. I. Van Antwerp W. L. Gillespie ___ R. C. B. Adams___ 1,250,000 3,034,690 41982 680 W. W. Batchelder H. J. Kneip J.H. Herzog L. K. Fox G. B. Perry National Savings Bank.<§’68 R. C. Pruyn______ Charles Gibson.... F. B. Stevens, Tr... E. M. Haines_____ ________ 1,338,650 16 652 850 G. Y. Lansing, V.P. E. J. Hussey 29-9 Mac N. Miller, Assl. V. P. PARKER CORNING— GEORGE A. WHITE_ _ J. H. RUSSUM_ _ _ _ _ _ 500,000 770,220 23 663 270 J. H. Manning____ LEDYARD COGS- „ W. T. VAN ATTEN  j  'NEW YORK STATE NATIONAL BANK 29-1 <1803 Germano P. Bacelli_____ t’98 29-52 J. 8. Bache & Co................ t’89  WELL, JR.  (Ten Eyck Bldg.)  H’16  39 080 600 8,058.720 Meeh. & Metals N. and Guaranty Tr. Co., N.j Y.; Cont. & Com’l N., Chi.; N. Bk. Com., St. L. 16 506 950  945,310 Title Guarantee & Tr. Co., N. Y.; N. Com’l! Bk. & Tr. Co., Alb.  19 861 260 6,315,800 Chase N., N. Y.: Cont. & Com’l N., Chi.: Girard N., Phil.: N. Shawmut, Bos.  5,000  32,430}  42,210  7,410  71,730 Bk. of Naples, Italy.  (Branch \ of New Fork OR V. N. T.)  (Investment Bond s).....  J. S. Bache & Co., N. Y.  A. B. Leach & Co., Inc.. N. Y. and Chi. and! principal cities. See Adv. Page 5, 5,000  15,000  ,000  W. II. Sawin, _____________________ Dist. Sales Mgr.;  See Adv. Page 3.  & T. NATIONAL—BUFFALO  ----------- ,  FOR NEW YORK STATE AND CANADA COLLECTIONS  53  953  ,.. Albany Clearing House_____ R.C.Pruyn______ )T. I. Van Antwerp. A. P. Adams, Jr., I MacNaughton Sec. and Tr. Miller, Mgr. ' (.Members indicated by a ♦)  aa^w  551,890 Bk. of Am. and Cent. Tr.Co.. N.Y.: N. Shawmut, Bos.: Phil. N., Phil. 184.100 Cent. Union Tr. Co., N. Y.; Meeh. & Far., Alb.  LEDYARD COGSWELL—  A. B. Leach & Co., Inc. ..... (Investment Securiti es).. (66 State Street) V. Schirripa___________ t’14i (V. Schirripa)____ 29-51 NATIONAL CITY COMPANY  2,451.960  N E W YO RK BA N K S — A dam s to A lb an y  Akron_________ Erie F 4 Bank of Akron........ _<§1900 50-577 B Pop. 1677 '• Tabor & Wiltse_______ tt’87 56-576 * Albany___ Albany H 18 Albany Oity Savings Inst. Pop. 113,344 28-4 <§’50 Reserve City Albany County Savings Bank 28- 12 »§’74   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Non-Bank Towns with Nearest Banking Point (In­  dexed Acces.), Lawyers, Laws (indexed) in back of thi volume. For Interest Rates, Holidays, etc., see Laws  NEW YORK  Ju ly, 1920 ______  953  Number under Name of Bank is the New Transit Number given  Town  Number under Name of Bank is the New Transit Number given to each bank in U. S. exclusively by The Band-McNally Bankers’ Directory, under the authority of The American Bankers Ass’n. and  County.  Name  of  TT A MDCUTDtt>  Bank.  *Oonnty Seats. »Mem. Am. Bks. Assn. SState In No. 2 Fed. Kes. Dist. tMem. State Bks. Assn. tPriv. B is Buffalo Br. ♦Mem. Fed. Res. [Estab.  President.  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of this  NEW YORK—Continued  Vice-President.  Cashier.  Ass t Cashier.  Liabilities. Surplus Depos­ Paid-up and its Capital Propits  Resources, & Dia-  Loans c’ts. Bonds, Bscukjtisb  i  954  954  KTTTAAf  Principal Correspondents.  A Ex  Cash ohanom.Dui fbom Banks  J. R. McGregor.... $ 50,000 $ 151,792 $2026 940 $1855860 $ 418,350 H. E. Colburn G. L. Houghton 100,000 77,800 444,540 Orleans County Nat. Bk.<’38 3. T. Church______ |L. E. Sands............. H. D. Bartlett....... H. L. Keown......... 450,880 152,170 50-440 i  ‘Albion------- Orleans F 5 Citizens National Bank .<’95 J. 0. Curtis—........... 8. N. Tanner......... 0. Royce Sawyer.. B Pop. 6000 50-441 ! R. Titus Coan  25,000  18,000  450,000  425,000  70,000  Alexandria Bay .Jefferson First National Bank of the Ohas. U. Putnam.. A. Bickelhaupt___ Davis Comstock... Pop. 2100 0 12 Thousand Islands ...<1900 F. F. Cornwall 50-643 Alfred—....Allegany 16 University Bank............ <§’83 D. 8. Burdick—. C. C. Champlin___ E. A, Gamble B Pop. 759 50-644  50,000  68,000  725,000  683,000  85.000  25,000  10,500  160,000  130,000  40,000  Allegany...Sattaraug. I 4 First National Bank........ t’03 Clare Willard8 Pop. 1286 50-645  25,000  35,000  460,000  410,000  60,000'  25,000  13,990  399,040  403,050  59,600  Amenia—Dutchess J19 First National Bank_____ *'64 Geo. G. Stephenson J. S. Chaffee.......... H. B. Rundall____ J. B. Deming-------Pop. 1200 50-647  100,000  33,600  280,000  337,260  84,020  Amityville—Suffolk D 5iBank of Amityville—<§’91 iSolomon Ketcham. S. P. Hildreth........ C. O. Ireland_____ Ainslie M. Wardle. Pop. 2517 ♦ 50-540  25,000  71,680  550,009  650,000  79,730  25,000  31,950 1,171,790  771,710  346,860 N. Bk. Com. and Am. Ex. N., N. Y.: Bk. of Long 1st, Jamaica.  421,550 1,151,610 1,589,900  452,770 1st N., N. City, and Chem. N., N. Y.; N. Shawmut, Bos.  626,030 8,046,000 7,861,630  663,370 Bkrs. Tr. and Guaranty Tr. Cos., N. Y.  J. Ray McAuliffe., I H. M. Krampf .  Altamont.__ Albany G 17 First National Bank____ <T0 Newton Ketcham.. E. G. Orannell____ !john P. Ogsbury.. Pop. 750 50-646 H. J. G. Fox  First National Bank—< 07 O. A. Luce________ John F. Louden___ 50-541 W. G. Albertson  Percy L. Hall____  Amsterdam..Montg. G 17j Amsterdam City Nat l Bank L. E. Harrower... Willis Wendell___ IT. J. Weyl________ I A. K. Glizbe______ [ Pop. 33,524 50-137 ’89 John Sanford, Ch. o.fBd. ! Amsterdam Savings Bk.t§’86; Chas. E. French___ J. T. Sugden______J M. E. Jones, Tr,... Thomas Morphy, 50-136 Sec. Seely Conover R. A. Hallenbeck, A. Tr. Pasquale Di Mezza______ t’15 50-139  200,000  Farmers National Bank.<’39 James Voorhees... A. R. Conover____ F. 8. Van Derveer J. E. Williams_____ 50-134  200,000  323,910 2,654,290 2,477,300  63/,790 N. Park, N. Y.; N. Y. State N„ Alb.  First National Bank—<’6 50-186  150,000  178,730 2,325.410 2,227,869  495,210 Equitable Tr. Co., N. Y.; 1st N. and N. Com’l Bk. & Tr. Co., Alb.: Mnfrs. N., Troy.  C. S. Nisbet______ James T. Sugden.. GeorgeB.Wilkinson James A. McGibbon  B. H. Lichtman, Banker..t’04 (Benjamin H. Licht man)........ 50-140 i Montgomery County Tr. Co. John Barnes............ D. B. Van Aken . 50-138 <§’12 W. J. Kline  T. W. Swan. Tr.... E. M. Crowe, Sec...  200,000  12,000  175,120 2,356,820 2,560,400  C. F. Rothmeyer,  600 Far. N., Amsterdam. 439,510 N. Citv, N. Y.: Phil. N., Phil.: N. Y. State N„ Alb.  A. Tr. E. J. Turnbull____ LeRoy Miller_____ Frank T. More—  25,000  9,340  159.840  199,870  24,260 Chase N., N. Y.  F. 8. Clark_______ | J. M. Brundage  25,000  26,800  301,510  314,970  43,450 Chase N., N. Y.; Bk. of Buffalo, Buffalo.  E. J. Atwood_____ J. E. Cannon_____ R. E. Temple_____  25,000  34,400  399,810  397,230  78,940 N. Park, N. Y.; N. Corn ! Bk. & Tr. Co., Alb.  D. D. Dickson.___ J. H. Rook_________ W. F. Lilly..............  25.000  28,860  263,170  221,283  95,760 N. Park, N. Y.: Liberty, Buffalo.  T. C. Williams........ J. C. Gias, Sec.....  50,000  54,900  411,008  422,000  46,000 Chase N., N. Y.; Bk. of Buffalo, Buffalo.  W. G. Schack.____ Geo. L. Peck_____ F. E. Harper, Sec... A. F. Shultz F. J. Baumert____ R. W. Oakes_____  40,000  6,000  136,000  146,CCO  28,200 Lin. N., N. Y.; Mnfrs. & Tra. N., Buffalo.  25,000  40,000  470.000  442,000  99,000 Chase N., N. Y.; Jefferson Co. N„ Watertown.  60,000  53,940 1,264,220 1,280,150  A. J. Bundy.........  J. H. Francis_____ J. H. Smith________ D. C. Bentley. D. H. Hicks Geo. P. Tisdale___ 1H. G. McCutcheon. W. F. Lewis-.  25,000  THE MARINE TRUST COMPANY  http://fraser.stlouisfed.org/ Number under Name of Bank CM to each bank in U. S. exclusively Federal Reserve Bank of St. Louis  7,500  ia the New Transit Number given by The Band-McNally Bankers’  NEW YORK—Continued  7,800  OF  340,740  340,240  98,020 1st N., N. Y.; Bk. of Buffalo and Mnfrs. Trad. N., Buffalo. 58,300 Citiz. Com’l Tr. Co., Buffalo.  BUFFALO  .•  Ju ly , 1920  Andes------ >elaware 115(National Bank of Andes.»’19 C. E. Hulbert.__ Pod. 414 50-648 Andover____ Allegany 16 Andover State Bank.. .J§'94 A. O. Frisbey.__ B Pop. 1300 50-619 “ ---------“ Burrows National Bank<’06; J. S. Phillips______ 50-620 Angelica-—Allegany 16 Bank of Angelica______ <§’89 A. H. Hooker_____ B Pop. 1056 56-649 Angola..................ErieH 2 Bank of Angola..... .........t§’06 ! J. M. Schwert____ B Pop. 1500 50-650 " ---------“ Evans National Bank____ ’20; G. L. Stryker_____ 50-1012 Antwerp..Jefferson 013 Bank of Antwerp.......... <§’72 W. S. Augsbury... Pop. 1100 50-651 Arcade—-Wyoming H 4 Citizens Bank................. <§’82 J. D. Case_________ B Pop. 1800 ‘ 50-652 “ ---------“ .First National Bank___ <’13!W. K. Frank_____ 50-930  5,000  N E W YO RK BA N K S — Alb io n to A rc ad e  Alden—........ ...Erie G 3 Alden State Bank............. t§’16 Chas. H. Dold......... A. E. Frantz______ B. L. Bensley-------B Pop. 828 I 50-961  *  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of thisi'  I  50-930  THE MARINE TRUST 955  Number under Name of Bank is the New Transit Number given to each bank in U. S. exclusively by The Rand-McNally Bankers’ Directory, under the authority of The American Bankers Ass’n.  Town and County. I Name of Bank. •County Seats. ; •Mem. Am. Bks. Assn. SState In No. 2 Fed. Res. Dist. tMem. State Bks. Assn. tPriv. B is Buffalo Br. ♦Mem. Fed. Res. [Estab.  COMPANY  BUFFALO  OF  Non-Bank Towns with Nearest Banking Point (In­  NEW YORK—Continued  dexed Acces.), Lawyers, Laws (indexed) in back of this, volume. For Interest Kates, Holidays, etc., see Laws.  (Savings Banks do not handle collections)  Liabilities.  President.  Vice-President.  Cashier.  Argyle—Washington F 19 First National Bank____ i’06 John B. Conway— C. K. Owen—........ |Howard SnyderPop. 1631 50-653 Arkport-__ Steuben H 6 Arkport State Bank___ t§’16 John D. Taylor___ E. E. Ferry_______ M. D. Gates. Pop. 475 50-956 W.M.Hurlbut, V.-P. C. E. Hunt  Ass’t Cashier.  Paid-up Capital  $  Lester J. Taylor..  Surplus  AND  Resources.  Depos­ its  Profits  30,000 $  Dig-  Loams k c’tb. Bokdb, 8kjukiti«b  41,760 $ 403,370 $ 463,250 $  27,820  150,820  121,320  50,550  17,850  393,650  511,920  32,580  38,620  694,430  690,760  44,430  23,860  526,330  526,380  43,390  25,000  6,090  Athens------- Greene 1181 Athens National Bank—<’16 Elmore Mackey___ 0. Gates Porter ... ; S. Applebaum_____ Pop. 2800 50-959  25,000  Attica------- Wyoming G 5 Bank of Attica............... »t§’56 C. B. Benedict____ C. J. Danley______ R. E. Slack________ J. B. Ulmer___ B Pop. 2000 50-572 F. J. Schreiber ’* _______ “ i Citizens Bank________ •t§’ll TSlon P. Spink_____ H. T. Bramer______ B. T. Sands............ —  40,000  30,000  Principal Correspondents.  Ei-  Cabh k cuangm,Due non Banks  Astoria............ Queens D 4 (See New York City, Borou gh of Queens)  •Auburn------ Cayuga C 10 Auburn Savings Bank.<§’49 David M. Dunning. N. B. Eldred_____ W. S. Downer, Pop. 36,192 50-117 G. Underwood Sec. and Tr. |  AUBURN TRUST CO. — •«’O6 Ralph R. Keeler.. 50-121  C. P. BURR  CAYUGA COUNTY NAT. BK.  50-116  »t’33  G. W. Benham___ |G. W. Benham, Tr. J J. A. Jones, Sec. .. D. E. French G. W. Bowen WM. K. PAYNE--. _______________ G. E. SNYDER........ C. ,. .................  A. NEUMEISTER  Collections for Auburn and Vlcl nlty given special atten Tentlon. Reasonable rates. Prompt Service o n all Banking ma tters entrusted to us. The Stron gest bank in Cay uga County.  150,000  264,860 4,740,550 4,557,870  651,190 Met. Tr Co. and Irving N., N. Y.: Liberty, Buffalo: 1st N., Phil.  200,000  326,210 2,320,140 2,222,200  624,150 1st N., N. Y„ 4th St. N„ Phil.  302,330 5,350,600 5,216,890  243,800  122,130 2,188,090 2,563,080  399,460  , Cayuga County Sav. Bk.»t§’65 Chas. W. Brister „ Chas. A. McCarthy W. H. Meaker, Tr. G.V.Loughborough, 50-119 C. F. Baldwin , A. L. Hemingway, A. Tr. Sec. NATIONAL BK. OF AUBURN  50-115  »’1817  "F. E. SWIFT------- FREDERICULLEN- W. C. DENMAN_ _ _  GEO. W. SCOTT_ _ _  HENRY T.KEELER________  304 Auburn Sav. Bank Bldg.  100,000  N. Park, N. Y.; Bk. of Buffalo, Buffalo.  100,000  Imp. & Tra. N., N. Y.; Phil. N., Phil.; N. Com’l Bk. & Tr. Co., Alb.  Investment Securit N. L. Zabriskie___ E. W. Mosher____ Edmund Doughty.. Marcus Webb. S. G. Lyon E. W. Featherston. S. G. Prime______ V. K. Moore______ H. R. Torrance___  50,000  83,050  136,230  286,270  26,880  50,000  50,000  625,000  625,009  100,000  W. H. Lee________  25,000  58,650  560,790  566,140  80,300  50,000  71,870 1,203,690 1,164,160  H. W. Smith______ F. L. Arnold—........ C. B. Arnold.  J. B. Sturdevant... M. E. Sturdevant— J. B. Sturdevant... K. B. Sturdevant.  Aaron Barber_____ W. G. Markham... W. J. Weed............ J.F.Kellogg.  Chase N., N. Y.; Mnfrs. & Tra. N., Buffalo; N. Bk. Com., Rochester. 161,660 Seab. N„ N. Y.  W. F. Norton____ O. H. Rogers_____ W. W. Wood....  50,000  50,930  462,920  469,060  90,250 Han. N. and Chase N., N. Y.  J. Clinton Robbins. A. D. Haff............ - E. J. Heartt______ C. H. Bedell. James Barber R. W. Kirby............ D. H. Copley_____ S. B. Hollenbeck  50,000  18,140  308,280  319,860  53,240 Chase N. and Irving N., N. Y.  50,000  68,240  618,800  680,100  W. J. Steele............ Oscar Jacobs____ C. W. Korell....  50,000  12,750  393,500  419,500  55,680  O. M. Bigelow____ J. E. Connell.......... E. H. Marvin_____ ! J. L. Foster______ |  60,000  62,520  905,200  895,490  128,610  100,000  34,300  616,000  6,000  102,000  Windsor Morris ... F. D. Robinson___ R. S. Mercer_____ R. B. Orvis ....  MANUFACTURERS & TRADERS NATIONAL BANK—BUFFALO   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Buffalo; Market St. N., Phil.  •<5  104,960  LARGEST NATIONAL BANK IN WESTERN NEW YORK  955  Pop. 493 50-654 Au Sable Forks.Essex B19 Bank of Au Sable Forks Pop. 2500 50-655 <$’10 Avoca______ Steuben H7 Bank of Avoca............. <§’01 Pop. 1100 50-625 J. B. Sturdevant, Banker 50-626 <’06 Avon..—Livingston G 6 State Bank of Avon........ ti’92 B Pop. 3862 50-656 Babylon_____ Suffolk D6 Babylon National Bank.<’13 Pop. 3100 ■ 50-657 Bank of Babylon______ <§’13 50-929 Bainbridge—Chen’go 113 First National Bank___ <’81 Pop. 1200 50-658 Baldwin.......... Nassau C 5 BALDWIN NAT’L BANK <19 Pop. 4000 50-1006 Baldwinsville —Onondaga Baldwinsville State Bk.<|’75 Pop. 3300 F 10 50-517 First National Bank—..<’64 50-516  200,000  Prompt and car eful attention giv en all items entr usted to us. <A thoroughly o rganlzed collectio n department. W e want your Aub urn bus iness.  Edwin R. Fay & Sons..•tt’92 (Edwin R., Fred H j., and Chas. R. Fay) 50-120 Wm. H. Seward &Co.. <t’6O (Bankers)________ j__________________ 50-118  Aurora_____ Cayuga G10 I First National Bank___ J'64  _______ IlstN. and Bkrs. Tr. Co., N. Y.  570,000 7,018,000  N E W YO RK BA N K S — Arg yle to B al dw in sv ille  50-573  State N., Alb. . Park and Irving N., N. Y.; Buffalo. . City, N. Y.: Marine Tr. Co. Tra. N., Buffalo.  2,—s  is the New Transit Number  £lve°  Number under Name of Bank is the New Transit Number given  956 Town  to each bank in U. 8 exclusively by The Rand-McNally Backers’ Directory, under the authority of The American Bankers Ass’n. and  County.  ‘Ballston Spa...Saratoga BALLSTON SPA NAT. BK.«t’S8 Pop. 5000 G18 50-467  •»  r>------__________ ,  President.  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of this.  NEW YORK—Continued (Savings Banks do not handle collections) _ —  Name of Bank.  *County Seats. •Mem. Am. Bks. Assn. SState In No. 2 Fed. Res. Dist. tMem. State Bks. Assn. tPriv. ♦Mem. Fed. Res. [Estab. B is Buffalo Br.  ••  KTTTYXZ UA^<DCUTT3T?  Vice President.  Ass’t Cashier.  Cashier.  Liabilities.  Resources.  Paid-up Surplus Depos­ AND Capital Pbopitb its  Loam A Duc’t«. Bomm, 8bouutim  Principal Correspondents.  Cam Jk Sxcmaioh.Dui riOM Baku  S 100,000 $ 209,600 SI 506 620 SI 935 550 S 107,770 Han. N.. N. Y.; N. V. State N. and 1st N.. Alb. T. S. HAIGHT......... E. F. CLUTE_____ n given Bill of La ding draffs. Cash and Time Items. ) Please send 15c with each sight dr aft for presentatio n and 25c for Cred it Repor ts. 'Send us your B allston Spa Items  First National Bank____ t’65 D. W. Mabee_____ Fred H. Beach___ S. 0. Medbery____ 50-468  100,000  27,370  472.060  447,010  Barker______ Niagara F 3 Somerset National Bank.t’12 John O’Malley____ Wallace Coates ___ Jay L. Dickinson. 50-912 B Pop. 441  25,000  32,510  308,810  374,580  38,300 Chase N., N.Y.; Marine N., Buffalo: Niagara Co. N., Lockport.  150,000  219,230 2,961,000 2,834,000  441,370 Am. Ex. N. and Irving N„ N. Y.: N. Com’l Bk. & Tr. Co.. Alb.: Liberty,Buffalo.  100,000  114,220 1,247,480 1,325,550  136,150 Meeh. & Metals N., N. Y.: Mnfrs. & Tra. N., Buffalo; Cent., Rochester.  100,000  188,910 1,683,350 1,742,290  322,460 N. Park and Irving N., N. Y.; Marine Tr. Co., Buffalo: N. Y. State N.. Alb.  50.006  50,450 1,214,370 1,217,520  Farmers & Meeh. Bank.»$’8O Frank Campbell... W. R. Campbell___ F. R. Webster____ H. S. Holcomb____ O. J. Heinaman 50-488  50,000  131,830 1,755,230 1,565,510  O. S. Brewster____ H. E. Thurher.. . Bay Shore.__ Suffolk D 6 First National Bank____ •’ll W. H. Robbins___ 50-903 Pop. 3000 .. South Side Bank............»tS’88 P. S. Wicks.......... . W. A. Hulse______ L. K. Redington__ F. B. Welcher........ 50-660  50,000  41,140  557,320  571,790  94,130 Chase N.. N. Y.  25,000  86,130  649,220  660,040  83,290 Chase N., N. Y.  Beacon.__ Dutchess J 19 FISHKILL NATIONAL BANK B. L. Smith______ Benj. Hammond... Thomas Aldridge.. 50-485 »t’63 Pop. 10,996  100,000  127,000  640,000  710,000  196,000 Chase N„ N. Y.; 1st N., Alb.  R. S. Tompkins.__ Geo. M. Callahan—  100.000  30,000  500,000  378,000  100,000 N. Park and Irving N., N. Y.: N. Com’l Bk. & Tr. Co.. Alb.  Matteawan Savings Bank S. K. Phillips_____ F. H. Brett.............. Henry S. Corney, P. H. Vosburgh, Sec. Tr. B. F. Greene 50-373 S'71  73,210 1,156,510 1,153,100  63,080 Colonial Tr. Co., N. Y.; Matteawan N., Beacon.  B. L. Smith, Tr.... C. H. Bond, Sec,...  403,310 2,770,930 2,958,100  170,970 Bkrs. Tr. Co., N. Y.; Far. & Mnfrs. N., Pough­ keepsie.  ‘Batavia____ Genesee G 5 Bank of Batavia............ »tS’76 H. T. Miller........ . Arthur G. Hough.. H. T. Booth______ G. W. Wynn.......... E. R. Tomlinson B Pop. 13,540 50-308 .. „ W. G. Pollard_____ G. E. Perrin_____ G. E. Perrin______ J. H. Kane______ E. A. Friedley ♦ 50-306  “  ______  “  First National Bank___ »t’64 Samuel Parker____ George Bowen____ George F. Bigelow. George W. Peck... 50-307  ‘Bath.............. Steuben H 8 Bath National Bank.—»t’12 R. C. Turnbull........ H.D. Jones______ 60-922 Pop. 5000 ••  _______  “  143.090 1st N., N. Y.; N. Com’l Bk. & Tr. Co., Aib.  147,310 N. City, N. Y. 320,490 N. Park. N. Y.; N. Com’l Bk. & Tr. Co., Alb.; Phil. N., Phil.  Bay Side........ Queens D4 (See New York City, Boroug h of Queens)  50-374  ..  „  ..  «t’93  Mechanics Savings Bank tS’66 Benj. Hammond... Ferd. Loughran 50-486  30,006  50,000  410,000  386,000  96,000 Seab. N., N. Y.; Mnfrs. ft Tra. N., Buffalo.  25,000  6,180  130,220  156,970  24,970 N. Park, N. Y.; N. Com’l Bk.; & Tr. Co., Alb.  Bellmore___ Nassau C 5 First National Bank ___ »i’17 John J. Bedell.__ M. H. Skou.............. C. M. Vanderoef .. 50-982 Pop. 1800 P. F. Avogadro  25,000  9,240  228,610  206,770  84,210 Irving N., N. Y.; Bk. of Long Island, Jamaica, N. Y.  ‘Belmont.... Allegany 15 Stale Bank of Belmont »tl’88 Elmore A. Willets. Wm. K. Paul........... H. R. Sortore_____ 50-661 B Pop. 1031  50,000  59,100  414,320  426,740  96,680 Seab. N., N.Y.; Marine Tr. Co., Buffalo; Union N.,Pitt.  Belfast_____ Allegany I 5 Bank of Belfast............... tS'82 N. 0. Saunders___ A. E. Perry______ W. B. Manley____ 50-631 B Pop. 1000 .. „ First National Bank____ t’10 W. W. Dort............ Chas. English____ 50-632  Bergen_____ Genesee F 5 W. S. & C. E. Housel, Bankers W. S. Honsel_____ 50-662 tt'96 B Pop. 637 Pop. 1677  50-663  ,Wm. C. Feathers..  C. E. Housel— E. B. Wells  A. S. Frary  AUL MXRXUF. TRUST  _ r-r-, 7 under Arame of Bank ta the New Transit Number given 957 in7. 7 bank ^Juslrely by The Kand-McNally Bankers” http://fraser.stlouisfed.org/ Directory, tinder the authority of The American Bankers Ass’n. Federal Reserve Bank of St. Louis To wn a no Ootjntv I  R. P. Ross_______  Chase N., N. Y.; Bk. of Buffalo, Buffalo; Alliance, Rochester.  __ ......................  25,000  31,090  COMPANY  NEW YORK—Continued (Savings Banka do not handle collections)  641,360  677,380  Of  20,080 Mnfrs. N., Troy.  BUFFALO Non-Bank Towns with Nearest Banking Point (In­ of this, *—' Laws. C.  dexed Acces.), Lawyers, Laws (indexed) In back volume. For Interest Rates, Holidays, etc., see  i  '  run  ................  5^63  A. S. Frary  ..................  COMPANY  ALL wmt TRUST Ih'arnher under Name of Bank ia the New Transit Number given to each bank in V. S. exclusively by Tbe Kaud-McNally Bankers’ Directory, under tbe authority of Tbe American Bankers Ass’n.  Name of Bank.  (Savings Banks do not handle collections) 1 Liabilities. Ass’t Cashier. I Paid-up Surplus j Depos­ and  I  ( Vice-President.  President.  Cashier.  Capital Profits  ‘Binghamton___ Broome Binghamton Savings Bk.iS'67 C. W. Gennet_____ J. G. Orton______ Pop. 66,800  1 12  A. C. Deyo, Tr.____ 50-101 C. M. Stone Chenango Valley Sav. Bk. S’95 W. F. Sherwood... W. W. Sisson_____ W. R. Ely, 1 Sec. and Tr. 50-09 L. M. Wilson  ♦CITIZENS BANK_____ •« 14 Geo. A.  50-105  CITY NATIONAL BANK«t’52  50-98  6.PHELPS  50-100  ♦ 50-103  $ 942,700 $9183 850 $9 289680 $ 380,0C0 Bk. of America, Guaranty Tr. Co., and Equit­ able Tr. Co., N. Y. 257,630 Bk. of the Manhattan Co., N. Y.; 1st N.. 106,700 2,372,990 2,222,010 Binghamton.  Sec.  Walter A. Lester.. Geo. A. Thompson  $ 100,000  78,010 2,273,820 2,238,650  C. M. Stone.............. W. H. Morse_____  200,000  369,120 3,291,890 3.172,680  400,000  304,120 5,039,870 5,016.910 1,278,700 Am. Ex. N„ N. Y.; Corn Ex. N., Phil.  500,000  123,940 5,036,790 4,789,090  Unequaled facilities for making collections.  680,170 Chem. N. and Am. Ex. N., N. Y.; N. Com’l Bk. & Tr. Co., Alb.  Prompt attention to all Banking matters  entrusted to us.  F. B. Newell______ W. S. Kilmer_____ M. H. Sawtelle. 2Y.iT. J. Keenan, Sec.. Alonzo Roberson L. R. Davis, A. Tr. M. H. Georgia, C. F. Heminway, | A. Sec  A.  Nicola Gallo-------------------+'15 50-106 Andrew J. Horvatt, Banker (Andrew J. Hor­ vatt) 50-107 •t’20 *B. H. Nelson & Son ...tt’90 50-102 Binghamton Clearing House.  946,320 N. City and Irving N., N. Y.: Franklin N., Phil.j  Tr.  C. D. Towner.  10,000  13,290  222,230  194,550  2,880 Guaranty Tr. Co., N. Y.; Citiz., Binghamton. Meeh. & Metals N., N. Y.  Hartwell Morse, Mar.  H. R. Stratemeier. John F. Jewart___ W. E. Taylor_____  30,000  10,500  66,430  13,310  G. F. Metcalf_____ J. L. Beaumont___ C. M. McGurren__  25,000  8,720  360,090  342,190  W. J. Hogan  Geo. H. Bradley... Frank Dougherty..  30,000  85,000  850,000  800,000  B. C. Tharratt____ Jame$ P. Pitcher.. James P. Pitcher.. C. N. Jenks_______  75,000  26,480 1,190,860 1,098,240  E. N. Hayes______ J. P. Babcock. ... J. H. Hayes______ |G. S. Traffam.-  25,000  69,850 1,234,340 1,100,450  G. C. Lantry.......... J. M. McCarthy— T. H. De Laire Frank Wells______ H. H. Wells............. J. D. Mead A. F. Lobdell......... S. P. Field_______ David P. Vail E. J. Hildreth____ G.GlarenceTopping  J. B. McNulty E. D. Stannard -__  A. G. Strang, Sec- and Tr. A. Sec. and A. Tr. E. J. Thomson ___ Merton Tyndall___  25,000  11,410  191,380  201,080  100,000  67,420  762,110  752,120  117,680 1,762,080 1,712,800  G. H. Remolds,  25,000  14,300  241,930  298,720  93,760 Han. N., N. Y. 56,010 Irving N., N. Y.; Gainesville N., Gainesville.  200,000 Seab. N..N. Y. 269,990 N. Park and Irving N.. N. Y.; N. Y. State N. and N. Com’l Bk. & Tr. Co., Alb. 236,410 Chase N., N. Y.: N. Com’l Bk. & Tr. Co., Alb. 50,900 N. Bk. of Ogdensburg, Ogdensburg.  162,730 Chase N..N.Y, 145,060 N. Y. Life Ins. & Tr. and Columbia Tr. Cos., N.Y. 35,940 N. Park, N.Y.; Bk.of Long Isl., Jamaica, N. Y.  A. W. Hapeman ...----------------  40,000  14,200  232,000  182,580  Luther Gordon ___ Thos. C. Gordon__ G. E. Benedict____ R. C. Shull.  50,000  71,880  984,170  917,830  Dean G. Crippen... M. A. Shafer------- Henry E. Hiler .__ ____________  50,000  34,710  900,140  954,630  101,000 N. City, N. Y.: N. Com’l Bk. & Tr. Co., Alb.; Fulton Co. N., Gloversvilie. 166,340 Chase N.. N.Y.: Mnfrs. & Tra. N„ Buffalo; N. Com’l Bk. & Tr. Co., Alb. 80,390 Guaranty Tr. Co., N.Y.  J. R. Droney_____ L. D. Sullivan____ L. D. Sullivan____ IW. N. Clark______ H. R. Sullivan B. E. Smythe_____ Jackson Chambers Geo. C. Richards.. Geo. J. Schelz, Jr.. M, E. Genung h of Brooklyn) Irving Peck..____ C. E. Brush_______ A. C. Barnhart___ i E. V. Gillespie_____  45,000  69,780  558,410  532,320  140,870 Seab. N., N. Y.; Marine Tr. Co., Buffalo.  Henry C. Finch-  .T. P. Rosa  100,000  25,000  & T. NATIONAL—BUFFALO  73,630 1,749,940 2,127,730  291,530 Chase N„ N. Y.; N. Com’l Bk. & Tr. Co., Alb.; 1st N„ Phil.  364,230  61,160 Irving N. and N. City, N. Y.; N. Shawmut. Bos.  30.000  347,030  FOR NEW YORK STATE AND CANADA COLLECTIONS ■mi  957  (Members indicated by a *)  Blasdell----------- Erie G 3 B Pop. 849 50-1018 Bliss--------- Wyoming H 5 Bliss National Bank........ ..'03 B Pop, 400 50-664 Bolivar------ Allegany I 5 State Bank of Bolivar. «tS’82 B Pop. 1318 50-665 Boonville___ Oneida E 14 First National Bank___ »i’76 Pop. 2000 50-574 National Exchange Bank»t’O6 50-575 Brasher Falls.. ..St. Law- Brasher Falls National Bank rence.-Pop. 570 ...B 14 50-971 *fl7 »i’74 Brewster___ PutnamA 5 First National Bank Pop. 1296 50-596 Putnam County Sav.Bk.»tS’71 50-595 Bridgehampton ..Suffolk Bridgehampton Nat. Bank Pop. 1800 C 9 50-666 »'10 Broadalbin—.Fulton F17 Broadalbin Bank_____ J§’19 Pop. 1200 50-1001 Brockport ...Monroe F 6 First National Bank___ «t’64 B Pop. 3750 50-496 State Bank of Commerce 50-497 •t§’09 Brocton.. Chautauqua H 1 State Bank of Brocton.«}S’92 B Pop. 1300 50-667 Bronxville —Westchester Gramatan National Bk..»t’06 Pop. 3055 C4 50-668 Brooklyn.......... Kings D 4 (See New York Citv.Boroua Brusnton ..Franklin A 16 First National Bank___ ’10 Pop. 750 50-671   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  252,580 N. City and Equitable Tr. Co., N. Y.  -S.J. HIRSCHMANN. A. J. PARSONS—R. M. GAFFNEY — T. B. CRARY J. D. BRUNNER, JR.  »t'63  EOPLES TRUST CO.  Principal Correspondents.  LOANS & Dl8- i Cash A ExBonds, changbs,Dub ' HkCORITIBfl from Banks c’ts.  N E W YO RK BA NKS — B in gham to n to B ru sh to n  Vi. 'FIRST NATIONAL BANK  its  Resources.  il  J920  /  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of thi volume. For Interest Rates, Holidays, etc., see Laws  NEW YORK—Continued  a  Town and County.  •County Seats. •Mem. Am. Bks. Assn. SState In No. 2 Fed. Res. Dist, tMem. State Bks. Assn.tPriv. ♦Mem. Fed. Res. [Estab. B isJBuffalo Br.  BUFFALO W  957  OF  of Itonk is the New Transit Number gi  NTTTXAZ  Number under Name of Bank is the New Transit Number given to each bank in U. S. exclusively by The Band-McNally Bankers* Directory, under the authority of The American Bankers Ass’n.  958  Name  of  UAA<OC?uto TP  r>____ j.;_______  T5TTT7'C' A T fV____ T?aaartra /’''it-ir DUrrAijU rkCScl VC L>lly (Branch Federal Reserve City No. 2) (Savings Banks do not handle collections)  Liabilities.  Bank.  •Mem. Am. Bks. Assn. {State tMem. State Bks. Assn. tPriv. ♦Mem. Fed. Res. [Estab.  President.  Vice-President.  Cashier.  Paid-up Capital  Ass’t Cashier.  E.C. McDOUGAL— R. K. ROOT-........ S. M. JOHNSON— L. C. OLDEN-----------RALPH CROY T. B. F. OLSEN, C. D. APPLEBY Mgr. Bond Dept. A. J. DUERR $ 2,500,000 ARTHUR J. HALL  Unusual care given to collections. Special facilities for Buffalo business. Largest commercial State Bank in New York State outside of New York City.  ♦ 10-8  AND  ual  Profits Deposits $  American Savings Bank._»|’O7 J. M. Satterfield... C. J. Fix________ jW. P.Luedeke, Sec. 10-67 H. A. Meldrum, Jas. Hanrahan Ch. of Bd.  ‘BANK OF BUFFALO  Surplus Individ­  op  Banks  ADVERT  140,000  4,058,910  Pop. 505,875 ~  Principal Correspondents.  Miscel­  Cash  laneous Resources counts TLES, ETC. Resources  $  24,310 $ 3,263,670  21,261.170 18,913,770 $ 1,413.260  2,513,070 28,377,500  SEE  Loans a Bonds, Dis­ Secubi$  128,610 $ 3,471,520  (Erie County, G 12) County Seat.  Resources.  II  ON OPPO SITE PAG E.  265,370 Bkrs. Tr. Co.. N. Y.  Chem. N., Chase N., Irving N., and Lin. N., N. Y.; Merch. Ln. & Tr. Co., Chi.i Phil. N.and 5,156,980 Cent. N.,Phll.; N. Com’l Bk. & Tr. Co., Alb.: Nat’l Prov. and Union Bk. ol Eng., Ltd., Lon­ don, England.  2 Branches: Market Branch and City Trust Co. Branch  BROADWAY NATIONAL BANK M. M. Nowak_____  10-66  <19  H. A. Thrun______ J. A. Stachowiak..  300,000  39,070  Buffalo Savings Bank—•t§’46 E. C. Townsend.__ C. L. Gurney-------- F.X.Wanenmacher, Tr. S. P. White 10-51 O. J. Rodenbach, A. Tr. ♦Buffalo Trust Co.______ <§’81 Myron S. Hall____ L. F. Messer______ F. R. Collins, Sec... O.C. Miller, A.Sec. Frank R. Collins ♦ 10-11 Richard Drechsler E. D. Leiser,A.Sec.  Geo. D. Sears, Sec.  T. R. Wolfe, Tr.... G.P.Doherty,A Sec. W.T.Haynes, A Sec.  5,019,890 49,294,750 Do not handle co Uections  500,000  500,000 14,650,000  150,000  241,720 N. City, N. Bk. Com., Irving N., and Z Guaranty Tr. Co., N. Y. fij  906,390  372,280  50,000 50,533,000  1,239,690  2,491,950 Guaranty Tr. Co., N. Y.  1,000,000  2,000,000 Chase N. and Guaranty Tr. Co., N. zj Y.: Corn Ex. N., Phil.; Guardian Sav. and Tr. Co., Clev. < ^3  2,908,070  A. J. Walkowiak  8,800,000  5,800,000  15,176.990  7,234,680  >  CO  CITIZENS COM­ MERCIAL TR. CO. ♦  10-15  (N.P. CLEMENT— W. H. ANDREWS...... R. H. GRIFFIN j W. H. CROSBY, Ch. of Bd. JESSE C. DANN W. H. HURLEY 1 L. B. SEITZ  W. F. CHASE, Tr.... O.A.WEPPNER,A.Sec. 1,250.000 1,836.580 20.396,760 H. G. HOFFMAN, Sec. M.E.FREEMAN,ASec. A. J. KUHN, A.Sec. 8. M. NORCROSS, A. Sec. C. W. COVELL,A.Sec. G. B. CLEVERSLEY, E.C. MARSHALL,A. Sec.  A. Sec. <{’90 ( 5 Branches; Willi am Street Branch, B lack Rock Branch, West Side Branch,G enesee and  Community National Bank .’20 Edward A. Duerr.. 10-68 Brie County Savings Bank<{’54 R. S. Donaldson__ 10-58  W. G. Bishop_____ R. W. Campbell... Otto P. Bremer___ G. A. Kayser G. B. Rich________ R. D. Young, S. B. Lee, G. R. Howard Sec. and Tr. A. Sec. and A. Tr.  200.000  Buffal o  5,132.840 N. City and Guaranty Tr. Co., N. Y.; N. Bk. Rep., Standard Tr. & Sav., and Cont. & Com’l N., Zj ChL; Corn Ex. N., Phil.; N. Shawmut, Bos. CD  Busi ness.  h Park Br anch. 50,000 7,007,910 61,787,890  35,410,290 28,317,380  781,460  Guaranty Tr. Co., Buffalo. 4,286,670 Irving N., N. Y.  N. Y.;  Peo., W X4 w  ♦Federal Reserve Bank of New (Branch of New Yo rk City, N. Y.).„. (For complete infor motion see Page 30) York Dist. •2..10-26 ♦FIDELITY TRUST C0.-<»’93 Clifford Hubbell... H. T. Ramsdell___ L. P. Williams, Tr. M. H. Denison, Sec. Franklin D. Locke, T. B. Lockwood F. J. Federlein, Walter L. Curtiss, ♦ 10-21  1,000,000  Lafayette National Bank.<’19 G. M. Zimmerman. W. L. Koester........ W. L. Koester........ Harry G. Struif... Frank M. Beck Wm. K. Lyon F. D. Corey, 10-67 Ch of Bd. Joseph Coplon  750,000  Ch. of Bd. L. G. Harriman  JOHN_A. KLOEPFER- H. JC..Z^LLER . LAI. OLIVER CABANA,JR., Ch. of Bd. . KLEINDINST C. C. THEOBALD ♦ 10-12 <{‘82 G. J. KLOEPFER (For balance of Buffalo CORRESPONDENCE  ‘LIBERTY BANK  Banks see following page)   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  1,151,230 17,359,090  2,094,740 N. Bk. Com. and Guaranty Tr. Co. N. Y.; Columbia N., Pitt.  8,337,370  8,980,720  4,040,480  1,243,980  17,610  17.678,130 12.094,220  1.468.340  A. Tr. A. Sec. S.G.Easterbrook, G. B. Macphail, A. Sec. A. Sec.  JOHN M. KINNEY— L. E.CHANDLER.— E. D. REED.A. Cash. F. C. SUESS F. A. HERON_ _ _ _ _ A. L. SCHNITTER A. Cash. JOHN J. COPSEY, JR. F.M. SCHARDT INVITED. JAMES H. IVES  THE MARINE TRUST  1,500,000  316,220  5,232,960  1,131,140 26.355.320  997,110 Seab. N., Chatham & Phenix N., and Guaranty Tr. Co., N. Y.; Corn Ex. N„ Phil.  5,018,810 Seab. N., N. Y.; Cont. & Com’l 5* N., ChL; Market Street N.,Phil.; N. Shawmut, Bos. _  O  COMPANY  OF  BUFFALO   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  MANUFACTURERS AND TRADERS NATIONAL BANK OF BUFFALO, NY  SiS.S  its  a:  ©:  THE LARGEST NATIONAL BANK ON THE INDUSTRIAL BEE LINE BETWEEN NEW YORK AND CLEVELAND MAINTAINING A FULLY, EQUIPPED EXPORT DEPARTMENT  Name of Bank. •Mem. Am. Bks. Assn. SState tMem. State Bks. Assn. tPriv. i ♦Mem. Fed. Res. [Estab.  *MANUFACTURERS  & TRADERS NATIONAL BANK 10-4  President.  Vice-President.  BUFFALO—Reserve City— Continued  (Branch Federal Reserve District No. 2)  Oashikr.  Ass’t Oashikr.  Pazn-nt  OAPTTAL  HARRY T. RAMSDELL— A. B. WATSON-------- WALTER ASPINWALL ...KENNETH MacDONALD FRANKLIN D. LOCKE, SAMUEL ELLIS e W KUHN A C H. W. ROOT Ch. of id. J. M. CARTER pm ram^cTi a r G- A. BENSLEY GEORGE R. RODGERS c-RAMSDELL, A.C. q A- 0RUMmER  (Savings Banks do not handle collections)  Liabilities. HOSPLUB AND  INDIVID­ UAL  Profits Dbfosits  Deposits of Banks  COUNTS  ianeohs  TIES, ETC. I Resources  Principal Correspondents. Cash i Resources)  •t’56  HOWARD BISSELL A. D. BISSELL, Ch.ofBd. Keep this in mind: -trso Buffalo Collections.  ‘PEOPLES BANK  400,000  South Side Bank________»i§’19 Edward A. Duerr. Herman J. Manzel.|Howard Sullivan. 10-65 John Winegar  100,000  Adam.Meldrum & Anderson Co. 10-50 +15 Blair & Co.. Inc._____ ____ ___ (Investment Securit ies) .. (Marine Bk. Bldg.) Viola Boross_____________ +’20 (60 Niagara St.) 10-69 GEBBIE & COMPANY--------- 13 (Investment Banker (546 Marine Nat. Bk. Bldg.) A. B. LEACH & COMPANY, Inc. (Investment Securi (407 Peoples Bk. Bldg.) Iit'09  ount in Buffalo and the side of New Yor k City  1,260,250  1,645,010 11,236,240  Shawmut, Bos.  137,550  918,760  R. C. Common, Dist. Sales Mgr,  Harry Evers___ (Investment Secur ities)  Wm. H. Reber, Tr.  (Investment Bonds')  N. Milton Boone, Mgr.  269,410  239,810 Guaranty Tr. Co., N. Y.; Bk. of Buffalo, Buffalo, 932,160 1st N., N. Y.  ---------- N. Bk. Com., N. Y. ---------- Blair & Co., Inc., N. Y., Chi., Phil., I Bos., Det., and San F.  5,000  ------------- Gebbie & Co., Elmira.  5,000  16,870  114,950  560  114,190  20,000  74,780  569,550  101,090  524,380  ------------- A. B. Leach & Co., Inc., N. Y. and Chi. and principal cities. (See Adv. Page 6.) 18,820 51,090  N. City Co., N. Y., and correspond­ ent offices. (See Adv. Page 3.)  — Redmond & Co., N. Y. and Pitt.  D. W. Emerling... JOHN T. STEELE_____ «JT93 J. T. Steele_______ Dealer In High Gr ade Bonds. Specla list in Local Secu rltles. (912 Fidelity Bldg.)  .. H. T. Carey & Co., N. Y.  959  Buffalo Clearing House........ . (Members indicated by a *>  401,020  .......... -i 12,931,710  (Branch o f Elmira, N, Y.)  (Investment Bonds  3,670,080 Seab. N., N. Y.; Cera Ex. N., ............ Chi.} Franklin N., Phil.} N.  2,773,490  50,000  Michael A. Lunghino____ +1900 (174 Terrace) 10-63 S. Lunghino & Sons______ +’88 (Sebastian, Antho ny S., and Donatu s L. Lunghino). (121 Dante Place) 10-64 NATIONAL CITY COMPANY (Ellicott Square Bldg.) V16 Enrico Ortolani---------------- +’15 10-60 EVERS, REBER & CO. Inc.(314 Ellicott Square) T’95 Alfonso Pepe & Sons_____ t’15 10-61 Redmond & Co.________ T19 (Marine Tr. Co. Bldg.)  36,760  1,331,300 12,801.990  10,000  Guaranty Tr. Co., Am. Ex. N., Bkrs. Tr. Co., and Chase N., N. Y.; Corn Ex. N. and Cont. ——— & Com’l N., Chi.; 1st N., Bos.; Girard N., Phil.  1,723,030 14,672,050  100,000  C. R. HUNTLEY. 6. FEIL---------------- A. J. ALLARD, _____ ______ ——C. ________ E. H. HUTCHINSON 6. H. BANGERT 1,000,000 908,530 14423400 E. J. NEWELL GEORGE ULRICH We endeavor to give Perfect Service on C. H. FITCH Try Us. Our Quick Returns, Intelligent Attention and Low Rates will please yo  Western Savings Bank....»J'51 Albert J. Wheeler. H. H. Baker______ F. W. H. Becker, F. C. Sprickman, 10-52 Sec. and Tr. A. Sec. and A. Tr, II. E. Boiler  40.513.100 36.563.790  N E W YO RK BA NKS — Buf fa lo — C ontinued  Merchants National Bank ..’20 R E Winfield .... )C. C. Miller_______ M. L. Baxter..........|L. E. Chandler......... 10-70  John A. Kloepfer.. John H. Lascelles . E. W. Dann, Mgr.. N. P. Clement, Sec. IM. S. Hall. Tr.  MANUFACTURERS & TRADERS NATIONAL BANK—BUFFALO   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Resources. Bonds, j Miscel-  Securi- j  SEE ADV ERTISEM ENT OPP OSITE  SEND US YOUR BUFFALO ITEMS  ‘MARINE  10-11  Dis-  i2.000.000 $ 2.258,490 $37714 680 $3,252,080 $34652100 $7,993,030 $ 2,159,540 $ 9,942,520 1st N. and Guaranty Tr. Co., — N. y.; 1st N., Chi., Bos., and Phil.  J. H. LASCELLES —- E. H. LETCHWORTH, ALVA L. DUTTON, Sec.E. L. REED. Tr......... V, P, and Gen. G. E. BECKER, A. H. SEELY, A. Tr. W. P. COOKE, Counsel G. F. RAND, JR. Chairman H. H. WORK, A. Tr. H. J. AUER E.J.VOLTZ, C.R. PHILLIPS, 7,500,000 9,965,410 57,485,520 6,884,160 (11 Branches) H.J.BEITZ, A.Tr. EMIL DIFFINE TRUST COMPANY M. L. BAXTER, H. E. WINFIELD The old est Bank of Disc Asst. Secretaries 10-2 •1§'5O J. G. FISCHER largest In the s tate, out P.W. DARBY  ♦  Loans a  Jul y ’ 1920  to each bank ia U. S. exclusively by Directory, under the authority of The American Bankers Ass’n.  959  «Z5  -•  LARGEST NATIONAL BANK IN WESTERN NEW YORK  ECR-  -Win  .tss11  Number rn.de,N.meofBuub ,. .be. Ne_w Tr.n,l« Numb,, p,„  MB.,„  „ 4 UDCU.nr,  r>_ _ d.i______  960  Number under Name of Bank is the New Transit Number given to each bank in U. S. exclusively by The Band-McNally Bankers’ Directory, under the authority of The American Bankers Ass’n.  Town and County.  Name  of  (Saviugs Banks do not handle collections)  Bank.  •County Seats. • Mem. Am. Bks. Assn. SState In No. 2 Fed. Res. Dist. tMem. State Bks. Assn. tPriv. B is Buffalo Br. ♦Mem. Fed. Res. [Estab.  President.  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of this IO volume. For Interest Rates, Holidays, etc., see Laws.]®?  NEW YORK—Continued  Vice-President.  Cashier.  Ass t Cashier.  Liabilities. Paid-up Surplus Depos­ and Capital Profits its  Resources. k Dib- Uabb k JSx-  Principal Correspondents.  Bowdb, <7«AI»«BB,Dni noM Bxns Siovirnw  c’tb.  Caledonia.Livingston G6 First National Bank...<’1900 W. V. Hamilton... John McNaughton. Geo. T. Ball______ A. M. McPherson.. $ B Pop. 2200 50-598  25,000 $  15,120 $ 450.000 $ 372,000 S 118,120 Chase N., N. Y.: N. Bk. Com., Rochester; Liberty, Buffalo.  Callicoon__ Sullivan J 15 Callicoon National Bank»t'O9 C. A. Thorwelle... Fred Hessinger ... W. L. Dodge______ Pop. 800 50-672  25,000  62,000  912.000  935,000  91.000 Seab. N. and Irving N., N. Y.; Corn Ex. N., Phil.  50,000  60,000  703,000  665,000  109.000 Chase N., N. Y.; N. Com’l Bk. & Tr. Co., Alb.  50,000  68,000  562,000  630,000  100,000 Imp. & Tra. N„ N. Y.; N. Y. State N„ Alb.  Cambridge ..Washington Cambridge Valley Nat. Bank A. G. Taylor Pop. 1725 F 19 50-673 <’55  ____ A. B. McNish_____ H. H. Parrish  Camden_____ Oneida F18 First National Bank —<’80 D. J. Dorrance . Pop. 2200 50-674  Harold T. Conant— V. J. Young______ N. H. Dorrance R. C. Turnbull____ E. M. McCabe___  Campbell____ Steuben I 8 Sutherland, Turnbull & Co. Pop. 1850 50-675 <1-80 F. M.Smith______  Canajoharie ..Montg’m’y Canajoharie National Bk.<’55 Pop. 2273 G 16 50-557 National Spraker Bank..*’53 B. F. Spraker___ 50-556  Stafford Mosher..  J. H. Cook_______  J. A. Spraker_____ E. A. Shineman.__  40,000  Irvine N.. N. Y.: Am. Secur. & Tr. Co., Wash.. D. C.  50,000  62,220  999,300 1,044,670  100,000  90.000  975,000 1,203,500  127,690 87,000 Imp. & Tra. N., N. Y.: N. Com’l Bk. & Tr. Co.. Alb.  ‘Canandaigua___ Ontario Canandaigua Nat. Bank.«t’87 F. H. Hamlin.......... W. A. Higinbotham H. A. Beeman____ A. W. Sutherland— G. W. Hamlin Pop. 7356 G7 50-365 H. S. McGlashan  100,000  168,720 2,223,630 2,323,760  257,190 Chase N„ N. Y.: N. Y. State N„ Alb.  Ontario County Trust Co. Edward G. Hayes.. G. B. Anderson___ Peter P. Turner... Walter S. Sleght... Heber E. Wheeler Heber E. Wheeler, J. Edward Dayton, 50-366 <§’99 J. Edward Dayton Tr. Sec. Oanaseraga. Allegany H 6 Canaseraga Banking Co—t'94 W. C. Windsor___ G. C. Wentworth.. G. N. Manley_____ B Pop. 754 50-676  100,ooc  127,910 2,046,630 2,045,290  215,570 1st N. and Chase N., N. Y.; N. Com’l Bk. & Tr. Co., Alb.  25,000  8,750  343,530  252,560  121,310 Seab. N., N. Y.; Marine Tr. Co. and Mnfrs. & Tra. N„ Buffalo; Lin. N., Rochester.  Canastota ..Madison F 12 First National Bank___ <’90 Le Grand Colton__ Wm. H. Ludlow _ J. 0. Rasbach........ F. W. Dew —........ 50-508 Pop. 3995  50,000  41,530  293,710  293,660  96,380 N. Bk. Com.. N. Y.; N. Y. State N.. Alb.: 1st N., Utica; Tradesmen’s N., Phil.  State Bk. of Canastota .<§’87 Milton De Lano___ 8. K. Bemiss______ K. B. DeLano____ 50-507  60,000  51,650  437,770  393,280  First National Bank____ t '64 J.P. Fiebig. 50-677  F. W. Smith.—'.... F. M. Humiston... M. W. Manus  50,000  23,370  163,090  173,560  43,520 Chase N., N. Y.  L. J. Simpson___  50,000  30.920  375,640  365,430  94,330 Equitable Tr. Co., N. Y.; Bk. of Buffalo, Buffalo.  204,370 1,387,070 1,494,200  404,650 Chase N., N. Y.; N. Com’l Bk. & Tr. Co., Alb.  Candor_______ Tioga 111  Pop. 737  Oanisteo____ Steuben 16 First State Bank______ <107 D. 0. Hunter___ Pop. 2250 ♦ 50-678  A. D. Fuller.  Jfl7. N. BEARD...... HENRY BULLIS __ _ R. R. PIKE_ _ _ _ _ E. M. BUTTERFIELD, A. Cash. ‘Canton.__ St. Lawrence FIRST NATIONAL BANK<’87 < 1 Your collection s will receive care ful attention and Pop. 3000 B14 50-539 E Prompt returns at reasonable rat es. Try us.  St. Lawrence County Nat.Bk. C. S. Cook_______ 50-538 t66  G. P. LYNDE_ _ _ _ _ R. H. MICHAELS  100,000  F. A. Augsbury  W. J. Hamilton___  100,000  72,500  600,000  715,000  Cape Vincent Jefferson Citizens Bank................. t §’19 C. C. Cooke______ F. L. Burdick . ♦ 50-999 Pop. 1200 C 11 J. R. Kilborn  T. C. Killeen. Sec. and Tr.  50,000  12,760  141,670  145,350  •Oarmel____ Putnam A 4 Putnam County Nat. Bk.<’65 50-680 Pop. 600 Oarthage-.Jefferson D 13 Carthage National Bank <’87 50-498 Pop. 4320 National Exchange Bank 50-499 <’02 Castile____.wye Wyoming H 5 Bank of Castile______ <§’69 B Pop. 1040 50-681  S. Ryder_________  27,000  280,000  350,000  Clayton Ryder___ C. R. Barrett  C. .T. Hazen  50,000  F. W. Coburn____ M. S. Wilder______ L. G. Johnson____  100,000  A. Bion Carter____ S. B. Richardson .. C. J. Reeder______  100,000  C. A.Van Arsdale.. Clara A. R. Van J. H.Van Arsdale.. Arsdale Robert Holmes Castleton____ Rensselaer National Exchange Bank <’01 H. Il.G. Ingalls ... Arthur C. Cheney. 3. S. Schermerhorn 50-682 Pop. 1393 H 19 J. W. Qapeman___ G. A. Cooper______ A. E. Foster______ M. J. Sanderson.. 50-683 Pop. 374  184,410 2,584,720 2,411,340  69,700 1,211,340 1,397,590  114,690 N. City, N. Y.; N. Com’l Bk. & Tr. Co., Alb.  120,000 Chase N., N. Y.; 1st N., Alb.  29,660 Chase N., N. Y.; Northern N. Y. Tr. Co , Watertown. 80,000 Meeh. & Metals N„ N. Y. 548,520 N. Bk. Com., N. Y.; N. Com’l Bk. & Tr. Co., Alb. 106,630 Irving N., N. Y.; 1st N., Alb.  35,000  12,970  541,050  348,970  29,340 Atlantic N., N. Y.; Marine Tr. Co.. Buffalo; N. Bk. Com., Rochester.  25,000  28,490  405,640  468,880  41,940 1st N„ Alb.  25,000  23,660  593,970  557,130  44,820 Irving N., N. Y.: N. Com’l Bk. & Tr. Co., Alb,; Auburn Tr. Co., Auburn.  THE MARINE. TRUST COMPANY OE BUFFALO   http://fraser.stlouisfed.org/ „ _» 961 nir^ih nJi,k *2 Federal Reserve Bank of__St. Louis Director), under  *>r Bank ia the Transit hfumber given by The Kand-McNallf Bankers’  the authority of The American Bankers 4  NEW YORK—Continued  fGnpIntrc Oar,lre rt si  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed} In bant- nt thia  11  V  Number under Name of Bank ia the New Transit Number given to each bank in U. S. exclusively by Tbe Rand-McNally Bankers9  961  Directory, under tbe authority of Tbe American Bankers Ass’n.  Town  and  County.  i  X  X*  I  ♦Mem. Fed. Res.  PRESIDENT.  Vice-President.  Cashier.  Ass t Cashier.  [Estab.  j Tanners National Bank. <'31 Orrin Day________ 50-427  *■  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (Indexed) in back of this volume. For Interest Rates, Holidays, etc., see Laws.  Li A BTL1TIES. Resources. ; Mk»a x Du- 1 Ca«b A ExPaid-up 1/Surplus Depos­ Ic ’ n. Bonds. OBA«eM,Ptri AND j Capital Profits its Bbcvkitibb from Baku  J 150,000 $  Catskill Savings Bank.__ S’68 W. I. Jennings___ E. A. Chase_______ J Orrin Day, Tr.____ 50-428 Addison P. Jones,  “  ’W  NEW YORK—Continued  ‘Catskill------ Greene 118 Catskill National Bank <1813 James P. Philip__ Pop. 6000 50-426  ----------  XX  (Savings Banks do not handle collections)  Nams Of Bank.  r _T Seats- . . Altera. Am. Bks. Assn. SSlale In No. 2 Fed. Res. Dist. tMem. State Bks. Assn. tPriv.  B is Buffalo Br.  x  1  A. Sec.  _______________ Wm. Palma tier ___ Wendell S.Sherman _______________ |F. E. Johnson____ I J. J. McCarthy  95,000 J 625,000 ? 817.890 $ 479,740 4,242,500 4,462,760  194,420 Far. Ln. & Tr. Co. and Cent. Union Tr. Co.. N.Y.  150,000  184,690 1,132,560 1,175,350  372,400 Imp. & Tra. N., Irving N., and N. City, N. Y.; N. Com’l Bk. & Tr. Co., Alb.  177,000  Cazenovia-Madison G 12 Cazenovia National Bank<’01 Henry Burden____ H. G. Phelps_____ H. G. Phelps______ H. M. Munger____ Pop. 1861 50-685 C. A. Buckingham R. J. Goff  25,000  Center Moriches..Suffolk Center Moriches Bank ..•|’02 John L. Havens ... A. J. Hallock_____ C. E. Liscum_____ J. W.Taft________ Pop. 1000 C 7 50-686 U. W. Johnson E. O. Howell  Central Square...Oswego First National Bank ___ <’11 H. D. Coville_____ W. H. Conterman. B. L. Knapp.......... Pop. 450 F12 50-910 W. H. Woodworth  O. J. Cook........ .  Central Valley, OrangeB 31 Central Valley National Bank H. D. Ford . ............. J. M. Barnes______ George Cornell ___ Ida Cornell---------Pop. 1000 50-687 •'ll Champlain.. Clinton A19 First National Bank___ <’64 Pop. 1280 50-688 Chateaugay........ Franklin First National Bank ___ <’07 Pop. 1045 A18 50-689 Chatham__ Columbia 119 State Bank______ _____ <§’75 Pop. 2200 i ♦ 50-690 Cherry Creek—Chaut’quai Cherry Creek Nat’iBk. <’90 B Pop. 606 12 50-691 Cherry Valley.Ot’go G15 National Central Bank—<’18 Pop. 800 50-692 Chester______ Orange B 2 Chester National Bank..<’46 Pop. 1210 50-693 Churchville—Monroe F 6; State Bank of Churchville B Pop. 650 50-984 <§T7 Cincinnatus____ Cortland Bank of Cincinnatus...<S’99 Pop. 600 H12 50-695 Clarence_______ Erie G4iBank of Clarence_______ §’20 B Pop. 700 50-1021 Clayton___ Jefferson C11 First National Bank____ <’87 Pop. 2000 50-570 “ _______ “ j National Exchange Bank<’87 50-571  Clayville-— Oneida F 13i National Bank ofClayville»’19 Pop. 649 50-990 Clifton Springs -Ontario! Ontario National Bank..<’07 Pop. 1900 G8 50-696 Clinton_____ Oneida G14 Hayes National Bank...<’78 Pop. 1236 50-697 Clyde________ Wayne F9 Briggs National Bank..<’80 Pop. 2700 50-698 “ .............. “ [Citizens Bank__________ §’20 50-1016  “  41,610  742,460  854,160  25,000  47,390  584,420  565.660  120,410 N. City and Irving N., N. Y.; N. Com’l Bk. & Tr. Co., Alb. Chatham & Phenix N. and Equitable Tr. Co. J 91,140 N. Y.; Bk. of Long Isl., Jamaica.  25,000  17,000  710,000  670,000  75,000 N. City, N.Y.; Syracuse Tr. Co., Syracuse.  25,000  19,810  208,750  245,710  32,800 Meeh. & Metals N., N. Y.; Corn Ex. N., Phil.  100,000  114,270  711,730  942,130  75,000  90,000  550,000  625.0C0  E. C. White_______ H. 0. Pierson_____ W. F. Salmon .  50,000  S. N. Smith_______  A. S. Pearson........ H. L. Dakin. ....  Leonard Dakin .—  B. C. Durland.......... T. F. Lawrence__ A. R. Conklin  George A. Johnson  Geo. S. Murray.—  B. R. Corning____ J. Belle Haskins.. George A. Haskins. B. R. Baldwin_____ Cecil e Taft C. P. Wolverton... A. D. Gibson______ H. J. Auer____  25,000  113,890 1,331,130 1,408,100  19,660  295,030  335,450  I  83.950 N. City, N. Y.: N. Y. State N., Alb. 150,000 Irving N„ N. Y.  95,720 N. City and Irving N., N. Y.; N. Com’l Bk. & Tr. Co., Alb. 27,390 Han.N., N. Y.: City Com’l Tr. Co., Buffalo; Far & Meeh., Jamestown. 60,000 N. Park, N. Y.  50,000  45,000  650,000  730,000  121,200  390,570  526,450  25,000  11,020  252,500  233,620  25,000  53,930  521,670  565,170  54,830 Chase N., N. Y.; N. Bk. of Cortland, Cortland;! 1st Tr. & Dep. Co., Syracuse.  172,150 1st N„ Meeh. & Metals N., and Irving N., N.l Y.: Far. & Meeh. N., Phil. 54,290 Han. N., N. Y,; Tra. N., Rochester.  25,000  H. S. Johnston ___ H. B. Weller--------- Fred Vandewalker F. H. Le Faivre W. D. Clark............ A. L. Williams------ Robt. D. Grant -__ J. W. Fitz Gerald  50,000  13,000  500,000  400,000  70,000 Liberty N„ N. Y.; 1st N., Alb.  50,000  87,560  781,910  848,140  98,970 Irving N.. N. Y.; N. Y. State N. and N. Com’l Bk. & Tr. Co., Alb.; Watertown N„ Watertown.  E. W. Willis.  25,000  45,060 1st N.. Alb.  W. H. Consaul.  Edw. M. Quinn__ _ Ross L. Debbold-—  D. M. Warner____ T. V. Fox______  G. A. Lindner____  25,000  16,500  430,370  428,450  N. L. Hayes _........ C. H. Stanton  R. U. Hayes  25,000  53,000  334,000  324,000  88,000 Han. N., N. Y.  50,000  26,770  973,560  911,930  97,720 Han. N„ N. Y.; N. Y. State N„ Alb.  50,000  10,000  W. A. Hunt______  E. B. Palmer______ J. W. Hinman____ H. C. Hinman------  F. L. Waldorf ....  Ruth M. Neckers.. C. L. Kooman  (LESTER A. HODGE— WATSON LAMONT — A. G. KILMER_ _ _ _ _  ’15 Chas. Larrowe____ W. J. Faulkner___ G. A. Wentworth— Chas. Rocker_____  1  100,400  N. Bk. Com., N. Y.; Syracuse Tr. Co., Syracuse.)  25.000  15,000  340,000  90,000 Seab. N., N.Y.; Bk. of Jamestown. Jamestown.!  50.000  63,950 1,289,860 1,108,760  100,000  91,210 2,361,970 2,389.880  280,550 Chase N., N. Y.; N. Y. State N. and N. Com’l, Alb. 251,680 Han. N., N. Y.; N. Y. State N., Alb.  FIRST NATIONAL BANK-<’64 ■< Prompt remitta nee at lowest rat es for all Coblesk 111 Items. (Bill of Lading D rafts a specialty. 50-566  Cohocton.__ Steuben H 7 j Cohocton State BankPop. 900 50-700   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  140,530 Irving N., N. Y.; Bk. of Buffalo, Buffalo.  Frank Whiteside _ W. H. Dunn______ John H. Crook___ A. R. Atwood------  A. D. Collier H. C. Herley... D. P. Maloy H. L. Smith Clymer...Chautauqua 11 Clymer State Bank____ <|'1O Albert Neckers, J r. E. L. Caflisch_____ Ff. F. Vnnng B Pop. 454 50-699 Oobleskill.Schoharie H 16 Farmers & Merch.Bank<{'93 W. D. Becker J. Burhans . __ J. R. Becker.......... Pop. 2088 56-567  -..........  991.000 1,091,300  J. H. Duffy---------- J. S. Van Vechten. F. P. Kennedy____ E. W. Powers_____  Harold E. Crissey— C. L. Edwards........ Nora B. lake__ _  94,770 1st N. and Atlantic N., N. Y.: N. Y. State N„ Alb.  —  33,000  Cattaraugus .Oattaraugus Bank of Cattaraugus__ <S’82 H. C. Rich................ B Pop. 1300 13 50-684  Principal Correspondents.  25.000  & T. NATIONAL—BUFFALO  21,260  350,000  461,480  434,400  73,340 Irving N., N. Y.; Mnfrs. & Tra. N., Buffalo:, N. Y. State N., Alb.  FOR NEW YORK STATE AND CANADA COLLECTIONS  Number under Name of Bank is the New Transit Number given  962  M TT \ X Z  Number under Name of Bank is the New Transit Number given U. S. exclusively by_The Rand-McNally Bankers’ Directory, under the authority of The American Bankers Ass’n.  t0 eacb b&nk in  Town and County.  Name  of  XJf A KfDCUTnT?  NEW YORK—Continued (Savings Banks do not handle collections)  Liabilities.  Bank.  ^County Seats. »Mem. Am. Bks. Assn. §State In No. 2 Fed. Res. Dist. tMem. State Bks. Assn. tPriv. B is Buffalo Br. ♦Mem. Fed. Res. [Estab.}  President.  Vice-President.  Paid-vp Surplus DbposCapital Profits ITS  Ass’t Cashier.  Cashier.  $ 478,800 $4,303,810 Cohoes_____ Albany G 18 Cohoes Sav. Institution.«§’5l G. H. McDowell — J. W. Ablett______ Charles R. Ford,Tr. Pop. 22,987 50-201 !G.R. Wilsdon $ 100,000 106,510 1,405,380 J. S. Clute_______ J. E. Mussey , Manufacturers Bank... ' §’72 ] Harvey S. Greene., J. W. Ford .. 50-203 212,760 2.015.C50 Mechanics Savings Bk..<§’73 George Oliver_____ Edward Foley____ J. S. Clute, Tr............ See. 59-204 J. S. Clute 250,000 379.680 2,971,950 NATIONAL BANK OF COHOES G. H. McDowell — William P. Adams— George R. Wilsdon. Ernest C. Game__ 50-202 <’59 Geo. R. Wilsdon 50,000 21,740 200,740 -Cold Spring-Putnam A 4 National Bk. of Cold Spring J. G. Southard.. W. E. Perry______ F. R. Amerman ... Pop. 1500 i on-Hudson 50-701........... <’90  College Point-Queens D 4' (See N. T. City, Borough of Queens) Pop. 6127 Conewango Valley IConewango Valley National E, A. Bagg Bank........ 50-970............ «’17 Chautauqua 1 3 Pop. 250 Coney Island— Kings D 4 (See N. T. City, Borough of Brooklyn)  FIRST NATIONAL BANK-<’30  50-547  86,040  86,520  17,320  459,840  459,260  96,990  137,020 1,997,050 2,275,570  192,660  25,000  FRANK HALE_ _ _ _ _ J. F. MOAKLER....... W. P. K. FULLER  150,000  150,000  245,200 2,363,160 2,751,920  158,020  50,000  ‘Cooperstown,Otsego H14} Cooperstown Nat. Bank.<’04 W. Scott Root------ F. M. Smith______ E. D. Lindsay-------50-549 Pop. 2725  'GEORGE H. WHITE- C. A. SCOTT_ _ _  1,170  V. A. Kirkland___  C. M. Waite.  L. H. Myers__ Albert Kellogg  Send us your O J tsego County Ite} ms. Special attentio n given Bill of La ding drafts. Cash and Time Items.  \.Please send 15c  w  itK each sight draft' f or presentation and 15c for Credit Repor ts.  Second National Bank ..<’52 C. T. Brewer------- F. L. Quaif_______ F. W. Spraker____ L. T. Pier------------50-548 II. H. Willsey  Copenhagen.. Lewis D13 i Copenhagen National Bk.-'ll W. J. Twining........ F. A. Green........ — D. A. Timerman—. Pop. 585 50-909 Corfu_______ Genesee G 4 Bank of Corfu . .............. <§’08 C. W. Carrier------- E. T. Sumner_____ A. F. Bangert-------- C. H. Bordwell -— B Pop 513 50-702 Corinth___ Saratoga F18 Corinth National Bank..<’02 W. J. Burnham___ H. H. Pruyn______ F. E. Pruyn_______ Pop. 2500 §0-703  25,000  29,010  329,120  210,180  195,870 Carthage N., Carthage.  25,000  47,000  700,000  670,000  100,000 Irving N., N. Y.; Peo., Buffalo.  35,000  46,060  879,030  878,940  100,360 Han. N. and N. Park, N. Y.; 1st N., Alb.  Corning_____ Steuben I 81 Corning Trust Co_____ <§’61 W. J. Heermans— W. S. Heyniger__ Pop. 15,820 50-272  Wm. R. Hunt, Tr.. G. A. Heermans C. E. Pier, A. Tr. Sec.  100,000  120,910 2,315,350 1,988,480  521,150 N. Park, Equitable Tr. Co., and Han. N., N. Y.; N. Y. State N., Alb.  A. F. Williams__  D. A. Rose, A. Sec. Chas. M. Hyde .— Harvey T. Cole, Jr.  100,000  114,340 2,338,670 2,098,500  410,770 1st N„ N Y.  FIRST NATIONAL BANK <’81 Willard S. Reed— & TRUST CO.  50-273 Cornwall____ Orange A 2 Cornwall National Bank <’11 C. E. Mailler_____ 50-908 Pop. 2800 Oornwall-on-the-Hudson Cornwall Savings Bank.t§’71 Townsend D. Wood 50-704 Orange..Pop. 2658—A 3  25,000 I. M. Cocks______ J. S. Holloran_____ J. S. Holloran, Jr.. M. F. Davis L. G. Goodnough -. Gilbert T. Cocks... T. D. Wood--------- — Patrick Bevans  20,000  500,000  485,000  75,000 N. City, N. Y.: Corn Ex. N„ Phil.  40,560  467,920  480,080  22,250 Corn Ex., N. Y.  566,490 4,866,320 4,892,960  ‘Cortland..Cortland H 11 Cortland Savings Bank <§'66 B. L. Webb_______ Hubert T. Bushnell Wm. R. Cole. Tr... W, A. Stockwell, Sec. 50-312 Pop. 13,294 Lester P. Bennett Earl W. Bentley,  307,130 Guaranty Tr. Co., N. Y.  A. Tr.  Cortland Trust Co. .—<§’63 E. Keator______ — R. L. Davis------50-311 F. R. Wickwire  Geo. V. Clark,  200,000  Tr..  NATIONAL BK. OF CORTLAND F. J. Peck................ G. H. Garrison — R. Elliott Owens.  50-313  <’75  I Second National Bank..<’82 50-314 Coxsackie___ Greene 118 National Bank of Coxsackie Pop. 4000 50-705 <’65 Croghan_____ Lewis D 14 Croghan National Bank.<’17 Pop. 700 50-972 Oroton-on-Hudson .West- First National Bank—<’08 Chester..Pop. 2200..B 4; 50-706 ”  _______  “  57,000 1,280,000 1,431,000 1,572,000 Chase N., N. Y.; 4th St. N„ Phil.; IstTr, & Dep. Co., Syracuse.  125,000  149,350 2,955,250 2,775,610  578,990 N. Park, N. Y.; N. Com’l, Bk. & Tr. Co., Alb.: Syracuse Tr. Co,, Syracuse.  100,000  142,650 2,794,060 2,575,620  576,950 1st N. and N. City, N. Y.: Phil. N., Phil.  100,000  386,610  580.660  68,780 Black River N., Lowville.  C. C. Wickwire  E. Alley.................... T. H. Wickwire-__ B. J. Bostwick___ M. C. Richtmyer „ P. A. Goodwin____ H. A. Jordan_____  ,  Fredlin Nortz------ Jacob Weirich____ W. B. Bishop____ H. S. Lewis James A. Hart, Jr.. John Sharp______ F. L. Fox________  Grown Point—EssexD19 J. W. Wyman, Banker...t’81 Mary R. Wyman... E. Louise Wyman . A. E. Phelps______ W. B. Wyman____ Pop. 1500 50-107  47,570  210 Chase N., N. Y.; Mnfrs. N., Troy.  25,000  14,800  435,480  429,450  25,000  19,580  362.290  378,220  49,450 Chatham & Phenix N., N. Y.  20,000  14,000  125,000  100,000  30,000 Chase N„ N. Y.; 1st N„ Alb.  TBF. YLMTXXU TRUST COUPAW OF BUFFALO  Number under Name of Bank is the New Transit Number given Qfi'2 to eB-ch bank in U. S. exclusively by The ICantl-NIt Nally Bankers’ http://fraser.stlouisfed.org/ Directory, under the authority of The American Bankers Ass’n. Federal Reserve Bank of St. Louis  NEW YORK—Continued (Savings Banks do not handle collections)  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of this!*—* volume. For Interest Rates, Holidays, etc., see Laws. c  ArVXUANVL 963  Number under Name of Hank is the New Transit Number given to each bank in U. S. exclusively by Tbe Rand-McNally Bankers’ Directory, under tbe authority of Tbe American Bankers Ass’n.  Town and County.  /  Name  of  Lxjnv/vsx  vwjtSA  purrALu Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of thisl'—' volume. For Interest Bates, Holidays, etc., see Laws.I £ T............. „ Resources.  NEW YORK—Continued (Savings Banks do not handle collections)  Liabidities.  Bank.  [•Mem. Am. Bks. Assn. SState •County Seats. In No. 2 Fed. Res. Dist. tMem. State Bks. Assn. tPriv. ♦Mem. Fed. Kes. [Estab B is Buffalo Br.  ur  President.  Vice-Pkesident.  Cashiek.  Ass’t Cashiek.  Cuba_______ Allegany I 5 Cuba National Bank___ <’55 J. C. Leggett______ C. A. Wheeler____ C. A. Ackerly 50-582 B Pop. 2000  ISurplus Paid-up / Depos­ and Capital Profits its  $ 100,000 $  First National Bank___ •t’80 H. C. Morgan_____ F. L. Sibley______ H. P. Morgan____ H. J. Demery 50-583  75,000  fX)AM« A DlS- i Gash A Ex1 CHISOM, DUX FROM BiXIl  c’t«. Bomds, Sbookitxm  76,690 $ 667,090 $ 879,670 $ 85,000  595,000  803,000  73,740 Market St. N„ Phil. 85,220 Irving N„ N. Y.; Citiz. Com’l Tr. Co., Buffalo  Dalton___ Livingston H5 Dalton Banking House..+1900 G. E. Moses______ E. W. Moses______ Guy W. Hill 50-708 B Pop. 600  Irving N., N.Y.; Citiz. Com’l. Tr. Co., Buffalo. 50,000  50,000  463,500  205,000 Imp. & Tra. N., N. Y.; Marine Tr. Co., Buffalo.  Merchants & Farmers Nat’l William Kramer... W. A. Spinning.__ J. M. Edwards____ Bank____ 50-476______ <’90  50,000  47,930 1,168,610 1,067,180  202,140 N. Park, N. Y.; Mnfrs. & Tra. N., Buffalo: 1st N., Phil.: N. Y. State N.. Alb.  Delevan..Cattaraugus 13 Bank of Delevan______ <§’13 R. C. Pingrey.__ _ C. S. Persons------- C. A. Metcalf_____ 50-931 B Pop. 700  25,000  16,000  115 Delaware National Bankt«'39 J. R. Honeywell... C. L. Andrus______ H. S. Marvin______ 50-709  100,000  Depew_________Erie G 4 Bank of Depew_______*+§’19 E. J. Nash________ Wm. F. O’Connor. H. J. Woodward .. E. B. Rowley 50-993 B Pop. 6000  50,000  15,300  326,000  360,000  28,700 Guaranty Tr. Co.. N.Y.; Bk. of Buffalo., Buffalo.  Deposit____ Broome 113 Farmers National Bank.<’09 50-710 Pop. 1864  50,000  50,620  614,420  611,920  177,040 Irving N., N. Y.:N. Com’l. Bk. & Tr. Co., Alb.  B. S. Bryant______ M. E. Tallett............ F. L. Mitchell........  25,000  10,730  330,160'  252,540  A. A. Phelps______ C. W. Campbell___ Oscar E. Schultz  30,000  23,500  308,270  320,040  100,000  26,100  471,500  454,800  50,750 Han. N., N. Y.: N. Com’l, Alb.: Syracuse Tr. Co. and 1st Tr. & Dep. Co., Syracuse. 27,180 Meeh. & Metals N., N. Y.: Northern N. Y. Tr. Co., Watertown, N. Y. 142,800 Meeh. & Metals N.. N. Y.; N. Y. State N., Alb.  75,970  797,540  769 200  ‘Delhi_____ Delaware  Pop. 1860  De Ruyter ..Madison G 12 De Kuyter State Bank..<§’89 50-711 Pop. 538 Dexter___ Jefferson D 11 First National Bank_____ t’06 50-712 Pop. 1300 Dobbs Ferry. Westches’r Dobbs Ferry Bank____ <§'90 50-503 Pop. 4500 C4 Greenburgh Savings Bank 50-502 iS’69 Dolgeville.Herkimer F16 First National Bank___ <’02 Pop. 3500 50-713 Dover Plains___ Dutchess Dover Plains Nat. Bank.<’56 Pop. 797 J 19 50-714 Downsville.Delaware 114 First National Bank___ <’05 Pop. 650 50-715 Dryden-Tompkins H 11 First National Bank___ <’02 Pop. 709 50-716 Dundee---------- Yates H 9 Dundee National Bank___ '80 Pop. 1228 50-607 Dundee State Bank_____§’82 50-608 Dunkirk-Chautauqua H 1 Dunkirk Trust Co._____ §’20 50-230 B Pop. 19.336 Lake Shore Nat’l Bank .<’83 50-229 Merchants National Bk. .<’82 50-228  E. F. Smith  F. O. Rrnwn  M. B. Smith _  W. W. Tompkins..  B. L. Wallace  W. W. Tompkins .. Thomas Losee____ W. H. Losee, Sec. and Tr. Sylvester Buckhout J ulius Breckwoldt. E. H. White______ John J. Griffith___ Carl G. Ward.  148,650 1,006,910 1,183,590  210,930 Han. N., N. Y.; IstN., Phil.  8K 280 141,970 Irving N., N. Y.; N, Y. State N. and 1st N., Alb. 135,290 Chase N., N. Y.  37,220  297,910  364,750  25,000  32,090  340,000  350,000  S. (4. Lnptnn  E. H. Fulkerson...  25,000  43,200  576,810  613,780  78,310 Han. N., N. Y.; N. Com’l. Bk. & Tr. Co., Alb.  G. S. Shattuck  T. D. Beekman___ C. M. Clark_______  50,000  13,730  224,100  224,390  55,000 Han. N., N. Y.: N. Com’l Bk. & Tr. Co., Alb.  53,050 Imp. & Tra. N., N. Y.  Wehb Corbin  W. C. Sworts_____ H. C. Harpending-. R. B. Sworts______ W. M. Boyce.  Elton D. Warner.. W. T. McCaffrey.. Rob. R. Dew, Sec.. T. J. Cummings Clark Rlnss Edward Madigan .. A. J.Lunt.  A. Sec.  iTRUST COMPANY  \Equipped to effl ciently handle all financial matters  ’CoUections ma de promptly and  R. S. Persons____ BANK OF EAST AURORA ♦ 50-533 <§’82  J. J. SIv____ A. L. Mkchell  70,000 Chase N., N. Y.; Corn Ex. N., Phil.  50,000  20,490  377,040  394,480  250,000  125,090  215,300  469,720  105,000  236,500 2,118,450 2,114,840  250,000  419,710 3,634,590 3,547,810  50,000  50,980 1,099,960 1,169,340  109,890 Cnase N. and Irving N., N. Y.  100,000  68,000 1,225,000 1,210,000  161,000 Seab. N. and Guaranty Tr.. Co., N. Y.; Mnfrs. & Tra, N., Buffalo.  100,000  43,190 1,418,050 1,438,860  117,660 Bk. of Buffalo, Buffalo.  A. Sec.  80,160 Guaranty Tr. Co., N. Y.; Citiz. Com’l Tr. Co., Buffalo. 449,570 Chase N., N. Y.; Marine Tr. Co. and Mnfrs. & Tra. N., Buffalo; 1st N., Clev. 832,300 Liberty N., N. Y.; N. Com’l Bk. & Tr. Co.. Alb.; Marine Tr. Co., Buffalo: 1st N., Clev.  charges reasona  NUFACTURERS & TRADERS NATIONAL BANK—BUFFALO  LARGEST NATIONAL BANK IN WESTERN NEW YORK  963   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  128,270 1,149,040 1,466,110  10,650 Chase N., N. Y.: Bk. of Buffalo, Buffalo.  100,000  /GEO. E. MERRILL WM.TACKBARY — C. H. NORTON, Sec. FAY H. BALL  <§’11  303,000  _____  E. G. Reynolds ___ C. W. Vincent____ T. J. Boyce  ERIE COUNTY ♦ 50-535  300,000  C. E. Hulbert_____ G. W. Holmes_____ A. H. Griffith_____  H. H. Droege_____ A. H. Hunter_____ J. M. Madigan____ G. Flahaven C. E. Frantzen, A. Cash. H. H. White ______ H. W. Clarke _____ Earlville.__ Madison H13 First National Bank........ t’91 N. L. Douglass___ M. L. Rogers... Pop. 874 50-717  East Aurora____ Erie G 4 B Pop. 4000  50,000  784,100  N E W YO RK BANKS — Cub a to E ast A uro ra  Frank Fielder____ J. W. Wadsworth.. F. H. Johantgen... F. H. Johantgen  Dansville..Livingston H 7 Citizens Bank........... .<§’87 50-475 B Pop. 4000  Number under Name of Bank is the New Transit Number given  Number under Name of Bank is the New Transit Number given to each bank in U. S. exclusively by The Band-McNally Bankers’ nireetnrv. under the authority of  Town  and  County.  Name  of  U A KfDOUTn  Bank.  •Mem. Am. Bks. Assn. §State *County Seats. In No. 2 Fed. Res. Dist. tMem. State Bks. Assn. tPriv. ♦Mem. Fed. Res. [Estab B is Buffalo Br.  President,  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of this volume. For Interest Rates, Holidays, etc., see Laws.  NEW YORK—Continued (Savings Banks do not handle Collections.)  The American Bankers Ass’n.  Vice-President.  Ass’t Cashier.  Cashier.  Liabilities. Paid-up Surplus Capital Profits  Resources.  Principal Correspondents.  & Dis-  ITS  Loans Cash & Exc’ts. Bonds, changes,Due Securities from Banks  60.000 N. Park and Irving N., N. Y.  100,000  45,000  510,000  600.000  50,000 Met. Tr. Co., N. ¥.; Peconic. Sag Harbor.  East Islip____ Suffolk D 6 First National Bank------ »’O9 C. L. Wolpert.......... Maitland Hanford. Harry L. Wolpert. Pop. 1200 50-720 C. H. Stoll  25,000  8,300  200,000  213,000  24,000 Chase N., N. Y.; Bk. of the Manhattan Co., Jamaica.  East Randolph.Cattr’s 13 Peoples State Bank____ t§'90 W. E. Searle______ R. T. Searle______ S. C. Henning____ Florence Hovey... 6 Pop. 600 50-721  25,000  33,940  274,270  215,840  82,810 Seab. N„ N. Y.; Bk. of Buffalo, Buffalo.  East Rochester.. Monroe First National Bank____ •♦'12 A. H. Bown______ B Pod. 4500 F7 50-915  25,000  14,000  388,800  349,600  89,200 Han. N., N. Y.: Merch. and Tra. N.. Rochester.  East Setauket.-.Suffolk Tinker National Bank___ '20 Edward L. Tinker. W. J. Fallon.......... Oliver Lyons_____ — Pop. 2200 C 7 50-1008  25 000  12,500  East Syracuse.Onondaga Bank of East Syracuse.I§’20 A. W. Loasby____ L. S. Brady______ Pop. 4000 F 12 50-1005  A. L. Breckheimer —  50,000  37,500  325,000  331,000  T. Bootman_______ John L. Shaw____ Clara A. Welch___ C. W. Horten John Doolittle E. C. Gregory____  50,000  85,890  537.730  532,430  25,000  15,000  250,000  206,510  W. H. Cole_______ W. E. Smith  25,000  11,520  243,480  141,050  Osborne Bank------------ <§T7 C. W. Osborne____ N. C. Osborne........ N. N. Tiffany____ 50-974 S. A. Gregory  Edmeston___ Otsego H14 Pod. 800 Edwards.—St. Lawrence Pop. 600 C 14 Elba_______ Genesee F 5 B Pop. 500 Ellenville__ Ulster 117 Pop. 3000  Bllicottville.-Cattaraugus B Pop. 1000 14 Elmhurst ___ Queens D4 ‘Elmira____Chemung I 9 Pop. 45.393  First National Bank___ •£'87 50-724 Edwards National Bank <’14 50-939 Bank of Elba________ <§’16 50-957 Ellenville Savings Bank.tS'69 50-514 First National Bank.__ <’68 50-513 Home National Bank... <’73 50-515 Bank of Ellicottville—<§’78 50-725 (See N. Y. City, Borough of Chemung Canal Trust Co. ♦ 50-111 <§’33  D. M. Taylor_____  Walter Dippel____  V. D. Archer_____  N. Bk. Com. and Guaranty Tr. Co., N. Y.  35,000 1st N., N. Y.; 1st Tr. & Dep. Co., Syracuse. 129,450 Irving N., N. Y.: N. Y. State N.. Alb.; Com’l N., Wash., D. C. 58,580 Chase N., N. Y.; Watertown N., Watertown.  33,030 N. Park, N. Y.; 1st N., Batavia. 179,000 N. Park, Guaranty Tr., and Equitable Tr. Cos.. N. Y. 75.000 N. ParK, N. Y.; N. Com’] Bk. & Tr. Co., Alb.  155,000 2,450.000 2,426,000  Dwight Divine____ W. H. Deyo_______ H. F. Hoornbeek, John A. Tice, Sec,. Tr. C. D. Divine M. E. Clark........ . F. B. Hoornbeek... Anna B. Hoornbeek  50.000  49,000  260,000  George F. Andrews J. B. Smith______  50,000  115,000  383,710  369,040  168,810 imp. & Tra. N., N. Y.  50,000  52,640  624,660  612,560  102,920 Seab. N.. N. Y.; Bk. of Buffalo and Liberty, Buffalo.  Floyd B. Garrison.  J. O. Clark.............. G. F. Smith ___ ... J. M. Junker Queens) K. J. Dunn______  ___  F. W. Swan............ P. G. Kingston,Tr. J. Ernest Webb, Sec. A. D. Falck C. A. Bowman, A. Tr.  Michael Del Papa---------- +’19 50-113 Elmira Savings Bank.—t§'69 W. H. Ferguson... J. W. Huston_____ H. C. Mandeville, M. A. Leahy, Sec. . 50-109 Tr. Henry Simpson Merchants Nat’l Bank..<’92 C. 0. Swan_______ Arthur Clinton____ Geo. W. Brooks.__ Wm. O’Neil _ 50-110  SECOND  25,000 $  M. Y. SMITH______ R. B. DELO_______ 0. N. REYNOLDS  ( S. G. H. TURNER-  •} Special attentlo  300,000  554,350 8,221,350 8,014,890 1,505,590 Imp. & Tra. N.,  600.000  N. Y.; 4th St. N., Phil.  _______ 138,670 Equitable Tr. Co., N. Y.; Chemung Canal Tr. Co., Elmira. 257,890 Equitable Tr. Co., N. Y.  141,950 1,409,830 1,405,420 250,000  138,840 1,530,270 1,845,310  400,000  614,980 7,729,000 7,723,710 1,252,830 Chem. N. and Irving N„ N. Y.; Market St. N„ Phil.; N. Com’l Bk, & Tr. Co., Alb.  n given BUI of La ding drafts, Cash and Time Items. NATIONAL BANK I Please send 15c w ith each sight dra.f t for presentation and 25c for Credit Reports. 50-108 <’63 ( Send us your E Imlra Items.  GEBBIE & COMPANY  .’13  (Realty Bldg.)  1  E. Jenney _______  --  Gebbie & Co., Buffalo.  Irving N„ N. Y.; N. Y. State N„ Alb.  F. A. Balden_____ C. B. Jenney____  D. C. Warner_____ Geo. W. Johnson.. E. L. Brown______  50,000  10.000 1,060,420  802,540  O. S. Pickard.......... E. G. Rogers______ C. W. Crysler, Sec. and Tr, F. E. Shepard____ J. I. George______ Geo. G. Mulliner — i i A. C. Passage M. W. Neate______ i A. D. Bush______ E. H. Sample_____ i K. K. Sample______ 1 1 C. A. Carlson 111. M. Cleland  50,000  15,460  145,700  169,290  50.000  16,600  446.580  456.000  25,000  13,630  510,07011  448,770  MV. 8a T. UkT\OUKV_— BUFFALO   Number under Name of Bank is tbe Near Transit Number riven to eaob bank in U.S. exclusively by Tbe Baild-MeNallf Bankers’ http://fraser.stlouisfed.org/ 965 Directory, under the authority of The American Bankers Ass’n. Federal Reserve Bank of St. Louis  NEW YORK—Continued (Savings Banks do not handle collections)  312,940 N. Bk. Com., N. Y.  33,800 Chase N„ N. Y.; Northern N. Y. Tr. Co., Watertown. 93,000 Han. N., N. Y.; Tra. N., Rochester. 111,970 Seab. N..N.Y.-, Tradesmens N., Phil.  July,J1920  Endicott____ Broome 112 Endicott Co., Bankers~»t’17 50-969 Pop. 2500 State Bank of Endicott.t§’19 50-1003 Evans Mills___ Jefferson Peoples Bank-------------- +§’19 50-1000 Pop. 584 C12 Fairport........ Monroe F 7 Fairport National Bank—1’16 B Pop. 3500 50-960 Falconer .Chautauqua 1 11 First National Bank ...•; B Pop. 2500 50-727  HARRYM. SWARTZ— N. H. KELLER, Sec.  GEORGE GEBBIE—. (Investment Banker s)  NE W YORK BANKS—Ea st Ha m pto n to Fal con er  45.0C0 $ 550,000 $ 505.500 $  Bast Hampton.Suffolk C 9 East Hampton Nat. Bk.._»'05 Hiram Sherrill........ C. W. Rackett, Jr.. G. A. Miller............ K. E. Davis.............. $ Pop. 4500 50-719 H. G. Stephens  964  QfiA  TVTU'YXZ  FOR NEW YORK STATE AND OA.NA.OA. COLLECTIONS Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) In back of thisi volume. For Interest Kates, Holidays, etc., see Laws.  1  NV. & T. MkTVOUAV—BUFFALO  »■ UK  o i ** « *- **»  COLLECTIONS  OAN A. DA  ------- -------------- —----------------------------------------------------------------- —  to each bant in U. S. exclusively by The Rand-itc.\all) Bankers' Directory, under the authority of The American Bankers Ass’n.  Town and County.  (Savings Banks do not handle collections)  Name of Bank. •Mem. Am. Bks. Assn. {State tMem. State Bks. Assn.tPriv.  Mem. Fed. Res.  PRESIDENT.  Vice-President.  I '  Liabilities.  Cashier.  Ass’t Cashier.  [Estab.  Loma A Dib  i Cabs A II*TS. BOWDE, CBAjrOEa,I>WE PBOM BiSU  SeOCMITIE*  Martin Meyer_____ P. W. Ketchan... H. H. Frost, Jr. V.P. A. P. Whitson F. Michel____ C. L. Watkins.... Chas. Keller Queens)  J. S. Baylis ___  L. G. Fehleisen ..  25.000 $  22,510 $ 419.420 $ 392.450 $  3.  W. H. Trou___  Ernest Hackwitz.  25,000  36,000  25,000  5,000  198,000  158,000  30,000 Irving N., N. Y.; Syracuse Tr. Co., Syracuse  L. S. Gleason.........  25.000  56,200  518,430  593,650  58,990 Chase N„ N. Y.; Bk. of Buffalo, Buffalo.  45,350  608,320  625,620  42,760 Chase N., N. Y.; Fishkill N„ Beacon; IstN., Poughkeepsie. 54,000 Irving N. and Hudson Tr. Co., N. Y.  $  697,000  638,000  55,250  91,000  W. M. Jones.......... W. M. Peckham. G. J. Bryan Wm. Foote_____  R. L. Jones_______  C. J. Howden___  C. H. Ward______  J. S. Luyster_____ C. D. Sherwood. John Rapeleje  Ralph Brinckerhoff, C. C. Robinson,Sec.  J. L. Keator_______ H. S. Vermilyea___  R. W. Pawling..  25,000  12,060  252.620  232,570  Herbert Lasher Geo. A. Speenburgh E. L. Frost_______ J. F. Klein______ G. A. Wiggins J. K. Roe_________ George F. Jayne .  John F. Kelly ...  25,000  12,730  143,520  195,540  C. H. Van Nostrand G. B. Remsen.  25,000  43,960  967,480  905,610  0. P. DeKay______  25,000  33,220  600.000  580,000  100,000  37,000  826,110  997,890  25,000  5,000  262.000  278,000  42,000 N. City, N. Y.; Buffalo Tr. Co., Buffalo.  Fort Covington.Franklin Fort Covington Bkg. Co..t’06 Wm.N. MacArtney James MacArtney - T. A. Chisholm____ James MacArtney. Pop. 177 A17 50-734  10,000  9,950  213,380  167,040  66,290 N. Park, N. Y.; Peo. N., Malone: 1st N., Alb.  Fort Edward .Wash. F 19 Fort Edward Nat’l Bank.t’85 A. P. Hill_________ W. L. R. Durkee.. A. R. Wing Pop. 4500 50-735  75,000  65,350  643,330  678,280  120,130 N. Park, N. Y.; IstN., Alb.  55,070 1.065,600  997,800  212,780 N. Bk. Com., N.Y.; N. Com’l, Alb.  Tr.  12,190 Han. N.. N. Y.  121,210 Nassau N., N. Y. 71,820 Meeh. & Metals N., N. Y.; 1st N„ Phil.  Flushing____ Queeis 0 4 (See N. Y. City, Borough of Queens) ‘Fonda.Montgomery G17 Nat. Mohawk River Bank<*56 J. Ledlie Hees____ B. F. Spraker............. J. J. Veeder_____ Pop. 1100 50-732  Forestville —Ohautauqua First National Bank___ <13 W. H. Marvin____ W. F. Miller ... 8 Pop. 900 H2 50-733 C. A. Reynolds  Fort Plain ..Montg’y G16 Farmers & Mechanics Bk. F. W. Bauder_____ F. Wagner____ Pop. 2900 50-537 J|'87  Fort Plain National Bank<’39 Charles Failing____ F. F. Wendell. 50-536 T. J. Zoller  Edgar Leonhardt—  M. P. Wilson........ . R. B. Martin.____  Charles G. Zielley  A. L. Gros.  100,000  Albert Sitterly....  L. E. Birk.  200,000  Frankfort.Herkimer F14 Citizens National Bank—1'13 S. S. Richards____ F. J. Tine------------H. L. Bostwick. Pop. 4200 50-927 Sherwood Bridenb ecker FIRST NATIONAL BANK-’t’86 H. G. Munger_____ G. H. Watson------- F. B. Watson ... .........W. C. Rich.................  50-736  Franklin...Delaware 115 First National Bank ___ <’65 E. C. Stewart_____ L. F. Raymond__ Pop. 473 50-737 Franklin ville.Oattaraug’s Union National Bank ...<’82 F. C. Fay________ G. W. G. Ferris__ B Pop. 1563 14 50-738  657,690  45,840 Irving N., N. Y.  50,000  61,000  575,000  600,000  70,000 N. Park, N. Y.; N. Y. State N., Alb.  43,000  415,000  445.000  75,000  114,270  746,130  795,190  (Prompt attentl  entrusted to us.  H. A. FRANCIS—. A. R.HAEBERLE  A. F. French_____ G. S. Nichols.......... R. R. Newton F. C. F. Sievert Edw. S. Keogh.__ Herbert Bogert... Simon Bauman J. K. Eldridge___ Wm. F. Kraft, Jr. C. M. Foreman  William S. Hall___ H. B. Smith______  W. C. Rhodes  100,000  107,050 1,382,770 1,402,410  100,000  45,000  911,590  880.780  100.000  25,000  335,000  379,800  56,500 1,146,680  976,950  25,000 100,000  82,560 1,254,960 1,181,680  MANUFACTURERS & TRADERS NATIONAL BANK—BUFFALO   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  0M?  97,000 Chase N. and Irving N., N. Y.; N. Com’l, Alb.  186,010 N. City, N. Y.; Mnfrs. & Tra. N.. Buffalo. 163,410 N. City and Guaranty Tr. Co., N. Y.; Marine xTr. Co., Buffalo.  158,640 Chase N., N. Y.  57,200 N. Park, N. Y. 146,010 Chase N. and Irving N., N. Y.: Bk. of the Man­ hattan Co., Jamaica; Bk. of Rockville Cen­ ter, Rockville. 174,260 Chase N. and Irving N.. N. Y.; Kings Co. Tr. Co., Brooklyn.  LARGEST NATIONAL BANK IN WESTERN NEW YORK  965  Freeport Bank_______ <$’92 J. J. Randall______ID. W. Pine 50-452  528,960  50,000  H. L. CUMMING  Nat. Bank of Fredonia~<’08 A. P. Chessman.__ 50-432 Freeport____ Nassau D 5 Citizens National Bank ..•'19 S. P. Pettit----------Pop. 8,599 50-1010 First National Bank____ <’05 Roswell Davis... 50-453  26,670  E. L. Rowell.  (E. L. COLVIN....... F. W.CASE---------  122.570 N. Park and N. City, N. Y.; N. Y. State N., Alb.  50.000  E. G. Kingsley__  Fredonia-Chautauqua H 2 CITIZENS TRUST CO...<106 E. N. BUTTON B Pop. 5285 50-431 A Collections will receive prompt ; ttention. all matter!  145,670 1,667,590 1,786,530  138,210 Meeh. & Metals N., N. Y.; N. Y. State N., Alb.  N E W YO RK BANKS — F arm in g d ale to F re ep o rt  Farmingdale..Nassau D 5 Bank of Farmingdale __<|’O7 Pop. 2000 50-581 First National Bank........ *’07 50-580 Far Rockaway... Queens (See N. Y. City, Borough of DS Fayetteville.. .Onondaga Fayetteville Commercial Bk. Pop. 2000 G12 50-995 tS’19 Fillmore-__ Allegany H5 State Bank of Fi)lmore.<8’89 8 Pop. 500 50-728 Fishkill-—Dutchess A 4 Fishkill Sav. Institute___ l’57 Pop. 516 50-729 Fishkill ob the Hudson (See Beacon) Dutchess.Pop. 3902. J19 Fleischmanns —Delaware Citizens Bk. of Griffin Corners Pop. 950 115 50-634 »t§'10 First National Bk. of Griffin Corners „ 50-633_____ <’07 Floral Park-Nassau D 4 Floral Park Bank_____ <|’08 Pop. 2500 ♦ 50-730 Florida........... Orange B 2 Florida National Bank ..<’11 Pop. 1000 50-731  Paid-up Surplus Depos­ and Capital Profits its  dexed Acces.), Lawyers, Laws (Indexed) in back of thi volume. For Interest Rates, Holidays, etc., see Laws Resources. Principal Correspondents.  1920  •Coanty Seats.  In No. 2 Fed. Res. Dist. B is Bnffaio Br.  Non-Bank Towns with Nearest Banking Point (In  NEW YORK—Continued  Ju ly ,  965  *3.. — W_ _ __j  Number under Name of Bank is the New Transit Number  ggg  given  MT7U7 t_T A K<TDOTTTr->  Number under Name of Bank is the New Transit Number given to each bank in U..8. exclusively by The Rand-McNally Bankers* Directory, under the authority of The American Bankers Ass’n.  Town and County.  Name  of  ____ai _  (Savings Banks do not handle collections)  Resources,  Liabilities.  Bank.  ‘County Seats. •Mem. Am. Bks. Assn. §State In No. 2 Fed. Res. Dist. tMem. State Bks. Assn. +Priv. ♦Mem. Fed. Res. [Estab. 8 is Buffalo Br.  Friendship ..Allegany 15 Union National Bank__ <’17 50-699 B Pop. 1218 Folton........ Oswego F 11 Citizens National Bank.<’65 Pop. 13,043 50-335 Fulton Savings Bank —.•§’71 50-336 Oswego County Trust Co. 50-334 <§’17 Fultonville-Montgomery Fultonville National Bk.<’83 50-739 Pop. 975 G 17 Gainesville.Wyoming H 5 Gainesville National Bk.<’01 50-740 B Pop. 327 Gasport____ Niagara F 4 First National Bank-----<’14 50-943 B Pop. 800 ‘Geneseo. Livingston G 6 Genesee Valley Nat. Bk.«t'51 50-741 B Pop. 2450 Livingston County Trust Co. 50-947 <§’15  President.  Vice-President.  Cashier.  Ass’t Cashier.  Loams A Diic’ts. Bbcoutth  Bonus,  Principal Correspondents  Cam k Sz* C*AM»M,1>VZ riOM Bawxs  C. J. Rice_________ W. C. Kingsbury .. $ 100,000 J 43,670 $ 439.800 $ 604,500 $ 67,100 N. Park and Seab. N., N. Y.; Bk. of Buffalo. Buffalo. H. L. Blossom 144,920 Am. Ex. N., Irving N., and N. City, N. Y.: H. A. Wilson_____ M. D. Goodfellow. 128.280 1,610,000 1,963,000 125,000 Mnfrs. N., Troy. 372,230 Bkrs. Tr. Co., N. Y.; Union Tr. Co.. Alb.; 1st 211,720 3,185,980 2,822,230 Ramon F. Lewis, Geo. E. True, Sec.. Tr. Tr. & Dep. Co., Syracuse. 243,210 N. Park and Met. Tr. Co., N. Y.; 1st Tr. & Dep. 82,350 1,946,180 2,182,700 Clayton E. Bixby, 100,000 Sec. and Tr. Syracuse. 76,850 Liberty N. and Irving N„ N. Y.; N. Com’l, 50,000 18,000 360.640 358,030 O. F. Conable_____ Alb. 437.030 31,140 Irving N., N. Y. 25,000 30,880 483,690 F. M. Bristol............ G. S. Skiff________ I. G. Botsford—..  C. R. Lee------------- F. B. Dilts............ M. F. W. Hanson W. J. Lovejoy____ G. G. Chauncey___ Watson A. Butts Edward Quirk____ L. W. Emerick ___ F. C. Ash,F.Pres. N. L. Whitaker Alfred DeGraff___ H. A. DeGraff____  25,000  10,110  200,980  150,000  85,810  933,630 1,159,140  100,000  40,000 1,100,000 1,100,000  F. L. Nares— H. F. Nester  300,000  411,400 3,221,100 4,238,930  H. D. Marshall, Sec, A. G. Rogers, A. Sec, A. P. Knapp--------  250,000  T. J. Watkins—  100,000  106,530 2,643,200 2,334,650  100.000  89,640 1,130,300 1.086,960  C. J. Mack_______ F. A. Rinn...........— A. F. Keough........ Theo. F. Olmsted— J. W. Wadsworth, Wm. M. Shirley ... Jr. J. W. Wadsworth— B. E. Brophel_____ P. C. Euchner, Sec. H.C. Milks, A. Sec.  William O'Hanlon. O. J. C. Rose.... M. H. Sandford___ M. S. Sandford. Ch of Bd. T. J. Smith............. A. P. Rose______ . G. D. Whedon, Sec. and Tr. H. A. Wheat Thomas H. Chew.. F. W. Whitwell— E. S. Siglar, Tr____ T. J. Smith Wm. A. Kane, A. Tr. J ohn Parmenter •’ll J. D. Atwater__ Eugene A. Bradley A. H. Knapp______  Genoa______ Cayuga H 10 50-742 Pop. 437 Gilbertsville-Otsego H 14 E. 0. Brewer Co------- „„ t’68 50-743 Pop. 455 Glen Cove..—Nassau C 5 Glen Cove Bank_____ -<§’92 D. N. Gay................ E. T. Payne______ J. O. Small_____ 50-369 F.E.Willets, Ch.of Bd. Pop. 10.000 o Nassau Union Bank— „<§’O3 Richard Downing- James H. Cocks___ H. G. Hayward . 50-370 Byron Lapham ___ Glens Falls..Warren F18 FIRST NATIONAL BANK 50-256 <’54 Pop. 16,638 ( A. B. Colvin____ W. A. Huppuch, < V.Pres, GLENS FALLS TRUST CO. 50-r 0-258 " <§’98 [ Bills of Lading ( Send us your G Merchants National Bk..<'93 D. L. Robertson— 50-257 National Bank of Glens Falls L. M. Brown_____ 50-255 <'51 Gloversvilie.-Fulton F16 City National Bank____ <'87 Charles N. Harris.. 50-214 Pop. 22,026 Fulton County Nat. Bk..<’52 A. D. L. Baker___ 50-213 Trust Company of Fulton Co. Edwin C. Naylor .. ♦ 50-215 <§T7 ‘Goshen.......... Orange A 2 Goshen National Bank...‘'65 Joseph Merritt__ 50-521 Pep. 2843 Goshen Savings Bank—_»5’71 A. V. D. Wallace.. 50-522 Nat. Bank of Orange County F. W. Murray, Jr.. 50-520 <1812 Gouverneur.St.Lawrence Bank of Gouverneur...<§’60 H. G. Aldrich____ 50-469 Pop. 4128 C 14 First National Bank____ <’81 Nelson R. Caswell. 50-470 Gowanda.__ Cattaraugus Bank of Gowanda------- <§’81:W.H. Bard B Pop. 3960 H3 50-744 Grand Gorge.—Delaware, First National Bank----- <'05 Samuel Harley____ Pop. 350 116 1 50-745  AWY.  Paid-up Surplus Depos­ and Capital Profits its  F. R. Utter---------- M. W. Potter___  Geneva_____ Ontario G 8 GENEVA NATIONAL BANK 50-293 <1817 Pop. 14,648 Geneva 8avings Bank...‘1T0 50-294 .. GENEVA TRUST CO.-- ..<§’63 ♦ 50-291   http://fraser.stlouisfed.org/ Nnniber under Name or Rank U. S. exclusively Federal Reserve Bank of St. Louis  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of this volume. For Interest Bates, Holidays, etc., see Laws.  NEW YORK—Continued  172,550  66,000 1,450,000 1,460,000  25,000  264,510 3,276,570 3,456,090 22,000  226.000  319,000  38,680 Chase N„ N. Y.; Mnfrs. & Tra. N., Buffalo.  143,670 Imp. & Tra. N. and Citiz. N„ N. Y.; N, Shawmut, Bos.: Marine Tr. Co., Buffalo. 100,000 N. City and Guaranty Tr. Co., N. Y. 433,170 1st N. and N. City. N. Y.; 4th-Atlantic N., Bos.: N. Y. State N„ Alb. 56,000 N. Bk. Com. N. Y.: Geneva Tr. Co. and Geneva N., Geneva.  93,440 N. Bk. Com., N. Y.; Bk. of Buffalo, Buffalo. 17,200 Irving N., N. Y. Chase N., N. Y.; 1st N„ Phil.  F. E. Montfort H.Gordon Hayward  B. B. Fowler______ A. W. Sherman.__  136,400  A. E. Mason______ A. L. Sitterley, Tr, C. K. Owen, A.Tr,. James McPhillips  100,000  429,820 Bkrs. Tr. Co., 1st N., Equitable Tr. Co,, and Chase N„ N. Y. 240,550 N. City, N. Y.; Kings Co. Tr. Co., Brooklyn.  726,900 6.726,290 6.620,650 1.100.270 N. City and N. Park, N. Y.; Cont. & Com’l N., Chi. 167,500 U,016,900 1,198,110 94,950 Equitable Tr. Co., N. Y.: 1st N., Alb.  drafts a speoialt lens Falls Items.  Geo. H. Leggett__ W. T. Cowles_____ Geo. S. Raley D. J. Finch_______ J. E. Parry______ G. F. Wetmore___  100,000  200,000 1,250,000 1,435,000  197,110 Chase N., N. Y.; 1st N.. Alb.  100,000  347,580 2,146,220 2,330,260  E. S. Parkhurst___ 0. L. Smith_______ F. H. Harris............ W. B. McLaren J. W. Green______ J. R. Robertson__ H. W. Brown-------  500,000  423,560 4,754,800 6,888,500  300,000  599,190 3,942,910 5,659,080  337,640 Chase N. and 1st N., N. Y.; N. Com’l Bk. & Tr. Co. and N. Y. State N., Alb. 793,300 Am. Ex. N„ N. Y.; N. Y. State N. and 1st N., Alb.; Phil. N„ Phil. 723,080 N. City, N. Y.; N. Com’l Bk. & Tr. Co., Alb.  200,000  138.560  55,000  27,010  F. S. Sextoa  W. D. Hyde............ F. P.Righ tmyer, Tr, O. L. Everest, Sec. H. L. Bowers, A. H. Rogers A. Sec. A. V. D. Wallace .. W. A. Wells............  Wm. Kniffin______ H. B. Smith, Tr,... Thos. Mould C. S. Edsall.............. C. S. Young_______  895,150 1,352,850  243,340  264,170  94,820 1,779,630 1,647.110 110,000  166,000 1,120,000  J. O. Sheldon_____ J. O. Sheldon_____ L. B. Murray___  100,000  134,640 1,723,110 1,770,860  Arthur T. Johnson B. W. Aldrich____  Wallace A. Street* Arthur P. Mason  200,000  79,630 1,663,420 2,014.060  100,000  53.88C  706,42C  759,100  Charles Harley —  25,000  33,000  200,000  260,000  Richard Wilhelm.. S. A. Neilson____ F. E. Bard ,E. B. Deyoe_____ O. D. Wood______  -TO.UST Xew Transit Number eirm by The Rand~McN»Hy Bankers’  COWPXKY  865,000  OF  185,680 N. City, N. Y.; Mnfrs. N.. Troy.  87,260 Meeh. & Metals N. and Equitable Tr. Co., N. Y.  116,770  Co. and Goshen N„ Goshen. 98,000 Irving N. and Meeh. & Metals N., N. Y.  193,700 Han. N. and N. Park, N. Y.: N. Y. State N„ Alb. 203,990 Irving N., Chase N., and N. City, N. Y.; 1st N„ Phil. 96,43( Chase N., N. Y.; Bk.of Buffalo and Liberty, Buffalo. 40,000 ,N. Bk. Com., N. Y.  BUFFALO  ia the  YORK—Continued  A’on-Bank Towns with Nearest Banking Point (In-  ■’TO53SY  AWYNumber under Name of Bank is  Town  and  mw^r  ui /  County.  /•Mem. Am. Bks. Assn. SState / ^County Seats. Id No. 2 Fed. Res. Dist. tMem. State Bks. Assn. tPriv. ♦Mem. Fed. Res. [Estab. B is Buffalo Br.  President.  Non-Bank Towns with Nearest Banking Point (In­ back of this!  NEW YORK—Continued  dexed Acces.), Lawyers, Laws (indexed) in  i  1  II  Liabilities.  ( Ass’t Cashier. I Paid-up !1Subplus AND  Vice-President.  Capital Profits  Depos­ its  Resources.  1 ix/ANi & Dis c’ts. Bonds 8bcdritib*«  Casb k £zCHijroi^Boi  Principal Correspondents.  rtOM Ba mu  50,000 1$  54,300 fl 045,000 $1003,500  D. D. Woodard___ R. O. Owens______ D. J. Evans_______ L. B. Williams O. P. Munson  50.000  30.000  559,800  810,820  33,530 Irving N„ N. Y.; N. Y. State N., Alb.  F. W. Hewitt_____ M. F. Roberts____ D. D. Nelson _  50,000  23,930  531,300  593,910  57,890 Seab. N., N. Y.; N. Com’l Bk. & Tr. Co.. Alb.  Orest Neck Nassau 0 5 Bank of Great Neck____ $’06 Roswell Eldridge.. Louis Schaefer___ Austin Hicks_____ Wm. G. Genner... 50-746 Pop. 1935  50,000  77,290 1,012,870 1.054,690  67,010 Corn Ex., N. Y.  Bank of Nassau Co.____ t§’16 J. L. Schaefer____ Roswell Eldridge— Ernest D. Willets. James K. Ryan ... Great Neck Station 50-955 Pop. 3500 Nassau C 5  50,000  29,920  518,420  482,960  66,790 Corn Ex., N. Y.  35,000  75,690  366,830  376,370  112,150 Imp ft Tra N  F. B. Corey_______ P. H. Adams______  50,000  60,000  650,000  650,000  200,000 1st N„ N. Y.  Irving L. Price___ E. B. Waterhouse..  50,000  35,620  343,290  311,490  T. J. Eldredge____ Horace J. Taber..  50,000  61,230 1,011,200  868,160  J. K. Miller______ R. P. Holly  25,000  11,650  294,070  311,800  100,000  50,000  800,000  850,000  F. T. Pember_____ H. J. Stevens_____ J. H. Pember____ J. R. Stevens Pop. 3024  „  E 19 ••  50-482 ••  M  50-484  Pop. 1275  50-747  Pop. 3700  50-518  Wm. J. Russell  Jos. E. Juliand  G. C. Adams  E. B. Harris______  50-519  F 19  Pop. 2384  First National Bank____ »t’81 Judson Edie . 50-748  Greenwood- Steuben T 7 First National Rank 50-749 Pop. 1082  i  127,000 Chase N., N. Y.; N. Y. State N., Aib.  ’04  ••  ••  J  50-483  »'nfi W. O. Slocum___  Griffin Corners.Delaware (See Fteishmcmns) Pop. 950 1 16 ( G M STODDARD J Collections glv Groton-Tompkins H 10 FIRST NATIONAL BANK-’t 65 i Prompt remitt { SEND US YOU 50-599 Pop. 2000  Groveland Station T.iv- Groveland Banking Co. _$t’17 M. L. Gamble 50-983 ingston.B-Pop. 350..G 6  N Y • N Y State N  Alh  89,070 N. Park and Equitable Tr. Co., N. Y. 165,640 N. Park, N. Y.; N. Y. State N., Alb. o  ..........  F. C. ATWOOD....... W. B. GALE-—  C. 0. RHODES_____  en special attent ion. ances. Reasonab le charges. R GROTON ITE MS.  42,250 N. Park, N. Y.; N. Com’l Bk. & Tr. Co., Alb.  100,000 1st N.. N. Y.; Syracuse Tr. Co., Syracuse, E  Gamble Wilson___ Chas. A, Brown___  15,000  4,700  113,000  116,000  16,000 N. Park, N. Y.; Mnfrs, & Tra. N., Buffalo.  Jacob Peffer............ Otho Churchill___ W. M. Seeger_____ J. J. Sullivan  100,000  115,300 1,520,860 1,527,980  (G. A. DRUMMER-- J. W. SALISBURY— H. R.STRATEMEIER- GORDON S. MOHR —  30,000  70,000 1.150,000 1,139,000  190,000 Han. N., N. Y.; Peo., Buffalo.  Hamilton „ Madison G 13 National Hamilton Bank«i'65 Adon N. Smith ___ John Harmon........ Chas. J. Griswold . J. J. Feeley............ 50-750 Pop. 1689  110,000  77,000  900,000 1,000,000  160,000 Am. Ex. N., N. Y.; N. Com’l Bk. & Tr. Co., Alb.  25,000  35,550  338,340  492,440  Orson Brundage. Sec.  50,000  85,200 1,040,300  963,880  Hancock.. .Delaware J13 First National Bank____ *’07 W. J. Merwin_____ C. E. Hulbert_____ C. A. Rogers______ W. F. Stimpson___ 50-752 Pop. 1329 G. H. Leicht  50,000  54,520  621,930  718,760  46,400 Chase N„ N. Y.; Corn Ex. N., Phil.  Wm. H. Miller .... F. E. Whipple____ W. R. O’Hara........  25,000  15,200  225,000  242,000  17,000 Chase N., N. Y.: Carthage N., Carthage.  Hartwick....Otsego H 14 nartwick National Bank___ O. S. Burch______ E. L. Sergent_____ O. W. Murdock___ 50-753 •J’08 Pop. 600  25,000  2,660  318,630  286,770  49,810 N. City, N. Y.; Cooperstown N., Cooperstown.  Hastings-upon-Hudson — First National Bank___ »t’07 John J. Walsh____ F. E. Curry______ 50-754 Westch’r.Pop. 4552.C 4  25.000  8,760  799,540|  735,160  Hamburg_______ Erie G 3 Bank of Hamburgh-__ »t$'83 50-562 B Pop. 4000  ••  ______  ••  PEOPLES BANK........... «tl’91  50-563  D. C. Pierce,  < Banking in all 1 ts branches recei ves prompt and c areful attention. I Send us your co llectlons.  Hammond-.St. Lawrence Citizens National Bank—1'12 W. D. Evans______ Robert Smith_____ R. R. Conroy_____ 50-920 Pop. 404 B 13  HammondsDOrt. Steuben Bank of Hammondsport»t$’76 L. J. Masson__ ___ J. W. Davis_______ W. E. Hunter. _ ♦ 50-751 Pop. 1254 H8  Harrisville___ Lewis C 14 First National Bank ___ »t'15 J. L. Humes____ _ Pop. 1000 50-951   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  S. T. Kellogg___ _  M . & T. 1MATKDNAL —BIJFFAl-O  ==»  108,190 Liberty N.,N. Y.; Bk. of Buffalo and Mnfrs. & Tra. N., Buffalo.  1  21,270 Han. N., N. Y.; St. Lawrence Tr. Co., Ogdensburg. 121,110 N< City, N. Y.  105,860 Seab. N„ N. Y.  FOR NEW YORK STATE AND C AN ADA COLLECTIONS  <  Number under Name of Bank is the New Transit Number given  NT'C'A A T  NEW YORK—Continued  Town  Directory, under the authority of The American Bankers Ass’n.  (Savings Banks do not handle collections)  and county,  !  Name  of  Liabilities.  Bank.  ^County Seats. «Mem. Am. Bks. Assn. {State in No. 2 Fed. Res. Dist. itMem. State Bks. Assn. tPriv. B is Buffalo Br. ♦Mem. Fed. Res. [Estab.  President.  Vice-President.  Peoples Bank..................<{'87 Everett Fowler__ 50-415  John R. Schreeder $  50,000 J  D. F. Lake.......... C. F. Freyfogle  50,000  Highland____ Ulster J 18 Pop. 2000 Highland Falls__ Orange Pop. 2470 B3 Hilton_______ Monroe F 6 B Pop. 627 Hobart___ Delaware 115 Pop. 600 Holcomb.........Ontario G 7 Pop. 215 Holland.............. Erie H 4 B Pop. 854 Holland Patent ...Oneida Pop. 337 F 14 Holley______ Orleans F 5 B Pop. 2000  <’01  CITIZENS NATIONAL BANK  50-277  <’81  Carroll F. Norton.. J. E. Davidson, Jr.  100,000  110,000 2,500,000 2,000,000  710,000 N. Park and Chase N.. N. Y.  Chas. E. Patterson. F. H. Mollineaux ..  30,000  199,150 1,987,340 1,559,410  218,800 Chase N. and Irving N„ N. Y.; Bk. of the Manhattan Co., Jamaica. 119,420 N. Park, N. Y.  454,420  499,450  100.000  C. A. McCreery— G. J. Sluyter__  100,000  201,120 1,399,720 1.468,310  130,940 Chem. N., N. Y.; N. Y. State N.. Alb.  Geo. C. Steele......... A. E. Brayton  200,000  172,670 1,246,110 1,729,810  187,570 1st N.. N. Y. and Alb.  G. N. Risley______  25,000  31,280  479,190  544,960  100,510 Chase N., N. Y.; 1st N., Canton.  F. B. Wood.............. W. H. McFadden.  25,000  42,080  471,570  400,240  108,680 Chase N., N. Y.; N. Bk. of Ogdensburg. Og-  Joseph J. Ulmer .. C. E. Colthurst__  25,000  120,000 1,300,000 1,200,000  H. A. Turnure____ W. A. Kielman... T. E. Chilcott Charles L. Du Bois  25.000  34,500  555,000  538,000  150,000 Cent. Tr. Co. and U. S. Mtge. & Tr. Co., N. Y.; Bk. of Long Isl., Jamaica. 72,970 Meeh. & Metals N„ N. Y.  25,000  85,000  352.440  377,140  22,670 Chase N., N. Y.: N. Com’l Bk. and Tr. Co., Alb.  700,000  550,000  25,000  A. B. Fraser_____  50,000  45,000  707,120  674,120  J. R. Stevenson „  J. Lawrence--------- F. M. Lyon_______ II. E. Cowan...........  50,000  113,140  357,160  609.130  30,960 Chase N„ N. Y.: 1st N„ Phil.  H. M. Parmele.__  J. S. Hamlin______ F. H. Hamlin_____  25,000  43,000  668,000  500,000  70,000 Chase N., N. Y.  R. J. Watson........  P. J. Wurst______ E. J. Bangert_____  50,000  17,500  537,810  560,110  L. G. Wauful.........  E. Willard Jones _ H. W. Dunlap____ C. F. Hoffmeister..  30,000  31,000  420,000  385,000  Michael Kennedy.  W. A. Downs......... C. W. Clough.......... J. A. Peio_______  60,000  51,870 1,066,020 1,051,290  E. G. Ranney__ G. A. Brockway  H. S. Allen — C. A. Chipman R. E. Fiske ...  50,000  72,560 1,209,930 1,275,090  A. H. Lord .. Ira J. Wood.  A. J. Hoffman___  60,000  180,860 1.274,800 1.474,810  100,000  80,010 1,145,440 1,245,390  J. E. Ogden .  Joseph Buckley. G. W. Clark  DELMER RUNKLE— LEVI E. WORDEN —. FRED. M.STEVENS  B. SURDAM, JR.  We want your Hoosick oosick Fails ite ms. Special attentio n given Bill of La ding drafts. Cash  with each sight draft for presentation and  '  YlftRXfrre. TRUST   http://fraser.stlouisfed.org/ _ _ _ ... , , , - --------irtuittopr i^ive. 96Q n, baak u-b- exclusively by The Band-Velfally Bankers Federal Reserve Bank of St. Directory, Louis under the authority of The ArneHe™ ■  .  111,180 Chase N. and Irving N., N. Y.: Mnfrs. & Tra. N„ Buffalo: N. Y. State N., Alb.; Lin. N., Rochester. 131,810 1st N., N. Y.; N. Com’l Bk. and Tr. Co., Alb.  Chase N. and Irving N.,N.Y.; N. Shawmut,Bos.. Alliance, Rochester. 125,770 N. Park, N. Y.; N. Com’l Bk. and Tr. Co. and N.Y. State N.. Alb. 177,750 Han. N.. N. Y.: N. Com’l Bk. and Tr. Co., Alb.; N. State, Troy.  100,000  78,730 1,623,160 1,460,130  408,700 Han, N„ N. Y.; N. Com’l Bk. and Tr. Co., Alb.: Mnfrs. & Tra. N., Buffalo.  100,000  189,160 2,115,110 1,971,380  100,OOC  134,560 1,533,020 1,511,940  432,890 Chase N., N. Y.; N. Y. State N., Alb.: Peo.; Buffalo. 199,130 N. Bk, Com., N. Y.; Com Ex. N.. Phil.: Marine Tr. Co.. Buffalo: N. Com’l Bk. and Tr. Co., Alb. 85,600,N. Bk. Com., N. Y.; N. Com’l Bk. and Tr. Co. Alb.  50,000  COVVPNW  JSTEW YORK—Continued  54,96(  OT  622,61C  622,110  BUFFALO . ^uu-ltank Towns with Nearest Banking Point (In­ dexed Acces.). Lawyers. Laws "t- it.  192  Ch. ofBd., J. H. Stevens  41,580 Seab. N., N. Y.; Peo„ Buffalo.  100,000 N. Bk. Com.. N. Y.  •  rts.  M. F. Woodbury... Henry Erlich.......... F. E. Storms_____ S. H. Norton .. R. A. Plaisted F. E. Storms  85,000 N. Bk. Com., N. Y.: N. Y. State N„ Alb. 200,770 N. City, N.Y.  Ju ly .  1  28,230  C. W. Ludlum____  First National Bank— <’49 Charles Adsit_____ F. P. Merrill______ F. E. Bronson 50-276 H. A. Bull Steuben Trust Co_____ t{'02 C. W. Etz_________IL. W. Rockwell ...iLeRoy Smith, Tr... O. M. Whiting, Sec. 50-278 S. E. Brown, J .E.Schwarzenbach |  Horseheads .Chemung 18 First National Bank___ <’06 Pop. 2098 \ 50-765  222,340 Irving N. and Am. Ex. N„ N.Y.; N. Com’l Bk. & Tr. Co., Alb.  T. J. Hicks.............  .Please send 15c  Hornell.......... Steuben I 7 Pop. 15,025  943,960  F. W. Zoller______ M. G. Newcomb__ B. C. Lee------ ------  Homer ___ Cortland H 11 Homer National Bank .’86 R. H. Miller_____ Pop. 2695 50-763 Honeoye Falls...Monroe Bank of Honeoye Falls <t'70 A. M. Holden____ B Pop. 1300 G7 50-764 Hoosick Falls..Renssel'r First National Bank.__ <’80 E. P. Markham__ Pop. 5532 G 19 50-422  50-423  918,810  32,000  50-550  PEOPLES NATIONAL BANK  212,360  Wm. S. Hall.  ley. E. J. Pray............. Second National Bank..<’19 Geo. H. Baukney.. L. J. Smith, V. P. Louis Cohen 50-096 H. G. Munger ____ C. S. Brewer-------First National Bank___ <’84 50-358 Robert Earl ______ Charles Bell______ Herkimer National Bk.. <’69 50-357 E. A. Conant ____ H. L. Wallace.......... First National Bank___ <’01 50-755 E. H. Fletcher........ W. H. McCadam.. First National Bank ....<’13 50-933 H. W. Underhill.. Henry C. Stolz___ Bank of Hicksville____ <{’03 Henry Sengstacken ♦ 50-756 J. B. Du Bose ___ S. G. Burke______ Long Island National Bank.. R. C. Colyer 50-985 <’17 A. D. Lent_______ First National Bank. J1900 G. W. Pratt............. 50-757 W. J. Duffy............. First National Bank____ *’07 F. R. Fitchett ___  State Bank of Hilton.. .<§’14 50-758 National Bank of Hobart t'91 50-759 Hamlin National Bank..<’11 50-906 Bank of Holland_____ <{’93 50-760 First National Bank____ »’95 50-761 State Exchange Bank—<{'99 50-762  46,330 $ 894,860 $ 886,980 $ 165,530 Liberty N. and Irving N„ N. Y.; N. Y. State N„ Alb.  Wm. Plyer._  50-446  Hermon....St. Lawrence Pop. 587 B14 Heuvelton—St. Lawrence Pop. 560 B 14 Hicksville.__ Nassau C 5 Pop. 3000  Principal Correspondents.  k Dl>- Cui k JExBomm, muwu.Dui UsCIJlmu r*OM Baku  Iz>amb c’th.  N E W YO RK BA N K S — H av ers tr aw to H o rs eh ead s  Hempstead... Nassau D 5 First National Bank «t'93 Fred Ingraham__ 50-447 Pop. 6382 Hempstead Bank-------- •t5'87  E. O. Rose................O. E. Reynolds  Resources.  Paid-up Surplus Depos­ and Capital Pno its pits  Ass't Cashier.  Oashies. H. A. Dixon  Haverstraw.... Rockland National Bank of Haverstraw H. N. Wood--------- W. G. Hamilton.— Pop. 5669 B3 50-414 <’71  •Herkimer____ Herkimer Pop. 10,453 F 15  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of this volume. For Interest Bates, Holidays, etc., see Laws'  96S  to each bank in U. 8. exclusively by The Band McNally Bankers’  iber  968  T_T A KJTDO urn  'AYYtL  ~YV<A3S~Y JVe»F  969 CD  to  Number uuder Name of Bauk is the Transit Number f?iven to each bank in U. S. eiciuslreiy by The Band-McNally Bankers’  Directory, under tbe authority of The American Bankers Ass’n.  Town anv County.  I  Liabilities.  President.  First National Bank___ <’64 Jordan PhUip_____ 50-325 Hudson City Sav. Inst'n.t|’5O C. A. Van Deusen.. 50-324  Vice-President.  Cashier.  Ass’t Gassier.  M. A. Jones______ E. L. Tanner_____ J.H. Wardle R. W. Evans_____ S. M. Rainey, Tr. John W. Gillette  Delbert Dinehart— R. W. Evans_____ C. W. Clapper, F. S. Clapper, I Sec. and Tr. A. Sec. and A. Tr. <§’30 L. A. Bristol. V. P. C.W. Bostwick  801,680 5,947,230 6.554,640  188.010 Guaranty Tr. and Bkrs. Tr. Cos.. N. Y.; Syra­ cuse Tr.Co.,Syracuse; Bk.of Buffal., Buffalo.!  125.000  118,210 2.222.860 2,248.730  231,000 Meeh. & Metals N. and Irving N„ N.Y.;lst N. and Alb. Tr. Co., Alb.  385,000  75,000 Meeh, ft Metals N. and Seab. N„ N Y.; N. Com’l Bk. & Tr. Co., Alb. 260,930 Irving N„ N. Y.; 1st N„ Alb.  50,000 50,000  136,870 1,470,000 1,388,970  100,000  152.680 2,002,320 2,099,170  30,000  250,000 2,388,770 2,350,050  23.500  758,100  Horatio Hall______ E. B. Hawkins____ (John F. Wood... W. S. Funnell ___ G. C- Hendrickson E. M. Wicks F. H. Koster_____ S. E. Pettit.............. S. T. Cheshire____  50,000  30,000  25.000  12,500  Charles Harter___ A. D. Richardson— Ralph D. LeRoy .. F. M. Bellenger___  100,000  135.460 1,339.950 1.805,130  S. T. Russell______ J. A. Giblin____ Geo. F. Wallace... Burley Smith_____ A. W. McGowan J. K. Wheeler____ O. G. Wheeler — |M. W. Bassette..  50,000  90,570 1,375,590 1,000,990  50,000  5,000  R. G. Abercrombie R. V. Lewis______ John Hunter_____ E. J. Lewis_______  25,000  E. R. Smith.............. J. F.Richardson. John Vos  25,000  Roscoe C. Clock...  804,750  31,800  334.550  331,550  50,900 Bk. of the Manhattan Co., N. Y.; 1st N„ Alb.  30,020  455,110  432,340  76,350 Chase N. and N. Park, N. Y.; Bk. of the Man­ hattan Co., Jamaica.  170,880 1,836,730 1,212,870  678,680 Meeh. & Metals N..N. Y.: Cont. & Com’l N., Chi.  520.000 4,200,000 4,380,000  340.000 Bkrs. Tr. Co.. N. Y.  214,310 3,281,770 3,151,750  413,610 Met. Tr. Co. and N. Bk. Com., N, Y.  200,000  D. N. Van Hosen.. R. S. Polk  100,000  244,200 1,574,310 1.469,490  L. D. Bowman.___ H. F. Johnson_____ J. A. Erickson___ M. A. Okerlind C. W. Herrick____ L. J. Warren______ A. G. Johnson____ W. R. Botsford B. H. Ruland H. E. Crissey_____ , A. E. Appleyard___ R. E. Miller______  200,000  118,680 2,013,100 2,260,000  G. E. BRITTON-------  196,080 Ohase N., N. Y.  60,000 Chase N., N. Y.; Marine Tr. Co., Buffalo.  E. L. Williams___ G. L. Cook, Tr..... E. H. Bostwick. Sec. R. H. Treman E. L. Williams____ Sherman Peer. Tr. W. H. Storms. Sec. P. C. Cornell A. B. Wellar, A.Tr. W. H. Storms  25,000  130.730 1st N., N. Y.; 1st N., Alb.  530,000  250.000  E. C. Stewart_____ ' A. G. Stone_______  211.720 Am. Ex. N. and Imp. ft Tra. N.. N. Y.; N. Y. State N. and N. Com’l Bk. & Tr. Co.. Alb. 329,940 Bk, of the Manhattan Co., Fidelity Tr. Co.. N. City, and Corn Ex., N. Y.; Bk. of the Man­ hattan Co., Jamaica. 97,270 N. Bk. Com.. N. ¥,; Bk. of Long Isl., Jamaica.  540,000  B. L. Johnson____  iF. E. GIFFORD — H.R. SHELDON—.IF. E. FELT_______ A.N. BROADHEAD  30,300  356,040  328,820  81,990 Guaranty Tr. Co.. N. Y.; Ithaca Tr. Co., Ithaca.  408,690 Chase N.. N. Y.; Phil. N., Phil.  250,000  239,170 Irving N., N. Y.: Bk. of Pitt. N. A., Pitt.: 1st N.. Clev.; Mnfrs. & Tra. N-, Buffalo. 351.950 3,698,120 3,003,260 1,317,800 N. Bk. Com., N. Y.  200,000  215 000 3,800,000 3,275,000  153,300  507,760 1,901,080 2,002.940  610,000 Han. N. and Guaranty Tr. Co., N. Y.: Bk. of Buffalo, Buffalo. 614,920 1st N„ N. Y.: Union Com. N., Clev.  (Save time and g et service on Coll ectlons and Credi Ing in advan CE: Plain sight drafts 15c; Cred if Reports, 5 0 c. TRY US.  (fee  LIBERTY NATIONAL BANK  Fred V. Anderson .  200.000  C. L. Rowley_____ H. E. Williams  500,000  269,700 4,688,280 4,965,430  G. R. Butts, Tr....  300,000  321,470 2,084,910 2,481,600  25,000  53,660  13,300  779,150 1,073,920  266,850  MANUFACTURERS- & TRADERS NATIONAL BANK—BUFFALO  I -  202,640  212,570 Guaranty Tr. Co., N. Y.; Citiz. Com’l Tr. Co., Buffalo. 851,090 Seab. N. and Chase N., N. Y.; Columbia N., Pitt.; Liberty, Buffalo. 210,770 Cent. Union Tr. Co.. N. Y.; Bk. of Buffalo. Buffalo. 46,740 Irving N., N. Y.: Corn Ex. N., Phil.  LARGEST NATIONAL BANK IN WESTERN NEW YORK  969  Wm. R. Reynolds. [James M. Dunbar. Arthur B. Ottaway Fletcher Goodwill- I A. W. Swan______ Howard Dow S. B. Broadhead Union Trust Co______ J§’94 Frank Merz______ F. P. Hall________ ! Harry L. Briggs ... 50-128 A. K. Briggs Jeffersonville ...Sullivan First National Bank.__ <’14 V. Scheidell______ W. B. Voorhees... Fred Schmidt_____ 59-034 Pep. 490_____ J 1." Ch-.rloc (Schmidt I  Elmer E. Wellman 50-131 »T9 Nat. Chautauqua Co. Bank C. M. Dow______ _ 50-125 <’31   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  370,000  N E W YO RK BA N K S — H udso n to Je ff er so nv ille  50-126  —  B. G. Higley______ Geo.S. Witham, Sr. John B. Davis____ M. A. Norton..........  Ithaca Savings Bank...<1*68 Roger B. Williams. 50-263 Ithaca Trust Co_______ <§'91 C. E. Treman_____ M. Van Cleef. ♦ 50-264 Ch.of Bd. Rothschild Bros. & Co. „t'08 Jacob Rothschild— 50-265 Tompkins County Nat. Bank R. H. Treman____ 50-261 <’36 ‘Jamaica____ Queens C 4 (See N. T. City, Borough of Queens) Jamestown.. Chautauqua American Nat’l Bank...<’10 C. A. Okerlind____ B Pop. 38.898 12 50-130 Bank of Jamestown__ <§’03 B. D. PhUlips____ 50-129 Farmers & Meeh. Bank.<§'91 0. N. Rushworth.. 50-127  C  iXIAMS St DlS- 1 ash k £x- j Bonds, CHA NOBS. Dm Sicuimii kbom Banks  c’ts.  C. W. Kellogg____ W. A. Hunpuch— IW. H. NeUson____ Preston Paris J. H. Derby______ Geo. Tait________ | H. L. Broughton___ C. W. Higley Douglass Conklin- Henry F. Sammis— Ross W. Downs__ A. W. Sammis____ Clifton F. Gardner  ‘Ithaca...Tompkins H 10 FIRST NATIONAL BANK-< 64 R. B. Williams____ E. T. Turner_____ IC. W. Major______ Pop. 17,004 W. A. Boyd 50-262  FIRST NATIONAL BANK<’51  K.ESOURI ES.  Surplus Depos­ Paid-up AND its Capital Profits  $ 200.000 $ 320,480 $2131060 $2 310500 $ 390,090 N, Park, Han. N„ and Imp. ft Tra. N., N. Y.; N. Com’l Bk. & Tr. Co., Alb. 286,750 N. Bk. Oom., N. Y.; N. V. State N„ Alb. 200,000 242.920 2,748,800 3,099,030  HUDSON RIVER TRUST CO.  First National Bank___ <’03 50-399 Huntington Station..C 7 Huntington Station Bank Suffolk ..Pop, 87 50-1026 §’20 Ilion_____ Herkimer G 14 Ilion National Bank____<’67 Pop. 10.169 50-881 Manufacturers Nat’l Bank 50-382 <’08 Interlaken.__ Seneca 0 9 Banking House of O. G. & Pop. 800 D. 0. Wheeler_____ »tt’73 50-767 Irvington, WestchesterB 4 Irvington National Bank < 02 Pop. 2600 50-768 (slip_________Suffolk C 6 First National Bank —<’07 Pop. 2200 50-769  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), lawyers, haws (indexed) in back of thi volume. For Interest Bates, Holidays, etc., see haws  NEW YORK—Continued  •Hodson...Columbia 118 Farmers National Bank.<'39 E. Ten Broeck___ J. P. Mesick______ F. S. Hallenbeck__ Pop. 11,745 50-323  ‘Hodson Falls-Washing’n Hudson Falls Nat’l Bank<’06 Pop. 5761 1 18 50-437 Peoples National Bank—<’84 50-435 Sandy HUI Nat’l Bank.. <’63 50-436 Huntington—Suffolk 0 5 Bank of Huntington .. .<#'88 Pop. 7500 50-398  YSXJrrAAJO  (Savings Banks do not handle collections)  Name of Bank.  •County Seats. •Mem. Am. Bks. Assn. SState In No. 2 Fed. lies. Dist. tMem. State Bks. Assn.IPriv. B is Buffalo Br. ♦Mem. Fed. Res. f Estab.  50-322  Or  CCftAVXYAV  Number under Name of Bank is the New Transit Number gi MTTXXZ  given  970 Town  Number under Name of Bank is the New Transit Number given to each bank in U S. exclusively by The Rand-McNally Bankers’ Directory, under the authority of The American Bankers Ass’n. and  County.  LI A X<nOTTTT-,r,  Name of Bank.  ‘County Seats. •Mem. Am. Bks. Assn. §State In No. 2 Fed. Res. Dist. JMem. State Bks. Assn. tPriv B is Buffalo Br. ♦Mem. Fed. Res. [Estab  Johnson City___ Broome Pop 8587 J 12 ‘Johnstown—Fulton F 17 Pop. 10.905  President.  Cashier.  Vice-President,  Ass’t Cashier.  50-340  Dis-  200,000  Edwin Tatham___ H. Z. Mayne_____ E. M. Fielder_____ G. II. Cornell_____ F. B. Stud well E. K. Romeyn____ M. J. Callanan____ F. B. McKenzie ...  50,000  30,000  100,000  104,580  333,610  580,660  50,000  75,790  856,530  876,690  Northern Westchester Bank ♦ 50-986 <§’18 Keeseville National Bk. <’70 50-770 State Bank of Kenmoret§’14 50-944 Kerhonkson National Bank 50-958 »t’16  ‘Kingston.... Ulster J 17 Pop. 26,688  COYKENBALL— F. COYKENBALL— L. BEEBES...................................... . FIRST NAT’L BANK E.Capital and Surplus Collections at Rondout and Kingston made on favorable terms.  50-771  Freelon Hunter___ H. A. Inskip______ M. J. Quigley.......... Charles A.Scheeier E. A. Smiley______ H. M. Anderson... I. E. Colville_____ David R. Johnson. Jason O. Decker Gerrit S. Collier... Chas. Frisbee------- J. A. Reynolds ___ — Clarence C. Miller  $552, 480.  OF RONDOUT.,,, 50-194  Principal Correspondents.  Dus  Geo. Burgevin____ Charles Tappen, Tr V. B. Van Wagonen Phillip Elting____ A. A. Davis,  315,000  Bk. & Tr. Co.. Alb.  55,000 Meeh. & Metals N. and N. Y. Tr. Co., N. Y. 81,530 Irvine N., N. Y. 101,600 Guaranty Tr. Co., N. Y.; Marine Tr. Co. and W Bk. of Buffalo. Buffalo. <* 22,130 Irving N., N. Y.  25,000  7,160  170,550  167,710  200,000  123,160  343,900  549,550  200,000  351,710 1,162,130 1,589,900  185,310 N. Park, N. Y.; 1st N„ Alb.  392,230 4.892,560 4,791,380  422,320  82,000  oXJ *  O. H. De La Vergne, A. Tr. G. A. Craig,.1. Tr._  250,000  112,850 1,482,260 1,680,130  99,050  James A. Betts___ Charles Snyder___ ...............................—  150,000  103,810 1,562,680 1,770,820  219,140  A. S. Staples_____ C. R. O’Connor___ M. Burger-----------  150,000  116,000 1,118,800 1,544,190  150,850  Sec. and Tr.  Dayton Murray  Rondout 8avings Bank.<§'68 J. E. Derrenbacher. F. H. Griffiths... J. G. Rose 50-196  See,  STATE OF N. Y. NAT’L BANK D. N. Mathews -__ C. H. Schoonmaker | J. M. Schaeffer.  150,000  <’53  Wm. C. Shafer___ H. R.Brigham.... C. S. Wood M. M. Nowak......... A. Rosinski_____ J. J. Sullivan C. G. Boland--------- Chas. Trow_______ 1. P. Trevett, V.P, E. E. Coatsworth H, J. Kelley, V. P. J. E. Donnelly Lacona____ Oswego E 11 First National Bank___ <12 G. R. Blount______ 0. M. Salisbury___ Pop. 1190 50-918 ‘Lake George...Warren First National Bank___ < 07 J. N. Hubbell_____ E. R. Ziebach____ G. F. Selleck Pop. 800 E 19 50-773 Lake Placid—.Essex B 18 Bank of Lake Placid...<§'09 G. A. Stevens_____ F. B. Guild........... J. B. Hurley Pop. 1800 50-774 Lancaster______ Erie G 4 Bank of Lancaster.........<#’89 J. O. Garretsee___ J. G. Miller.............. B Pop. 6059 50-775 Larchmont..Westchester Larchmont Nat. Bank „<’01 Samuel R. Bell____ Frank A. Moore — A. C. Robinson, Jr. Pop. 3000 O4 50-776 Lawrence___ Nassau D 5 Bank of Lawrence____ <§'03 J. Carl Schmuck... Divine Hewlett.... Pop. 1189 50-777 Ulster County Savings Inst. 50-: -192 <§’51 Lackawanna ——Erie G 3 American Bank________ §’20 B Pop. 17,918 50-1011 “ _______ “ Lackawanna Nat. Bank..<’03 50-772  BANK OF IE ROT....... <§'38  295,000  374,950  Bk. & Tr. Co., Alb.  Correspondence solicited and promptly attended to.  Kineston Savings Bank <§’74 Myron Teller------50-197 Kingston Trust Co____<§’20 W. J. Turck---------♦ 50-195 National Ulster Co. Bank F. J. R. Clarke — 50-190 <’31 Rondout National Bank <’48 P. A. Canfield-------50-191  330,260 3,253,360 3,458,860  Edward Wells____ Edward C. Decker Donald Fraser____ W. H. Young_____ A. G. Doubleday  Katonah Westchester B5 Pop. 1500 Keeseville___ Essex B 19 Pop. 1835 Kenmore_______ Erie G 3 (Buffalo P.O.) B Pop.2000 Kerhonkson—Ulster J 17 Pop. 400 Kinderhook, ColnmbiaH18 Pop. 800  50-492  Resources. Loans & Cash & Ex­ c’ts. Bonds, changes, Sbcubities from Banks  FrankWindus.A.T. $ 100,000 $ 87,480 $3 995840 $3 169 330 $1013 980 . C. F.Johnson____ W. H. Wiudus, Sec. and Tr. A. M. Coddington, A.Tr. 100,000 254,820 2,096,260 2,132,109 305,570 John G. Ferres___ W. C. Hackney-__ William McKie.__ B. D. Smith, Sec...  50-339  Ue Boy_____ Genesee G 6 B Pop. 6000  Liabilities. Paid-up Surplus Depos­ and Capital Profits its  A. H. Bixby. —  50-778 Bank..  50-193  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of this volume. For Interest Bates, Holidays, etc., see Laws  NEW YORK—Continued (Savings Banks Jo not handle collections)  J. B. Alliger. Tr— J. M. Schaeffer, Sec. George J. Yrox-___ J. E. Balbierz..........  200.000  S. J. Sturdevant.— L. C. Hamer______  50,000  R. E. Archibald__  J. S. Dowling.  S. R. O’Haire. Louise M. Huber... M. J, Snyder  D. C. H. PRENTICE F. E. CHADDOCK —- W. H. BISHOP _ _ _ H.G. BISHOP_ _ _ _ Collection! bav e tbe personal at tentlon of an offl cer of tbls bank, We remit on da y of payment. 9 end a* your busln ess.  973,910  402,370  139,840  29,190  193,440  836,260  493,000  25.000  26,790  25.000  46,340  100,000  213,580  100,400 3.182,000 3,236,990 28,000  50,000  John A. Ruth.  432,600  450,000 6,400,000 6,350.000  100,000  H. J. Moll________ F. J. Twist______  C. H. Watson_____  426,300 4,759,400 4.753.100  94,000  262,740  215,420  35,560  835,790  892.930  72,820  59,130 1,757,930 1.782,950  123,990  965.000  825,000  203.000  100,000  45,260 1,657,100 1,450,800  335.550  100,000  31,220  170,900  885.030  838,970  £ 3 M o  Rondout.  n  O  r  falo.  n  295,410  500,000  38,000  W co  500,000 Far. Ln. & Tr. Co., N. Y.  99,050  DO >  Mnfrs. & Tra. N., Buffalo; 3d N., Scran-i ton, Pa. rving N., N. Y.; Jefferson Co. N., Watertown.:  Alb. lorn F,x. and Guaranty Tr. Co., the Manila 'an Co., .Tamiaca. Buffalo.  r_______ ^J. H. Walker________.^R. 11.  LeRoy National Bank..<’02 H.B. Ward__________ C.N. Keeney.  Comfort........  50-493  TWU  P77 http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis Town ano flhmrkT  TRUST NE W  nm  100,000  47,650 1,045,670 1,029,460  COMPANY YORK—Con tinued  (Savings Banks do not handle collections)  OF  212,660 Chase N„ N. Y.; N. Y. State N., Alb.  BUFFALO T<>wns with Nearest Banking Point (Tn  CO tsO O  UVJ1 1 Qyfy  Number under Name of Bank ia the New Transit Number given e&cb bank in U._S. exclusively by_Thc Band McNally Bankers'  Directory, under the authority of The American Bankers Ass’n.  Town and  CouNtr.  (Savings Banks do not handle collections)  Name of Bank.  ^County Seats. *Mem. Am. Bks. Assn. SState In No. 2 Fed. Res. Dist. tMem. State Bks. Assn. tPriv. B is Buffalo Br. -oMem. Fed. Res. [Estab.  President  Vice-President.  Cashier.  Ass  t  Cashier.  Liberty........ Sullivan J 16 National Bk. of Liberty-»t'll F. E. Bridges-------- Sherman Ernhout. Albert Van Dyke- H. N. Krum_______ $ Pop. 2072 50-904 Sullivan County National Bk. R. A. Monroe_____ ; A. S. Pierson_____  50-779  <’93  Non-Bank Towns with Nearest Hanking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of this,'4—' volume. For Interest Bates, Holidays, etc., see Laws. I  NE W YORK—Con tin u ed  H. C. Baldwin____  Isham Young_____  Lima------ Livingston G 7 Bank of Lima_________ <§’05; C. R. Pierce______ i E. P. Dibble______ Alexander Martin. j Elizabeth McSweeB Pop. 1000 50-780 ney  Liabilities. Resources. A Die Cabu A ExPaid-up ! Su^^ub I Depob- [x>AN> :’tb. Bokdb, OBAMOia,DUB  r  50,000 $ 50,000  115,480  25.000  18.890  FROM Baku  Bbovutu  49,340 $1 212 300  Principal Correspondents.  $ 232,240 Chase N„ N. Y.; N. Y. State N„ Aib.  165,810 N. City, N. Y.; 1st N., Alb.; 4th St. N„ Phil.  1,075,900  239,430  47,960 N. Bk. Com., N. Y.: Merch. and N. Bk. Com., Rochester.  <’07 W. C. Abbott_____ ! Frederick Sheide . George Pebler____ __________________ | Chas. Weierter  281,800  62,910 Irving N., N. Y.; Bk. of the Manhattan Co.. Jamaica.  Lisle---------- Broome 112 First National Bank_____ ’16 Edward L. Teed—IT. R. Hitt . ............ . Harry D. French.. Mrs. Fanny French Pop. 329 50-954  185,970  31,770 Seab. N„ N. Y.  1 J. J. Gilbert........ IL C. Miller.............. C. D. Jarvis, I J. W. Sherman, Sec. and Tr. A. Sec. M. G. Bronner J. W. Sherman, A. Sec.  3,410,330  Lindenhurst—Suffolk D 5 \ First National Bank Pop. 2200 50-781  Little Falls-Herkimer F15 HERKIMER COUNTY TRUST  COMPANY-50-297 ... <§’33 , Special attentio n given Bill of La ding drafts, Cash and Time Items. ♦ I Please send 15c w \ ith each sight draf t for presentation j and 25c for Credit Reports. ! ( We want your L ittle Falls items.  Pop. 13,029  613,140 Liberty N. and Equitable Tr. Co. N.. N. Y.. * N. Com’l Bk. & Tr. Co., 1st N„ and N. V. f State N., Alb. C <  I  c 284,770 Liberty N., N. Y.; Girard N., Phil.: 1st N., Alb. ?  Little Falls National Bk._t’79 L. O. Bucklin-------- H. P. Snyder.......... F. G. Teall................ F. L. Teall-............ 50-298  100,000  ‘Little Valley.Cat'gus 1 3! Cattaraugus County Bk.<§'02 E. E. Kelley--------- W. C. Parker______ F. J. Davis_______ E. McCarthy______ B Pop. 1249 50-782  25,000  56,000  575,000  550,000  98,000 Seab. N., N. Y.; Peo., Buffalo.  Livingston Manor...Sull- Livingston Manor Nat’l Bank Charles B. Ward... \ Louis Du Bois____ William Smith____ Geo. M. LeRoy — tvan„Pop. 1600— J15 50-905 <’11 Livonia—.Livingston G7 Bank of Livonia_______ t’71 A. N. Stewart_____ __________________ A. N. Stewart_____ G. A. LawrenceB Pop. 1000 50-637  25,000  13,990  255,210  267,150  44,310 Irving N., N. Y.; 1st N., Phil.  ----------  “  iLivonia State Bank—•+§’19t J. W. Wadsworth— P.C.Euchner.. 50-988 IE. A. Bronson Locke--------- Cayuga H 10 Citizens Bank............ „i§’95 C. J. Hewitt______ J. L. White.___ Pop. 264 50-783  ----------  Arthur J. Straub— __________________ ■  348,180 2,204,370 2,872,180  Chase N„ N. Y.  25,000  5,000  267,890  256,840  25,000  19,640  182,200  182,230  »  J £  24,010 Irving N., N. Y.; Livingston Co. Tr. Co., ► Geneseo. : 39,610 Chase N., N. Y.; N. Com’l Bk. & Tr. Co., Alb. £ £  ‘Lockport___ Niagara F 4 B Pop. 21,308  NATIONAL  EXCHANGE BANKH 50-223  <’44  W. E. McCOMB- W. A. WILLIAMS - A. C. TOVELL--------------------------------------Collections a S pectalty. We re mlt on day of pa yment. SEND US YOU R LOCKPORT I TEMS.  fj. T. SYMES------ C.G. SUTLIFF--------- H. E. MORRILL— K. W. STRAUSS —  Ml AT ADA PAIINTV MATIANAI " RANK  cANIi----- oh  4<s4-----------•+  64  I W. VAN VALKEN<I BURGH, Ch. o) Bd. collections  150,000  577,550 4,991,870 4,254,880  300,000.  535,180 5,807,970 6,888,660  presented promp tly and remitted immediately wb en paid. ^Reasonable cha rge. Newly organ ized department.  _________________ 710,000 Farmers &Mech. Sav. Bank. Wm. A. Williams— Charles A. Hoag — J. E. Emerson, 7,530,600 7,487,930 C. H. Wendell, 50-225 »§’7O J. T. Darrison V. Pres, and Tr. ' Sec. Long Beach..Nassau C 5 National Bank of Long Beach H. G. Heyson_____ iH.M. Susswein ... Ic. B. Munro______ i__________________ Pop. 300 50-1024 ’20  Long Island City. Queens (See New Fork City, Borou gh of Queens') D4 ‘Lowville........ Lewis D13 Black River National Bank'79 Frederick S. Easton E. S. K. Merrell... George Sherwood____________ ____ ___ Pop. 4000 50-528 J. s. Bowen Lewis County Trust Co._§’20 C. F. Boshart_____ H.I. LeFevre______ W. J. Milligan, B. B. Johnson, 50-527 jL. S. Miller Sec. & Tr. A.Sec.&A.Tr. 11. P. Gould   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  509,100 1st N. and Lin. N., N. Y.; N. Y. State N., Alb. < t C < < £ 820,140 N. Park, N. Y.; Mnfrs. & Tra. N., Buffalo. ?  25.000  25,000  100,000  50,000  790,000  710,000  100,000  57,630  799,850  706,170 .  & T. NATIONAL—BUFFALO  752,680 Guaranty Tr. Co., N. Y.; Bk. of Buffalo, Buffalo.  CANADA  278,540 Am. Ex. N.. N. Y.; N. Y. State N. and N. Com'!, Bk. & Tr. Co., Alb. 24,720 N. City, N. Y.; 1st N., Alb. |M ____________________________________________ 1:  COLLECTIONS  4.  I  Number under Name of Bank is the New Transit Number given  972 Town  KT 17 AX7  Number under Name of Bank is the New Transit Number given to each bank in U. 8. exclusively by Tbe Rand-McNally Bankers’ Directory, under the authority of The American Bankers Ass’n. and  County.  !  Name  of  I_f A kedci  /*>__ A. • _  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of this volume. For Interest Rates, Holidays, etc., see Laws.  NEW YORK—Continued (Savings Banks do not handle collections)  Resources.  Liabilities.  Bank.  ‘County Seats. «Mem. Am. Bks. Assn. SState In No. 2 Fed. Res. Dist. 'tMem. State Bks. Assn. tPriv. B is Buffalo Br. ♦Mem. Fed. Res. [Estab.  President.  Vice-President.  Cashier.  Ass’t Cashier.  ft Dl>Paid-up Surplus Depos­ cIXJAMB ’t». Bond*, and Capital Profits its Smvutim  Principal Correspondents.  ft Xx-  Gam ouan«m,Dui from Baku  25,000 J  70,000 $1500 000 $1400000 $ 216,000 Irving N., N. Y.; N. Com’l, Bk. & Tr. Co,, Alb.  Peoples National Bank ...’20 S. J. Bradbury........ T. F. O’Connor—— Wm. F. Ploch_____ _____________ 50-1015  50,000  12.500  Lyndonville..Orleans F 4 Citizens State Bank___ »t5’05 F. B. Housel.......... . I John Ward_______ J. B. Oakes............._. Ih. N. Welch. B Pop. 10C0 50-785  50,000  25,000  600,000  600,000  ‘Lyons--------- Wayne F 9 Gavitt National Bank__ «t’66 W. S. Gavitt______ G. J. Gavitt________ S. B. Gavitt________ G. H. Milem. Pop. 4700 50-462 I. G. Mirick  60,000  66,680  992,600  918,690  260,480 Am. Ex.N. and Citiz. N„ N. Y.: Phil. N„ Phil.: N. Com’l Bk. & Tr. Co. and 1st N„ Alb.  60,000  17,120  525,790  542,670  124.470 N. City and Irving N.. N. Y.; N. Com’l Bk, & Tr. Co. and N. Y. State N„ Alb.  25,000  39,090  266.440  277,670  Madrid-St. Lawrence A14 Madrid Bank__________ t5’96 A. D. Whitney____ W. E. Griffith— Pop. 900 50-786  ‘Malone..-Franklin A 17 Farmers National Bank—1’64 M. C. Ransom____ G. H. Hale_________ F. F. Fisk_________ |F. J. Taylor Pop. 7556 50-390  Peoples Trust Co........... «t§’85 N. M. Marshall___ B. R. Clark_______T. J. McKee. ♦ 50-391 F. R. Kirk  Mamaroneck Westchester First National Bank___ •♦'89 R. G. Brewer_____ T. J. Meighan........ !R. Pop. 8000 C5 50-407 John H. McArdle  H. H.Seaver, Tr... C. W. Russell, A. Tr.  260,600 1,038,550 1,612.230  191,510 Bk. of the Manhattan Co., N. Y.; N. Com’l Bk. & Tr. Co., Alb.  300,000  236.910 1,864,080 2,481,390  252,590 N. Park, N. Y.; 1st N„ Alb. •  E. H.Gedney, A.Tr.  Davis.  50,000  30.380  25,000 25,000  "  ______  “  96,080 Lin. N. and Guaranty Tr. Co., N. Y.; 1st N., Mamaroneck. Irving N., N. Y.  388,830  562,020  15,000  750,000  710,000  80.000 Irving N..N.Y.; 1st N„ Phil.  72,000  500.000  600,000  50,000 Chase N., N. Y.: 1st N.. Alb.  13,670  426,890  460,560  25,000  59,-710  788.37C  703,560  44,110 Irving N., N. Y.; N. Com’l, Bk. & Tr. Co., Alb.: Lin. N„ Rochester; 1st N.. Newark. 138,250 N. Park, N. Y.; N. Com’l, Bk. & Tr. Co., Alb.  W. F. Willson____ j J. 0. Crapser_____ G. P. Matthews.__ C. H. Elliott...........  25,000  82,430 1,081,210 1,016,110  195,330 Coal & Iron N. and N. City'. N. Y.; 1st N„ Alb.  M. H. Flaherty  Chase N., N. Y.; N. Y. State N.. Alb.  J. K. Phillips_____  a  26,000  41,000  415,000  415,000  Margaret D. Fox. F. C. Whitney  25,000  40,000  550,000  515,000  J. W. BURKE_____  50,000  57,980 1,026,300 1,033,770  100,000  105,000 2.400,000 2,500,000  J. M. Lupton_____ N.S. Tuthill_______ E. D. Corwin______ |T. W. Tulhill F. W. Crandall— E. D. Reagan_____ H. J. Lockwood.. R. G. MOORE  «t'96  Joseph Vet------------------ t’19 50-379  Medina_____ Orleans F 4 Central Bank_________ t§'09 Watson F. Barry.. Erwin Rands_____ E. R. Clark_______ 8 Pop. 6237 50-411  "  182,000 Chase N. and Lin. N.,N. Y.: 4th St. N.. Phil.  25,000  MANUFACTURERS NAT. BK. Wm. L. Howland.. John C. Duncan...'Newton T. Bryan..;  ..............  794,000  C. N. Jagger______ jC. R. Pratt_______ R. S. Bush________ i B. E. Luce J. F. Wygant—! A. H. Palmer_____ E. W. Carpenter— J. O. Crowley___  F.W.KAVANAUGH H. B. DUGAN —  “  786,000  108,190 1,100,680 1,092,640  Mechanicsvillp..Saratoga FIRST NATIONAL BANK-»t’84 I Collections hay e the personal att entlon of an offlc er of this bank, Pop. 8166 G 18 50-377 (We remit on d ay of payment. Send us your bu slness. 50-378  45,440  and Tr.  Marcellus-Onondaga G 11 First National Bank____•t’10 J. C. Parsons_____ F. W. Knapp_____ W. S. Spaulding___ V. S. Kenyon---------Pop. 917 50-788 Margaretville__ Delaware Peoples National Bank—•+’01 N. D. Olmstead.— C.R. Sanford_____ Frank Kittle______ I__________________ Pop. 659 I 15 50-789 Mariners Harbor Rich.D 3 (See New York City, Boroug h of Richmond) Marion_____ Wayne F 8 First National Bank_____ »’14 Pop. 1000 50-942 Marlboro____ Ulster K 17 First National Bank......... »t’O7 Pop. 1000 50-790 Massena—.St. Lawrence! First National Bank.__ *+'03 Pop. 4614 A 15 50-526 “ _______ “ Massena Bkg. Co._____ «t’84 50-525 Matteawan.Dutchess A 4 ; (See Beacon) Pop. 6727 Mattituck____ Suffolk B 8 Mattituck Bank________ t§’05 Pop. 1200 50-791 ‘Mayville-Chautauqua 11 State Bank of Mayville.