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NewYoRR ESTABLISHED 1829 OF THE CITY OF (see inside front IE BOOKi http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis “ T cover) JULY1920 “SLUE BOOK THE • ai. rrovir V: dvn Bank of England, ,a I \ .J 1 ■ • • LI HEAD OFFICE: A r USKOPDGATE, LONDON, E. C. • r- r :i' .< .• fringes st.. e. c. 2, iSMiTHS) I. LOMBARD ST., E. C. 3, CGRNHILL Q; F.JCE: *? I I . AT’S) id, CORNHILL, 1. C. 3, 2. PRINCES STS3SX7 OF LOMBARD SI.......... ; G | with numeu -- - ' • iches in England and Wales. . ■'.Ua£HXQN INSEX, PAGE TO LONDON in new York 1829 We are still New York correspondents for nine out of town banks who opened accounts with us in the following years: 1829 1836 1851 1829 1839 1863 1831 1849 1865 Phineas C. Lounsbury Chairman Herman D. Kountze President Edward K. Cherrill Vice-President Gilbert H. Johnson Vice-President Kimball C. Atwood Vice-President Charles F. Junod Vice-Presiaent Frank E. Andruss Cashier John P. Laird Asst. Cashier John H. Brennen Asst. Cashier Hugh M. Garretson A sst. Cashier John H. Trowbridge Asst Cashier George M. Broemler Manager Foreign Dept. We offer this time tested service to you. Capital, Surplus and Undivided Profits $2,000,000 ATLANTIC National Bank Broadway-Opposite CityHall r THE ...OFFICERS... JONAL PARK BANK of New York RICHARD DELAFIELD • GILBERT 6. THORNE . WILLIAM 0. JONES MAURICE H. EWER GEORGE H. KRETZ - ERNEST V. CONNOLLY FRED’N 0. FOXCROFT. WILLIAM A. MAIN . J. E. PROVINE . - RALPH L. CERERO • JAY D. RISING • - H. E. SCHEUERMANN PERCY J. EBBOTT - WILLIAM E. DOUGLAS HENRY L. SPARKS BYRON P. ROBBINS JOHN B. HEINRICH? • LOUIS H. OHLROGGE • WILLIAM C. MACAVOY WALTER S. JELUFFE • - President Vice-President Vioe-President Vice-President Vice-President . Caehier Asst. Vice-Pres. Asst. Vlce-Pres. Asst. Vice-Pres. Asst. Vice-Pres. Asst. Vice-Pres. Asst. Vice-Pres. Asst. Vice .Pres. - Asst. Cashier - Asst. Cashier - Asst. Cashier • Asst. Cashier - Asst. Cashier • Asst. Cashier • Asst. Cashier Organized 1 856 Capital Surplus and Undivided Deposits (May 4, 1920) - $ Profits - 5,000,000.00 21,582,949.88 187,255,784.20 Issues Letters of Credit for Travelers Available In All Parts of the World DIRECTORS STUYVESANT FISH CHARLES SCRIBNER EDWARD C. HOYT W. ROCKHILL POtTS http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis RICHARD DELAFIELD FRANCIS N. APPLETON CORNELIUS VANDERBILT GILBERT 6. THORNE RICHARD H. WILLIAMS THOMAS F. VIETOR JOHN 0. MILBURN WILLIAM VINCENT ASTOR JOSEPH 0. OLIVER ROBERT P. PERKINS 2 LEWIS CASS LEOYARO, JR. HORACE C. STEBBINS GEORGE C. TAYLOR DAVID M. GOODRICH EUGENIUS H. OUTERBRIDGE http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis A Nation-wide Organization he national city company T buys and sells Bonds and Short Term Notes and has always at its disposal a wide range of Bank and Bankers’ Acceptances. It has departments specializing in United States Government, Municipal, Railroad, Public Utility, Industrial, Foreign Govern ment, and First Mortgage Real Estate securities. The facilities of all these departments are open to the free use of banks, dealers and private investors. Offices in more than fifty cities are main tained by the Company. Many of them are in constant touch with the New York head quarters and with other Offices through about 10,000 miles of private telegraph wires. Your inquiries, through the office nearest you, will receive careful attention. The National City Company Main Office—National City Bank Building Uptown Office—Fifth Avenue and Forty'third Street PRINCIPAL OFFICES DAVENPORT, IOWA ALBANY, N. Y. Putnam Building Ten Eyck