«t8’94 B Pop. 1500 50-792  150,000  100,000  Brewer.  Union Sav.Bk.of Westchester R. G. Brewer_____ W. A. Boyd_______(G L. Lyon, County ..50-406_____ «tl'87 B. C. Meighan  Marathon—Cortland H 12 First National Bank____ *i’84 U. H. Boyden_____ F. E. Whitmore... C. Pop. 1079 50-787  Sec.  52,780 N. City, N. Y.; N. Com’l Bk. & Tr. Co., Alb.  1  E. A. Hahn L. E. Yury  o  50-461  65,000 Chase N„ N. Y.; Mnfrs. & Tra. N., Buffalo.  oo c  LYONS NATIONAL BANK«t 65 F. W. Chamberlain John David..............W. H. Akenhead—  Meeh. & Metals N., N. Y.  O  $  Lynbrook-----Nassau D 5 Lynbrook National Bank.»’O7 J. F. Felton_______ A. D. Kelsey_____ J. L. Stanley______ Pop. 4500 50-784  Union Bank__________ •t5’61 George A. Newell—(Homer J. Luther.. Harry F. Welton..  TV\F WftRXNF. TRUST  http://fraser.stlouisfed.org/ Number under Name of Hank _______ the______ Nett Federal Reserve Bank of St. Louis to each bank in U. S exclusively bv The  ______ ... Number git, Transit  Raymond Feller—.  5,000  23,310  59,530  62,940  50,000  42,000  805.000  708,800  100,000  COUPKW  98,860 , 1,440,920 i 1.394,000  63,800 Irving N., N. Bk. of the Manhattan Co., Jamaica. 78,710 Han. N.. N. Y.; Bk. of Buffalo, Buffalo; N.Bk. of Westfield, Westfield. 141,760 Han. N.. N. Y.; N. Com’l Bk. & Tr. Co., Alb.  310,000 Irving N., N. Y.; N. Shawmut, Bos.; Mfrs. N.J Troy.  23,720 135,000 Seab. N„ N. Y.; Peo.. Buffalo: Lin. N.. Rochester. 245,7701N. Park. N. Y.: 1st N.. Bos.: Bk. of Buffalo. Buffalo-. N. V. State N.. Alb.  OF  BUFFALO Non-Bank Towns with Nearest Banking Point nr.  973  Number under Name of Itank ia the Neo Transit Number given to each bank in V. S exclusively by The Rand-McNally Hankers* Directory, under the authority of The American Bankers Ass’n,  Town and County.  ‘County Seats.  1  SState '  President.  Vice-President.  Cashier.  Ass't Cashier.  F. E. Sweetland... W. J. Collins. C. A. Peck  Middleburg-----Schoharie First National Rank___ <’80 Duryea Beekman Pop. 1114 H15 50-794  D. C. Dow. Jr____ i W. G. Beekman... S.C. Cornell______  $  Middleport—Niagara F 4 First National Bank.__ <’08 G. R. Sheldon____ Edgar Knapp______ John J. Mack. B Pop. 1530 50-795  Middletown ..Orange A 2 FirstNational Bank____ <’64 W. L. Benedict___ Lehman Stern____ tC. A. Owen_____ _ Pop. 18,420 50-244  50-246  <’85  G. T, Townsend... John W. Slauson ..! E. T. Hanford........ C. L. Boyd... C. A. Lyman  Middletown Sav. Bank.<§’69 G. A. Swayze__ .. Edmund Millen__ 50-245 ! Jas. A. Clark  ORANGE COUNTY  (FRANK HARDING— J. H. SMITH-  H. B. Woodward, Sec. and Tr. J. F. Dolson, C. B, Buckley, A. A. Tr.  Resources. . Cash A Ex Bonds : cmawom.Du SicoRmsfl i r»OM Bamki 1  Principal Correspondents.  118  J Profits  50,000 $  29,960 S 393,690 $ 439,886 $  50,000  52,000  440.180  414,540  25,000  33,950  379,770  404,720  100,000  94,640 1,764,910 1,946,230  200,000  137,190 2,825,490 3.226,690  T5 £  IIc’tb.  81,550 N. Bk. Com., N.Y.; N.Y. State N„ Alb,  155,770 Chase N„ N.Y.; N.Y. State N.. Alb. 55,430 Chase N„ N. Y.; Mnfrs. & Tra. N.. Buffalo.  211,860 N. City and Liberty N., N. Y.  329,640 N. Park, Irving N., and Meeh. & Metals N., w N. Y, £  543,070 6,540,290 6,605,720  411,390 Empire Tr. Co. and Liberty N„ N. Y. o X  S  G. SPENCER COWLEY, W. W. WOOOWARD, A.& Sec. and Cash.  Proper fee should accom pany each sig ht draft f and also ea ch request f or special ere dit report. <§’92 1 PROMPT “SERVICE” OUR MOTTO.  TRUST COMPANY 50-247  II  Liabilities.  Paid-up jSuf^us, Depos- , Loam <k Dm CAPITAL  Mexico--------Oswego E 11 FirstNational Bank —<1900 Pop. 1233 50- 793  MERCHANTS NAT’L BANK  dexed Acces.), Lawyers, Laws (indexed) in back of this •— volume. For Interest Rates, Holidays, etc., see Laws. C  (Savings Banks do not handle collections)  Name oe Bank.  »Mem. Am. Bks. Assn.  in No. 2 Fed lies. Dist. itMem. State Bks. Assn. tPriv. B is Buffalo Br. ♦Mem. Fed. Kes. [Estab.  Non-Bank Towns with Nearest Banking Point (In­  NEW YORK—Continued  100,000  238.000 4.365,000 4,429.000  pres entati on  K  465,000 Liberty N„ Empire Tr., and Met. Tr. Co., N. Y.; Oom Ex. N., Phil.; N. Com’l Bk. & ro Tr. Co., Alb. 2 W  w |  2 n>  Middleville-Herkimer F5 Middleville National Bank J. T. Molineux .... G. J. Oasler______jE. W. Parmelee... Pop. 800 50-1014 ‘20  50,000  5,000  106,660  117,350  37,920 Chase N„ N. V.  Milford--------Otsego H 14 Pop. 511 Millbrook ..Dutchess J 19 Pop. 1500 Millerton-Dutchess J 19 Pop. 858 Milton______ Ulster J 17 Pop. 2000 •Mineola........ Nassau D4 Pop. 3000  Chas. J. Armstrong, H. E. Kinne______ F. L. Platt_____  25,000  18,460  156.440  172,730  17,850 N. City, N. Y.; 1st N„ Alb.  5" 0  James Reardon___ I Eugene Ham.  50.000  59,820  601.680  689,540  70,540 Equitable Tr. Co., N, Y.  o  50,000  74,340  500,440  478.700  25,000  2,500  150,000'  135,000  50,000  27,900  Milford National Bank—<'99 50-796 Bank of Millbrook------ *£§’91 * 50-797 Millerton National Bank.<82 50-798 First National Bank_____ '20 50-1017 First National Bank___ <’08 50-568  Walter F. Haight..  F. A. Hotchkiss___ IHenry D. Clark___ G. R. Andrews . i Miles L. Jenks R. M. Rownd_____ I J. J. Kaley_______ P. J. Tracy........  H. W. Andrews— P. J. Christ______ S. M. Powell— E. Hegeman Edw. Schmidt. |F. L. Oakley V. Pres. | “ _______ “ Nassau County Trust Co. George S. Emory.. E. L. Frost_______John O. Bergen, Charles L. Conklin, ♦ 50-569 <§'10 J. A. Albertson Sec. A. Sec. Mohawk-Herkimer G 14 National Mohawk Valley Bk. W. C. Schaufler ... |F. W. Cristman... A. M. Roberts____ J. R. Terpening... Pop. 2500 50-799 <’39 Monroe------- Orange A 2 Citizens Bank________ <§’15 Clarence S. Knight W. A. McClellan... C. Arthur Brooks.. H. E. Coleman___ Pop. 1500 50-945 “ ---------“ Monroe National Bank..<’05 Alex. Thompson... J. H. Carpenter... Z. E. Van Fleet... 50-800 Montgomery. Orange A 2 National Bk. of Montgomery John A. Crabtree..j William Eager____ __________________ Pop. 941 50-801 < 05 •Monticello-Sullivan K15 National Union Bank ...<’50 E. H. Strong.......... Geo. H. Smith____ A. A. Calkin_______ Pop. 1941 50-802 Montour Falls.. Schuyler Montour National Bank <’14 J. T. McKeg--------- C. M. Weed_____ |W. Irving Jones... Chas. M. Weed Pop. 1500 19 50-614 Moravia........ Cayuga H 11 First National Bank___ <’65 S. E. Day------------- W. E. Greenfield W. J. H. Parker Pop. 1423 50-593 IW. Fitts Morris_____ Otsego H 14 First National Bank .__ <’93 A. E. Potter--------- j M. Bridges........... ... iC. J. Smith_______ Pop. 550 50-803 Morristown-St. Lawrence Frontier National Bauk.< 06 J. V. Crawford— J. L. Smithers____ M. N. Donald______ Pop. 540 B 13 50-804 Morrisville.. Madi’n G 13 First National Bank .—•t’64 H. C. Wood--------- F. H. Southworth. B. Tompkins_____ Pnn. Kflfl KO—80S  X  £  o 30,000 Meeh. & Metals N., N. Y.; N. Y. State N„ >-» •t Alb. 127,430 N. Park and Irving N„ N. Y. w <  100,000  159,950 2,277,300 2.147,260  100,000  21.620  600,000  600,950  25,000  36,420  638,070  570,610  50,000  14,970  257,560  472,660  25,000  18,770  141,830  181,110  50.000  78,480 1,195,730 1.066,720  25,000  18,500  311.640  241,300  130,000  132,130  719.620'  951,630  50,000  23,640  3 0.750;  413,670  25,000  15,390  157.010J  206,220  50,000  45,000  360,000  414,000  MANUFACTURERS & TRADERS NATIONAL BANK—BUFFALO   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  995,410! 1,112.050  149,760 N. City, N. Y.; N. Y. State N„ Alb.  371,220 N. Bk. Com., N. Y.  nf  114,350 Chase N„ N. Y.; N, Y. State N„ Alb.  97,640 Harriman N„ N. Y. 40,520 Meeh. & Metals N. and Equitable Tr. Co., N. Y.; N. V. State N„ Alb. 29,550 Meeh. & Metals N., N. Y.; Far. & Meeh. N., Phil. 156,040 N.Park and N. City, N. Y.; 4th St. N„ Phil.  94,000 Han. N., N.  N. Y. State N„ Alb.  155,890 1st N„ N. Y.; N. Com’) Bk. & Tr. Co., Alb.  60,560 1st N„ N. Y. 6,410, Han. N. and Irving N„ N. Y.; Watertown N„ o Watertown. 120,000 1st N. and Lin. N„ N. Y.: N. Com’l Bk. & Tr. CO Co.. A’b • OnoMt V Onpirta.  LARGEST NATIONAL BANK IN WESTERN NEW YORK  Number under Name of Bank is the New Transit Number  Number under Name of Bank is the New Transit Number given to each bank in U. S. exclusively by The Rand-McNally Bankers’ Directory, under the authority of The American Bankers Ass’n.  Town and County.  (Savings Banks do not handle collections)  Name of Bank.  ‘County Seats. •Mem. Am. Bks. Assn. §State In. No. 2 Fed. Res. Dist. tMem. State Bks. Assn. tPriv. B is Buffalo Br. ♦Mem. Fed. Res. [Estab.  President.  Cashier.  Vice-President.  Ass’t Cashier,  Resources. Liabilities. k Dis- Cam k Bz« Depos­ CLoam Paid-up, Surplus . ’ T8. fJONDB, oHisflM.Dri and Capital' and its  C. M. Biddle_____ C. T. Taylor  Charles Brown__  John Wolfe_____ $  50,000 $ 156,670 J1305 680 J1 286 850 S 322,460 Atlantic N. and N. City, N. Y.  F. E. Van Dorn__  W. E. Morrow___  50.000  19,000  50,000  37.700  H. R. Porter____ ding drafts, Cash and Time Items.  Newport..Herkimer F 15 Pop. 800 New Rochelle____ West­ chester.Pop. 40,000 Co  571,000  536,000  70,000 Han. N., N. Y.: Cent., Rochester.  100,000 N. Park, N. Y.; Mnfrs. & Tra. N., Buffalo; N. Bk. Com., Rochester.  100,000  W. L. Chase_____  25,000  Chase N., N. Y.  430,720 4,896,420 4,785.800 200,000 200,000  484,400 Lin. Tr., Equitable Tr., and Empire Tr. Cos., N. Y.; Mt. Vernon Tr. Co.. Mt. Vernon. 190,320 6,521,100 5,988,000 1,123,420 N. Park and Meeh. & Metals N.,N. Y.; 4th St. N„ Phil. 313,940 6.704,940 6,270,380 734,700 Han. N. and Harriman N„ N. Y.; Franklin N., Phil.; N. Shawmut, Bos.  A. Tr.  J. W. Granby____  Seab. N., N. Y.; Marine Tr. Co., Buffalo. N. Bk. Com., N. Y.; Marine Tr. Co., Buffalo.  D. H. Maxfield....... W. H. Housel____ Jane S. Maxfield W. T. Peirson___ II. F. Clark............. Geo. A. Sleight R. W. Marble.........  255,740 Irving N., N. Y.; N. Com’l Bk. & Tr. Co., Alb.  P. R. Sleight_____ G. C. Perkins____ Gordon G. Harris E. V. Peirson_____ S» R. Peirson____ T. D. Prescott M. L. Benham____ | H. B. Rawley____ Chas. L. Raymond.  150,000  141,520 2,133,790 2,294,170  150,000  45,000 1,435,000 1,520,300  25,000  11,290  401,470  374,260  84,960 Han. N„ N. Y.: N. Com’l Bk. & Tr. Co., Alb.  F. E. Holmes_____ F. A. Ballard____ II. L. White_____  50,000  57,310  841,110  786,320  172,170 Irving N„ N. Y.; N. Com’l Bk. & Tr. Co., Alb.  100,000  134,000 4,207,660 3,916,850  200,000  400,000 4,850,000 4,911,000  316,310 Chase N., Empire Tr., and EauitableTr. Cos., N. Y.; Alb. Tr. Co. and N. Y. State N., Alb. 947,800 Meeh. & Metals N..N. Y.; 4th St. N„ Phil.; N. Com’) Bk. & Tr. Co., Alb. 210,990 Citiz. N..N. Y.; 1st N., Alb.  115.000 IstN., N. Y.; N. Y. State N., Alb.  of Richmond'  Henry M. Leonard. E. W. Barnes____ Jas. J. Flanagan, Barclay Van Cleft, Tr. Wm. D. Bagshaw See. D. E. McKinstry .. A. F. Holden......... H. N. Jamison........ C. H. Wells_____ J. S. White F. W. Mapes_____ W. C. Scott______ J. Calvin Brown__  400,000  T. F. Balfe............ F. W. Senff............ F. C. Balfe, Tr........ John T. Howell, W. F. Cassedy Harry F. Smith. Sec.  Quassaick National Bank C. D. Robinson.... C. C. Bourne_____ 50-176 <’53 State Bank of Newfane <§’17 F. H. Ferguson___ | Bert 8. Pettit 50-966 First National Bank____ '20 S. F. Sherman____ 11. R. Jone50-1029 J. 1>. Mulhall Hugueno iNational Bk. .<’65'Frank J. Le Fevre. A. P. Le Fevre___ 50-605 New Paltz Savings Bk.„»§71 C. L. Van Orden.l Jesse Eltinge____ 50-606 ' | C. I. Le Fevre National Bk. of Newport.<’66 J. T. Wooster____ Jackson Smith____ 50-808 Huguenot Trust Co....... <§’10 R. J. Walters____ M. J. Martin______ 50-160 i G. E. Galgano  174,870 2.286,190 3,092,830  902,530 Title Guaranty & Tr. Co., Guaranty Tr. Co., and Han. N„ N.Y.  2,144,360 12 550750 13855 980  A. Tr.  W. E. Todd______  300,000  Lee I. Wells_____ G. E. Goodridge...  133,560 N. Park, N. Y.; N. Y. State N., Alb.  131,640 1,100,270 1,617,730 254.530  245,730  400,000  403,110  38,440 Irving N.. N.Y.: Bk. of Buffalo, Buffalo,  25,000 50,0301  10,000  E. Van Wagenen .. I________________  100,000  135,000  H. H. Grimm, ___________ Sec. and Tr. J. T. Wooster. Jr.. C. S. Wooster____  50,000  G. W. Sutton, Tr. . E. A. Culp, Sec___  150,000  100,000 2.225,900 2,290,000  170,500 Am. Ex. N., Harriman N., Met. Tr.. and Bkrs. Tr. Cos., N.Y.  200,000  189,210 5,766,640 5,597,860  701,230 Seab. N., N. Y.; Cont. & Com’l N., Chi.  200,000  184,340, 4,738,170 4,400,310  531,360 Lin. N. and Bkrs. Tr. Co., N. Y.  C. K. Clark...  12,340  Utica Tr. & Dep. Co., Utica.  168,770 Han. N., N. Y.; N. Com’l Bk. & Tr. Co.. Alb.  83,820 Chase N. and Empire Tr. Co., N. Y.; Huguenot N„ New Paltz. 81,490 IstN., N.Y.  132,190 1,935,540 1,943,190  (G. F. FLANDREAUX JOHN F.LAMBDEN — R. R. RENNIE_ _ _ _ GEO. F. MUELLER— i Howard r ware  52,810  330,790  286,360  NATIONAL CITY BANK... <’99 < Special attentio n assured to Cas h and Time Item s.  th each sight draft f or presentation and 50c for Credit Repor ts.  w Rochelle Items on this basis. R. P. Carpenter... t J. A. Huntington. Sec. H. J. van Zelm ;Irving R. Todd, A. Sec. G. H. Blume_____ iJ. W. Spalding___  Peoples Bk. for Savings.•§’061George Watson___ S. F. Swinburne—A. L. Hammett.Sec.',________________ 1  1  50-158  \  .1 ohn F. La.mhd.en \  FWF. WWi. TRUST  \  50,000  \  40,570 1,012,460  997,060  57,61011,145,020  967,370  COMPANY  11  OF  100,240 Meeh, & Metals N. and Guaranty Tr, Co., N.Y.  1  131,380 N. City and New Rochelle Tr. Co., New Ro1 chelle.N.Y.  BUFFALO  192  50—156 1 Please send 15c wi CSendus your Ne New Rochelle Trust Oo.<§’88 W. W. Bissell____ 50-157 North Avenue Bank —<§T0 'H. E. Colwell____ 50-159  Ju ly ,   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  470,000  aft for presentatio n and 25c for Cred it Repo i ts.  S. W. Bertine____ O. A.Westfall, Sec. Franklin T. Davis William Archer__ G. G. Winship___ J. J. Hagmann___ 50-142 Francis S. Wandall MT.VERNONTRUSTCO.<§03 A. M. Campbell___M. D. Stiles_______ M. H. Hall. J. M .Bromley, 50-143 E.H. Peck Sec. and Tr. A. Sec. and A. Tr. S. Van Tassel,  Newfane------Niagara E 3 B Pop. 1000 New Hartford—Oneida Pop, 2000 G 14 New Paltz— Ulster J 17 Pop. 1230  475,000  N E W YO RK BA N K S — Mt . Kisc o to N ew R oc he lle  Mt. Vernon. Westchester American National Bank 20 C. R. Gibson____ Pop. 42.727 C4 50-1025 Eastchester Savings Bk. .§’71 Geo. H. Brown___ 50-141 First National Bank__ <’89 C. S. McClellan___  Principal Correspondents.  nu>M Baku  Profits  Mt. Kisco.Westch'ter B 5 Mt. Kisco National Bk,..«t’95 W. H. Moore____ 4. W. Young____ Pop. 3000 50-806 Mt. Morris.Living't'n tl 6 Bingham Slate Bank —.<§ 69 C. W. Bingham__ B. E. Brophel_____ B Pop. 4000 50-532 i J. W. Wadsworth j J. F. Connor____ GENESEE RIVER NAT. BANK JSpecial attentio n given Bill of La 50-531 <’65 }Please send 15c [ with each sight dr 'Prompt Service. I We get Results.  Naples____ _ Ontario H 7 George R.Granby & Son.Bkrs. Pop. 1093 50-624 + 07 Hiram Maxfield Bank—.tt’82 50-623 Newark------- Wayne F 8 Arcadia National Bank___'87 Pop. 6964 50-395 First National Bank....... <’63 50-394 Newark Valley.Tioga I 11 First National Bank....... <T2 Pop. 2000 50-911 NewBerlin.ChenangoI113 National Bk. of New Berlin Pop. 1200 50-921 <’12 NewBrighton,Richm’dD3 (Sec New York City .Borough Newburgh.-.Orange A 3 Columbus Trust Co____ §’93 Pop. 30.272 50-177 Highland National Bank <’34 50-174 National Bank of Newburgh 50-173 tl811 Newburgh Savings Bk. <§’52 50-175  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of thisi volume. For Interest Rates, Holidays, etc., see Laws.;  NEW YORK—Continued  974  Q74. “  N.T'C'VXT' IJ A XmeTTTnT?   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  ESTABLISHED 1 851  THE  HANOVER  NATIONAL BANK OF  THE  CITY  OF NEW YORK  N um ber under N am e o f B ank is th e N ew T ran si t N u m b er gi ve n  M U 'W  u  A  VDCU  T nr>  AT NASSAU AND PINE STREETS Surplus and Undivided Profits  Capital  $3,000,000  $19,500,000 officers  WILLIAM WOODWARD President E. HAYWARD FERRY, Vice-President. WILLIAM E. CABLE, JR., Cashier. SAMUEL WOOLVERTON, Vice-President. J. NIEMANN, Asst. Cashier. JOSEPH BYRNE, Vice-President. WILLIAM DONALD, Asst. Cashier. CHAS. H. HAMPTON, Vice-President. GEORGE E. LEWIS, Asst. Cashier. HENRY P. TURNBULL, Vice-President. JAMES P. GARDNER, Asst. Cashier. FRED A. THOMAS, Asst. Cashier.  FOREIGN DEPARTMENT WILLIAM H. SUYDAM, Vice-President ahd Manager. ROBERT NEILLEY, Asst. Manager. FREDERIC A. BUCK, Asst. Manager.  DIRECTORS WILLIAM WOODWARD, President. W. WARREN BARBOUR, President The Linen Thread Company, 96 Franklin Street. HENRY R. CARSE, President Submarine Boat Cor­ poration. JAMES F FARGO, Treasurer American Ex. Co. E. HAYWARD FERRY, Vice-President. WILLIAM HALLS, Jr., Summit, New Jersey. HENRY W. HOWE, of Lawrence & Co., Dry Goods Commission, 24 Thomas Street. FRANCIS T. MAXWELL, President The Hockanum Mills Company, Woolens, Rockville, Conn.  EDWIN G. MERRILL, President, New York Life Insurance & Trust Co. SAMUEL T. PETERS, of Williams & Peters, Coal Merchants, 1 Broadway. JOHN S. PHIPPS, 787 Fifth Avenue. ELIJAH P. SMITH, of Woodward, Baldwin & Co., Dry Goods Commission (Cottons) (Retired). JOHN P. STEVENS—J. P. STEVENS & CO., Commis­ sion Merchants, 23 Thomas Street. SAMUEL WOOLVERTON, Vice-President.  FOREIGN EXCHANGE BOUGHT AND SOLD  Can arrange with Banks desiring to draw their own Drafts on Foreign Points Travelers’ Checks and Letters of Credit issued available in all parts of the world  Original Charter  1812  The National City Bank OF NEW YORK TOTAL RESOURCES MORE THAN ONE  James A. Stillman,  BILLION  DOLLARS  President  23/7<£CrO7<5  The  J. Ogden Armour  world-wide scope of The Jfiational Qity Tank' I organisation  Earl D. Babst Nicholas F. Brady  places it in a position to handle all the important phases of either domestic  Guy Cary  or international financial transactions. Our branches, and those of the  Cleveland H. Dodge  Philip A. S. Franklin  International Tanking Qorporation, are located in the chieffinancial  John A. Garver  centers of the world-, each is equipped with full banking function.  Joseph P. Grace Robert S. Lovett  Tranches ofTm National City Bank of NewYork  Cyrus H. McCormick Gerrish H. Milliken  Wm. Cooper Proctor Percy A. Rockefeller William Rockefeller  Henry A. C. Taylor Frank Trumbull  COLOMBIA  BELGIUM  M. Taylor Pyne  Eric P. Swenson  Santiago Valparaiso  Buenos Aires Rosario  James H. Post  James A. Stillman  CHILE  ARGENTINA  Edgar Palmer  Barranquilla Bogota Medellin  Antwerp Brussels  BRAZIL Bahia Pernambuco Porto Alegre Rio de Janeiro Santos Sao Paulo  CUBA Total of 25 Cuban Branches  ITALY Genoa  PERU Lima  PORTO RICO Ponce San Juan  RUSSIA ♦Moscow ♦Petrograd  SOUTH AFRICA Cape Town  *‘Temporarily Closed  SPAIN Barcelona Madrid  TRINIDAD Port  of  Spain  URUGUAY Montevideo  VENEZUELA Caracas Ciudad Bolivar Maracaibo  Established 1902  International Banking Corporation Owned by The National City Bank of New York  CAPITAL, SURPLUS AND UNDIVIDED PROFITS $10,500,000 Head Office: 60 Wall St., New York SAN FRANCISCO LYONS  LONDON  Branches in the Commercial Centers of  China Philippines Japan Java Straits Settlements India Panama Dominican Republic Complete Foreign Banking Facilities, Correspondence with us regard­ ing your requirements will prove of value to your Foreign Dept.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Ml,  Number under Name of Bank is the New Transit Number given  KT'E'XXZ  XJT  A Arno TITT5T?  /-»__________ i  6 TKxTi  ’CJ  J  i H?.aiar L_J,'I------ III------"jr-------'j-' ; U S'CZBCJP^I^] iZk,:,—■. (—Hi u Ov^if H, BlaioSa cz35(  ,a  iCZJC^P °S:.  (■ MEW YORK CITY. ] r«O.m?K». »«i> Mw’o  plw  Ia  h5r  lif > Wwl ‘ffcSsa i  4=^3  ,££ ?7 ££-'c f  -O!CZa£3K22±3  NEW YORK CITY &  M  SCALE '/£  94  .a  EXPLANATION Steam R. R................ ........................... Elevated R. R............. Rapid Transit TunnelTrolley R. R. ............  104, -)i|—*Harr PaSioY'  cP<jt 102 ! ! - . PjL_. --■■■■  _l:;_  ■------ > P-SSsaJI  P  i  w ''pr--------  Z3i  |P|  '  x..y,\------  1 si==ffia3’E==fez®3.a |C  3|arC3| | B;333IC3]fc33]|  □it  m at=3W£  t! __________ _ cpakra-  i§«DHMSatsS‘  5 'ESefe  TwfflUv  J|l------------- r-  • W$F  mCX  - W  W :31c  fc  ESjoana ■{gB^g ,  -3  ‘‘y h)11!IH {QHUD jt.  |  I EpJEDIlI mnTn,k!  '"  ^1  33 I  queensboro  o.rm. . S-Jbw.AY^  - .»-- 1&5:SP3 L~lr~O-giBS ____  m~i«uy,lii» p f .  ' 'jr^TH  _P \\.........-3-  iiP  a  —3 ^2S=>A,e  rft*  S^P/£3*PiS  □scxtgz&c njxQtiSSBiOiE  \\\  ,oi<r  ’4v  it?  £5^. agagSffi  - 'lg§§   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  // / /■' ■  % X '.'?  :^^ggSSS! 2i GS?.C53 V.--- ---- .i^^l  See the following page for Advertisement of SEABOARD NATIONAL BANK, New York City  o»  1 to.  Rand-McNally’b 11x14 Map of the Southern Portion of New York City Copyright by Rand-McNally & Co.  iaiaeMSS  pj Sla  i'grf .  w  rjiCZSfCZpp? •iEntzZZj .rzZliEp  z^ic sMc 3 tested [.--------"ii i \b\. Zj  'sirs’ jfeLa Wm  '  Southern Portion OF  $ VTm  a □t  /EH  ^iOzrac^S  - At aYy.; •  (XcUi 'l  gaogpj □□'□pesS Ftec 3w® mil—uissfenlrmiai—3‘LZJ czj .ptJsJH  =) &ZP',E5==3t^3  3c  tt!  Spiap a  jp’a W^3 (gxAczz] ■  0  8  Hggst  PI  ..........  .. ................ . ........ __....  Ju  T?~  Getting Acquainted  T  OFFICERS S. G. Bayne  -  W. K. Cleverley -  1  B. L. Gill  Vice-President  -  C. H. Marfield  Vice-President  -  -  O. M. Jefferds C. C. Fisher -  - Cashier Asst. Cashier  -  - Asst. Cashier  J. D. Smith  Asst. Cashier  B. I. Dadson -  - Asst. Cashier  ...  J. E. Orr  President  - Vice-President  L. N. DeVavsney  W. A. B. Ditto  Asst. Cashier  -  - Asst. Cashier  E. V. Nelson  Trust Officer  DIRECTORS ...  S. G. Bayne  Robert J. Caldwell {  Vice-President  President National Lead Co.  Edward J. Cornish  I President Standard Oil ( Co. of New York  Henry C. Folger  ...  B. L. Gill  President Co., Inc.  W. K. Cleverley  *s  Edw. H. R. Green  Vice-President  I President Texas MidI land Railroad  Peter McDonnell ! General Agent, Trans( atlanticaltahanaS.S.Co.  Joseph Seep  -  he seaboard national BANK has always endeavored, with more than ordinary in­ terest, to fully acquaint itself with the business entrusted to it by its many depositors and friends, hav­ ing always regarded this as being the only basis for creating a gen­ uine spirit of mutual confidence and cooperation.  f Chairman Board South ( Penn Oil Co.  This institution offers a modern banking organization that is thoroughly equipped and systematized to render a prompt and intelligent service along every line of financial business.  Whatever your requirements in banking may be, our officers who give their personal and undivided attention to every account, will be glad to go into details with you regarding your business prob­ lems and financial needs.  C. C. Thompson Henry Whiton  S'  { President Union Sulphur ( Company  The Seaboard National Bank  It  of the City of New York 2  1   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Resources over Seventy Millions  Number under Name of Bauk ia the New Transit Number given to each bank in U. 8. exclusively by Tbe Band-McNally Bankers’ Directory, under tbe authority of Tbe American Bankers Ass’n. Name  of  Bank.  ♦Mem, Fed. Kes.  I SState/ tPriv.  Ass’t Casrier.  [Estab.  'AMERICAN EXCH. NATIONAL BANK 1-21  Cashier.  Vice-President.  President.  (128 Broadway)  WALTER H. BENNETT A. P.LEE---------THEO. H. BANKS P. SEIBERT, GEO. C. HAIGK G. CLINKUNL.S.TIEMANN --------MER, . P. MOSELEY BROOME ,P. MALBURN LUKE D. DOYLE, TriOS. L. ROBINSON J. P.G. MORAN, W. P. MALBURN, Asst. Cashiers  L. L. CLARKE  8  <’38  (Borough of Manhattan, C  (Federal Reserve City No. 2)  ' Inditid- Deposits I Loans a ( Bonus, , Miscel- | Cash Paid-up Subplus and 1 UAL op Dis­ Skcubi- 1 LANBOU8 Resources Capital Pbopits Deposits Banks counts TIBS, BTC. Resources  S A. K. de GUISCARD huge: s. McClure $ 5,000,000 $6 961.390 134219760  W. B. TALLMAN A. G. ARMSTRONG ROY MURCHIE CHAS. E. MEEK A. D. BRIGHT F. M. LANGDON  Me pay Corresp ondence is Invite whs ma y csnte account  $ 118707770 $29 069 240 $8,923,040 $50 901 680  Interest d from mplate s In New  on bank Banks, opening Yerk C  4)  Pop. Greater New York 5,621,151  Principal Correspondents,  l92 0  •item. Am. Bks. Assn. tMem. State Bks. Assn.  NEW YORK CITY—Central Reserve City  J3ily^  975  pal Cities of the World.  balance s. Bankers , and Me rchanta new er addition al ity.  Tr. Officer  G.W. GIDDINGS, A. Tr. Officer  AMERICAN TRUST C0.~»i§ 19  1-307 (135 Broadway)  SEE AD VERTISE MENT ON INDEX N EW YORK STATE.  Harry A. Kahler — C. H. Burdett____ Gerhard Kuehne, ! J. L. Obermayer, ______ See. Orie R. Kelly H. F. Breitwieser E. J. Habighorst  1-13 (257 Broadway)  <’29  3,596,340  THOMAS HILDT_ _ _ H. F. WILSON, JR. W.P.BELKNAP B. W. JONES S. M.GREER R. L. MORRIS Vice Presidents A, MCCREA n. H. GILES J. F. SCHMID (Astor Trust Office B. A. THOMPKINS at 501 Fifth Ave.; BENJAMIN JOY  Paris Office, Faris, <§’03 France.)  71,790  2,053,390 Y. State N., Alb.  1,000,000  1,105.270 16.968.860  6,617,260 19,054.390  2.329.600  ORGANIZED 1829. A Commercial Bank in a Commercial Center. Superior facilities for handling your Collection Items, Bill of Lading and Documentary Drafts. YOUR ACCOUNT INVITED.  SEWARD PROSSER— D. E. POMEROY, F. I. KENT, F. N. B. CLOSE, A. A. TILNEY, H. J. COCHRAN,  1-103 ♦ (16 Wall)  6,471,890  Secretaries  H. D. KOUNTZE— E. K. GHERRILL — F. E. ANDRUSS-- JOHN P. LAIRD P.C.LOUNSBURY, K. C. ATWOOD JOHN H. BRENNEN Ch.of Bd. B.H. JOHNSON J. H. TROWBRIDGE CHARLES F. JUNOD H. A. GARRETSON  Baltic States Bank----------- §’20 J. S. Lopatto------- M. M. Bush_______ A. I. Cole, 1 320 (294 Eighth)  BANKERS TRUST COMPANY  9,413,070 $ 585,940  F. L. Stiles W. E. Stecher,  Asst.  'ATLANTIC NATIONAL BANK  304,150  Tr.  Harry V. Hoyt, A. Tr.  SEE  200,000  BARKLEY WYCKOFF-- CLIFFORD WILMURT R. G. PAGE, Sec. R. R. GILES, Tr. H. H. MARTIN, H. N. DUNHAM, H. B. WATT, BEACH POLK, L.S. STILLMAN, W. A. HENDERSON, J. H. LEWIS, G. F.TREFCER, C. W. CAMPBELL, L. C. OUTCAULT, L. H. PLUMB, H. C. BOCK, -Issf. Secretaries H. E. WHITNEY, F. A. KLINGSMITH,  ADVERT ISEMENT ON OUTS I0E AND  1,739,450 7,218.320  INSIDE F RONT CO VER.  50,000  Drov. N.. Chi.; N. Shawnut, 1st N., and N. Secur., Bos.; Market St. N. and Franklin N.. Phil.; Colo. N., Den.; Stock Yds. N. and 1st N., Oma.; N. Bk. Com., Bait.: N. Bk. Com. and 1st N., St. L.; French-Am. Bk.of Sav. and lst.N., San F.; N. Y. State N„ Alb.  Irving N., N. Y.  20 000 000 18 601 420 240 748 540 39 850 070 217357540 65 585870  1977 810 58 693210  Tr. Officer: I. Michaels.  ____  A. Tr. Officers: P. E. Godridge, IF. D. Lithgow, and C. C. Price.  This Company welcomes deposits of National, State, and Sav ngs Banks, and Trust Companies. Maintains a special service of Acceptances for banking institutions. Is the accredited agent for the issuance and protection of the AMERICAN BANKERS ASSOCIATION TRAVELERS CHEQUES. ►BANK OF AMERICA-  1-6  ♦ (44 Wall)  N E W YO RK BA N K S — N ew Yor k Ci ty  H. S. Acken (Branches at II. II. Fiedler 203 Al ontague St. D. W. Quinn, Jr. Brooklyn, U. 0. Varick Long Island City; Jamaica.')  1,000,000  <§1812 E. C. Delafield .— C. M. Fincke......... C. E. Curtis-------- J. D. Van Dieu___ 1 5,500,000 Wm. H. Perkins, A. G. Havens E. S. Blagden, A. C. A. W. West Ch. of Bd. Thornton Gerrish C. B. Davis.A.Cos/i. II. J. Schuler  6,269,100 83.131.930 — 43,630,640 10,266.170 16,418,080 40,362.340 Merch. Lu.&Tr. Co., Chi.; Merch. N., Bos.; Bk. of Ko. Am., Phil.  Walter M. Bennet, W. J. Montgomery John Sage, A. Cash. A. C. T. Beers V. P.  1-268  (34 Wall)  •t§’16Q<.?iSSocla,eBan  E. W. Russell J. T. Monahan___ C. F. Plarre_____ E. G. Jones.  J. W. Albaugh  C. B. RICHARD & CO., N.Y. City.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  100,000  k; National Bank of (fiba, Havana .Cuba.”  ESTABLISHED 1847.  101,420  1,498,230  1,124.310  109,820  432,370 1st N., Chi.; N. Bk. of Cuba, Ha­ vana; Morgan, Harjes & Co., Paris.  THE OLDEST FOREIGN EXCHANGE HOUSE IN THE UNITED STATES. FOREIGN EXCHANGE. FOREIGN CURRENCY. FOREIGN BONDS.  975  BANK OF CUBA.IN NEW YORK ’ W’ A’ MerchaDt-  *  Number under Name of Bank is the New Transit Number given  Kf'E'YXZ  Number under Name of Bank is the New Transit Number given to each bank in U. 8. exclusively by The Band-McNally Bankers’ Directory, under the authority of The American Bankers Ass’n.  Q7ft -'/'J  Name  of  UAXrDCUTnr?  __  MTTVAZ Vf'iT? V f'T'T'V___ Pontrnl Pocorvo f'i+vr aNa_j W I \_/A 1 I V-CIlirdl XxCoCI VC Vliy (Borough of Manhattan)  •Mem. Am Bks. Assn. SState tMem. State Bks. Assn. tPriv ♦Mem. Fed. Res. [Estab.  Vice President.  President.  Cashier.  Ass’t Cashier.  Federal Reserve City No.  ----------------------------- '  Resources.  Liabilities.  Bank.  —Cont’d  Sukplus Individ­ Deposits Loans a Bonds, Paid-up SecuriDis­ AND ual or Capital Pbovits Deposits Banks counts T1BS. BTC.  STEPHEN BAKER_ _ R.E. JONES_ _ _ _ _ O.E. PAYNTER- — W. F. MOORE........ $ I. S. GREGORY JAMES McNEIL (Uptown Office, B. D. FORSTER $ 5.000,000 $16146490 167119 530 $33 081 270 W. A. RUSH 31 Union Sq.) E. S. MACDONALD H.T. HALL D. H. PIERSON J. S. BAKER Corporat Inquirie s from Banks, (13 Offices in F. L. HILTON H. M. BUCKLIN Cordially Borough of Queens) E. S. LAFFEY GFQ. S. DOWNING COMPANY P. A. ROWLEY 0. G,ALEXANDER 1-2 ♦ (40 Wall) <11799 SEE ADVERTI SEMENT V. W. SMITH 1  BANK OF THE MANHATTAN  Miscel­ laneous  RESOUBCE8  2 -<  O'  Principal Correspondents. Cash Resources  $ Corn Ex. N., Chi.; N. Shawmut, $ 112496 290 $18322 550 $13 881530 108759530 Bos.; Girard N., Phil. N., and Cent. N., Phil.; M. M. 1st N., Balt.; State N., St. L.; Impe­ ions, Fir ms and Individu als rial Bk. of Can., Toronto, Can.; Invited. Lon. Joint City & Midland Bk., Ltd., Lon.; Comptoir, N. D. ON OPPO SITE PA GE. ’Eseompte de Paris, Paris.  z w s  HERBERT L. GRIGGS L. F. KIESEWETTERF.C.METZ.JR........ ARTHUR F.ALBRO  R. E. MILLER  NEW YORK  Oldest Bank in State. Established 1784.  WM. J. KENMORE F. WM. ZIEGLER G. S. BUTLER  1000000  7,040,720 62,238,380 12,974,100 34,369,390 12.178,980 10,418,900 27,285,930 Cont. &Com’l N„ Chi.; N. Union and *< ™“““ 1st N., Bos.; Bk. of No. America, o Phil.  Long established connections in all parts of the World enable us to offer SPECIAL FACILITIES to  NAT’L BANKING ASSOCIATION 1-1 (48 Wall) <1784  co > z w CZ3  EXPORTERS and IMPORTERS • J. S. Marcus______ B. K. Marcus_____ Louis K. Hyde____ E. R. McElrath ..., <IT3 (Branches at 77-79 Chas. A. Horne H. J. Rasener Delancey St. and Henry Meckauer 1767MadisonAve.•)  BANK OF UNITED STATES  1-277* (320 5th Ave.)  521,520 27.074,410  Bank of Washington Heights John Whalen.......... J. D. Beals................ L. S. Rough -_____ W. H. C. Pletz ....  1-218 (155th St. & Amsterdam  <f©l Ave.)!  E.  NATIONAL BANK (2 Broadway)  »'04  A.  DeLIMA.........  BROADWAY CENTRAL BANK  (2574 Broadway) •S'14  l-JE, DE SOLA _ _ _ _ Jfffnforeiffn A BANK THAT lilVFS EFFICIENT SERVICE ’Dept. ^-FUELLING, JR. A. E. ZELLeSs IN EVERY DEPARTMENT.  Frank Williams___ Francis Crave ..  Wm. F. Kammerer  .. Anthony Ziesat ... Harry Rebholz.  ♦Brooklyn Trust Co_____ <§'66_____________________________________________________________  Louis C. Holl  1-102 (Broadway and Wall) Bryant Park Bank--------- <6 07 W. W. Warner____ E. F. Giese............... E. F. Giese................. Geo. A. DeMonde. 1-240 (220 West 42d)  Central Mercantile Bank <§’17 George W. Craft ~ H. M. Wolfe............ F. L. Fisher_______ (Michael G. Kletz.. 1-202 (1 East 14th)  CENTRAL  1-191♦  3.000  1,643,000  1.970,000  310,600 6,851,060 Chase N„ N. Y.; Girard N„ Phil.  135,870  571,500 Meeh. & Metals N„ Equitable Tr, ft Co. and Knauth, Nachod & Kuhne. < N. Y.; Corn Ex. N„ Phil. ---------- _!  f.«........ fcbm............ JMi-m-  ♦Bowery Bank of New York J. Stanley Foster.. Martin S. Paine. .. Charles Kssig____ 1-70 (124-26 Bowery) *^65 1-279  3,849,540  388,070  $  BATTERY PARK 1-232  440,000  J.J.O Snaughnessy  77,800 24,534,340  X* 1.500,000  1,615,820 15,719.740  14,001,720  776,820  4,225,740 Cont. & Com’l N„ Chi.; 1st N., —— Phil.; N. Shawmut, Bos. 11  250,000  844,630  5,602.060  68,240  2,584,080  2,765,490  320,270  100,000  66,500  3,500,000  950,000  1.760,000  659,950  19,980  (See Bor ough of Brooklyn  200,000  160.300  2,672,000  100,000  50,000  2,600,000  I G. W. Davison... J. Y. G. Walker ... M. Ferguson, See... H. M. Myrick, Tr.. 12,500,000 18,002.320 213271110 J. V. B. Thayer T.G. Smith iB. A. Morton C. P. Stallknecht W. H. Ludlum H. M. Popham F. J. Leary T. W. Hartshorne S. H. Tallman M. Ferguson C. E. Sigler D. A. Rowe F. J. Fuller E. B. Smidt, W. McMaster Mills O. L. Coles |E. H. Cook IC. R. Berrien IE. P. Rogers R. N. McEnany H. C. Holt S. A. Brown |C. W. Parson Geo. J. Corbett T. Hazard L. M. Goodeve C. J. Farrell, Roger Whittlesey Asst. Secretaries R. C. Roetger, Asst. Treasurers. i  1,294,090 Meeh. & Metals N.. N. Y.: N. Com’l SBk. & Tr. Co., Alb. IstN., N. Y.; Nassau N., Brooklyn. 3 , c 522,700 Am. Ex. N.. N. Y.  ________  N. Y. Ci tv) -......... 8,500  1,097,860 Chase N„ N. Y.; N. Shawmut, Bos.: A 4th St. N., Phil. ”  1,939.100  563,300  1.900,000  24.000  146417320 49,647.700 14,485,930  3,000,000 Meeh. & Metals N.. N.Y. 43,418,930! Branches at 42<Z St. A Madison Anc.J and 5th Ave. & 60th. St.  MO\tM\%WAX VAWKUX ftV UVXiXftRK—kSuveto Bonds—Burelarv Insurance   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  C  I I  qj tsi o  WRX VSWVMKX W Hvw XW—tTOW &^IK6u| oOuuS—BUI »  ‘17'ERY early indeed in its career, the * Bank of the Manhattan Company was chosen as New York representa­ tive for prominent Banks in other cit­ ies ; and this service has progressed for 121 years, extending today to Banks in every part of the United States. The Bank of the Manhattan Com­ pany invites your inquiries—acting as your personally selected representative over and above the services rendered by the Federal Reserve System. It offers not only the experience gained by sound, constructive banking; but also the greatly increased facilities in every department resulting from the recent merger of the Bank of the Me­ tropolis, the Bank of Long Island and the Merchant’s National Bank into this Institution.  1799—1920  Capital, $5,000,000 Surplus, $12,500,000 Undivided Profits, $3,646,494.20 Total Resources Exceeding $200,000,000  Bank of the Manhattan Company 40 Wall Street, New York UPTOWN OFFICE:  31 Union Square, New York  Queens Borough Offices in Jamaica, Long Island City and all other important centers  The Chemical National Bank NEW YORK CITY STATEMENT OF THE CONDITION At the close of business, June 30th, 1920.  ASSETS Loans and Discounts ----------U. S. Bonds to Secure Circulation ________ U. S. Bonds to Secure U. S. Deposits _______ U. S. Bonds and Certificates of Indebtedness _____ Other Bonds, Securities, etc. _________ Banking-house ______ ______ Customers Liability under Letters of Credit and Acceptances Due from Banks Exchanges for Clearing-house, etc. Due from U. S. Treasurer Five per cent Redemption Fund ________ Cash in Vault ----$1,768,369.68 Federal Reserve Bank _ 15,563,379.19 _ Interest Earned but not collected ________  W. F. MOORE  I. S. GREGORY H. M. BUCKLIN  O. E. PAYNTER, Cashier Ass’t. W. A. RUSH Ass’t. GEO. S. DOWNING Ass’t. E. S. MACDONALD O. G. ALEXANDER, Ass’t. BOARD OF DIRECTORS  J. E. ALDRED STEPHEN BAKER B. H. BORDEN MICHAEL FRIEDSAM WALTER JENNINGS RAYMOND E. JONES   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  G. HOWLAND LEAVITT HENRY K. McHARG GEORGE McNEIR ARTHUR G. MEYER JOHN C. MOORE CHARLES E. POTTS  SAMUEL SLOAN WILLIAM SLOANE JAMES SPEYER CARL F. STURHAHN WILLIAM S. TOD GEORGE ZABRISKIE  Ass’t. Ass’t. Ass’t.  $146,994,187.74 1,450,000.00 300,000.00 7,065,964.32 4,366,712.16 600,000.00 21,332,910.54 5,860,817.43 12,088,774.60 135,500.00 72,500.00 17,331,748.87 307,383.83 $217,906,499.49  LIABILITIES Capital Stock $4,500,000.00 Surplus ___________ 13,500,000.00 Undivided Profits _________ 991,131.36 Unearned Interest National Bank Notes Outstanding ________ State Bank Notes Outstanding _________ Letters of Credit and Acceptances ________ Reserved for Interest, Taxes etc. Deposits, viz:— Individuals, firms and Corporations $103,934,550.92 Banks, Bankers and Trust Companies 26,186,266.20 U. S. Government Deposits _____ 678,000.00 Time Deposits ________ Bills Payable with Federal Reserve Bank ------Bills Payable and Rediscounts with Federal Reserve Bank _ Bonds Borrowed  STEPHEN BAKER, President. RAYMOND E. JONES, First Vice-President JAMES McNEIL.......................... Vice-Pres. P. A. ROWLEY..............................Vice-Pres. B. D. FORSTER........................... Vice-Pres. D. H. PIERSON.............................Vice-Pres. HARRY T. HALL........................ Vice-Pres. FRANK L. HILTON - - - - Vice-Pres. EDWIN S. LAFFEY - - - - Vice-Pres. V. W. SMITH................................. Vice-Pres. JOHN STEWART BAKER, Vice-Pres.  insurance  (Secured by Government Bonds)  __________  $18,991,131.36 1,332,161.58 1,324,897.50 10,820X0 21,460,959.30 728,659.76  1,886,223.69132,685,040.81 26,275,000.00 14,797,829.18  300,000.00 $217,906,499.49  __  OFFICERS HERBERT K. TWITCHELL, Chairman PERCY H. JOHNSTON - - President EDWIN S. SCHENCK, First Vice President FRANK K. HOUSTON FRANCIS HALPIN - ISAAC B. HOf PER EDWIN GlBBS _ - _ JAMES L. PARSON JAMES McALLISTER JOHN G. SCHMELZEL JOHN B. DODD _ _ SAMUEL T. JONES -  - Vice President - Vice President - Vice President - Trust Officer  _ -  Asst. Asst. Asst. Asst. Asst.  Cashier Cashier Cashier Cashier Cashier  ROBERT B. RAYMOND Mgr. Foreign Dept.  CLIFFORD P. HUNT JESSE M. SMITH EDWARD H. SMITH ALBION K. CHAPMAN CLIFFORD R. DUNHAM SAMUEL SHAW, Jr. ROBERT D. SCOTT WILBUR F. CROOK N. BAXTER JACKSON -  Vice President Vice President Vice President - Cashier  -  Asst. Asst. Asst. Asst. Asst.  Cashier Cashier Cashier Cashier Cashier  HENRY M. ROGERS Asst. Mgr. Foreign Dept.  ERNEST J. WATERMAN, Asst. Trust Officer   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  THE,  Chase National Bank OF THE CITY OF NEW YORK 57 BROADWAY  Capital Surplus and Profits Deposits (May 4, 1920)  $ 15,000,000 22,227,000 364,289,000  OFFICERS A. BARTON HEPBURN, Chairman of the Advisory Board ALBERT H. WIGGIN, Chairman of the Board of Directors  N u m b e r u n d e r N a m e o f B a n k is th e N ew T r a n sit N u m b e r gi ve n  K reuf  TJT  A  O DO UTn  EUGENE V. R. THAYER President SAMUEL H. MILLER......................Vice-President EDWARD R. TINKER....................Vice-President CARL J. SCHMIDLAPP..................Vice-President GERHARD M. DAHL......................Vice-President REEVE SCHLEY................................. Vice-President ALFRED C. ANDREWS............................... Cashier CHARLES C. SLADE... ..........Assistant Cashier EDWIN A. LEE............................Assistant Cashier WILLIAM E. PURDY..............Assistant Cashier CHARLES D. SMITH.............. Assistant Cashier WILLIAM P. HOLLY............... Assistant Cashier CHARLES E. BERTHOUD HERMAN KRECH, Assistant  GEORGE H. SAYLOR................Assistant Cashier M. HADDEN HOWELL........... Assistant Cashier S. FRED TELLEEN....................Assistant Cashier SEW ALL S. SHAW....................... Assistant Cashier LEON H. JOHNSTON................ Assistant Cashier OTIS EVERETT........................... Assistant Cashier GEORGE E. SCHOEPPS......... Assistant Cashier ANDREW G. CAMPBELL. Assistant Cashier WILLIAM H. MO0RHEAD Assistant Cashier CHARLES A. SHEPARDSON. Assistant Cashier ERNEST T. LOVE.......................Assistant Cashier Manager Foreign Department Manager Foreign Department  DIRECTORS HENRY W. CANNON A. BARTON HEPBURN ALBERT H. WIGGIN JOHN J. MITCHELL GUY E. TRIPP JAMES N. HILL DANIEL C. JACKLING CHARLES M. SCHWAB SAMUEL H. MILLER EDWARD R. TINKER EDWARD T. NICHOLS  NEWCOMB CARLTON FREDERICK H. ECKER EUGENE V. R. THAYER CARL J. SCHMIDLAPP GERHARD M. DAHL ANDREW FLETCHER WILLIAM B. THOMSPON REEVE SCHLEY KENNETH F. WOOD H. WENDALL ENDICOTT WILLIAM M. WOOD  WE RECEIVE ACCOUNTS OF BANKS, Bankers, Cor­ porations, Firms or Individuals on favorable terms, and shall be pleased to meet or correspond with those who contemplate making changes or opening new accounts. Through its Trust Department, the Bank offers facilities as  Trustee under Corporate Mortgages and Indentures of Trust; Depositary under re-organization and other agreements; Custodian of Securities and Fiscal Agent of Corporations and Individuals; Executor under Wills and Trustee under Testamentary Trusts; Trustee under Life Trusts.  FOREIGN EXCHANGE DEPARTMENT  MBi  Number under Name of Bank ia the New Transit Number given to each bank in U. S. exclusively by The Rand-McNally Bankers’ Directory, under the authority of The American Bankers Ass’n.  NEW YORK CITY (Federal Reserve City No. 2)  Name of Bank.  •Mem. Am. Bks. Assn. SState iMew. State Bks. Assn. tPriv. ♦Mem. Fed. Res. [Estab.  'CHASE NATIONAL BANK  E. V. R. THAYER - S. H. MILLER A. B. HEPBURN, E. R. TINKER Ch.of AdvisoryBd.C. J. SCHMIDLAPP A. H. WIGGIN, G. M. DAHL Ch. of Bd. REEVE SCHLEY  Accounts of Banks and Bankers received on »t'77  Louis G. Kaufman. G. M. Hard, Ch. of Bd. F. J. Heaney, R. H. Higgins, W. H. Strawn, B. L. Haskins. N. P. Gatling, C. S. Mitchel). Vice Presidents  1-3U (149 Broadway) (Twelve Branches)  1-227  Vice President.  (266 West 34th)  Cashier. A. C. ANDREWS S. S. SHAW L. H. JOHNSTON OTIS EVERETT G. E. SCHOEPPS fc.eH.CM00RHEAD  Ass  t  Cashier.  C. C. SLADE-E. A. LEE W. E. PURDY C. 0. SMITH W.P.HOLLY gm «h HOWELll  Resources.  Bonds, Miscel­ Cash ; DIS­ Sscdbi- laneous Resources I COUNTS tiks.ktc Resources  Principal Correspondents.  $ $ $ $15000 000 $22227290 238396410 125893580 318 178 430 $69665080 $19045990 $89394950  .H .W  SEE AD VERTISE MENT ON  OPPOSIT E PAGE.  A. Cashiers  B. L. Haskins------H. A. ClinkunH. C. Hooley broomer H. H. Robertson Max Markei Welling Seely G. R. Baker WallaceT. Perkins John B. Forsyth William Milne R. E. Bolling Joseph Brown V. M. Norris W. B. Boice W. M. Haines  P. H. JOHHSTON...... E. S. SCHENCK_ _ _ A. K. CHAPMAN........ J. B. DODD-.......... H. K. TWITCHELL, F. K. HOUSTON J. L. PARSON, A. c. $, T. JONES Ch. of Bd. C. P. HUNT R.B. RAYMOND, C. R. DUNHAM FRANCIS HALPIN Foreign Dept. JAS. McALLISTER J. M. SMITH SAMUEL SHAW, JR. I. B. HOPPER J. G. SCHMELZEL »t’24 E.H. SMITH R.D. SCOTT W.F. CROOK N. B. JACKSON  •l.S'92 Alexander Walker. Edwin W. Orvis___G. S. Carr________ bVLwniHk (g Branches) A. C. Walker R. P. Blake,A Cash. C. J. Wallace. (Columbus Ave. and 81st St.) G. S. Carr A. Cash. C. H. Gardner, A. Cash. ROLQNIAL BANK  ♦Columbia Bank........ ....... •tS’83 E. H. Bernheim— M. J. Fox.............. . W. S. Griffith.. Jas. Macdonough ♦ 1-198 (507 Fifth Ave.) (Branch at Broad way and Canal*) ’■  J. D. Hackett_____ H. C. Thompson William Boyce, Jr. Theodore Neilson G. F. Steers  W. A. Wales__ Otto Markuske C.L. Doty  C. B. RICHARD & CO.. N. Y. City.  7,000.000  400,000  A. E. Stilger______ W. A. Lobb.............. W. W. Tappan-----Chas. G. Rapp Branch at 135th a nd 1th Ave. • H. S. Groh  ♦Goal A Iron National Bank«t’04 John T. 8proull — David Taylor.......... iAddison H. Day — W. H. Jaquith.__ 1-99 (Liberty and West) Allison Dodd W. A. Gray   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Liabilities. Surplus iNoivm- Dbposits Paid-or and UAL or Catital Profits Deposits Banks  C. A. SHEPARDSON S. F.TELLEEN E.T. LOVE  CHEMICAL NAT’L BANK 1-12 (270 Broadway)  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of this' For Interest Rates, Holidays, etc., see Laws.  volume.  135.730  8,118.560  20.000  4.769,030  2,698,980  2,89a,730 Meeh. & Metals N., Equitable Tr. Co., and Chase N., N. Y.; 1st N., Chi. and Alb.; Corn Ex. N., Phil.; N.Shawmut, Bos.  4.500.000 14,491,130 107 830930 26,186.270 146 994190 13.182.680 22,240,2905 35,489,340 Union Tr. Co., Chi.; N. Shawmut, —— Bos.; Girard N., Phil.; Liberty Bank, St. L. SEE AD VERTIS EMENT ON OPP OSITE P AGE.  •  1,500,000  1.638.610 18,135,480  600,000  1,476,480 16,341,480  2,000,000  1,578.320 25,323.870  ESTABLISHED  1847.  33,156,050  7,272.380 126536 360 10,290,150 108104660 15,979,370  171,560  10,901,180  4.074,990  13,513,270  1,041,820  22,910.640  2,047,310  1,017,050  NE W YORK BANKS—New York City—Contin ued  1-74 (57 Broadway)  President.  (Borough of Manhattan)—Cont’d Central Reserve City  uly, 1920  977  5,346.360 Ft. Dear. N„ Chi.; Girard N. and Corn Ex. N., Phil.; Merch. N.J { San F.; Cent. N„ St. L.  10,900| 4,102,140 Han. N. and Greenwich, N. Y.  7.413,700, n. City, N. Y,; State Bk. of Chi., Chi,; 4th-Atlautic N„ Bos.  BANKS ENABLED TO TRANSMIT FUNDS TO ALL PARTS OF THE WORLD. WRITE FOR INFORMATION AND FOREIGN EXCHANGE OUTFIT.  Number under Name of Bank is the New Transit Number  given  ♦Mem. Fed. Res.  U A X<DCUTriT?  r>____ wi  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of this  NEW YORK CITY (Federal Reserve City No. Ass’t Cashier.  [F.stab.  (Borough of Manhattan)—Con’d  2)  Liabilities. Paid-up Surplus AND Capital Profits  Loans a Dis­ counts  Resources. Miscel­ Bonds, Cash Securi­ laneous Resources ties, ETC. Resources  Principal  Correspondents.  ‘COLUMBIA TRUST COMPANY  Harry Engel--------- 1 E. P. Hoffmann  200,000  967,000  R. R. Moore______ G. J. Baumann____ J.G.Hemerich, See..Frank Finsthwait, Tr. 1-234 (1451 Broadway) »t§’06 A. J. Norton, V. P. Frank Finsthwait J. B. Rieger, A.Sec. D. J. Boylan E. B. Cooper ♦Commonwealth Bank— •i§’69 Charles A. King „.B. Beinecke............. G. F. A. Olt_______J. R- V. Sternberg ♦ 1-78 E. C. Schaefer. W. H. Schmidt (190 Bowery) Ch. of Bd. (Branches at First Ave. and nth St., • and Third Ave and 155th St. •)  500.000  9,363,000  6,605,000  2,315,800  208,300  2,256,700 1st N., Chi. and Bos.  286,830 10,814,620 1.012,000  5,823,030  2,510,500  211,860  4,068,060 Atlantic N. and Guaranty Tr. Co., N. Y.;Met. Tr. Co., Bos.;Liberty, Buf­ falo; Balt. Com’l, Balt.  400,000  743,810  9,640.480  1.097.000;  6,269.980  2,827.140  1,659,080  852,530 Corn Ex. N., Chi.; N. Y. State. Alb.; 4th St. N., Phil.  ♦Continental Bank______ <§'70 J. F. Frederichs— D. Schnakenberg . F. H. Hornby------- -----------------------------, ♦ 1-72 Albert Tag, Henry Block (23 Broad) Ch. of Bd.  1,000.000  775,000  7,100,000  574,000;  7,194.000  2.500.000  1,375,000  469.000 1st N.. Chi.; 4th St. N., Phil.; 2d N., Bos.  ♦Corn Exchange Bank—<§'53 Walter E. Frew— ♦ 1-45 W. A. Nash, (13 William) Ch.of Bd. (43 Branches)  4.620.000  Commercial Trust Company  Fred'k T. Martin— E. S. Malmar_____ Wm. E. Williams.. J. S. Wheelan D. B. Sherer H. A. Patten F. K. Lister R. D. Brown  9,038,840 185 320 740 11,958,560!! 71,694,350 76,021,970 6,799.300 56,422,520 Merch. Ln. & Tr. Co. and Ill. Tr. & Sav., Chi.; Union Tr. Co., San. F.  K. K. MCLAREN....... RAYMOND NEWMAN- H. S. GOULD. Sec— B. STAFFORD MANTZ, TrH.S. GOULD J. J. JANSEN, JR.. N. H. MCLAREN. A Sec • A- Tr\ 500 000 239 300 W. P. POWELL,A.Sc 1 ' TDIIQT Pfl This Company’s H. S. PERRIGO,A.ScJ inUul uU.WAR, INCOME TAX AND FEDERAL RESERVE ACT SERVICES Are recognized by bankers everywhere (37 Wall) ±§’17  CORPORATION 1-296  ’EAST RIVER NATIONAL BANK A. H. Giannini____ J. L. Williams........ A. H. Gibson_____ R.M. Cocker____  1-59  (680 Broadway)  <’56  J. F. Cavagnaro Louis Costa  iG. E. Hoyer ; I. S. Metzler  1,000,000  650.460  table Tr. Co.. N. Y.: 1st Tr. & Sav., Chi.  853,460 11,665,500 3,225,000 10,784,390  Amedeo Be Prado, Dunn Van Geisen  1,070,970  A .Mgr.ForeignDepl  2,000,000  2,008,000 50,979,530  28,946,300 14,461,480  3,480,280  1,272,720 Bk. of Italy, San F. and branches in Calif.; Banca dell’ Italia Meridion­ al, Naples, Genoa, and other parts of Italy. Leading Banks and Bank­ ers in Commercial centers of the World.  2,063,230 10.511.180 N. City, Chi.; Girard N„ Phil.: Old Colony Tr. Co., Bos.; Anglo & Lon. Paris N., San F. Branches at 580 Fifth Ave.*, N. Y. and 41 Threadneedlc St„ London, E. C„ England.  Ju ly , 1920  LeRoy W. Baldwin W. H. English------ M. J. Brown, Sec.. W. B. Baldwin, Tr. 1-229 (120 Broadway) <§’021 Coleman Du Pont, H. P. Talmadge E. Miller, A. Sec. E. C.Wilson, A.Tr. Ch.of Bd. Francis Henderson P.H.Hudson,A.See. II. F. Whitney, F. L. Eldridge E. A. Lyon, A. Sec. A.Tr. Officer W. J. Uance.A.Sec. W.H. Parker, London Sec.  EMPIRE TRUST COMPANY  156,550 Meeh. & Metals N., Guaranty Tr. Co.,  N E W YO RK BA N K S — N ew Yo rk C ity — C ontinued  W. V. KING............. -HOWARD BAYNE------ A. W. HUTCHINS, Sec., WALTER G. KIMBALL, Tr. C. H. KEEP,Ch. o/Bd. B. L. ALLEN N. Bk. Com., Chase N., Seab. N., G. S. MILLS, A. Sec. H. E. RIDER, A. Tr. IstN., and Liberty N., N. Y.; G. E. WARREN O.C. WAGSTAFF.-4-S. JOHN MATTHEWS,JR, $ $ $ H. A. DUNN $ $ Marine Tr. Co., Buffalo; Am.Tr. F. C. KELLY, -1. Sec. W. E.DOBBIN, A.Tr. FRED C. MARSTON 5,000,000 7,206,830 96,825,530 7,195.070 60,962,670 17.993,630 32,064.050 23 722 260 <0, k VIRGINIA D. H. FURMAN, A. See. andph|1 Merch. ; AJh N., Tr Bos.; rn ’ Corn Ajfc J. S. KANE ARTHUR DALY.A.Sec. R. I. CURRAN 0. R. JUDD, Tiitst Officer Accou ust Co mpanie s invite d. S. STERN Uptown office, 358 Fifth Are.* A. N. HAZELTINE, -4. Tr. Officer Branche#;-at 100 IF. 125th St.*, W . C. MASON, A. Tr. Officer and 3d Ave. & 148th St.» S.M.SPEDON, 4Tr. Officer LEG A EXECUTES ALL L TR USTS. 1-111 ♦ (60 Broadway) <§’05 i H. M. ATKINS, A.Tr. Officer W.M. MORGAN , A. Tr. Officer M. W. TERRY, A. Tr. Officer  ♦Commercial Exchange Bank L. A. Fahs................ L. J. Adrian_______ George Kern. ♦ 1-77 <572 J. M. Adrian. G. Al. Adrian (830 Bowery) Ch. of Bd. (Branch at Broad way and 26th)  978  Numner uuder Name of Bank is the New Transit Number given bank in U.^JS. exclusively bj^The Rand-McNally Bankers’ Directory, under tbe authority of The American Bankers Ass’n. Name of Bank •Mem. Am. Bks. Assn. SState Cashier. President. Vice-President. tMem. State Bks. Assn. tPriv.  978  M'C'AAZ  MMLWCm SUREIY COMPANY OF NEW YORK—Fidelity & Surety Bonds—Burglary Insurance Number under JNaiitc of Bank is [ha 979 ntrertnre* UnnH U+i?' ext/'usl'ely vy by me The Kand-mcNaUy Kand-AteNally Banken Bankers’ ' -s IHreefnri ’ nndnr ---- Bankers «>___ »___ Ass’n RfrpyfPTf ontler fhn the anfhttrlfr authority of 'n,o The American http://fraser.stlouisfed.org/ Name of Bank. 7 ~ ‘ —-------- Federal Reserve Bank of Am. St. Louis •Mem. Bks.Assn. SState/  ffE W YORK CITY (Federal Reserve City  (Borough of Manhattan)---- Cont’d Reserve City Liabilities.  2)______________Central  Non-Bank Towns with Nearest Banking Point (In­  dexed Acces), Lawyers, Laws (indexed) in back of thisi' volume. For Interest Rates, Holidays, etc., see Laws.!  Name oe Bank.  NEW YORK CITY  Central Reserve City  LiA BILITIES.  i  •Mem. Am. Bks.Assn. SState! tMem.State Bks. Assn. tPriv. ♦.Uem. Fed. lies. [Estab. I  (Borough of Manhattan)---- Cont’d  (Federal Reserve City So. 2)  President.  Vice-President.  Cashier.  - /Deposits Paid-up I Surplus /1 Individ VA1 AND of Capital Profits Deposits Banks  Ass't Cashier.  ’ Loans a  Dis-  Non-Rank Towns with Nearest Banking Point (In­ dexed Acces ), Lawyers, Laws (indexed) In back of thi volume. For Interest Rates, Holidays, etc., see laws  Resources. 1 Bonds, 1 Miscel-  Principal Correspondents.  Cash Securi- 1 LANEOUS Resources Resources  COUNTS (TIES. ETC.  July, 1920  Number under Name of Hank ia the Nen Transit Number given  to each bank in U. S. exclusively by The Rand-McNally Hankers’ Directory, under the authority of The American Bankers Ass’n.  979  A. W. KRECH......... H. E. COOPER_____ W. J. ECK. Sec.......... A. A. MILLER, Tr...  EQUITABLE TRUST COMPANY (37 Wall)  1-217  <I'O2  HEMAN DOWD LYMAN RHOADES M. K. PARKER H. M. WALKER R. R. HUNTER BABCOCK S:b.tEo«UNC  H. M. NOBLE  i-j.Gm.jR.  A. M. OSTROM, A. Tr. J. P. BURNS, JR.,  . ........ .  A. Tr.  T. ARMSTRONG,  MYLES M. BOURKE H. E. KEELER F.E.BREMNER, Asst. Secretaries  J. E. SMITH, A.Sec. ................... V. W. MILLER, A. R. BRITTINGHAM, O.P. FARWELL. Jr. H.R. HARRISON, H. A. HIBBERD, R. R. LEE A. Sec. EDWIN S. MARSTON-- A. V. HEELY_ _ _ - A. V. HEELY, Sec____ J. B, LITTLE, A. Sec. SAMUEL SLOAN, V.P. W. B. CARDOZO H. D.SAMMlS, A. Sec. W. A. WILSON. A. Sec. C. R. AGNEW J. G. TALLEY, A. Sec. S. S. COLT. A. Sec. W. A. DUNCAN E. J. BOYD. A. Sec. F. W. MYERS. • Sec. H. F. HOWLAND I. H. MEEH AN,A.Sec. 0. J. PALMER, Mar. H. K. SMITH Foreign Dent. . , J. L. MORRIS, Mgr. Depository for Legal Reserves of State Banks. Credit Dei>t. Receives deposits subject to check and allows interest on daily balances. Acts as •l'22| Trustee under Mortgages made by Railroad and other Corporations, and as Transfer Agent and Registrar of Stock and Bonds, Foreign Exchange, (16-18-20-22 William) 1-171 Cable Transfers. Letters of Credit payable throughout the world. •Federal Reserve Bk., Dist. 2» (See page 30 for co mplete informatio n) 1-120 (Equitable Bide.) •FIDELITY INTERNATIONAL S. S. Conover_____ John W. Nix_______ A. W. Mellen, Sec.iE. A. Dannenherg, A. H. Mars TRUST COMPANY____ •«’O7 S. L. Viele, A.Sec. A.Sec, ♦ 1-108 A. W. Mellon A. L. McKenna. C. R. Butler, A. Sec. (1 Hudson) E. T. Mattox A. Sec. Branches: 17 Batter y Place and 110 Wil liam St. Ernest Miller, A. Sec. •Fifth Avenue Bank------ »S’75 Theo. Hetzler____ B. H. Fancher____ W. G. Gaston_____ W. C. Murphy____ ♦ 1-76 A. S. Frissell, George Acheson, Ernest Foley (530 Fifth Ave.) Ch. of Bd. Mgr. Foreign Dept. F. P. DeWitt Chas. H. Dahmer •FIFTH NATIONAL BANK—• 64 E. E. Watts.............. Stephen Kelly____ L. P. Hosmer_____ G. J. S. Taylor ___ 1-82 (131 E. 23d St.) W. S. Beckley Chas. Kaye, C. D. Ritch Ch. of Bd. F. L. Rossmann Wm. I.. Helm •First National Bank ... .•t’63 Francis L. Hine ... G. F. Baker, Jr.... S. A. Welldon_____ F. G. Walton.......... 1-65 G. F. Baker. F. D. Bartow S. Hagerman, S. L. Searles (2 Wall) Ch. of Bd. J. E. Reynolds A. Cash. D. T. Waters E. B. Sweezy W. F. Kearns  S. ARMSTRONG C. BUNCE  $ 12,M0,000  Solicit Tr. Stl Sec. Co Sec.  1-280  (7 Hanover Square)  etS’lS  • acoo tutions 1 lectio script 1 •toe  A. See. .1. Sec.  unts o and Co ns ma on. R ks. In La  f Bank rporati da. T egistr terest ttare  a, Ba OH8 UP ruatee y and upon d of Cra  n kers. on fav ship of trans apos It dit.  Flnanc ia 1 Inorabla tar ms. avary defer of a.  A. Sec. .4. Sec.  $ 68,682,730 51.205,720 10,550,820 56.472,560 Branches at 475 Fifth Ave., N. F. City; 15 Cockspur St.,S. W. and, 26 Old Broad St., E. C„ London; 41 Blvd. Haussmann and 12 Rue des Mathurins, Paris.  5,000.000 10,713.350 162926940  1.500,000  1.525,830 19,290,010 $  871,560 14,547,950  5,623,610  2,431,810  4,959,380  500,000  2,318,510 22,124,990  138,910  17,430,930  2,556,520  2,901,430  4,268,560 1st N„ Chi.; Cent. N„ Phil.; N. Shaw mut, Bos.; N. Bk. Com., St. L.  1,000.000  724,750 13,567,830  242,470 14.141,710  1,493,120  151,730  10,000,000 35,824,430 160 732 590 45,748,240 86,904,380 181397 290  P. W. Shepard, A. Sec. R. T. Thorn______  F. A. Hubei___ E. M. Koelbel W. B. Palmer T. A. H. Clark.  500,000  646,920  8,666,650  2,290  5,065,570  3,178,280  1,000,000  1,527,210 15,775,250  1,575,420  12,898,820  2,539,470  500,000  573,240 12,130,580  9.571,740  2,872,850  2,729,230  2,087,920  500,000  1,103,910  8,631,090  142,760  4,047,190 1st N., Phil.; N. Shawmut, Bos.  3,243,040 43,171,190 1st N. and Cont. & Corn ! N., Chi.; N. Shawmut and 1st N., Bos.: 1st N.. Cin., St. L„ and St. P.; 1st & Old Det. N„ Det.; Far. Dep. N„ Pitt. 104,890 1,531,100 Bk. of N. Y. N. B. A. and N. Bk. Com., N. T. 3,106,990 1,382,840 Cont. & Com’l N., Chi.; 4th-Atlantic N., Bos.; Girard N., Phil.  415,440  2,886,740 Chi.: N. Shawmut, Bos.; 1st N., Phil.  5,560,610  City & Midland, Lon.; Credit Lyon­ nais, Paris.  979  ♦  $ $ $ I Branches at Madison Ave. and, 45 th 117427150 51 772 720 — 58474790 St.», 222 Broadway; 3 King Wil­ liam St., E. C., 4 LONDON, and 23 Rue De La Palx, PARIS.  ‘FARMERS LOAN & TRUST COMPANY  Fulton Trust Co. of N. Y.»t§'90 H. C. Swords___ H. H. Cammann ... A. J. Morris, Sec... 1-205 ♦ (149 Broadway) C. M. Van Kleeck •GARFIELD NATIONAL BANK R. W. Poor............. H. F. Poor_______ A. W.Snow........... 1-81 »'81 A. W.Snow (Fifth Ave. and 23d St.) J. W. Peddie Gotham National Bank —•i'lOjH. H. Bizallion ....(Thomas C. Fry___ Horace Howe_____ 1-244 C. H. Banning, [Clarence S. Weller (1819 Broadway) Asst. V.-P. J. C. Scattergood J. L. Schaefer...IM. Bouvier_______ R.E. C. Benkiser. IF. G. Fischer L. E. Ziezener, D. S. Iglehart Tr. Officer. W. R. GRACE & CO’S. BANK  $ $ 16 185 000 228576300  This Bank has fac ilities for handling Foreign businesses THROUGHOUT CENTRAL AND SOUTH AMERIC A.  C. B. RICHARD&CO.. N. Y. City.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  N E W YO RK BA NKS — N ew Yo rk City — C ontinued  FOREIGN EXCHANGE.  R. P. JACKSON D. P. SQUIRE G. V. DREW W.BOUCK A. E. BATES  ESTABLISHED  1847.  BANKS ENABLED TO TRANSMIT FUNDS TO ALL PARTS OF THE WORLD. WRITE FOR INFORMATION AND FOREIGN EXCHANGE OUTFIT.  ^nmhpr vindor Kamo aF Ranlz ia fho Now T'rttnclf Vunihaw  w w-«'v v r  Number uuder Name of Bank is the New Transit Number given Qftfl i?.cac? bank *5 U s exclusively by The Rand-McNally Bankers’ ________ Plrectory, under the authority of The American Bankers Ass’n.  ww « w  NEW YORK CITY (Federal Reserve City No. g)  Name of Bank.  Cashier,  Vice-President.  Xon-fiaiik Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of this volume. For Interest Rates, Holidays, etc., see Laws Resources.  Liabilities.  •Mem. Am. Bks. Assn. SState President. tMem. State Bks. Assn. tPriv. ♦Mem. Fed. Res. [Estab. ♦Greenwich Bank..............•tl’JO H. Ward Ford  Iwdivld- Deposits Loans Bonds Paid-up Surplus and i UAL or a Dis­ Securi­ Capital Profits Deposits Banks counts ties, ETC.  Ass’t Cashier  Miscel­ laneous Resources  Principal Correspondents. Cash Resources  Frank Hammond— Frank Hammond— Herbert Renville.. $ 1,000,000 $ 1.728,000 $20 095000 $ 1.742,000 $17 661510 $ 1.328.760 $ 3,396.000 $ 2,132,800 Han. N„ N. Y.; Girard N„ Phil.; N.  1-17  (402 Hudson) (BrcwicAcs at 260  A. E. Peterson, H. A. Golding A. Cash. C. E. Whyard W. Broadway* 135 William St. 874 Br oadway* 1531 Broa  * *!’ SABUL-------- N. D. PUTNAM......... J. HEMPHILL, F. J. H. SUTTON Ch. of Bd. ALEXANDER PHILLIPS E. A. POTTER, JR. W.C. LANE RALPH DAWSON W. P. CONWAY W. C. EDWAHOS ALBERT BRETON E. C. HtBBARD E. W. STETSON J. J. LtW.S S. H. PATTERSON, HAROLU STANLEY Comptroller F. H. S.SSON A. R. JONES, Asst, r P~ p cal?Sway G. J. GEER, JR., l-107< (140 Broadway) <§’64 jj’ NEILt Asst. V. P. R.PARKER A. L. BABCOCK, J. R. SWAN Asst. V. P. J. M. PRATT A. B. HATCHER, .... W.f'.C. ft. COX Asst.n V. P. . M. BiLLINGS, r uj TDARni  Shawmut, Bos.  dwayan  d 596 Six th Ave.*)  H. R. JOHNSTON, Tr. J. |. BURKE.  Leading banking institutions in the principal cities of the United States and in important foreign trade eenters through­ out the world.  m‘lmurray'<^&aWca!am ... H.A..DUNCAN DU  G. A. HANNIGAN E. P. TATE W. R. NELSON ST. G. B. TUCKER .J. L. DALE j.' M. ROSS G.T.“ SCHeRZINGER J. K. ^LJPPER K. WARD-SMITH M. F. FREY OTTO PAUL J. E. SWITZER,  "•Wlli E. S. PRENTICE RAPP 0. P. HUGHES ALBERT HOFKINS J. A. GRISWOLD W. G. WENDELI J. ft. HURD E. DAViSdv B. ATTERBURY S. T. BtNNETT C. H. WHiTE Asst. Treasurers H. V. BA8C0CK C. H. PLATNER, W. M. FALION, JR. Corporate Tr. Off. J- 0_. HERR Vice Presidents ' • "• 'RABULU, M. SCHMIDT Asst.’y. P. R. E. COCKS, Tr. Off. G. W. TAYLOR, JR. R. F. LOREE, Mgr. H. Personal CLARA F. PORTER B. V. NORTON D. BENTLEY, Foreign Dept. Investment WM. SPINNEY Tr- Off. JOHN WATTS JAMES STEEL G. F. BRUDER H. E. WILLER, JOHN KALMBACHER Asst. Secretaries F. A. FULLAM C. M. MARVIN 6. F. NICHOLS,  ‘GUARANTY TRUST COMPANY S.' I  (Borough of Manhattan)—Cont’d ____ Central Reserve City  S. S.  25 000000 32 240000 534555000 99994 000 494949000 108492000 88063 000 139410000 Fifth Avenue Office, Fifth Ave. and 43d St.; Madison Avenue Office. Madison Ave. and 60th St.: Grand St. Office, 268 Grand St.; London Office, 32 Lombard St.. E. O; and 5 Lower Grosvenor Pl., S.W.; Paris Office. Rue des Italiens 1 & 3. Liverpool Office, 27 Cotton Exchange Bldg.: Brussels Office 158 Rue Royale.; Havre Office, 122 Blvd. De Strasbourg. W. C. Ma nsfleld, A uditor; H F. Green e, Mgr. B ond Dept Dixon B oardman Mgr. Bon d Dept.-, Geo. L. B urr, Mgr. Bond De pt.; F. N. Finger, C redit Mgr Allen Wal ker, Mgr. Foreign T rade Bure au; Rene Leon, Mg r. Bullion Dept. H. F. Kro eger. Mgr . New Bus iness Dep *., T. S. D ayton, Mg r. Publici ty Dept.  Asst. Secretaries  WM. WOODWARD  'HANOVER NATIONAL BANK 1-33  <’51  (Nassau and Pine)  - E. H. FERRY.......... W. f. CABLE, JR.SAMUELWOOLVERTON JOSEPH BYRNE CHAS. H. HAMPTON H. P. TURNBULL WM. H. SUYDAM, V.- p. and Mgr. ForROBERT NEILLEY, eign Dept.  J. NIEMANN_ _ _ WILLIAM DONALD G. E. LEWIS J. P. GARDNER F- A. THOMAS  (527 Fifth Ave.)  SEE ADV. OP POSITE  J. W. HARRIMAN— B^ L KENNEJ.LY — H. B. FONDA-_ _ _ MORTON WADDELL JOHN A. NOBLE MORTON WAODELL, W.B. SHEPPARD FRED’K PHILLIPS Tr. Officer. F. S. bilW T. B. CLARKE, JR. M. S. 1IRE 0. H. HARRiMAN W. A. BURKE HUBERTF.THOMAS <11 C. F. KOTH, v.p. and Mgr. Foreign Dept,  Henry J. Schnitzer State Bank Jules Charmatz 1-295 .§’95 (141-143 Washington) HUDSON TRUST CO.........•Tl’06 F. V. Baldwin... 1-236  (1411 -Broadway)  U47 Broadway)  Alexander Silun... Edward Miller. |F. A. Pater  John Gerken------- R. A. Purriv. Sec... J. J. Broderick, Tr. R. A. Purdy AVm. J. Terry, A. Sec. and A. Tr.\ H. H. Powell.— E. P. Townsend... C. F. Regan_____ G. H. Blish 'Edward Townsen d, J. A. Mitchell I Ch.o/Bd. J. W. Downing 'This hank will be pleased torece Ive accounts.  MOOlHSWEVC tftUVKVM   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  94,240,620 27.080.8S0  5,511,930 69,770,400  N. Y. CI TY IND EX.  A. Mgr. Foreign Dept. FREDERIC A. BUCK, A. Mgr. Foreign Dept, Travelers’ Checks and Letters of Credit issued, availa ble all parts of the world. FOREIGN EXCHANGE BOUGHT AND SOLD. CAN ARRANGE WITH BANKS DESIRING TODRAW THEIR 0 WN DRAF TS OR FO REIGN PO INTS.  HARRIMAN NATIONAL BANK 1-235  A  3.000,000 20.163,470 84.613,770  C. F. Puckhafer W. V. Silleck  1,000,000  1.992,580 29,234,940  4.158,730  23,141,690  6,411,820  350,000  8,777,110  Transacts a General Commerc ial Bankin g Busines s. Hours 8 a. m. to 8 p. m. Reserve A ccounts I nvited. C lose to th e N. Y. Ce ntral and _ _ _ Penn sylvania Stations.  Cont. Com’l N., Corn Ex. N., and Northern Tr. Co., Chi. 5 N. Shawmut, Merch. N., and 1st N., Bos.: Cent. N., Franklin N., and Phil. N., Phil.; Merch.Lac. N.. 8t. L.  State Bk. oi Chi. and Ill. Tr. & Sav., Chi.; Market St. N., Phil.; Merch. N., San F. and Los. A.; N. Shawmut and 1st N., Bos.; 1st N., St. L.; Walker Bros., Bkrs., Sait Lake C.:No.-West.N., Port.; Whitney-Cent. N., N.O.;N.Bk. Com., Det.  100,000  152,690  72,520  50,000  91,270  950  244,050 Bkrs. Tr. Co., Am. Tr. Co., and Coal & Iron N., N. Y.  500,000  752,600  7,817,160  4.423,240  2,618,050  39,120  8,988.800 32,209,840  40,397,250  3,253,500  1,895,930  2.028,360 Ex. Tr. Co., Bos.; Union Tr.Co., Balt.; Scuthwark N., Phil.; Interstate Tr. & Bkg. Co., N. O. 7,925,180 1st N., Chi. and Bos.: Phil. N. and Corn Ex. N., Phil.; Wells FargoNev. N., San F.  1,500,000  UVNXftVLK—&SuroVi Bonds—BurolarM Insurance   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  CONTINENTAL GUARANTY CORPORATION 248 Madison Avenue, New York Capital, Surplus and Undi­ vided Profits April 30, 1920  B,398,740.89  The oldest house in America specializ­ ing exclusively in Government Bonds  United States Government Bonds Any Issue Bought and Sold Without Commission  T TA TA  DIRECTORS  u.  J. D. Dort .............................Flint, Michigan Charles P. Howland....................... New York D. R. McLennan ............................ Chicago Edward S. Maddock....................... New York J. Mercadante.................................. New York W. W. Mountain............................ New York Wm. M. Ramsay.................................. New York Henry A. Rudkin ............................... NewYork George C. Van Tuyl, Jr..........................New York H. Mercer Walker.........................................NewYork John N. Willys................................ Toledo, Ohio Howard L. Wynegar ......................... New York  A Banking House dealing in commercial paper arising out of domestic and foreign trade transactions Chicago  San Francisco  NEW YORK  Toronto  London, England  C. F. Childs & Company CAPITAL $500,000 208 S. LA SALLE ST.  120 BROADWAY  CHICAGO  NEWYORK  ~   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  >-W«—  .........  '  ~~ -- ■ ‘ '  —T" "--Jul  Rand McNally & Company’s Building  sM  CLARK, HARRISON, AND LA SALLE STREETS  CHICAGO  Three hundred feet front on Clark and on La Salle streets, and extending on Harrison Street the entire block between these two thoroughfares.  •SI J! h at  Covers sixty-four thousand square feet of ground—more than any other building in down-town Chicago. Steel fireproof construction with reinforced concrete floors, necessary to carry the enormous weight of the machinery used in the business.  Has 1,595 windows, a mammoth power plant, nine passenger and freight elevators, filtered and refrigerated water, automatic sprinkling system.  ©■w IKS  l, 0 a © "1 . ©Of,  Oo  V ice-Presi dent.  Liabilities.  Ass’t Cashier.  Cashier.  Surplus  fEstab.  capital i  Industrial Bank...................•§’19Staughton B. Lynd R. A. Stephenson . Junius B. Close...-JH. C. Newland — $ 1,009,000 $ ♦ 1—311 I Logan C. Murray D. V. Austin  and  pKOylTS  611,980 $ 4,759,7701$  volume.  Principal Correspondents  RESOURCES.  Individ- i Deposits) i Loans  dal i Deposits:  V)  ♦ Mem. Fed. Res.  President.  of Manhattan)—Ccnt’d Central Reserve City  (Federal Reserve City No. (!)  Name of Bank.  •Mem. Am. Bks. Assn. SState tMem. State Bks. Assn. tPriv  Non-Bank Towns with Nearest Banking Point (Ir dexed Acces.), Lawyers, Laws (indexed) in back of thi For Interest Rates, Holidays, etc., see Laws  NEW YORK CITY (Borough  or  Basis  II  Dis-  COHWTS  Bonds, Secuei-  Cash  TIBS. BTC. : Resouhces  356,450 $5,722,000 $  i  Resources!  —----144,740 $ 7,460 $  904,000!Bkrs. Tr. Co., N. Y.  (323 Fourth Ave.) RATIONAL BANKING , 'Wffl.  -<§’02: (See American Fina ncial Corporations)  1-263  HARRY E. WARD —. J. F. BOUKER------LEWIS E. PIERSON, F.H. CLARKSON Ch.ofBd. WM. Y. CONRAD WM. N. ENSTROM R J. FAUST, A. GILBERT ROLLIN P. GRANT GEO.F.GENTES KELLEY GRAHAM J. H. GEO. 0.GRAVES Vice Chaii men JAMES HECKSCHER of Bd. C. C. HOWARD EUGENE 0. JUNIOR G. W. BERRY EMIL KLEIN W. P. HARRIMAN, J. A. LEWIS iAssZ. V, Presidents . H. A. MATHEWS HOWARD S. MOTT WILLS G. NASH G. A. O'REILLY A. E. VAN DOREN 1-67 t’51 BENJ. F. WERNER (Woolworth. Bldg.) JOHN WILLIAMS (233 Broadway) WM. ROBT. WILSON  ’IRVING NATIONAL BANK  P. F. GRAY............ . D. ALLING.... H. ------CAfflLL G. N. JACOBS, Foreign Manager C. 0. CORWIN u C. E. DU FRESNE ALFRED BENJAMIN JOHN EGOLF „ J. C. BRADSHAW WILLIAM GRAFE F. HARTMAN ’ J. GRIESMER GEO. HELFERICH NORTF -HROP HOLBROO K R. W. KUEBL, Asst. For. Mgrs.  DANIEL V. CASEY,  JAdvtfj, Mgr, ■»• .* uipei iun 12.500.000 10.869 470 161033 650 59.974.670 79.554.080 10.644,440 15.448,870 FALKENAU. (JlM PANGBURN u SAMUEL REDFERN H. NEEDHA.ii, ROBERT L. SMITH uc. ,vLo^°.n'WM. R. WILSON VELAY, Pans,---------LINDHJEM, C.V. ALLNUT .Audito Copenhagen, g. ft, BRYSON, JOS. W. ROWE, A. Auditor. Mexico City, R. W. WILLIS,  R. M. mu*, JOHN 1C,U JEAN A. E.  Foreign Reps.  179163600 Important connections in Commercial centers of world.  A, Tr. Officer,  'NEW YORK OFFICES: Market & Fulton Office, 81-85 Fulton St., W. M. ! Cash.; Sherman Office, 5th Ave. & 32nd St., Max Radt, V. P., Chas. W. Broadway & 8th St., Louis S. Quimby, V. P., L. L. Hopkins, Asst. Cash., Gamble, V. P., Arthur P. Smith, Asst. Cash. BROOKLYN OFFICES: 350 Fulton St., Henry M. Wells, V. P., D. Irving Utrecht Office, New Utrecht Ave. & 54th St., J.W. Waller, Mgr., Arnold Snyder, V. P., Franklin Schenck, Asst. Cash., Leonard F. Mayr, Asst. LONG ISLAND CITY OFFICE: Bridge Plaza, E. E. McMahon, Jr., Mgr.,  Rosenda le, V. P., Albert D. Berry, Asst. Cas h., W. H. Millike n, Asst. Hodson, Asst. Ca sh., Willi am L. Cl ow, Asst.!Cash.; E ighth St . Office, William I FeickJAs st. Cash, j; Aetna Office,92? W. Bro adway, William Mead, V. P., R. R. Wardell, Asst.Cas h., John Stewart, Asst. Cas h.; New Reincke n, Asst. Mgr.; FI atbushO fflce, 839 Flatbus h Ave., Alex. C. Cash. T. W. Eg ly, Asst. Mgr.  . Italian Discount & Trust Co. t§’18lGeorge p- Kennedy G. Girardon, 1-303 J. W. Potter (399 Broadway)  H. F. Donnelly, Sec. and Tr. A. Sec. P. Kocco, A. Sec. F.M.Rohn, A. Sec.  500,000  ( Louis V. Bright.. F. E. Gunnison___ Walter N. Vail,See. Archibald Forbes, I E.W.Coggeshall, Thor. Stallknecht Tr. G. F. Parmelee, K. I. Smyth, A. Tr. .......... ..... ....,. ,1 Ch.ofBd. H. E. Jackson A. Sec. W. F. Baeck, —l-lI5—•fl’87! < L. H. Losee Asst. Gen. Mgr. (160 Broadway) ! I H. E. Jackson, Gen. Mgr. ch: 44 Court St. W. Win. K. Swartz, M or i r  4,000.000  'LIBERTY NATIONAL BANK 1-91  H. J.Connolly.  (120 Broadway)  H. D.GIBSON-........ D. G. REID-............... F. W. WALZ-------------FRED’KP.McGLYNN J. S. MAXWELL, A. V. OSTROM D. D. DAVIS, T. C. HOVEY rrn miirnanp R & *• RIECKS Tr- °^cer- L. W. KNOWLES utu. £RNEST STflUFFENf JR R G FORBES  S. W. NOYES, V. P. J. A. BOWER M. F. BAYARD,V.P. BENJ. E. SMYTHE •’91 J. G. BLAINE, JR.  0. CARDOZO EDW. J. WHALEN  ♦Lincoln National Bank —<’82 C. Elliot Warren... W. A. Simonson ... John S.Sammis— Henry E. Stubing.. 1-80 David C. Grant ! Thos. Kenworthy Ti’ F T>:cbon (60-70 E. 42d)  C. B. RICHARD & CO., N. Y. City.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  FOREIGN BONOS AND CURRENCY.  496,490  9,745,130  4.310,000  8,310.270!  the the  661.300, 5,588,800  2,311,190 GuarantyTr.Co.. N.Y.; Anglo & Lon.Paris N., San F.; Banca Italian D. Sconto. Rome and Paris.  3,418,070  3,814,860 Chase N., N. Bk, Com., Bk. of Amer­ ica, N. City, Equitable Tr. Co., Em­ pire Tr. Co., and Am. Ex. N., N. Y.: Meeh., Brooklyn; Bk. of Long Isl., Jamaica; Cent. Bk. of Westchester Co., White Plains. N. Y.  11,767,510 12,363,890  6,167,440 ±8,499,050  Jul- -------------------------------------------------------------------------------------------------------------------------------------------------------------------y, 1920 N E W YO RK BA N K S — N ew Yo rk City_ ------------------------------------— C ontinued  Number under Name of Bank is the New Transit Number given to each bank in U. S. exclusively by The Rand-McNally Hankers’ Directory, under the authority of The American Bankers Ass’n.  ,  981  —  5.000.000  7,211.070 66.614.740 33,740.520 78.307.020 11.848.430  1.000,000  2,243,800 22,738.000  1,229,070  18.769.300  5,430,770  4,625,720 25,998.360  1,026.700  Phil.: N. Shawmut, Merch.-Lac. N., St. L.  Bos.;  4.819.190 Cont. & Com’l N.. Chi.; Phil. N.. Phil.; Am. N., San F.; N. Shawmut, oo i >—*  SOLE U. S. GOVERNMENT CONTRACTOR FOR EXCHANGE OF FOREIGN MONEYS AT THE U. S. IMMIGRANT LANDING STATION, ELLIS ISLAND, NEW YORK HARBOR.  982  Number under Name of Bank is  the  New Transit Number given  —° each bank in U. S. exclusively by_Thc Rand-McNally Bankers’ Directory, under the authority  Name  of  of  The American Bankers Ass’n.  YORK  CITY (Federal Reserve City No. »)  Liabilities.  Bank.  •Mem. Am. Bks. Assn. §State tMem. State Bks. Assn. tPriv. ♦Mem. Fed. Res. [Estab.]  President.  *LINCOLN TRUST CO. -•« 02 A.S. WEBB......... 1-116 ♦ (204 5th Ave.) F. J.EGAN, Ch ofBd • f ■ Transact  a  Vice-President.  Cashier.  Ass’t Cashier.  gen era! banking and trust business un der the laws of t  (Branch of Broohl  M. Berardini State Bank ..§’86 Michael Berardini.iphilip Berardini.Philip Berardini... Benjamin Grassi... Virginio Bianchi 1-283 (34 Mulberry) Victor Fozzi  MECHANICS & METALS NATIONAL BANK 1-4 (20 Nassau)  <1810  dexed Acces.), Lawyers, Laws (indexed) in back of this i to volume. For Interest Rates, Holidays, etc., see Laws/ 00 . - --------------------  Resources.  Surplus Individ- Deposits Loans a 1 Miariri Paid-up Cash AND UAL OF DisSecuriCapital Profits Deposits Banks COUNTS TIES, ETC. | Resources Resources  A. M. HYATT-------- C. E. CALHOUN. Sec. N.F. GRIFFIN, Tr.— $ 2,000,000 $ 1,060,590 $28 318 270 OWEN WARD H. M. FORD.A .Sec. J. H. ADAMS, JR., A. Tr. F- P. DAVIS R. W. GOULD, A.See. WM. F. FITZSIMMONS R. L. JONES, A. Sec. N.W. ANDREWS, MOSES S. LOTT E. J. SCHILLING, Mgr. For. Dept. J. W. HANSON. A. Tr. P. H. SELCHOW, ?>• Officer. he state of N ew York.  Manufacturers Trust Co..»§’18 1-357 (481 Eighth Ave.)  Non-Bank^Towns with Nearest Bauking Point (In­  (Borough of Manhattan)—Cont’d Central Reserve City  150,000  yn, N. Y.  492,570  Principal Correspondents.  $19 816 760 $ 4.082,340 $ 1.843,520 $ 5,930,820 1st N. and Atlantic N„ N. Y.; 4th St. N„ Phil. Branches at 7 Wall, Broadway A Leonard and Broadway A 72d St.* Solicits  correspo ndence-  collectio ns.  I  N. Park and 1st N.. N. Y.  190,870 $  2,110  63,660  451,860  ..........  525,400  GATES W.McSARRAH JOHN McHUGH- J. S. HOUSE......... JOHN ROBINSONFRANK 0. ROE E. W. DAVENPORT W. F. ALBERTSEN A. M. AIKEN 10,000,000 15.788.460 237769400 159197920 28,052,040 9,729,600 109506720 H. H. POND W. E. LAKE, S.S. CAMPBELL AW. Me KAY NORTH McLEAN L£-,BRYAN’ &ldSEE ADVERT ISEMENT OPPOSIT E. NORTH McLEAN, (9 Branches)  Mgr. Foreign Dept.  O’  We invite the business of Banks, Bankers, and Mer chant s desi ringpr ompt, and satisfactory service.  efficie nt,  MERCANTILE TRUST C0.<§ 17 C. A. Austin______ C. D. Makepeace.. H.D. Campbell,Sec. J.C.Traphagen ,Tr.! 1.000,000  952.420 16,756.250  15,038,380  3,320,230  517,830  2,000,000  3,268,300 38,885,020  696,880 29,662,240  2,532,650  791,440 11,999,090 Cont. & Com'l N., Chi.; Girard N., Phil.; Int i Tr. Co., Bos.; Cont. Tr. Co.. Balt.  4.612.020 26,295,740 12,719,580  8,761,060 Cont. & Com'l N„ Chi.; Girard N„ Phil.,-Alb. Tr. Co., Alb.  1-293 ♦  (115 Broadway)  ♦METROPOLITAN BANK  1-44 ♦ (23d and 4th Ave.)  Henry R. Johnston H. D. Campbell Asst, to Pres. Peter S. Duryee  2,561,780  John J. Teal, C. J. Murray, A.Tr. A. Sec. J. M. Wade, A. Tr.  ( Henry Olleshei- G. B. Sayres_____ A. C. Corby_______ mer A. C. Corby James L. Miller W. P. Barbie •t! 05 i Branches at 271 Broadway .* 100 William St..* and  F. W. Frazee_____ Jos. Pulvermacher W. A. Johnson Frank C. Meyer  565 Broadway.*  (Accounts of Ba nks and Bankers Solicited. Prom pt attention  to all Bank ing matt ers  entr us ted to  2,000,000 G. N. Hartmann, Bertram Cruger, ----------- Sec.) Tr.\ F. E. Fried, jR.W.K. Anderson, W.JC. McHarg, j • A. Tr. W. Berry, Clarence Klinck, Harry Roberts, I Asst. Secretaries A. Tr. Auditor.). F. Cissel, Comptroller  3,527.410 29,581,980  200,000  814,510 13,764,530  *Metropolitan Trust Company Harold 1. Pratt___ H. B. Thorne.___ 1-117 ♦ (60 Wall) <§'81 (1 Branch) Chas. V/. Weston J. F. McNamara J. C. Klinck  us.  •  Tr. Officer\F.  1-206 ♦ (49 W. 33d)  1-314  (3 W. 40thSt.)   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  \  1,900,000  500,000  WNM W HUHXVW.K—F\toY\toi  255,970 10,867,890  1,293,680  2,279,110  594,340 N. Park, N. Y.  — N. Bk. Com., N. Y.  BovxAs—BuvelavM \nsuvance  ,  1  BBBSAX BBUVMw By VEWXTOflk—&Swot?< Bowls—BuvsXavN Insurance  P   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  THE  Mechanics & Metals National Bank OF THE CITY OF NEW YORK  OFFICERS: GATES W. McGARRAH, President JOHN McHUGH, Vice-President JOSEPH S. HOUSE, Cashier FRANK O. ROE, Vice-President JOHN ROBINSON, Assistant Cashier WALTER F. ALBERTSEN, Vice-President ERNEST W. DAVENPORT, Assistant Cashier HARRY H. POND, Vice-President ARTHUR M. AIKEN, Assistant Cashier SAMUEL S. CAMPBELL, Vice-President WILLIAM E. LAKE, Assistant Cashier NORTH McLEAN, Vice-President ALEXANDER F. BRYAN, Auditor  Capital, Surplus and Undivided Protits $25,000,000   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  983  JVuutt/er under Name of Bank ia the IVerv Transit Number given to each bank in U. S. exclusively by Tbe Itand-McNnlIy Bankers'  JVjEW  Directory, under the authority of Tbe American Bankers Ass’n.  Name  oe  CITY  Bank.  •Mem. Am. Bks. Assn. SState  tMem. Slate Bks. Assn. tPriv. ♦Mem. Fed. Res. [Estab.  •t’3B  1-23 (81 Nassau)  President.  ! Vice-President.  Cashier.  Ass’t Cashier.  (55 Wall)  Dis­  a Bonds,  counts  Miscel  Sbcuri-  TIBS, ETC.  R. H. PASSMORE . E. C. GERSTEN — FRANZ MEYER, 6. L. 9HEGAN Mgr. Foreign Dept. E. F. HIGGINS W. F. HOFMAYER J. J. KEENAN W.E.LOVBLAD FRANZ MEYER DON L. MOORE A. J.OXENHAM LEADING BANKS AND BANKERS IN $ $ $ $ JULIUS PAUL ALL IMPORTANT COMMERCIAL $25000000 $31533150 216939810 153508410 310802660 $29065360 $78644430 134230680 H. W. SCHRADER CENTERS THROUGHOUT THE Second Vice-Pres’s E. A. SCHROEDER WORLD. H.G.STENERSEN HARRY P.BARRAND J. T. WALKER, JR. L.P. CHRISTENSON J. I. CLARKE A. F. MAXWELL E. H. RAWLS E. E. RISLEY H. C. STEVENS,  •t’30  JAMES A. STILLMAN.. J. H. ALLEN----------- N. C. LENFESTEY — _____ J. H. CARTER C. T. AYLES J. T. COSBY JOHN H. FULTON. H. G. BECHTEL i Gen'I Exec. Mgr. 8: LFARNHAM J. 8. BIRMINGHAM W. A. SIMONSON, E. C. BOGERT G. E W g8eGOKRFVR C.V. RICH, H. 0. R. BURGESS Exec. Mgrs. arthurrkavanagh L. J. BURNES FARRIS CAMPBELL E. E. LING ni(rE b« C. H. CLARK RODNEY DEAN DeSHON F. " C,SCHWEDTMAN JEAN P. J. FLEMING S. H. VOORHEES •31812 D. A. FORWARD G. H. FOUNTAIN S. E. ALBECK W. S. LAMBIE A. L. HOFFMAN E. B. CLARE-AVERY H. W. LUCKE J. A. JACKSON W. G. BRADY, JR. JAMES MATTHEWS F. S. KOONS JOHN L. CROSS JAMES B. PIKE G. KOUWENHOVEN H. E. POLLARD robWKan G. A. KURZ, JACOB WOHNSIEDLER, Ass’t Cashiers L-«E"  NATIONAL CITY BANK 1-8  Loans  iSubplus Paid-up AND Capitai. Propits  J. S. ALEXANDER- J. H. ARDREY .... J. A. BRODERICK GUY EMERSON H. P. HOWELL L A. KEIDEL D. H. G. PENNY J. E. ROVENSKY F. R. RUSSELL S. E.WARD R. H. WILLIAMS  ♦National Butchers & Drov. Bk. M. M. Valentine__ W. J. Duane_______W. J. Duane______  (683 Broadway)  Non-Bank Towns "'ith Nearest Banking Point (In (Borough of Manhattan)—Cont’d dexed Acces.), Lawyers, Laws (Indexed) In back of this volume. For Interest Bates, Holidays, etc., see Laws Central Reserve City Resources. Principal Correspondents.  W. J. Large.  W. E. LUSBY-........ W. F. C. MERKEL L. H. MILLER H. U. HALL F. C. MORTIMER J. A. MYERS E. R. NAAR FRANK O’MALLEY E. F. REGAN W. L. SCHNARING C.V. SHEEHAN W. G. SPEER W. F. SWITZLER F. A. TURCOTTE H. W. VANDERPOEL W. M. VERMILYE JAMES ADDISON, Comptroller OSCAR P. AUSTIN,  300,000  200,000  6,300,000  5,000,000  ign Depa rafts an Commer all parts Collectio  rtment o d Cable clal Cred of the w ns and d  30,000  1,300,000 Girard N„ Phil.  617241650 59,489,630 92,190,190 308433100  25,030.000 62.135.610 799489 830 The Fore sells D Issu es able In Makes  470,000 $  f THE N Transfer its and T or Id. oes a ge  SEE ABV ENTISEM ENT OR  ATIONA L CITY BANK b uys and s. ravelers’  Letters of Credit , avall-  neral Fo reign Ba nklng B usiness.  NEW  YO RK CITY INDEX.  Statistician  N E W YO RK BA N K S — N ew Yo rk City — C ontinued  NATIONAL BANK OF COMMERCE  1-15  YORK  (FederalReserve City No. 2)  Ass’t Vice Pres’s  -NATIONAL PARK BANK 1-54  (214 Broadway)  •3’5«  G. THORNE------ E. V. CONNOLLY—TwTZ DOUGLAS 0. JONES H. L. SPARKS H. EWER B. P. ROBBINS H. KRETZ J. B. HEINRICHS Ass’t Vice Pres’s L. H. OHLROGGE M,rT W. C. MACAVOY W. S. JELLIFFE J. E. PROVINE R. L. CERERO J. D. RISING H. E.SCHEUERMANN P. J. EBBOTT  RICHARD DELAFIELD G. W. M. G.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  FOREIGN bonds AND CURRENCY.  s EE  AIVE We in vite c with Manuf Expo rters  RTISEME NT ON IN orres ponde actur ers, M and I mport  161879430 44,767.760  9,755,720 49.523.360  SINE FIO NT COVE nee an d con feren ce ercha nts, ers.  SOLE U. S. GOVERNMENT CONTRACTOR FOR EXCHANGE OF FOREIGN MONEYS AT THE U. S. IMMIGRANT LANDING STATION, ELLIS ISLAND, NEW YORK HARBOR.  983  PiTV C. B. RICHARD & C(UJI. VV. UIIT.  5,000,000 23.032,750 106110980 81,144,8  Mwr'x*a?  Number under Name of Bank is the New Transit Number given each bank in U. S. exclusively exclusively by The Rand-McNally Bankers’ to each bank in u. o. Dy me uanu-;vicixaii> uaiiaers Directory, under the authority of The American Bankers Ass’n.  nQA yo<r  Name  of  MRU/ VCiRK PTTY  IS I UKA U -IN- — — W » » — --------- — - 1 I (Federal Reserve City No. 3)  Bank.  •Mem. Am. Bks. Assn. SState! tMem. State Bks. Assn. tPriv. ♦Mem Fed. Res. [Estab i  President.  Nemeth State’Bank.......... «4;§’17 fohn Nemeth.......... (One Branch) 1-289 (10 E. 22d St.) New Netherland Bank—«tS'O2 W. F. H. Koelsch.. G. W. Gale. ♦ 1-224 Asst. to Pres. (41 W. 34th)  Vice-President.  Cashier.  Ass’t Cashier.  Karl Schenk............ Rudolph Stein.... Jos. B. Lederer. Nathaniel Faeder Sec. Henry Schenk i J. P. Munn______ Curtis J. Beard.__ Leon A. Norcross. Henry H. Martin U. M. Fleischmann  Karl Schenk . Emil Lederer  $  200.000 $  439.450 $1,782,330  600,000  746,000  1.000,000  N. Y. Life Ins. & Trust Co..§'30 j E. G. Merrill_____ Henry Parish............ I. L. Roe, Sec____ A. J. Purdy, A.Sec W. B. Austin. Z. W. van Zelm 1-173 (52 Wall) A. Sec. J. L. van Zelm John C. Vedder, A. Sec  1,000,000  j  ‘NEW YORK TRUST COMPANY §’891 1-114  (26 Broad)  M. N. BUCKNER ... F. J. HORNE----------BOYD G.CURTS,Sec. HARRY FORSYTH, Tr. 3TT0 T. BANNARD, JAMES DODO Ch.o/Bd.C. E. HAYDOCR E.B.LEWIS, A.Tr. H. W.SHAW, H. W. MORSE Mrs. KEY CAMJ. A. FLYNN, MACK A. C. DOWNING, JR.,  (Office at 5th Ave. and 57th St.)  A. Sec.  Central Reserve City Loan*a Dis­  2,175,690 19,743,840  3,000,000 11,256,000 62,852,000  counts  607,700  660,270  6,926,840  *’",T"WORSTEll  A. Sec. | Legal Depository for Reserve of State Banks. Interest allowed. Designated I Acts as Registrar and Transfer Agent for the Bonds and Stocks of Corporations.  O. H. Cheney — William Skinner... F. E. Goldmann ... J. 0. Lawrence.... J. S. Hamilton E. R. Lawrence Offices at 28th St. A Madison-Ave., Harry Van Brunt h Ave.. 57th St. A Madison Ave.» ♦PACIFIC BANK............... ( 49th St. A Sevent C.M. Becannon 1-28 Hudson St. & No. Moore St. M. F. Bauer (470 Broadway) I Accounts of Ba nks, Bankers, In dividuals. A. G. Irvine i ( Firms and Cor poratlons invited. E. C. Kern J. W. Konvalinka  Progress Bank........... 1-310 (119 Ave. A.)  -§'19 J. Silberzweig........ Morris Fishbein.  A. Silberzweig.  1,697,050 28,020,550  200,000   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Michael Pilnacek.. Vincent Waytisek.  150,000  I  N'nmhpr mtflpr Mi  tT K.anL  5,030.050 ------------ 1  176,000  1  169,680 $  49,130 J 454,050 Chem. N.. N. Y.; Peo. Bk. &Tr. Co..1  701.000  5,000  10,430,450  2,234,610  346.150  7,801,820 12,603,080 2,653,400  Passaic; Peo. Tr. & Guaranty Co.. Hackensack. 2,645,000 Meeh. & Metals N„ N. Y.  4,082,580iGuarantjT Tr, Co., N. Y.; N. City, Chi. 3.205,730,  Bk. of the Manhattan Co., Chase N., Meeh. & Metals N., Li­ berty N., and N. City, N. Y.;i Ill. Tr. A Sav., Chi.; Mtle. 10,981,550 13.247,400 3,299,370 56,164,000 Tr. & Dep. Co., Balt.; Mercb.! N., Bos.; Corn Ex. N., Phil.: N. Com’l, Alb.; Los A. Tr. & Sav., Los A.; Com’l Tr. & Sav., N. O.  801,100  567,700  266,670  ( E. S. Rothchild.. F. J. Bach_______ C. H. Baldwin____ S. Bergson_______ I 2,009,000 2,835,110 72,345,000 1,332,870 W. J. Brown, W. G. Ferens A. Cash. Irving Levy L. B. Pullman, Ira S. Atkins A. Cash. E. Southall PUBLIC NATIONAL BANK • os A. S. Bernstein 1-238 G. J. Klein (Ludlow and Delancey) E. L. Lichtman (Manhattan Branches, at Broadw ay A 25th, St.»; and Madison Ave., co r . 116th S t,«; Broo klyn Bra nches; Pit ( and Graham Ave. and Seigel S t., • Bronx Branch, 3817 Third Ave.) Republic Bank------------ •§1900|Thomas Capek ... 1-245 (1429 First Ave.)  Miscbl-  Trust Fu nds.  241,250 —  40.000  Principal Correspondents.  Bonds, Cash LANBOU8 Resources S»cu bitics, BTC. Resources  7.328.000  pository o I Funds in Bankrupt sy and of Member lew Tork Clearing House.  1,000,000  volume. For Interest Rates, Holidays, etc., see Laws, jx  $ 2,184.230 J  9.333,000  424,150 13,689,010 $  Non-Bank Towns with Nearest Banking Point (In-Ilft dexed Acces )i Lawyers, Laws (indexed) In back of tbls|<g  Resources.  Liabilities. Subplus Individ­ Deposits Paid-up AND ual op Capital Pbopitb Deposits Banks  Oscar Cooper____ James 0. Brower .. A. S. Hurst..............Philip A. Hutchins ! IL. L. Pierce L. J. Grin non  (14th St. and Eighth Ave.)  < Horrauro of M.nhatt.nU-f'ont d ol Manhattan)—Cont d  60,000  82,800  20,991,300  9,690,030; Am. Ex. n., N. Y.; Union Tr. Co.,i J* i Chi.; N. Shawmut. Bos.; Union'*< Com. N„ Clev.; Phil. N„ Phil.; Wells Fargo-Nev. N„ San F. J.  17,860 Meeh. & Metals N. and Empire Tr. 3 , Co.. N. Y. C f5  809,910 10,990,030 Chas. N. and Guaranty Tr. Co., N. Y.; N. City. Chi.; Phil. N., Phil.: N. Y. State N.. Alb.; N. Shawmut, Bos.  kins St.,*  1  1,755,420, 2,692,730  931,750 Empire Tr. Co. and Irving N.. N. Y. *<  Name of Bank.  CD •Mem. Am. Bks. Assn. SState Cd iMem. State Bks. Assn. tPriv. +Mem. Fed. Res. [Estab.  SEABOARD NATIONAL BANK 1-85 (18 Broadway)  •J '83  NT TP \ A7 IvLz W  1-106  ION EXCHANGE NATIO INK - —l-iou............ -  (Fifth Ave. and 21st)  (162 East 23d)  1-104  ♦  (55 Cedar)  1-184 ♦  (45 Wall)  S. G. BAYNE.  Vice-President.  Cashier.  W.K. CLEVERLEY- C. H. MARFIELD— Lf.AEiw/. B. L. GILL “ " “■.SON, Tr. Officer L. N. DEVAUSNEY  counts  $ 1,000,000 $ 4,942,820 $30 956390  J. I. DADSON  w. a. b. Dino  SEE  Miscel­ Bonds, Cash Securi­ laneous Resources ties, etc. Resources  $39983500 $11323 760 $2,424,270 $16503700  ADVERT ISEMENT  OPPOSIT E PAGE  975.  Cont. & Com’l N.,C’Ul.;N. Shaw­ mut, Bos.; Corn Ex. N., Phil.: 1st N., San F.; Marine Bk. &\ Tr. Co., N. O.  We invite you to transact your business with this bank. Edward H. Webb..' 1,000,000 J. H. Hoverman Robert E. Shotwellj D. B. Tripcevich—i 100,000  A. A. Seldner_____ Henry I. Marmor  H. C. RICHARD---- ji. I. VJORHIS------ J. KNEJSEL-—T- F. A. PAPPI C. A. SMITH, F.-F. W. L. BURCHETT E- W._RASP. A-Cash- 5. C..njCHNECKO H. W. VOGEL, V.-P. J. KNEISEL P. L. TUCHMAN, P. MUL ER-----”... A.’cash. c; e.’James W. B. roth  100,000  4,582,350  19,685,970  2,689,590  1,319,350  6,541,200  48,720  34,100  185,480  144,680  31,290  1,034,390  58,160  27,800  270,000'  160,780  1,105,540  | 2.500.000  2,123,980 76,144,470  (Branches at 5th Ave. and 115th St., 5th Ave. and 30th St., 100 Essex St.. I New Yor\k City ; Brooklyn; Union and Westchester Aves., Bronx)  0. H. Kelsey............ Frank Bailey_____ J .W. Cleveland,Sec. C. D. Burdick N. B. Simon. A.See. E. O. Stanley David Blank,A.Sec. H. W. Hoyt, A.See. Randall Salisbury, A. Sec. F. P. Condit, A. Sec. F. H. Freeman, A. Sec.  C. C. Harmstad, Tr. J. W. Shepard. A. Tr. L. H. Rockwell, A. Tr. S. T. Kelsey. A. Tr.  320.440 50.672.910 14.803,980  821.630 10.290,390 lont. & Com’l N., Chi.; Bk. of  0 R. L. Modra........... Martin Bonk,.......... J. J. Bonk................ G. V. Nader_____ E. Witkowski J .A.Hopper, See... T.W.B. Middleton. A. Sec. Arthur W. Keevil, A. Sec. R.F. Brown,zl. Sec.  Graham  No. Am., Phil.; N. Shawmut, Bos.; 1st N., St. L.  Varet, a nd Pitkin and Sto lie Aves.,  Ave. and  5,000.000 13,120.680 33,980,890  20,266,660 24,210,550  3,212,820  8,051,720 Girard N„ Phil.; N. Oom’l, Alb.; N. Shawmut, Bos.: Cont. Tr. Co.. Balt. Brooklyn Branches: 175 Remsen St., connecting with 196 Montague St.; Jamaica Branch: 350 Fulton Si.; Long Island City Branch: 61  -  Jackson Ave.  , S. H. Herman........ Louis J. Weil_____ Geo. B. Connley... E. J. Donahue........ 3 Prank E. Wheeler William Minton Arthur D. Wolf '  3 John W. Flatten.. C. H. Murphey____ Calvert Brewer F. J. Parsons Joseph Adams Henry L. Servoss Wm. T. Law  Banca, Belgrade, Serbia.  Union, Prague: Equitable Tr. Co. Paris; Dresdner, Berlin.  City of New Yo rk and o f the Ci ty paym aster. Unexcelled facilities for handling your New York City and Brook |yn Item s and C olleotio ns. TR Y US.  G. C. Hoffman. Tr. H. W.Hadley. A.Tr. E.W. Dutton. A.Tr. Chas. S. An­ drews. Jr., A. Tr. Thos. F. Bennett, .4. Tr.  E. W. Sheldon........ W. M. Kingsley .... W. J. Worcester, F. W. Robbert, Wiiliamson Pell Sec. A. Sec. W. C. Lee, .4. Sec. C. A. Ed wards, T. H. Wilson,A.Sec. A. Sec. W. G. Green, A,Sec. R. S. Osborne,  1,000.000  1,637,700 20,695.150  23,932,330  2,140,420  228,130  6,955,190  N. Shawmut, Bos. 125,000  I  25,000  2,000,000 4,650.150 71,688,390  39,044,440 22,551,720  5th N-, Equitable Tr. Co., and ^k. of U. S„ N. Y.; Polska Krajowa Kasa Pszyczkowa and Pocztowa Kasa Oszczednosci, Warsaw, Poland, 6,322,360 16,794,130 larrii, Tr. & Sav„ Uhi.; Phil. N. a Franklin N„ Phil.; N. Shawmut, Bos.; N. Com'!, Alb.  Branches at Broadway at 73d St., Madison A ve. at loth St, • and 125th St. at 8th Ave.  2,000.000 15,105.000  ,000 _______  34,66.3,000 10,713.000 —  8,279,000  261,430  2,390,160  A. Sec.  200,000  ESTABLISHED  1847.  SSE-  993,840 14,230,100,  11.104,410  2,145,200  985  Louis Koop.............. F. J. Goldmann Nicholas Pfaff C. E. Bacon, A. Mgr.  C. B. RICHARD & CO., N. Y. ClTV.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Loans a Dis­  Paid-up 1 Surplus , Individ- i AND UAL Capital Profits I Deposits!  Ass’t Cashier.  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (Indexed) In back of this volume. For Interest Rates, Holidays, etc., see Laws. Resources. Principal Correspondents.  Cont’d  Liabilities. President.  August Zinsser___ 11. 0. Hart............. Frederick Rath___ C. S. Guggenheimer Ernest Wolkwitz Albert H. Wiggin. H K. Twitchell. W. J. Gilpin, Mgr. (77 Cedar) Chas. A. Hanna, Sec. (Members indicated hv a*' C. H Examiner ♦ 1-210 (1511 Third Ave.)  n____  Central Reserve City  •t§’90 United States Depository for Postal Savings Fund. Depository of the Sta te and  (176 Broadway)  1-313  (Borough of Manhattan)  N E W YO RK BANKS — N ew Yo rk City — C ontinued  1-96 (374-78 Grand)  TP 17 Y''T'T"'V  I  -Second National Bank...»t'63 W. A. Simonson... E. H, Peaslee_____ C. W. Case_______ William Pabst 1-68 A. L. Burns (Fifth Ave. and 28th) Slavonic Immigrant Bank..§’20 M. 1. Pupiu______ Bozo Raukovic____ P. H. Pavlovitch.. Aco Despitch, Sec. 1-312 (436 W. 23d) Max Lederer_____ Standard Bank_________ »§’82 R. M. Lederer.....David Kahn. Max Lederer 1-642 (Ave. B, corner 4th)  STATE BANK  V/~l  X LJxnXx. VsX X X (Federal Reserve City No. 2)  Ju lyH92 0  Number under Name of Bank is the New Transit Number given to each bank in U. S. exclusively by The Rand-McNally Bankers’ Directory, under the authority of The American Bankers Ass’n.  985  THE OLDEST FOREIGN EXCHANGE HOUSE IN THE UNITED STATES. FOREIGN EXCHANGE. FOREIGN CURRENCY. FOREIGN BONDS.  mnrzi.iffk  M.nh.tt.nA__ fAn.’H  (oorougn ol Manhattan)—Cont d Central Reserve City Liabilities. Surplus AND  Propits $  Depos­ its  Resources. Bonds, Sboubi-  counts  TIBS, BTC  941,600 $ 4,794.280 $  J. N. Francolini... F. A. Ringler____  C. M. Bird_______ R. D. Andrews ___  'William Felsinger..  Seamens Bank for Savings.8’29 1-172 Union Dime Sav. Bank—.•tS'59 1-187 Union Square Savings Bk. •SMS 1-178 United States Savings Bank»8’89 1-204 Universal Savings Bank___ 8*07 1-242  76 Wall ....  Daniel Barnes........  6th Ave. and 40th— A. P. W. Kinnan... 20 Union Square__ Wm.H. Rockwood.  606 Madison Ave.- W. C. Adams........ . 85-87 Liberty........ W. F. Brown.  W est Side Savings Bank ._•iS'68 6th Ave. and 9th—O. O. Bigelow_____ 1-198  Principal Correspondents.  Cam ft Ix« CBABHM.Ihri oom  20,270 $ 4,832,880 $  Baku  265,830  108 889 590  4,362,550  17,164,730 138 985 230 78,937,200 69,313,830  7,662,600  877,950 13,346,240  180,470 13,548,930  340,190  A. Koppel_____ 8,849,710 105 836 620 I Adolph Reppert, Cash. | I Carl A. Richter, 2,452,000 21,855,610  1,145,750 103 635810  6,389,780  77,830 22,236,210  1,779,960  A. Sec.  H. E. Tener_____  volume.  Loans * Dis­  15,156,360 99,337,110  A. Sec.  Non-Bank Towns with Nearest Hanking Point (ln(indexed) in back of this For Interest Rates, Holidays, etc., see Laws.  dexed Acces }_ Lawyers, Laws  J. A. Murray L. K. Ungrich Andrew Mills, Jr., Samuel Webster... Frederick Sher­ F. J. Newkirk, wood; B. De F. Curtiss A. Sec. R. T. Davies Lester Van Brunt— IW. G. Terlinde. A. Sec.! D. W. Whitmore Myles Tierney........ L. V. O’Donohue— Jas. Clarke J. H. Loos................ H. C. Murphy____ George E. Brown, Joseph Walker, Jr. A. See. I Wm. H.Barron----- John C. Griswold ~ Arthur Plage, A. Sec. H. D. Brewster J. I. Downey_____ |H. P. Aichele-------- T. Frank Manville|E. J. Reynolds, Bernard Karsch A. Sec. F. M. Bacon, Jr..— |F. E. Cobb, A. Tr.. C. M. Dutcher____ | H.L.Brower, A.Tr. C. M. Dutcher G. F. Dailey--------- Thomas R. Ebert— R. C. Hart. A. See.. \ J. J. Bell Henry Kroger........ G. B. Dunning........ J. B. Anderson, J. 0. Williams A. Sec.\ Domenico Saladino P. I. Simonelli____ Bernard J. McCann F. P. Bosco, A. Sec. J. E. Wayland Chas. R. Jung........ J. Heynen, Sec. and Tr. H. H. Ritterbusch Benjamin Griffen.. Arthur Stiles.......... I David Sands, A. Sec. Arthur Stiles A. K. Sloan.............. F. H. Moffet....... E. H. Swan A. M. Welch______ W. R. Brinckerhoff Blakelock ... Wm. W. Hall  78,200  2,937,600 ________  6,619,120 73,531,850  2,418,620  258.610  73,475,350  6,675,630  5,468,760 34,497,250  39,033,600  17,143,910 190 846 790  195 267 210 1,599,430  5,550,450  9,731,830  531,180  400,000 22,469,090  1,073,220  3,953,610 34,254,640 13,307,540 23,078,310  1,822,400  690,190 11,264,170 1,616,550 22,607,290  9,012,970 75.793,650 35,682,570 44,087,620  5,052,260  3.925,010 38,668,450  39,343,770  2,850,460  1,987,710 20,086,240  345,000 21,089,280  439,530  790,710 11,739,220  10,457,120  2,012,050 208,180  2,712,070  121,680  2.461,060  1,464,250 12,020,030  7,003,650  5,848,810  664,210  1,456,110 15,852,290  16,434,120  739,920  5,503,810 48,067,640  400 50,205,580  2,710,600  13,223,900 G. T. Connett, H. F. Dietman, 795,570 13,754,600 Sec. and Tr. A. Tr. H. G. Milbank, W. W. Miller, A. See. A. Sec. i Geo. F. Crane........ W. H. Benedict-__ 'F. A. Cummings...! 10,201,310 78,546.810 42,077,200 42,503,560 G. M. Halsey, Cash. G. M. Halsey F. H. Ecker_______ F. F. Hazard_____ F. M. Leake---------6,762,660 61.423,520 994,330 61,547,410 O. H. Wilcox 19,738.180 1,761,820 19,411,100 W. E. Roosevelt... H. R. Brinckerhoff F. C. Mills— H. B.Gardner, (-ash. I. Van Zandt, A.Ca \ sh. E. M. Townsend 354,510 8,197,830 4,651,520 3,347,050 F. G. Lloyd_______ W. W. Reese_____ A. F. Le Gost_____ W.H. Porter, A. Sec. \ J. E. Haines,.4. Tr. A. F. Le Gost 49,600 1,276,950 57,040 1,593,930 Robt. McLean____ Byron W. Greene.. W. F. Brown, Jr.. ,A. H. Tiemeyer 447.410 6,623,910 — 6,605,100 |N. S. Westcott------ Wm.V. Hudson, S ec. and Tr. J.J.V.Burke, G. E. Marks A. Sec.  491,670  105,570  4,098,240 5,081,090  1,139,670 553,770  38,090 Empire Tr. Co., N. V. 510,890  C&WMN BV W5N XBRK—F\«n kBurefci Bonds—Burelarv Insurance  http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis AMERICAN FINANCIAL CORPORATIONS  vncir ct'T'v__  tvmvMuniA 987  \ uuviwnwx uv wlu xuwiy  V1UCUM Qt OUI GV  NEW YORK CITY  AMERICAN FINANCIAL CORPORATIONS  Specializing In Foreign Banking, Financing Foreign Trade, Acceptances, Discounts, Textile Factors.  Name oe Bank.  •Member American Bankers Association. (Member State Bankers Association.  SState  AMERICAN FOREIGN BANKING CORPORATION 1-297  (53 Broadway)  Asia Banking Corporation_______ 1-317 (35 Broadway)  CONTINENTAL GUARANTY CORPORATION (248 Madison Avenue)  •§’17  Continued Principal Correspondents.  Capital and Surplus.  Officers.  tPriv. [ Estab.  1I1OUI UllUU  «X5 fO  ©  ARCHIBALD KAINS, Pres........A. G. FLETCHER, F.P.... C. A. MACKENZIE, Sec.A-Tr. K. B. HARRIS, V. P. E. FLEISCHMANN, F. P. C. B. HOLT, A. Tr. P. J. VOGEL, V. P. W.E. SULLIVAN, A. 27. Every description of international banking business transacted. Correspondents in all parts of the Allied and Neutral World. Acceptances given against shipments of merchandise. ; Bills of exchange negotiated and collected. ( Drafts and letters of credit issued. Imports and exports financed. Interest allowed on balances.  418 C. H. Sabin, Pres.__  W. C. Lane ,V. Pres. A. Breton, V. Pres.  GEORGE C. VAN TUYL. Jr.. Ch. of Bd. EDWARDS. MADDOCK. Pres. •15 HOWARD L. WYNEGAR,V.P. BURT A. MCDONALD, F. P.  Coirespondents in all the principal cities ofi the world.  Capital $3,364,200____ ________ Surplus and Profits. $2,120,470.  Cali, Colombia;! BR ANCHES: Brussels, Belgium; Buenos Aires, Argentine Republic; Christobal, Canal Zone; Harbin, Manchuria; Havana, Cuba; La Vega, Puerto Plata, Sanchez, San Francisco De Macoris, San Pedro De Macoris,, Santiago „ De Los Caballeros and Santo Domingo, Dominican Repu blic; Manila, Philippine Islands; Panama City, Republic of Panama; Port au Prince,(Haiti; Rio De Janeiro, Brazil; San Pedro Sula, Republic of Honduras.  25  Ralph Dawson, V. Pres. F. R. Sandford. Jr., Tr.. Paid-up Capital, $4,000,000___________ Surplus and Profits $1,585,760 J. W. Wheeler, Auditm R. E. Ellis, Mgr. W. G. Avery, G. W. Healey, Comptrolle: Gen, Mgr. Orient R. A. Shaw, Sec.  Bkrs. Tr. Co., Guaranty Tr., and Mtle. Bk. of the Americas, Inc., N. Y.; Cont. & Com’l N., Chi.; Anglo & Lon. Paris N„ San F.; 1st N.. Port.; N. Bk. Com., Seattle; N. Shawmut, Bos.; Guardian Sav. & Tr. Co., Clev.  ►< q  JC. PS  w > 2*  Bkrs. Tr. Co., Irving N., and Met. Tr. Co., N. Y.; Cont. & Com’lN. and IstN., Chi.; 1st N., Bos.; Whit.-Cent. N„ N. O.; Wells W Fargo-Nev. N., San F.; Merch. Bk. of CO Canada, Montreal, Quebec; London Jt. I City & Midland Bk., Ltd., London, Fng.: Soeiete Generale, Paris, France.  J. GIBSON JAR VIE. F. P. MILTON B. IGNATIUS. A. Sec. Capital, $3,000,000___ _____ _____ ________ HAROLD M. BENSON, V. P. Surplus and Profits, $246,890. FRED A. FRANKLIN, Tr. C. C. KEELE, A. Sec. DAVID P.DINWOODIE.A. 77. SEE ADVERTISEMENT DUANE R. DILLS, Sec. PERCY M. HALL, A. Sec. WILLIAM J. BOLD, A. Tr. OPPOSITE PAGE 980.  2J m  Member of American Bankers Association.  S  o DISCOUNT CORPORATION OF NEW YORK-  1-304  (52 Wall)  A. T. Stephan, A. Tr___ -•+’19 John McHugh, Pres.______ Jerome Thralls, E. C. Wagner, FL Pres. Sec. and Tr. D. H. Mills, A. Sec.  Capital. $5,000,000_______ _____ __________ Surplus, $1,000,000.  A. J. Moutrie, A. Cash,.. Capital, $2,100,000.. First Federal Foreign Banking Association. _____ '20 A. II. Titus, Pres______ P. B. Kennedy, W. S. Kies, Ch. of Bd. V. P. and Cash. E. G. Blackford, A. Cash. Surplus, $105,000. 1-319 (40 Wall) Frederick Todd, Sec. M. B. Starring, A. Sec.  First National Corporation____ (14 Wall)  D. G. Wing, Pres________ A. B. Kenney, Sec_____ F. L. Gill, Tr. J. D. Brennan, V.P. E. T. Gregory, F. P. A. Henderson, A. Tr. E. W. Davenport, F. P D. A. DeMenocal, V.P. A. K. Hunt, Mgr, F. A. Goodhue, F. P.  FOREIGN CREDIT CORPORATION  Albert Breton Pres......... E. V. R.Thayer, Ch. o.fBd. G. M. Dahl. F. Pres....... \Capital, $5,000,000. D. R. Noyes, J . Pres. R. A.Philpot, Sec.and Tr. Surplus, $1,000,01 000.  (30 Pine)  Foreign Trade Banking Corporation 1-305 (35 Wall)  .•t’18 C. M. Sherwood, Pres................. Max May, V. P. and Mgr_________  D. Washington, A. Sec. and A. Tr.  C. B. RICHARD & CO.. N. Y. Cur.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  ESTABLISHED - 1847.  O  o 3  re  5’  I Capital, $2,100,000.. Surplus, $105,000.  Paid-up Capital $2,000,000 __ Surplus & Profits $206,420.  Liberty N., N. Y.; 1st N., Bos.  c r> CL  Chase N., Liberty N., Cent. Uuion Tr. Co. and Guaranty Tr. Co., N. Y.; Phil. N., Phil; N. Shawmnt, Bos.; Union Tr. Co., Pitt.; Guar­ anty Tr. Co., N. Y., London, and Paris.  |Bk. of the Manhattan Co.. N. Y.; Lon. Joint  !  City and Midland Bk., Ltd.. Lon.; Comptoir 2s hi. d’Escompte de Paris, Paris,  BANKS ENABLED TO TRANSMIT FUNDS TO ALL PARTS OF THE WORLD. WRITE FOR INFORMATION AND FOREIGN EXCHANGE OUTFIT.  AMERICAN FINANCIAL CORPORATIONS  NEW YORK CITY—Continued  988  988  Specializing in Foreign Banking, Financing Foreign Trade, Acceptances, Discounts, Textile Factors. Name  of  Bank.  • Member American Bankers Association. JMember State Bankers Association.  French American Banking Corporation1-309 (Cedar and William)  1-283  (60 Wall)  MERCANTILE BANK OF THE AMERICAS, INC. 1-282  (44 Pine)  Capital and Surplus.  Officers.  tPriv.  .’19 Maurice Silvester,Pros...F. A. Goodhue. F P...... J. E. Rovensky. F P____ Capital $2,000,000____________ -----------• -.................... ----------R. P. Kavanagh. V. P. Arthur Terry. Tr. T. E. Green. Sec. surplus and-Profits $648,970 E. C. Pignatel, A. Sec.  N. Bk. Com., N. Y.; 1st N. Bos. Comptoir N.  H. T. S. GREEN, Pres. and Gen. Mgr. L. M. JACOBS, F-Pres. and Tr. Capital and Surplus $10,000,000. Undivided Profits $504,000. W. M. ANDERSON, V.-Pres. and Inspector. L. I. SHARP, V.-Pres. M. D. CURRIE, P. W. JONES, A. cWt. and Sec. N. G. EVANS, A. C. SHOREY, Cash. R. F.CRARY, J. L. H0GEB00M, A. Cashiers. Branches in San Francisco, London Lyons, and the principal commer­ cial centers of China, Japan, Philippines, Java, Strait Settlements, •«’02 India, Republic of Panama and the Dominican Republic. GENERAL FOREIGN BUSINESS TRANSACTED. Commercial Letters of Credit issued. SPECIAL FACILITIES PERTAINING TO EXPORTS AND IMPORTS.  National City Bank, N. Y. and Branches  d’Escompte de Paris, Paris.  SEE ADVERTISEMENT ON NEW YORK CITY INDEX  JAMES BROWN, Pres.; FREDERICK STRAUSS, ALBERT BRETON, JASON A. NEILSON, L. S. Paid-up Capital and Surplus $10,000,000---------------WYLER, W. M. VAN DEUSEN, W. B. MITCHELL, Vice Presidents-. ALFRED MEYER, F P.andGen'iyigr.. PHANOR J. EDER, Sec.-. PHILIPTILLINGHAST, JOHN A. HEAP, EDWARD C. CUILTY, JOHN F. MEYER, F. J. R. MITCHELL, B. E. MACREYNOLDS, PHILIP R. RODRiGUEZ, G. M. JONES, ARTHUR JONES, Asst. Mgrs.-, JACOB BLOOM, T'r-, J. F. W. All Branches of Banking Business with the .... LANG, C. A. HERGRUETER, JR„ Asst. Treasurers, W. R. GALBRAITH, W. H. SCHUBART Countries where we are represented **15 WIIII1M Tnnn Asst Secretaries Branches in New Orleans, La., Paris, France, WILLIAM IUUU, asst. Secietanes. Affiliated Banks-Colombia, Peru, Venezue SEE ADVERTISEMENT ON NEW YORK STATE INDEX.  Park-Union Foreign Banking Corporation.......... »T9!C. A. Holder, Pres....T. Fred Aspden. V. P... E. B. Mackenzie, Sec. and Tr.. 1-308 (56 Wall) I. V. Scott, A. Tr.  Shawmut Corporation of Boston.. (65 Broadway)  Principal Correspondents.  Salvador, Guatemala,  Cont.& Com’IN., Chl.;N. Shawmut, Bos.; Anglo. & Lon. Paris N., San F.; Hiber­ nia Bk. & Tr. Co., N. O.; M tie. Bk. of the Americas, Inc., Paris, Madrid and Bar­ celona; Brown Shipley & Co.; Guaranty Tr. Co. and Seligman Bros., London.  promptly attended to. Madrid, and Barcelona, Spain. la, Brazil, Nicaragua, Cuba, Costa Rica, China, Japan, and the Philippines.  Capital $2.000.000_____________ ___________ ....... Surplus and Profits $256,960.  Alfred A. Aiken. Pres,...R, S. Potter, V.-Pres... John Bollinger, V. P______ (Branch of Boston, Mass.). C. A, Lehmann,V. Pres. F. Houghton.Tr. E. Bernheim, A. Tr. J. Canfield, A. Tr. H. C. Sykes, A. Sec. T. Ochiltree, A. Tr.  N E W YO RK BANKS — N ew Yo rk Ci ty — C ontinued  INTERNATIONAL BANKING CORPORATION  §State [Estab.  Barclays Bk.. Ltd. and Kleinworths Sous & Co., London: Guaranty Tr. Co, and Far. Ln. & Tr. Co., Paris.  T. Chandler, A. Sec.  Ju ly ,  (50 Union Square)  .<’19ill. D. Gibson, Pres._____ J. D. Hopkins, F Pres..S. Chesney, F. Pres, I J. P. Maquire, V. Pres. F. H. Wandelt, F Pres. J. H. Jephson, Sec. H. J. Stieb, Tr.  Capital, $2,000,000... Surplus. $300,000.  .......Guaranty Tr. Co. and Liberty N., N. Y.  MMMTI BWkUX Bf Ut'NXBRK—& Surety Bonds—Burrton Insurance  http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis rz-h n r*rz-» ar o 4 xr« rirrMrrrc  —  tHcad OfficesLoeatedIn  ___  1920  Textile Banking Co., Inc. -__  FOREIGN BANKING AGENCIES Name of Bank.  •Member American Bankers Association. iMember State Bankers Association.  Principal Correspondents.  SState tPriv. . [Estab.  AFRICAN BANKING CORPORATION, LIMITED 1-247  Home Office.  Manager or Agent.  Location.  64 WALL................... .......... WILLIAM LOGAN  I  (Branch of London, England).  HEAD OFFICE—63, London Hall, E. C., London, England.  '96 49 BROADWAY ......... F. C. HARDING, Agent... A. WINSTANLEY, Sub. Agent (Agency of London, England)___ Capital and Surplus over $12,500,000 The New York Agency offers every facility for International Trade.  1-248  _______ G. Pedrazzini, John S. Durland, S. Fusi, E. Gam- (Agency of Milan, Italy)___ per, and E. Roffi, Agents.  Broadway. Spring & Crosby C. L. Lerro, Ar/ent.__________ R. Cossa, Cash.... (Head Office, E. Maglione, Sec..  ! (Agency also at 353 E. iiiith : so  BANCO NACIONAL ULTRAMARINO 1-315 BANK OF BRITISH WEST AFRICA, LIMITED.  1-274  BANK OF MONTREAL1-251  BANK OF NEW SOUTH WALES 1-252  Naples, Italy).  100 Beaver St—_________ R. R. Appleby and Rowland Smith, Agents  i 68 Wall________________ W. H. Macintyre.  ____  .. —  ( See Advertisement op posite page 13.  Banco Nacional Ultramarino, London, England, Paris, France, and offices in Portuguese East and West Africa, Brazil, China, India, Timoro Belgian Congo, etc, etc.  (Branch of London. England)__________  - —........ ....... (Branch of Sydney, Australia)_________________ Bk. of New So. Wales, Sydney, and Branches! throughout Australia and Lon., Eng.  Bank of Taiwan. Limited__________________ 1-299  165 Broad wav___ _________ K. J. Imanishi and S. Mutoh. Agents  Paid-up Capital $9,700,000. (Branch of Halifax, Bk. of N. Y. N. B. A. and N. Bk. Com., N. Y.: Reserve Fund $18,000,000. Nova Scotia) 1st N.. Chi.; Merch. N„ Bos.; 4th St. N„ Thil.; Citiz. N., Balt.iAm. N., SanP.;lstN., Minpls. and Seattle. (Branch of Taipeh, Taiwan)___ ____ __________ N. City, Chase N., Han. N„ Irving N„ N. Bk. Com., Bkrs. Tr. Co.. Equitable Tr. Co., N.Y.  Fairweather, Asst. Agent.  BANQUE INDUSTRIELLE DE CHINE — -....... 1-316  (Home Office, Paris, France)_____________________ Branches in China, Cochin-China, France, etc.  O. J. Thomen. Agent.____  Banque Nationale De La Kepublique D'Haiti. 1-306  60 Wall__________ _______  CANADIAN BANK OF COMMERCE-.............. 1-255  16 Exchange Place________ F.B. Francis. C. L. Foster, and C. J. Stephenson. Paid-up Capital $15,000,000. Agents. __________________________  88  (Home Office, Paris, France)...................................... Banque Nat. de La Kepublique D’Haiti, Paris, and branches throughout Haiti. West Indies. (Branch of Toronto) Am. Ex. N„ Corn Ex., Irving N„ Liberty N., and Chase N., N. Y.  WALL____ __________ WILLIAM BAXTER__________ _______________  Branches throughout the Orient.  989  SEE ADVERTISEMENT ON FOREIGN INDEX.  C. B. RICHARD & CO.. N. Y. City   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  {Branches and Correspondents all over Italy I and in all the principal commercial centers  Branches and Correspondents throughout Eng„ Egypt, Morocco, West Africa, Canary Isl., etc. 120 Broadway____ _ T. Fujimaki and T. Takahashi. Agents____ _ .. (Agency of Bank of Chosen, Seoul, Chosen). Guar, Tr. Co., N. City, N. Bk. Com., Irving N., Equitable Tr., andBkrs. Tr. Cos.. N. Y. 64 Wall -............—................. Agents; R. Y. Hebden, W. A. Bog. and W. T. Paid-up Capital $20,000,000. (Branch of Montreal, N. City, N. Bk. Com., Han. N„ Liberty N„ Oliver. Surplus and Profits, $22,090,440 Quebec) Chem. N„ and Far. Ln. & Tr. Co., N. Y.  52 Wall__________________  1-256  Banca Commerciale Italiana, Milan, Italy; Lon. Marseille and Constantinople.  of the World.  93 LIBERTY ST__________ ____ ____ J. McCURRACH ___________________ (Agency of Lisbon, Portugal). Capital $25,894,080 CAPITAL AND RESERVES EXCEED Reserve Funds $25,894,080 $51,788,000.00. See Advertisement opposite Page 983.  BANK OF NOVA SCOTIA........... 1-253  AUSTRALIA & CHINA  _____ Branches and Correspondents In all the principal Commercial Centers of the World.  SEE ADVERTISEMENT ON INDEX TO SOUTH AMERICA  tl63 Broadway.— Banco di Napoli.  __________ African Bkg. Corp., Ltd., Lon., Eng. and branches throughout So. Africa.  Every Description of Banking Business transacted with our Head Office in London and our Branches in South Africa . SEEADV. ON MAP OF AFRICA IN FO REIGN LIST.  N E W YO RK B A N K S — N ew Yo rk City — C ontinued  LIMITED  NEW YORK CITY—Continued  uly, 1920  989  ESTABLISHED 1847.  BANKS ENABLED TO TRANSMIT FUNDS TO ALL PARTS OF THE WORLD. WRITE FOR INFORMATION AND FOREIGN EXCHANGE OUTFIT.  990 (Home Office. London, England)............................... | Branches iu London, Liverpool, Manches­ ter, British West Indies, British Guiana and West Africa.  49 Broadway___________  Frederick Goodehild. Agent.._______ ______ ____ Paid-up Capital $1,300,000.  Dominion Bank, Toronto and Branches throughout Canada; N. City, N. Park, Han. N., and Cent. Union Tr. Co., N. Y.  (Branch of Hong Kong, China) (Agency of London, England).  Lon. & Brazilian Bk. Ltd., London, Paris, and branches in South America and Portugal.  (Agency of London, England)________ _______ . Lon. & River Plate Bk. Ltd,, Lon., Eng. and branches in South America. (Branch of Montreal, Quebec)....................Am. Ex. N., N. Y-; Ft. Dear. N„ Chi.  Paid-up Capital and Reserves Over $20,000,000-..! Offers to American Banks and Bankers t: superior facilities for the Extension of Trade and Commerce between UNITED STATES OF AMEBIC A AND AFRICA. SEE ADV. ON MAP OF AFRICA IN FOREIGN LIST.  N. Bk. of So. Africa, Lon. and Branches, S., E., and S. W. Africa.  Chase N., N. Y.; N. Bk. Rep., Chi.; 1st N., Bos.; Anglo & Lon. Paris N., San F.  F. T. Walker, J. A. Beatson. E. B. McInerney, ano Paid-up Capital $17,000,000 (Branch of Montreal, Chase N., N. Y.; Cont. & Com’l N., Chi. .T. D. L. Leavitt. Agts. Reserve Funds $18,096,418 Quebec) W. H. Macintyre  THE NEW YORK AGE offers to Bankers and its unsurpassed servi with the growing ma  (Home Office London, England).  Standard of So. Africa, Ltd., Lon. and So. Africa.  N E W YO RK BANKS — N ew Yo rk Ci ty — C ontinued  (Home Office, London, Com’l Bk. of Spanish Am., Ltd., San F., Lon. and Manchester, Eng., and Branches; Colom­ bia, Venezuela, Ecuador, Peru, Nicaragua, Salvador, Guatemala.  NCY Merchants throughout the United States an d Canada ce for facilitating trade rkets of Africa, Australia and New Zealand.  (SEE ADVERTISEMEN T OPPOSITE BEGINNING OF FOREIGN LIS T.  B. K. Sumitomo------------------------------------------------ (Home Office Osaka, Japan)________  In all important places at home and abroad.  49 Wall  W. J. Dawson, F. L. Appleby and Wm. Forrest, (Head Office, Winnipeg, Manitoba) Agents  N. Park, N. Y.: Corn Ex. N.. Chi.; N. Shaw­ mut, Bos.-. Capital N.. St. P.  Yokohama Specie Bank. Limited.................................. *’80 120 Broadway 1-271  MORtMSTOt  R. Ichinomiya, S. Ototake and I. Kudo, Agents ... 1 (Home Office Yokohama, Japan).  I  Yokohama Specie Bk.,Ltd., N.Y., San F.,aud Los A.  W HEM XBBK—Fidelity & Surety Bonds—Burglary Insurance   http://fraser.stlouisfed.org/ Number under Name of Bank is tbe New Transit Number given to each bank in U. S. exclusively by The Rand-McNally Bankers’ Federal Reserve Banknnr of St. Louis  is EL W  D IZ"  1 UKK  f-'T'T'Nr  ipnz-'z-l r/-r vxr____  1 Y---- CJCZfk  Y IN--------------- KeSefVe Lslty  Ju ly , 1920  149 Broadway...................  w nvn auuk— to each bank in U. S.  exclusively by The Band-McNally Bankers’  7\r PT\AS -IN .C, W  Directory, under the authority of The American Bankers Ass’n.  ,r  Name of Bank.  •Mem. Am. Bks. Assn. SState tMem. Stale Bks. Assn. tPriv. [Estab.  Location.  PRESIDENT.  Vice-President  ♦Mem. Fed. Res. 1-307  BANK OF AMERICA  A A  KCbClVC t^liy  Kings County D 4  Resources.  Liabilities. l Individ- Deposits Loans a Paid-up Surplus and 1 UAL Dis­ of Capital Profits counts Deposits Banks  Cashier.  Bonds, Miscel­ Cash Securi­ laneous Resources ties. etc. Resources  York City )-----------  Principal Correspondents.  Am. Ex. N„ N. Y.; Meeh., Brooklyn.  Branch of N.Y.City , Borough of Manh, atlan.......  §12  Bank of Coney Island___ »§’09 Surf Ave. and W. J. Ward.............. Chas. L. Feltman.. (G. H. Mailey______ J ♦ 1-387 F. W. 12 th G. H. Mailey 1 A. Preston, A. Cash.  1-102  Corn Exchange Bank____ »§’53 Myrtle Ave. and 1-45 Broadway  200,000 $  130.740 J 2,725.480 J  160.140 $  885,990 $ 1,653,670 ------  $  1,500,000 2.506,520 35,655,520 1,823,870 16.852,440 23,565,320 $ 1,859,690 E. P. Maynard____ D. H. Lanman ____ 1. Sec. F. J. W. Diller < ec. rd Ave. A Fulton W. McDonald, Jr. Sec. < way and Wall St.*) F. T. Aldridge W. P. Schenck,Sec. '< ;. B. Ro: 5. G. W estcott, A.jSec. H. W. Farrell, A. See.) ___ (See N. Y. City, Borough of Manh attan)  943,330 Chase N„ N, Y.  6,959,310 IstN., N. Y.  IHV ..........a FMfera 260 Broadway------- JOSEPH HUBER — J, W. _______ ....  FIRST NAT’L BANK  W. J. AHERN,  R.C.IRISH,A.Cas/i.  Tr. Officer AUSTIN TOBEY,JR„ .  500,000  767,850  9’275’°°°  Greenpoint National Bank.<’12 140 142 Greenpoint D. E. Freudenberg-E. E. Huber______ Walter Wilmnrt... 200,000 1-389 er Morris Salzman E. J. Asher, Ave. A. Cash. „.... Hamilton Trust Co_____ <§’91 191 Montague_____ W. E. Edmister.__ W.O.Humstone ... Geo. Hadden, Sec.. 500,000 1-373 John Anderson R. S. Girling, A. S Geo. Hadden J. C.Hecker, Jr., A. SecGeo. I.Pierce, A. Slec- „„„ „„„ Homestead Bank_______ <§’07 141 Penn. Ave..... E. L. Rockefeller.. R. Reimer. Jr____ G. L. Porter_______ i 200,000 1-383 J. C. Oreveling L. S. Clapp,A.Cash.  294,540  3,969,920  2,988,080  674,750  21,300  830,990 i Chase N. and Am. Ex. N„ N. Y.; N. Y. State N., Alb.  1,023,800  8,895,140  4,913,520  3,822,270  186,670  1,410,100 Bk. of the Manhattan Co.. N. Park, and Metropolitan, N.Y.; Girard N„ Phil.  107,200  2,890,000  1,389,000  1,216,500  74,100  518,300, Han. N. and Equitable Tr. Co., N. Y  1-356  <’52  Organized, Equipped and Conducted for Service. The kind that gets results.  A.  ♦Irving National Bank -..<’51 (Branches at 839 Flatbush Ave.*, 35 0 Fulton St. and New Utrecht Ave.* andSith St.)------- (See N. 1-67  1-110  <§’87  -<§’52 215 Montague.. (7 Branches)  Julius Liebman___ J. H. Conroy H. C. Von Elm R. W. Shelter F. W. Bruchhauser  II. M. De Mott........ A. T. Sullivan... J. A. Stewart H. F. Burns Francis Weekes  2,775,750 25,039,190  13,559,160 10,401,630  W. C. Donn........... 1,600,000 A. S. Ingram A. C.\ E. Q. Baker, A. C. F. I. Ketcham, A.C. J. Schaefer, Jr., A.; c. Jos. Stewart, Jr., A. C. H. V. Kelly, A. C. J. H. Laeger. A. C.  25,558,500  655,000  100,000  ESTABLISHED 1847.  asxs  J  ae?  1,200,000; 41,000,000  76,810  1.517,930  71.850  2,098,1301  4,697,600  196,000  3,777,300 1st N. and Equitable Tr. Co., N. Y.  3,814,860 Corn Ex., N. Bk. Com., Bk. of Amer­ ica, Am. Ex. N., Chase N., and N. City. N. Y. 10,386,600,N. Park and 1st N„ N. Y.  8,972,800 N. Park, N. Y.; Corn Ex. N„ Phil.  113,990 Irving N„ N. Y.  THE OLDEST FOREIGN EXCHANGE HOUSE IN THE UNITED STATES. FOREIGN EXCHANGE. FOREIGN CURRENCY. FOREIGN BONDS.  991  «zp  2,270.300 Chase N. and Liberty N., N. Y.  Borough of Man hattan)  26,024,040 9,266,840  p ITV p RIPHAR•n V. R iU a « pn UU., N n. 1IY■ V D. nlunnli 111 ■   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  500,000  Y. City,  W.L. Schneider. Se c.2,000,000 2,002,000 32,862,740 N. B. Tyler, A. Sec. T. M. Bertine, A. Sec. N. Mills, Jr.,A. Sec. \ J. H. Meyerholz, Jr., A. Sec. P. J. Keenan. A. Se \ c.  Montauk Bank__________ »§’O7 207 Fifth Ave------- J. Webb Nash_____ John F. McClunn.. J. R. Valentine ...i 1-382 T. C. Hughes * Member Ne w York Clearing House)  >t  2,440,040 -------------  44 Court____________________________ W. K. Swartz, Afpr_______ _____ ______ ! 4.000,000 6,167,440 18,499.050 11,767,510 12,363,890 3,418,070 (Branch of N. Y. City, Bor ough of Manhatt an)  Manufacturers Trust Company 774 Broadway_____ Nathan S. Jonas ♦ 1-357 <§’05 (2 Branches*) A. D. Seymour, Ch. of Bd. S. B. Kraus, V.-P. Chas. Froeb, V.-P. MECHANICS BANK ♦ 1-366  8,234.000  o n tin u e d ____________  Kings County Trust Co.„<§'8 342-346 Fulton____ J. D. Fairchild.... J. P. Fairchild____ Thomas Blake, Sec.■ 1-371 W. J. Wason, Jr. H. D. Joost. A. Sec. ♦LAWYERS TITLE &TR. CO.  1,656,000  Cash.  NE W YORK BANKS—New York City—C  ♦BROOKLYN TRUST CO-<§’66  ♦  -CSTC U/LAtV-Lz I IV  (Federal Reserve District No. 2)  Harry A. Kahler... Henry S. Acken...'!H. F. Breitwieser, A. Sec... U. Condit Varick E. ] J. Habighorst, A. Sec. E. Mullowney, A.Tjr  AMERICAN TRUST CO.—<§'18  C^ltvr  (~'T'T'V____ PfpnDfCT VINT--------F?  1 CATNJN  Ju lyjgao  Number under Name of Hank ia the New Transit Number given  nnr  yyi  sourer BUUttS—auri’W insurance  >1 Number under Name of Bank is the New Transit Number given  992  to each bank in U. S, exclusively by The Band-McNally Bankers’ Directory, under tbe authority of The American Bankers Ass’n.  Name of Bank. • Mem. Am. Bks. Assn. SState tMem. State Bks. Assn. tPriv. ♦Mem. Fed. Res. [Estab.  President.  Location.  Vice-President.  Cashier.  PaID-UP Capital  Municipal Bank.................<§’19 1783 Pitkin.............. S. J. Goldberg........ Julius Josephson.. F. A. Gallagher.__ $ 1-393 M. A. Diamond. A. Cash.  'NASSAU NAT’L BK. 1-118  •f59  46 Conn........... -G.FOSTER SMITH-CROWELL HADDEN-II.P.SCHOENBERNER T.S. REMSEN / i. J. RYDER,A.Cash. B. P. VAN BENTHUYSfcN. V. P. I.M. JUDD. A. Cash.  200,000 J  1,000.000  Non-Bank Towns with Nearest Banking Point (In-  ’dexed iVAvJVA Acces.), XXVWO./, Lawyers, AJO vv/VIS* Laws lit! “ CT \(indexed) IttVl’jA t7UJ in Ill back Ulltk of UI this llil.)  volume. For Interest Kates, Holidays, etc., see Laws.  Liabi L1TIES. Resources. Subflub Individ­ Depubits Loans it Bonds, 1 Cash Sicubi- RLANEOUS AND ual OF Dis­ kso vrcss < Re9ource« Pbofits Dkfosits Banks counts TIB8. BTC. 7.730 $ 1,292.320 $  95.180 $ 1.754.980 J  1,478.280 16,485.460  152,630 i  15.415.960  2,642.610  6,422,160  684,260  2,943,860  408,780 $  Principal Correspondents.  204,080 N. Park, N. Y.  3.468,370 Ban. N. and 1st N., N. ¥.  Only Bank in Brooklyn a member of New York Clearing House. YOUR BUSINESS INVITED.  Paul E. Bonner__ Henry Doscher___ Henry Billman___ 200,000 Henrv Billman A. H. Walkley. Jr.. A. Cash. St.») G. W. Spence.......... Charles Wissman W. F. Cawthorne.. 200,OOC Peoples National Bank___ <’08 A. W. Spolander, A. Cash. 1-385 181-183 Montague _ J. G. Dettmer ___ C. A. Boody ........ . W. A. Fischer. Sec. 1,500.000 •PEOPLES TRUST CO.--•»'»> H. J. Morse (6 Branches) H.M. Heath. A.Sec. ♦ 1-113 C. L. Schenck J. F. Birdsell. A. S W. F. Ayling, A. V. Bennett, A. Sec. A. Sec. (See N. Public National Bank____ »’07 (Branches at Pitkin Ave. and Watkins S t. and Graham Ave. and Seigel St.)  North Side Bank_______ <§’89 ♦  fVnl-’/T k>OIll U  KTTTXAZ VfWV f'T'T'V___ T3 ZT fY TT T VNT -*-* VV I L/IvX\. Lzl 1 I XjIXUUIVI-i I IN (Federal Reserve District No. 3)  330,780  8,266,440  204.830  704.830  1,005,960 N. Park. N. Y.; Corn Ex. N. Chi.  1.946,030  264.580  23,192,350 11,046,610  2,085,430  1,231,350 Irving N., Meeh. & Metals N.. and Chase N„ N. Y.; 4th St. N.. Phil. 7,560.600 Chase N., Guaranty Tr. Co., and Cent. Union Tr. Co., N. Y.  1-372  A Pitkin Aves. and Graham Ave. A V aret  STATE BANK---..................103  1-96  The Thrift............................ »§’89 1-392  ♦Title Guarantee & Trust Oo. 1-106 *§'83  St.) _  (See  5,211,810  137,000  1.900,240 37,355,480  2,792,470  Borough  of Man  hattan)  of Man  hatta/n)  Y. City,  N.  Chas. M. Pratt........ Francis L. Noble .. John C. Maddock.. 500,00( Philip S. Clarke. Harold I. Pratt, Tr. Sec, (See N. 175 Rem sen and 196 Montague___ _ __ F. L. Sniflen, Mgr. J. E. Keeler.  497,210 Y. City,  >  1,097,270 .  4.930.810  5.219.780 Borough  CO  of  Manh  __  146,980 Meeh. & Metals N„ N. Y.; Peo. Tr. Co., Brooklyn. *  .  attan)  GO 1  i  A. Mgr.  * Member N. Y. Clearing House.1  2 n s-  SAVINGS BANKS (BOROUGH OF BROOKLYN, D 4) (Savings Banks do not handle collections)  Name of Bank. •Mem. Am. Bks. Assn. SState tMem. State Bks. Assn. tPriv. Est.  Liabilities.  Location.  President.  Vice-President.  Secretary.  Treasurer.  Surplus and  Pbofits Fifth Ave. and 54th Maurice T. Lewis— Michael Murphy... R. S. Darbee, Cash. Wm. A. Fischer St.  $  Nostraud Ave. and Howard M. Smith.. Edward Lyons____ R. Lounsbery_____ W. C. Humstone .. G. W. Harman Macon. Pierrepont and Clin- Crowell Hadden ... D. J. Creem—_ . . A. C. Hare, R. L. Edwards ton.  its  Cash.  Flatbush & Lafay Remsen Rushmore Theophilus Olena.. H. V. Raymond... Stephen Valentme F. H. Webster ette Aves.  Geo. W. Chauncey- Philip A. Benson... F. W. Jackson____ G. T. Moon C.F. Streightoff  Loans 4 Dis­ counts.  488,520  8,184,780 $  Bonds, Secubitibs.Etc.  Principal Correspondents. Cua S BiCMA»« «•,!>*■ raoa Iankj  J 4,251,510 $  319,680  7.888.670  593,980  500.000 66,126,130  3.230,010  168,110 $ 4.403,080  8.262,360 62.438,960  Cash...  Grand and Graham J. E. Brown______ G. W. Schaedle.__ Louis G. Burger ... G.J.Merked, Henry Schade Ave.  De Kalb Ave. and R. S. Walker____ Fulton.  Depos­  Resources.  100,000  704,870  9,888,000  53,720  9.643,450  886,420  323.370  7.364.690  36,230  6.871,970 •  756,630  6,958,660 70.993,930  2,601.100 70,127,270  2,924.630  847,130 13,530,780  95,150 13,440,880  933.150  1.165,910 12,795,850  12,326,480  819.030  6,609,620  624.700  *< o •-» pr  O l-F 1  o O 3 r+  A. Sec.  Haveraeyer and So. Wm. P. Sturgis..— H. F. Molienhauer. Charles R. Craig, C. M. Lowes______ A. Tr. Fifth. H. R. Ferguson  643 Myrtle Ave___  E. F. Barnes______ John H. Ireland... Herbert R. Seaman, David Morehouse.. A. Tr. W. A. Graham James S. Davis Atlantic and Penn. E. A. Richards___ Adolph Kiendl........ A. J. Brislin______ J. K. Alexander. . Aves. F. M. Linz. A. Tr. iC. F. Colyer   http://fraser.stlouisfed.org/ Number under Name of Bank ia Federal Reserve Bank of St. Louisto each bank in U. S. exclusively by  wmw w hun nqrk \ the New Transit Number given Tbe Rand-McNally Baakers>  616.720  6.730.300  SURETY BONDS BURGLARY INSURANCE  30,780  <—1 c I-IO  _________  CONTINENTAL & COMMERCIAL BANK BLDG., CHICAGO THIRD NATIONAL BANK BLDG.. ST. LOUIS, MO.  NEW YORK CITY—Reserve City—BROOKLYN  SAVINGS BANKS—Continued.  BURGLARY INSURANCE \  nnq -7-s*2  to each bank in U. 9. exclusively by The Kand-McNally Bankers' Directory, under the authority of The American Bankers Ass’n.  Name  oe  7VJTW  YORK CITY—Reserve City— BROOKLYN  Location.  President.  Vice-President.  Flatbush Savings Bank.__i§’J6 910 Flatbush Ave.. H. B. Hawkins___ F. A. Koch________ 1-391 S. W. Salt E. E. Terry Fulton Sav. Bk., Kings Co___ 375 Fulton............. Adolph Goepel____ P. H. ReppenhageD 1-363 t§’67 Otto Wissner Greater New York Sav. Bk. 198 Fifth Ave.____ C. J. Obermayer... A. G. Calder_______ 1-376 <§’97 W. K. Cleverley Green Point Savings Bk..<§’69 Manhattan Ave.land George W. Felter„:C. H. Reynolds -__ 1-365 Cal.ver St. D. A. Manson Hamburg Savings Bank..<§’05 Knickerbocker and David Engel______ R. E. Motfett______ 1-381 Myrtle Aves. N. A.Stemmermann Home Savings Bank_____ «§’07 804 Manhattan Ave. M. W. Gleason____ J. W. Burr_________ 1-384 Louis Stern Kings County Sav. Institution Broadway and Hubert G. Taylor.. Alfred Hodges.__ 1-359 i§’60 Bedford J. C. Loudon Lincoln Savings Bank ...<§’66 Broadway and Chas. Froeb_______ Joseph Huber____ 1-362 Roe rum John Martin Otto Prudential Savings Bank.<§'08 Broadway, Stuyves- D. W. Kaatze_____ John Auer, Sr.___ 1-386 ant and Vernon A ve. J. H. Scanned Roosevelt Savings Bank<§’95 1024-1026 John W. Fraser.-- Parker Sloane........ 1-375 Gates Ave. H. L. Bartlett South Brooklyn Sav.Institution 160 Atlantic Ave... Wm. J. Coombs ... W. M. Aikman___ 1-351 <§'50 J. O. Low J. J. Pierrepont Sumner Savings Bank___ J§’06 12 Graham Ave.— A. S. Somers_____ Nathan S. Jonas... 1-353 J. D. H. Schulz Williamsburgh Sav. Bank <§’51175 Broadway 1-354  SAVINGS BANKS—Continued.  (Savtngs Banks do not handle collections  Hank.  •Mem. Am. Bks. Assn. SState iMem. State Bks. Assn. tPriv. *Mem. Fed. Kes. [Estab.  THIRD NM'ONM BANK BLDG., ST. LOUIS, MO.  Secretary.  Treasurer.  I $  D. A. Bentien____  Liabilities. Surplus Depos­ AND its Profits  Resources.  Loans a j Dis-  CSiMCM.Dtll f«om  counts ( ties, etc.  $2,873,280 5  78,600 $ 3,101,220  Principal Correspondents. Caib k £x-  Bonds,  j Securi-  Banks  306,530 Peo. Tr. Co., Brooklyn Tr. Co., and Nassau N., Brooklyn.  J. W. Hass............ J. C. M. Lorenz ... G erard Baetz, Cash. William Obermayer Thos. L. Grace. A. Sec. F. S. Harlow______ W. J. Flemming, A. Sec. G. C. Dnbescheiden H. C. Seifering, A. Sec. V. M. Powell.Cash,  1,360,630 14.936,120  21,330 14.928.280  1,204,830  9,657,430  8,909,860  1,049,750  1,458,010 16,327,240  16,567,680  763,900  154.300  4,959,680  4,701,300  373,990  35,330  916,110  881,270  60,570,  Martin Muller, Godfrey Bauer, Cash. A. Cash. G. H. Doscher, Henry Stumpf, A. Cash. Sec. and Cash. L. C. Gehring. Tr.. L. P. Buck, Cash..  1,598,980 14.915,300  15,309,430  1.066,480  2,812,490 35.421,540 16,944,410 18,352,210  2.651,710  353.150  206.630  5,379,890  C. L. Sicard ....I.. A.M. Shevill, Cash. 783,380 14,760,850 A. Schneider, Jr., A. Cash. B. A. Burger______ C. S. Dunning____ 3,288.000 28,538,000 W. L. Conner__  18,050  5,030,510  1,064,600  30,158.000  1,681,000  2.177.270 ............... , 1,763,230  99,840  A. D. Baird_______ S. M. Meeker______ C. J. Pasfleld, Cash.|__________________ | 14,794,63O| 92,292,690 J. V. Jewell  497,170 Corn Ex., N. Y.; N. City, Brooklyn Tr. Co., and Franklin Tr. Co., Brooklyn.  841,340 13.350.280  1,542,680 i 101575 760  205,190 Meeh, and North Side, N. Y.: Mnfrs. Tr., Title Guaranty & Tr., and Peo. Trust Cos., Brooklyn. 2,845,730 N. City Bk. of Am. and 1st N„ N. Y.  NEW YORK CITY (Borough of Bronx) Name  of  Liabilities.  Bank.  •Mem. Am. Bks. Assn. §State tMem. State Bks. Assn. tPriv. ♦Mem. Fed. Res. [Estab.  Location.  President.  Bronx Borough Bank___ <§'93 440 E. Tremont Ave. C. A. Becker____ 1-412 Bronx National Bank------ <’07 369 E. 149th St......... T. J. Quinn_____ 1-416  Vice-President.  Cashier.  Ass t Cashier.  C. A. Berrian_____ T. B. Hanson_____ J. H. Witherell... C. P. Hallock Carl Wurm_______ H. J. B. Willis........ ,W. N. Maeder......... Geo. W. Fennell  Bronx Savings Bank........ <§’06 429 Tremont______ T. T. Fischer........... C. H. Schumann... F. B. Allin, Sec.... 1-414 J. F. Holmes Livingston Wetmor e Columbia Trust Company 3d Ave. & 148th........... . .................. ............ Fred Berry, Mgr.. 1-111 <§’08 A. B. Atkinson, A.  Paid-up Capital  Surplus and Profits  Depos­ its  Resources. Bonds. C,n * lzSecubi- oz..om,Do. counts ties. etc. r*ow Banks  150,000 S  123,310 $ 3,723,990 $ 1,775.430 $ 1,714,600  200.000  250.660  3,429,530  143,870  4.055,240 ________  W. J. Cunningham, Frank Vogler, A. T  Principal Correspondents.  Loans * Dis-  2,899.990  107,990 3,726,420  504,990 Chase N„ Irving N. and quitable Tr. Co., N. Y. z-j 280,660 Guaranty Tr. Co. and Equitable Tr. ►— Co.. N. Y. 7 474,550  y, Borough of Ma nhattan)  Harry Weiss, Mgr. A. Mgr.  Commonwealth Bank—<§’07 155th St. & 3d Ave.. . .............. . .................. G. F. A. Olt, Mgr.. (Sec New York Cit\y, Boron gh of Ma nhattan) 1-78 Corn Exchange Bank........ »§’O5 375 E. 149th St. .... ............ . .............. ....... G. F. Frost, Mgr... L. Auperin, (See New York Cit y, Boron ghof Ma nhattan) 1-45 A. Mgr. Cosmopolitan Bank------- <§’06 803 Prospect Ave... L. G. Robinson___ P. Cedar_________ W 67,000! 2,921,170 2,419,500 ,D. J. Sullivan____ | 200.000 297,260 ' 471,833 i ftarriinan N. Bk. of America and U. 1-415 Harold Stiner W. E. Chamberlain S. Mortgage Tr. Co., N. Y Dollar Savings Bank........ <§’90 1-411 North Side Savings Bank<§’05 1-413 Public National Bank--------- '13 1-238  3d Ave. and 147th... B. G. Hughes_____ Geo. M. Mackellar. H. J. M. Lacoste 3230 Third Ave.___ J.G. Borgstede___ F. H. Wefer______ A. John Riegelman 3817 Third Ave___ J. Union and  U. F. Regal, Sec... I.................  A. J. Dippel.A.Sec. I G. N. Reinhardt, Tr  1-96 Twenty-Third Ward Bank<§’88 3d Ave. and 137th.. Charles P. Bogart.. John M. Haffen... ~ Hy. Hj J. Van Cook.., Chas. H. Meyer— 1-410 Branches at 960 B nston Riiad* and 2808 Third Ave. • Chas. E. Merrifield   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  C, B. RICHARD & CO.. N. Y. City.  ESTABLISHED 1847.  109.240  3,870,740  18.910  3,518,590  (See New York Cit y, Boron gh of Ma nhattan)  Mgr.  STATE BANK---------------------- §15 Westchester Aves.  1,657,380; 27,714,230 ________ i 26,665,640  2,098,490j 337.010 Equitable Tr. Co.. Columbia Tr. Co., Westchester Ave., and 23d Ward,! N. Y.  (See New York Cit 1Z, Boron gh of Ma nhattan)  200,000  179.640  5,994,650  4.322,420  577,150  1,429,350 Am. Ex. N„ Irving N.,and Equitable  Tr. Co., N. Y.  THE OLDEST FOREIGN EXCHANGE HOUSE IN THE UNITED STATES. FOREIGN EXCHANGE. FOREIGN CURRENCY. FOREIGN BONDS.  Name  of  Vice-President.  Cashier.  Paid-up Subplus AND Capital PBOSTT8  Ass t Cashier.  Depos-  Loans * Dis-  ITS  COUNTS  Bonds, Seourities. etc.  (Branch)-------------!---------------------------- J. F. Ellsworth, I Mgr. E. G. Story______ jJ. A. Millang_____ M. Vaughan______  (See New York Git V, Borou ghof Ma nhattan)  (Branch)________ \_____ ____________ ___________________  (See New York City , Borough of Manha ttan)  J  50,000 $  51,000 $ 1,171,180  t  320,400 $  826,420 J  2,447,600 W. W. Weitling...., A. II. Schlesinger.. G. W. Gillette, Sec. E. A. Plitt, A. Sec. 237,430 2,518,810 E. P. Roe ttan) of Manha (Branch)------------- \................................... W. T. Hanrahan, ,......... . (See New York City , Borough Mgr. {Branch)..._____ '.............____________________________ ______ _______ York City , Borough of Manha ttan) (Branch)............ ................................... j. w. Fulcher,Mgr.  (See New York City , Borough of Manha ttan)  (Branch)..........L  (See New York City , Borough of Manha ttan)  50,000  1-436  Bank of the Manhattan Co. 1-2 *t§1799 Corn Exchange Bank____ •5’53 1-45 Flushing National Bank„.*t’10 1-438 QueensCountySavingsBk*t§’59  ______ ..  A. Bjornson, Mgr.__  (Branch)________ I___________  2,029,630  854,820  925,840  100,000  .. H. L. Bogert, Tr.  45,000  98,900  472,380  6,187,750  462,000  558,000 6,426,510  (Branch)............. — 1__________________ f____________ |____________ i(See , Borough of Manha ttan) Bank of the Manhattan Co. (See Nt New 1-2 *51799 (See New York City , Borough of Manha ttan) s. AMERICAN TRUST CO. •i§ 04 \Please send 15c w\ith each sight draft] for presentation. 1-307 ’Send us your LONG ISLAND ITEMS.  Fresh PondJamaica.—  Bank of the Manhattan Co. (Branch)________'_____________________________________ 1-2 *t§1799  100,000  W. B. Ashmead  Jamaica Savings Bank........ 5'66 M. S. Rapelye____ W. C. Durland .... J. T. Watts, Tr.  Stephen Ryder  1-424  136,260 Irving N., N. Y.  277,360 Citiz. N. and Onion Tr. Co., N. Y.  352,640 Seab. N. and Equitable Tr. Co., N. Y.  G.W. Smith, A.Sec.  140,000 Irving N.. N. Y.  649,310 Guaranty Tr. Co., N. Y.; Bk. of the Manhattan Co. and Corn Ex., Flushing, N. Y.  Am. Ex. N„ N. Y.  , Borough of Manha ttan)  (See New  FIRST NATIONAL BANK—*t 06 Starr Brinckerhoff Richard Van Siclen! Wm. Peterson..  1-431  r*oM Ba mil  (See New York Cit y, Borou gh of Ma nhattan)  C. M. Lowes--------- Chas. H. Roberts— C. E. Meyer ... H. B. Peace W. T. James--------- F. A. Collins_______ A. C. Hageman John Hepburn  1-423  66,920  Principal Correspondents.  91,970  4,247,920  619,150  8,938,250  2,270,050  1,663,000  528,930 N. Park, Harriman N., and Bk. of  8,858,260  610,580  the Manhattan Co. N.Y.: Nassau N., Brooklyn.  Title, Guarantee & Tr. Co.*S'83 (Branch)____ ____ R. P. Woodin, Mgr. Howard Cline. (See New York Cit y, Borou gh of Ma nhattan) 1-106 P. C. Robertson, Mgr.,Bank'g Dept. A. Mgr. A.Msr., Douglas McKee,  Long Island City  >(See New York City , Borough \of Manha ttan)  *§ 04  AMERICAN TRUST CO. -  1-307 Bank of the Manhattan Co. 1-2 *51799 Corn Exchange Bank__ *§’53 1-45 Irving National Bank—*}§’«»1 1-67 Long Island City Sav. Bk..*§’76 1-426  '(See New  (Branch)________ [..  Am. Ex. N., N. Y.  York Cit y, Boroug \h of Man hattan) ..  (See New York Cit y, Borou \ghof Ma nhattan) B. C. Vandewater, N. D. Smedley, Mgr. A. Mgr. (Branch)___________ A. C. Hartich, Mgr. (See New York Cit V, Borou gh of Ma nhattan) i W. J. Burnett____ Benjamin Moore .. Jarvis S. Hicks, 14,174,460 1,470,520 13,689,400 D. G. Morrison Sec. G. L. Paetzold,  Bk. of the Manhattan Co., N. Y.: Corn Ex. N., Chi.  (Branch)________ _  N E W YO RK B A N K S -N e w Yo rk City — C ontinued  Astoria__________ Corn Exchange Bank____ *§’53 1-45 Bayside..................... Bayside National Bank___ *t'O5 1-430 College Point------- Bank of the Manhattan Co. 1-2 *tS1799 College Point SavingsBank*§'72 1-425 Corona -------------- Bank of the Manhattan Co. 1-2 *§1799 Elmhurst.. --------- Bank of the Manhattan Co. 1-2 *11799 Far Rockaway----- Bank of the Manhattan Co. 1-2 -51799 Nat. Bk. of Far Rockaway.*t’06  Ftushing.  Resources.  Liabilities. PRE3IDENT.  (Borough of Queens D 4)  (Savings Banks do not handle collections)  Bank.  •Mem. Am. Bks. Assn. SState tMem. State Bks. Assn. tPriv. ♦Mem. Fed. Res. [Estab.  T0WN8.  NEW YORK CITY—Central Reserve City  994  Number under Name of Bank is the New Transit Number given to each bank in U. S. exclusively by The Kand-McNally Bankers' Directory, under the authority of The American Bankers Ass’n.  QQA “““  868,860 Corn Ex. N., N. Y.  A. Sec.  Richmond Hill....... Bank of the Manhattan Co. 1-2  (Branch)_________ _________________ D. U. Ketcham ...  _______________  (See New York Ci tv, Borou gh of Ma nhattan) 50,000  85,510  2,030,320  1,420,390  427,620  (See New York City , Borough \of Manha ttan)  344,770 Irving N., N. Y.: 1st N„ Jamaica;! Meeh., Brooklyn.  *51799  ___ Hillside Bank____________ t§’17 Joel Fowler______ Frederick Bose hen Oscar Kearney .... John Heinemanu.  1-432  Richmond Hill National Bank George Solans __ 1 4W 20  E. G. Baeder____ C. B. Mahler______________________ C. B. Mahler  Kuivxm WLTt  58,250  1,723,050  559,210  154,530  16,360  205,030  256,150  413,290 1-..........  47,610 Bk. of the Manhattan Co., Jamaica' 82,200  and Long Isl. N. Y.  fcSwdM Wte—Buvtoi bsuranc NEW YORK CITY—Central Reserve City (Savings Banks do not handle collections)  (Borough oi Queens)—<  a  Ju   Number under Name of Bank a the Nen Transit Number given http://fraser.stlouisfed.org/ to each bank in U. S. exclusively by Tile Kand-McNally Bankers’ 995 Directory, under the authority of The American Bankers Ass’n. Federal Reserve Bank of St. Louis  100,000  Ju ly , 1920  Title, Guarantee & Tr. Co..§'83 (Branch)________ .................... J. II. Penchoen, 1-106 Mgr. Ozone Park______ First National Bank____ *t'07 John B. Reimer... G. F. Livctt______|W. L. Hopkins___ ■________________ (Woodhaven P. O.) I 434 H. E. Winne  1 44"  kSwrcfr  WNN W Number under Name of Bank a the Ne» Transit Number given to each bank in U. S. exclusively by The Rand-McNally Bankers’ Directory, under the authority of The American Bankers Ass’n.  Same of Bank.  I •Mem .Am. Bks. Assn. /tMem. State Bks. Assn. VMem. Fed. Res.  NEW YORK CITY— Central Reserve City Liabilities.  I  SState tPriv.  President.  Gassier.  Vice-President.  Ass’t Cashier.  Paid-up Capital  [Estab.  (Branch)................ G. A. Goetz, Mgr. . Ridgewood.... ........ iBank of the Manhattan Co. 1-2 •§1799 [Ridgewood National Bank <'09 Louis Berger____ E. G. Raeder____ C. V. Gunther____ II. A. Bohlen. Fred’k Sprower 1-4S7 Philip Esper (Branch)_____________ Rockaway Beach ..iBank of the Manhattan Co. ’ 1-2 <1799 (Branch)____ ____ Seaside____ _____iBank of the Manhattan Co. 1-2 <1799  W. II. Reynolds, Mgr.  Whitestone______ [First National Bank_____ <’07 E. P. Roe................ S. G. Beals.__ 1-435 H. C. Buncke (Branch) _____ Woodhaven_____ (Bank of the Manhattan Co. 1-2 *§1799  J. W. Stanley____ H. Hollweg___  Surplus and Profits  Resources. Depos­  Loans  its  Dis-  a  COUNTS  Principal Correspondents.  Bonds, Securi-  oa» a it»»»■ dm  TIES, ETC.  "•*;  j  (See New York Cit y, Borou  $  100,000 $  $ 605,520 Irving N„ N. Y.; Market St.N., Phil.  234,300 $ 6,827,500  (Sec New York Cit ?z, Borou  nhattan)  (See New York Cit y, Borou  nhattan)  50,000  58,300  644,850  262,100  342,670  148,390 Chase N„ N. ¥.; N. Y. State N., Alb.  nhattan)  (See New York Cit y, Borou  F. H. Corwin, Jr.,  Mgr.  (Borough of Richmond, D 3)  S Rpripll  J  T. H. Spratt, Mgr. . Philip Licht,  (See New York Cit V, Borou gh of Ma nhattan)  A. Mgr.  50,000 $  E. R. Moody_____  100,000  G. S. Holbert____  100,000  M. H. Scott............ H. H. Seguine........  100,000  P. W. Tompkins,  Tr.  101,940 $  499,530 $  2,225,570  855,840  1,251,880  49,450 1.007,780  806,150  125,310  1,256,450  652,410  718,440  127,700 655,800  8,550,000  55,070  1,089,900  92,880  100,OuO  31,500  G.H.Tredwell, Sec.  Edgar N. Stuart... Wm. O. Jube____ James J. Malloy  155,370  673,570 $  25,000  H. C. Hagedorn___ G. C. Hall—......... Ira J. Horton......... Harry H. Robinson  20,650 $  8,285,000  945,450  84,120  1,531,410  9,920  1,460.540  430,000  425,000  1.000  162,050 Meeh. & Metals N., N. Y.  528,220 Irving N., N. Y.; Girard N., Phil. 262,970 Meeh. & Metals N., N. Y.; N. Com’l, Alb. 214,600 N. Park, N. Y. 497,420 Cent. Union Tr., Far. Ln.&Tr.. and Equitable Tr. Cos., N. Y. 141,520 Meeh. & Metals N„ N. Y.: Rich. Borough N„ Stapleton. 170,080 26,000 Meeh. & Metals N., N. Y.; Richmond Borough N., Stapleton.  NEW YORK CITY—PRIVATE BANKERS—Under Supervision of the State of New York Banking Department Alvino, Pietro, 387 Broom St. and 2242 First Ave. (1-645) Angelinoff, Alexander, 140 Liberty St. Bajardi, Vincenzo, 5 Monroe. (1-646) Barasch, Sigmund W., 77 Ridge. (1-647) Bigelow & Company, «25 Pine. (1-710) Bloomingdale Bros., 137 E. 59th. (1-649) Boffa, n. & Di Sesa, 114-116 Mulberry. (1-650) Calvosa. Carlo, 89 Park St.  Cesario, Girardi & Co., 106 Bayard. (1-651)  Del Papa, Michael, 147 Mott. (1-652) De Luca. G. & Co.. 75 Thompson. (1-653) De Luca V. & Co., 186 Grand. (1-654) De Vita, Salvatore, 2105 First Ave. (1-655) Dinnella, Pietro, 2270 Pacific (Brooklyn). (1-656) Engel, Morris, 129 Greenwich. (1-657)  Faour, D. J. & Bros., 85 Washington. (1-658) Frazier, Chas. & Co., < 93 Nassau. (1-509) Fugazy, Louis V., 153 Bleecker. (1-659)  Garfunkel & Tauster, 67 Clinton. Gimbel Bros., Bkrs., Cor. 1275 Broadway (1-660) Goldberg, Shepard J., • 171 E. Broadway. (1-718) Goldberger & Goodman, 136 E. 42d St. Greenhut, J. B. & Co.. 251 Fourth Ave. (1-708) Guarini & Candela, 23-25 New Bowery. (1-661) Hannevig & Company, 139 Broadway. H (1-715) Hedman, Ilornborg & Co., 5 State St. Helander & Nekton, 233 Broadway. Herz, Isidor, 224 W. 34th. (1-662) Hurwitz, A. & J., 36 Graham Ave., Brooklyn. (1-663) Imbrie & Co., • 61 Broadway. (1-717) Jagocki, Frank X., 707 Third Ave., Brooklyn. (1-664) Josephsohn. Michael. 105 Stanton. (1-667) Josephson, Julius, 1783 Pitkin Ave.. Brooklyn. Karaghuesian. Miran. 354 Fourth Ave (1-669) Kiss, Emil, 133 Second Ave. (1-670) Krimmert, Albert, • 9 Greenwich. (1-551) Lago, James V., 154 W. 14th. Laudisi, Laurence, 101 Vernon Ave., Long Island Citv Legniti, Angelo, 64 Mulberry. (1-673)  V Pitv c. B. RICHARD & C(L kl 11. I. bill.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  j I  Liccione, Joseph, 125 Mulberry. (1-675) Lordi, Giovanni. 62 Mulberry. (1-676) Lundbeck, G. Hilmer, 24 State St. Lunham & Moore, • Produce Exchange Bldg. (1-677) Macy, R. H. & Co., Broadway and 34th. (1-678) Markel Brothers, • 92 Canal. (1-679) Molea, Giuseppe, 175 Hester. (1-681) Nemeth, John, 1597 Second Ave. (1-683) Neubauer, Andrew J., 972 Manhattan Ave., Brooklyn, N. Y. (1-684) Oppenheim, Harry, 392 Grand. (1-686) Urbach, Faybik & Molitoris, 166 Avenue A. Packard & Co., 1 Wall. (1-687) Pasca, Michele G., 2072 First Ave. (1 638) Perera. Lionello & Co., • 63 Wall and 2261 First Ave. (1-581) Prisco, Raffaeie, 73 Mulberry. (1-690)  Richard, C. B. & Co.. < 29 Broadway. (1-591) Royal Co. of New York, The, 95 Nassau. (1-691)  Russian Nat., S. Valdimir Home, Uninc. Ass’n., 231 E. 17th St. (1-713) Ruttkay, Eugene, 106 Avenue B. (1-712)  i  Sakser, Frank, 82 Cortland. (1-692) Scheldt, John H., 931 Broadway (Brooklyn). Schreiber, Chas. W., 2429 Myrtle Ave., Ridgewood.i (1-714) Schwabach, Sigmund Geza. 1347 First Ave. (1-709) Scotto. L. & Son and Joseph Martiniano, 238Columbia,; Brooklyn. (1-694) Sessa, Joseph. 131 Union St., 467 Carroll St., and) 6323 Fourteenth Ave.. Brooklyn. (1-695) Stabile, Francis R., 189 Grand. (1-696) Straus, Max. 55 Broadway. (1-705)  N E W YO RK BA NKS — N ew Yo rk Ci ty — C ontinued  NEW YORK CITY Mariners Harbor—Mariner Harbor Nat. Bank<’06 G. T. Egbert_____ I A. B. Potterton___ 1-455 A. Hagaman New Brighton _ — Corn Ex. Bank of Staten Island!(Branch,)_ _ 1-45 ( 24 Bay) <’531 Port Richmond.__ Port Richmond Nat. Bk—<’02 W. J. Davidson___ J. F. Smith______ 1-452 E. R. Moody Stapleton________ Richmond Borough Nat. Bank J. W. Place______ F. A. V erdon____ 1-454 <'04 Stapleton National Bank—<’03 C. A. Bruns______ A. B. Pouch_____ 1-453 (Bay & Canal) R. D. Kent •• Staten Island Savings Bk.<§’67iE. C. Bridgman___ Wm. J. Welsh___ 1-450 G. S. Humphrey Tottenville............ Tottenville National Bank<’07 A. B. Potterton___ J. W. Place______ 1-456 (179 Main) West New Brighton Richmond County Savings Bk. J. F. Smith______ A. F. Merrell____ 1-451 <S’86 Benedict Parker West New Brighton Bank. §’20 Frederic A. Verdon Josiah W. Place... 1-457 (Broadway & Castleton; i Geo. A. McWilliams  (Borough of Queens)—Continued  (Savings Banks do not handle collections)  _______  1920  Towns.  Buvglan bsuvanc Ju ly ,  995  I  I  Tarabella, C. & Co., 85 Park St. and 171 Worth. (1-697)1 Tausig & Son, Paul, 104 E. 14th. (1-706) Termini, Giuseppe, 3 Mulberry. (1-698) Verrilli Bros., 129 Mulberry. (1-700) Viggiani, Enrico, 2167 First Ave. (1-701) VO  Zaro, Henry C., 39 Copper Square. (1-702)  established  banks enabled to transmit funds to all parts of the world.  1847.  WRITE FOR INFORMATION AND FOREIGN EXCHANGE OUTFIT.  VO  cn  -  Central Reserve City  996  NEW YORK CITY (Borough of Manhattan)—Continued  SELECTED LIST—INVESTMENT DEALERS—For Members N. Y. Stock Exchange see page 957  996 Name of Banker. •Mem. Am. Bks. Assn. XMem. State Bks. Assn. TMem. Inv. Bks. Assn.  Name  Year Estab­ lished.  Officers.  Correspondents.  Banker.  Year Estab­ lished.  -T’18 (Corporation Financing)_________ James L. Martin & Co., Chi.; Chase &  Aldred & Co................... 42 Wall  investment  AMES, EMERIGH & COMPANY..... CHICAGO  111UR0ADWAY, HEW YORK  MILWAUKEE  SECURITIES  Safety of Principal is our First Consideration  BABCOCK, RUSHTON & CO............... 05 ( Investment. fUennrifie.s,) 7 Wall BACHE, J. 8. &C0....................... 42 Broadway  «X92 (Investment Securities)  Bachman, II. F. A Co,. ___________ XT 61 Broadway  .  Babcock. Rushton it Co.. Chi.* Hayriftn Stone & Co., Bos.; Morris Brown & Co. Pitt. _____ J. S. Bache & Co., Chi., Buffalo, Roches­ ter, Syracuse,Alb.,Troy, Schenectady, and Atlantic C. H. F. Bachman & Co., Phil.  (Commercial Paper)..........  61 Broadway  BECKER, A. G. & GO. XT’94  Ill Broadway  COMMERCIAL PAPER  43 Exchange Pl.  BERTRON, GRISCOM & CO., Inc........•’, (Ronds) 40 Wall  Bayne, Hine & Co.. Chi.. St. L., Phil., and Bos.  Bridgeford, J. K. A Co___ 111 Broadway  Correspondents.  Officers. (Commercial Paper and Bonds) ( “Commercial Paper.” (Investment Securities.  (Investment Bonds)  Bond & Goodwin,Chi., Phil.,Bos., San F.,j Los A., Seattle, Port., Atl., and Minpls. P. W. Brooks & Co., Inc., Bos. and Phil.  T6 (Investment Bonds)____________  Brown Brotners & Co____ ____ •JT’25 (Investment Securities)_________ 59 Wall BURR, GEORGE H. & CO.— ________»T (Commercial Paper A Bonds)___ 120 Broadway  H. M. BYLLESBY & GO. Ill Broadway  T  Founded 1902.  Members Illinois Bnkrs. Ass’n Wisconsin Bnkrs. Ass’ 11  Seattle, Hart., St. L„ Clev-, Port., Los A., and San F.  H. M. BYLLESBY & COMPANY. 208 S. LaSalle Street, Chicago. 10 Weybosset Street, Providence. 30 State Street, Boston. Bank of Wisconsin Bldg., Madison, Wis. 324 Citizens Bank Bldg., Evansville, Ind. 15 South Fifth Street, Minneapolia, Minn. Second National Bank Bldg., New Haven, Conn.  GOVERNMENT, MUNICIPAL. UTILITY AND INDUSTRIAL SECURITIES. (SEE CARD ON BACKBONE OF COVER)  Campbell. Heath & Co____________ (Commercial Paper)----------------- ------ ----------------------------------------------------------A. G. Becker & Co., Chi., St. L., Se­ 5 T^assau attle, and San F. Cassatt & Co. _________ ________ (Investment Bankers') Cassatt & Co., Phil., Balt., Pitt., and 5 Nassau St. Scranton. CHAMBERLAIN & CO. LAWRENCE,INC. Lawrence Chamberlain. Pres------ Equitable Tr. Co., N. Y. 115 Broadway TTbIGeo. II. Hutchins, V. P. N. M. Rothschild & Sons, London, Eng.; ■Rolert Suckley. Jr., Sec. de Rothschild Freres, Paris, France. R. L. Ayers, Tr. i (Bi vestmen t Securities) Bertron, Griscom & Co. Inc., Phil.  CHANDLER & GO., Inc.  Government Bonds Municipal and Railroad Securities—High-Grade 35 Pine T’i3 Industrials. Correspondents: Chandler A Co. Inc., Phil.; Chandler. Wilbor A Co., Bos.  Inc____ «T '90  24 Broad.  INVESTMENT  SECURITIES.  (SEE CARD ON BACK OF DIRECTORY COVER)  CHILDS, C. F. & CO.,,, 120 Broadway  NE W YORK BANKS —New York City—Continue d  ........... T’17 Co., Bos.: J. W. Gross. Phil.; Aldred & 111 Broadway Co.Ltd., Montreal. .T’89 Canadian Government, Munlci-|A. E. Ames & Co., Chi.. Toronto, Mont- BOND & GOODWIN............... 65 Broadway pai and Corporation Bonds and Stocks. real and Victoria, (Members of Toronto Stock Exch nges.) B. C. BROOKS, P. W. & CO. INC. 115 Broadway  AMES, A. E. &C0. —......... 74 Broadway  BLAIR & GO.  of  •Mem. Am. Bks. Assn. tMem. State Bks. Assn. TMem. Inv. Bks. Assn.  Irving N., Liberty N., Chatham & Phenix N„ and Meeh. & Metals N.J N. Y.; C. F. Childs & Co., Chi.  (Paid-up capital $500,000) See Adv. opposite page 980  34Pine  Blyth, Witter & Co.______________ T'19; (Investment Securities)____   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  61 Broadway  . Blyth, Witter & Co., San F„ Los A., and C0G6ESHALL & HICKS------------- ’XT 06 (Investment Securities_________ 1 1 Members of N. Y. Stock Ex. Seattle. 128 Broadway  tSWNNl VSt VK5HXVWJL—fcoute—fcuretarv Insurance TVTs Wz  LC’-RK C/TF  (Borough of Manhattan)—Continued—Central Reserve City  July, 1920  Blake Brothers & Co.................. ......... ’58\(Commercial Paper)_____________ Rickards,Roloson&Co.,Chi.;Blake Bros.& Clark. Dodge A Oo........................... Ml (Investment Securities). Clark, Dodge & Co., Newark. 44 Wall Co., Bos.; McCluney & Co., St. L.; Lane 51 Wall Piper & Jaffrey, Minpls.: Collman & Clarke Brothers._______________ «t'4O N. Park, Met,, Met. and Irving N.. N. Y Co., San F.; Elkins, Morris & Co., Phil. 154 Nassau Coffin & Burr, Inc.______________ T’19 (Investment Bonds).____________ Coffin & Burr, Inc., Bos. 61 Broadway -XT (Investment Bonds)____________ Blodget & Co., Bos. and Phil. BLODGET & CO. Coffin A Co.............. ................................ T'02 (Investment Securities)_________ 34 Pine  —Emg,\atN \nsutance Name  of  Banker.  •Mem. Am. Bks. Assn. tMem. State Bks. Assn. KMem. Inv. Bks. Assn.  Name of Banker.  Year Established./  COLES & CO., W. C................. .......... • 99'  01 Broadway  •Mem. Am. Bks. Assn.  Correspondents.  Officers.  tMem. Stale Bks. Assn. TMem. Inv. Bks. Assn.  Year Established.  Correspondents  -•t^ICommercial Paper)___________ 'Goldman. Sachs & Co.,Chi., San F.,Phil.,! (Investment Securities) St. L„ Atl., and Bos.  GOLDMAN, SACHS & CO.  Seab. N.. N. Y.  Since 1899, Speciali sts in Standard Oil and ( Independent Oil Se curities.  Officers.  JuJX ,J92 0  NEW YORK CITY (Borough of Manhattan)—Continued—Central Reserve City SELECTED LIST—INVESTMENT DEALERS—For Members N. Y. Stock Exchange, see Page 957  997  60 Wall  GRAHAM, PARSONS & C0MPANY-1!’97!(/n®csI?nenZ Securities)___________ Graham, Parsons & Co., Phil, and Pitt.  115 Broadway COLGATE & CO., J.B.............. ............ 52 (Investment Securities)___________ N. City and 1st N.. N. Y. 30 Wall  '04 (Investment Bonds). _______ R. M. Grant & Co., Chi.. St. L., Port., and 31 Nassau Bos. Hallgarten & Co__________ ___ '50___________________ Colgate, Parker & Co........................ lf’13 (Investment Securities)__________ N. City and 1st N., N. Y. ...... .........jHallgarten & Co., Chi, and London. 5 Nassau 49 Wall CW. R. Compton, Pres_______ William R. Compton Co., Chi., Cin., N.O., and St. L. Clarkson Potter, V. P. COMPTON, WILLIAM R. CO............. V89 R. P. Compton, Tr. /INVESTMENT BONOS Halsey, Stuart & Co.. Chi., Phil., Bos., 14 Wall R. C. Noel, Sec. '^Successors to N. W. Det., St. L., Minpls., and Mil. Dealers In Municipal and otb er Conservative Investment bonds. GRANT, R. M. & CO_______ —.  INC.  (Halsey & Co., Chicago.  See Adv. on back of Chicago Map.  49 Wall  25 Bread  Curtis & Sanger. 49 Wall  .....T85  Hambleton & Co.. ----------------- T65 (Investment Bonds)----------------- Hambleton & Co., Balt., Phil., and Wash. 43 Exchange Place j Harriman & Co., Wash., D. C., Det., Pat­ Henry L. Doherty & Co., Chi., Bos., Harriman & Co.____________ _____ ’70) (Brokers)__________________ 111 Broadway erson, and Atlantic City. Pitt.. Balt., Den., Cin., Tot, Clev.. -•1! Harris Tr. & Sav.. Chi.: Harris, Forbes & St. L., Atl., Bartlesville, Buffalo, Can­ Harris, Eorbes & Co._______ Pine & William Co., Inc., Bos.: Harris, Forbes & Co., ton, Det., Mansfield, Nash., Phil, and Phil, and London. Lou. •U! (Investment Securities) HARRIS, WINTHROP & CO. Harris. Winthrop & Co., Chi. 52 Broadway A. G. Edwards & Sons. St. L.  (Commercial Paper—Bonds).... Curtis & Sanger, Chi., San. F., and Bos.  /Investment Securities_______ J Fiscal Agents and Managers DOHERTY, HENRY L. & CO. ____ »T04 ifor Public Utility 60 Wall 'Corporations.  A. G. Edwards & Sons____ 38 Wall  (Bonds and Stocks)__________  ELDREDGE and COMPANY-  (Investment Securities)_________ Am. Ex. N., N. Y.  7 Wall  Hatch, Frederic H. & Co..__ 74 Broadway HATHAWAY & CO., R. B —  20 Nassau  11 Pine  66 Broadway  ...T0\( Investment Securities)___ Specialists in Motor Stocks  Hathaway, Smith, Folds & Co______ •[(Commercial Paper) 45 Wall Meeh. & Metals N. and Fidelity Tr. Co..! N. Y.  r___ FARLEE & CO., J. S........... -  _ _ U 8S (Investment Securities)............ ..... Walter S. Place. Bos.: Balfour. White &  Railroad, Municipal and other approved Bonds on hand f or immediate delivery suitable for HAYDEN, STONE & CO...................... V92 (Brokers) Savings Banks, Trust Funds and other Conservative Investors. 25 Broad  FIELD, RICHARDS & CO.— .......... l’O8 Powhatan Bolling, Mgr........... ......... Field. Richards & Co.. Clev. and Cin.  52 Broadway  (Investment Securities)  Heidellhch, Ickelheimer & Co___ *t’76 49 Wall 1 I HERRICK & BENNET------------------- T05 (Investment Securities)______  Liberty N.. Irving N„ and U. S. Mtge. & Tr. Co.. N. Y. Hodenpyl. Hardy & Co., Tnc.. Chi.; E. W. 14 Wall Clark & Co.. Phil.: Richardson & Clark, Providence; Charles W. Scranton & I Co., New Haven. Holbrook, Corey & Co.------------------- .• (Commercial Paper).....................— Holbrook. Corey & Co., Chi., Bos.. San 31 Nassau F„ and Phil.  66 Broadway  HODENPYL, HARDY & CO., Inc. -•T03  FISK & SONS, HARVEY 32 Nassau  FRAZIER & CO.  United States Bonds  •1  92 Cedar St.  Investments.  Frazier & Co., Phil., Balt., Wash., D. C., and Pitt. Holmes. Bulkley & Wardrop.......... _.V_____________________________  61 Broadway  42 Broadway  N. Y.  Providence, and Port.  HUDSON & CO., C. I...... ..................... '74 (Brokers).   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  & CO., N. Y. City.  ESTABLISHED 1847.  . ’05 (Brokers)  C. I. Hudson & Co.. Atlantic City, New­ ark, Wil., Binghamton, N. Y., Scran­ ton, Wilkes-Barre, Pa., and Cin. ----------- Geo. A. Huhn & Sons, Phil.  THE OLDEST FOREIGN EXCHANGE HOUSE IN THE UNITED STATES. FOREIGN EXCHANGE. FOREIGN CURRENCY. FOREIGN BONDS.  997  Gay, W. O.& Co. ..................... ______ ’93| (Commercial Paper)___________ W. O. Gay & Co., Chi., San F„ Phil,, and j 66 Broadway 27 William Bos. HUHN & SONS .GEO. A.— (Bank <fc Trust Co. Stocks) _____ I Gilbert. Clinton___________ ____ ’85 Bk. of America and 1st N.. N. Y. Ill Broadway 9 Wall ]l  MU  — /Hollister, White & Co., Inc., Bos.,Phil,, Newark, Alb,. Syracuse, Prov., and Springfield. - jHolmes, Bulkley & Wardrop, Pitt, and Greensburg.  HORNBLOWER & WEEKS______ «V ^(Investment Securities)------------- Hornblower & Weeks, Chi., Bos.. Det,.  FREEMAN & COMPANY —- ............ '06 (Car Trust Securities)_________  34 Pine  (Investment Securities)_____  HOLLISTER, WHITE & CO., Inc.—'12 [(Investment Securities)______  Safe —T13 Profitable  65 Broadway  C. B.  Hathaway, Smith, Folds & Co.. Chi.. Bos.. Phil.. St. L., Seattle, Pitt., Rich., Minpls., Clev., Den„ Port., Hart., Scranton, Atl.. Dallas, and San F. Hayden, Stone & Co., Bos.  -•’82 < Dealers In Investment Bon ds. j I  Co., Montreal: James Carothers & Co., Pitt.  Winslow & Co., N. Y.  N E W YO RK BA N K S — New Yo rk Ci ty — C ontinued  HALSEY, STUART & CO.,  COWAN & CO., KENNETT, inc....... 1 ’06 (Investment Bonds)_____________ N. City, N. Y.; Cont. & Com’l N., Chi.  ■-..iMLiMJBk i >7 g* '  NEW YORK CITY (Borough of Manhattan)—Continued—Central Reserve City SELECTED LIST—INVESTMENT DEALERS For Members N. Y. Stock Exchange see page 957  998 Name of Banker. •Mem. Am. Bks. Assn. tMem. State Bks. Assn. i(Mem. Inv. Bks. Assn.  Name of Banker.  Year Established.  Branch of Fred’k  HUTH & CO..  E.  London,  •1809  Huth & Co., C.  2.  12  Tokenhouse  Correspondents  Year Officers. Correspondents. Established. KONlG BROS. & CO-------------------------09 (Commercial Credits) ............. Konig Brothers, London. Eng. •Mem. Am..Bks. Assn. tMem. State Bks. Assn. "IlMem. Inv. Bks. Assn.  Correspondents.  Officers.  Yard,  of  Huth & Co., Valparaiso, Chile.  160 Pearl Kuhn. Tzieh A. Co. 52-54 William  LADD & CO., W. F___ ____________ ’16 (Railroad Bands). .  . . . 43'Exchange Place Ladenburg, Thalmann & Co______ 25 Broad ISELIN, A. & CO.......................................t--------------------------------------------------------------------LAIDLAW & COMPANY______ -«t 42 ------------------------------------------------- Bk. of Cal. N. A., San F.; Lon. Joint 36 Wall 26 Broadway City and Midland Bk., Ltd., Lon.; Aus­ Jackson & Curtis________________ T79j (Investment Securities)................ — Jackson & Curtis, Bos.,Worcester, Provitralian Bk. of Com.. Ltd., Sydney: Bk. 43 Exchange Pl. ! dence and Springfield. of Bishop & Co. Ltd., Honolulu. JESTER & CO___________________ .’06 {(Investment Securities)_________ !N. Y. Tr. Co., N. Y. Langley, W. O. & Oo____ __________ T (Investment Securities)__________ 156 Broadway 115 Broadway JOLESCH, ALBERTSEN & CO_____ ’20[(Investment Securities)------------------Meeh. & Metals N., N. Y 111 Broadwav Seab. N., Liberty N., Equitable Tr. Co., Lawrence, A. Hicks______________ 04 (Investment Securities)_________ 10 Wall JONES & CO., CHAS. H__________ T 04 f Municipal, Railroad, and Guaranty Tr. Co., and Columbia Tr. LAZARD FRERES______ 20 Broad ! t Corporation Bonds. | Co., N. Y. 19 Nassau werp, andEspana,Madrid; Lazard Fre­ res & Cie, Paris and Mayence. Germany. Correspondents of Investment Securities D A. B. Leaeh & Co., Inc., Chicago and Foreign Exchange BARING BROTHERS & CO., Ltd.  30 Pine  Foreign Exchange and Letters of Credit  KIDDER, PEABODY & CO.  ’65;  18 Broad  London  Letters of Credit  Tr. Co., N. Y. •'65'(Investment Securities)_________ _ N. Bk. Com., N. Y. 5 Nassau Kissel, Kinnicutt &Co._____ ____ l’04\(Investment Securities)___________ iKissell, Kinnicutt & Co., Chi., 14 Wall 40 Wall  KIMBALL & CO., R. J.—  KNAUTH, NAGHOD & KUHNE-.-  Member New York Stock Exchange (Investment Securities)  120 Broadway  Through our mediation Banks and Bankers in the United States, may draw their own drafts on Europe. Issue Travelers Checks and Circular Letters of Credit.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  62 Cedar  Municipal and Corporation Bonds.  Principal Cities.  See adv. Page S.  .'M\(Investment Securities)__________ Merch. N., Empire Tr. Co. and Irving  KIELY & HORTON--------  1-548  LEACH, A. B. & GO., INC.  (SEE ADVERTISEMENT ON PAGE 4)  KOUNTZE BROTHERS  •H  141 BROADWAY  SPECIALIZE IN  High Grade Municipal and Railroad  Foreign Exchange  and  Letters  of  Bonds.  Credit.  LEE, HIGGINSON & CO,,  5’48  S. B. Lewis & Co.. Ill Broadway  .’071 (Commercial Paper).  ________ IS. B. Lewis & Co., Phil., Bos., Pit.* Atl. and Scranton.  LOGAN & BRYAN....... -.......................... • Bonds and High Grade Securiti es. Direct private wires Atlantic to Pacific. Branches — Chicago, Los Angeles, Omaha. 42 Broadway LUDWIG & CRANE..................... ......... 02 (Bonds)  61 Broadway Mackay & Company____________ «t'05 (Investment Securities)--------14 Wall Maitland, Coppell & Co__________ 1796 N. Prov. & Union Bk. of Eng. Ltd. 52 Wlilliam Lon.; Mallet Freres, Paris. & Cc. McKinley & morris.......... —- n (Investment Bonds)...............Columbia Tr. Co., N. Y 1 Wall McMillin & Co.. Emerson 120 Broadway Meeker, Claude —.................................'95 (Investment Securities) —..._____ {Claude Meeker, Columbus, O. 71 Broadway Merrill, Lynch & Co------------------ tH’13 --------------------------------------------------{Merrill,Lynch&Co., Chi.,Grand Rapids; 120 Broadway Los A. and Det. MONTGOMERY & CO.......... -T07 (Investment Securities)......... ........ Montgomery & Co., Chi. and Phil. 14 Wall Morean, J. P. & Co.............. 23 Wall .*’20 G. II. Walker, Pres.................... MORTON & CO., INC______ C. L. Holman, U. P. 25 Broad J. D. Sawyer, V. P. Wilbur F. Holt, Sec. and Tr. (Investment Securities) iMoseley, F. S. & Co____ ________ tl900 (Commercial Paper)________ F. S. Moseley & Co., Chi. andBos. Issue Travelers’ Letters of 26 Exchange Pl. MUNROE, JOHN & CO. -  30 Pine  tWMW BY  43 Exchange Pl.  New York, Boston, Chicago, Detroit, Philadelphia, Pittsburgh, Portland (Me.), Worcester, St. Louis, Milwaukee, Minneapolis, Indianapolis, Hartford, (Conn.) Providence (R. I.), Grand Rapids, Kansas City, St. Paul, and Higginson & Company, London, England.  Credit for use in all parts of John Munroe & Co., Bos.; Munroe the world. Commercial Let­ & Co., Paris and Pau, France. ters of Credit. Foreign Ex­ change. Collections. Cable Transfers.  W-YtoeVta kSurefci Bonds—Bwrian Insurance  NEW YORK CITY (Borough of Manhattan)  Continued—Central Reserve City  999  Name  of  Banker.  •Mem. Am. Bks. Assn.  tMem. State Bks. Assn. YMem. Inv. Bks. Assn.  Year  Year Estab­ lished.  •Mem. Am. Bks. Assn. tMem. State Bks. Assn  Correspondents.  Officers.  Estab-  TMem. Inv. Bks. Assp.  lished.  THE NATIONAL CITY COMPANY’ National City Bank Building, New York Uptown Office, 514 Fifth Avenue at Forty-third Street  Officers.  Remick, Hodges & Co... 14 Wall James A. Stillman, Chairman of the Board. Charles E. Mitchell, Prest.\j Rhoades & Company.. .. SEE ADV. ON PAGE 3. 30 Pine  SHORT TERM NOTES.  Naumburg, E. & Co.. 14 Wall  —•’94 (Commercial Paper)_____  PARKINSON & BURR —  .T’66i(Ihi'6stnient Securities)____  Pitt., San F.,Atl., Det., Port., St. L., andj Seattle.  25 Broad  investment securities.  i Specialize in STANDARD OIL Securities.  Place, J. W. & Co________ _____________ ________________ —........... 37 Liberty  (Investment Bonds)------  Rhoades & Company, Albany.  The Oldest Foreign Exchange House in the United States, I Dealers in Domestic and Fore ign Exchange.  Robbins, Pres, and Tr. .. Metropolitan Trust Co., N. Y. Schwalb, Cash. .Herne. Sec. (Investment Securities) United States Government Bonds and other Investment Securities. Members N. Y. Stock Exchange.  ROBINSON & GO.. 26 Exchange Place  John Nickerson, Jr., St. L.  1 Parkinson & Burr, Bos.  7 Wall PFORZHEIMER, CARL H. & CO........ —  R.L. Day & Co., Bos.  ACCEPTANCES  ___ E. Naumburg & Co., Chi., Bos..Hart.,Phil.,  Nickerson, Jr., John__________ •T’05 (Investment Securities)... 61 Broadway  (Investment Securities).  (Established 1847  CORRESPONDENT OFFICES: Los Angeles, Cal. Philadelphia, Pa. Cincinnati, Ohio San Francisco, Cal. RICHARD & CO., C. B. Seattle, Wash. Milwaukee, Wis. Pittsburgh, Pa. Cleveland, Ohio 29 Broadway Springfield, Mass. Minneapolis, Minn. Portland, Me. Denver, Colo. Newark, N. J. Portland, Ore. St. Louis, Mo. Detroit, Mich. St. Paul, Minn. New Orleans, La. Providence, R.I. Hartford, Conn. Washington, D.C. Omaha, Neb. Rochester, N. Y. ROBBINS, H. D. & CO., INC........ Indianapolis, Iud. Wilkes-Barre, Pa. Kansas City, Mo. 61 Broadway Toronto, Canada. Montreal, Canada. C., 2, England.  BONDS.  Correspondents.  30 Broad Rollins, E. H. & Sons________ -H1876 E, H. Rollins & Sons, Bos. E.43 Exchange Pl. ^Rosenbaum, L. N. & Co----------------T4 (Loans and Financing).......... 135 Broadway  — ROYALSECURITIES CORPORATION 20 Dealers in Canadian Govern­ Royal Secur. Corp., Ltd., Montreal, To­ ment, Municipal and Indus­ ronto, Halifax, St. John, Winnipeg, Limited trial Securities. (Canada) and London.  ....  165 Broadway  (See Montreal)  (Investment Securities)  RUTTER & COMPANY...........................’1:  14 Wall  PRESSPRICH & CO., R. W________ '0Q (Investment Bonds).  40 Wall  Pynchon & Company--------------------1 (Investment Securities)  111 Broadway  Pyne, Kendall & Hollister__________ i 20 Exchange Place  Pynchon & Co., Chi., Lon., Liverpool and Paris. W. Kendrick 3rd &Co., Phil.; Richard­ son, Hill & Co., Bos.  Oliniinil  nnnP  O  IIIITTI rn  SALOMON BROS. & HUIZLER 27 Pine Seball, William *. Co......................  Dealers In Bank and Bankers’Acceptances. Correspondents: Salomon Bros. & Hutzler, Boston.  •1’53  45 William  QUINCEY & GO., GHAS. E. 29 Broadway  ESTABLISHED 1866 MEMBERS NEW YORK STOCK EXCHANGE  UNITED STATES GOVERNMENT BONDS  READ, WM. A. & CO.................... -•T05 (Investment Bonds).  28 Nassau  Wm. A. Read & Co.. Chi., Bos., and Phil.  27 Pine  SEASONGOOD & MAYEI  3  149 Broadway  REDMOND & GO. 33 Pine  Government,Municipal,Railroad, Corporation  BONDS  Correspondent: Seasongood & Mayer, Cincinnati.  I Seligman, J. AW. ACo____________  pondents In all domestic and for­ eign banking points.  54 Wall SMITH & CO., EDWARD B.........—»t 92 (Investment Securities)................. Edward B. Smith A Co., Phil.; J. 11,  FOREIGN BONDS AND CURRENCY.  Brooks & Co., Scranton.  SOLE U. S. GOVERNMENT CONTRACTOR FOR EXCHANGE OF FOREIGN MONEYS AT THE U. S. IMMIGRANT LANDING STATION, ELLIS ISLAND, NEW YORK HARBOR.  999  PlTV C. B. RICHARD & C(UJ1. V1. VI IT.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  h 87  .•£1 Investment Bonds  165 Broadway  1  ( Commercial Credits. (. Foreign Exchange.  SCHULZ & RUCKGABER.................... 82  Swiss Bk. Corp, and Erlangers, Lon.; Deutsche, Berlin; de Neuflize & Co.. Paris: Bk. of Am. and N. Park, N. Y. Goschens & Cunliffe. London; Marcuard, Meyer-Borel & Co., Paris.  N E W YO RK BA N K S — N ew Yo rk City — C ontinued  Albany, N. Y. Atlanta, Ga.' Atlantic City,N. J. Baltimore, Md. Boston, Mass. Buffalo, N. Y. Chicago, Ill. London, E.  For Members N. Y. Stock Exchange see Page 95S  Name of Banker.  July, 1920  Continued— Central Reserve City  NEW YORK CITY (Borough of Manhattan) SELECTED LIST—INVESTMENT DEALERS  Name  Banker.  of  CENTRAL RESERVE CITY  Name of Banker.  Year Estab­ lished.  •Mem. Am. Bks. Assn. tMem. State Bks. Assn. IMem. Inv. Rks. Assn.  Officers.  Correspondents.  •Mem. Am. Bks. Assn. tMem. State Bks. Assn. IMem. Inv. Bks. Assn.  Talmadge & Co. Henry ___ 52 William Trask & Co.. Spencer_____ 25 Broad Bkrs. Tr. Co., N. Y.; Cont. & Com’l Turnure. Lawrence & Co. .. N., Chi.; Peo. State, Det.; 1st Wis. 64 Wall  Year Estab­ lished.  Correspondents.  Officers.  tTw (Acceptances—Investment Securi ties)  SMITHERS, F. S. & CO -  19 Nassau  SBUDERS & GO., W. G.  HIGH GRADE INVESTMENT SECURITIES  31 Nassau  ■ T32.  N., Mil.; G. Rap. Sav., G. Rap.: W. G. Souders & Co., Chi., Det., Mil., WEIL, FARRELL & CO........ and G. Rap. Ill Broadway  24-26 Pine  i (Municipal and Corporation Bonds)  SPITZER, RORICK&CO. -  120 Broadway  Stacy & Braun.  Spitzer, Rorick & Co. and Spitzer, Rorick ufHITF J G Tr & Sav., Tol.; Spitzer, Rorick & Co., ; ' Chi.  (Investment Bonds)------ ---------- ’Stacy & Braun, Cin. and Tol.  5 Nassau  ......... 1 ( S.W. Straus, Pres. | S. J. T. Straus, V. Pres.  Nicholas Roberts, V. Pres. ] Walter S. Klee, Sec.  Weil, Roth & Co., Cin.  VCi (Investment Securities).  Whitney, H. N. & Sons __ Mills Bldg.  '  (Brokers)____________  SUTRO BROTHERS & CO.-  (Investment Bankers)..  120 Broadway  I Meeh. & Metals N... and Bkrs. Tr. Co. N. Y.  Winslow, Lanier A Co._________•JV49 N. Park, Guaranty Tr., and Bkrs. Tr. 59 Cedar Cos., N. Y.; Straus A C®„ Chi. WINTHROP & CO., ROBEIT\ (Investment Securities)..  8. W.  40 Wall  I First Mortgage Serial B onds I safe guarded under the Straus Plan.  Strong, Sturgis & Co____ ______ _ 30 Broad  Swartwout & Appenzellar......... 141 Broadway  Weil. Farrell & Co., Chi., Phil., and Bos.  14 Wall  •T82  150 Broadway  Cn Ine ’’ 37 Wall  Lon. Joint City and Midland Bk.. Ltd., Lon.; Heine & Co.. Paris.  McKey, Partners. (Municipal Bonds)_______  WHITNEY & COMPANY, RICHARD-15 (Bond Brokers).  STRAUS, S. W. & GO. Founded 1882  ft  Spencer Trask ft Co., Chi., Alb., and Bos.  (Commercial Paper)..............  Sumner Weil, Charles Weil, John  11 Weil. Roth & Co. 115 Broadway  Speyer & Co.  Stone & Webster. Inc___ 120 Broadway  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of this volume. For Interest Rates, Holidays, etc., see Laws. ®  NEW YORK CITY--- (Borough of Manhattan)—Cont’d  Selected List—INVESTMENT DEALERS  1000  ; Wolff & Stanley_______ 27 William  .’04| (Bonds)  Drexel & Co., Robt. Glendinning & Co., WOLLMAN & CO. W. J.........-............ '17 and Geo. S. Fox & Sons. Phil.; Chas. E. 120 Broadway Lewis & Co.. Minpls. Lon. Co. Westminsters & Parr’s Ltd.,h Union Bk. of Scotland, Ltd., N. Pro­ Dealers In Canadian Gove rnment and Municipal Bondsvincial & Union Bk. of Eng., Ltd., and R. Raphael & Sons, Lon.; Sutro Bros. & Wood, Gundy A Co., Toronto, Montreal, Saskatoon, and London. Co., Montreal. (Incorporated i England. Swartwout & Appenzellar, Pittsfield, 14 Wall Mass.  WOOD, 6UNDY & GO.-  ...... »t (Investment Securities)___  Swenson, S. M. & Sons___ 61 Broadway  Zimmermann ftForshay.......... _«iY72_____ 170 Broadway  _________________ j Lon. Co. Westminster & Parr's Bk. Ltd.,; O i Lon. and Paris. (O  NEW YORK STOCK EXCHANGE FIRMS Abbott, Hoppin & Co., 120 Broadway. Allen & Carstens, 42 Broadway. Amory, J. M. & Sou. 52 Broadway. Anderson, Specht & Co., 61 Broad­ way. Armstrong, H.P. & Co., 15 William. Asiel & Co., 52 Broadway. Auchincloss, Joost & Patrick, 61 Broadway. Auerbach. Poliak & Richardson, 60 Broadway. Babcock, Rushton & Co., 7 Wall. Bache, J. S. & Co.. 42 Broadway. Bachman, H. F. & Co., 61 Broadway Bamberger Bros.. 66 Broadway. Barbour & Co., 25 Broadway. Barnes Bros., 66 Broauway.  Barney, Chas. D. & Co.. 15 Broad. Barr fc 14 W»n.  1  Batcheller & Adee, 62 Broad. Baylis & Co.. 52 Broadway. Beams, J. S. ft Co., 60 Broadway. Beekman, Wm. B. & Co., 20 Broad. Belmont & Co., August, 43 Exchange Pl. Benedict, Drysdale & Co.,» 7 Wall. Benedict, E. C. & Co., 80 Broadway. Benjamin & Ferguson, 61 Broadway. Benkard, J. P. & Co.. 61 Broadway. Berg, Roesler & Kerr, 52 Broadway. Bernhard, Scholle & Co.. 14 Wall. Billings, Olcott & Winsmore, 52 Broadway. Bissell, R. H. & Co.. 52 Broadway. Blake Bros. & Co., 44 Wall. Block, Maloney & Co., 74 Broadway. Blyth & Bonner, 43 Exchange Pl. I Roissevain & Co., 24 Broad.  \ Bond  Cno '"’in 65 Broad "Tav.  Boody, McLellan & Co.. Ill Broadway. Borg & Co., Simon,* 46 Cedar. Bonvier, M. C. & Co., 20 Broad. Boyd, Halsted & Co., 128 Broadway. Bramley & Smith, 52 Broadway. Brand. O. J. & Co.. 74 Broadway. Bronson, Theodore L. & Co., 10 Wall. Brown Bros. ft Co.. 59 Wail. Brown,Vernon O. ft Co., 80 Broadway. Brown ft Coombe, 100 Broadway. Brown & Sumner, 80 Broadway. Brumley, Chamberlain & Co., 15 Broad. Bull & Eldridge. 20 Broad. Burdett, Gregory & Laidlaw 52 Broadway. Burr. M., Jr., ft Co., 20 Broad. Burras, H. K. & Co.. 66 Broadway. Butler, Herrick & Marshall, 7 Wall Hythp J. M. Xr On., Kft .  □ C Cahill, J. P. & Co., 52 Broadway. Davis ft Co., Fellowes. 52 Broadway. a Clark, Childs & Co., 165 Broadway. D. Callaway. Fish * Co..» 37 Wall. Clark, Dodge & Co., 51 Wall. Davis. J. W. A Co., Ill Broadway. Cammann ft Co., 29 Broadway. Clement & Whitney, 120 Broadway. Davis. Morgan & Co., 66 Broadway. Campbell, H. G. ft Co., 149 Broadway. Clews & Co., Henry,* Mills Building. Day ft Heaton, 7 Wall. Carey. H. T. & Co.. 66 Broadway. Coggeshall ft Hicks, 128 Broadway. Carleton ft Mott, 100 Broadway. Cohen Wm.W.&Co.,67 Exchange Pl. De Coppet ft Doremas. 42 Broadway, Carlisle. Mellickft Co.,«43 Exchange Colgate, J. B. & Co.. 86 Wall. de Cordova, Cyril, ft Bro.. 25 Broad. Pl. Content. H. ft Co., Ill Broadway. Degener ft Burke. 20 Broad. Carpenter, Caffry & Co., 1 Wall. Cox, Geo. V. & Co., 74 Broadway. De Haven ft Townsend, 52 Broadway. Carpenter, N. L. & Co., 42 Exchange Cox ft Sharp, 52 Broadway. Denny, Pomroy ft Co., 30 Pine. Pl. Crawford. Patton ft Cannon, 61 Dewing ft Co., 14 Wall. Carstairs & Co., 71 Broadway. Broadway. Dominick & Dominick, 115 Broadway. Carter & Co., 61 Broadway. Cnrtis & Sanger, 49 Wall. Cassatt & Co., 56 Wall. Drake Bros., 66 Broadway. Chandler Bros. ft Co.. 34 Pine. Drayton, Penington & Colket, 115 Broadway. Chapin. S. B. ft Co., Ill BroadwayChapman, Carman & Co.. 5 Nassau. Duff Freiday Co., 61 Broadway. Chauncey & Co.. 61 Broadway. Danzig, Jerome J. ft Co.. 100 Broad­ Du Val, H. C. ft Co.. 74 Broadway. Chisholm ft Chapman, 71 Broadway. way. Continued on next page Clark. Henrv t. ft. Co., 66 Broadway, 1 Davies, Thomas ft Co.. 5 Nassau.  MOXBKHBBBSAX BBWKUX BY HVNXBBW—SLSuveVi BenAe—Bursters Insurance   http://fraser.stlouisfed.org/ 1OO1 NEW YORK STOCK EXCHANGE FIRMS Federal Reserve Bank of St. Louis  NEW YORK CITY  (Borough of Manhattan)----Cont’d  Non-Hank Towns with Nearest Hanking Point (In dexed Acces.), Lawyers, Laws (indexed) in back of tbit volume. For Interest Rates, Holidays, etc., see Laws  frwrem BOWQS—ttw^ani insurance  MKLwRMK WSAX NEW YORK CITY  1OO1 NEW YORK STOCK EXCHANGE FIRMS Ehrich & Co., 67 Ex. Place. Einstein, Ward & Co., 25 Broad. Elias, Albert J. & Co., 20 Broad. Emanuel, Parker & Co., 120 Broad­ way. Emmons, K. P. & Co., Ill Broadway, i  Eric & Dreyfus, 25 Broad. Ervin & Co., Ill Broadway. Estabrook & Co., 24 Broad. Evans, Stillman & Co., 60 Broadway, i  Hendrickson & Co., 61 Broadway. Hentz, H. & Co., 22 William. Herrick & Bennett, 66 Broadway. Herrick, Berg & Co., 14 Wall. Herts, C. A. & Co., 74 Broadway. Herzfeld & Stern, 40 Exchange Pl. Herzog & Glazier, 24 Broad. Hicks & Williams, 74 Broadway. Hill, Charles W. & Co., 2 Wall. Hirsch.Lilienthal & Co.,165 Broadway Hirschman, A. & Co.. 1 Wall. Hoey, M. J. & Co., 74 Broadway. Hoey, William, 39 Broadway. Hoge, Underhill & Co., 71 Broadway. I Hollister, Barnes & Co., 27 Pine. Hollister, Lyon & Walton, 7 Wall. Holmes, Bulkley & Wardrop, 61 j Broadway. Homans & Co., 2 Wall. Honigman Bros., Ill Broadway. Hornblower & Weeks, 42 Broadway. | Horton, B. L. & Co.. 80 Broadway. Hotchkiss, H. L, Jr.,&Co., 35 Nassau. ! Housman. A. A. & Co., 20 Broad. Hoyt (Colgate) & Co., 14 Wall. Hudson, C. I. & Co., 66 Broadway. Huhn, Geo. A. & Sons, 111 Broad- j way. Hume, H. M. & Co., 60 Broadway. Hutton, m E. F. & Co., „ 61 „„Broadway „ Hutton, W. E. & Co.. 60 Broadway  Imbrie & Co., 61 Broadway. Iselin, A. & Co., 36 Wall.  Koch, Spencer B. & Co., 52 Broad­ way. Kountze Brothers, 141 Broadway. Kraus Bros. & Co.. 149 Broadway.  Kuhn, Loeb & Co., 52-54 William.  Moore & Schley, 100 Broadway. Moore. Leonard & Lynch, 111 Broad­ way. Morgan, A. C. & Co., 25 Broad. Ladd & Wood, 7 Wall. Morgan, J. P. & Co.. 23 Wall. Ladenburg, Thalmann&Co.,25Broad. Morgan, Livermore & Co., 71 Broad­ Laidlaw & Co.. 26 Broadway. way. Lamborn & Co., 7 Wall. Morison Bros.. 60 Broadway. Langley, W. C. & Co., 115'Broadway. Morris & Smith, 66 Broadway. Lansburgh Bros.. 30 Broad. Morrison & Townsend, 53 Ex. Pl. Lauer, Wm. E. & Co., 74 Broadway. Moseley, F. S. & Co., 26 Exchange Pl. Lawrence,Cyrus J.&Sons, 111 Broad­ Moyse & Holmes. 67 Exchange Pl. way. Muir. John & Co., 61 Broadway. Lazard Freres, 19 Nassau. Munds, Rogers & Stackpole, 25 Broad. Lee, Higginson & Co.,43 Exchange Pl. Lehman Bros., 16 William. Leopold, James M, & Co.. 3 Wall. Levinson, E. D. & Co., 32 Broadway. Naphen & Co., 61 Broadway. Levy, L. & Co.. 61 Broadway. Nash & Co., 25 Broad. Lewisohn, Adolph & Sons, 61 Broad­ Newborg & Co., 60 Broadway. way Newhorg, J. L. & Bro., 25 Broad. Lewisohn Bros., 11 Broadway. Newburger, Henderson & Loeb, 100 Libaire & Cooke, 25 Broad. Broadway. Liberman & Stone, 27 Pine. Nicholas, H. 1. & Co., 7 Wall. Lindley & Co., 52 Broadway. Nichols, Perry & Nichols, 6 E. 46th. Lipper & Co., Arthur, 20 New. Nicho's & Stone. 60 Broadway. Lisman, F. J. & Co., 61 Broadway. Noel, Berman & Langley, 60 Broad­ Livingston & Co., 51 Exchange Pl. way. Lloyd & Co., 135 Broadway. Noyes & Jackson, 42 Broadway. Lockwood, F. M. & Co., 52 Broad­ Noyes, J. M. & Co., 66 Broadway. way. Loew & Co., 2 Wall. Logan & Bryan,* 42 Broadway. Louchheim, Minton & Co., 71 Broad­ O'Dell & Co., Daniel, 71 Broadway. way. Oliphant, Jas. H. & Co., 61 Broadway. Low, Dixon & Co., 37 Wall. Orvis Bros. & Co., 60 Broadway. Luke, Banks & Weeks, 14 Wall.  Jackson & Curtis. 43 Exchange Pl. Jacquelin&De Coppet, 65 Broadway. Jelke, Hood & Bolles, 40 Wall. Jenks, Gwynne & Co.. 15 Broad. Jesup & Lamont. 26 Broadway. Johnson, A. J. & Co., 60 Broadway. Johnson & Wood, 115 Broadway. Jones & Lanman, 111 Broadway. Jones, Montgomery & Auchincloss, 74 Broads ay. Joseph Morris & Co., 25 Broad. Josephthal & Co., 120 Broadway.  Mabon & Co., 45 Wall. MacArthur & Co., 29 Broadway. Mackay & Co..* 14 Wall. MacQuoid & Coady, 14 Wall. Maitland, Coppell & Co.,* 52 William. Manice. E. A. & Co., 15 Broad. Mann, Pell & Peake, 7 Wall. Manson, Thomas L. & Co, 100 Broad­ way. Markoe, Morgan & Co., 120 Broad­ way. Marks & Graham, 32 Broadway. Marshall. Robert P. & Co., 71 Broad­ Kean, Taylor & Co.,* 5 Nassau. way. Keech. F. B. & Co., 7 Wall. Martin & Co., Ill Broadway. Keen & Ward, 20 Broad. Martin & Floyd, 52 Broadway, Kelley, Drayton & Co., 40 Exchange j Maxwell& Co., 15 Broad. Pl. McClave & Co., 67 Exchange Pl. Kelley. Jewett & Co., 35 Wall. McClure, Jones & Reed,115 Broadway. Kerr & Company, 71 Broadway. McConnell, H. F. & Co., 65 Broadway. Kidder, A. M. & Co.,* 5 Nassau. McCornick & Fagan, 60 Beaver. Kidder, Peabody & Co., 18 Broad. McDonnell & Co., 120 Broadway. Kimball, R, J. & Co..* 7 Nassau McKee. Thomas M. & Co., 36 Wall. Kissel, Kinnicntt & Co., 14 Wall. Meeker & Co., 20 Broad. Knauth,Nachod&Kflhne,120 Broad­ Merrill, Lynch & Co., 120 Broadway. way. Miller & Co.. 120 Broadway. Knickerbacker. H. & Co.. 25 Broad. Milletl, Roe & Hagen, 52 William.  fc bu. Pft v N. NYv,. PlTV P R mbnnll RIP1IAGin u. D. tU & vl11.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Montgomery & Co., 14 Wall. Moore, D. T. & Co., 52 William. Moore, F. P. & Co., 71 Broadway. Moore, W. D. & Co., 71 Broadway.  FOREIGN bonds  and currency.  Paine, Webber & Co., 25 Broad. Palmer & Co., 40 Wall. Parkinson & Burr, 7 Wall. Parrish & Co., 115 Broadway. Pearl & Co., 71 Broadway. Peck & Co.. 45 Wall. Pelzer, B. H. & F. W., 12 Broadway. Phelps & Neeser, 36 Wall. Posner & Co., Ill Broadway. Post Bros. & Co.. 52 Broadway. Post & Flagg, 38 Wall. Potter, Bro. & Co., • 5 Nassau St. Pouch & Co., 14 Wall. Power, M. G. & Wm. E., 51 Exchange Pl. Prentice & Slepack, 54 Wall. Prentiss, George H. & Co., 52 Wall. Prichitt & Co., 60 Breadway. Prince. L. M. & Co., 20 Broad. Prince & Whitely. 52 BroadwavProvost Bros. & Co., 20 Broad. Pynchon & Co., Ill Broadway. Pyne, Kendall & Hollister, 20 Ex­ change Pl.  Quincey, Chas. E. & Co., 20 Broadway.  Randolph (Edmund & Chas.), 111 ! Stout & Co.. 25 Broad. Broadway. Straus & Co., 55 Broadway.  Raymond, Shaw & Co., Ill Broad-; Strong, Sturgis & Co.. 30 Broad.  way. Read, Wm. A. & Co., 28 Nassau. j Redmond & Co., 33 Pine. Reinhart & Bennet, 52 Broadway. Remick, Hodges & Co., 14 Wall. Rhoades & Co., 30 Pine. Rich, Everett & Co., 15 William. Righter & Somers, 25 Broad. Ristine. F. P. & Co.. 61 Broadway. Robinson & Co., 26 Exchange Pl. Rogerson & Donnell, 15 Broad. Rollins & Co., 52 Broadway. Rollins, Kalbfleisch & Co., 66 Broad­ way. Roselle & Co., 71 Broadway. Rothschild,L. F. & Co., 120 Broadway. Rothschild, V.Sydney & Co.,25 Broad. Roumage, C. C. & Co., 1 Wall. Rutter & Gross, 52 Broadway.  Salisbury & Worth, 74 Broadway. Salomon Bros. & Hutzler,*27 Pine. Salomon, F. L. & Co., 25 Broad. Sartorius, Smith & Loewi, 20 Broad. Savin,F. W. & Co., 66 Broadway. Schafer Bros.,* 120 Broadway. Schott. Chas. M., Jr., & Co., 25 Broad. Schuyler, Chadwick & Burnham, 100 Broadway. Schwartz, B. F. & Co.. 2 Broadway. Seasongood, Hass & Macdonald, 60 Broadway. Secor, Weil & Co., Ill Broadway. Seligman A. J. & Co., 61 Broadway, i Seligman, J. & W. & Co., 54 William. Seligsberg & Co., 71 Broadway. Sharp & McVickar, 25 Broad. Shearson, Hammill & Co., 71 Broad­ way. Shippee & Rawson, 111 Broadway. Shonnard. Mills & Co., 120 Broad­ way. Shuman & Seligmann, 30 Broad. Sichel & Frank, 50 Broad. Simmons & Slade, .7 Nassau. Simpson, R. H. & Co., 61 Broadway. Slayback, H. B. & Co., 61 Broadway. Smith, Edward B. & Co.,* 165 Broad way. Smith & Gallatin, 111 Broadway. Smith & Lewis. 61 Broadway. Smith, Lyman D. & Co., 34 Pine.' Smith, W. E. R. & Co.. 20 Broad. Smithers, F. S. & Co., 19 Nassau. Snecker & Heath, 20 Broad. Spaulding, McLellan & Co., 74 Broad way. Speyer & Co.,* 24-26 Pine. Springs & Co.. Cotton Ex. Bldg. Stafford & Co., 120 Broadway. Stern, E. H. & Co., 56 Pine. Stewart & Co., 61 Broadway. Stokes, Walter C. & Co.. 66 Broad way.  Struthers & Hiscoe, 20 Broad. Sulzbacher, J. H. & Co.. Ill Broad­ way. Sutro Bros. & Co., 120 Broadway. Sutro & Kimbley, 66 Broadway. Swartwout & Appenzellar, 141 Broad­  way.  Tailer & Co., 10 Pine. Tailer & Robinson, 60 Broadway. Tate & Hays, 71 Broadway. Tauchert & Thiele, 52 Broadway. Taylor, Bates & Co., 100 Broadway. Taylor, Smith & Hard, 49 Wall. Tefft & Co., 5 Nassau. Thomas. R. H. & Son., 25 Broad. Thomson & McKinnon, 42 Broadway. Tobey & Kirk, 25 Broad. Trask & Co., Spencer, 25 Broad. Trippe & Co., 15 Broad. Tucker, Anthony & Co.,* 60 Broad­ way. Turner, C. J. & Son. 66 Broadway. Turner, Chas. W. & Co., 42 Broadway. Antwerp, Bishop & Fish, 15 Broad. Van Emburgh & Atterbury, 5 Nassau. Van Wyck & Sterling, 71 Broadway. Vaughan & Co., 52 Broadway.  Van  Wade, Templeton & Co., 42 Broad way. Wadsworth & Wright, 2 Wall. Wagner, E. W. & Co., 33 New. Walker Bros., 71 Broadway. Walker. Joseph & Sons, 61 Broadway Waller & Co., 24 Broad St. Wardwell & Adams. 71 Broadway. Ware & Tranter, 61 Broadway. Warner & Co., 52 Broadway. Wassermann Bros., 42 Broadway. Watson, T. L. & Co..*55 Broadway. Webb & Prall, 100 Broadway. Weisl Edwin & Co., 25 Broad. Welles, C. E. & Co., 71 Broadway. White & Blackwell, 60 Broadway. White, Weld & Co., 14 Wall. Whitehouse & Co., Ill Broadway. Whitney, H. N. & Sons, Mills Bldg. Whitney (Richard) & Co.. 14 Walt. Wightman, Breining & Co., 17 Bat­  tery Place.  Wilcox & Co.. 52 Broadway. Williams, Nicholas & Moran, 25 Broad. Williamson & Squire, 25 Broad. Williston, J. R. & Co., 7 Nassau. Wilson, Cranmer & Co., 61 Broad­ way. Wilson. R. T. & Co..* 120 Broadway. Winslow, Lanier & Co.,* 59 Cedar. Winthrop & Co., Robert. 40 Wall. Wollman. W. J. & Co., 120 Broadway. Wood, Struthers & Co., 5 Nassau. Wrenn Bros. & Co., 39 Broadway. Wright, Slade & Co., 71 Broadway. Zimmermann & Forshay,* 170 Broad­ way. Zuckerman & Co., Henry, 52 Broad­ way.  SOLE U. S. GOVERNMENT CONTRACTOR FOR EXCHANGE OF FOREIGN MONEYS AT THE U. S. IMMIGRANT LANDING STATION, ELLIS ISLAND, NEW YORK HARBOR.  1001  Gengler & Fransioli, 25 Broad. Gilchrist, Bliss & Co., 120 Broadway.. Gillespie,Meeds & Co., 120 Broadway., Gilmor & Miller, 7 Pine. Glidden, Davidge & Co., 20 Broad. Goadby, W. H. & Co.. 74 Broadway. Goepel & Co., 20 Broad. Goldman, Sachs & Co.. 60 Wall. Goldschmidt, H. P. & Co.. 37 Wall. Gonzalez & Whitehead, 52 Broad way. Goodbody & Go. 115 Broadway. Qoodhart, P. J. & Co., 74 Broadway Gould Bros.. 5 Nassau. Graham & Miller, 66 Broadway. Gray & Wilmerding, 5 Nassau. Greer, Crane & Webb, 74 Broadway. Griesel & Rogers, 42 Broadway. Groesbeck & Co., 80 Broadway. Gross, Romary & Co., 36 Wail. Gruntal, Lilienthal & Co.. 50 Broad. Gude. Winmill & Co., 20 Broaa. Guthrie, H. B. & Co., 71 Broadway. Gwathmey & Co.. 20 Exchange Pl. Halle & Stieglitz,* 30 Broad. Hallgarten & Co., 5 Nassau. Halsey, C. D. & Co., Mills Building. Halsey & Hudnut. 5 Nassau. Halsted & Harrison, 71 Broadway. Harriman & Co., Ill Broadway. Harris & Fuller, 120 Broadway. Harris, Winthrop&Co.,*52 Broadway, Hartshorne & Battelle. 25 Broad. Hartshorne, Fales & Co., 71 Broad- ,' way. Hart & Haupt, 61 Broadway. Hayden, Stone & Co., 25 Broad. Hearns, Jos. J. & Co.. 115 Broadway.  Co.,  N E W YO RK BA N K S — N ew Yo rk City — C ontinued  Fahnestock & Co.. 2 Wall. Farnum, Winter & Co., 5 Nassau. Farson, Son & Co., 115 Broadway. Feuchtwanger, Cahn & Co., 51 Ex­ change Pl. Filor, Bullard & Smyth, 61 Broadway. Finch & Tarbell. 120 Broadway. Fitkin, A. E., & Co., 141 Broadway. Floyd-Jones & Robison, 60 Broad- j way. Forrest, Davis & MacDonald, 60 Broadway. Foster & Adams, 71 Broadway. Foster & Lounsbery, 24 Broad. Fox, Carlebach & Co., 40 Exchange Pl. Frank, Arthur E. & Co., 100 Broad­ way. Freeman & Co., 34 Pine. Frost, B. Y. & Co., 80 Broadway.  &  Hellwig & Reutter, 25 Broad. Hemphill. Noyes & Co., 37 Wall. Henderson & Co., 24 Nassau.  Non-Hank Tonus with Nearest Banking Point (In­ dexed Acees.), Lawyers, Laws (indexed) in back of this volume. For Interest Rates, Holidays, etc., see Laws.  1920  & Eastman, Dillon & Co., 71 Broadway. Heidelbach, Ickelheimer Edey. Fred & Co.. 61 Broadway. I 37 William.  (Borough ot Manhattan)----Cont’d  {*z.C's  --------bt-  1002  Number under Name of Bank is the New Transit Number given eacb banl£ ’n U-. S- exclusively by_The Rand-McNally Bankers’ Directory, under the authority of The American Bankers Ass’n.  Name  Town and County.  of  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of this »— volume. For Interest Kates, Holidays, etc., see Laws. °  NEW YORK—Continued (Savings Banks do not handle collections)  1 Resources. j l-oa mi A Dim- Cash A ExI c’ts. Bonds, CHAN0XS,DdX  IABILITIES.  Bank.  •County Seats. •Mem. Am. Bks. Assn. SState In No. 2 Fed. Res. Dist. tMem. State Bks. Assn. tPriv. ♦ Mem. Fed. Res. [Estab. 8 is Buffalo Br.  Ahs’t Cashier.  Cashier.  Vice-President.  President.  Paid-up Surplus AND Capital Profits  Sbcubitikb  from  Principal Correspondents.  Banks  Niagara Falls.NiagaraF 3 BANK OF NIAGARA —<§'82 George J. Howard. deLancey Rankine James C. Moakler. John W. Brophy .. $ 200,000 $ 181,460 $3,922,040 $3,440,260 $ 866,480 Bk. of the Manhattan Co., N.Y.: Bk. of Buffalo, 50-148 8 Pop. 50,760 Buffalo: N. Com’l Bk. & Tr. Co., Alb. 100,000 25.000 304,000 250,000 43,000 Irving N„ N. Y.; Buffalo Tr. Co., Buffalo: Bk. East Side Bank_______ <§’19 deLancey Rankine Geo. F. Diemer.— G. Edward Sims 50-153 of Niagara, Niagara Falls. W. B. Allman .. 25,0n0 100,000 578,000 643,370 Alexander Zaleski Leo J. Rozan... 55,180 Guaranty Tr. Co. and Irving N., N. Y.; Broad­ Falls National Bank.... »T9 50-154 way N., Buffalo. Niagara County Sav. Bk. J§’91 C. M. Young............ J. E. Montague___ J. P. Dolan, Tr— J. T. Low, Sec___ _ A. J. Porter 50-150  fGEO. G.SHEPARD NIAGARA FALLS TRUST CO. 50-152 <504  A. W, GRAY......... - F. M. WOOLWORTH, H. M. CLARK, A. Sec. Sec. C. M.YOUNG F. M. WOOLWORTH J. E. Rutledge____  100,000  f P. A. SCHOELLKOPF. FRED J. COE_ _ _ _ _ F. A. SCHUMACHER— EDNA P. PFOHL....... BANK ...<§’93 FRANCIS H. SALT A. J. GOW  300,000  50-149  ♦ 50-151  (Send us your N Iagara Falls bus! ness.  Nichols.............. Tioga J 11 Pop. 533 Norfolk___ St. Lawrence Pop. 1500 A 14 North Collins— Erie H 3 B Pop. 700 North Creek. Warren D17 Pop. 600 North Java.Wyoming H5 B Pop. 400 Northport___ Suffolk C 5 Pop. 2500  Nichols National Bank...t'09 50-809 First National Bank............ ’16 50-963 Bank of North Collins. — §’95 50-810 NorthCreek National Bk.<’10 50-811 North J avaCompany Bankers 50-812 +06 First National Bank ....<’01 50-565 Northport Trust Co___ <§’91 50-564 North Rose... Wayne F 9 First National Bank____ <’11 Pop. 650 50-902 N. Tonawanda ...Niagara State National Bank___ <’83 B Pop. 15,482 F3 50-301  469,370 Chase N., N. Y.: Mnfrs. & Tra. N. and Liberty,  Buffalo.  191,750 2,490,180 2,288,260 493,660 N. City, N. Y.; Peo., Buffalo: Can. Bk. of' Com., Niagara Falls, Ont. kJ 563,790 8,127,950 7,790,450 1,693,410 N. Bk. Com. and Irving N .; N. Y., Corn Ex. n N., Phil. ~ XJ money, or give the reas on.  We get the  25,000  21,700  343,260  354,890  F. J. Flanagan____ C. O. King_____  25.000  18,460  312,140  330,520  25,000  108,840  745,440  768,560  40,000  47,000  654,500  699,950  95,790 N. Park, N. Y.; 1st N., Alb.  Rowland Miles..__ Edward Pidgeon... H.K. Soper______ A. F. Laughlin____  50,000  40,490  734,210  715,890  Henry S. Mott........ J. B. Morrell.......... Charles S. Mott.Tr. C. S. C. Smith, Sec.  100,000  70,430  804,570  877,510  85,680 Irving N., N. Y.: Bk. of The Manhattan Co., Jamaica; Market St. N., Phil. 86,490 Corn Ex. and N. Park, N. Y.  25,000  15,000  350,000  275,000  S. C. Jamieson..  W. S. Lawton_____ Geo. Lehley______ C. A. Twichell........ L. B. Ward.  J. L. Fuller.......... .  H. V. Kenyon____ R. J. Martin___  F. J. Humphrey ..  W. J. Humphrey... E. A. Birkland..  C. W. Oaks............. John Hill________  43,080 Irving N., N. Y.; 1st N., Phil. 42,420 Chase N„ N. Y.; St. Lawrence Tr. Co., Ogdensburg. I 110,770 Seab. N., N. Y.; Bk. of Buffalo, Buffalo.  N. Park, N. Y.; 1st N., Alb.  H. A. Teilier______ Martha A. Peck...  L. D. Simson____ C. C. Fritz E. W. Messing-  300,000  613,000 4,000,000 4,990,000  50,000  30,000  88,500  652,000  702,000  90,000 Irving N„ N. Y. 356,000 Bk. of America, N. City, and Chase N.. N. Y.;i 1st N., Clev.; Bk. of Buffalo, Buffalo; Far. 5L Dep. N., Pitt. Bk. of America and Irving N„ N. Y.; Mnfrs. & Tra. N. and Marine Tr. Co., Buffalo. 66,900 Chase N., N. Y.; N. Y. State N., Alb.  Cyrus M. Higley...  100,000  285,200 2,049,610 2,301,490  354,230 Han. N., N.Y.; Market St. N., Phil.  NAT. BK. OF N0RWICH.<’56 J. B. Turner______ R. D. Eaton_______ O. A. Thompson... Herbert R. Sargent 50-361 John O. H. Reed  300,000  145,620 1,662,210 2,372,560  188,030 Chase N., N. City, and Irving N., N. Y.; Mnfrs. N., Troy. 120,210 Seab. N., N. Y.; Northern N. Y. Tr. Co., Wat­ ertown. 102,810 N. Park, N. Y.; Marine Tr. Co., Buffalo: N. Com’l, Bk. & Tr. Co., Alb.: Tra. N.. Rochester. 47,320 Am. Ex. N., N. Y.;N. Bk. Com., Rochester; N. Y . State N.. Alb.; Mnfrs. & Tra. N., Buf­ falo. 456,000 N. City, N. Y.; N. Com’! Bk. & Tr. Co., Alb.  Norwood...St. Lawrence State Bank of Norwood<§’87 F. L. Smith............. W. J. Fletcher .. Pop. 1993 A 14 50-814 Nunda....Livingston H 6 Peter DePuy’s Bkg. House I. J. De Puy_____ B Pop. 1200 50-628 <’95  Nunda Bank................... <t*73 F. G. Olp 50-627  Nyack........ Rockland B 4 NYACK NATIONAL BK-.<’78 A. M. Voorhis___ Pop. 4619 50-457 G. E. Gregory,  W. B. Conrad.  50,000  135,280  406,370  475,020  P. J. De Puy  J. H. Baker...........  1,800  10,930  228,500  138,420  B. E. Jones______  S. C. Cooper.—__  25,000  27,260  678,420  683,370  J. B. Pringle.  Robert Walmsley.. D. W. Cranston__  ROCKLAND COUNTY TR. CO. \F. R. Crumbie........ E. F. Perry. _____ Wm.H. Radcliff, H. W. Beasley, A. Sec, , ♦ 50-458 <§06; ,W.P.Foss __________ , _____________ Sec. and Tr., Oakfield------Genesee F LFxchange Bank........... —<’83\F. F. Wright_____\G. S.Haxton______ \_____ ____________\C. F. Safford 0 Fop. 1400 \ 50-815 \ \ \ \ Odessa------ Schuyler 19\Cbas. H. Conch &Son,Bkrs.\________________ \________________ \ Harvey 3. Conch, ’ \  tttWHP  50-810  100,000  '  '  100,000 30,000  Mgr.  T. NATIONAL—EUF F A\_O tliority of Tht* Name of Bank  125,000 2,940,000 2,830,000  Ch.o/Bd.  ,   http://fraser.stlouisfed.org/ and County. Federal Reserve Bank ofTown St. Louis *Con n fv Sph tc  245,470 2,665,880 2,608,200  G. H. Horton_____ W. II. Clark______ J. R. Edsali.............. I. G. Wheeler.  I. L. Wilson L.S.De Graff.......... G. A. Mitchell_____ W. M. Sutton_____ N. D. Fish Charles Weston, Ch. of Bd. Frederick Robertson & Co., W. I. Robertson__ Bankers .50-302_____ <t'97 Northville... Fulton F17 Northville Bank______ <§’95 George N. Brown.. Geo. E. VanArnam B. Eglin................... Pop. 1130 50-813 *Norwich-Chenango H13 Chenango National Bk. .<’83 Albert F. Gladding Homer H. Higley.. William Mason___ Pop. 8269 50-362  Fop. 840  308,840 N. Bk. Com., N. Y.: Power City and Bk. of Niagara, Niagara Falls.  Do a general Ba nking and Trust business, Send your Colie ctions direct. Th ey will receive pro mpt personal att ention.  PEOPLES BANK............. »’86 G. W. Whitehead.. L. S. Silberberg___ H. J. Hiller____  POWER CITY  100,000  227,930 3,738,410 3,639,740  -K I  n  - .r. —. ~  -  W YOFfK — Con tinued —Hanks do got handle collections)  56,760 1,915,770 2,335,410 ............ 13,000 500,000 465,000  226,560 Liberty N., N. Y.; Liberty, Buffalo.  66,000 Chase N., N.Y. Irving N., N. Y.;N. Y. StateN., Alb.  FOR NEW YORK STATE AND Ch.bih.DA COLLECTIONS dexed^ces'd. ^^c^^ande^^ P?,nt (In~ volume. Forint^sCkhcs ",b!ick this!  uarvey □. vw  Mgr.  ----------------tViz/jjZkv <zxa<Zz»z"  irin'j to each bank in  uf Bank is tJie Nciv Translt JVumber giver, U. S. eiciuslrely by The B^mf-J^eJ^al/y Bankers  -L UUk) Directory, under tbe authority of Tbe American Bankers Ass n»  Town and County.  /  (Savings Ranks do sot handle collections)  Name of Bank.  ^County Seats. •Mem. Am. Bks. Assn. SState j In No. 2 Fed. Res. Dist. iMem. State Bks. Assn. tPriv. > B is Buffalo Br. +Mem. Fed. Res. [Estab. /  President.  OgdensbarF.St.Lawrence Nathan Frank's Sons__ f'07 (Julius Frank and Pop. 14,609 A 14 50-242 Leo Frank) Nat. Bk. of Ogdensburg.<’80 R. J. Donahue___ 50-240  OGDENSBURG BANK—<§'79 50-239  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of thisi'-y volume. For Interest Rates, Holidays, etc., see Laws. p.  TT&W YOKK—Continued Ass't  Vice-President.  Cashier.  ’/ Depos­ Paid-up / SURPLUS AND Capital !• Profits its  $  J. C. Howard_____ W. H. Green_____ Geo. L. Ryon  ^THOMAS SPRATT - E. L. STRONG------- S. W. LEONARD...... A.K. STRONG------S.W. LEONARD  25,000 f  3,790 $  Resources.  & Die  i/loam ’tb. Bondb : Bbovkitibb  ' /c  51,140 $  1 63,980 $  300,000  69,120 1,844,140 1,902,770  200,000  191,420 1,327,850 1,590,490  Principal Correspondents.  / Cash <fe JEx-  : CHANGM.Dut : rROtt Banks  6,460 N. Bk. of Ogdensburg, Ogdensburg. 300,450 Am. Ex. N„ N. Y. 122,140 Bk. of America, N. Y.; N. Y. State N.. Alb.  ) Collections a sp eclalty and remit ted on day of pay ment. (Prompt attenti on to all Banking matters entrust ed to us.  G. C. Madill............ J. F. Jillson, Tr... J. W. Fleming, Sec. Thos. Spratt R. E. Waterman... R. C. Kirkpatrick. T. H, Lawrance, Tr. Sec. W. D. Marks______ Carl O. Pfaff........... Margaret L.Helmer  'F. L. BARTLETT— N. V. V. FRANCHOT- M. M.HOLMES_ _ _ I. E. WORDEN  E. G. SISSON-------  67,800 1,148,130 1,147,130  100,000 50,000  43,450 1,138,830 1,360,670 32,980  298,930  387,700  500,000 1,535,000 5,136,000 6,455,000  39,610 Am. Ex. N. and Empire Tr. Co., N. Y.  176,680 Chase N., N. Y.: Northern N. Y. Tr. Co., Watertown, N. Y. 43,400 N. City and Chase N.. N. Y,; 1st N., Utica, N.Y. 734,300 Meeh. & Metals N. and Seab. N., N. Y.  Olean___ Cattaraugus 14 EXCHANGE NATIONAL BANK H. F. KLEE B Pop. 20,506 50-268 <'78 j Special attentio n given Bill of La ding drafts, Cash and Time Items. (.Send us your O lean Items.  First National Bank___ <’71 E. G. Dusenbury.. W. A. Dusenbury.. C. B. Nelson______ F. P. Heberle____ 50-267 Olean Trust Co_______ <§’14 T. H. Quinn............. W. J. Braunschwei- C. E. Dittrich, Tr,. C.L. Bockmier,Sec. ♦ 50-269  fj. H. BROWN -  JOHN MAXWELL—.. C. K. CLARK, Sec. and Tr. A. V. NEEDHAM M. CAVANA  333,040 3,991,590 4,029,830  413,770 Han. N., N. Y.; Market St. N„ Phil.: Bk. of Pitt. N. A.. Pitt.; Bk. of Buffalo, Buffalo.  100,000  37,130 1,166,880 1,132,410  200,000  213,540 3,179,930 3,201,650  126,080 Guaranty Tr. Co., N. Y.; Marine Tr. Co., Buf­ falo. 413,830 Irving N.. N. Y.; 4th St. N, Phil.; N. Y. State N„ Alb.  200,000  Oneida___ Madison F 13 MADISON COUNTY TR. & Pop. 10,541 DEPOSIT COMPANY..<§13 1 Do a general Ba nking and Excha nge business. Co llectlons sent us will rec elve pro mpt att ention. ♦ 50-353 (.Prompt attenti on to all banking matters entrust ed to us.  Oneida Savings Bank..<§'66 E. E. Coon____ 50-352 Oneida Valley Nat. Bk..<’51 H. H. Douglass___ 50-351 Oneonta____ Otsego H 14 Citizens National Bank—<’07 Chas. Smith_____ Pop. 11,582 50-348 (GEO. I. WILBER 1 Largest and Old WILBER NATIONAL BANK 50-347 <’74 l Every modern personal atte I When payment Onondaga Valley ..Onon daga Pop. 3000 ~G11 Ontario--------- Wayne F 8 Pop. 742 Orchard Park... Erie G 3 B Pop. 1000 Oriskany Falls___ Oneida Pop. 1043 G13 Ossining. Westchester B 4 Pop. 12,000  OSSINING  125,000  90,390 1,855,590 1,907,130  Geo. B. Baird_____ M. C. Hemstreet... A. E. Hewell______ H. W. Stanton  100,000  56,360 1,494,800 1,436,660  DWARD CRIF CRIPPEN  100,000  479,740 3,281,550 3,325,610  A. B. TOBEY.......... SAM. H. POTTER-  est Bank. Establ facility for mak ntion of an offlc Is refused reaso  Ished 1874. ing collections, er of the bank, □s are given.  ROBERT HALL TLL  LEWIS F. ROSI OSE  <’03  333,800 Empire Tr., Guaranty Tr., Lin. Tr., and Bkrs. Tr. Cos., N. Y. 386,050 Irving N. and Am. Ex. N., N. Y.; N. Com’l Bk. & Tr. Co., Alb. 302,330 Han. N., N. Y.; N. Com’l Bk. & Tr. Co. and IstN., Alb. 499,110 Chase N„ N. City, and N. Bk. Com., N. Y.; 1st N., Corn Ex. N. and Cont. & Com’l N„ Chi.: 1st N. and 4th St. N„ Phil.; N. Y. State N. and 1st N., Alb.  W. H. Scammell—. H. R. Weeks_____ M. A. VanAuken..  25,000  12,050  311,540  249,590  22,090 Irving N„ N. Y.: City Bk. Tr. Co., Syracuse.  J. S. Albright____ A. S. Pratt ........ J. W. Hickey_____ Carl B. Mepham—  30,000  21,420  566,630  561,750  5-1,510 Irving N., N. Y.; Cent., Rochester.  L. E. Willet______ R. A. Streeter........ G. L. Colby______  30,000  16,890  486,090  425,390  H. H. Hatheway... A. A. Miller______  25,000  102,440  872,820  910,960  J. B. Hine_______  M. W. Davison .... W. T. Terry______  619,090 4,058,060 3,757,450  C. T. Young...........  George Hyatt_____ S. G. Ellegood, Sec. W. F. Foshay C. T. Young______ Franklin Brandrelh R. S. Lockwood___ J. H. Purdy______ George Hyatt D. D. Tompkins  GEORGE F. SECOR—H. M. CARPENTER-GEORGE F. HOAG—P. H, DOWDEN  NATIONAL BANK 50-319  443,780 3,941.130 4,130,000  H. L. Baldwin. Sec. and Tr. H. D. Fearon_____  Collections a specialty on all near-by points. Prompt attention to all banking business sent us.  97,470 Irving N„ N. Y.; Peo., Buffalo. 105,110 Chase N„ N. Y.; N. Com’l Bk. & Tr. Co., Alb. 421,640 Empire Tr. and Equitable Tr. Cos., N. Y.  100,000  94,680  967,270  169,270 Irving N., N. City and N. Park, N. Y.; 1st N., Alb.  100.000  35.600 1,326,250 1,341,990  223,070 Bk. of The Manhattan Co., N. Y.; N. Y. State N., Alh.; 1st N„ Phil.; N. Shaw­  845,720  mut, Bos.  MARINE TRUST COMPANY OF BUFFALO  _  - se  . -  d. P  .. T*"—:  <5^  *  —  s 1 «  L  ;  1003   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Bank of Onondaga............§’12 50-913 State Bank of Ontario.<§’14 50-936 Bank of Orchard Park.<§’16 ♦ 50-964 First National Bank........ <’03 50-817 Bank for Savings______ »§’54 50-317 First National Bank____ <’64 50-318  1. L. Snell_______ H. W. Coley W. S. Leete______  N E W YO RK BA N K S — O gden sb urg to O ss in in g  St. Lawrence CountySav.Bk. J. E. Kelly______ 50-241 ±§’09 St. Lawrence Trust Company W. M. Stephens.__ ♦ 50-243 •t§,15 Old Forge.Herkimer E15 First National Bank........ <'17 Maurice Callahan— Pop. 600 50-975  NT giv  1004  to each bank in U. S. exclusively by  The Rand-McNally Bankers*  Directory, under tbe authority of The American Bankers Ass’n.  Town and County.  Name  op  ‘Oswego—.Oswego E 10 FIRST NATIONAL BANK 50-209 t’64 Pop. 23,626  President.  Cashier.  Vice-President.  (JOHN T. MOTT— L W MOTT T. P. KINGSFORD A (United States, E. 8. MOTT  L W  T. F. Gleason _ . W. P. Burr, Tr.... 0.8. Wright, Sec... ________ J. J. Handley, A. S ec. C. H. Bond James Dunlap, Hubert J. Peebles Sec. and Tr. F. B. SHEPHERD—  R.A.D0WHE,..  100,000 Quick returns.  M.S.Sandford____ Seymour Horton__ Patrick Savage........ W. J. Potter______  100,000  50,000  J. O. Estelow_____ W.L. Van Wagenen F. A. McNeil______  W. F. Johnson____ Andrew Snouder .. C. A. Olewer--------Herbert G. Vail  —..........  “  -----------  “  Patchogue Bank......... . »t§’84 50-489 Union Savings Bank___ tS’98 50-490 Pavilion........ Genesee G 5! Pavilion Banking Co—tt’O2 B Pop. 500 50-968 Pawling...Dutchess K19 National Bank of Pawlingt’49 Pop. 1000 50-635 “ ----------“ Pawling Savings Bank—1§’71 50-636 Pearl River.Rockland B3 First National Bank ___ <14 Pop. 3000 50-940  -----------------  “  \  ♦ 50-464  415,390 Bkrs. Tr. Co., N. Y.  170,480 2.601,540 2,972,070  385,070 Chase N. and Irving N., N. Y.; Girard N., Phil.; N. Com’i Bk. & Tr. Co., Alb.  25,000  370,000  BEGINNI NG N. Y. BANKS.  50,000 Han.N., N. Y.; Geneva N.. Geneva.  370,000  145,000 Chase N„ N. Y.: 4th St. N., Phil.: N. Y. State N„ Alb. 257,880 Am. Ex. N„ Irving N„ and N. City, N. Y.; N. Com’i Bk. & Tr. Co., Alb. 96,000 N. Park and Equitable Tr. Co., N. Y.  61,000 1,240,000 1,137,000 79,530  875,910  792,320  50,000  29,700  328,800  360,000  100,000  96,160  917.460 1,179,140  25,000  32,590  888,940  50,000  76,000 1,090,000  945,320  106,410 1st N. and N. City, N. Y.; N. Com’i Bk. & Tr. Co., Alb. 120,390 Chase N. and Liberty N., N. Y.  979,700  245,280 Irving N., and Corn Ex., N. T.  100,000  30,700  282,710  376,690  111,320 1st N., N. Y.  B. J. Morgan_____ H. C. Fuller---------  25,000  5,000  240,000  259,000  H. L. Rieth, 84,800 F. A. Remington.. S. N. Gerard, 100,000 Sec. and Tr. A, Sec. and A. Tr. W. S. Bennett J. S. Nohowec, A. Sec. and A. Tr. John A. Potter___ Jesse C. Mills_____ F. A. Potter______ A. L. Wicks........ 75,000 85,000  937,050  992,520  116,910 N. Park and Irving N., N. Y.  850,000  850,000  125,000 Irving N. and Bkrs. Tr. Co., N. Y.; Bk of The Manhattan Co., Jamaica; Corn Ex. N., Phil. 291,180 Far. Ln. & Tr. Co. and Bkrs. Tr. Co., N.Y.; Bk. of The Manhattan Co., Jamaica. Chase N„ N. Y.; Marine Tr. Co., Buffalo.  10,000 Irving N., N. Y.; Syracuse Tr. Co., Syracuse.  E. G. Terrell-------- W. A. Hulse______ Walter S. Rose, Sec. E.Johanknecht,Jr., — A. Sec. W. S. Rose F. J. Humphrey—. W. J. Humphrey— C. A. Graham..........  411,390 3,965,580 4,085,800  J. G. Dutcher........ F. C. Taber_______ G. W. Chase.......... J. F. Haight______  111,580  415,030  732,830  71,450 Guaranty Tr, Co., N. Y.  89,460  873.810  922,630  15,000  546,000  530,600  76,470 Bkrs. Tr. Co., N. Y.; N. Bk. of Pawling, Pawling. 84,500 Irving N., N. Y.; 4th St. N„ Phil.  S. T. Green  M. D. Green______ W. H. Osborn____ G. A. Daniels, Tr... H. D. Warner Wm. A. Serve'n ... Christopher Barg- Frederick H. Hall. frede Robert R. Felter Peekskill,Westchester B 4 Peekskill National Bank.<06 James W. Husted. Stanton Curry____ John Towart, Jr— Pop. 18,530 50-252 “ ---------“ Peekskill Savings Bank.«tS’59 F. M. Dain_______ Frederick Lent___ R. S. Allen -.......... 50-251 Sanford R. Knapp, E. G. Halsey Sec. Westchester County Nat. Bk. C. A. Pugsley.......... F. M. Dain_______ F. I. Pugsley______ 50-250 <33 G. A. Ferguson E. E. Young C. D. Pugsley ‘Penn Yan...... Yates H 8 Baldwin's Bank_______ »t§’69 A. F. Robson-------- W. N. Wise.............. L. P. Nielson_____ Pop. 5215 I 50-459 “ ......... " CITIZENS BANK—......... «tt’99 ,JohnH. Johnson.. H. M. Parmele____ J. A. Underwood__ 50-460 =-t Perry.........Wyoming G5 Citizens Bank________ •tl’WG.M., Traber____ W.T.Olin________ O. M. Smith_____  Pop. 6000  246,090 Met. Tr. Co., N. Y.  372,690 4,102,970 4,014,410  H. H. Sexton_____ R. M. Smith............  ♦ 50-500 Palmyra_____ Wayne F 8 First National Bank____ <63 P.T. Sexton______ Pop. 246S 50-820 Parish--------Oswego F 11 State Bank of Parish—*+§19 James Gray_______ Pop. 550 50-997 Patchogue——Suffolk C 7 Citizens Trust Co............•t§’03 Walter S. Rose— Pop. 8000 50-491  "  25,000  G.W. Clark.............. F.W. Abel................ T. H. Reddish____ E. B. Cornell_____  Geo. Truman, Jr— Geo. M. Decker___ C. D. Yothers_____ H. G. Foster______  341,090 4,222,860 4,262,270  SEE A DV. OPP OSITE  W. S. Truman____ F. S. Truman_____ C. G. Woodford.— W. C. Truman____  Oyster Bay Bank____ «tS’9O E. Morgan Griffin.. S. Y. Bayles______ E. F. Cheshire____ E. F. Griffin .  “  Principal Correspondents.  A Dt»- Caim A Xz* Depos­ cLOAMI Paid-up Surplus ’n. Bomm, chamom.Duh and its Capital Profits Sbohbitibb tiCM Banks  Ex. N. and Meeh. & Metals N., N. Y.; MOTT _ _ _ _ c. j. mcdowell — $ 150,000 $ 106,000 $2 300 000 $1790 000 $ 845,000 Am. Corn Ex. N„ Chi.; Phil. N., Phil.; N. Shaw­ 9. A. MAYER mut, Bos.  are not a side line with ns. NATIONAL BANK Collections We make a specialty of them. Prompt presentation. 50-208 <64 Send us your items for Oswego and vicinity.  ‘Ovid----------- Seneca H 9 First National Bank____ <05 Pop. 600 50-818 ‘Owego_____ Tioga I 11 First National Bank—— <65 Pop. 4633 50-454 Owego National Bank...<83 50-456 Tioga National Bank t’65 5Q-455 Oxford...Chenango H 13 FirstNational Bank........<63 Pop. 1763 50-819 Oyster Bay.—Nassau C 5 North Shore Bank___ «t§’08 Pop. 4500 50-501  Ass'T Cashier.  State, Country a nd City Deposito ry. Special atten tlon giv en colie ctions.  Oswego City Sav. Bk.„*tS’59 E. R. Mott 50-207 Oswego County Sav. Bk.»t§’70 W. B. Couch 50-210  SECOND  Resources.  Liabilities.  Bank.  ‘County Seats. »Mem. Am. Bks. Assn. SState In No. 2 Fed. Res. Dist. tMem. State Bks. Assn. tPriv. B is Buffalo Br. ♦Mem. Fed. Res. [Estab.  B  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of this >-4 volume. For Interest Bates, Holidays, etc., see Laws. ©  NEW YORK—Continued  \  \  First National Bank______ •'55\Wm.T>. Page________(G.K.Page  1  . ^ur^er under Name of Bank ia the New Transit Number triven 1005 to each bank in U.S. exelusirely by The Kand-MeNally Bankers' http://fraser.stlouisfed.org/ Directory, under the authority of The American Bankers Ass'n. Federal Reserve Bank of T St. Louis own ano OnnNTr  K.Page___________  100,000  H. N. Allen, Sec-  25,000 Frank Southard ...  A.L. Frost, A. Cash. Edward E. Young, Tr. H. Alban Anderson Bartow B. Seymour  100,000  233,560 Mereh. N. and Liberty N„ N. Y.; N. Com’i Bk. & Tr. Co., Alb. 386,940  87,520 1,312,080 1,365,490  702,380 4.728,120 4,988,280 100,000  351,720 4,803,800 4,828,030  532,650 N. City and Irving N-. N. Y.; N. Com’i Bk. & Tr. Co., Alb.  C. E. Willis.  50,000  162,000 1.493,070 1,563,290  F. H. Lynn___  50,000  146,850 1,218,340 1,232,670  139,820 N. Park. N. Y.; 4th St. N„ Phil.: N. Com’i Bk. & Tr. Co., Alb.: Mnfrs. & Tra. N„ Buffalo. 128,320 Chase N. and Equitable Tr. Co.,N. Y.; Franklin N., Phil.: Bk. of Buffalo. Buffalo. 101,000 N. City, N. Y.; Bk. of Buffalo, Buffalo.  H. M. Putnam L. P. Benedict.  50.00C I  55,000 1,019,960 1,033,000  50,000 \  40,820 1,036,060\ 1,071,081) \  95,230,Chase N., N. Y,; Phil. N.. Phil.; Mnfrs. & Tra. N., Buffalo.  LARGEST NATIONAL 1P4 WIESTERN M  NEW YORK—Continued Banks da not handle collections)  BANK VORX  b^on-Bank Towns with Nearest Banking Point A^O^i,SS’l£SS(A?S  -------------  1 r-tr-ttz  LARGEST NATIONAL\V4 WESTERN NEVJ  aft-4^  \  Number umber Aanif or Hunk ia tbe Nete Transit WUznber eieen to each bank in U. S. eicluslrely by The Ilnnd-Ml Nall) Bankers  Town and County.  '/  Name  of  Bank.  President.  Won-Bank Towns with Wearest Banking Point (In­ dexed Acces.), Lawyers, haws (indexed) in back of this; volume. For Interest Rates, Holidays, etc., see haws.; Resources. Liabilities. Principal Correspondents. St Dib- j Cash A ExPaid-up Surplus Depos­ cL’oanb tb. Boros, CHANOXB,DUB and its Capital Profits Sactrambb from Baku  NEW YORK—Continued  Directory, under the authority of The American Bankers Ass n.  ^County Seats. *Mem. Am. Bks. Assn. SState; In No. 2 Fed. lies. Dist. tMem. State Bks. Assn. tPriv.; B is Buffalo Br. ;+Mem. Fed. Res. [Estab.I  YORK  Vice-President.  (Savings Banks do not handle collections)  Casbiex.  Ass’t Cashier.  Phelps______ Ontario 0 9 Phelps National Bank...<T0 C. H. Oarlock_____ A. T. Van Nostrand J. F. Helmer______ MaeVan B .Hibbard $ 50-821 Pop. 1354  50,000 $  33,800 $ 496,850 $ 586,130 $  Philadelphia..—Jefferson Bank of Philadelphia.—<§’88 A. C. Comstock.__ W. A. Markwick-— C. D. Reed .............. 50-822 Pop. 900 C13  25,000  27,530  298,000  315,000  34,940 Lin. N., N, Y.; Northern N. Y. Tr. Co., Watertown.  Philmont...Columbia 119 First National Bank....... <’04 Josiah W. Place... James Hayes--------- Charles Tracy____ H. L. De Wald ... Geo. \V. Vedder 50-823 Pop. 1813  50,000  37,150  400,810,  422,760  85,630 Meeh. & Metals N., N. Y.: N. Com’l Bk. & Tr. Co., Alb.  Phoenix____ Oswego F 11 Phoenix Bank------------- tS’67 J. A. Hawks______ C. E. Hutchinson.. E. G. Hutchinson.. C. E. Hutchinson, 2d 50-824 Pop. 2000  35,000  26,080  441,420,  386,690  Pine Bush.__ Orange A 3 Pine Bush National Bank»t’ll S. Vernooy —......... L. J. Davis________ James N. Mapes— 50-826 Pop. 600 Pine Plains.Dutchess 119 Stissing National Bank —•’65 J. H. Bostwick----- Edward Bryan........ Wm. B. Jordan, Jr. 50-827 Pop. 1500  25,000  17,580  389,070'  386,940  42,450 Han. N„ N.Y.  45.000  35,300  231,360  255,840  72,540 Imp. k Tra. N„ N. Y.; N. Y. State N„ Alb.  CITY NAT’L BANK 50-331  <’03  105,150 Chatham & Phenix N., N, Y.; Far. N., Poughkeepsie.  k Mnfrs.  J. F. O’BRIEN------- JOHN HAUGHRAN— C. E. INMAN----------------------------Send us your Collections, Cash Items and Bill of Lading Drafts for Prompt Attention. Correspondence Invited.  First National Bank ....<’63 G. F. Tuttle_______ IC. S. Johnson_____ H. N. Johnson ___ N. F. Johnson___ 50-328 J. W. Guibord........ F. S. Warren____ Merchants National Bk.. »'84 R. H. Guibord-----P. A. Guibord 50-329 PLATTSBURG NAT. BANK & J. H. Moffitt_____ TRUST CO.--50-330—<’01  I. H. Cliaoon.......... F. H. Justin______ E. L. Saxe________  Alfred Romer____ B. H. Carmer_____ A. H. Sutton.__ Robert Haviland W. W. Moon______ J. W. Brayton____ R. W. Read____  J. W. McCarty........ J. N. Wilcox______ J. W. Ingman__ J. A. Peck_______ Dean Smith  Dean Smith, Sec... T. F. Flandreau, Jr., Tr.  Ellwood Burdsall .. John W. Diehl........ George A. Studwell John W. McCarty R. B. M. Cook, Sec. N. Berman______ Lee F. Phelps_____ R. A. Hall________  Charles Brox  W. L. Cuddeback— W. N. Tuscano— NATIONAL BANK OF PORT JERVIS—50-343______ <’53  115,000 N. Park, N. Y.; 1st N., Alb.  100,000  100,000 1,200,000 1,300,000  100,000 N. Y. State N„ Alb.  100,000  103,960 3,668,220 4,155,780  292,220 Harriman N„ N. Y.; N. Com’l Bk. & Tr. Co,. Alb.  100,000  114,460 1,663,350 1,756,520  213,380 IstN. and Chase N„ N. Y.: N. Y. State N„ Alb.  50,000  42,580 1,393,850 1,391,080  50,000  48,370  100,000  300,000  100,270 2,566,000 2,876,900  82,800 N. Bk. Com., N. Y.; N. Com’l Bk. & Tr. Co., Alb. 275,930 Meeh, & Metals N. and Han. N„ N. Y.; N.Y. State N„ Alb. 374,000 Chase N. and Guaranty Tr. Co.. N. Y.  466,160 5,235,160 5,346,260  299,910 N. Park and Guaranty Tr. Co., N. Y.  272,280  73,430  698,290  669,530  100,000  101,500  275,000  481,000  R. B. Dayton_____ H. E. Davis_______  25,000  79,450  811,740  850,300  F. A. Kline_______  50,000  61,500  758,800  825,720  Frederick B. Post.  100,000  220,570 1,207,530 1,342,640  E. F. Mapes______  130,000  95,980 1,178,200 1,200,000  1 A. J. Schroeder... G. W. Niece........... Portleyden.. Lewis E 13 Port Leyden National Bank S. J. Neff-------------•H 50-1027 ’20 Pop. 800 Pt. Richm’d.Richm’d D 3 (.See New York City, Boro ugh of Richmond) H. R. Smith______ JC. L. Thompson ... B. H. Monfort........ E. P. Simon .. Port Washington-Nassau Bank of North Hempstead 50-830 «§’02 (A. C. Bayles Pop. 6000 C5  70,000 1st N„ N. Y.; N. Y. State N„ Alb. 58,870 Chase N. and Bk. of the Manhattan Co., N. Y.; N. Y. State N., Alb. 85,370 Irving N. and Liberty N., N. Y.; Bk. of Long Isl.. Jamaica. 236,100 1st N„ Irving N„ N. City, and Chase N„ N. Y.; Cont. & Com’l N„ Chi.; N. Y. State N„ Alb.  394,100 N. Park.N. Y.; N. Com’l Bk. & Tr. Co., Alb.  25,000  25,000  46,950 1,027,880  957,800  327,590  315,430  25,000  8,610  100,000  110,000  100,000  820,000 1,010,000  91,000 1.100,000 1.070,000  THE MARINE TRUST COMPANY OF  ♦*»  207,190 Chase N. and Irving N„ N. Y.; 1st N., Alb.  194,740 Chase N., Irving N„ and Corn Ex. N„ N. Y.; Bk. of the Manhattan Co. and Am. Tr, Co., Jamaica. 41,270 Meeh. & Metals N., and Equitable Tr. Co., N. Y.; Bk. of the Manhattan Co., Jamaica. 140,000 Han. N. and Chase N., N. Y. 224,000 N. Park, and Mtle. Tr. Co., N.Y.; 1st N., Phil,; Northern N. Y. Tr. Co., Watertown.  BUFFALO  1005  H. R. Tibbits_____ I A. V. Fraser______ D. M. Croucher..— J. A. Daly___ Port Washington Nat. Bk, J. J. Gallagher 50-992 <’19 Citizens National Bank .< ’ Fred L. Dewey___ F. L. Cubley_______ R. H. Byrns______ C. M. Collins. Potsdam—. St. Lawrence 50-472 Pop. 4157 B 15 H. J.Sanford_____ Royal Newton_____ F. R. Woodruff___ J. E. Lenney. Peoples Bank—............ <§’ 50-471  84,300 Irving N. and Equitable Tr. Co., N. Y.  196,090 1,400,060 1,566,840  304,720  50,000  G. C. Foote............. D. A. Rich_______ J. E. Bayles...........  150,000 1,250,000 1,250,000  100,000  ____  Pleasantville W estchester Mount Pleasant Bank. <§’04 S. W. Cornell------50-828 Pop. 2800 B4 Poland ...Herkimer F15 Citizens National Bank .<’10 S. R. Brayton------50-829 Pop. 340 Port Chester ..Westch’er First National Bank........ <’64 Ellwood Burdsall. 50-281 Pop. 16,183 C5 Mutual Trust Co. of West­ E. W. Simons_____ chester County______ <§’01 ♦ 50-283 Port Chester Sav. Bk.._<§’65 Wm. Ryan............... 50-282 Port Henry..-Essex C19 Citizens National Bank—<’93 W. 0. Witherbee... 50-559 Pop. 2183 First National Bank .—<’70 R. A. Murdock.... 50-558 Port Jefferson Suffolk C 7 Bank of Port Jefferson <§’89 H. M. Randall____ 50-554 Pop. 2800 First National Bank___ <’97 0. T. Fanning 50-555 Port Jervis...Orange B 1 First National Bank ....<’70 C. F. Van Inwegen 50-344 Pop. 10,171   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  N. V. State N„ Alb.  N E W YO RK BA N K S — P help s to P o ts d am  ‘Plattsburg -Clinton A19 Pop. 10.909  62,940 N. City, N.  Number under Name of Bank is the New Transit Number given each bank in U. _S. exclusively by_The Band-McNally Bankers’ Directory, under the authority of The American Bankers Ass’n.  1006 to  Town and County.  Name  of  ‘Poughkeepsie .Dutchess Pop. 35,000 J 18  (Savings Banks do not handle collections)  Bank  ‘County Seats. In No. 2 Fed. Res. Dist. B is Buffalo Br. ♦Mem. Fed. Res.  President.  FALLKILL  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of this volume. For Interest Bates, Holidays, etc., see Laws.  NEW YORK-Continued  Vice-President.  Cashier.  Ass’t Cashier.  Liabilities. Surplus Depos­ Paid-up AND its Capital Profits  Resources. Loami & Dib- Cash & Ex­  Principal Correspondents.  Bondi, changes,Du« SECURITIES from Banks  c’ts.  GUILFORD DUDLEY— HENRY E. LQSEY...... WILLIAM SCHICKLE - G. W, SWEET.......... $ 200,000 $ 451,680 $2 076 470 $2 458 860 $ 621,460 JAMES D. KEITH  State N., Alb.  NATIONAL BANK 50-166 Mnfrs. 50-165 inal Ban 50-167  E. S. Atwater_____ J. C. Otis.................... G. H. Sherman .... Otis W. Sherman.. J. E. Adriance Edward E. Perkins Mitchell Downing. F. N. Morgan_____ Robert R. Becker. H. W. Barratt  200,000  225,830 2,158,980 2,354,370  795,440  100,000  167,180 4,315,960 4,116,840  557,890  MERCHANTS NATIONAL BK. I. R. Adriance........ H. R. Gurney______ Pelton Cannon —.. Wm. B. Carle_____ 175,000 151,330 2,313,480 2,399,400 50-168 <’45 Poughkeepsie Sav. Bk,.<§’31 F M. Johnston.__ E. S. Atwater______ J. F. Lovejoy, Tr.. H. E. Meeks, A. Tr. — 1,704,710 15051820 15879408 50-164 H. V. Pelton  335,410  Prattsburg.. .Steuben H 8 Prattsburgh State Bank.t§’04 F. E. Blood_______ Wm. B. Pratt_____ j W. C. McConnell — Pop. 1960 50-640 Smith & Wood, Bankers .+’60 C. P. Smith_______ ............ .....................A. W. Wood______ 50-639 ‘Pulaski___ Oswego E 11 Peoples National Bank..<’15 H. A. Moody_____ F. J. Walton_____ F. L. Burdick______ Pop. 1788 50-952 Pulaski National Bank—<’65 L. J. Clark .............. E. M. Clark_______ F. A. Clark....... ......... 50-831 Randolph-Cattaraugus 13 State Bank of Randolph<|’74 J. N. Cowen______ G. W. Fenton_____ J. A. Crowley_____ B Pop. 1298 50-832 Ransomville-Niagara F 3 State Bk. of Ransomville 0. H. Tugwell........ W. D. Wisner------- H. E. Rupp................ B Pop. 600 50-907 •t«’17 Ravena.......... Albany H 18 First National Bank <’09 0. F. Suderley......... C. D. Hawn........ ..... W. Winne Wolfe.. Pop. 1800 50-833 Red Creek....Wayne F 9 Red Creek National Bk. <’15 Wm. Hawley_____ F. R. Maloney____ Chas. Hawley, Jr.. Pop. 457 50-948 Red Hook .Dutchess J 18 First National Bank ....<’65 O. B. Hoffman........ F. S. Ormsbee____ A. F. Kerley______ Pop. 1200 50-835 Redwood-Jefferson C12 Redwood National Bank»t’13 A. Bickelhaupt___ W. W. Holmes........ L. M. Stotler_____ Pop. 500 50-928 Remsen____ Oneida F14 First National Bank........ •’02 G. E. Pritchard.__ O. R. Griffith_____ )H. W. Dunlap_____ Pop. 450 50-836 Rensselaer.... Rensselaer Rensselaer County Bk. •tl'06 John F. Munger... J. K. Spencer_____ E. J. Guilfoil______ Pop. 10,823 H19 50-837 Rhinebeck.Dutchess J 18 First National Bank....<’53 Philip F. Radcliffe M. V. B. Schryver. Wm. H. Judson___ Pop. 1600 50-584 Rhinebeck Savings Bk.<S’6O M. V. B. Schryver. Jacob H. Strong... A. L. Stickle, 50-585 Sec. and Tr. Chas. Ferris Richfield Springs.Otsego First National Bank ....<’82 G. T. Brockway ... W. A. Smith______ James McKee______ Pod. 1503 G 14 50-838 Richmond Hill.. Queens (See New York City, Boroug h of Queens) D4 Richmondville-Schoharie Bank of Richmondville <1’81 A. D. Frasier_____ O. R. Mann____ ... J. D. Holmes_____ Pop. 599 H 16 50-839 Ridgewood-Queens D 4 (See New York City, Boroug h of Queens) Pop. 599 Ripley —.Chautauqua 11 First National Bank____ <’91 F. W. Crandall .... E. D. Reagan......... J. W. Burrows_____ B Pop. 1000 50-840 ‘Riverhead—Suffolk C 7 Riverhead Savings BanktS’72 U. B. Howell_____ G. M. Vail.......... ..... j O. G. Pike, Sec.... Pop. 2500 50-544 Erastus F. Post i Suffolk County Nat. 90 Timothy ouuoiK. vouuiy nar. Bk. ct. <’uu rimomy M. u. mining w . R, tv Duvall uuvan_______ its. n . Howell uoweu______ _________ Grifflng W. ____ iB.F.  MV- &.T.   http://fraser.stlouisfed.org/ Federal Reserve Bank of 1007 St. Louis directory,  under the authority  of  Shawmut, Bos.; 1st N., Alb.  H.  S. 6. GUERNSEY— C. W. PILGRIM — T.W.BARRETT, Tr.. C. W. ARNOLD, ADNA F. HEATON W. J. WESLEY, A. Tr. Sec. E.P.CORLISS A.Tr. Send your Poughkeepsie collections to us; our rate of TRUST COMPANY one-twentieth of one per cent is the lowest. 50-169 <J 01  POUGHKEEPSIE  59-546 Suffolk County Trust Co..George M. Vail \ 59-545 \  652,840  Corn Ex. N., Chi.; N. Y. State N.. Alb. lech. & Metals N. and Irving N., 1 Girard N., Phil.: 1st N., Alb.  184,330 5.355.350 5,332.170  338.309  50,000  474,100  89,870  551,000  456,570  Alb. Tr. Co. and N. Com’l Bk. & Tr. Co., Alb.  Mattie G. McCon­ nell A. A. Smith______  25,000  Clara Mahaffy___  50,000  24,000  25,000  37,240 1,046,840 1,023,060  85,970  750,000  700,000  150,000  Frank L. Seager... R. H. Taylor  30,000  130,000  Com., Rochester, iquitable Tr. Co.. Buffalc.  495,000  130,000  25,000  11,000  291,000  270,000  51,000  J. H. Suderley____  25,000  20,870  201,050  204,310  45,020  Mildred B. Hawley  50,000  13,500  290,000  298,980  24,500  75,000  88,860  433,560  516,060  68,830.  25,000  35,630  490,000  484,730  53,090  25,000  21,400  430,000  454,000  41,200  100,000  46,200 1,440,500 1,456,420  102,580  125,000  67,290  333,730  81,760  R. W. Park_______  C. B. Lansing.  455,870  76,090 1,023,460 1,059,070  40,480  78,400 1,431,980 1,47’,740  108,480  C. H. Winters.  25,000  73,780  878,090  894,080  82,800  C. L. Barden------M. E. Miller Fred Riesdorph, A. Sec. E. S. Duvall........ ..  25,000  33,700  510,960  554,000  1,475,000 7,250,000 7,993,000  50,000 100,090 \  —BUFFM-O JNEW YORK  Continued  tfn nnt hanrllp pnllpetinnn)  Alb. eab. N. and Irvins Buffalo.  rving N„ N. V.; I Tr. Co.. Buffalo.  Cent., Rochester  town.  Alb.  50,000  \G.H. Perkins \3ohn H. Beniamin.\ John S. Howe, Sec. io. R. Griswold  The American Bankers Ass’n.  140,700  45,750| 45,750 Bk. of Buffalo. Buffalo: Far. Dep. N„ Pitt. 732,000  Ihase N., Guaranty Tr. Co., Title Guaranty Tr. Co., and Industrial, N. Y. 86,000 1,300,000 1,200,000 ' 232,000 1. City and Irving N., N. Y. 170,200 2,724,930 12,729,740! 231,370 231,379!Chase N. and Corn Ex., N. Y.  FOR NEW YORK STATE AND CftNkDA. oo \OMs Non-Hank Tonus with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of thisi’ JYor Infnr/.  M\- &. T  L  VAKT\QV4k.\-—^VJFF EA-Q  Nu/uber under Name ifIT /(auk ia the New Transit Number given 1 nny to each bank in U. S. exclusively by The Rand-McNally Rankers’ i UV/ Directory, under the authority of The American Bankers A.ss’n. town and  County.  ^County Beats.  Name  oe  •Mem. Am. Bks. Assn. SSlale  In No. 2 Fed. Res. Dist. tMem. State Bks. Assn. tPriv. B is Buffalo Br. ♦Mem. Fed. Res. [Estab.  Rochester ..Monroe F 6 B Pop. 295,850   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Ass’t Cashier.  <1"  JOHN H. GREGORY - H. H. CLAPP --------- L. F. STUPP_ _ _ _ _ _ R. C. MEISENZAHLA Thoroughly Organized Collection Department. PROMPT SERVICE. QUICK RETURNS.  ♦East Side Savings Bk. •t§’69 W. H. Mathews.__ Wm. Bausch______ I A. C. Jackson, 50-15 Wm. H. Dunn I Sec. and. Tr. ♦GENESEE VALLEY TR. CO. D. D. Sully_______ 0. H. Palmer.......... j H. C. Howlett, Sec. A. T. Simpson, 50-20 •tt’01 A. Sec.  LINCOLN NATIONAL BANK 50-21 <’06 ♦Mechanics Sav. Bank .<§’67 50-14 ♦Merchants Bank_____ <§’84 50-5 ♦Monroe County Sav. Bank 50-13 <§’50 ♦National Bank of Commerce 50-22 <’06 ♦Rochester Savings Bk.<§’31 50-12 ♦Rochester Tr. & S. D. Co. 50-7 <§’87  ♦Security Trust Co....... <§’92 50-16 ♦Traders National Bank <’52 50-8  UNION TRUST CO. 50-18  —/^*  Resources.  Principal Correspondents.  Loami & Dim- 1 Caiu k ZiC’Tl. Bomd», I CHAItaU,Dvi Bgovamw non Ba nt  $1000 000 $ 869 990 17183 650 15 705016 $3669090 N. Bk. Com., N. City, and Guaranty Tr. FRANK S. THOMAS B. J. SHAW Send your Sight Draftsand Drafts with Bills of Lading attached on — ........ Co., N. T.; Cont. & Com’l N., Chi.; N. <§’93 Roohester, New York, and violnity to the Allianoe Bank, where Shawmut, Bos.; 4th St. N., Thil. they will have prompt returns.  'CENTRAL BANK 50-1  Cashier.  Liabilities. !Surplus Depos­ Paid-up ; AND its  JAMES fi. CUTLER.T. E. LANNIN____ L. L. BENHAM____ A. J. MEISENZAHL (1 Branch) W. J. SIMPSON J. W. JARDINE  'ALLIANCE BANK 50-17  (Savings Banks do not handle collections)  Vice-President.  President.  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of this ‘—1 volume. For Interest Rates, Holidays, etc., see Laws. ;  NEW YORK—Continued  Bank.  1  FOR NEW YORK STATE A.NO CANADA O O V-\-e.O~T \ O W S  <§’97  C. H. BABCOCK........ EDWARD BAUSCH-.PETER A. VAY........ WM. B. FARNHAM JNO.J.L. FRIEDERICH E. F. PILLOW PETER A. VAY WM. G. WATSON  300,008  382,170 9,540,470 9,272,100  1,022,330 18 605 920 19 061870 400,000  505,170 7,287,910 7,290,570  W. R. Seward____ W. J. Curtis, W. B. Hale Sec. and Tr. P. R. McPhail........ J. C. Rodenbeck... A. S. Newell______ P. A. Ward.U. P. V. F. Whitmore R. K. Dryer--------- Edward Bausch___ F. C. Fenn______ , A. M. Lindsay T. J. Swanton____ W. H. Dunn.............. B. L. Search______ j William Deininger E. W. Burton, A.C. 13. L. Search H. P. Brewster.... J. S. Watson_____ H.S. Hanford, Tr.. G. A. Hollister R. C. Watson_____ J.C. Powers______ IT. D. Bidwell, Sec.. LuciusW.Robinson, Frank A. Ward Ed wardL. W illiams, Ch. of B<1. Edward Bausch Tr. |G. J. Keyes T. D. Bidwell James S. Watson .. | A. M. Lindsay........ P.M. Ellery, SecJ. M. Wile, V.-P. IG. A. Hollister Henry F. Marks ...! C. J. Brown—__ Chester J. Smith .. H. C. Brewster, W. J. Trimble Ch. of Bd. |  Fedor Willimek, A. Sec. R. G. Dann____ P. B. Punch William Carson, Sec. and Tr. Freder'k Mutschler G. C. Lennox Geo. E. Wetzel C. F. Turton, Sec..  823,670 \ Chase N., Guaranty Tr„ and Bkrs. Tr. Cos., N. Y.  311,940 5,043,000 5,098,440 500,000  N. Bk. Com., N. Park, IrvingN., and Meeh. & Metals N., N. Y.: Cont. & Com’l N., Chi.: Girard N. and Phil. N., Phil.: 1st N. Bos.; Far. & Merch. N., Balt., 1st N., Clev.  181,370 Equitable Tr. Co., N. Y.  580,030 9.406.810 9,272,380 1,251,750 Chem. N.. Guaranty Tr. Co., and Bkrs. Tr. Co., N. Y.; N. Com’l Bk. & Tr. Co., Alb. 2,186,790 25 562 340 26 381650 907,380 1st N„ N. Y.  750,000 1,033,250 11937520 13 499 000 2,532,230 Am. Ex.N.. N. Y.; Cont. & Com’l N., Chi.; 1st N., Phil. N., and Corn Ex. N., Phil.; N. Shawmut, Bos.; N, Y, State N., Alb. 2,414,190 34581660 34 715 250 1,878,130 Han. N. and IstN., N.Y.  A.J.Leggett, A.Sec. 1,000,000 1,100,000 30 731 800 29 812 850 3,366,520 Bkrs. Tr. Co.. Chase N., and Am. Ex. N„ N, W. I. Luescher, Y.; IstN., Chi. A. Sec, M. E. Wile, A. Sec C. S. Potter. A.See.  Jno. T. Ilanefy__ Chas. F. Marks  FREDERICK W. ZOLLER. M. E. WOLLF_ _ _ _ _ BLAKE S.RAPLEE, 0. M. ROSE, A.Sec. J. L. HOTCHKISS, K.P.-A. B. FRASER V. P. and Sec. M.G. PALMATEER, A.Sec E.P.VOLLERTSEN, J. C. FRANKLAND C. R. SNIDER, A. Sec. E. J, MEYER, a!Sec. V.P. G. G. FORD W.J.HAUSEN,A.Sec. (2Branhes)  441,390 Han. N. and Guaranty Tr. Co., N. Y.  1,000,000 2,304,700 19627 490 18991740 4,727,040  SEND US YOUR ROCHESTER COLLECTIONS. A. P. Little  969,630 i Seab. N. and Chem. N., N. Y.; Ft. Dear. N., Chi.; N. Com’l Bk. & Tr. Co., Alb.  Send US your Rochester Business.  300,000 500,000  1,250.000  WE GIVE PERSONAL SERVICE AND QUICK RETURNS AT LOW RATES.  924,390 24 661970 22175 410 3,575,050 Chem. N. and Guaranty Tr. Co., N. Y.; Union Tr. Co., Chi.; Marine Tr. Co., Buffalo. 426,950 9.701.810 9,513,740 1,663,540 Han. N. and Irving N., N. Y.; 1st N., Chi., Bos., and Phil.  771,390 19322910 19 692610 2,136,710 Liberty N. and Guaranty Tr. Co., N. Y.; 1st N., Phil.: Marine Tr. Co.. Buffalo; N. Y. State N., Alb.; Int’l Tr. Co., Bos.  TRY OUR FACILITIES. Blair & Co., Inc______ ____ (Insurance Bldg.) C. & S. Cappeilino, Bankers 50-23 + 02 A. B. Leach & Co., Inc. A___ (803 Wilder St.) S. Lunghino & Sons____ +’88 50-26 NATIONAL CITY CO___ 16 Wilder Bldg. C. Sconfletti & Co._____ +T6 50-25 Rochester Clearing House... (Members indicated by a *)  (Investment Securit ies)  (Chas, and Serafina Cappeilino).  6,000  9,640  34,880  (Investment Secu/it ies)________ (Sebastian, Antho ny S., andDonatus L. Lunghino, Par tners)  20,000  69,030  5,000  2,000  (Investment Securiti es).._____________ T. M. Wilder, Rep.  320,830  23,500  . Blair & Co., Inc., N. Y„ Chi., Phil., Bos.. San ’ ' F„ and St. L. 30,620 Italian Disc. & Tr. and Guaranty Tr. Cos.,N.Y.  _______ I A. B. Leach & Co., Inc., N. Y„ Chi., and prin‘ cipal cities. See Adv., page 5. 467,320 83,530 j _______ N. City Co., N. Y. and correspondent offices. See Adv. Page 3.  (Cesare Sconfletti) G. J.Keyes______ H. F. Marks______ W. J. Simpson, W. G. Watson,Mgr See. and Tr. A. F. C. Kineman,  A. Mgr.  THE MARINE TRUST COMPANY OF BUFFALO  '—v------ #  1 DOR tuuo  Number under Name of Bank is the New Transit Number given to eacl1 baak in U. S. exclusively by The Rand-McNally Bankers’ Directory, under the authority of The American Bankers Ass’n.  Town and County.  (Savings Banks do not handle collections)  Liabilities.  Name ok Bank.  ‘County Seats. •Mem. Am. Bks. Assn. SState In No. 2 Fed. Res. Dist. tMem. State Bks. Assn. tPriv. B is Buffalo Br. ►Mem. Fed. Res. [Estab. Rockaway Beach .Queens (See N. Y. City, Borough of D4 Rockville Center. Nassau Bank of Rockville Center Pop. 7000 D5 50-494 <5’91 First National Bank.........<’07 50-495 Nassau County National Bank 50-978 *17 Rome.............. Oneida F13 Michael Duly___________+’18 Pop. 26,341 50-222 FARMERS NAT’L BANK<79  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), L wyers. us exed) in back of thisj volume. For Interest Rates, Holidays, etc., see Laws.;  NEW YORK-Continued Cashier.  Vice-President.  President.  Ass t Cashier.  Resources.  & DisDepos­ cLoaira Paid-up Surplus ’ti. Bondi . and its Capital Propits Bboobitim  .  Queens')_______  Principal Correspondents.  k  Cabh Excha«om,Dc« fbom Banki  Chase N., N. Y.  $ 100,000 $ 105,000 $2 200 000 $2.000000 $ 175,000 Irving N., N. Y.; IstN.. Phil.; N. Com’l, Bk. & F. T. De Lano........ W. H. Kniffin. Jr._. J. F. Simonson___ Earl J. Bennett Albert Steiner [Jr. Tr. Co., Alb. 600,000 N. Park, Chase N., and Chatham & Phenix 25,000 49,600 1,717,000 1,107,000 J. H. Carl____ ____ J. E. Hutcheson... C. J. Dooley___ N., N. Y.; 1st N., Jamaica. 819,260 20,890 791,310 99,240 Corn Ex., N. Y. Lewis J. Smith___ B. T. Raynor... 50,000 D. N. Bulson.__ F. J. Mulgannon 1,020 1,790 750 6,000 6,000 Michael Duly__  Edward Comstock- W. L. Kingsley___ C. H. Simon______ C. W. Williamson, G. G. Olarabut,  Oneida County Savings Bank C. W. Lee______ 50-219 <|’69 Rome Savings Bank___ •i5’51 S. H. Beach_____ 50-217 A. D. WHITE—.  Jas. P. Olney_____ A. E. Wetherbee, G. L. Prescott, Sec. Tr. A. W. Hooke.A.Tr. F. M. Orton Henry Barnard, Sr. James T. Stone, Tr. Carl Simon, Sec___ F. M. Mertz. A. Tr. J. A. Bailey C. FRANK FLOYD- W. E. SASENBERY, J. 6. LINK, Sec.  50-1013  250,000  Jr.  50-220 Rocco Gualtieri________ t’19 Rocco Gualtieri..  Act ive  5,000  300,000  149,940 2,894,660 2,934.550  2,670  19,360  9,850  506,530 N.Park.N. Y.; N. Y. State N. and N. Com’l. Bk. & Tr. Co., Alb. 1,400  290,540 2,461,880 2,592,210  134,420 Equitable Tr. Co., N. Y.; Alb. Tr. Co., Alb.  390,490 3,559,220 3,709,460  242,220 Bkrs. Tr. Co., N. Y.  157,500 3.301,000 3,588,300  259,000 N. City, N.Y.  J. D. McMAHON Tr, ROME TRUST COMPANY < Special attenti on given to colle ♦ 50-221 <515 I A thoroughly o rganized collect! ctions. on department. ( Prompt service , reasonable rate s. SEND US TO UK ROME ITEM S.  Romulus____ Seneca G 9 Romulus National Bank..’20 Pop. 500 50-1028 Rondout_____ Ulster J 17 (See Kingston) Roscoe-------- Sullivan J15 First National Bank___ <’06 Pop. 800 50-841 Roslyn_______ Nassau C5 Bank of Hempstead Harbor Pop. 2700 50-602 <S’O6 Roslyn Savings Bank...<§'76 50-601 Roxbury—Delaware 116 National Bk. of Roxbury<’05 Pop. 1000 50-842 Rushford-Allegany H 5 Howden & Hardy______ P09 B Pop. 500 50-843 Rushville........ —Yates G 8 Rushville State Bank___ »5’12 Pop. 575 50-924 Rye........ Westchester C 4 Rye National Bank____ <’01 Pop. 3964 50-845 Sag Harbor—Suffolk C 9 Peconic Bank________ <§’90 Pop. 3500 50-506 Sag Harbor Savings Bk. $§’60 50-504 Banking House of George Kiernan—50-505_______+’80 Salamanca... Cattaraugus First National Bank....... <’80 B Pop. 9276 14 50-402 Salamanca Trust Co___<5’02 50-403 Salem______ Washington Peoples National Bank ...J’84 Pop. 1250 F19 50-603 Salem National Bank_____ ’05 50-604 Saranac Lake...Franklin Adirondack National Bk.<’97 Pop. 5174 0 18 50-444 Saranac Lake Nat. Bk. .<’07 50-445  G. I. Treyz ___ J. H. Bogart-  Thomas Mott.. A. F. Bouton ..  25,000  W. J. Potter _. J. W. Albee---------- W. H. Peters  W. R. Chrisler Ralph Tubby_____ H. C. Hegeman___ F. P. Haskell__ J. C. Baker H. M. W. Eastman. F. E. Willits, Tr... J. C. Baker Frank Enderlin.. W. L. Gerowe..  C. J. Howden  D. L. Paddock____ R. G. Perry............ C. A. Lazarus. H. P. Parker_____ Thos. A. Bray____  F. W. Corwin.  E. B. Vreeland____ C. R. Gibson_____ W. H. Hazard H. A. Spallholz___ D. J. Abbott______ Geo. A. Armstrong M. L. Sheldon_____ Charles A. Beattie..  639,840  860,150  92,740  989,470  863,490  37,980  357,510  2,000  5,730  84,250  58 830  25,000  25,310  401,650  464,040  25,000  Charles B. McKee.  386,610  107,940 1.217,690 1,237,280  26,370  290,570  301,410  293,030 2,314,090 2.272,040  Tr.  W. A. Hevenor___ C. E. White.'.___ H. W. Davis, Sec. J. H. Rhodes R. L. Palmer_____ Ralph E. Barkley .  350,000 3,028,000 3,220,000  25,000  50,000  Thos, F. Bisgood .. j  J. Y. Corwin,A. Wm. D. Halsey- W. R. Reimann___ E. L. Tindall, Clifford J. Foster Sec. and Tr. George Kiernan G. Augustine Kiernan E. F. Hoy_________ Hudson Ansley___ W. J. Hoy_______ F. R. Adams  56,870  30,000  —  L. E. Hardy.  M. C. Parsons_____ E. H. Peck_____ W. F. Hendrix W. E. Denison____ H. F. Cook..........  50,000  64,040 N. City, N. Y.; 1st N„ Phil. 236,950 Guarant.. Tr. Co. and Irving N.. N. Y.: Bk. of Long Isl., Jamaica. 124,200 Cent. Union Tr. Co. and Title Guarantee & Tr. Co., N.Y.; Bk. of Hempstead Harbor, Roslyn. 33,870 Seab. N„ N. Y. 39,160 Chern. N., N. Y.; Bk. of Buffalo, Buffalo.  30,790 Chase N., N. Y.: Bk. of Buffalo, Buffalo. 184,440 N. Bk. Com., N.Y.  51,100 Atlantic N. and Equitable Tr. Co., N.Y. 258,310 U. S. Tr., Bkrs. Tr., and Equitable Tr. Cos., N.Y. Corn Ex.. N. Y.  50,000  140,000 1,080,000 1,075,000  200,000 N. City, N. Y.; Bk. of Pitt. N. A.. Pitt.  100,000  280,000 2,054,730 2,041,460  375,370 Seab. N., N. Y.; Bk. of Buffalo and Marine Tr. Co.. Buffalo. 33,650 N. Park, N. Y.; N; Com’l, Bk. & Tr. Co., Alb.  35,000  10,790  468,530  40,000  58,570  598,700  654,660  125,000 1,000,000  800,000  381,000  423,000  504,170  77,500 Chase N.. N. Y.; N. Y. State N.. Alb.  William Minshnll.. W. C. Leonard____ John R. Freer........ S. J. Appleyard___ G. H. La Pan F. E. Kendall_____ F. H. McKee______ G. F. Raymond___  50,000  F. G. HOWLAND, Tr. WM. W. BOYD, Sec.. WM. B. WHITE,  100,000  227,000 5,034.000 5,126,000  204,080 N. Bk. Com.. Chase N.. and Met. Tr. Co., N. Y.; 1st N., Alb.; Mnfrs. N„ Troy.  100,000 W.P. BUTLER_ _ _ E.D. STARBUCK......... W. H. WATERBURY— W. J. BRENNAN..... W.W.BLACKMER SARATOGA NATIONAL BANK 5O-2K <’38 , R. B. BULLARD \ , \ Bills of lading d rafts a specialty. Send us your Sar atoga Springs ite ms. \ 1.15c must he sen t with each sight \ draft for present atlou.  117,110 2,741,980 2,558,140  439.130 IstN. and Am. Ex. N.. N. Y.  Saratoga Springs..Sar’ga ADIRONDACK T I. C0.-<» 02 Pop. 13,181 F 50-2   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis 7 nno i°  W. O. Hanlon__  EDGAR T. S: W. MATEE' BRACKETT C. C. VAN DEUStN  50,000  32,000  213,570 Chase N.and Irving N., N. Y.; N. Com’l, Bk. & Tr. Co.. Alb. 65.000 Han. N.. N. Y.; 1st N., Alb.  A. Tr.  Collections a sp ecialty. Prompt personal attentlo . Reasonable cha rges. We want y our Saratoga bust ness.  LARGEST 1+Q  JWJS W YORK—Con tin ned  NATIONAL BANK  WESTERN  NEW  YORK  Non-Hank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, I.aws (indexed) in back of this A—*  1  *»._ WMOESS HPAxuHM Number under Same of ICnnk ia the Sea Trnnslt Su/riber triven  __ each bank in U. S. exclusively by The Kanil-fleS:tll> Bankers’  and  County.  /  Name  of  (Savings Banks do not handle collections)  Liabilities.  Bank  •County Seats. •Mem. Am. Bks. Assn. SState In No. 2 Fed. Res. Dist. itMem. State Bks. Assn. tPriv. B is Buffalo Br. /♦Mem. Fed. Res. fEstab.  President.  Vice-President.  Cashjkk.  Ass  Saugerties___ Ulster 118 FIRST RATIONAL BARK-*: 50 John A. Snyder ... James T. Maxwell. John Hallenbeck. 50-479 Pop. 3,928  $ 200,000 $  E. Clark Reed........ J. C. Suderley........ Henry T. Keeney..  125,000  J. T. Maxwell_____ L. J. Butzel_______ J. A. Freligh, Sec-  72,000 $ 425,000 $ 500,000 $ 151,300 N. Park, N. Y. 40,820  5,000  122,030  136,850  50,000  93,700  299,870  390,370  Rush Wilson_____ O. II. Cheney_____ John A. Schelz....  50,000  10,000  44,360  25,000  5,000  17.940  56,630  41,000  750  4,030  1,510  UNION NATIONAL BANK*:’92 Willis T. Hanson. 50-90 Schenevus—.Otsego H 15 Schenevus National Bk..«:’94 O. F. Lane--------50-847 Pop. 576  5,500  J. W. Smitley_____ J. J. Barringer,  Tr.  150,000 N. Park, N. Y.; N. Com’l Bk. & Tr. Co., Alb.  850,670  300,000  581,280 7,712,900 7.568,900  958,430 Am. Ex. N., Chase N., and Irving N., N. Y.  150,000  234,910 4,405,040 4,311,490  A. Tr.  Clark Witbeck-E. V. Ketchum___ WillisT.Hanson.Jr. H. Bernard____ George Lovell.......... J. R. Macduff.  315,000  384,000  826,390 Imp. & Tra. N., N. City, and Chase N., N. Y.; N. Y. State N., Alb. 40,000 Han. N., N. Y.; N.Y. State N., Alb.  45,000  900,000  800,000  170,000 Chase N., N. Y.; N. Com’l Bk. of Tr. Co., Alb.  6,200  142,000  140,000  19,000 N. City, N. Y.; Cooperstown N., Cooperstown.  43,000  700,000  750,000  78,000 Chase N., N. Y.; 1st N., Alb.  50,000  100,000  H. D. Knight.......... M. W. Jacoby....... E. W. Freeland___ A. R. Palmer N. W. Becker Elias Lester--------- S. R. Somers. H. D. Knight See. and, Tr,  111,220 1,188,310 1 115 890  50,000  W. G. MORSE— T. W. POLLARD— rafts a specialty, t with each Sight Draft for presenta tion ch request for ere dit report. SEND  Geo. U. Clausen___ J. L. Empie______  G. M. Bryan . .......... O. A. Gorton------- W. S. Sanford........ F. M. Bullis.  I. O. Ottaway_____ L. D. Gale.............  W. H. Preston___ G. W. Hamlin........ T. F. Gilligan__  Jennie D. Ottaway. ■ Louetta A. Wood  25,000 100,000  25,000 30,000  625,200  639,860  390,000  320,000  H. C. Rockwell.... B. C. Broadfoot.__ G. C. Doty____  50,000  J. H. Curtis__  Harris Gillett_____ H. J. Godfrey..  50,000  15.900  147,250 1,154,200 1,194,350 40,460  423,290  368,280  6,000 . 268,100  254,550  50,000  400,000  375,000  166,530 1,168,780 1,404,200  MANUFACTURERS & TRADERS NATIONAL BANK—BUFFALO   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  26,400 1st N., N. Y.; N. Com’l, Bk. & Tr. Co., Alb.  35,000 N. Bk. Com.. N.Y.; N. Com’l Bk.&Tr.Co.,Alb.  123,490 Chase N., N. Y.; N.Y. StateN., Alb. 118,580 Seab. N., N. Y.; Marine Tr. Co., Buffalo,  36,660 Irving N., N. Y. 125,000 N. Park, N. Y.: 1st N., Alb.; 1st N., Phil.  256,100 Chase N. and Irving N., N. Y.; N. Com’l Bk. Tr. Co. aud N. Y. State N.. Alb.  LARGEST NATIONAL BANK IN WESTERN NEW YORK  1009  L. M. Day____  C. H. Broadfoot  61,700  320,000 Han. N., N. Y.: 1st Tr. & Dep. Co., Syracuse; Auburn Tr. Co., Auburn; Liberty, Buffalo. 146,590  A FALL S ITEM S.  |  H. E. Wilber............  130,000 1,300,000 1,248.000  ___  First National Bank.......... *'05 50-853 Sherburne National Bk..*t 65 50-854 State Bank of Sherman*:§'90 50-855 StateBankofShortsville*:§’20 ♦ 50-621 Peoples National Bank..*:’O7 50-543 Sidney National Bank..*t’87 50-542  W. P. ELWELL Bills of lading d 15c must be sen and 25c with ea  499,110 Guaranty Tr. Co., Meeh. & Metals N., and Chase N., N. Y.; N. Y. State N., Alb.  Schenectady.  W. D. Wemple,  C. E. Brisbin_____ Wm. S. Ostrander. J. B. Deyoe_______  *:§'02  2,550  750,120 11501580 11143 000  10,000  STATEBK.OFSENECA FALLS  38,580 Passadore & Co., Genoa, Italy.  255,000 1,450,000 1,655,000  25,000  T. J. Yawger___  6,160 Pacific, N. Y.  100,000  »8choharie.Schoharie H17 Schoharie County Bk._*t§’88 Charles M. Throop. Issac Van Vechten R. A. Dewey______ 50-848 Pop. 2500 Schuyler Lake.OtsegoG14 Taylor, Kinne & Co.,Bankers M. J. Clarke___ Lee Kinne.............. Lee J. Chase. Cash. 50-849 *t’10 and Mgr. Pop. 300  gh of Queens') C. H. Williams...  22,160 Irving N., N. Y.; N. Com'l Alb.; Lafayette N., Buffalo. 104,720 Chase N., N. Y.; 4th St. N., Phil.  263,870 4,540,490 4,506,160  24,000  Schuylerville—. Saratoga National Bk. of Schuylerville 50-850 *:'65 Pop. 1614 F19 Seaside............ Queens D 3 (See New York City, Boron Seneca Palls..Seneca G 9 Exchange National Bk..*:'65 50-386 Pop. 6389 Seneca Palls Savings Bk.t5’70 50-385  40,900 N. Park, N. Y.; N. Com’l Bk. Tr. Co., Alb. 228,540 Met. Tr. and \. Com’l Bk. & Tr. Cos.. N. Y.  200,000  50,000  Sharon Spr’gs.. Schoharie Pop. 600 G 15 Sherburne.ChenangoH13 Pop. 1200 Sherman.Chautauqaa 11 B Pop. 836 Shortsville—Ontario G 8 Pop. 1250 8idney____ Delaware 113 Pop. 2800  398,580  25,000  H. B. Boardman — SCHENECTADY TRUST COMPANY-* 50-91 .*t§'02  50-387  275,170  I. H. Green.............. S. P. Green—........ Dow Clock________  Orazio Ciaccia Bank___ '119 50-94 Citizens Trust Co-------- **§’06 W.G.Schermerhorn J. W. Yelverton... A. S. Barber, Tr... Allan P. McKain, N.I.Schermerhorn, G. W. Featherston 50-92 See. and A. Tr. V. P, haugh Wm. V. Gapczynski— ..’119 50-95 Mohawk National Bank*J1807 C. S. Washburn----- E. L. Miimine........ E. L. Miimine____ George Gifford___ 50-88 E. F. Cohen SchenectadySavingsBk.*:§’34 Everett Smith___ W. L. Pearson........ A. W. Johnston,Tr. Mills Ten Eyck, 50-89 Lewis A. Skinner A. Tr.  Principal Correspondents.  A  LeAMi A Du / Cash Ii! CBAnata,Dm non Baku  229.990 2,446,940 2,408,800  (P. De Marco)____  YORK  c’ts. Bonds, Sbcwttu  John R. Hedges... Jesse H. Niles — James F. Stinson . R. J. Buckmaster..  ‘Schenectady. Schen’ct’y Banca Italiana_________ I’! 50-93 Pop. 88,723 Q18  V4 ^.\M  N E W YO RK B A N K S — S augert ie s to Sid ney _________  Saugerties Bank........ ..*:§’59 50-480 Saugerties Savings Bk...*§’70 50-481 Savona_____Steuben 18 Savona National Bank-..*’19 50-994 Pop. 587 Oystermens National Bk.*’99 Sayville____ Suffolk G 6 50-846 Pod. 3000 Scarsdale ..Westchester Scarsdale National Bank ’20 50-1019 Pop. 349 B4  MM e.^~T ^-Ft^A  Resources.  Paid-up , SUBPLUB / Depos­ AND Capital 1 Profits its  t Cashier.  \TM  Non-Bank Towns with Nearest Banking Point dexed Acces.), Lawyers, Laws (indexed) in back of volume. For Interest llates, Holidays, etc., see La\  NEW YORK—Continued  Directory, under the authority of The American Bankers Ass’n.  Town  qMvk------- ttVWYMU   http://fraser.stlouisfed.org/ ynmt>t‘r under Name o! Bank ia the New Transit Number given to each bank in U. S. extiushelf by The Itantl-McNallr Bankers’ Federal Reserve Bank-L7/777 of'-X-St. L Louis Directory, under the authority of The American Hankers Ass',,  Met. Tr. Co.. N. Y.; Alb. Tr. Co., Alb.; Syra­ cuse Tr. Co.. Syracuse. Guaranty Tr. Co., N. Y.  Irving N. and Guaranty Tr. Co., N. Y.; Bk. of Buffalo, Buffalo. Han. N., N. Y.; Far. & Meeh., Jamestown.  Irving N., Imp. &Tra. N., and Empire Tr. Co., N. Y. Bk. of America, Corn Ex., Equitable Tr., Empire Tr., and Bkrs. Tr. Cos., N. Y. Han. N., N. Y.; 1st N.. Alb.  Irving N„ N. Y.; 4th St. N„ Phil. Chase N. and Empire Tr. Co., N. Y.  N. Park and Irving N., N. Y.; Cent., Roch­ ester; Liberty, Buffalo. Chase N.. N.Y.; Girard N., Phil.  Seab. N., N. Y.; Citiz. Com’l Tr. Co., Buffalo. N. City and Guaranty Tr. Co., N. Y.; Bk. of Buffalo, Buffalo. Guaranty Tr. Co., N. Y.; Cent., Rochester; Livingston Co. Tr. Co., Geneseo. Chase N. and Harriman N., N. Y. 200,570 Irving N„ N. Y.: N. Com’l Bk. & Tr. Co., Alb. 46.500 Chase N., N. Y.; Bk. ofJamestown, James- c town. ZL 37,620 Meeh. & Metals N. and Chem. N„ N. Y.; Bk. of the Manhattan Co.,Jamaica. * 37,000 —* 000 Mnfrs. N., Troy. 205  fcUFF fk\_O NEW YORK—Continued  ,000 Meeh. Metals N..N.Y.-, N. Com’l Bk. & Tr. to Co., &Alb. 10  FOR NEW YORK STATE AND Cft.MA.QB. O O VGT \ O S  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of this <■  Tnt ! J- U-L -A  Number under Name of Ifauk ia tbe New Transit Number given  to each bank in ZJ. S. exclusively by Tbe Itand-McNally Bankers’ Directory, under the authority of Tbe American Bankers Ass’n.  Town and County.  Name  oe  Liabilities.  Cashier.  Vice-President.  Ass t Cashier.  and Capital i pBOKrTB  Depos­ its  , Resources. lAJAHt Du- i Cahb tt c’n. Bchdi, <mAEeu,Doi . SsccamM rson Ba mot  6  Principal Correspondents.  £z-  _C. H. Sandford, Tr.. John P.Moran,See. $1723 500'$ 917.320 17753260 21247070 $2244280 NEW YORK: National City Bank N. Ellis.........D.C. Webster Austin Kelley,A.Tr. W. B. Unbehend, ”, c. Brayton, A. A. White Guaranty Tr. Co. A. Sec. Ch. of Bd. J. S. Gray 1st National Bank C. E. Chappell S. F. Hancock DEPOSIT ARY for Stale an d City F j Official Attention. Quick Returns. P. O. Box No. 1. COLLECTION DEPT. Bank Rate 1-20 of one per cent. RESERV EAGENT for New York Sta ♦ 50-43 •t$'O9 Special Rates on Regular Business.  'CITY BANK TRUST COMPANY  First Trust & Deposit Go. ►50-38  G. A. CHASE-....... L. S. BRADY_ _ _ _ _ F. E. MAURER, Sec.. A. B.MERRILL, Tr... E.T. ESHELMAN. F. W.BARKER R. W. BELL, A. Sec. G. A. CHOLET, A. Tr. V. P. E. S. TEFFT ’T. J. WALDORF, rE. A. . THOLENS, L. M.KINNE A. Sec. A.Sec, M. V. WHITE H. W. PARRETT,  A. Sec.  The Largest Bank Between New York and Buffalo.  •t§’69  rJ. W. GATES........ 1 H MUNRO -...... G. A. HITCHCOCK  50-34  tional Bank  W.  J. BOURKE_ _ _ _ J. E. GERE---------  800,000  2,613,320 2,282,920  Imp. & Tra. N. and Seab. N., N. Y.; Market St. N„ Phil.  29 688820 31983920  Bkrs. Tr. and Guaranty Tr. Cos., N. Y.  4,400,000 5,600,000  1st N.and Irving N., N. Y.; Cont. & Com’l N., Chi.: N. Y. State N., Alb.  in Syracuse.  We are equipped to handle all matte rs entrusted to us. 'We solicit your Syracuse business. j  George Doheny.... Fred’k W. Barker- W. J. Reidel, A. G. Hageman, Edward Joy Sec. and Tr. A. Sec.  50-32  ‘SYRACUSE  300,000  H. M. Rowling -__ E. A. Powell------- D. E. Petit, Tr.... C. A. Hudson, Sec. H. J. Engelhardt, Salem Hyde A. Tr.  J Largest Na  2,953,640 16163050 18 677 080  C. H. SANFORD —-G. L. TICKNER — F. L. BARNES, Sec.-J. H. WILSON, Tr.J. M. GILBERT. , J. H. WILSON T. J. BRITCHER, Ch. of Bd. A. Sec. and A.Tr- 1,500,000 {OneBranch: 509 N.Salina St.,) SEND US YOUR SYRACUSE BUSINESS. »5’03 REASONABLE RATES. PROMPT SERVICE.  50-42  Henry Lacy______ Jacob Amos______ L. G. Lacy_______  j_____  „  9__________ ____  .  12,500  {Investment Securiti es)_______________  Syracuse Clearing House___ T,,  S. Rrndy... .  249,130 2,749,290 4,071,460  290  5,480!  5,530  Chase N., Am. Ex. N., Guaranty Tr. Co.,! Citiz. N., Chem. N., and IrvingN., N. Y.; Cont. & Com’l N., Chi.; N. Y. State N., Aib.; Girard N., Phil.; 1st N., Bos.  328,980 N. Park and N. Bk. Com., N. Y.,- N. Shawmut, Bos.  11,430 1st Tr. & Dep. Co., Syracuse.  Blair & Co., Inc., N. Y„ Chi., Phil., Bos., St. L., and San F.  A. N. Ellis________ F. L. Barnes, Sec. and Tr.  THE MARINE TRUST COMPANY OF BUFFALO  1011  Blair & Co. Inc._____ {Seitz Bldg.)  _______  300,000  358,850 Met. Tr. Co. and Equitable Tr. Co., N. Y.  995,700 24900 270 28045 400 3,021,610  TRUST COMPANY ♦  1st N. Guaranty Tr. Co., Met. Tr. Co., Chase N., Lin. N., and N. City, N. Y.; 1st N., Chi.; 1st N., Franklin N., and Phil. N., Phil.; N. Y. State N., AIK; N. Shawmut, Bos.  Prompt Attention to Collections.  L. A. Eddy_______ T. W. Meachem ... C. A. Brideman — R. E. Ashpole-------MERCHANTS NATIONAL W. G. Tracy BANK— 50-33 ______ •’50 E. Frazer *Onondaga County Sav. Bk. 50-35 »JSa  2,500,000 1,699,450 36621 560 38850 490 4,628,880  N E W YO RK BA N K S — S yra cuse   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  G11  President.  ________________ _______  Pop. 171,647  (Savings Banks do not handle collections)  Bank.  ^County Seats. *Mem. Am. Bks. Assn. SState In No. 2 Fed. lies. Dist. tMem. Slate Bks. Assn. tPriv. B is Buffalo Br. ♦Mem. Fed. Res. [Estab.  ^Syracuse...... Onondaga  Pion-Bank Towns with Nearest Banking Point (Ir dexed Acces.), Lawyers, Paws (indexed) in back ot th volume. For Interest Rates, Holidays, etc., see Pawf  NEW YORK—Continued   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  N E W YO RK BA NKS — U tica to W a rs a w 1013   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  C“T  1 m A AUI't  Number under Name of Bank is the New Transit Number given to each bank in U. S. exclusively by The Band-McNally Bankers’ Directory, under the authority of The American Bankers Ass’n.  Town and County.  Name  op  NEW YORK—Continued Liabilities. Paid-up Surplus Depos­ AND Capital Profits its  Bank.  •Mem. Am. Bks. Assn. §State ‘County Seats. In No. 2 Fed. Res. Dist. tMem. State Bks. Assn. tPriv. ♦Mem. Fed. Res. [Estab. B is Buffalo Br. Warwick____ Orange B 2 First National Bank........ »t’64 50-552 Pop. 2600 Warwick Savings Bank »t§’ 75 50-553 Washingtonville.-Orange First National Bank---- 1’07 50-885 Pod. 631 A3 Waterford-Saratoga G 19 Bank of Waterford----- t§’19 50-1007 Pop. 3245 ‘Waterloo___ Seneca G 9 First National Bank ....<’33 50-477 Pop. 3809 George E. Zartman & Co., 50-478 t’88 ‘ W atertown___ Jefferson City National Bank........ <’90 50-184 Pop. 31,285 D12 JEFFERSON CO. NAT’L BK.  50-181  <1816  President.  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of this volume. For Interest Bates, Holidays, etc., see Laws.  (Savings Banks do not handle collections)  Vice-President.  Cashier.  Ass’t Cashier.  A Dis-  $ 100,000 $ 112,000 $ 630,000 f 866,000 f  F. C. Cary________ M. Rutherfurd .... E. J. Morehous.  79,480 1,296,540 1 ?67 860  Principal Correspondents.  A  Cash Ex­ changes,Due from Banks  90,000 N. Park and Irving N., N. Y.; Phil. N., Phil.  John Sayer_______ W. C. Lazear_____ John W. Sanford, Jessie Benedict, F. F. Holmes i Sec. and Tr A. Sec. and A. Tr. E. R. Emerson — J. Y. Gerow_____ ! Adam C. Douglas..  25.000  36,050  478,420  452,100  C. H. Kavanaugh — Wm. A. Tierney— W. D. Lowther.—  50,000  14,950  308,730  301,990  90,080 N. City and Chase N„ N. Y.; Corn Ex. N., Phil.’ N. Y. State N.. Alb. 62,960 Met. Tr. Co., N. Y.; Union N„ Troy.  