Bldg. DENVER, COLO. ATLANTA, GA. 718-17th St. 140 Peachtree St. DETROIT, MICH. ATLANTIC CITY, N. J. 147 Griswold St. Chalfonte Block HARTFORD, CONN. BALTIMORE, MD. Conn. Mutual Bldg. Charles & Fayette Sts. INDIANAPOLIS, IND. BOSTON 9, MASS. Fletcher Sav. & Trust Bldg. 10 State St. KANSAS CITY, MO. BUFFALO, N. Y. 1017 Baltimore Ave. Ellicott Square Bldg. LOS ANGELES CAL. CHICAGO, ILL. 507 So. Spring St. 137 So. La Salle St. MILWAUKEE, WIS. CINCINNATI, OHIO First Wis. Nat’l Bank Bldg. Fourth Nat’l Bank Bldg MINNEAPOLIS, MINN. CLEVELAND, OHIO Builders Exchange Bldg. Guardian Bldg. MONTREAL, CANADA, 74 Notre Dame St., West NEWARK, N. J. ROCHESTER, N. Y. 790 Broad St. Wilder Bldg. NEW ORLEANS, LA. SAN FRANCISCO, CAL. 301 Baronne St. 424 California St. OMAHA, NEB. SEATTLE, WASH. First Nat’l Bank Bldg. Hoge Bldg. PHILADELPHIA, PA. SPRINGFIELD, MASS. 1421 Chestnut St. Third Nat’l Bank Bldg. PITTSBURGH, PA. ST. LOUIS, MO. Farmers' Bank Bldg. 415 Olive St. PORTLAND, ME. SAINT PAUL, MINN. Union Mutual Bldg. State Savings Bank Bldg. PORTLAND, ORE. WASHINGTON, D. C. Yeon Bldg. 741-15th St., N. W. PROVIDENCE, R. I. WILKES-BARRE, PA. Industrial Trust Bldg. Miners' Bank Bldg. RICHMOND, VA. LONDON, E. C„ 2 ENG. 923 E. Main St. No. 4 London Wall Buildings TORONTO, CANADA, 10 King St., East. http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis 4 I Bond Service for Banks ONDS often afford advantages in the investment of your funds not obtainable in other ways. Long ex perience in dealing in bonds possessing the qualities required by banks makes it possible for us to render unusual service. B Correspondence and inquiries are suggested. i» _________________________ A. B. Leach & Co., Inc. INVESTMENT SECURITIB:s NEW YORK CHICAGO BOSTON PHILADELPHIA 62 Cedar St. 105 So. La Salle St. 97 Milk Street 115 So. 4th St. BUFFALO BALTIMORE MINNEAPOLIS CLEVELAND Peoples Bank Bldg. Maryland Trust Bldg. McKnight Bldg. Guardian Trust Bldg. MILWAUKEE First Wis. Nat’l Bk. Bldg. CINCINNATI 4th Nat’l Bank Bldg. ST. LOUIS DULUTH Security Bldg. Providence Bldg. H. M. Byllesby & Company INCORPORATED DIVERSIFIED INVESTMENT SECURITIES 208 South LaSalle Street CHICAGO 111 Broadway New York 10 Weybosset Street Providence 30 State Street Boston Bank of Wisconsin Bldg. Madison, Wis. 15 South Fifth Street Minneapolis, Minn. 321 Citizens Nat. Bank Bldg. Evansville, Ind. Second Nat’l Bank Bldg. New Haven, Conn. Government Bonds State Bonds Municipal Bonds http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis Electric Securities Gas Securities Oil Securities Industrial Issues 5 http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis LLOYDS BANK LIMITED. Chairman: Sir RICHARD V. VASSAR-SMITH, Bart. Deputy-Chairman: J. W. BEAUMONT PEASE. HEAD OFFICE: 71, LOMBARD STREET, E.C. 3 . $294,392^000 CAPITAL SUBSCRIBED CAPITAL PAID UP - 47,102,720 RESERVE FUND - - 48,375,525 DEPOSITS, &c. - -1,629,692,180 ADVANCES, &c. - - THIS 678,817,955 BANK HAS ABOUT 1,500 OFFICES ENGLAND AND WALES. IN The Agency of Colonial and Foreign Banks is undertaken. Affiliated Banks: THE NATIONAL BANK OF SCOTLAND LIMITED. Head Office: EDINBURGH. 