Chas. D. Becker... C. C. Bachman___ John E. Becker...  50,000  38,460  966,790,  929,900  132,840 Han. N., N. Y.; N. Y. State N. and 1st N., Alb.  V. N. Boisvert —.  25,000  350,000  C. M. Rexford........ Robert Lansing ... J. O. Hathway........ W. W. W addingham  100,000  137,930 1,574,540 1,904,310  R. J. Buck______ S. D. Lansing........ .ID. B. Schuyler____ C. A. Dunham____ D. B. Schuyler R. M. McKenzie  250,000  396,900 5,096,950 5,450,310  L. S. Zartman____  _______________ G. E. Zartman ....  Collections or other business cn trusted to this bank will receive prompt and c areful attention. Send us your lVa tertown Items.  Bkrs. Tr. Co., N. Y.; 1st N.. Warwick.  Irving N..N.Y.: N. Com’l Bk. & Tr. Co. and N.Y. State N„ Alb. 133,330 N. Bk.Com. and Chase N., N. Y.; N. Com’l Bk. & Tr. Co., Alb. 668,640 N. City N. Y.: 1st N., Chi. and Phil,; N. Shaw­ mut, Bos.  ►< o  Jefferson County Sav. Bank Henry Purcell____ G. C. Sherman........ A. T. E. Lansing, George W. Hulse, Sec. and Tr. A. Tr. O. E. Hungerford 50-182 «§’59  NORTHERN N. Y.  Resources. Loans c’ts. Bonds, Securities  400,000  R. K. FERGUSON. IF. L. CARLISLE — D. C. MIDDLETON- H. A. HICKOK, A. Sec.. and Tr. D.C. MURRAY Sec. ant F. X. LINEHAN,  851,990 10 060 880 10 374 310  417 800 1st N„ Bk. of America, and Bkrs. Tr. Co.. N. Y,  648,310 7,276,720 7,788,430  717,790 1st N., N. Y.: N. Y. State N„ Alb.  > z  A. Sec.  Special attentio n given BUI of La ding drafts, Cash and Time Items. TRUST COMPANY I Please send 15c w ith each sight draft | for presentation a nd 25c for Credit Reports. We get results. ♦ 50-186 <§T0 (Prompt service.  WATERTOWN NAT. BK. <’82 50-183 Watertown Savings Bank 50-185 §’93 Waterville—-Oneida G 13 Nat. Bank of Waterville *t’38 50-588 Pop. 1410 Watervliet—Albany G 18 Nat. Bk. of Watervliet—<’65 50-887 Pop. 16,073  ‘Watkins—Schuyler H 9 GLEN NATIONAL BANK-<’11 50-529 Pop. 2785  WATKINS STATE BANK<§’ll  50-530  317,000 3,006,970 4,251,240 296,410 4,021,000 4 014 460  I. L. Hunt________ J. F. Amos.............. J. R. Pawling, S. L. George I Sec. and Tr. Curtis Miller_____ Geo. I. Hovey........ W. L. Race........... — F. B. Jones. W. L. Race John G. Clute____ John H. Jones____ L. S. Bibbins______ Wm. F. Seber '  W. E. LEFFINGWELL. W.W. CLUTE-.......... E. H. BISSELL............ H.J. BROWN......... -  150,000  75,200  100,000  53,840 1,54547 0 1,543,090  50,000  Special attentio n given Bill of La ding drafts, Cash and Time Items.  686,630  810,130  45,000  500,000  387,000  52,000  700,000  725,000  448,360 N. Park, Equitable Tr. Co., and 1st N., N. Y. tu Girard N., Phil.; N. Shawmut, Bos. 275 8fi0 Chase N., N. Y. 132,410 Imp. & Tra. N. and Irving N., N. Y.; N. Y. State N„ Alb. 239,230 Han. N., N. Y.; N. Com’l Bk. & Tr. Co., Alb.; Mnfrs. N., Troy. 57,000 Han. N., N. Y.; N. Com’l Bk. & Tr. Co., Alb.  Please send 15c w ith each sight draft i for presentation a nd 25c for Credit \ Reports. Send us your W atklns Items.  50,000  C. M.DURLAND- W. N. WISE______ W. S. GEORGE W. H. WIXSON 4 and Time Items. C Spedal attentio n given Bill of La ding drafts, Cash  Please send 15c w ith each sight draftI for presentation a nd 25c for Credit Reports. Prompt service.  Waverly______ Tioga J 10 Citizens Bank________ <§’74 50-451 Pop. 5000 First National Bank___ <’63 50-450 Wayland—.Steuben H 7 First National Bank___ <’99 50-888 Pop. 3000 Webster_____ Monroe F 7 Jayne & Mason, Bkrs.<11900 50-889 B Pop. 1032 Weedsport—Cayuga F 10 First National Bank ——<’17 50-977 Pop. 1344 Wellsville—-Allegany 16 Citizens National Bank —t’95 50-466 B Pop. 5046 First Trust Co.... .........<§’83 50-465 Westbury.... Nassau C 5 Bank of Westbury____ <§’10 Pop. 1500 ; ♦ 50-891  200.000  G. W. Knowlton... A. F. Wardwell___ R. G. Hannahs........  CZ3  W'e get results.]  F. A. Sawyer_____ J. H. Owen--------- L. J. Buley —.  50,000 100,000  110,000  62,170 1,034,730 1,473,000  120,000 N. City, N. Y.; Girard N., Phil.  50,000  77,120  761,750  782,900  170,340 Chase N., Equitable Tr. Co., and Irving N. N.Y. Chase N., N. Y.; Alliance, Rochester.  F. E. Austin.........  25,000  18,480  433,440  445,990  A. B. Robertson..  100,000  117,910  43,340 Irving N.. N. Y.: N. Com’l Bk. & Tr. Co., Alb. 1st Tr. & Dep. Co., Syracuse. 199,990 Seab. N., N. Y.; Corn Ex. N„ Phil.  Jas. P. Coyle____  300,000  H. C. Watrous  !  F. E. Lyford_____ P. L. Lang............ H. A. Ellis.—  F. L. Howard  W. W. Clark............ J. J. Morris_____ ____ ________ H. V. Pratt, V.-P. A. L. Morley  N. E. Durston........ J. H. Dumary........... B. B. Andrews W. J. Richardson.. C. A. Farnum____ F. M. Wall_________ Harry Bradley E. C. Brown______ S. F. Booth.......... . G. B. Rooth, Jr.... F. W. Higgins Frank Powers ~ Samuel Velsor____ | R. W. McCord____ John R. Hill > Wheatley Hills National Bk.i J. A. Albertson... Edward O’Connor. J. J.Kuethew........ 50-1020 ’20 A. Z. Gray \  85,000 N. City, N. Y.: N. Y. State N. and N. Com’l Bk. & Tr. Co., Alb.; Mnfrs. and Tra. N., Buffalo; 2d N., Elmira.  W. W. Weld.  W. H. O’Connor..  1  980,000 1,020,000  978,220 1,085,760  21,000 1,276,000 1,548,210  25,000  33,180  50,000  10,000  550,000  534,000  120,000 Equitable Tr. Co. and Irving N., N. Y.  110,000 Seab. N.. N. Y.; Corn Ex. N., Phil.  64,000 Han. N., N. Y. o vo  1 ,  Westchester Westch’rCA (See New York, Citu)  MV. &.T.   http://fraser.stlouisfed.org/ \'umbcr undiT Name of Bank c to each hank in U. S. eiciuslyely Federal Reserve Bank ofin, St. Louis  o  NkTVQNM-BUFFMQ  ia tho New Transit Number given by The itaud-McNnllj Bankers’  NEW YORK —Continued An nn/ h-anAln />/»ILi  FOR NEW YORK STATE AND CANADA COUL-eCTLOMS  Non-Bank Towns with Nearest Hanking Point (lo­  tiexed Acces.), Lawyers, Laws (indexed) in back of this, '  VAIK V \kJ\XfKV---- QVJt V Number under Name of Bank ia the IN&vr Transit Number given ini c to each bank io U. S. exclusively by The Rand-McNally Bankers' lUlJ Illrectory, under the authority of The American Rankers Ass’n.  Town and County.  •County Seats.  I Name of Bank. i '•Mem. Am. Bks. Assn. SState/  In No. 2 Fed. Res. Dist. iMem. State Bks. Assn. tPriv. 1 B is Buffalo Br. | ♦Mem. Fed. Res. [Estab. [ Westfield .ChautauauaHl B Pop. 3500 West Hampton Beach, Pop. 1500Suffolk—C 8 West New Brighton, Rich. D 3 Westport____ Essex C 19 Pop. 692 West Winfield.Herkimer Pop. 726 K15 Whitehall... Washington Pop. 5258 E 19  Liabilities.  President.  Vice-President.  Oaseier.  Ass t Cashier. !c£itaZ  B. J. Worman........ F. E. Smith______  R. J. Vaughan____  p*™Ta  couCrctvoms  < Depos­ its  A  Loan* Pis- f Cash k Exc’t*. Bonds, I chano«*,Dui SiCDitmxs I fsom Bank*  50,000 $  68.810 $1 218 230 $1354160  25,000  27,000  362,420  327,450  131,640 1st N„ N. Y. and Clev.: Mnfrs. & Tra, N„ Buffalo. 82,340 Atlantic N. and Irving N„ N. Y.; Bk. of Long Isl., Jamaica.  25,000  31,110  445,020  389,380  118,180 Chase N„ N. Y.; 1st N„ Alb.  A. C. Hackley.......... C. H. Chesebro___ H. H. Wheeler........ L. B. Wheeler____  25,000  19,330  407,310  399,650  F. C. Doren______ E. P. Manville........ N. T. Drake_____ Fred Brett........ .......  50,000  66,520  986,500  964,840  73.900 N. City and Irving N„ N. Y.; N. Y. State N„ Alb. 153,780 Irving N., N. Y.; N. Com’l Bk. & Tr. Co., Alb.  R. G. Hays_______ J. E. Guay________  50,000  17,950  995,690 1,110,710  Howard E. Foster. Wilson Brown, Jr- John A. Snedeker..  100,000  92,510  923,370  George T. Burling. Joseph H. Mead... Philip Osborn____ Chas. W. Hal lock. . Frank L.Park.U.P. John Burling  D. D. Woodard___  COUNTY TRUST CO. — <1’03 David Cromwell... C. R. Agnew______ Le Roy Wood,  ♦ 50-235  Home Savings Bank...<§’93 David Cromwell __ 50-233 Whitesboro_Oneida P13 Whitestown National Bank H. B. Kenyon____ Pop. 3038 50-991 <’19 Whitestone..Queens D 4 (See New York City, Boroug h of Queens') Pop. 5500 Whitesville.. Allegany J 6 First National Bank____ <’05 A. D. Howe_____ 8 Pop. 500 50-895 Whitney Point...Broome First National Bank____ <’05 William Denning — Pop. 744 I 12 50-896 Williamson...Wayne F 8 State Bk. of Williamson <§’05 H. V. Pearsall .... Pop. 1000 50-897 Williamsville___ Erie G 3 Bank of Williamsville.<§’17 L. L. Grove_____ B Pop. 1500 50-953 Wilson......... Niagara F 3 Wilson State Bank........ »§’13 C. H. Tugwell____ 8 Pop. 655 50-932 Windsor....... Broome 113 Windsor National Bank..J’09 Albert Manwarren. Pop. 637 50-898 Winthrop ..St. Lawrence First National Bank____ t '15 Neil Murphy 50-946 Pop. 500 B 14 Wolcott.......... Wayne F 9 First National Bank_____+’01 G. W. Roe__ Pop. 1400 50-612 Woodhaven-Queens D 4 (See New York City, Boroug h of Queens) Woodridge-Sullivan J 15 First National Bank____ »’17 J. S. Kile___ Pop. 1000 50-981 Worcester...Otsego H 15 Bank of Worcester....... <§’84 George B. Crippen. 50-899 Pop. 1200 Wyoming..Wyoming G 5 Wyoming Banking Co...Jt’02 F. J. Humphrey... 50-900 B Pop. 500 Yonkers.Westchester 0 4 First National Bank___ <’54 W. W. Scrugham.. 50-51 Pop. 100,226 Peoples Savings Bank..<§’ Charles E. Gorton. 50-52 Westchester Trust Co..<§’98 C. R. Dusenberry.. 50-53  H. B. Vincent  Sec.  York_____ Livingston G 6 Charles N. Stewart, Banker i 50-901 foe;1 B Pod. 500  C. A. Haviland, A. Sec.  H.S. Hamilton........ J. F. Krepps, Sec. . A. T. Shaw, A. Sec. J. T. Lockwood W. E. Wind............ E. F. Lawler_____ Ira M. Comstock  42.920 N. City and Irving N., N. Y.; 1st N„ Alb.  920,470  184,550 N. City, N.Y.; 1st N.and N. Y. State N„ Alb.  100,000  104,920 3,583,280 3,377,810  133,430 Han. N„ Am. Tr. Co., and N. Bk. Com., N. Y.; N. Com’l Bk. & Tr. Co., Alb.  150,000  167,390 4,643,080 4,206,770  642,510 Far. Ln. & Tr. Co., N. Y.; 1st N„ Alb.  471,370 5.714,700 5,723,040 5,000  172,770  217,610  417,030 Far. Ln. & Tr. and Empire Tr. Cos., N. Y.; Alb. Tr. Co.. Alb. 16,160 Utica Tr. & Dep. Co., Utica.  L. G. Probasco .... L. J. Fortner_____ H. L. Bloss----------  18,860  204,150  181,630  59,720 N. Bk. Com., N. Y.; Mnfrs. & Tra. N., Buffalo  F. C. Branday........ H. J. Walter..  33,000  350,000  325  25,000  Mary L. Wilcox ...  W. P. Rogers_____ L. L, Fuller_______ W. G. Pallister....  50,000 1,220,000 1,162,000  Jas. Chalmers, Jr.. H. G. Britting J. H. Baker S. D. Brown______ L. C. Coe________  56,170 1,017,610 1,049,520  L. H. English_____ Harvey Sims______ II. R. Woodruff ... W. C. Armstrong R.H. McEwen, Jr— W. C. Smith_____  E. T. Brown______ L. M. Mead______ J. M. Beck_______  G. C. Stevens.  A. I. Davidson___  Ella W. Wieting .. John D. Bulson___  15,000  420.710  249,540  6,000  300,000  200,000  15,450  290,040  285,310  80,950  965.150  876,750  29,030  623,650  861,590  111,000  491,000  597,000  W. J. Humphrey — C. A. Graham__  300,000  61,530 Irving N„ N. Y.; Peo., Buffalo. 196.920 Irving N., N. Y.; Mnfrs. & Tra. N., Buffalo.  25,000 Irving N. and Harriman N., N. Y. 68,780 Chase N.. N. Y.; N. Com’l Bk. & Tr. Co., Alb. St. Lawrence Tr. Co., Ogdensburg. 132,320 N. Park, N. Y.: N. Com’l Bk & Tr. Co. and N. Y. State N.. Alb. 57,610 Irving N.. N. Y.; Home N., Ellenville; Sulli­ van Co. N., Liberty. 33.900 Chase N„ N. Y.; N. Y. State N„ Alb.  Harry A. Merritt A. B. Losel, A. Tr.  234,030 Chase N. and N. City, N. Y.  998,590 12 171890 12184 840  938,010 Han. N., Bkrs. Tr. Co., Lin. Tr. Co., and Irving N..N.Y. 514,840 Meeh. & Metals N., Equitable Tr. Co., Han. N., and Irving N., N.Y.; N. Com’l Bk. & Tr. Co., Alb. 289,490 Chase N., N.Y.; N. Y. State N., Alb.; 4th St. N., Phil. 800,000 Bkrs. Tr. Co., N. Y.  Horace P. Allen, Sec. cer John Howard, Jr..  240,340 6,056,700 5,181,660  JamesE.Howes, Tr.  1,400,000 12 000 000 12 600000  Joseph Hackett, S&c  7,250 1,951,420 3,013,220  150,000  52,850 1.465,180 1,538,420  E.A. Sheets, A.'Sec.  MANUFACTURERS & TRADERS NATIONAL BANK—BUFFALO *"t?3 **»  194,600 Am. Ex. N., N.Y.; Alliance, Rochester.  168,450 4,612,010 4,446,450  ------- Chas. N. Stewart..  Bsr  30,000 N. City, N.Y.; Phil. N.. Phil.  Chase N., N. Y.  Wallis Smith....... . C. A. Valentine ... J. H. Keeler______  R. H. Neville R. H. Neville_____ F. E. Wheeler, A. B. Barr Sec. and Tr. G. S. Edie............... J. W. Shaughnessy, Tr. Richard Edie, Jr. I. O. Kipp, Tr. Offi Yonkers National Bank. .*’10 Leslie Sutherland. Thomas F. Larkin. W. B. Hammond50-55 Michael J. Walsh Yonkers Savings Bank.<§’54 A. L. Skinner__ John O. Campbell. John Bellows, Sec.. 50-50 Benj. W. Stilwell Rudolf EickemeyW. W. Scrugham er. Sec. Yonkers Trust Co___ .<§'16 John J. Walsh.. Robert Boettger .. John J. Walsh, Tr. 50-56   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  a  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of this volume. For Interest Rates, Holidays, etc., see Laws.! & Resources. Principal Correspondents.  NE W YORK—Con tin u ed (Sartnus Banks do not handle collections)  . D. Reagan_____ F. P. Wolfe.. Nat. Bank of Westfield. <’48 F. W. Crandall___ A. E. Skinner_____ 50-523 G. P. Crandall Seaside Bank________ <§'04 Erastus F. Post___ Alanson P. Rogers. Hermon D. Bishop. J. T. Stevens. 50-892 (See Borough of Richmond)  Lake Champlain Nat. Bk.<’09 50-893 West Winfield Nat. Bk-<’04 50-894 Merchants National Bk._<’73 50-448 National Bk. ofWhitehalK’06 50-449 ‘White Pl'ns W estchester Central Bk. ofWestchesterCo. 50-232 <§’68 Pop. 22,465 B5 Citizens Bank________ <§’07 50-236  Canad  123,590 Chatham & Phenix N„ N. Y.; Corn Ex. N„ Phil. Han. N., N. Y.  LARGEST NATIONAL BANK IN WESTERN NEW YORK  Number under Name of Bank is the New Transit Number given t0 each bank in U. S. exclusively by The Rand-McNally Bankers* Directory, under the authority of The American Bankers Ass’n.  Town and County. ‘County Seats. Entire State in No. 5 Federal Reserve District. Aberdeen__ Moore D 6 Pop. 1200  Name of Bank.  •Mem. Am. Bks. Assn. SState tMem. State Bks. Assn.tPriv. ♦Mem. Fed. Res. [Estab. Merchants & Farmers Bank 66-645 <§’19 Page Trust Co................ •JS’IS 66-300 Ahoskie...Hertford B 12 Bank of Ahoskie______ <§'05 Pop. 1429 66-301 Farmers-Atlantic Bank<§’14 66-555  ‘AMERICAN  NATIONAL BANK 66-37  <’07  Vice-President.  W. A. Blue............. J. W. Graham........ Alex. H. McLeod.. J. R. Page________ Henry A. Page___ Frank Page C. C. Haggard____ J. B. Ruffin C. G. Powell_____ L. T. Sumner_____ M. D. Gatling  Ass’t Cashier.  Cashier. W. T. Overman...  bank ♦  66-34  $  25,000 $  200,000  S. J. Hinsdale____ ' J. O. Carter______  Paul E. Dukes  D. P. Boyette..........  . M. J. Harris.  Resources. Srcoritim  from  4,260 $ 254,000 $ 162,100 $  Bakrs  87,560 Raleigh.  62,000 1,667.000 1,675,000  214,000  25.000  32,000  650,000  400.000  60,000  15,000  700,000  460,000  325.000 Han. N., N. Y.; Norfolk N„ Norfolk: Am. Bk. & Tr. Co.. Suffolk; Murchison N., Wil. 300.000 N. Park, N. Y.; Scab. N.. Norfolk; Branch Bkg. and Tr. Co., Wilson; Wachovia Bk. & Tr. Co., Winston-Salem. Han. N., N. Y.; Merch. N., Rich.; Wachovia Bk. & Tr. Co., Winston-Salem. 62,430 Han. N., N. Y.: N. State & City Bk., Rich; Wachovia Bk. & Tr. Co., Winston-Salem. 147,920 llan. N., N. Y.; Wachovia Bk. & Tr. Co., Winston-Salme. 138,970 Han. N.. N. Y.; N. Ex., Bait.: Am. N. and Cent. Bk. & Tr. Co. Asheville. 1Z.000 Merch. N„ Raleigh: 1st N., Rich.; Wachovia Bk. & Tr. Co., Winston-Salem.  (.Branch  of Con cord, N. C.)........  50.000  8,140  392,850  121,150  A. O. Heath_______ E. E. Snuggs_____  50,000  63,770  629,100  594,950  A. P. Harris______  Principal Correspondents.  lz>A>« <k Dli- Carb A ExBohdb, I’HiSOM.DUH  c’ts.  D. B. McCurdy___ W. C. Fitzgerald... D. D. Parker__ —  J. W. Walker_____ G. B. Walker_____ J. H. Abernathy... Miss M. Walker-.. J. H. Christy P. S. Cooper______ J. A. Hockoday___ J. E. Williams____  10,000  16,790  348,930  238.960  25,000  15,000  165,000  285,000  J. L. Johnson........ Nathan Matthews. O. S. Young ............ Mrs. Ada Orrbey.. |  10,000  10,600  4,840  100,720  72,930  A. B. Hunter_____ L. S. Olive._______ J. R. Cunningham. B. P. Pearson  25,000  9,130  461,310  389,500  C. B. Wilkerson... W. F. Utley______ J. L. Crowder ___  10,000  8,500  335,000  263,800  84.000 Merch. N., Raleigh; M. M. 1st N., Balt.; Plan. N.. Rich. N. Bk. Com.. Norfolk; Peo.. New Bern.  Adam Lockhart... J. F. Ross.___ ...  M. P. Hill  ____  ro, N. C.  Lawrence Harris..  43,230 1st N.. Rich.: Wachovia. Bk. & Tr. Co., Wins­ ton-Salem; Bk. of Wadesboro, Wadesboro. 105,940 N. State & City. Rich.; Com’l N., Raleigh.  D. B. McCrary........ J. D. Ross______  W. J. Armfleld. Jr.  21,400  70.000  650,000  500,000  J. S. Lewis ............. C. J. Cox_______  J. M. Neely..............  25.000  44.050  731,940  614,170  200,000 Seab. N., N. Y.; N. State & City., Rich.; Wa­ chovia Bk. & Tr. Co., Winston Salem. 214,080 Ilan. N„ N. Y.: 1st N., Rich.  54.750 1,634,050 2,013,990  338,920 N. Park, Han. N., and Meeh. & Metals N.,  REDWOOD A. E. RANKIN-------- J. B. BRANDT .... J. B. WHITFIELD A. E. RANKIN  jj. E. RANKIN — HENRY  150.000  N. Y.; Cont. & Com’l N., Chi.; Girard N., Phil.  I For prompt an d efficient handl ing ' send your item s to the only Na tional bank in As heville.  Bankers Tr. & Title Ins. Co. Canie N. Brown ... Hugh LaBarbe___ S. M. Hanes, Sec. and 66-613 §T7  BATTERY PARK  Liabilities. Surplus Paid-up Depos­ and its Capital Profits  ;________________  I  80.000  3,880  8,080  362.050  13,820  Tr.  fT. C. COXE...... - C. RANKIN_ _ _ _ _ _ S. A. HUBBARD-  GRAHAM BROWN —-  100,000  163,260 2,771,770 2.402,630  703,180 N. Park, N. Y.; 1st N., Phi!.; Merch. N. Rich.  A Bank Tha t Gives Effici ent Service I in Every D epartment. WE SOLIC IT YOUR B USINESS.  W.B. DAVIS_ _ _ J. R. OATES_ _ _ _ _ _ R. G. DAVIS........... 1G. G. CONNELLY Ch. Of Ba. and Tr. Officer J. R. UNDERHILL,  C. W. BROWN CENTRAL RANK J.SEND US Y OUR  Auditor.  100,000  69,280 4,109670 3,484.550  731,920  100,000  13,520 1,007,180  214,580 214,580!j Han. N., N. Y.; N. State & City, Rich.  ASHEV ILLE ITEMS DIRECT. &TRUST COMPANY /Special Att ention Given Bill of Ladi ng Drafts, or, Cash and T ime Items. 66-38 <§’12 25,000  6,540  181,970  901,130  177,060  34,940 Han. N., N. Y.; Am. N., Asheville.  OWEN NORVELL—- T. Q. MILLER-....... ; 1,250,000 (Branch, of Wins ton-Sale m. N.C.) N. City. N. Y.; Wachovia Bk. & Tr. Co., Wins­  ♦WACHOVIA BANK & TR. ... 66-35 <§'03! (Personal attent ion given to all C ollections on Ash cville.  —........  “  i Asheville Clearing House__ iR. E. Currence___ IS. H. Hubbard____ W.F. Duncan, \ (Members indicated, bp a *)\ 1 I Sec. and Tr.  Atkinson------Pender F9\Bank of Atkinson------A. Hawes_______________\J .T. Haggard_____ \K. H. Page_______ IL. M. Pope______ Von. 3000 ' 66-498 ' 'W.H.Lewis  1   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  ton-Salem.  8.850 \  4,010 1  158,000  \ 130,000 \  1920  ”  28,000 28,000IMurchison N., Wil.  LARGEST BANK IN  THE C.4ROPVN4S  \NE COLLECT DIRECT AND  SOLICIT  NOUR  Ju ly ,  *Oitizens Bank................<§’06 E. L. Ray________ J. C. Martin_______ John A. Campbell.IWm. F. Duncan... 66-36 R. S, Jones. Active. ♦Southern State Bank .<§’13 R. E. Currence ___ S. Sternberg______ J. E. Reister___ 66-39  Ian. N., N. Y.; 1st N., Chi.; Plili. N„ Phil.; N. Shawmut, Bos.; Plan. N„ Rich.; 4tli N., All.; Ain. Tr. Co., Charlotte.  N O R TH CA RO LI NA B A N K S — A ber dee n to A tk in so n  ‘Albemarle..-Stanly D 5 CABARRUS SAVINGS BANK Pop. 8000 66-207 <§'99 First National Bank.— <’17 66-616 Stanly Bank & Tr.Co. .<§’04 66-208 Andrews.. Cherokee H 2 Merchants & Manfrs. Bank Pop. 2500 66-264 <§'05 Angier_____ Harnett D 8 Angier Bk. & Trust Co. <§’17 Pop. 400 66-558 Farmers Bank_________ §’20 66-697 Ansonville.... Anson D 5 Bank of Anson...............<§’10 Pop. 800 66-302 Apex........ ........... WakeC8 Merchants & Farmers Bank Pop. 1500 66-282 £§’05 Peoples Bank........ ...........£§’10 66-283 Arapahoe..Pamlico D 12 Bank of Pamlico_______ £§’19 Pop. 75 66-638 ‘Ashboro.. Randolph C 6 Bank of Randolph_____ £§'97 Pop. 2500 66-218 First National Bank........ <’07 66-219 ‘Asheville-Buncombe G 5 Pop. 28,504  President.  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of this volume. For Interest Rates, Holidays, etc., see Laws.  NORTH CAROLINA  1016  1 (11 A Ivlu  BUSINESS  txsmag/wtxszi  American Trust Company MEMBER FEDERAL RESERVE SYSTEM  CHARLOTTE, N. C.  Capital, Surplus and Undivided Profits - $1,800,000.00  Resources ovor $12,000,000.00 We invite the Re­ counts of Banks, Bankers, Corpora­ tions and Firms on favorable terms.  Raleigh Banking 4 Trust Company RALEJGH, NORTH CAROLINA  The Third Generation of Successful Banking.  Raleigh Banking 6 Trust Co., 1905. Raie°igh Na^onl^Bank^’ 1865=1885.’   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Correspondence Invited.  Special Attention Given to Collections in North Carolina. Promptness Assured.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  9  jyMi^oioisgoiyMiyMoiiy^^  INDEPENDENCE TRUST COMPANY CHARLOTTE, N. C. Commercial Banking  TOTAL RESOURCES (OVER)  $5,000,000.00 PROMPT  OFFICERS J. H. WEARN, Chairman of Board J. H. LITTLE . . . President W. A. WATSON, Vice-President W. M. LONG . . Vice-President E. O. ANDERSON, Vice-President E. E. JONES .... Cashier R. S. SMITH . . Asst. Cashier THOS.P. MOORE . Asst. Cashier A. R. SARRATT . Asst. Cashier  EFFICIENT CONFIDENTIAL  SPECIAL ATTENTION GIVEN COLLECTIONS  We Have Superior Facilities For Handling Your North Carolina Items  BILL OF LADING DRAFTS A SPECIALTY  „ ~ t >iuin her under Name of Bank ia the New Transit Number given 1017 /M, n, lcctor eacth >bank *2 U- S’ exclusively by The Rand-51cNalIy Bankers’ http://fraser.stlouisfed.org/ ’ under the authority of The American Bankers Ass’n. Federal Reserve Bank TnwK of St. aLouis XT A vn ClnrrK'T'v I  mZWSSSi yiftlYS'SltYStfiYitiiTSX  xron^rT NORTH CAROLINA  -Continued  i  r/svir/svir/sviyaMUo  Non-Bank Towns with Nearest Banking Point (Ii dexed Acces.) Lawyers, Laws (indexed) in back of th volume. For Interest Rates. HnliriavZ ™ ...L  Number under Name of Bank is the New Transit Number given 1 Hl 7 t0 each bani in U. S. exclusively by The Band-McNally Bankers’ ■lUls Directory, under tbe authority of The American Bankers Ass’n.  Non-Bank Towns with Nearest Banking Point (Ir dexed Acces.), Lawyers, Laws (indexed) in back of thi volume. For Interest Bates, Holidays, etc., see Laws  NORTH CAROLINA—Continued  Resources.  Liabilities.  J. R. Allen______ S. Leslie Watts__  E. C. Harrell_____ J. E. Cooke.____  A. A, Burden  Surplus  AND  Depos­  i Profits 8,000 !$ 1,820 $  68,600  6,260  its  54,520 $  177,230  • CHANGES,DUX 1 48,300 1$ 26,040  252,310  N„ Wil.; Wachovia Bk.& Tr.Co.,Winston-Sal.  8,500  230,000  73,000  25,000  470  92,930  107,670  100,000  60,000  525,009  650,000  75,000  27,500  400,000  491,000  167,000 lorfolk N., Norfolk: Bk. of Wash., Wash.; Merch. N., Rich.; Wachovia Bk. & Tr. Co., Winston-Salem. 6,470 40,000  J. R. Turnage ___ G. W. Prescott___ Evan E. Settle___ J. J. Edwards R. L. Smith______ J. W. Frazier.. ... John S. Cox  D. L. Rogers — —  25,000  1U.000  175,000  150,000  G. W. Stanton___  Miss Beulah High .  15,000  15,000  425,030  225,000  ville; N. Bk. Com., Norfolk; Branch Bkg & Tr. Co., Wilson. 40,000 N.Bk.of Greenville.Greenville;Norfolk N.,Nor folk; WachoviaBk.& Tr.Co., Winston-Salem. 33,000 Han. N., N. Y.; 1st N„ Rich.: Wachovia Bk. & Tr. Co., Winston-Salem; Merch. N., Raleigh 15,000 Plan. N„ Rich.  J. G. Wilson_____ R. H. Griffith___ D. A. Greene____ Clyde Pritchard... V . C. Berry W. C. Tate......... .. F. H. Stinson____ W. L. Norman__  10,000  11,900  200,000  174.000  17,840  14,770  6,170  20,300  J. C. Braswell........ M. C. Braswell __  M. F. Jones_____ J. A. Daughtridge.  25,000  21,000  266,240  233,200  12,670  W. J. Swan______ D. C. McCotter__  J. S. Weskett  30,000  25,000  849,000  800,000  V. J. Perry______ L. II. Harrison__  M. A. Matthews—.  T. A. Dzzell.......... . John Forlaw____ J. A. Iloruaday, Jr. E. D. Davis______  14,510  20,000  6,000  362,860  309.610  U. E. Swann_____ J ulian Hamilton -.  50,000  11,810  575,670  556,460  (C. P. AYCOCK____ C. C. JACKSON — H. M. STEARN______ W. E. STUBBS -( Send us your co llections which w ill receive prompt attention. (All collections r emitted for on da y of payment.  100,000  34,210  401,690  503,890  5,890  N. B. Mariner____ D. O. Newberry...  W. ,T. .Tnstns  25,000  R. L. Stowe............. J. L. RobinsoD__  W. B, Puett______  10,000  R. B. Suggs--------- D. P. Stowe_____ W. D. Crawford—. G. W. Stowe _  O. W. Quinn____  178.840  164,550  54,870 1,000,990  655,890  110,000  77,300  15,000 (Branch  D. M. Phillips Preston Woodall — J. H. Godwin____ H. A. Parker____ W. R. Strickland .. E. S. Turlington Louise Temple M. T. Britt............. W. D. Roon W. H. Slocumb__ B. Johnson  Bessemer City.Gaston D 3 Bessemer City Bank. ... t§’06 R. C. Kennedy__ Pop. 1529 66-311 Bethel.................. Pitt 0 11 Bethel Bkg. & Trust Co.»t§'04 M. O. Blount____ Pop. 1000 66-312 Henry V. Staton . JS’19 66-656  50,000  100,000  ’ N. CA  Seab. N., Norfolk; Plan. N.. Rocky Mt. 40,000 Ian. N..N.Y.:N. Bk.Com., Norfolk; Peo., New Bern:Wachovia Bk. & Tr.Co.. Winston-Salem. 75,150 Ian. N., N. Y.: Peo.. New Bern; Com’l N„ Raleigh; Am. N.; Rich. 81.030 I. Park, N. Y.; Murchison N., Wil.; 1st N., Rich. 56,230 lhase N., N. Y.: N. Bk. Com., Norfolk; Cityi N.. Balt. 41,490 Ian. N„ N. Y.; 1st & Citz. N.. Elizabeth City;; Bk. of Wash., Wash.: Mercli. N., Rich. 416,670 I. Park, N. Y.; 1st N„ Gastonia. 44,800 I. B. Com., N. Y.; Citiz. N., Gastonia; Am. Tr.i Co., Charlotte; 1st N„ Rich. 1kg. Ln. & Tr. Co. and Bk. of Sanford,i Sanford; Plan, N., Rich.; Com’l N..Raleigh.; 75,000 Ian.N..N.Y.:Murchison N..Wil.;Warhovia Bk. &Tr. Co., Winston-SalemiNorfolkN., Norfolk, 125,000 lhatham & Phenix N., N. Y.: IstN. and N.j State & City, Rich.; N. Bk. Com., Norfolk; Murchison N. Wil. 21,280 N. Park, N. Y.; 1st N., Gastonia.  Bk. & T r, Co.. B onlee,  30,000  400,000  690,0C0  25,000  700,000  700,000  J. J. Ormand ____ O. M. Vernon____  10,000  3,920  99,710  94.850  J. A. Staton ______ S. C. Ives.............. R. L. Whitley____ S. C. Whitehurst E. L. Mayo W. M. Pruett____ Addie L. Grimes  22,000  19,470  376,520  230,370  15,000  4,500  140,000  135,000  190,150 lech, & Metals N., N. Y.; Norfolk N., Norfolk? Greenville Bkg. & Tr. Co.. Greenville. 20,000 Vachovia Bk. & Tr. Co., Winston-Salem; N, Bk. Com., Norfolk; Merch. N., Raleigh; N, State & City, Rich. 16,850 lurchison N.. Wil.: Am. N., Rich.; Merch. N, and Com'i N., Raleigh. 34,550 R State & City, Rich.; Branch Bkg. & Tr. Co.. Wilson. 85,000 Ian. N., N. Y.; Com’l N., High Point; Cent, Bk. & Tr. Co., Asheville. 23,000 lid. Bk. & Tr. Co., Wil.: M.-M. 1st N., Balt.  I. J. Sandlin_____ W. L. Beach_____  1,700  ' 2,810  95,270  94,670  J. H. Thompson ... J. S. Tomlinson ... J. A. Barnes_____  10,000  4,540  165,270  131,110  F. A. Perley_____ C. E. Cotton___ A. A. Hegeman  A. A. Hegeman__  25,000  14,000  277,000  240,090  H. C. Bridger, Jr...  10,000  32.500  215,000  140,000  16,000  3,820  86,130  91,000  27,630 Ian. N„ N. Y.; Wachovia Bk. & Tr. Co., Wins­ ton-Salem: Bk. of Lenoir, Lenoir, lech. & Metals N., N. Y,  215,000  74,500 lank of Sanford, Sanford; Plan. N., Rich.; Com’l N., Raleigh.  H. C. Bridger____ J. A. Lentz ..  R. B. Dougherty... G. M. Sudderth__  1.11. Dunlap_____ W.J. Tally.............. C. M. Andrews__ W. S. Gardner  B. B. Blair_______  ,1. A. Purvis__ _ . D. M. Phillips  boro. N. CA 25,000  2,500  k of  Mo  275,000  WACHOVIA BANK & TRUST COMPANY, Winston Salem, N. C.—™,STS!S   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  1017  Bank of Beulaville — ..<§’16 66-587 Bank of Black Creek. ...t§T8 66-623 Commonwealth Bank -<§'07 66-313 Bank of Bladenboro.. ...t§’08 66-314 Bank of Blowing Rock—1§’05 66-315 Boiling Springs Bank ....§'16 66-585 BonleeBauk& Trust Co.•+§'17  13,600  25,000 10,900  Principal Correspondents.  Loawb <fc Dib ' Cash <£ Ex• C’TB. BOND8, from Banks SBcnamM  <§'07  Belhaven.. Beaufort C 12 BANK OF BELHAVEN -<§’03 Pop. 3700 66-308 Farmers Bank........ . <§’17 66-608 Belmont____ Gaston D 3 Bank of Belmont___ ..<§’08 66-309 «f Pop. 2941 «« Pennies Exchange Bank»l§'1fl 66-664 Bennett__ Chatham C 7 Rank of Bennett -+§T9 Pop. 252 66-661 Benson........JohnstonD 9 Citizens Bk. & Trust Co. Pop. 1500 tt 66-546 <§T4 <« Farmers Commercial Bank 66-310 <§’08  66-610  Paid-up Capital  $  B. IL Haggard. . 11. B. White, Acting G. C. Mitchell M. B. Wilkinson... O. M. Hooker____  BEAUFORT RKC S. TR CO N. W. Taylor......... C. L. Duncan____  Beulaville... Duplin E 10 Pop. 525 Black Creek.Wilson C 10 Pop. 219 BlackMount’n.Buncombe Pop. 600 G 5 Bladenboro....BladenF 8 Pop. 276 Blowing Rock...Watauga Pop. 400 B2 Boiling Springs__ Cleveland-.Pop. 410 ....D 2 Bonlee____ Chatham C 7 Pod. 250  Ass’t Cashier.  B. B. Thompson... W. T. Stillman •tS’17 .•§'03 C. V. Cannon. . - Jesse Cannon ___ J. H. S. Hodges ... J. D. McGlohon ... J. R. Smith  Ayden________ Pitt D 11 Pop. 2500 .. Farmers & Merch. Nat’l Bk. 66-573 •J’15 Badin______ Stanly D 51 Bank of Badin_____ .<§’17 Pop. 5000 66-620 Bailey________ Nash O 9 Bailey Banking Co. — ~<§T2 66-515 Pop. 500 ‘Bakersville.Mitchell F 6 Merchants & Farmers Bank Pop.500 66-306 <§’13 Banners Elk ..Avery B 2 Banners Elk Bank... .—§’20 Pop. 300 66 669 Battleboro___ Nash C10 Planters Bank............. —1§’14 Pop. 265 66-522 ‘Bayboro__ Pamlico D12 -<§’07 Pop. 370 66-307 ‘Beaufort.. Carteret E 12 BANK OF BEAUFORT- ..<§’01 Pop. 2500 66-183  66-184  Cashier.  N O R T H CA RO LI NA B A N K S -A u b u rn to B on le e  66-619 Bank of Ayden....... . 66-305  Vice-President.  1? -. 0 .-.  •Mem. Am. Bks. Assn. SState President. Entire State in No. 5 tMem. State Bks. Assn. tPriv. [Estab. Federal Reserve District. ♦Mem. Fed. Res. Annum Wake C8 Auburn Banking Co. _ §’19 J. J. Lane___ 66-685 Pop. 80 inlander Rertie R 12 Bank of Aulander___ ...§'06 C. W. Mitchell____ 66-303 Pop. 1000 ...§’20 T. J. Whitt______ Farmers Bank___ 66-701 Anrora Beaufort I) 12 Bank of Aurora_____ .•:§’03 R. L. M. Bonner... 66-304 Pop. 440  *County Seats.  -  Number under Name of Bank is tbe New Transit Number given to each bank in U. S. exclusively by The Rand-McNally Bankers’ Directory, under the authority of The American Bankers Ass’n.  Town and County. •County Seats. Entire State in No. 5 Federal Reserve District. •Boone_____ Watauga B 2 Pop, 1000  Liabilities.  Resources.  Paid-up Surplus ­ AND , Depos its Capital Profits  Loans & Dis-■ Cash & Exc’ts. Bonds, j changes,Due Securities from Banks  Name of Bank, •Mem. Am. Bks. Assn. SState Vice-President. President. Cashier. iMem.State Bks. Assn. tPriv. ♦Mem. Fed. Res. [Estab. Bank of Boone------------- §’19 B. K. Barrs_______ A. Y. Howell........ 66-651 T. H. Coffey______ T. L. Mast.......... . - G. M. Sudderth .. Peoples Bank & Trust Co. 66-683 §T9 Watauga County Bank.»i§’03 66-316 Commercial & Savings Bk. 66-317 fj’ll Bostic Bank-------------------§17 66-622 Brevard Banking Co—»t§’ 66-318  N. L. Mast..........  Ass’t Cashier.  ! E. Lewis------  L. A. Greene_____ G. P. Hagaman ___ W. D. Farthing.__  F. W. Day________ i M. M. Crumel.......... J. W. Shore______ Miss Nellie Speer. E. N. Washburn... I J. B. Thompson ... S. C. Gettys............  10,000 .. ____ i  14,650  20,000 $  2,100  115.0 00  24,220  49,100  578,110  461,430  10,000  6,420,  132,360  128,690  6,000  2,700  120,000  120,000  25,000|  560,000  610,000  100,000  10,060 ..  5,000  6,000  200,000  30,0001  21,850  372,850  125,000 329,760!  5,800  4,330  104,230  88,020,  10,000  1,000  44,860  38,690  6,600  105,000  108,000  600,000  638,600  47,470  38,510  Louise Curtis_____  10,000  Maude Paddison—  12.500 ..  Fannie Sidbury....  14,585  J. 0. Staley, Sec,...  300,000’  R. W. Malone........ C. V. Long  60,000  940  25,460 1,154,310  40,000  2,750  159,230  J. E. Lyon________ J. P. Lyon R. W. Ramsey____ B. B. Byrd  25.000  27,250  433,350  17,300  32,500  360,000  (Branch  of Mou nt Olive,  (Branc h of Ba nk of Sa H. G. Poole----------  J. H. Rhodarmer.  10.000  1,000  33.180  10,400  2,500  100,000  30.000|  5,000  637,000  '  4,820 Han. N., N. Y.; Merch. N„ Rich.; 1st N. Abingdon. Va.; Bk. of Todd, Todd. 52,000 Bk. of Lenoir and 1st N., Lenoir; Wachovia Bk. & Tr. Co., Winston-Salem; Merch. N„ ! Raleigh. 189,990 1st N„ Lenoir and Rich.; Wachovia Bk. & Tr. i Co., Winston-Salem. 25,180 M.-M. 1st N„ Balt.; Far. Bk. & Tr. Co.. Wins­ ton-Salem. 15,000 Meeh. & Metals N., N. Y.; Com’l RutherfordI ton. 85,000 Chase N., N. Y.; Merch. N., Rich.; Cent. Bk., & Tr. Co., Asheville. 1st N., Rich.  75,000 Plan. N., Rich.; Bkg. Ln. & Tr. Co., Sanford.; 89,660 Chase N.. N. Y.; IstN., Rich.; Cent. Bk. & Tr. Co. and Battery Park, Asheville. 32,870 Chatham & Phenix N., N. Y.: Cent. Bk. & Tr. Co., Asheville; N. State & City, Rich. 10,210 Merch. N., Raleigh; Am. N., Rich. 10,000 N. State & City, Rich.; N. Bk. of Rocky Mount? Rocky Mount. 128,520; Irving N., N. Y.; Murchison N., Wil.  22,750 1st N„ Rich.; Merch. N., Raleigh. Murchison, N„ Wil. 275.000 N. Bk. Com., N. Y.; Girard N., Phil.; Am. N.. Rich.; 1st N., Durham. 379,820 N. Park, N. Y.; 1st N„ Durham; N. State & City, ! Rich. 26,480 M.-M. 1st N., Balt.; 1st N., Burlington.  30,000 1,500,000 1,250,000  R. A. Maynard .—  933,330 198,810  120,320 Chase N..N.Y.; IstN., Marion: Wachovia Bk i & Tr. Co. and Am. N., Asheville. I 54,000 Han. N„ N. Y.; Wachovia Bk. & Tr. Co.? Asheville, N. C. ! N. CO_________ Han. N., N. Y.; Am. Bk. & Tr. Co., Wil.:, Wachovia Bk. & Tr. Co., Winston-Salem. ; nford, Han. N., N. Y.; Com’l N., Raleigh; Bk. of| Sanfor d, N. C.) Sanford. Sanford. 31,670 20,420 Merch. N.. Rich.; Wachovia Bk. & Tr. Co.,, ' Winston-Salem. 70,000 35,000 N. Park, N. Y.; Wachovia Bk. & Tr. Co., Asheville; Bk. of Waynesville, Waynesville.! 230,000 Battery Park, Asheville; Wachovia Bk. 509,000 & Tr. Co.. Winston-Salem. N. CO - ______ N. Bk. Com., N. Y.; Merch. N„ Raleigh.  373,840  350,000  W. V. Smith..........  (Branch of Fores t City,  R. C. Dalrymple...  (Branch of Bank of Chape I Hill, C hapel N. City, N. Y.; 1st N„ Durham; Am. N., Rich? Hill, N. C.) 15,000 6,000 340,000 100,000 Merch. N., Raleigh: Plan. N„ Rich. 130,000  J. M. Me Caskill... (Branch j of Aber deen, N. C.)........ 5,050i  Mabel Gilleland... Annie Smyre  W. H. Sellers-  CAROT.TNA—  900  55,790  53,980  6,550  2,500  40,000  330,000  20,000  7,060  238,700  280,370  10,000  3,710  75,740  88,940  10,000  12,000  350,000  325,000  10,000 .  Mm BI\NK & TRUST CO., Winston-Salem, N. C NORTH  17,820 $ i 90,000  Principal Correspondents,  ______ Citiz. N., Raleigh; Merch. N., Rich.; Wachovia Bk. & Tr. Co., Winston-Salem. 970 Merch. N., Raleigh. 16,000 N. State & City, Rich.: 1st N., Rocky Mt.  I  20,380 Am. Tr. Co., Charlotte.; Merch. N., Raleigh? 1st N * Rich.. 9,790 Am. Bk. & Tr. Co., Wil.; Girard N„ Phil.  Ju ly , 1920  R. R. Deaver-------- J. S. Silversteen... T. H. Shipman____ T. H. Shipman Bank of Bridgeton___ »t§’20 F. A. Bunting____ C. A. Ryman______ J. T. Me Keel_____ 66-700 Bank of Broadway....... t5’09 J. L. Thomas_____ J. F. Jones.............. D. E. Shaw_______ 66-319 Bryson City Bank_____ »}§’O4 D. K. Collins_____ S. W. Black............ J. R. Long________ 66-320 O. P. Williams........ Citizens Bank------------- *$§’13 A. M.Frye________ 66-526 Buies Creek-Harnett D 8 Bank of Buies Creek.__t§’19 N. T. Patterson___ B. P. Marshbanks. B. F. McLeod....... 66-670 Pop. 500 Bunn_____ Franklin C 9 Bunn Banking Co.------ •J§’14 R. L. Hufflnes........ W. I. Reed---------- B. B. Sykes_____ 66-545 Pop. 600 •Burgaw____ Pender F10 Bank of Pender............. *$§’06 C. C. Branch______ J. R. Bannerman— 66-321 Pop. 1200 W. A. Brown____ W. D. Croom_____ J. E. Crutchfield .. Planters Bank & Trust Co. 66-695 §’20 C. C. Bryan Burlington.Alamance B 7 Alamance Bank & Tr.Co.i§’92 J. H. Holt.......... — J.N. Williamson, Jr. J. M. Fix, Tr......... 66-135 Pop. 5952 W. W. Lasley____ J. M. Browning ... A. L. Davis_______ FIRST NATIONAL BANK** 66-136 First Savings Bank .— i§’19 A. L. Davis______ C. V, Sellers-------- M, W. McPherson. 66-637 •Burnsville—Yancey F 6 Bank of Yancey...........•t5’05 J. W. Higgins.......... W. B. Banks............ J. M. Lyon---------66-290 Pop. 1000 Citizens Bank_______ **§'08 S. G. Byrd________ J. A. Peterson........ T. R. Byrd................ 66-291 A. G. Small_______ Calypso_____ Duplin D 10 Citizens Bank of Mount Olive 66-530 13 Pop. 500 J. D. McLean____ Cameron____ Moore D 7 Bank of Cameron--------- §’18 66-627 Pop. 400 Candor ..Montgomery D 6 Bank of Candor..........—•§’13 D. C. Ewing--------- J. C. Currie_______ H. S. Poole.......... — 66-501 Pop. 160 Canton........ Haywood G 4 Bank of Canton............... t5’08 Alden Howell------- T. A. Clark_______ G. N. Henson ___ 66-235 Pop. 2584 Champion Bank & Tr. Co.t§’06 W. J. Hampton----- C. S. Bryant______ J. H. Kirkpatrick.. 66-234 Caroleen.Rutherford D 2 Farmers Bank & Trust Co. 66-323 •tS'10 Pop. 1892 A. P. Lloyd____ Carrboro____ Orange B 7 Bank of Carrboro_______ §’19 66-658 •Carthage___ Moore D 7 Bank of Moore________ »i§'07 U. L. Spence______ H. B. Shields_____ M. G. Dalrymple__ 66-271 Pop. 10,000 P. K. Kennedy___ Page Trust Co-------------*i§’98 66-270 J. M.Templeton,Jr E. P. Bashaw____ Oary________ Wake C 8 Bank of Cary_________ *t§’04 M. B. Dry-------66-324 Pop. 600 Castalia_______ Nash B10 Bank of Castalia----------$§’13 S. J. Bartholomew. T. O. Coppedge.__ W. J. Lancaster... 66-531 Pop. 219 F. Y. Long________ W. B. Walker........ Catawba____ Catawba C 3 Peoples Bank........ ...........i§T2 J. U. Long______ 66-486 F. E. Booth Pop. 300 Cerro Gordo — Columbus Bank of Cerro Gordo .—t§’13 P. S. Cooper______ J. H. Williamson— R. B. Stephens. 66-521 Pop. 323 F8 Chadbourn-Columbus F 8 Bank of Chadbourn___ •t§'04 J. H. Williamson J. R. Blake_______ D. C. Clark.............. 66-325 Pop. 1242 D.C. Clark Farmers Savings Bank...§’19 J. F. Blake________ I__________________ j J. C. Rabon 66-671   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of this ’~‘ volume. For Interest Rates, Holidays, etc., see Laws.  f' A DOT TXT A____ /A IX kJ 1^1 IN AY k>OIl llllUeCl  N O R T H CA RO LI NA BANKS — B oone to C had bourn  Boonville____ Yadkin B 4 Pop. 400 Bostic__ Rutherford D 2 Pop. 225 •Brevard .. Transylvania Pop. 2000 H4 Bridgeton...Craven D 11 Pop. 348 Broadway_______ Lee D 8 Pop. 400 •Bryson City.. Swain G 3 Pop 1100  iNUIXin  018  1A1Q 1U1O  50,000 N. City, N. Y.; Murchison N., Wil.; Plan nJ I Rich.  LARGEST BANK IN THE CAROLINAS  WE COLLECT DIRECT AND SOLICIT YOIJR BUSINESS  Near<?st Banking Point (In-  w nbnuvw  lot-  drwix is the  Non-Bank Towns with Nearest Banking Point (Ir dexed Acces.), Lawyers, Laws (indexed) in back of thi volume. For Interest Rates, Holidays, etc., see Laws  New Transit Number given  1 r>1 n to each bank in U. S. exclusively by The Hand-McNaUy Bankers’ NTS') r? 'T' CI C A t? nT TNT A___ (“'f'tn tin H erl lUlfy Directory, under the authority of The American Bankers Ass’n. a\ LATV. 1 T3 CAIvLyl^IIYrl till CJ.CH  Town  and  County.  Ohapel Hill... Orange C 7 Pop. 2000  ‘Charlotte..Mecklenburg Pop. 46,338 D 4  Liabilities  Name of Bank.  •County Seats. •Mem. Am. Bks. Assn. SState Entire State in No. 5 tMem. State Bks. Assn. tPriv. Federal Reserve District. ♦Mem. Fed. Res. [ Estab.  President.  Vice-President.  Cashier.  Ass't Cashier.  Paid-up I  its  Bank of Chapel Hill---- •tS'OO M. C. S. Noble____ R. L. Strowd_____ M. E. Hogan______ ___________________ J 66-246 Peoples Bank_________ *^'07 E. V. Howell_____ j R. H. Ward ______ C. B. Griffin.............. R. P. Andrews — 66-247 'I Lueco Lloyd I  66-19  25,000 $ 15.000  ' Lajura A D ' c’n. Bowes, ib  Bbodritiu  Kx-  Principal Correspondents.  Cash A cbakom,Dcs from Barks  40,850 $ 470,330 $ 468,840 $ 9,000 225,000 190,000  67,350  45,000  W. H. WOOD-.......... T. E. HEMRY J. E. DAVIS, H. L. DAVENPORT, <1 Branch) GEORGE STEPHENSSec. and Tr. A. Sec. and A. Tr. \ W. S. LEE JOHN G. NICHOLS  P. C. WHITLOCK, Tr. Officer 1.250,000  M. A. TURNER  JOHN FOX,  A. Tr. Officer  9,943,030 9,094.260 2,662.470 City, N. Y.; Phil. N., Phil.; Am. N., 1st N., and Merch. N. Rich.  j  Does a general banking business.  Collections a specialty.  »t§'01  Correspondence solicited. SEE ADVERTISEMENT ON NORTH CAROLINA INDEX.  JNO. M.  ‘CHARLOTTE NATIONAL 66-18  scon.... W.^. (jjjAMB^---WJI. TWITTY,  C, W. BUTT  ■TOIK  Designated Depository of United States, State of North City of Charlotte. Unsurpassed Facilities for handling Collec­ BANK and tions. Remittances sent direct to your correspondent in any reserve »t’97 city if desired.  3T5.W  4.886.880 4,932,650 1,337,240  Corn Ex.N.,Phil.; 1st N.,Rich.  ♦Commercial Nat’l Bank»t’74 R. A. Dunn.... ......... C. W. Johnston___ A. T. Snmmey____ I. W. Stewart____ 66-17 T. S.McPheeters D. H. Anderson  500,000  506,850 2,992,990 3,588,780  965,380  ♦FIRST NATIONAL BANK 66-15 »t  Henry M. McAden. G. W. Bryan______ John F. Orr______ R. C. Johnson____  300,000  574,000 1,398,000 2,338,000  288,000 T. Park, N. Y.; 1st N., Phil.; N. State Rich.; N. F,x„ Balt.  ‘INDEPENDENCE  J. H. LITTLE—...... W. A. WATSON_ _ _ E. 0. ANDERSON, W. M. LONG  im. Ex. N., N.Y.; Merch. N., Rich.: N., Phil.; Com’l N., Wash.  4,013.000 5,287,540 1,186,440 I. Bk. Com., N. Y.; Girard N„  E. E. JONES_ _ _ _ _ THOS. P. MOORE — R. S. SMITH,A.Cash. A. R. SARRATT  Merch. N., Rich.  T . P. Commercial Banking. Special attention given collection of Chari otte it ems a n d •1512 remittance made direct to your Northern correspondent , less 1-10th of 1 pe r cent.  TRUST COMPANY ♦  66-23  SEE ADV. OPPOSITE BEGINNING NO. CAB. BANKS.  ‘MERCHANTS & FARMERS  W. C. WILKINSON -JNO. B. ROSS.......... J. A. STOKES..........-J. M. LONG — G. E. WILSON, W. F. DOWD J. C. BOOKER Ch. of Bd. J. J. McADEN  200,000  389.300 2,705,650 2,758,560  736,400  ♦Security Savings Bank t§’19 J. B. Ivey______ -- W. L. Jenkins.........W. L. Jenkins. 66-22 P. H. Allen  100,000  325,000  390,000  52,000  (♦Union National Bank.. »’O8 H.M. Victor............F. D, Alexander.— D. P. Tillett ______ A, G. Trotter_____ I 66-21  200,000  2,828,250 2,992,140  641,300  NATIONAL BANK  66-16  •t’71  We will remit for Charlotte Items direct to your New York correspondent at 1-10th of 1 per cent. Careful attention is given to ail collections sent us.  1019  Charlotte Clearing House— H. M. Victor — 1 (Members indicated by a *)  __ E.O. Anderson, Sec.  WACHOVIA BANK & TRUST COMPANY, Winston Salem, N. C.—   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Cltii. N., Balt.  t—*  <  N O R T H CA RO LI NA BA N K S — Cha pe l Hill to C har lo tte  AMERICAN TRUST COMPANY  Depos­  July , 1920  Number under Name of bank  v? f-l  CD ■  —  THE LARGEST BANK IN THE CAROLINAS LET US COLLECT YOUR ITEMS DIRECT  Number under Name of Bank is the New Transit Number given  Town and Counti .  Name  of  .-r  vwT A  Bank.  •Mem. Am. Bks. Assn. SState •County Seats. Entire State in No. 5 ; tMem. State Bks. Assn. tPriv. [Estab. Federal Reserve District. ♦Mem. Fed. Res.  President.  Vice-President.  Cashier.  Ass’t Cashier.  Cherry ville..-Gaston D 3 Farmers Bank & Tr. Co. M. L. Craft---------- W. J. T. Styers.__ ; C. L. Beam Pop. 3500 66-541 •i§13  FIRST NATIONAL BANK «t 04  M, L. MAUNEY...... !S.S. MAUNEY........... M.C. MAUNEY_ _ _ _ A. J. MAUNEY — D. E. RHYNE  Collections and cash letters have the personal atte n tion of an off No items return cd without reason of non-payment being given. Patronize a progressive bank. Se rviceIs our motto . TRY US.  China Grove—Rowan C 4 Bank of China Grove__ t§’03 A. M. Hanna. 66-327 Pop. 1000  J. D. Norwood____ | C. C. Graham.  Liabilities. Surplus Depos­ Paid-up AND its Capital Profits J  10,000 $  Resources. Jt DiaC’Tt. Bowds. Bbcurttibr  from  4,200 J 230,000 $ 153,000 $  115,000 1,250,000 1,550,000  160,000  Baber  90,000 Merch N., Raleigh and Rich.  150,000  1st N.. Shelby; Wachovia Bk. & Tr. Co., Winston-Salem; Independence Tr. Co., Char­ lotte.  Rate 1- 10 of 1 %.  13,850  10,000  349,530  309,850  Principal Correspondents.  Care k Exeii«au,Dtii  59,100 D. C.  of Cataw ba, N. C. )........ .  Claremont ..Catawba C 6 Peoples Bank--------------- §’19 66-687 Pop. 297  A. A. Clark............ E. C. Clark_______  Meeh. & Metals N.. N. Y.; Merch. N. Raleigh; 1st N„ Rich.  15,000  45,500  376,000,  351,000  58,700 N. Park. N. Y.; Murchison N., Wil.  100,000  29,840  529,720  697,260  94,810 Han. N„ N. Y.; 1stN.,Rich.; Com’l N„ Raleigh.  25,000  9,470  270,470  294,660  37,140  Cleveland.— Rowan C 4 Citizens Bank...... ........... t§’15 W. F. Thompson .. C. A. Brown______ W. W. Roseman__ 66-572 Pop. 426  7,000  5,000  75,000  45,000  W. W. Nanney ...  (Branch  Clarkton_____ Bladen F 8 Bank of Bladen______ <§’07 E. J. Cox.. 66-328 Pop. 500  Clayton........ Johnston C 8 Clayton Banking Co___ <§’99 C. W. Horne_____ D. H. McCullers— J. T. Tai ton______ W. F. Weathers... 66-329 Pop. 1441 Farmers Bank___ 66-626  .§’18 J. A. Vinson______ J. A. Griffin............. J. M. Turley______ D. M. Hall_______  Cliffside .Rutherford D 2 Haynes Bank........ ......... 1§16 66-589 Pop.2500 •Clinton___ Sampson E 9 Bank of Clinton______ <§’01 66-252 Pop. 1800 Bank of Sampson_____ <§’06 66-253 Clyde_____ Haywood G 4 Bank of Clyde . .................tS’12 66-514 Pop. 500 Coats_______ Harnett D8 Bank of Coats________ <§’12 66-499 Pop. 600 Colerain____ Bertie B12j Bank of Coleraine.........<§'08 66-331 Pop. 250 Peoples Bank & Tr. Co.-t§’29 66-706 Coleridge—Randolph C 6 Bank of Coleridge.......... T§’19 66-652 Pop. 300 •Columbia-Tyrrell C 13 Merchants & Far. Bank.t§'03 66-332 Pop. 1000 Tyrrell County Bank.. <§’19 66-633 Columbus______ Polk H 6 Polk County Bank & Tr. Co. 66-663 §T9 Pop. 122 •Concord—Cabarrus D 4 Pop. 9903  CABARRUS SAVINGS BANK  of Hen rietta, N . c.).__  50,000  55,000 1,229,330 1,110,000  Chase N., N. Y.; Charlotte N.. Charlotte. 200,000 Imp. & Tra. N., N. Y.; Murchison N., Wil.  15,000  15,710  314,900  293,720  T. H. Haynes_____  10,900  4.040  130,790  157,960  N. T. Patterson.__ J. T. Coats_______ Edwin Stuart_____  24,500  13,830  398,240  468,370  H. S. Rasnight ___ W. M. Sitterson___ D. R. Britton Q. D. Perry_____ E. T. Forehand ... W. M, Sitterson... G. M. Holley C. A. Hayworth ... A. S. Hinshaw........ F. C. Caveness___  15,000  39,800  401,020  308,000  30,400  690  69,240  10,000  800  55,000  50,000  A. L. Walker_____ D. O. Newberry... O. L. Chapman........  10,000  7,000  204,216  142,190  L. A. Armstrong .. W. W. Sawyer .... D. M. Darden____  10,000  2,280  127,000  110,000  E. W. S. Cobb____ Frank Jackson .... F. W. Blanton........ M. L. Arledge----W. E. Walker  13,000  1,330  55,630  48,600  23,230 Irving N.. N. Y.; Norfolk N., Norfolk.; Merch. N., Raleigh. 29,500 Chase N., N. Y.; Cent. Bk. & Tr. Co., Ashe­ ville; Am. Tr. Co.. Charlotte.  215,830 3,115,310 2,458.130  973,030 Han. N.. N. Y.; M. M. 1st N.. Balt.; Merch. N.,  John D. Wood____ E. A. Wood.......... .  L. A. Nowell_____  1 H.I.WOODHOUSE J. W. CANNON........ C. W. SWINK-------- W. G. CASWELL  100,000  51,890 Chase N.. N. Y.; Wachovia Bk. & Tr. Co., Win­ ston-Salem. 33,830 Han. N.. N. Y.; Cent. Bk. & Tr. Co., Ashe­ ville. 27,290 Merch. N., Raleigh; Wachovia Bk. & Tr. Co., Winston-Salem. 37,220 N. Park, N. Y.  N. State & City, Rich.  12,000 N. State & City, Rich.; Wachovia Bk. & Tr. Co., Winston-Salem. 83,750 Han. N.. N. Y.; N. Bk. Com., Norfolk.  Raleigh; Am. N., Rich.; Am. Tr. Co., Char­ lotte.  < Special attentio n given to collec tions. Prompt, person al service. Quick returns. (Prompt attentl on to all bankin g matters entrus ted to us.  Chas. B. Wagoner. M. L. Marsh______ I A. F. Goodman___ I__________________ Citizens Bank & Tr. Co. 66-75 <505  100,000  53,630  r05,100  328,260  Concord National Bank..t'88 D. B. Coltrane____ J.P. Allison______ L. D. Coltrane_____ ;J.M. Cook_____ — 66-73 I  100,000 !  60,000 1,100,000 ,1,300,000  260,000  Hil&WAK  http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis IViimhi  <|’#7  38,500 Peo. N., Salisbury; Com’l N., Wash., D. C. 38,500!  WL, Wshiu-Sklem, H. C.  885,740  LARGEST BANK IN THE CAROLINAS  Charlotte; Wachovia Bk. & Tr. Co., WinstonSalem. WE COLLECT DIRECT AND SOLICIT NOUR BUSINESS  Ju ly , 1920  66-74  L. A. Bethune........ G. E. Butler............ H. McKinnon_____ B. P. Smith... J. A. Stewart W. F. Peterson.__ G. A. Clute.............. A. G. Robinson.__  (an. N„ N. Y.: Plan, N.. Rich., Merch. N„ Raleigh.  N O R TH CA RO LI NA B A N K S — C he rr yv ill e to Con co rd  66-326  Non-Bank Towns with Nearest Banking Point in­ dexed Acces.), Lawyers, Laws (indexed) in back of this volume. For Interest Rates, Holidays, etc., see Laws.  NORTH CAROLINA—Continued  1020  1020  Number under Name of Bank is the New Transit Number given to eaoh bank in U. 8. exclusively by The Rand-McNally Bankers’ Directory, under the authority of The American Bankers Ass’n.  'NMSWiNXK uMm & \KVlb\ UU.,  Town  Number under Name of Bank is the. New Transit Number given to each bank in U. S. exclusively by The Rand-McNally Bankers’ Vlrectory, under the authority of The American Bankers Ass’n. and  County.  •Coonty Seats. . Entire State in No. 5 Federal Reserve District.  NORTH  CAROLINA  THE  Vice-President.  Cashier.  Ass t Cashier.  Resources.  Paid-up Surplus Depos­ and its ( Capital Profits  20,370 N. Bk. Com.. N. Y.; Norfolk N.. Norfolk; 1st N., Tarboro; Plan. N., Rich.  41,300  31,310  24,870 Wachovia Bk.  10,000  150,000  140,000  25,000  23,780  210,780  140,240  51,780  116,710  107.660  26,670 26,670HstN., Phil.; Oitiz. N., Durham.  265,750  92,840 Han. N., N. Y.; Independence Tr. Co., Char­ lotte.  Connellys Springs-Burke Peoples Bank------ ------ _t§’10 W. T. McGalliard— D. W. Alexander— J. G. Aiken____ Pop. 450 C3 66-654  10,000  380  Conover........ Catawba C 3 Citizens Bank_____ ____ {§’12 J. A. Isenhower... J. Hunsucker_____ A. L. Shuford____ jR. M. Hunsucker.. Pop. 800 66-489 F. L. Herman  10,000  Conway___ Northampton Bank of Conway_______ 5'10 W. T. Bridgers___ J. O. Flylhe______ L. W. Flythe_____ Miss C. W. Bristow Pop. 500 Bll 66-334  5,000  Cooleemee........ Davie 0 4 Bank of Cooleemee........ §’05 Pop. 2000 66-335  J. H. L. Rice________________________  5.000  12,620  Cornelius.—Mecklenburg Bank of Cornelius______ 5 03 F. 0. Sherrill_____ J. A. Dove.__ Pop. 1141 D4 66-336  J. T. Beard______ M. L. Beard_______  20,000  16,420  Council______ Bladen F 9 Bank of Councils_______ §’20 II. M. McAllister.. A. E. Holmes. Pop. 100 66-710  J. A. Pickett_____ i___________________  10,000  Creedmoor-Granville B 8 First National Bank. ...•{'07 L. V. Peace______ Pop. 500 66-296  N. J. Boddie______ 0. L. Mangum_____  50,000  J. B. Mason..............  H. D. Mangum___ G. T. Sikes  Creswell_____ Wash. C 13 Bank of Creswell_______§ ’07 J. M. Ambrose-----W. H. Hardson ____ D. E. Woodley______________________ Pop. 600 66-337 Peoples Bank-------------- {§’17 66-603 Dallas______ Gaston D 3 Bank of Dallas________ {§’05 Pop. 1500 66-338 ‘Danbury........Stokes B 5 Bank of Stokes County..{§’05 Pop. 400 66-339 Citizens Bank__________ §19 66-667  H. G. Walker_____ W. B. Watts_______  Davidson—Mecklenburg Pop. 1056 D4 Denton____ Davidson C 5 Pop. 320 Denver_____ Lincoln C 3 Pop. 282 ^Dobson______ Surry B 4 Pop. 360 Dover_____ Craven D 11 Pop. 836 Draper.........Rockingham Pop. 700 B6  Jno. L. Douglas ... J. Lee Sloan______ W. H. Thompson _.  Bank of Davidson___ t§16 66-340 Bank of Denton______ *{510 66-341 Farmers & Merch. Bank..§14 66-551 Surry County Loan & Tr. Co. 66-342 §’02 Bank of Dover_________ {§’06 66-343 Bank of Draper_________ §’20 66-696 Imperial Trust & Sav. Bank 66-650 §19 Duke______ Harnett D 8 Bank of Harnett______ »{§’04 Pop. 2000 66-344 Dunn______ Harnett D 8 Commercial Bank______ {§’19 Pop. 3500 66-672  $  5.00(h  7,300  439,000  90,000. | N. Bk. Com.. N. Y.; N. State & City, Rich.; Citiz. N. and 1st N., Durham.  4,740  78,610  56,160 |N. Park, N. Y.; Va. N.. Norfolk; Merch. N., Raleigh; Branch Bkg. & Tr. Co., Wilson.  195,940  45,200 N. Bk. Com., Norfolk; Washington County, Plymouth. 42,000 N. Park, N. Y.; 1st N.. Gastonia.  J. C. Gatlin........ ..... A. L. Gatlin_______  104)00i  3,400  20,000.  21,000  210,000  201,000  J. W. Neal________ J. H. Fulton_______  N. E. Pepper______ : C. E. Davis_______  30,000  32,000 1,080,000  945,000  J. H. Ellington___ J. W. Slate_______ C. M, Jones_______M. O. Jones_______  7,800  780  104,710  79,650  10,000  12,000  290,000  200.000  W. E. Boone______  7.500  Mary McCorhee...  R. C. Lewellyn, Tr. R. A. Richardson „ J. K. Biddle______ L. Roberson______  (Branch  of Stan lev,  (Branch  of  5.00CH  T. R. Hundley— A. L. French_____ B. E. Ivie_____  Send us your d unn items direct. Special attentio n given Bill of La ding drafts, Cash  N. State & City, Rich.; 1st N., Mt. Airy.  2,880  56,370.  43,160  16.200 N. Bk. of Kinston, Kinston.  89,320  63,810  44,320 Com’l N„ High Point.  C. L. FOY —......... J.C. GRAHAM  20,000  44,380  524,76i  522,890  30,000  1,140  147,201  94,640  50,000  40.000  785.000  351,440  4.200  190,000  193,000  Imp. & Tra. N., N. Y.; Greensboro Ln. & Tr. Co., Greensboro; Merch. N., Rich. 124,430 4th St. N., Phil.; Fidelity, Durham.  78,540 N. Bk. Com., N.Y.; Merch. N„ Raleigh; Fidel­ ity, Durham. 583,990  & Tr. Co., Winston-Salem.  and Time Items.  •{’04  &TRUST COMPANY »{§T4  T. V. SMITH, SR. „ Send Us Your Coll W.e.?ive_Persp^nal LOWEST  B. E. JACKSON_ _ _ G. M. HOOKS_ _ _ _ _ _ E. T. DRAPER M.C. BUTLER ections, Bill of Ladi! ng Drafts and Cash items. Sendee and Quick Returns. TRY  25.000  WACHOVIA BANK & TRUST COMPANY, Winston Salem, N. C.—  23,000  lerch. N„ Raleigh; Am. N., Rich.; Wachovia Bk. & Tr. Co.. Winston-Salem; Atlantic Bk. & Tr. Co., Greensboro.  THE LARGEST BANK IN THE CAROLINAS LET US COLLECT YOUR ITEMS DIRECT  1021  STATE BANK   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Chatham & Phenix N., N. Y.  N. ,C.)  (Branch of Spray , N. C.)  FIRST NAT’L BANK { P. S. COOPER — G. M. TILGHMAN—- H. B. TAYLOR........  165,000 N. Park, N.Y.; Wachovia Bk. & Tr. Co., Wins­ ton-Salem; Am. N.. Rich. 25,820 Merch. N., Rich.; Far. Union Bk. & Tr. Co., Walnut Cove; Wachovia Bk. & Tr. Co., Win­ ston-Salem. 112.000 Han. N., N. Y.; Independence Tr. Co., Char­ lotte. M. M. 1st N., Balt.  Mt. Airy, N. O.)  21,440  B. N. Duke_______ E. P. Davis_______ S. J. Clark, .Jr___ W. A. Erwin, V. P. C. S. Hicks E. P. Davis...____ E. W. Smith_______ E. P. Davis, Acting  8uffolk. Va.  1st N., Lumberton.  S. N. Boyce---------- C. C. Cornwell........... L. M. Hoffman, Jr. __________________  B. S. Harrison____  & Tr. Co., Winston-Salem.  N O R T H CA RO LI NA BA N K S — Con et oe to D unn  7,780  $  Principal Correspondents.  Loams A Die- j Cash A Sz- ! c’ts. Bonds, changes,Due i Ssouzmw VBOM Baxo.  89.050 $  15.000  66-557  volume.  Liabilities. President.  Conetoe. Edgecombe C11 Bank of Conetoe_______ {§’10 Henry C, Bridgers.j R. C. Warren_____ J. B. Warren__ Fop. 158 66-333  66-221  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Daws (indexed) in back of this For Interest Rates, Holidays, etc., see Laws.  Continued  Name oe Bank.  •Mem. Am. Bks. Assn. SState tMem. State Bks. Assn. tPriv ♦Mem. Fed.. Res, [Estab.  SOLICIT YOUR BUSINESS  C&ROLIN&S  ul Y, 1920  7 r~try i 1W1  W. V  '4?  Number under Name of Bank is the New Transit Number given Number under Name of Bank is the New Transit Number given to each bank in U. S. exclusively by The Band-McNally Bankers’ Directory, under the authority of The American Bankers Ass’n.  Town and County.  . x-x-r  »  x-KT A  CITIZENS NATIONAL  President.  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of this volume. For Interest Rates, Holidays, etc., see Laws.  NORTH CAROLINA—Continued  Name of Bank.  ‘County Seats. •Mem. Am. Bks. Assn. §State $Mem. State Bks. Assn. tPriv. Entire State in No. 5 [Estab. Federal Reserve District. ♦Mem. Fed. Res. ‘Durham.__ Durham C 8 Pop. 21.719  X-.  Vice-President.  Cashier.  Ass't Cashier.  Liabilities. Paid-up Surplus Depos­ and Capital Profits its  Resources. Loans ft Dib- Cash ft Exc’ts.  Bonds,  Bbcvutim  Principal Correspondents.  chanobb,Dui  fkom  Banks  R. H, RIGSBEE—- R. P. READE-------- J. B. MASON............ T. E. CHEEK______  $ 100.000 $ 134.860 $1700 000 $1300000 $ 575,000 & City, Rich.; Com’l N., Wash.  •t’05  J. S. Hill.................... T. C. Worth, Active I. F. Hill....................R. W. Rogers........... Durham Loan & Trust Co. 66-46 $§’15 ■J  100,000  Fidelity Bank—........ ....... »§’88 B. N. Duke_______ John F. Wily______ S. W. Minor---------- L. D. Kirkland 66-41  100.000  622,860 3,929,130 3,785,280 1,442,470 Chase N„ N. Y.; 4th St. N., Phil.  FIRST NATIONAL BANK < 87 J. S.Carr_________W. J. Holloway____ [Southgate Jones —[B. G. Proctor.........  600.000  480,000 4,509,390 4,569,470  992,200  823,510  797,440  121,570  61,530 1,057,840  716,380  259,110  7,940  C. M. Carr, V. P.  66-40  J. O. Cobb  Home Savings Bank___ $S’03 G. W. Watts_____ ., J. S. Hill_________ T. B. Peirce--------! | 66-42  50,000  _______________ ! W. P. Clements— C. T. Cox................  100,000  MERCHANTS BANK—•«'05  54,000  46,100  415,000  l.OOOjN. Bk. Oom., N. Y.; IstN., Durham. 89,000  322,000  66-44  5.000  1,030  23,370  21,460  East Durham-Durham B8 Peoples Bank_________ $§'06 Y. E. Smith_______ O. K. Proctor______ H. C. Barbee______ H. I. Parrish_____ 66-346 Pop. 5000  10.000  5,000  210,000  202,000  ‘Edenton__ Chowan B12 Bank of Edenton--------- «$§’95 Julien Wood______ W. O. Elliott______ D. M. Warren.. 66-177 Pop. 2777  67,700  84.040  602,850  745,210  100,000  20,000  520,000  606,000  Citizens Bank_________ •t8’05 H. O.Privott______ Thos. W. Elliott—, Charles H. Wood _ W. H. Ward.... 66-178 L. W. Norman  105,170 Rich.; Wachovia Bk. & Tr. Co., Winston-Sa­ lem. 52,000 !hase N., N.Y.: N. Bk. Com., Norfolk; Merch. N., Rich.; Wachovia Bk. &Tr.Co., WinstonSalem.  25,000  ‘Elizabeth City.Pasquo’k Albemarle Bank.............§ 20 E. L. Iloffler. 66-82 Pop. 8925 B 13  FIRST & CITIZENS  23,000 1st N., Phil.; Citiz. N., Durham.  ( C. H. ROBINSON- L. S. BLADES_____ W. G. GAITHER— M. R. GR I W.C. GLOVER M. H. J( W. G. GAITHER  200,000  150,000 3.300,000 2,700,000  500.000  100,000  150,000 1,050,000 1.200.000  100,000  Ex. N., Phil.  NATIONAL BANK I Collections rem ltted for dally at 1-10 of 1 per cent. 6-78  •$’91  TRUST COMPANY 66-80  ( P. H. WILLIAMS_ _ E. F. AYDLETT_ _ _ _ H. G. KRAMER--------- W. H. JENNINGS| H.G. KRAMER G. H. TWIDDLEY  ( We do a generan commercial busi ness.  ( Collections rem,ltted for dally at 1-10 of one  per cent.  •tl'OS  ‘Elizabethtown—.Bladen'Bank ot Elizabethtown—.S’07 J. B. Clark Vnn. 4U0 V.ftl 66-W 1   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Chi.; N. Bk. Com., Norfolk; Phil. N., Phil.  iRalph Boring_____ (Ralph Boring.  10.000  16,000  390,000  360,000  56,000  THE LARGEST BANK IN THE CAROLINAS LET US  COLLECT YOUR  ITEMS DIRECT  Ju ly , 1920  SAVINGS BANK &  to E li zab eth to w n  W. H. Speas______ J. T. Benbow______ J. M. Whittington. J. T. Smitherman .  East Bend..—Yadkin B 4 Yadkin Valley Bank...... §’09 66-345 Pop. 522  _____ N O R T H CAROLI NA BANKS — D urh am  Collections sent us will receive prompt attention.  Accounts of Banks, Bankers and others solicited. 66-43  1022  1022  - — —  v.—  AND  Entire State in No. 5 ! tMem. State Bks.Assn. tPriv. Federal Reserve DisJjiet. ♦Mem. Fed- Res...... [Estab,  Capital Profits  $  G. T, ROTH----------- C. G. ARMFIELD (A. CHATHAM, JR. J. W. RING Elkin........... ...Surry B 4 ELKIN NATIONAL BK.~<1900 ' 66-268 Pop. 2000J  [All Collections  Fairmont...Robeson F 7 Pop. 730  Faison_______ Duplin D Pop. 700 Farmville______ Pitt C 10 Pop. 2500  BANK OF FAIRMONT -<§'04 66-352  J. M. Eldridge........ A. W. George_____ C, N. Bodenheimer J. N. Pritchard___ p. A. Vance______  32,230 $ 925.710 $ 765,520 $ 241,810 N. City, N. Y.: Com’l N„ High Point: Wachovia Bk. & Tr. Co., Winston-Salem.  18,100  6,100  309,920  254,150  9,950  2,030  31,390  49,150  10,000  5,980  169,130  169,900  B. B. Farlow______ Prince O’Brien....  10,000  16,000  225,000  215,000  35.000 Meeh & Metals N.. N. Y.- Am. N.. Charlotte; Wachovia Bk. & Tr. Co., Winston-Salem. 217,420 Chem. N.. N. Y.; Norfolk N„ Norfolk; 1st N., Rich. 160,000 Seab. N., N. Y.; N. Bk. Com., Norfolk; Merch. N., Rich. 10.430 Merch. N„ Raleigh and Rich.  J. R. Bennett........ J. E. Nicholson,Sec. J. J. Bennett R. M. Bailey-------- K. B. Bailey_____ A. C. Hedgpeth—  50,000  20,000  20,420  425,700  250,840  Jno. G. Owens____ J. W. Hays_______ J. T. Sharp S. W. Caddell........ M.C. Jackson____  20,000  20,000  520,000  370,000  8,350  830  68,580  74,630  A. S. Harrison........ W. R. Garnett___ H. C. Durham____  10,000  102,820  689,820  714,320  W. R. Neville_____ F. C. Patterson__  10.000  34,000  520,000  352,000  S. J. Gibbs_______ W. M. Hooker, Jr.  11,000  56,040  31,800  B. L. Banks, Jr.— M. D. Harrell_____  6,550  4,100  150,670  103,630  14,200  7,680  160.000  176,000  15,000  5,680  117,840  126.010  7,000  5,000  154,000  126,000  20,000  18,000  550,000  370,000  J. T. Barnhill_____ V. G. Taylor______ R. N. Grimes-----J. H. D.Pee) A. G. Floyd_______ J. F. Rogers  C. Z. Enzor______  R. C. Tucker_____  F. L. Blue_______  H. T,, Bine  SAVS.& TRUST CO. 66-97  F. H. STEDMAN-  25,000  4,350  258,250  240,120  46,160 Am. N„ Rich.: Murchison N., Wil.  10,000  21,000  165,000  180,000  19,000 Murchison N., Wil.  130,000  45,000  680,000  675,000  78,000 N. Bk. Com.. N. Y.; Norfolk N„ Norfolk: Merch. N., Rich.  100,000  10,000  850,000  694,000  262,000 Guaranty Tr. Co.,N.Y.; N. Bk. Com. and Tr. Co. of Norfolk, Norfolk; 1st N., Rich.; Wa­ chovia Bk. & Tr. Co., Winston-Salem.  100,000  55.600 1,300,000 1,060,000  128,000 Irving N., N. Y.; Murchison N., Wil.;  1). E. Oglesby_____ F. IT. Spruill  J. S. SCHENCK-...... ALBERT STEWART— J. C. GILKEY........ SEAVY HIGHSMITH T. EARL STEWART  Merch. N., Rich.  SEND US YOUR FAYETTEVILLE ITEMS DIRECT. Special attention given Bill of Lading drafts, Cash and Time Items.  <§06  NATIONAL BANK  13,080  50,000  J. H.CULBRETH — A. B. McMILLAN - A. B. McMILLAN - T. M. SHAW J. W. McLAUCHLIN R. L. HOLLAR  WACHOVIA BANK & TRUST COMPANY. Winston  448,280  379,370  75,000 3.000.000 2,075,000  100,000  108,760 Chem. N., N. Y., Murchison N„ Wil.; Merch. N., Raleigh.  870,000 N. Park and Bk. of America, N. Y.  1023  Largest volume of business of any Bank in North Carolina with Capital only $100,000. <1900 Resources over three million dollars. Send us your c<  OF FAYETTEVILLE   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  225,000 N. Bk, Oom., N. Y.; MurchisonN., Wil.; Merch. N., Rich.  M. McD. Williams..  LaFayette Bank & Trust Co. J. R. Tolar, Jr------ J. V. McGougan... Paul Stewart. 66-99 <§’19 J. Stein  66-96  51,730 N.Bk. Com., N.Y. and Norfolk; 1st N., Rich.: Murchison N„ Wil. 230,000 Seab. N.. N. Y.; N. Bk. Com., Norfolk; Wach­ ovia Bk. & Tr. Co.. Winston-Salem. 32,450 Norfolk N., Norfolk; Bk. of Hyde, Swanquarter. 53,910 Seab. N„ Norfolk; Bk. of Ahoskie, Ahoskie; Am. Bk. & Tr. Co., Suffolk. 19,000 Peo., Williamston; Seab. N., Norfolk; Am. Bk. & Tr. Co., Suffolk. 14,380 Han. N., N. Y.; Murchison N., Wil.; Plan. N., Rich. 40,000 Han. N., N. Y.; Murchison N.t Wil.  W. F. Bristow____  66-273  CUMBERLAND  76,400 Merch. N.. Rich.; Com’l N., High Point; Wa­ chovia Bk. & Tr. Co., Winston-Salem. 8,980 N. Bk. of Balt., Balt.: Unaka N., Johnson City, Tenn. 15,210 Meeh. & Metals N„ N. Y.  J. A. Martin______ E. E. Harrill--------- Miss Bettie Green .  CITIZENS BANK......... -<§’09 J. T. Thorne______ T. C. Turnage____ W. R. Willis_____ L. W. Godwin____  ‘Fayetteville-Cum'l’d D Pop. 8877  Principal Correspondents.  changes,Due from Banks  large or small glv en careful attent ion.  F. L. Blue........ . ..... A. S. Thompson__ J. P. Brown  D. C. Fussell.......... Peoples Bank & Trust Co. 66-605 <’17 Bank of Faison_______ $§’03 C. S. Hines_______ 66-353 Bank of Farmville__ <§’04 R. L. Davis_______ 66-272  Resources. A Dis- Cash & Ex­  Loans c’ts. Bonds, Sbcdbtties  N O R T H CA RO LI NA — E lk in to F ayett evil le  A. W. George_____ Farmers & Merchants Bk. 66-269 iS’08 Elk Park........ Avery B 2 Citizens Bank---------------- §'08 A. P. Brinkley-----66-348 Pop. 377 Ellenboro, Rutherf ordD 2 Bank of Ellenboro........ »t§'06 D. B. Harrill______ 66-349 Pop. 293 Ellerbe___ Richmond D 6 Bank of Ellerbe---------- $§’12 J. R. Wall________ 66-510 Pop. 800 Bennett Bank & Trust Co... R. H. Bennett........ 66-712 §’20 Elm City____ Wilson C 10 Elm City Bank_________$§ ’99 John L. Bailey____ 66-284 Pop. 800 Toisnot Banking Co____ $§’01 R. S. Wells_______ 66-285 Elon College..-Alamance Elon Banking & Tr. Co.<§'09 W. P. Lawrence ... Pop. 300 B7 66-350 Enfield_____ Halifax B 10 Bank of Enfield_______*$§'98 Ivey Watson______ Pop. 1500 66-242 Commercial & Farmers Bank P. O. Petway-------66-243 *$§’05 Engelhard------ Hyde C 14 Engelhard Banking & Trust J. H. Jarvis--------Pop. 600 Company.66-679........ <§’20 Eure............... Gates B12 Farmers Bank------------- I§’12 R. B. Hill_________ Pop. 200 66-567 Everetts___ Martin C11 Planters & Merchants Bank V. R. Taylor--------Pop. 250 66-576 <§’16 Fair Bluff ..Columbus F 7 Bank fif Fair Bluff___ $§’05 J. E. Dick________ Pop. 441 66-351 Farmers & Merchants Bank I. B. Tucker______ 66-547 <§’14  25,000 $  its  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of this' volume. For Interest Kates, Holidays, etc., see Laws.  'uly, 1920  Number under Name of Bank is the New Trrinsit A uniber given 1 no-2 to ench bank in V. S. exclusively by The Band-McAally Bankers’ NOR TH CAR OLINA—Con tin ued lUrjJ Directory, under the authority^ of The American Bankers Ass n. Liabilities. L Town and County. I NameofBank. •County Seats. •Mem. Am. Bks. Assn. SState ICE-PRESIDENT. Cashier. Ass’t Cashier. Paid-up ) Surplus Depos­ President.  i rte. LftKbts i m iHt GRKOL1NAS VE.T US COLLECT YOUR HEMS DIRECT  tions. 1  § __ EM, kiN. r1  , THE LARGEST BANK IN THE CAROLINAS LET US COLLECT YOUR ITEMS DIRECT -  _____ north  CAROLINA—Continued  Number under Name of Bank is the New Transit Number given 1074 to each ,iank *n u S. exclusively by The Rand-MeNally Bankers’ Directory, under the authority of The American Bankers Ass’n. Town and County.  •Mem. Am. Bks. Assn. §State ‘County Seats. Entire State in No. 5 tMem. State Bks. Assn. TPriv. Federal Reserve District. ♦Mem. Fed. Res. [Estab.  President.  Vice-President,  Cashier.  Ass’t Cashier.  Fletcher..Henderson H 5 Bank of Fletcher... .--.t§T4 P. R. Moale..........- W. A. Sumner____ R. W. Fletcher___ 66-556 Pop. 500  Liabilities. Resources. Paid-up Surplus i Depos­ Ioans & Pisand c’ts. Bonds, Capital its SrCPBITIES Profits  $  10,000 $  1,890 $  51,380 $  Principal Correspondents.  50,130 Asheville.  Forest City ..Rutherford Farmers Bank & Trust Co. J. F. Alexander___ B. B. Doggett_____ J. H. Thomas_____ R. E. Biggerstaff— 66-568 •t§’15 G. P. Reid, V.-Pres. K. S. Tanner Pop. 2312 D 1 R. L. Reinhardt L. V. Lee Fountain Pitt C 10 Bank of Fountain _. —•trio H. C. Bridgers____ G. W. Jefferson.... W. R. Graham____ Sarah D. Parsons— 66-355 Pop. 340  100.000  78,740 1.066,750 1,315,860  Merch. N„ Raleigh: Wachovia Bk. &Tr. Co., Winston-Salem.  12,500  20,000  550.000  400,000  25,000  15.000  240.000  290,000  Lee Crawford  50.000  20,700  237.630  246,530  J. C. Wright_____  14,000  1,700  74.000  47,000  Wm. F. Joyner ___ Geo. L. Cooke____  29,000  22,310  367,350  389,720  38,940 Han. N„ N. Y.  Commercial Bank & Tr, Co. A. H. Vann_______ George Gilliam.... George Carmichael J. R. Mitchiner, Jr. 66-694 §’20  50,000  12,500  143,000  115,000  90,500 N.  Four Oaks. .Johnston D 9 Bank of Four Oaks . ....t§T2 J. W. Sanders_____ W. J. Lewis______ B. I. Tart.................. 66-505 Pop. 1000 ‘Franklin____ Macon H 3 Bank of Franklin... __ tJ’03 J. S. Sloan____ ___ T. B. Higdon 66-294 Pop. 749  Citizens Bank_____ —•tST3 D. W. Blaine_____ 66-544  Franklinton-Franklin B 8 Citizens Bank______ 66-356 Pop. 1000 —.........  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of this volume. For Interest Bates, Holidays, etc., see Laws. ®  NORTH CAROLINA—Continued  C. S. Williams  •tsoi  Franklinville. .Randolph Bank of Franklinville...§’20 Hugh Parks______ T. I. Fox.................. M. H. Birkhead ... 66-704 Pop. 800 C6  15,000  .T. T Ruie _ _  Fremont____ Wayne D10 Bank of Fremont__ .•tsiooo J. T. Hooks______ G. D. Best_______ Cutlar Lee_______ F. M. Watson........ 66-357 Pop. 1250 .. Planters Bank & Trust Co. L. L. Newsome___ J. A. Hooks______ B. C. Scott_______ 66-631 •t§18 P. M. Best  Fuquay Springs-Wake C 8 Bank of Fuquay___ ...•JS'09 K. B. Johnson____ J. B. Johnson____ 66-358 Pop. 127  R. E. Kerr____  2  o City, Rich. H 58,730 Han. N., N. Y.; Wachovia Bk. & Tr. Co., E Winston-Salem; Am.N„ Asheville; 3d N., Atl. o 33,260 Meeh. & Metals N., N. Y.: Cent. Bk. & Tr. Co., > , Asheville.  or 2>  Park, N. Y.; Am. N„ Rich.  ___ Mecli. & Metals N., N. Y.; Va. Tr. Co.,-Rich. ] Am. Ex. N., Greensboro.  50,000  56,890  816.070  719,300  25,000  7.120  251,630  248,320  10,000  15,510  471,850  313,760  co >  203,710 N. Bk. Com., N. Y.; Murchison N., Wil. *  co Co., Wil.; Plan. N„ Rich. if. Bk. Com., N. Y.; Com’l N„ Raleigl ovia Bk. & Tr. Co., Winston-Salem.  nf i-rio 3* n>  Garland .—Sampson E 9 Bank of Garland___ ____ 8T7 ........ -.................. ....... —.................. —......... A. C. Kilpatrick ... .................................... (.Branch of Bank of Clint on, Clin 66-615 Pop. 250 Garner________Wake 0 8 Garner Banking & Trust Co. H. D. Rand.......... 66-509 JS’10 Pop. 600  J. S. Buffaloe____ C. L. Tate_______ J. J. Bagwell  8,000  2,570  187,600  99,650  Garysburg- Northampton Merchants & Farmers Bank J. B. Collier____ _ 66-359 «’06 Pop. 169 B11  J. E. Suiter_______ R. E. Brown______  7,500  10,000  115,000  85,000  ‘Gastonia___ Gaston D 3 CITIZENS NATIONAL BANK C. B. Armstrong... A. G. Myers______ J. M. Miller 3rd.. J. A. Hunter, Jr. 66-129 •t’05 Pop. 12,8/1 Jno. R. Rankin J. L. Page C. G. Myers G. G. Willis  •t  ••  FIRST NAT’L BANK 66-127  ..  ..  T L. L. JENKINS — J. L. ROBINSON R. R. RAY I R.N. AYCOCK  S.N. BOYCE---------- M.T. WILSON-—  «.  403,000 4,000,000 4,400,000  660,000 Meeh. & Metals N„ N. Y.; IstN.,Phil.; 1 N., Rich.  250,000  300.280 3.527.330 3.827,940 ,,IB 111 1 --  573,370 N. Park, N.Y.; 1st N., Am. N., and A —— N., Rich.  —  25.000  14,110  328,110  328.150  f J. WHITE WARE — V. E. LONG_ _ _ _ _ w. S. BUICE_ _ _ _ _ F. C. ABERNETHY us y W. T. LOVE OUR ITEMS DIRECT.  —  250.000  50.000  700.000  601.590  TH KU NAT. BANK ' send   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis to each bank in U.  O • 3 5'  •t’90 J Oldest and str ongest bank in Gaston County, ( Collections rec eive careful atte ntion. Prompt returns made.  Gaston Loan & Trust Co. 66-128 •J8’03 T. L. Craig............. E. G. McLurd_____ M. A. Carpenter,  66-130  Weldon Bk. & Tr. Co., Weldon.  300,000  Tr.  ..  9,950 Chase N„ N. Y.; N. State & City, Rich.; Com’l , N. and Merch. N„ Raleigh.  +8’17 | Special attentio n given Bill of La ding drafts, Cash and Time Items. ' Please  send  15c  34,110 i Chatham & Phenix N., N. Y.; 1st N., Gastonia.  . N., N. Y.; Am. Tr. Co., Charlotte *<  Am n. N., Rich.; Palmetto N., Columbia, S. C io  with each sigtd draf t for presentation an d 50c for Credit Rep orts.  THE LARGEST BANK IN THE CAROLINAS  I  N3 o  \_V_W US COUTXT VOUR HEWS DIRECT  S. exclusively  by  The Band-McNally Bankers’  f-' A E?f)T TTXT A  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of this  THE LARGEST BANK IN THE CAROLINAS L.E.T US COLLECT VOUR HEMS DIRECT  Number under name or Bank is the New Transit Number given ;/17r to each bank in U. S. exclusively by The Band-McNally Bankers’ 1UZJ Directory, under the authority of The American Hankers Ass’n.  Town and County.  WFIPTLI '-x-Tv A aa  A  K>t"IT  ThiA ____ C*r\r>rt  C-MlYL/LyliV/l  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces), Lawyers, Laws (indexed) in back of this,* volume. For Interest Rates, Holidays, etc., see Laws.|£,  nrsrl  L/UlIUIJuCU  — ------- ----- --------■ ■ -....... —.. Resources. Principal Correspondents.  Liabilities.  Name op Bank.  Entire State in No. 5 tMem. State Bks. Assn.tPriv, Federal Reserve District. J ♦Mem. Fed. Res. [Estab.  I Paid-up Surplus ­ AND ) Depos Capital Profits ! its  Gates________Gates B 12 Citizens Bank______ Pop, 150 66-592  $  <§T6 R. W. Gatiing____ W. D. Langston...  ‘Gatesville___ Gates B 12 Bank of Gates________ }§’O4 W. T. Cross______ Lycurgus Hofler—. R. M. Riddick, Jr.. E. L. Riddick_____ Pop. 350 66-360  Germanton... Stokes B 5 Bank of Stokes County..§’19 Pop. 154 66-668  J. C. Carson______ C. C. McGee___  Gibson.......... Scotland E 6 Bank of Gibson ._ ....<§’04 N. T. Fletcher Pop. 600 66-361 ••  ______  •*  Gibsonville- Guilford B 7 Bank of Gibsonville___ JS’07 J. L. Kernodle____ Pop. 1162 66-362 ‘Goldsboro..Wayne D 10 Farmers Loan & Trust Co. R. H. Edwards Pop. 11,296 66-126 §’20  58,620 Han. N„ N, Y.; N. Bk. of Suffolk and Far. Bk. of Nansemond, Suffolk.  urj/, N.  C.)........  Wachovia Bk. & Tr. Co., Winston-Salem; Am. N., Rich.  10,000  10,000  450,000  275,000  185,000 Han. N„ N. Y.; 1st N., Rich.; Merch. N., Raleigh; Wachovia Bk.&Tr. Co.,WinstonSalem.  J. W. Boring_____ Lessie Wagoner....  10,000  5,040  156,990  148,960  23.060 Greensboro Ln. & Tr. Co., Greensboro; M. M. IstN., Balt.  16,000  210,000  220,000  20,000 N. Bk. of Goldsboro,Goldsboro.  100,000  D. N. Newsome ... R. J. Smith  40,000  100,000  150,000  O S Rritt  150,000 1,300,000 1,400,000  300,000 N. Bk. Com., Norfolk; Branch Bkg. & Tr. Co., Wilson.  868,920  90,350 N. Bk. Com., N. Y.; Murchison N„ Wil.; Plan. N., Rich.  246,850 2,317,860 3,209,050  521,970 Han. N. and N. City, N. V.; Merch. N.,  32,830  734,020  F. K. BORDEN-----------W. E. STROUD-------------W. E. STROUD______ MURRAY BORDEN —  325,000  Send your collections on Goldsboro and Vicinity  <’91  5,000  5,710  246,000  106,300  10,000  3,090  75,210  82,520  10,910 Han. N., N.Y.; Merch. N., Rich, and Raleigh.  Charles A. Scott__  50,000  36,060  594,370  543,110  149,750 N. Park, N. Y.; N. State & City, Rich.; 1st N., Durham.  O. J. Gorpening__ R. R. Houck______  8,000  6,000  180,000  163,000  48,000 Am.N., Rich.; IstN., Hickory, N. C.: Bk. of Lenoir and 1st N., Lenoir.  6,200  8,170  170,450  149,110  32,220 Peo. N., Salisbury; Corn ! N., Wash., D. C.  ‘Graham...Alamance 0 7 Citizens Bank_________ i§’06 W. J. Nicks______ W. R. Green Pop. 3000 66-181  National Bank of Alamance J. L. Scott, Jr,____ •T. H. While 66-182 <’07  Granite Falls-Caldwell C 3 Bank of Granite_______ t§'06 J. W, Hoke______ Pop. 1500 66-363  J. S. Cook, Sec....,  Granite Quarry.. Rowan Farmers & Merchants Bk. J, H. A. Lyerly___ R. C, Jones_______ -T. F. Fisher Pop. 363 C4 66-364 <§’09  RANK ViWAPH nun AVIA UVIn DnlliX  Rich.  DIRECT TO US.  Goldston... Chatham C 7 Bank of Goldston.......... <§’13 Hugh Womble ___ W. L. Goldston.__ M. W. Harriss___ T. W. Goldston___ Pop. 300 66-527   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  (Branch of Danb  244,030  235,550  F. D. Gibson_____ B. P. Smith______  Peoples Bank & Trust Co. Geo. C. Kornegay. John R. Crawford. .Tames Kyle 66-125 **§’13 James Kyle  NATIONAL BANK  1’  9,100  51,340 Am. Bk.&Tr. Co., Suffolk; N. Bk. Com., Nor­ folk, Va.  220,000 Han. N., N. Y.; Murchison N., Wil.; Am. Tr. Co., Charlotte.  ..  ..  49,900  76,310 $  310,490  National Bank of Goldsboro G. A. Norwood___ M. J. Best_______ T. H. Norwood 66-123 <’96  66-122  2,700 $ 120,950 $  501,850  ••  WAYNE  10,000 $  Cash St Exchanom,Due from Banks  20,740  Goldsboro Sav. & Tr. Co..§’04 G. A. Norwood____ T. H. Norwood___ T. H. Norwood___ 66-124  ..  IC’tm. Bonds, giowmig  16,000  Jas. G. Pate_______ N. T. Fletcher —— Miss Allie Joyce... L. T. Gibson  Carolina State Bank... <§’16 M. W. Adams_____ B. E. Moore _____ 66-597  I Loans St Dis-  £ « TRIK i nuo ‘r pn bu., wr  ---------------- - ---------  ai ru INo 1 UN’v>ALEM, l  8K-  -its tS  Er ZS  P K1 b. N.  l  150,410 Merch. N., Raleigh; Plan. N., Rich.  LARGEST BANK IN THE  CAROLINAS  SWSS33K  WE COLLECT DIRECT AND SOLICIT  YOUR  BUSINESS  1026 ______ N O R T H CA RO LI NA BANKS — G re en sb oro  to H am il to n _______________Ju ly , 1920   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  . Non-Bank Towns with Nearest Bankine Point (Tn-  wm& ARMS! EWKUX, Wsw-SkbilU. Town  and  County.  Name  oe  Liabilities.  Hamlet___ Richmond E 6 BANK OF HAMLET—-•$#'03 Pop. 5000 66-369  President.  Vice-President. <  Cashier.  Ass't Cashier.  ‘Henderson... Vance B 9 Pop. 10.000  66-580  Harmony Banking & Tr. Co. F. B. Gaither____ P. C. Journey........ 66-721 §’20 Bank of Harrellsville...t§’12 J. A. Powell______ 66-525 Bank of Haw River____ tS’ll S. A. Vest________ 66-494 Clay County Bank_____ t§’10 J. A. Chambers-__ 66-370 Bank of Hemp________ §19 66-680  CAROLINA BANK &TRUST COMPANY 66-653  •$§’19  CITIZENS BANK & TRUST COMPANY 6-141  •tS’89  H. C. Sharp........ . E. D. Callis........... L. J. Halloman___ W. A. Perry J. W. Johnston___ J. A. Long_______ S. E. Hogsed_____ G. H. Haigler_____  _________ (Branch  J. H. BRODIE -— R. J. CORBITT------- R. G. GARY........... N.W. WESTER- — E.G. WATKINS us y OUR HENDE RSON ITEM S DIRECT.  'send  J. B. OWEN-............ A. C. ZOLLICOFFER-W. A. HUNT............... A. H. CHEEK______  225,000  230,000  60,000 Han. N„ N. Y.; Am. Bk. & Tr. Co., Wil.; Com’l  25,000  Ite ms.  45,000  625,000  630,000  9,500  9,500  99,100  121,660  10,000  4,220  46,480  53,720  65,000 N. Park, N. Y.; Merch. N„ Rich.; Com’l N., Raleigh.  23,240 N. Bk. Com.. Norfolk: Bk. of Ahoskie, Ahoskie:  Am. Bk. & Tr. Co., Suffolk.  10,990 jM. M. 1st N., Balt.; 1st N., Durham.  5,000 90,000 3,000 51,550 38,000 N. Park, N. Y.; Cent. Bk. & Tr. Co., Asheville; 1st N., Rich. of Bank of Pineh urst, Pin ehurst, N . C.) .... N. Park, N. Y.; Old Dominion Tr. Co., Rich., Merch. N., Raleigh; Am. Tr. Co., Charlotte,  100,000  4,000  370,000;  325,000  58,700 Chatham & Phenix N., N. Y.; Merch. N„ Rich.; Corn Ex. N., Phil.  500>000  600,000 Han. N., N. Y.; 1st N., Phil.; City N. 100.000 1,500,000 1,100,000 —— ' Balt.  THE LEADING BANK OF THIS SECTION.  E. H. DAVIS-  759,540 1.234,580  79,840 N. Bk. Com., N.Y.: 1st N. and Am. N., Rich.  250,000  68,410  100,000  50,000 1.500,000 1,050,000  625,000 N. City, N. Y.: M. M. 1st N„ Balt.; IstN., Rich.  697,920  160,810 N. Bk. Com., N. Y.; Murchison N.. Wil.: Wachovia Bk. & Tr. Co., Asheville; N, State & City, Rich.  744,380  307.160 N. Park, N. Y.; Fifth-Third N., Cin.; Am.  50,000  27,140  734,450  75,000  32,900  943,646  •$’15  FIRST BANK & TRUST COMPANY  J. M. RHODES........ iS. G. RHODES_____  (R.C. CLARKE —  '  '  N., Rich.; M. M. 1st N., Balt.  We do a general banking business Cash Items and collections recelv e Immediate atte ntion. We remit prom ptly and at low t ates. TRY US.  Henrietta. Rutherford D 2 Haynes Bank................... »t§'07 Chas. H. Haynes .. Pop. 1856 66-371 iH. C. STOKES-—. ‘Hertford... Perquimans FARMERS BANK &TRUST CO. J We do a General Pop. 2500 B13 66-581 »t§'16 iCash items and  G. C. Haynes.  R. W. SMITH—— Banking Busines collections recelv We remit promptly and at low  J. B. Watkins  W. W. Nanny. J. C. Naines  H. C. SULLIVAN— s. e immediate atte ntion. rates. TRY US.  J. L. Tucker.  12,000  45,000  398,850  347,050  95,6201 Chase N., N. Y.; Charlotte N„ Charlotte.  25,000  2,506  200,000'  140,000  60,000 Chatham & Phenix N., N. Y.; Norfolk.  25,000  50,000  429,910  446,770  WACHOVIA BANK & TRUST CO., Winston-Salem, N. C.  Seab. N.,  94,640;Han. N.. N. Y.: N. Bk. Com., Norfolk Wachovia Bk. & Tr. Co., Winston-Salem. LARGEST BANK IN WE COLLECT DIRECT AND THE CAROLINAS SOLICIT YOUR BUSINESS  1027  Hertford Banking Co...•t§’01 T. S. White........... ;Geo. E. Major..........IL. W. Norman____ 66-372   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  600,000 $ 500,000 $ 150,000 Meeh. & Metals N., N. Y.; M. M. 1st N„ Balt. Am. N„ Rich.; Merch. N., Raleigh.  N., Wash., D. C.  li an d Tim e  We remit direct for Henderson items at reasonable rates.  t E. W. EWBANK...... C. E BROOKS.......... W. A. YOUNG. 6. JACKSON ' Collections give n special attenti on | and remitted on day of p ayment. NATIONAL BANK i We answer all for inquiries. TRY US.  66-173  Principal Correspondents.  j Cabh A KiI cha wan,Dub now Burn  .Special attentlo n given Bill of La ding drafts, Cash and Time Items.  CITIZENS 66-174  8,000  its  Loam <k Dibc’tb. Bonds, Srovkitiu  15,000  Farmers & Merchants Bank Jno. D. Cooper.__ W. B. Daniel_____ R. B. Crowder_____ R Y. McAden. ... 66-508 .XS12 R. B. Crowder First National Bank........ •j’05 S. T. Peace_______ Henry Perry_____ F. B. Robards........ 66-142  ‘Hendersonville, Hend.HS Pop. 3720  25,000  Resources.  Depos­  N O R TH CA RO LI NA BA N K S — H am le t to H er tf ord  'E. N. RHODES— NOAH H. JENERETTE MISSS. L. KOONS — ; SEND US Y OUR HAMLE T ITEMS DI RECT. 66-584 »t’16 .Special att ention given Bill of Ladin g drafts, Ca Page Trust Co................ *t§’16 J. R. Page________ H. A. Page.... ........... C. H. Morrow_____ E. H. Mahone____ j Harmony........ Iredell C 4 Pop. 100 Harrellsville___ Hertford Pop. 150 B 12 Haw River.Alamance 0 7 Pop. 2000 ‘Hayesville.......... Clay H 3 Pop. 300 Hemp_______ Moore D 6 Pop. 250  Paid-up Capital PROPITB  IT. M. ROSE_ _ _ _ _ S. 0. BAUERSFELD— DAVID EASTERLING— W. K. McNEILL_ _ _ _ $ 35,000 J 20,000 J. C. MCDONALD DAVID EASTERLING (Collections a sp ecialty—prompt a ervlce—low rates.  FIRST NAT. BANK  I OL VRKUUNRS  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of this volume. For Interest Rates, Holidays, etc., see Laws.  NORTH CAROLINA—Continued  Bank.  •County Seats. •Mem. Am. Bks. Assn. SState Entire State in No. 5 iMem. State Bks. Assn. tPriv.1: Federal Reserve District.' +Mem. Fed. Kes. [Estab.  IN  VET US COVLECT YOUR ITEMS DIRECT  July , 1920  Number under Name of Bank ia the New Transit Number r given giv nkei ’ lr)'77 to eacb bank in U. S. exclusively by The Rand-McNally Bankers -iL7^z Directory, under the authority of TBS American Bankers iAss’n.  l Mt l-RMbta I  v  NGRTH^CAROLIN^Continu^; z-\  r-»  Number under Name of Bank is the New Transit Number given -°- eaCh bank i? U. S. exclusively by_The Rand-McNally Bankers’  Directory, under tbe authority of Tbe American Bankers Ass’n.  Town and County.  Name  op  Liabilities.  Bank.  ‘County Seats. •Mem. Am. Bks. Assn. SState Entire State in No. 5 tMem. State Bks. Assn. tPriv. Federal Reserve District. ♦Mem. Fed. Res. [Estab.  President.  Vice-President.  Cashier.  Asst. Cashier.  200,000  First Security Trust Co.t§’19 J. D. Elliott______ K. C. Menzies........ E. N. Carr, Tr------ J. L. Cilley, Sec. _ C. H. Geitner 66-641  15,000 $ 435,200 $ 367,500 $ 142,360  J. ELWOOD COX C. M. HAUSER.... V. A. J. IDOL____ HMFJ. W. HARRISS  66-66  Send us you r collections Direct Rout ing of Items  Balt.  50,000  5,700  101,220  94,610  5,500  1,900  146,300  113,200  39,450 Harriman N., N. Y.: Cent. N., Rich.: Merch. & Far,, Statesville.  550,000 3,683,710 5,346,810  850,850 Han. N., N. Y.; M. M. 1st N., Balt.; 1st  500,000  62,310 1st N., Rich, and Hickory.  N., Rich.; Citiz. & Southern, Atl.  on North Ca rolina. a Specialty.  <’91  High Point Sav. & Tr. Co. §’05 J. Elwood Cox____ J. W. Harriss_____ E. L. Ragan._____ 66-68  25,000  26,080  416,000  280,400  174,290  T. F. Wrenn______ J. C. Welch.............. B. H. Hedgecock... Home Banking Company II. S. Ragan 66-69 t§’08  30,000  7,200  250,000  225,000  52,890  WACHOVIA BANK  r  & TRUSTCOMPANY 66-67  chovia Bk. & Tr. Co., Winston-Salem.  408,820  79,110 1,957,910 1,968,890  66-533  COMMERCIAL NATIONAL BANK  Cash chanobs.Dub from Barks  Chase N. and Chathan & Phenix N., N. Y.;l Wachovia Bk. & Tr. Co., Winston-Salem.  (Branch of Wins ton-Salc m.N. C.)  W. C. IDOL......... — r a pniinnK  (Personal attent Ion given to all C ollectlons on Hlg b Point.  <§’04 10,000  25,000  350,000  280,000  86,000 Fidelity, Durham.  Farmers & Merchants Bank J. R. Kenion_____ W. R. Roberts........ S. A. Johnson........ Luna Compton —— W. H. Walker 66-554 §’15  10,000  15,000  300,000  260,000  40,000 N. Ex., Balt.; 1st N., Durham.  Hobbsville.__ Gates B12 Pop. 200  Bank of Hobbsville.__ <§’11 C. B. Hathaway-__ E. A. Rountree.__ W. M. Hollowell.. E. A. Rountree___ 66-374  20,700  4,110  161,730  162,220  25,820 N. Bk. of Suffolk and Am. Bk. & Tr. Co., Suf­ folk; 1st N., Rich.  Hobgood.__ Halifax B 10 Pop. 165 Hollister___ Halifax B 10 Pop. 400 Holly Sprints..Wake 0 8 Pop. 350 Hookerton__ Greene D10 Pop. 350 Hot Springs.Madison Pop. 443  Bank of Hobgood........ i§’10 66-375 Bank of Hollister_____ <§’16 66-594 Bank of Holly 8prings.<§’10 66-376 Bank of Hookerton____ ti’10 66-377 Citizens Bank .<§’65 66-378 Bank of Huntersville ...t§’08 66-379 Bank of Northampton .<§'07 66-380 Bank of Jackson Springs §’20 66-705 Bank of Onslow_______<§’04 66-286 Bank of Jamesville___ •tS’ll 66-481  B. F. Shelton_____ L. J. Baker_______ A. G. Bowden____  5,000  5,000  48,960  45,620  12,500 Han. N., N. Y.; N. Bk. Com., Norfolk.  A. B. Schlichter... W. T. Davis............ O. M. Schlichter..  10,000  2,500  105,500  66,900 110,000  44,200 N. Park. N. Y.; N. State & City, Rich.; 1st N., Rocky Mount. 40,000 Merch. N., Raleigh; Plan. N., Rich.  ‘Hillsboro ___ Orange B 7 Bank of Orange______ <§’04 J. S. Spurgeon____ J. C. Webb............... P. C. Collins______ 66-373 Pop. 1200  G4  Hnntersville.Meckl’nb’rg  Pop. 300  Bank of Ashe 66-298  <§’03  W. A. Segraves.__ Miss Lillie M. Wellons H. O. Bridgers........ W. F. Taylor------- R. A. McCauley___ Mrs. R. A. McCau­ A. H. Johnson ley  2,500  140,000  18,000  185,000  10,000  7,070  184,620  131,820  20,000 Han. N., N. Y.: Norfolk N.. Norfolk; N. Bk. of Kinston, Kinston; 1st N., Rich. Wachovia Bk. & Tr. Co., Winston-Salem; Cent. Bk. & Tr. Co., Asheville. 65,710 Han. N„ N. Y.; Com’i N., Charlotte.  5,000  24,500  325,000  290,000  48,000 Seab. N.. N.Y.; N. Bk. Com., Norfolk, Va.; Va.  (Branch of Man8 hall, N,  M. C. Hunter___  W. J. Ranson------- Troy Peters „........  H. W. Lewis______  E. S. Bowers______ W. B. Pugh_______ R. II. Gray______  E. J. Woodley........ J.E. Jordan. ____ J.T. Ellis________ A. A. McDonald J. W. Burton_____ F. W. Hargett____ G. H. Bender___ _  194,000 C)  N., Petersburg, Va.  15,000 10,000  45,000  575,000  510,000  122,000  J. E. Smithwick... L. W. Mizelle........ J. D. Lilley_______ F. M. SentoD......... R. O. Martin  10,000  5,010  156,420  177,380  5,690  J. E. Finley_______ T. K. Miller........ .  25,000  30,000  390,000  308,000  W. H. Worth_____  H. Procter  \ Banking Loan&TrustCo.<’12 \ \ 66-567   http://fraser.stlouisfed.org/ Number under Name Federal Reserve Bank of St. Louis  5,000  15,000  ^1. P. Lasater.  NV, of Bank in the Nen Transit Number given  M. 1st N., Balt.; Peo., Newbern.  rd.N.C.)  L  H. tt.  Wilson; Wachovia Bk. & Tr., Co.,Winston Salem. 90,000 1st N., Rich.; Bk. of No. Wilkesboro, North Wilkesboro; Wachovia Bk. & Tr. Co., Win ston-Salem. N. Park, N. Y.; Plan. N., Rich.; Merch. N., Raleigh  LARGEST BANK IN THE CAROLVNAS  WE COLLECT DIRECT AND SOLICIT  YOUR  BUSINESS  Non-Bank Towns with Nearest Banking Point (In-  Ju ly , 1920  Pop. 1000 D4 « J ackson.. .N orthampton Pop. 800 B11 Jackson Springs.-Moore Pop. 200 I) 6 ‘Jacksonville.OnslowEll Pop. 1000 Jamesville__ Martin C12 Pop. 500  H. W. Norris_____ B. W. Burt .  N O R T H CA RO LI NA BANKS — H ic kory to Jo nes boro  High Point-.Guilford 0 6 Pop. 14,302  R. A. Thompson .. T. F. Murdock ___ J. R. Thomas_____  Principal Correspondents.  & Ex-  IX>AMB St DlBc’tb. Bonds, Securities  _____  First National Bank .__ <’82 J. D. Elliott_____ T. K. C. Menzies____ K. C. Menzies____ -T. L. Dilley 66-162  60,000 i  Resources.  1  Depos­ Paid-up Surplus and its Capital Profits  Hickory........ Catawba C 3 CONSOLIDATED TRUST CO. W. B. Councill___ J. F. Abernethy .. L. F. Abernethy... W. R. Weaver........ $ Pop. 5076 C. L. Mosteller 66-163 <§'03  Hiddenite.Alexander C 3 Pop. 300  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of this! volume. For Interest Rates, Holidays, etc., see Laws.!  NORTH CAROLINA—Continued  1028  1028  WKbWmR VSKWv 1/T)n  -tClkiH  Number under Name of Bank is the New Transit Number given gn,  to esob bank in U. 8. exclusively by Tbe Rand-McNally Bankers* Directory, under tbe authority of Tbe American Bankers Ass’n.  Town and County. ★County Seats.  /  KTf^D'TU A TXT A lrkslN. A n iyril\Uk/llyri  Vice-President.  & TRUST CO. 66-260 t§’14 I Rouse Banking Co.......t§1900 66-260 Ian dis______ Rowan C 4 Merch. & Farmers BankJS'll Pop. 1000 66-484 Lansing—.......... Ashe A 3> Bank of Lansing—........... »§’16 Pop. 175 66-582 Lasker Northampton B11 1 Bank of Lasker_______ <§’18 Pop. 203 ! 66-630 Lattimore.Cleveland D 2 \ Farmers Bank & Trust Co Pop. 297 66-575 §’15 ‘Laurinburg-Scotland E 7 First National Bank ___ <’93 Pop 4000 , 66-190 “ .............. “ Scotland County Sav.Bk.t§’04 66-191 “ ---------“ The State Bank_______ <§’07 86-192 Leaksville—Rockingham Bank of Leaksville......... t5'85 Pop. 1127 B6 66-250 “ ----------“ Boulevard Bank & Trust Co 66-561 <§’14 " —......... “ Peoples Bank.......... ...........£§ ’08  ..............  “  66-251  __  SURPLUS  (Branch of Conco $  J. U. Norfleet____  7,000 J  Skoltiis  its  73,000 J  15,000  1,250  92,000  93,000  7,500  20,500  550,000  460,000  176,990  4,880  186,790  9.400  4,400  165,000  143,000  50.000  24.000  400,000  400,000  Plonk_______ O. G. Falls_________ M. E. Herndon ___ P. D. Herndon____  10.000  12,500  425,000  430,000  T. W. Heath_____  50,000  45,000  886,980  954,040  L. J. Mewborne__  44,900  46,600  741,570  859,590  W. B. Harvey....  J. J. Bizzell_______  100,000  W. B. Debnam___  100,000  GUY DAWSON___ J. R.MURVIND. W. WOOD  We handle y and at peas onable rates. N. J. Rouse____  J. A. Rizzell  __  8,460  J. G. Ran ton G. C. Purkerson- —  12,000  SAMUEL ABBOTT- E. R. BURKE____  25,000  Baku  rd.TV.C.)  4,500 J 100,000 $  T. G. Jerome____ Emma M. Matthews  Sadie Carroll  ! non  1  10,000  T. S. Petree  Principal Correspondents.  Du , Cash A ExBowes. j OBA1HLU,DUE  i I.OAWX A  R. L. Mauney_____ W. H. McInnis___  20.000 Chatham & Phenix N., N. Y.; Am. Bk. & Tr. Co., Wil. 18,540 Chatham & Phenix N., N. Y.; Merch. N„ Raleigh: N. Bk. Com.. Norfolk: Branch Bkg. & Tr. Co- Wilson. 39,000 Am. N.. Rich.; N, Bk. Com., Norfolk; Com’l N- Raleigh: Murchison N., Wil. 100,000 N. City, N. Y.; M. M. 1st N., Balt.; Wachovia Bk. & Tr. Co., Winston-Salem. 30,000 Wachovia Bk. & Tr. Co., Winston-Salem: Am. N., Rich. 74,000 N. Park, N. Y.; Merch. & Far. N., Charlotte;! Citiz. N., Gastonia; Wachovia Bk. & Tr. Co., Winston-Salem. 100,000 Am. Tr. Co., Charlotte: Citiz. N.. Gastonia;! Merch. N., Rich.; Wachovia Bk. & Tr. Co., Winston-Salem. 143,670 Meeh. & Metals N., N.Y.: N. State & City and Plan. N., Rich.; Norfolk N., Norfolk. 75,230 N. Park, N. Y.; N. State & City, Rich.  250,000 N., Raleigh. 149,040 2,505,790 1,779,040 1,000,180 N. Bk. Com., N. Y.; 1st N., Rich.; Norfolk N„ Norfolk. 950 62,000 27,500 Far. & Merch., and Caswell Bkg. & Tr. Co., 32,500 Kinston. 900 71,380 11,430 Com’l N., Raleigh; N. State & City, Rich. 76,270  150,000 1,400,000 1,300,000  17,500  287,000  316,700  65.090 Merch. N., Raleigh; Am. N., Rich.  s promptly T. R. Rouse______ J. P. Joyner______  25,000  11,460  572.000  300 000  D. C. Linn_______  10,000  5,000  215,000  118,000  315,000 Han. N., N. Y.; Wayne N., Goldsboro; N. Bk. Com.. Norfolk; N. State & City, Rich. 110,000 Concord N„ Concord; Girard N., Phil.  Ambrose Clark___ J. W. Graybeal.  E. H. Higginbotham  10,000  J. W. Wheeler__  G. H. Joyner ._  300  27 840  39 860  3,040 Chase N., N. Y.; Am. Bk. & Tr. Co., Suffolk.  B. O. Edwards..  J.  P. Linn_____  8,080  N. Cl.)  C.R. Wilson  A. L. James______ W. H. Neal______ A. L. James___  T. J. Gill________  25,000  T. J. Gill________ Hinton James____ L. S. Everett_____  10,000  N. Bk, Com., N.Y.  37.000  700.000  300 000  460,000  20,000  689,000  474,000  244,500  192,130 2,406,250 2,280,200  223,930  James A. Jones___ J. L. McNair__  W. H. Cooper_____ J. T. Myers_______  40,000  D. F. King_____  B. F. Ivie______  G. G. Ivie................  20,000  19.000  P. H. Gwynn__  M. L. Heiner___  H. C. Pace ...  53,000  3,340  238,980  237,440  A. E. Millner_____  15,000  6,490  149,100  130,200  N. C.)  ----------- Han. N., N. Y.; 1st N. and N. State & City, ityRich.; Norfolk N. and N- Bk. Com., Norfolk; Wachovia Bk. & Tr. Co., Winston-Salem. 154,230 46,520  S. L. Martin______ R. L. Moir------C. L. Fountain..  Leicester—Buncombe G 5 Bank of Leicester____ <§’17 J. T. Davis............... B. A. Patton______ L E. Allman_____ ________ Pop. 153________ !___________ 66-614  R. IL Stocks............  300 000  15,000 o,  10,000  7,610  WACHOVIA BANK & TRUST COMPANY, Winston SalEm, N. C.  184,880  150 100  Merch. N„ Rich. 100,020 Ian. N..N.Y.; Wachovia Bk. & Tr. Co., Winsto Salem; Merch. N., Raleigh; 1st N„ Rich, 56,240 lerch. N., Raleigh: N. State & City. Riel Wachovia Bk. & Tr. Co., Winston-Salem, 40,380 'hase N., N. Y.; 1st N., Danville, Va.; 4th £ N.. Phi).  THE LARGEST BANK IN THE CAROLINAS LET US COLLECT YOUR ITEMS DIRECT  1029  Leggett-Edgecombe C 10 Bank of Leggett...............§’20 Theo. Fountain . Pop. 150 (Tarboro P. O.) j 66-720 “ ----------“ Farmers Banking & Trust Co. 66-703 §’20   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Resources.  Depos­  10,000  George V. Fulp___  BUSINESS  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) In back of this.'—< For Interest Rates, see~Laws. £ , .....Holidays, .......etc., -.....  W. H. Pittman___  J. H. Kirby_______ J. H. Kirby______ J. T. Revell  NOUR  volume.  I AND Capital Profits  G. C. Baisseau........ R. H. Cuddington..  ^Kinston ___ Lenoir D 11 Caswell Banking & Trust Co W. D. La Roque... Pop. 9771 66-110 <§’17 Farmers & Merchants Bank C. F. Harvey_____ Geo. West. 66-108 «tS’09 — “ First National Bank ...<1900 D. F. Wooten_____ Henry Tull_____ 66-107 NAT’L BANK OF KINSTON H. H. Taylor_____ 66-105 <’97 “ Holloway, Murphy & Oo..t’07 T. B. Holloway___ J. H. Jones.. 66-106 O. H.Bynum Knightdale ..Wake C 91 Bank of Knightdale_____ §’19 D. B. Harrison ___ J. R. Hester T „ r 66-665  bank  Ass’t Cashier. i Paid-up  SOLICIT  N O R T H CAROLI NA BA N K S — K an nap olis to L eic est er  J. O.  Oasbiee.  H. A. Scott  J. E. Lyhr ...  ---------“ t Farmers Bank. _<§T7 H. F. Edgerton-__ 66-617 Kernersville-Forsyth B 5 Bank of Kernersville___ £§’03 W. H. Mendenhall. Pop. 1128 j 66-248 King------------- Stokes B 5iBank of King__________ J§’14 V. T. Grabs______ S. W. Pulliam. Pop. 300 66-549 J. W. Neal KingsMonntain,Cleveland FIRST NATIONAL BANK W. A. Mauney____ J. S.Mauney_____ Pop. 4000 D2 66-201 *tl900  —FARMERS  C&ROUN&S  Liabilities. Prebident.  Kannapolis.Cabarras D4 CABARRUS SAVINGS BANK Pop. 5000 66-382 $’97 Kelford--------Bertie B 11 Bank of Kelford________ §’12 W. P. Harrell___ Pop. 500 I 66-513 ‘Kenansville.Duplin E10;Bank of Kenansville___ §’19 John A. Gavin, Jr. Pop. 300 66-643 Kenly------ Johnston 0 9 Bank of Kenly............... <§'06 G. W. Watson____ Pop. 1000 66-383  Peoples Loan Trust Co. »t§’08 66-202  1HE  k^OminUCCl  Name oe Bank.  •Mem. Am. Bks. Assn. SState  Entire State in No. 5 tMem. State Bks. Assn. tPriv. Federal Reserve District. (♦Mem. Fed. Res. [Estab.  “  U. Vi.  YAk,  - \  1-.O  Number«,<«-Nuuk5.^> u «»»«^nX^ES? NORTH CAROLINA—Continued  to each  »»r.oriean Hankers Rankers Ass Ass’’n. n.  Number under Name of Bank is the New Transit Number given to each bank in u- s exclusively by The Rand-McNally Bankers’ Directory, under the authority of The American Bankers Ass’n.  Town and County.  Name  of  - =====---------------------  NORTH CAROLINA  President.  Cashier.  Vice-President.  Ass  t  Cashier.  Resources. Liabilities. Surplus A Dlfl- Cash A £zPaid-up Depos- clZ>AKB ’tb. Bonds, AND CaPI 1 AL< Profits fkom Bawkb Sbooritibs  (G. W. F. HARPER J.C. SEAGLE-........ J. H. BEALL............ A. G. FOARD............ $ $  ‘Lenoir____ Caldwell C 3 Pop. 3718  BANK OF LENOIR -...... •»,93 66-166  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of this! volume. For Interest Rates, Holidays, etc., see Laws.  Continued  Bank.  *County Seats. ‘Mem. Am. Bks. Assn. §State Entire State in No. 5 tMem. State Bks. Assn.tPriv.j Federal Reserve District.. *Me m. Fed. Res. [ Estab.  liabilities  88,560 $1123 930 $1055140 $1 304 320 Seab. N., N. V.; 1st N.. Rich.; Am. Tr. Co.. Charlotte; Girard N., Phil.  50.000  20,000  575,000  400,000  Lewiston____ Bertie B11 Bank of Lewiston_______ 5’09 W. Mitchell----------- Jesse Parker______ H. R. Paschal........ N. B. Modlin____ Pop. 750 66-384 » ‘Lexington. Davidson C 5 BANK OF LEXINGTON-•«’98 G. W. Mountcastle. C. M. Thompson .. C. D. Hunt._______ C. A. Mountcasile. W. H. Mendenhall Pop. 7500 66-143  Commercial & Sav. Bk..t§’07) J. W. McCrary —. 66-145 Lexington Bank & Trust Co. C. C. Shaw---------66-144 «t§01 Liberty.__ Randolph C 6 Bank of Liberty______ »t§ 03 i A. E. Lewis----------Pop. 600 66-385 Lilesville_____ Anson E 5 Bank of Lilesville_____ •J§,07 J. F. Alexander ... Pop. 500 66-386 ‘Lillington...Harnett D 8 Bank of Lillington........ ‘tS'OS^D. H. Senter........... Pop. 1000 66-292 Harnett County Trust Co. J. D. Goff------------66-642 §T9  W. E. GRIGG- —  COUNTY  ‘Lincolnton..Lincoln D 3 Pop. 3390  *t’96  FIRST NAT’L BANK 66-186  100,000  15,000  160,000  188,000  75,000 1,510,900 1,378,930  50,000  55,830  651,440  614,360  W. H. Phillips........ J. E. Williams___ W. J. Vestal G. A. Foster______ B. M. Brower_____  75,000  21,780  460,000  444,520  7,000 , 315,000  290,009  25,000  B. R. Wall........ ....... B. B. Massagee.__  J. W. Halford_____ IH. T. Spears  Miss E. A. Davis ..  10,000  18,000  225,000  100,000  10,000  12,400  243,700  169,400  50,000  725,000  735,000  O. L. Johnson..  B. F. McLeod, Sec. and Tr.  14,200  R. S. REINHARDT-  HAROLD E. GRIGG  80,000  35,270 Chase N., N. Y.; Bk. of Windsor, Windsor. 300,930 N. City, N. Y.; Merch. N., Rich.  114,850 Chase N., N. Y.: Am. N„ Rich.: 1st N., Dur ham. 75,140 Meeh. & Metals N.. N. Y.; Plan. N., Rich.; Am. Tr. Co., Charlotte. 60,000 Wachovia Bk. & Tr. Co., Winston-Salem; Merch. N., Rich. 150,000 N. City, N. Y.; Murchison N., Wil.; Bk, of Wadesboro, Wadesboro. 93,880 M.-M. 1st N.. Balt.: Com’l N., Raleigh; N. State & City, Rich. Girard N.,Phil.; Merch.N., Rich, and Raleigh.  125,000 Seab. N., N. Y.  Business Is sens Itive.  NATIONAL BANK 66-185  30,000  E. J. Buchanan— James Adderton... T. E. McCrary___  H. J. Wall_______  200,000 Han. N., N. Y.; N. State & City, Rich.;, Com’l N., High Point.  I IIIUI I1HI L Unlilv prompt returns at low rates. 66-167 *t’O6 ONLY NATIONAL BANK IN THE COUNTY.  •i’03  Littleton.__ Halifax B 10 j Bank of Littleton____ •+§’! Pop. 2000 66-244 “ _______ “ s Planters Bank________ •£§’< 66-245  It goes usually where It Is Invite d, and stays wher e it is well treate d.  TRY US.  |0. E. RHYNE........ C. E. CHILOS_ _ _ _ _ IM. H. CLINE............. M. H. KUHN............ E.0. ANDERSON J ,  100.000  IH. F. Bonney.......... M. Nelson________ H. F. Bonney_____ J. M. Mohorn..........  15,000  32,000  400,000  400,000  20,000  6,100  351,500  309,110  111,510 I 294,540 1,376,760  T. J. Miles________ W. E. Bowers.......... M. J. Grant______ F. N. Egerton.......... C. P. Harris_____ M. S. Clifton_____ James B. King___  50,000  69,200  707,780  395,670  J. M. Allen_______ T. 11. Dickens........ H. M. Stovall_____  50,000  14,360  105,530  184,020  FIRST NATIONAL BANK--* 05 F. B. McKinne — W. H. Ruffin.......... . F. J. Beasley..........  50,000  25,000  900,000  500,000  ‘Louisburg. Franklin B 9 FARMERS & MERCH. BK. Pop. 1775 66-222 •«’( “ .............. “ Farmers National Bank 66-511  177,990 Han. N., N. Y.; 1st N., Phil.  ISend us your co lleetions, both d rafts and checks, 'Remittances m ade promptly on N ew York less 1-10 of 1% Charges.  25,000 Meeh. & Metals N., N. Y.; N. Bk. Com.. Norfolk. 129,400 N. Park, N. Y.; Norfolk N„ Norfolk; Merch. N., Raleigh and Rich,  N O R T H CA RO LI NA BANKS — L enoir to L u m b er B ridg e  75,000 $  ',LONG EXPERI ENCE—MODERN METHODS, ’Immediate ret urns and lowest r ates on collection  nnoT ti it.i m in/ *• J- LENOIR...... -C. H. HOPKINS—E. F. ALLEN-........ L. F. STINE — rln\T NO I I HANK On collections we give personal service. L. A. DYSART  Principal Correspondents.  1030  inon lUOU  bank in U. b. exclusively w** rn*„  244,350 N. Park, N. Y.; Com’l N„ Raleigh; Merch. N., Rich. 53,120 N. Park, N. Y.; Com’l N„ Raleigh; Am. N„ Rich.; Wachovia Bk. & Tr. Co., WinstonSalem. 400,000 N. Park, N. Y.; Plan. N„ Rich.  66-223  Nathan Bass____ L. E. Covington  C. M. Robinson— Frank Robinson J. H. Newsom...  T. P. Rankin_____  10,000  3,500  160,340  110,320  61,410 N. Park, N. Y.: 1st N., Gastonia.  S. E. High................  10,000  15,000  309,000  215,000  75,000 N. Bk. Com., Norfolk; Plan., Wilson.  J. S. Hodges____ iN. S-Tolar  L. E. Covington ... G. W. Covington —  10,000  2,000  192,000  102,000  Name nf Rank is the New Transit Number riven  97,260 Chase N., N. Y.; N. State & City, Rich.; N. Bk. of Fayetteville, Fayetteville; Murchison __ N., Wil.____________________________ THE LARGEST BANK IN THE CAROLINAS LET US COLLECT YOUR ITEMS DIRECT  192   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis ^nmhpr nndpr  S. M. Robinson-  Ju ly ,  Lowell______ Gaston D 3 Bank of Lowell...............£§ ’l Pop. 876 66-628 Lucama_____ Wilson C 9 Lucama Bank_________ t§’] Pop. 315 66-593 Lumber Bridge.Robeson Bank of Lumber Bridge*t§' Pop. 300 E 7, 66-639  Non-Bank Towns with Nearest Banking Point (In-  mn IvJl  Number ___ __ under __ Name of Bank ia the New Transit Number gif given to each bank in U. S. exclusively by The Rand-McNally Bankers’  Directory, under the authority of The American Bankers Ass’n.  Town and County.  /  FARMERS  SAVINGS BANK 66-647  ki  Vice-President,  ; Paid-up I AND Depos1 Capital J Profits 1 ITS  iC. B. TOWNSEND- J. H. POWERS_ _ _ _ R. H. COVINGTON_ _ SENT US Y OUR LUMBE RTON ITEM S DIRECT. 'Prompt personal a ttention given Bill of Lading Drafts, Ca sh and Time Item R. McA. Nixon .  C. A. McArthur ....  NATIONAL BANK  M. F. COBB..........  W. A. ROACH-  $  17,300 $  DlS  36.000 $  Cash & Ex­ changes, from Banks  Dui  3,570 Seab. N., N. V.; Wachovia Bk. & Tr. Co., Winston-Salem; Am. Bk. & Tr. Co.. Wil.; Girard N., Phil.  42.720 $  TRY US.  |A. W. McLEAN iAll  S:ed:Weli-  50,000  100,000  34,010 1,044,800 1,086,350  184,100 N. Park, N. V.; Merch. N., Rich.  43.450 1.032,089  929.960  253.030 Han. N., N.  465,000  110,000 N. Park, N. Y.; 1st N„ Rich.; Murchison N„ Wil.  25,880 Han. N„ N. Y.; Norfolk N., Norfolk; Branch Bkg. & Tr. Co.. Wilson, 52,290 Chatham & Phenix N., N. Y.; N. State & City. Rich.; Com’l N„ Raleigh.  Plan. N., Rich.  collectio ns handled pp omptly and ef ficiently.  (N. A. THOMPSON  .C. LAWRENCE . K. M. BARNES, Tr. G. E. RANCKE, . A. MoNEILL, SR. [Collections a sp eclal feature of o ur business, (This departinen t under personal supervision of an  Macclesfield. Edgecombe Merchants & Farmers Bank J. S. Howard_____ W. W. Eagles.......... L. E. Walston........ Pop. 300 C 10 66-578 £§’16 Macon----------Warren B 9 Bank of Macon________ i§’10 J. M. Coleman____ W. G. Egerton____ J. S. Nowell______ Pop. 200 66-387  Madison.Rockingham B6 BANK OF MADISON —.<§’99 J. H. Moore_______ W. 0. Ruffin............ J. O. Ragsdale____ V. H. Idol____ ____ Pop. 1200 66-388 W. S. Chambers Farmers Bank & Trust Co. 66-612 <§’17 Bank of Magnolia......... i§'ll 66-495 Maiden Bank_________ <§’10 66-389 Bank of Manteo .......... £§'07 66-390 First National Bank____ <’ 66-228 MERCHANTS & FARMERS BANK -.66-229------- <§’03  ‘Marshall—Madison G 5 Bank of French Broad .<§’03 66-276 Pop. 1500 Citizens Bank________ -£§’10 66-277 Mars Hill.—Madison G 5 Bank of Mars Hill___ ~:§’17 66-599 Pop. 500 Farmers Bank_______ -.§’20 66-692 Marshville____ Union E 5 Bank of Marshville___ <§’05 66-391 Pop. 499 Mutual Bank & Trust Co.§’20 66-709 Matthews.. Mecklenburg Bank of Matthews____ .£§’09 Pop. 396 D4 66-392 Maxton____ Robeson E 7 Bank of Maxton........ • £51900 66-238 Pop. 1397  75.000  27,950  475,000  k.  10.000  15,190  169,190  168,840  10,000  6,290  140,810  102,450  20,000  80,000  900,000  700,000  300.000 N. City, N. Y.; Merch. N., Rich.; Wachovia Bk. & Tr. Co., Winston-Salem. 81,500 M. M. 1st N., Balt.; Wachovia Bk. & Tr. Co., Winston-Salem; Am. Ex. N., Greensboro. 93,000 Chase N.. N. Y.; Murchison N„ Wil.  J. M. Vaughn_____ T. D. Meador_____ J. C. Thompson ...  25,000  10,500  281,000  224,270  J. F. Croom............ Thos. J. Kelly........ L. D. Dail ............... Jessie Croom  10,000  10,150  233,480  160,200  B. M. Spratt, Jr... W. B. Murray_____ G. E. Mauney_____ E. G. Mauney  10,000  2,930  170,190  111,110  R. C. Evans_______ L. N. Midgitt_____ R. B. Etheridge___ D. E. Evans______  10,000  2,000  80,000  60,000  J. L. Morgan_____ H. F. Little______  Geo. I. White_____ J. E. Neal______ _  50,000  57,000  676,860  645,300  fT. F. WRENN........  R.F. BURTON.......... D. W. CRAWFORD  40,000  12,240  239,450  222,720  417,180  69,670 N. State & City, Rich.; Wachovia Bk. & Tr. Co.. Winston-Salem; Corn Ex. N., Phil. 30,000 Am. N.. Rich.; 1st N.. Durham. 188,560 Chase N., N. Y.; Com’l N., High Point, N. C.; Battery Park, Asheville; Unaka N„ JohiRon' C„ Tenn. 67,700 Chase N.. N. Y.; Am. Tr. Co., Charlotte;^ Wachovia Bk. & Tr. Co., Winston-Salem.  1 Special attentio n given Bill of La ding drafts, Cash and Time Items.  i Please send 15c w ith each sight draft for presentation a nd 25c for Credit R eports.  J. J. Redmon  F. Roberts_______  J. H. White_______ N. W. Anderson__  J. P. Sams_______  R. S. Gibbs. ..  W. B. Ramsey____ L. Z. Eller........  25,000  40,090  442,530  A. W. Whitehurst. W. T. Davis... Miss Lillie Warner O. M. Jarvis______ W. O.Connor  25,000  30,000  440,000  335,000  10,000  6,310  138,130  114,400  L. D. Edwards........  10,000  W. T. Davis  B. C. Parker.......... G. J. Whitener___  40,000  19.750  440,000  400,000  R. C. Newsom____  E. IL Moore..........  10,000  1,030  17,930  13,450  N. S. Cochran__  E. A. Funderburk.  10,000  7,000  200,000  190,000  T. O. Evans  Lacy Williams____ T. W. Williams___  75,000  50,000  900.000  850,000  J. L. McLean--------  50,000  9,150,  444,490  393,350  WACHOVIA BANK & TRUST CO., Winston-Salem, N. C.  90,440 Wachovia Bk.& Tr.Co.. Asheville; M. M. IstN.J Balt.; Unaka N.. Johnson City. 126,000 Am. N. and Cent. Bk. & Tr. Co., Asheville; N. ‘Bk. of Balt., Balt. 33,650 Am. N., Rich.; Cent. Bk. & Tr. Co., Asheville.:  Bk. of French Broad, Marshall.  J. H. Lee..................  BANK OF ROBESON — <§’09 J. P. Wiggins.......... F. W. Carter____   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  1,340 $  lA)ANg Si  c’tb. Bombs Securities  <’14  PLANTERS BANK & TRUST COMPANY ...66-579. ..£§’16  66-239  Principal Correspondents.  StjRPLU.  Cashier.  trie  OF LUMBERTON  Magnolia.......Duplin E 10 Pop. 700 Maiden..........Catawba C 3 Pop. 664 ‘Manteo............ Dare C 14 Pop. 700 ‘Marion__ McDowell 0 1 Pop. 1784  ITEMS DIRECT  dexed Acces.), Lawyers, Laws (indexed) in back of this ‘z" volume. For Interest Rates, Holidays, etc., see Laws. “ 'C Resources.  LsUll L1I1U.CCI  Liabilities. President.  US COLLECT TOUR  Non-Bank Towns with Nearest Banking Point (In­  *•’ L’-TT. 1 n  First National Bank ....«i’O4 H. M. McAllister .. C. T. Pate______ 66-198 T. L. Johnson  66-197  LEV  TATf'IT? 'T'T-T f A K? f'lT TT\.T A___ r/fniitinorf  . Name of Bank.  ‘ County Seats. •Mem. Am. Bks. Assn. SState Entire State in No. 5 tMem. State Bks. Assn. tPriv. I Federal Reserve District. ♦Mem. Fed. Res. [Estab.; •Lumberton.Robeson E 7 Pop. 2691  ix. u  \v\uo\ uumrniAA,  linuuuxxK  75,000 N. City, N. Y.; Am. Tr. Co., Charlotte. 2,870 Wachovia Bk. & Tr. Co., Winston-Salem; N. State & City, Rich. 20,000 IstN., Rich.: Merch. & Far. N.and Am.Tr.Co., Charlotte. 200,000 Met. Tr. Co., N. Y.: Girard N., Phil.; Am. N.,i Rich.  LARGEST BANK IN THE CAROLINAS  90,160 Seab. N„ N. Y.; Murchison N„ Wil.; Merch 1 N.. Rich.; Am. Tr. Co,, Charlotte.  WE COLLECT DIRECT AND SOLICIT YOUR BUSINESS  ...........  M -  -. O  1032  Number "V“0Nsm«d»Sy  to each  bank in U. b. exclusively  by1  WB.^-MSSSrlS.ES? Hankers Ass’n.  Number under Name of Bank is the New Transit Number given -°- 68011 bank 18 U. S. exclusively by The Band-McNally Bankers’ Directory, under the authority of The American Bankers Ass’n.  Town and County.  Name  of  Liabilities"  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of this volume. For Interest Rates, Holidays, etc., see Laws. ®  NORTH CAROLINA—Continued Liabilities.  Bank.  •Mem. Am. Bks.Assn. §State iCounty Seats. tMem.State Bks.Assn. tPriv. Entire State in No. 5 [Estab. Federal Reserve District. ♦Mem. Fed. Res.  Mayodan... Rockingham Pop. 1500 B5 Maysville____ Jones E 11 Pop. 630 McDonalds—Robeson E 7 Pop. 100 McFarlan____ Anson E 5 Pop. 200  north CAROLINA—Continued ,  Pkbsidknt.  Vice-President.  Ass’t Cashier.  Cashier.  Capital pKOFITa ________  Bank of Mayodan__ ..§’16 J. O. Ragsdale------ E. F. Tulloch------- !M. P. Black_______ _______________ 66-583 Maysville Bkg. & Tr. Co. T. A. Green_______ A. J. Collins--------- G. E. Weeks----------- R. L. Jenkins. 66-393 <§’08 Bank of McDonald_____ §’17 E. L. Bowman------ H. M. McAllister... J. F. Johnson____ ______________  $  10,000 $ 10,000  A  Loans Disc*ts. Bondb, SeCURXTIRS  75,320  89,920  25.000  20,000  450,000  350,000  B. F. Warren.......... H. E. Wilkinson ... F. F. Smith_______ j J. E. Shaw________ I  50,000  18,000  300,000  275,000  C. A. Fitzgerald— I. V. Pittman------- H. M. Fitzgerald— _______ ____ _______ I  5,000  2,620  77,420  53,300  Mebane--Alamance B7 COMMERCIAL & FARMERS W. A. Murray........ J. H. Lasley--------- |S. G. Morgan-------- W. S. Harris. Pop. 2000 BANK —66-395______ J§’05  10,000  Principal Correspondents.  Cash 4 Exchangbn,Dub from Banks  9,320 $ 171.550 i 120,960 $ 15,000! 350,000 300,000  2,250 ’  66-523  Bank of McFarlan_____ § 20 W. J. M. Lendon.. B. J. McGoogan... j. v. Wieb............ J_____________ 66-718  First National Bank—<’14 66-564 Micro_____ Johnston C 9 Citizens Bank_________ t§’15 66-577 Pop. 250 Middlesex____ Nash C 9 Middlesex Banking Co..t§’09 66-397 Pop. 800 ‘Mocksville___ Davie C 4 Bank of Davie________ •tS’Ol 66-399 Pop. 1146 Merchants & Farmers Bank 66-553 »t§T4 Moncure___ Chatham C 7 Banking Loan & Trust Co. 66-632 §’19 Pop. 500  Resources.  1 Depos-  Paid-up |  45.560 Merch. N., Rich.; Bk. of Madison, Madison. 50,000 1st N., Rich.  3,690 IstN., Lumberton.  15,000 „ 145,000 1st N., Rich.; 1st N., Durham; Bk. & Tr. Co., Winston-Salem.  Wachovia  30,000 Guaranty Tr. Co., N. Y.: 1st N., Durham: Wachovia Bk. & Tr. Co., Winston-Salem. 21,450 Plan., Wilson; Merch. N., Rich.  A. F. Manning-----  J. R. J. Finch........ W. K. Ballentine...___________________  25.000:  8,500  220,000  215,000  40,000 Merch.  E. L. Gaither____  Herbert Clement— J. F. Moore______ ___________________  21.350  61,930  611,750  594,700  37,190  61,170  97,540 N.Bk. Com..N.Y.: Merch. & Far. N., Charlotte; Wachovia Bk. & Tr. Co., Winston-Salem. 20,700 N. State & City, Rich.: Bk. of Thomasville, Thomasville.  J. L. Armfield____ O. L. Williams------ B. O. Morris_______ __ __________________  • Monroe______ Union E4 BANK OF UNION.......... —•«’02 W. S. Blakeney— 66-154 Pop. 4084 Farmers & Merchants Bank M. K. Lee________ 66-482 »t§’ll First National Bank........ t’07 J. H, Lee_______ 66-156  10,600  2,000,  __________ _______ — j J. K. Barnes_____ |___________ _____ — j (Branc h of San ford, N. C.)........  J. R. Shute---------- |R. G. Laney______ W. B. Cole_______ Hargrove Bowles C. B. Adams______ H. E. Lee_________ _________________ W. B. Love J, E. Ashcroft........ J. W. Laney______ C, W. Baucom.......... :  100,000 60,000  100,000  105,000 1,000,000  909,800  600,000  550,000  36,000  N., Raleigh.  Am. Tr. Co., Char­ 230,000 Meeh. & Metals N., N. lotte: Plan. N., Rich. 70,000 N. Bk. Com., N. Y.; Murchison N.. Wil.  40,000, 1,000,030  738,000 3,410,000 Han. N.. N. Y.:N. State & City, Rich.; Mur­ chison N., Wil.; Charlotte N., Charlotte.  SAVINGS LOAN & TRUST CO. R. B. Redwine------ S. O. Blair--------------H. B. Clark________ |_________ 66-155 t§’03 Mooresboro___ Cleveland Bank of Mooresboro...<§’10 C. O. Champion___ E. B. Hamrick____ Y. L. McCardwell— Mettie Parker____ Pop. 156 D2 66-400 B. C. McCraw, Willie Greene A. Cash. | Mooresville...Iredell C 4 FIRST NATIONAL BANK G. O. Goodman—. W. C. Johnston___ iC. P. McNeely____ _________________ 66-164 <1900 Pop. 4315  50,000  34,090  238,170  324,280  20,000  6,410  352,720  336,220  50,000  97,400 j  590,530  613,620  124,310 Han. N., N. Y.; 1st N., Rich.; Am. Tr. Co., Charlotte.  MERCH. & FARMERS BANK E. W. Brawley------ W. C. Johnston------ |R. O. Miller.  Mort McKnight___ C. B. Gilbert  30.000  10,770.  312,610  340,480  47,910 N. Park, N. Y.: Com’l N„ High Point and Charlotte.  Morehead City..Carteret Bank of Morehead City <§’09 J. B. Morton___ E. H. Gorham____ iT. C. Wade________ H. O. Phillips.......... Pop. 3000 E12 ♦ 66-401 Marine Bank__________ t§’13 C. S. Wallace-------- G. D. Canfield____ ! E. A. Council_____ L. W. Arrendell... 66-516  50,000  5,000  390,000  400,000  75,000 Han. N., N. Y.; 1st N., Rich.  15,000  2,650  167,000  163.200  21,300 4th St. N.,Phil.; N.Bk. of New Bern, New Bern; Wachovia Bk. & Tr. Co., Winston Salem.  ‘Morganton—.Burke C 2 BANKOFMORGANTON-<§04 C. A. Spencer____ F. P. Tate------------- j W. E. Walton_____ R. C. Hoffman_____ 66-180 Pop. 2867  25,000  15,670  246,920  177,700  99,390 Chase N., N. Y.; Wachovia Bk. & Tr. Co.. Winston-Salem; 1st N„ Marion.  55,000  80.000 1,200.000 1,100,000  230,000 Seab. N., N. Y.; 1st N., Rich.  26,800  254,570 Han. N.. N. Y.: Murchison N., Wil.: 1st N.. Wadesboro: Bk. of Char. N. B. A., Char. 132,000 Imp. & Tra. N., N. Y.: Plan. N., Rich.  66-165  <§’07  FIRST NATIONAL BANK-<’97  66-179  I. I. DAVIS ---—1 A. M. INGOLDL M. KISTLER iVe make a spe cialty of handlin g collections.  J. A. CLAYWELL .  Morven______ Anson E5 Bank of Morven_______ t§’03 T. V. Hardison ___ G. A. Martin--------- [ M. L. Ham________ H. G. Huntley_____ i 66-402 Pop. 750 W. L. Marshall Mount Airy___ Surry B 4 Bank of Mount Airy...<§’05 W. J. Byerly______ E. M. Linville____ F. P. Sparger-------- W. W. Christian... 66-161 A. E. Smith Pop. 4752 First National Bank____ <’93 G. D. Fawcett........ C. L. Hanks______ T. G. Fawcett. 66-159 “ _______ “ Surry County Ln. & Tr. Co. W. F. Carter______ E. H. Wrenn..........[ W. G. Sydnor, 66-160 t§’01 Sec. and Tr. MountGilead.Montgom’y Bank of Mt. Gilead—<§’06 J. A. McAulay____ L. P. Byrd................i W. B. Cochran.......... Pop. 1000 D6 66-403 Mount Holly—Gaston D 3 Central Bank & Tr. Co. §’20 N. B. Kendrick___ I J. W. Holland. .. S. Q. McCraw. Pop. 2000 66-708 “ _______ Mount Holly Bank____ <§’03 \H.. A. Rhyne______ J. M. Sprines______ J. A. Costner. \ WE-404  1   http://fraser.stlouisfed.org/ Number under Name of Bank ia the New Transit Numbergiven Federal Reserve Bank of/ St. Louis to bank in U. 8. exclusively by Tbe Band-McNally Bankers'  20,000 50.000  75,000  175,000  490,000  266.460  898,000 1,003.000  60,000 1,500,000 1,400.000  25,000  5.500  225,000  220,000  25,000  20,000  450,000  250.000  120  269,840  183,590  25,000  25,000  A  wnr ThT A .  235,000 N. Bk. Com., N. Y.; Girard N., Phil.; N. State & City, Rich. 30,000 1st N., Mt. Airy.  250.000 Independence Tr. Co., Charlotte; Com’l N.. Wash., D. C. Merch. N., Rich.; Am. Tr. Co., Charlotte.  111,370 N.Park, N. Y.; Am. Tr. Co., Charlotte; Corn Ex. N.. Phil. THE LARGEST BANK IN THE CAROLINAS LET  T~» 'T' U  24,700 Chatham & Phenix N„ N. Y.; Murchison N., Wil. 73,040 N. Bk. Com.. N. Y.  US COLLECT YOUR  ITEMS DIRECT  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.). Lawyers. Laws findexed) in hnnin thic  <-i  :■*-  lbt VAKtitbi BftNK IN THE CAROUNAS  LET  CITIZENS  OLIVE— — .66-259 ___ <§'08  Vice-President.  H. M. Cox................ J. E. Kelly_______ J. M. McGee  Cashier.  Ass’t Cashier.  T. A. TTTZfill 66-64  OF NEW BERNE  •t'65  66-62  PEOPLES BANK.™  60,000  600,000  (Branch of Cone ord, N. C.).—  Miss J. M. Parker.  25,000  W. G. Parker. R. J. Britton  25,000  A. McD. Harshaw. L. E. Bayless_____ J. E. Fain T. J. Hill............- R. R. Rogers..........  30.000  S. G. Griffin______  50,000  79,970  61,930  22,010  365,370  401,850  14,130  420,800  339,960  3,000  400,000  385,000  100,000  150,000  320,000  285,000  15,000  N. B. Dozier........ .  40,000  N. L. Strickland... J. W. Renshaw___  Clyde Eby_______  R. N. Scott.  fJAMES A. BRYAN- JOHN DUNN________ G. H. ROBERTS  W. J. CAROON  25,000  100,000  < SEND US Y OUR NEW B  16,000  Seab. N„ and N. Bk. Com., Norfolk; Merch. & Far., Franklin, Va.; Wachovia Bk. & Tr. Co., Winston-Salem. N. Bk. Com.. N. Y.: Norfolk N., Norfolk; Merch. N., Rich.; Wachovia Bk. & Tr. Co., Winston-Salem. Han. N.; N. Y.; Wachovia Bk. & Trust Co., A sheyille, M. M. 1st N., Balt.; Wachovia Bk. & Tr. Co., Asheville. 70,000 N. State & City, Rich.; Citiz., Norfolk.  22,000 N. Park, N. Y.; N. State & City, Rich.; 1st N., Rocky Mt.; Merch. N., Raleigh. Peo., Newbern, Va. Tr. Co., Rich.  108,000 1,800,000 1,900,000  N. City, N. Y.; 4th St. N., Phil.; Plan. N. Rich.  (.Special attentio n given Bill of La  W. B. Blades_____ T. A. Green______ O.W. Lane (T. A. UZZELL-  O. W. Lane.  C. D.BRADHAM —  100,000  48,700 1,547,300 1,286,550:  N. Bk. Com., N. Y.; 1st N., Phil.; Norfolk N., Norfolk.  100,000  75,000 2,268.000 1,525,000  Han. N.. N. T.; N. State & City, Rich.; Norfolk N., Norfolk.  ) Collections a sp ecial feature of ‘ This departmen t under personal s  10,000  10,000  200,000  150,000  G. W. Rhodes____ L. A. Garner  5,000  1,000  100,000  93,000  G. C. Little______ J. B. Leonard  50,000  25,040  396,600  414,030  60,000  26,680  765,910  C. B. Baird_______  T. C. Clifton______  (Branch of fVarr enton,  D. L. Gallagher ...  692,280 N. C.) --  15,000  J. W. Hawthorne R. G. Finley_____  100,000  60,000  800,000  C. Wrenn________ A. W. Horton_____  40,000  10,000  340,000  308.000  C. P. Crawley____  12,500  6,000  180.000  130,000  8,150  2,620  77.630  48,670  10,000  8.000  145,000  168.800  R.W.Gwyn______  L  COMPANY, Winston Saleh N. C. asE-  748,000  60,000 M. M. 1st N„ Balt.; City N., Johnson City.  34,000 1st N., Rich.; Beaufort Bkg. & Tr. Co., Beau fort. 67,610 M. M. 1st N., Balt.; Wachovia Bk. & Tr. Co., Winston-Salem. 172,810 Seab. N., N. Y.; 1st N., Rich. Meeh. & Metals N., N. Y.; Am. N., Rich.  N. Bk. Com., N. ¥.; Independence Tr. Co., Charlotte. N. City, N. Y.; N. State & City. Rich.  60,000 Meeh. & Metals N., N.Y.; N. State & City, Rich.; Wachovia Bk. & Tr. Co., Winston-Salem. 50,000 Meeh. & Metals N., N. Y.; Independence Tr. Co., Charlotte. 38,240 Han. N., N. Y.; Am. Tr. Co., Charlotte. 18,000 Far. & Merch.,Williamston;Merch.N„ Raleigh: Greenville Bkg.& Tr. Co., Greenville; N. Bk. __ Com., Norfolk.  THE LARGEST BANK'lN-THE';CAROLiNAS LET US COLLECT YOUR ITEMS DIREQT ?  8  1033  ♦ 66-63 ‘Newland--------Avery B 2 Avery County Bank___ •§’] ! C. B. Von Canon... M. B. Hughes____ 66-538 Pop. 500 Newport... Carteret E 12 Bank of Newport______t§’l C. R. Wheatly____ L. C. Carroll............ 66-636 Pop. 500 ‘Newton....Catawba 0 3 Farmers & Merch.Bank »iS’C J. H. Yount_______ J. W. Yount______ 66-194 Pop. 3021 Shuford National Bank »t’£ A. H. Crowell_____ G. A. Wariick_____ 66-193 Norlina_____ Warren B 9 Bank of Warren______ •}!’] .___..... Pop. 700 66-504 North Charlotte Meck­ Bank of North Charlotte §’< J. O. Simmons .... E. E. Jones............. 66-714 lenburg.Pop. 2000..D 4 J. L.Spencer Northwilkesboro. Wilkes Bank of No. Wilkesboro»+8’£ J. E. Finley______ A. A. Finley______ 66-215 Pop. 3000 B 3 Deposit & Savings Bank___ R. L. Doughton.__ F. D. Forester____ 66-216 •tS't Norwood_____ Stanly D 5 Bank of Norwood_____ t§'€ IT. A. Hathcock ___ H. S. Freeman........ 66-408 Pop. 1200 Oakboro_____ Stanly D 5 Bank of Oakboro______ *5’] 1C. B. Covington-__ H. P. Eflrd________ 66-548 Pop. 50 Oak City____ Martin C11 Bank of Oak City.......... »iST H. S. Everett.......... W. J. Johnson____ j 66-409 Pop. 400 Jos. Early   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  550,000  N. Bk. Com.. N. Y,; Plan. N., Rich.; Wayne N. and Peo. Bk. & Tr. Co., Goldsboro; Mur­ chison N.. Wil. 60.000 N. Bk. Com., N. Y.; Wayne N., Goldsboro; Merch. N., Rich. Corn Ex. N.. Phil.  ST  NATIONAL BANK  WACHOVIA  Han. N., N. Y.; Am. Bk. & Tr. Co., Wil.  NORT H CA RO LIN A BA NK S — Mt. Oliv e to Oak City  66-649  66-61  69,810 $ 676,120 $ 807,700  < If you are not 1 ooking for promp t and satisfactory L service you need not send us your  FARMERS & MERCH. B  ‘New Bern ..Craven D11 Pop. 12,000  50,000 L. J. Foil_________  D. C. Barnes______ P. E. Jenkins_____ U. Vaughan  A. B. Dickey______ 66-262 The Cherokee Bank... E. A. Davidson.... 66-719 ‘Nashville_____ Nash C 8 Bank of Nashville........ »tS'O2 S. F. Austin ___ Pop. 1200 66-407 1 fB. J. Downey-__  Principal Correspondents.  Sbcoutiju  50,000  First National Bank.—•t’01 M. T. Breazeale__ R. Kornegay.......... 66-258 Mt. Pleasant...Cabarrus CABARRUS SAVINGS BANK Pop. 753 D4 66-405 S'07 Murfreesboro.. Hertford First National Bank....... i’ll L. J. Lawrence___ Stanley Winborne. D. L. Minton, V..P. T. E. Vann Pop. 1500 B11 66-496  *Murphy.. .Cherokee H 2 Pop. 877  Resources. Ng A DlgBonds,  1 AtA c’rt.  A. M. Cox  Farmers & Merchants Bank S. L. Warren.......... W. H. Kornegay — 66-686 §’20 J. L. Outlaw  66-406  Paid-up Surplus Depos­ AND Capital Profits its  $ 100,000 $  E. C. Bethea____  July, 1920  Mt. Olive—Wayne D10 Pop. 3000  volume.  Liabilities.  President.  HEMS DIRECT  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of tbit For Interest bates, Holidays, etc., see Laws,  Number under Name of Bank ia the New Transit Number given YZT3-3 to each bank in U. S. exclusively by The Band-McNally Bankers' /VZUP'T’W I"1 A TINT A____ tiT111 IUjJ Directory, under the authority of The American Bankers Ass’n. •L’C'IV J XX OAxVOX^XXNXT. OOJJ L1I1UCU  Town and County. I Name of Bank. ^County Seats. *Mem. Am. Bks. Assn. SState Entire State in No. 5 tMem. State Bks. Assn. tPriv. Federal Reserve District.I ♦Mem. Fed. Res. (Estab.  US COLLECT YOUR  Nul“b®r, vn'^eu^smexclu^lvely ^byhTheettaur(T-MlcNany1Ba,nkersn’ ,„,„ri,.,n Hankers Ass’n.  -> each bank in U. b. exclusively in<JA Iujt  NORTH CAROLINA—Continued ——7---------- ----—=======‘  Number under Name of Bank is the New Transit Number given to each bank in U. S. exclusively by The Kand-McNally Bankers’ Directory, under the authority of The American Bankers Ass’n. lNUIvin  Town and Countt.  r.i abilities  •  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of thisi volume. For Interest Bates, Holidays, etc., see Laws..  PADHT TXT A____ Arl -M VUIlilIlUctl  Resources.  Liabilities.  Name of Bank.  •Mem. Am. Bks. Assn. IState Entire State in No. 5 tMem. State Bks. Assn.tPriv. Mem. Fed. Res. [Estab. Federal Reserve District. •County Seats.  President.  Vice-President.  Ass’t Cashier.  Cashier.  Principal Correspondents.  * ft Dis- Cask ft lzPaid-up Surplus Depos­ CLeak ’TB. BOfUX, oeahom.Doi AND its Capital Profits non Baku  Old Fort„McDowell G 6 Bank of Old Fort......... <|'O4 J. 8. Bradley_____ P. H. Mashburn... F. M. Bradley_____ — $ 22.100 $ 1,570 J 147.680 $ 144,310 J 27,040 Chase N., N. Y.; 1st N., Marion. 66-410 Pop. 1000 N. Bk. Com., Norfolk; Peo., Newbern. (Branch of Bayh oro, N. C.)........ Oriental___ Pamlico D 12 Bank of Pamlico-------- i§'16 66-595 Pop. 645 237,400 Han. N„ N. Y.; 4th St. N.. Phil. 100,000 (W. H. HUNT- — A. H. POWELL —- W. H.HUNT----------83,210 1.310,330 1,284,840 .......... T. G.CURRIN •Oxford-__ Granville B 8 FIRST NATIONAL BANK-<’0l "(Send us your Oxford items; B- L drafts given sp eeial attention, 66-172 Pop. 5000 'Collection Oep’t a special feature, personally looked after by cashier.  NATIONAL BANK OF GRANVILLE 66-170  «'8I  Oxford Sav. Bank & Tr. Co.  66-171  tt’89  60,000  /E.T. WHITE —- H. G. COOPER-------- W. T. YANCEY— -  H. G. Cooper_____ B. S. Royster_______ W. T. Yancey, Sec. and Tr.  Union Bank & Trust Co..tt’05 J. W. norner.......... J. F. Meadows .... 66-519  J. P. Harris__ ;___  Parkton____ Robeson E8 Bank of Parkton______ »§’O7 J. G. Hughes_____ J. B. McCormick — E. B. Daniel______ J. D. McCormick.. 66-412 Pop. 400 N. O. VanNortwick J. T. Stokes_____ F. S. Powell___ ... Parmele___ Martin C 11 Parmele Bank’g & Tr. Co. 66-707 §’20 Pop. 272 Pembroke—Robeson E 7 Bank of Pembroke_____•§'12 P. S. Cooper.......... - A. M. Breece.......... R. H. Livermore... E. M. Paul. 66-520 Pop. 400 Pikeville___ Wayne D 10 Pop. 300 Pilot Mountain-Sorry B 4 Pop. 800 Pinehurst____ Moore D 6 Pop. 500 Pine Level-Johnston D 9 Pop. 800 Pinetops.Edgecombe 010 Pop. 211  Pineville... Mecklenburg Pop. 689 D4 Pink Hill..—Lenoir D 10 Pop. 500 Pinnacle.......... Stokes B5 Pop. 400 •Pittsboro —Chatham C 7 Pop. 800 •Plymouth ..Washington Pop. 2165 C12  Bank of Pikeville____ *t§’16 66-563 Bank of Pilot Mountain—§T4 66-552 . Bank of Pinehurst____ <§’14 66-566 Bank of Pine Level........ tS'07 66-415 Pinetops Banking Co...tt’15 66-416 Planters Bank_______ *+§’20 66-681 PinevilleLoan & Savings Bank 66-417 <§’09 Bank of Pink Hill____ <§13 66-539 Bank of Pinnacle..............§19 66-646 Bank of Pittsboro......... •tS'Ol 66-418 Farmers Bank.......... ..... +§’18 66-635 Bank of Plymouth....<§1900 66-419 Washington County Bk.<§’11 66-483 Bank of Polkton_______ §’09  66-534_________  650,000 N. City, N. Y.; Merch. N., Rich.; 1st N.,  33,000 N. City, N. Y.; Merch. N., Rich,; 1st N., Phil.; Murchison N., Wil.  Phil.  16,300  28.000  325.000  320.000  20,000  10.9C0  260.440  188,570  102,560 Han. N.. N. Y.; Am. N„ Rich.  10,000  7,170  246.270  157,780  127,580 Am. N., Rich.; Murchison N.. Wil.  4.890  178,000  156,620  50,000 10,000  33,360 Plan. N., Rich.; Am. Bk. & Tr. Co.. Wil.; Merch. N., Raleigh; Wachovia Bk. &Tr. Co., Winston-Salem. CZ3 41,050 Wayne N., Goldsboro.  20,000  5,240  176.790  156,800  O. N. Swanson____ | McK. R. Smith _ __ I. M. Gordon_____  15,000  30.000  450.040  399,290  J. R. McQueen ___ Chas. B. Hudson ... F. W. Von Canon . B. U. Richardson „ 1M. O. McDonald D. B. Oliver______ G. Fitzgerald______ E. S. Jones________ W. V. Jones______  99,400  9.250  407,000  376,000  5.000  9.820  248.840  209,440  H. C. Bridgers____ W. L. Reason______ W. L. Lane_______ W. E. Cobb W. L. Dunn______ J. D. Lancaster ... Harry Fagan_____ C. Roy Griffin____  50,000  31.520  322.710  404.060  75,000  55,000  W. M. Morrow.__ J. B. Bassett_______ C. S. Oakley_______  15,000  7.500  112.000  68,000  10,000  4.000  172.190  145,000  25,300 Han. N., N. Y.; Norfolk N., Norfolk: Plan. N., Rich. 40,000 Irving N„ N. Y.; N. State & City, Rich.; N. Bk. Com., Norfolk. 66,000 Han. N.. N. Y.: Am. Tr. Co., Charlotte; N. State & City, Rich. 42,700 N. State & City, Rich.; Far. & Merch., Kinston.  N. B. Berger_____ ’ M. Aycock________ A. Hosea_________  Jeanette Smith.__  Lonnie Smith_____ T. A. Turner______ G. S. Willard_____ ; Lula Tyndall.  25.000  89,600 N. Park, N. Y.; Wachovia Bk. & Tr. Co., Winston-Salem. 175,000 N. Park, N. Y.: Old Dominion Tr. Co., Rich.: Am. Tr. Co., Charlotte. 54,230 Com’l N., Raleigh; 1st N., Phil.; Am. N., Rich,  I---------------------------  10,000  A. H. London_____ B. Nooe___________ Jas. L. GrifBn_____ Miss Azile Hill.___  10,000  11.590  158.510  135.010  55.090 Han.N., N.Y.; Citiz. N., Raleigh.  T. M. Bland............. A. M. Riddle______ IW. E. Alley.............. , E. E. Harris............  10.000  1,180  107,740  104.050  A. L. Owens______ iJ. C. Spruill______ T. R. Getsinger.__ R. G. Hardison.... !w. B. Cox________D. V. Clayton_____ D. O. Brinkley___ ‘ W. B. Watts______ D. P. Willey P. W. Brinkley L. S. Covington___ R. G. Austin_______ T. R. Troutman___  20,000  3,000  180,000  160,000  50,000  38.550  420,210  511,780  10,000  8.700  93,660  58.570  16,280 Merch. N., Raleigh; Wachovia Bk. & Tr. Co., Winston-Salem. 45,000 N. Bk. Com., N. Y.; Seab. N., Norfolk; Merch. N., Raleigh. 59,280 Seab. N.. N. Y.; Seab. N. and N. Bk. Com., Norfolk; 1st & Citiz. N.. Elizabeth City. 53,690 Am. N., Rich.; Far., Rockingham.  10.000  8,700  93,660  58,570  53,890 N. Bk. of Newbern, Newbern: 1st N., Rich.  J. W. Slate_______ E. F. Stone................ H. H. Brown  Polkton______ Anson E 5 66-420 Pop. 490 Polloksville.. .Jones E 11 Polloksville Bkg.&Tr.Co.t§'07 J.T. Hood_______Jno. Whitty_______ 66-421 Pop. 350 Potecasi.—Northampton Bank of Potecasi_______ £§’20James E. Draper.. D. Cale__________ 66-677 Pop. 300 Bll 1 Powellsville .Bertie B12 i Powellsville Bank................................ §’18________ I__________________ Pop. 157 | 66-625 Frinceten__ Johnston D9 Merch. & Farmers Bk...tt’ll A. F. Holt................ J. W. Baker_______ Pop. 600 66-485 A. L. Massey Proctorville-RobesonF 8 Bank of Proctorville..<§T3 W. R. Surles_____ J.P. Price________  ______ Pop. 350_______ I_______  126,000 2,500,000 1.600,000  ’ Collections a sp eclalty. Special attention given B ill of Lading Draf ts. 1 Efficient service assured. ' Oldest, largest, and strongest ba nk in Granville C ounty.  ____________  ____  H. A. Creagh_____  Grady E. Parker .. S. B. Carter______ L. F. Evans. G. F. Woodard.__  IN. C. Blue_______  18,650 Han. N., N. Y.; Am. Bk. & Tr. Co., Suffolk; Norfolk N., Norfolk. (Branch of Bk. 0 f Ahosk ie. Ah os kie)____ Bk. of Ahoskie, Ahoskie; Norfolk N., Norfolk; Branch Bkg. & Tr. Co., Wilson. 5,300 10,000 146,660 93,140 68,820 Merch. N.. Raleigh; Va. N., Petersburg. 9.070  10,000   Number under Name of Iiank ia tbe New Transit Number given http://fraser.stlouisfed.org/ to each bank in U. S. exclusively by The Kand-McNally Bankers’ NOR TH CAR OLINA—Con tin u ed Directory, under the authority of The American Bankers Ass’n. Federal Reserve Bank1035 of St. Louis  2,920  18,760  4.750  75.340  70.520  13,800 Am. Bk. & Tr. Co., Wil.  (In-  dexed Acces.), Lawyers, Laws (indexed) in back of ibis tbis volume. For Interest Rates, Holidays, etc., see Laws.  'NMjWJWK VskwN Ya /  TVT{"ITF 'T* T-T IVL/Iy A a x  Y/L'iltili LIUU  Liabilities.  NAME OF BANK.  ★County Seats. /•Mem. Am. Bks. Assn. §State Entire State in No. 5 tMem. State Bks. Assn. tPriv. Federal Reserve District. +Mem. Fed. Res. [Estab./  President.  [ Vice-President. /  W. P. COVINGTON  [J. C.THOMAS—  “Raeford______ Hoke E 7 BANK OF HOKE-------------«11 66-480 Pop. 1500  Cashier.  Ass’t Cashier.  C. R. FREEMAN  rippOSPaid-up SURPLUS/ AND ufpos Capital ' Propits i ;  $ 12,000 $  JOSEPH G. BROWN—.H. J. YOUNG -...... —-G. H. ANDREWS......... R. A. BROWNR. H. LEWIS  300,000  All business entrusted to us is handled with utmost care.  66-25 <’71 City Bank______ _____ <§’17 R. G. Allen,............ W. A. Withers .... H. H. Massey____ M. C. Hicks 66-32 Geo. L. H. White  ‘COMMERCIAL NATIONAL BANK 66-27  50,000  B. S. JERMAN.......... A. A. THOMPSON — E. B. CROW----------- A. P. BAUMAN----------8 H LITTLE DRAFTS sent us DIRECT are presented in person, where possible^ AND WE GET THE MONEY or a better reason than “No attention paid to notice.”  300,000  vnnvunx^o  13,830 $ 571,660  Principal Correspondents.  RESOURCES. Iajanb & Die-| Cabh & Exc’tb. Bonds, changss,Due Sbcuritibs from Banks  ; '  395,050 $ 197,880 Han. N„ N. Y.; Murchison N., Wil.  346,400  221,260 N. Ex., Balt.; Merch. N., Raleigh; Am. Bk, & Tr. Co., Wil,; Plan. N„ Rich,  140,610 3,148,000 3,148,450  655.160 N. City and N. Park, N. Y.; Bk. of No.  100,000  30,000 Chase N., N. Y.: Am. N., Rich.; Com’l N., Wash.  30,000  3,500  540,000  160,000  America (N. Bk.), Phil.; City, Rich.  N. State &  188,750 5,630.240 5.406,980 1,502,520 Han. N.and N. Bk. Com., N. Y.; IstN., Phil, and Rich.  <’91  ♦Mechanics Sav. Bank.<§’96 Chas. E. Johnson..j 0. B. Edwards____ Walters Durham...  15,000  66-28  ’MERCHANTS  23,000  400,000  300.000  24,180  W. B. DRAKE, JR.-W. F. UTLEY------------ J. H. HIGHTOWER. T. F. MAGUIRE —  100.000  We make a specialty of handling collections. Largest Bank In thia section.  NATIONAL BANK 66-31  il.  ITEMS DIRECT  200,000 8.300,000 5,000,000 4,000,000 iMeeh. & Metals N., N. Y.; Am. N., Rich. Norfolk N., Norfolk; Riggs N., Wash.  <’09 100,000  45.290 1,914,940 1,526,240  676,210 1st N. and Chatham & Phenix N„ N. Y.: 1st N., Rich,: Norfolk N., Norfolk.; Phil. N„ Phil.  G. H. Andrews____ W. R. Martin_____ F. B. Brown............ Chas. Root  15,000  107,010 1,399,120 1,172,910  348,220 1st N., Cent. Union Tr., and Irving Tr. Cos., N. Y.; Old Dominion Tr. Co., Rich.  ♦Wake Co. Savings Bank Thos. H. Briggs.__ W. B. Grimes_____ W. W. Vass______ W. P. Little______ 66-30 <§’05  15,000  13,700  631,810  600,960  59,580 Bkrs.Tr. Co., N. Y.; Alex Brown & Sons, Balt.; Va. Tr. and Old Dominion Tr. Cos., Rich.  25,000  16,500  456.960  393,860  99,970 Han. N„ N. Y.; Am. Ex. N., Greensboro; Merch. N„ Rich.  Randleman.Randolph C 6 Peoples Bank__________ tl’07 T. F. Wrenn______ O. C. Marsh______ A. B. Beasley_____ Pop. 2000 66-424  10,000  7,000  244,000  223,000  38,000 N. Park, N. Y.: Am. Ex. N„ Greensboro.  Red Springs-Robeson E 7! Bank of Red Springs .<§1900 A. B. Pearsall_____ A. T. McCallum___ J. S. Jones_______ Altie Marsh_______ Pop. 1018 66-254 J. A. Singleton  30,000  9,990  451,090  291,640  35,000  7,390  223,630  221,000  ‘RALEIGH BANKING&TR.CO. 66-29  /CHAS. E. JOHNSON W. N. JONES............. ) Special atte ntion given to / Promptness assured. Cor  <§’65 \  SEE  ♦RALEIGH SAV. BK. & TRUST J.G. Brown______ COMPANY-66-26------ <§’87  j  1:5: fflBL#KE-North Carolin a. solicited.  ADV. ON NORTH  Raleigh Clearing House____ E. B. Crow_______ G. H. Andrews___ W W. Vass, (.Members indicated by a ♦) Sec. and Tr.  Ramseur—Randolph 0 6iBank of Ramseur.......... <§’07 W. H. Watkins ___ Hugh Parks---------Pop. 1032 66-423   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  “  ; Carolina Bank & Trust Co. 66-255  <§’10  E. B. Leonard____  J. A. McPhaul____ J. D. McLean.......... J. H. McKay_____ H. M. Dixon  & TRUS;t co.,, .. ---- -  —__ 1- -  —  , N. C. .  186,310 Mech.& Metals N„ N. Y.; Murchison N„ Wil.; Wachovia Bk. & Tr. Co., Winston-Salem; 1st N., Rich. 17,000 N. City, N. Y.: Merch. N„ Raleigh: Murch­ ison N. and Am. Bk. & Tr. Co., Wil.; Wach­ ovia Bk. &Tr. Co., Winston-Salem,  LARGEST BANK IN THE CAROLINAS  WE COLLECT DIRECT AND SOLICIT YOUR BUSINESS  1035  ----------  N O R T H CAROLI NA BANKS — R ae fo rd to R ed Spri ngs  25,000  John W. Moore  66-422  CITIZENS NATIONAL BANK  i I  Send us your co Ucctions direct. i Wc remit daily.  Bank of Raeford_____ <§’03 J. W. McLanchlin. D. M. Parker_____ R. B. Lewis, Jr. ‘Raleigh______ Wake 0 8 Pop. 24,418  uonrx in  VET US COVVECT TOUR  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of thi volume. For Interest Rates, Holidays, etc., see Laws  i~s A TPfiT T1\T A.——C'ntltinn <=><7  bl  » HU ur\u\Jl_vJ »  July , 1920  to each bank in U. S. exclusively by The Kantl-McNally Bankers’  J. UJJ Directory, under the authority of The American Bankers Ass’n,  TOWN AND COUNTY.  U. V.—  TOWMtt,  NORTH CAROLXN^Contim^ n abilities Number under Name of Bank is the New Transit Number given 1  IUJO  to each bank in U. S. exclusively by The Rand-McNally Bankers* Directory, under the authority of The American Bankers Ass’n.  Town and County. ‘County Seats. Entire^S tate in No. 5  Reidsville... Rockingham Pop. 5333 B6  KT/"\r-mu r> nfAT TNT A NORTH CAROLINA t  a  BANK OF REIDSVILLE  President.  Vice-President.  Cashier.  Ass’t Cashier.  J. F. WATLINGTON- J. W. McGEHEE....... W. A. TROTTER-_ _ _ ORGANIZED 1882. This bank makes a specialty of collections. Every item sent us receives personal attention. We shall be pleased to serve you.  Paid-up Capital  S  Surplus  Resources.  Depos­  AND  its  Profits  & Dis­  Loans Bonds, Sbcuritiis  ci’tb.  Principal Correspondents.  Cash & Excbanou,Ddb from Banks  50,000 $  62,310 $ 952,470 $ 826,630 $ 238,590 Imp. & Tra. N., N. Y.  75,000  72,890 1,213,000 1,184,690  •«'82  CITIZENS BANK 66-133  dexed Acces.), Lawyers, Laws (indexed) in back of this  Liabilities.  Name of Bank. •Mem. Am. Bks. Assn. §State tMem. State Bks. Assn.tPriv. ♦Mem. Fed. Res. LEgtoJa.  66-132  Non-Bank Towns with Nearest Banking Point (In­  f'^-.*-,4-. ^4 Continued  «tr85  FIRST NAT. BANK •t’10  66-134  Richfield____ Stanly D 5 Peoples Bank & Trust Co. Pop. 300 66-676 §T9  R. L. WATT......... W. I. IRVIN—...... [EUGENEIRVIN------- B. M. BALSLEY-  176,200 N. Park, N. Y.  2  O  The largest and St rongest Bank in Cou nty. Save'time and ev ade liability by send ing your collections to us direct, We make persona I presentation, give reasons for non-pay ment and remit pro mptly. S end us y our colle ctions. 'R. S. MONT­ S. C. PENN---------- SCOTT FILLMAN R. H.SATTERFIELDGOMERY A. P. SANDS J. F. WOMACK ONLY NATI ONAL BANK IN THE CO UNTY.  100,000  10,660  668,070  765,240  &  E 73,490 N. City, N. Y.; Citiz. N., Raleigh.  I Send us your R eidsvllle Items D irect. ^Special Attenti on Given Bill of Lading Drafts, C ash and Time Ite ms.  J. M. Stafford____ Geo. W. Miller.... W. S. Bogle______  10,000  1,570  64,210  50,980  Richlands__ Onslow E 11 Citizens Bank_____ ____ t|’ll W. B. Venters____ J. E. Steed_______ G. B. Whitted____ Pop. 600 66-288  10,000  26,000  234,370  125,950  Ri chSq uare.Nor tham pton Bank of Rich Square. ..•tl’02 J. T. Bolton______ J. W. Weaver____ R.K. Grant_______ Pop. 850 B11 66-425 R. B. Boyce  10,000  23,820  141,940  140,850  26,860 N. City, N. Y.: Norfolk N., Norfolk; N. Bk. of Suffolk, Suffolk.  Roanoke Rapids..Halifax First National Bank____ »i'O5 C. A. Wyche______ S. F. Patterson___ J. T. Stainback.__ H. H. King______ Pop. 5000 B 10 66-212 T. W. M. Long  50,000  38,390  555,760  621,590  101,120 Han. N., N. Y.; N-. State & City and Merch. N.. Rich.: Merch N.. Raleigh; Wachovia Bk. & Tr. Co., Winston-Salem.  Robersonville-Martin C11 BANK OF ROBERSONVILLE J. H. Roberson. Jr. A. S. Roberson___ J. A. Mizell______ D. R. Everett_____ Pop. 1500 66-427 -tiOe R. A. Bailey  42,400  21,200  575,000  375,000  230,000 N. Park, N. Y.; N. Bk. Com.. Norfolk; Plan. N., Rich.; Am. Bk. & Tr., Suffolk.  26,900  11,030  411,690  263,840  161,160 Wachovia Bk. & Tr. Co., Winston-Salem;  100,000  130,830  907,180  811,360  327,270 Han. N„ N. V.; M. M. 1st N., Balt.; 1st N., Rich.; Murchison N., Wil.  Bank of Rockingham —•tl’10 M. W. McRae_____ A. C. Everett_____ B. F. Reynolds ___ 66-206  50,000  21,060  509,980  513,280  72,130 Chase N. and N. Bk. Com., N. Y.; Plan. N., Rich.; Murchison N., Wil.  Farmers Bang________•tl'Ol R. L. Steele_______ M. H. Fowlkes........ L. S. Covington.__ R. L. Phillips_____ 66-204 L. S. Covington J. W. Covington  15,000  44,190  551,140  367,110  243,280 Han. N.,N. Y.; Wachovia Bk. & Tr..Co„ Win­ ston-Salem.  \ Richmond County Savings Bk. W. L. Parsons.—. William Entwistle. W. L. Scales______ Octavia S. Scales..  15,000  25,630  340,780  335,290  46,020 Bk. of Pee Dee, Rockingham.  138.470\\  126,660  20,530 Peo. N.. Salisbury; Merch. N., Raleigh.  FARMERS BNKG. & TRUST CO. 66-609  »t§’17  S. T. EVERETT...... . R. L. SMITH------------- T. T. GRIMES_ _ _ _ B. L. RIVES — HARVEY ROBERSON Remittance made at low rates on day of payment. Special attention to Bill of Lading Drafts and all Collection Items. Send us your business.  fW.L PARSONS- WM.ENTWISTLE— H. C. PARSONS— E. H. AYCOCK •Rockingham... Richm’d BANK OF PEE DEE —-il'91 (Colle Collections rem itted daily on Ne w York at lowest rates. Pop. 3000 E6 66-203  66-205  •ii'01  Rockwell----- Rowan C5\Rank ot Rockwell______W17\J. W.Peeler_____ \C. Rolshouser____\T. R. Garner Uor».7B6________ \__________ WV-ftV   http://fraser.stlouisfed.org/ Number Federal Reserve Bank of St. Louis  \  7.000 ,  5,160  18,000  132,130 Chatham & Phoenix N„ N. Wil.; 1st N., Durham.  Norfolk N. and Am. N., Rich.; Am. Bk. & Tr. Co., Wil.  LNBGEST BANK IN TVAE. CMIOHNkS  under Name of Bank ia tbe New Transit Number given  Murchison N.,  VJE COLLECT DIRECT NNDf SOLICIT NOUR BUSINESS  Non-Bank Towns with Nearest Banking Point (In-  Number under Name of Bank is the New Transit Number given to each bank in U. S. exclusively byTheRand-McNally Bankers’ NORTH  Directory, under tbe authority of The American Bankers Ass’n.  Name  Town and County.  of  President.  Cashier.  Vice-President.  Ass’t Cashier.  66-87  .Special attenti on given Bill of  OF ROCKY MOUNT •$’89  M. C. Braswell ___ Millard F. Jones. — A. L. Cavenaugh. R. D. Gorham J. C. Braswell........ F. P. Spruill______ J. W. Hines C.B. Schulenberger  BANK  300,000  215,000 1,500,000 1,600,000  350,000  300.000  315,000 1,954,170 2,331,990  280,620 Chase N., N. Y.; Merch. N., Rich.; Citiz. N., Raleigh; N. Bk. Com., Norfolk. 157,490 N. Bk. of Rocky Mt. and Planters N„ Rocky Mt.; Va. Tr. Co. and 1st N., Rich.  100,000 (Branch  39,720  887,770  of North  856,000 o,N. C.)  Ian. N., N. Y.; N. State & City, Rich.; Wachovia Bk. & Tr. Co., Winston-Sa­ lem; Norfolk N., Norfolk.  20.000  20.000  457,080  453,790  C. D. Du Bose____ C. D. Du Bose J. A. Turlington J. A. Barker______ C. B. Tyson  20,000  7,500  330,000  300,000  10,000  9,500  225,000  232,000  10,100 N. Park, N. Y.; Murchison N., Wil.  Maury Ward______ W. B. Southerland. T. G. Jerome  10,000  4,700  139,100  113,030  40,820 N. Park, N. Y.: Am. Bk. & Tr. Co., Wil.  J. A. Moore_______ F. L. Nash............... T. W. Mullen F. G. Jarman_____ R. L. Dickens  25,000  145,000  68 000  7,960  120,850  106,270  12,000  A. L. Bullock_____ E. B. Ward---------- C. D. Smith  100,000  523,190  532.680  22,500  11,000  338,000  280,000  25,000  30,000  700,000  525,000  50,000  19,000  550,000  615,000  D. S. Brooks______ J. C. Yancey  40,000  75,000 l‘,250,000 1,000.000  W. J. Capehart.  10,000  9,600  116,000  132,000  S. J. Fore_____  10,000  5,950  97,630  64,930  7,200  7,120  154,980  109,560  W. McG. Buck — W. L.Buck---------- J. E. McCallun. W. F. Bullock S. G. Winsteadi___ W. F. Long_______B. W. Gardner Hugh Wood  47,290 Va. N„ Norfolk; 1st & Citiz. N., Elizabeth City. 30,000 N. Park, N. Y.; Murchison N., Wil.  67,000 Citiz. N., N. Y. and Raleigh; Merch. N., Rich.; Wachovia Bk. & Tr. Co., Winston-Salem. 23.850 Hanover N„ N. Y.; Am. N„ Rich. 86,040 M. M. 1st N.. Balt.; Murchison N., Wil.; Plan. N. and Merch. N., Rich. 54,000 Murchison N„ Wil.: Am. N., Rich.; Am. Tr. Co., Charlotte. 225,000 Han. N.. N. Y.; Am. N„ Rich. 61,000 Meeh. & Metals N„ N. Y.; Plan. N„ Rich.  < We make a specialty of collections on this poin t. (.TRY US. Our rates ar e very reaso nable.  <’18  Peoples Bank________ »$§’91 A. R. Foushee____ J. A. Long........ ....... 66-232 E. G. Long Bank of Roxobel_____ <§’08 A. Capehart_______ T. S. Norfleet..—. 66-431 G. H. Barns Roanoke Chowan Bank»tS'13 J. E. Peele________ Carl R. Livermon. 66-535 Commercial & Farmers Bank S. S. Flynt________ A. L. Payne______ 66-432 t§’06 Rural Hall Bank & Tr. Co E. L. Kiser_______ W. E. Stauber____ 66-722 §’20 CITIZENS BANK & TRUST CO. C. L. Miller_______ H. L. Carpenter-__ 68-257 <§’15 C. F. Cline  E. E. Shore_______ J. F. Miller____  M. H. Jones______ F. F. Cobb  50.000  12,000  573.300  395,400  200,000  50,000  2L090  525,560  330,000  266,600  ’ 40,600  58,550  —  •  — 1  ?  Merch. N., Rich.; Am. Tr. Co., Charlotte; Wachovia Bk. & Tr. Co., Winston-Salem.  LARGEST BANK IN THE CAROLINAS  1037  9,800  WACHOVIA BANK & TRUST CO., Winston-Salem, N. C. , .1  15,000 viaBk. & Tr. Co., Winston-Salem. 41,430 Seab. N„ N. Y.; Com'l N„ Raleigh; Norfolk N., Norfolk. 58,839 Merch. N., Rich.; Far. Bk. & Tr.Co., WinstonSalem. Wachovia Bk. & Tr. Co., Winston-Salem.  10,000  66-256 Salembnrg.-SampsonE 9 Bank of Salemburg........ $§T9 C. S. Royal____ ... S. A. Howard_____ W. L. Gore____ ___________ 66-659 _______ Pod. 200  1 jjU!l.NIl  330,000  H. A. Carroll.......... J. G. Morefield.  COMMERCIAL BANK -<§’01 W. A. Thompson.. M. O. Dickerson... T. F. Oates____   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  N., Rich.  L. L. Lewis_______ B. S. Clark______  f W.R. WILKERSON- R. A. BURCH_ _ _ _ _ B. G. CLAYTON....... T.B, WOODY-------W. T. PASS F. H. WILLSON  FIRST  .Rutherfordton—Ruther ford. .Pop. 1693 —-D2  26,000 $ 733,000 $ 450,000 $ 290,000 Meeh. & Metals N., N- Y.; Merch. N., Rich. Seab. N., Norfolk; Wachovia Bk. & Tr. Co., Winston-Salem. Norfolk N., Norfolk; Am. 167,190 1,406,380 1,941,240 292,280 N. Park, N.  Lading drafts, C ash and Time Ite ms.  Special attention to Bill of Lading Drafts and all collection items. Remittances made at low rates on day of payment.  J. C. Braswell-----Planters National Bank .•$’ 66-85 Rocky Mount Sav. & Tr. Oo. Thomas H. Battle _ 66-86 <§’03 Ronda—.......... Wilkes B 4 Deposit & Savings Bank.t§’19 66-660 Pop. 250 Roper ..Washington C 12 Bank of Roper_______ <§’06 N. B. Mizell______ 66-428 Pop. 1000 Roseboro—-Sampson E 9 Bank of Roseboro_____ «5’09 J. W. Yates_______ 66-429 Pop. 1800 Coharie Bank-------------- J§’16 T. I. Herring—— 66-596 Rosehill____ Duplin E 10 Bank of Rose Hill____ »$S’O6 J.C. Williams-----66-430 Pop. 364 Rosemary —Halifax B 10 Citizens Bank & Trust Co J. L. Patterson.— 66-644 -tS’19 Pop. 2500 Rosemary Banking & Tr. Co Geo. L. Hayes, Jr._ 86-524 <§’13 Rowland.__ Robeson F 7 Bank of Rowland_____ <§'04 B. A. Edens______ 66-278 Pop. 1000 MERCHANTS&FARMERS BK. W. L. Buck_____ 66-279 <§’12 ‘Roxboro____ Person B 8 Bank of Roxboro_____ <§’04 T. E. Austin____ 66-233 Pop. 3214  Rural Hall.—ForsythB 5 Pop. 700  SSCUUTIM  Principal Correspondents.  changes, Dus from Banks  THOMAS H. BATTLE-— A. P. THORPE-------- J. L. SUITER-....... - W. G. ROBBINS-  NATIONAL BANK  Roxobel_____ Bertie B11 Pop. 2207  Resources. Du- Cash & Ex­  Loans k c’tb. Bosm,  i Am. Bk. & Tr. Co., Wil. WE COLLECT DIRECT AND SOLICIT YOUR BUSINESS  'C= • vc=. CT2  N O R T H CA RO LI NA BA N K S — Roc ky M ou nt to S al em burg  J. B. RAMSEY...... G. L. WIMBERLY, JR. FRANK F. FAGAN- W. F. PARKERSON— 125.000 FRANKF. FAGAN JAMES R.WORSLEY SEND US Y OUR ROCKY MOUNT IT EMS DIREC T.  FIRST NAT. BANK •t’04  66-629  Paid-up Surplus Depos­ AND Capital Promts its  $ 100,000 $  Rocky Mount. Edgecombe Farmers & Merchants Bank T. T. Thone______ M. O. Blount______ W. W. Avera_____ T. A. Avera 66-88 »§’16 Pop. 12,742 C 10  NATIONAL  volume. For Interest Rates, Holidays, etc., see laws.  Liabilities.  Bank.  •Mem. Am. Bks. Assn. SState •County Seats. Entire State in No. 5 tMem. State Bks. Assn. tPriv. [Estab. Federal Reserve District. ■Mem. Fed. Res.  66-84  Non-Bank Towns with Nearest Banking Point (.In­ dexed Acces.), Lawyers, Laws (indexed) in back of this  O A JR (~) T .T1\T A___ Continued  J^ ly ,J 920  1037  ~---  —  N„„.e,?.a«WKSffiK® in  to each  1 flQR IUJO  bank in U. S. exclusively  NORTH CAROLINA—Continued  *„,„r|Pan Hankers Ass’n.  -----  Number under Name of Bank is the New Transit Number given t0 each bank in U. S. exclusively by The Rand-McNally Bankers* Directory, under the authority of The American Bankers Ass’n.  Town and County.  Name  of  & TRUST CO.  President.  j Vice-President.  Cashier.  Ass’t Cashier.  W. E. McWHIRTEN- E. W. TATUM_ _ _ _ _ ,_ _ _ _ _ _ _ _ _ _ _  SEND US Y OUR  __ _ _ _ _ _ LAURA V. DUNHAM SALIS BURY ITEM S DIRECT.  Paid-up Capital  $  Surplus  AND Profits  60,000 $  Depos­ its  lX)AW8 & Dm C’Tfl. Bonds, Secueitiks  Principal Correspondents.  Gash & Ex­ changes,Due feom Banu  67,700 $ 503,270 $ 455,700 $ 235,270 Meeh. & Metals N., N. Y.; 1st N., Rich.  100.000  52,650  100,000  85,190 1,160,070 1,542,420  100,000  17.000  897,840  850,000  862,670  199,340 N. Park, N. Y.: N. State & City, Rich.; Merch. N. and Am. Tr. Co., Raleigh. 258,840 Meeh. & Metals N.. N. Y.; Merch. N„ Raleigh: Plan. N.. Rich. N. Y.; Merch. N.a Rich.; Am. Tr. Co., Charlotte.  870.960  97,000 Chase  (Branch of Wins ton-Sale m.N.C.')  Meeh. Plan.  .Special attentio n given Bill of La ding drafts, Cash and Time Items.  <§’12  OVIfl BANK & TRUST >_________ W.F. SNIDER„ k OMPANY-66-92 ___ -•§’03 Personal attentio n given to all Col lections on Sails bury. Salisbury Clearing House— (Members indicated by a*) Saluda.............. Polk H 6 Bank of Saluda..............<§’17 J. B. Cannon_____ D. M. Fraser 66-598 Pop. 600  ‘8anford_______ Lee D 7 Bkg. Ln. & Tr. Co........<§’04 66-196 Pop. 4000  BANK OF SANFORD—<§ 98 66-195 Peoples Bank_________ »§’19 66-666 Planters & Com’l Bank—1§'07 66-225 Scotland Neck Bank__ <§’90 66-224 Farmers Bank________ <§'06 66-434  Seagrove..Randolph C 6 Bank of Seagrove______ §’20 66-702 Pop. 200 Selma_____ Johnston D9 First National Bank____ t’02 66-435 Pop. 2500 Peoples Bank and Trust Co. 66-502 t§’12 Severn.. — Northampton Bank of Severn_______ <§’17 66-602 Pop. 300 B 11 Shallotte..Brunswick G 9 Citizens Bank---------------t§'10 66-492 Pop. 250 Sharpsburg —Wilson C10 Sharpsburg Banking Co.<§’07 66-436 Pop. 200 ‘Shelby___ Cleveland D 2 Cleveland Bank & Trust Co. 66-698 §’20 Pop. 3127 First National Bank____<’95 66-168  R. E. Carrington__ W. W. Robard........... J. W. Cunningham I. P. Lasater.. J. K. Barnes S. P. Hatch_______ E. R. Buchan..  J. M. Ross_______ J. R. Jones, Jr. ..  10.000  76)  74,600  58,030  5,000  5,120  69,760  62,960  35,000 1,134,400  779,360  25,000 100,000  F. R. Snipes--------- E. L. Gavin________ H. C. Newbold .__  25,000  Claude Kitchin.__  15,000  O. J. Moore  50,000 1,000,000 1,041,200 40,000  25,000  10,000  430,000  306,000  G. Hoffman_______ T. B. Wheeler_____ J. H. Alexander,Jr, Hugh Johnson____  25,000  27,000  550.00)  387,600  R. W. Edwords___ Elmo Crocker____ W. H. Prudeij....... B. S. Staucell  6,000  36,060  344,410  309,520  J. D. Welch............ Frank Auman........ A. C. Harris............ L. W. Harris_____  10,000  200  18,460  3,570  G. W. Evans______ P. C. Worley_____ J. W. Peedin.......... Ruby Griffin...........  30,000  15,000  490,000  320,000  L. D. Debnam------ T. M. Benay............ M. R. Wail________ H. A. Brown..........  15,000  9,000  300,000  176,000  J. B. Stephenson „ A. M. Fleetwood— M. L. Martin______  10,000  3.100  160,000  148,000  J. W. Brooks_____ G. W. Kirby______ E. F. Mallard_____  10,000  5,790  97,780  107,590  7,000  4,540  108,350  57,750  H. R. Harris ..  G. T. Dawes______ M. A. Batchelor__ J. S. Harper______  Wm. Lineberger „ R. E. Campbell-__ J. J. Lattimore, Sec. and Tr. Chas. C. Blanton— Jno. F. Schenck... George Blanton.__ Forrest Eskridge..  J. T. Bowman____ E. B. Hamrick____ SHELBY NATIONAL BANK 66-169 <’05 8iler City__ Chatham C 7 Chatham Bank_______ <§’02 J. C. Gregson____ W. A. Teague_____ 66-266 Pop. 1700 Siler City Loan & Trust Co. H. H. Elder______ C. B. Fitts________ 66-267 <§'07 J. D. Edwards ‘Smithfield.Johnston D 9 Citizens National Bank.<’19 W. M. Sanders____ 66-560 Pop. 3000 T. R. R. Hood Hood_______ _______ F. K. Broadhurst— First National Bank___ <’98 T. 66-437 \ N.B. Grantham National Trust Co._______ §’20\T. R. Hood.___________ \W. H. Austin.____ 66-723 \ \B. B. Adams  Metals N., N. Y.; Merch. N. and ., Rich.  O. D. Davis, Mgr..  P. H. Bailey.  Carolina State Bank___ J§’06 D. 0. Barrow____ Q. C. Sonner_____ H. B. Lane_______ Louise Lane.............. 66-433 W. C. Robertson   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Resources.  Liabilities.  SALISBURY BANK 66-94  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of this >— volume. For Interest Rates, Holidays, etc., see Laws.; ©  NORTH CAROLINA—Continued  ‘Salisbury___ Rowan 0 4 ♦Davis & Wiley Bank .<§1815 0. D. Davis_______P. B. Beard________ J. M. McCorkle___ 66-91 Pop. 13,884 ♦First National Bank —<’83 H. N. Woodson___ R. V. Brawley........ H. P. Brandis.......... G. A. Fisher 66-90 ♦Peoples National Bank..«’O6 J. D. Norwood____ A. L Smoot............ W. T. Busby______ 66-93 W. T. Busby  Seaboard— Northampton Pop. 500 B11  1,1 abilities t .iibi  Bank.  •Mem. Am. Bks. Assn. SState ‘County Seats. Entire State in No. 5 tMem. State Bks. Assn. tPriv. [Estab. Federal Reserve District. ♦Mem. Fed. Res.  Scotland Neck—-Halifax Pop. 2061 B 11  -  — ----------------  250,000  250,000 2,650,u00 2,800,000  10,000  360,000  486,000  J. J. Jenkins_____  30,450  1,960'  369,430  295,000  M. M. Dorsett, J. Q. Seawell, A, Sec. and Tr, Sec. and Tr. H. C. Cooper_____  50,000  14,700  417,420  374,340  50,000  20,980  316.360  272,850  R. P. Holding  R. P. Holding____  J. L. Hubbard  31,000 Chase N., N. Y.; Merch. N., Raleigh.  150,000 Han. N., N.Y.; Norfolk N., Norfolk; Wachovia Bk, & Tr. Co., Winston-Salem. 169,000 Hudson Tr. Co., N. Y.; N. Bk. Com., Norfolk; Merch. N., Rich. 76,950 Norfolk N., Norfolk: Va. N., Petersburg, Va.; Wachovia Bk. & Tr. Co., Winston-Salem; 1st N., Rich. 20,190 Plan. N„ Rich.; Com’l N., High Point. 110,000 Chatham & Phenix N., N. Y.; Com’l N., Raleigh: Va. N., Petersburg, Va. 122,000 Han. N., N. Y.: 1st N., Rich.; Merch. N., Raleigh. 27,000 Norfolk N., Norfolk: Far. Bk. of Nansemond, Suffolk. 16,060 Am. Bk. &Tr. Co., Wil.; 1st N. and Merch. N., Rich. 40,990 Merch. N., Rich.; Murchison N., Wil.; Plan. N„ Rocky Mt.  125,000  50,000  J. R. Moore, Jr.__ N. R. Bowman ___  20,360 N. Park, N. Y.; Bk. of Spartanburg, Spartan­ burg; Wachovia Bk. &Tr. Co., Asheville; Am. Tr. Co., Charlotte. 14,290 M. M. 1st N„ Balt.; Murchison N., Wil.: Wa­ chovia Bk. & Tr. Co., Winston-Salem.; Am. N.. Asheville. 403,090 N. Park, N. Y.; Plan. N., Rich.; Merch. N., Raleigh; Wachovia Bk. & Tr. Co., WinstonSalem. | 212,470 Han. N., N. Y.; Plan. N.. Rich.  100.000  12,000 i  45,000 1,260,000 1,030,000  875,000 Chase N.. N. Y.; 1st N., Phil, and Rich.  45,000 Chase N., N. Y.; N. State & City, Rich. 101,840 Bk. of the Manhattan Co., N. Y.; Greensboro Ln. & Tr. Co., Greensboro. 107,790 Plan. N., Rich.; Am. Ex. N., Greensboro. 111,990 Chatham & Phenix N..N. Y.; Com’l N., Raleigh: M.-M. 1st N.. Balt.: Merch. N., Rich. P* 375,000 N. Bk. Com., N. Y.; Merch. N., Rich. KO _______ list NSmithfield.  L.Jth  Vpar/'sf Hankins Point (In-  t* \WWS>\ SOME MAX,  MMMWtXK  U. t.—  to cacb bank in u- s- exclusively by The Band-McNally Bankers’ NTf^TP 'T'T-T /“'A TP fYT TN.T A___ Directory, under the authority of The American Bankers Ass’n. TycJf\. J- xi LAJaULIIn A. ^OTltiriUGCl  Town and County.  ^County Seats.  Name of Bank.  •Mem. Am. Bks. Assn. SState tMem. State Bks.Assn. tPriv. Federal Reserve District Mem. Fed. Res. [Estab.  Entire State in No. 5  Vice-President.  CASHIER.  Ass’t Cashier.  Liabilities. Surplus Paid-up Depos­ and Capital Profits its  J. C. Exum_______ J. P. Frizzelle------ ■ Moyer Mendenhall W. E. Debnam........ $ Moyer Mendenhall G. A. Norwood.__ J. T. Sugg________ C. L. Blount_______ J. F. Broughton...  25,000 $  20,000  IZ>AX« & Pl8c’tb. Bonds, Securities  38,550 $ 689,340 # 603,540 $ 181,640 Han. N., N. Y.; Norfolk N., Norfolk; Plan N„ Rich. 142,750 11,680 Chase N., N. Y.: N. Bk. of Goldsboro, Golds­ 117,080 boro: Merch. N., Raleigh: Plan. N., Rich. 160,000 85,000 Chase N.. N. Y.: Am. N., Rich. 13,000 220,000  17,310  25.000  C. B. Grout_______ W. F. Junge............ H. O. Riggan.__ C. T. Patch W. I. Halstead____ C. G. Ferebee____ Alton L. Jordan.  Ethel S. Jones —.  T. E. Cooper______ J. W. Brooks— — 11. C. Cooper.  A. M. Woodside...  15,000  11,580  236,870  228.590  R. A. Doughton___ D. C. Duncan_____ T. J. Carson.  Retha Thompson-  25,000  12,640  175,670  179,460  n  10,000  of  Robert P. Cherry.. J. K. Dorsett_____ J. W. Carlton____ A. M. Suggs____  R. C. Jones_______ J. G. Busby_______ T. B. Johnston..  W. D. Kizziah____  Tarb ora, N.C  1  25.000  13,000  384,350  245,240  25,000  5.400  234,000  174,000  34,870 Han. N., N. Y.; M.-M. 1st N., Balt.; Am. Bk & Tr. Co., Wil. 38,500 N. City, N. Y.; Elkin N., Elkin; N. Ex., Roanoke. Far. Bkg. & Tr. Co., Tarboro; Branch Bug. & Tr. Co., Wilson. 157,110 M, M. IstN., Balt. 44.470 Com’l N., Wash., D. C.: Peo. N„ Salisbury.  F. F. Cobb ............. (Branch of Ruth erfordto n, N. C.) G. G. Ivie_______  _________ (Branch  N. Bk. Com., N. Y.; Merch. N., Rich.  Leaks vil le, N. C.) Han. N., N. Y.: Am. Ex. N., Greensboro: Wach­ ovia Bk. & Tr. Co., Winston-Salem: N. State & City and Amer. N., Rich.; Branch Bkg. & Tr. Co., Wilson. 282,920 76.470 Imp. & Tra. N., N.Y.: Merch. N„ Rich.: Wacho­ 227,720 via Bk. & Tr. Co., Winston-Salem.  of Ban k of Lea ksville,  Imperial Tr. & Sav. Co.-tS’07 R. E. Wall.............. A. F. Tuttle .— IS. H. Marshall, Sec. Jas. T. Smith, Tr.. 66-102 O. Eggleston, A.Tr.  20,000  11,200  8pring Hope...Nash C 9 Citizens Bank________ <|’ll N. B. Finch_______ J. J. Pitts________ J. J. Pitts________ R. C. Coppedge___ Pop. 1600 66-241 First National Bank....... *T9 P. A. Morgan____ H. L. Griffin______ W. E. Johnson___ G. F. Walker..........  40,000  23,000  375,000  400,000  50,000  8.190  268,920  178,180  10,000  7,000  175,000  115,970  10,000  3,470  54,270  62,760  10,000  17,190  279,200  221,700  84,680 Meeh. & Metals N., N. Y.; Plan. N., Rich.  10,000  7,000  195,000  161,000  40,000 Plan. N.. Rich.; Merch. N., Raleigh.  66-648  Spruce Pine-Mitchell C 1 Bank of Spruce Pine— »t§’16 C. A. Peterson____ Pop. 1200 66-586 Stanfield....Stanley D 5 Bank of Stanfield______ f’20 A. P. Harris_____ 66-724 Stanley______ Gaston D 3 Farmers & Merch. Bank—1 ’ 06 M. A. Carpenter... Pop. 321 66-442 Stantonsburg____ Wilson Planters Bank.......... .......<810 G. S. Williams___ Pop. 400 0 9 66-443  Star___ Montgomery D 6 Bank of Star_________ <811 Pop. 239 66-444 ‘Statesville___ Iredell C4 Pop. 7895  COMMERCIAL NATIONAL BANK  John V. Cox_____ R. E. Burton_____ Bessie Berry. B. B. Royall T. M. Hartsell........ M. E. Herrin_____  H. N. Abernathy _ | Fred Rhyne____ Mary McCorkle----J. M. Reinhardt, Acting. \ B. J. Thompson... L. C. Darden_____  J. B. Shamburger.. J. A. Maness_____ W. Forlow_________ J. L. Cochran..  GEORGE H. BROWN -W. L. MATHESON—0. L. TURNER— ... R. M. LAZENBYJ. A. LACKEY  PEOPLES LOAN & SAVINGS BANK  66-550  <814  100,000  214,730 Han. N., N.  40,000 1,000,000  800,000  250,000 N. Park, N. Y.: Plan. N.. Rich. 100,000 Meeh. & Metals N„ N. Y; Plan. N., Rich.  32,000  700,000  670,000  50,000  19.000  321,000  260.000  5,000  20,530  88,900  101,720  15,400 Han. N., N. Y.; 1st N., Oxford.  10.000  10,730  149,800  186,500  12,490 Greenville Bkg. & Tr, Co., and N. Bk. of Greenvile, Greenville: N. Bk. Com.. Norfolk.  Send us your collections direct. They will receive prompt attention.  J. H. Gooch______  J. B. Congleton__  W.H. Hunt____ S. A. Congleton  W. R. Mangum Gilbert Peel.  •esc  Girard N., Phil.  25,000  WACHOVIA BANK & TRUST CO., Winston-Salem, N. C.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  6,950 N. Park, N. Y.; Charlotte N., Charlotte.  LARGEST BANK IN THE CAROLINAS  Am. Ex. N., N. Y.; Wachovia Bk.& Tr. Co., Winston-Salem.; Merch. N., Rich.  WE COLLECT DIRECT AND SOLICIT YOUR BUSINESS  1039  Stem______ Granville B 8 Bank of Stem_________ £§'08 Pop. 250 66-445 Stokes------------- Pitt C 11 Planters Bank................. t512 Pop. 300 66-518  57,310 Han. N., N. Y.; Citiz., Burnsville.  12,500  100,000 36,990 1,115,200 1,212,460 W.D.TURNER-_ _ E. MORRISON------- 0. M. AUSLEY_ _ _ _ G.E.HUGHEYe Ite ms. Special Att entiontoBill of Lading Dr afts, Cash an d Tim REMITTAN ANCES MAD EON DAY OF PAYMENT.  66-140 <’08 First National Bank____ <’03 R. A. Cooper_____ T.D. Miller____ — J. W. Guy_______ 66-137 Merchants & Farmers Bk. C. S. Tomlin........ L. K. Lazenby.. „ J. A. Knox________ W. R. Holland ... 66-139 <8’08  70,000 Plan. N.. Rich, and Rocky Mt.; Merch. N., Raleigh. 131,250 Han. N., N. Y.; 1st N., Rich.; Murchison N., Wil.  N O R TH CAROLI NA BA NKS — Snow Hill to Sto ke s  ‘Snow Hill-Greene D 10 First National Bank___ <’16 66-590 Pop. 750 Snow Hili Bkg.&Tr. Co.<5’03 66-438 Southern Pines. Moore D 7 Citizens Bank & Tr. Co..t8’05 Pop. 542 66-439 South Mills-Camden B 13 Farmers & Merchants Bank 66-618 Pop, 200 §T7 ‘Southport— Brunswick Bank of Southport____ <S’O5 Pop. 2000 G9 66-440 ‘Sparta___ Alleghany B 3 Bank of Sparta_______ *{8 03 Pop. 199 66 441 Speed—Edgecombe J Farmers Banking & Trust Co. Pop. 100 66 690 *§'20 Spencer.......... Rowan G 5 Bank of Spencer_______ t5’03 Pop. 4000 66-213 First National Bank_____ £’03 66-214 Spindale-Rutherford D 2 Citizens Bk, & Tr. Co._t§’17 Pop. 500 66-621 Spray__ Rockingham B 6 Bank of Spray________ J8'04 Pop. 8000 66-101  Pkesident.  u!yU 92 0  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back Of this ' volume. For Interest Kates, Holidays, etc., see laws. Resources. Principal Correspondents.  Number under Name of Bank ia the New Transit Number given  1 DIO x  '  'by ^Tl^UaTHLiuSiAHy^lLmke^s’  Number i each bank in U. b. exci_  NORTH CAROLINA—Continued ----------- ——rMjwwggmm^jLjj,. . <  , m,. „ *morir*an Hankers Ass’n.  ,  TJAIW ABILITIES  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of this volume. For Interest Rates, Holidays, etc., see Laws.  Number under Name of Bank is the New Transit Number given  to each bank in U. S. exclusively by The Rand-McNally Bankers’ Directory, under the authority of The American Bankers Ass’n.  Town and County.  Name  of  KT<'I'D'T'T_T xNkJIx 1 XT.  CADriT TINT A___ nnor! v^AX\.L>l-/XiN/Y  L^OntiriuCCl  Bank.  ‘County Seats. •Mem. Am. Bks. Assn. SState Entire State in No. 5 tMem. State Bks. Assn. tPriv. Federal Reserve District. ♦Mem. Fed. Res. [ Estab. Stokes3ale—OfliiDortTB*# Pop. 300 66-446 8toneville — Roekingham Pop. 500 B6 66-447 Farmers-Merch. Bk. & Tr. Co----------- 66-640......... •tS’lO Stony Point...Alexander Pop. 148 C3 66-448  President.  Vice-President.  Cashier.  Ass’t Cashier.  Liabilities. .... I Surplus I Depos­ Paid-up and its Capital pBOFIts  Resources. 4  Loans Disc’ts. Bonds, Sicdbitibs  Principal Correspondents.  4  Cash ExCHANQXS.DdX from Banks  3,350 J 149,090 $ 145,790 $  16,640 < N. City, TT.T.; Wachovia Bk. & Tr. Co., Wins ton-Salem. 9,650 Han. N..N.Y.; Plan.N., Rich.; Wachovia Bk.[ & Tr. Co., Winston-Salem. 79,630 Am. N., Rich.; Wachovia Bk. & Tr. Co., Winston-Salem. 79,710  P. H. Simpson____  A. B. Bray------------ Howard Simpson...  10,000 | $  R. T. Stone........ ..... J. A. Glenn______  C. K. Nolen______  12,500  21,530  171,010  212.980  15,000  3,280  177,550  107,310  6,350  2,160  157,840  85,670  A. G. Lewis______  12.000  3,910  73,160  62.000  25.420 N. City, N. Y.: N. Bk. of Granville, Oxford.  St. Pauls.__ Robeson E 8 Bank of St. Pauls..........»tl’10 L. McInnis_______ A. R. McEachern— J. C. Lentz_______ L. A. King________  50,000  40,000  400,000  425,000  18,830  7.250  75.000 Murchison N., Wil.: Plan. N.. Rich.; Merch. N.J Raleigh; Wachovia Bk. & Tr. Co., Winston-: Salem. 14,830 N. City, N. Y.; Am. Ex. N., Greensboro.  Stovall......... Granville B 8  Pop. 305 Pop. 1180  66-449  .. W. D. McLelland— A. W. White.  66-450  J. M. Butler  66-467 ibor___ 66-453  T9  FARMERS BKNG. 66-150  P. H. Simpson____ W. O. Donnell  L. A. Walker_____ N. W. Ogburn------ R,. O. Lnno  •tS’10  258,650  251.350  51,230 Han. N., N. Y.; Am. Bk. & Tr. Co., Wil.  25,000  10,400  375,000  360.000  50,000 Han. N., N. Y.; Seab. N., Norfolk.  12,000  21,000  350,000  238,000  R. Davi<!  10,000  3,400  65,000  .T. F. Roswell  20,000  6,160  244,550  328.860  (Branch of Whit  .340  eville, N . C.) —. 45,060  36.990  153,000 Harriman N., N. Y.; Am. N. and Cent. Bk. & Tr. Co., Asheville; Merch., N., Rich. 15,650 N. Park, N. Y.; Battery Park, Asheville. 50,500 N. Park, N. Y.; Wachovia Bk. & Tr. Co., Wins­ ton-Salem: Merch. N.. Raleigh; Murchison N.. Wil. Plan. N.. Rich.; Murshison N., Wil,; Am. Tr. Co., Charlotte. 29,720 N. Park, N. Y.; Merch. N., Raleigh; Wachovia Bk. & Tr. Co., Winston-Salem.  R. M. Garrell____ D. F. McGougan__ D. H. Bell............... —  25,000  fC. A. JOHNSON—. R. B. PETERS_ _ _ _ 4. 0. MIZELL......... E. H. MARROW_ _ _ G. P. HOOD ED.PENNINGTON  100,000  51,340 1,045.410 1,156,660  265,500  100,000  73,890 1,233,180 1,710,140  129,540  ) SEND US YOU R TARBORO IT EMS DIRECT. (Special attentio n given Bill of La ding drafts, Cash and Time Items.  H. H. PALMER_ _ _ _ E.F. ANDREWS returns on lowest rate.  C. A. Johnson T.H. Sanders____ Active W. J. Byerly_____ H. T. Kelly........ — W. D. Deal_______ R. A. Adams J. C. Bell________ A. E. Watts_______  SEND US Y OUR THOMA SVILLE  90.000  114,680  15,000  500,000  440,000  50,000  17,810  607,620  665.610  100,000  57,420  485,810  621,250  2,980 10,000 day re celved.  93,490  110,360  25,000 20,000  6,140  32,450  Ian. N., N. Y.; 1st N. and N. State & CZ3  City, Rich.; Norfolk N. and N. Bk. Com., Norfolk; Wachovia Bk. & Tr. Co., Wins­ ton-Salem.  N., Am. N., and Merch. N., Rich.  30,610 Meeh. & Metals N., N. Y.: Plan. N., Rich. Norfolk N., Norfolk. 116.000 Imp. & Tra. N., N. Y.: Independence Tr. Co. Charlotte. Merch. & Far., Statesville: Plan. N., Rich.  69,520 N. City, N. Y.; N. State & City, Rich.; Com’l N.. High Point.  ITE MS DIRECT.  •t§’98 (Special attentio n given Bill of La ding drafts, Cash and Time Items.  FIRST NATIONAL BANK-«t’07 T.J. Finch---------- J.Walter Lambeth.  66-158  R. L. Pope________ W. W. Rapp..............  Jr.  PEOPLES BANK -........ «t§ 16 Jalils offifhig,  66-591  18,930  N. P. Jenrette___  J.L. ARMFIELD— Z. GRIFFITH_ _ _ _ _ Z. GRIFFITH.......... W.C. HARRISON-  THOMASVILLE  10,000  J. J. Hooker______  H.C. BRIDGERS...... B. M. HART_ _ _ _ _ M.G. MANN. M. G. MANN, V. P. THEO. FOUNTAIN We give personal service and quick •t’06 Bill of Lading Drafts and all Items at TRY OUR FACILITIES.  BANK OF 66-157  .. _  56.000  Pamlico Savings & Trust Co. H. C. Bridgers____ 66-147 •Jl’75 ‘Taylorsville.. Alexander Bank of Alexander___ »t§’02 J. C. Connolly------Pop. 1000 C3 66-454 Merchants & Farmers Bank Jas. Watts_______ 66-655 £§’20  Thomasville.__ Davidson Pop. 5676 05  6,700  S. I. Harrell______ F. L. Pierce______ W. O. Crump_____ E. F. Corbell S. S. Mann................ D, B. Litchfield.... J. C. Williams------ W. F. Credle--------W. T. Berry 0. J. Harris— ... M. D. Cowan_____ J. D. Cowan............  FIRST NAT’L BANK 66-149  10,000  Howard SimDson  H. J.Jones  66-574 Mereha 66-678 ‘Tarboro-Edgecombe C10 Pop. 4568  A. L. Watts.__  W. T. Yancey_____ R. C. Puckett_ ___ C. L. Lewis______  Summerfield___ Guilford Bank of Summerfield—.+§’20 Pop. 150 B6 66-/16 Farmers Bank____ _____ §’20 66-688 Sunbury_____ Gates B 12 Pop. 200 66-506 ‘Swanquarter.Hyde D13 Pop. 185 66-451 ‘Sylva---------Jackson H 4 JACKSON COUNTY BANK Pop. 3000 66-452 »5’05  Tabor_____ Columbus F 8 Pop. 1200  L. W. Matthews... A. S. Baughn_____ J. R. Martin............ D. K. Helsabeck...  O.T. LEONARD____________________  Cash Items, and Collections pre sented the same  \ VSend" your "bus!" ness direct to the New Bank for q uick returns,  110.430 Han. N„ N. Y.: Com’l N., High Point. 20,090 Seab. N., N. Y.; Greensboro Ln. & Tr. Co., Greensboro.  Personal attent Ion by an officer given all business, t____________   http://fraser.stlouisfed.org/ Ifamber under Ntme of Beak ia tbe New Transit Number liven Federal Reserve Bank of St. Louis . ~anh hank in T7 8. eiclualrelT by Tbe Band-MeNeUy Bankers'  Non-Bank Towns with Nearest Banking Point (In­  'T'J-T r<A&r>TT\TA  ’/-vr-, tin 11  dexed Acces.), Lawyers, Laws (indexed) in back of this!  > »■% urviMX v*.  ”  iwuui  V1UUU rvv\l.  \V\O\UVAOK\-EVI\. V\.  .  VET US COLLECT YOUR  ITEMS DIRECT  Non-Bank Towns with Nearest Banking Point (Ir  dexed Acces.), Lawyers, Laws (indexed) in back of thi  volume. For Interest Bates, Holidays, etc., see Laws Directory, under the authority of The American Bankers Ass’n. NORTH CAROLINA—Continued Liabilities. t Resources, 1 Namk op Bank. Town AND County. / •Mem. Am. Bks. Assn. {State •County Seats. Jk Du- Cam A ExPaid-up ASS’T 0XSH1KS. Depos- cl.OAira PRESIDENT. Vicx-Pmsidxnt. OASHISK. ’t*. Bokm, CHxiraM,I>ui Entire State in No. 5 tMem, State Bks. Assn. tPriv. ' ITS Capital Sbovkitim rxoM Baku [Estab. Federal Reserve District. ♦Mem. Fed. Res.  1041  Todd.................... Ashe B2 Bank of Todd ______ §T9 B. 66-634 Pop. 250  K. Barrs ....  D. H. Marten.  S. C. Miller  $  14,400  5,000  Townsville—-Vance B 9 Bank of Townsville.__ -tl’12 J. J. White.........— C. W. Hargrove .. 66-497 Pop. 200 A. R. Tarry  10,000 J  •Trenton...__ Jones D10 Bank of Jones............. •tl’05 J. R. Lowery_____ F. Brock_________ V. W. Foscue_____ S. H. Haywood----Pod. 400 66-455  10,000  Troutmans..-Iredell C 4 Troutmans Banking & Trust C. H. Brown............ J. C.Brookshire..- H. Brown________ Pod 300 Co______ 66-662.............. §’19 A. S. Alley  12,500  •Troy.. .Montgomery D 6 Bank of Montgomery__ tS'Ol A. W. E. Oapel..— D. D. Bruton_____ J.G. Tomlinson.__ B. T. Wade Pop. 1100 66-456  10,000  Troy Bank & Trust Co.-.§’20 66-711  .T. C. Hnrlev  T). S. Hnrley  R. T. Poole  _______  “  PeoplesBank&TrustCo.<§'17 G. H. Holmes_____ J. T. Waldrop____ W. F. Little............ V. A. Bland— 66-607 Walter Jones  Turkey........ Sampson E 9 Bank of Turkey............... §’20 H. F. Peirce______ W. H. Carroll........ J. R. Stone.......... Pop. 68 66-684 W. T. Crump  Tyner_____ Chowan B12 Pop. 125  Citizens Rank  10.000 1st N„ Abingdon, Va.  3,090  58,080  49,730  17,610 Chase N„ N. V.: N. State & City, Blch.  14,460  206,290  205,640  30,000  17,780  430,000  330,000  52,000  25,110 Peo., New Bern; N. State & City, Rich. 16,390 Plan, N„ Rich. 150.000 Merch. N.. Rich, and Raleigh; Independence Tr. Co.; Charlotte.  (  10,000  11.490  153,390  101,780  10,000  2,960  137,530  115,800  1 68,400 Drov. & Meeh. N., Balt.; N. Lb. & Ex., ( Columbia, S. C.; Am. N. and Wachovia Bk. & Tr. Co., Asheville; Am. Tr. Co., Charlotte. 44,710 N. Park, N. Y.; Cent. Bk. & Tr. Co., ► Asheville; Merch. N., Rich.  27,190 Bk. of Warsaw, Warsaw; Murchison N„ Wil. 11  17,190  10,000  Branch o J Edento n, N. C.  §’?0  66-674  W. C. Tate______  W. F. Flack______  0. Y. Nanney__  Valle Cruces.—-Watauga Valle Cruces Bank____ <114 Pop. 650 B2 66-542 Vanceboro__ Craven D11 Bank of Craven................§'20 Poo. 500 66-691 Bank of Vanceboro___ti’06 66-459 Varina________ Wake C 8 Bank of Varina______ <114 66-565 Pod. 400 Vass______ ..Moore D7 Bank of Vass________ <111 Pod. 563 66-460 •• “ Commerce Bank & Trust Co. 66-689 §’20 Vineland__ Columbus F 8 (See Whiteville) Pod. 210 Waco —Cleveland D 2 Peoples Bank ______ <111 Pod. 185 66-487 • Wadesboro. ..Anson E 5 Bank of Wadesboro.__ <{’02 Pop. 3500 66-188  W. F. Winkler ___ L. M. Farthing__  James Farthing.  L. D. Lowe_____  1,600  86,540  81,420  21,000  3,500  105,000  114,500  43,960  39,910 377,160  T. M. Howard_____ N. M. Lancaster... W. C. Winslow —  30,000  J. B. Harvey_____ T. M. Howard____ J. B. Harvey_____  15,000  9,210  561,380  J. M. Judd........ ....... R. T. Johnson____ F. W. Kurfees ...  25,000  10,540  311,840  279,110  J. A. Keith  10,000  11,000  215,000  156,000  D. A. McLauchlin  John T>, Bine  A. W. Black  66-187  12,160 Plan. N., Rich.; Com’l, Rutherfordton.  P. J. Kendrick___ A. C. Beam______  R. E. Little______ W. P. Parsons  J. A. McKay______ W. G. Shaw___  R. E. Royall  W. L. Marshall___ Geo. K. Craig.. J. A. Leak, Jr.  . J. N. Steele............  5,000 200,000 100,000  2,820  95,900  90,000  123,500 1,297,500 1,200,000  80,000 1,000,000  900,000  10,000  12,500  170,000  167,000  T. E. Holdine_____ J. D. Bobbitt..  20,000  14,530  221,140  206,480  J. M. Brewer_____ T. E. Bobbitt..  25,000  13,100  58,270 Merch. N., Raleigh; Wachovia Bk. & Tr. C Co.. Winston-Salem, 55,000 Merch. N., Rich, and Raleigh; Wachovia Bk. & Tr. Co., Winston-Salem. t  W. L. Ray  389,900  450,680  A. L. McGowen .  W. F. Murphy____ W. T. Wallace ....  12,500  1,000,000  862,000  G. B. D. Parker... W. T. Crump_____ 0. P. Banks______ W. B. Drake, Jr.  50,000  87,990  WACHOVIA BANK & TRUST CO.. Winston-Salem, N. C.  5 !r Plan. N., Rich.; Far. Bk. & Tr. Co., Forest r 6,800 City. 180,700 Chase N., N. Y.: 1st N., Rich,; Wachovia Bk. & Tr. Co., Winston-Salem; Am. Tr. Co., Charlotte. 250,000 Han. N..N.Y.; Merch. N., Rich.  27,500 Am. N„ Rich.: Am. Tr. Co., Charlotte; Wachovia Bk. & Tr. Co., Winston-Salem. 49,040 N. Park, N. Y.; Citiz. N., Raleigh; Merch. N., Rich. 47,310 Han. N„ N. Y.; N. State & City, Rich. 260,000 N. City. N. Y.; Murchison N., Wil.  LARGEST BANK IN THE CAROLINAS  1041  T. O. .Tones  I if  9,500 N. Park, N. Y.: 1st N., Lenoir; Wachovia Bk. & Tr. Co.. Winston-Salem. 34,480 N. Bk. ComH Norfolk; N. B. of New Berne, New Bern. / 183,750 N. Bk. Com., Norfolk, Va.; Peo., New Bern.  50,000  L. D. Robinson___ F. C. Allen_______ Adam Lockhart___ T. P. Caraway. J. S. Liles  FIRST RATIONAL BARR-<*94 J. D. Leak_______  Wagram___ Scotland E 6 Bank of Wagram_____ <510 Pop. 100 66-461 Wake Forest ...Wake C 8 Bank of Wake_______ <5'04 Pop. 2000 66-230 •• «... . *' Citizens Bank................<510 66-231 Wallace____ Duplin E 10 Bank of Duplin . .......... ... }§’O3 Pop. 800 66-462 Farmers Bank & Trust Co. __________ 66-699______ t§’20  6,000  W all ace  Union Mills..Rutherford Peoples Bank________ <l'll J. D. Morris Pop. 425 DI 66-458   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  15,000 $  76,950  Edgar Haywood...  Tryon................... Polk H6 Bank of Tryon................<504 W. T. Lindsey------ T. T. Ballenger.__ J. B, Hester______ B. L. Ballenger. Pod. 1,000 66-457 D. E. Conner *•  20,000 $  $  _____________ N O R T H CA RO LI NA BANKS — T ille ry to  Tillery____ Halifax B 10 Bank of Tillery________ §’20 J. O, Applewhite.. J. C. Gold.......... ..... Pop. 269 66-715  Merch. N., Raleigh; Am. Tr. Co., Charlotte; Murchison N., Wil.  WE COLLECT DIRECT AND SOLICIT YOUR BUSINESS  N„„b„ io  NORTH CAROLINA-Continued jyTi,„ tmDripan Bankers Assn.  to each bank in U. S.  Number under Naina of Bank is the New Transit Number given -° eacb ba nk 'n 8. exclusively byThe Rand-McNally Bankers’  Directory, under the authority of The American Bankers Ass’n.  Town and County.  President.  Vice-President.  CASHIER.  Ass’t Cashier.  Liabilities. Paid-up Subplus Depos­ and Capital Profits its  Resources.  DmSB0VBnUS  Loam® A c’ts. Bonds,  M. T. Chilton........ Miss M. B. Wheeler $  25,000 $  C. T. Hicks_______  W. S. Terrell........ J. G. Ellis  J. G. Ellis________  12,680 $ 394,780 $ 404,800 $  20,450  990  36,590  41,780  D. K. Gallagher— J. C. Gardner  48,950  34,030  567,610  603.200  Citizens Bank________ <§’06 W. B. Boyd.............. Tasker Polk_____ R. T. Watson_____ R. J. Jones_______ 66-275 Warsaw——DnpBn E10 Bank of Warsaw_____ <§’03 H. L. Stevens_____ L. Middleton____ H. F. Peirce______ ! J. R. Powell______ 66-464 Pop. 723 M. R. Chambers First National Bank....<’13 J. E. Williams.—. R. W. Blaekmore. L. D. Grady______ | Mattie A. Hines ... 66-540  20.000  48,500  540,090  475,000  10.000  31,300  606,610  421,330  50,000  29,000  268,000  353,290  ‘Washington.— Beaufort Pop. 6166 012  BANK OF  WASHINGTON 66-117  <§’93  FIRST NAT. BANK 66-118  <’95  SAVINGS & TRUST CO.  66-119  <§’03  JONATHAN HAVENS J. G. BLOUNT------- J. B. ROSS_ _ _ _ WASHINGT ON'S OLDES T BANK  WM. B. HARDING—  150,000  51.160 1,474,390 1,089,470  100,000  90,490 1,330,710 1,570,000  Barks  N. Park, N. Y; Am. N., Rich.; Wachovia Bk. & Tr. Co., Winston-Salem. 12,100 Wachovia Bk. &Tr. Co., Winston-Salem; Merch. N., Rich. 11,880 1st N„ Snow Hill; NorfolkN., Norfolk; Merch, N., Rich.; Com’l N., Raleigh. 67,000 Meeh. & Metals N.. N. Y.; Am. N., Rich.; Merch. N., Raleigh; Wachovia Bk. &Tr. Co., Winston-Salem. 116,000 Han. N.. N. Y.; Com’! N., Raleigh: N. State & City, Rich. 286,630 Plan. N.. Rich.; Murchison N., Wil.  47,680 Han.N.,N.Y.; Murchison N.. Wil.; Wachovia Bk. & Tr. Co., Winston-Salem: N. State & City, Rich. 586,110 Han. N„ N. ¥.; Norfolk N„ Norfolk.  Prompt Person fal Attention Give n Collections and Bill of Lad Ing Drafts. TRY US.  'A. M. DUMAY...... J. B.FOWLE  — J. H. GREENLEE— J. 0. WEBB...........  SEND US Y OUR WASHI NGTON  ITE MS DIRECT.  294,410 N. City, N. Y.; Norfolk N., Norfolk; 1st N., Rich.; M. M. IstN., Balt.; Wachovia Bk. & Tr. Co., Winston-Salem.  Special attentio n given Bill of La  s. 170,500 1 Bills of lading, cash items and c ollections presen ted same day rec eived. ISend your bus! ness direct to thi s bank for quick returns, 'Personal attent ion by an officer given all busines s.  (B. G. MOSS.......... J. F. BUCKMAN-.......  A. M. Dumay___ S. C. Bragaw Trust Co. of Washington 66-727 §20 G.ST. Leach. Waxhaw_____ Union E4 Waxhaw Bkg. & Tr. Co. JS’06 0. S. Massey______ B. F. Price— 66-465 Pop. 600  ‘Waynesville—. Haywood BANK OF WAYNESVILLE 66-209 t§’89 Pop. 1942 G 4 First National Bank <’03 66-210 W eaverville.—Buncombe Farmers & Traders Bk.t§’10 Pop. 800 G5 66-466 Weldon____ Halifax B 10 Bank of Weldon______ <§’92 Pop. 2300 •6-211 Weldon Bk. A Tr. Co.„<§’12 66-512 Wendell___ :__ Wake C 9 Bank of Wendell______ <§’07 Pop. 1200 66-468 Farmers & Merchants Bank 66-600 <§’16 W. AshevilleBuncombeG5 Bank of West Ashevill6<§’14 66-569 (AsheviUeP.O.) Pop. 2800 West Jef f erson_ AsheB 2 Farmers Bk. & Tr. Co... §’20 Pop. 400 66-693 First National Bank____ *’07 66-299 Whitakers —Edgecombe Bank of Whitakers___ <§’03 Pop. 1000 B 10 66-469  from  M. Cates______ ... (Branch of Dan bury, N. C.)------  B. J. Savage_____ J. W. Slate W. E. Lang..........  Principal Correspondents.  Cjsh A Excha.ngm.Duk  J. H. Greenlee....  536,120  679,830  71,180 N. Park N.Y.; N. Bk. Com., Norfolk; Com’l N., Raleigh.  25,000  48,000  295,000  298,000  70,500 N. Park, N.Y.; Merch N.. Rich.; Murchison N., Wil.; Charlotte N., Charlotte. 69,700 N. Park, N. Y.; Central Bk. & Tr. Co., Ashe* ville. 156,000 Chase N.. N. Y.: M. M. 1st N., Balt.; Battery Park, Asheville. 133,950 Haa. N„ N. Y.; Wachovia Bk. & Tr. Co., Asheville. 58,990 Chase N., N. Y.; N. Bk. Com., Norfolk; 1st N., Rich. 72,000 Han. N., N. Y.; N. Bk. Com., Norfolk: Merch. N.. Rich. 118,700 Fidelity, Barham.  100,000  Sec. and Tr. J. A. Williams____  ALDEN HOWELL—— i ALDEN HOWELL, JR— H. B. ATKINS_ _ _ _ _  4,350  J. H. WOODY.  50.000  22,000  360,000  315,000  J. R. Boyd________ D. R. Noland_____ J. H. Way, Jr____ J.H. Way,Cb.o/Bcl. T. L. Gwyn I. A. Harris_______ N. W. Anderson... D. J. Weaver_____  50,000  49,000  665,000  548,000  10.000  13,940  388,860!  263,730  W. E. Daniel_____ W. R. Smith______ L. C. Draper______  25,000  46,000  356,690  389,730  R. S. Travis______ W. A. Pierce_____ W. B. Lawson........  25,000  45,000  465,000  512,500  R. B. Whitley____ C. Z. Todd_______  M. 0. Tqdd_______ J. T. Allen_______  38,820  558,900  504,020  25,000  5,790  239,000  179,000  G. D. Carter______ J. G. Anderson___ H. B. Posey______  10,000  6,000  183,000  148,090  G. W. Sawyer........ P. T. McNeill____ Russpll Perkins J. J. Thomas_____ H. M. Brown____ G. P. Cox________ J. A. Roland---------  10,000 —  10,000  15,000  25,000  3,880  205,170  144,690  W. T. Braswell ___ D. B. Gaskill_____ D. B. Gaskill______ F. W. Babcock, Jr. W. H. Bond M. S. Bryant  50,000  7,100  375.000  325,000  (P. S. COOPER — 20,000 ‘Whitevflle.Oolumbus F 8 BANK OF COLUMBUS~<§’05 . 66—237 ) Collections car efully made and promptly remltte d for at reasonab le rates. Pop. 2000 [ We answer all Inquiries.  20,530  602,490  464,010  75,860 N. Bk. Com.. Norfolk: Plan. N., Rich, and Rocky Mount; Wachovia Bk. & Tr. Co., Winston-Salem. 171,610 M. M. IstN., Balt.; Murchison N., Wil.; Wach­ ovia Bk. & Tr. Co., Winston-Salem: Am. N„ Rich.; Am. Tr. Co., Charlotte.  19,800  646,510  691,740  58,600 Han. N„ N. Y.: Murchison N., Wil.; Merch. N„ Raleigh; Am. Tr. Co., Charlotte.  B. K. Barrs_______  R. H. POWELL—|E. F. POWELL-—IM. T. MOYERS—  Bank of Whiteville____ <§’03! J. D. Maultsby___ Oscar High.  66-236   http://fraser.stlouisfed.org/ Number under Name of Bank Federal Reserve Bank rn/to of St. Louis to each bank in U. 9. exclusively  J. A. Maultsby, Jr.  25.000  67,000 Merch. N„ Raleigh; Plan. N.. Rich.; Wachovia Bk. & Tr. Co.. Winston-Salem. 41,000 Chatham & Phenix N., N. Y.; Cent. Bk. & Tr. Co.. Asheville. 3,000 Han. N.. N. Y.; Merch. N.. Rich.; Bk. of Boone, Boone; 1st N., Abingdon, Va. 92.950 N. City. N. Y.; 1st N., Abingdon, Va.  LARGEST BANK IN THE CkROUNkS  ia tbe New Transit Number given by Tbe Rand-McNally Bankers’  nti&th  rA&nTThTA—rnntirmed  Ju ly , 1920  25.000  M. A. Griffin_____ W. T. Overman-__ O. C. Spaulding___  N O R T H CA RO LI NA BA NKS — W a ln u t Co ve to W hit evil le  Walnut Oove..Stokes B 5 Bank of Stokes County -t§’05 66-463 Pop. 1500 Farmers Union Bk. & Tr. Co. J. S. Taylor______ 66-517 »§T2 Walstonburg____ Greene Farmers & Merchants Bank Moyer Mendenhall Pop. 127 66-713 §’20 ‘Warrenton-Warren B 9 Bank of Warren______ <§’05 C. N. Williams, Jr. 66-274 Pop. 1000  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of this  NORTH CAROLINA-Continued  Name of Bank.  •Mem. Am. Bks. Assn. §State ‘County Seats. Entire State in No. 5 tMem. State Bks. Assn.tPriv. [Estab. Eederal Reserve, District. ♦Mem. Fed. Res.  Lmbi iabilities  1042  1049  ?  L  •====-------------  WE COLLECT DIRECT AND SOLICIT VOUR BUSINESS  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of this  h. XL  oMvN Ik WAYSX VSVA., lnso  Number under Name of Bank ia the New Transit yutubar given to each bank in U. S. exclusively by Tbe Rand-McNally Bankers’  IUt’J Directory, under tbe authority of Tbe American Bankers Ass’n.  Town and County. *Oounty Seats. Entire State in No. 5 Federal Reserve District.  / / Name of Bank. l•Mem. Am. Bks. Assn. SState ItMem. State Bks. Assn. tPriv. ♦Mem. Fed. Res. [Estab.  ^Wilkesboro — Wilkes 9 3 Bank of Wilkes................tS’08 G. M. Sheets............ C. F. Morrison. Pop. 1000 66-470  Williamston.Martin 011 FARMERS & MERCH. BANK J. D. Biggs .. Pop. 2000 66-227 <§’05  ••  ••  ••  ___  -»+§T7 J. G. Staton______ J. L. Hassell______ C. H. Godwin____ John L. Rodgerson Luther Peel V. R. Taylor  'AMERICAN BANK  100,000  (THOS. E. COOPER MILTON CALDER- C. E. BETHEA--------- E. F. BANCK----------200.000 ROBERT L. HENLEY ' State, County, City depository, Remits dally fo r all Southern it ems. Collections solicited, Collects direct upon all banking points in North and South Caroll na.  /, Resources. Loaki ft Du- j Cam ft Ixc’t».  Bo.wds,  Bmovvtim  Principal Correspondents.  1 OVA*0H,DV> r>OM Baku  6,080 $ 198,570 $ 184,590 $  35,940 N. City, N. Y,; Merch. N„ Rich.; Far. Bk. & Tr, Co., Winston-Salem.  500,000 Han. N„ N. Y.; Am. N„ Rich.; Norfolk.  80,000 1,500,000  900,000  157,450  84,250  76,610 N. State & City, Rich.; Seab. N., Norfolk; Wachovia Bk. & Tr. Co., Winston-Salem.  50,000 1,379,870 1,075,420  392,830 Seab. N„ N. Y.; Seab. N. ’and N. Bk. Com., Norfolk: N. State & City. Rich.  3500 000 2 000 000  1000 000 Guaranty Tr. Co. and Chatham & Phenix  4,270  50,000  Seab. N„  N„ N. Y.; Cont. & Com’l N„ Chi.  <§'08  Citizens Bank & Trust Co. J. H. James______ T. E. Sprunt_____ C. J. LeGrand........ K. D. Scott_______ 66-8 <§'13  50,000  56,600  605,120  622,400  87,430 Hudson Tr. Co.. N. Y.; Murchison N„ Wil.; Merch. N., Raleigh.  *Home Savings Bank ..<§’11 J. W. Yates. 66-8  50,000  9,200  550,000  538,000  71,000 Meeh. & Metals N. and Irving N., N. Y.: Murchison N., Wil. •  25,000  992  121,240  100,190  22,250 Irving N., N. Y.; Am. Bk. & Tr. Co., Wil.  J. W. Little______  J. F. Roache______  Liberty Savings Bank __t§’19 Thos. E. Cooper... U. A. Underwood— J. C. Rourk.__ Chas. E. Hooper 66-10  66-2 ••  17,500 $  10,000  MURCHISON NAT’L BANK  ••  $  Martin County Savings & J, G. Godard_____ F. K. Hodges_____ J. E. Pope................ W. J. Hunter_____ Trust Co.—66-606__ <§'17  66-4  ..  L. B. Dula_______  DEPOS­ Paid-up Surplus AND ITS Capital Profits  100,000  & TRUST CO. ..  f ASS’T CASHIER.  C. D. Carstarphen. J. D. Woolard........ Gilbert Peel______ R. G. Harrison. C. D. Carstarphen. Active Jr.  Peoples Bank.......... 66-604  ‘Wilmington.NewHano’r Pop. 33,372 F 10  Liabilities.  1  CASHIER.  1  *•  N O R T H CAROLI NA BA N K S — W ilkesb oro to W ilso n  ..  /  / Vice-President. 1  AND  Wt COLLECT DIRECT SOUCtT YOUR BUSINESS  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of thisi'  Wf~iTP'T'1-T f'A IP OT TWA____ (’'nntinn Pit IVL/Ivl ll (s.nK.tJl-i.ll'lfi. BUIH1IILICU  /  President.  LAKGtil BANK iN THE CfKRO\_\N A.S  >’09  H. C. McQueen___ J. V. Grainger____ C. S. Grainger____ M. F. Allen J. W. Yates W. S.Johnson A. M. McKoy  ♦Peoples Savings Bank<§-1900 F. W. Dick............... M. J. Corbett 66-3  1,000,000 1,171,650 13660190 14959 920 5,290,560 N. City, N. Y.; M. M. 1st N„ Balt.; Phil. N.J Phil.; Merch. N., Rich.  J. Holmes Davis...  152,000 1,972,000 1,825,000  210,000 Merch. N., N. Y.; Murchison N., Wil.  100,000  411,560 3,960,630 3,947,970  340,630 Guaranty Tr. Co. and N. Bk. Com., N. Y„; N. Bk. Com., Balt.; 1st N., Rich.  100,000  120,900 5 588060  3 731770  2 077 200 N. Bk. Com., N. Y.; M. M. 1st N., Balt.; Nor­ folk N„ Norfolk.  800,000  688,000  205,000 Han. N., N. Y.; N. Bk. Com., Norfolk; Com’l N.. Raleigh; N. State & City. Rich.: Wach­ ovia Bk. & Tr, Co.,Winston-Salem.  867,500 1,001,680  333,850 N. Park. N. Y.; 1st N.. Phil.; Plan. N„ Rich.: Norfolk N„ Norfolk. 201,620 Chatham & Phoenix N„ N. Y.; N. State & City, Rich.; Com’l N„ Raleigh. ■ 44,640  •  ♦Wilmington Sav. & Tr. Co. 0. B. Taylor.. . 66-1 <§’88 ..  Wilmington Clearing House H. C. McQueen___ T. E. Cooper_____  ‘Wilson_____ Wilson Pop. 10,653  ••  _______  0  ••  «  «  ..  •>  ..  (Members indicated by a *)  W. H. Moore  __  C. S. Grainger, Jr. T. B. Cooper,  Sec..  10 Branch Banking & Trust Co. S. G. Mewborn___ H. D. Bateman ___ E. W. Staples_____ 66-112 <§’89 Citizens Bank_________ t§'06 R. G. Briggs______ 66-114 Farmers Banking & Trust Co. 66-116 §20  W. Mf. Farmer____ M. B. Farmer_____  Planters Bank  <§’17 W. R. Smith  50,000  Geo. E. Walston... W. C. Grant  100,000  146,680  100,000  30,180  779,270  700,220  25,000  59,900  479,490  495,800  a WACH 0VIA BANK & TRUS1 CO., Winston-Salem, N. c.  _______   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  66-115  Wilson Tr. & Sav. Bank—§02 John F. Bruton.__ Jonas Oettinger ___ E. T. Barnes.. 66-113  F  43,000  100,000  R. H. Watson  First National Bank.__ <’74 John F. Bruton.__ Jonas Oettinger.__ W. B. Warren. 66-111 W. E. Warren ♦  ••  H. Walters . . J. W. Norwood  1 LARGEST BANK IN THE  CAROLINAS  WE COLLECT DIRECT AND SOLICIT  YOUR  BUSINESS  1043  65,000  -- ---  .io  Number unde,^ame Bank  *„,DriPa„ Bankers Ass’n.  to each bank in U. S. cxciusneiy oy*  NORTH CAROLINA—Continued —  * t ------  liabilities Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of this ►— volume. For Interest Bates, Holidays, etc., see Laws. ©  Number under Name of Bank ia the New Transit Number given  Town and County.  Name of Bank.  ‘County Seats. •Mem. Am. Bks. Assn. {State Entire State in No. 5 tMem. State Bks. Assn.tPriv. Federal Reserve District. ♦Mem. Fed. Res. [Estab.  PRESIDENT.  Vick President.  ‘Windsor____ Bertie C 12 Bank of Windsor_____ •t!'89 T. Gillam.................. Pop. 1500 66-280 .. .. Citizens Bank..................«ti’W E. 8. Asken_______ R. S. Wail . 66-281  Ass’t Cashier.  Oaseizk. W. L. Lyon  . - M. B. Gillam-  Wingate______ Union B5 State Bank of Wingate..iS'O9 R. A. Morrow____ W. M. Perry.. __ W. A. Chaney. 66-471 Pop. 353  ‘Winston-Salem. Forsyth Farmers Bank & Trust Co. W. J. Bverlv . Pop. 48.395 B5 66-52 •tS'l» «•  ••  M^SWW.s.Tf.K  Liabilities. Resources. Loams k Di*- Caam * IzD bpo &Paid-up Surplus Bonm, aaAWSB^lHn AND Capital Profits ITB S>ov*nuB fzom Bavu  C. F. Lyon_______ $  20,000 $  26,000 $ 280,970 J 378,880 i  J. B. Cluny  20,000  11,550  Miss Blanche Chaney  10.000  S. E. Hall________ T. J. Byerly______  (THOMAS MASLIN- C. A. KENT............ J. A. MADDREY, Sec. J. H. DYER, A. S. F. VANCE, „  Tr..  Principal Corrkspondknts.  c’r*.  97,030  117,170  7,820 I 116,230  ■ 113,700  615,000  55,290 Chase N„ N. ¥.; Norfork N„ Norfork; Citiz. N„ Raleigh.  21,420 N. Park, N. Y.; Citiz., Norfork. 1,890 N.Park, N. Y.; Murchison Monroe.  N.. Wil.; 1st N.,  315,000 N. City, N. Y.; Plan. N„ Rich.  250,000  15,000  200,000  39.650 1,717.550 2.027.560  164,640 N. City, N. Y.; Merch. N„ Rich.; N. Ex.. Balt.  150.000  48.100 2,828.000 2,120,000  623,990 N. City and Han. N., N. Y.; 1st N., Phil.; Com’l N., Wash., D. C.; Am. N., Bicb.  650,000  iSend at yoar W inston-Salem Col lection* and Cat h Item* 'direct for prom pt attention. Co rreapondence inoi ted.  —  J.W. FRIES_ _ _ _ _ _ _ w. A. BLAIR.......... - N. MITCHELL-......... J. M. DEAN -.......... PEOPLES NATIONAL BANK  Only U. S. Depository. otate and Uity Depository, special collection Department. Prompt, accurate, quick and up-to-date. TRY US.  66-48  »t’90  WACHOVIA BANK & TRUST COMPANY ♦  66-49  F. H. FRIES-------- H. F. SHAFFNER — C. T. LEINBACH T. S.' SPoRRISON R.M. HANES M. H. WILLIS A. H. ELLER  •tt’93  B. WHITAKER. C. S. STARBUCK. G.  Tr.  A.Tr.  JAS. P. ASHBY. A, Tr, H. A. VOGLER, A.Tr. V. R. PATTERSON. A. Tr. W. P. RAINEY. A.Tr. C.C. ARMFIELD.  6. T. STEPHENSON.  Sec.  T. P. PATTERSON.  A. Sec. 1,250,000 1,433,610 20755890 23072390 5,517,100 Guaranty Tr. Co., N. Park, and Meeh. & Metals N„ N. Y.; M. M. 1st N., Bait.  Trans acts a ge neral ba nking u siness Send us your col lections  A. Tr.  Winterville____ Pitt D11 Pop. 600  Bank of Winterville____ J'06 J. B. Greene______ A. W. Ange______ 66-472  J. L. Rollins---------  ‘Winton—Hertford B 11 Bank of Winton______ •tl'13 D. R. McGlohon... W. B. Pollard_____ W. A. Sykes............ Miss Kate Williams Pop. 824 66-532 •• Merchants Farmers Bank W. P. Shaw, Jr.__ J. P. Mitchell_____ P. S. Jordan 63-478 -i’03  A  Woodland. Northampton Farmers Bank________ ±|'O6 Pop. 312 Bll 66-474 ‘Yadkinville_Yadkin B 4 Bank of Yadkin_______ ti' 05 Pop. 500 66-476  W. J. Byerly  A. E. Holton, Jr. —  S. C. Williams........ W. A. Hall — Isaac Shore  ‘Ynnceyville.Caswell B 7 Bank of Yanceyville____ l'O6 R. L. Mitchelle____ T. J. Hatchett____ Pop. 388 66-476  Yonng«ville.Franklin C 0 Bank of Youngsville___ ti' 01 J. B. Perry______ Pop. 431 66-477  H  lohulon_______ Wake C 9 BANK OF ZEBULON— Pop. 1500 66-478   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  G. T. Sikes______ J. D. Murray_____  07 R. J. Whitley_____  (Citizens Bank.......... . »i$T6  \G. M. Bell — __  IT, M ftonlrt  1  5.000  8,000  2 00,000  80.000  100,000 N. City, N. Y.; N. Bk. of Greenville, Green­ ville.  9,000  7.890  155,600  133,130  34,670 Am. Bk. & Tr. Co., Suffolk, Va.; Seab.N., Nor­ folk; Merch. N„ Rich.  21,600  50,410  420,320  260,090  25,000  18,500  280,000  225,000  160,550 Chase N., N. Y.; N. Bk. Com.,Norfolk; Branch Bkg. &Tr. Co.. Wilson.; Am. Bk. & Tr. Co., Suffolk, Va. 100,000 Seab. N., N. Y.: Norfolk N., Norfolk; N.Bk. of Suffolk, Suffolk; N. State & City, Rich.  10.000  15,150  229,140  173,440  5,000  2,000  38,960  41,810  25,000  15,410  291,610  230,250  101,770 Chase N„ N. Y.; Raleigh Bkg. & Raleigh.; Plan. N- Rich.  25,000  41,330  750,160  573,860  217,780 Com’l N- Raleigh; 1st N.,Phil.; Merch. N. and Plan. N- Rich.  10.000  8,500  550.000  350,000  200,000 Chase N- N. Y.; Merch, N„ Raleigh; Wachovia  1  59,490 N. City, N. Y.; Wachovia Bk. & Tr. Co., Wins­ ton-Salem.  6,470 Harriman N., N. Y.: Am. N., Danville.  1  Bk. & Tr. Co.. Winston-Salem.  THE LARGEST BfkNK IN THE CAROLINAS VE.T US COLLECT YOUR VTEbftS DIRECT  r. Co-  2570  — First National Bank Established 1879  GRAND FORKS, NORTH DAKOTA  Capital  $250,000.00 attention to the fact facilities for handling 1 a render a satisfactory j  hank wishes to drj int of its central loc i business it is in a s and bankers in the  OFFICERS S. S. TITUS, Chairman of Board  A. I. HUNTER W.H.SHULZE D. C. HAIR - -  I. A. BERG - - -  - - President - Vice-President - - - Cashier  W. S. DICKINSON W. M. EDMUNDS -  -  Asst. Cashier Asst. Cashier Asst. Cashier  Send us your Collections—They will receive Prompt and Businesslike Attention  Prompt Careful Service  0 THE NORTHERN STATE BANK Grand ForRs, N. D.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Grand Forks NORTH DAKOTA OUR  Y  collections in this  section wi 11 be given prompt and careful attention  if sent to us.  ::  ::  ::  Correspondence Solicited  Northern State Bank Grand Forks, ■ North Dakota Capital $100,000.00 Surplus $ 20,000.00 E. J. LANDER, President W. E. FULLER. Vice President PETER L. KLYVER, Cashier ARNOLD T. BERG, Asst. Cashier   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  , N. D.  FARM AND CITY MORTGAGES  Owners of Country Banks  and  Grain  Elevators in North Dakota  and  Canada  List of Banks Handling Our Securities Furnished on Request  11  S9°12  13  15  269D I?   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  THE  Union National Bank OF MINOT Minot, N. D. Capital  Surplus and Profits  Resources Over  $100,000  $25,000  $1,100,000  HE conduct of this institution has been marked by the principles of Sound Banking. Welcomes the Accounts of Banks, Corporations and Individuals. We can save you two or more days in clearing North Dakota and Western items.  T  3cs  4-» fl  FARM MORTGAGES FURNISHED INVESTORS OFFICERS  E. S. Person - -- -- -- - President C. H. Zehringer, Vice-President and Cashier  B. A. Balerud O. R. Powell  - - Assistant Cashier - - Assistant Cashier  z t—( J  o & <  o  THE  E H E O  First National Bank  h*  Bismarck, North Dakota  z  8 3 00 ■®sa ft a >>^S Sgas(4 ac« £5 »  »; a*® c« g-ai ^Ss »^A« « (D&H -& XT <0,0** •3a a> j1 M'S <—©•S ,s-’ (8co, Z •■ P •ao>a -S' 3-* m  3 cs Z “  ESTABLISHED 1879  SECOND OLDEST BANK IN NORTH DAKOTA Capital and Surplus  $300,000.00 Unexcelled Facilities lor Serving Banks, Corporations and Individuals YOUR BUSINESS SOLICITED  I Name of Bank. •Mem. Am. Bks. Assn. SState tMem. State Bks. Assn.tPriv. Federal Reserve District. (♦Mem. Fed. Res. [Estab  Town  and  County.  ^County Seats. Entire State in No. 9  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of this'' For Interest Bates, Holidays, etc., see Laws.  NORTH DAKOTA  volume.  Resources.  Liabilities.  Vice-President.  President.  — IP. S. Larson__ C. O. Sandvig  Paid-up Surplus Depos­ and Capital PBOFITS its  Cashier.  F. D. Tonne............ Alma C. Tweto.  Principal Correspondents.  Jk Dis- Casm k ixCMAMGMS,DVS 8*nx*/nw now Banks  Loams c’ts. Bombs.  25,009 $  18,670 $ 256,710 $ 283,440 $  C. T. Paulson_____ John Wicklein.  15,000  12,000  260.000  210,000  30,000 1st N. and Northw, N., Minpls.: 1st N., St. P.  Clarence Jeglum__  10,000  5,350  319,130  287,810  46,670 1st N., Minpls., Duluth, and Grand Forks; St. P. State, St P.  O. H. Lundquist__ Paul Shorstad____  20,000  5,850  328,790  297,880  56,760 Northw. N. and Bankers N.. Minpls.; Northw. N„ Grand Forks; Merch. N., St. P.  Adrian___ La Moure F 13 First State Ba.nk_______ £l’07 J. C. Arduser____ J. Joulan Puth___ O. A. Arduser_____ 77-498 Pop. 150 Erling Manger____ Alamo_____ Williams B 2 Farmers State Bank _—£§’10 O. T. Foss________ H. W. Stockman__ 77-943 Pop. 300 State Bank of Alamo—£§’16 W. F. Hanks_____ Chas. Amundson .. S. G. HedahJ_____ E. R. Hultquist.__ 77-933  15,000  8,000  180,000  170,000  20,000  8,000  161,000  160,780  42,250 1st N., Minpls.: 1st N., Fargo; Far. & Merch. N.. Jamestown. 27,050 Midland N., Minpls.; Citiz., Lake City, Minn.  20,000  5,580  129,110  150,790  22,380 1st N„ Minpls., St. P., and Grand Forks.  25,000  12,500  180,000  240,000  30,000 Han. N., N. Y.; 1st N„ Minpls. and Williston; Stock Yds. N., So. St. P.  300,000  40,000 Meeh. & Metals N„ N. Y.; 1st N.. St. P.; Lib­ erty State, Minpls.  Abercrombie .—Richland First National Bank.__ *$’06 I. E. Hoel. 77-372 Pop. 266 G16  State Bank of Abercrombie William Roberts__ M. M. Borman... 77-371 £§'92 Adams_______ Walsh C13 Scandia-American Bk. -•tl’07 O. A. Jeglum_____ A. J. Felt______ 77-317 Pop. 404  Lars Erickson  77-316  (J. H. SHAW.......... ROBT. NORHEIM _ W. J. ROBINSON—  Alexander.McKenzie D 2 FIRST NATIONAL BANK 77-473 »t’O5 Pop. 400  et service on Col lections and Cred it Reports by sen ding Save time and get FEE IN ADVA NOE: Plain sigh t drafts, 1 Sc; Cre dit Reports, 50c. High Grade Nor th Dakota Farm Mortgages for Sa le. WHITE US.  o8  Alfred-__ La Moure F11 Pop. 100 Alice_________ .Cass F15 Pop. 250 Alkabo--------- Divide B Pop. 100 Almont______ Morton F Pop. 150 Alsen______ Cavalier B12 Pop. 250 Ambrose_____ Divide B Pop. 389  First Slate Bank.............£§’09 77-499 State Bank of Alice.—*£§'03 77-500 First State Bank---------- £5’13 77-790 Farmers State Bank...«tS’O7 77-438 Farmers Slate Bank____ £5'09 77-501 Citizens State Bank___ *£§’06 77-330 Farmer’s State Bank... £§’19 77-1039  T. Dewitt________ David Duflath E. E. More_______  E. G. Bloedow____  10,000  6,000  145,000  125,000  50,000 Northw. N. and 1st N„ Minpls.; 1st N., Fargo.  A. L. Bayley______ R. D. Wheeler___  15,000  3,000  150,000  110,000  35,000 1st N., Fargo and St. P.; Northw. N., Minpls.  A. J. Johnson........ R. A. Johnson___  Jas. P. Robertson.  10,900  2,000  70,000  62,000  E. W. Olson_____  N. E. Becklund.__ G. H. Anderson.__  10,000  12,000  140,000  111,000  J. W. Wipf___  Martin Pimestad.. J. J. Graber........ C. J. Graber..  10,000  10,000  152,900  150,480  41,510 1st N., Mandan and Winthrop, Minn.; Merch. N.. St. P.; 1st N., Minpls. 18,930 Northw. N., Grand Forks; 1st N., Minpls.  A. J. Johnson___  P. G. Anderson___ C. P. Grytness____ J. P. Johnson.  15,000  5,100  170,170  187,130  11,870 Northw. N., Minpls.; 2d N., Minot.  R. Anderson—  Fredrik Dahl... .  C. L. Torgerson___  15,000  63,950  62,870  25,590 Midland N. and Mtle. State. Minpls.  D. C. Hair______  W.L. Hanson.......... R. S. Hair________  25,000  5,000  250,660  220,000  33,190 N. Produce, Chi.; 1st N., Minpls.  15,000  1,000  1,250  10,000  2,000  25,000  Special attenti on given Bill of Lading drafts, Ca sh and Time Ite ms. Please send 15c with each sight dr aft for presentatio n and 50c for Cred it Rcpor R. A. Werner__  S. G. More____  FIRST NATIONAL BANK."t’O9 J. L. Mathews___  77-332  9,500 Merch. N., St. P.; 2d N., Minot.  Midland N., Minpls.; Cass Co. N„ Casselton.  W. R. Reed____  E. T. Carley_____  M.Conn________  Otto E. Back____  197,770  172,730  28,400 N. Ex., St.P.: Drov. State of So. St P„ St. P.  D. D. Delaney...,  E. R. Hebal______  10,000  2,500  250,000  357,000  W. E. Glotzbach..  M. E.Thurow____  W. E. Schmidt____  25,000  10,240  312,750  274,860  F. E. Tucker „  P. F. Bibow______  H. A. Waydeman..  10,000  5,500  95,000  85,000  35,000 Capital N., St. P.; Northw. N. and Midland N., Minpls.; Bk. of N. D., Bismarck. 40*860 1st N.. Minpls.; James River N„ Jamestown; 1st N., St. P. 20,000 Northw. N., Minpls.; 1st N., Carrington.  J. T. Brakke__  15,000  5,000  155,980  182,190  H. P. Beckwith E. H. Lowen____ O. T. Lowen Bertha M. Gunder M. A. Gunderson. son C. C. Simonson E. G. Larson____ Alfred Olson.. Jakob Wolters  C. E. Elfstrom__  G. D. Eaton..  O. B. Kittleson  25,000  5,000  310,160  235,890  25,000  6,250  186,750  202,830  15,000  3,000  107,000  95,000  15,520 Liberty N.. N. Y.; 1st N., St. P.; Northern Sav., Fargo; Midland N„ Minpls. 76,970 Han. N., N. Y.; Cont.A Com’l N., Chi.; 1st N.,’ Fargo; 1st N., Minpls.; 1st N., St. P. 13,210 Northw. N., Minpls. 17,000 Am. N., St. P.; 1st N„ Minpls.  Continental and Commercial Banks, Chicago  1045  Amenia______ Cass E15 Amenia State Bank____ §’20 J. R. Carley_____ 77-1050 Pop. 300 Amidon______ Slope G 3 First State Bank______ £512 G. W. Conn, Jr... 77-794 Pop. 300 Slope County State Bank J. J. Murphy____ 77-870 tS’16 Anamoose..McHenry D Anamoose National Bank»i’O9 J. J. Schmidt____ 77-155 Pop. 669 Farmers State Bank___ £§’99 G. W. C. Ross___ 77-154 Aneta________Nelson D14 Farmers & Merch. Bank.£§’98 C. A. Lowen____ Pop. 662 77-162 First National Bank—,.»£'96 J. G. Gunderson . 77-161 Peoples State Bank-------£§’18 A. T. Retzloff........ 77-1010 Anselm____ Ransom F15 Farmers State Bank___ £§’15 Fred O. Wall____ 77-914 Pop. 35 INVESTMENTS FOR BANKS MATURING AT CONVENIENT DATES;   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  - J. E. GUNDERSON- G. C. GUNDERSON  C. A. JACOBSON  3  77-474  ITOT  cS  300,000  (GUNDER OLSON  FIRST STATE BANK—<§ 10  41,140 Merch. & Mnfrs.. State, and Midland N„ Minpls.; Citiz. N„ Wahpeton; IstN., Fargo.  NORT H DAKOTA BANKS—Aberc rombie to Anselm ___________  SECURITY STATE BANKtl 05 P. S. Peterson____ F. L. Goodman _  $  uly, 1920  Numbei under Name of Bank ia tbe New Transit Number given 1 nA G to each bank in U. S. exclusively by Tbe Band-McNally Bankers’ 1 u“J Directory, under tbe authority of Tbe American Bankers Ass’n.  NumberNORTH C AROLINA—Continue  to each bank in U. b. exclusively  Number under Name of Bank ia the New Transit Number givea t0 bant iB -8' Meia8lvely by_The. Rand-MeNaUy Ranke Direetory, nndqr the anthortty of The AB$erlnan Bankers Ass’n.  Name  Town and County.  op  ,  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of thisi volume. For Interest Bates, Holidays, etc., see Laws.  NORTH DAKOTA—Continued Liabilities.  Bank.  •Mem. Am. Bks. Assn. SState ‘County Seats. Entire State in No. 9 tMem. State Bks. Assn. tPriv. [Estab. Federal Reserve District. ♦Mem. Fed. Res.  PRESIDENT.  Vice-President.  Cashier.  Ardoch______ Walsh C15 State Bank of Ardoch. ..{§'86 C. J. Lofgren__ 77-502 Pop. 153 Arena_____ Burleigh E 9 Arena State Bank______ §’13 Andrew Halver. 77-812 Pop. 200 Argusville_____ Cass E16 Argusville State Bank.»t§’13 A. F. Erickson . 77-806 Pop. 200  N. J. Nelson  $  10,000 $  W. F, Hanks______ F. A. Rinkel______ E. G. Olson..............  25.000  M. D. Johnson____ B. L. Christopher- ' son  "r-;........ **  500 $  45,000 J  40,000 $  5,000  211,200  231,920  15,000  1,590  62,100  57,750  10,000 Midland N., Minpls. 16.120 Chase N.. N- Y.: Merch. N. and 1st N.,St. P.: 1st N., Minpls. and Grand Forks. 19,040 Union State, Minpls.; 1st Int’l, Minot; Williams Co. State and Bk. of Williston, Williston.  15,000  3,000  160,000  140,000  A. M. Isaminger . A. C. Isaminger__  10,000  1,000  40,000  36,000  20,000 Chase N.. N. Y.; Capital N., St. P.; 1st N., Minpls.: 1st State, E. Grand Forks. 7,500 1st N., Minpls. and Bismarck.  G. H. Johnston___  10,000  3,200  90,000  80,000  20,000 Merch. N., Fargo.  Arnegard. .McKenzie D 2 Citizens State Bank____ tS’lS W. H. Putnam .. 77-798 Pop. 300 Farmers State Bank....t§’10 G. A. Stenehjem. 77-503  H. L. Mdfl W. E. Robb_ __ _ G. O. Haugan E. M. Stenehjem... O. N. Stenehjem__ Arthur Hagen........ L. M. Stenehjem  15,000  3,610  85,000  89,340  15,000  3,000  161,300  158,200  14,040 1st N., Williston and St. P.; 1st Secur. State Bk., Red Wing, Minn. 20,000 1st N., Minpls.; Capital N., St. P.; Williams Co. State and 1st N., Williston.  Arthur................ Cass E16 Farmers State Bank___ t§’20 Ingval Johnson... Pop. 200 77-1049 First State Bank______»J|’O5 Fred Williams.__ 77-504 Arvilla.Grand Forks D 15 Arvllla State Bank____ {§’07 J. O. Fadden-----Pop. 200 77-505  O. N. Hatlie_____  20,000  10,000  47,000  57,000  20,000  6,000  145,000  143,000  O. J. Knutson____ Earl Bradshaw------  20,000  6,420  215,070  216,310  ‘Ashley...McIntosh H11 ASHLEY STATE BANK— 01 J. H. Wishek_____ Theo. Henrich — W. L. Johnson____ Henry Joerke____ Pop. 1000 77-152 J. W. Meidinger  25,000  11,710  473,310  374,170  T. S. JOHNSTONE C. S. JOHNSTONE.. C. A. JOHNSTONE - ALEX JOHNSTONE  25,000  5,400  225,000  195,000  40,000 Lin. N.. Minpls.; Merch. N., St.P.; 1st N., Bis­ marck.  M. J. Ruemmele... F. J. Ruemmele .. Adolf Moench  10,000  10,000  218,200  251,380  26,570 Chase N., N. Y.: 1st N.. St. P., Fargo, Bis­ marck, and Minpls.  C. H. Peischel........  H. W. Gearey  F. J. Sinner............ A. C. Burgum..........  J. E. Sommerfeld. B. A. Helland A. I. Hunter........ .  Ella Boettcher  1  FIRST NAT’L BANK 77-153  14,500 Merch. & Mnfrs. State, Minpls.; Met., St. P.; Northern Sav., Fargo. 26,000 Han. N., N. Y.; Northw. N., Minpls.; 1st N.. Fargo and St. P. 30,170 Merch. N. and 1st N., St. P.; 1st N., Grand Forks. 105,000 City N., B.smarck; 1st N., St. P.  Send your cash letters and collec tions direct. ADVA NCE; Sight Drafts 15c minimum; 25c minimum if paid. \Nortb Dakota F arm Mortgage Lo ans netting 6% ne gotlated.  »i’O6 [FEE IN  First State Bank_____ »{§’01 John Bischof. 77-151  4,000  100,000  77,000  10,000  5,000  103,000  104,400  10,600 Merch. N., Fargo; 1st N., Minpls., and St. P.  P. P. Engh _ ____ G. M. McCanna E. O. Craig.............. A. J. Scobba. ___ Lillian Scobba___ E. Beissbarth A. E. Johnson____ H. G. Higgins_____ B. P. Lawyer_____  10,000  4,100  80,000  70,000  15,000  3,200  87.000  78,000  26,000 Capital N., St. P.; Northw. N., Grand Forks; Midland N„ Minpls. 17,000 Midland N., Minpls.  10,000  8,000  185,320  183,430  16,440 IstN., Bismarck, Washburn, and 1st N„ Minpls.; Citiz. Com’l Tr. Co,. Buffalo.  15,000  2,500  114,100  121,720  14,160 1st Guaranty, Bismarck.; 1st N„ Minpls.  10,000 14,230 (A,L. LOMBARD. GEO. B. DOTY-------- A M. ROLFNES-— N. S. LOMBARD — Balfour____ McHenry D 8 AMERICAN STATE BANK 4 FfcE FfeK IN ADVA ADVi NCE: Sight draft 8, 15c minimum; 25c minimum char ge if pai d. Pop. 600 77-282 •{§’02 (.Reliable Credit Reports, 50c. TR Y US.  200,650  191,640  24,900 1st N., Fargo and Minpls.; 1st State, Roch­ ester, Minn.  90.000  20,000 ' Midland N„ Minpls.; 1st N„ Carrington.  76,000 45,000 \  14,000 lapital N.. St. P.; 1st N., Grand Forks; Mid­ 17,800 land N., Minpls. Sorthw. N., Minpls.; 1st N., Williston.  Baekoo........ Pembina B 14 First State Bank_______ {§’06 E. T. McCanna . 77-508 Pop. 100 Baker______ Benson C 10 Farmers State Bank___ {§’12 A. W. Engel----77-785 Pop. 150 Baldwin____ Burleigh F 8 Baldwin State Bank........ {§’10 Karl Klein_____ 77-509 Pop. 125 FARMERS STATE BANK4’§15 F. A. Lahr_______  Hans Christiansen.  T,. T, Horton  Elmer Mvhre  77-859  “  . ............  ”  First State Bank______ {§ 07 G. W. C. Ross------ F. E. Tucker_____ A. H. Scofield........ N. M. Buslee........ . 77-281  Beatrice Harker... Baita____ ____ Pierce C9 Pierce Co. State Bank—{§’12 J.LeRoy Elwell... H. G. Woutat____ l.T.S. Thni Pop. 150 \ 77-750 \ .......-------------' Banks------ McKenzie L 3 Security State Bank —..{§'13 3 . A. LaBrant------- . iG. M. La Brant___ A. M. La Brant ___ Pop. 50  '  77-814  NOkltillNKOlW Map on Index   http://fraser.stlouisfed.org/ .\urnber under Name of Bank ia the New Transit Number given to eacb bank in u- 8- exclusively by Tbe Band-McNally Bankers’ Federal Reserve Bank 1047 of St. Louis  10,000  3.000  105,000  15,000 i 10,000 \  2,500 2,000  84,800 1  52,900  \\  20,000 1st N., Minpls.; 2d N.. Minet: 1st N„ St. P.  1920  10,000  H. K. Horton_____  Ju ly ,  Martha Sanden___  N. K. Nelson_____ H. A. Malchose___ R. J. Martyn.......... Arthur Mitchell  Aurelia-----------Ward C 5 State Bank of Aurelia...{§'10 R. J. Horton___ Pop. 150 77-506 Ayr--------- ------ Cass E15 Ayr State Bank______ »{§’06 James Beattie— Pop. 200 77-507  N O R T H DA KO TA BA N K S — A ntler to B an k s  H. J. Newhouse... II. J. Newhouse...  Principal Correspondents.  Casa Jk BxCMAMG1S,DUR rROM Bamki  ______  -t§’15 J. L. Page. Antler_____ Bottineau B 7 Citizens State Bank 77-879 Pop. 265 State Bank of Antler ..-»{§'O5 D. N. Tallman.. 77-311 Appam____ Williams C 2 Appam State Bank______ §’17 P. M. Johnson.. 77-968 - Pop. 100  Resources.  Jk DuPaed-up Surplus Depos­ cLoami ’ts. Bombs, AND Capital Profits its Securities  Ass’t Cashier.  1046  1046  i,lllir|(.an Bankers Ass’n.  XdverVising gyve Prompt AXtenAAotv to Collections and Correspondence  Mn&Ti-r riAMTA  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of this'  '  ?o?.  o  n-%14  Yiat\Y<s X&verVisvrvg, g\ve Prompt AXtetvtton to Collections and Correspondence  SO\<Yrt bXKOIX NV av> on \niex  tn/1'7  llFr/  Number under Name of Bank ia tho New Transit Number R3» given exclusively by The Rand-McNally Bankers' Directory, under the authority of The American Bankers Ass’n. to each bank in U. 8.  Town and County. I Name of Bank. aConnty Seats. •Mem. Am. Bks. Assn. JStatei Entire State in No. 9 iMem. State Bks. Assn. tPriv. I Federal Reserve District.j ♦Mem. Fed. Res. [Estab, i  PRsawm.  ursirsrnrT nA A IVUTv 1 fi DAriU 1 A  Vice-President.  Bantry------ McHenry 0 8 State Bank of Bantry„»tS'Q5 James McIntyre... C. D. Rice_______ Pop. 250 77-399 Thos. Forsyth  " _______ " i Union Bank__________ £§ ’15 L. O. Keller________ 77-871 Barlow--------- Foster E11 Farmers State Bank____ £§*10 T. E. Riley.............. Pop. 150 77-510 Barney-----Richland G 16 Bank of Barney________ tS'07 D.G. Hoxie_______ Pop. 300 77-511 Bartlett........ Ramsey D 18 Bartlett State Bank___ »tS'O9 Pop. 98 77—512 Barton------------Pierce 0 9, Farmers & Merchants Bank Pop. 250 77-486 •«'O4 ’* _______ “ First State Bank_______£5 09 77-437 Bathgate...Pembina B 14 Bathgate National Bank..£17 Pop. 338 , 77-324  Cashier.  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of this;' OOniinUCu  Ass t Cashier.  Liabilities. 1 DbposPaid-up Surplus AND CiPITAL Promts i ITS  $ C. M. Gilbertson... J. W. Clarke Mildred Castleman  15,000 $  Resources.  11,000 $ 178,000 $ 158,000 $  A. A. Chadderdon. J. E. Wagar______ H. C. Halley______ John McFarland J. S. Ulland______ Thos. Kjos________ Alvin Aas-----------  10,000  1,500  115,000  100,000  10.000  2,000  132,420  119,210  E. T. Tronsgard—  10,000  7,200  144,600  131,000  E. E. Bailey______ N. H. Berg........... ...  Principal Correspondents.  a Dis I CuiAlx. Boros I cBA>eaB,Ihr> ttoownw ' raoa Bajtce  Lcawb c’ts.  M. T. Scarfl______ N. Scarfl__________ John S. Hove_____ C. O. Carlson..........  10.000  2.500  100,200  86,000  J. A. Tyvand_____ G. E. Gillmore____ Otto Fering______  A. M. West_______  10.000  12.500  140,000  125,000  J. R. Carley______ J.S.Uliand______ W. A. Lilyquist___ E. B. Spillum.......... S. J. Mealy H. L. Holmes_____ F. P. Holmes_____ K. 0. Paulson____ Wm. A. See______  10,000  2.500  130,000  109,000  25,000  20,000  24,000 Merch. N. and 1st N., St. P.; 1st N„ Grand Forks and Northfield.  17,000 Cont. & Com’l N„ Chi,; Midland N. and Northw. N„ Minpls. 21,340 Northw. N„ Minpls.: 1st N„ St- Paul and Far-, go; Fergus Falls N„ Fergus Falls. 28,000 Fergus Falls N., Fergus Falls, Minn.: 1stN„ St. P.; N. Bk. of Wahpeton, Wahpeton. 17,700 Chase N„ N. Y.; 1st N.. Minpls.; N. Bk. Com., St. P.; Northern State, Grand Forks. 18,000 Merch. N. and 1st N„ St. P.; 1st N„ Mmpls.;; Northern State, Grand Forks. 10,000 Midland N.. Minpls.; 1st N„ Grand Forks.  265,000 ~255,000  45,000 Meeh. & Metals N„ N. ¥.: 1st N„ Duluth,| Grand Forks and Minpls.  " ---------" Citizens State Bank___ •tS’07 L. A. Watson_____ C. Stagerman.......... W. F. Eldridge___ M. W. Fitzsimonds 77-325 Battleview------ Burke B 4 Farmers State Bank____ tS'15 Andrew Johnson- R. Blomquist.......... K. B. Torgerson__ M. A. Setterlund. Pop. 100 77-874  12,500  3,500  200,000  160,000  15,000  2,000  85,000  85,000  40.000 Chase N„ N. Y.: Merch. N„ St. P.: 1st State, E. Grand Forks; Peo. State, Grand Forks. 15,000 Cont. & Com’l N., Chi.; 1st N.. St. P.; Union N.. Minot.  •Beach....Golden Valley BEACH STATE BARK—<110 T. E. Hayward ___ E. A. Wieting........ J. G. Hougen_____ Pop. 1106 FI 77-119  50.000  10,000  240,000  232,740  50,000 Midland N., Minpls.: 1st N., Dickinson and Fargo.  25,000  12,000  270,000  245,000  55,750 1st N., Minpls.: Merch. N., Dickinson.  50,000  10,050  474,790  511.570  48,270 Cont. Jfc Com’l Bf„ Chi.; 1st N., Minpls., Dickinson and St. P.  417,500  417,940  Farmers & Merchants Bank ! T. E. Hudson. 77-117 tS07  CIDOT WITH DIIIIZ  I IKul NA I L uANK 77-118  •t’09  G- ATTLEWEED-— E. J. CURTIN........ A. A. HELLER------------------------------Largest Bank in Golden Valley County. Unexcelled facilities for prompt collection of Southwestern North Dakota items. JAfe maintain a Farm Mortgage Loan Department.  'Golden Valley State Bk.»{§'05 Eli Cole. Jr. 77-116  50,000  Lizzie Lefor........ .. J. P. Schafer_____ Carl Indergard___  15,000  5,010  140,580  149,750  44,060 Northw. N., Minpls.; 1st N„ Dickinson;' Merch. N„ St. P.; Citiz. Com’l Tr. Co., Buffalo. 8,800 Am. N., St. P.; Far. State, Dickinson.  £§’15i W. L. Richards-----1 A. E. McAdams.___|s. R. Shannon____ C. J. Parker_______  15,000  1,020  68,150  78,160  9,020 Stock Yds. N„ So. St. P.; Merch. N., Dickinson.I  25,000  26,820  348,500  288,600  136,720 Chase N., N.Y.; 1st N. and Midland N., Minpls.; 1st N., Mandan.  10,000  5.000  113,000  118.000  12,430 Northw. N. and 1st N., Minpls.  10,000  2,000  117,500  101,500  10,000  2,850  106.370  78,960  22,250 Century Tr. & Sav., Chi.;Midland N., Minpls.;; IstN., Bismarck; 2d N., Minot. 31,140 1st N., Minpls.; Northern N. Fargo.  15,000  FIRST NAT’L BANK 77-297  Aylmer Cole______R. 0. Fuller_____  R. R. Halstead ___  Belfield..—-Stark F 3 CITIZENS STATE BANKJ5 09 a. A. Lefor Pop. 500 77-298 Farmers State Bank. 77-882  A. R. Thompson__ C. O. Halvorson__  <06  R.C. DAVIS--------ANTON ANDERSON J. 0. MILSTEN-Oldest and larg est bank. 5% Interest pal d on time certifl cates of deposit. . We negotiate b igh-grade North Dakota Farm Mo rtgages.  Benedict------ McLean D 7 First State Bank_____ •$5,08 J. W. G. Anderson. F. O. Miller _ 8. N. Miller______ G. J. Sherry ... ......... Pop. 250 77-513 “ ----------“ Security State Bank—..» J'12 J. E. Tofflemire.__ ; F. S. Tofflemire___ Ih. O. Sethre............. C. C. Nelson.......... 77-748 Bentley——Hettinger G5 Farmers State Bank____ £§’10 J. S. Tucker______ F. G. Orr________ H. A. Galloway____ Pop. 250 77-476 1 Bergen....... McHenry D 8 Farmers Bank_________ £§’16 C. J. Sawby______ T. G.Glesne N. J. Larson______ E. J. Larson............ Pop. 200 77-950 ! “ ----------“ ! First State Bank............. £5 05: Martin Apland____ H. J. Sorlien_______ Peter C. Tangen____________________ 77-514 Berlin------ La Moure G13 Farmers & Merchants State A. E. Shockman... N. Schockman J. M. Moes_______ J. A. Knobel_____ Pop. 200 Bank —77-773______ £§’121 J. M. Leppert' USE AND SELL OUR LETTERS OF CREDIT AND TRAVELERS’ CHEQUES:   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Continental  and  2,400  108,130  138,740  10,000  3,000  85,000  65,000  20,000  11,260  165,440  165,000  18,680 Cont, & Com’) N., Chi.: 1st N„ Minpls. 15,000 Merch. & Mnfrs. State. Minpls.; Am. N., St. P.; Union N.. Minot. ; 45,000 1st N., Minpls.; Secur. N., Fargo.  Commercial Banks, Chicago  !z , ow  Nomfcer  to each bank in U. _S.  exclusively  by ThN»'V n7.M»Naii“B»nKs° Ainor,can Bankers Ass’n.  NORTH CAROLIN A—Continue anv/av x xx -- --  tv u inner uuun iw*uie ui imu» w me new iTansil nun ber giv  Town  and  Countt.  Name of Bank.  •Mem. Am. Bks. Assn. IState President. tMem. State Bks. Assn. tPriv. ♦Mem. Fed. Res. [ Kstab. ’ Bank of Berthold______ tl’05 A. C. Torgerson... 77-244 State Bank of Berthold.tl’02 0. L. Stevenson__ 77-243 Berwick....McHenry C 9 Berwick State Bank ___ tl’02 H. Thorson_______ 77-516 Pop. 250 Beulah______ Mercer E 6 FIRST STATE BANK—<113 N. P. McGregor__ , 77-824 Pop. 400  •County Seats. Entire State in No. 9 Federal Reserve District. Berthold______ Ward C 6 Pop. 600  Liabilities. Vice-President.  Profits  Ben Baer________  10.000  10.300 I 152.800 $ 141.100 $  26,600 Am.  L. H. Stevenson__ W. J. Hughes_____ Arthur Olson-------O. L. Guffey O. A. Refling____ E. J. La Fave____  10,000  15,000  260.000  223.000  30,000 1st N.. Grand Forks and Minpls.; Union N.,  15.000  5,670  103,060  96,770  19,600 1st N., Minpls.; Am. N., St. P.: 2nd N., Minot.  H. H. Kenyon____ J. N. Fast_______  C. N. McGregor...  20,000  5,990  330,000  300,000  45,000 Northw. N., Minpls.; Kandiyohi Co., Willmar, Minn.; Capital Secur., Bismarck.  77-30  77-31  P. S. Chaffee  __ F. O. Gentz_______  10,000  125.000  100,000  35,000 Northw. N., Minpls.; 1st N., Bismarck.  OSCAR GREENLAND— EMIL OLSON...............  25.000  15,450  159,640  220,210  16,550 Chase N., N. Y.: 1st N., St. P. and Fargo; 1st N. and Midland N.. Minpls.  Olof Burseth_____ __________ —— ___  15.000  10,000  157,000  142.000  26,000 N. Park, N. Y.;  — A. J. Edelbrock ... G. L. Eastling C. J. Ness________ C. W. Gerrard____  25,000  4,000  250,000  207.000  30.000 Peo. Tr. & Sav., Chi.; 1st N.. Minpls.; Merch.  A. Johannsen, ---------- ------ --------Aud, Dept, Dir.  2,000,000  on collections. CE: Sight Drafts, 15c minimum ; 25c minimum if paid. 50c. TRY US.  Lh.rVss^jr.'  N.. St. P.: 1st N.. Grand Forks. 85,000 1st N. and N. Bk. Com., St. P.; Midland N. Minpls. 149.600 26 500 000 8,328,000 20278 000 N. City N. Y.; Merch. Ln. & Tr. Co., Chi.; 1st N. and Midland N., Minpls.; 1st N„ St. P. and Duluth.  25.000  controlled by the State of North D akota.  100,000  E. M. THOMPSON- —  6,500  350,000  275,000  28,440  688.340  800.050  1,000  332,780  324,120  We solicit colle ctlons FEE IN ADVAN CE: Sight drafts, 15c minimum: 25c minimum if paid. Credit Reports, 50c.  iP. C. REMINGTON. J. A. GRAHAM-----B. C. MARKS  50,000 50,000  J. B. RHUD-------------- H®........ -  F. A. LAHR.___  BANK  77-33  <§’17  ‘FIRST NATIONAL BANK  75,000 1,500,000 1,200,000  70,730 Meeh. & Metals N , N. Y.; Cont. A Com’l N„ Chi.; Northw. N.. Minpls.; IstN.,St.P.  45,880 1st N„ Minpls. and St. P.  425,000 Han.N., N. Y.; Corn Ex. N., Chi.; 1st N.  Minpls.; 1st N.. St. P.  77-29  50,000  E. V. LAHR----------- e/.-jniiw0"  C. S. MEAD  5.000  DEPOSITS GUAR  57,010 Ft. Dear. N., Chi.; N. Bk. Com., St. P.; 1st  N., Minpls.  5% Interest pal d on time deposl ts. C. B. LITTLE-------- J. L. BELL..................F. E. SHEPARD---------- A. S. BOLSTER —  100,000  231,490 2,543.300 2,130,420  SEE AD V. ON B ACK NO.  J. A. Graham, E. V. Lahr. Sec. and Mgr, M. B. Cassell_____ L. E. Sell_________ A. O.Sund_______  716,870 N. Park, N. Y.; 1st N., Chi.; Merch. N.,  St. P.; Northw. N., Minpls.  DAKOT A MAP  150,000  14 ,000  30,000 N. Park. N. Y.: 1st N. and Midland N. Minpls.; 1st N., Hope.  10.000 13,440 'Save time and get service on Col lections and Cred It Reports by sen ding )FEE IN ADVAN CE: Plain sight drafts, 15c: Cred if Reports, SOc. TRY S. (Farm Loans an d other short tlm e paper negotiate d. WRITE US.  105,030  106,180  19,260 Union N.. Minot; 1st N., St. P.  Blanchard------ Traill E16 First State Bank______ <|’07I E. Y. Sarles_______ E. R. Sarles..  W. T. Cummins__  10.000  5,100  31.820  48,960  M. J. Nelson______ D.C. Poling.  10,000  5,000  86,000  99,000  \  XiaxiVks  exclusively of The Sand-McNally Bankers9 authority of The American Bankers Ass’n.  \  •  •>  3.200 Cont. A Com'i N.. Chi.; 1st N., Fargo and Hills­ boro; Merch. N„ St. P. 8,500 1st N., Minpls.; 1st N„ Grand Forks; Citiz.  t  Com’l Tr. Co., Buffalo; Williams Co. State. Williston.  1920  Pop. 75 77-519 BonetratB ..Williams C 2\Secnrity State Bank—<|’10 ,11. O.Rask............. John Hagbo Pop. 59 \ 77-629  July,  10,000  20,000  iJOURGEN OLSON C.L. SMITH........ - E. 0. LUKKASSON - ALPHA OLSON.—  HWttt OMWVK NVwp on \n4ex  280,260  ANTEED BY THE B ANKERS GUARANT EE FUND.  Second oldest Bank ln North Dakota. U- S. Depository../. J. GRADY Prompt attention given collections. 6. r. LITTLE FEE IN ADVANCE: Sight drafts, 15c minimum; 25c minimum if paid. <'79 Credit Reports, 50c.  Blaisdell-- Mountrail C 5 BLAISDELL STATE BANK Pop. 150 77-518 tl’14  302,000  1 FEE IN ADVAN CE: Sight drafts, 15c minimum; 25c minimum charge if paid.  Bismarck Clearing House___ C. B. Little_____ (Members indicated by a *) Blabon_______ Steele E14 Blabon State Bank........ <106 J. D. Brown____ Pop. 150 77-517   http://fraser.stlouisfed.org/ 1 to each bank in U. S. Federal Reserve Bank of St. Louis Directory, under the  Northw. N. and 1st N.. Minpls.; Northern N.. Fargo.  115 CENTS sent to us with each si ght draft for pres entation, and (25 CENTS for e ach credit report insures prompt, p ersonal attention  ‘FIRST GUARANTY  Minot.  W. F. Halliday.  Capital Security Bank<§’17 Krist Kjelstrup.__ C. W. McGray____ S. G. Severtson.__ H. A. Fosse______ 77-32 *CITY NATIONAL BANK< 05  N. St. P.; 2d N., Minot.  OTTO PRITZ_______  FIRST STATE BANK. —<»’O2 L. P. Larson______ C. F. Ringlee. 77-383  T. C. POWER___  Principal Correspondents.  Cui ft lx «RAX«H,1>VX fbok Bakrs  its  Arnold Torgerson .  Bisbee_____ Towner B 11 Citizens State Bank____ tl'07 O. F. Nelson______ A. P. Larson. 77-250 Pop. 700 FIRST NATIONAL BANK < 03 A. Egeland_______ C. H. Olson_______ 77-249 John Kelly f F.W.Cathro, Mgr. L. P. McAneney. and Dir. Gen’l Cred. Dept. Dir. •Bismarck.. Burleigh F 8 Bank of North Dakota.<§’19 -< [.Owned, operate d, managed and 77-28 Pop. 6951 BISMARCK BANK_____ <191  Resources.  Pxu>-ur Subplus Depos­ xnd Cxfitxl  Ass’t Cashier.  Cashier.  NOR TH DAKOTA BANKS—Berthold to Bon etra ill  German State Bank.__ t!’15 John Young______ 77-883 {JOSEPH BUCHHE1T-•fdfil ./Prompt service’ FIRST NATIONAL BANK ** ut) ")FEE IN AD V AN Binford_____ Griggs D 13 77-384 Pop. 400 'Credit reports,  Non-Bank Towns with Nearest Banking Point (In dexed Acces.), Lawyers, Laws (indexed) in back of this volume. For Interest Bates, Holidays, etc., see Laws.  NORTH DAKOTA—Continued  1UTO pxrectcjry. undtj^the authority 41/ The American Bankers Bank' Ass’n.  1048______________  1 04.8 to «*°h bank in U. 8. exclusively by The Rand-McNally Bankers’  Prompt AAtetvtion Vo CoUecViotis and Correspondence  NORTH DAKOTA—Continued  Pion-Bank Towns with Ptearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of tins'— volume. For Interest Rates, Holidays, etc., see Laws C  Banks AAvfevtYsYvv^ ^we Vrotxip't AA/tenAAon "to CoWectVons and Correspondence  t'itiWYYX OkKOTk tAa.p on \x\4ex  1 fl/ICI  dumber under Name or Hank is the Hew Traarlt Number given to each bank in U. S. exclusively of The Utnd-McNallr Hankers’  iU‘J Directory, under the authority of The American Bankers Ass’n.  CD  Town  and  County.  /  Name  of  Bank.  I'tCrTk J. fT  T~\ A  A ri  ___ f''r>ntrnnar1  i  l*Mem. Am. Bks. Assn. SStatel aCounty Seats. Entire State in No. 9 tMem. State Bks. Assn. tPrir. Federal Reserve District. ►Mem. Fed. Res. f Estab.  President.  Vice-President.  Cashier.  Ass’t Cashier.  Bordulac____ Foster E 11 Bordulac State Bank.„<§’06 N. E. Eandeene.__ Angus Ferguson... A. H. Wentland__ C. O. Johnson_____ Pop. 200 77-520 M.L. HELGERSON M. C.DALE —  ‘Bottineau.Bottineau B 8 BOTTINEAU COUNTY BANK 77-90 <§’87 Pop. 1172  A. D. ERTRESVAAG  ;et service on Col lections and Cred Save time and FEE IN ADVAN JE: Plain sight drafts, ISc; Cred ^Oldest and Lar gest Bank in Bot tlneau County.  Bottineau National Bank.t’05 G. K. Vikan______ J. A. Johnson____ P. B. Fergurson .. 77-92 First National Bank ___ <’93 W. H. McIntosh... W. R. McIntosh... F. W. Cathro_____ 77-91 ‘Bowbells____ Burke B 5 Pop. 643  Burke County State Bk. •J§’12 T. L. Beiseker____ W. A. Volkmann .. A. U. Anderson.... 77-746  First National Bank__ t’03 77-166  A. C. Wiper______  First State Bank______ J§’99 J. B. Atkinson-__ 77-165  Theodore Albrecht W. N. Sanford .... M. H. Powers____ J. G. Johnson ____  Bowdon--------- Wells E 11 Bowdon State Bank.. tS’1900 H. F. Konichek___ G. W. C. Ross........ B. R. Bartz. Pop. 450 77-339  Farmers & Merchants State Verne Wells............ E. C. Brundige ___ Tillman Fortney Bank---- 77-340_____ <§’05 Bowesmont.Pembina B15 First State Bank_______ tS’10 N. J. Nelson______ 0. W. Clow______ Pop. 175 77-521  A. T. Everson ..  ‘Bowman__ Bowman G 2 Farmers & Mechanics State W. M. Westergaard 0. M. Young______ I. M. Stutlien_____ Pop. 1200 Bank.__ 77-949_____ <§’16 J. E. PHELAN—  FIRST NAT’L BANK 77-229  <’07  D. STEWART_____ C. J. PHELAN  FEE IN ADVAN CE: Sight drafts. Reliable Credit Reports, 50c. TR Farm Mortgage Loans Negotiate  J.P.Tembreull.. H. W. Clarkson ... STATE BANK OF BOWMAN  77-230  <§’09  Braddock..Emmons F 10 EMMONS COUNTY STATE Pop. 200 IANK----- 77-522_____ <§’S  (FEE IN ADVAN CE: Sight drafts, 'Reliable Credit Reports, 50c. TR  (L M. DOERSCHLAG. WILLIAM BAXTER ....  /Oldest Bank In Emmons County. (FEE IN ADVAN CE on Sight Draf '25c minimum If paid. Credit  Farmers State Bank...<§’16 O. R. Martini_____ H. A. Reamann.__ 77-951 Brampton._Sargent H14 Farmers State Bank___ t§’19 John Stout_______ E. G. Stephens ___ Pop. 200 77-1021 Brantford____ Eddy D 12 Farmers State Bank___ t§’12 O. B. Rusten_____ Pop. 100 77-753  Security State Bank____t§’12 N. E. Ostrem_____ 77-747 Bremen_____ Wells D 11 State Bank of Bremen.. t§'12  Pop. 300   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  77-523  CHICAGO.  G. L. Hope _  A CENTER FOR DIRECT COLLECTIONS  Number unde,-Name,«fr . r-bin  to each bank in U. S.  B»bri. lb. Ne» ®J“5«gS“»nES? NORTH C AROLIN A—ContinU  exclusively  amerlww* Rankers Ass’n.  ivvyiv*  Ll  r- V  incn IUJU  Number under Name of Bank is the New Transit Number given to each bank in U. S. exclusively by The Band-McNally Bankers' Directory, under the authority of The American Bankers Ass’n.  Town and county.  Name  of  Bank.  ‘County Seats. •Mem. Am. Bks. Assn. SState Entire State in No. 9 tMem. State Bks. Assn.tPriv. Federal Reserve District ♦Mem. Fed. Res. [Estab.  President.  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of this volume. For Interest Bates, Holidays, etc., see Laws.  NORTH DAKOTA- -Continued  Vice-President.  Ass’t Cashier.  CASHIER.  Liabilities. Resources. Loans St l)is- Cash & Ex­ Paid-up Surplus D epos ­ c’ts. Bonds, changes,Dux and its Capital Profits bicuaiTiis from Banks $  Brinsmade—.Benson 0 11 CITIZENS STATE BANK Thomas Ose______ W. F. Harney--------- H. S. Herman . Pop. 300 77-433 $§’08  10,000 $  35,000 $ 370,000 $ 270,000 $  Principal Correspondents.  69,500 1st N., Minpls.: 1st N. and Northern N. Fargo; Bk. of Com. & Sav., Duluth.  215,000  219,000  3,000  106,000  100,000  35,000 Merch. N., St. P.: Midland N., Minpls.: 1st N., Fargo. 11,500 Merch. N., St. P.  25,000  3,000  150,000  155,000  28,520 Han. N„ N. Y.; 1st N., St. P. and Grand Forks.  35,000  28,000  255.000  250,000  75,000 Han. N„ N. Y.; 1st N., Minpls. and Grand Forks.  Buchanan. Stutsman F12 Buchanan State Bank— »t§’05 H. T. Graves_____ A. B. DeNault-------- Andrew McKay__ L. R. Hatten.. Pop. 100 77-525  10.000  6,000  130,000  110,000  30,000 Northw. N. and Wells-Dickey Tr. Co., Minpls.; James River N., Jamestown.  Bucyrus____ Adams G 4 Bucyrus State Bank____ t§’08 Alfred O. Brown — E. A. Knutson__ Pop. 150 77-526  15,000  12,000  213,000  175,000  30,000 1st N., Minpls., St. P., and Joliet.  25.000  First National Bank____ »t’O7 E. Beissbarth_____ F. W. Bowman ___ H. J. Haugan_____ R. C. Aarestad — 77-432 Brisbane_____ Grant G 6 First State Bank________ §’13 F. J. McCullough— M. M. Hayden____ C. D. Hayden_____ H. P. Hayden___ Pop. 100 77-830  10,000  Brocket___ Ramsey 0 13 Farmers & Merchants Bank P. H. Kelly-............ E. O. Engesather. Pop. 300 G. Cervenka 77-937 $§’16  E. C. Anderson----- F. T. Karnik.__  State Bank of Brocket—$§’02 A. J. Gronna_____ J. D. Gronna______ D. W. McKenzie — G. W. Toppila......... 77-524  Buffalo______ Cass F 15 Pop. 500  E. J. Knutson____  First National Bank........ <’85 E. E. More________ W. H. O’Neil_____ S. G. More 77-527  Buffalo Springs.Bowman Farmers State Bank____ $§’10 C. J. Phelan.. Pop. 100 G3 77-528  Emil Scow________ L. Skjelset_______  Buford_____ Williams D1 First State Bank______ •$§’06 A. F. Nohle_______ F. J. Stiehl-— Pop. 150 77-529 Burkey___ Golden Valley (Sec Golva) Pop. 50 F1  Burlington____ Ward C 7 AMERICAN STATE BANK Pop. 300 77-401 $§’09  JOURGEN OLSON [Save time and (FEE IN ADVAN (Farm Loans an  C. L. SMITH — I. H. WERNER........ get service on Col ectlons and Cred CE: Plain sight drafts, ISc; Cred d other short ti me paper negoti  Bmfristad____ Logan G 10 FIRST STATE BANK—1§ 09 Pop. 200 77-630  J. W. Chapman___ A. L. Peterson Pauline Pavlik Bertha Hestekin —  25,000  76,670  346,940  391,300  82,310 Han. N., N. V.; Cont. & Com’l N., Chi.; Northw. N.. Minpls.: 1st N., Fargo.  10,000  5,250  77,180  98,200  10,270 Northw. N. and 1st N., Minpls.: 1st N.. Bowman.  T. A. Miller—  10.000  11,000  110,000  80,000  50,000 Han. N.. N. Y.; Merch. N., St. P.; 1st N., Williston.  15,000  41,070  270.110  310,170  41,080 Bkrs. N., Minpls.: Union N., Minot.  14,530 1st N.. Minpls.; 2d N., Minot; Stock Yds. N., So. St. P. 36,000 1st N., Minpls.; Stock Yds. N., So. St. P.  H. SPIRES — it Beports by sen  if Reports, 50c.  TRY U S.  ated.  H. A. Kluver_____ W. E. Gross.  10,000  13,310  109,770  110,760  J. H. WISHEK........... CHARLES HERNETT- — A. V. NORDQUIST—— G. A. NORDQUIST  10,000  10,000  150,000  135,000  J. C. Schleicher- E. G. Heinrich____  10,000  4,680  89,900  72,900  Jakob Wolters____ David Keyes J. M. Thorson C. J. Lofgren_____ P. L. Solberg--------M. G. Jacobson____  10,000  9,000  100,000  95,000  10,000  4,610  205,000  205,000  First State Bank_______ $§’09 James Johnson.__ C. A. Bugge_____ 77-402  zE. E. PECK_ _ _ _ _  O. J. Morken____  8,100  ) Collections soli cited. Safe Farm Mortgage Loans negotiated. [FEE in advan CE on sight draft s, 15c minimum; 35c minimum If paid.  Burt______ Hettinger G 5 Burt State Bank________$§’13 W. B. Tscharner — 77-779 Pop. 250 Buttzville—Ransom G 15 Farmers State Bank___ $§’10 Harold Thorson... 77-531 Pop. 80 Buxton..............Traill D16 Farmers State Bank.__ $§’13 J. I. Lerom______ 77-883 Pop. 600  FIRST NATIONAL BANK.<’84 O. S. Hanson_____ A. L. Hanson  a  300,000  13,000  254,000  240,000  17,000 Northw. N., Minpls.  18,000  200,000  180,000  143,410  183,370  40,000 Cont. & Com’l N., Chi.; Northw. N., Minpls.: Northern State, Grand Forks: 1st N.. St. P. 9,360 N. Bk. Com., St. P.; Peo. State, Grand Forks; 1st N., Minpls.  25.000  Calio______ Cavalier B 12 Farmers & Merch. Slate Bk. John A. Peterson.. M. M. Peterson .... A. U. Peterson____ M. J. Pung_______ 77-533 $§’10 Pop. 200 Calvin_____ Cavalier B12 First State Bank______ <§’05 D. J. Porter______ C. B. McMillan— Archie Sillers_____ Peter Thoreson... 77-534 Pop. 300 Peoples Bank____ ____ »t§’19 Neil Nicolson_____ J. W. David______ O. J. Eide________ P. E. Vinje_______  10,000  15.000 25,000  3,000  77-1014  6,000 1st N.. St. P. and Fargo; Northw. N. and 1st N., Minpls.  350,000  10,000  Leonard Hanson... Joseph A. Olson...  77-632  11,000 1st N., Bismarck; Mtle. State. Minpls.; Stock Yds. N.. So. St.P.; Capital N.. St. P. 24,000 Am. N., St. P.; 1st N., Minpls.  65,000 Chase N., N. Y.; 1st N., Minpls.; Northw. N. and Northw. Tr. Co., Grand Forks.  •Cando_____ Towner C11 Cando National Bank__ <’04 D. F. McLaughlin. J. J. McCanna ___ B. D. Gillies____ 38,000 525,000 530,000 25.000 50,000 Han. N., N. Y.; Cont. & Com’l N., Chi.: W. 1. Troutman... 77-89 Pop. 1500 C. J.Lofgren Northw. N., Minpls.; Merch. N., St. P. W. T. Schubert First National Bank_____ <’88 C. J. Lord / Harry Lord —........ (Frank 39,160 682,090 , 597,690 25,000 115,0501 Chase- N., N.V.; 1st N.. St. P., Duluth, and Frank Shanley___ V.D.Lord_______ 77-88 \C.L.'Harris \F. L. Thompson ison 1 Minpls. -\P. V. Fneh _______ . H. Carbary.. Bottineau B 3 Bank, of Carbary_____ T. McCanna. ¥.nkh___ 10,000 2,340\ 84,000' 72,000 15,000 Midland N.. Minnls.-, Northw. N.. Grand Bon.Yab ' 77-892 I Forts; 1st N., Thief River Falls. B MVVHTbt BAKBTA \n4ex Banks XCLverVising give Prompt XAA.exvt.voxv A.o CoYYectvoxvs and Correspondence   http://fraser.stlouisfed.org/ Najnhrr under Name of Bank la tha New Transit Number given 1 nzfl to each bank In U. 8. errluslrelf by The Kand-McNtUr Bankers’ -Lt-fJ-L Directory, under the authority of Tbe American Bankers Ass’n. Federal Reserve Bank of St. Louis  ■a.TS-\nmr r iVlZIv J. JTI  y—.  a  JLfA.tkU 1  A ___ 4-1—..A. LrOllllIlllcCl  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of this volume. For Interest Bates. Holidays, etc . see Laws.  vo’p.v*  \  x  n-m  1051  >  to each bank in U. 8. exclusively by Tbe kand-Hcy»Uf Bankers’ Directory, under tbe authority of Tbe American Bankers Ass’n.  ••  "  ••  President.  Vice-President.  Cashier.  Ass’t Cashier.  fG. W.C. ROSS—- W. H. SWINTON — G. S. NEWBERRY — R. W. HARGRAVE— G. A. MURPHY  L. A. Tavis  ___  .Tok. P. Hess ..  H. Hallenberg____ A. H. Botten  290,000  40.000 N. Park, N. Y.; 1st N„ Minpls., Fargo, and St.P.  25,000  45,000  500,000  525,000  48,000 N. City, Chi.; Northw. N„ Minpls.; 1st N„ Fargo.  42,600  443,100  433,300  Com'l N., Chi.; Merch. 68,200 N. City, N. Y.; Cont. N. and Am. N., 8t. P.  15.000  15,000  1,500  117,760  124,380  21,180 Midland N., Minpls.; 1st N., Mandan.  10,000  2,000  163,520  123,430  46.880 1st N.. Fargo and St. P.; Northw". N., Minpls. 10.000 1st N. and Midland N., Minpls.; 1st N., Mandan and Williston. 414,550 Chase N„ N. Y.; Cont. & Com’l N„ Chi.; Northw. N., Minpls.; 1st N., St. P. 73,180 1st N. and Midland N., Minpls.; 1st N., Fargo; Merch. N., St. P. 24,430 Chase N., N.Y.; State Bk. of Chi., Chi.; Met., St. P.: Mtle. State, Minpls.; Scan.-Am., Fargo. 84,000 Cont. and Com’l N., Chi.; Am. N.. St. P.; 1st N., Minpls.; Merch. N., Fargo.  10,000  58,000  47,000  J. L. Gunkel______ J. A. McKinnon B. L. Leonard .T. A. Krir.k  25,000  42,860  939,970  611,290  50,000  2,560  500,000  603,390  H. H. Ellis  P. O. Jahnke _ .  50,000  6,500  73,320  105,260  H. C. Duntley____ G. H. Long____ _  15,000  3,000  262,000  142,000  25,000  15,000  560,000  555.000  45,000 N. Bk. Com., N. Y.; 1st N.. St. P.; Northw. N., Minpls. and Grand Forks.  25.000  16,000  622,500  561,000  78,000 N. Park, N. Y.; 1st N., Minpls. and Grand Forks; Capital N., St. P.  10.000  15 ono N. Park, N. Y.; 1st N., Minpls.: St. P. State, St. P. 60,000 1st N., Mandan; Northw. N., 1st N., and Mid­ land N., Minpls. 52,220 Chase N., N. Y.; Northw. N., Minpls.: 1st N.. Fargo; Cass Co. N., Casselton. 11 600 1st N. and State Dep., Minpls.; 1st N., Williston.  J. A. Campbell....  MERCHANTS & FAR. BANK C. R. Green_____  <|’O5  Ohaseley.......... Wells F 1C Pop. 100 Christine—Richland F 16 Pop. 200 Churchs Ferry.. Ramsey Pop. 400 C 11 •• •• FIRST NATIONAL BANK<’02 77-235 Clementsville.. Stutsman Farmers & Merchants Bank 77-829 <§T3 Pop. 100 F12 Cleveland—Stutsman F11 Cleveland State Bank—<§’05 77-543 Pop. 250 First State Bank______ §’16 “ .— “  E VERYWHERE IS OPEN TO OUR  G. M. Hnpp  10,000  170,000  160,000  A. N. Beiseker........ C. G. Kapelovitz... F. C. Wink  Ernest. Wick  10,000  5,000  295,000  250,000  John Martin______ John Watt_______ G. J. Pagel John Jackson Adam Hannah____ J. L. McRae  _____ S. R. Rarrnn  20,000  20,000  252,640  229.300  10,000  2,000  95,000  88,000  J. E. Lac.ev-  10,000  2,690  89,690  76,100  8,300 1st N. and State Dep., Minpls.; 1st N„ Williston.  A. TJ. Anderson  10,000  1.000  48,740  50,220  19,270 1st N., Minpls.; Williams Co. State, Williston; 1st N., Grand Forks. 8,000 Am. N., St. P.  Adam Hannah____ E. B. Olson_____  M. J. Olson_  E. F. Volkmann__ A. I. Volkmann ..  10,000  3,500  70,000  70,000  N. M. Berseth........ I. J. Skjonsby........ E. O. Johnson____ G. F. Johnson........  25.000  12,500  250,000  200,000  J. L. Mathews____ J. M. Hynes______ G. F. Lineburg___  10,000  10,000  175,000  160,000  J. L. Hart  ___ Fred Jansonius___ A. E. Anderson.__  25.000  22,000  390,000  275,000  Fred Carr  Myron Ackerman, G. B. Arveson____ Sr. 1. B. De Nault........ H. T. Graves... Daniel Sachow____ E. A. Michel______  16,000  4,000  85,000  84,000  10,000  5,130  171,050  164,390  J. J. Nierling____ C. R. Hodge______ Will Sinclair_____ James Cusator___  15,000  620  58,080  87,270  H. C. Hansen  ....  CORRES PONDENTS:  M. Engelhorn_____  Continental  and  75.000 Merch. & Mnfrs. State, Minpls.; Met., St. P.: Northern N. and Scan.-Am., Fargo. 25,000 N. Produce, Chi.; 1st N., Minpls. and Fargo. 150.000 Chase N., N. Y.; Northw. N.. Minpls.; IstN., St. P. 21,000 1st N., Minpls. and Fargo.  21,790 N. City, N. Y.; 1st N., Minpls.; James River N., Jamestown. 1,180 Capital N., St. P.; Citiz. N., Jamestown.  Commercial Banks, Chicago  _______ 1051  Cayuga State Bank____ «$§'O2 77-537 Bank of Oliver County„$|’08 77-538 Farmers Security Bank •$§’07 77-539 Farmers State Bank___ $§’13 77-822 Far. Bk. of McKenzie County 77-540 «$§’09 First State Bank______$§’13 77-799 Chaseley State Bank „__$|’0S 77-541 Farmers State Bank-----1§’18 77-1015 Farmers State Bank....$§’04 77-236  K. G. Adams______ E. H. Restemayer  B A N K S — Car pi o to Cl ev e la nd  Joseph Langer ___ L. C. Hormeli Math. Runck_____ M. G. Straus ___ M. J. Ford Adolph Lebus____ Ernest A. Stolzman A. W. Schulze H. Ingvaldson____ L. J. Kuske______  4  W. A. Hart.............. P. E. Dillenburg  | JAMES McEWEN — J. H. WELL-......... A. D. PORTER.......... H. F. SHOSTROM -   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  US.  Peter Botten_____ Oliver Tollefson  C. G. Kapelovitz.. A. N. Beiseker .. S. R. Otesa______ John Martin__ ___  49,000 Cont. & Com'l N.. Chi.; 1st N. and Northw. N., Minpls.: 2d N., Minot: 1st N., St. P. 22.090 1st Far., Minot; Met., St. P.  300,000  S. J. SVEINSON ‘Cavalier...Pembina B 14 FIRST NATIONAL BANK *$11 1 FEE IN ADVAN CE: Sight Drafts, 15c minimum; 25c minimum if paid. 'Reliable Credit Reports 50c. T RY US.  Sargent G15 Pop. 175 ‘Center______ Oliver E 7 Pop. 150 Chaffee.............. Cass F 15 Pop. 150 Char bonnean. .McKenzie Pop. 125 D2 Charlson.. McKenzie C 4 Pop. 100  26,630  $i’97 \ 15 CENTS sent to us with each s Ight draft for pre sentation, and 150 CENTS for each credit repor t insures promp t, personal atten tion.  ... Grant, G 6 Carson State Bank ... $§'17 Pop. 277 77-964 First State Rank ___ ..$§'10 77-535 Cartwright——McKenzie First State Bank.... .........$§’15 Pop. 200 D2 77-898 Casselton___ . Cass F 15 Cass County Nat. Bank.*$93 Pop. 1553 77-68 First National Bank___ »t’82 77-67 <« <1 Peoples State Bank §’19 77-1016 Cathay............ Wells E 11 Farmers State Bank___ $§’15 Pop. 225 77-901  Cayuga  33,720 13,000  fj. C. HOFFERT- OTTO BREMER — GUY COOK RALPH HALL  77-164  x  20.000  FOSTER COBNTY STATE BK.  ____ GUY REED______  5,200 $ 234,000 $ 238,840 $  25,000 $ 15,000  1 Save time and get service on Col lections and Cred it Reports by sen ding Lfee in advan CE: Plain sight drafts, 15c; Cre dit Reports, 50c. TRY  ‘flarsnn  ..  lsxrs., xnxei rover vans.  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of thi volume. For Interest Rates, Holidays, etc., see Laws / Liabilities. f Resources. Principal Correspondents. 1 Paid-dp iSurplus I Depob- ’ouri A Du- i Cash A Xxc ’ Tff. Bonds, ! caA>aw,2ftni 1 AND ITS Capital Profits 1 Bbcvritim ' FROM BaJTXS  FIRST NATIONAL BANK 7/ yo •+19uU  77-97  boiks;  NORTH DAKOTA—Continued  Carpio________ Ward C 6 First National Bank____ •t'Oi S. J. Rasmussen... W. C. Cobb.............. Oscar Herum____ ... E. F. McGovern ... $ 77-395 Pop. 400 S. O. Ridgeway___ Anthony Walton .. H. B. Thoreson___ Conrad Fladseth... 77-1005 ‘Carrington..Foster E 12 Commercial State Bank <§’02 W. E. Landeene ... N. E. Landeene.__ Dwight Jones____ Sidney Landeene.. Pop. 1500 77-99  ..............  x  1920_____________ N O R T H DA K O TA  Name of Bank. Town and County, / •Mem. Am. Bks. Assn. SState •Connty Seats. Entire State in No. 9 tMem. State Bks.Assn. tPriv. [Estab. Federal Reserve District. +Mem. Fed. Res.  “  x  \\  \  *  W<a.y\V.s> XAverVtsvtY^r %rve Prompt AAA.etvt.von "to CoUectvons and Correspondence  tACVxWW Y5XYJYYX Nkoup xxtx \xxi\ex  1  1  MS Number under Name of Ban^s the irtin  niters’ Ass’n. A„,„rlpan Rankers Assn  to each bank in U. S. exclusively  1HC9 lUuZ  Number under Name of Bank is the New Transit Number given to each bank in U. S. exclusively by The Kand-McNaDy Bankers’ Directory, under the authority of The American Bankers Ass*n.  Town and County  WORTH CAROLINA—Continue A IV  ___  ===-------- -  VADTU DAKOTA _ A -Ta UnJ A\J A M.  Aw Uf\  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.). Lawyers, Laws (indexed) in back of this volume. For Interest Rates, Holidays, etc., see Laws.  Continued VUllUnUCU  Liabilities.  Name of Bank.  •Mem. Am. Bks. Assn. §State •County Seats Entire State in No. 9 tMem. State Bks. Assn.tPriv. [Estab. Federal Reserve District ♦Mem. Fed. Res.  President.  Vice-President  Cashier.  Asst Cashier.  Paw-up Surplus and Capital Profits  Clifford______ Traill F 15 Clifford State Bank-----<§’98 George O. Stomner. A. T. Kraabel_____ H. N. Kiev_______ 77-544 Pop. 175  20,000 $  Clyde........ Cavalier B 12 Clyde State Bank------- »t§’05 C.B. McMillan____ Archie Sillers____ Chas. Sillers______ D. M. Burkholder. 77-545 Pop. 200  15.000  Resources.  Depos­ its  Loam  4k Dia-  Principal Correspondents.  4k Ix-  Cam cmab«m,Dot from Baiw  C’TR. Bowpa,  10,000 J 167,510 $ 200,590 8  27,000 Chase N., N. T.; Merch. N., 8t. P.; 1st N.. Minpls. and Mayville,  7.200  97,000  146,000  14.360 Cont. & Com’l N., Chi.; 1st N., Minpls.; North­ ern State. Grand Forks.  5,000  175,000  170,000  30.000 1st N., Minpls.  N. E. Rulien______ K. Kjelstrup......... C. A. Fuglie______ H. W. Lundin____ Northwestern State Bank 77-546 $§’06  12,000  175,000  180,000  28,000 1st N. and Northw. N., Minpls.  N. E. BJERKE------ A. ROSSBERG------- G. H. BJERKE--—— tablished Bank . Farm mortgag e loans negotiate ,15 CENTS sent to us with each si ght draft for pres entation and *35 CENTS fore ach credit report insures prompt, personal attentlo  19,500  291,400  323,400  23,100 Cont. & Com’l N.. Chi.; 1st & Secur. N., Minpls. 1st N„ St. P.; Fergus Falls N., Fergus Falls.  10,000  340,000  325,000  30,000 Merch. N.. St. P.; Bk. of Brookings, Brook ings, S. D.  13,500  300,000  280,000  46,000 IstN., Minpls.: N. Bk. of Wahpeton, Wahpeton.  4,000  100,000  90,000  25,000 Mtle. State and Northw. N., Minpls.  Coal Harbor.McLean E 7 Farmers State Bank___ t§’16 C. W. Carlson — Fred Riebhoff------ F. A. Vogel______ J. W. Vogel_____ 77-889 Pop. 125  ^FlrstUaLndNoldest  Cogswell—-Sargent G 14 COGSWELL STATE BANK— 77-262 <§’02 Pop. 500  FARMERS & MERCH. BANK  77-263  <§'04  RICH. MCCARTEN— J. DRANDOL-------- A. B. CARLSON--  E. B. SOULE..........  Save time and g et service on Coll ections and Credi t Reports by send [FEE IN AI LDVAC E: Plain tight dr qftt. ISc; Credit Reports, SOc. T  Colfax——Richland G 16 First State Bank.......... _.$§’05 Wm. Roberts_____ Charles A. Tuttle— 77-547 Pop. 125  25.000 US.  Oliver A. Gauslow. John S. Flaa  Colgan______ Divide B 2 Farmers State Bank—<§'14 A. J. Johnson____ E. S. Lee_________ Walter Jorgensen 77-851 Pop. 100  Colgate.......... Steele E 15 Colgate State Bank—„<§’05 J.D. Brown.__ 77-548 Pop. 100 Columbus........ Burke B 4 Farmers State Bank___ $§’06 J. A. Walter— 77-418 Pop. 332 NEGAARD-  SECURITY STATE BANK  77-961  $§’17  Concrete—Pembina B 14 First State Bank______ +§’08 77-549 Pop. 75 Conway........ Walsh C 14 Bank of Conway—.........$§'98 77-550 Pop. 200 ecurity Bank. §’20 Farmers Security 77-1052 Cooperstown-Griggs E13 Farmers & Merchants Bank 77-1002 +§'18 Pop. 1100 First National Bank—.<1900 77-109  IFTEEN CEN  It TWENTY-FIVE . J. Lander______  M. B. Cassell_____  Arnold Bornhoft „  5,000  60.000  60.000  G. G. Keup F. A. Keup  C. B. Vogen--------- LeROy Melling___  5.000  306.000  312,000  8,000 N. Park. N. Y.: Midland N. and 1st N., Minpls.: 1st N„ Hope. 33,000 1st N., St. P., Fargo, and Minpls.  2,500  125,860  139,220  15,860 Merch. N.. St. P.; Bankers N.. Minpls.  J. M. LUND EVAR ENGET... TS ssent to us wit h each li sight draf d t for presentation CENTS for each credit report Ins ares prompt, per  and  J. F. Creiman_____ D. J. Larson___  tentlon  5,470  61,050  83,600  4.880 Northw. N., Minpls.: Northern State, Grand  3,000  170.000  170,000  30,530  16,180  41,000 N. Park, N. Y.; 1st N.. St.P.,Grand Forks, and Minpls. 16,970 Northw. N., Grand Forks.  3,870  161,110  151,420  41,560 Chase N., N. Y.; 1st N., St. P.; Northern Sav.,  72,500  658,000  570.0M  165,400 N. City, N. Y.; Merch. N., St. P.; 1st N., Minpls.  B. W. Blackwell — Melvin Hanson.  35,000  300,000  313,000  Corinth___ Williams C 2 First State Bank............ <§’16 M. E. Wilson.......... Andrew Urseth___ P. H. Peterson .__ H. Fingarson... 77-958 Pop. 60  1,000  90,000  80,000  20,000 Century Tr. St, Sav., Chi.: 1st N. and State Bk Com., Minpls.; Williams Co. State, Williston.  15,000  130,000  136.000  15,000 Northw. N., Minpls.; Am. N.. St. P.: 1st N„ Bowbells.  Forks.  C. K. Van Arsdale.. 8. 8. Titus_______  L. F. Cawley__  John Foerster____ J. L. Bina.............  H. B. Springen ....  N. M. Lunde______ J. H. Detwiller—— Martin Garlid—.  T. A. Marquardt—  H. P. Hammer .... Q.H.Oondy____  A. G. Hoel_____  BANK OF COOPEIS- John Syverson.... J. H. Berg.......... N—77-108 — <§1900  Coteau_______ Burke B 5 First State Bank......... __$806 C.B. Hovland. 77-551 Pop. 150 Cottonwood Lake.Wil’ms (See Alamo) Pop. 200 B 2 Coulee___ Mountrail C 5 Coulee State Bank----- -tt’Ofl B. J. Thompson___ 77-552 Pop. 75 Courtenay .Stutsman E13 First N ational Bank. $95 G. W. C. Ross....... 77-198 ?op.700 \Security State Bank—<§17\ J. H. Albrecht---.  \  Fargo.  39,000 N. Park, N.Y.; Cent., 81. P.; 1st N., Fargo.  Otto Bremer...  Anna Sorlie______  J. A. Morrow____  J. H. Haubrick___ J. L. Thompson ...  2,000  91,000  78,500  F. E. Tucker  H. W. Woodard — L. J. Buslee....  5,000  110,000  100,000  20,000 Midland N., Minpls.; 1st N., Carrington.  2,5001  100,000  113,000  14,500 1st N., Minpls.; Am. Ex., Valley City: IstN. Fargo.  L. H. Larson_____ F. W. Ehred —  STOTWLMt CWIWU BAMAKO. Carson______ \o.T. Foshotit B. S. Posey_______ \G.'W. PoshotCtt Yl-Wl 'S. UL. Vosey — w \iaLTv\s-s XdverAvsvrvv; Prompt or VnAen  HOkttt WKWOTVK Ntavw   http://fraser.stlouisfed.org/ Federal Reserve Bank of1053 St. Louis  Serai Friswold..  Carroll Friswold  w  77-087  D  2S0.  17,500 2d N., Minot; M’t’le State, Minpls.  Gvtiz. Com’l Tr. Go., Buffalo; 1st N., Paruo aud\ o  ISAnpXs.  AAAervAVorv to GoVVecAVotvs svrvU Correspondence  NORTH DAKOTA —Con tinned  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of this volume. For Interest Rates, Holidays, etc., see l^ws.  VI  BMW^VO.lATSon-......... \O. T. VoskoUn------- \K.S.Posey----------- \o. W. PosholAt  »,«»\  \  T5,W»\  2&0AS0\\  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of this[*—1 volume. For Interest Rates, Holidays, etc., see Fairs, g.  