130 Branches in the principal Cities and places in Scotland. THE LONDON AND RIVER PLATE BANK LIMITED. Head Office: 7, PRINCES STREET, E.C. 2. Branches in Argentina, Brazil, &c., Paris, New York and Lisbon. LLOYDS AND NATIONAL PROVINCIAL FOREIGN BANK LIMITED. OFFICES in LONDON (31, Threadneedle Street, E.C. 3), PARIS (3, Place de 1’Opera), BIARRITZ. BORDEAUX. HAVRE, MARSEILLES, NICE (SL Jean de Luz); COLOGNE; 0 ZURICH BRUSSELS, ANTWERP; SEPTEMBER AUGUST JULY 245 248 106 187 188 4 193 226 194 195 201 196 197 204 202 18 19 20 207 249 250 251 252 240 253 254 255 5 6 7 8 9 10 11 5 6 198 199 11 12 13 14 15 16 17 200 227 247 2 3 4 1 205 206 22 23 24 208 209 210 211 212 213 25 26 27 28 29 30 31 228 229 6 281 231 235 236 237 22 23 24 25 242 243 244 29 30 31 NOVEMBER OCTOBER 280 230 15 16 17 18 275 276 306 1 2 1 282 283 312 307 DECEMBER 308 2 3 313 314 31S 7 8 9 284 287 289 290 319 322 10 13 14 15 16 14 17 326 327 328 329 288 291 294 295 296 17 20 21 22 23 297 21 22 23 24 290 301 30* 333 335 24 27 28 29 30 28 30 302 303 305 31 FEBRUARY JANUARY MARCH s 3 4 5 6 7 8 2 3 4 5 6 7 8 2 65 M 66 T w T F s 60 61 62 63 64 1 2 3 4 5 67 68 70 71 69 6 7 8 9 10 11 12 72 75 73 74 76 77 78 13 14 15 16 17 18 19 79 80 81 83 82 84 85 20 21 22 23 24 25 26 86 87 88 89 90 27 28 29 30 31 JUNE MAY APRIL s 123 124 125 3 4 5 132 3 12 13 14 101 102 103 104 139 133 140 134 141 19 20 21 10 11 12 13 14 T 1*8 107 146 17 26 27 28 147 w T F s 152 153 154 155 1 7 93 100 M 127 156 157 5 6 163 164 158 159 2 3 4 160 165 166 167 170 168 169 171 172 173 174 175 176’ 19 20 21 22 23 24 25 151 177 24 31 26 27 28 29 30 http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis 162 12 13 14 15 16 17 18 114 7 161 7 8 9 10 11 178 179 180 181 http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis Barclays Bank Limited WITH WHICH HAS BEEN AMALGAMATED THE LONDON PROVINCIAL S SOUTH WESTERN BANK LIMITED LONDON, ENGLAND AUTHORIZED CAPITAL ISSUED CAPITAL - RESERVE FUND - - DEPOSITS.................... $ 100,000,000 71,051,780 35,000,000 1,480,295,660 THE BANK HAS OVER 1450 BRANCHES Throughout ENGLAND and WALES SPECIALLY ORGANISED FOR THE REPRESENTATION IN GREAT BRITAIN OF AMERICAN BANKS AND BANKERS AFFILIATED BANKS: THE BRITISH LINEN BANK, Head Office: EDINBURGH THE UNION BANK OF MANCHESTER, LIMITED Head Office: MANCHESTER Address Communioations to: FOREIGN MANAGER, 168 FENCHURCH STREET, LONDON, E. C. LONDON JOINT CITY & MIDLAND BANK LIMITED HEAD OFFICE: 5, THREADNEEDLE STREET, LONDON, E.C. 2 OVER 1,450 OFFICES IN ENGLAND AND WALES Subscribed Capital Paid-up Capital Reserve Fund - - - £38,053,445 10,797,195 10,797,195 Deposits - - 371,742,389 {Dec. 31st, 1919) ------- -------------------------------------------------------------- ----------------------------------------- OVERSEAS BRANCH: 65 & 66, OLD BROAD STREET, LONDON, E.C. 2 FOREIGN BANKING BUSINESS OF EVERY DESCRIPTION UNDERTAKEN Rt. Hon. R. McKENNA—Chairman AFFILIATED BANKS: BELFAST BANKING COMPANY, LTD. THE CLYDESDALE BANK, LTD. Over 110 Offices in Ireland Over 150 Offices in Scotland 8 RAND M£NALLY BANKERS DIRECTORY W-flE BANKER •^REGISTERS WITH LIST OF ATTORNEYS Official Numbering Agent for American Bankers Association THE BANKERS BLUE BOOK July 1920 Edition 89th EDITION 48th YEAR A Consolidation of RAND McNALLY BANKERS DIRECTORY FOUNDED 1872 THE BANKERS REGISTER FOUNDED 1888 BANKERS DIRECTORY (Homan’s and Sharp & Alleman’s Edition) FOUNDED 1845 (Oldest Bank Directory in the United States) See Page 13 for Alphabetical Table of Contents RAND McNALLY & COMPANY, Publishers Rand McNally Building NEW YORK CHICAGO (Head Office) 9 2 http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis Copyright, 1883, by Rand McNally & Company. January Edition. Copyright, 1883. by Rand McNally & Company. July Edition. Copyright, 1884. by Rand McNally & Company. January Edition. Copyright, 1884, by Rand McNally & Company. July Edition. 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January Edition J uly Edition. January Edition. July Edition. January Edition, July Edition. January Edition. July Edition. January Edition. July Edition. January Edition. July Edition. January Edition July Edition. January Edition July Edition. January Edition. July Edition. January Edition. July Edition. January Edition. July Edition. 