Number under Name uf Bank ia tbe New Transit Number eivrn  ITlCQ to each bank in V. B. exclusively by The Band-ATcNaBy Bankers’ J. UsJJ Directory, under tbe authority of Tbe American Bankers Ass’n. Town anv County. ‘County Seats.  NOR TH DAKOTA —Con tinned  PRESIDENT.  VicePresident.  Crary------- Ramsey C 12 Farmers Bank........... __t§’92 Edgar Anderson._. W. M.Pitt. Pop. 400 77-379  Oaekikk.  Ass’t Oa shuts.  E. E. Anderson.__ L. I. Nicholson.  First National Bank___ »J’O2 J. H. Smith............ H. S. Pond_______ 0. L. Swenson... 77-380 Crete--------Sargent G 14 Crete State Bank............ tS’09 J. McCormick____ Ohas. Hunkins____ J. E. Palensky____ Pop. 125 77-553 Crocus___ Towner B 12 Crocus State Bank........ •{§’09 Dorr H. Carroll... C. A. Edblom_____ A. C. Tompkins ... Pop. 100 77-554 ‘Orosby--------- Divide B 3 Pop. 1147  / A. M. ECKMANN- E. 0. HALVORSEN- SIGURD BUE _____ C. L. ECKMANN ... A. M. OLSTAD  CITIZENS NATIONAL BANK 77-429  First National Bank 77-766  ’ Tbe Oldest Ban i We were here b FIFTEEN CEN \ FIFTY CENTS  k in Divide Coun efore the railroad TS sent to us wit for each credit r  J. R. Carley_____   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Principal Oorreepondentb.  Ex-  Cash A chamgm,Du> from  Banks  20,000 Citiz. Com’l Tr. Co., Buffalo; 1st N. and Midland N., Minpls.; Northw. N„ Grand Forks.  28.000 $  12.000 $ 140,000 $ 144,500 $  25,000  11,200  125,300  145,900  10.000  4,000  135,000  134,000  10.000  1,500  78,000  80,000  25,000  3,100  243,800  232,170  12,470  219,320  217,880  42,930 1st N„ Minpls.; Merch. N. and 1st N., St. P.; 2d N., Minot.  8,600  175,150  134,170  33,280 Capital N„ St. P.; 1st N., Fargo; 2d N., Minot; Winneshiek Co. State, Decorah, Ia.  42,400  270,000  234,000  65,000  53,000  57,700 Merch., Winona; Northw. N., Minpls.; Union N., Minot. 4,500 Northw. N.. Grand Forks: 1st N., Minpls.  25,000  C. J. CLARK........ L. S. CLARK— 16,000 W. E. VADNAIS-— Save time and get service on Col lections and Cre dit Reports by se nding FEE IN ADVAN CE: Plain sight drafts, I Sc; Cred it Reports, 50c. TRY U S.  Dahlen------- Nelson D 13 Pop. 100 Danzig-----McIntosh G 11 Pop. 100 Davenport.......... Cass F16 Pop. 300 Dawson..........Kidder F10 Pop. 300  First State Bank_______ J5’12 77-758 Farmers State Bank... •ti ll 77-727 State Bk. of Davenport»J|’ 77-557 Farmers State Bank.__ t§’16 77-911 First Stale Bank............$$’06 77-558 Dazey State Bank____ «tl’99 77-391 Security Bank________ •t|’O5 77-392 Deering State Bank___ tl’05 77-477 Security State Bank ...•JS’13 77-832 De Lamere State Bank.»it’90 77-559 Denbigh State Bank___ $$'04 77-560 First State Bank______ »tl’O9 77-345 Farmers Bank________ «t§’19 77-1020 First State Bank.......... ..... till 77-719 Farmers State Bank ___ $$'09 77-441 State Bank of Deslacs ..$5 06 77-440  CHICAGO  Dis-  Loans A c’ts. Bonds, Srcdritim  L. F. Anderson  J. C. Rousseau ___ R. W. Rousseau.. R. H. Points C. G. Schulz_____ W. S. Johnson__  De Iamere.-Sargent G 15 Pop. 200 Denbigh.__ McHenry 0 8 Pop. 300 Denhoff ___ Sheridan E 9 Pop. 300 Derrick___ Ramsey C 13 Pop. 50 De Sart_______ Slope G 3 Pop. 50 Deslacs_______ Ward 0 6 Pop. 300  $  DEPOS­ ITS  17,500 Chase N., N. Y.; Cont. & Com’l N„ Chi.: Northw. N., Minpls: 1st N., Grand Forks. 21,000 1st N., Minpls.; Fergus Falls N., Fergus Falls, Minn.; Oakes N., Oakes. 10,500 IstN., Devils Lake and St. P.; Midland N„ Minpls. 60,430 Cont. & Com’l N„ Chi.; 1st N. and Midland N., Minpls.; 1st. N., Grand Forks.  ty. s. heach sight dra ft for presentatio n,and eport Insures pro mpt, personal att ention. H. H. Martin_____ O. Woolfrey______  Security State Bank___ J§ 77-431 Crystal------ Pembina B14 Crystal State Bank___ t§ Pop. 376 77-1046 First National Bank.......•! 77-555 Crystal Springs...Kidder First State Bank______ Pop. 100 F10 77-849 Gamings_____ Traill D 16 Cummings State Bank__ tS Pop. 150 77-556  Deering .—McHenry B 8 Pop. 200  1 Paid-up Surplus AND Capitajl Promts  «t’O5 .•t’14 E. F. Volkmann___ T. L. Beiseker___  FIRST STATj mK—.JS’06  Dazey---------- Barnes E13 Pop. 265  Resources.  Liabilities.  I Nark ok Bank. •Mem. Am. Bks. Assn. SState  Entire State in No. 9 tMem. State Bks. Assn. tPriv. I Federal Reserve District. / +Mem. Fed. lies. [Estab.  aS.UO^Citi?.. Com'l Tr. Co.. Ruflilo; 1st N., Fargo and\<  271,WW\  Prompt Attention "Vo CottecAAons a.n<A Correspondence  ViatriVcs /sXYv«ivtis’vw^.  R. L. Rousseau ___ L. R. Murray.  30,000  Gilbert Peterson ..  15,000  Thos. Ryan______  Guy M. Jamieson. Clara O'Snllivan... J. J. Kline.  25,000  8,000  405.000  390,000  T. S. Pryse______  F. I. Kaufmann .. G. D. Richards____  10,000  3,000  112,000  114,000  J. R. Carley_____  J. S. Ulland______ Dethleff Larson Frank Crane J. J. Guam______ J. S. Ulland J. H. Wishek____  Enoch Kirkeberg..  20,900  13,030  190,710  194,320  J. H. Johnson____ Severt Aaseng........  16,000  3,500  138,000  132,000  16,000 1st N., Minpls. and Grano Forks.  W. B. Maercklein_ F. M. Maercklein.. R. G. Mensing I. S. Walhood____ H. J. Rohde______  10,000  6,000  170,000  156,000  15,000  3,150  216,470  173,300  40,500 Merch. N., St. P.; City N., Bismarck; Northw. N„ Minpls. 55,280 1st N„ Minpls., St. P., and Fargo.  Allen R. Baertsch.  15,000  1,000  110,000  105,000  J. A. Kooker_____  25,000  2,500  185,310  192,450  H. L. Jacobson___  15,060  21,610  328,160  330,820  10,600  16,850  228,130  212,540  25.000  5,000  251,220  235,910  15,000  4,000  210,000  205,000  Geo. Gackle_____  C. O. Tuskind___ W. E. Barringer..  T. S. Pryse______  J. G. Gunderson.. A. F. Schwarz G. M. Magee_____ E. W. Patton H. F. Rohr_____  J. E. Jacobson___ Nels Larson_____  F. B. Wood______  A. O. Tolstad... Leonard Larson___ Fred Larson Geo. N. Rasmusson H. Ingvaldson.. A. I. Engebretson.  O. D. La Grange _ L. W. Lee  H. R. Wood___  A. A. Friskop ___  E. H. Intlehouse — Geo. Carlson_____  26,000  5,000  250,000  245,000  O. L. Ohnstad___  M. E. Lewis _____ E. L. Cross______  10,000  3,500  40,000  38,000  4,800  120,000  124,000  24,000  30,000  J. E. Davis______  F. M. Davis______  E. H. Wahl______  10,600  Adam Hannah___  15,000  C. H. Jones______  P. J. Antony____ Ivar Ruud_______ A. B. Brandt Geo. E. Towle____  10,000  1,000  75,000  60,000  J. 0. Blaisdell ___  A. J. Schmidt_____ Frank J. Van Fleet  10,000  300  40,800  37,000  10,000  10,910  151,650  148,710  A. G. Torgerson ._ B. Baer_______  A CENTER FOR INTERNATIONAL BANKING:  G. J. Johnson____  38,000 Northw. N., Minpls.; Northern State, Grand Forks. 13,360 1st N„ St. P.; Stock Yds. N„ So. St. P.: 1st N.. Minpls. 21,790 Chase N„ N. Y.; 1st N„ St. P.; Midland N„ Minpls,  14,000 Northw. N„ Minpls.; Northern N. Fargo.; Capital-Secur., Bismarck. 18,300 Stock Yds. N., So. St. P.; 1st N„ Minpls., Fargo, and St. P. 33,950 N. Park, N. Y.; Midland N„ Minpls.; 1st N„ Fargo and Joliet. 48,300 1st N.. Minpls., Valley City, and St. P. 36,010 Am. N. and Capital N., St. P.; 2d N.. Minot; Northw. N., Minpls. 20,000 1st N., Minpls. 31,000 Northw. N.. Minpls.; 1st N., St. P.; Citiz. N., Wahpeton; Fergus Falls N„ Fergus Falls. 15,000 Ex. State and No.-West. N., Minpls.; 2d N„ Minot. 11,000 1st N., St. P. and Fargo; Northw. N. and 1st N„ Minpls. 7,000 State Dep. and 1st N., Minpls.; Northern State Grand Forks. 20,000 1st N., Minpls.; 1st N„ St. P.  12,500 Union N„ Minot; 1st N., St. P.; Northw. N.. Minpls. 17,650 Am. N„ St. P.; 2d N„ Minot,  CONTINENTAL AND COMMERCIAL BANKS  i 'CX  Number , each bank in U. ,S. exclusively oy^  Number under Name of Bank is the New Transit Number given to each bank in U. S. exclusively by The Rand-McNally Bankers’ Directory, under the authority of The American Bankers Ass’n.  Town and county.  NORTH CAROLINA—Continu  ------- 7^===============r-------- 17,4  anv-tx  Name of Bank.  ‘County Seats. Mem. Am. Bks. Assn. SState Entire State in No. 9 tMem. State Bks. Assn. tPriv. Federal Reserve District. ♦Mem. Fed. Res. [Estab.  President.  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of thisl volume. For Interest Rates, Holidays, etc., see Laws ;  NORTH DAKOTA—Continued  Vice-President.  Cashier.  Ass't Cashier.  ‘Devils Lake____ Ramsey Devils Lake State Bank»i§’06 J. M. Thompson ... Archie Miller____ H. L. Schutte____ .T. A. Cowan' Pop. 5140 0 12 77-36 FIRST NATIONAL BANK»t'85 H. E. Baird_______  J  50.000 $  R. C. Collinson ___  75,000  C. L. Hodgson........ W. G. Elmslie Erwin E. Larson..  50.000  Principal Correspondents.  7.000 $ 400,000 $ 330,000 $ 100,000 1st N.. Minpls.; Citiz. Com’l Tr. Co., Buffalo; Northern N.., Fargo. 75,830 1,117,180 1,070,750 220,050 Chase N., N. Y.; Cont. & Com'! N., Chi.; Northw. N., Minpls.: 1st N„ St. P. 854.110 809,150 25,030 91,940 Chase N., N. Y.; 1st N., Minpls. and St. P.  25,000  5,000  181,000  176,000  27,000 1st N., Minpls., St. P. and Fargo; Far. & Merch. N., Jamestown.  50.000  28,000  285,000  300,000  48,000 Liberty N.. N. Y.: Cont. & Com’l N„ Chi.: 1st N., Fargo; Northw. N„ Minpls.  Farmers State Bank _.__t§’19 Adam A. Lefor.... L. A. Simpson .... Valentine Koch... P. F. Splichal........ 77-1037  40.000  13,810  172,510  103,680  104,350 Ft. Dearb. N., Chi.; Am. N., St. P.: Merch. N., Dickinson.  A. HILLIARD------ fi. H.JOHNSON....... T. A. TOLLEFSON —. L. R. BAIRD-........ . V. H. STICKNEY 0. F. HENNINGS  100,000  53.590 1,304.000 1,446,000  132,000 Market & Fulton N.. N. Y.; N. Bk. Rep.. Chi.; 1st N. and Northw. N., Minpls.  (L. R. BAIRD_ _ _ _ W. A. McCLURE_ _ _ ‘Dickinson____ Stark F4 ♦DAKOTA NATL. BANK- <95 77-49 Pop. 4122  FIRST NATIONAL BANKO0  77-48  Oldest and Lar gestBank. Save time and get service on Col lections andCred it Reports by sen ding FEE IN ADVA NCE: Plain sigh t drafts, 15c; Cr edit Reports,50c. TRY U S.  ♦Liberty Bank...... ......... «tS’16 Frank Lish_______ J. P. Berringer_ 77-902 Dominik Vranna  (W. L. RICHARDS— ♦MERCHANTS NATL. BANK  77-50  •t’06  Dickinson Clearing House. (Members indicated by a *) Dodge............... Dunn E 5 Dodge State Bank--------*t§T5 77-866 Pop. 300 Farmers State Bank...»t§’15 77-897 Dogden_____ McLean D 8 Dogden State Bank ___ »tS’O6 77-334 Pop. 320  Anthony Kostele- W. A. Browi_____ cky  J. F. DAVIS............. WILSON EYER.  welton McDonald  ANDREW ERDAHL-— ELLIOT FREEMAN  50.000  6,000  200,000  225,000  50,000  50,000  776,550  780,850  10,000  12,000  140,000  120,000  25,000 Northw. N., Minpls.; 1st N., Bismarck.  10,000  8,500  183,000  177,000  24,500 1st N., Mandan; Midland N„ Minpls.  10,000  2,500  148,000  116,000  17,000  25,000  8,000  138.600  115.000  41 000 1st N.. Minpls. and Fargo.  20,000  18,390  523,990  527,530  15,670 1st N.. Minpls.: 2d N., Minot; Capita) N., St. P.; Stock Yds. N„ So. St. P.  22,000 IstN. and Midland N., Minpls.; Capital Secur., Bismarck. 30,000 Northw. N., Minpls. and Grand Forks; 2d N., Minot. 8,760 1st N., Minpls.; Northern State, Grand Forks.  35.000 Han. N., N. Y.; 1st N., Chi. and St. P.  137,350 Chase N., N. Y.; Cont. & Com’l N., Chi.; Merch. N., St. P.  Collections soil cited and apprec la ted. FEE IN ADVAN CE: Sight Drafts, 15c minimum; 25c minimum if paid. Credit Reports, 50c.  W. L. Richards___ L. R. Baird........... A. Kostelecky,  H. E. Skauge, Tr. Sec. & Mgr. George W. Dodge.. Neil N. Lee_______ H. M. Weydahl___ F. J. Ruff  S. Barrows________ David Juzeler.—. C. S. Barrows_____ A. O. Smith_______ A. Eissinger R. A. Pence______ G. M. Pence______ R. A. Pence______ H. E. Huber  First State Bank---------- +5’06 J. A. Ross________ P. G. Heintz_____ 77-333  Donnybrook ...Ward C 6 DONNYBROOK STATE BANK Pop. 297 77-373 •t§’02  H.E. SKAUGE......... J. G. SANDERS_ _ _  ’Prompt service given on Collect! ons. (FEE IN ADVAN CE: Sight Drafts, 15c minimum; 25c minimum if paid. (Credit Reports, 50c.  G. D. Thayer ....  ( G. W. McWILLIAMS- W. P. COWAN_ _ _ _ A. W. FLINN_ _ _ _ _ _ J. M. THORNTON  G. H.CRAMPTON—~  St. P.: 1st N., Bismarck.  Collections and Requests for Cr edit Reports MI) ST be accompani ed by FEE IN ADVAN CE: Plain sight d rafts, 15c; Credit Reports, 50c. Farm Mortgage Loans Negotiate d netting 6%  Krist Kjelstrup___ S. E. Dahl________ E, M. Anderson...  10,000  6.000  155,000  136,000  L. H. Odegard___ L. H. Odegard____ O. L. Odegard____  10,000  12,000  243,000  224.000  W. O. Hagler_____ H. J. Bergeth_____ S. B. Snydal______  20.000  2,200  59,520  72,960  M. L. Miller______ J. H. Miller_______ L. Mauritson_____  15.000  8,000  190.000  162,000  31,000 1st N. and Northw. N„ Minpls.; 1st N., St. P.  20.000  12,000  250,000  210,000  15,000  12,750  445,850  388,560  50,000  20,000  500,OOC _____  480,000 _____  70,000 Northw. N„ Minpls.: Am. N., St. P.: 2nd N., Minot. 72,000 Cont. & Com’l N., Chi.: Northern State and IstN.,Grand Forks: 1st N.,Minpls. 75,000 list N. and Midland N., Minpls.; 1st N., Grand 1 Forks. 40,000 list N.. Minpls. St. Cloud, Minn., and Grand  H. Ihgualdson........ J. Score_________  F. .T. Mayer  77-190 \ Dresden--- Cavalier B12'StateBank, ot Dresden..tV02\3. A. Terhaar____ ,.\C. 11. Terhaar....... ,M. F. Wentworth Pop. 150 ' 77-562 \  ’StlKlU bkKOl'X Map orr Index   Number under Name of Bank is the New Transit Number given http://fraser.stlouisfed.org/ to each bank in U. S. exclusively by The Rand-McNally Bankers9 Federal Reserve Bank of JOSS St. Louis Directory, under the authority of The American Bankers Ass’n.  10.’  5.350  195,000V  165,000\  '  Porks.  192'  Joseph Morrison .. C. J. Solibakke___ Ed. G. Johnson .... ' J. R. Vestre............ H. A. Thom--------- A. C. Bequist A. 11. Wendelbo__ C.B. Mills, Jr.  Ju ly ,  Douglas_______ Ward D 6 Citizens State Bank........ t§’06 N. E. Rulien______ Pop. 350 77-470 Douglas State Bank___ »tS'O6 Charles Ellingson.. 77-469 Doyon_____ Ramsey D12 Bank of Doyon________ t§'04 C. H. Doyon______ Pop. 200 77-561 Drake____ McHenry D 9 Farmers State Bank ...•tSTO J. W. G. Anderson Pop. 800 77-305 Merchants State Bank..tS’O6 O. A. Refling_____ 77-304 Drayton___ Pembina B15 Citizens Bank________ »t§’98 R. I. Olson—........ Pop. 625 , 77-191 1 FIRST NATIORAV BARR-«t 87 E. S. Wallace------  N O R T H DA KO TA BA NKS — D ev ils L ak e to D re sd en  N. J. Haley______ 77-34 Ramsey County Nat. Bk.*t’92 Blanding Fisher... E. J. Chamberlin .. F. H. Routier_____ 77-35 Dickey.__ La Moure G 13 Farmers & Merch. State Bk. J. A. May................. C. E. Larson______ E. A. Scea_______ 77-458 tl’09 Pop. 250  Resources. Liabilities. IXJANB & DlS- Cash & Ex­ Paid-op Surplus D epos­ c’ts. Bonds, changes,Dub and its Capital Profits Securities irom Banks  1054  1054  ,.;n Bankers Ass’n.  ><  Xd.verVvs.vovf. ^vve Prompt Xt-t.eot.ioo to Collections and Correspoodeoce  NORTH DAKOTA—Continued  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), lawyers, Laws (Indexed) in back of this' volume. For Interest Rates. Holidavs. P.t.C.. SPP I  Dtesaew____ v,a.va.weT ts V4\sva\e nauK. oi nreswen—w Ycto.l'o'J  '  'hV-.j . a..  iBimai.—  1055  xeruoa.-------- xu.  yumber under yame of ftnuh io the yew Transit y'umber riyen to each bank in U. 3. exclusively by The Band-lHcPially Bankers’ Directory, under the authority oi The American Bankers Ass’n.  7  Name  ----------\  -------- \  v  Liabilities.  President.  Driscoll___ Burleigh F9 Driscoll State Bank____ $5’08 W. H. Barnes. Pop. 225 77-468  Vice-President.  Cashier.  Ass’t Oashikr.  Augusta Billington O. R. Billington... H. A. Thomas. Jr..  Resources.  I Paid-up  5,000  130,009 $ 115,000 $  7,700  135,880  M. A. Ahern______ T. G. Ahern______ F. W. Brendemuhl  10,000  4,190  V. A. Baker______ C. J. Heen________  20,000  6.360  F. G. Leigh............ P. M. Conoboy ___ G. R. Conoboy.__ Peter Danielson  10,000  SECURITY STATE BANKJ§ 05 D. A. McLarty____ C. S. Orwoll______ K. B. Van Meter... L. C. Glosimot____  17,900 Merch. & Mnfrs. State and Northw. N., Minpls.: 1st N„ Bismarck.  132,790  126,930  24,690 1st N., Minpls. and Bismarck.  165,000  188.000  2,000  60,006  75,000  27,000 Northw. N.. Minpls.: 1st N., Dickinson and Mandan; Drov. State, So. St. P. 10,000 N. Ex., St. P.: Midland N., Minpls.  10,000  5.000  200,000  175,000  40,000 IstN., Minpls,; 1st N„ St. P.; Northw. and Grand Forks. 1  O. H. Friswold ___ Thorwald Rustad.. O. H. Fischer_____  10,000  3.360  68.380  54,880  W. F. Winter_____ John B. Mooney— A. J. Backes______ Elizabeth Backes..  10.000  4,000  140.000  120,000  Adam Hannah____ H. B. Quackenbush Van Quackenbush. O. H. Halverson... C. E. Benson  10,000  2.000  184,000  206,000  22,810 Chase N., N. Y.; 1st N., Minpls.; Citiz, N., Wahpeton. 30,100 Han. N„ N. Y.: 1st N., Minpls.; Northern State. Grand Forks. 20,000 Citiz. Com’l Tr., Buffalo; 1st N„ Minpls.: 1st N., Williston; Stock Yds. N., So. St. P.  A. F. Nohle_______ Clayton Worst........ G. R. Hougen_____ G. W. Clark______  25,000  5,000  105,000  90,000  Louis Malm______ E. C. Thompson__ E. A. Nordquist__  10,000  7,000  125,000  105,000  F. L. Goodman ___ P. A. Paulson_____  10,000  95,000  80,000  fA. H.CAROW------ CHAS. SCHEEL------ RALPH HALL-------- J. M. CHRISTIANSON  25,000  365,000  325,000  Adam Hannah____ Dunn Center...Dunn E 4 Farmers Bank of Dunn Co. Pop. 300 77-783 •t§12 Eirst State Bank_____ <§’14 W. A. McClure___ 77-844 Dunseith____ Rolette B 9 Dunseith State Bank.__ $§’03 Charles Berg.......... Pop. 478 77-233  77-234  Edgeley—La Moure G12 CITIZENS STATE BANK<§ 05 Pop. 1000 77-141  First National Bank........ $92 77-140 Edinburg------ Walsh C 14 State Bank of Edinburg.<|’99 Pop. 300 77-568 Edmore........ Ramsey C 13 First National Bank____ <’02 Pop. 501 77-307 Security State Bank....... t§’01 77-306 Edmunds—Stutsman E12 First State Bank ....... t§’07 Pop. 100 77-569 Egeland------ Towner B11 Bank of Egeland............ t§’05 Pop. 350 77-390 First National Bank______ ’05 77-389 Eldridge..Stutsman F12 Eldridge State Bank___ $§’15 Pop. 75 77-891 Elgin------------- Grant G 6 Elgin State Bank_____ §’10 Pop. 429 77-479 First State Bank_____ $S’10 77-480 ‘Ellendale...Dickey H 13 Ellendale National Bank—$04 Pop. 1334 77-86  P. S. Peterson___  28,000  A. J. Kesler______ George Bulmer.__ Pearl Spitzer N. Ordahl________ L. B. Ness------------  85,000  George E. Towle — HelleckHelleckson J. R. Anderson___ W. B. Merriam....  J. Rosholt........ .... H. J. Nyhus_____  C. H. Sheils_______ M. O. Florence -__ 0. Fauskee______  H. H. Troftgruben  549,000  37,000  497,000  10,000  3,010  294,390  290,980  25,000  13,200  376,460  341,240  25,000  10,000  300,000  250,000  H.T. Graves______ A. B. DeNault____ G. W. Stone______  10,000  5,980  105,000  111,950  F. F. Walz_______ A.G. Walz_______  C. D. Pancratz____ P. Thornton______  10,000  10,280  156,010  169,210  D. F. McLaughlin.. C. J. Lofgren____  G. F. Elsberry____ G. J. McCarthy___  25,000  10,000  120.000  130,000  H. T. Graves_____ A. B. DeNault....  L. L. Wahl_______  10,000  0,120  91,170  95,640  L. A. Tavis_______ M. Tschida---------  A. B. Hageman.__ J. O. Kranick____  10,000  10,000  160,000  173,000  Alex. Eberhardt— M. C. Rausch_____ W. D. Yaeger..........  A. Frasch________  A. J. Graham_____ M. E. Randall  J. L. Rosholt_____ L. H. Nyhus______  20,000 1st N„ St. P. and Williston. 33,000 1st N., Minpls., Sanborn, and St. P.  15,000 Northw.N.,Minpls. and Grand Forks. 46,000 Midland N.. Minpls.; Aberdeen N„ Aberdeen;  Citiz. Com’l Tr. Co., Buffalo; Northern N„ Duluth.  FEE IN ADV AN CE: Sight drafts, 15 c minimum,; 25c min imum charge if paid .Reliable Credit Reports, 50c. TR Y US.  75,000 Chase N., N. Y.; Northw. N. and 1st N., Minpls.; Merch. N. and 1st N.. St. P. 41,410 Northw. N., Grand Forks; N. Bk. Com., St. P.; 1st N„ Minpls. 39,650 Liberty N„ N. Y.; 1st N„ Minpls. and Grand Forks. 30,000 1st N., Minpls. and St. P.; Northw. N., Grand Forks. 12,260 1st N., Minpls.; James River N„ Jamestown. 17,950 Northw.N.. Grand Forks; 1st N., Minpls. and Devils Lake. 25,000 Chase N„ N. Y.; 1st N., Minpls. and Grand Forks. 12,010 James River N., Jamestown; Midland N., Minpls. 20,000 Midland N., Minpls.; 1st N„ Mandan; Capital N.. St. P. 25,000 Merch. N., St. P.: 1st N., Bismarck; Far. 'Equity State. Mandan; Secur. N.. Sioux F. 36,000 Merch. N., St. P.; 1st N„ Minpls. and Fargo; Aberdeen N., Aberdeen.  10,000  10,850  130,000  115,000  H. C. Peek................ W. S. Boom............  25,000  27,000  240,000  240,000  W. L. BRILEY------  25.000  20,460  340,000  370,000  25,760 1st N., Minpls. and St. P.  25,000  59,300  425,000  465,000  25.000  8,000  206,260  215.000  52,500 N. Bk. Com., N. Y.; 1st N., Chi.; Northw. N„ Minpls. 41,280 Corn Ex. N., Chi.; 1st N., Minpls.: Fergus Falls N.. Fergus Falls. Minn.; Northern N. Fargo.  {PETER MCGREGOR JAS. MASON.......... A. C. STRAND......... FARMERS NATIONAL BANK  MAUDE HOLTE  <’09 "\Save time and g et service on Coll ections and Cred it Reports by sen ding 'fee in ad van CE: Plain sight drafts, ISc: Cred it Reports, SOc. TRY U S.  First National Bank___ <’02 F. B. Gannon_____ G. E. Lane............  A CENTER FOR BANK investments:  B. R. Crabtree____ L. E. Dewey— B. F. Crabtree J. I. Larson______ F. Hanneman.  CONTINENTAL AND COMMERCIAL BANKS  1055  77-85  Elliott_____ Ransom G 14 State Bank of Elliott...<§’09 H. P. Holen______ V. C. Jensen.......... 77-570 Pop. 110   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  25,000 1st N„ Minpls. and Bismarck.  128,010  N O R T H DA KO TA BA N K S — D risc ol l to E ll io tt  15,000 $  Dwight.—Richland G 16 First State Bank_______ §’05 Pop. 352 77-563 Easby--------Cavalier B13 First State Bank_____ <§’05 Pop. 75 77-564 E. FairviewMcKenzie D 25 Farmers State Bank ...<§’13 {Fairview, Mont., P, O.) 77-823 Pop. 1000 First National Bank___ <’13 77-565 Eckelson..—Barnes F13 Eckelson State Bank ...<§’07 Pop. 100 77-566 Eckman ....Bottineau B 7 First State Bank______ t§’05 Pop. 64 77-567  Principal Correspondents.  Loan Jk Dis- , Casm A Bx c’ts. Bosm, j chamsss,Dtik Sbovkittm r*OH Bai  and Capital Profits  10.000  Farmers & Merch. State Bk. J. C. Hallum--------- M. B. Finseth_____ H. A. Knudson — A.M. Bruschwien.. 77-467 »«’O6  CHICAGO  \ <=>  yorks.  Pion-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of tins’—? volume. For Interest Rates, Holidays, etc., see Laws./ &  NORTH DAKOTA—Continued  of bane.  •Mem. Am. Bks. Assn. SState! ★County Seats. Entire State in No. 9 ItMem. State Bks. Assn. tPriv. / [Estab. Federal Reserve District. ♦Mem. Fed. Res.  77-87  \  y, 1920  Town and County.  ,,—-y----------------------------------- \  ^elyvVls Mvertisvn^, ^\\e Prompt AWetvtioti Vo CoUecVtotvs a.t\d Correspondence  biORYW bKKOTX TAsop on \aiex  NORTH^AROLIN^Continue  Town and Countt.  K.T/^O'T'XJ 1NUK 1 rl  TN A VZ^T A  aJ/Yav\J 1 A  Liabilities.  Name of Bank.  ^County Seats. •Mem. Am. Bks. Assn. {State Entire State in No. 9 tMem. State Bks. Assn. tPriv. Federal Reserve District. ♦Mem. Fed. Res. [Estab.  Embden_______ Cass F 15 Embden State Bank 77-571 Pop. 85  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of this volume. For Interest Rates, Holidays, etc., see Laws.  +4—,-,  L/OniiniieQ  President.  Cashes.  VICE-PRESIDENT.  —•tl’07 A. F. Luther_____ N. M. Buck.  Resources.  Loaju k Dis- Cam k XzDepos­ C*Tg. Paid-up Surplus BOXM, auA*<na,Doi and Capitxx Profits its non Bxmxj  Ass’t Cashier.  C. J. Buck________ A. A. Penick_____  Principal Correspondents.  10.000 $  6,000 $ 136.000 $ 130,000 $  E. Franklyn______ G. Franklyn______  20,000  6,000  215,000  125,000  75,000 Chase N., N. Y.; 1st N., Minpls.; 1st N., St. P. and Grand Forks.  H. R. Pressnall___  15.000  1,500  30,810  39,390  9,780 1st N., Chi.; Northw. N.. Minpls.; 1st Sav., Grand Forks.  Rob’t Lindemana.. J. M. Thorson____ Roy Rasmusson__ W. W.Shaw  27.000  11,500  500,000  422,000  80,000 Am.N.,St. P.: 1st N.. Minpls.  Thomas Pierce____ G. S. Matteson  50,000  17,980  438,550  447,970  75,350 Han. N.. N. Y.; Midland. N. and Northw. N.. Minpls.; Northern N. Fargo.  H. H. Koch.............. V. A. Bjorklund—  10.000  6,000  136,000  120,000  20,000 IstN., Minpls.; Fergus Falls N„ Fergus Falls, Minn.  15,000 Epping------ Williams C 3 CITIZENS SIJTE.BJNR.:! 15| ("K JSSSttl rvlce and quick re turns. Pop. 150 Farm Mortgage Leant negotiate d. Cholee Wlllla ms County Land for Sale.  2,300  125,000  121,500  15,000 1st N., Minpls.: Williams Co. State, Williston; 1st N.. St. P.  20,000  10,000  165.000  155.000  25,000 Cont. & Com’l N.. Chi.; 1st N., Williston; Northw. N., Minpls.  15.000  6,340  128,500  120,980  32,430 1st N., Minpls. and Fargo.  R. D. Swengel____  10,000  1.500  105,000  85,000  First International Bank tl’01 E. O. Craig_______ M. H. Engel______ A. W. Engel______ 77-291  10.000  5.940  206,100  172,150  49,890 Cont. & Com’l N., Chi.: 1st N.. Minpls. and St. P.  J. H. Lyford______ D. D. Lyford..........  10,000  5,000  287,560  273,190  26,820 1st N., Grand Forks; Northw. N., Minpls.  Security State Bank.__ t§’15 A. C. Hanson ____ O. J. Nordlie_____ E. C. Solberg_____ W. H. Moffett____ 77-896  10,000  2,000  214,000  193,000  35,180 Northw. N., Grand Forks: 1st N., Minpls.  25,000  7.200  270,000  260,000  56,000 1st N. and Northw. N.. Minpls.; Am. N., St. P.: Citiz. N., Wahpeton.  25,000 E. BALLARD._ _ B. W. SGHOUWEILER- W. H. COX —. ......... A. W. BLAKE........... NATIONAL BANK OF FAIR 4(G. FEE IN ADVAN CE: Sight drafts. 15c minimum; 25c minimum charge if paid. •t’95 (Reliable Credit Reports, 50c. TR Y US. MOUNT—77 -285  10,660  225,430  218,160  39,240 N. City, N. Y.; Merch. N„ St. P.  130,000  107,000  30,000 Midland N. and 1st N„ Minpls.; Capital Secur., Bismarck.  80.000  99,000  Emerado ...Grand Forks Farmers Bank_____ ____ {’82 John Birkholz........ S. S. Titns_______ Pop. 300 D 15 77-572  Guaranty State Bank ..tl’18 J. F. T. O’Connor. A. J. Ulvedal____ 77-997  Enderlin State Bank__ • tl’92 Ed. Pierce________ J.K. Banks______ ♦ 77-70 E. T. Danielsoa Englevale.—Ransom G 14 First State Bank............ •tl’07 V. C. Jensen......... J. S. Ulland______ 77-574 Pop. 200  FIRST STATE BANK—tl’06 N. T. Rosenquist _ S. A. Wallace.......... A. J. Rosenquist.. L. Ellingson.  77-575  {Farm Loans and F arm Lands for Sale)  Erie.................. ..Cass E 15 Farmers State Bank.__ »tl'O7 H. L. Schroeder__ James Jenkins___ H. L. Hill________ 77-577 Pop. 200  Esmond........ Benson D 10 Esmond State Bank____ tl’01 R. D. Swengel____ 77-292 Pop. 400  A. A. Mosher_____  25,000 1st N., Fargo.; Merch. N., St. P.  22,500 1st N., Fargo; Northw. N., Minpls.  Expansion___ Mercer E 6 {See Krem.) Pop. 50  Fairdale.......... Walsh C13 Farmers State Bank.__ t$'O6 F. H. Wellcome ... B. Lander. 77-579 Pop. 200  Fairmount. Richland G17 First National Bank.__ »t’02 77-286 Pop. 706  E. R. Collins____  Krist Kjelstrup...  Pop. 75  \  77-922  tAVXWCYt tlkKlVIK. Nkwu on   http://fraser.stlouisfed.org/ „ — —— . Number under-Name ,>r Hank is tie JVew Transit .Number giver, 1057 if, eaCeb hank exclusively by Tbe Band-McNally Bankers’ Federal Reserve Bank of St. Louis Directory, under tbe authority of Tbe American Bankers Ass’n  ____ \h. f  Kremer____  Yvanks Xd'vert\s\rv£  NORTH DAKOTA  A  15,000 \  5,000 \  11,000 IstN., Grand Forks and Minpls.  1920  Falsen____ McMenrv C %\Farmeis State Bank___ WL8\John W. Colby___ (Frank Shaw  15.000  Geo. E. Swanson__  July,  Falkirk____ McLean D 7 Falkirk State Bank____ tS'17 N. E. Rulien. l 77-954 Pop. 15  F. L. Branson_____ A. N. Lynne______ J. A. Lynne_____ V. O. Lindquist  NOR TH DAKOTA BANKS—Embde n to Falsen  Enderlin... Ransom F 15 Citizens State Bank____ tl'07 Pop. 1919 77-71  $  1056  Number under Name of Rank ia the New Transit Number givan IflCfi to each bank in U. 8. exclusively by The Rand-McNally Bankers’ 1UJO Directory, under the authority of The American Bankers Ass’n.  Prompt X.tA.ervt\ot\ "to CoUectvons and Correspondence  'ontinned  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of this ‘  EaXsen_____ McAAeuYv C %\¥Mtmexsstaxe cm------ m wuoiin  Pop. IS  TI-m  \  . vuidj-------- \*k  \  -------------------------------------------------------------------  \  Directory, under the authority of The American Bankers Ass’n.  Z  Name  of  Bank.  ^County Seats. /•Mem. Am. Bks. Assn. SState Entire State in No. 9 /tMem. State Bks. Assn. tPriv. Federal Reserve District. +Mem. Fed. Kes. [Estab.  \  \  W  \  \c  Liabilities.  President.  77-12  Dakota Trust Co______ •}|'O9 William Stern____ 77-7 ’Fargo National Bank —<'97 M. Hector____ _. 77-3  ’FIRST NAT’L BK. 77-1  Ass’t Casrier.  Maurice Kaufman. A. A. Lorshbough. M. Corrigan______ $ 100.000 $ Otto Bremer  J. M. Bathrick____ M. E. Kennedy, A. A. LorshDOugh, A. Sec. and Tr, Otto Bremer Sec. <k Tr. A. R, Tavlnr T. D. Hughes_____ G. E. Nichols F. M. Hector  •fll  G. A. Clemens, Sec. L. E. Van Horn, Ass’t. Sec.  (H.J. HAGEN_ _ _ _ _ L. CHRISTIANSON—„ N.G. EGGEN............ N.J. BREVIG......... G. 0. BJORE SPURGEON ODELL Send your Cash letters and Coliec tions to this bank F. C. HEATON (for efficient se rvlce and quick returns.  SCANDINAVIAN AMERICAN I BATIK........ 77-9--------- .till  Security National Bank.»t’16 James Grady------- C. J. Lee________ F. P. Aamoth____ H.C. Aamoth 77-11 Fargo Clearing House______ Martin Hector____ H. W. Gearey, Sec. and Mgr. (Members indicated, by a *) E. F. Volkmann... W. A. Volkmann... M. W. Bauer.  14,660  566,010  588,470  300,000  124,240 Han. N.. N. Y.; 1st N„ Chi.; Merch. N„ St. P.: Lincoln N„ Minpls.  292,520 5,884,000 4,975,760 1,539,890 Chase N., N. Y.; Cont. A Com’l N., Chi.; Northw, N. and 1st N., Minpls.; 1st N. and Merch. N., St. P.  114,010 2,134,170 2,198,480  Corn  Ex. N. and  40,000 2,080,000 1,845,000  100,000  82,000  632,810  770,000  50.000  10,000  880,000  906,000  126,000 Chase N., N. Y.; 1st N„ Minpls.  100.000  20,000  360,000  390,000  100,000 N. Park, N. Y.; 1st N„ St. P. and Minpls.  56,430 Merch. Ln. & Tr. Co.. Chi.; 1st N., Minpls.; Merch. N„ St. P.; Northern N., Fargo. 100,000 Chase N.. N. Y.; Am. N„ St. P.; Midland N. and 1st N„ Minpls. 112,760 N. Park, N. Y.: Cont. & Com’l N„ Chi.; 1st N., Fargo; Northw, N„ Minpls. 20,000 1st N., Minpls. and Fargo.  9.240  235,020  197,830  25,000  600,000  575,000  T. L. Beiseker____ Arthur L. Netcher. O. M. Thompson...  15,000  40,000  379.000  208,970  E. R. Reitsch.__  10.000  1,500  90,000  70,000  25,000  5,800  100,000  90,000  J. G. McClintock— R. A. Warren_____ H. R. Rendahl..  N. P. LANGEMO.— JOHN GRUMAN------ FINN OYEN.......... - G. L. HOLLANITSCH-. HENRYT.LEE  FEE IN ADVAN CE: Sight drafts, 15c minimun; 25c minimum charge I Reliable Credit Reports, 50c. T RY US. .Farm Mortgage Loans Negotiate d,  Flasher State Bank____ tl’09 L. A. Tavis__ 77-442 Security State Bank___ .tl’12 A. P. Lenhart. 77-770  444,110 N. Bk. Com., N. Y.;  100,000  10,000  Paul Bremer______ C. W. Allanson___ S. A. Bye.  369,470 Liberty N„ N. Y.; N. City, Chi.; St. P., Duluth and Minpls.  1st N.,  72,200 LibertyN..N.Y.; Midland N., Minpls.  25,000 Midland N„ Minpls.; 1st N., Fargo.  if paid.  K. S. Ramsett____ D. O. Bye_______  15,000  7,960  249,590  247,220  Samuel Oxton___ E. H. Gilbertson__ E. O. Ellison.  50,000  18,000  345,000  360,000  30,350 N. City, N. Y.: Cont. & Com’l N„ Chi.; 1st N. Minpls.; Merch. N„ St. P. 30.000 Northw. N., Rep. State, and 1st N., Minpls. 1st N„ Fargo.  25,000  24,400  265,670  269.000  26,580 Cent., 1st N„ and N. Ex., St. P.; Northern N., Fargo.  15,000  7,000  178,000  178,000  22,000 1st N„ N. Y.; Midland N„ Minpls.: 1st N„  12,000  4,500  134,350  101,810  13,920 1st N., Minpls.; City N„ Bismarck.  STATE BANKOFFINLEY'tl’06 B. J. Long________ P. O. Sathre_______ A. P. Boe_________ 77-206  J. J. Tavis_______  L. E. Long.  R. A. Mahrer...  Mandan.  H. J. Duemeland „ N. I. Roop_______ M. A. Zeltinger____  BANKS DEPOSIT SECURITIES WITH US FOR SAFE KEEPING AND COLLECTING INCOME;  ”  26,580 $ 827,820 $ 794,130 $ 158,090 Meeh. & Metals N„ N. Y.; Greenbaum Sons Bk. & Tr. Co., Chi.; Am. N„ St. P.; 1st N. and Merch. N„ Fargo. 29,540 115,370 25,640 Dakota Sav., Fargo; 1st N„ Minpls.  25.000  H. Ingvaldson ..  Merchants State Bank.<§'06 I. N. Paulson 77-212 First National Bank____ *t'98 E. Taisey___ 77-205  1  50,000  Principal Correspondents,  Cont. & Com’l N., Chi.; 1st N. and Northw.N.,Minpls.; Am.N.and Merch. N., St. P.  B. I. Keating_____ J. L. Cline_________ W. H. Clemens— H. J. Rusch C. I. Reitan  Northern Trust Co....... •$*'02 G.H. Hollister........ P. W. Clemens____ F. L. Whitney, Tr.. 77-4  FIRST NATIONAL BANK <’04 77-211  100.000  100.000  We have built up and maintain our business on a policy of SERVICE and SAFETY. Equipped to give personal attention to any business in the northwest.  <’90  Farmers Bank------------- $*’09 77-144 First National Bank ..«tT90O 77-143 Wells County State Bk.<S’93 77-142 First State Bank_______ $S’12 77-755  Resources.  | DEPOS­ Paid-up |Surplus AND Capital Profits | ITS  H.W. GEAREY.— S. S. LYON------------FRANK R. SCOTT- A.T. MMSTOCK-  ♦NORTHERN NATIONAL BK. H. F. Beckwith.  ♦ 77-10  Cashier.  Oldest and Largest Bank in North Dakota. Thoroughly equipped to handle your business over the entire Northwest. We maintain a Farm Mortgage Loan Department.  NATIONAL BANK 77-2  Vice-President.  . J. WEISER------- F. A. IRISH........ — G. W. JENSON_ _ _ _ B. P. SCHMALLEN — G. H. NESBIT  •:t'78  'MERCHANTS  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of this volume. For Interest Bates, Holidays, etc., see Laws. F.  NORTH DAKOTA—Continued  i  F16 Dakota Savings Bank—.•§’17 Alnx. Stern............   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  \  \tviex  YiKKOtK NS.WV  Town and County.  \  Prompt AcW^wtAorv "Vo CoWecVvotvs tvrvcX Correspondence  W«ay\\<s, ?'«Vv<ivV\s,\rvss>  Continental  and  Commercial Banks. Chicago  JT 5,  , mn  Number under Name of Hank is the New Transit Number given eaCh bank iQ U. S. exclusively by_The Kand-McNally Bankers’ Directory, under the authority of The American Bankers Ass’n.  Name  Town and County.  of  Bank.  ‘County Seats. •Mem. Am. Bks. Assn. SState Entire State in No. 9 tMem. State Bks. Assn. tPriv. Federal Reserve District. Mem. Fed. Res. [Estab.  President.  Flaxton_______ Burke B 4 Citizens State Bank____ tS’04 W. E. Burgett Pop. 37 4 77-342  Fordville____ Walsh C 14 Pop. 450  Vice-President. Bertie Nelson  Liabilities. Paid-up Surplus Depos­ and Capital Profits its  Levi Fossum______ E. M. Bronson........ $  R. H. Farmer_____ F. M. Webb_______ H. P. Bjertness..  M. B. Farmer_____  J. I. Hegge_______ G. W. C. Ross____ I. J. Grandsen.__  110,000  32,000 2d N.. Minot., Midland N., Minpls.; IstN., Fargo and St. P. 24,000 Northw. N., Minpls.: 1st N., Fargo,  160,000  27,000 1st N., Minpls. and Stock Yds. N., So. St. P.  235,000  30,000 Northw. N., Minpls.; 1st N., Ellendale.  10,000 M. L DRYBURGHfts, Notes and Es crow Matters, for presentation a nd 25c for credit report on.  8.000  208,370  215,930  10,370 Cont. & Com’l N„ Chi.; 1st N., Grand Forks and Minpls-  G. A. Olson_ _ _ _ _ Eleanore E. Millar  10,000  5.000  175,000  118,000  A. E. Halverson...  15,000  3,600  254,670  218,630  Anton Nelson____ C. R. Argersinger..  15,000  3,000  150.000  140,000  56,000 N. Park.. N. Y.; 1st N., Minpls., Grand Forks and St. P. 46,340 Liberty N„ N. Y.; Northern N. Fargo; 1st N„ Minpls.: Scan.-Am., Minot. 34,000 1st N., Minpls.; Merch. N., St. P.  J. L. MITCHELL — R. L. HIMEBAUGH — J. P. GUNDERSON — J. F. BANISH....... -  25.000  10,000  223,000  302,000  20,000 1st N., St. P.; Northw. N., Minpls.  J. Heger_________  C. G. Kapelovitz... D. Fay Case—-  Wm. Boardman ...  10,000  1,500  120,500  99,300  Henry Johnson.  Carrie J. Lovelace.  10,000  4,500  192,000  181,500  Gustav Peterson. A. C. Carlblom Robert Gwyther..  C. O. Quist____  I. F. Hoppenstedt.  10,000  5,000  105,000  90,000  P. G. Anderson-  S. B. Brevig___  H. G. Meuwissen ..  10,000  5,000  132,500  111,500  Anton Asleson__  Henry Stennes—.  O. A. Steffler_____  15,000  3,C00  100,000  110,000  C. B. Little______  10,000  3,500  102,000  97,000  15.000  13,250  152,000  156,000  10,000  5,340  107,770  81,240  10,000  5,000  110,000  103,000  10,000  5,220  45,120  48,550  25,000  2,500  4u,000  45,000  A. O. Schimansky  P. J. Jacobson.  J. J. Kann_______  F. J. Uriell______  J. P. O’Leary..  Wm. Pruetz______  B. B. Pruetz_ _ _ _ M. C. Buechler.  (J.H. WISHEK.— (This progressive IEEE IN ADVA ' Credit Reports,  R. W. Kann____  SAM MILLER C. HIEB. WM. JANS-— bank sc solicits and appreciates collec tions. NCE: Sight Draf ts 15c minimum; 25c 50c. TBY US.  \  17,500 1st N„ Minpls.: Bk. of Montreal, Winnipeg; 2d N„ Minot. 19,000 Cont.& Com’l N.,Chi.; Merch.N.,St.P,;Stock Yds. N., So. St. P. 16,000 1st N.. Bismarck and Minpls.; Stock Yds. N., So. St. P. 23,000 1st N., Minpls.; 2d N., Minot.  41,870 1st N., Chi., Bismarck, and Minpls.  18,500 Northw. N., Minpls.; City N., Bismarck.  5,890 Northw. N.. Minpls.: 1st N., Bismarck and Dickinson; Stock Yards N., So. St. P. 20,000 1st N., St. P. and Minpls.  2,000  185,000  205,000  35,000 Northw. N., Minpls.; 1st N., Oakes.  25,009 i  20,550  335.690  334,960  35,980 Irving N., N. Y.; Northw. N.,Minpls.; IstN.,  AudresZ.immermau\George Blhard.______ , John Neuman----------- \  25.000'  158,000\\  ,C00\  Fargo. 25,500\lst N., Minpls.; Citiz. Tr. & Sav., Aberdeen.  C. O. SauAvVa_______ \c.NS_. Jolmsmi-------- AWE.. SyveTtswu—  10.000  10,000 \ 12,2»0\.  200.00U  i,000\ '  12,000\N. City. N.X.,1st N., Al Abercrombie and St ' P.i P.-, Merch. 'biercli. & Muirs. 'NVnlrs. Sta State, MiniAs. kl  „  25,000  Prompt AXV^rvVAorv  CoWeetvons and Correspondence  or Bank ia the ,\ew Transit number given  £y™Z'be. K!ln'l-^reNalIy Bankers'  19?  tVOa \FieAB.ott_____  18,000 1st N., Mandan; Northw. N. and 1st N., Minpls. 20,500 Scan. Am., Fargo: Midland N. and Merch. & Mnfrs. State, Minpls.: State Bk. of Lisbon, Lisbon. 30,000 1st N„ Mandan and Minpls.  minimum if paid.  on \ni\ex   http://fraser.stlouisfed.org/ 1 tn 'y.,lr!,b,erfn'lef.Nf,n<‘ nirertnrvan,m‘ue5tnA Federal Reserve Bank of1059 St. Louis  200,000  130,000  180,000  GaXtbuXX—BactAanA G1% Galekott State Bank. __..tVO% V. B. Tome___ Vop.tnO t 77-58» \  VxXYAYX A  235,000  3,030  Ju ly ,  77-48%  7,500  10,000  35,000 Cont. & Com’l N.. Chi,; Merch. N., St. P.; Northw. N. and 1st N„ Minpls.  250,000  A. J. Boeder. C. H. Erbele  Fryburg------- Billings F 3 First State Bank........ .. *§13 A. L. Martin______ O. N. Dunham____ M. P. Olson.............. Pop. 100 77-813 Fullerton...Dickey G 13 Farmers State Bank____ §19 C. E. Persinger__ G. G. Ulmer______ H. E. Buttweiler.. Theo. Ulmer_____ Pop. 206 77-1029 First National Bank____ «t’O6 T. F. Marshall.... H. C. McCartney .. W. E. Dickinson... M. R. McCartney— 77-588 F. D. McCartney Gackle-------- Logan F 12 Logan Oounty Bank___ V05. A. F. Tehr_____ J.H. Meyers______ \ J. M. Hummel____ O. W.Fode..  77-487  10.000  A. J. Johnson___  77-839  State Bank of Gackle  5,000 $ 280,000 $ 275,000 $  D. N. Jones______  GERMAN STATE BANK-tS 14  "  25.000 $  3,000  Fort Clark.__ Oliver E 7 First State Bank_______ t§13 A. N. Beiseker.__ Pop. 150 77-801 Fort Ransom....Ransom Fort Ransom State Bank Israel Henriksen. Pop. 150 G 14 77-585 »t§'07  ----------  Banks  15 CENTS sent to us with each sight draft for pr esenta tion and 150 CENTS for each credit report insures prompt, personal attenti on.  77-584  Pop. 450  from  10,000  FIRST STATE BANK—•»’05 J. R. Carley______ J. S. Ulland____ 77-582 Forest River ..Walsh 015 Forest River State Bk..»t§'92 W. R. Johnston... H. P. Beckwith— Pop. 300 77-583 ‘Forman___ Sargent G15 Farmers State Bank.__ t§’15 W. E. Dada______ A, O. Dewey----77-895 Pop. 500  "  Principal Correspondents.  Cash & Ex­ changes,Dub  15,000  (DAVID REA.......... CHARLESbAJF^DT (Special attentio n given 115c sent us with each sight draft 'insures prompt , personal attenti  FIRST NATIONAL BANK-»t’O2  Resources. LOaNE & DlSc’Tg. Bonds, Securities  10,000  A. S. Marshall____ Charles Mack_____ G. J. Bohle______ M. Whelan F. M. Weber______ Henry Wachter— Martin Erbele___  MERCH. STATE S 7-720 _____ -iS’ll  Fort Rice-----Morton G 8 Citizens State Bank........ t§’ll Pop. 100 77-734 Fortuna-------- Divide B 2 First International Bank Pop. 198 77-331 *£§’06 Fortuna State Bank___ j§’16 77-921 ‘Fort Yates.__ Sioux G 8 First State Bank______ *§’15 Pop. 300 77-717 Foxholm............ Ward O 6 Foxholm State Bank...»}S’O8 Pop. 200 77-586 Freda----- -- --- Grant G 7 (See Selfridge) Pop. 100 Fredonia........ Logan G ll First State Bank............ J$'07 77-587 Pop. 350  Ass’t Cashier.  Cashier.  N O R T H DA KO TA BA NKS — F la x to n to G alc h u tt  First Bank of Flaxton -«’02 77-341 Flora............. Benson D ll Flora State Bank_______ t$’O5 Pop. 60 77-580 Forbes_____ Dickey H 12 Farmers State Bank___ *§’16 Pop. 300 77-934 Forbes State Bank__ ..•tS’05 77-581  Non-Bank Towns with Nearest Banking Point (In dexed Acces.), Lawyers, Laws (indexed) in back of this volume. For Interest Kates, Holidays, etc., see Law’s.  NORTH DAKOTA—Continued  1058  105 8  NumberNORTH CAROLINA —Continu< American Hankers Ass’n. nv*~,A** *____  to each bank in U. 8. exclusively  Non-Bank Towns with Keared n  ‘---- °  attention to CcAUcfvms and Correspondence  V» KVAVX K !Aa-P ««K \v.4e x  ___ _________  ______________________________ .--------------------------------  Town and County. ^County Seats. Entire State in No. 9 Federal Reserve District.  /  Name  of  Liabilities.  Bank.  •Mem, Am. Bks. Assn. SStatei tMem. State Bks. Assn. tPriv. I ■A Mem. Fed. Res. [Estab.  President.  / Vice-President.  !SUBPLU&  ' Ass’t Oashiik.  Paid-up ' Depos­ AND Capital Pbopits its  R. O. Mofi  Galesburg____Traill E15 Galesburg State Bank.—tS’Ql O. P. Satrom  Pop. 314  Carrier.  77-590  Gardar........Pembina B14 Gardar State Bank_____ }§’O8 C. D, Lord________ C. A. Jeglum .  $  A. Johnson  20,000 $  Loam it Du- ' Cam it JBxBcmds. a»AKOW,I>t7» Sboukitub hujm Bakm  C*TC.  35.000 $ 248.000 $ 215,000 $  49,000 Chase N., N. Y.: 1st N.. St. P. and Fargo; Midland N. and Bkrs. N., Minpls. 19,700 Chase N., N. Y.; 1st N., Minpls. and Grand Forks. 22,000 1st N.. Minpls.: Northern State, Grand Forks.  4,400  114,000  106,000  10,000  3,000  110.000  88.000  10,000  10,500  162,480  138,600  38,800 1st N., Minpls. and Fargo.  10,000  8,430  233,000  214,400  30,310 Cont. & Com’l N.. Chi.; 1st N. and State Dep., Minpls.; 1st N., Bismarck.  25,000  11,600  216,000  220,000  39,000 Chase N., N. Y.; 1st N. and Midland N., Minpls.; City N., Bismarck.  25,000  4,320  199,080  212,620  15,780 Northw. N., Minpls. and Grand Forks.  15,000  3,000  208,420  155.720  10,000  11,000  130,000  100,000  66,820 1st N. and Midland N„ Minpls.; Northw. N., Grand Forks; 1st N., St. P. 25,000 Midland N., Minpls.; Stock Yds. N., So. St. P.  10,000 Geneseo___ Sargent G 15 Geneseo State Bank.__ <§’07 J. L. Mathews____ W. D. Truax. ___ A. C. Rnnzpr 4,190 Pop. 175 77-595 20,000 13,000 fW. L. FORBES_ _ E. M. FORBES....... . F. L. MCLEAN_ _ _ H. A. MECKLENBURG FIFTEEN CEN TS sent to us wi th each sight dra ft for presentatio n and Gilby ..Grand Forks C 15 BANK OF GILBY............<§’87 [TWENTY-FIVE CENTS for each credit report Insu res prompt, perso nal atte ntlon. Pop. 300 77-596  178,830  171,080  360,000  293.000  A. TYMESON.JR. FIRST NATIONAL BANK-< 03  77-272  J!'. ROBINSON  D. P. ROBINSOR— C. J. EHLERS..........  Patronize a Na tional Bank. I FEE IN ADVA NCE: Sight Draf ts, 15c minimum; ^Credit Reports, SOc. TRY US.  25c minimum if p aid.  First State Bank.......... *<§’05 P. S. Peterson____ W. A. Bartz______ W. A. Priess_____ E. L. Vorachek___ 77-273 B. E. Dubay Garske_____ Ramsey C121 Bank of Garske______t§’16 E. T. McCanna___ P. P. Engh______ G. N. Nilsnn Agnes Anderson.. Pop. 50 77-938 Gascoyne... Bowman G 3 First 8tate Bank_____ <§’09 L. E. Olson_______ L. V. Skoglund___ Pop. 150 77-594  Gladstone____ Stark F 4 Farmers State Bank........ §’19 Adam A. Lefor.__ Anthony F. Reilly F. H. Schroeder... Pop. 350 77-1043 Giasston..-Pembina B15 Pop. 100 Glenburn—Renville C 7 Pop. 268  Glenfield____ Foster E 12 Pop. 100 Glen Ullin___ Morton F 5 Pop. 1200  John Dolwig  Wilson Eyer____  Jas. McCabe.  Geo. H. McCabe__ H. G. Lindeman__ Anna McPhail____  Regina Duckhorn.  28,850  35,380  10,000  140,000  148,000  144,310  8,320 Am. N.. St. P.; Far. State, Dickinson.  13,000 Cont. & Com’l N., Chi.; 1st N., Minpls.; Merch. N., Dickinson. 14,280 1st N. and Midland N., Minpls.; 1st N., Grand Forks. 21.260 1st N., Minpls.; 2d N., Minot.  10,000  6,290  115,890  Mildred Gould___  15,000  5,450  90,520  89,700  Effle 0. Healy_____ E. 8. Healy  B. Hermanson____  10,000  9,000  160,000  150,000  30,000 1st N., Minpls.; Union N., Minot.  H. P. Hammer____ J. H. Berg.......... . Frank J. Heaney Minnie W. J ohnson H. S. Halvorson Ed. Schulenberg _ Jos. Geiss________ J. C. Fischer_____ B. M. Schulenberg.  10,000  8,000  160,000  147,000  25,000 1st N., Minpls.: 1st N., Fargo.  10,000  6,000  290,000  260,000  L. A. Tavis ..  15,000  13,000  325,000  225,000  47,000 1st N., Minpls. and St. P.; Northern N., Fargo. 80,000 1st N., Mandan; Midland N., Minpls.  110,000  107,000  80,580  101,880  O. W. Healy.  Michael Tschida... G. A. Wentland___ J. A. Tavis_______ A. O. Thompson__  15,000  Gottlieb Lang____ Wm. Boettcher.__ George Radke____ Gottlieb Isaak  15,000  1,500  L. J. Hanson_____ W. L. Hanson____ R. L. Hanson ._ T. P. Ewald .  David Juzeler.  W. F. Plassman... Charles Scharf____ W. A. Muralt____  10,000  3,110  87,440  112,070  25,000  3,500  175,000  175,000 120)000  25,000  1,500  125,000  L. H. Kremers____ T. A. Davis_______ L. M. Kremers___  10,000  3,500  100,000  110,000  J. E. Davis____  F. M. Davis  10,000  12,140  236,450  196,150  25,000  22,000  240,000  235,000  10,900  1,200  96,000  90,900  10,000  6,220  178.370  157,640  Edw. Mauch__  R. W. Akin____ H. G. Perske______ P. J. Reimer____ R. E. Martin_____ C. Doering H. S. Halvorson... O. P. Peterson____ S. F. Baron O. J. Melgard B. G. Wallace_____ John Topp O. Ramsland______ Geo. C. Gury--------  Continental  and  26,000 1st N., Minpls.: 1st N., Fargo; Fergus Falls N., Fergus Falls. 19,110 N. Bk. Com., St. P.; Far. Equity State, Mandan. 17,060 1st N., Minpls. and Bismarck; Stock Yds. N„ So. St. P. 25,000 Midland N., Minpls.; 1st N., Mandan; Stock Yds. N.. So. St. P. 20,000 Midland N. and Northw. N., Minpls.; Union Sav., Eau Claire. 15,000 1st N., Minpls.: Golden Valley State, Beach: Merch. N.. St. P. 56,420 1st N., Minpls.; Merch. N„ St. P.; IstN., Fargo Stock Yds. N., So. St. P. 44,000 N. Bk. Com., N.Y.; Midland N., Minpls.  10,880 1st N„ Fargo and St. P. 36,940 1st N. and Northw. N., Minpls.; Stock Yds. N., So. St. P.  Commercial Banks, Chicago  1059  _____  F. W. Stevens...  Hugh Egan_______ J. F. Zeidler_____ M. L. Callahan___ M. P. Egan  BONDS AND SHORT TERM INVESTMENTS MAY BE BOUGHT FROM US BY BANKS;   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  4,500  10,000  G. L. Gould  P. G. Heintz______ E. N. Gould  FARMERS BANK--------- <§'13 Adam Hannah____ L. G. Rostomily.__ H. G. Rostomily... C. J. Schwalier___ 77-784  First State Bank______<§’12 77-778 Golva. Golden Valley F1 First National Bank.__ _t’14 77-853 Pop. 300 First State Bank_______ t§’14 77-848 Goodrich —Sheridan E 9 Citizens Stale Bank____ $§’06 77-267 Pop. 500 First National Bank____ t’06 77-266 Grace City.__ Foster E12 Farmers & Merchants Bank 77-600 <§'10 Pop. 300 First State Bank______t§’12 77-745  15,000  C ity ___  Glover_____ Dickey G 13 Pop. 125 Goldenvalley.. Mercer E 5 Pop. 369  Gladstone State Bank...t§’05 77-597 Security State Bank____ t§’09 77-599 Glenburn State Bank___ tl’04 77-386 Lincoln State Bank____ t§’63 77-385 First State Bank _____ t§’12 77-767 Farmers State Bank__ t§’14 77-126 Merchants State Bank _.tS’O9 77-127 Glover State Bank....... <§’17 77-986 Equity State Bank___ <§’18 77-1003  21,910 N. Produce, Chi.; 1st N. and Northw. N., Minpls.; 1st N., St. P. 78,000 Chase N.. N. Y.; 1st N., Grand Forks Northw. N., Minpls.  N O R TH DA KO TA BA N K S — G al es burg to G ra ce  10,000  Pop. 65 77-591 Gardena__ Bottineau B 8 Gardena State Bank.__ «t§'05 Chas. S. Fairfield.. L. K. Fairfield____ E. G. Howe —— Pop. 99 77-592 Gardner_______ Cass E16 State Bank of Gardner <§’09 A. E. Cook_______ A. J. Hodge______ B. D. Mitchell........ ,T. H. Mitchel, . Pop. 170 77-593 Garrison____ McLean D 7 Farmers Bank________ <§’05 Adam Hannah____ M. R. Behles______ J. J. Behles______ E. E. Wacker E. G. Walsh Pop. 1000 77-274 C. E. Hauer  ul y, 1920  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of this volume. For Interest Bates, Holidays, etc., see Laws. Resources. Principal Correspondents.  Number under Name of Bank ia the New Transit Number given ■ each bank in U. S. exclusively by_Tbe B.and-McNaUy Bankers’ NORTH DAKOTA___ ContinUGd 1059 Directory, under the authority of The American Bankers Ass’n.  ___ i ■F  HE  NORTH CAROLINA—Continu  Number under Name of Bank is the New Transit Number given to each bank in U. S. exclusively by The Band-McNally Bankers* Directory, under the authority of The American Bankers Ass’n.  To WN AND OOUNTT. •County Seats.  Name  of  NTr\DTIJ INUK 1 M  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of this volume. For Interest Bates, Holidays, etc., see Laws.  T> A A 4.;— U/MS-vJ 1 A------bOniinUeQ  •t’82  President.  F. H. Sprague .  Vice-President. .. I. L. Newgard____  Ass’t Cashier.  OASHIUv  M. H. Sprague____  GRAFTON NATIONAL BANK D. C. Moore............ John Donelly.......... 77-60 »t’83  Paid-up Surplus DbfosAND Capital Profits its  __  Scandinavian American Bank A. McConville____ G. N. Midgarden — A. G. Tverberg.__ H. C. Strander — 77-831 •t§’13 W. W. Reyleck  150,600 Am. Ex. N.. N. Y.; 1st N.. St. P.; Northw. N„ Minpls.  467,930  53,830 Chase N., N. Y.; 1st N.. Fargo; Midland N.,  Minpls.; Northw. N„ Grand Forks: Capital N.. St. P.  Chase N., N. Y.; Corn Ex. N. and 1st N., Chi.; 1st N. and Merch. N„ St. P.; 1st N. and Northw. N., Minpls.  200,000  57,670 2,650,570 2,472,720  H. NELSON .— GEO. A. VEITCH — E.E.PETERSON .... H. E. METCALF, Sec. W. V. O’CONNOR. Tr. H. E.PAYNE  50,000  395,870  404,220  43,840 Union Tr. Co., Chi.; Northw. N., Grand Forks.  E. J. LANDER-------- W. E. FULLER...........PETER L. KLYVERARNOLD T. BERG--  100,000  40,000 1,400,000 1,100,000  350,000 National City, New York; Continental &  DAKOT A INDEX  Commerical National, Chicago; First National, Minneapolis; First National, St. Paul; American Exchange National, Duluth; First National, Fargo.  SfclflNP- W. H. SNULZE —- D. C. HAIR............... 1. A. BERG............... W.S. DICKINSON 1 Ch. of Bd. W. M. EDMUNDS ’HS 1 SEE ADVERTISE MENTON INDEX TO NORTH DAKOTA.  508,360  • jC.  ♦FIRST SAVINGS BANK ) Send us your G rand Forks cash items direct for p rompt attention, 77-20 »tS’12 (We negotiate F irst Mortgage Far in Loans. Corres pondence solicite d.  ‘NORTHERN  Send your collections to ue. You will receive complete service In every respect. •troi  STATE BANK 77-17  NORTHWESTERN  0. S. HANSON.  P. S. PETERSON— S.TORGERSON — F. L. GOODMAN CARL BAETZER,  SEE AD V. ON NO  H. P. RICE —FRED H/Msuf  A. Cash.  200,000  65,000 2,128,000 1,989,970  NATIONAL BANK State Depository. Accounts of Banks solicited. service on North Dakota items. 77-11 «t’O4 Superior Affiliated with Northwestern Trust Co. Northwestern Trust Oo..»§’09 F. L. Goodman___  77-19  Peoples State Bank------ •§’18 C. O. Swenson 77-21  E. J. LANDER & CO......... V83  COMPANY, INC.  P. S. Peterson. Tr. M. O. Baeheller, Sec. L. K. Lohn, A. Sec.  Jonas Lenz.. Ole Knutson  S. C. Hendrickson. O. A. Heen_______  O. S. Hanson  ^Dealers in First 'OFFICES: Gra  Mortgage Loans nd Forks, N. D.  270,000  286,000  37,000 Liberty N„ N. Y.; Merch. N., St. P.; Northw. N., Grand Forks.  417,400  394,000  128,000 Chase N., N. Y.; N. City, Chi.; N. Ex., St. P  and A. Tr.  /E. J. Lander____ C. S. Dow________ H. C. Lander, Tr... P. J. Holmberg,Sec. ) (Established 188 3) and Beal Estate Bonds. and Minneapolis, Minn.  I. HUNTER-------- C. W. ROSS, Tr. arm Mor tgage Is company makes Farm tgagi Loans , In North Dako ta, Northern Min nesota and portl ons of Montana.  250.000  Han. N., N. Y.; Merch. Lu. & Tr. Co., Chi.; 1st N., Midland N., and Northw. N., Minpls.; 1st N., Duluth and St. P.  Cont. & Com’l N.. Chi.: First N., Minpls.; Northw. N., Minpls.; Northern State, Grand Forks.  Cont. A Com’l N., Chi.; 1st N., Grand Forks.  (Applications set nt (or Inspection upon request.  1920  \QtTAw4 Walks O\e*r\RR (.Member* iruiCealed. try a*Y  \N. 3. 'Nelson. Tr._.\. K. Jacobi______ \O. S.Kauson........... \Vi. S. Bvckvnaoa ,Sec. \ ' I Mar AW  V*lyva\<^s Ndvertxsiny;  ar give*  Ju ly ,  THE F.S. SARGENT  J. Grassick  511,070  G ra nd F o rk s   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Principal Correspondents.  1,140,000 1,213,200  512,420  ‘FIRST NAT’L BK. 77-16  C.n • Ii<HAjmaa,Dira feom Bum  $1150 000 $1100 000 $ 190,000 Bk. of N. Y. N. B. A.. N. 1.; 1st N.. Minpls.  A. E. Cobb______  F. A. Moore —  Loam A Ihac*tb. Bomdh,  _______N O R T H DA KO TA B A N K S — G ra ft on to  •Grafton____ Walsh C 15 FIRST NATIONAL BANK 77-59 Fop. 2512  Grand Forks —Q. Forks Pop. 13.950 D 15  Resources.  Liabilities.  Bank.  •Mem. Am. Bks. Assn. SState Entire State in No. 9 tMem. 8tate Bks. Assn. tPriv. Federal Reserve District ♦Mem. Fed. Res. [Estab.  1060  IrtAfl 1U0U  Prompt Attention to CoUect’ums and Correspondence  Non-Bank Towns with Nearest HinLf.ir.  zt„  YqtAls OXftaxum XkQwsfcCi. K. 3acoV\--------- .\O. S.llaxison------- 'N . S. HVckinson,  JOA/  AUOA  3 . 'Ne.Xson. Tr.__\------------ \------------ \  Number under Name of Bank ia tbe New Transit Number givea to each bank in U. S. exclusively by Tbe Band-McNally Hankers’ Directory, under tbe authority of Tbe American Bankers Ass’n.  \rnf?TI-f At LAAN, A A x  nA  /  •Mem. Am. Bks. Assn. SState  •County Seats.  PRESIDENT.  Vice-President.  Ass’t Cashier.  CASSIES.  Liabilities. Depos­ Paid-vp SVBPI.FS iND its Capital PBOHT8  $ Grandin_______ Cass H16 Guaranty State Bank .. <8’95 A. L. Hanson_____ O. S. Hanson_____ C. O. Simensen ___ S. N. Lommen___ Pop. 200 77-601 Brand Rapids..La Moure State Bank of Grand Rapids Thos. Waldie-------- L. E. Johnson_____ G. E. Pooley______ Pop. 100 G13 77-602 tS’09 O. F. Peterson.... Grano______ Renville B 6 Citizens State Bank___ £§*05 P. S. Peterson____ Fred L. Goodman. R. S. See____ Pop. 200 77-603  Grassy Butte—McKenzie Pop. 30 D2 Great Bend.RichlandG 17 Pop. 191 Greene_____ Renville B 6 Pod. 75 Grenora-__ Williams C 2 Pop. 800  Granville State Bank__ <8’01 77-241 First State Bank______ £§’16 77-929 Farmers State Bank___ JS’05 77-604 Farmers State Bank—$1*09 77-605 Citizens State Bank........ £§’15 77-936  Guelph_____ Dickey G13 Pop. 200 Guthrie.__ McHenry D 9 Pop. 300 Gwinner....Sargent G 14 Pop. 300 Hague____ Emmons H 10 Pop. 400  Halliday______ Dunn E 5 Pop. 350 Ha mar______ Eddy D 13 Pop. 50 Hamberg____ Wells D11 Pop. 300 Hamilton ..Pembina B15 Pop. 250 Hamlet____ Williams B 3 Pop. 59  R. C. WEDGE------- C. J. KROGFOSS »— IM. J. GORDER — C. HAARSAGER  25,000 S  Resources. ! k Jha- , Cars k Xx-  Iajawr c*t». Bomm,  Saomuma  5.000  80,000  74,000  10,000  4.820  146,360  137,900  15,000  5.000  260,000  235,000  jet service on Co llections and Cre dlt Reports by se ndlng .FEE IN ADVAN IE: Plain sight drafts, ISc; Cred if Reports, SOc. TRY U S.  Principal Correspondents.  cjiii«ss,Ptn vrom  10,000 $ 200,000 $ 200,000 $  10.000  Save time and  Barks  35,000 Han. N„ N. Y.; 1st N„ Minpls.: 1st N„ St. P.: Northw. N„ Grand Forks. 16,500 1st N„ La Moure and Minpls.; Citiz. Com’l Tr. Co., Buffalo. 15,000 1st N., Minpls.; Northw. N„ Grand Forks. 45,000 Cont. & Com’l N„ Ohi.; Midland N„ Minpls.; 2d N„ Minot; Winneshiek Co. State, De­ corah, Ia.  O. A. Stubbins.  G. R. Gnastrom ._  25.000  2,500  148,080  170,010  John F. Davis____ Sam Glerup_______ M. L. Ayers___  A. E. Ayers______  15,000  3,190  89.670  98,640  J. H. Movius______ A. C. Lubenow___ R. W. Weiss__  George Worner__  12,000  4,000  200,000  174,000  20,000 1st N., Minpls. and Lidgerwood.  10.000  3,000  150,000  170,000  Vera Vohs----------  15,000  3,000  160,000  170,000  15,000 Midland N., Minpls.iUnion N„ Minot; Peo. Bk. of St.P., St. P. 30,000 1st N. and State Bk. of Com., Minpls.; Citiz. Com’l Tr. Co., Buffalo.  C. D. Funk______  Henry Stigen____  15,000  3,500  180,000  190,000  30,000 Capital N„ St. P.  C.O. Highum____  A. O. Aune______ J. M. Stoskoff  20,000  5,000  164,000  150,000  10,000  6,000  150,000  125,000  25,000 1st N„ St. P. and Grand Forks: 1st N„ Minpls; Citiz. Com’l Tr. Co., Buffalo. 35,000 Northw. N„ Minpls.; 1st N„ Oakes.  G. E. Stubbins____  H. N. Rosevold___ P. O. Hall................ P. P. Dahl____ J. D. Taylor M. E. Wilson_____ H. O. Rask_______ J. E. Haskett—  Arthur Ovrom____ Farmers State Bank__ <§’ 16 T. M. Antony 77-941 State Bank of Grenora -t§’16 W. F. Hanks______ J. C. Hansen_____ 77-930 Guelph State Bank____ £815 T. F. Marshall____ F. D. McCartney — 77-885 State Bank of Guthrie „JS’lO B. Bear__________ O. A. Refling_____ 77-606 Farmers State Bank___ t§’15 Curtin Cooper......... J. E. Miller______ 77-903 Magnus Anderson Gwinner State Bank „..tl'04 A. N. Carlblom ___ H. H. Berg________ 77-607 First State Bank______ £§’15 S. A. Fischer_____ Joseph Dillman... 77-876 Hague Stale Bank______ £§’02 R. M. Volk_______ H. B. Zenk_______ 77-608 Farmers State Bank__ <8’13 Adam Hannah____ E. M. Rempel____ 77-826 Security State Bank___ J§’11 Ort Lingenfelter _ John Nordahl____ 77-737 First 8tale Bank_______ £§*08 Ole Arnegard_____ 77-609 Farmers State Bank.__ £§’15 G. L. Hope_______ H. G. Scheer____ 77-861 Security Bank_________ §’20 i J. E. Johnson____ 77-1056 Bank of Hamilton_____ <8’ C. R. Green______ D. D. Warner____ 77-610 First State Bank___ —-£§’13 A. L. Cutting_____ N. P. Nelson____ 77-821  W. L. Scott______  A. B. Rieder____ P. E. Lere_______  Esther E. Edman.  10,000  4,000  56,000  53,000  15,000  3,500  128.000  130,000  20,020 1st N„ Minpls, and St. P. 16,890 Merch. N„ St. P. and Dickinson.  10,500 Merchants State, Drake; Am. N„ St. P.: 2d N„ Minot. 18,500 Northw, N„ Minpls.: Fergus Falls N„ Fergus Falls, Minn. 31,600 1st N„ Minpls.; Fergus Falls N„ Fergus Falls.  S. E. Lee________  E. O. Harris_____  20,000  4,500  202,000  191,000  J. J. Jaeger_____  A. J. Schweizter.  15.000  1,000  151,000  140,000  J. J. Volk_______  10,000  10,000  307,200  304,820  J. D. Rempel____ . O. T. Evenson.__  10,000  2,000  110,000  108,000  Hans Ulsness____  10,000  5,000  136,040  126,640  E. A. Lindstrom _  10,000  4.006  80,060  60,000  S. G. Stenerodden . Arthur L. Myhro—  10.000  4,000  206,000  171,000  27,000 1st N„ Minpls. and St. P.; Northern Fargo.  K. H. Buechler  15.000 58,300 Meeh. & Metals N., N. Y.; Northw. N., Minpls.; IstN., Grand Forks and Albert Lea, Minn. 23,010 1st N., Minpls.: Williams Co. State, Williston: 1st N., St. P.; Waterloo Bk. & Tr. Co., Waterloo, Ia. 40,000 Northw. N. and State Dep., Minpls.;Northern State, Grand Forks. 29,000 1st N., Minpls. St. P„ and Grand Forks.  30,000 Northw. N„ Minpls.: Aberdeen N„ Aberdeen, S. D. 33,000 1st N„ Minpls.; Eureka, S. D„ St. P. and Bis­ marck. 16,000 1st N„ St. P. and Bismarck.  26,110 1st N„ Minpls. and Mandan; Stock Yds. N„ So. St. P. 20,000 Northw. N„ Minpls., Northern N„ Fargo. N„  D. R. Green____ A. M. See R. E. Clasen .__  10,000  16,000  240,000  189,000  10,000  10,670  157,010  154,670  ... L. P. Ulrich-  10,000  5,000  295,000  260,000  25.000  5,006  160,000  150,000  H. A. STENSON — R. ENGLEHART  30.000  10,000  282,060  306,880  15,790 N. Produce, Minpls.  Farmers & Merch. Bank | J. R. Jones_______ Chas. Hein______ E. J. Kapsner____ C. R. Dennig______ 77-73 <81900 First National Bank___ <’92 Joseph Patterson.. W. E. Purcell_____ H. A. Merrifield___ L. O. Kretchman. 77-72 Wm. Kretchman  10,000  15,000  275,000  215,000  30,006  10,420  365,220  398,050  60,000 1st N., St. P., Minpls., and Fargo: Citiz. N., Wahpeton. 37,590 Chase N., N. Y.; 1st N., Minpls.: N. Bk. of Wahpeton, Wahpeton,  Daniel Kippen. F. E. McCoy__  o  •  Hampden ...Ramsey C 12 Farmers Bank_____ —<1*03 Adam Hannah____ M. A. Brandt_____ J A. B. Brandt.. Pop. 400 77-346 First National Bank. Martin Rimestad— Iver Iverson______\ Y. A. Nelson.. 77-347  L. MATHEWS— J. M. HYNES------ H. KRAUTKREMERHankinson.Richland G16 CITIZENS NATIONAL BANK xfJ. Send ns your c Pop. 1477 77-74 <’06 (They will have ollectlons direct. prompt and ener getlc attention.  Chi.;  1st N„  CONTINENTAL AND COMMERCIAL BANKS, CHICAGO  St.  P.  and  1061  AN INTERNATIONAL bankinginstitution;   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  ' o  N O R T H DA KO TA BA N K S — G ra ndin to H ankin so n  Granville..-McHenry G 8 FARMERS & MERCH. STATE Pop. 550 BAI —77-242______ £S’O4  -\  -\-  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of thisi1  A___ rnntinil/arl 1 TA ksUliLiimai  Name of Bank.  Town and County.  Entire State in No. 9 ItMem. State Bks. Assn. tPriv. Federal Reserve District. ►Mem. Fed. Res. [Estab.  ^.-  yv<ayaVss Ndvevt\s\nft v5^<i VrorrvpV XUenVxMA to CoUeeVvorvs and Correspondence  <x*>  Liabilities. Paid-up Capital  $  Surplus and  its  Profits  15,000  Resources.  Depos­  I  lx)AHi ft Dnc’ti. Bow do, SwooRmw  Cash ft Ex­ changes,Due from  72,080 J 110,000 J  161,000  172,000  15,000  21,400  338,870  265,850  R. L. Jones  25,000  10,850  204,920  221,830  Roy A. Harold........  12,000  7,460  126,610  115,500  G. B. McMillan....  25,000  29,950  299,309  262,040  10,000  10,000  108,390  104,880  Melvin A. Olson.  25,000  5,000  174,120  165,980  C. B. Arneson........  10,000  1,620  130,000  115,000  Iver A. Canton ___  10,000  2.000  111,000  58,000  F. J.Seeba________ J. A. Bakken_____  25,000  6,000  234,000  198,000  J. J. Reimer______ M. H. Gores______  25,000  57,990  649,720  621,800  5,000  16,000  140.000  100,000  75,000  65,000  N. M. Runyan____ W. J. Benfield........  71,550 Merch. N., N. Y.: Cont. & Com’l N., Chi.; 1st N., St. P. and Minpls. 21,280 1st N., Minpls.; Merch. N., St. P.; Cando N.. Cando. 18,680 Midland N., Minpls.: IstN., Grand Forks; 1st! N., Cresco, Ia. 40,000 1st N„ Minpls. and Fargo.  15,000  6,000  155,950  196,270  22,130 Midland N.. Minpls.: 1st N., Fargo and St. P.  G. H. BOLKEN------ H. E. TUFTE-.........  25,000  12,180  236,670  256,890  22,240 Chase N.. N. Y.: Northw. N. and Midland N., Minpls.; 1st N., Fargo. 113,440 Han. N., N. Y.: Cont. & Com’l N.. Chi.: 1st N„ St. P. andMinpls.;Northw.N.,GrandForks. 14,340 Peo. State, Grand Forks.  Abraham Hanson.. G. L. Thompson__ Garvin M. Olson J. Jacobson--------- E. H. Lynner_____  25,000  29,170  569,510  520,230  Tollef Midtbo..  50,000  7,500  93,700  160,300  W. E. Kriesel .  E. J. Hanson...  25,000  1,000  96,020  103,460  John Powers_____  H. J. Pfeiffer.......  25,000  9,000  321,000  280,000  10,000  3,280  75,000  75.000  10,000  2,500  110,000  100,000  25,000 Stock Yds. N., So. St. P.; Capital N., St. P.  10,000  334,580  333,080  43,960 1st N„ Chi.; Northw. N., Minpls.; Stock Yds. N„ So. St. P.: 1st N., Bismarck.  J. C. Stennes..  Charles Bigham___  25.000  A. F. KURTZ— B. B. SCHNEIDER.. J. 6. DE FRANCE OLIVE McMANUS JOHN McCRORY   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  L. C. Turner_____ \C. 1. Turner_____ \H. I. Turner-  WanVcs Advertvstn'g,  A  25,000  6,000  275,000  270,000  10,000  2.180  100,000  90.000  25,000 10,000\  181,000 5,000 2,500 \ 150,000  186.000 , 125,000 \  34,000 1st N„ Minpls.; City N., Bismarck.  25,000 Merch. N., St. P.; Midland N., Minpls.; 1st N.. Mandan; Stock Yds. N., So. St. P. 12,310 Northw. N., Minpls.; 1st N., Bismarck and Fargo. 21,500 IstN.. Minpls.; 1st N., Bismarck; Capital N.. St. P. 30,000  Ju ly ,1 92 0  Levi Flint  MORTU OhKOI X NVnp on \vvdfcx  Cre dit Rep orts 50c •  V,i  Jen). Stoelting___ David Juzeler____ R. N. Harmsen.__ Iver O. Lee........  17,500 Cont. & Com’l N., Chi.; Midland N., Minpls.; 1st N., Fargo. 68.000 Han. N., N. Y.; 1st N., Minpls.; Aberdeen N„ Aberdeen; 1st N„ St. P. 12,000 Northw. N., Minpls.; 1st N„ Fargo; Stock Yds. N., So. St. P.  ____  «■ 'SWAis  Citizens State Bank____ t§’09 J. E. Stephens........ L. G. Eastman___ C. N.Janzen______ A. B. Larson. 77-490 i Farmers Bank of Mercer Co. Adam Hannah........ J. J. Behles______ H. J. Huelskamp.. Amos Freed.  HeaVou_____ Wells BlOlFarmers State Bank___ •t%’O7\Gt. K. Turner____ Pop. 150 ' 71-450  35,000 Northw. N.. Minpls.; 1st N., Fargo; U. S. N„ Superior, Wis. 18,000 Midland N., Minpls.; Merch. N., Fargo.  O. T. Olson  t. p. McCarthy .. 272,000 10,000 280,000 15,000 (A._P. LENHART ections ns solicited i a nd appr eclated. cal Bank ir anaged by Local S Locai .FEE IN ADVAN CE: Sight drafts, 15c minimum; 25 c minimum if pa id. CR EDIT R EPORT S, 50c. 'Gilt Edge farm mortgages to net Investor 6%  JA  52,830 Cont. & Com’l N., Chi.; Capital N., St. P.; 1st N., Fargo. 135,910 N. Bk. Com., N. Y.; Midland N„ Minpls.  18,000  Collections solid ted. , “Hazelton’s O1 d Reliable Bank. 1 FEE IN ADVAN CE: Sight drafts, 15c minimum; 25 c minimum If pa id. .SAFE FARM M ORTGAGE LOAN S NEGOTIATED. FARMERS STATE BANK 77-404 <§’09  57,000 IstN., Minpls.; Scan.,-Am., Minot.  J. C. Stennes  J. E. Rand.............. E. S. De Laney. W. L. Gardner  H.0.BATZER  9,190 Midland N„ Minpls.: Williams Co. State, Williston. 15,000 1st N.. Minpls.: Merch. N., St. P.: 1st N., Grand Forks; Citiz. Com’l Tr. Co., Buffalo. 103,000 Han. N„ N. Y.: Cont. & Com’l N.. Chi.; 1st N., St. P.; 1st N. and Northern Sav., Fargo; 1st N. and Midland N„ Minpls.  26,300 Chase N., N. Y.; Merch. N.. St. P.; Northw. N. and 1st N.. Minpls.; 1st N., Fargo. 34,670 N. Park, N. Y.; Northw. N., Minpls.  getlc attention.  S. L. Allen...........  Bankh  N O R T H DA KO TA BANKS — H an k s to H eato n  3,000  15,000 $  Principal Correspondents.  1062  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of this] volume. For Interest Rates, Holidays, etc., see Laws.  Prompt Attention "to Collections and Correspondence Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) In back of this volume. For Interest Bates, Holidays, etc., see Laws. LlAMLlTIES.  Resources.  Principal Corrf.sp(i\-iirvt«  ^attiVks XdverVvsWx^, ^'we Prompt AXtetYtion "to CoYXectAotis  and Correspondence  \A\KOA X Map on \vii\ex  tie New Transit Number given  Number under TVamc of Hank  S. exc/uslt to each bank j_ — — ---------------- 7. ely _ by Tlic --------- Band McNally Bankers’ 1063 Directory, ie authority of The Ass’n. under the authority of The American American Bankers Bankers Ass  Town and County.  Name  of  Bank.  •Mem. Am. Bks. Assn. SState •Connty Seats. Entire State in No. 9 tMem. State Bks. Assn. tPriv. j [Estab.j Federal Reserve District. ►Mem. Fed. Res.  Pop. 1394  .  President.  (L.A. TAVIS.......... /Collections soil /FEE IN ADVAN ' CREDIT REPO  Merchants State Bank. <§’06 77-185 Farmers State Bank.__ i§'15 77-864 State Bank of Heimdal..§’10 77-615 State Bank of Hensel„<§’04 77-616 Farmers State Bank....$§’19 77-1035  Vice-President.  CASRIER.  Non-Bank Towns with Nearest Banking Point (Indexed Acces.), Lawyers, Laws (indexed) in back of tills, ^7* volume. For Interest Rates, Holidays, etc., see Laws.] p.  A___ CnntinnPrl LvUll Llll LiCU  / Ass’t Cashier.  Resources.  Liabilities.  Paid-up i Depos­ its Capital i pKOPITS /  Frank Kuehn_____  $ 20,000 S  E. WEIGEL______ J. H. WATTS______ A. E. FUNK............. cited. CE: Sight drafts, 15c minimum; 25c minimum if paid. RTS 50c.  25,000  Emil Krauth______ L. Rehm_______ W. H. Mann F. A. Lahr________ J.P. Wagner ...  Paul Mann.............. C. H. Oellerman__ E. Underdahl G. C. Weidenbach  H. Thorson_______ H. Ingvaldson..  Thos. Ryan_______ G. M. Jamieson. L. J. Hanson.......... W. L. Hanson...  ►Hettinger-----Adams H 4 ADAMS COUNTY STATE BK. Pop. 817 77-137 •tS’OS  77-136  I  Srodrmtm  Hickson_____ Cass F 17 Pod. 150 ►Hillsboro....... Traill E16 Pop. 1183  Honeyford..Grand Forks C15  Hoople_____ Walsh B 14 Pop. 250  Hope—.------- Steele E14 Pop. 1000  Horace------------Cass F 16 Pop. 125 Hunter________ Cass E15 Pop. 365  Hurdsfield____ Wells E9 Pop. 300 Inkster____ Grand Forks Pop. 345 C14  mom  1,000 $ 115,000 $ 117.000 $  Banxi  11,000 Far. Equity State, Mandan: 1st N., Minpls.: N. Bk. Com., St. P.  10,000  400,000  315,000  40,090 Cont. & Com’l N., Chi.; 1st N„ Mandan; Midland N., Minpls.: Merch. N., St. P.; Stock Yds. N., So. St. P.  74,000 1st N., Chi. and Bismarck: Merch. N„ St. P. Northw. N., Minpls. 16,000 1st N„ Bismarck and Minpls.  20,000  5,000  300,000  240,000  5,500  85,000  80,000  J. C. Johnson  10,000  10,000  150,000  148,000  25,000 Am. N., St. P.; 1st N„ Minpls.  W. L. Graham____ L. W. Ross ..............  21,000  3,200  175,000  151.000  T. O. Graff  15,000  1,500  25,000  25,000  38,000 Chase N„ N. Y.: Northw. N.. Minpls.: North­ ern State. Grand Forks: 1st N., St. P. 4,000 1st NFargo and Minpls.  20,000  12,000  300,000  285,000  45,000 Cont. & Com’l N., Chi.: Stock Yds. N., So. St. P.: 1st N„ Minpls. and Aberdeen, S. D.  25,000  30,000  430,000  300.000  135,000 Corn Ex. N., Chi.: Northw. N. and Midland N. Minpls.; 1st N., and Merch. N„ St. P.; Aberdeen N„ Aberdeen, S. D.; 1st. N., Fargo-  Paul M. Brown___ F. A. Brown, Jr.... G. N. Burnsnn___ Ira T. Hall  25,000  25,000  400,000  330,000  65,000 N'. City, Chi.; Citiz.Com’l Tr. Co.. Buffalo; 1st N„ St. P.; Stock Yds. N., So. St. P.  T. T. Kinnerberg.. Ingval Johnson...  O. E. Zackerson__ Theo. Montplaisir .  10,000  17,000  225,000  200,000  E. Y. Sarles_______ E. R. Sarles_____  O. E. Rudrud_____ Duane Y. Sarles —  50,000  13,140  673,400  637,690  40,000 Merch. & Mfrs. State, Minpls.; Northern N., Fargo; 1st N.. Joliet. 149,130 N. City, N. Y.; Merch. N„ St. P.; 1st N., Fargo.  Ole Arnegard_____ J. H. Hanson_____ J. T. Kiland______ E. A. Iverson_____  50,000  23,720  518;090  496,090  0. O. Hovde, Jr... D. Engel___  Oscar Moen............ A. W. Anderson...  50,000  7,5f0  326,150  291,730  Wm. W. Erb_____ J. O. Fadden  Oscar O. Olson__ T. S. Lund___ ____  15,000  3,490  100,000  95,000  25,000  2,500  60,000  40,000  R. H. Rinde... . .  25,000  5,000  455,000  425,000  J. D. Brown______  K. W. Haviland___ E.R. Philip..............  50,000  21,232  314,110  390,770  40,000 Chase N.. N. Y.; Merch. N., St. P.: 1st N„ Grand Forks. 26,780 1st N. and Midland N„ Minpls.  Ole Arnegard_____  C. W. Moores__ _ J. M. Curtis .____  50,000  13,790  184,920  213,350  28,120 Northw. N., Minpls.; 1st N„ Fargo and St. P.  O. N. Hatlie______ Oscar Tweto  .Tns.Dnhnrd.  10,000  15,860  262,100  234,240  L. Moen_________  L. C. Collins ..  12,000  3,000  150,000  110,000  49.190 Northern N. and Scan. Am., Fargo; Merch. & Mfrs. State Minpls ; Met., St. P. 30,000 Drexel State, Chi.; Northw. N„ Minpls.; 1st N„ Fargo. 63,500 1st N., Fargo and St. P.: 1st N„ Minpls.  'JOHN G. JOHNS— GEORGE BEISIGL.. J. o. V/IGEN_ _ _ _ _ H. W. ANDERSON—. PETER CARLIN  Strongest bank in Adams Connty . Farm Mortga ge Loans negotla ted. FEE IN ADVAN CE. Sight drafts 15c minimum; 25c minimum chargeif paid. ^Reliable Credit Reports 50c. TR Y US.  (A. 6. NEWMAN ; Largest bank In < Prompt attenti <’08 | Personal presen I WE NEGOTIAT  Live Stock National Bank ♦ 77-139 <’0 9 Hickson State Bank.._.<§’05 77-617 First National Bank___ <’81 77-94 Hillsboro National Bk...<’85 77-93 Peoples State Bank_____ §’18 77-992 Honeyford State Bank..§’17 77-979 Farmers State Bank........ §T9 77-1018 State Bank of Hoople~<§’02 77-618 First National Bank____ <’86 77-128 Hope National Bank___ <’06 77-129 Horace State Bank_____ tS’06 77-619 Farmers & Merch. Bk. <§'03 77-288 First National Bank____ <’03 77-287 Farmers & Merch.Bank<§’ll 77-730 Hurdsfield State Bank.__t§’05 77-622 Bank of Inkster.... .........<§’85 77-293 Farmers & Merch. State Bank 77-294 t§’10  Principal Correspondents.  1 Loarb & Dib- 1 Cash A Exc’tb. Bonds, / ovamgm,I>dx  10,000  FIRST NAT’L BANK  H. E. BONZER — - J. A. DODDS_____ Adams County, on to Collections tation and quick returns. E FARM MORT GAGE LOANS.  Rob’t Baird........  Henry Kittelson... O. B. Treumann .  N. C. Olson____  O. A. Fedje_____  J. H. Gale_______  G. T. Sonsterud -  W. H.NELSON........  L. H. Overby_____  46.190 IstN.. N.Y.: Northw. N. and 1st N„ Minpls,: 1st N„ Fargo. 91,920 Midland N., Minpls.; Peo, State, Grand Forks. 19,000 1st N„ Grand Forks and St. P.  20,000 N. City, N.Y.; 1st N., St. P. and Grafton.  H. H. Carr______ O. W. Parkhurst — W. H. Rogers-----W. N. Parkhurst Fred Dietrich____ J. C. Reinertson... A. T. Giltner ..  30,000  3,000  196,600  170,000  0. E. Hasle______  10,000  10,000  132,000  121,000  H. F. Miller______  T. L. Beiseker........ W. L. Tupper _  M. E. Walsh............  10,000  2,000  80,000  65,000  V. E. Bemis______  R.E. Walker _____ C. H. Cruttenden  H, G. Bemis _  20,000  10,000  237,000  240,000  25,000 Am. Ex. N.. N. Y.; 1st N., St- P. and Minpls.-  10,000  14,820  155,730  142,280  15,260 Cont. & Com’l N„ Chi.; Northw. N., Minpls.: 1st N„ Grand Forks.  J. H. McLain_____ John McDonald___ W. J. Glass........ ..... E. E. Jenson.......... W. A. Scouton  LET US CHECK YOUR COMMERCIAL PAPER. THOUSANDS OF BANKS DO SOI   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  VIA  iyf±IYUl  77-993  FIRST NATIONAL BANK<’01 77-184  Heil--------------- Grant G 6 Pop. 90 Heimdal_____ Wells D 10 Pop. 100 Hensel___ Pembina B 14 Pop. 100 Hesper...... Benson D10 Pop. 100  J\JY'')TZ> 'T'T-T  JyCtf\ ± 1~T  Continental  as-  »—-*  *2  and  28,000 Northw. N., Minpls. 10,000 1st N., Minpls.; 1st N., Fargo.  Northern State, Grand Forks.  Commercial Banks, Chicago  -e=  zs  T.  NORTH CAROLXNA^ontinu| LIj  p-* to each bank in U. S. exclusively by The Rand-McNally Bankers’ Directory, under the authority of The American Bankers Ass’n.  Town and County.  Name  of  President.  Vice-President.  J. J. NIERLING .. MORRIS BECK. *J amestown___ Stutsman CITIZENS NATIONAL BANK  Pop. 6627  F 12  Liabilities. Paid-up Surplus Depos­ and Capital Profits its  Bank.  •Mem. Am. Bks. Assn. SState •County Seats. Entire State in No. 9 tMem. State Bks. Assn. tPriv. [Estab. Federal Reserve District. ♦Mem. Fed. Res.  77—44  <’05  FARMERS & MERCHANTS NATIONAL BANK  <’99  JAMES RIVER NAT’L BANK 77-42  Cashier.  Ass’t cashier.  $  C.R. HODGE.  Oldest and Largest Bank in Stutsman County. wi? inviwrv. }(Sight drafts 15c minimum; FEE ytv IN ADVANCE. 2gc minimum charge if Jjaid_  37,500 J 525,000 $ 570,000 $  15,580  612,010  485,250  55,000  192,350 Han. N., N. Y.; 1st N. and Minpls.; 1st N., St. P.  Northw. N.  Reliable Credit Reports, 50c.  284,040 Am. Ex. N., N. Y.; Northw. N. and 1st  113,170 1,197,050 1,323,220  100,000  N., Minpls. SEE ADV . ON NO. DAK. MA P.  TRY US.  <’81  Joliette -__ Pembina B15 First State Bank_______ §’19 A. T. Everson____ J. F. McKay______ P. J. Hugill Pop. 300 77-1025  15,000  Kensal___ Stutsman E12 Pop. 550  from Baku  H. T. GRAVES........ S. F. CORWIN.......... A. B. DE NAULT--------------------------  50,000  Kempton ...Grand Forks Pop. 150 D 15 Kenmare______ Ward B 5 Pop. 2000  SaORRITIM  chahoxb,Dox  Minpls.  50,000 R. R. WOLFER-— E. W. MUELLER— lections and Cred it Reports by sen ding rafts, 15c; Credit Reports, 50c. T RY US. ortgage Loans for Sale.  John Bennett____ Security Savings Bank .{§’19 C. E. Shrawder.... R. G. McFarland .. R. M. Stangler. ♦ 77-1031 O. H. Bennett E. J. Stangler Jessie_______ Griggs D 13 State Bank of Jessie ...•{§’06 N. O. Haugen.......... O. E. Thorn______ H. St. John_______ E. A. Retzloff. 77-625 Pop. 100  Juanita______ Foster E12 Pod. 150 Jud.......... La Moure G 12 Pop. 200 Judson______ Morton F7 Pop. 200 Karlsruhe.-McHenry D 8 Pop. 250 Karnak------ Griggs E 13 Pop. 100 Kathryn....... Barnes F14 Pop. 350  Principal Correspondents.  A Du- Cash k Sx-  if paid,  FEE IN ADVAN CE: Sight drafts. 15c minimum; 25c minimum charge Reliable Credit Reports, 50c. T RY US. L. B. NIEMEYER— tC. A. KLAUS /Save; time and a get service on Col )FEE IN ADVAN CE: Plain sight d (High Grade No. Dakota Farm M  50,000 $  Resources. Loam c’tb. • Bohdb,  First State Bank_______ §'12 77-760 Far. & Merch. Equity Bank 77-1040 Jl’19 First State Bank______ §’09 77-625 Security State Bank___ {§’14 77-855 Karnak State Bank____ {§’17  P. H. Kirwan_____ Frank J. Heaney .  Farmers State Bank.__ {§’16 77-908 Sheyenne Valley Bank .<§’01 77-627 First State Bank_____ <§’06 77-628 First National Bank___<’99 77-81 Kenmare National Bank<’02 77-82 Farmers & Merchants Bank 77-239 <§’04 Security State Bank.__ {§’12 77-240 (See Noonan)  77-983  J. H. Kirwan ..  12.000  80,000  95,000  30,000 1st N., St. P. and Minpls.; Northern N., Fargo.  8,000 . 130,000  132,000  17,500 N. Park, N. Y.; 1st N., Minpls. and Fargo.  200  14,580  22,960  10,000  10,000  7,500  100,580  89,800  Jas. E. Brady_____ Aug. J. Wanke___ Bert. Wanaka........ G. A. Horner G. J. Sperling F. A. Lahr______ J. P. Wagner_____ H. C. Dettmann___  15,000  6,780  79,180  101,910  10,000  1,500  85,000  80,000  A. J. Fisher______ Jakob Fischer____ H. J. Vonder Haar  10,000  7,000  120,000  110,000  O. H. Carlson____ J. A. Carlson_____ Hilmer Carlson___  15,000  1,000  35,000  46,000  J. O. Jensen_____  Rasmus Olsberg__ H.W. Jensen_____  25,000  5,000  165,000  198,950  A. Mickelsen_____  A. A. Mickelsen-__ E. A. Mickelsen.__ V. E. Mikkelson...  25.000  5,000  350,000  300,000  W. N. Parkhurst _ O. W. Parkhurst— E. W. Denneson... Arnold S. Borlang.  5,630 Capital N., St. P.; 1st N., Crookston.  30,600 1st N., Fargo and St. P. 20,040 1st N., Minpls. and St. P.; Capital Secur., Bismarck. 10,500 1st Guaranty, Bismarck; 1st N., Minpls,  20,000 University State, Minpls.; 1st N., Grand Forks. 7,000 N. Ex., St. P.; Secur. N., Fargo.  15,240 Midland N., Minpls.; 1st N., St. P., Fargo, and Valley City. 37,050 Cont. & Com’l N., Chi.: 1st N., Minpls.; Fargo N. and Northern Sav., Fargo. 40,500 1st N., Minpls.; 1st N., Grand Forks; N. Far., Kasson, Minn, 38,890 N. Park, N. Y.; Northw. N.. Minpls.; 1st N., Fargo. 38,240 N. City, N. Y.; 1st N., Minpls.  10,000  4,000  155,000  125,000  David Clark, Jr.__  G. A. Trzcinski___ P. W. Dahl______  25,000  18.900  218,030  199,910  J. N. Fox________  P. M. Cole................ G. G. Shepherd ___ E. W. Swanson__  25,000  29,090  222,230  221,140  20,000  8,210  225,260  203,330  10,000  4.500  100.000  100,000  48,140 Cont. & Com’l N., Chi.; Northw. N., Minpls. Merch. N„ St. P. 20,000 1st N., Minpls. and Carrington.  R. Clendenning ... O. B. Christopherson F. L. Nichols_____ Gustav Guenther H. E. Swenson____ G. W. G. Ross____ F. E. Tucker ___  Kermit______ Divide B 3 Pop. 37 Kief.............. McHenry D 9 First State Bank..............{§’08 C. B. Stringer____ E. Simbalenko........ A. C. Stringer____ Andrew Rawuka.. 77-630 Pop. 250 Killdeer_______ Dunn E 4 First National Bank ___ <’16 M. S. Cuskelly .... Wm. Connolly____ A. B. Curry______ A. E. Lubke. Pop. 800 1 77-650 R. H. Poff  10,000  3,500  110,000  100,000  19,550 1st N., Minpls.and Bismarck.  50,000  12,000  300,000  280,000  50,000 Cont. & Com’l N., Chi.; Northw. N., Minpls.  A. Brown..  25.000  2,500  90,000  80,000  R.Fvingson---------- i Adolph Dokken___ Ip. A. Barstad. iO.M. Husebye  20.00C  7.00C  407,000  365,000  [First State Bank--------- <§’15;Gunder Olson_____ G. G. Gunderson... I J. E. Gunderson.  77-862  Kindred---------- CassF 16\Farmers & Merchants Bank’Lars Olsgard. Pop. 356 \ 77-1069 <§'19  —\  20,006,  16,ttft\  25,500 1st N., St. P.  62.000 i  orthw. N., Minpls.; Merch. N., St. P Northern N., Fargo; Fergus Falls N.,Fergus Fads.  N O R T H DAKOTA BA N K S — Ja m est o w n to K in dre d ___________ Ju ly , JtgZ?  77-43  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of this volume. For Interest Rates, Holidays, etc., see Laws.  NORTH DAKOTA—Continued  1064  1064  Kindred State Bank___ <V9% M.H. Strehlow___ \ J. H. Gale . \ 3 oYm OVXxs---------- \S. TrueYAood 402,180 \ 452,3 80,450\Cont. & Com’l N., Chi.-, 1st N., Minpls., Earec n-%3Y DnVutli, and St. V. MtVWYYt YXN.KYYYX. NYav on \n4ex \iiYvWc~-, /Ndvevtisin1^ V*rovtYp'V AAA.etvtAor\ A_v» CoUections and Correspondence   http://fraser.stlouisfed.org/ Number under Name or Bank is tbe New Transit Number given C to each bank in U. S. exclusively by The Band-McNally Bankers’ Federal Reserve Bank of1 nr St. Louis  MnPTLI  nAVn'TA  r------- ____________  Non-Hank Towns with Nearest Banking Point (In-  v.  KVnhteA StaAe TSauk___ IA, IV, SVteUon ' n-%sv x V4VAO Y\ V> IXVAYi fK N\av oxv  XiivvtVLs, XdvertVsin^,  Number under Name or Bank ia the New Transit Number given to each bank in U. o. exclusively by_Tbe oy me nanu-incivaux nanaers ’ V.S. Band-McNally Bankers  1 UOJ Directory, under tbe authority of Tbe American Bankers Ass’n. Town and  county.  -\  Vice-President.  Knox______ Benson CIO Farmers State Bank .—«t§’18 C. H. Wirtz.............. 77-1011 Pop. 350 Peoples State Bank____ $§’18 J. F. Randall_____ 77-1004  Cashier.  Ass’t Cashier.  8xooriti«p  from  Banks j  20,000  320  120,000  135,000  34,000 Midland N„ Minpls.; Merch. N„ Ced. R.; City N„ Bismarck. 12,700 Mtle. State, Minpls,; IstN., Fargo.  10,000  10,000  207,000  228,000  28,000 1st N. and Ncrthw N., Minpls,; 1st N., Fargo.  A. F. Ohs...... ........... F. R. Ohs._______  15,000  1,200  133,000  96,000  S. C. Host-.............. R. G. Berg_______  25,000  2,750  110,000  101,000  5,500 J 151,000 $ 124,000 J  40,800 1st N.. Grand Forks and St. P. 28,000 1st N„ Minpls, and St. P.; Northw. N., Grand Forks.  16,130 1st N„ Minpls.; Capital Secur., Bismarck.  200  58,180  56,650  5,000  110,000  115,000  C. M. Sprague____ C. J. Lofgren_____ H. N. Hanson____ C. V. Hedeen____  10,000  10,000  95,000  94,000  N. P. McGregor ... H. H. Kenyon____ IE. A. Kees________ G. C. Weyer............  10,000.  3,500  150,000  150,000  25,000 Northw, N. and 1st N„ Minpls.; 1st N„ Mandan.  J. M. Hammond—- J. H. Jenner______ John J, Giedt John Bischof  T. H. Giedt..............  30,000  12,440  151,980  157,820  31,850 Chase N„ N. Y.; 1st N„ Minpls. and St. P.  F.G. HILDERBRAND A. R.RIESE--------- OTTO ISAAK...... — PALMER ANDERSON-  30.000  17,590  225,400  268,690  24,490 IstN., Chi., St. P„ Minpls., and Bismarck,  *£1900  FARMERS NATIONAL BANK »£’05  FIRST NATIONAL BANK-*£ 03  77-123 BANK  £§•08  W. H. Gjerdingen.  First State Ban k, "The Farmers Bank” appreciate sand solicits coll ections. FEE IN ADVA NCE: 15c minimu m; 25c minimum if paid. Credit Reports, 50c.  25,000  20,000 N. Bk. Com., N. Y.; Am. N„ St. P.  11,000 1st N„ Minpls.; Merch. N„ St. P.  ■  350,000  300,000  750  27,590  23,370  25,000  13,570  498,850  434,330  105,380 Liberty N..'N. Y.: 1st N., Minpls.; Northw. N., Grand Forks.  25,000  12,330  225,000  169,000  44,930 IstN., N. Y. and St.P.; Northw. N„ Minpls.; 1st N., Grand Forks.  H. MODEM — 50,000 17,310 W. H. HUTCHINSON T. S. HUNTIDA A. NEVERMAN R. R. TEICHMANN Prompt attenti on given to ail collections. FEE IN ADVA NCE: Sight draft\s, 15c minimum; 25c minimum if paid. Accurate Credit Reports, 50c. First Mortgage Farm Loans on hand for sale to investors. Write for rat es.  295,430  392,180  50,710 Cont. & Com'l N., Chi.; 1st N., Minpls. and Fargo.  P. Billigmeier____ W.M.Wilken.......... Edwin Hieb______ C. Hieb Louis Falk_______ H, B. Hanson_____ J. E. Williams ___  15,000'  J. D. Gronna_____  R. C. Chisholm___ C. F. Ferris_______ K. C. NELSON.......... G.G. STEIG  J. W. MURPHY THAL......... First and Oldes blished Ban Save time and g et service on Coll FEE IN ADVAN CE: Plain sight  «  5,500  k.  70,000 N. Park, N, Y.; Cont. and Com’l N., Chi.; Merch. N„ St. P.; Northw, N„ Minpls. 15,490 Northw. N., Minpls.  ections and Cred It Reports by sen ding drafts, ISc; Cred it Reports, SOc, T RY US.  50.000 DM ID LLOYD — J. A. T. BJORNSON PAUL ADAMS — R. A. LOWE............. Collections rec eive prompt atte ntion, FEE IN ADVA NCE: Sight draft s, 15c minimum; 125c minimum if paid. (Credit Reports, 50c.  31,660  360,000  375,000  28,000 N. Bk. Com.,N. Y.; Northw. N„ Minpls.; 1st N., Fargo.  Collections Rsoli H.G. ROBERTSON. F. P..BENNETT —- M. C. SANDNESS cited and apprec laced. FEE IN ADVA NCE: Sight draft s, 15c minimum; 25c minimum if (Credit Reports, SOc.  12,500  160,000  165,000  33,000 ChaseN„N.Y.; IstN.,Fargo; City N„ Duluth.  180,000  170,000  30,000 1st N„ Minpls.: Northern State. Grand Forks; Citiz. Com’l Tr. Co., Buffalo; Am. N„ St. P.  DAVID LLOYD... J. A. T. BJORNSON PAUL ADAMS, Sec. R. A. LOWE, Tr..„  30,000 paid.  25,000  18,000  15,000  7,500  < First Mortgage Farm Loans Neg otiated. | Improved Farm Lands for Sale, (Refer your oust omers to us. Co rrespondence inv ited.  TIME AND INTEREST SAVED BY USING OUR MODERN TRANSIT SYSTEM:  Continental and Commercial Banks, Chicago  1065  Landa_____ Bottineau B 8 First International Bk..»£§’05 George Sunberg... P. L. Klyver______ O. J. Elefson_____ A. C. Kloven Pop. 150 77-634 P. B. Peterson   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  IcL’oans A Dis-1 Cash «fe Ex- i ts. Bonds, ' changxs.Duk I  25,000  NATIONAL BANK OF LAKOTA  MORTGAGE CO.  ITS  15,000  77-16#  LLOYD  10,000 ?  Depos-  H. Ingvaldson........ F. G. Bartz______  LaMoure County Bank_«£§‘97 M. Hieb_________ 77-170 Lake Williams—. Kidder Farmers State Bank___£§ ’19 Jos. M. Williams.. 77-1032 Pop. 50 F 10 *Lakota_____ Nelson C 13 Farmers & Merch. State Bk. A. J. Gronna_____ 77-107 £§’10 Pop. 959  77-1  u°  CAPITAL,ipKOFITg(  N. E. Rulien______ C. W. McGray____ N. J. Krebsbach—  FIRST STATE BANK—£§’92  LA MOURE  Paid-up | ° u  N O R T H DA KO TA BA N K S — K in ty re to L an d a  Kongsberg—McHenry C 8 Kongsberg State Bauk_»£§’17 77-969 Pop. 50 Kramer.__ Bottineau B 8 First National Bank_____ t’05 77-463 Pop. 181 State Bank of Kramer—»t§'#5 77-464 Krem................Mercer E 6 Security State Bank....£§’07 Pop. 150 77-578 Kulm........ La Moure G12 First National Bank....<’17 Pop. 1000 77-985  77-124  Non-Bank Towns with Nearest Banking Point (in­ dexed Acces.), Lawyers, Laws (indexed) in back of this volume. For Interest Rates, Holidays, etc., see Laws. Resources. Principal correspondents.  Liabilities.  President.  . ails. 1 io 80,4a0,Coi 80,450\Cout. & Com’l N., Chi.: 1st N., Minpls., Fareo,\ o DuYutta, and St. P.  4&2.31«^ 402,180  NORTH DAKOTA___ Continued  Kintyre____ Emmons G 9 Kintyre State Bank____ i§’10 Frank Simon_____ L. M. Hoag.............. S. R. Day________ 77-632 Pop. 200 Security State Bank___ £§’16 J. E. Holsti_____ Gustav Kleppe........ J. M. Erbele_____ John A. Beal_____ 77-972 Kloten_____ Nelson D 14 First State Bank..............£§’07 H. O. Bask_______ L. J. Hanson______ G. A. Colson______ C. P. Kjeseth_____ 77-633 Pop. 150  77-106  vo.vao',  Prompt AAA.ervt.vovv to CoUections and Correspondence  Name oe Bank.  Mem. Am. Bks. Assn. SState ^County Seats. Entire State in No. 9 tMem. State Bks. Assn. tPriv. Federal Reserve District. ♦Mem. Fed. Res. fEstab.  ‘La Moure.La Moure G13 Pop. 1000  10,WK>’,  Ju l y, 1920  ■f y\r-C  \3oVm OVas________ \S.¥..TrueVAood  Number k^^^s'^xcluMvel^’'by ^The^a^d-M^NaHy1 Bankers’ to each bank in U. S, exclusively  4Bankers Ass’n.  Number under Name of Bank is the New Transit Number given 1 flAE to ea°b bank in U. 8. exclusively by The Rand-McNally Bankers’ iUOU Directory, under the authority of The American Bankers Ass’n.  Town and County.  Name  Liabilities.  Vice-President.  President.  W. F. WINTER COUNTY  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of this volume. For Interest Bates, Holidays, etc., see Laws.  NORTH DAKOTA—Continued  Bank.  of  •Mem. Am. Bks. Assn. SState •County Seats. Entire State in No. 9 tMem. State Bks. Assn. tPriv. [Estab. Federal Reserve District. ♦Mem. Fed. Res.  »Langdon„Cavalier B 13 Pop. 1400  NORTH CAROLINA—Continue  —-|j.  Cashier.  B. MOONEY...... . JOHN SHEEHAN  NAT’L  Ass’t Cashier.  Resources.  Paid-up Surplus Depos­ AND it# Capital Profits  Loams & DibBomds,  Casm k Izoamom,Due  SBevxrrtM  FBOM BlIU  c’ts.  Principal Correspondents.  MOhRIS WINTER.... $ 25,000 $ 10,000 $ 650,000 $ 578,000 $ 101,750 Corn Ex. N.. Chi.: IstN., St. P., Grand Forks, and Fargo: 1st N„ Minpls. M. J. BACKES  FORREST ....77-103______ »t’O8 ) General Bankin g. Vigorous atten tion given collect JOHN ions. Prompt ret urns. j (.Farm Lands anI d first mortgage loans a specialty.  30,000 16,000 450,000 jE. I. DONOVAN — WM. STEVENSON-— R. B. POLLOCK....... F. L. HESSECITIZENS STATE BANK *t§ 93 ^Negotiate Farm and Mortgage Loans 77-101 (Collections sent;us will receive pr ompt attention a nd remitted on d ay of p ayment •  .  25,000 50,000 J. L. SCHWARTZ.iC. b mcmillan J. H. BAIN------------- L. L. GARDNER FIRST NATIONAL BANK-’t’92 [Oldest bank in Cavalier County, Largest Capital a nd Surplus. FABM MOBTGA GE LOANS NEG OTIAT ED. A Superior Service on Collections. 77-100  '  25c must be sent  397,860  400,000  449,820  112,000 Cont. & Com’l N.. Chi.; Northw. N.. Minpls.; Am. Ex. N„ Duluth; Northern State, Grand Forks. _  50,630  Merch. N.. St. P.: 1st N., Minpls.; Northern State, Grand Forks.  us with each reques t for rating.  .Walsh C 14 CITIZENS STATE BANK»t5 05 F. L. Goodman___ Samuel Torgerson. J. H. Vorachek___ O. A. Bygland____ Lankin. 77-313 Pop. 334  10,000  10,000  300,000  300,000  37,800 N. City, Chi.; Northw. N., Minpls. and Grand Forks; 1st N., St. P.  E. A. WAMBEM — M-afc JOSEPH MACHART on given B-L Dr matters, ")15c must be se nt us with each s ight draft for pre sentation and '25c for each ere dit report. TBY US.  10.000  14,720  236,450  223,440  37,730 1st N„ Minpls.; Northw. N„ Grand Forks.  FIRST STATE BANK-—«i! 05 77-312  Lansford...Bottineau B 7 First National Bank____ »t’O5 F. E. Tucker_____ Pop. 337 77-238 •' _______ " i First State Bank______ »t§’02 A. M. Hovland........ 77-237 Larimore...Grand Forks Elk Valley Bank--------- »JS'95 F. S. Graham_____ 77-95 Pop. 1285 D 14  G. W. C. Ross.......... C. S. Dugstad____ A. G. Adams J. G. Walstad------- F. A. lamp______ A. Stonehouse. P. L. Arms  Paul E. Glass........  NATIONAL BK. OF LARIMORE .0. W. Higley.......... C. J. McKean.____ O. A. Hazen..........  77-96  T. J. Jermeland—  John Lysne.  Larson................ Burke B 4 First State Bank___ .—•tS'09 H. P. Altner............ L. C. Wingate........ Ole Lovik................. A. M. Olstad_____ 77-635 Pop. 114 law ton____Ramsey O 13 Farmers State Bank_____ S'03 George E. Towle- Hans Hanson_____ Oluf Hagen______ H. E. Williams____ 77-636 Pop. 250 •tros Howard Willson... O. Christ................... P. A. Pickett_____ L. J. Sande............. Leal.................. Barnes E131 Bank of Leal 77-637 Pop. 150  |E. R.REITSCH....... H. W. MARTIN....... T. 0. CHANTLAND...... E. 0. MARRIOTT.......  _______  "  “  _______  “  POD. 322 ' 77-640 NORTH OXKOTN TAap on index   1067 http://fraser.stlouisfed.org/ TOofWN COUNT'S Federal Reserve Bank St. AND Louis  r the aiilhnrltv  Name  of  Kakk.  25,000  9.000  195,000  185,000  24,000 Union N.. Minot; 1st N., Minpls.  25,000  5,000  195,000  197,000  20,000  6,000  370,000  320,000  _____ w N.,_______ St. P.;________________________ Merch. & Mnfrs. State,_____ Minpls.; 25,500 Am. Union N„ Minot; Northw. N., Grand Forks. W 50,000 Han. N., N. Y.; 1st N., St. P., Fargo, and Grand I Forks; 1st N., Minpls.  25,000  6,000  275,000  200,000  10,000  6,000  113,000  99,000  15,000  7,000  135,000  100,000  20,000  10,000  160,000  145,000  25,000  23,740  356,160  330,080  P. W. CHANTLANO  )Special attentlo n given B-L Draf ts, Notes, and Co llections. tide must be se nt us with each s ight draft for pre sentation and 25c  I First National Bank........ »t’02 J. I. Hegge.............. G. W. C. Ross____ J. H. Dooley_____ 77-149 Security Bank_________t§’15 E. B. Page............ . George Wallace ... A. J. Engel............. 77-894 Lefor_________Stark F 41 Lefor State Bank---------- 1§’15 Adam A. Lefor___ L. A. Simpson____ N. A. Lefor.............. Pop. 100 77-869 Lehr.......... McIntosh GIF Farmers & Merch. Bk..»t§’02 J. M. Hammond___ John J. Giedt_____ I. E. Giedt................ John Bischof 77-638 Pop. 350 State Bank of Lehr___ *t§’17 F. Ziegenhagel.__ Fred Rott.......... — C. F. Kaz................. 77-980 Leith_________ Grant G 6 Farmers State Bank.__ t§’10 Geo. Geo.W. W.Herron... Herron... James Glavkee.... Clair Cornell______ Pop. 200 77-639 “ _______ “ i Peoples State Bank___ *§’181 J.I. Cahill------------- F. P. Emch.............. J. A. Bauer............. 77-1000 Leonard______ Cass F 15, Farmers Bank________ •W03\J. A. Power_______ A . A. Plath________ I John W. Goodman “  w > z  r  »t’O2  Leeds.............. Benson Olli FARMERS & MERCH. BANK 77-150 •tS’O6 Pop. 1000  o a SC o > * o >  L. I. Walden.  for ea ch cred It repor t.  TB  27,000 IstN.and Midland N., Minpls.; 1st N., Grand ® Forks. rt 51,000 1st N., St. P.: 1st N., Minpls.; Northw. N., O Grand Forks. 30,000 Northw. N., Minpls.; 1st N., Valley City. f# O 65,780 N. Park, N. Y.: Cont. & Com’l N., Chi.; 1st: 3 N., St. P. and Fargo; Northw. N„ Grand 2? Forks. Y US.  25,000  5,000  350,090  284,000  41,400 IstN., Minpls. and Fargo.  20,000  1,500  125,000  120,000  35,000 Midland N., Minpls.; 1st N., Grand Forks.  10,000  8,000  30,000  40,000  J. W. Hammond-  10,000  9,490  232,730  220,310  Il. G. Nagel............  15,000  1,500  95,000  95,000  E. F. Borchert ....  10,000  2,000  IUU.OOO  96.000  20,000  2,990  52,070  80,580  40,000  5,000  307,510  328,040  W. J. Anderson...  35,000 Chase N., N. Y.: N. Produce, Chi.: Northw. 3 w N., Minpls. and Grand Forks. CL O  6,000 N. Ex.. St. P.; Merch. N., Dickinson.  25,910 Chase N.. N. Y.: 1st N., Minpls., Bismarck, and, Fargo. 11,500 Union State, Minpls.: Citiz. Tr & Sav., Aber-«_ deeu, S. D. q 20,000 Nortliw. N., Minpls.; Aberdeen N., Aber-!?-* deen. S. D. ?* 12,130 Bk. of N. D., Bismarck; 1st N.. St. P. vo 49,980 Han. N., N.Y.; 1st N., St. P.; 1st N. and North-! to  ern N., Fargo.  Banks Advertising give Prompt Attention to Collections and Correspondence  NORTH DAKOTA—Continued  T°wns Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of this volume. For Interest Rates. Iltiliil.i VSCOO r  DcUAis.»  NORTH OkKOTX Map on \ndcx  President.  Lidgerwood — Richland Farmers National Bank.<’06 jM. Lynch........ ......... 77-110 Pop. 1065 Q 16 First National Bank____ <’01 !M. 0. Movins.......... 77-111 Lignite_______ Burke B 4 First State Bank______ t§’07 P. N. Johnson____ 77-641 Pop. 200 Lincoln Valley—Sheridan Lincoln Valley State Bk.t§’12; c. I. Kindschi____ 77-775 Pop. 60 D8  CITY NATIONAL BANK 77-173  •’08,  f  Ass’t Cashier-  Anton Wohlwend— F. W. Mashek____  50,000 f  12,500 $ 517,000 J 471,000 $  J. H. Movius______ R. H. Rue________ E. C. Parizek_____ M. E. Voyek C. P. Olson______ E. G. Hanson_____  50.000  40,000  850,000  775.000  25,000  7,500  215,000  155,000  B. G. Kindschi____  10,000  3,600  109,000  107,000  OTTO T. BECKER— A. E. BECKER.......  25.000  12,500  425.000  360,000  A. J. Goetz______  FRANK CHESROWN FRED HEINRICH_ _ _ CHAS. COVENTRY  S  jNO. McCRORY  - - E. M. GRAF _ _ _ _ THOS. JONES  25,000  Patronize a Na tional Bank. Collections soli cited. FEE IN A DYANCE: Sight Drafts, 15c mini mum; Credit Reports, 50c. High grade Farm Mortgage L oans negotiated.  25,000  State Bank of Lisbon...<§’82'E. C. Lucas_______ 77-61 Litchville___ Barnes E13 First National Bank____ <’06, A. P. Hanson_____ 77-227 Pop. 650 First State Bank_____ <§1900 J John M. Olson____ 77-226 Loma............ Cavalier B 12 First State Bank........ ..<§’05 James Balfour------Pop 100 77-642 Lonetree______ Ward C 6 First State Bank_______*§ ’12 F. S. Tofflemire___ 77-777 Pop. 50 Loraine____ Renville B 6 Loraine State Bank_____ $§’08 M. If. Dale---------77-643 Pop. 100 Lostwood—Mountrail C 5 Mountrail Co. State Bankt§’10 B. W. Taylor______ 77-644 Pop. 100 Lucca______ Barnes F14 First State Bank_______ $§’051H. Ingvaldson____ 77-645 Pop. 200 Ludden_____Dickey H 14 First State Bank—........ $§’07; W. M. Scott----------Pop. 109 77-646  Lundsvalley__ Mountrail Farmers State Bank—*§’16 i Edward S. Lee----Pop. 60 C4 77-978 Luverne____ Steele E 14 Luverne State Bank___ <§’11; J. D. Brown--------77-724 Pop. 225 Pioneer State Bank____ $§'121 Ole Arnegard-------77-743 Maddock___ Benson D 10 Citizens State Bank____ $§'ll1T. D. Thorson-----77-731 Pop. 800 Farmers State Bank...<§’01 J. I. Hegge--------77-647  J. K. Borg___  20.000  600.000  75,000 N. Bk. Rep., Chi.; 1st N.. Minpls. and Bis­ marck.  1st N., Minpls and Eureka, Bk. of N. D„ Bis­ mark. 192,160 Han. N„ N. Y.; Merch. N„ St. P.  50,000  32,480  860.000  791,820  50,000  11,260  316,560  360.890  27,010 Midland N., Minpls.; Scan. Am., Fargo; N. Ex., St. P.  W. R. Sandager—. Harley S. Grover— W. F. Grange____  50.000  15,000  575,000  475,000  J. R. Gamin_______ B. F. Boehm  25.000  22,350  412,000  321.000  L. M. Olson_______ E. H. Headland___ Theresa Grant ___  25,000  18,000  365,000  330,000  C. B. McMillan____ H. F. Baker______  10,000  10,000  150,000  125,000  J. E. Tofflemire__ W. C. Edwards___ Pearl Edwards___  10,000  1.000  78,550  70,960  M. B. Sholaas_____  10,000  5,000  90,000  90,000  120,000 N. Bk. Com.. N. Y.; 1st N., Minpls.; Merch. N„ Fargo. 67,800 Northw. N. and 1st N., Minpls.; 1st N., Fargo and St. P. 45.000 1st N„ Minpls. and Fargo; Citiz. Com’l Tr.Co., Buffalo. 25.000 Cont. & Com’l N.. Chi.: 1st N., Minpls.; North­ ern State, Grand Forks. 16,050 Midland N.. Minpls.; 2d N.. Minot: 1st N.. Grand Forks. 18,000 1st N., Minpls.; Union N., Minot; 1st N„ St. P.  10,000  3,000  80,870  B. H. Knadle  10.000  4,000  80,000  76,000  12,000 Am. N., St. P.  10,000  7,460  91.670  83.980  N. Iverson_______  F. J. Iwert______ E. W. Comford  J. M. Thorson Fred Utke  E. D. Knadle  T., A  Earl Stearns.—  Samson  —  17 780 Cent.. St. P.; 1st N„ Grand Forks.  George Ege ______  15,000  700  75,000  82,000  21,770 N. Park, N. Y.; Live Stock N„ Sioux C.: Bk. of Brookings, Brookings. S. D.: Live Stock N., Oma.; 1st N., Aberdeen. 8,000 Mtle. State, Minpls.; 2d N., Minot.  M. B. Cassell.........— W. B. Cheshire ___ R. W. Smithberger  15,000  9.000  282,000  257,000  39,000 N. Park, N. Y.: 1st N. and Midland N„ Minpls.  C. S. Moores______ J. D. Foley______  E. T. Johnson____  10,000  8,000  90,000  100,000  Albert Ile.-la____ H. Ingvaldson  S. B. Bagne______  H. E. Skognio____  25,000  5,000  175,000  160,000  15,000 Northw. N., Minpls.: 1st N., Fargo and St. Paul. 20,000 Am. N., St. P.: 1st N., Minpls.  G. W. C. Ross  Arthur Idsvoog. .. Joe Bisek ______  20,006  6,270  470,900  417,980  80,420 Liberty N„ N. Y.; Northw. N. and Midland N„ Minpls,: 1st N„ Fargo.  16,110 Midland N„ Minpls.: Northw. N„ Grand' Forks. 63,110 1st N„ Minpls.: Citiz. Com’l Tr. Co., Buffalo; City N„ Bismarck; 1st N. Harvey. 25.000 1st N. and Midland N„ Minpls.  - - Harold Borg_____  Bank of Maida__________ §19. W. F. Winter-------- S. G. Erickson___ M. O. Strom............ L. B. Lindquist___ t 77-1008 First National Bank____ <’12 ; August Peterson- E. V. Nelson_____ E. Y. Nelson_____ E. O. Lerberg........ 77-768 Reservation State Bank<§'ll J. S. Johnson.......... O. C. Dosseth_____ II. G. Anderson___ R. W. Serkland — 77-721  15,000  1,200  48,750  81,260  25,000  7,660  208,900  211,540  10,000  10,000  200,000  180,000  Continental and Commercial Banks, Chicago  i  1067   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  500,000  25c min Imura 1 f paid.  ANSOM COUNTY FARMERS 1 ' M. C. SUHUMSKIE BANK___ 77-63______ <§’06 ^Negotiate Farm and Mortgage Lo ans, Collections a specialty and rein ltted on day of p ayment 'Prompt attenti on to all Banking matters entruste d to us.  INFORMATION ON MANY SUBJECTS. ASK OUR SERVICE DEPARTMENT:  50,500  Cr edit Rep orts, 50c.  Peoples State Bank------ §’20 |r. M. Volk_______ E. T. .Atlia_______ J. R. Yolk_______ 77-1055 ‘Lisbon____ Ransom G 15 First National Bank—.<’83; R. S. Adams______ B. M. Frees______ W. S. Adams_____ H. E. Schaaf______ 77-62 H. K. Adams Pop. 1855 , p « d rpp P. A. SUHUMSKIE - E. T. SWANSON......  Maida_____ Cavalier B 13 Pop. 24 Makoti_______ Ward D6 Pop. 300 “ _______ '*  87.500 N. City, N. Y.; N. Produce, Chi.; 1st N. Minpls. and St. P. 190.000 Chase N„ N. Y.; Cont. & Com’) N., Chi.; Merch. N..SI. P. 62,000 Cont. & Com. N., Chi.; 1st N. and Northw. N„ Minpls.: 2d N„ Minot. 13.000 1st N. and Northw. N.. Minpls.; James River N., Jamestown.  N.. St. P.  . Collections soli cited and appreci ated. FEE IN ADVA NCE: Sight Draf ts, lac minimum; 25c minimum if p aid. \ Absolutely Safe Farm Mortgage!, oans negotiated, netting 6%.  | M.T.BARGER —- C. VORLANDER_ _ _ _ J. D. MEIERFIRST RATIONAL BAHK-<09 77-172  /  Cashier.  N O R T H DA KO TA B A N K S —L id ger w ood to M ak ot i  * Linton........ Emmons G 9 Pop. 1050  Vice-President.  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back ol this volume. For Interest Rates, Holidays, etc., see Laws. Resources. Liabilities. Principal Correspondents. 'SURPLUS Depos­ ijOa.be k Die I Cash A JixPaid-up c'te. iiOBDE, ClAKflB.Dvi AND its Capital Profits Bacuamao r*OM Bamxjb  -Continued  1920  To wn and Countj I Name of Bank. ★County Seats. •Mem. Am. Bks. Assn. SStatej Entire State in No. 9 tMem. State Bks. Assn. tPriv. I Federal Reserve District. ►Mem Fed. Res. [Estab.!  NORTH DAKOTA  W,  1067 Directory, under the authority of The American Bankers Ass’n.  vioms &»* '  _ ____  NORTH CAROLINA-Contin^  K amber under Name of Bank is the New Transit Number given to each bank in U. S. exclusively by The Kand-McNally Bankers’ Directory, under the authority of The American Bankers Ass’n.  Town and County. Name or Bank. ‘County Seats. •Mem. Am. Bks. Assn. {State Entire State in No. 9 tMem. State Bks.Assn. tPriv Federal Reserve District. ♦Mem. Fed. Res. [Estab. ‘Mandan......... Morton 7 7 Farmers Equity State Bank  Pop. 4336  77-966  »§’17  President.  Vice-President.  Cashier.  Wm. Maas________ S. L. Nuchols......... F. D. Herder H. H. Harmon  Ass’t Cashier.  /T. S. JOHNSTONE R.S. JOHNSTONE. W. H. STUTSMAN  NATIONAL BANK «t’14  INVESTMENT CO. '06 Manfred_____ Wells D 10 Pop. 150 Mannhaven .. Mercer E 7 Pop. 25 ‘Manning------- Dunn E 4 Pop. 75 Mantador-Richland G 16 Pop. 100  Manvel-Grand Forks C15 Pop. 205 Mapes--------- Nelson C 13 Pop. 100 Mapleton_____ Cass F 16 Pop. 207 Marion___ La Moure F 13 Pop. 400  First State Bank—_____ t|’O2 77-648 Mercer County State Bk.tS’04 77-649 First State Bank—____ tl’12 77-762 Farmers State Bank .__ tS’13 77-810 Guaranty State Bank— §’20 77-1054 First State Bank—........ •J§12 77-788 Farmers State Bank____ §’19 77-1027 Mapleton State Bank—»t§’13 77-807 First National Bank.__ »t'O2 77-350 Marion State Bank.......... tS’08 77-351  Pop. 1290  77-105  A. H. Peterson____  , We Negotiate F Irst Farm Mortga ge Loans on / Improved We stern North ota and Eastern netting lnves tors 6%. W US.  Banks  54,990 1,847,710 1,529.740  75,940 1st N., Minpls.; N. Bk. Com., St. P.; Citiz. Com’l Tr. Co., Buffalo, N. Y.: Stock Yds. N.. So. St. P. 497,960 1st N., N. Y. and Chi.; Midland N., Minpls.  370,320  44.690 N. City. N. Y.; 1st N., Minpls.; 1st N„ St. P.;  5,880  13,490  414,370  T. L. Beiseker____  431.800  50.000  41.600  20.000  21,000  6,000  5,940  196,160  153,960  10,000  3,950  53,690  65,990  71,000  70.000  175,000  140,000  31,000 N. Produce, Chi.; Northw. N., Minpls.; Far. N.. Lidgerwood. 1st N., Minpls.  136,940  116,190  25,000  25,000  30,860 Capital N., St. P.; 1st N.. Minpls.; 1st State. East Grand Forks. 6,000 1st N., Minpls., St. P., and Grand Forks.  418,000  77,800 Chase N„ N. Y.; Cont. & Com’l N., Chi.: Northw. N., Minpls. Cont. & Com’l N., Chi.; State Bk. of Morton Co., Mandan.  Montana Land,  R. fl. Adams  A. J. Sailer_______ T. A. Bohrer_____  C. G. Kapelovitz... A. N. Beiseker____ N. C. Kapelovitz__  10,000  J. L, Mathews____ J. M. Hynes______ Anton Wohlwend J. F. Hoeck______ A. C. Kapsner____ E. J. Kapsner____  10,000  6 000  15,000  1,500  3,560  51,440 Northw. N., Minpls.; Merch. N., St. P.; 1st N„ Fargo. 5,890 Northw. N„ Minpls.; 1st N., Fargo; Bismarck, Bismarck. 5,000 Northw. N., Minpls ; Merch. N., Dickinson.  N. J. Nelson_____ J. W. Wheeler____ D. A. Nelson. __  10,000  Jacob Franzen ___ John Swenson ___ H. W. Derrig_____  15,000  C. H. Thompson— W. F. McIntyre.__ Arnold Preckel-__ S. S. Lyon W. C. McDowell__ Christian Baertsch John J. Webber... H. A. Crossman-.—  10,000  140,000  121,000  25,000  22,500  325,000  300.000  60,000 Northw. N., Minpls.; 1st N., Fargo.  J. J. Earley_______ P. G. Sitz_____  Frank Kramer........ Lewis Baertsch ___  15,000  17,000  225,000  200,000  50,000 Merch. N., St. P.; Bk. of Valley City, Valley City; 1st N., Minpls.  A. J. BEHRMANN — C. A. BOLSTER_ _ _ _  25,000  29,550  244,820  307,280  52,360 N. City, N. Y.; Cont. & Com’l N„ Chi.; Capital N., St. P.; 1st N., Lemmon,, S. D.  65,000  60,000  174,130  163.690  22,040 1st N. and Citiz. State, Minpls. 60.000 Midland N., Minpls.; Merch. N.. 8t. P.; 1st N., Fargo. 54,000 1st N., Minpls.; Williams Co. Slate, Williston; City N., Bismarck. 18,000 1st N.. Minpls.: 2d N., Minot.  F.O. BARBER.--  FEE IN ADVAN CE: Sight Drafts, 15c minimum; 25c minimum charge if paid. Reliable Credit Reports, 50c. TR Y US.  W. J. Johnson .... Emil Scow------------ T. R. Kelly  H. H. Bond_______  15,000  J. J. Breher______ J. J. Schmidt—— R. B. Daly................ J. E. Saueressig—  15.000  2,220  August Peterson... O. A. Olson_______ P. L. Ofsdahl........ . E. K. Berge______  25.000  5,000  246,000  216.000  C. W. Morton_____ Jno. O. Nelson.__  12,000  7,000  206,000  147.000  R. B. Ballard_____ L. J. Rodman_____  C. L. Newhouse.__ H. J. Dale................. M. C. Tillotson____  35,500 Merch. N., Fargo.  20,000 1st N., St. P.; Drov. State, So. St. P.  15,000  5,000  105,000  87,500  F. A. Rinkel_____  P. J. Nordherg ___ D. B. McDonald__ M. W. Arndt_____  15,000  5,000  120,000  120,000  K. G. Springen___  F. W. Ames______ George O. Stomner O. J. Petterson....  50.000  10,000  351,920  408,360  5I.N0  15,880  853,860  752,180  25,000 1st N.. Minpls.; Merch. N. and 1st N., St. P.; 1st N. Grand Forks. 51,880 Han. N., N. Y.; 1st N., St. P. and Fargo; 1st N., Minpls. 120,140 Chase N..N. Y.; Midland N.. Minpls.; Merch.  10,000  2,500  N„ St. P.; 1st N., Fargo 21,000 1st N., Minpls.; Northw. N.. Grand Forks; 1st  K. Tillotson  Goose River Bank____ .•tt’8l\M. L.Elken............ -\K. S. Groth_______ .— —.Ill, DLL, Soliah GUI H. M. ........... . A. M. Soliah  \ 11-194 Maza-------- Towner C ll\Maza State Bank____ Pop. 12a 1 11-994 NOkltt DKKOlk Ntwp on index  $ 413,400 $ 393,330  from  \J.T. Aim  Gretsheim ..\O.H. Olson ______ S. Sti Stinson_____ \ ___  15,000\  1.200  N-, Sharon.  Banks Advertising s\Ve Prompt Attention to CoUections and Correspondence   1069 ^.^“^^nk^n^^exc'iusrrely b/pbe^Ba^MeNaU^Bln^ers http://fraser.stlouisfed.org/ UireCtOry’ uader tbe authority of Tbe American BankersAss’n. Federal Reserve Bank of St. Louis  NORTH DAKOTA—Continued  Ju ly , 1920  Stockgrowers Bank___ 77-1044 Martin------- Sheridan D9 Martin State Bank____ i Pop. 200 77-354 Max—......... McLean D 7 First National Bank__ Pop. 540 77-378 First State Bank_______ 77-377 Maxbass— Bottineau B 7 Maxbass Security Bank Pop. 147 77-412 State Bank of Maxbass. 77-411 Mayville--------Traill E15 First National Bank._  50,000  Bbcoritibs  Citiz. Com’l Tr. Co., Buffalo.  W. A. Lanterman E. A. Ripley______ E. A. Ripley, Sec.. W. H. Ordway. A. Sec. A. Lanterman A. Iverson, A. Sec.  C. P. ALLISON— Marmarth_____ Slope G 1 FIRST NATIONAL BANK-«i 08 Pop. 1400 77-651  100,000  Principal Correspondents.  ns. Sight drafts , 15c minimum; 2 5c minimum If p aid. TRY US  State Bank of Morton Co. W. A. Lanterman— 77-46 «tS’92  MANDAN LOAN &  GEO. F. WILSON - E. C. JOHNSTONE-  50,000 $  Resources. Loans & Dis-1 Cash & Exc’ts. Bonds, ' ch a no is, Dux  N O R TH DA KO TA BANKS — M an dan to M az a  77-47  i Prompt service FEE IN ADVAN , Credit Reports,  Liabilities. Paid-up Surplus Depos­ AND Capital Profits its  Wm. M. Kozel____ $  First National Bank........ •t'81 H. R. Lyon_______ Joseph P. Hess.__ J. B. Racek _____ 77-45 W. J. Watson  MERCHANTS  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of this volume. For Interest Rates, Holidays, etc., see Laws.  NORTH DAKOTA—-Continued  1068  1068  Towns with Nearest Banking Point (InAcces.), Lawyers, Laws (indexed) in back nf this  Pop. 125  '  \Sa.rvV<s AjA'verYYsvrvg, ^Vve Prompt Attention "to Collections and Correspondence  Tl-m  MORTU OXKOlKMap on \n4ex  Number under Name of tianb ia tbo New Transit _______ Number Iber given each bank in U. S. exclusively by The Band-McNally Bankers’  Directory, under the authority of The American Bankers Ass’n.  Name of Bank. Z Town and County. I •Mem. Am. Bks. Assn. SState ★County Seats. Entire State in No. 9 iMem. State Bks. Assn. tPriv. [Estab. Federal Reserve District. ♦Mem. Fed. Res.  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of thi; volume. For Interest Rates, Holidays, etc., see Laws.  w —» <r*U —» a TF'rN’T* X IVUTC 1 JZrtAUi >1--- 1^,OII I111 11C Cl t  t  Liabilities.  Vice-President.  President.  CARRIER.  Ass’t Casrier.  McCanna—Grand Forks Bank of McCanna............t§’ll E. T. McCanna____ C. D, McCanna___ P. P. Kngh................ 77-732 Pop. 100 D 14  10.000  Principal Correspondents.  Loin A Die- j €asb k JBzc*r». Boroe, ‘ axAvev^IhJx (teownw no* Bxns  ! Paid-up !7™ Capital , pBOPITS i  $  ^McClusky..Sheridan E 8 First National Bank___ »t’O7 E. B. Robertson... J. A. Beck________ 0. B. Carlson_____ 77-203 Pop. 800 Sheridan County State Bank E. Davis---------- F. M. Davis______ Fred M. Maas........ 77-204 «’O9  Resources.  S  112.960 $  87.060 S  32,300 N. Park, N. Y„ 1st N.and Midland N„ Minpls. Northw. N„ Grand Forks.  25.000  180,000  150,000  43,000 Merch. N„ St. P  10,000  150,000  137,000  15,000  178,350  177,000  15,000  125,000  123,000  16,000 1st N„ St. P. and Fargo: Midland N., Minpls,  H. P. HAMMER —- E. M. METZ----------- S. HALVORSON.... reciated and give n prompt attenti on. CE: Sight Drafts, 15c minimum; 25c minimum if paid. 50c. TRY US.  25.000  218.000  210,000  27,120 1st N., Fargo; 1st N„ Minpls.  77-284  iH. S. HALVORSON 1 Collections app (FEE IN ADVAN (Credit Reports  McKenzie...Burleigh F 9 McKenzie State Bank...tS’06 C. B. Little_______ M. F. Goddard____ H. P. Goddard____ P. P. Bliss________ 77-652 Pop. 100 McLeod___ _ Ransom G15 McLeod State Bank ___ t§'15 L. J. Hanson_____ H. L. Hanson_____ F. N. Evenson___ Wm. H. Dickson.. 77-888 Pop 75  10,000  38,490  39,570  12,290 No.-West. N., Minpls.; 1st N„ Bismarck.  10.000  97.545  97,750  17,520 N. Park. N, Y.; Northw. N„ Grand Forks; 1st N„ Minpls.  First National Bank....<’06 C. H. Simpson____ O. G. Olsen______ A. O. Moen.............. G. E. Nelson_____ 77-805 Cora L. Berg  25,000  309,000  321,470  30,000 1st N„ St. P. and Fargo; Midland N., Minpls.  25,000  258,000  237,000  45,000 1st N„ Minpls. Fargo.  325,000  40,000 Merch. N„ at. P,; 1st N„ Minpls.:Far. & Merch.' N., Jamestown; Citiz. Com’l Tr. Co, Buffalo. 20,000 Stock Yards N„ So. St. P.: Northern N.J Fargo; IstN., St. P., Secur. Sav., Jamestown.i 51,950 Live Stock Ex. N., Ohi,; Stock Yds. N„ So. St. P.: 1st N„ Dickinson; Merch. N„ St. P. 50,000 Han. N„ N. Y.; Northw. N„ Grand Forks; Midland/N., Minpls. 31,500 Northw. N„ Minpls.; James River N„ James-! town. 11,000 Cont. & Com’l N., Chi.; 1st N„ Minpls.; 1st Guaranty, Bismarck. . 15,000 Northw. N», Minpls.  McVille____ Nelson D14 Pop. 546  A. 0. ARNESON-. E. C. OLSGARD___ E. H. NORBY-------- BiMW--0. H. LARSON STATE BANK OF McVILLE  77-335  »tS'O6  25,000  350,000  Joseph Kaisler ___ E. M. Reardon------ Chas. E. Shrawder S. J Kaisler___ R. M. Stangler Harve Robinson__ C. Pederson_____  15,000  150,000  135,000  G. E. Burgess_____ M. V. Follis___  15,000  211,160  189,430  Samuel Torgerson. T. J. Smith______  H. L. Hanson_____ O. H. Overland .  10,000  140,000  100,000  O. W. Wiseman ... E. Lettner.............. P. P. Wiseman___ E. F. Morey....  10,000  110,000  102,170  25,000  35,000  43,000  10.000  110.000  105,000  Security State Bank...»t§’16 77-924 Stockmen’s State Bank.»tS’O9 77-653 Mekinock State Bank.. •t§’07 77-654 Bank of Melville---------- tS’07 77-655 Menoken Farmers State Bk. 77-1033 $§'19 First State Bank---------- tS’07 77-444 Mercer State Bank------tJ’09 77-445 Merricourt.. .Dickey G12 First State Bank ........«$§’O6 77-656 Pop. 70 Mesa______ Williams B1 (See Hanks) Pop. 50  and St. P.; Northern N.J  Save time and get service on Col lectiqns and Cred it Reports by send ing TRY U FEE IN ADVAN CE: Plain sight drafts, ISc; Cred if Reports, 50c.  Medina___ Stutsman K11 First National Bank.__ »t’O8 W. F. Stege_______ Peter Karpen_____ A. J. Preszler____ E.V. Opp_____ 77-309 E. J. Remboldt Pop. 500  ‘Medora_____ Billings F 2 Pop. 100 Mekinock___ G. Fks. D15 Pop. 200 Melville_____ Foster E 11 Pop. 150 Menoken...Burleigh F 9 Pop. 50 Mercer.......... McLean E 8 Pop. 200  j  W. R. Allinson .... Lee Dralle_______  J. M. Meier.... .........  Wm. Lierboe_____ R. T. Lierboe_____ O. S. Hjelle.......... .  B. C. Hjelle____  M. C. Freeberg ___ Geo. McFadden ... F. O. Freeberg___ H. A. Freeberg.  10,000  90,000  75,000  E. Magoffin---------- J. H. Wishek.......... Lee Northrop____ L. R. Hauge___  16,000  115,000  100,000  25,190 1st N.. Minpls.; 1st N., St. P.; Aberdeen N.J Aberdeen.  Michigan___ Nelson C 14 MICHIGAN CITY BANK.tS 93 N. H. Elvick_____ Oliver Knudson... N. M. Orvik______ E. R. Hegg____ 77-247 Gilman Maltrud Pop. 491  10,000  222,000  212,000  11,000 Chase N,, N. Y.; and Grand Forks.  87,340 Han. N„ N. Y.; Merch. N., St, P.; 1st N., Grand Forks and Duluth. 10,000 Northw. N„ Minpls.  J. M. Lamb_______ Wm. G. Lamb____ G. F. Lamb______  Stephen Hofer..  10,000  338,440  279,030  H. T. Graves.......... A. B. DeNault........ C. E. Davis______  Chas. Drawz____  10,000  50,000  45,000  25,000  326,150  287,200  30,000  401,600  382,000  E. B. Johnson____ Peter Christiansen A. W. Eastman ___ Otto Miller_____ E. C. Enge A. E. Austin............ Alfred H. Botten.. Reginold Thorne.. James M. Kane— Anton Berger  ASK OUR FOREIGN DEPARTMENT FOR foreign trade and credit information:   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  25,000 1st N„ Minpls.  Northw. N„  Minpls.1  58,830 Chase N., N. Y.; 1st N., Minpls.: N, Bk. of I Wahpeton, Wahpeton 62,000! 1st N„ St. P.: Northw, N„ Minpls.; Northern I Sav., Fargo; Citiz. N., Wahpeton.  Continentaland Commercial Banks, Chicago  1069  Nelson Co. State Bank«t§1900 77-248 Millarton. Stutsman E 11 Millarton State Bank__ S’13 77-786 Pop. 50 Milnor_____ Sargent G 15 First National Bank----- <’06 77-175 Pop. 680 Milnor National Bank—<’83 77-174  N O R T H DA KO TA BA N K S — M cC an na to M iln or  McGregor ..Williams B 3 McGregor State Bank..«tS’10 W. C. McClintock. Ernest Bylin_____ V. A. Heiberg____ Emil Heiberg____ 77-497 Emma Berend Pop. 200 McHenry ___ Koster D 13 Farmers & Merchants Bank E. J. Horn.........— N. O. Haugen___ F. H. Stafford........ H. S. Strand______ 77-939 t§*16 R. G. Nicoll Pop. 450  26,000 1st N. and Northw. N„ Minpls.: 1st N„ St, P.; James River N„ Jamestown: Stock Yds. N„ So. St. P. 12,000 1st N„ Minpls.; Grand Forks and St. P.  FIRST NATIONAL BANK-«t'O6  6 & J J 20  1 /~IAO  lUUD  unde, N »eB..U ijy.NORTH CAROLINA—Con tinu< i o to each bank in U. S. ©  Number under Name of Bank is the New Transit Number given to eacil bank in U. S. exclusively by The Band-McNally Bankers’ Dirpctow. lindpp Amapiran Rankars Acs’’n Directory, under thp the aiithnritv authority nf of Thp The American Bankers Ass n.  Town and County. ‘County Seats.  Name of Bank.  ---- _------------ - ——----- -  Li;  -  Liabilities.  Resources.  Depos­ Paid-up Subplus and its Capital Profits  Loam A Da- Cam A lxc’ts. Bonds, chances,Dpi Saoc&mBs from Baku  i  •Mem. Am. Bks. Assn. SState' Entire State in No. 9 tMem. State Bks. Assn.tPriv. i Federal Reserve District. ♦Mem. Fed. Res. [Estab.  President.  (JOHN WILD-------- W. W. McQUEEN--  Ass’t Cashier.  Cashier.  Vice-President  6,500 I 212,450 $ 209,470 $  20,000  2,400  247,600  218,670  36,700 Chase N„ N. Y.: 1st N„ Minpls., Grand Forks, and St. P.  M. L. Haley______ C. O. Jacot--------  25,000  6,100  330,000  360,000  25,000 1st N.. Fargo: Northw. N. and 1st N.. Minpls.  C. J. Wiedahl_____ George Wigdahl  25.000  8,500  150,000  115,000  84,000 Merch. N.. 8t P.; 1st N., Fargo: Citiz. Com’l Tr. Co., Buffalo.  A. H.KURTH............L. L. KVAM.............  50,000  5,000  240,000  260,000  50,000 N. Bk. Com., N. Y.: Midland N., Minpls.; Am. N..' St. P.: Northw. N., Grand Forks.  G. W. Dahlquist. ! Duane Suydam  50,000  7,060  311,620  323,280  71.670 Meeh. & Metals N.. N. Y.; Met., St. P.  L. M. Ellithorpe. C. J. Fuglaar  35,000  15,000  450,000  385,000  120,000 Han. N., N. Y.; 1st N., Minpls. and Grand Forks.  A. E. Elefson Hilda Balerud  25.000  6,810  462,430  445,210  48,270 Liberty N., N. Y.: 1st N., Minpls.:NorthernN., Fargo.  162,530 1,953,000 1,625.000  415,000 Chase N., N. Y.; Cont. & Com’l N., ChL;  $  insures prom pt personal atten tion  State Bank of Milton ..»tS’9O B. Prom---------------H. R. Aslakson____ M. Aslakson. 77-268  Minnewaukan State Bk.»t5'01 E. Beissbarth_____ B. Christianson. 77-210 (PETER EHR........ E. P. EHR-  ‘Minot................Ward 0 7 ♦CITIZENS BANK......... •« 10 Pop. 10,476 77-26  Collections hav e the personal at tentlon of an off! cer and remitted for on day of payment. We negotiate Farm Mortgage L oans on Improved No. Dakota land.  First Farmers Bank —•+§’17 Anthony Walton .. IC- O. Carlson.......... D. E. Asplund— 77—27 j s. O. Ridgway  ♦First International Bk.«t§15 II. E. Shearn_____ G. W. McWilliams. 77-25  W. J. Gerding.  ♦Scandinavian-American Bk. E. R. Ramstad........ | M. R. Porter............. George Heger. 77-24 »t§’05  ‘SECOND NATIONAL 77-22  R. E. BARRON........ F. W. ROACH______ H. E. BYORUM-— W. E. TOOLEY— U. S. Depository. M. N. McKENNA Oldest and Largest Bank In Northwestern North Dakota. Send your Items direct for prompt, efficient service. BANK 6% FIRST FARM MORTGAGE LOANS NEGOTIATED. <96 E. 8. PERSON — C. H. ZEHRINGER- C. H. ZEHRINGER - B. A. BALERUD ... 0. R. POWELL  UNION NAT’L BK. 77-23  39.110 N. City. N. Y.: Northw. N„ Minpls.: Northw, N„ Grand Forks; Merch. N„ Ced. R.: 1st N., Fargo.  <05  100,000  Northw’. N., Minpls.; Merch. N.» St.P.; 1st N., Fargo.  25.000 1.100.000 U. S. Depository. Accounts of Banks and Bankers solicit 100,000 950,000 200,000 N. Park, N. Y.; Corn Ex. N., ChL; IstN., St. P. and Minpls. ed. Unexcelled facilities for the prompt collection o North Dakota items. Send US your business. $££ ad VERTIS EMENT ON BAC KOF 10 RTH DA KOTA MAP.  JOURGEN OLSON  JOURGEN OLSON- JOHN H. WERNER- C. L. SMITH---------------------- ---------High Grade Bonds, Farm and City Mortgages. 500,000 Securities suitable for bank Investments, consisting of short time paper given by responsible firms, banks and farmers. List of banks handling our securities furnished on request. SEE AD VERTIS EMENT ■03  1 Union N., Minot.  & COMPANY  Minto................Walsh C15 BANK OF MINTO............ t5 85 Pop. 602 77-658 ..  \  H. E. Byorum, Sec. and Mgr.  25,000  (M.S. TITUS — G. V. TITUS----------- afts‘, Node/ and C L. W. WISNIEWSKI ollections. J Special atten ti on given B-L Dr  )15c must be sent us with each Sigh t Draft for present ation and 25c (OLDEST AND  Credit  77-928  rep. mu  6,570  418,880  336,750  104,690 Chase N..N.Y.; IstN., St. P., Grand Forks, and Minpls.  50,000 Meeh. & Metals N., N. Y.; Northw. N., 1 Minpls.; Merch. N., St. P. 22,001) [Northw. N., Minpls.; 1st N., Bismarck.  Reports.  LARGEST BANK  IH.Ga Gavere............... First State Bank______ •t§’16 16',C. J 3.. Lofgren------_____(N. N.J.3.Nelson Nelson ........... ..........IH. Mofht State Bank_________  ON NORT H DAKO TA MAP.  14 C. B. Little_____ V. Benz___________' H. P. Goddard  77-854  HORTtt DAKOTA PAap on Index   http://fraser.stlouisfed.org/ Number under Name of Hank ia the New Transit Number given Federal Reserve Bank 1 of St. 1 Louis to each bank in U. S. exclusively by The Rand-McNally Bankers’  \L. L. Rockwood — ,\  15,000 1  2,500  230,000 1  200,000  10,00()\  2,00(  92,OOC \\  77.501  ____ J uly, 1920  Minot Clearing House........... M. R. Porter______ (Members indicated by a *)  NOR TH DAKOTA BANKS—Milton to Moffit  ‘Minnewaukan ...Benson First National Bank ...•tl900 J. I. Hegge---------- G. W. C. Ross.. Pop. 600 C 11 77-209  Principal Correspondents.  25.000 $  H. G. HALVERSON- C.S. ROBERTSON  Milton_____ Cavalier B 13 FIRST NATIONAL BANK.«t'O2 J 15c sent us with each Sight Draft for presentation presen Pop. 500 77-269 j and 25c for ea | ch Credit Report '  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.). Lawyers, Laws (indexed) in back of this volume. For Interest Bates, Holidays, etc., see Laws.  NORTH DAKOTA—Continued  1070  1 070  Tha Ampriran Rankers Ass n»  4,  Xdvertisirv^ £ive Prompt Attention to Collections and Correspondence  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.l.awvers. l.aws findexed) in h-.eL- nf thic i  Pop. 100  '  TJ-&54"  Banks XdverVvsvn^ give Prompt Attention to Collections and Correspondence  NORTH DKKOTK Map on Index  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (Indexed) in back of this volume. For Interest Rates, Holidays, etc., see Laws. C  Number under Name of Bank ia the New Transit Number given  ■tnyi to each bank in U. S. exclusively by Tbe Band-McNally Bankers’ J- \J/ -1 Directory, under tbe authority of Tbe American Bankers Ass’n.  NORTH DAKOTA—Continued  Resources.  Name of Bank. •Mem. Am. Bks. Assn. SState •County Seats. Entire State in No. 9 tMem. State Bks. Assn. tPriv. [Estab. Federal Reserve District. ♦Mem. Fed. Res.  Town and County.  *Mohall.......... Renville B 6 FIRST NATIONAL BANK<’03 Pod. 1200 77-223  Vice-President.  President.  J  ,  ..  +  Cashier.  + ,v  Ass’t Cashier.  .  j Paid-up i Capital  C. G. STROMMEN  SECURITY  77-222  BANK  £§’02  and Profits  25,000 $  Depos­ its  & DlB-  A Ex-  1 fX)AN8 Cash c’ts. Bonds, CHAXGB8,Dub SXCDRITIBS PROM BaNXB  *<f  Principal Correspondents.  7,000 $ 290,000 $ 265,000 $  47,000 Han. N., N. Y.: 1st N.. Minpls.  5,000  25,000'  jCan serve you i n every departme nt of banking in a satisfactory ma nner. 'Collections a sp ecialty, and remi tted on day of payment.  <N. IVERSON — M.C. BALE............. P. H. LAMBERT— CONRAD IVERSON  MOHALL  J  Surplus  25,000  215,000  205,000  Grand Forks; Union N., Minot.  ^Collections and Requests for Cre dit Reports MUS T be accompanle d by 'FEE IN ADVAN CE: Plain sight d rafts, 15c; Credit .Reports, 50c.  i J. C. PETERS-— F. W.WIEBE25,000 25,900 W. W. BERGMAN. E.C. BERGMAN. 613,000 L.V. HANSON . deposit s guara nteed. months. MOHALL STATE BANK-<§02 ; 6% paid on certi flcates of deposit issued for 3, 6, 9, or 12 mon ' FIFTEEN CENT S sent to us with each sight draft for presentation and 77-221 ( FIFTY CENTS for each credit re port insures pro' ention.  476,000  127,000  Citiz. Com’l Tr. Co., Buffalo,  Monango .__ Dickey G 12 BANK OF MONANGO--<§’92 I. M. Caldwell........ W. L. Caldwell.... W. C. Caldwell____ 'J. C. Cooke............... , 77-413 Pop. 238  10,000  16,000  200,000  120,000  45,000 Chi. Sav. Bk. & Tr. Co.. Chi.; Northw. N., Minpls.; Merch. N., St. P.  John Thorn______ A. A. Suszycki---- E. Magoffin................ H. R. Fox Chris. Bollinger F. E. Stott_______ H. T. Marken____ |Paul B. Hegstad... C. A. Arduser ! H.T. Graves______ A. B. De Nault------ j1. Ytreeide_______ Geo. Rulon...............  20,000  4,000  135,000  160,000  25,000  5,000  41,000  49,000  12,000 1st N., St. P. and Minpls.: Stock Yds. N., So. St. P.; 1st N., Ellendale. 9,400 |ChaseN., N. Y.; IstN.. St. P.; Far. & Merch.  10,000  14,000  108,000  112,000  Thos. Manykowske H. N. Langseth— John Kirkhus____  10,000  5,000  82,610  61,850  W. D. Henry.......... M. Brown................ J. J. Lawrence ___  25,000  2,000  119,400  98,540  25,000  15,000  537,500  472,500  40,000  1,000  265,110  266,780  10,000  2,000  150,000  135,000  10,000  3,300  60,600  47,300  10,000  10,000  324,000  283,000  25,000  8,000  140,000  130,000  10,000  4,000  150,000  120,000  10,000  2,000  80,000  70,000  25,000  8,000  320,000  270,000  10,000  4,000  100,000  110,000  15,000  1,500  • 90,420  86,150  25,000  25,000  426,000  390,000  P. S. Peterson____ Fred L. Goodman — G. A. Hartman, Jr. E. O. Nestoss_____  15.000  6,700  152,000  151,000  J. L. Page . ............... M. Teigen________ John T. Page_____  10,000  1,500  35,000  39,000  10,000  8,000  150,000  130,000  Farmers & Merch. State Bk. 77-414 tl’07 Montpelier.StutsmanF 12 First National Bank____ «’19 77-1045 Pop. 200 Montpelier State Bank .<§’05 77-659 Mooreton..Richland G 16 Farmers State Bank____ §’10 77-301 Pop. 123 First National Bank____ +’05 77-300  *Mott_____ Hettinger G 5 First National Bank........ <’07 R. E. Trousdale ... H. P. Jacobsen ___ E. H. Trousdale__ 77-181 Frank Lauterbach Pop. 116 State Guaranty Bank.—tS’10 J. L. Opfer_______ F. G. Orr------------- Geo. J. Helming... E. C. Helming____ 77-182 G, C. Helming A. C. Rausch Mountain ..Pembina B 14 Mountain State Bank ..<§’08 E. Thorwaldson.__ G. E. Towle--------- E. A. Brandson____ E. Thorwaldson... | 77-660 Pop. 200 Mowbray..-Cavalier B 12 Bank of Mowbray..........£§’09 E. I. Donovan____ J. B. Halloran____ J. L. Tschida...... E. J. Donovan. 77-661 Pop. 100 Munich____ Cavalier B 12 Farmers Bank----------- <§’05 Adam Hannah____ M. G. Antony_____ P. J. Antony______ 77-277 Pop. 400 Mae Ginley First National Bank___ <’05 A.T. Hunter______ J. A. Dinnie______ , C. M. Tjosvold .... H. A. Janzen. J. O. Fadden 77-276 Mylo..............Rolette B 10 First State Bank---------<§’05 A. Egeland_______ R. J. Honeyford .. O. M. Ness______ Isabelle Ness. 77-662 Pop. 150 Sanson.......... Rolette C 10 State Bank of Nanson...t§’07 S. B. Qvale_______ S. A. Retrum_____ M. Retrum.............. 77-663 Pop. 100 ‘Napoleon___ Logan G 10 First National Bank___ t’01 C. L. Merrick_____ N. C. Young______ F. B. Heath________ M. E. Giefer______ I 77-302 Pop. 600 (ADAM KROEBER  N. C. KREBSBACH  C. KUSLER_______  MERCHANTS BANK........ £§’08 < Collections soli cited and appreci ated. j FEE IN ADVAN CE: Sight drafts 1 5c minimum; 25c minimum if paid. 77-303 LCredit Reports 5 Oe. TRY US.  Farmers State Bank —£§’19 77-1023 First National Bank___ <’87 77-664 Nekoma___ Cavalier B 13 State Bank of Nekoma..t§’05 Pop. 200 77-665 Newburg...Bottineau B 8 Farmers Bank------------- £§’12 Pop. 102 77-774 Neche........ Pembina B 14 Pop. 528  “  ...............  “  A. M. Fruh________ Daniel Kippen........ N. L.DeMars______ R. J. Welch............ J. N. Horgan 1 F. P. Holmes_____ C. N. Murphy------- Fred. L. Lewis_____  State Bank of Newburg <§’05 D. N. Tallmon____ F. A. Rinkel_____ P. J. Nordberg ___ Lottie Anderson...:  77-666  THOUSANDS OF BANKS BUY COMMERCIAL PAPER ON OUR CHECKINGi   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  26.900  N., Jamestown.  im. Ex. N., N. Y.: Northw. N., Minpls.; James River N.,Jamestown. 30,890 1st N., Minpls.; Citiz. N., Wahpeton.  47,190 Imp. & Tra, N.. N. Y.; Northw. N., Minpls.; i Citiz. N., Wahpeton. 107,000 Cont. & Com’l N., Chi.; Northw. N., Minpls.; Stock Yds. N.. So. St. P.: 1st N.. Mandan. 41,840 1st N., Minpls.; Northern N., Fargo: Citiz. Com’l Tr. Co., Buffalo.; Merch. N„ St. P.  18,000 IN. City, N. Y.; 1st N., Minpls. and Grand Forks. 22,300 1st N. and Northw. N., Minpls. 45,000 Merch. Ln. & Tr. Co., Chi.; 1st N„ Minpls.; Northern State, Grand Forks. 30,000 |N.Park, N. Y.: Northw.N., Minpls.; 1st N„ Grand Forks. 30,000 11,000 Merch. N.. St. P.: 1st N„ Grand Forks.  40,000 Northw. N., Midland N., and 1st N., Minpls.; 1st N., Fargo. 25,000 j IT. Bk.Com. St. P.; 1st N., Minpls.; City N., Bismarck.  8,930 Albert Lea. 95,000 Meeh. & Metals N„ N. Y.: 1st N„ Chi., St. P. and Minpls. 17,300 Northw. N., Minpls. and Grand Forks.  5,000 1st N., Minpls.; Northw. N„ Grand Forks.  25,00011st N., Grand Forks, Minpls. and St. P.  Continental and Commercial Banks. Chicago  NORTHCAROLIN^ContinuNon-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of this volume. For Interest Rates. Holidays, etc., see Laws.  Number under Name of Bank is the New Transit Number given  Town and County.  Name of Bane.  ‘County Seats. •Mem. Am. Bks. Assn. SState Entire State in No. 9 tMem. State Bks. Assn. tPriv. Federal Reserve District, ♦Mem. Fed. Res. [Estab.  President.  New England-.Hettinger Farmers & Merchants State W. L. Whitmire. Pop. 613 F 4 Bank .—77-977______ t§’17  Vice-President.  Cashier.  R. J. Lauterbach.. H. F. Littig______ Gordon Gardner  Ass’t Cashier.  Liabilities. Paid-up Surplus Depos­ AND Capital Profits its  H. A. Borcherding $ P. O. Lokke  15,000 J  Resources. lAJAK® 1 DlBc’tb. Bonds, Sbcokxtim  Cash St Exchanqm.Dui from Banks  1,200 $ 230.000 $ 208,000 $  Principal Correspondents.  32,000; Capital N., St. P.; 1st N., Bismarck.  25,000  31,540  345.8T0  340,370  76,530! 1st N.. Minpls.: 1st N., Mandan.  ; C. L. MERRICK— J. J. MURPHY_ _ _ _ J. L. BOUCHER------ J. E. RAND--------A. L. MURPHY IDA E. PUARIEA  25.000  5,000  300,000  300,000  25,000 Northw. N., Minpls.: Northern N., Fargo: ! Stock Yds. N., So. St. P.  New Leipzig...Grant G 6 Farmers State Bank.. .•+§'16 Adolph Frasch — Bernhard Frasch.. A. Eberhardt_____ G. A. Ruana______ Pop. 378 77-955  15,000  1,680  129,040  132,770  15,970 Northw. N.. Minpls.; City N., Bismarck.  First 8tate Bank______<§'10 Q. E. Towle.............. J. S. Birdsall______ O. D.Sprecher____ W. S. Thorwaldson 77-355 F. L. Kahlert_____ New Leipzig State Bank<§'10 J. P. Zweber_____ 77-356  10,000  7,500  145,000  125,000  25,000 IstN.,Minpls.; Northern N.,Fargo.  10,000  7,000  150,000  100,000  25,000! Stock Yds. N., So. St. P.; 1st N., Bismarck and Minpls.  50,000  17,000  437,000  413,000  70.000 Han.  20.000  15,000  531,410  483.670  53,770 Meeh. & Metals N., N. Y.; Cont. & Com’l —• N., Chi.; 1st N.. Fargo, St. P„ Minpls., and Duluth.  M.B. HAAS---------  25,000  16.650  555,860  517,460  90,040 Liberty N., N. Y.; 1st N., Fargo, Minpls., and St. P.  C. W. WIEGMANN- PHILIP BLANK_ _ _ _ F. H. ELLWEIN............. J. H.WECKER_ _ _ _  20,000  4,000  256,000  242,000  20,000 N. Bk. Com., N. Y.: 1st N., Chi. and Minpls.;! 0 City N., Bismarck.  H. E. Schroeder__  First National Bank____ t’10 August Peterson... 77-495  SECURITY STATE BANK 77-494  ‘NewRockford.Eddy D11 Pop. 2500  <§’09  77-120  .JS’S.2  MERCHANTS BANK 77-122  Z  Collections given prompt attention. FEE IN ADVANCE: Sight drafts 15c minimum: 25c minimum if paid. Credit Reports 50c. TRY US.  <’02  LEWIS MORTENSEN MARTIN AAS_ _ _ _ J. F. SWENSON——  Patronize a Nat tonal Bank. Collections solicited and appreciated. FEE IN ADVAN CE: Sight drafts 15c minimum; 25c m inimum if paid. Credit Reports SOc. BEST OF S ERVICE.  MFRCHINTC JPrompt service given on collectlo ns. 15c minimum;  STATE BANK .4*09 iFEK ADVAN CE: Sight drafts dlAltlHRB—......... MUS (credit Reports SOc.  CHAS.F. PETERSON, i J. CHRISTIANSEN  STATE BK. OF NEW SALEM  77-178  tS'99  . FERO. RINGOEN_ _ _  25c minimum if paid.  W. G. SCHUCHT — -  25,000  5,890  415,910  391,360  36,810 1st N., Mandan; Merch. N., St. P.; Midland N.. Minpls.  A. S. Meier............  30,000  5.000  210,000  200,000  30,000 Citiz. Com’l Tr. Co., Buffalo; 1st N., Minpls.  10,000  1.500  60,000  58,000  Collections and Requests for Cred It Reports MUST be accompanied by FEE IN ADVAN CE: Plain Sight Drafts. 15c; Credit Reports, 50c. FARM MORTG AGE LOANS NE GOTIATED.  Union Farmers State Bank O. C. Gaebe_____ Christ Kaelberer— 77-1024 <§’19 A. E. Pool  W. J. Kick „  Newville.—Towner C U Newville State Bank____ §’09 O. L. Bye_________ iH. A. Bye________ A. O. Bye... Pop. 50  L. W. SCHWOEBEL W. H. GOODRICH  <§'06  FIRST NAT’L BANK 77-121  N.Y.;lstN., Minpls., Fargo, and  Oldest Bank In Eddy County. C ollectlons sollcite d. I FEE IN ADVAN CE: Sight drafts 15c minimum ; 25c minimum if paid. 50c. PROMPT S ERVICE.  C. MACLACHLAN—J. F. GOSS---- -- R. J. HORTONANDREW JOHNSON  FARMERS  ARMFR^  L. R. BUXTON____  H.C. SEXTON___ R.F. RINKER G. W. STREETER  BANK OF  NEW ROCKFORD  New Salem.. Morton F 6 Pop. 800  ' Collections give | n prompt attenti on. J FEE IN ADVAN |CE: Sight drafts 15c minimum; 2 5c minimum If p aid. \ Credit Reports 50c. Nortb Dako ta Farm Mortgag e Loans negotiate d.  77-A67  NORTH DN.KOT \ Map on Index   < _ -„ . N 'J"acfT Aiame of Bank is the Afetv Transit Anrnber air, http://fraser.stlouisfed.org/ 1073 n. J2 bank T exclusively by The Rand-McNtUr Hanker ± US under the authority of The American Bankers Ass’n Federal Reserve Bank ofUSt.Directory, Louis  E. M. Kick  9,000;1st N., Devils Lake. Fargo, and St. P.  Banks Advertising give Prompt Attention to Collections and Correspondence  NORTH DAKOTA—Continued  dexed Acces.), Lawyers, Laws (indexed) in back of this  Banks Mvertising give Prompt Axxetvuon  NORTH DAKOTA. Map on Index  Directory, under the authority  of  The American Bankers Ass’n.  Town and County. I Name of Bank. *Connty Seats. , "Hfem. Am. Bks. Assn. SState) Entire State in No. 9 jtilem. State Bks. Assn. tPriv. Federal Reserve District. ; ♦Mem. Fed. Res. [Estab. I  Vice-President.  Niagara____ Grand Forks Bank of Niagara............ <§’04(George B. Kirk, Jr. Ernest Kirk. Pop. 200 D14 77-668  ........  “  j Security State Bank  77-1006  Caseier.  t§'18 W. L. Pickard____ M. T. Scarff_____  15,000  2,610  A. H. Anderson— C. L. Larson_____  First National Bank____ <’01 77-134 Nortonville.__ La Moure. Nortonville State Bank..t§'13 Pop. 100 F 12 77-818 Norwich ...McHenry C 8!First State Bank..............t§’02 Pop. 150 77-670 Oakes_______ Dickey G14 First National Bank____ <’86 Pop. 1637 | 77-75 " —........ “ | Oakes National Bank__ <’03 77-76 Oberon_____ Benson D11 Bank of Oberon------------$§ ’01 Pop. 300 77-671 Security Bank_________t§’17 77-988 Olga........ ..... Cavalier B 14 First State Bank_____ <§’09 Pop. 200 77-672 Olmstead___Towner B11 State Bank of Olmstead.t§’06 Pop. 50 77-673 Omemee ...Bottineau B 9 ]Citizens Bank_________ $§’08 Pop. 222 77-321  85,960  65,000  10,000  413,730  384,580  31,000 Cont. & Com’l N., Chi.; IstN., Minpls.; IstN., Fargo.  12,000  5,800  145.000  135,000  17,000 Chase N„ N. Y.: Cont. & Com’l N„ Chi.; 1st N. and Northw. N., Minpls.  10,000  2,000  100,000  85,000  10,000  23,500  360,000  291,000  15,000 N. Produce, Chi.; 1st N., Minpls. and Grand Forks. 90,000 Northw. N., Minpls.: 2d N., Minot; 1st N.. St. P.  25.000  6,000  415,000  390,000  45,000 1st N., Minpls. and St. P.; Union N., Minot.  12,500  8,000  210,000  185,000  28,000 Northw. N. and 1st N., Minpls.  10,000  8,000  86,000  85,000  25,000  22.000  716,450  594.800  83,640 Han. N., N. Y.; 1st N., St. P. and Minpls.  86,000 Cont. & Com’l N.. Chi.; Merch. N. and 1st N„ St. P.; 1st N., Fargo. 7.690  17,000 1st N., Minpls. Bowbells, and St. P.  They will have p rompt and energ etic att ention.  E. T. Sarles.............. H. H. Tufte............  50,000  28.100  650.000  619,700  J. R. Hollingsworth V. W. Steele_____ George Steele------ H. L. Buck_______  10,000  2,500  81.630  86.450  A. B. Landt____  13,760 Chase N., N. Y.; Northw, N., Minpls.; North ern State, Grand Forks. 12,000 Bkrs. N., Minpls.; 2d N., Minot,  20,000  O. T. Gottenberg  fK. G. SPRINGEN— F. W. AMES-------- A.S. ELLINGSON- — J. L. GOESON-  "  64,930 70,000  19,990 Han. N., N. Y.: 1st N., Minpls.; Northw. N. and 1st N., Grand Forks.  C. A. Stubbins____ E. W. 8tubbins.__ Marjorie Soule___  10.000  2,400  99,000  87,000  H. C. McCartney .. J. E. Bunday_____ Glenn V. Dill. A. H. Denning F. D. McCartney C. E. Knox_______ B. W. Slocum_____ C. E. Roney______ Fred Roney______  50,000  21,500  601,800  569,200  152,500  25,000  15,000  315,000  350,000  40,000  G. E. Stubbins___  T. F. Marshall___  9,200 Ist N.. St. P.; Bkrs. N., Minpls.  J. I. Hegge_______ G. W.C.Ross_____ S. O. Bidne_______ E. I. Tobler..  10,000  2,370  187,780  160,640  27,340  J. E. Johnson.......... Geo. R. Hanson___ O. A. Olson_______  15,000  2,000  140,000  133,000  18,000  C. B. McMillan .... John Reid_______  Thomas Cregan.__  10,000  3,000  120,000  142,000  J. M. Kelly_______ F. E. Fee________  H. M. Disher_____  10,000  4,400  85,000  79,000  J. T. Harty_______ M. F. Maakestad.. N. F. Maakestad... A. A. Koehnlein...  10,600  6,500  155,660  126,140  | First National Bank____ }’O2 D. McKinnon_____ H. A. Batie_______ A. R. Batie_______ W. P. Campbell___ 77-320 Oriska______ Barnes F 14 Farmers State Bank.__ $§’19 D. O. Bye________ Alex. Nayes______ L. G. Nayes______ J. N. Schlagel____ Popk 400 77-1034  25,000  18,530  153,690  181,100  15.000  4,000  18.000  26,000  20,000  9,000  247,400  230,010  “  _______  “  STATE BANK OF ORISKA  77-674  <§'  CHICAGO   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  L. M. Hammond__ David Kirk______  A. H. Hammond... Carther Jackson..  14,000 Merch. N., N. Y.; 1st N., Minpls. 18,000 Forthw. N., Minpls.; 1st N., Devils Laki St P 22,260 !ont. & Com’l N., Chi.; Northw. N.. Mi Northern State, Grand Forks.  20,000 I. Bk. Com., N. Y.; 1st N„ Fargo, St. F Minpls. 8,000 !ont. & Com’l N., Chi.; 1st N.. Minpls Fargo; Stock Yds. N., So. St. P. 30,980 ». Park, N. Y.; 1st N., Fargo; Northw. N 1st N„ Minpls.  20,000  5,900  178,600  161,700  27,900  Ben Baer_________ O. A. Refling_____ Jos. G. Augustin...  15,000  4,000  30-000  45,000  15,000  T. L. Tillisch_____ Ellen Ellenson ___ H. J. Dahl_______ G.iW. Ruud............  25.000  17,180  352,220  320,650  89,550 (  H. A. Helgeson.__ L. A. Helgeson____ W. F. Rassman___ L. A. Oleson........ .  25,000  9,900  244,290  216,820  ern State, Grand Forks. 36,650d !k. of America, N. Y.; 1st 1 N., Grand Forks.  A CENTER FOR SAFE­ KEEPING of securities;  Ihase N., N. Y.; Cont. & Com’l N., Chi. Northw. N„ Minpls.  CONTINENTAL AND COMMERCIAL BANKS  1073  Orr....Grand Forks C 14 Bank of Orr-------------- <§’07 Pop. 150 77-675 Orrin________ Pierce C 9(Farmers State Bank___ $§’16 Pop. 200 77-916 Osnabrock.Cavalier B 13 FIRST NATIONAL BANK-< 01 Pop. 400 77-398 “ .............. “ Great Western Bank...<§’98 77-397  G. 0. GOULET_ _ _ K. L. VAN STEENBERGH JESSE J. TAYLOR...... ETHEL J. GAMBLE— We offer promp t, effective service on all business. FEE IN ADVAN CE: Sight drafts, 15e minimum; 25c minimum if paid. Credit Reports, 50c. SEND US YOUR ITEMS.  st N., Fargo; Northw. N., Minpls.; D N„ Aberdeen. F. City, Chi.: 1st N., Minpls.; Fergus Fal Fergus Falls; Aberdeen N., Aberdeen, ihase N., N. Y.; Northw. N„ Minpls.; Is Fargo. lerch. N„ Fargo; Midland N., Minpls.  N O R TH DA KO TA BA N K S — N ia gar a to O sn ab ro ck  O. L. Vegheim__  $  Principal Correspondents.  Cash A Ex, CHANOB8,Du« i from Banks  15,000  Norma_____ Renville B 6 Norma State Bank___ t§’08 David Clark, Jr___ H. H. Dahl . ............ B. E. Johnson........ Pop. 110 77-481 Northgate____ Burke A 5 First State Bank____ <§’14 A. C. Wiper_______ B. M. Wohlwend... H. M. Westrum . Pop. 200 77-850  _______  Dis 1  Loans A c’ts. Bonds Sscoritim  Ruth Ogorden____  Noonan............ Divide B3 Farmers State Bank......... t§’06 J. L. Mathews____ J. M. Hynes______ A. C. Hess________ E. A. Lien________ Pop. 376 77-629 J. Leuthold, Jr___ Ward W. Lee_____ A. H. Makee______ S. E. Coughlin. First International Bank 77-471 <§’07 A. F. Makee  Northwood.Grand Forks CITIZENS NATIONAL BANK Pop. 1000 D14 77-135 $10 (.Send in your co llections direct.  its  Chas. M. English- Chas. H. Bobb____  First State Bank______ <§’02 E. E. Lindvald____ C. P. Miller_______ M. T. Rye_____ 77-425 G. N. Haugen  “  Resources,  Depos­  9,340 $ 260,540 $ 245,610 $  G. W. Brager,  Nome_______ Barnes F14! Farmers State Bank„.<§'08 Thill Hendrickson. Anton Peterson... L. B. Hogstad____ C. T. Dokken_____ Pop. 267 77-426  Security State Bank___ •tS'10 M. H. Strehlow___ G. G. Keup______ ♦ 77-472  Paid-up ,1 Surplus AND Capital , Profits  25,000 S  David Kirk______  Niobe________ Ward B5jFarmers & Merchants State K. L. Smith______ C. M. Hanson__ Pop. 150 j Bank____ 77-973______$§ ’17  Ass’t Caseier.  ______  “  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of thi volume. For Interest Rates, Holidays, etc., see Laws  NORTH DAKOTA-Continued Liabilities  President.  voiiecTions ana v^orresponaence  July j9 2 0  1073  to  by The^and^lS^tonkew’  Number under  Number under Name of Bank is the New Transit Number given to each bank in U. S. exclusively by The Band-McNally Bankers’  Directory, under the authority of The American Bankers Ass’n.  Town and County.  Name  of  ------ —----------  . ,... ------  .  President.  Vice-President.  Cashier.  Ass’t Cashier.  Liabilities. Paid-up Surplus Depos­ AND Capital Profits its 15.000 J  Security State Bank. •tS’19 77-1013 Paee____ _____ Cass E 15 Farmers State Bank.~»t5’05 77-232 Pop. 500 First National Bank ___ »t’86 77-231 Palermo__ Mountrail C 5 Scandia American Bank.tS’10 77-465 Pop. 250  Farmers Security Bank .tS’09 77-115 First National Bank........ »t’86 77-113 Parshall...Mountrail C 4 Farmers Exchange Bank 77-910 t§’16 Pop. 600 First National Bank__ »t’15 77-867 Peoples State Bank____ iS'13 77-837  f*om  Baku  15,000  1,610  55,850  55,940  10.000  T. A. Thompson L. B. Hanna______ W. J. Morrish____ M. N. Mallory____  22.000  225,000  190,000  16,520 Midland N.. Minpls.- Merch. N.. St. P.; Mar­ shall State, Marshall, Minn. 65,000 Northw. N., Minpls.; Merch. N., Fargo.  25,000  17,800  425.170  395,180  A. H. Nelson_____ N. T. Rosenquist.. E. I. Nelson —____ --------------------------  10,000  2,000  82,500  80,000  30,000 16,000 500,000 W. S. SMITH-........ R J HOLMES —letters and colic ctidns direct to us clent service. TE BED RIVER VALLEY FARM MORTGAGE LO ANS N ETTIN G 6%.  504,000  75,000 chase N.. N, Y.; Cont. & Com’l N., Chi.; 1st N., Minpls. and St. P.  68,150 N. Park, N.Y.; Northw. N., Minpls. and Grand Forks; Merch. N., St. P. 59,520 1st N., N. Y.; Northw. N. and 1st N„ Minpls.  J. V. Williams........ J. T. Hanson_____ C. E. Johnson____ L. J. Grandpre....  fi, E. Ttnvlfi  M. Murphy_______  iC D LORD J Send your cash ■\for prompt, effl (WE NEGOTIA  65,190 Seab. N„ N. Y.; 1st N., Minpls. and Fargo; Merch. N.. St. P. 14,000 ist N., St. P.; 2d N.. Minot.  Thomas Johnson .. Henry Dencker__ C. P. O’Brien_____ G. J. Mauritson... Claus Bornholdt Kar' J - Farnp E. II. Harris______ George E. Towle... K. D. Bennett___  20,000  5,700  308,570  262,120  25,000  33,550  511,960  523,490  N. E. Rulien______ C. P. Kjelstrup---. E. B. Kjelstrup___ L. C. Hungate____  15,000  1,800  172,000  165,000  16,000 1st N„ Minpls.; Capital Secur., Bismarck.  August Peterson — L. E. Linder........... R. A. Nordbye — H. W. Arveson----M. G. Evenson J. S. Johnson........ O. C. Dosseth........ A. O. Fuglie______ R. L. Peterson-----Agnes O. Nelson  25,000  9,000  205,470  164,290  34,480 Midland N. Minpls.; 2d N„ Minot.  10,000  10,000  150,000  125,000  25,000 1st N. and Northw. N., Minpls.  O. G. Berg___ ____  15,000  6,000  152,000  146,500  26,400 Midland N„ Minpls.: Northw. N„ Grand Forks; 1st N., Fargo and St. P. 40,000 Chase N„ N. Y.; Northern State. Grand Forks; 1st N„ Minpls. and St. P. 26,000 1st N., Minpls. and St. P.; Northern State, Grand Forks.  Perth............ Towner B 10 BANK OF PERTH............M’01 Adam Hannah____ C. C. Gergen............ M. N. Gergen_____ A. J. Wallerius — 77-423 Pop. 400  77-422  Principal Correspondents.  ?nAHOM,Dui  35,000 Cont. & Com’l N., Chi.; IstN. and Northw. N. Minpls.  Walter Welford J. A. Wilkins ___ E. J. Ryan______ . Pembina ...Pembina B 15 Merchants Bank_____ »tS’98 C B Harris 77-678 Pop. 800 Penn_______ Ramsey C 12 Penn State Bank_______ tS'03 M. L. Helgerson... J. H. Gessner____ C. M. Peterson___ L. H. Gessner------77-679 A. J. Mitchell Pop. 200  Pleasant Lake—Benson Bank of Pleasant La Pop. 100 CIO 77-681  Bonds, SlOUkITIM  9,500 J 200.000 5 181,000 $  Pekin..............Nelson D 13 BANK OF PEKIN............. *tS 06 J. O. Johnson........ John W. Bliss_____ 77-677 Pop. 200  Towner County Bank__ tS’02 77-424 Petersburg..Nelson 0 14 Farmers Slate Bank____ tJ’06 77-296 Pop. 367 First National Bank.»t5'1900 77-295 Pettibone.... Kidder F 10 Pettibone State Bank.-.tS'll 77-729 Pop. 50 Pillsbury________ Barnes Pillsbury State Bank. ..•tJ'll 77-725 Pop. 150 E 14 Pingree ...8tutsman E 12 Citizens State Bank___t§’10 77-406 Pop. 350 Pingree State Bank »t5’05 77-405 Pisek________Walsh 0 14 Pisek State Bank_____ •tj’02 Pop. 293 77-680 Plaza____ Mountrail D 5 First National Bank__ »t’10 Pop. 800 77-421  Resources. Loans & Dis- C.«H 4 Exc’ts.  F. C. Rother______ A. Egeland_______  J. G. Lookingbill.. B. Svee.__ -____  25,000  15,000  400,000  400,000  10,000  8,500  120,000  105,000  10,000  25,000  300,000  275,000  15,000  10,000  275,000  265,000  Robert Waae_____ E. O. Engesather __ J. O. Engesather .. H. II. Engesather..  10,000  8,000  140,000  127,000  A. R. Swendseid... P. E. Johnson------ ClarenceSwendseid J. W. M. Nash D. D. McKee_____ John DeKrey____ H. Bernard............. E. N. Nelson____  25,000  20,000  200,000  255,000  10,000  13,950  103.280  116,330 260,000  L. B. Ray________  W J. Smith  M. G. Pederson___ H. W. Pease____ -  20,000  16,000  240,000  R. A. Simpson____ C. H. Simpson____ O. A. Ruud_______ C. M. Loberg_____  10,000  12,630  163.910  204,060  H. T. Graves-------- A. B. De Nanlt .... A. L. White______ K. McCarthy-------  10,000  7,500  142,480  123,440  George E. Towle. ~ L. B. McKean_____ C. J. McKean_____ M. E. McSharry...  15,000  3,840  168,000  140,000  R. W. Akin.  25,000  45,000  275,000  10.000  14,100  256,030  A. Peterson______ O. F- Olson L. E. Linder 1 J. S. Johnson_____ 'A. N. Dosseth____ O. C. Dosseth_____ M. L. Glarum_____ (Esther Nelson 5,3.B. Carley_____ . J. S. Illland_____ J. M. Nash............ H. Markley____.\  NORTH DAKOTA lAap on Index   http://fraser.stlouisfed.org/ Vlber river Number under Name of Bank ia the New Transit Number to aaoh bank in U. S. exclusively by The Rnnd-McNally Bankers’ Federal Reserve Bank of St. Louis  10,000  3,210\  66.00C  274,000 I  240,340  65,700  100,000 1st N., Minpls.  60,000 Chase N„ N. Y.; 1st N., Minpls. and Grand Forks. 2,400 1st N„ St. P., Grand Forks and Minpls. 22,000 Han. N- N. Y.; 1st N. and Bkrs. N„ Minpls.; Northw. N.. Grand Forks. 13,900 Northw. N., Minpls.; 1st N., Bismarck and Fargo. 30,000 N. Park, N. Y.: Northw. N. and Midland N„ Minpls.; IstN.. Hope. 24,800 1st N., Fargo and St. P.; Far. & Merch. N„ Jamestown. 32.460 Am. Ex. N„ N. Y.; 1st N., Minpls. and St. P.; James River N., Jamestown. 28,000 1st N., Minpls.  NOR TH DAKOTA BANKS —Overly to Ple asa nt Lak e __________ July, 1920  Overly........ Bottineau B9 Farmers & Merch. Bank.tS’H P. B. Haber_______ A. R. Thompson... Otis C. Thompson. F. J. Latendresse.. J Ole Syvertson 77-461 Pop. 193  Park River.-.Walsh C 14 BANK OF PARK RIVER«t5 i 77-114 Pop. 1111  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of this volume. For Interest Bates, Holidays, etc., see Laws.  NORTH DAKOTA—Continued  Bank.  •Mem. Am. Bks. Assn. SState ‘County Seats. Entire State in No. 9 tMem. State Bks. Assn. tPriv. [ Estab. Federal Reserve District. ♦Mem. Fed. Res.  Ln  1074  1074  NORTH CAROLINA—-Continue  rn,o 4 moriran RailkcrS Ass’ll.  to each bank in U. S. cxc*.  35,000 N. Bk. Com., N. Y.; 1st N., Minpls.; City N., Bismarck. 39,790 Cont. & Com’l N., Chi.; Northw. N. and Mid; land N., Minpls.: 1st N., Bismarck. 4,500.Northw. N., Minpls.; 1st N., Grand Forks and St. P.  impt Attention to Ci  NORTH DAKOTA---- Onntirmrri  Non-Bank Towns with Nearest Banking Point (In­ dexed. Acces), Lawyers, laws (indexed) in back of this/' V.  NORTH DAKOTA.  Banks X&vertvsvn^ give Prompt attention to GoUections and Correspondence  on index  Town and County. I Name of Bank. ^County Seats. i*Mem. Am. Bks. Assn. SState Entire State in No. 9 tMem. State Bks. Assn. tPriv. Federal Reserve District. +Mem. Fed. Res. [Estab.  Liabilities.  President.  Vice-President.  Cashier.  Ass'T Cashier.  77-225  FIRST STATE BARK—<5 06 77-257  —.......... " Linwell’s State Bank..<§’03 77-255 Reeder............rAdams G 3 Farmers & Merch. State Bk. Pop. 300 77-453 •t«’08 “ —......... “ ! First National Bank........ »t’10 77-454 ---------’’ First State Bank—•. »t§’08 77-452 Regan------- Burleigh E 8 Farmers State Bank —1§’18 Pop. 250 j 77-996 ---------** First State Bank_______ t§’12 77-750  io non «  N. 0. NELSON.— T. A. NELSON-------- LEO BALDWIN —16,000 terns tor prompt, efficient attenti on. rtgages netting 6%. ice farm lands In the richest sectlo n of North Dakot a.  Resources. A 1 Oiu t Ex-  Principal Correspondents.  Loams Dibc’ts. Bojtdb,  CBi.WOB,DV» SsCtTBOTSS rsov Barks  a R70 $ 159,190 $ 129,990 $ 31,080 Northw. N., Minpls.: 2d N., Minot. 2,000  250,000  205,500  62,000 Cont. & Com'l N.. Chi.: IstN. and Midland N. Minpls.; IstN., St. P.  O. N. Hesken------- Martin Solberg .— A, A. Koppang____  25,000  8,040  314,040  323,230  23,840 1st N. and Rep. State, Minpls.  K. A. Wadel............ S. J. Smith_______ P. M. Paulson____ Olaf Nelson______  25,000  27,550  380,970  374,210  65,130 Northw. N., Minpls.  A. H. Lundquist— Otto Bremer--------- T. P. Borgen_____  20,000  5,000  250,000  210,000  D. N. Tallman____ F. A. Rinkel.......... . W. F. Hanks_____ J. R. Young______ R. J. Young O. K. Hanson____ H. J. Hagen______ H. E. Johnson____ Mary E. Johnson..  25,000  5,000  248,000  230,000  10,000  4,000  180,000  130,000  40,000 Northw. N., Minpls.; Am. N., St. P.: 2d N., Minot. 29,000 1st N., Minpls. and Grand Forks; Merch. N. and 1st N„ St. P. 50,000 Midland N., Minpls.: Scan. Am., Fargo.  F. A. Brown, Jr. .. P. M. Brown______ P. J. Rausch______ W. G. Grace  10,000  6,430  82,370  91,380  Aug. Peterson____ C. H. Christiansen-  Geo. J. Ranum— E. F. Raddatz........  15,000  3,550  116,000  110,000  Adam Hannah____ jc. S. Mickelson... Iver Mickelson-— Theo. J. Vaaler ...  10,000  2,500  85,400  84,500  Adam Hannah____ | L. E. Peterson___  10,000  4,000  260,000  250,000  C. W. McGEE— LOUIS T. HAGEN- O.M. OPDAHL____ 10.000 P.B. HABER , Save time and g et service on Coll ectious and Credi t Reports by sen ding FEE IN ADVAN CE: P/ain sight d ra fts, I Sc; Cred it Reports, 50c. ^Rainbow Valley Farm Mortgages netting 6%. TRY US.  5,000  220,000  191,500  25,000 Midland N„ Minpls.; 1st N„ St. P.; Williams Co. State, Williston.  40,000 1st N., Minpls. and Williston.  Adolph Games ___  C. F. Peterson____  8,590 Stock Yds. N.. So. St. P.; 1st N„ Mandan; Brown Bros. State Bk. & Tr. Co., Aberdeen. 22,000 Midland N., Minpls.: 2d N., Minot; 1st N., Bismarck and Harvey. 15,000 1st N. and State Dep., Minpls.; Stock Yds. N„ So. St. P.: 1st N., Williston. 24,000 IstN., Minpls.  V. L. Megow  M. V. Linwell_____ W. H. Linwell_____ F. W. Pile_______ A. Bjork__ ___ A. P. Linwell E. B. Page...........— j E. H. Page________ O. H. Erickson ___ Eva Atkins_______  10,000  7,500  135,000  100,000  10,000  5,000  95,000  97,000  16,500 Midland N., Minpls.; Capital N., St. P.; Merch.! N., Dickinson. 30,000 Live Stock Ex. N., Chi.; 1st N.. Minpls. and J Live Stock N., Sioux C. 60,000 Northw. N. and Midland N.. Minpls.; Merch. N„ St. P.; Aberdeen N., Aberdeen. 10 000 1st N., St. Pi; Capital Secur., Bismarck.  25.000  17,500  240,000  250,000  25,000  10,000  310,000  258,000  C. F. Lindsey--------J. F. Drawver........... O. R. Void................  15.000  141,000  140,000  O. L. Engen_______ J. S. Johnson........... A. L. Games........... W. B. Richardson.  10,000  8,500  112,500  96,390  24,700 Northw. N., Minpls.: 1st N.. Bismarck; Merch.1 N.. Fargo.  P. C. Remington...JO. M. Remington.. Arnold Gerberding S. O. Le Barron ...  10,000  7,000  85,000  62,000  24,000 Midland Minpls.; City N., Bismarck.  A. C. Goldtrap____ L. A. Lane------------  25,000  3,000  145,600  143,000  23,000 Merch. N., St. P.; 1st N., Minpls.  Regent State Bank......... +§T0 G. R. Larson.......... C. W. Herstien.... W. F. Griswold___ M. A. Borchard___ 77-363  10,000  4,500  150,000  136.000  Revere--------- Griggs E 13;State Bank of Revere...t§’12 C. Reite---------------j R. L. Jones............... L. O. Skjelset ....i Pop. 30 77-763  10,000  3,000  60,000  55,009  22,000 1st N., Minpls.; Northern N., Fargo; Stock Yds. N., So. St. P.; Brown Bros. State Bk. & Tr. Co., Aberdeen. 14,500 Merch. N„ St. P.: 1st N„ Fargo.  Reynolds—Grand Forks FIRST NATIONAL BANK-t’09 S. N. Thompson__ John K. Rosholt.. Pop. 389 D16J 77-265  25,000  10,000  160,000  180,000  M. F. MURPHY- STEPHEN COLLINS JOHN MURPHY—. M. N. BRATHOVDE 50.000 25,000 Oldest and larg est bank. H. R. SCHULSTAD FIFTEEN CENT S sent to us with each sight draft or presentation, and TWENTY-FIVE ^ENTS for each c redit report insur es‘4dmoxd person al atten tion.  500,000  475,000  "  —.........  “  i Regan State Bank_____ t§T2 77-752  Regent.....Hettinger G 4 ; First State Bank________ .JS’IO S. W. Hill............ Pop. 250 77-362 ----------  “  STATE BANK OF REYNOLDS  77-264  .tS'91  MANY PAR POINTS IN OUR PAR LIST. SEND FOR IT!   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  J. P.Jungers____  W. F. Huck______  45,000 Han. N..N. Y.; 1st N., Minpls.; Northern State,! Grand Forks. Chase N„N. Y.; Corn Ex. N„ Chi.; 1st N„ St. P-1 65,000 and Grand Forks; Northw. N., Minpls.  CONTINENTAL AND COMMERCIAL BANKS. CHICAGO  «sz?  ae-  _ ........... -  1075  A. E. Johnston___ Emil Scow------------ G. W. Kirkeby .— Geo. A. Deering... G. L. Messenger J. H. Wishek_____ j M. Krebsbach____ W. T. Krebsbach .. Charles Lampland.  NORTH DAKOTA BANKS—Po rtal to Reyn olds  Portland______ Traill D15 I Farmers National Bank.»t’16 Pop. 611 77-942 First National Bank___ »t’86 77-682 Powers Lake—Burke B 4 First State Bank_____ •tS'09 Pop. 251 77-358 State Bk. of Powers Lake 77-359 •iS09 Prosper______ Cass E 16 Prosper State Bank—iS'13 Pop. 200 77-808 Raleigh_______ Grant G 7 First Security Bank____ tS’12 77-754 Pop. 150 Raub_______ McLean D 5 Pioneer State Bank___ **§T7 77-970 Pop. 100 Rawson...McKenzie C 8 Farmers State Bank—.JS'13 77-825 Pop. 100 Ray________ Williams C 3 Farmers Bank________ »t§'05 77-256 Pop. 1000  (A. P.. NELSON— ISend ns your 1 j First Farm Mo 'We handle cho  I Depos­ Paid-up 1 Surplus and its Capital Profits  $  Portal________ Burke B 5 First International Bk..»tS’O2 A. N. Beiseker------ W. E. Metzger........ R. G. Klinkenberg. J. W. Eede Pop. 500 77-224  PORTAL STATE BANK-«t§ 02  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), lawyers, Laws (indexed) in back of this volume. For Interest Bates, Holidays, etc., see Laws.  NORTH DAKOTA—Continued  July. 1920  to t*ch bank ia U. 9. exclusively by The Band-McNally Us D Directory, under the authority of The American Bankers Ass’n.  inyC a  N,,'I,’>,<:r  FWTXSUKS VThe'Sa^d-McNaSrSK Bankers Ass’n.  IO to each bank in U. 8. exclusively ^y^‘o  xuy u  Town  Number under Name of Bank is the New Transit Number given to each bank in U. S. exclusively by The Band-McNally Bankers' Directory, under the authority of The American Bankers Ass’n.  and County.  NORTH CAROLIN, A—Continue  an^av.aa  i,i  Liabilities.  Name of Bank.  ^County Seats. •Mem. Am. Bks. Assn. SState Entire State in No. 9 tMem. State Bks. Assn.tPriv. Federal Reserve District. ♦Mem. Fed. Res. [Estab.  President.  Vice-President.  Rhame_____ Bowman G 2 FARMERS STATE BANK H. L. Bruce.__ .... j B. Solem.. Pop. 250 77-447 <§T0  CASHIER.  Ass’t Cashier.  W. B. Shaw______ Laura Sharp.  $  (F. W. STEVENS...... OLE PAULSON......... . L. M. ANDERSON — GEO. S. GORDHAMER-.  77-446  Richardton___ Stark F 5 Farmers State Bank.__ t i’17 Albert Koesel77-967  jANTON MUGGLI —. JOS. KILZER—......... JOHN MUGGLI....... . I. J. MUGGLI........... G. MUGGLI  MERCHANTS STATE BANK  77-168  J  0BOUHTtM  Principal Correspondents.  Cash & Exchanom,Dvi from Baku  10,000 $ 221,710 $ 251,730 J  25,960 Stock Yds. N.. So. St, P.: Capital N., St. P.; Bkrs. N., Minpls.  20,000  10,000  274,000  243,000  62,000 Northw. N. and 1st N.. Minpls.; Aberdeen N., Aberdeen, S. D.; 1st N., St. P.  30,000  2,780  217,830  225,500  14,260 1st N.. Minpls. and Dickinson; 1st N., Bismarck; N. Bk.Com.,St.P.  25,000  22,570  584,390  602,920  29,840 Chase N., N. V.; Northw. N., Minpls.; Merch. N., St. P.; 1st N., Mandan.  T. S. Pryse_______ R. G. Meyers______ H. E. Bullis ....  10,000  10,000  175,000  160,000  W. J. Lichty______ I Andrew Foley____  25,000  19,840  183,260  217,030  30,000 1st N.. Fargo, St.P., and Minpls.; Stock Yds, N., So. St. P. 28,790 Chase N., N.Y.; 1st N., Minpls. and Fargo.  E. J. Langley__  T. J. Dougherty__ Chas. A. Jahnke.— H.B. Gray................ James Dougherty..  20,000  1,500  117,700  139,490  14,430 Northw. N., Minpls.; 1st N., Fargo.  25,000  18,200  285,870  265,860  68,180 Bkrs. Tr. Co.. N. Y.: 1st N.. Minpls., St. P„ and Valley City; Stock Yds. N., So St. P.  25,000  9,740  300,620  321,130  24,340 1st N„ St. P.  Ludvig Anderson.. E. S. Swanson..  15,000  4,930  190,000  160,000  30,000 Northw. N„ Minpls.; 1st N., Grand Forks.  C. I. F. Wagner___ Jas. A. Brown........  25,000  15,720  179,440  140,060  80,100 Han. N., N. Y.; Northw. N., Minpls.: 1st N„ Grand Forks.  25,000  34,900  310,650  315,450  70,880 Chase N„ N. Y.; 1st N„ Minpls.  Adam Hannah____ R. H. Butterwick_ F. W. Thayer_____ W. R. Drewry____  10,000  9,090  150,400  136,600  W. G. Connors____ Otto Bremer______ W. V. Deleen_____ F. H. Connors____ A. J. Grace G. F. Carpenter.__ J oseph Langer____ L. L. Evje________ H. J. Lokstad........  15,000  7,700  113,000  111,000  10,000  3,000  140,000  95,000  36,500 Imp. & Tra. N., N. Y.; Capital N., St. P.; State Dep., Minpls. 29,170 Union N.. Minot; Am. N„ St. P.; Far. & Merch. State, New Ulm, Minn.; Midland N., Minpls. 40,000 IstN., Minpls.: Union N.. Minot; IstN., St.P.  S. B. Qvale_______ G. S. Ogren_______ H. H. Gravseth— I. E. Gravseth____  10,000  4,300  80,000  79,000  12,500 1st N.. Minpls.; Northern State, Grand Forks.  T. D. Thorson____ Ben Baer________  25,000  6,100  172,500  141,500  25,000 fW. C. MCCLINTOCK E. R. REITSGH....... J.G. MCCLINTOCK— MERCHANTS BANK —<§’97 -i FEE IN ADVAN CE: Sight drafts, 15c minimum: 25c m inimum charge ,if p aid. 77-64  9.000  310,000  275,000  23,000 Am. N., St. P.: 1st N. and Midland N..Minpls.; 2d N., Minot. 50,000 Cont. & Com’l N.. Chi.; 1st N., Minpls,  Rolette_____ Rolette B10 First National Bank. Pop. 500 77-270  Nels Larson.__  M. O. Grangaard__ A. M. Kiland__ Nels Larson  '•09 A. Egeland................ W. F. Robertson... O. N. Onsgard—  ROLETTE STATE BANK. tS 05 L.'I. Langness..  77-271  ‘Rolla............ Rolette B 10 Farmers & Merchants Bank A. 0. Graham__ Pop. 800 77-194 J§’07 fW. N. STEELE—  F. A. FOLEY —.  FIRST NATIONAL BANK < 88 < Send your cash letters and colle I for prompt, effl clent service, 77-192 l~ - rst mortgage far We negotiate fl  Roseglen.__ McLean D 6 Pop. 50 Ross............ Mountrail C 4 Pop. 175 Roth---------Bottineau B 8 Pop. 75 ‘Rugby..............Pierce C 9 Pop. 1800  10,000  Loans & Dis­ ci’tb. Bonds,  Save time and g et service on Coll ections and Credi t Reports by send ing drafts, 1 Sc; Cred i? Reports, SOc. TRY U S.  tS'06  Robinson....Kidder E 10 Farmers & Merch.Bank.tS’11 Pop. 400 77-738 Rocklake ...Towner B 11 First National Bank____ <’05 Pop. 350 77-683 Rock Lake State Bank .t§’16 77-927 Rogers........ ..Barnes E 13 First State Bank______ <§’05 Pop. 173 77-684  J. F. Schafer....... .  Lee Hoff... R. J. Fleck  Resources.  Paid-up Surplus Depos­ AND its Capital Profits  J 15c to be sent with each collect Ion of less than $ 25.00 and 25c foi every )collection over $25.00 and 25c for each credit repor t. (OLDEST BANK IN RIIAME. Far m Mortgages Ne  FIRST STATE BANK—<§ 08  Pop. 750  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of this volume. For Interest Rates, Holidays, etc., see Laws.  NORTH DAKOTA—Continued  State Bank of Rolla____ tl'02 77-193 Roseglen State Bank —<§’16 77-959 State Bank of Ross____ t§'05 77-364 State Bank of Roth____t§’07 77-685 Citizens State Bank____ §06 77-65  ROBERT FRASER  John W. Grant—..  OSCAR HJELT........  ctlons direct to t his bank m loans netting 6%.  H. O. Lyngstad—  (Reliable Credit Reports, SOc. TR Y US.  Security Bank________ <§’09 77-66 Ruso.............. McLean D 8 First State Bank........... t§’06 Pop. 141 77-687 Russell----- Bottineau B 7 First State Bank______ <§’05 Pop. 161 77-688 Rutland____ Sargent G 15 Farmers State Bank.__ i§’19 Pop. 350 77-1019 First State Bank______ <§’05 ,  77-689  Ryder------------- Ward D 6iFirst National Bank Pop. 500 ■ 11-319  O. T. Tofsrud_____ O. B. Bergeson___ Nettie E. Ellingson Olga Christenson..  20,000  7,940  370,360  334,020  L. A. Crowell_____ P. G. Heintz______ O. A. Moe________  10,000  4,440  132,490  126,730  C. J. Lofgren_____ C. E. Peterson____ L. A. Rulien______ H. O. Peterson ___  25,000  5,000  149,000  157,000  N.J. Jacobson___ C. T. Nelson-------- H. N. Dyste______ George Peterson ..  20,000  1,120  70,000  88,000  J. R. Jones..  10,000  10,000  150,000  140,000  25,000  32,900  240,360  283,490  131,320 U  110,320  Peterson...'R. W. Akin ______ IG. .<’081August A n.............. C. U. H. Christiansen. I  \First State Bank.________.t§'06H. C.  11-318 NORTH DkKOTk Map on Index   < http://fraser.stlouisfed.org/ 1077 -------------directory, Federal Reserve Bank of St. Louis  H. L. Greene______ L. S. Sanderson___  Miller______ \A. Miller ------------- \o. J. Frunze—  E. M. Lomen_______  _\  20,001 \  5,000 \  64,270 Citiz. Com’l Tr. Co., Buffalo; 1st N„ St. P. and Grand Forks; 1st N„ Minpls. 28,200 IstN., Minpls.: Stock Yds. N„ So. St. P.: City N„ Bismarck. 11,500 1st N., Minpls.; Merch. N„ St. P. 9,900 Bk. of Brookings, Brookings; 1st N., Fargo; N. Bk. Com., St. P. 50,170 1st N., Minpls. and St. P. 42,610 N. Bk.Com.,N.Y.: Midland N. and Northw. N.. Minpls.; 1st N„ Bismarck. 10,970 1st N„ Minpls. and St. P.;2d N., Minot.  Banks Advertising give Prompt Attention to Collections and Correspondence  under Name ofBank ia the New Transit Number given  UinS’ exti'aslyely by Tbe Kand-McNally bankers’ under tbe authority of Tbe American Hankers Ass’n.  NORTH DAKOTA—Continued  .  Towns with Nearest Hanking Point (I Acces.), Lawyers, Laws (indexed) in back of th  WRTH DXKOTth M»p  AAverlXsitis. s\ve Prompt A,t,t,ontAon "to tLoWoctiorvs and ^orresponaence  Index  — to each bunk in U. 8. exclusively by The Hantl-ltcNall) Bankers’ Directory, under the authority of The American Bankers Ass’n.  Town and County. / Name op Bank. •County Seats. I •Mem. Am. Bks. Assn. SState Entire State in No. 9 tMem. State Bks. Assn. tPriv. , Federal Reserve District. +Mem. Fed. Res. [Estab,  President.  T\T/~'IT? 'T'T-T A j. j.  xWxXv  DA IVfD'T~' A____r'nn iim J A it l^UIl Llll LlCtA Liabilities.  Ass’t Cashier.  Vice-President.  5,400 $ 200,000 $ 175,000 $ 24,960  239,490  10,000  3,000  80,000  71,000  10,000  15,000  245,000  231,000  32,000 Bkrs.N„Minpls.; Union N„ Minot;Met., St.P.  15,000  2,000  120,000  115,000  15,000 1st N„ Minpls. and Fargo; 1st State, Rochester  10,000  20,000  100,000  102,000  25.000  9,000  167,000  151,000  15,800 1st N., Minpls. and St. P.: Northw. N., Grand Forks. 25,000 Cont. & Com’l N.. Chi.: 1st N., Minpls.; Merch. N„ St. P.; Northern State, Grand Forks.  J. E. Tofflemire—— F. S. Tofflemire___ Henry Listerud___  25,000  5,000  185,220  169,050  55,960 Cont. & Com’l N„ Chi.; IstN., Minpls.  Ole Engebretson — Ole Dahle________ Ole Engebretson.. W. C. Drake_____  16.000  6,000  141,000  131,000  and St. P.; Citiz. Com’l Tr. Co., Buffalo. 20,400 1st N.. Minpls.; Am. N„ St. P.; 2d N„ Minot.  H. C. Hjerleid........ C. A. Christopher . E. W. Christopher. Karl Christopher..  10,000  10,000  192,000  140,000  40.000 Cont. & Com’l N., Chi.; Northw. N., Minpls.;  W. A. Shaw______ T. Finsness_______ R. J. List................ N. J. Swanson____  25,000  23,500  295,000  278.000  8,060  103,320  110,080  Save time and g et service on Coll ections and Credi t Reports by send FEE IN ADVAN CE: Plain sight dr afta, ISc; Credit Reports, 50c. T ..Farm Loans an d other short tlm e paper negotiate d.  Peoples State Bank____ t§’18 A, L. Lombard____ 77-963 Sarles_____ Oavalier B 11 Farmers & Merchants State J. J. McCanna____ Bank —77-740.......... <§’12 Pop. 400 State Bank of Sarles—<§’05 C. B. McMillan____ 77-691  F. B. Gould_______ W. F. Lehmann__ Geo. B. Doty D. F. McLaughlin.. H. A. Grimshaw — L. R. Johnson....... I. A. Marlette G. E. Towle______ S. M. Mowry______ O. P. Gaymon____ EvaBassingth waite  Selfridge------- Sioux H 7 Citizens State Bank------ t§’17 D. N. Jones--------- R. J. Gwyther____ J. A. Nagel---------- M. G. Redman____ Pop. 200 77-962 Selfridge State Bank ...t§'15 Jos. P. Hess______ Geo. W. Janda .— J. J. Stasek______  I us. [  15,0001 15,000,.  77-906  Sherwood—Renville B 6 Pop. 600  F«SU«.5!ai8 77-326  7,000  132,000  105,700  37,500 1st N., Minpls. and Fargo.  E. J. Curtin_______ W. A. Hart_______ W. C. Stuhr______ J. P. Jordan______  25,000  25,000  225,000  250,000  A. L. Martin______ J. F. Martin............ R. K. Foley............ J. F. Foley..............  10,000  25,000  100,000  100,000  35,000 Cont. & Com’l N., Chi.; 1st N., Minpls.; andi Dickinson. 10.000 N. City, Chi,: Northw. N., Minpls.  James Simpson, Jr. Carl A. Meldahl___ Albert O. Christen­ Henry L. Larsen -sen Hazel McCrea Alexander Curry__ I. K. Bakken_____ O. H. Olson______ P. H. Gilbertson__ E. S. Dnea M. B. Greene_____ J. E. Benson.......... T. L. Wiper_______ E. B, Greene______ Wm. Fraednch G. 0. Kratt_______ Chas. Schwenk___ R. E. Kratt______ (J. I. SPAULDING F. J. HARRIS-—  20,000  6,000  152,000  140,000  25,000  17,000  351,950  356,240  25,000 Northw. N. and Midland N., Minpls.; North­ ern N., Fargo. 54,110 Han. N., N.Y.; 1st N., Minpls., St. P.,and Fargo.  14,000  21,000  250.000  250,000  35,000 Midland N., Minpls.; 1st N., Fargo and St. P.  25,000  8,500  200,000  190,000  19.380 1st N., Minpls.; Citiz. Com’l Tr. Co., Buffalo,  10,000  10,000  219,050  215,510  18,120 1st N„ Minpls,,Fargo, and St. P.; 2d N„ Minot,  60,600 Cont. & Com’l N„ Chi.; Northw. N., Minpls.; Merch. N„ St. P. 45,010 Cont. & Com’l N., Chi.; 1st N.. Minpls. and St. P.; Northern N„ Fargo,  PERRY BROWN — M. C. WILSON........  ) 15c sent us wit h each sight draf t for presentatio n and 25c for cre dit  rep orts.  ^insures promp t, efllcient servi ce. 16% INTEREST PAID ON TIME DEPOSITS.  C. C. Gilliland____ John C. Campbell.  10,000  18,500  313,400  273,000  Ei&r H. S. GRINDE.......... E. B. NORIN............  25,000  50,000  453,640  524,380  25,000  8,000  223,030  274,240  18,090 Chase N„ N. Y.; 1st N., Minpls. and Fargo;  12,000  8,000  270,000  245,000  35,000 Midland N., Minpls.: Merch. N., Fargo.  D. Ray Gregg____  , Patronize a gro  wing bank, Prompt, efflclen t service on Colic ctlons and Bill of Lading Drafts, High-grade Nor th Dakota 6% Fa rm Mortgages Ne gotiated.  lver Olson, V.-P.  INVESTMENTS FOR BANKS - MATURING AT CONVENIENT DATES;  Continental  ;  sis-  and  Merch. N., St. P.  Commercial Banks, Chicago  1077  J. O. Severtson.__ V. H, Thorstenson Bertha Torkelson H. C. Hall Ed. Nystrom Security Bank............... }§'13 Frank White_____ C. V. Wilson_____ J. E. Johnson____ A. N. Johnson____ 77-796 FIRST NATIONAL BANK<1900 H. P. Halverson... B. Ostby...... ..........   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  63,000  10,000  L.B. GARNAAS  77-245  70,000  Stock Yds. N., So. St. P. 65,000 Live Stock Ex. N., Chi.; 1st N. and Northw. N„ Minpls.; Aberdeen N., Aberdeen, S. D.; 1st N., St. P. 11,160 1st N„ Mobridge, S. D.; IstN., Minpls,; Capitol N., St. P. 7,500 1st N„ Mandan; Midland N., Minpls.  J. J. Reimer______ Aug. Peterson____ A. J. Goosen______  First International Bankt§’04 F. E. Kenaston__ 77-327 Sheyenne_____ Eddy D12 FARMERS & MERCH. BANK Pop. 500 77-246 <§’06  212,310  N O R T H DA KO TA BANKS — S an b o rn to S hey en ne  25,000,  Geo. R. Laugen ...  'JOURGEN OLSON — L. J. PALDA, JR_ _ _ _ J. E. ERICKSEN-— C. L. SMITH  Selz_________ Pierce 0 9 Farmers State Bank .—t§’12 Pop. 250 77-771 Sentinel Rntte.__ Golden First National Bank -—<’15 Valley-Pop. 500—„K 2 77-484 Interstate Bank of Billings County.. 77-483 ............ t§’03 Sharon______ Steele D 14 Citizens State Bank ...<§’07 Pop. 400 77-338 First National Bank____ <’02 77-337 Sheldon —.Ransom F 15 Farmers State Bank .—t§’09 Pop. 400 77-290 First National Bank ___ <’91 77-289  / boANS A Du1 CfTS. Bonds,  , SzcDimw  A. O. Siverson___  Louis Malm.............. C. O. Langer______ H. J. Malm.......... . FIRST NATIONAL BANK 77-690 <’06 Sanger_______ Oliver E 8 Farmers Exchange State Bk. O. L. Engen______ A. L. Games.— Jno. J. Huff_____ 77-890 t8’15 Pop. 100  Sawyer................Ward D 7 First State Bank---------- 1§’06 77-329 Pop. 350 Sawyer State Bank------- £§’04 77-328 Soranton.__ Bowman G 3 Bank of Scranton............i§’09 77-428 Pop. 400 First National Bank,__ <’06 77-427  its  27,500 N. City, N. Y.: Northw. N., Minpls.; Bk. of Valley City, Valley City; Northern N.. Fargo. 58,290 Cont. & Com’l N„ Chi.; 1st N., Minpls., St. P., and Fargo. 15,000 1st N., St. P., Mandan and Bismarck.  Henry C. Stephan  77-802  Sanish____ Mountrail C 4 FARMERS STATE BANK4§ 15 77-881 Pop. 500  Depos­  Paid-up  Capital  Sanborn....... Barnes F 13 Bank of Sanborn_____ <§’13 Ferd. Neecker .__ F. E. Stephan........ Fred E. Stephan.„ A. L. Stephan ___ $ 15,000 $ Pop. 450  Non-Bank Towns with Nearest Banking Point (In dexed Acces.), lawyers, laws (indexed) in back of thi volume. For Interest Bates, Holidays, etc., see laws Resources. Principal Correspondents.  ul y jJ 2 0  1H77  i'-i/s  sir  J;  ___ ,_______________ K____ ,_____ ___ _____ __  -.rMr.  NORTH CAROLINA—Continue  to each bank in U.J5. exclusively oy^ Atllor,Pan Bankers Ass’n.  la  Number under Name of Bank is the New Transit Number given eAolj bank in U. S. exclusively by The Rand-McNally Bankers’ Directory, under the authority of The American Bankers Ass’n.  Name  Town and County.  of  Resources.  Liabilities.  Bank.  •Mem. Am. Bks. Assn. §State ‘County Seats. Entire State in No. 9 £Mem. State Bks. Assn. tPriv. [Estab. Federal Reserve District. ♦Mem. Fed. Res.  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of this  NORTH DAKOTA—Continued Cashier.  Vice-President.  President.  Ass’t Cashier.  Paid-up Surplus DeposITS Capital Profits  68,410  14,400  95,000  90,000  15,000  158,400  163,430  19,060  130,000  30,000  Silva_________ Pierce C 9 First State Bank............. .§’13 T. D. Thorson........ O. A. Refling_____ A. O. Barstad-------- Clara Barstad___ Pop. 100 77-816  10,000  5,320  Simcoe___ McHenry C 8 First State Bank_____ §’15 L. J. Rodman.......... Thome Hystad ___ A. R. Kumm_____ A. S. Kumm______ Pop. 58 77-880 Solen_________Sioux G 8 Solen State Bank_____ J§’13 A. O. Schimansky B. G. J. S chimansky R. B. McDonald — James Zelenka.— Pop. 179 77-820  10,000  2,500  10,000  10,090  15,000  5,000  155,000  M. E. WILSON  Souris..... Bottineau B 8 MOU^ RIVER.VALLEY Pop. 225 [....77-388 ........ <§03  ANTON LALLUM.  32,820  Midland N., and 1st N., Minpls.  Save time and g et service on Colie ctions and Credit Reports by sendi ng FEE IN ADVAN CE:  Plain sight  drafts, ISc: Cred'it P°nort:, SOc.  iston. st N., Mini So. St. P.  TRY U S.  Benj. Iverson____  15,000  15,000  190,000  180,000  Anselm Wolf_____  10,000  6,350  88,000  81,000  18,000  South Heart.-.Stark P 3 First State Bank........ ..... £§’13 Prank Krueger___ J. F. McEntee........ B. O. Thorkelson.. Pop. 100 77-803 Spiritwood____ Stutsman Spiritwood State Bank.<§'06 H. T. Graves_____ A.B. DeNault____ A. J. Rulon............ E. M. Davies..____ Pop. 250 P 12 77-696 Spring Brook__ Williams Spring Brook State Bk-£§’09 J. H. Cooper............ W. S. Davidson.__ Jacob Widmann—. Margaret Horne... Pop. 100 C2 77-697  10,000  3,000  120,000  72,000  45,000 Merch. N., Dickinson; 1st N„ Minpls. 45,0001  10.000  9,000  160,000  140,000  35,000  10,000  3,670  72,220  71,000  20.400  Stady________Divide B 2 First State Bank..............£§’09 A. M. Eckmann.__ Sigurd Bue_______ N. N. Landro---Pop. 40 77-698  H. C. Tappon-----  10,000  8,050  105,000  110,000  12,200  FEH&„ BERTHA B0MAN  20,000  5,000  400,000  270,000  127,000'  State Bank of Souris. .£§’01 S. B. Qvale_______ G. S. Ogren.. 77-387 R. D. Ogren Southam.__ Ramsey C 12 Southam State Bank —£§’12 B. E. Burt________ Isabel Burt. Pop. 75 77-765  (A. J. ROSS_____  ‘Stanley... Mountrail C 5 CITIZENS STATE BANK <§’07 Pop. 1000 77-200  Grand Forks.  N. H. OLSON---------- R. C  and Joliet, Ill.  5,000  250,000  200,000  2,000  185.000  144,000  80,000  70,000  15,000  \ Security State Bank .. _<§’ 95\ J. J. Baumgartner \ n-102  Martha Letzring—  10,000  W. A. Olson............ Roy Seibert.............. C. Schell..................  12,000  David Jones______ A. W. Omdahl........ O. L. Svidal............  15,000  330  87,120  80,240  I. M. Dougherty...  25,000  19,050  225,830  241,600  19,160 N. City, N. Y.: Midland N., Minpls.; Ramsey Co. N., Devil’s Lake. 46,200 Chase N., N. Y.; Northw. N., Minpls.  22,600 1st N., Minpls. and Grand Forks.  A. M. Pulles______ John Pulles______  L. D. Maurer.......... Chas. A. Potter___  Peter Traynor____ O. M. Lofgren____ P. B. Roisum..........  10,000  6,600  135,300  126,100  H. Crawford______ H. T. Johnson____  10,000  4,000  106,560  106,130  J. C. Taylor............ F. D. Jones_______ John Gunsallus.__  25,000  20,000  230,000  230,000  45,000 J  28,790 First State, Moorhead, Minn.; Midland N., Minpls.  H. P. Goddard........ H. E. Wildfang___ Edith Roth..............  12,500  8,000  140,000  120,000  J. S.Ulland.............. J. P. McDermott— A. E. Russell_____  20,000  5,310  163,210  142,810  W. J. Lichty._____ Chas. A. Verret—. A. T. Sumner_____  25,000  200  116,900  121,850  40,000 1st N„ Bismarck: Stock Yds. N„ So. St. P. 39,670 lortliw. N.. MinDls.: Fergus Falls N., Eergi Falls. Minn. 21,200  M. Van Soest.......... J. S. Fischer_____ C. N. Fischer_____ E. Keller W. C. Rowerdink..  15,000  5,000  325,000  300,000  40,000  10,000 25,000  3,000 10,000  90,000  75,000  15,000  317,500')\  309,400 ,  32,770  -v  M. Baumgartner...) .yl.P.Henn J. B. Henn ........... .  _ . under Name of Bauk ia the New Transit Number  1M.  J. Baumgartner \  deen,S. D. st N., Bismarck: Merch. N., St. P.; Midland N., Minpls.  deen N., Aberdeen; City N., Bismarck.  YianVs Advertising, give Prompt Attention to Collections and Correspondence  MtiklW VIXKOIX Ntap on index   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis dumber  32,000 1st N.. Minpls. and Fargo; Capital Secur. and 1st N.. Bismarck. 1st N., Mandan; Midland N., Minpls.  Ju ly , 192°  77-843  75.000 75.000ilstN. and Northw. N., Minpls. !  S tr asb u rg  25,000  77-199  ‘Stanton........ Mercer E 6 First State Bank_______£§ ’09 L. W. Miller______ 77-279 Pop. 400 Union State Bank........<§’08 John Young______ 77-278 Starkweather___ Ramsey Farmers Bank----------- <§’19 A. J. McLarty____ 77-1026 Pop. 304 C12 First National Bank.__ <’02 T. J. Dougherty— 77-409 State Bank of Starkweather F. H. Wellcome... 77-410 £§02 ‘Steele_____ Kidder P10 Farmers & Merch. State Bank O. T. Ness________ 77-215 §’07 Pop. 700 First National Bank—<’98 J. F. Robinson___ 77-216 Sterling___ Burleigh P 9 Sterling State Bank....... £§’07 C. B. Little_______ Pop. 200 77-699 Stirum____ Sargent G 14 Stirum State Bank.........£§’08 W. H. Cole............. 77-700 Pop. 200 St. John___ Rolette B10 St. John State Bank....£§’18 N. W. Hawkinson— 77-1001 Pop. 400 Strasburg—.Emmons G 9 First State Bank_____ • £§’14 S. A. Fischer_____ 77-856 Pop. 800 German State Bank.__ <§’14,M. A. Klein_______  River N., Jamestown.  ton.  All items sent us have our prom pt attention, First Mortgage Farm Loans for s ale. (We handle choi ce Farm Lands in Mountrail Coun ty.  FIRST NATIONAL BANK-< 02 T. L. Beiseker____ W. G. Hohn______ B. W. Taylor.  \  16,000 1st N.. Minpls. and Grand Forks: Bk. of Willmar, Willmar, Minn.  _________ N O R T H DA KO TA BA N K S — Shi el ds to  35,000  5,800 $ 120,000 $  J  Principal Correspondents.  & Ex-  Cash chanoss,Dux from Banks  94.000 $  10.000 $  Shields_______ Grant G 7 Shields State Bank____ •iS’lO C. E. Merritt______ E. F. Berkner........ P. E. Rasmussen— C. O. Levorsen .. Pop. 200 77-694  4 Dis-  ! Loans Ic’ts. Bonds, Bbcuritim  1078  1 H78 JLU/ O  j  -------  -------------  —  ------------- ;--------------  __ ___  ___»__ ~____  _____________  ____  X&verV\s\r\£ give Prompt Attention to CoUections and Correspondence  WYRWW OKKOIX TAap on \nAex  _________________________ -  I Vice-President.  Casbier.  1  N. C. Young_____  Liabilities.  Ass’t Cashier. ' Paid-up j1 Surplus AND  Capital Profits 1  C. W. Spaulding, Jr. M. G. Helm______ 'Christy Matheis... $  RESOURCES.  DEPOB-  ITS  LoAttt A Dis c’n. Bonds  25,000 $  10,500 $ 202,000 $ 228,000  26,500 St. P. 30,510 1st N., Minpls. and St. P.: Northern N,. Fargo; Citiz. Com’) Tr. Co., Buffalo. 70,000 Am. Ex. N., N. Y.; 1st N., Minpis.; Merch. N., St. P.: 1st N., Grand Forks. 48,300 N. City, N. Y.; Northw. N., Minpls.; 1st N„ SI. P 16,500 1st N„ Minpls.; 2d N„ Minot.  11,910  169,200  25,000  5,000  300,000  230,000  E. T. Thompson... F. W. Thompson.. H. L. Barnes______  25,000  14,900  287,000  273,000  J. M. Young______ A. A. Robinson__ W. S. Young______ C. E. Dusher H. P. Hammer____ Joseph Ebentier.— A. J. Melgard____ FJ A. Olson ....__  10,000  11,500  97,000  113,000  30,000  6,000  224,780  239,370  L. P. Larson______ H. P. Beckwith.__ Oscar F. Hoff.......... O. B. Hoff................  15,000  2,000  175,820  141,060  M. E. Malley_____ O. M. Eaton______ M. B. Malley_____  10,000  3,000  250,000  190,000  W. A. Zwemke.__ J. C. Heron_______ Thos. Lindland___ Floyd Anderegg...  20,000  3,500  127,000  120,000  10,000 E. W. PARKER ..................... __ M. L. ALLERS-—lections and Cred it Beports by sen ding drafts, 1 Sc; Cred it Reports, 50c TRY US. paper negotiated.  18,890  142,820  140,930  D. D. McKee_____ James McKee..  10,000  11,820  145,000  127,000  15,000  G. D. Lindgren ___ C. H. Christen.  25,000  8,800  111,000  124,000  N., Minpls. 21,000 Dakota N., Dickinson; Capital N., St. P.  C. E. Fodness____  20,000  15,340  275,470  252,490  58,440 IstN., Minpls.; 1st N„ Dickinson and Mandan.j  L. G. McDougall... E. D. Tobiason A. W. Quast______ EmmaL. Quast.__  10,000  1,880  61,480  60,850  10,000  8,000  153,000  153,000  6,700 IstN.. Fargo: Williams Co. State, Williston; 1st’ N.- Minpls. 15,500 1st N., Minpls.; 1st N. and City N„ Bismarck,^ 32,800 Chase N.,N. Y.: Midland N.. Minpls.; Northw.! N., Grand Forks; 1st N„ St. P. 15,500 1st N. and Met. N., Minpls.; 1st N., St. P.  263,260  36,210 Chase N., N. Y.; Merch. N„ St. P.; 1st N., Fargo. 37,300 1st N„ St. P.; Northern N., Fargo: 1st N„ Minpls. 73,000 1st N., Fargo; 1st N. and Midland N., Minpls.; Am. N.and 1st N., St. P.jCity N„ Bismarck. 19,000 1st N„ Minpls. and Fargo; James River N„ Jamestown. 35,780 Bkrs. N., Minpls.; Union N., Minot: 1st N., St. P.  S. Lemmick______ W. J. McMenamy..  25,000  5,330  263,730  258,760  J. B. Boucher____  10,000  5,500  96,000  92,000  Paul O. Krueger__ Sabina Wimmer...  15,000  4,000  95,000  94,000  (P. B. HABER —. N. W.SIMON______ WM. I. LARSOR— O. ^; PEDERSON...  10,000  5,220  160,580  181,560  23,370 Merch. Ln. & Tr. Co., Chi.: 1st N., Minpls. and St. P.; Williams Co. State, Williston.  7,560  160,440  175,120  17,960  Tioga_____ Williams C 3 FARMERS & MERCH. Pop. 400 77-435 <§'08 YFIFTEEN CENT S sent to us with each sight draft for presentation, and (fifty cents for each credit re port Insures prom pt, personal atten tion. 10,000 C. McCLINTOCK- E. R. REITSCH_ _ _ _ _ ERNEST BYLIN_ _ _ _ H.J. SKREOE_ _ _ _ _ _ and Time Items. (.PZeose send 15c w ith each sight draft for presentation a nd 50c for Credit R eports.  fW.  TIOGA STATE BANK- ..<§’05 -< Special attentio n given Bill of La ding drafts, Cash  9,000 1st N., Mandan; Midland N„ Minpls.  1st N., Grand Forks; 2d N., Minot.  20,000  5,500  105,910  107,930  16,110 1st N„ St. P. and Minpls.  J. L. Mathews........ J. M. Hynes______ J. B. Gallagher.__ M. E. Weston........  25,000  10,000  170,000  165,000  A. M. Fruh_______ L. E. Shores______ A. A. Swanson____ Leo Hartfiel______  10,000  10,000  350,000  275,000  Paul Messner, Jr. . Henry Deehr.......... A. J. Johnson........ R. E. Engen............  20,000  8,600  176,000  145,000  A. M. Voorhees.— G. W. Kelley_____ S. F. Sherman____ H. H. Vowles_____  50,000  35,000  310,000  350,000  A. F. Colwell.......... J. A, Colwell.......... J. T. Tollefson— W. A. Smith_____  15,000  3,750  23,000  28,600  20,000 N. Produce, Chi.; 1st N„ Minpls. and Grand Forks. 70,000 Bkrs. N. andStateBk.Com., Minpls.; Western State, St. P.: Citiz. Com’l Tr. C., Buffalo. 48,000 Cont. & Com’l N., Chi.: 1st N., Minpls.; North­ ern N., Fargo. 63,000 Chase N„ N. Y.; 1st N., St. P., Fargo, and Minpls. 8,000 Midland N., Minpls.  Aylmer Cole............ R. C. Fuller______ E. W. Beardsley..  25,000  50,000  60,000  15,000 Northw. N„ Minpls.; 1st N., Fargo.  T. L. Beiseker.__  25,000  5,000  280,000  300,000  25,500 Merch. N., St. P.; 1st N„ Grand Forks.  H. H. Thompson... D. L. Thompson__ M. T. Thompson  10,000  2,540  218,000  152,000  Andrew Gilbertson. J. J.Egge------------- 1----------- -------- ------- Jennie B. Case.__  10,000  2,330  72,700  49,580  75,000 [Cont. & Com’l N., Chi.; Northw. N., Minpls. and Grand Forks. 32,900. lerch. N. and 1st N.. St. P.: 1st N.. Minnls. and Devils Lake.  H. H. Bergh______ A. M. Berget  Continental  and  Commercial Banks, Chicago  1079  O. N. Grefsheim .. Alexander Curry .. Jas. I. O’Donnell— Wm. E. Hurley...  OUR CREDIT INFORMATION ON CONCERNS EVERYWHERE IS OPEN TO OUR CORRESPONDENTS:   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  ($  25,000  JOURGEN OLSON J. H. WERNER..  Tokio_____ Benson D 12 Tokio State Bank.__ -<§’15 Pop. 150 77-878 Tolley.......... Renville B 6 First National Bank. ....£’05 77-407 Pop. 375 Tolley State Bank... —£§’05 77-408 Tolna.............. Nelson D 13 Farmers & Merch. State Bank Pop. 199 77-9«4 <§’17 Tower City........ Cass F 14 FIRST NATIONAL BANK-< 80 Pop. 500 77-709 First State Bank............ £§’20 77-1041 Tower City State Bank.t§’19 77-1047 ‘Towner... McHenry C 8 First National Bank....<’05 Pop. 800 77-146 Pioneer State Bank___ £§'15 77-900 Towner Merchants Bank.§’93 77-145  cnAitaK«,Dns from Banks  J. H. George_____ A. T. Graf________ W. A. Weiss____ M. R. Barringer Joseph Garnett.... C. S. Ganssle_____ S. E. Peterson____ Thos. E. Whelan..  W. E. Barringer...  Tagus.......... Mountrail C 5 CITIZENS STATE BANK-t§ 09 J Save time and get service on Col Pop. 200 YFEEIN ADVAN CE: Plain sight 77-486 'Farm Loans and other short time Tappen......... Kidder F10 Tappen State Bank.......... £§’10 O. N. Grefsheim__ Alexander Curry.. Pop. 150 77-704 Taylor................Stark F 4 First National Bank___ <’16 A. J. Peterson____ J. F. Christen____ Pop. 300 77-367 Taylor State Bank........ <§'03 Ferdinand Leutz .. Herman Leutz____ 77-366 Temple____ Williams C 3 Security Bank_______ £§’15 C. H. Simpson____ Oscar E. Peterson.. Pop. 75 77-886 Temvik____ Emmons G 9 Tempelton State Bank..t§’09 F. J. Pietz________ J A. Bosch.............. Pop. 200 77-705 Thompson—Grand Forks First National Bank___ <’91 O. S. Hanson____ . E. T. Spafford____ Pop. 850 D15 77-706 Thorne............Rolette B 9 Farmers & Merch. State Bank D. A. McLarty____ C. S. Orwoll______ Pop. 105 77-707 £§’05 Timmer_____ Morton G 8 Timmer State Bank.... £§’16 W. F. Krueger .... Geo. H, Spielman. Pop. 175 77-918  77-434  Principal Correspondents.  1 Cash A Ex-  Ssotnunss i  N O R TH DA KO TA B A N K S — S tr eete r to T o w n er  Streeter ...Stutsman F 11 Citizens National Bank.. <’11 Pop. 750 f 77-449 First National Bank.__ »t’O5 77-448 St. Thomas.PembinaB15 Farmers State Bank___ £§’84 Pop. 700 77-207 First National Bank.__ <’91 77-208 Surrey_______ Ward C 7 First State Bank.............. £§’07 Pop. 150 77-703 Sutton______ Griggs E 13 Citizens State Bank___ <§’12 Pop. 200 77-757 Farmers Bank_______ <§’18 77-995 Sykeston.......... Wells E11 Citizens State Bank.__ <§’06 Pop. 830 77-382 Sykeston State Bank-..<§’02 77-381  President.  1920  Town and County. Name on Bank. ★County Seats. •Mem. Am. Bks. Assn. SState I Entire State in No. 9 tMem. State Bks. Assn. tPriv. Federal Reserve District. Mem. Fed. Res. [Estab.  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of thi volume. For Interest Bates, Holidays, etc., see Laws  NORTH DAKOTA—Continued  W,  Number under Name of Bank ia the New Transit. Number given fQ/Cf i° each bank in U^S. exclusively by^The Band-McNally Bankers’ Directory, under 'the authority of Tbe American Bankers Ass’n.  .  -  Number unde^NameBank “ th^£eXa^r^|lcN^“&'nkers“  to each bank in U. S. exclusive y  oimt>Tlr*n  NORTH CAROLINA—Continue  Rankers Ass’n.  given  Number under Name of Bank New Transit Number man 10 e*ch bank in U. S. exclusively by The Rand-McNaUy Bankers’ 1UOU Directory, under tbe authority of The American Bankers Ass’n.  Town and County.  Name  of  ........... ■■llll  NTfWT'H' i'lUIX 1 n  II,  IT?  ___________ __ ..  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of this volume. For Interest Rates, Holi days, etc., see Laws.  DATfOTA____ Pnntirmprl LArYIWJ A 2A k^OllllllUcCl  Resources.  Liabilities.  Bank.  ^County Seats. •Mem. Am. Bks. Assn. §State Entire State in No. 9 tMem. State Bks. Assn. tPriv. Federal Reserve District. ♦Mem. Fed. Res. [Estab.  Vice-President.  CASHIER.  Ass’t Cashier.  Paid-up Subplus Depos­ and Capital Profits its  James H. Cooper.. W. S. Davidson___ H. M. Pickering... R. S. Pickering__ _ $  $  10,000  lj)AN8 & DlSc’tb. Bonds, Skcuritibs  30,000 J  12,000  J. S. Johnson_____ M. I. Harris______ W. N. Harris_____ B, F. Huber.............  10,000  25,000  275,000  250,000  J. F. Robinson___ L. Dornacker___ _  25,000  6,500  120,500  185,500  R. T. Lierboe____  R F. Boehm_____  A. F. Fir......................................................  O. M. Remington — W. F. Hartmann — j J. E. Severson ....  240,000  220,000  77-952  FIRST NAT'L BANK 77-39  TRUST COMPANY 77-835  <§T4  Security National Bank..T9 77-1028 Farmers State Bank ...<§'14 Van Hook—Moun trail C 4 Pop. 400 77-845 First National Bank ....<’14 77-852  7,500  69.000  73,000  7,500  175,000  135,000  35,500 Han. N., N. Y.; 1st N. and Northw. N„ Minpls.; 1st N., Fargo.  [N. E. RULIEN — KRIST KJELSTRUP W.A.GOGSTETTER C. A. BERG.............  20,000  15,000  366,000  354,800  54,400 Cont. & Com’l N.,Chi.: 1st N. and Midland N., Minpls.: Capital Secur., Bismarck; 1st N„ St. P.  15,000  13,000  190,000  215,000  40,000  CHAS. TAUER — The New Bank. FEE IN ADVAN Credit Reports  JOHN KLEIN............ Aggressive mana CE: Sight Drafts, 50c. SAFE FAR  CALIX F. BAUER - R. H. GERGEN gemeni. and appreciates  15c minimum;; 25c i minimum if paid. M MORTGAGE  Collec ti ons.  Citiz. Com’l Tr. Co., Buffalo; 1st N., Wash­ burn.  L. Bertsch................ H. L. Cartzdafner. Henry M. Holte...  16,000  800  79,000  88,850  Samuel Torgerson. P. S. Peterson........ F. C. Grimes........... O. S. Freeman___  25,000  5,000  231,000  219,000  Henry E. Nelson.. W. F. Kernkamp-. A. C. Thorkelson_______________ L. Noltimier James J. Ear ley— Frank Heimes........ Walter Coop______J. J. Grest __  200,000  32,000  550,000  636,000  50,000  33,010  490,680  489,360  f JOHN TRACY......... DARBY O’MALLEY — C. F. MUDGETT_ _ _ _ _ _ _ _ _ _ _ _ _ ROBERT ANDERSON  100,000  117,360 1,452,500 1,429,420  <! Oldest and Lar  [FRANK WHITE- S. MASON............... T. MELVIN LEE, J. E. JONES, A.Sec. 100,000 Sec. LUDVIG LEE ( A GROWING BANK. 1 Collections soil cited, appreciate d and given very prompt attentio n. (High Grade No rth Dakota Farm Mortgage Loans Negotiated.  18,130  640,080  626,070  26,000 Cont. & Com’l N,, Chi.; Northw. N., Grand Forks; Midland N., Minpls.; Cent., St.P. 75,000 Meeh. & Metals N., N. Y.; 1st N. and Midland N., Minpls. 83,910 N. City, N. Y.: Cont. & Com’l N., Chi.; Merch. N., St. P.: 1st N., Minpls.: 1st N., Duluth and Fargo. 218,090 N. Park and Am. Ex. N„ N. Y.; Cont. & Com'l N., Chi.: Northw. N„ Minpls.; 1st N. and Merch. N.. St. P.; Am. Ex. N„ Duluth.  91,380 Irving N., N. Y.; Cont. & Com’l N., Chi. Northw. N„ Minpls.; 1st N., St. P.  H. C. Aamoth.......... E. L.Fouks...  50,000  5,500  260,000  248,000  50,000  P, M. Shefveland— W. E. Malloy.  10,000  10,000  150,000  130.000  August Peterson... E. G. Ranum__  Arthur T. Olson .. A. F. Setzler.  25,000  21,820  323,190  330,510  30,000 st N., St. P.; City N„ Bismai and Northw. N.. Minpls. 57,670  25,000  2,240  280,940  275,000  22,000 Union N., Minot; Met., St. P.; Bkrs. N., Minpls.  15,000  5,600  178,000  185,000  11,000 Northw. N., Minpls.; 1st N„ Carrington.  15,000  5,000  310,000  284,000  10.000\  7,500  179,150  161,230 \  34,000 1st N. and Merch. & Mnfrs. State, Minpls.; 27,700 i Am. N., 8t. P.; Union N., Minot. \Cont. & Oom’l N., Chi.; 1st N., Minpls. and Bismarck.  \  1st N. and Secur. N., Fargo.  Ju ly , 1920  V elva______ McHenry D 7 First State Bank___ .<§'02 G. W. C. Ross........ F. E. Tucker_____ P. L. Larsen.. F. V. Johnson........ Pop. 1000 77-131 Merchants State Bank.t§1900iC. M. Anderson___ A. O. Anderson-__ A. E. Sevareid____ C. F. Reitan. 77-130 Venturia—McIntosh H10; First State Bank_____ <§'06\P. T. Kretschmar.. \K. Kretschmar ..  of Bank  11,500 Cent, and 1st N„ St. P.; Secur. N., Fargo.  James Grady_____ Wm. Burchill .. S. P. Ellis, V. P. G. W. Drake J. S. Johnson_____ O. C. Dosseth__  fJOURGEN OLSON. FRED SPATH_____   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis Number under Name  7,000 ^Midland N., Minpls.; City N„Bismarck. 7,000  LOANS NEGOTI ATED.  < Save time and get service on Coll ections and Credl t Reports by send Ing ing FEE IN ADVAN CE: Plain sight dr afts, 15c: Credit Re .ports, 50c. TRY L s. (Farm loans and other short time p aper negotiated.  Pop. 250 \ 77-710 NORTH WNKOTN Map on Index  4,000 1st N„ Williston and St. P.  57,000 Northw. N., Minpls.: 1st N., Fargo.; Citiz. Com’l Tr. Co.. Buffalo, N. Y. 75,000 Northw, N. and 1st N„ Minpls.: Merch. N. a IstN., St.P.; 1st N.. Washburn. 16,600 Northw. N., Minpls.; 1st N., Steele.  10,000  gest Bank in Bar nes County. Prompt and eff iclent service gu aranteed in all transac tions entrusted to us. • $81 i  MIDDLEWEST  Banks  25,000  P. C. Remington. —  f BANK ) $§’16 ) I  Upham------ McHenry C 8 Farmers Equity State Bank Pop. 300 77-960 tS’16 Security State Bank___ $§'06 77-375 ‘Valley City..Barnes F14 AMERICAN EXCHANGE BK. Pop. 4686 77-40 t§'99 Bank of Valley City___ •tS’OS 77-41  Principal correspondents.  Theodore Albrecht. J. E. Reuter______ J. E. Reuter______ Ic. O. Thompson...  SECURITY STATE BANKtS 04 < Collections glv en prompt attent ion. I FEE IN ADVA NCE: Sipht Drafts 15c minimum; 25c minimum if paid. 77-260 (Credit Reports SOc. SEND US YOUR BLSINES S.  UNDERWOOD STATE  prom  30,000 J  25.000 $  William Lierboe...  4  Cash Ex­ changes,Due  N O R T H DA KO TA BA NKS — T re n to n to V en tu ri a  Trenton___ Williams C 1 Trenton State Bank___ $§’15 Pop. 150 77-860 Turtle Lake..McLean E 8 First National Bank___ <’05 Pop. 500 77-133 First State Bank______ t§’02 77-132 Tuttle_______ Kidder E 9 First National Bank.__ <11 Pop. 450 77-741 Tuttle State Bank_____ *t§T5 77-875 Underwood—McLean E 7 First National Bank—..<’07 Pop. 600 77-261  President.  1080  is the  ........  Banks Mvertising give Prompt Attention to Collections and Correspondence  is the  TVenp Transit Number  ariven  Non-Bank Towns with Nearest Banking Point (In-  Barnes Advertising give prompt Attention to vouections and Correspondence  V*t>KTtt W.XKUAA W\ap on Index  InOI  1UO1  Number under Name of Hank ia the New Transit Number given to eacb bank in U. S. exclusively by The Band-McNally Bankers’ Directory, under the authority of The American Bankers Ass’n.  Town and County. I Name of Bank. ^County Seats. •Mem. Ana. Bks. Assn. SState Entire State in No. 9 tMem. State Bks. Assn. tPriv. ! Federal Reserve District. ♦Mem. Fed. Res. [Estab.  T\.Tf'nZ>'T'UT IVUKin  7~> A lybifiU 1 bi-  Vice-President.  fO. A. LEACH-— J. P. REEDER.......... A.STERN < Send your collec tioni to the larges ‘Wahpeton........ Richland CITIZENS NATIONAL BANK Pop. 5069 G 17 77-58 •+'91 j for efficient se rvlce and quick re (.Farm Mortgag e Loans negotlat  Cashier.  Surplus Depos­ its Capital pBOFITS  Ass’t Cashier. I Paid-up  NAT. BANK OF WAHPETON  15,000 $  3,000 $ 125,000  5,000  119.000  146,009  E. E. Neiss---------- I. A. Niess —  10.000  3,000  106,700  85,200  F. T. Karnik_____  15,000  M. R. Fuglie........ — F. Keller____  15,000  1,000  S. H. MURRAY— G. H.REEDER  75,000  77-57  »+'89  19,000 1st N., St. P.  75,000  65,000  45,550 1,105,720  969,140  tbank turns. ed.  (JOSEPH PATTERSON W. F. ECKES_ _ _ _ _ P. A. PESCHEL_ _ _  FEE IN ADVAN CE: Sight drafts. 15c minimum; 25c (Reliable Credit Reports, 50c. TR Y US.  G. C. BUGBEE_ _ _  Principal Correspondents.  Lganb A Die- Cahh A Ex- I c’tb. Bonds. changm,Du« SxCVRmXB FROM Banks  15,000  $  H. C. Bjone ............  R. M. Crichton____ Wm. Huntington—  | Far. & Merch. State Bank$§’14 Donald Wright___ F. B. Schneller.__ E. H. Myhra______ H. H. Rustad. 77-846 Jos. Dietz “  Resources.  Liabilities.  President.  Verona...La Moure G 14 Farmers & Merchants State G. C. Bjone_______ H. M. C. Bjone___ Pep. 235 Bank........ 77-926 .........•tS’16' State Bank of Verona...t§’04 T. F. Marshall------ F. D. McCartney77-415 Voltaire— McHenry D 8 Farmers State Bank___ +§’11 Ole Engebretson... Ole Dahle_____ __ Pop. 250 77-723 §’20 Wm. Coffey............. J. C. Sobolek.......... Voss________ Walsh C 15 Voss State Bank Pop. 100 77-1057 Wabek.__ Mountrail D 5 | Farmers State Bank___ t§’ 16 N. E. Rulien_____ C. W. McGray____ Pop. 100 77-957  -----------  Non-Bank Towns with Nearest Banking Point (.In­ dexed Acces.), Lawyers, Laws (indexed) in back of thisl’—1 volume. For Interest Rates, Holidays, etc., see Laws.1^  art ^OIltlllUCU  15,500 1st N., Fargo, Oakes, and Minpls.  25,000 Am. N„ St. P.: 1st N„ Minpls.  15,000 1st N„ Minpls.: Capital Secur., Bismarck. 257,120 N. Park and Knauth, Nachod & Kuhne, N. Y.: m 1st N. and Cont. & Com’l N„ Chi.: Northw. N., Minpls.: 1st N„ St. P. and Duluth.  44,000 1st N„ St. P.: Midland N„ Minpls.  j  20,000  6,600  228,000  200,000  50,000  14,420  641,930  821,860  100,090 Chase N. and N. City, N. Y.; 1st N„ Minpls.: O Merch. N„ St.P. t-J !>  9,370 Chase N„ N. Y.; Met., Phil.; Bk. of N. D„ m Bismarck. ! J" 87.830 N. Bk. of Wahpeton, Wahpeton; Scan.-Am., 3* Fargo: IstN.. Minpls. 2 21.410 Northw. N., Minpls. and Grand Forks: 1st N„' 3+ Duluth and St. P. £ 20,000 Cont. & Com’l N„ Chi.; Merch. N., St.P.; Northern State. Grand Forks. 42,000 1st N.. N. Y., Minpls., and St. P<: Northern State, Grand Forks.  minimum charge if paid.  II. F. Holthusen... H. E. Chizek.......... August Bergman .. G. K. Sundlie..........  35,000  10,500  23,530  51,230  A. H.Ista------------- II. IL Bakko........ . G. A. Fossum_____ H. G. Bakko______ C. C. Caspersen H. J.Hagen C. E. Johnston........ J. B. Mooney_____ Geo. H. Johnston— E. J. Fischer_____  15,000  5,000  352,400  270,380  12,500  5,410  189,330  181.000  J. W. David______ W. J. Laidlaw........ C. S. Laidlaw_____  25,000  7,000  209,000  200,000  25,000 (EUGENE HORNUNG- J.E. LEE.......... ..... A. MCDONALD.......... A. H. ALLAN —...... IVER HANSON Walhalla__ Pembina B 14 CITIZENS BANK______ »t§ 97 1 FEE IN ADVAN CE: Sight drafts. 15c minimum; 25c minimum charge i f paid. Pop. 592 77-186 (Reliable Credit Reports, 50c. TR Y US.  8,000  380,000  370,030  5.130  184,630  199,430  33,100 Corn Ex. N., Chi.: 1st N„ St. P. and Grand Forks.  15,000  20,000  315,000  295,000  15.000 iH. P.BECKWITH L. A. SAVER_____ E. P. RAMSETH —! A. A. KRZMARZIOK I. C.HAUGLAND jSave time and g et service on Coll ections and Cretil t Reports by send ing (FEE IN ADVAN CE: Plain sight d rafts, I Sc; Credit Reports, SOc. T RY US.  10,000  309,000  295,000  55,000 CoDt. & Com’l N., Chi.; Midland N., Minpls.: 1st N., Fargo. 40,000 Capital N„ St. P.: 1st N„ Minpls.; Northern 05 N„ Fargo.  “  Wahpeton State Bank...§’20 77-1051 Walcott-----Richland F16 First State Bank_______ t§’02 Pop. 337 77-711 Wales............ Cavalier B12 , Citizens State Bank___ »t§’05 Pop. 350 77-420 “ _______ " JState Bank of Wales__ *t§’01 77-419  “  ..............  FIRST NATIONAL BANK-«t 09  77-187  Wm. Dew________  (W. F. WINTER_ _ _ GEO. W. DELISLE — L. F. LePAGE-------- ARTHUR BAGHAND ...  Walum--------- Griggs E13 Farmers State Bank___ »J§’06 Geo. J. Jacobson .. D. B.Jacobson____ E. W. Iverson___ Pop. 250 77-712 C. F. Werner Warwick—Benson D 12 FAR. & MERCHANTS BANK Pop. 300 77-733 tS’ll  “  —.........  "  L. M. Campbell... E. E Bower  .Security State Bank....J§’19 J. H. Mikkelson... Steen Stinson____ C. B. Stinson_____ Gabriel Lundy____ 77-1030  ‘Washburn..McLean E 8 Farmers Security Bank +§’19 O. H. Holtan_____ Oscar S. Oberg ___ H. A. Fischer____ G. L. Yackey_____ Pop. 800 77-1042 First National Bank.__ *£02 G. L. Robinson___ T. J. Haugeberg... A. E. Johnson ___ J. A. O’Brien____ 77-159 Karl Klein “  (T. H. JEFFERY— JSpecial attentio WASHBURN STATE BK. t§ 06 AFEE IN ADVAN (Credit Reports, 77-160  -----------  JOSEPH MANN—n given collection CE: Sight drafts. 50c. TRY US FO  W. J.BICKERT — G. H. WEBER.......... s.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  eze  14,150  8,600  16,500 Merch. N„ St. P.; 1st N„ Devils Lake.  90,000  71,180  30,000 Chase N., N. Y.; Northw. N., Minpls.:  25,000  42,470  454,230  444,930  15,000  10,000  200,000  185,000  58.410 Han. N., N. Y.; Midland N„ Minpls.; Citiz.Com’I Tr. Co., Buffalo. 34,000 Cont. & Com’l N., Chi.; 1st N., Minpls.  87,400  74,000  25,900 1st N„ Williston: 1st Far., Minot; Met, St. P.  139,710  138,740  13,090 1st N„ St. P. and Williston; State Dep. and 1st N., Minpls.; Stock Yds. N., So. St. P.  15c minimum; 25c minimum if paid.  First State Bank..............£§’17 L. A. Fries.............. G. W. Nelson------ C. A. Barrett_____ 77-981 McKenzieCounty Bk. .«J§’07 W. C. McClintock. E. R. Reitsch_____ O. L. Casady______ (S. O. Dundas-------77-692  A CENTER FOR DIRECT collections:  15,000 20,000  R SERV ICE.  Anthony Walton .. D. E. Asplund........ G. S. Webster____ V. IL Evanson____ Watford City..McKenzie American Exchange Bank Pop. 600 D 2 77-998 *§’18 " ......... " i Farmers State Bank ...•t§12 Adam Hannah........ I. M. McRae______ J. L. McRae______ H. M. Thomas____ 77-782 H. B. Servin  CHICAGO  25.000  FEE IN ADVAN CE: Sight drafts, 15c minimum; 25c minimum charge i f paid. (Reliable Credit Reports, 50c. TR Y US.  20,000  10,000  2,270  15,000  3.500  105,000  100.000  20,000 1st N„ St. P. and Williston.  10,000  7,500  207,580  195,110  43,670 1st N„ Minpls. and Williston.  CONTINENTAL AND COMMERCIAL BANKS  Z^io  Number under Name of b^^  -«yiw.a American Rankers Ass’n.  to each bank in U. _b.  Number under Name of Bank is the New Transit Number given to each bank in U. S. exclusively by Tlie Band-McNally Bankers’ Directory, under the authority of The American Bankers Ass’n.  Name  Town and County.  of  _  ____________ _____ _______ ~  XT/^IO'T'UT IN kJ Tv 1 TT  j"'  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of this volume. For Interest Rates. Holidays, etc., see Laws.  TT A V'ZT'T' A____ 4.:—.— j UnAU 1 rk vOnunUcQ  Bank?  Resources.  Liabilities.  •Mem. Am. Bks. Assn. SState *County Seats. Entire State in No. 9 tMem. State Bks. Assn. tPriv. [Estab. Federal Reserve District. ♦Mem. Fed. Res.  PRESIDENT.  Vice-President.  CASHIER.  Paid-up Surplus Depos­ AND Capital Profits its 10,000 $  Loans & Dibc’tb. Bosdb, Sbcuritibb  Principal Correspondents.  Cash k Ex­ cha sobs, Dub from Banks  40,000 $ 190,450 $ 209,890 $$  35,000' 35.000 Chase N., N. Y.; 1st N., St. P. and Devils Lake! f  Rasmus Sorensen.. Jos. M. Kelly.......... D. W. Kelly............  Wellsburg—Wells D 10 Farmers State Bank___ t§’i Pop. 100 77-817  Aug. Peterson........ John Jorgenson ... J. B. Williams........  10,000  4,000  93,000  86,000  15.000 IstN., Fargo and Harvey; Midland N., Minpls. 15.000,  Werner_______ Dunn E 5 First State Bank______ •£§’: 77-857 Pop. 350  Arthur Ovrom.... T. M. Antony_____ E. S. Swenson____ E. T. Lewis..............  10,000  4,530  112,300  123,190  8,800 Capital N„ St. P.; 1st N., Bismarck; Midland N., Minpls.  L. A. Winter______ L. O. Westrum ....  10,000  8,000  125,000  120,000  20,000 1st N., Minpls.: Dickinson and Mandan; Stock Yds. N., So. St. P.  J. L. Page................ M. A. Page............... J. L. Page................ IL J. Patterson....  25,000  9,000  96,630  126,880  18.010 1st N., St. P. and Grand Forks; 1st N. and Northw. N., Minpls.  W. T. Munn............ R. M. Trimble........ G. H. Kalbfleisch—  30.000  25,000  150,000  150,000  30,000 Drexel State. Chi.; Cent., St. P.; 1st N,, Fargo; Northern State, Grand Forks.  Wheatland____ Cass F 15 Farmers State Bank.__ t§\ 77-218 Pop. 350  Alex McKinnon... J. A. Krick—.......... M. J. Ford................ S. McQuoid..............  10,000  2,640  98,750  76.320  35,070 1st N., Minpls. and Casselton; Northern Sav., Fargo.  StateBank of Wheatland»t§' 77-217  E. Mares.................. A. E. Mares............. R. A. Mares______ R. M. Mares............  10,000  3,000  86,590  99,500  2,590 Chase N.. N. Y.: Merch. N.. St. P.; IstN., Fargo.  H. N. Somsen_____ N. Henningsen........ H. N. Petersen — C. A. Helling_____  10,000  18,890  89,450  92,880  17,450 IstN., Minpls.; Williams Co. State, Williston; 1st N., St. P.  William Raymond— H. K. Thue............. B. T. Raymond— E. O. Hougen--------  10,000  5,000  50,000  50,000  15,000 1st N.. Williston; Northw. N., Minpls.  T. L. Beiseker........ B. W. Taylor.......... C. E. Shepard____  10,000  1,770  51,310  42,070  17,050 Northw. N., Minpls.; 1st N., Fargo. *  A. M. Hovland___ O. M. Muus............ S. H. Hesla..............  10,000  2,000  120,000  105,000  22,000 Merch. & Mnfrs. State. Minpls.  G. F. Lamb.............. J. M. Lamb______  10,000  5,000  250,000  200,000  135,500  Merchants State Bank—t§': 77-858  Westhope—Bottineau B 7 Bank of Westhope........ •tS’l 77-188 Pop. 500 PEOPLES STATE BANK«t§'i  77-189  Wheelock—Williams C 3 Citizens State Bank........ 77-369 Pop. 225  First State Bank..............i§’l 77-368 White Earth...Mountrail Farmers & Merchants Bk. Pop. 300 C4 . 77-394 :§'!  First State Bank.............. i§’< 77-393 Whitman___ Nelson C 13 Lamb's Bank_____ _____ t§( Pop. 100 77-772 Wildrose___ Williams B 3 Farmers State Bank—t§’l 77-676 Pop. 550 First State Bank............. t§’l 77-450 Security State Bank—JS’i 77-887  •Williston..Williams C 2 Pop. 5500  H. W. Brademeyer. H. E.Skauge_____  J. L. Mathews..... W. B. Mathews.__ O. B. Lia_________  10,000  2,900  133,760  M. E. Wilson_____ L. M. Urseth_____ Andrew Urseth___ C. O. Trytten.......... L. M. Laing L.C. Helle.............. C„ A. Peterson....... B. A. Mohler.......... T. J orgensen..........  10.000  5,500  200,000  180,000  40,000 Han. N„ N. Y.; Merch. N., St. P.; Northern State, Grand Forks. 16,330 N. Produce. Chi.; 1st N., Minpls., St. P. and Williston. 35,000 1st N., Minpls. and St. P.  15.000  1,500  100,000  103,000  17,000 Midland N., Minpls.: 1st N., St. P.  C. F. McErlane..—  ,J. H. SHAW........ W.S. DAVIDSON... 0. W. BELL----------- iUS’A. J. FIELD '(Oldest and Lar gest Bank iu Wil liams County. •$1900 'send YOUR I TEMS DIRECT TO US FOB QU ICK RETURNS.  75,000  FIRST NAT’L BANK 77-51  WILLIAMS GO. STATE BANK 77-53  «t§’06  /L. J. RODMAN — B. J. SCHOREGGE A. R. VEITCH, 0. J. HELLAND  >  Ch. of Bd.  50,000  C. D. MILLOY-------- A. N.EIDSNESS — H. C. TRUEBLOOD C. J. BARRY  109,000 Citiz. Com’l Tr. Co., Buffalo; 1st N., St. P. and Minpls.; Union N., Minot.  /Largest and Str ongest State Ban k In Western Nor th Dakota, \Speclal attentio n given Bill of La ding drafts, Cash and Time Items.  25,000 10,000 SIMON WESTBY ALBERT SOLBERG S. M.HYDLE i cptviui aiivuuu n given Bill uni Ui Special attentio of Lit* La ding drafts, Cash and Time Items. <.§’06. i Please send 15c with each sight dr aft c for presentation and 50c .for Cred it Repor its. I Farm Mortgage Loans Negotiated ,  NORTH DAKOTA (Aap on Index   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  23,000 1,200,000 1,125,000  ,i,„r under Name of Bank is the New Transit Number given  1  320,000  310,000  52,000 land N., Minpls.  Ju ly, 1920  \  200,000 N., St. P.  WILLISTON STATE BANK 77-54  35,000 1.300,000 1,200.000  N O R T H DA KO TA BA N K S — W eb ste r to W il li st o n  Webster___ Ramsey C 12 Bank of Webster......... .•}§’! Pop. 100 77-714  $  1082  1 flQO 1UO4  NORTH CAROLINA—Continut  A.&vert\smg give Prompt Attention to Collections and Correspondence  Nou-Bauk Towns with Nearest Banking Point (In­ dexed Acces.). Lawyers. Laws (indexed) in back of this  ivvviuua  Number under Name of Bank is the New Transit Number given looo to each bank in V. S. exclusively by The Rand-MeNally Bankers’ lUOJ Directory, under the authority of The American Bankers Ass’n.  Town and County. I Name of Bank. •County Seats. •Mem. Am. Bks. Assn. §Statej Entire State in No. 9 ! tMem. State Bks. Assn, fPriv.i  Federal Reserve District. ♦Mem. Fed. Ees.  President.  Non-Bank Towns with Nearest Banking Point flndexed Acces.), Lawyers, Laws (Indexed) in back of this •—* volume. For Interest Rates, Holidays, etc., see Laws.I £  NORTH DAKOTA—Continued  Vice-President.  Cashier.  Ass’t Cashier,  I  [Estab. J  Willow City .Bottineau B 0 First National Bank.......... $’03 F. M. Rich................ M. C. Rich_______ 77-176 Pop. 700  L. A. Henze..........  Liabilities.  Resources.  SU K^U3|  Loans A Dis-1 Cash A Ex- I :’tb. Bonds,: changes,Due Securities , from Banks  Paid-up a Capital PBOFITSI  25,000 $  G. J. Rothgarn__  tlUU VUL lCbpUlllltntV  ITr  37,440 $ 205,790 $ 243,470 $  Principal Correspondents.  16,720 N., Minpls.; 1st N.,Grand Forks.  25.000  Merchants National Bank< ’ 92 J. S. Odland............ John Sanderson ... T. S. Harkison .... C. C. Cordry_____ 77-177 Wilton______ McLean E 8 First National Bank......... ’20 P. J. Cahill.............. J. J. Schmid ........... C. W. Howe______ A. M. Dahl............... 77-1053 Pop. 1000 Joseph S. Wright.. Simon Jahr____ A. E. Johnson____ Karl Klein.......... . McLean County State Bank 77-253 <§’98  9,810  209,420  244,750  27,970. font. & Com’l N„ Chi.; 1st N„ St. P.| and Minpls. 27,500 Drov. N., Chi.; Northw. N., Minpls.; 1st N.,I Bismarck. 32,900 Cont. & Com’l N„ Chi.; 1st N., Minpls. and! Bismarck.  25,000  2,500  15,000  8,160  196,890  187,200  Wilton Bank................__»$§’02 P. K. Eastman........ M. B. Eastman___ J. A. Pitzer............ T. H. Steffen_____ 77-254  10,000  8,000  170,000  140,000  38,000 Han. N., N. Y.; Northw. N. and Midland N„ Minpls.; City N., Bismarck.  R. R. Brueske........  25,000  20,410  310,370  306.900  73,880 Chase N., N. Y,; Northw. N., Minpls.; lsti N„ Fargo.  MERCHANTS NATIONAL BK. J. S. Johnson____ Geo. Oglesby.......... A. B. Hemp______ A. E. Butcher........ 77-195 <’07 Windsor-.-StutsmanF 11 Farmers State Bank... <§ 19 R.R. Wolfer ... A. M. Halstead.... E. A. Hoff.............. . L. A. Schultz.......... Pop. 75 77-1018  25,000  6,000  125,000  130,000  30,000  15,000  600  80,000  74,500  A. J. Carlson_____  10,000  6,000  125,000  105,000  40,000  H. P. Goddard....... A. M. Dahl..............  10,000  2,500  80,000  60,000  25,000  F. N. GILLIS. ... H. E. TIMM............. n prompt attenti on. CE: Sight Drafts, 15c minimum; 25c minimum if paid. 50c. TRY US.  15,000  10,000  300,000  250,000  50,000 50,000 ’Corn Ex. N., Chi.: 1st N., Minpls. and StJ P.; City N. and 1st N., Bismarck.  15,000  15,000  250,000  200,000  30,000  15,000  6,300  255,000  239,000  25,000  15,000  3,600  133,000  141,000  14,630  Pop. 571  First National Bank___ <’03 F. C. Lovell______ W. O. Joos.............. H. M. Stroud____ 77-196  Wing--------- Burleigh E 9 Burleigh County State Bank J. E. Davis_______ F. M. Davis............ 77-742 t§ll Pop. 300 Farmers State Bank___ j§’12 C. B. Little.............. R. D. Hoskins___ 77-739 Wishek...McIntosh G10 FIRST STATE BANK—<§'98 Pop. 1100 77-258  iJ. H. WISHEK 1 Collections give )FEE IN ADVAN 'Credit Reports,  G. Olgeirson_____  and Valley City.  S'.TH.li^R....  “ ............. “ i Security State Bank—t§’08 J. J. Doyle . ............. George Grant.......... H. E. Kusler.......... F. A. Kohler77-259 Wolford_____ Pierce C101 State Bank of Wolford.<§’05 S. B. Qvale.............. R. H. Sugden.......... H. L. Lutz_______ Roy Anderson. Pop. 475 77-716 Woodworth ....Stutsman Farmers State Bank ...<§’16 H. T. Graves_____ A. B. DeNault........ O. J. Nygaard........ Pop. 400 Ell, 77-953  "J.R. JONES_ _ _ _ D. R. JONES....... - C. B. PAULSON....... OTIS SK06STAD...... 77-252  York................Benson C10, Bank of York................... $§’06 Pop. 500 i 77-220 “ .............. “ York State Bank............ $§’01 77-219 Ypsilanti—Stutsman F 13 '■ Farmers State Bank....... $§’09 Pop. 70 I 77-718 Zahl..............Williams B 2 First State Bank............. $§’10 Pop. 100 77-686 “ _______ “ | State Bank of Zahl____ $§’16 77-932 Zap____ -____ Mercer E 6 First State Bank______ $§’16 Pop. 200 i 77-945 Zeeland.__ McIntoshH10 German State Bank—+§’13 Pop. 300 77-827 “ ________ “ Zeeland State Bank___ <§’06 77-456  J. 0. FOLEY  Save time and g et service on Coil ections and Credi t Reports by sen .FEE IN ADVAN CE: Plain sight drafts, 15c; Cred it Reports, 50c.  Merch. N„ St. P.  25,000  5,000  125,000  122,000  20,050  10,000  13,790  417,380  380,300  70,870  25,000  5,000  225,000  250,000  25,000 1st N. and Northw. N., Minpls.; 1st N., St. P. 25.000  10,000  3,310  79,520  71,820  40,000 Cont. and Com’l N„ Chi.; 1st N., Minpls. and! Grand Forks. 45,000 1st N„ St. P. and Granite Falls; Northern State. Grand Forks. 18,010 Far. & Merch. N„ Jamestown: 1st N„ Minpls.  Emelia Johnson.  10,000  5,000  70,000  50,000  17,470 1st N., Minpls. and Williston.  J. A. Alvstad____  T. Erikson.____  20,000  5,000  120,000  114,000  John Young______ P. S. Chaffee____  R. N. Stroup_____  D. E. Fast______  10,000  3,000  115,500  80,000  J. H. Wishek_____ J. D. Lammle____  A, J. Hezel______  V. J. Wolf............  10,000  200,000  165,000  J. M. Hammond... J. J. Giedt_______  John Bischof____  Geo. Aberle___  20,000  500,000  490,000  10,000 Northern N., Fargo, 35,000 lidland N. and Northw. N. Bismarck. 25,000 [orthw. N., Minpls.: City N„ deen N., Aberdeen, S. D. 70,000 lerch. N„ St. P.: 1st N„ 1 Aberdeen, and Bismarck.  G. W. Runcorn__  10,000  4,000  160,000  120,000  D. A. McLarty____ G. C. Van Slyke ..  J. L. Shumway__  10,000  8,000  190,000  135,000  R. R. Wolfer.......... Amos Jacobson__  John Luchsinger.  A. B. Lizotte_____ A. R. Lizotte____ Zena Lizotte W. F. Hanks_____ E. P. Quarne........  j. H. Schatz  Continental  and  6,000  Commercial Banks. Chicago  n  I L'  ng RY U S.  W. B. Runcorn.— P. W. Clausen___  OUR CREDIT INFORMATION ON CONCERNS EVERYWHERE IS OPEN TO OUR CORRESPONDENTS:   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  itock Yards N„ So. St. P.; 1st N., Minpls.; City ' N„ Bismarck.  N„ Minpls.; James River N„ Jamestown.  “ . ............ “ IFirst National Bank........ J’ll O. J. Rued................ S. W. Melzer.......... F. E. Aberle______ 77-735 Wyndmere-RichlandG16’Bank of Wyndmere........ $§’99 Jos. Patterson____ Lars Olsgard_____ T. E. Riley.............. Pop. 600 | 77-251 FIRST NATIONAL BANK-<’04  15,000 I 1st N., St. P.; Far. & Merch. N., Jamestown.,  Number under Name! of^Bank » to each bank in U. S. excluslveiycy^^ smPr|nan Rankers Ass’n.  mi n  Number under Name of Bank is the New Transit Number o4v«n Number under Name of Bank is the New Transit Number given 40 ea°k bank in U. S. exclusively by The Rand-McNally Bankers’ Directory, under the authority of The American Bankers Ass’n.  Name  Town and County.  of  Bank.  •Mem. Am. Bks. Assn. SState ‘County Seats. In No. 4 Fed Res. Dist. tMem. State Bks. Assn. tPriv. C is Cincinnati Branch, ♦Mem. Fed. Res. [Estab.: Ada__________Hardin G : Pop. 2600  FIRST NATIONAL BANK <’93  56-592  LIBERTY  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of this volume. For Interest Rates, Holidays, etc., see Laws.,  OHIO  President.  V.  50,000 $  Principal Correspondents.  Cash & Bxcbamom,Dus prom Bamks  33,230 $ 646,160 $ 626,480 $ 153,220 Chase N., N. Y.; 1st N., Cin. and Pitt.: Cent. N.. Clev. 15,000  500,000  500,000  75.000 N. Park, N. V.; 1st N., Clev.; Fifth-Third N.J Cin.  E. J. Wittwer_____ G. B. Armstrong__ O. B. Armstrong— Herbert Lesher...  25,000  17,000  350,000  310,000  W. 11. Bernhard... U. S. Burtscher ... Martha Dennis—  60,000  70,000 Chase N,, N. Y.;New 1st N., Col.; Fifth-Third! N.. Cin.  Ray Moore____  WALTER SOUSLEY— LLOYD McELROY —- N. P. HILL--------given Bills of Lading Drafts. Please se nd 15c with each tion and 25c with e ach request for rati ng. We want your his basis.  W. P. Moore______ Jesse L. Beck....... Jos. M. Lukens....  25,000  E. R. Held..........  J. P. Loomis______ P. M. Held, Sec.— W. J. Ruof. Tr. — R. N. Foltz. A. Sec. C. E. Elwell. A. Tr. H. H. Gibbs G. H. Dunn  500,000  C. II. Myers______ C. R. Musser. Tr.— A.R.Ritzman. A.Tr A. H. Mallison........ W. Herberich, Tr... Charles Herberich P. M. Young. A. Tr. G. W. Merz Robert Courson, A. Tr. Jacob Naher______ }Wm. H. Evans, Sec. and Tr.  L. E. Sisler......... .  E. A. Oberlin, Jr., I Sec. and Tr.  50,000 650,000 561,770 163,730 Han. N., N. Y.; 1st N., Clev.: N. Bk. of W. Va„ Wheeling. 677,900 13371470 13 495420 2,135.940 Ban. N., Irving N., Empire Tr. Co., and Chase N.. N. Y.; Corn Ex. N.. Chi.: 1st N., Union! Com. N.. and Citiz. Sav. & Tr. Co., Clev.;i Mellon N., Pitt. 222,880 6,818.800 6,287,680 1,243,500 Bkrs. Tr. Co. and Equitable Tr. Co., N. Y.; 1st N„ i Clev.; Mellon N. and Columbia N., Pitt. 421,040 7,600,000 7,091,000 1,109.000 Bk. of the Manhattan Co., N. ¥.; Cent. NJ and 1st N., Clev.  W. E. Pardee, Sec.  200,000  W. J. Staiger, Sec.. J. I). Crawfis, A. Sec.  300,000  Wm H. Evans, Jr., A. Tr. Chas. Wenger, A. Sec.  100,000  136,590 2,746,130 2,516,350  462,590 Irving N„ N. Y.: 1st N., Clev.  200,000  166,470 4,165,420 4,062,440  487,990 N. City. N. Y.: 1st N., Clii.: Union Com. N„ Clev.; Cent. Sav. & Tr. Co. and N. City, Akron.  C. I. BRUNER----------G. 0. BATES-— H. B. MANTON  C. S. MARVEL........ T.S.EICHELBERGER H. A. VALENTINE, H.MERRYWEATHER Am. Ex. N., Bkrs. Tr. Co., and N. Bk. 1.500,000 1,441,400 21 679 325 22115 510 3,522,870 Com., N. T.; Cont. & Com’l N„ Chi.; A. Cash. H.B. SLUSSER  Largest bank in the city.  We res  E. HATCH busin ess. itfully invi United States De pos i t ory.”  - F. A. SEIBERLING-HARRY WILLIAMS-N. G. NELSON------H.S. FIRESTONE E. R. FINDLEY UNITED STATES DEPOSITORY. G. R. EDGAR .+•03 Send us your items and collections for Akron and vicinity. TEST OUR FACILITIES.  Cent. N. and Union Com. N., Clev.; Peo. N., Pitt.; IstN., Cin.  N. C. STONE-.  NAT’L CITY BANK 56-56  <§T7  (Joseph Dangel  |C. J. Arnold, Tr. J. D. Clear, A. Tr. C. W. McLaughlin W. P. O’Brien,A.S.. ♦Peoples Savings & Trust Co. C. I. Bruner--------- 1G. D. Bates ...-___ | Ira E. Myers, Tr. I Geo. H Burgy, Sec. ♦ 56-57 *§'90 I. E. Myers, V. P. iL. D. Brown T.R. Cook. A. Tr. H. J. Keister, IS. F. Ziliox F. L. Mittler, A.Tr A. Sec,  A. SHRIBER...... CHAS. C. BOTZUM- W. J. HEEPE—— H. M. WALTZ,A.Tr. H. S' EF&Vv J- B- MERRIMAN. C. W. BARNES* A.Tr. W. F. BIERLY Sec. and Tr. F. A. GIEGEL/A. Tr.  N., Clev. and Phil.; Fifth-Third N., Cin.  300,000  177,430 4,500,790 4,154,670  200,000  185,850 7,571,420 6,882,670 1,121.280 Chase N. and Meeh. & Metals N„ N. Y.: 1st N and Cent. N.. Clev.  450,000  174,490 4,438,180 4,033.540  & TRUST CO. 56-64  . '18 (Investment Securiti es)_______________  Pop. 546  \  56-1230  Ito HFTO-1WJ  http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  N., Clev.  NATIONAL  (Branch of Clevel and.) ...  25,000  11,820  154,670 j  Otis & Co., Clev., Col., Youngstown, Den., and Colorado Springs. Worthington, Bellows & Co., Clev.  153,250  38,280 N., Cin.  of C1HCWHMI  OFFERS UNSURPASSED FACILITIES IN EVERY FORM OF DOMESTIC \ANB -FOREIGN BANKING. CORRESPONDENCE INVITED.  1920  Worthington, Bellows & Co. (Investment Securiti es)_______________ (Metropolitan Bldg) 19 Akron Clearing House______ G. D. Bates________ j E. R. Held________ E. R. Findley,Mgr. (Members indicated bp a Albany------- Athens N lo Oltizens Bank_______ <§1812 JohnP.Coe______ R. B. McGonagle— F. E. Bolton_____ ft  856 000 Irving N., N. Y.; 1st N. and Union Com.  SPECIAL COLLECTION FACILITIES. PROMPT ATTENTION. <§’14 PROGRESSIVE BANKING METHODS IN ALL DEPARTMENTS.  Ju ly ,  OTIS & COMPANY.  768,110 N. City and Liberty N., N. Y.; Cont. & Com’l N., Chi.; 1st N., Clev.; Corn. Ex. N., Phil.  _______  STATE SAVINGS  558,060 10237 380 10 022180 1,989,620 N. City and Imp. & Tra. N., N. ¥.; 1st  _______  56-67  250,000  OHIO BA N K S — Ada to A lb an y  J. G. Ickis_____  «f63 Special attention given collections  56-55  $  Resources. Ix)anh «fe Disc’ts. Bombs, Securiti u  Please send 15c w ith each sight draft for presentation a’ nd 50c for Credit Reports. 60,000  ♦DIME SAVINGS BANK <§’10 W. Alling______ 56-58 ♦Firestone Park Trust & Sav. H.S, Firestone . Bank.. ♦..56-66.......... <§'16  NATIONAL BANK  Liabilities. , Depos­ Paid-up Subplus AND ! its Capital Profits  Special attenti on given Bill of L ading drafts, Cas b and Time Item s.  ♦Commercial Savings & Trust John Kerch______ Company-56-62_____ <§’07 j (Three Branches) ♦DEPOSITORS SAV’S & TR. G. C. Dietz______ CO.— ♦—56-61............<§’07  ‘FIRST-SECOND  Ass't Cashier.  Cashier.  JUSTIN BREWER ... B.R. CONNER_ _ _ _ _ J. S. McKEE . ......... CHAS. HUSTON — (H. A. CLARK j iE. B. MOORt  (GEO. ROTHROCKBANK..............tS 02 Special attention 56-593 I draft for presenta lAda business on t  Adelphi_______ RossM 12 Adelphi Banking Co....»tS'07 56-861 C Pop. 500 Adena.......... Jefferson 120 Adena Commercial & Savings Bank ....56-1301 .......... .§’20 Pop. 1000 Peoples National Bank ..<’01 56-862 *Akron_____ Summit E17 ♦CENTRAL SAV. & TR. CO. ♦ 56-59 •♦§’05 Pop. 208.435  Vice-President.  1084  11UO7 f»R4.  NORTH CAROLINA—Continu'  CITIZENS NATIONAL 'D A "KTTf  - $2,000,0001 Surplus & Profits 2,000,0001 Capital  UaaIiII  CINCINNATI, OHIO  OFFICERS GRIFFITH P. GRIFFITH, Chairman of the Board EDWARD GOEPPER, Chairman of the Executive Committee CHAS. W. DUPUIS, President H. SACHTELEBEN, Assistant Cashier EDW. A. SISSON, W. A. JULIAN, Vice-President BENJ. R. EMLEY, Assistant Cashier Vice-Pres. and Trust Officer WM. D. KNOX, Vice-President MAX C. RIEKER, Assistant Cashier R. CLIFF SMITH, Cashier  bayard  L. KILGOUR w. A. JULIAN J. BECHT IVID C. JONES  DIRECTORS CHAS. P. TAFT G. P. GRIFFITH  JAMES N. GAMBLE M. L. KIRKPATRICK  J. M. RICHARDSON  EDWARD GOEPPER  WM. KESLEY SCHOEPF ROBERT W. POGUE CHAS. W. DUPUIS THOS. W. ALLEN  Acoounts of Banks, Bankers, Corporations, Firms, and Individuals accepted on the most liberal terms consistent with modern and careful banking. Collections a Specialty.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  A  ——______  .  ' ....___________  Number unde, Name of Bank >• «^*SNORTH CAROLINA—Cor to each bank in U.S. exclusively  4mpr|pan Rankers Ass’n.  1  ——-—-^=^==============^  Human Weaknesses are ever present in a degree that cannot accurately be estimated.  Dishonesty frequently breaks out in the most unexpected places.  What would a defalcation of $50,000 mean to your bank? Fortify your institution against loss of this kind by securing a Fidelity Bond issued by this Company.  AMERICAN SURETY COMPANY OF NEW YORK Home Office: 100 Broadway, New York Company’s Home Office Building  Capital $5,000,000 OFFICERS F. W. LAFRENTZ, President  R. R. BROWN. First Vice-President  OHIO ORGANIZATION: Northeastern Ohio CLEVELAND National City Bldg.  Northwestern Ohio TOLEDO 1110-11-12 Second National Bank Bldg.  Southern Ohio CINCINNATI Union Trust Building  Middle Ohio COLUMBUS 706-7-8-9 Huntington Bank Building  M. STANLEY-BROWN, Manager  FRED J. KINSEY. Manager  HOWARD ECKER, Manager  J. S. MOSSGROVE, Manager  FIDELITY AND SURETY BONDS 40 Branch Offices at Larger Cities   http://fraser.stlouisfed.org/ Number Federal Reserve Bank of St. Louis  under Name of Bank is the New Transit Number given  BURGLARY INSURANCE Over 14,500 Local Agents and Attorneys Elsewhere  Non-Bank Towns with Nearest Banking Point (In-  Town and County.  /  Non-Bank Towns with Nearest Banking Point (In­  Name of Bank.  ^County Seats. ‘Mem. Am. Bks. Assn. SState In No. 4 Fed. Res. Dist. ;i$Iem. State Bks. Assn. tPriv.!  C is Cincinnati Branch. ♦Mem. Fed. Res.  President.  I Vice-President.  Cashier.  Resources. Liabilities. A Dis- Cabu A ExDepos- 1I1cL’oans Ass’t Cashier. I Paid-up tb. Bonds, CHaNGX8,DuE Capital profits ;  [Estab.  Alexandria..-Licking J13 Alexandria Bank Co....<§’06 O. A. Brooks______ D. D. Clark______ T. M. Bishop_____ J. A. Price Pop. 450 56-864 Alger________Hardin G 9 Alger Savings Bank___ •tS‘06 T. Reed Dunlap.... Allen Edwards____ Fred Ankerman__ Pop. 1000 56-865 fFRANKTRANSUE M.S. MILBOURNE  dexed Acces.), Lawyers, Laws (indexed) in back of this' volume. For Interest Bates, Holidays, etc., see Laws.  OHIO—Con tin u ed  H. F. BOHECKER .. 5. B. HALL-----------  Alliance_____ Stark F19 ALLIANCE BANK COMPANY ) First establlstae d, oldest and larg est bank. Modern janklng facilities Pop. 21,603 ♦ 56-184 <§’72 1 Popular, conser vatlve but progre ssive.  ITS  S»CURITI«8  15,000 $  30.000 $ 178,000 $ 200,000 $  15,000  21,880  204,120  194,320  150,000  3,467,180 2,798,020  100,000  182,100 2,756,970 2,658,470  100,000  166,610 2,671,760 2,688,650  I SEND US YOU R ALLIANCE IT EMS.  City Savings Bk. & Trust Co. W. H. Ramsey____ I. G. Tolerton_____ S. L. Sturgeon____ ♦ 56-186 <§’92 First National Bank____ •t’il A. L. Atkinson____ W. E. Davis______ G. E. Graf________ 56-185 PEOPLES BANK COMPANY D. W. Crist_______ H. D. Tolerton____ W. A. Thompson .. 56-187 <§’07  FARMERS BANK-------- <t 74  56-390  W. Webber........ .  A. D, Thompson...  50,000  37,640  822,360  731,390  A. J. Bricker_____ R. E. Tearney____  Banks  26,000 ark Tr. Co., Newark: 1st N., Clev. 43,260 Ian. N., N. Y.: Old N., Lima; Bk N. A., Pitt.; 1st N., Cin. 952,700  373,850 Chase N. and N. City, N. Y.; 1st N. and Cent. N„ Clev.; 1st N. Pitt. 344,250 [N.Bk. Oom., N. Y.; Union Com. N., Clev. 141,820 Bk. of the Manhattan Co., N. Y.: Cont. & Com’l N. and 1st N„ Chi.; 1st N., Phil.; 1st N. and Guardian Sav. & Tr. Co., Clev.; Mellon N., Pitt. New 1st N., Col. 30.660 Ohio N., Col.  W. E. Armstrong— Theodore Lape.— I. E. Alspaugh____ JohnR. Christy .  25,000  62.180  79,160  S. H. Simon_______ G. W. Blue_______ C. A. Barr_______  John E. Leist__  25,000  37,690  376,370  424,850  67,040 N. Bk. Com.. N.Y.  Elmer Ely________ F. A. Hitch_______ W. A. Williams ___ Olin Fagin_____  25,000  7,500  175,000  110,000  17,000 1st N., Cin.  L. B. Glazier______ W. E. Thompson .. F. L. Thomas_____  25,000  38,060  248,810  327,470  27,950 Han. N., N. Y.; 1st N., Clev.;Huntington N.,Col.  N. F. Foster______ Elias Baumhardt-.. F. I. Hubbard........ F. H. Steele___  25,000  3,770  357,470  323.080  26,560 ' 926,960  942,200  E. H. Nicholl.......... George Hollstein__ W. H. Schibley ___ A. G. Menz____  50.000  L. W. Steinmetz.. W. M. Sweeney-__ W. J. Lewis___ ....  25,000  6,000  275,000  260,000  F. W. Sargent____ F. J. Bishop______ F. A. Woodard ___ Ford B. Russell —  50,000  32,450  747,680  701,690  Daniel Runkle____ R. D. Mede.............. A. W. Fridley........  24,200  4.100  63,650  71,100  54,600 (Chase N., N. Y.: Union Com. N.. Clev.; Elyria, Sav. & Bkg. Co., Elyria. 105,5301|N. Park, N. Y.; 1st N., Clev.; Fifth-Third N., Cin. 45,000 (Han. N., N. Y.; Superior Sav. & Tr. Co., Clev.; 1st N., Pitt. 127,840 (Chase N., N. Y.; Union Com. N. and 1st N., Clev. 13,690,j Han. N., N. Y.; 1st N., Wapakoneta.  T. J. Hostetter___ C. W. Wolf.............. G. A. Lephart____ Thelma C. Lanich.'  25,000  6,250  200,000  165,000  45,000 [1st N, and Fifth-Third N„ Cin.; 1st N., Clev.  E. E. Vance______ G. H. Rehmert___ A. L. Comstock___  25,000  15,000  ’ 200,000  250,000  20,000 1st N., Clev.  J. L. Pocock______ S. B. Harris______  H. K. Harris______  25,000 35,0001  9,010'  377,790  372,190  61,700 Chase N„ N. Y.  Nicholas Harrman.  W. C. Henderson.. 238,000  260,000  37,930 Irving N., N. Y.; Cent. N., Clev.  290,000  275,000  40,000 N. Bk. Com., N. Y.; Buckeye N., Findlay.  J. R. Jameson____ S. R. Garver______ F. R. Beazell_____ Pauline Heller------ i  25,000  G. W. Dick............ John Baker______  F. P. Conaway____ C. Wheland_______  25,000  10,000  W. J. Dull................ G. W. Hanes.......... L. L. Miller_______ J. E. Garrison........ N. B. Rosser M. M. Smith______ H. J. Niswonger... C. C. Taylor______ C. L. Ault________  50,000  47,280  J. O. Swisher_____ C. M. McLaughlin. E. E. Rupp_______ M. M. Claire_____ J. H. Miller..........  F. A. Geesey______ S. C. Schantz_____ T. W. Dimke_____  50,000 50,000'  25.000  8,500  390,230  479,340  529,750  503,550  350,000  220,000  290,240  273,410  60,530 Chase N., N. Y.; 1st N., Cin. and Clev. 100,000 Han. N„ N. Y.; 1st N. and 4th N., Cin.: 1st N„ Clev. N. Bk. Com.. N. Y.; N. Bk. Com. and O. Sav. Bk. & Tr, Co., Tol.; 1st N„ Clev. 65,000 Han. N., N. Y.; Northern N., Tol.  25,000  E. P. Helbert-—  50,000  1,300,000 1,222,000  50,000  1,100,000  900,000  47,850 Chase N., N. Y.; Fifth-Third N., Cin.; Buck­ eye N., Findlay. 278,000 N. City, N. Y.: Cont. & Com’l N., Chi.; 1st N., Cent. N., and Union Com. N„ Clev.; Mellon N.. Pitt. 150,000 N. City, N.Y.; Corn Ex. N., Chi.: IstN., Clev.  130,130  941,770  468,730  (J. L. CLARK........ Special attentio Prompt service SEND US YOU  C. R. FREER............ ---------- R. I FREER n kb H. L. HESS-----n given to collec .ions. Persona rsonal presentation. and remittance o n day of paymen t. R ASHLAND IT EMS.  FIRST NATIONAL BANK-<’64 F. E. Myers_______ Joseph Patterson .. A. C. Bogniard-. 56-389  J. E. Murphy.  The-5th-3rd NATIONAL BANK of CINCINNATI — Resources Over   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  1st N.. Clev.; 1st N., Pitt.  1085  R. J. Dorney_____ B. G. Bibler_______ C. J. Orwick______ W. G. Ramsey — H. C. Swetland___ T. O. Stearns_____ J. A. Lutz_______  OH IO BA N K S — A le xan dri a to A sh la nd  Alvordton ..Williams B 6 Alvordton Banking Co....t'08 56-866 Pop. 402 Amanda___ Fairfield L13 Clear Creek Valley Banking Company 56—1273____ <§T7 Pop. 540 Farmers & Merchants Bk. Co. 56-867 <§’03 Amelia........ Clermont O 7 Amelia State Bank_____ tS’10 C Pop. 417 56-868 Amesville___ Athens M16 First National Bank......... t’04 56-869 C Po ‘267 Amherst .... Lorain C 15 Amherst Park Bank Co.<§’15 56-1250 Pop. 2500 Amherst Savings & Bkg. Co. 56-606 <§’07 Amsterdam ___ Jefferson Peoples Banking Co. ...<§’03 56-870 Pop. 1041 H 20 Andover—Ashtabula B 21 Andover Bank................<§’84 Pop. 902 56-871 Anna________Shelby II 7 Farmers & Merchants Bk. Co. 56-872 t§07 Pop. 460 Ansonia_______ Uarke I 5 Citizens Bank Co--------- <§’98 56-837 C Pop. 825 First National Bank____ <’08 56-838 Antwerp___ Paulding D 5 Antwerp Exchange Bank Co. ♦ 56-873 <§’93 Pop. 1096 ........ “ j First National Bank_____ ’20 56-1304 Apple Creek—Wayne G16 Apple Creek Banking Co. ♦ 56-874 <§’03 Pop. 400 Arcadia....... Hancock F10 Arcadia Bank & Savings Co. 56-875 .tl’07 Pop. 500 Arcanum_____ Darke J 6 FARMERS NATIONAL BK.t 02 56-709 C Pop. 1400 First National Bank------ <’93 56-708 Archbold_____ Fulton C 7 Farmers & Merchants State Bank— 56-734_____ <§'98 Pop. 1100 Peoples State Bank Co__i§’07 56-735 Arlington.__ Hancock F 9 Farmers & Merchants Bk. Co. 56-876 t§1900 Pop. 798 ‘Ashland.__ Ashland F14 ASHLAND BK. & SAV. CO. 56-391 t§’05 Pop. 9249  C. M. Baker__ F. W. Shaffer E. M. Batzli..  from  Principal Correspondents.  uly ,19 20  Number under Name of Bank ia the New Transit Number given 1 flQC to each bank in U. S. exclusively by Tbe Band-McNally Bankers’ J. UOJ Directory, under tbe authority of Tbe American Bankers Ass’n.  Number under o each bank in U. S. cxciu  NORTH CAROLINA- -Co  »  Thu inwrlran Rankers Ass n.  Number under Name of Bank is the New Transit Number given exclusively byThe Rand-MeNally Bankers’ Directory, under the authority of The American Bankers Ass’n.  Non-Bank Towns with Nearest Banking Point (In-  1086 -° eacb bank *“ U.,8. Town and County.  !  Name  of  Ashley....Delaware H 12 Bank of Ashley.... .........*tt’84 Pop. 800 56-825 “ .............. “ ! Farmers Savings Bank Co. 56-826 t§'05 Ashtabula. Ashtabula A 20 Commercial Savings &Tr. Co. Pop. 22,082 56-171 §’19 Farmers National Bank ..t’47 56-168 MARINE NATIONAL BANK  56-169  •♦’90  NATIONAL BANK OF ASHTABULA 56-170  President.  Ass’t Cashier.  Vice-President.  (Sperry & Wornst aff)____ ____ _____  15,000 $  28,000 J 182,000 35,000  IxOANI c’tb.  SieuBtmKs  W. Slack_________ T. J. Cole.................  H. T. Westbrook—  25,000  330,000  310,000  W. H. Flower____  200,000  313,640  372,070  H. M. Kunkle____ IS. R. Harris______ I]  J. P. Hubbard____  150,000  214,060 1,076,750 1,304,410  E. H. BURRILL  —10. C. TOPKY.......... . FRED R. MOSELEY —  100,000  650,000  700,000  59.000 65,000 Han. N..N.Y.; Cent. N„ Clev. 100,570 Irving N., N. Y.; Union Com. N., Clev.  194,700 Imp. & Tra. N.. N. Y.; Mellon N., Pitt.; 1st N., Clev. 80,000  N., Clev.  200,000  B B SEYMOUR- F. E. CROSBY........ H. R. FAULKNER I Spec,al attent,° n  12,500  CHAN««a,Dci ruOM Banks  3! 163.0001$  J. P. Ducro_______ A. T. Ullman_____  Collections a sp ecialty. Reasonable cha rges. Prompt re mittance. Send us your A shtabula busines  Principal Correspondents.  k Dl»- Cam « JlxBonds,  158,780 1,590,620 1,725,210  367,410* K >—4  Pitt.  o  and Time Items.  given Bin of La ding drafts, Cas  *t’97 I Largest Bank in Ashtabula.  -•t§'94  56-760  T.E.CROMLEY.— C. E. WEAVER.......... Special attentio n given Bill of La <  Please send 15c w [ ith each sight dra.f\t  : Security Savings Bank. -«’O5 56-455 Attica............ Seneca E12 i Sutton State Bank____ . J§'78 Pop. 719 56-877 Atwater____ Portage E19 Atwater Savings Bank Co. Pop. 300 ♦ 56-878 •JS’07 Bainbridge —Ross N 11 Rockhold, Brown & Co. .tt’67 C Pop. 1000 56-787 Spargur, Head & Co.... -•t’77 56-788 Baltic...Tuscarawas H17 Baltic State Bank.......... _t§02 Pop. 377 56-880 Baltimore—Fairfield K 13 First National Bank... -_t’O5 Pop. 700 56-881 Barberton...Summit E 17 Pop. 18,811  CENTRAL SAVINGS & TRUST CO.  28,110  420,220  481,660  N. E. REICHELOERFER J. H. LONG  50,000  22,900  661,010  640,080  R. L. WOODWORTH presentation and  [ Prompt service has built up our b  »+'68  50,000  51,790 51,790 [Han. N., N. Y.; Ohio N. and City N., Col. 144,180 Han. N., N. Y.; N. Bk. Com., New 1st N„ and Ohio N.. Col.: 1st N„ Clev.;  > M 3*  and 50c far Credit Reports.  ,, L. G. WORSTELL- W. N. ALDERMAN - F. L. ALDERMAN  BANK OF ATHENS. NATIONAL BANKING ASSOCIATION  O. W. Wills_______  and Time Items.  ‘Athens........ Athens N 15 ATHENS NATIONAL BANK J Proper fee shou Id accompany ea ch collection fo: C Pop. 6418 ! 56-454 «t’O5 j ) also each reque st for special cred It report.  56-453  Paid-up Surplus Depos­ AND Capital Profits its $  Ashville-Pickaway L 12 ASHVILLE BANKING CO.t§ 06 Samuel Hall............ W. A. Parks — Pop. 1000 56-761 CITIZENS BANK -  Resources.  Liabilities.  Bank.  ‘County Seats. »Mem. Am. Bks. Assn. SState In No. 4 Fed. Res. Dist. j tMem. State Bks. Assn. fPriv. C is Cincinnati Branch. (♦Mem. Fed. Res. [Estab.   http://fraser.stlouisfed.org/ Number Federal Reserve Bank of St. Louis  dexed Acces.), Lawyers, Laws (indexed) in back ofthis this >-» ............................................ volume. For Interest Bates, Holidays, etc., see Laws. O  OHIO—Continued  100,000  75,000 1,275,000 1,291,000  275,000 Chase N. N. Y.: 1st N., Cin.: Huntington N.  and City N., Col.  O  YOUR ATHENS I TEMS.  J. D. BROWN------ W. B. GOLDEN......... . F. D. FORSYTH „ „ x, T- J- DAVIS Collections a sp ecialty.  ..  ...  100,000  149,430 1,306,200 1,285,780  W 280,890, 280,890 N. Park, N. Y.: Huntington N., Col.; 1st N., ®’ Cin. O'  n>  Authorized to t ransaet a general trust business. -------------------------(.OLDEST AND LARGEST BANK j N ATHENS COU NTY.  45,500 Guaranty Tr. Co., N. Y.; 1st N., Cin.  D. H. Moore_____  F. L. Alderman___ C. G. O’Bleness___ F. B, Kiltau ___  25,000  36,850  431,580  445,930  L. L. Sutton_____  John Schottler___ C. C. Sutton______  40,000  22,160  579,170  557,260  P. Whittlesey____  C. B. Green______ G. L. Howlett____ Jennie B. Meacham  25,000  12,740  287,850  256,190  24.000  16,000  350,000  330,000  64,000 N. Park, N. Y.; 1st N„ Cin.  270,000  241,400  377,000  427,000  53.000 Chase N., N. Y.; 1st N. and Fifth-Third N., Cin. Union Com. N., Clev.; Coshocton N., Coshoc­ ton. 50,000 ton N„ Col.  E. C. Rockhold___ j E. E. Rockhold.___ J. P. Clagett............ A. H. Free............... --------------------------- {H. W. Spargur____  R. F. McCoppin.„ P. W. McCoppin ..  J. C. Crile................ W. M. Shult............ H. C. Gerber______ J. R. Johnson____ j E. B. Wagner--------  J. W. Fenstermaker  21,000  12,000  25 000  3.000  25,000  31,000  118,560 Blair & Co., N. Y.; Com’l N., Tiffin.  73,000 Han. N., N. Y.: 1st N., Clev. and Alliance.  (E. R. HELD_____ H. H. GIBBS.............. ! A. H. KIRKLAND. 618,320 500,000 K F SONNHALTER, A. Mgr'. I A . GEO. H. DUNN Mgr. < Largest Bank in Barberton. (Affiliated with Central Savings & Trust Co., Akr on) 1 Direct afflliatio in with Central Sa kron. (Branch deposits $11,000,00 0) (.Careful attenti on given to all ma us.  56-289 <§’11 Peoples Sav. &Bkg. Co. <§’06 Alex. Crisman____ Charles Herberich. ♦ 56-288 ; J. M. South.  E. F. Crites.  |S. W. Baughman, A. Tr.  Sec. and Tr.'  36,110 1,937,530 ! 1,621,700  328,540  J. L. Mestyanek, 1 A. Sec.  -3rd UKUWI WW under Name of Bank is the Men Transit Number given __ Thn Unn/1-MpNiiHv Rankers’  100,000  Corn Ex. N., Chi.; Mellon N., Pitt.; 1st N., Clev.  Sav. & Tr. Co., Akron.  taces S55M  <X5 to 1o  WILLINGNESS COU RTESY  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of this "  tin i  Tint  RntM. Hnlfriavs. etc.. see Laws. *-  in-Il III  »  vn bUAbWiHU-----i\Vi5UU\wS aou,UUU,UUU  iu nnnunnv  » I I  .\uniber under Name of Bank ia the Near Transit Number given 1 no‘7 to each bank in U. S. exclusively by Tbe Rand-McNally Bankers’ A UO/ Directory, under tbe authority of Tbe American Bankers Ass’n.  Town and County. I Name oe Bank. ^County Seats. *Mem. Am. Bks. Assn. SState In No. 4 Fed. Res. Dist. iMem. State Bks. Assn. tPriv. C is Cincinnati Branch. ; ♦Mem. Fed. Res. fEstab. Barnesville-Belmont J 19 Dollar Savings Bank Co.tS’05 56-509 Pop. 5000 First National Bank—<’09 56-507 National Bank of Barnesville 56-508 <’83 Bartlett .Washington F 9 Bartlett Farmers Bank..§’19 56-1292 G Pop. 200 Basil______ Fairfield K 13 Bank of Basil Co.--------§’05 56-882 Pop. 504 ‘Batavia___ Clermont 0 8 First National Bank.__ <’65 56-748 C Pop. 1100  Beach City.—Stark G 17 Pop. 671 Beallsville —Monroe K 20 Pop. 700 Beaver________ Pike 012 C Pop. 286 Beaverdam____ Allen F 8 Pop. 455 Bedford...Cuyahoga D18 Pop. 1783 Bellaire— Belmont J 21 Pop. 15,061  Beach City Banking Co.<§’99 56-833 First National Bank.—<’03 56-883 Bank of Beaver_______ <t’O3 56-884 Farmers & Merch. Bank.t’02 56-885 Cleveland Trust Co.------ §’04 56-886 DOLLAR SAVINGS BK. & TR. . ................. i-242..<§’89 COMPANY*-56-  OHIO—Con tinued Liabilities.  President.  Vice-President.  Casbier.  Ass’t Cashier. i Paid-up ( Surplus / Depos­ and CAPITA!.  $  W. F. Smith______ J. W. Watt_______ A. W. Laughlin— G. E. Bradfleld____ C. J. Bradfleld____ Fred Hunt... G. Bradfleld I. D. McKeever ... J. J. Kirk---------O. P. Norris______  Profits  25,000 $  100,000  its  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of this volume. For Interest Rates, Holidays, etc., see Laws.; £ •< Resources. Principal Correspondents. A Dig- o,u t r.i- i c’rg. Bonds, OUANOEg,DuE Sbcubittbs non Barks  2,400 $ 225,000 $ 190,000 $  175,000 2,008,650 2,177,020 67,000  908,000  945,000  25,000  3,650  82,810  88,650  25,000  8,770  190,000  182,450  40,760 Citiz. N., N. Y.; Capital City, Col.  P. F. Jamieson.— G. S. Van Horn___ J. F. Dial................. W. H. Baum._  80,000  17,940  407,310  515,940  68,110 Chase N., N. Y.; 1st N., 4th N., and FifthThird N., Cin.  D. W. Stahl---------- H. B. Ward______ M. .Tnhnsnn  25,000  34,000  450,000  450,000  50,000 Han. N..N.Y.; IstN.. Clev.  J. L. Decker______ J. A. Brown______ Harry Briggs-------  25,000  15,000  210,000  200,000  40,000 N. Bk. Com., N. Y,; 1st., N., Pitt.  W. A. Russell------ Randal Russell — J. P. Russell........... W. W. Russell.  12,000  7,800  155,000  155,000  25,000 4th N., Cin.; Huntington N., Col.  Simon Herr_______  10,000  7,310  117,870  96,040  J. C. Yant________  G. C. Flickinger, Act. Mgr. Alexander Neff.— C. J. Lynch_______ C. W. Dickens........ W. H. Rietz_____  (Branch of Cleve land).—  R. B. KELLER — W. W. RIDDLE F.E. CORY _ Oldest bank. Established Every modern facility for mak personal atte ntion of an offic is refus When paym ent  H. C. Stahl________ Bellevue_____ Huron D13 Bellevue Savings Bank Co. 56-474 <§’01 Pop. 6000 First National Bank..... <’75 J. W. Close.—........ 56-472  56-473  <§ 89  n given Bill of La  46,490  Chase N.. N. Y.; 1st N„ Clev.  Bkrs. Tr. Co., N. Y. 231,530 Chase N.. N. Y.: 1st N., Clev. and Pitt.  100,000  71,000 1,223,420 1,233,100  335,140 Merch.N., N.Y.; Columbia N., Pitt.  200,000  145,770 2,291,690 2,686,000  287,370 Am. Ex. N., N. Y.: 1st N. and Peo. N., Pitt,  65.000  6,500  125,280  59,930  M. F. Campbell__  30,000  38,000  550,000  540,000  S. W. Huffer.......... Cora W. Zearing H. E. Travis_____ C. R. Trout  100,000  55.000  630,000  580,000  50,000  12,690  516,940  551,450  165,000 Chem. N., N. Y.; 4th N. and Fifth-Third N., Cin.; 1st N., Clev. 79,470 Han.N.. N. Y.; Cont. & Com’l N., Chi.; Fifth Third N., Cin.; New 1st N„ Col.  B. D. HIATT.................. RAY E. FISHER—  100,000  3,000  705,600  819,900  157,750 lstl N. and N. City, N. Y. and Cin.; Union Com. N., Clev.; Huntington N., Col.  50,000  58,000  577,000  543,000  128,000 Guaranty Tr. Co., N. Y.; 1st N., Clev.  in 1854. ing collections, er of the bank, ed, reasons  16,990 Irving N., N. Y.; Mellon N., Pitt.; Dollar Sav. Bk. & Tr. Co. and 1st N., Bellaire. 75,000 N. Park, N. Y.  which have the  f  are given.  William Aigler------ G. W. Friedley___ C. J. Friedley__ E. T. Korner J. B. Wood______ L. P. Oehm---------- R. E. Wills_______ W. C. Raish I. T. Fangbouer HUBERT WRIGHT  WRIGHT BANKING CO.  20,010 Peo. Bkg. & Tr. Co., Marietta.  94,790 1,189,960 1,177,210  125,000  56-244  <’54  62,400 Chase N„ N. Y.: Union N„ Pitt. 196,060 Chase N„ N.Y.; IstN., Chi., Cin., and Clev.; Bk. of Pitt. N. A., Pitt. 94,000 Chase N., N. Y.; 1st N., Pitt.  John Beazell_____ W. C. Hobson........ R. B. Fawcett, Sec. and Treas. R. Reamer______ Geo. W. Bright___ W. H. Leitnaker__ C. C. Leitnaker  Belle Center...Logan H 9 Belle Center Bank Co.—t§'86 William B. Ramsey D. R. McArthur__ E. W. Ramsey........ 56-783 Pop. 900 ‘Bellefontaine..Logan 19 Bellefontaine National Bank Chas. McLaughlin. C. S. Hockett------- F. C. Spittle______ 56-333 <’71 Pop. 923? Commercial & Savings Bk. Co. E. W. Patterson... W. T. Haviland___ Alfred Butler_____ 56-334 <§’01  56-332  CO U RTESY  100,000  Farmers & Merch. N. Bk.t’01 John Du Bois____ C. Dawson........... R. L. Bowman____ W. G. Simpson— 56-243 First National Bank.__ <’70 Geo. W. Tost_____ A. O. Mellott.......... J. F. Mellott______ J. E. Green______ 56-241 L. Witt State Bank Co.--§’15 R. D. Reeder-------- F. Costanzo............ L. Witt.................... J. M. Witt..........  PEOPLES NATIONAL BANK  willingness  50,000  100,000 1.350,000 1,315,000  50,000 and Time Items MsSfffc and 25c for Credit Reports.  76,350 1,073,850 1,093,020  J. E. WISE.................. -  }Please send 15c w ith each sight draf t for presentation  150,000 N. City, N. Y.; 1st N., Clev.  183,210 Chase N., N. Y.; Cent. N. and Union Com. N„ Clev.  ’Send us your B ellevue Items.  Bellville..-Richland G 13 Bellville Savings Bank. <§'08 56-744 Pop. 1056 Farmers Bank............. —t§'08 56-745 Belmont___ Belmont J19 Belmont National Bank. <’02 56-887 Pop. 700 Belmore____ Putnam E 8 Belmore Banking Co.... $§’07 56-888 Pop. 298 Berea____ Cuyahoga C16 Bank of Berea Company<§'97 56-578 Pop. 3000 Commercial &Sav’gs Bk..§’09 56-579   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  W. B. Cockley........ S. M. Garber............ L. M. Garber_____ G. W. Maglott........  25,000  24,980  383,220  364,640  August Kochheiser G. J. Ewers______ H. L. Bigbee______  25,000  12,000  200,000  205,000  J. W. Wright—.  J. I. Lewis.......... — J. F. Neff.—......... D. R. Perkins_____  25,000  19,270  337,490  350,870  D. Ensminger__  R. J.George......... T. J. Veitch —  W. M. George____  12.500  2,770  133,730  121,430  Percy Neubrand... J. O. Wilson............ J. B. Pomeroy, Sec. G.L. Dewey, A. Tr. and Tr. E. J. Kennedy........ D. T. Gould______ W. H. Ames ___  30,000  30,000 1,000,000 1,030,000  25,000  14,000  The FIFTH-THIRD  NATIONAL BANK  of CINCINNATI  I f  625,000  550,000  68,400 N. Bk. Com., N. Y.: Guardian Sav. & Tr. Co., Clev.: Far. Sav. & Tr. Co.. Mansfield. 32,000 New 1st N., Col.; 1st N., Clev. 45,540 N. City, N. Y.; Huntington N., Col.: 1st N„ Clev. 23,950 1st N., Clev.; Home Sav., Tol. 170,000 Chase N., N. Y.; Cont. & Com'l N„ Chi.; 1st N. and Union Com. N., Clev. 110,000 jSeab. N., N. Y.; 1st N„ Clev.  IN THE CENTRAL CITY OF THE FOURTH FEDERAL RESERVE DISTRICT OFFERS UNSURPASSED SERVICE BANKS AND BANKERS  i.'foL'  Number under Name of gank to each bank in U. S. cxclusne y f  1 022 IUOO  Town  lUnkep  4ll,PP|Pan Bankers Assn.  NORTH CAROLINA- -Con  Number under Name of Bank is the New Transit Number given to eacil bank in U. S. exclusively by The Rand-McNally Bankers’ Directory, under the authority of The American Bankers Ass’n. and  County.  Name  of  Non-Bank Towns with Nearest Banking Point (In dexed Acces.), Lawyers, Laws (indexed) in back of this volume. For Interest Rates, Holidays, etc., see La-  OHIO— Continued Liabilities.  Bank.  ‘County Seats. •Mem. Am. Bks. Assn. SState In No. 4 Fed. Res. Dist. tMem. State Bks. Assn. tPriv C is Cincinnati Branch. ♦Mem. Fed. Res. [Estab.  Bergholz-Jefferson II 20 Pop. 1200 Berlin Heights—Erie C 14 Pop. 554 Bethel_____ Clermont P 8 C Pop. 1500 Bethesda__ Belmont J 19 Pop. 1500  Bergholz State Bank ...<§’93 56-890 Berlin Heights Banking Co 56-849 »t§’83 First National Bank__ «tl900 56-891 Commercial & Savings Bank 56-721 <§’09 First National Bank___ <1900 56-720 Bettsville___ Seneca D 11 Bettsville Banking Co. —15’05 Pop. 486 56-892 Beverly Washington M 17 Citizens Bank Co_____ <$'75 C Pop. 800 Bigprairie — Holmes G 15 Monitor Bank___ _____ <t'll 56-1214 Pop. 250 Blanchester— Clinton N 8 FIRST NATIONAL BANK < 07 56-642 C Pop. 2000 Merchants & Farmers Bank 56-641 <$T5 Bloomdale___ Wood D 10 Exchange Bank_______ <+’91 Pop. 602 56-894 Bloomingburg___ Fayette Peoples Bank__________ tt’94 56-895 C Pop. 510 L10 Bloomville——Seneca E12 Exchange State Bank .<§’13 56-896 Pop. 1090 Bluffton—.......... Allen F8 Citizens National Bank „t’20 Pop. 2000 56-1298 Commercial Bk. & Savings Co. 56-622 §'87 Bolivar—Tuscarawas G18 Bolivar State Bank Co..<$’04 56-897 Pop. 567 Botkins______ Shelby 7 Shelby County Bank „.<§’11 56-898 Pop. 579 Bowerston.Harrison H 19 First National Bank___ <’04 56-899 Pop. 514 Bowersville__ Greene M 9 Bowersville Bank____ <+’95 56-900 C Pop. 297 ‘Bowling Green. Wood D 9 COMMERCIAL BANK & SAV. Pop. 5788 COMPANY-56-468______ t§’90  Surplus  Capital  Profits  J. E. George______ J. Y. Walker_____ A. G. McBane_____  15.000  28,700  $ 351.400 $  J. T. Burnham____ S. L. Hill...... .......... W. H. Moats, Tr... F. E. Conner S. Bluestein____ G. G. Bambach ___ O. L. Page____ .  50,000  17,000  745,000  D. M. Murphy__  Vice-President.  Cashier.  Ass’t Cashier.  Nathan Shepherd. Fred Bailey______  J. W. Wilkinson__ J. W. Martin____  E. F. Barnes____  k  DlS-  25,000  34.000  410.000  16.250  197,000  207,006  W. D. Bnlnn  25,000  29.000  450,000  432,000  250.000  Bradford_____ Miami J 6 First National Bank_____ •’! 1 C Pop. 2500 56-635 (Bank in Darke Co.) Bradner______ Wood D 10 Mechanics Banking Co.. t§'08 Pop. 900 56-901 Brecksville .Cuyahoga B 9 Brecksville Bank Co.___ §’19 Pop. 1200 56-1294 Bremen____ FairfieldL14 Bremen Bank Co_____ <§'97 Pop. 1200 56-770  Principal Correspondents.  k £z-  Cash CHANGES,DUS from Banks  82,000 1st N„ Clev.; City N., Canton. 60,000 Chase N.. N. Y.; Cont. & Com’l N., Chi. 1st N. Clev. 160,000 1st N. and Citiz. N„ Cin. 31,250 N. Bk. Com., N. Y.; 1st N., Pitt.; Far. & Merch. N., Bellaire. 40,000 Mellon N„ Pitt.: Union Com. N., Clev.  13,750  7,260  250,200  140,500  35,000  33,000  416,000  406,000  10,000  4,600  167,000  101,800  D. W. Hogan_____ J. M. Garrison___ G. H. Irvin_______ C. P. Starkey  50.000  40,790  407,420  385,820  E. H. Kisor_______ W. II. Carnahan-.. B. L. Williams, Acting (T. J. Campbell A Son)_____________ O. F. Campbell -__ C. R. Campbell.__  50,000  11,660  302,500  297,250  61,990 Han. N., N. Y.; 4th N., Cin.; Guardian Sav. & Tr. Co., Clev. Chase N„ N. Y.  O. P. West________ J. M. Willis........ ...  25,000 Han. N., N. Y.;New 1st N., Col.; Atlas N., Cin.  ...  25,000  15,000  150,000  160,000  N. R. France_____ H. W. Tomb______ C. W. Yeasting....  25,000  18.000  265,000  311,000  C. Henry Smith... Hiram Locher........ E. C. Romey______ E. M. Hostettler...  50,000  5,000  150,010  126,240  N. W. Cunningham Julius Wise—  W. Q. Kinkead  41,440 Han. N., N. Y.; Com’l N., Tiffin. 106,000 1st N., N. Y. and Clev.; Cont. & Com’l N., Chi.; Mellon N., Pitt. 78,000 Han. N„ N. Y.; Union Com. N., Clev.; Mellon N., Pitt. 124,240 N. Bk.Com., N. Y.; 1st N., Cin. and Clev.  15,000 Chase N., N. Y.; Com’l N., Tiffin. 53,700 N. City, N. Y.; Cent. N., Clev.; Fifth-Third N., Cin. 148,370 Han. N„ N. Y.; Northern N„ Tol.  I. B. Beeshy______ D. W. Bixler..........  60.000  26.100 1,015,810  948,530  C. F. Maurer_____ S. A. Lebold______ C. J. Lebold______ J. W. Keel_______  25,000  15,000  225,000  205,000  S. I.  25,000  28,490  354,910  309,180  55,000 Mellon N., Pitt.; Union-Corn. N. and 1st N., Clev. 101.020 Bkrs. Tr. Co.. N. Y.; 1st N., Wapakoneta.  Philip Sheets, Sr... E. S. Sheets______ E. Lehr Bailey___ L. J. Behrns, A. C. C. A. Engelbrecht 5. B. Boor________ L. C. Justus............. J. C. Lyons Florence McKean.. Sheets______  25.000  10,150  270,000  229,450  62,910 N. City, N. Y.; New 1st N., Col.: 1st N., Clev.  6. N. Perrill______ W.A. Bowermeister A. L. Fisher______ H. C. Fisher______  20,000  40,000  200,000  300,000  30,000 Fifth-Third N., Cin.; Ohio N.. Col.  F. P. IIEILE W.S. RAYDURE — FRED KIMMONS— L. D. MERCER........ J. D. MERCER Celiectlou kav e the uersonal att entlon of an offlc er. SEND US BOW LING GREEN IT EMS.  100,000  46,670 1,948,860 1,891,800  8,490  508,870  475,610  W. U. Noble_____ R. Luther  —  85,000 1,500,000 1.385,000  190.000 Han. N., N.Y.; Cont. & Com’l N., Chi.; 1st N., Clev.; N. Bk. Com., Tol.  H. O. Royer______  50.000  50,000  500.000  500,000  80,000 Han. N„ N. Y.; Fifth-Third N., Cin.; Huntington N., Col.  E. W. Maurer____ Helen Blessing___  25.000  3,200  130,000  138,000  22,000 N. Park, N. Y.; Union N., Fostoria.  Lindsay Wharton..  25,000  930  125,540  117,650  21,180 Guardian Sav. & Tr. Co., Clev.  25,000  32,000  329,030  312,710  25,000  21.000  55,200 N. City, N. Y.; New IstN., Col.; 1st N., Clev. Fairfield N., Lancaster. 57,000 Chase N.. N. Y.; Fifth-Third N., Cin.; Com’ N., Col.  H. M. Shelhamer .. J. J. Welch___ . C. D. Welty______ R. F. Conner G. W. Baldwin 13. H. Leonard____ '^A. D. Hufford____ \f. M. McCandlish.  wm the New Transit Number given vh.i Butirl.MrXallv  75,750 N. City, N. Y.; 2d N.. Tol,  50.000  J. E. Deeter______ J. R. Allen —........ F. R. Dwyer  M. A. Thomas____ C. W. Fox  177,030 Han. N., N. Y.; Northern N„ Tol.; Cent. N., Clev.  A. M. PATTERSON — A. H. LODGE  Special attentlo n given BUI of L adlng Drafts, 15c must be se nt with each Slg ht Draft for pres entation, and 25c with each request for Repo rt or Rating.  56-469   http://fraser.stlouisfed.org/ Number under Name of Bank ia Federal Reserve Bank of St. Louis ■ . , .. -----. .—»_  its  LOANS  c’tb. Bonds, Securities  G. I. Gam________ N. B. Flack_______ C. W. Pnwpll M. E. Wilson O. W. Reynolds___ H. C. McNeil_____ 0. R. Applegate___ R. F. Hill C. R. Applegate J. C. Lake_______ B. A. Lake. C. S. Starner______ R. R. Sterling____  i E.M. FRIES_ _ _ _ S. R. CASE_ _ _ _ _ _ J. H. LINCOLN_ _ _  56-771  Depos­  25,000  PHILO S. HANKEY H. J. RUDOLPH—- A. 0. ARNOLD-........ 50,000 FRED W. UHLMAN Bowling Green* s new progressive bank. Special a ttcntion to Colle ctlons. Reasonable cha rge. Prompt ser vice. Send us yo ur business.  ♦ 56-470  and  R. ft. Heskett  (E. D. BLOOM THE STATE BANK_____ t§ 17  Resources.  Paid-up  President.  FORFAGN  256,000 BANKING.  CORRESPONDENCE  INVITED.  Non-Hank Towns with Nearest Ranking Point (In­  dexed Acces.), Lawyers, Laws (indexed) in back of this!  VBft V\VVH-\W»a . v uiuuci  utJuci  Ut  VtRl IVJIYRV  ia t,no iicn giatiziu  j»uxju«/vj  dexed Acces.), Lawyers, Laws (indexed) in back of this!' volume. For Interest Rates, Holidays, etc., see Laws. &  OHIO—Continued  Resources.  Town  President.  Vice-President.  Cashier.  Surplus  Ass’t Cabbies.  AND  Profits f C. A. ROBINSON  Bridgeport. J 20.Belmont BNIDIEPORT BK. & TR. CO. Pop. 4000 ♦ 56-521 •tl'OS  Non-Hunk Towns with Nearest Banking Point (In­  %ircu  1 dGQ to eacb bank in U. S. eiciuslrely by The Band-McNally Bankers9 ■I'-lOy Directory, under the authority of The American Bankers Ass’n, and County. I Nare op bank. •County Seats. •Mem. Am. Bks Assn. SState In No. 4 fed. Res. Dist. 'tMem. State Bks. Assn. tPriv. C is Cincinnati Branch. (♦Mem. Fed. Res. [Estab.  utrLtti UN^bKVRbitU VAGIUDES' IN EVERY form of domestic MD FOREIGN BANKING. CORRESPONDENCE INVITED.  Oa \MW\\  J. C. HEINLEIN — W. E. THOMAS —-  f  1 Special attentio n given Bill of La ding drafts, Casta and Time Items.  H. R. JUNGLING— H. R. JUNGLING— C. A.BRANUM.—  BRIDGEPORT NATIONAL BK. 56-519 •t’46  1 CHA  1  777,700 $  69,950 N. City, N. Y.: 1st N. and Bk. of Pitt. N. A., Pitt.: Dollar Sav. & Tr. Co., Wheeling.  57,360  731,140  55,870 Seab. N.. N. Y.; Peo. N.. Pitt.: N. Ex., Wheeling,  313,000 3,000,000 3,160,000  450,000 1st N., N. Y. and Clev.; Mellon N. and Far. Dep. N., Pitt.  702,230  est Bank In Belm ont County, | Special attentio n given Bill of La ding drafts, Cash and Time Items. 'Please send 15c w ith each sight draft for presentation a nd 25c for Credit R eports. 35,000  11,880  485,000  421,550  25.000  23,850  304,300  288,020  114,240 Han. N., N. Y.: 1st N.. Clev.; 1st N.and FifthThird N., Cin.; City N., Dayton. 90,130 Han. N., N. Y.: Fifth-Third N.,Cin.  56-725  p. E. GARDNER — C. 0. GARDNER ----- C. M. WERTZ_ _ _ _ C. F. HESTER_ _ _ _  200,000  108,360 1,782,840 2,183,110  •Bryan........ Williams C 6 FARMERS NATIONAL BANK < Special attentio n given Bill of La ding drafts. Casta and Time Items. Pop. 4252 56-530 »t’8O FIFTEEN CEN TS must be sent with each sight dr aft for presentati on, and L Twenty-five cents with each Request f or Report or Rating. Try our service.  First National Bank____ »t’64 W. W. Morrison... 56—529 Union Trust & Savings Bk. Co. A. R. Dewees_____ Chas. Wagner___ 56-531 tl’99  Buckeye City ..KnoxH 15 Commercial & Sav. Bk. Co. Pop. 269 ♦ 56-902 •:§’O5 •Bucyrus—Crawford F12 BUCYRUS CITY BANK-«t§ 81 Pop. 9103 56-339 Farmers & Citizens Bank & Savings Co_________ •t§'08 56-340 First National Bank___ »t’59 56-337  150,000  F. W. Radabaugh, — Sec. and Tr.  25,000  D. S. Workman.__ N. H. Hunter_____ E. J. Wander_____ H. S. Workman,Sec.  Geo. Donnenwirth. J. H. Robinson___ W. A. Blicke______ F. P. Donnenwirth G. W. Miller______ Amos Keller______ H. E. Kiess_______ E. G. Reid  310,960 Meeh. & Metals N., N. Y.: 1st N., Clev.  20,700  361,510  291,710  10,510  195,460  199,600  115,510 Chase N. and Guaranty Tr. Co., N. Y.; Ohio Sav. Bk. & Tr. Co., Tol.; 1st N. and Far. N., Bryan. 24,020 Ohio N., Col.: 1st N., Clev.  100,000  146,450 1,520,690 1,433,620  100,000  127,800 1,231,780 1,287,850  E. G. Beal________ R. V. Sears........... J. J. Quaintance .. A. J. White______  100,000  W. H. Miller C. C. Cosgrove____ G. W. Frye_____  H. E. Cook .._____ M. E. Schieber___ E. B. Rnhl, A. Cash. E. J. Adams Forest Wycoff____ Margaret Ryan___  100,000  25,000  10,660  147,620  154,970  Joseph Frank_____ A. D. Sharp_____  H. J. Reichert____ Wm. A. Kaup_____  15,000  6,000  281,000  288,000  G. B. Fox_________ Geo. H. Hyde.___  F. H. Crittenden.—  50.000  50,910  720,490  782,720  N. W. Cunningham Oscar Wise______  H. C. Eisenbach... W. W. Eisenbach..  10,000  9.050  220,460  183,220  C.C. Cosgrove.___ P. McConnell____  J. A. Hoopman ___ Ralph Rogers____  25.000  8,500  189,390  174,850  J. W. Thompson... W. A. Thompson.  E. P. Finley______ W. A. Thompson ..  F. E. C. E. T. M. T. C.  768,290  78,350 Chase N. and N. Bk. Com., N. Y.; 1st N„ Clev.!  134,970 1,595,700 1,699,940  260,560 Chatham & Phoenix N.. N. Y.: Cont. & Com’l! N„ Chi.: 1st N.. Clev.: Fifth-Third N.. Cin. j 16,080 Han. N.. N. Y.: City N.. Col.; Cambridge Sav., Cambridge. 28,000 Fifth-Third N.. Cin.; Marion N., Marion.  56,360  25,000  44,000  348,000  308.000  W. C. Anderson —  75,000  28,000  410,000  483,000  Mary K. Wagner ..  120,000  53,550  784,410  972.130  Fred Sharon_____  100,000  A C. Okey_______ J. W. Truex C. E. Underwood..  nn national nf PIMPIMKIATI Tur 1 HE PIFTli rlr In - TUI Ini KU bank OT UNUNNAIr  Cze  594,980  333,510 N. Bk. Com.. N. Y.: Union Com. N., Clev.; 1st! N.. Cin.; N. Bk. Com., Tol. 171,730 N. Park. N. Y.; 1st N„ Clev.; Ohio N„ Col.;! Home Sav., Tol.  114,190 1,126,210 1.226,610  60,000  79,300  708,600  743,700  30,000  39,180  690,610  637,190  60,000  75,000  778,260 1,099,130  32,000  36,000  360,000  367,000  86,080 Chase N., N. Y.; N. City, Clev.  50,540 Han. N„ N. Y.; Northern N., Tol.; Huntington N., Col. 36,610 iHan. N., N. Y.; City N., Col.; Cambridge Sav.,! Cambridge. 105.000 'Chase N., N. Y.; IstN., Clev.  30,000 1st N., N. Y.; Mellon N. and 3d N., Pitt. 115,110 Chase N., N. Y.; 1st N., Clev.: Bk. of PittJ N. A.. Pitt. 216,190 Am. Ex. N. and N. City, N. Y.; Cont. & Corn’l N., Chi.: Far. Dep. N.. Pitt. 69,300 Han. N., N.Y.: 1st N.. Clev.: Bk. of Pitt. N.A., Pitt.; New 1st N., Col. 105,040 Mellon N., Pitt.: Ohio N., Col.; Old Citiz. N.,l Zanesville. 61.800 Chase N., N. Y.: Union N., Pitt.; Cent. N.,| Clev. 88,510| Han. N., N. Y.; Union Com. N. and IstN.,Clev.: Huntington N..Col.  Tur D A killCDC’ DAKIIf Qiunr 1QCQ  I HE BANKtKo  BANK oINCE I Boo  1089  E. N. Haverfleld__ Thos. Scott______ Leslie Strahl_____ T. H. Mattern Rupert Beetham .. J. S. Black_______ W. C. Clifford____ FOURTH NATIONAL BANK 56-619 *t’93 S. B. McGavran HARRISON NATIONAL BANK J. M. Sharon_____ H. S. Barricklow . A. P. Sheriff______ 56-617 *t’65 ‘Caldwell____ Noble L 17 Citizens National Bank.__ ’02 V. E. Harkins____ J. S. Jones_______ A. L. Schafer_____ 56-694 Pop. 2000 FARMERS &MERCH.BK.JS 12 W. D. Merry______ G. S. Ullman____ T. R. Hazard_____ 56-1218 Noble County Nat. Bank.t’73 J. E. Smith_______ Geo. E. Large____ A. C. Sathgaver — 56-693 Caledonia.. Marion G 12 Caledonia Banking Co..»t§’06 L. C. Donnenwirth W. J. Weir_____ T. J. Pittman_____ Pon. 700 i 56-847   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  25,000  57,680 1,249,010 1,204,370  Donnenwirth Gebhardt Kennedy .... Kiess  SECOND NATIONAL BANK*: 77 A. G. Stoltz_______ Wesley Beal_____  56-338 Buffalo.__ Guernsey K 18 Bank of Buffalo Co..........t§’13 Pop. 1700 56-1223 Burkettsville—Darke I 5 Farmers & Mercn. Bank it ’ll 56-1209 C Pop. 207 (Bank in Mercer Co.) Burton_____ Geauga C 19 First National Bank____ <’02 Pop. 650 56-903 Butler— .Richland G 14 Citizens Bank................_tt’12 56-1222 Pop. 800 Byesville..Guernsey K17 Byesville State Bank.__ il’10 Pop. 3500 56-550 First National Bank........ *t’01 56-549 ‘Cadiz.......... Harrison 119 First National Bank........ *t’63 Pop. 2500 56-616  F. L. Niederaur___ E. E. Culbertson ..  260,580 Chase N-, N. Y.; Far. Dep. N., Pitt.: Cent. N and 1st N.. Clev.  OHIO BANKS —Brid geport to Caledon ia  Brooklyn .Cuyahoga C 17 (See Cleveland) Pop. 2342 Brookville—Montgomery Citizens State & Savings Bk. Elgar Weaver_____ D. C. Albert........ . Merle W. Miller — J. P. Dafler_______ V. S. Marshall o. K. Baker G Pop. 1300 K 6 56-724 »t§’95 First National Bank__ »t'O9 H. E. Gardiner___ W. H. Becher_____ Abraham Hay____  Dui  54.360 $ 688.820  Please send 15c w ith each sight draft for presentation a nd 25c for Credit R Send us your B ridgeport Items.  Bridgeport Dollar Sav. Bank John T. Scott_____ T. T. Frasier_____ Henry Fox _______ 56-520 tl'Ol  PRiNcirAi. Correspondents.  \\ loans & dis- i cash & ei//c’ts. Bonds NOSS, | BsCORmSS ' r&oit Banks  tin  Number under Name of Bank is the New Tr^ to each bank in U.S. it’.Wha American Bankers Ass’n.  NORTH CAROLINACd ~  Town  and  County.  Name  of  Liabilities. President.  FIRST NATIONAL BANK-<’06  Exchange Bank Co..__ <§’87 56-907 Canal Winchester Bank <t’87 56-813 Peoples Bank Co............<§’04 56-814 Canfield...Mahoning E 20 Farmers National Bank.<’87 Pop. 700 56-908  ‘Canton.......... Stark F 18 AMERICAN EXCHANGE BK. linn 0(11 i 70 tK’ft Pop. 27 87.091 T§*05 56-78  R. Kirkpatrick___ |M. B. Hoopman ... M. W. Stiles______ | $  <S’O9  100,000  W. J. Gillespie-__ J. W. Scott_______ C. H. Willis______  C. S. McMahon— C. S. McMahon ___ W. N. Patterson. G. W. Smith R. C.Prugh_____ E. C. Eikenberry .. J. E. Randall____  56-69  <’63  BANK 56-70  non Baku  20,240 S 371,322 $ 378,120 $  48,690 N. City, N. City N„ Col.: Bk. of Pitt. N. A., Pitt. 351,910 Han. N., N. Y.; 1st N. and Cent. N., Clev.: Bk. of Pitt. N. A., Pitt. 85,000 Han. N..N.Y.: 1st N.,Zanesville, Clev. and Pitt.  50,000  30,000  650,000  639,670  50,000  31,000  400,000  395,000  100,000  125,620  709,050  691,600  50,000  30,000  485,000  470.000  85.000 Seab. N„ N.Y.; Fifth-Third N„ Cin.  E. R. Held................ E. E. Shilling____ _ E. J. Nichter, Tr.. F. J. Mitchell_____  30,000  25,000  C. V. Moore______ .........-------------- E. B. Woods............  10,000  12,360  668.810  662,050  Chase N„ N. Y.; Cent. N., Clev.; Cent. Sav. & Tr. Co., Akron. 80,110 N. Park, N.Y.; HuntingtonN., Col.: 1st N„ Clev.  70,000 N. Park, N. Y.; 1st N. and Guardian Sav. & Tr. Co., Clev.; Far. Dep. N., Pitt. 300,290 1st N. and N. City, N. Y.; Bk. of Pitt. N. A., Pitt.; Cent. N., Clev.  . Collections sent us will receive pr ompt attention.  L. W. Beery______ Herman Shade -__ L. D. Kramer______ W. D. Boyer.  25,000  21,000  410,000  383,000  67,000 Bk. of N. Y. N. B. A., N. Y.; Ohio N., Ool.  D. Campbell______ H. J. Beardsley— M. H. Liddle............ T. C. Tose.—  50,000  12,000  580,000  466,000  50,000  26,930  240,380  231,510  40,000 Citiz. N., N. Y.; 1st N„ Clev. •• 82,970  C.C. UPHAM_ _ _  W. JACOB --------- JOHN JACOB, JR.— 0. OAUM, 77..  A NEW PBOGR ESSIVE BANK, Prompt Se rvice a nd [Reasonable rate s. We want your Canton Items on that basis.  Paul D. Rider_____ Lewis R. Zollars.. Fred G. Barr_____  (JAMES FRAUNW. W. IRWIN......... - H. L. ROSE............. C. A. HANNER. ) FELTER  175,000  76,950 3,570,990 2,705,980  240,000  349.580 3,215,280 3,623,220  50,000  79,930 1,675,070 1,583,350  872,460 5th Ave. and Guaranty Tr. Co., N. Y.; Cent. Tr. Co. of In., Chi.; Cent. N„ Clev.; Peo. N.,Pitt. 528,580 N. City, N. Y.; Mellon N„ Pitt.: Citiz. N. and Fifth-Third N., Cin.: Centennial N„ Phil.; 1st N. and Union Com. N., Clev. 221,650 Bk. of the Manhattan Co., N. Y.: Union Tr. Co.. Chi.; Ex. N., Pitt.; Guardian Sav. & Tr. Co., Clev.  \Collections a sp ecialty. Prompt presentation, [Reasonable cha rges. Send us yo ur Canton items.  100,000  75,000 1,750,000 1,372,000  500,000  208,370 4,596,700 4,562,300  500,000  943.930 11201 530 10166500 2.933,760 N. City, N.Y.; 1st N. and Cont.  553,000 N. Bk. Com. and N. City, N, Y.: 1st N., Clev. 745,410 N. Bk. Com., N. Y.; Union Com. N. and 1st N„ Clev.: Far. Dep. N„ Pitt.  AUSTIN LYNCH........ HARRY R. JONES- W. G. SAXTON.......... W. E. KRUMLAUF.  United States Depository.  Si  Com’l  N., Chi.; 1st N., St. L.  We want your Banking Business for this locality.  Prompt, Liberal, Progressive, and Conservative. Try us. 250,000  97,860 4,041,850 3,536,420  586,000 Guaranty Tr. Co. and Bk. of the Manhattan Co., N. Y.: Union Tr. Co., Chi.: Union Com. N„ Clev.  F. HERBRUCK— A. M. DUEBER........ W. R. MYERS....................................... E. E. MACK  A thoroughly organized collection department. Prompt remittance. Reasonable charges. <§’66 Established in 1866. SEND US YOUR CANTON ITEMS.  Canton Clearing House------------ Paul D.Rider................. \___________________________\E. E. Mack, Tr.  ((Members indicated by a *) ,  '  N&T\ONA\-  of Bank is the New Transit Number given  1h \  S  600,000  612,480 9,090,040 8.844,170 1,458.350 Han. N., N. Y.; Merch. Ln. & Tr. Co., Chi.; Phil.N., Phil.; 1st N., Clev.  50,000  4,940  Kanfman  75,020  \  Sec. and 3Mgr  FOREVGH  56.400  73,550  'U BfkNKtNC.  1920  Louis De Santis Bank__ i’13 Louis DeSantis-—IT. TL Leahy_____ IL. J. Contie............. Ig. Carlini... 56-77  under Nuilie  Principal Correspondents.  Gash k Exchangis.Dci  941,820  First Trust & Savings Bank H. H. Timken........ ' H. R. Jones............... N. E. Dunwiddie.. F. W. Ritzman .... | 56-76 <§T7 C. W. Keplinger, W. G. Saxton Frank Collins V. P. Frank Collins Sec. and Tr.  ‘GEO. D. HARTER  DutiaouirriM  Loami k Bonds,  c’tb.  71,980 1,028,730  Crystal Park Bank........ <§’16 Chas. W. Krieg— E. L. Hang_______ W. N. Frederick- Wendell Herbruck, 56-75 Sec. F. E. Case________ Henry A. Wise ___ Jacob I. Piper, *DIME SAVINGS BANK CO. G. W. Howenstine, ♦ 56-73 <§’95 Sec, and Tr. A. Sec. and A. Tr.  ‘FIRST NATIONAL BANK  50,000 J  J. R. Hall.................. W. S. McCartney. A. J. Bennett H. P. Woodworth... D. M. Hawthorne.. W. I). Deselm ...  56-72 <§'87 *CITY NATIONAL BANK <79 W. C. Laiblin..... J. H. Kenny______ H. S. Kaufman — T. T. Dillon........... 56-71 COMMERCIAL & SAV. BANK  Resources.  Paid-up Surplus Depos­ AND Capital PROBTT8 its  Ju ly ,   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis \nnihiT  , *Central Savings Bank Co.  Ass’t Cashier.  Cashier.  OHIO BANKS — C am bridg e to C anto n  56-906 (Sec Dover)  Vice-President.  _____  •Cambridge-Guernsey J17 Cambridge Sav. Bk. Co.»t§’05 B. F. Sheppard___ Pop. 13,104 56-263 ” ---------" Central National Bank ..<’83 M. L. Hartley.......... 56-261 “ ---------“ Citizens Sav. Bank Company S. M. Burgess_____ 56-262 t§’99 ” -----------” Guernsey National Bank H. W. Luccock___ 56-260 «t'72 ” —......... “ National Bank of Cambridge A. R. Murray_____ 56-259 <’63  56-74  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of this l volume. For Interest Bates, Holidays, etc., see Laws.  OHIO—Continued  Bank.  ‘County Seats. •Mem. Am. Bks. Assn. §State In No. 4 Fed. Res. Dist. tMem. State Bks. Assn. tPriv. C is Cincinnati Branch ♦Mem. Fed. Res. [Estab.  Camden............ Preble L 5 C Pop. 1000 Canal Dover„Tuscarawas Pop. 7500 H18 Canal Fulton...Stark F17 Pop. 978 Canal Winchester.Fr’klin Pop. 800 K 12 “ _______ “  7  1090  Number under Name of Bank is the New Transit Number given 1 flQOto eacl1 baRk “ U. S. exclusively by The Rand-McNally Bankers’ ^’-'-'’-'Directory, under the authority of The American Bankers Ass’n.  -r  1  CORRESPONDENCE  Non-Bank Tonus with Nearest Banking Point (In-  VM.ern.uers maicatea uy a ”),  Sec. and Mgr?  com—  1  Non-Bank Towns with Nearest Banking Point (In dexed Acces.), Lawyers, Laws (indexed) in back of thi volume. For Interest Rates, Holidays, etc., see Laws  OHIO—Con tinued  Cardington .Morrow II12 Citizens Bank................ <§’94 W. B. Denman.  Vice-President.  Cashier.  Ass’t Cashier.  Resources.  Paid-up ! Surplus Depos­ AND Capital j Profits its  Loan* A Duc’tb. Bo.tos, Securities  1  Principal Correspondents.  ! Cash A Ex-  1 CHANG M,Dui from Banks  1  V. W. Peck_____  E. M. Willits............ Robt. Nichols_____ $  25,000 $  30,000 $ 325,000 $ 356,000 $  F. P. Hills........  D. J. Donovan...  W. P. Vaughan___ M. A. Wells_______  60,000  24,000  I. L. Culler______  H. H. Heck_______  25,000  18,960  TT . F. Graves  L. G Ranger  A. H. Kemerley.__ C. W. McGill_____  40,000  75,000  H. E. Alspach_____ J. M. Brunner____ C. E. Kistler______ J. A. Kistler______  25,000  10,180  237,880  T. J. Saltsman____ J. C. Ferrall_____ T. J. Saltsman, Tr, H. F. McLaughlin, Frank Johnston W. T. Saltsman, Sec. A. Tr. Oscar Roudebush, A. Sec. First National Bank.......... ’20 W. M. Shepherd,.. D. S. German_____ O. C. Gray_______ 56-1302 Carthage..-Hamilton N 6i(See Cincinnati) C Pop. 3618 j Castalia________ Erie C 12 Castalia Banking Co.___ t§'05 Jerome Bixby____ T. C. Adams_____ James Nolan_____ Pop. 600 I 56-912 Cedarville___ Greene L 91 Exchange Bank...............<§’90 G. W. Rife_______ Oliver Garlough... O. L. Smith______ L. F. Tindall............ C Pop. 1059 56-913 ‘Celina--------- Mercer H6 Citizens Banking Co........t§’73 S. A. Bowman........ W. T. Palmer.......... Henry Lennartz .. R. H. Chapman.__ 56-543 Pop. 4000 Commercial Bank Co...<§’70 .......... —................... J. B. Pulskamp.__ A. M. Riley______ E. J. Hierholzer... 56-542 A. M. Hierholzer  100,000  50,000  130,000 1,435,000 1,400,000  T. A. Weis............ John Spriggs  100,000  100.000 1,225,000 2,000,000  R. B. Ramey_____  40.000  29,000  350.000  350,000  69,000 Citiz. N.. N. Y.: 1st N.. Clev.; New 1st N.. Col.  25,000  18,110  212,450  219,120  70,850 Chase N., N. Y.: 1st N., Clev.  First National Bank...<’1900 J. E. Hattery_____ W. E. Touvelle___ C. H. Howick____ 56-544 Centerburg— Knox 113 CENTERBURG SAV’GS BANK 56-821 <§’06 Pop. 800 First National Bank__ <’06 56-822 Chagrin Falls.. Cuyahoga Chagrin Falls Bkg. Co..<§'90 Pop. 2000 C18 ♦ 56-624 First National Bank___ <’18 58-1283 ‘Chardon___ Geauga B19 Chardon Savings Bank <§’91 56-685 Pop. 2000 First National Bank ....<’92 56-686 Chattanooga- Mercer G 5 Farmers & Merchants State Pop. 300 (Rockford P.O.) Bank— 56-1265____ <§’17  Chesterhill—Morgan M16 Pop. 410 Cheviot.__ Hamilton 0 6 C (.Cincinnati P. O.) Pop. 4108 Chicago Junction.Huron Pop. 4000 E13 Chickasaw___ Mercer H 6 Pop. 300 ‘Chillicothe ...Ross N 12 C Pop. 15,831  C. H. Bishop______ G. C. Bishop______ Jesse Spira T. D. Updike.......... Harry Bell_______ L. M. Dally S. P. Harris............ A. C. Brewster____ F. P. Shumaker A. H. Van Valken- R. A. Bishop______ burg C. L. Smith_______ W. B. Bruce _____  Homer C. Smith.. V. E. Brokaw........  41,700 N. Bk. Com., N. Y.; 1st N., Clev.  340,570  287,240  121,590 Chase N., N. Y.; N. Bk. Com., Tol.  194.070  220,810  63,730 Citiz. N., N.Y.: Tiffin N„ Tiffin.  195,480  50,080 Ohio N., Col.  190,540 1,616,150 1,571,730  17,760  5,000  12,500  7,250  117,710  113,340  50,000  25,000  300.000  300,000  28,730  625,370  802,700  93,8u0  50,000  45,000 Han. N„ N. Y.; Cent. N., Clev.  361,000  320,000  114,240  61,920 1,112,110 1,197,693  A. H. Church, Tr.. J. W. Stoneman, Sec. Ruth H. Ober, A.', r. A. R. Mountjoy__ Martha Ridge___  100,000  53,000  5,120  256,870  256,460  F. E. Ford_______  P. E. Denton.........  50,000  45,000  650,000  600,000  S. S. Smith_______ L. D. Osborn_____ C. R. Truman.__  C. N. Quirk______  50,000  55,000  953,000  955,000  W. R. Smith______ Theobald Leininger T. W. Baker_____  Marie C. Baker___  25,000  3,650  173,230  166,150  First National Bank___ <1900 C. P. Yocom______ Emmor Bowman .. Carl Patterson.__ 56-914 Brighton Bank & Trust Co. 56-915 <§’98  C. I. Schofield____  25,000  36,520  231.980  232,370  (Branch of Cincin nati, Ohi o)_____  342,340 N. Bk. Com.. N. Y.; Union Com. N. and 1st N., Clev.; 1st N„ Pitt. 89,000 1st N., N. Y. and Clev.; Mellon N., Pitt.  24,100 Han. N., N. Y.; Am. Bkg. & Tr. Co., Sandusky: Home Sav., Tol. 75.000 Han. N.. N.Y.; 1st N., Fifth-Third X.,and 4th N.. Cin. 144,410 Han. N.. N. Y.; 1st N., Cin. and Clev. 200,000 Chase N.. N. Y.: Cont. & Com’l N., Chi.; Lin. N. and Fifth-Third N., Cin.; Union Com. N., Clev. 200,000 Chase N., N. Y.; 1st N. and Union Com. N„ Clev.; Fifth-Third N., Cin.  74,070 N. Bk. Com., N. Y.; Union Com. N., Clev 44,650 Superior Sav. & Tr. Co. and Union Com. N., Clev. 90,000 Chase N.. N. Y.; Union Com. N., Clev. 120,000 1st N., N. Y.; IstN., Union Com. N., and N. City, Clev. 27,570 1st N„ Celina. 52,100 Seab. N., N. Y.; 1st N., Clev.; Fifth-Third N„ Cin.; Mellon N., Pitt. Han. N., N. Y.; Merch. Ln. & Tr. Co., Chi.; 1st N„ St. L.; 4th St. N.. Phil.  (Sec Willard) 10,000  2,500  220,000  170.000  J. D. McKell______ E. L. Spetnagel.—  100,000  190,910  737,830  878,140  J. P. Phillips, Sr... Fred Hessentahler  100,000  101,830 1,009,360 1,075,510  E. R. McKee........ „ S.M. Veail................ C. F. Hageman.  150,000  221,349 1,702,900 1,920,890  J. A. Poland______ C. C. Jack...............  150,000  155,190  J.D. McKell______ R. B. Mutchler.__  100,000  263,000 1,914,000 2,029,000  Alex. Renick_____ John H. Blacker__  100,000  141.180 1,998,180 2,108,270  F. H. Schwieterman A. J. Birkmeyer__  25,000  J. R. Marshall____ R. L. Powers______ Earl R. Merritt.  13,500  837,030 1,097,750  185,000  200,000  35,000 Chase N.. N. Y.; Com’l Bk. Co., Celina; 1st X.. Clev. 253,480 Chase N. and N. Park, N. Y.; Citiz. N. and 1st N., Cin. 223,690 N. Bk.Com., N. Y.; Lin. N„ Cin.; M. M. 1st N„ Balt. 300,490 N. Park and N. City, N. Y.; Fifth-Third and 1st N„ Cin. 182,470 Chase N., N. Y.; 1st N., Cin. 248,000 Cent. N., Chillicothe; Citiz. N. and FifthThird N., Cin. 186,070 Far. Ln. & Tr. Co., N. Y.; Union Sav. Bk. & Tr. Co., Cin.; 1st N„ Chillicothe. 30,000 4th N., Cin.  The 5th-3rd NATIONAL BANK of CINCINNATI — Resources Over ‘  1*  e—3  5s __  1 T373 , § TESt *  'CS CD  1  1091  Farmers Bank.............. ~tt’O7 Charles H. 56-916 Schwieterman CENTRAL NATIONAL BANK F. A. Stacey............ 56-204 <’83 Citizens National Bank...•*01 G. A. Vaughters... 56-207 First National Bank___ <’63 Alex. Renick_____ 56-203 Ross County Nat. Bank. <’65 C. W. Story.............. 56-205 The Savings Bank Co. „t§i87 J. M. Vanmeter... 56-206 Valley Savings Bank & Tr.Co. George H. Smith... 56-208 »§’O7 Christiansburg.Ch’mp’gn Farmers & Merch. Bank<§’07 J. T. R. Wilson.__ Pop. 500 J8 56-917   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  OH IO BA N K S — C ar din gto n to C hri st ia nsb urg  56-711 First National Bank.......... J'63 56-710 Carey.......... Wyandot E10 First National Bank......... J’02 Pop. 2225 56-599 Peoples Bank Co...........__t§’67 56-598 Carroll____ Fairfield L 13 Farmers&Merch. Bk.Co.t§’06 Pop. 500 56-909 ‘Carrollton.. Carroll G19 Cummings Trust Co___ •JS’lO Pop. 1720 56-910 Pop. 1349  ’  Lia bilities.  President.  |  .  Town and County. I Name of Bank. ‘County Seals. •Mem. Am. Bks. Assn. SState In No. 4 Fed. Res. Dist. iMem. State Bks. Assn.tPriv. j C is Cincinnati Branch. ♦Mem. Fed. Res. [Estab.  1  In  i Uly  Number under Name of Bank ia the New Transit Number given 1 (~IQ 1 to each bank in U. S. exclusively by Tbe Rand-McNally Bankers’ 1 Utr-i illrectory, under tbe authority oi Tbe American Bankers Ass’n.  '  OFFERS UNSURPASSED FACILITIES IN EVERY FORM OF DOMESTIC AND FOREIGN BANK\NG. . CORRESPONDENCE INVITED.  H  Number unto N.me .f B.uk toTh^Saod-McSaU^BanK A„,pr|pan Bankers Ass’n.  , nm  to each bank in U. S. exclusively  NORTH CAROLINA—Cor  Number under Name of Bank is the New Transit Number given U> each bank in U. S. exclusively by The Rand-McNally Bankers* AU:? 4 Directory, under the authority of The American Bankers Ass’n.  CINCINNATI—Reserve City  innO  Name  of  Bank.  •Mem. Am. Bks. Assn. SState tMem. State Bks. Assn. tPriv. ♦Mem. Fed. Res. [Estab. ♦ATLAS NATIONAL BANK  13-35  <’81  (Hamilton, O 6)  _____ ^Branch. Federal Reserve Bank No. 4)____  Liabilities.  Vice-President.  President.  Cashier.  Ass’t Cashier.  Albert Lackman... Wm. Guckenberger C. J. Ziegler______ C. Haehnle J. F. Parti  Individ­ Deposits Paid-up Surplus ual op AND Capital Profits Deposits Banks  $  942,140 f 4,448,740 $  400,000 $  J. J. Heidacher.. Andrew Jergens  G. M. Mosier_____ S. W. Pandorf____ Avery Markland J. G. Schwab  215,000  443,000  7,848,000  ‘CENTRAL TRUST CO.—-J5 83 A. C. Shinkle____  W. H. Simpson... T. J. Geisler, Sec.. W. H. Simpson, Tr. F. B. Baldwin, G. E. McCubbin, H. P. Colville A. Sec. F. 11. McClellan A. Sec.  1,000,000  1,299,380  6,783,450  H. H. Suydam____ E. V. Overman ... Geo. A. Schulze ... Walter J. Schatz.. Cincinnati Bank & Trust Co. L. E. Guntrum, Sec. Samuel E. Reilly 13-66 <§’06 H. L. Manss  125,000  104,350  50,000  2,000.000  Citizens Bank & Sxv. Co.<§’00 C. B. Smith.. 13-82 (Pleasant Ridge)  W. C. Hattersley. F. W' Hohman ___  Loans a Dis­ counts  Principal Correspondents.  Miscel­ Bonds, Cash Securi­ laneous Resources ties. etc. Resources  314,500 J 2,265,480 S 2,430,620 $ 177.460 S 1,516,790  N. Park and Meeh. & Metals N., N. Y.J Cont. & Com’l N. and 1st N., Chi.; N. Shawmut. Bos.  Brighton Bank & Trust Co.<§’98 G. A. Willey.__ ♦ 13-56  13-30  County Seat; Pop. 401,247. ®  Resources.  3,867,000  2,943,000  77,000  1,691,000 Han. N., N. Y.: Merch. Ln. & Tr. Co.. Chi.: IstN., St. L.; 4th St. N.. Phil.; M. M.. and 1st N., Balt.  3.778,880  4,622,480  575,330  1,357,880 Bkrs. Tr. Co., N. Y.; Union Tr. Co., Chi.; Miss. Valley Tr. Co., St. L.  2,356,430  1,408,750  782,150  65,480  335,720 Irving N„ N.Y.; Fifth Third N., Cin.  8,580  453,650  328,330  102,550  2,012,470  4,887,550  9,984,380  2,983,820  849,930  74,940  47,830 Han. N. and Guaranty Tr. Co.. N. Y.; 4th N., Cin.  CHAS. W. DUPUIS_ _ W. A. JULIAN.......... R. C. SMITH.......... - H. SACHTELEBEN — W. D. KNOX EDW. A. SISSON, B. R. EMLEY Ch. of Bd. EDW. A. SISSON 2V. Office, M. C. RIEKER  G.P. GRIFFITH, CITIZENS EDWARD GOEPPER. NATIONAL BANK  Ch. Executive Com.  2,030,340  Accounts of Banks, Bankers, Corporations, Firms, and Individuals accepted on the most liberal terms consistent with modern and careful banking. Collections a specialty.  13-29  <’80  100,000  304,080  2,633,190  1,464,200  1,033,650  56,370  100,000  258,000  2,048,280  140  1,349,650  651,900  7,650  IH. W. Hartsough F. J. Dorger______ John Flanagan, Tr. E. J. Johannigman, ) (1 Branch) Chas. H. Hess J. H. Meiners, Sec. A. Sec. and A. Tr.  250,000  176,060  4,965,380  15,820  3,248,720  1,307,760  125,120  Court House Savings Bk..<§’09 W. F. Robertson... T. L. Pogue_______ J. M. Fisher______ A. Esslinger______ 13-74 H.W.Morgenthaler, W. E. Strautmann, A. Tr. Tr. Cumminsville Bank & Savings Chas. H. Dhonau.. Charles Duwel____ J. H. Ruthemeyer. J.G. Fisk Company .13-79_______ <§’11 East End Bank.............. —<§’07 Louis C. Raber___ Chas. G. Waters ... T. L. Dressell_____ 13-72  100,000  39,440  927,900  643,000  242,550  A. E. Muth_______ Henry Noell______ R. H. Doepke Frank L. Pfaff____ G. C. Fahnestock .. Lewis G. Stamm .. Richard B. Witt  C0SM0PQUTAN BK. & TRUST L.L.Meiners. A. Se c. and A. Tr. COMPANY-13-61.......... <§03 j Collections a Sp eclalty and remit ted on day of Pay ment. (.CORRESPOND ENCE INVITED.  Evanston Bank__________<§’09 C. A. Culbertson... Edw. Meier........... W. E. Kreidler, Sec. and Tr. 13-76 (Branch of Clcvela nd) (For complete data see page 31) ♦Federal Reserve Bank of Cleveland.13-43__________ •  13-31  CHAS. A. HINSCH — MONTE J- GOBLE —- CHAS. H. SHIELDS W. B. HUESING...... EDWARD A- SEITER, J. R. EDWARDS V.-P, LOUIS G. POCHAT samuel McFarland l A c? GEom CHAS. T. PERIN EM® H-W50* WM. A. HINSCH L. E. VAN AUSDOL A. Cash,  *  187,130 N. Bk. Com., N. Y.; Fifth Third N. and 1st N.. Cin.  16,940  434,800  258,380  145,770  4,010  50,000  29,390  418,480  195,600  205,210  42,400  25,000  28,780  507,210 ------ ------  362,220  226,610  59,750  17,440 Irving N. and Bk. of America, N. Y.; Fifth-Third N., Cin.  2,227,880 19.015,809 13.241.220 27,252,320  7,587,800  2.784,290  9,943,900 Am. Ex. N., N. City, and IstN.,  3,000,000  93,680 N. City, N. Y.; 1st N. and FifthThird N., Cin. 54,660 4th N„ Cin.  N. Y.; Cont. & Com’l N., Chi.  Collections and correspondence solicited. All inquiries will receive personal attention and replies. SEE ADVERTISEMENT OK OPPOSITE PAGE.  tin Ho. —A\\e YWTtt - TVM   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  483,050 Han. N.. N. Y.; 1st N. and Lin. N., Cin. 397,210 Columbia and Mutual, N. Y.; Corn Ex. N.. Chi.; 1st N. and Fifth-Third N., Cin. 716,120 Guaranty Tr. Co., and Bk. of the Manhattan Co. N. Y.; Cont. &i Com’l hl., Chi.  50,000  (.Cincinnati continued, on foil owing page.)  1  N. Park, t hem. N. and N. City. N. V.; 1st N. and Cont. & Com’l N., Chi.; 2d N. and N. Shawmut, Bos.; State N. and 1st N., St. L.  SEE ADVERTISEMENT ON INDEX OHIO.  »City Hall Bank________ <§’93 George Schmidt. 13-37 Columbia Bk. & Sav. Co..<§’02 W. P. Stamm__ 13-60  •FIFTH-THIRD NATL BANK .,,2  2,569,910  U  NATIONAL BANK  I i  I  1  C\HLWAI\— Oner Fifty Tears of Service  i  WTCfc Wk 111 — Ute TXT \n - U\\HU  BANK, - OA UWUWfflkU— UO HfT( itARS OF SERVICE  THE  FIFTH-THIRD NATIONAL BANK OF CINCINNATI OFFICERS CHARLES A. HINSCH - - - President CASPER H. ROWE - - - _ Vice-President EDWARD A. SEITER - - - - Vice-President MONTE J. GOBLE ----- Vice-President J. R. EDWARDS ----- Vice-President LOUIS G. POCHAT - _ - _ Vice-President CHARLES T. PERIN - - - - Vice-President WILLIAM A. HINSCH - - - - Vice-President CHARLES H. SHIELDS ----- Cashier LEWIS E. VAN AUSDOL - - - Ass’t Cashier FREDERICK J. MAYER - - - Ass’t Cashier SAMUEL McFARLAND - - - Ass’t Cashier EDWARD A. VOSMER - - - Ass’t Cashier G. WILLIAM GALE - - - - Ass’t Cashier  DIRECTORS BOLTON S. ARMSTRONG, Pres. Mabley & Carew Co. CHAS. H. M. ATKINS, President Warner Elevator Co. CHAS. F. BARRETT, Adams Express Co. JOSEPH J. CASTELLINI, Pres. United Fruit Auc. Co. CHARLES C. CHASE, Pres. Eagle Cordage Mills CHARLES H. DEPPE, V.-Pres., The Union Sav. Bk. & Tr. Co. D. HOWARD GAYLE, Pres. Gilmer Fuel Co. JOHN H. GOYERT, Goyert & Vogel, Produce ROBERPB. HENLEY, Formerly R. B. Henley & Co. Wholesale Grocers SAMUEL E. HILLES, Chairman, The Sam’l C. Tatum Co. CHARLES A. HINSCH, President CHAS-F. HOFER, V.-Pres. New River Lbr. Co. CHARLES, KUHN, Formerly S. Kuhn & Sons WILLIAMS'S. McKENZIE, Pres. Helming McKenzie Co. G. McG. MORRIS, Pres. Jno. B. Morris Fdy. Co. ALEX. OFFNER, Formerly of Mayer, Scheuer, Offner & Co. JAMES P. ORR, Pres. The Potter Shoe Co. GEORGE PUCHTA, President, The Queen City Supply Co. CASPER H. ROWE, Vice-President EDWARD A. SEITER, Vice-President STEWART SHILLITO, Pres. Thejohn Shillito Co. EDWARD W. STRONG, Attorney at Law J. E. SULLIVAN, J. J. Sullivan & Co. HARRY H. SUYDAM, Pres. Cincinnati Mfg. Co. GEORGE M. VERITY, Pres. American Rolling Mill Co. JOSEPH fa. VERKAMP, G. H. Verkamp & Sons MILES T. WATTS, Gafif Estate A. L. WHITAKER, Pres. The Whitaker Paper Co ELI WINKLER, Isaac Winkler & Bro., Chemicals.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  ------- -  A  UNITED STATES DEPOSITARY  $3,000,000.00 Surplus S,«s $2,227,000.00 Assets Over $47,000,000.00 Capital Stock  \naT’LBA nkZ CINTI C I N c I N N AT I' s BANK OF SERVi c e:  Given Careful Atten­ Collections tion and Remitted for  This bank places at the com­ mand of its customers and friends all the facilities of a modern commercial bank for transacting domestic and foreign business. Calls and correspondence are invited relative to the applica­ tion of Fifth-Third service to your particular needs.  Promptly at Lowest Rates. We have Special Facilities for Collections throughout Ohio, Kentucky, and Indiana.  Correspondence templating a Change or Division of their Accounts.  A rrnnntc of Banks> Corporations, ZALVvUilla Firms, and Individuals Solicited and Received Upon the Most Favor­ able Terms. R/y n rl o High-grade Investment Bonds  OUllLlo Bought and Sold.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  (  0*3   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  3*8  3 •OSP «( 5 «  rS  ’« S’B SB  aSb. cow 5 ' 03  THIS DOESN’T SHOW ON THE COVER “ Send us your directory at once. We have just received another publication and in the course of a few minutes exam­ ination we have found the following er­ rors in cashiers in banks in our own state. We know these men personally, and none of them have been in these positions for from two to five years. We cannot correct errors regarding persons we do not know but we presume there are some of those.”  V  w- H 03 <V ® 1K □g « Cfc s  “We are under a five-year contract for directories and display advertising with the................... of New York. . .. about two years of such contract having expired. It has proven very unsatisfactory by reason of innumerable inaccuracies, and we are practically compelled to buy some other book, as a ivork of reference. As soon as your next directory is issued, we would like to have you for­ ward it to us immediately.”  g CJ ► 5"o)  aa ®  as a  —« 25 a*? c« g-oi 52S sss s  “In the latest issue of another book we have been subscribing to, the in­ formation is given that in this state there are ‘no special laws relating to banks,’ although a special banking law has passed and has been in operation since 1914. We want your directory.”  ?2a  54| Sr* . i cc B! i fesj a  3S«sC es >•;  S3 »  **5" O"' 4) H  •0q-S'B h  S’  «s c  r c  IDQ'l  Number under Name of Bank is the New Transit Number given to each bank in U. S. exclusively by The Rand-McNally Bankers* Directory, under the authority of The American Bankers Ass’n.  Name of Bank. •Mem. Am. Bks. Assn, estate iMem. State Bks. Assn. tPriv. ♦Mem. Fed. Res. [Estab.  President.  Vice-President.  r'T'\Tr'T\TAT A 'TT___ _____________________ Cxl-lV  A^llN IV AA J. J.  ^sOnimilcU.  T?napr^rp JN.CSC1 VC r<hr Celiy  (Branch, Federal Reserve Bank No, 4.) __________^Liabilities. 11 Ass’t Cashier. Paid-up 1 Surplus*1 Depos- Deposits or AND I ITS Capital | Profits Banks  Cashier.  13-1  Sam’l B. Hammel— Edw. F. Smith___ Justine Hausman..  25,000  23,000  450,000  90,000  330,000  First National Bank of Madisonville.56-477___ «t’O7  W. H. Settle... . J. H. Stiles_____ _  50,000  32,140  292,810  236,710  106,920  500,000  1,057,640  F. S. Mvgatt .  <’63  6,957,690 $ 3,737,889  100,000 HauN ,N. Y.; 4th N.and 2d N„ Cin.  3,090  56,710 Fifth-Third N., Cin.  4,552,950 1st N., N. Y., Chi., and St. L.; Corn  6,265,000 1.617,750  Ex. N., Phil,  Guarantee Deposit Co..._t§1900 13-80  J. R. Cheeseman .. J. B. Lanmann, Sec. J. W. Crothers, Tr.  35,500  17,960  766,810  462,320  221,000  Hamilton County Bank~<§'16 13-83  H. J. Enneking.__ L. F. Steible______ H. E. Poor, Sec.... C. R. Dun ton  50,000  3,540  276,300  213,500  62,200  50,000  31,480  934,760  598,510  291,040  50,000  41.400  520,580  463,410  26,580  50.000  81,000  510,520  466,860  3,300  500,000  963,820  5,430,690  4,145,430  3,013,460  340,190  25,000  11.810  206,270  175,110  33,100  25,740  Hyde Park Savings Bank<§’08 M. Y. Cooper............ A. J. Becht.__ 13-71  C. F. Arand, J. H. Liggett. Sec. and, Tr. A. Sec. and A. Tr.  Liberty Banking* Sav.Oo.<§’07 F. H. Ballman..— J. G. Moorman........ George Winter .__ W. F. Ahlert. 13-70 Walton Craig  LINCOLN NATIONAL BANK 13-24  ESOnRCES,  Charles Bartlett  Home Savings Ban k.........«t§*OS Robert P. Hargitt— C. B. Braunstein... Harvey E. Krapp. 13-63  17,650  119,290 Irving N„ N. Y.: Fifth-Third N„ Cin.  35,700 N. Bk, Com., N, Y.; Fifth-Third N., Cin.  6,770  119,920 N. Bk. Com., N. Y.; Fifth-Third N„ Cin.  90,010 Bk, of Am., N. Y.; Citiz. N., Cin. 185,450 N. Bk. Com., N. Y.: 1st N., Cin,  CHAS. SINDLINGER  WM. C. WACHS  Accounts of Banks, Bankers, and Corporations received on favorable terms. Collections given prompt attention.  <’81  1,035,130 —  1,555,230  )*<  - ----------. „C-------------—----- . P rincipal orrespondents  j  2,224,620  N. Bk. Com.. Irving N., and 1st N., N. Y.; Cont. A Com’l N. and IstN..Chi.; Mtle.Tr. Co., St. L.; 1st N., Bos.  OHIO BANKS — C in cin n ati — C ontinued  13-4  cash  I I $ 381,550;$ 1,266,020) 11,646,440 N. City and 1st N., N. Y.; 1st N. and Cont. & Com’l N., Chi.  First National Bk. of Carthage 56-911 <’07  ♦FOURTH NATIONAL BANK  ,  Resources. a I Bonds, , Miscee- I DisSecuri- ; eaneous I COUNTS (TIES, ETC.!Resoukces|  Loans  $ I 38,789,200$  $ Joseph Rawson___ P. E. Kline.............. A. R. Luthy---------- $ 6,000,001 $3.739,9 9( 36,799,280 T. J. Davis C. A. Stevens F. W. L. Hageman Robert McEvilley Owen Owens J. J. Rowe  Non-Bank Towns with Nearest Banking Point (Indexed Acces.), Lawyers, Laws (indexed) in back of this volume, for Interest Bates, Holidays, etc., see Laws. P.  9,130 N. City, N. Y.; 1st N. and Provident)  Madisonville Deposit Bank J. F. Maltby. 56 478 $§’07  Samuel Hill____  North Side Bank------------<§’88 G. J. Keller____ 13-55  Wm. A. Schmid-__ G. B. Weber............ G. C. Coors.. D. S. Shreve J. H. Shreve  75,000  106,110  1,162,160  662,470  461,800  16,690  202,200 Chase N„ N. Y.; Fifth-Third N. and! 2d N., Cin.  OAKLEY BANK----------------- *§'07 John Rempe____  A. H. Tuechter........ R. Ruzicka  50,000  58,770  1,269,620  1,043,330  176,750  67,500  216,380 N. Bk. Com., N, Y.; 1st N., Norwood,) Ohio.  Pearl-Market Bank______ t§’07 Samuel Lehman . 13-69 (1 Branch)  James Arata.. W. A. Ryan  180,000  $.721,310  9,450  2,818,780  782,000  75,190  666.270 N. Bk. Com., N. Y.; 4th N„ Cin.  PEOPLES BK. & SAY. C0.<5'06 Alfred M. Cohen.  L. V. Marks... Wm. Frieder  200,000 J. A. Helmers........ Geo. P. Hardig ___ R. W. Streicher L. S. Helmers Lawrence Mitter, Jr. 200,000 James B. Whittle. Wm. H. Beckwith. John P. Sullivan H. H. Friedman, S ec.  150,070  2,570,380  27,330  2,193,610  531,230  35,520  341,130 Harriman N„ N. Y.; 4th N., Cin.  (Oakley) 13-81  (1  Sav. Bk. & Tr. Co.. Cin.  The FIFTH-THIRD   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  NATIONAL BANK  Wm. Borcherding.  Of CINCINNATI  i ♦’  IN THE CENTRAL CITY OF THE FOURTH FEDERAL RESERVE DISTRICT OFFERS UNSURPASSED SERVICE TO BANKS AND BANKERS  1093  Branch) (Cincinnati continued on next naae.) 13-65  D. E. Sauer_______  Number undeirNauie^of^tonk «yth*h^NORTH  ii o  to each bank in U. _S. ©x iw  American Rankers Ass n.  _<■  CAROLINA  —------ --------  .  is  Number under Name of Bank the New Transit Number given -° each ban^ in U.,8. exclusively by_The Rand-McNally Bankers*. Directory, under the authority of The American Bankers Ass’n.  JMeS: State^Bks.^Assn. tPHve ♦Mem. Fed. Res. [Estab.  PR^ent.  Vice-President.  Cashier.  JATI—Contii  " ..............  Ass’t Cashier.  !  'PROVIDENT SAV.«—E". . . L1 BANK♦ &n-d?TRi .wann COi send  L,H" ’  Non-Bank Towns with Nearest Banking Point (Indexed Acces.), Lawyers^ Laws ^indexed) in back of this volume. For Interest Rates, Holidays, etc., see Laws.  PTMPTMM A T^T r'zirat-innorl___ Daeomo P'ifrr VAIN VIIN IN rA 11 LOIlllIlUCU IxCoClVc Vlly (Branch, Federal Reserve Bank District No. 4.)  ------------ :---------------  Name of Bank.  •  J. E. HODGE,  Sec. and Tr. J. A. REIF,  A. See. and A. Tr.  Liabilities.  Resources.  Individ­ Deposits Loans a Bonds, Paid-up Surplus and ual of Dis­ Securi­ Capital Profits Deposits Banks counts ties, etc.  Miscel­ laneous Resources  A. Sec. and A. Tr. A. Sec. and A. Tr.  $ 1.400.000 $ 1,220,800 $15 031 390 $  177.580 $ 8,618,900 $ 5,096,310 $  382.190 $3,466,480 N. City and Am. Ex. N., N. Y.; 1st N„ Chi.; Mtle. Tr. Co., St.L.  C. A. BOSWORTH- J. G. GUTTING-------- A. L. SHREVE.......................-....................... H.W. BAUER Collections solicited and correspondence invited.  13-2  «t'63  1,000.000  478,840  5,731,860  779,190  4,552,030  2,633,470  601,930  1.499,630 N. City, N. Y.{ Ft. Dear. N. and 1st N„ Chi.; Cent. N., St. L.  AU Inquiries receive personal and prompt attention.  Southern Ohio Sav. Bk.-»t§'03 Arthur Espy______ D. G. Edwards------- G. F. Barrett. Tr... G. E. Roberts, Sec. 13-62  100,000  146,020  2,936,330  1,993,470  877,470  Stock Yards Bank & Tr. Co. C. H. Dater______ C. R. Hubbard.____ Alfred Brown_____ H. M. Todd _____ 13-68 t§ 06 A. L. Sadler. Tr. C. R. Hubbard, Sec.  100,000  149,000  1,000,000  500,000  118,000  540,000  75,000 Meeh. & Metals N., N. Y.; 1st N. and 4th N., Cin.  •Union Sav. Bk. & Tr. Co.»*§’90 Chas. A. Hinsch.-- L. E. Miller_______ W. E. Gray. Tr.... W. L. Thede, Sec. ♦ 13-40 (7 Branches) Edw. Senior H. J. Mergler, F. J. Loewe, A.Sec. A. Tr. Edgar Stark C. H. Deppe E. F. Romer  1,000,000  6,928,780 12.146,390  3,283,820  2,671,990 Chase N„ Guaranty Tr.. and Bkrs. Tr. CO..N.Y.  Unity Banking & Sav. Co.»t§1900 J. Geo. Jung--------- F. L. Emmert--------- S. C. Pummill------ C.F.Goettheim,Sec. 13-59 N. Diehl. Tr.  75,000  96,940  2,681,270  769,060  1,612,940  30,000  501,210 Imp. & Tra. N.,N. Y.; Fifth-Third N„ Cin.  100,000  36,000  604.000  8,000  643,500  44,000  8,500  74,500 Guaranty Tr. Co.,N. Y.; Fifth-Third N. and 2d N„ Cin.  668.230 12,096,930  51.480  6.305,640  6.451,900  488,620  1,350,440 Imp, & Tra. N.. N. Y.: Cont. & Com’l N„ Chi.; N. Bk. Com., St. L.; 1st N. Phil.  601,720  393,960  WASHINGTON BK. & SAV. CO. Joel C. Clore_____ Geo. C. Kolb........... W. R. Galloway,  13-84  »t§T7  F. J. Zumstein  J. C. Peck. Cash. and Sec. A.Cash. and A.Sec.  •Western Bank & Trust Co. Pred’k Herlenstein Henry Hoppe.......... Albert Widmann... Philip Bock______ ♦ 13-26 »t§’75 Adolph Dryer Feldie Katz  1,000,000  50,000   http://fraser.stlouisfed.org/ Federal Reserve Bank ino^ of St. Louis  DEALERS  141,950 Equitable Tr. Co. and Guaranty Tr Co., N. Y.; Fifth Third N„ Cin.  ...........  NATIONAL HANK l.Vi—INVESTMENT  1,065,340  192  Cincinnati Clearing House........ W. C. Wachs______ 1,. ,1. Van l.ahr____ W. D. Duble, (Members indicated by a *) Sec. and Mgr (Cincinnati continued on nez t page.)  43,580  47,000  OONKll— Oner  CINCINJM A TI—Con tinned—Reserve City  Ju ly ,  Winton Savings Bank—»t§TO c. F. Korn...... ........... J. S. Walker______ J. S. Horst_______ 13-78 A. Bishopric W. G. Huber  3,082,900 19,768,700 J  344,400 N. City, N. Y,; 1st N. and 2d N.,Cin.  OHIO BANKS — C in ci nnat i^ ^C onlinued  ^FflflNR uLUUilU  Cash Resources  H. WEHMER,  L. H. BILL,  If you appreciate prompt and efficient service at a reasonable charge your Cincinnati items and ollections.  NATIONAL BANK  Principal Correspondents.  1094  1Q94  COI(>  ---------  News oe Service  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of thisj volume. For Interest Bates, Holidays, etc., see Laws.!  I kJ IN l-\V_  Y\t \tt -  WKTCfc wi, Lu  CINCINNA TI~Con tin u ed  1095 Selected List—INVESTMENT DEALERS Name of Banker. •Mem. Am. Bks. Assn. ★Mem. State Bks. Assn.  VMem. Inv. Bks. Assn.  ASHBROOK & CO. CLAUDE-(Union Tr. Bldg.)  Year Established.  CORRESPONDENTS  ( {Member Cincinnati Slock Exchange)____ .!»& j  (Member Chicago Board of Trade.  tV05  (322 Walnut) rS. Hugenberg, Cashier.................. Herbert Jones, Auditor Investment Securities. Municipal and Corporation Bonds. -Listed and Unlisted Stocks.  Union Tr. Bldg.)  COMPTON, WM. R. CO_____  (Union Tr. Bldg.)  I  -t'91  Officers.  CORRESPONDENTS.  Rudolph Kleybolte, Pres...R.E. Beneker, Tr. 4th N. and Fifth-Third N., E. A. Cope. V. P. L. E. Kuhler, Sec. Cin.  Investment Securities. Municipal and Corporation Bonds.  ’06 ( E. L. McBride, Res. Mgr___ ( (Investment Securities)  A. B. Leach & Co., Inc., N. Y., Chi., and principal Cities; Minpls., and St. L. See  ’48 f W. H. Gardner, Representative . I (Bonds)  Lee, Higginson & Co., N. Y., Chi., and Bos.  _U' 12 (Investment Bonds) -  ■15  Dealers in Government and Municipal Bonds.  16  Lin. N., 1st N., Atlas N., and Citiz. N., Cin.  (James L, Moch, Cash...A. Wolfer, A. Cash. C. H. Pforzheimer & Co., N. (Investment Securities) Y.: Citiz. N. and Fifth[Members Cincinnati Stock Exchange, Third N., Cin.  W. E.Fox, Representative. (Investment Bonds)  N. City Co., N. Y. and corre­ spondent offices. See Adv.  John B. Works, Mgr. . (Investment Securities) (Branch of Cleveland)  Otis & Co.. Clev.; Akron, Youngstown, Den., Bos., Col,, Det., Tol., and Colo. Springs: 1st N., Cin.  Page 3. OTIS & COMPANY....................  DAVIES-BERTRAM COMPANY-»t’O8 (Municipal Bonds)................................................. Lin. N„ Cin.  (1st Nat’l Bk. Bldg.)  (Mtle. Library Bldg.)  George Eustis & Co.............................. '62 (Brokers)----------------------------------------------------Post& Flagg, N. Y.  (103 Union Tr. Bldg.) FIELD, RICHARDS & CO...............»tH’O8 I (Municipal and Corporation Bonds,  (Union Cent. Bldg.)  '  Preferred Stocks)  SEASONGOOD & MAYER (Ingalls Bldg.)  j  tU’87  Field, Richards & Co., N. Y„ SILVERMAN-HUYCK CO......... Chi., and Clev. (Mtle.Library Bldg.)  EDGAR FRIEDLANDER—-............. « •02 (Investment Securities)________ ____ ________ Newborg & Co., N. Y.  (1st N. Bk. Bldg.)  (Union Cent. Bldg.)  N. S. HILL & COMPANY-.......... ____ 19 ((Municipal Bonds)------------------------------------ Citiz. N„ 2d N„ Cent. Tr. Co.  (Traction Bldg.)  ( (Preferred Stocks)  and 4th N., Cin.  W. E. HUTTON & CO.......................»tT86 (Investment Securities)------------------------- ------ W. E. HuttOD & Co., N. Y.:  (1st N.  Thompson & McKinnon and Jackson Bros., Chi.:  k. Bldg.)  Otis & Co.. Clev.  ( Frank H. Ballmann, Edwin U. Irwin,  (328-332-Walnut St.)   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  ( (Investment Securities)  Partners  A. M. Kidder & Co., N. Y.; Kidder, Peabody & Co., Bos.  (Union Tr. Bldg.)  WEIL, ROTH & C0. .t (139 E. 4th St.)  WESTHEIMER & COMPANY-  324 Walnut St.  The FIFTH - THIRD  NATIONAL BANK  18  Government, Municipal Railroad, Corporation BONDS.  ( W. H. Silverman, Pres.................. A. S. Huyck, Sec. & Tr. 1 (Municipal Bonds)  Seasongood & Mayer,N. Y. Mec. & Met. Nat. Bk.,N. Y. Nat. CityBk., N. Y. Kuhn, Loeb & Co., N. Y. First Nat. Bk., Chicago.  ......... Citz. N. and Pearl-Market, Cin.  (Investment Bonds)_________________ ______ Stacy & Braun, N. Y. and Tol.  ( H. Ell wood Cree, Res. Mgr.______________ Tillotson & Wolcott Co., I (Investment Bonds) Clev.; 1st N. and Fifth Third N., Cin.  George W. Beiser, Cashier__________________ Well, Roth & Co., N. Y. City.  Investment Securities. Buy and Sell Entire Issues MUNICIPAL AND COUNTY BONDS. CORRESPONDENCE 1 NVITED. .t'16 I (Brokers) ) (Members of New York Stock Exchat  J. S. Bache & Co., N. Y.; Westheimer & Co., Balt. 1  of CINCINNATI—The BANKERS' BANK Since 1863  1095  IRWIN, BALLMANN & CO.-.......... •tU’90 -<  VO to O  Adv. Page 5.  ... Wm. R. Compton Co., N. Y„ NATIONAL CITY COMPANY_____ Chi., N. O and St L (202 Fourth Nat’l Bk. Bldg.)  | Henry E. Poor, Mgr-------------  ’8  Year Estab­ lished  Niin-HmiK Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of thisj’rr' volume. For Interest Rates, Holidays, etc., see Laws, p.  OHIO BANKS—Cinc innati—Conti nued  BREED, ELLIOTT & HARRISON, Inc. {Investment Securities).  CHANNER & SAWYER................... tl’14  Am. Bks. Assn. IMem. State Bks. Assn H Mem. Inv. Bks. Assn.  Hornblower& Weeks, N. Y. Hulburd, Warren & Chan A. B. LEACH & CO., INC_____ dler. Chi.; Fifth-Third N„ (4th N. Bk. Bldg.) 4th N., and Cent. Tr. Co., Cin. Lee, Higginson & Co-----------(Union Trust Bldg.) Breed, Elliott & Harrison, Chi.,Indpls., Mil., Minpls., andDet. J. C. Mayer & Co._________ (318 Walnut St.) Josephthal & Co., N. Y.; 4th N.. 1st N., Citiz. N„ and Fifth-Third N., Cin. M.E.M0CH& COMPANY........ (307 Union Tr.Bldg.)  -TI'18 -j Member Cincinnati Stock Exchange.  (Union Cent. Bldg.)  I  Reserve City am of Banker. Name T== *Mem.  Guaranty Tr.Co., N.Y.: Prov­ ident Sav. Bk. & Tr. Co., RUDOLPH KLEYBOLTE CO.— Fifth-Third N., and Citiz. (Union Central Bldg.) N., Cin.  (investment Securities)  (Investment Securities. BEAZELL& CHATFIELD-------  oi UOnKtl— Oner hnx News of Service  NORTH CAROLINA—Cor  Number under Name of Bank « th® ^Uau'd-McNalirBtankew’ to each bank in IL S. exclusively oy^ Rankers Ass’n.  nio  1096  1 nnc  CLEVELAND  Circleville to Clarksville incl. see following Columbus.  Name  of  (Federal Reserve City No. 4)  Pop. 796,836  Reserve City  Liabilities.  Bank.  •Mem. Am. Bks. Assn. SState tMem. State Bks. Assn. tPriv. ♦Mem. Fed. Res. [Estab.  President.  American Sav. Bk. Co. _.•ti’87 Wm. M. Raynoids 6—57  Vice-President.  Ass’t Cashier.  Cashier.  Surplus Individ- Deposits Paid-up and ual or Capital, Profits Deposits Banks  A. F. Meyer______ Max Levi, L. H. Nienhuser, J Abraham Stearn Sec. and Tr. A. Sec. and A. Tr.  50,000 $  iC. A. Grasselli... 0. M. Stafford....... P. J. Slach. Tr.......... Joseph Ranft, Sec— A. J. Cook Chas. Piwonka, «tS’83 ) Collections a sp eclalty and remit ted on day of pay ment. A. Sec. 'Prompt attentio □ to all Banking matters entruste d to us.  300.000  Brooklyn Sav. & Banking Co. J. F. Johnson........ Chas. W. Brown___ Geo. Weckerling, W.O. Bayer. A.Sec. 6-58 »t§’88 A. E. Hoffman,V.P. H. M. Farnsworth Sec. and Tr,  50,000  (Cuyahoga Co., C 17) County Sea*  Resources.  192,350 $ 2,886.770  660,820 12.905,460 $  Loansa Bonds, Dis­ Securi­ counts ties. Etc.  Miscel­ laneous Resources  503,450 $  $ 2.050,500 $  Principal Correspondents, Cash Resources  120.110 $  94,550  459.920 Lin. N. and Han. N., N. Y.  3,320 11,145,350  786.600  899.760  623,570  156.380  1,000.000  1,464,840 12,394,830  4,204,100 17,436,760  2,592,180  846,760  4,814,480 N. City, Citiz. N., and Meeh. & Metals N-, N. Y.; 1st N„ Cont. & Com’l N. and Ft. Dear, N., Chi.; 1st N„ SI. L.; Franklin N„ Phil.  G. P. Koelliker.Sec. O. 0. Nelson W. H. Kinsey H. L. Brown E. C. Genee J. C. Armstrong Asst. Secretaries  4.000,000  5,765.860 62,863.580  40,469,070 18,092,180  5,181,290  9,577,900 1st N„ Chase N„ and Guaranty Tr. Co., N. Y.: Cont. & Com’l Tr. & Sav., Chi.  Clark Ave.Savings Bk.Co.«t§’01 J. V. Chapek_____ P. J. Haas..................J. L. Fleharly, J.F. Pojman, A.Sec. 8-74 (Jos. J. Ptak Sec. and Tr. P. Bennhoff, A. Tr.  200,000  Cleveland Italian Savings Bank F. Melaragno_____ G. A. Barricelli—. R. J. Lamb. Sec-.. Joseph F.Monti,Tr, Company.. 6-84------------- & 19 Blase Buonpane C. Schiappacasse, A. Tr, O. G. Melaragno  50,000  BROADWAY SAV. & TR. CO.  6-54  ‘CENTRAL NAT’L BANK- ...•’90 J. J. Sullivan_____ E. W. Oglebay_____ C. L. Corcoran____ G. R. Wyman.  6-4  iC. E. Sullivan L. J. Cameron J. C. McHannan  Cleveland Liberty Bank...§'19 Samuel Stern_____ Wm. Kirtz................ J. B. Sackett_______ S. E. Cohn, Tr. 6-^2 ____ if. Kirtz Ben. Schwartz, Sec. F. H. GOFF-------------A. G. TAME------------J. W.WOODBURN,Tr.H. D. KING, Sec.  6-68  LILLIANE.OAKLEY, E. B.GREENE E. S. CURTISS, E. B. MERRELL, Asst, to Pres. F. FREIBERGER A.Tr. A.Sec' P. T. WHITE M.W.MOUNTCASTLE. A. A.DENISON, (23 BRANCHES) A. L. ASSMUS 2/’ -4 See, P. J. HUEGLE, A.Tr'. J. R. COTABISH, E. L. MASON  •tS’94  F H.HOBSON F H.HOUGHTON A A. McCASLIN  EDWIN BAXTER  J. R. TODD, A. Tt. H. W. HAMMINK,  4 Tr '  HENRY KIEFER  •  Of  A.Sec.  3,000,000  2,000,000  220,000  11,000  178,250  263.490  10,940  530,000 I’an. N„ N. Y.: Cont. & Com’l N„ Chi.: N. City,Union Com., and Pearl • St. Sav. & Tr. Co., Clev.  D  100,000  3.987.600  4,776,440 87,557.530  53,740 N. City, N. Y. and Clev.  5,703,110 13.069 800 Bkrs. Tr. Co., Seab. N., and Chase N..N.Y.; Cont. & Com’l N„ Chi.  905.160 61,850.450 20,255,100  DEPA RTME NTS — Bankin g—Fop eign Ex change Esta tes—C orpora te Tru sts—B onds— Real E state.  R.R. ALEXANDER,  Trust Officer  JOHN SHERWIN-—T. H. WILSON.........C. E. FARNSWORTHJOHN R. GEARY... A. B. MARSHALL J. H. CASWELL JOSEPH R. KRAUS H. R. SANBORN GEO. P. STEELE B. A. BRUCE J G GEDDES J. G. ARMSTRONG Accounts of Banks, Bankers, T. J. CHAMPION •t'63 Merchants, and Corporations WILLIAM TONKS solicited upon favorable terms. C. B. ANDERSON Correspondence invited.  'FIRST NAT’L BANK  50,000  A R. A. MALM. a. T r. Of. H.H. ALLYN. A. T r. Of. ARTHUR WELSH A. Tr. Of.  Columbia Sav. & Loan Oo.»ti’91 C. G. Barkwill........ G. R. Canfield______ J. L. Paton, Tr.... C. J. Hodons, Sec 6-63 (.1 Branch) E. S. Barkwill ♦Federal Reserve Bank, Dist.4 • (See page 31 for c omplete information)_______________ I__________________  6-10  156,610 Guaranty Tr. Co., N. Y.; Guardian Sav. & Tr. Co., Clev.  F. M. Horton H. W. Horton  ♦Citizens Savings & Trust Co. J. R. Nutt_______ E y Hale_________ D> Williams. Tr. ♦ 6-52 «t§’68 J. H. Wade. W. M. Baldwin W. H. Fowler Ch. of Bd. J. P. Harris iVan R Purdy H. D. Messick P. T. Harrold Jas. Dunn, Jr. J. H. Clark Allard Smith L. R. Miller W. A. Gibson Asst. Treasurers  'CLEVELAND TRUST COMPANY  35,240  2,221,320 Bk. of the Manhattan Co. and N. City, N. Y.; 1st Tr. & Sav. and Cont. & Com’l N„ Chi.: 1st N. and Union Com. N„ Clev.  100,000  2.500.000  223,020  1,801,950  1.567,690  4,173.740 42.869,940 31.382.760 53.299,890  7,468.440  4,135.790  16,520  1,072,670 Lin. N. and Irving N„ N. Y.; Union Com. N. and IstN.,Clev.  2.496.370 24.523.650 Irving N„ 1st N., and Chase N., N. Y.j Cont. & Com’l N. and 1st N., Chi.  ( Cleveland continued on next page.)  1  Number under Name or Bank is the New Transit Number given http://fraser.stlouisfed.org/ 1 nO7 to each bank in U. S, exclusively by Tbe Rand-McNally Bankers’ Directory, under tbe authority of The American Bankers Ass’n. Federal Reserve BankIU?/ of St. Louis  a i u » t v WILLINGNESS co wrs v  CLE VELAND- Continued - Reserve City (Federal Reserve City No.  4)  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of this volume. For Interest Rates. Holidays, etc., see Laws.  warn—teswwres S55.QQQ.QQQ *™sk  MVOIW  1  CLE VEJLA.ND— Con tin ued - Reserve City (Federal Reserve_Clty No. 4)  PRESIDENT.  Vice-President.  Cashier.  Ass't Cashier.  PAin-ur  Capital  * First Trust & Savings Co.»t§'13 John Sherwin____ T. H. Wilson______ R. S.Crawford, Sec. R. B. Pettit, Tr— F. J. Woodworth \V.A. Porter,A.Sec. F. L. Frey, A. Tr, 6-78 G. N. Sherwin  SURPLUS' AND iNOIVlbUAL PKOTIT8 Deposits  395,890  Garfield Savings Bank.—»t5’92 Harris Creech_____ Jas. W. Stewart... C.W. Stansbury,Sec F. F. Van Deusen, Tr. T. S. Knight H. D. Cozad, A.Sec. 6-65 W. J. Chamberlin, (5 Branches) jS. C. Blake A. Tr. W. F. Finley  500,000  553,100 15,327,740  Guarantee Title & Tr. Co. _5’98 E. G. Tillotson .... F. H. Ginn_____ P. D. Jones 6-71  566.000  219,880  927,900  1«E  H  F. A. Shepherd.__ Henry Krather ___ H. J. Webster, Tr. Home Savings & Trust Co. F. D. Johnson 6-75 »»’02 J. R. Teufel L. F. Kucewicz, Klonowski Savings Bank..§’13 Stanley Klonowski A. F. Kotowski. Cash, and Sec, 6-83  131,190  Lake Shore Bkg. & Trust Co. John M. Gundry__ H. B. Gibbs__ H. W. King 6-56 •tl'00 (6 Branches) J. H. Jones W. S. Bowler Lorain Street Sav. & Trust Co- G. A. Tinnerman .. E. Rice.......... . 6-62 •il’91 W. L. Nutt, V.-P. J. A. Melcher Henry Hertel  Merchants Savings & Banking I. Sheinbart Company.. 6—80______ »t§’16  S. Garber .. M. Gusman K. Kohn  W.E. Shepherd,Sec 125,000 Harold Busch, A. Sec. J. E. Kreft_______ 100,000 J. A. Dombrowski, A. Sec. iGeo. F. Schulze,Tr. L. C. Kollie, Sec... 800,000 C. H. Hill. A. Tr. D. F. Meckstroth, E. W. Burdick. A. Sec. A. Sec, M. J. Roche, A. Sec. M. J. Ludwig, J.R.V.Harve, A.Sec A, Sec. J. C.Hemstreet. A. Sec. F. J. Melcher, Tr. A. L. Weyand, Sec. 200,000 [J. R. Cleary, A.Tr. Raymond Hones, A. Sec.  Max Levy.  34,850  Sec. and Tr.  rH. V. Shulters.. E. H. Gehlbach.... C. B. Gates.............. J. B. Root —. C. B. Reynolds W. J. Dunn C. A. Paine, ♦NATIONAL CITY BANK~«t’65 Ch. Finance Com. Accounts of Ban ks, Bankers and o thers solicited. 6-12  2,000,000  Loans  Dis­ counts  Bowds, 1 M SECURI ­ i LANEOUSTIES, ETC | R iscel  esource  #20106 470 # 9,933.030 $  5,568,5101$  H. C. ROBINSON ... R. P. SEARS--------- GEO. A. CHURCH— J. A. HOUSE ThOS. E. MONKS W. 0. PURDON, Tr. J. A. WARD NTOSH, H. ‘P. MclN W. R. GREEN, Sec. C. F. BRUGGEMEIER 3,000,000 3,938.780 65,635.940 Ch. of Bd . GEO. F. HART H.P.MclNTOSH,JR. , PHILIP spira BANKING DEPART MENT-P Spira Office: E. 31st and Woodland.) C. R. MEGERTH 4% intere A. G. STUCK BOND DE PARTME F. W. WARDWELL f?J.HKAUFMAN, •tl’94 TRU ST AND R T. W. HILL C: P. ZURLINDEN, Asst. Treasurers Asst. Secretaries p.c. rBERG  ‘GUARDIANSAVINGS & TRUST COMPANY  Banks  113,760  Cash Resources  302,020 # 5,554,760 Guaranty Tr. Co. and Bkrs. Tr. Co., N. Y.; IstN., Clev.  797,300  143,980  679,580 Han. N.. N. City, and Bk. of the Man hattan Co., N. Y.  11,880,030  1,659,050  786,100  2,181,310 N. Park and Bk. of the Manhattan  627,360  457,030  56,951,360 19.906.610  ays 2% in terest on s atisfactor st on time certificat es of dep NT-lnve stment bo nds of all EAL EST ATE DEP ARTMEN  Co., N. Y.: Union Tr. Co. and Cont. & Com’l N„ Chi.  119,080 Seab. N„ N. Y.  4,127,300  9,209,360  y daily bal ances,and osit. classes. TS.  Co., N. Y.: Cont. & Com’l. N., Chi.; Old Colony Tr. Co., Bos,  2,904,020  1,704,730  913,340  186,910  181,600  15,300  469,710 25,502,980  19,694,460  3,142,780  413,700  3,634,680 N. City, Chase N„ Irving N„ Am. Ex. N„ N. Bk. of Com., N. Y.: Union Tr. CO., Chi.; 1st N„ Bos.  4,175,850  961,570  365,330  632,250 Seab. N. and Guaranty Tr. Co., N. Y.; Cont. & Com’l N„ Chi.; 1st N., Guardian Sav. & Tr.. and Union Com. N., Clev.  264,360  11,890  51,220  31,390 Irving N„ N. Y.; West Side N„ Chi. 1st N„ Clev.  784,950 11,289,230 1,751,950 13,267,850 1,638,760  47,110  2,887,560 N. City. N. Y.: Corn Ex. N„ Chi. 4th St. N„ Phil.; 1st N. St. L.  203,570  2,091,560 Am. Ex. N., N. Y.; Cont. & Com’l N.. Chi.  223,690  5.701,310  4,210  380,750  10,000  3,490  470,209 Seab.N., N. Y.: 1st N„ Clev. 64,860 Public N„N.Y.; Broadway sav. &Tr, Co., Clev.  OHIO BA N K S — C le vel an d — C ontinued  250,000  ! J. O. Devitt, Tr.... W. E. Crittenden, Sec. ,W. H. Belding, A. Tr. T. C. Terrett, A. S  Deposits  J 1,250,000 $ 1,245,950 #32 619 560  H. C. Baehr______ Theo. Kundtz_____ W. F. Rapprich, Tr. J. T. Feighan, Sec. Forest City Sav. & Trust Co. D. E. Cotton, A. Tr. E. C. Heil, A. Sec. 6-61 »«’9O Christian Schuele, W. F. Rapprich V. P. S. W. Folsom J. T. Feighan  6-66  H______  Liabilities.  Name of Bank.  ~J •Mem. Am. Bks. Assn. {State O tMem. State Bks. Assn. tPriv. TMem. Inv. Bks. Assn. Est./  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of this volume. For Interest Rates, Holidays, etc., see Laws. Resources. Principal Correspondents,  JBki_192O  Number under Name of Bank ia the New Transit Number given mnv to each bank in U. S, delusively by The Rand-MeNally Bankers’ lUi>/ Directory, under tbe authority of The American Bankers Ass’n.  .Collections a sp ecialty and remit ted on day of pay ment.  L. A. Murfey—- C. L. Murfey______ E. T. Shannon_____ H. C. Hutchinson. Wm. G. Mather, Ch. of Bd  1,500,000  1,479,700 6,712,900  1,575,320 10,598,740  1,588,830  Our Collection. Department up- to-date. We solicit items on Cleveland and Ohio In bulk. Wr ite us for terms.  (Cleveland continued on next pa tie)  The 5th-3rd NATIONAL BANK of CINCINNATI — Resources Over $55   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  eze  «Bzs  ses-  1097  ♦NATIONAL COMMERCIAL BK. 6-8 »i’O4  , mn  Number «nder ^“^^“lVby to each bank m U...S. exclusively Dy^*^ j„u>riran Rankers Ass’n.  NORTH ______ CAROLINA ,-  Name  of  pj pvPT A NT Pi____rnntinnprl____ Pifxr Non-Bank Towns with Nearest Banking Point (InCL/1LV -EyJ—*/A.lN L^C/lltlllLltJU IXCoCl Vc Lzlly dexod Acces.), Lawyers, Laws (indexed) in back of this ______ ^Federal Reserve City No. 4)________________________ volume. For Interest Rates, Holidays, etc., see Laws.  Bank.  •Mem. Am. Bks. Assn. §State tMem. State Bks. Assn. tPriv. IMem. Inv. Bks. Assn. Est.  Vice-President.  President.  Cashier.  Ass't Cashier.  Liabilities. Resources, - iDeposits (Loans a Bonds, Miscel­ pAID.nP SuTn£U8 Individ Cash UAL } OP DisSecuri­ laneous Resources j Capital pB0FjT8 Deposits! Banks | COUNTS ties, etc. Resources  North American Banking J. M. Seliskar.... Frank Paulin..... F. M. Jaksic, Sec... August Haffner, Tr. $ & Savings Co,...6-85........ §’20 John Breskvar J. J. Grdina. A. Tr.  fWM. D. YOUNG-— J. H. WHITELAW —— J. A.  NORTHERN NATIONAL BANK ’ 6-20 <19 '5 Organized,  PURCElL---------  Equipped an d Conducted  V. A. CONKEY_ _ _ 1 FRANK MITCHELL  1098  Number under Name of Bank is the New Transit Number given 1 f|QQ each bank in U. S. exclusively by The Kand-McNallj Bankers’ lu?o Directory, under the authority of The American Bankers Ass’n.  Cor~  125,000'$  62,500 $  500.000  148,460  37,660  3.500  645,000 ................. $  3,113,470  33,350 $  11,840 $ 532,000 $ 143,700 Guaranty Tr. Co.. N. Y.; Guardian Sav. & Tr. Co., Clev.  2,650,580  287.890  273,060  70,100  71,520 Chase N„ N. Y.; Cent. N„ Lake Shore Bkg. & Tr., and Guardian Sav. & T. Co., Clev.  100,710 10,118,670  4,112,670  163,480 1,380,750 Seab. N.and Han. N., N. Y.; Cont. & Com’l N. and Corn Ex. N„ Chi.; Mellon N., Pitt.  145,730  for Service.,  748,230 Bk. of the Manhattan Co. and Guar­ anty Tr. Co., N. Y.; Merch. Ln. & Tr. Co., Chi,  Your Busin ess will be a ppreciated.  Nottingham Savings & Bkg. C. M. Mix „ Company..56-1084_____ •S’Ol  J. R. Emerich____ W. A. Abbott, E. B. Cassatt See. and Tr.  ♦ 6-60  H. W. Stecher____ Leo Mayer.............. A. F. Humel, W. P. Frey, A. Tr. .tl’90 John Beck, V. P. M. L. Ruetenik Sec. and Tr. W. J. Bauknet, Frank Seither.T.P. H. F. Brandt, F. J.Greiner. A.Sec. A. Tr. A. Sec.  600,000  65,8350 13,429,950  5,000  5,523,440 63,009,820!_________  Society for Savings_____ •2l*49jM. T. Herrick____ W. R. Warner____ John H. Dexter. H. M. Yost, A. Sec. 6-61 W. B. Sanders Sec. and Tr. R. T. Edison, A. Sec. J. D. Williamson J.C.Hoffman, A. Tr. STATE BANKING & TR. CO. Chas. R. Dodge.__ F. H. Rose................ J. L. Wadsworth, D. Y. LaFever.Sec. 6-72 •tl'99 D. R. James, L. H. Elliott Tr.  350,000  209,530  ♦Superior Sav. & Tr. Co..«tl’05 C.E. Sullivan_____ E. S. Hanson____ ♦ 6-77 J. J. Sullivan, A. M. Corcoran Ch. of Bd.  500,000  1,479,260  7,736,9301  21,133,600 37,188,200  798,060  6,624,300  974,290  12,521,370  5,275,250  Ch. of Bd. F. W. Staffeld (3 Branches)  'UNION COMMERCE NATIONAL BANK 6-15  •’84 i  R. A. Bishop, Tr... F. C. Schlundt, See. J. D’Errico, A. Tr. J. B. Holmden, A. Sec.  G. A. COULTON—- GEO. S. RUSSELL- W. C. SAUNDERS... T.E.BAJtD_.. a..c. WARREN S. HAY- *■ ,E■ WARD 6c . qn . Hmu ALL, a L L CRESWELL E- *• BOURNE, A.C. Ch. of Bd. ft E HILLS  WM*'"  14,962,030  1,065,240  8,146,220 Am. Ex.N.,N. Y.  314,880 1,181,050 Irving N., and Bk. of Manhattan Co.. N. Y.; N. City. Chi.; 1st N„ Clev.  663,370  1,846,040 Guaranty Tr. Co. and Bkrs. Tr. Co., N. Y.; Cont. & Com’l Tr. & Sav. and Cent. Tr. Co. of Ill., Chi.  CARL R. LEE fF. A. a, WHITE  F. W. COOK R.H. SHARPE M.B.KOELIIKER  4,000,000  4,272,390 50,015.180  1,000,000;  509,870 16,614,510  52.598,630 11,130,360  13.095,780  We invite the accounts of Banks and Bankers, and offer the best terms consistent with conservative banking.  Am. Ex. N., Irving N., Chase N., and N. Park, N. Y.; 1st N. and Cont. & Com’l N., Chi.: 1st N., 2d N., and N. Shawmut, Bos.; Girard N. and Phil. N., Phil.  OHIO BA NKS — C le ve la nd — C ontinued  ♦PEARL ST. SAV. & TR. CO.  340.270 $  SEE ADVERTISEMENT ON OPPOSITE PAGE.  ♦UNITED BANKING & SAV. CO. A. H. Seibig_______ Henry Grombacher C. A. Wilkinson, J, A. Zimmer, ♦ 6-55 «t8’86 W. H. Heil, A. Sec. William Greif Sec. & Tr.  100, ooo;  Woodland Ave. Sav. & Tr. Co. C. A. Grasselli.__ 6-56 (1 Branch,)  350,000  O. M. Stafford........ L. H. Fisher, Tr... J. C. Sanders, Sec..  T. S. Grasselli H. Piwonka, A. Tr. G. M. Kovachy, G. A. Spear, A, Sec. L. J. Hajek, A. Tr. A. Sec.  Zitiello Banking Co............. §’20 6-88 Cleveland Clearing House........ C. A. Paine_______ G. A. Coulton___  (Members indicated, by a ♦) Francis Coates. Jr., O. H. Examiner Cleveland continued on next' naae) i   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Ate m-wa  56,330 13,974,950  2,392,180  67,570  137,500  8,500  594,690 14,221,080  12.273.32G  388,850  26,920  50,000 .  469,640 Irving N., Merch. N., and Guaranty Tr. Co., N.Y.: Union Tr. Co.. Chi.; Union Com. N., Clev. 11,500 36,500 Irving N., N. Y.; N. W. Tr. & Sav., Chi.; Guardian Sav. & Tr. Co.. ! Ciev. 182,930 2,330,050 N. Cityand Bk. of the Manhattan Co., N. Y.; Cont. & Com’l Tr. & Sav., Chi.  1,756,770  Ju ly $1 92 0  Ch. of Bd. E. A. Meckes Washington Savings Bank.§’20 S. J. Olsztynski... S. Lewandowski... J. J. Ratajczak—  1  G. A. Kelsey, IJ. A. House, Tr. .. i Sec. and Mgr.i  ft  IN THE CENTRAL CITY OF THE FOURTH FEDERAL RESERVE DISTRICT OFFERS  UNSURPASSED  SERVICE  TO  RANKS  AND  RANKERS   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  B\ AAWiWWkU  • v,«_vw i v»» i i vji i nu_ ruunin r C.UC.HK u ncotni c. Ulolnlbl Off ERB UNSURPASSED BERNICE TO B ANKS ANO BANKERS  UNION COMMERCE Rational Banl{ OF  CLEVELAND  /x LEVELAND’S importance in the nation’s industry makes a ' Cleveland account peculiarly valuable to a commercial bank. The Union Commerce National is equipped to handle commer­ cial banking transactions of every type — and by reason of the scope of its activities it enjoys prompt access to various sources of de­ pendable business information. Officers Warren S. Hayden George A. Coulton ... - President George S. Russell - - - - Vice-President William E. Ward ... - Vice-President Charles L. Bradley - - - Vice-President Elmer E. Creswell - - - - Vice-President Harry E. Hills..................... Vice-President Charles W. Whitehair - - Vice-President James Dunn, Jr. .... Vice-President William F. Lynch -  .......................... Chairman  Walter C. Saunders..................... Cashier Carl R. Lee ----- Assistant Cashier Frank A. White - - - Assistant Cashier Fred W. Cook - - - Assistant Cashier George Q. Hall - - - Assistant Cashier Ezra W. Bourne - - - Assistant Cashier Ralph H. Sharpe - - - Assistant Cashier Michael B. Koelliker - - Assistant Cashier -  -  -  -  -  Auditor  Under Joint Ownership with THE CITIZENS SAVINGS & TRUST COMPANY COMBINED CAPITAL, SURPLUS AND UNDIVIDED PROFITS $16,000,000 COMBINED RESOURCES OVER $150,000,000   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  V-t  O o  < X »—I u o X <o X X o z “Tzi S  -S' ea£ a^ 23 s *££ ~5> ca*5 S’Ossa Qi < **JS a  fl &>-> ««>1 ss«  ,_ 3. Ou' M X a"  £°: <o S' fl-~  Selected List—INVESTMENT DEALERS  1099 Name  of  Banker.  •Mem. Am. Bks. Assn.  tMem. State Bks. Assn, IfMem. Inv. Bks. Assn.  Teak Established-  Officers.  CLE VELAND—Continued—Reserve City (Federal Reserve City No. 4) Name of Banker. •Mem. Am. Bks. Assn. Correspondents . tMem. State Bks. Assn. ITMem. Inv. Bks. Assn.  _______________  Blair & Co., Inc.---------------------------- It (Investment Securities) (Guardian Bldg.)  Blair & Co.. Inc., N. Y., Chi./ Phil., Bos., St. L. and SanF.  BORTON & BORTON—------ -ti’06 (Stocks and, Bonds)  Guaranty Tr., N. Y.; lst N. and N." City, Clev.  IPriv.i Year!  George H. Burr & Co.,------- ... (815 Citizens Bldg.)  _t’18 (Commercial Paper)___ _________________ _  C. E. Denison & Go............. (629 Euclid)  . t’93 C. E. and G. B. Denison. Partners. __________ C. E. Denison & Co., Bos. (Investment Securities)  Geo. H. Burr & Co.. N. Y., Chi., St. L.. and Bos.  Counsel: Squire, Sanders & Dempsey Directors: W. S. Quinlan, S. L. McCune, John A. Kling, A. W. Henn,  F. F. Prentiss, M„ H. March.  .04 (Commercial Paper) ...___________________ Merrill, Cox  & Co., Chi., Seattle, San F„ and Oma.  Merrill, Cox & Co__________ (Citizens Bldg.)  -*116 Robert C. Hall. Dist. Sales Mgr.... (Investment Bonds)  ....  Field, Richards & Co.,' N. Y. and Cin.  (Guardian Bldg.)  (Investment Securities)_____________________ lst N., E. & C. Randolph,  (216 Superior Ave., N. E.)  The F. L. Fuller Company (N. City Bldg.)  f F. L. Fuller. Pres...........3. S. Fuller, Union-Corn. N. and Guar— '02 ((Investment Bonds) Sec. and Tr. dian Sav. & Tr. Co., Clev.  (Park Bldg.)  Hathaway, Smith. Folds & Co------- .18 (Commercial. Paper) .. .. (Leader-News Bldg.)  ...... .. Co., N. Y., Chi., Phil., Bos., St. L.. and Pitt.  HAYDEN, MILLER & CO_______ <T03 (Investment Bonds)  Chase N„ N.Y.; Union-Corn. N. and Citiz. Sav. & Tr. Co., Clev.  (706 Citizens Bldg.)  HERRICK COMPANY ------------------- tT15 (Investment Securities)_____________ ______ _  (Cuyahoga Bldg.)  Union Com. N.. N. City, and City Sav. & Tr. Co., Clev.  (Swetland Bldg.)  .....  .’20 (Bonds and Stocks)  -t’19 (Stocks—Ronds—Notes) .  (Investment. Bonds)  (N. City Bldg.)  (Guardian Bldg.) HUNTER GLOVER & COMPANY —-16 (Investment. Securities)  Hornblower & Weeks, and Post & Flagg, N. Y.; Cent. Tr. Co., Shearson-Hamill & Co., and A. L. Baker & Co.. Chi. Guardian Sav. & Tr. Co.. Clev.  Wm, A. Read & Co............. ............. 1’05 (Investment Bonds).. ______ (Citizens Bldg.)  >nvi ni.no a vu. -  Guardian Sav. &Tr.Co.,Clev.  _______ N.City Co., N. Y. and corre­ spondent offices. See Adv. Page 3.  {F. F. Kennedy, Pres....C. F. Morgenstern, A. Tr. .ill JL. R. Pulliam, V. P. and Tr. )A. N. Rodway. V. P.....F. H. Ginn. Sec. ' (Commercial Paper)  (Swetland Bldg.) 4T08 (Investment Securities)  M. H. Murch, Pres._____ A. W. Henn, Tr......Union Com. N., 1st Tr. & John A. Kling, V. P. S. L. McCune, Sec. Sav*»lst N.,_and Guardian Sav. & Tr. Co., (Capital, $300,000) Clev. tit’ll Securities for Investment.  MAYNARD H. MURGH GO.  (Guardian Bldg.)  FIELD, RICHARDS* CO.-—  Correspondents.  Officers.  Established.)  (Union N. Bk. Bldg.) (Leader-News Bldg.)  Non-Baak Towns .nth Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of thisA—* volume. For Interest Rates, Holidays, etc., see Laws., &  ______ Wm. A. Read & Co.. N. Y.. Chi.. Phil., and Bos.  ...  Guardian Sav. & Tr. Co.’ Clev.  ......................  Union Com.N. and Citiz.Sav. & Tr. Co., Clev.  /E. G. Tillotson, Pres.... O. A. Locke, Tr.__ Guardian Sav. & Tr.Co., lst N., and Union-Corn. N., ........ tT09 JJ. R. Milligan. V. P....... 3. W. Tyler, Sec.... } Paid-up Capital, $20G,000. Clev.; lst N., Cin. ((Bonds) Surplus and Profits, $260,000.  (Erie Bldg.)  A. B. LEACH & CO., INC. —.......... 1’18 (Investments and Securities).............. . A. B. Leach & Co. Inc., N. Y.,  Chi. and principal cities.  (Guardian Bldg.) LEE, HIGGINSON & CO.--- —-------- ’48 (Ronds)  (610 Nat 1 City Bldg.)  (See Adv. page 5)  .. .  Lee. Higginson & Co.. N. Y., Chi., and Bos.  SECURITIES for INVESTWORTHINGTON, MENT. OHIO SECURITIES BOUGHT & SOLD. New York and Cleveland BELLOWS & GO. MembersStock Exchanges. (Guardian Bldg.)  T19  The 5th-3rd NATIONAL BANK of CINCINNATI—Resources $55.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  A. A. Housnian & Co., N. Y., Phil.; Merrill, Lynch & Co.,  ?iJn'8SS^D Youngstown; Worthington, Bellows & Co., Akron, O.  -J  NORTH CAROLINA—Col  Number under Name .ttonb k to each bank in U. S. exciusneiy „{  irtio  ,  x  NOTE: — Cleves to Columbiana, inclusive, see page 1057 following Clarksville.  Name  of  Bank.  •Mem. Am. Bks. Assn. tMem. State Bks. Assn. lIMem. Inv. Bks. Assn.  ____  COLUMBUS—Reserve City  (Franklin County K 12) County Seat, Population 237,031' Resources. Principal Correspondents.  (Fed. Reserve Dlst. No. 4)  Liabilities.  §State tPriv. (Est.  President.  Vice-President.  Individ­ Deposits Loans it Bonds, Paid-up Subplus DisSecubiof and ual Capital Profits Deposits Banks COUNTS TIES, BTC.  Ass’t Cashier.  Cashier.  J  ♦Capital City Bank............ •t§’75; H. E. Richter-------George W. Bright— W. J. Monhan_____  100,000 $  43,000 8  550,000 $  130,000 8  466,000 J  1100  1100  imurlrai, Rankers Ass’n.  Miscel­ Cash laneous Resources Resources  196,000 8  132,000 8  45,000  25-14  of Corning Co., Corning; Bk. of' Basil Co., Basil.  CHAS.G. SCHENCK. JR.  W. B. BEEBE_ _ _ _ _ H. C. PARK-------- ----- H. C. PARK-  'CENTRAL  200,000  We specialize on Columbus and Central Ohio collections. Items handled with care and precision. NATIONAL BANK „ . ..... Remittance on day of payment. 25-16 ok Collection department is given personal supervision by an officer of the bank.  235,810  2,508,340  39.990  1,529,780  853,460  66,120  745,690 Corn Ex. N., Chi.; 1st N.,Clev.; 4th N., Cin.  I  ;  R. H. SCHRYVER — 0. A. MILLER.......J. H. LANGE______ J. B. DURY -  PIT 7CNQ TRIKT G-w. bright, c.j. hgster UlIlLLUO IflUOl C/i.o/Bd. J. F. STONE 1(1 Branch} & SAVINGS BANK ♦  25-55  .5519001,  m. c. williard,  johnblanpied  •  A. SSec.  Mgr. Safe Dep. Dept.  L. J. SCHLAECHTER,  700,000  Auditor  182.390  4,283,510  6.309,290  1.569.030  A General Banking Business Transacted.  25-3  300.000  Do a General Banking and Exchange Business. Collections a specialty. Remittance Made on day of Payment. Correspondence Invited.  50,000  F. E. Shaffmaster _>W. P. Decker....... J. Allen Pyne_______________________  Fifth Ave. Savings Bk. Co.JS’04 E. M. Parker______ C. A. McAllister... 25-58 E. W. Yantes  J. E. Pippin, J. W. Gordon_____ Cash, and Sec. A. C. Wolf, Tr. Guarantee Title & Trust Co. F. A. Miller_____ George L. Gugle... A. M. Goggans------ ;L. D. Mathews, 25-54 §’05 O. A. Schenck Sec. and Tr. IN.M.Irwin, A. Sec.  NATIONAL BANK 25-7  <’67  4.102,000  1,800,000  193.000  801,000  86,000  744,200  1,157,500  167.100  382,200  623,080  100,000  25,000  50.000  68,000  106,000  68,820  621,210  700.000  90U.000  500,000  250,000  6,722,010  434.000  128,770  162,010  21,710  1,250,000  1,400,000  70,000  60,000  692,270  42,900  199,570  7,174,160  475,220  4,888,380  2,841.660  218.250  6,325,480  2,523,750  5,514,000  2,100,000  6,920,780  1.943,830 Irving N. and Guaranty Tr. Co., N. Y.; Cont. & Com’l N., Chi.; 1st N., Clev. and Cin.  17,600  32,450 Guaranty Tr. Co., N. Y.; Hunting-  ton N., Col. 250,000 N. Bk. Com.. N. Y. and Col. 11,290 Guarantee Title & Tr. Co.. Clev.  S. G. PRENTISS  H. L. THOMAS  DANIEL T. JONES  2.069.450  EFFICIENT SERVICE and PROMPT RETURNS  F. R. HUNTINGTON- T. S. HUNTINGTON- B. G. HUNTINGTON- E. R. NEALWe respectfully solicit the accounts of Banks and Bankers NATIONAL BANK upon the most favorable terms consistent with conservative banking. 25-2 <’66\_______________  (.Columbus Banks continued \ on next page)  The m-Wffl  2,554,720 Ex. N. and 1st N.» Chi.; 1st N., St. L.; Bk. of Cal. N. A., San F.  1  NJVTVONfcL  N. Park, N. City, and N. Bk. Com., N. Y.; Cont. & Com’l N. aud 1st N., Chi.; Corn Ex. N. and Phil. N., Phi!.; Mellon N. and Bk. of Pitt. N A., Pitt.  1  wm  1  1  i IN THE CENTRAL CITY OF THE FOURTH FEDERAL RESERVE DISTRICT ( OFFERS UNSURPASSED SERVICE TO BANKS AND BANKERS  -  Ju ly , 1920  300,090  W. C. WILLARD...... C. H. HAYDEN_ _ _ _ W. P. LITTLE.......... T. H. DICKSON —  'HUNTINGTON   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  680,000  5.465.000  Hayden-Clinton N.,Col.  'COMMERCIAL  'HAYDEN-CLINTON  317,000  N., Chi.; 1st N., Clev.  G. A. ARCHER------- R. H. JEFFREY— MURRAY HOFFMAN W. H.STEPHENSE. S. LEHMAN, -!. C. D. H. OWEN Oldest National Bank in City. BANK •t’67 Prompt attention to all Banking matters entrusted to us.  BANK------- 25-63.............. i§’19  '  FOSTER COPELAND- J. J. JENNINGS...... C. W. TANNER------- R. W. LAYLINC.W. TANNER H. D. CULP  ♦COLUMBUS SAV. BANK-<§ 81 B. S. Dickson_____ |W. C. Willard____ B. S. Dickson____ E. J. Hunsinger___ IW. C. Willard, Tr. J. H. Poste. Sec.  COMMONWEALTH SAVINGS  Guaranty Tr. Co., N.Y.; Cont. & Com’l N., Chi.; Guardian Sav. & Tr. Co., Clev.; Fifth-Third N., Cin.  OHIO BA N K S — C olu m bus  'CITY NATIONAL BANK  25-5  1,313,200  Send US your items and collections for Columbus and vicinity. Promptness and careful attention to every detail. Moderate charge. TRY US. i:i  NATIONAL  752,540   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  11  i tt  111-  1H1UU  olKvtVx  UllwIlTlTnn  VJl  OFFERS  UNSURPASSED  SERVICE  TO  RANKS  AND  BANKERS  FOR CENTRAL OHIO ITEMS USE  THE SSi BANK OF COLUMBUS Capital Paid In  $600,000.00  Surplus and Profits -  $1,000,000.00  Total Resources Over  $13,000,000.00  Occupying its Own New Building  POSITIVELY THE BEST EQUIPMENT AND FACILITIES POSITIVELY THE BEST SERVICE IN ALL DEPARTMENTS UR correspondents throughout Central Ohio are in every case the leading banks in their respective communities, and our services to them secure their best endeavors for us and our business.  O  EMIL KIESEWETTER, President EDWIN BUCHANAN, Cashier ALBERT E. FRECH, Assistant Cashier ALEX. W. KRUMM, Assistant Cashier  FRANK L. STEIN, Vice-President GEO. H. MOCK, Assistant Cashier HENRY LORENZ, Assistant Cashier CHAS. S. ANDERSON, Assistant Cashier  I  —  5=  ALL RAIL­ ROADS LEAD TO COLUMBUS  Directory, under tbe authority  Name of Bank. •Mem. Am. Bks. Assn. SState tMem. Stale Bks. Assn. tPriv. VMem. Inv. Bks. Assn. [Estab.  of  _  Tbe American Bankers Ass’n.  (Federal Reserve District No.  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.) JLawyers, Laws (indexed) in back of this volume. For Interest Rates, Holidays, etc., see haws.  City  4)  Principal Correspondents. President.  Vice-President.  /P D / Surplus Individ- Drpobits Loans a 1 Bonds, j MiscblCash aid-up , 1 LANEOUS Resources ual ; or Dia! Capital , psorirs Deposits Banks |Rbsource6 counts TIES,  SBCURIETC.  Oassiee.  ♦Market Exchange Bank Go. O. A. Schenck------ W. R. Gault........... . J. W. Seidensticker W. C. Gares. 25-15 •ti’95 C. B. Baker  $  100,000 $  160,000 $ 3,200,000  $ 2,200,000 $  $  800,000  400,000  N„ Col.  IL. Seidensticker  'NATIONAL BANK  J. C. CAMPBELL—GEO. T.SPAHR &wB"  25-12  RICHARD PATTON—E. E. FOX.................  300,000  HENRY DEEG  OF COMMERCE  433.620  3.567.340 $  416.910  3,711,910  1.385.980  1.361.540  Cont. & Com’l N., Chi.; IstN., Clev.  If you appreciate prompt and careful service at a moderate •t’1900 charge, send us your items and collections for Central Ohio.  NATIONAL BANK 25-4 NORTHERN SAVINGS BANK 25-59 t§  C. M. WING--------- C. R. SHIELDS_ _ _ _ HENRY C. WERNER E. W. SWISHER  E. L. ABBOTT-...... HENRY PAUSCH — 0. S. NEWMAN, L. FRANCIS WOLLS Auditor  O. L. Dickey--------- J. H. Zinn_________F. E. Robinson____ R. F. Armstrong__  EMIL KIESEWETTER- F. L. STEIN  639.220  6,508,810  2.200,000  4,585.610  3,550,740  $315,500  2.056.180 Cont. & Com’l N. and Corn Ex. N., Chi.; 1st N., Pitt.; Cent. N.,  St. L.  25,000  26,360  600,000  1,020,000  We make a specialty of Central Ohio Cash Items and Collections. ALBERT PEAKE,  422,840  85,340  1,500  6.621.610  3.542.310  362,510  117,620 N. City. N. Y.; N, Bk. Com.,Ool.  8.491,720  1,863.610  and Mech.& Metals N.,VN. Y.: Cont. & Com’l N., Chi.; 1st  1,992,300  C. S. ANDERSON SEE ADV ERTISEM ENT OPP OSITE  Mgr. Safe Dep. Dep  Produce Exchange Bank.<5’04 John Unverzagt (2 Branches) 25-60  575,940 —  -EDWIN BUCHANAN- fehteiiiM A. LORENZ  Mgr. Bond Dept.  25-1  500,000  WE SPECIALIZE IN COLLECTIONS. Thoroughly equipped to handle all banking matters.  Wm. Trautman.__ W. A. Humphrey, Herman Falter, Tr. Cashier and Sec.  50,000  22,940  230,860  P RECEDIN G PAGE.  108,340  140,980  1,925,500  801,000  Pitt. N. A., Pitt.  49,870 49,8701 Bk. of Am.,N. Y.; N. Bk. Rep., Ohi.;l Cent. N., Col.  •  ♦State Sav. Bank & Trust Co. E. R. Sharp.......... 25-52 <*’92  Wm. F. Burdell—— N. O. Jones, F. E. Archer.......... R. S. Warner Sec. and Tr. A, Sec, and A. Tr.  Columbus Clearing House----(Members indicated by a *)  Howard C. Park... Walter A. Fox, B. S. Dickson, Tr.. Mgr. and Examiner  400,000  221,000  3,084,000  221,000  887,200 Co. of 111.. Chi.: Fifth-Third N„ Cin.; 1st N., Clev.; Huntingdon N. and Hayden-Clinton N„ Col.  OHIO BA N K S — C olu m bus C ontinued  'NEW FIRST  July, 1920  COLUMBUS—Continued—Reserve  _  io  1101  1  Selected List—INVESTMENT DEALERS Name  of  Banker  •Mem. Am. Bks. Assn. tMem. State Bks. Assn. ilMem. Inv. Bks. Assn.  Year Established.  AMERICAN GUARANTY CO................. 12  Name of Banker  Officers.  Correspondents.  (John L. Hamilton, Pres...S.C. Wheeler, V.P. O. N. and New 1st N.. Col. < E. J. Johnson, Sec...j. L. Hamilton, Jr. Tr.  •Mem. Am. Bks. Assn. tMem. State Bks. Assn. ^!Mem. Inv. Bks. Assn.  Year; Estab  Officers.  Correspondents.  LISHED.'  OTIS & COMPANY—-...........  ri‘91 (Investment Securties)  (SEE ADVERTISEMENT ON MARGIN OHIO M AP.  (Branch of Cleveland) Otis & Co,, Clev., Akron, Youngstown, Den., and Col­ orado Springs.  THE HWH RltEMOUR CO............ - -t’16;Hugh Ridenour, Pres...Walter A. Jones, V.P. City N. and State Sav. Bk. &  (8 East Broad St.—Deshler Hotel)  F.E.Shaffmaster, Sec. (Investment Securities) Henry L. Doherty & Co., N. Y.; John H. Burnham Stevenson & Vercoe-------------------- <’03 (Investment Securities). & Co., Chi.  (New 1st Nat. Bk. Bldg.)  Tr. Co., Col.  ......................... J. & W. Seligman & Co.. N. Y.; E. W. Clark & Co., Phil.  Charter No. 2() — The FIFT H - THIRIraBTiSXflL of CINCINNATI—OlTR Fl fty Years of Service   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  1101  CLAUDE MEEKER —  INVESTMENT SECURITIES. CORRESPONDENCE INVITED.  Number N*m*XS& VtK to each bank in U.S. c^usn^y .{^rri.o Amoriran Bankers Assn.  NORTH CAROLINA—Cor  Town and County.  Name  of  Liabilities. Paid-up Surplus Depos­ and its Capital Profits  Bank.  ‘County Seats. •Mem. Am. Bks. Assn. {State In No. 4 Fed. Res. Dist. tMem. State Bks. Assn. tPriv. C is Cincinnati Branch ♦Mem. Fed. Res. [Estab.  PRESIDENT.  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of this volume. For Interest Kates, Holidays, etc., see Laws.  OHIO—Continued Cashier.  VICE-PRESIDENT.  H. C. ALLEN........JOHN C. GOELLER. J. R.  NOECKER.  L. A. LEIST.  $  25,000 S  Resources. A  Loans Disc’ts. Bonds, Sbcdbxtub  Special attentio u given Bill of La ding drafts, Cash and Time Items.  Principal Correspondents.  fbom Baku  10,000 $ 300,000 $ 300,000 $  Sec. and Tr. A. Sec. and A. Tr.  ‘Circleville___ Pickaway Pop. 7049 M 12  a  Cm Exanx»QM,Du«  32,500 N. Bk. Com., N. Y.: Com’l N. and Citiz. Tr. & Sav., Col.  Please send 15c w ith each sight draf t for presentation and 25c for Credit Reports. Send us your Cl rclevllle items.  56-397  C. CURTAIN...... — J.W. CRIST--------- WM. T.ULM ... itio n given Bill of La ding drafts, Cash and Time Items.  FIRST NATIONAL BANK-t 63 56-395  ith each sight draft f or presentation.  Second National Bank....’62 S. T. Ruggles------- Wm. Foresman___ G. A. Schleyer.  130,000 1'  104,000  904,530  263,350 1st N.. N. Y.; Citiz. N„ Cin.: 4th St. N.. Phil. Cent. N.. Clev.  125,000  123,360 1,145,440 1,199,480  245,460 Imp. & Tra. N., N. Y.: Fifth-Third N., Cin. New 1st N., Col.; Cent. N.. Phil.  902,860  56-394  56-396  Clarington ..Monroe K 20 Pop. 700 Clarksburg— Ross M 11 C Pop. 558 Clarksville...Clinton M 8 C Pop. 425 Cleves------- Hamilton 0 5 . C Pop. 1600 Clinton----- Summit F17 Pop. 350 Clyde------- Sandusky D12 Pop. 3000  First National Bank_____ t’01 56-918 Clarksburg Commercial Bk. 56-1226 «tri2 Farmers National Bank .«t’O4 50-919 Hamilton County Nat. Bk. 56-920 »t’04 Clinton Savings Bank Co.j'03 56-921 ClydeSavings Bank Co..»tS’89 56-563 Peoples Banking Co....»tS’83 50-562 Coldwater.__ Mercer H 5 Peoples Bank Co______ •5’03 Pop. 1600 56-922 College Corner-Butler M 5 College Corner Bkg. Co. tt’06 C Pop. 1000 56-858  M. E. NOGGLE—  CLARK WILL--------  ding Drafts, draft for present ation and or rating. OUB SERVICE WILL  100,000  60,000  650,000  675,000  95,000 Han. N., N. Y.; Ohio N., Ool.; 1st N., Cin.  54,290 Han. N.. N. Y.; Mellon N., Pitt; N. Ex., Wheeling. 42,000 Fifth-Third N., Cin.; Valley Sav. Bk. & Tr. Co., Chillicothe; Huntington N., Col. 18,000 Chase N., N. Y.; 1st N., Cin.  PLEAS E YOU.  John J. Rea______ Frank Tyler_____ F. R. Nelson_____  40,000  47,700  446,210  474,920  O. M. Bowser____ J. B. Willis______  H. B. Graham........ Joseph Wilkins-__  25,000  13,080  142,000  154,000  D. A. Humphreys. N. A. Gilbert____  Clinton Madden___  122,000  25,000  6,800  97,000  Morgan Wamsley.. E. R. Stephens.__ C. W. Harlan_____ Frank Ingram____  25,000  29,100  375,590  381,100  E. R. Held............... W. H. Smith______ G. B. Wright_____ Emma Shondel___ Fred Deutsch, Sec. G. P. Huntley____ Fred Curtiss___ G. D. Tiffany_____ I. R. Clapp______  25,000  8,580  206,250  197,430  60,000  43,630  669,950  601,020  34,400 Chase N., N. Y.; Cent. N., Clev.: Cent. Sav. & Tr. Co., Akron. 174,080 N. Bk. Com., N. Y.. Cent. N. and 1st N.. Clev.  Taylor Fuller_____ Thomas P. Dewey. D. E. Fuller........ ..... A. A. Watt________  50,000  14,300  500,000  383,000  116.400 Chase N., N. Y.; Union Com. N., Clev.  J. B. Albers______ U. DeCurtens___  50,000  50,000  800,000  699,770  Charles Stout_____ L. B, Douglass____  10,000  11,210  396,710  337,430  50,000  75,000  600,000  600,000  8,060  3,080  50,000  45,000  650,000  600,000  30.000  9,500  400,000  309,200  55,000 Chase N., N. Y.; 1st N„ Clev.: Northern N., Tol.  35,000  650,000  550,000  165.000 Han. N.. N. Y.; Cont. & Com’l N., Chi.; N. Bk. Oom., Tol.; Citiz. N., Cin.  H. C. Fox________  A. D. Coate........  J. S. Cramer_____  FARMERS STATE BK.-«tS'95 H. L. Bake________Aaron Gardner.___ J. D. Pults_________ W. R. Pults  56-857  Columbia... Williams B 5 Farmers Banking Co.__.tT7 A. E. Kaufman ___ Emery Bunce_____ S. A. Powers_____ (Edon P. Q.) 56-1270 Columbiana.. Columbiana Union Banking Co............tS’09 J. V. Stewart_____ J. J. Quigley_____ E. P. Funkhouser. J. W. Weaver, Sec. Pop. 2000 F 21 ♦ 56-924  (B. F. Seitz, Sr.... D. C. Campbell___ W. M. Crawford... B. F. Seitz, Jr.___ Columbus Grove.Putnam EXCHANGE BANK........ •tm Pop. 2000 F8 56-648  1 Special attentio n given Bill of La ding drafts, Cash and Time Items.  86,670 N. Bk. Com., N. Y.; Com’l Bk. Co.. Celina; 1st N.. Cin. and Lima. 75,900 N. Park. N. Y.; 1st N., Hamilton; Fifth-Third N. and 4th N., Cin. 105,000 N. Bk. Com., N. Y.; 1st N. and 4th N„ Cin.  7,620 Far. & Merch. State & Sav., Montpelier, O, 135,000 Han. N., N. Y.; 1st N., Clev. and Pitt.  1 Please send 15c w ith each sight draft for presentation a nd 25c for Credit R eports. 'Prompt service. We get results on collections.  'Wm. Basinger... F. X. Annesser___ G. W. Core________ M. D. Long. PEOPLES BANK CO.—•tS’92 56-649  3,640  61,050 Han. N., N. Y.; Fifth-Third N., Cin.  30,000  Special attentio n given Bill of La ding drafts, Cash and Time Items.  Please send 15c w ith each sight draft for presentation a nd 25c for Credit R eports.  .Send  us  your Columbus Grove Items.  oLSmnHMl—Im BANKERS’ BANK Since 1863 Transit Number given  July, 1920  Commercial Point.Picka- Scioto Bank__________ •t|’O8 John Peters______ P. E. Peters______ W. E. Lamb_______ O. M. Beckett. 16,630 Chase N.. N. Y.; New 1st N., Col. 150,450 25.000 3,960 159,030 way—Pop. 300___ L 12 56-925 968,320 90,500 N. City. N. Y.; Cont. & Com’l N., Chi.; FifthConneaut-Ashtabula A 21 100,000 27,710 967,550 SBANKING & TRUST 0. H. Simonds____ C. L. Whitney____ H. A. Gleason, Pop. 9343 Sec. and Tr. Third N., Cin.; 1st N., Clev. ANY 56-329 ....•tl’O7 T. C. Herrick J. I. Erb, A. Tr. Conneaut Mutual Ln. & Tr.Co. Chas. E. Cobb_____ A. W. Pelton.. C. E. Benjamin,Jr., 85,800 1,718,860 1,522,830 321,360 Seab. N., N. Y.; Union Com. N., Clev. Warren Miner, 100,000 56-328 «tS’71 Sec. and Tr. A. Sec. & A. Tr. Continental..Putnam E7 Continental Bank_____ •tt’90 J. H. Edwards____ I. N. Bushong____ C. P. Palmer______ (Individ ual Res ponsibil itv $1,00 0,000)... Chase N., N. Y. Pop. 1200 56-926 3,130 340,650 Farmers State & Savings Bk. C.E. Wight_______ A. J. Mullet______ F. E. Moore_______ 25.000 314.040 31,510 Bk. of the Manhattan Co., N. Y.; Cont. & I Com’l N., Chi.; 1st N., Clev.; Com’l Sav. Bk i 56-1240 <{’14 i I &Tr. Co.. Tol.  Lr i. the  OHIO BANKS—-Circleville to Con tinental  C. G. SHULZE-— GEO. Special attentio 15c must be sen t with each sight 25c with each r equest for report  THIRD NATIONAL BANK-t'82   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  1102  is the  Number under Name of Bank New Transit Number given 1 1 H? each bank in U. 8. exclusively by The Kand-HcNally Bankers* ADirectory, under the authority of The American Bankers Ass’n.  a ir.  1103  Number under Name of Bank ia the New Transit Number given to each bank in U. S. exclusively by The Band-lUcNally Bankers’ Directory, under the authority of The American Bankers Ass’n.  Name of Bank. j Town and County. I *Oounly Seats. i»hfein. Am. Bks. Assn. SState' In No. 4 Fed. Res. Dist. iJMem. State Bks. Assn. tPriv. | C is Cincinnati Branch. ♦Mem. Fed. Res. [Estab.  OHIO—Con tinued Liabilities.  President.  Vice-President.  Cashier.  Ass’t Cashier.  i 01.  I Paid-up i; Surplus AND i Depos­ its Capital Profits 1  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of this ' volume. For Interest Bates, Holidays, etc., see Laws. C, <2 Resources. Principal Correspondents.  Cash A Ex-  50.000 $  20,430 $ 458,270 $ 426,030 $ 116,990 1st N.. N. Y. and Clev.; Old N., Ft. Wayne; Van Wert N., Van Wert.  Coolville-__ Athens N16 Coolville National Bank—t’06 J. E. Hartnell_____ J. E. Bailey.............. A. R. Swartz_____ C Pop. 500 56-928 J. S. Walden  25,000  19,560  358,670  Corning_____ Perry N 15 Bank of Corning Co____ §’92 Geo. W. Bright.__ Pop. 1564 56-929 Cortland—Trumbull D 20 Cortland Sav. & Bkg. Co. N. A. Cowdery____ 56-930 ±§’11 Pop. 800 ‘Coshocton___ Coshocton Central Bank________ *$§’15 J. W. Thomson ._ Pop. 12,000 1 16 56-281 COMMERCIAL NAT’L BANK J. W. Cassingham.. 56-278 *±’72  25,000  30,070  35,000  29,420  50,000  15,200  Convoy___ Van Wert F 5 First National Bank_____ t’05 C. H. Dye________ 56-927 Pop. 900  COSHOCTON NATIONAL BK.  <’98  Ralph Reamer ___ John M. Sweeney—  L. Hutton________  D. D. Kellogg, Tr.. E. N. Dutcher____  G. D. Kline.............. Carl McGinnis____  G. W. Cassingham. C. H. Magruder.__ C. R. Speckman__ Rudolph Ehrich  M.Q.BAKER — T. L. MONT­ R.Q. BAKER............ GOMERY 15 CENTS sent to us with each si ght draft for pres entation, and „35 CENTS for ea ch credit report i nsurcs prompt, p ersonal attention  352,930  52,110 Seab. N., N. Y.; Huntington N.,Col.  470,630  434,180  91,510 Capital City, Col.  366,640  387,750  400,000  404,510  63,370 N. Bk. Com., N. Y.; Cent. N„ Clev.; Mellon N„ Pitt. 57,490 N. City, N. Y.; 1st N„ Clev.; Com’l N„ Col.  100.000  163,540 1,501,630 1,648,160  261,980 N. Bk. Com., N. Y.: 1st N„ Clev.; Bk. of Pitt. N. A., Pitt.; Fifth-Third N.. Cin.  50,000  180,000 1,411,900 1,366,770  337,720 Han. N.. N. Y.; Ohio N.. Col.  Peoples Banking Co........ ±§’03 J. L. Rue.................. G. M. Gray_____ 56-280 T. H. Wheeler  R. H. Mills —........ L. E. Baughman — J. Q. Almack  48,000  552,000  640,000  85,000 Chase N., N. Y.; Union Com. N., Clev.  Covington____ Miami J 6 Citizens National Bank-tl900 M. B. Ullery............ A. K. Rankin___ 56-633 C Pop. 2000  A. W. Landis.......... L. N. Vanatta........  20,000  275,000  280,000  35,000 Chase N., N. Y.; 1st N., Clev.  Stillwater Valley Bank Co. D. G. Wenrick ___ R. F. Albery____ 56-632 <§’71 J. L. Cramer  J. Kendell.......... ..... G. U. Neer..............  29,960  300,000  280,190  80,260' Winslow, Lanier & Co., N. Y.; 1st N., Cin.  Crestline—Crawford G 13 Farmers & Citizens State Bk, C. E. Miller............ W. A. Guisinger.. Pop. 4200 56-522 §’20  C. E. Stine_______ Edward Libens___  5,700  173,000  159,100  47,000 N. Bk. Com., N. Y.; Union Com. N., Clev.  First National Bank____ »±’97 William Monteith— W. D. Cover........... F. P. Hayes---------- J. R. Hayes______ 56-523  45,500  830,000  735,000  120,000 Han. N.. N. Y.: 1st N.. Clev.  6,500  230,000  196,570  45,810 Citiz. N., N. Y.; 1st N„ Clev. 28,000 N. City, N. Y.; Lima Tr. Co., Lima.  Creston_____ Wayne E16 Stebbins Banking Co. ~<t’81 (H. A. Stebbins)... Pop. 1100 56-931 Cridersville-Auglaize G 7 Pop. 600 Crooksville—Perry L 15 Pop. 3028 Croton_____ -Licking 113 Pop. 500 Cumberland —Guernsey Pop. 609 K 17  Curtice_____ Ottawa C 11 Pop. 300 Custar_______ Wood D 9 Pop. 500 Cuyahoga Falls —Summit Pop. 10,200 E 18  Home Bank —................... tt’03 56-932 Crooksville Bank Co.__ <§’02 56-557 Croton Bank Co________ §’98 56-933 Cumberland Sav. Bank Co. 56-935 »t§’08 First National Bank____ *’19 56-1288 Curtice State Bank.......... §’19 56-1291 Custar State Bank___ ±§’14 56-1243 Citizens Bank_______ »±§’17 ♦ 56-1264  FALLS BANKING  H. A. Stebbins____  E. F. Reicheldefer. A. E. Brantlinger .  E. E. Arthur______ R. D. Arthur---------  10,000  7,000  169,000  146,000  W. N. Burley_____ S. H. Brown_____  J. L. Bennett_____  25,000  30,410  660,420  131,850 Chase N. and Bk. of. N. Y. N. B. A., N. Y.: 1st! N., Zanesville, Clev.. and Cin.: Ohio N„ Col. 123,720 103,570 N. Bk. Com., N. Y.; 1st N., ’Clev.; HaydenClinton N., Col. 66,030: 325,890 _______ !  C. W. Wells______ J. M. Curry_____  Stanton E. Hoover. Marie B. Stumph—  25,000  5,910  186,420  I. C. Young_______ T. M. Hathaway—  J. M. Bracken____ D. A. Claypool—  50,000  22,730  319,190  W. L. Beaschler—  C. E. Knowles------  50,000  40,000 25,000  13,600  210,000  218,000  F. D. Smith_______ F. R. Post------------ P. C. Albertson-__ Fred A. Cook..........  50,000  18.630 1,023,380  928,700  150,000  (C. M. WALSH-— SiAS.LM?CUSKY'" E. G.GENSEMER.  NATIONAL BANK  Han. N., N. Y.; 2d N. and Com’l Sav. Bk. & Tr. Co.. Tol. 29,000 , Han. N., N. Y.; 2d N., Tol.  166,170’  & Tr. Co., Akron.  70,000 2,000,000 1,700.000  450,000  46,500  eab. N., N. Y.: 1st I Co., Akron.  and Time Items. and 25c for Credit Reports.  12,500  12,500  200,000  130,000  C. F. Buchwalter..  25,000  30,640  533,360  547,480  64,960  W. S. Cooper. R. C. Baker  15,000  42,800  361,970  401,300  32,060  of CINCINNATI  OFFERS UNSURPASSED FACILITIES IN EVERY FORM OF DOMESTIC AND FOREIGN BANKING. CORRESPONDENCE INVITED.  1103  Sec. and Tr. < Special attentio n given Bill of La ding drafts, Cash I Please send 15c with each sight dra ft for presentation ♦ 56-937 <§’04 (Prompt service. We get results. Cygnet................Wood D 9 Cygnet Sav. Bank Co.—<§’99 R. A. Hughes_____ C. W. Solether___ C. H. Schwyn____ Pop. 650 56-938 Dalton_____ Wayne F17 First National Bank____ <’02 W. H. H. Wertz... D. F. Schultz_____ T. C. Hunsicker__ 'ifi-oao Pop. 599 J. H. Tschantz Danville------ Knox H 15 Danville Bank________ tt’84 (Albert I. Wolfe).. J. E. Daugherty__ Pop. 500 56-940   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  565,780  A. M. Lorenzen ... Albert Dier______ H. C. Sandrock.—. C. F. Dunn.............. F.D. Ingraham W. W. Mannhardt J.F. Gaghan............ W.R. Noyes______ Floyd Nutter_____  & TRUST CO.  The FIFTH-THIRD  OHIO BA N K S — C on vo y to D an ville  56-279  A. Mollenkopf____ E. M. Leslie_______ Theo. Hertz. Wm. Muntzinger Cleo Glancy  ©  S’ B  HE B  LSI]  vju.,  Number  1/110  N^^^^by^T^Baffi-MiS^Bankers*  NORTH  CAROLINA^  to each bank in U. S. ®XCJ“?V«*.T .r'WMi * mprlwn Rankers Ass n.  —  Cj  -  ■ '  "  —=  Name ok Bank.  •Mem. Am. Bks.Assn. SState ‘County Seats. In No. 4 Fed. Res. Dist. tMem. State Bks. Assn. tPriv. [Estab. G is Cincinnati Branch. ♦Mem. Fed. Res.  President.  Vice-President.  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of this!  OHIO—Continued Cashier.  Ass’t Cashier.  •Dayton.Montgomery L 7 *American National Bk. »t’89 J. E. Sauer_______ 0. M. Poock.......... F. W. Hecht............ R. E. Davis---------- J 200,000 $ 56-32 C Pop. 153,830 T. II. Janke  ‘CITY NAT’L BANK <’94  56-28  ..  / H. H. DARST...... W. G. DAVIDSON....... H. E. WHALEN.......... W. F. GRIESER...... H. E. TALBOTT.  56-26  360.000 5.033.000 4,694,000 1.400 000 Am. Ex. N., N. Y.; Ft. Dear. N., Chi.; Franklin N.. Phil.; Cent. N., Clev.  335,500 N. City and Han. N., N. Y.; City N., Dayton.  200,000  81.270 2,222,760 2,206,800  H.C. HULL______ C C COLTON rates.  300.000  186,460 2,428,540 2,682,810  /W. R. CRAVEN_ _ F. W. GRUEN........ H. B. BAICHLY.Tr.. B. B. BRADY. Sec. .. A. J. CONOVER. ADAM LESSNER R. M. GRIFFITHS, .4. Tr. Ch. of Bd. H.C. KIEFABER  587,600  834,610 15 399 210 13 387 040 2.823,550 N. Park, N. Y.; Cont. & Com’l N., Chi.; FifthThird N„ Cin.  W. W. Bishop, W. L. Scharrer, A. Sec. and A. Tr. Sec. and Tr.  (2 Branches)  W.E. ENYEART R. S. WILCOCK 'Collections carefully hand led at lowest / Remitted f or on day of payment. (send us y OUR DAYTO N ITEMS.  576.400 Meeh. & Metals N., N. Y.; Corn. Fx. N.,  Chi.; IstN., Cin. and Clev.; Girard N., Phil.  <1813  ‘DAYTON  W. F. HOCKETT  SAVINGS & TR.CO. ♦ 56-33  51,900 $1527 000 $1641590 $ 300,390 Bk. of the Manhattan Co., N. Y.; Cont. & Com’l N.. Chi.; Citiz. N., Cin.  <8’04  A  B. B. BRADY  thoroughly organized  collec tlon department. Reasonable  (N orth Da yton Bra nch, 103 Valley S D Prompt  ch arges.  person al servl ce.  •  ..  “  -............  "  38,000  Market Savings Bank __*t§’09 T. H. Lienesch .__ J. C. Dressier____ W. H. J. Behm.__ J. W. Nesmith .— W. M. Adelberger 56-37  50.000  62,000 1,989,000 1,840,000  274,000 Irving N., N. Y.; lst N., Cin.: City N., Dayton.  200,000  135,000 2,500.000 2,450,000  176.000 Chem. N., N. Y.j Cont. & Com’l N., Chi.;  356,930 2,520.540 2,874,550  614,620 Chase N. and N. City, N. Y.; lst N., Chi.; Fifth-Third N., Cin.; lst N.. Clev. 100,440 Han. N., N. Y.; lst N., Cin; City N., Dayton.  NATIONAL BANK 56-27 ..  NATIONAL BANK 56-30  TRY  US.  400.000  25,000  ’ Prompt, efflcle ■ Reasonable cha rge. Quick reml ttance. ( WE GET BESU L.TS.  17,570  623,990  681,870  652,750 6,096,030 8,284,010 1,128,340 Chase N. and Guaranty Tr. Co., N. Y.; Cont. & Com’l N., Chi.  <1814  BRIEN GREENE & CO........02  _______  Beazell & Chatfield, Cin.  (Investment Secur ities)____  Dayton Clearing House_____ J. E. Sauer (Members indicated by a *)  ^Chas. J. Moore..— A. C. Wolf, 1 Sec. and Mgr.  i 1  Logan & Bryan, N. Y. and Chi.; Roberts & Hall, Cin.  July, 19^  ..  ..  •  /VALENTINE WINTERS LEE WARREN JAMES— R. H. TOMPERT..... - H. O.WACHTER...... 1,000,000 C. C. BOSLER  Beazell & Chatfield_______1 (Investment Securit ies) (Conover Bldgj ••  lst N., Cin.  uo yuur iLomu ana vzoiiocxionv top uayion ana vicinixy.  «t'71  WINTERS  ..  815,100  CHAS. W. SLAGLE- E. S. REYNOLDS— A. C. WOLF............  ♦Third National Bank ..<’63 Chas. J. Moore___ J. S. McIntire____ J. F. Mueller_____ 56-29 J. A. Wessalosky West Dayton Commercial & F. J. Hoersting___ M. J. Beeghly.......... O. F Kern Sav. Bank 56-39_____ <8'12  ..  •  187,950 Liberty N., N. Y.; Fifth-Third N., Cin.  60,000  ‘MERCHANTS  ..  958.000  W. E. McGervey— W. J. Focke............ L. B. McAdoo____ H. S. Jack..............  OH IO BA N K S — D ay to n  NATIONAL BANK ''  Principal Correspondents.  Cass A £xCNAM6B1,DuJ from Banks  j Special attenti on given B.-L. dr afts. f Prompt attent Ion to all matter s entrusted to us. \ We want your Dayton business.  iE. D. GRIMES—- W. H. SIMMS-.......  if?  400.000  Loans A Disc*ts. Bonds, Sscuritiss  Ch. of Bd.  City Trust & Savings Bank 56-38 <811  ‘DAYTON  Resources.  Liabilities. Depos­ Paid-up Surplus and its Capital Profits  1104  Number under Name of Bank is the New Transit Number given in U. S. exclusively by_The Rand-McNally Bankers’  1104 —- eac.b bank Town and County.  .~  __  i  Thu 5lh-3vd HMBM BkM ot WUNHUKU—Resources (her $55  http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Non-Rank Towns with Nearest Banking Point (In-  Number under Name of Bank ia tbe New Transit Number given 1 1 nU to each bank in U. S. exclusively by Tbe Rand-McNally Bankers’  •Conn ty Seats. i •Mem. Am. Bks. Assn. SState I In No. i Fed. Res. Bist. iMem. State Bks. Assn.tPriv. C is Cincinnati Branch. ♦Mejn. Fed. Res. [Estab. |  President.  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of thisi volume. For Interest Rates, Holidays, etc., see Laws.  OHIO—Con tin u ed  -. ■* L'<-' Directory, under tbe authority of Tbe American Bankers Ass’n. ,Town and County. I Name oe Bank.  ||  Liabilities.  Vice-President.  Casbier.  Ass’t Cashier.  .Defiance ...Defiance D 6 FIRST NATIONAL BANK-»'69 H. B. Tenzer_____ August Martin........ Virgil Squire______ R, fl, Squire Pop. 8876 56-357 Merchants NationaIBank<’75 0. P. Harley______ R. G. Holgate_____ F. S. Stever______ R. R. Davis 56-358 State Bank of Defiance..•§’02 R. Brown_________ J. C. Vandenbroek Elbert E. Garter 56-359  Paid-up ” Capital I profits ,  $ 100,000 $ 100,000  Resources.  Principal Correspondents.  Depos­ its  80,000 fl 000 000- $ 700,000  200,000 1st N„ N. Y.; Cent. N. and 1st N.,Ciev.: 2d N„ Tol.  32,000 1,644.550 1,841,510  181,900 N. City, N. Y.; 1st N„ Chi. and Oley.  50,000  22,463  700,000  116,000 Merch. N„ N. Y.; 1st N„ Clev.  30,000  36,660  417,040  387.610  150,000  55,000  845.240  700,000  309,370 1st N„ N. Y„ Cin., and Oley.; City N., Col.  50,000  62,000  660,000  549,000  189,000 Chase N., N. Y.; 1st N., Clev.  50,000  88,000  965,000  800,000  too,000  45,000  579,000  175,000 Han. N., N. Y.; Union Com. N. and 1st N. Clev.; Ohio N., Citiz. Tr. & Sav., and Com’l N., Col.; Fifth-Third N., Cin. 144,000 Han. N„ N. Y.; 1st N., Clev.; Ohio N.. Col.  75,000  90,690  1,294,740  NAT’L BK. OF DELPHOS-< 65 H. L. Leilich______ L. C. Allinger____ W. J. Steinle_____ F. S. Scherger........  60,000  56,380  955,510 1,065,560  Peoples Bank------ ------ <111! John Ricker______ F. H. King_______ ♦ 56-483  E. L. Stallkamp „  50,000  15,730  424,780  413,530  72,940 Seab. N., N. Y.; IstN-. Cin.: Union Com. N., Clev.  Jno. W. Crisman .. W.C. Hoch_______ W. H. Fraker W. T. Saxton.......... A. T. McComb____ M. W. easier_____  25,000  30,000  615,000  515,000  33,810  504,360  503,920  Thomas Wright.__ E. D. Moody____ _ M. M. Keepers____ H. J. Smythe  100,000  140,000 Han. N., N. Y.; 1st N. and Union Com. N., Clev.: Northern N., Tol. 55.770 Met. Tr. ,N.Y.; Northern N. and N. Bk. Com., Tol. 275,000 Chatham & Phenix N„ N. Y.: 1st N. and Union Com. N., Olev.; 1st N. and Bk. of  A. J. Miehls______ T. B. King________ F. C. Robison........ W. S. Gehrett J. H. L. Hoops____ E. A. Shirey______ C. A. Pratt . ____  30,000 25,000  7,000  219,000  200,000  P. R. Nicholson__ C. J. Thompson ...  25,000  25,000  800,000  600,000  130,120 Chase N„ N. Y.; N. Bk. of W. Va., Wheeling.  E. A. Hardesty___ D. O. Baker______ A. F. Schick.......... J. L. Houk  50,000  78,240 1,021,520 1,088,430  109 140 Han. N., N. Y.; Mellon N. and Far. Dep. N., Pitt.  50,000  42,000  Degraff_______ Logan I 8 CITIZENS BANK............<185 56-941 Pop. 1000 .Delaware-Delaware 111 DELAWARE NATIONAL BANK Pop. 8756 56-303 <’45 Delaware Sav. Bk. Co.__ §’91 56-306 Deposit Banking Co.__ <§'67 56-305 FIRST NATIONAL BANK  W. E. Harris_____ J. A. Shawan-------- H. W. Koogler........ S. B. Hamsher____ E. 1. Pollock______ T. M. Thomson.__ W. B. Galleher „— W. S. Vake  C. B. Austin______ B. F. Freshwater.. F. P. Hills_______  J. H. Buck...  C. Riddle.................. A. S. Conklin_____ H. W. Jones........  t’57 J. D. Van Deman.. H. W. Jewell______ R. B. Powers_____ H. W. Powers____  56-304  Delphos_______ Allen F 7 COMMERCIAL BANK . <877 Pop. 574o 56-482  JOS. JETTINGHOFF H. M. DAVIES_ _ _ _  H. H. DAVIES_____  [SEND US YOU R DELPHOS ITE MS. ^Special attentio n given Bill of La ding drafts, Cash and Time Items. 'Please send 15c wi th each sight draft f or presentation and 50c for Commercial Credit R eports.  56-481  Delta_______ Pulton B 8 FARMERS STATE SAVINGS C. P. Grisier______ Pop. 2000 BANK——56-664.......... J81900 Peoples Savings Bk. Oo..t§’06 J. M. Longnecker— 56-665 Dennison TuscarawasH 18 Dennison National Bank <’97 Maurice Moody.__ Pop. 5524 56-942 Deshler............ Henry D 8 Com City State Bank ..<§’99 H. L. House______ Pop. 1800 56-687 Deshler State Bank ___ <111 T. M. Gehrett_____ 56-688 Dillonvale .Jefferson I 20 First National Bank____ • 01 H. Walker________ Pop. 2200 56-943 Dover.. Tuscarawas H 18 Exchange National Bank C. F. Baker____ Pop. 8101 56-399 <’67  H. W. STREB — L’Uttr--- ALVIN V. LIND -  FIRST NATIONAL BANK.< 90  56-400  Reeves Banking & Trust Co. 56-401 <§’03 State Savings Bank Co. <§’04 56-402 Doylestown—Wayne E 17 Doylestown Banking Co<§’03 Pop. 877 56-944 Dresden.Muskingnm J 15 Dresden State Bank—.<§’90 Pop. 1549 56-683  25,000  A. Dels__________  551,000  85,000 1,200,000 1,195,000  86,000 Han. N., N. Y.; 1st N„ Clev.  225,940 Han. N„ N. Y.; Cont. & Com’l N„ Ohi.  123,980 Meeh. & Metals N„ N. Y.; Corn. Ex. N., Chi.; 1st N., Clev.; Fifth-Third N., Cin.  ( Pitt. N. A., Pitt.  Special attenti on to collections, 15c mast be sent with each sight draft for presentation and 25c with each request for repor t or rating. SEN D US YOUB DO VEK  J. E. Reeves_____ A. J. Krantz______ L. H. Oerter. Tr.„ E. F. Wible, Sec. _  425,000  18,000  . 575,000  490,000  100,000, Han. N., N.Y.; 1st N.,Ohio Sav. Bk. & Tr. Co., and N. Bk. Com.. Tol. 47,930 N. City, N. Y.; 1st N„ Clev.; Northern N., Tol.  695,020  85.770 Irving N., N. Y.; Union Com. N., Clev.; 1st N., Pitt.; Fifth-Third N„ Cin.  50,000 1,500,000 1,200,000  450,000 N. Bk. Com., N. Y.: 1st N. and Guardian Sav. & Tr. Co., Clev.; Far. Dep. N., Pitt. 174,560 Seab. N„ N. Y.; 1st N..Cent. N., and Union Com. N„ Clev. 68,000 Chase N., N. Y.; 1st N., Clev.  720,000  I TEMS.  100,000  Oliver Toomey___ S. J. Brister__ ___ G. T. Brister_____ Arthur Wagner J. C. Miller J. W. Zimmerman. J. V. Hortal______ George Landis____ M. O. Cline..............  50,000  54,280  911,330  841,060  21,450  3,500  350,000  290,000  F. W. Gasche____ T. D. Adams______ J. O. Carnes_____ L. L. Cassady . —  25,000  100,000  60,150  Dunkirk_____ Hardin F 9 FIRST NATIONAL BANK-4'03 s. A. Hagerman.... B. L. Larimer.......... Charles L. Fnlks... Miriam E. Fulks... Pop. 1234 56-733  25,000  425,000  327,430  110,440 N. Park, N. Y.; Huntington N., Col.; 1st N., Cin.  Woodruff National Bank<’03 Frank O. Pore____ R. A. Woodruff.__ C. W. Fredrick___ E. M. Woodruff.... 25,000 18.910 313,880 309,680 55-732 E. Cleveland... Cuyahoga Cleveland Trust Co..........t§’94 ]__________________ (Branch of Clcvc land, Oh io).......... B. R. Buckley, Mar. Pop. 27,292 C 17 56- 945  61,360 Han. N., N. Y.; New 1st N., Col.; Union Com. N.. Clev.; Citiz. N„ Cin. _ Bkrs. Tr. Co., Seab. N., and Chase N., N.Y.; Cont. Hr. Com’l N„ Ohi.  Charter No. 20 — The FIFTH - THIRD   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  SBX5  NATIONAL BANK  26,250  57,180 Chase N., N. Y.; Cent. N., Clev.  of CINCINNATI— Over Fifty Years of Service  NORTH CAROLINA—Co  Number unto N^u^y mn  to each bank in U. b. exclusively^^ Alll„r,,,an Kankers Ass’n.  is the  each bank in U.  *  given  Number under Name of Bank New Transit Number 1 1 nA S. exclusively by The Rand-McNally Bankers’ AluU Directory, under the authority of The American Bankers Ass’n.  Town and Countt.  >  Name  of  =====  Bast Liberty__ Logan I 9 Hamilton Bank___ Pop. 500 56-946  Liabilities.  President.  Vice-President.  Cashier.  -  ----------  "  _______  "  DOLLAR SAV.56-159 BK. C0.-<§’02 George H. Owen...  FIRST NATIONAL BANK <’74 B. C. Simms---------56-156 Potters National Bank„<’8l W. W. Harker------56-157 E. Palestine..Columbiana Chamberlin Bros. & Co..tt’84 Pop. 57a0 F 21 56-536 First National Bank..........t'03 F. B. Unger______ 56-587 E. Youngstown .Mahoning Peoples Trust & Sav. Bank D. R. Fithian_____ Pop. 11,237 E 21 56-1285 <§’19  Edgerton__ Williams C 5 EDGERTON STATE BANK CO. 0- A. Bowersox. Pop. 1050 56-739 •15*03 Farmers Commercial Bank Geo. Weber. 56-738 <1*14 „ . „ Edon ___ ...Williams B 5 Edon State Bank Co._ «t§'93[O.A. Bowersox.— Pop. 642 56-948 Eldorado____ Preble K 5 Farmers State Bank ...<§’98!Isaac Miller.......... C Pop. 320 ♦ 56-949 Elida__________ Allen F 7 Farmers Bank_________15*03 S. D. Crites-------56-950 I „ , Pop. 600 Elmore-------- Ottawa C 11 Bank of ElmoreCompanytS'67 John N. Magee — Pop. 1000 56-768  E. D. Moore_____  20,000 $  100,000  J. W. Smith i  J. J. Purinton ___ T. H. Fisher______ W. E. Dunlap_____ G. C. Thompson N. A. Frederick__ R. W. Patterson__ J. F. Rigby..  147,000  60,000  740,000  62,180 1,199,550 1,026,380  249,480 Seab. N. and Bk. of the Manhattan Co., N.■ Y.: Far. Dep. N., Pitt.: Union Com. N.. Clev. 458,990 Citiz. N. and Merch. N„ N. Y.: Mellon N. and 1st N.. Pitt.: 1st N„ Clev. 433,710 Chase N..N.Y.  165,190 1,831,310 1,988,760  D. W. McCloskey.. C. S. McCloskey...  25,000  90,750 1,254.410 1,015,230  Eugene Crow_____ J. M. Reed, John Roberts, Sec. and Tr. A. Tr. G. V. Hamory  200,000  29,620  568,160  598,500  60,000  100,009  897,340  851.650  60,000  144,000 1,400,000 1,400,000  J. C. Chamberlin.. F. Chamberlin ___  L. D. Lesh.  67,760 Han. N„ N. Y.; New 1st N., Col.  221,410 N. City, N. Y.; Bk. of Pitt. N. A. and 1st N.. Pitt.  272,140 1,499,410 1,529,330  H. A. Sharkey........ C. J. Hunter  Principal Correspondents.  866,550  200,000  Wm. Johnston___  b  Cash Exchanom.Dui moM Baku  1,200 1$ 322,650 $ 276,150 $  100,000  ‘Eaton-----------Preble K 5 EATON NATIONAL BANK<’92 Samuel Swisher... J. H- Musselman.. J. M. Gale___ C Pop. 4000 56-548  Preble County National Bank J. W. Acton_____ 56-547 <’88  3  H. N. Harker_____ F. M. Gardner____ R. B. Curby  Resources.  <k DlgPaid-up Surplus Depos­ c1-O’tsaWB . Bo roe, AND Capital Profits its SMUBrnu  Ass't Cashier.  Helen E. Herd ___  tt’99 K. 0. Hamilton........  B. Liverpool.Columbiana CITIZENS NATIONAL BANK J. W. Vodrey_____ J. H. Brookes......... H. H. Blythe......... Pop. 21,411 G 21 56-158 <’97  “  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of this! volume. For Interest Rates. Holidays, etc., see Laws?  OHIO—Continued  Bank.  ‘County Seats. «Mem. Am. Bks. Assn. SState I In No. 4 Fed. Res. Dist. , tMem. State Bks. Assn. tPriv.I C is Cincinnati Branch. [♦Mem. Fed. Res. [Estab.  “ ----- "  = -  N. Bk. Com., N. Y.; 1st N., Clev.: Bk. of Pitt. N. A., Pitt. O 379,930 Han. N., N. Y.; 1st N„ Pitt, and Clev. 111,190 N. City, N. Y.: Peo. N„ Pitt.: 1st N. Clev.:|fb 1st N., Youngstown. |w 228,570 N. Bk. Com., N. Y., Fifth-Third N. and 4th N., P? Cin.: 1st N„ Clev. 3* 2  _ A. J. Hiestand____ C. W. Eidson  H.L. Poole______ I. L. Burke____  Jacob Zeeb_______  25,000  7,470  378,940  321,610  Frank Burkhart__ J. A. Jinnings__  Jessie Houlton....  30,000  7,350  246,190  217,970  E. F. Brandon____ A. C. Mauerhan ...  30,000  9,750  473,370  366,930  Samuel Miller___  200,000 Chase N., N. Y.; 1st N., Cin.: Cent, N„ Clev.  89,790 Northern N., Tol.; 1st N„ Clev.; Far. N. | Bryan. w 56,140 1st N„ Clev.: N. Bk. Oom., Tol.; 1st &] Hamilton N„ Ft. Wayne, Ind. 127,030 Chase N„ N. Y.: Northern N., Tol.; 1st N. >-*■ and Guardian Sav. & Tr. Co., Clev.: Far. N., Bryan. L. 132,950 1st N., Richmond, Ind.; Fifth-Third N., Cin. cF  C. D. Miller_______  35,000  8,300  470,730  390,360  J. E. John----------- A. Brenneman..__  25,000  3,590  142,880  126,390  45,080 N. Park, N. Y.; 1st N.. Lima.  R. A. Willett______ E. P. Carsten--------  25,000  50,000  625,000  640,000  90,000 N. City., N. Y.; 2d N„ Tol.; 1st N., Clev.  E. H. Meyer------ —  25,000  27.000  600,000  646,000  Arthur L. Pope.—  50,000  48,930  625,500  629.740  FIRST NATIONAL BANK< 03 H. W. Nieman____ S. T. Dromgold. Wm. Kinsting 56-769 Elmwood Place-Hamilton j First National Bank.......... »'02 J. E. Stacey--------- E. J. Hess_____ C Pop. 3423 N6 56-951 fE. M.  RIOE-  H. W. INGERSOLL— A. J. ROBINSON...... R. W. STANOEN...... 500,000 A. F. BERSINC, A. S ec. •Elyria............ Lorain D 15 T. T. ROBINSON, JOHN MURBAOH A. R. TITE. Sec. Pop. 25,000 ELYRIA SAV. & TRUST CO. ' Ch.of Bd. R. J. FITCH, A. Tr. ,0. G. HOLTON T>. 56-200 fS'Ol | / We make a spec ,ialty of Elyria Col jlec tlons, and luvi te correspondenc e.  j txi  £  25,000 Chase N„ N. Y.: Cent. N., Clev.: Northern N.J frj Tol. U 148,690 N. City, N. Y.: Fifth-Third N. and 1st N., Cin. *<  2.  1  524,120 4,683,920 4,817,330  637,850 Chase N.. N. Y.; Union Com. N. and Guardian W Sav. & Tr. Co., Clev,  164,030 2,411,350 2,360,430  560,880  Collections rem [ itted on day of pa I yment.  PID2T NATIANAI w.s. miller------ r.b.lersgh____ s. h. squire ....  rifflU I linllUlinL  BANK 56-197  W. H. STARK..... —-  We do not phone on collections. We present personally—Give us your business. Save time and get service on Collections and Credit Reports by sending FEE IN ADVANCE: Plain sight drafts, 15c; Credit Reports, 25c. TRY US.  250.000  N., Clev.  •t’63  SAVINGS & SITCOUNTY CO.-56-199........ •5*96  A. B. TAYLOR_ _ _ F. A. SMYTHE,  Ch. ofBd.  R. D. PERRY......... L. B. FAUVER ALYIN J. PLOCHER  H. A. DANIELS. Tr.... J. W. SCHMAUCH —. A. M. THOME. A. Tr. C. C- DAY, A. Sec.  250,000  320,430 4,539,150 4,303,970  787,960 N. Park. N. Y.; 1st N„ Clev.  Special attenti on given Rill of Lading drafts, Ca sh and Time Ite ms.  Please send 15c with each sight dr aft for presentatio n and 25c for Cred it Repo rts. Send us your E lyria items.  ' SAVINGS DEP. BK. & TR. CO. C. M. Braman____ C. E. Blanchard. 56-198 <§’72 J. C. Hill, J. B. Seward Ch. of Bd.  Ite tWW-ITO  NATIONAL BANK   http://fraser.stlouisfed.org/ Number under Name of Bank is the New Transit Number given Federal Reserve Bank 1 1of St. Louis to each bank in U. S. exclusively by The Rand-McNally Bankers*  F. R. Eckler___ C. E. Blanchard,  F. L. Shaw .  gown  224,150  164,000 2,948,150 2.312.570  730,820 730,820,1st N., N. Y.:1st N. and Union Com, N., Clev.  l IN THE CENTRAL CITY OF THE FOURTH FEDERAL RESERVE DISTRICT A OFFERS UNSURPASSED SERVICE TO BANKS AND BANKERS  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of this  t IN THE CENTRAL CITY OF THE FOURTH FEDERAL RESERVE DISTRICT I A OFFERS UNSURPASSED SERVICE TO BANKS AND BANKERS  tinf, 1 A U/ Town  Number under Name of Bank is tbe New Transit Number given to eacb bank in U. S. exclusively by Tbe Band-McNally Bankers’ Directory, under tbe authority of Tbe American Bankers Ass’n. and  County,  >  Name of Bank.  In No. 4 Fed. Res. Dist. tMem. State Bks. Assn. tPriv. C is Cincinnati Branch. ♦Mem. Fed. Res.. [Estab. Englewood -Montgomery Farmers State Bank---- §’14 C Pop. 500 K7 56-1220 Farmersville Montgomery Citizens Bank-------------- tt’02 C Pop. 437 L6 56-952 Payette______ Fulton B 7 Farmers State Bank Co. J§’06 56-775 Pop. 915 Fayette Slate Sav. Bank Co. 56-776 iS’06 Fayetteville__ Brown 0 8 Fayetteville Bank______ t’07 56-953 C Pop. 370 Felicity Clermont P 8 Citizens Bank__________J§’03 56-954 C Pop. 600 *Findlay Hancock E 9 American National Bank<’87 56-192 Pop. 18,000 Buckeye National Bank.»{’86 56-191 Commercial Bank & Savings Company 56-194 <§ 01  Liabilities.  i  *Mem. Am. Bks. Assn. SState  sCoonty Seats.  OHIO—Con tinued  President.  Vice-President.  Cashier.  Ass’t Cashier.  n__ Surplus P aid-up | ,ND CAPITAL 1 Profits  Non-Bank Towns with Nearest Banking Point (In­ dexed Acces.), Lawyers, Laws (indexed) in back of this! volume. For Interest Bates, Holidays, etc., see Laws. Resources. Principal Correspondents.  A Dia- j Cabh A £aDepos­ l cL’oans tb. Bonds, cbanoeb.Due its I Sbcuutikb 1 prom Banks  5,860 $ 245,090 $ 246,300 $  28,320 1st N„ Cin.; Dayton Sav. & Tr. Co., Dayton.  W. L. Waymire—  C. E. Heck_______ Chas. O. Lightner. Della Rush______  D. C. Mills_______  Mark Kurtz.......... — E. M. Heisey--------- Mark Kurtz______  12,500  22,000  330,000  250,000  103,500 4th N., Cin.; Winters N., Dayton,  Chas. P. Grisier ... J. A. Mattern_____ C. D. Hause______ F. T. Sullivan_____ E. H. Rorick H. C. Rorick______ G. H. Crane............ G. H. Crane---------- M. B. Badger_____ J. C. Rorick John McConn_____ M. Berger_______ T. A. Connolly------  25.000  20,000  500,000  425,000  12,500  19,000  300,000  256,000  125,000 Chase N., N. Y.; 1st N., Clev.: Northern N. and N. Bk. Com., Tol. 50,000 Han. N., N. Y.; Cont. & Com’l N., Chi.; Spitzer-| Rorick Tr. & Sav., Tol.  15,000  23,000  240,000  264,000  C.H. Woodmansee. W. W. McCullough J. W. McMurchy „ W. W. Miller J. E. Bicknell____ C. L. Casterline-— A. E. Eoff_________ H. F. Burket E. C. Edwards____ A. E. Dorsey_____ R. W. Moore..........  W. S. Pangburn... R. H. Woodmansee R. J. Burket______  C. W. Shireman— F. J. Elsea J. T. Montgomery . C. J. Oiler. .............. J. B. Heimhofer ... J. O. Reed_______ N. L. Maclachlan C. H. Bigelow,  $  25,000 $  150,000  66,500 1,350,000 1,250,000  100,000  211,010 2,904,060 2.704,470  125,000  41,070 1,089,740  907,020  33,000 1st N.. Cin. Meeh. & Metals N.. N. Y.; 1st N., Clev.; Fifth-| Third N.. Cin.; 2d N., Tol. 496,910 Chase N.. N. Y.: Citiz. N.. Cin.: N. Bk. Com., Tol.: 1st N.. Clev. 346,190 Han. N„ N. Y.; Union Com. N„ Clev.: North-: ern N., Tol.; Mellon N.. Pilt. 217,000  Sec. and Tr.  FIRST NATIONAL BANK-<’63  56-190  Flushing—Belmont J 19 Pop. 1500 Forest______ Hardin F10 Pop. 1285 Fort Jennings Putnam F 7 Pop. 350 Fort Loramie.Shelby 16 Pop. 489 Fort Recovery..—Mercer  Pop. 1300  H5  Fostoria_____ Seneca E10 Pop. 9987  P. W. EWING — Bill of lading d 15c must be sen and 25c for eac  150,000 DAVID KIRK. SR.- W. A. HOLLINGTON J. B. SWARTZ........ rafts a specialty, t with eacb sight draft for present ation h report or ratin g. SEND US YO UK FINDLAY IT EMS.  190,000 1,250,000 1,350,000  24Q.000 N. City. N. Y.: 1st N., Clev.  161,570 Chase N., N. Y.; 1st N„ Clev.; 2d N., Tol.  OHIOBANK & SAV.COMPANY P. W. Ewing______ David Kirk, Jr...  W. F. Hosier_____ E. P. Ewing—.........  100,000  A. F. King W. R. Oglevee____ H. R. Fisher____  D. T. Cowen______ B. O. Bethel............  25,000  27,050  361,890  334,060  W. T. Gemmill ___ W. F. Kurtz_____  Ralph McElroy___ Gail H. Kurtz____  25,000  21,500  327,000  315,000  Morris Meyer_____ John A. Briggs__  60,000  16,000  465,000  400,000  B. A. Miehls______ Chas. C. Raabe —  EllaN. Meyer.......... M. Justin Meyer .. W. P. Heffernan L. J. Wildenhaus..  25,000  4,270  200,000  150,000  B. J. Wuebker........ J. D. lnderrieden.  A. F. Ratermann. „ H. A. Bornhorst...  25,000  7,180  321,130  282,820  54,990 Lin. N., Cin.; 1st N.. Clev.  G. A. Reuter--------- E. T. Hastings-__  W. H. Anthony-— Z. L. Anthony____  25,000  27,000  575,vOO  500,000  W. R. Taylor_____ J. F. Adams_____  E. N. Moore______ F. J. Sonderman, Sec. I  24,680  12,800  315,000  350,000  70,000 Chase N., N. Y.: Cont. & Com’l N., Chi,: Lin. N„ Cin.: 1st N., Clev. 40,000 Fifth-Third N., Cin.  Charles Ash______ C. German______ Earl Ash  C. W. Latshaw____ C. W. Yost -__  56-193 <§’87 Dollar Savings Bk. Co.--•*§’99 56-955 First National Bank .__ <’05 56-715 Hardin County Bk. Co..<§'88 56-714 Fort Jennings State Bk.,§’18 56-1281 Loramie Banking Co...<§’16 56-1025 Fort Recovery Bkg. Co.<§’81 56-722 Peoples Bank Co.............t§’07 56-723 _____ IL BANK & SAV IPANY-56-284---- <§'02  100,000  First National Bank ___ <’83 A. Emerine__ ____ Alonzo Emerine. 56-283 A. Emerine, Jr.  A. E. Mergenthaler. D, St. John..............I  50.000  Union National Bank__ <’89 E. W. Allen.............. M. A. Thomas... 56-285 G. A.Snyder Frankfort.......... Ross M11 Commercial Bank------- <§’12 Albert Betts______ J. B. Mallow____ 56-1228 C Pop. 900 Merchants & Farmers Bank 56-956 <t’76  B. M. Solomon____ O. L. Wonderly___ | Geo. L. Fink H. L. Lockwood— C. L. Lawhead..  100,000  D. L. Sutherland__ W. R. Beard___ W. W. Trovillo  £ H. S. CONOVER...... RALPH B. PARKS...... R. B. PARKS.......... - R, C. ADAMS-  Franklin____ Warren M 7 FRANKLIN NATIONAL BANK C. J. MILLER 56-572 <’97 "j Special attenti on given Bill of Lading drafts, C C Pop. 3000 'Please send 15c with each sight dr aft for present atio Warren National Bank—<’05 G. B. Francis_____ A. D. Barkalow. 56-573 Frazeysburg .Muskingum Peoples Bank Co---------- J§’02 J. W. Baker______ T. L. Bennett__ ♦ 56-843 Pop. 700 J 15 Fredericksburg__ Wayne Citizens Bank...................$t’03 H. W. Cary____ — 56-957 Pop. 507 G 16  44,820 1,300,000 1,221,150  35,000 1,300,000 1,136,000  33,000  924,060  918,660  89,880 1st N. and Union Com. N.. Clev.  35,000 Han. N., N. Y. 120,000 Chase N., N. Y.; Union Com. N., Clev.; Mellon N.. Pitt. 60.000 Seab. N.. N. Y.; N. Bk. Com., Tol.  267,000 N. City, N. Y.; Cent. N.,Clev.; N. Bk, Com.,; Tol. 133,520 Chase N., N. Y.; 1st N., Clev.: 2d N., Tol.  25,000  10,900  240,390  256,650  50,000  7,500  462,000  410,000  229,270 N. Park. N. Y.; 1st N„ Chi. and Tol.; Union Com. N., Clev. 35,940 1st N., Chillicothe; Fifth-Third N., Cin.; Huntington N.. Col. 101,000 1st N. and 4th N„ Cin.  50,000  112,010  717,290  750,310  168,000 Han. N.. N. Y.; 1st N. and Fifth-Third N.. Cin.  75,210 1,558,240 1,767.180  ems. it Repo rts.  C. W. Munger_____ C. L. Berger..  25,000  7,560  161,590  177,900  35,080 Han. N., N. Y.; Fifth-Third N„ Cin.  J. L. Browning -__ B. C. Browning....  25,000  45,730  539,940  567,800  64,870 Chase N..N.Y.; Ohio N., Col.: 1st N., Clev.  E. Z. Aylsworth— S.T. Redett..  16,000  4,000  160,000  105,000  32,000 j Cent. N., Clev.  of CINCINNATI— Over Fifty Years of Service Charter No. 20 — The FIFTH - THIRD NATIONAL BANK   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  4  I -  1  1  i  m