10 Rand - Nally BANKERS DIRECTORY TwB*nKrReSgister WITH LIST OF ATTORNEYS Official Numbering Agent for American Bankers Association JULY, 1920 EDITION 89th 48th YEAR Announcement E take pleasure in announcing the absorption by the RAND-McNALLY BANKERS DIRECTORY of the BANKERS REGISTER (Blue Book), for many years published by The Credit Company of Chicago, and the combining of the names of these two well-known publications, beginning with the Eighty-sixth Edition of cC7ie ‘Tfand-McNally jankers Directory. Some years ago, the BANKERS REGISTER absorbed the BANKERS DIREC TORY. HOMAN’S and SHARP & ALLEMAN’S EDITION, so that the present Directory is a consolidation of the three best known Bankers’ Directories published in this country. We believe that this consolidation is for the best interests of all concerned and we feel sure that the banks throughout the country will welcome this move on the part of the publishers of the RAND-McNALLY BANKERS DIRECTORY. We assure our patrons that, as in the past, nothing will be left undone by us in our effort to give them a Directory as nearly perfect as experience, continued vigilance, time, and money will make it and we welcome suggestions for the betterment of this service. We wish to impress our constantly increasing number of friends and patrons that the claims of this publication for your patronage are: 1. It is honestly revised twice a year. 2. It is complete, up to date and is published nearer to the date of the information it contains than is any other similar publication. 3. It is printed in tabulated form, all similar items being placed in the same column, for the purpose of comparison—more expensive for us, more satisfactory for your purpose. 4. It is beautifully printed in clear, readable type. 5. It gives to advertisers a country-wide circulation, covering a majority of the best banks in America and thousands of the large corporations and lawyers offices, a circulation three times that of any other similar publication and larger than that of any other financial publication in America. W '9 In Short, it is an Honest Product We hope that the results of our efforts may meet with your continued approval and we thank you for your patronage. http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis RAND McNALLY & COMPANY, Publishers Chicago Rand-McNally Building - (Head Office) II New York INDEX July, 1920, edition States and Territories. Alabama.......................... Alaska.............................. Arizona............................ Arkansas.......................... California........................ Colorado.......................... Connecticut..................... Cuba................................ Delaware......................... District of Columbia.... Florida............................ Georgia............................ Hawaiian Islands............ Idaho............................... Illinois............................. Indiana............................ Iowa................................ Kansas............................ Kentucky........................ Louisiana......................... Maine.............................. Maryland........................ Massachusetts................. Michigan......................... Minnesota....................... Mississippi...................... Missouri.......................... Montana.......................... Nebraska......................... Nevada............................ New Hampshire.............. New Jersey..................... New Mexico.................... New York....................... Banks. Map. PAGE. PAGE. Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed^ Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed States and Territories. On Index Ala. On Index Alaska On Index Ariz. On Index Ark. On Index Cal. On Index Colo. Opp. New Haven Opp. West Indies On Index Md. On Index D. C. On Index Fla. On Index Ga. On Index Hawaii On Index Ill. Opp. Chicago On Index Ind. On Index Iowa On Index Kas. On Index Ky. On Index La. On Index Maine On Index Md. On Index Mass. On Index Mich. On Index Minn. On Index Miss. On Index Mo. On Index Mont. On Index Neb. On Index Nev. On Index N. H. On Index N. J. On Index N. Mex. On Index N. Y. North Carolina............... North Dakota................. Ohio................................. Oklahoma........................ Oregon............................. Pennsylvania................. . Philippine Islands........... Porto Rico...................... Rhode Island.................. South Carolina................ South Dakota................. Tennessee........................ Texas............................... Utah................................ Vermont.......................... Virginia............................ Washington..................... West Virginia.................. Wisconsin........................ Wyoming......................... Dominion of Canada.... Alberta....................... British Columbia. . . K. Manitoba................... New Brunswick......... Newfoundland........... Nova Scotia............... Ontario....................... Prince Edward Island. Quebec....................... Saskatchewan............ St. Pierre et Miquelon Yukon........................ Mexico................. ’.... Banks. PAGE. Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Map. PAGE. On Index N. C. On Index N. D. On Index Ohio On Index Okla. On Index Ore. On Index Penna. On Index Phil. Is. Opp. West Indies On Index R. I. On Index S. C. On Index S. D. On Index Tenn. On Index Tex. Opp. Salt Lake C. On Index Va. Opp. Norfolk. On index Wash. On Index W. Va. On Index Wis. On Index Wyo. On Index Can. On Index Can. On Index Can. Opp. Winnipeg Opp. Halifax Index Can. Opp. Halifax Opp. Toronto Opp. Halifax Opp. Montreal Index Can. Index Can. Index Can. On Index Mex. MISCELLANEOUS MAPS PAGE, PAGE. Africa.................................... Opposite Africa (Foreign List) Bank Transit map (A. B. A. Num. System) Opposite 20 Boston, Mass.................................................... “ Boston Boston and Vicinity......................................... “ Boston Buffalo, N. Y............ ....................................... “ Buffalo Chicago, Ill....................................................... “ Chicago Cincinnati, Ohio............................................... Cincinnati England..................................................... On Index London Europe....................... ................................On Index Foreign Federal Reserve Districts................. Opposite 12 Indianapolis, Ind.............................. “ Indianapolis Kansas City, Mo.............................. “ Kansas City Milwaukee, Wis................................ “ Milwaukee Minneapolis, Minn........................... Opposite Minneapolis New York City, N. Y...................... “ New York City New York City (Greater N. Y. and vicinity)...................................... Opposite New York City Philadelphia, Pa................................... “ Philadelphia Philadelphia, Pa. (Vicinity Map)... “ Philadelphia Philadelphia and Environs.................. “ Philadelphia Pittsburgh, Pa. (Main Portion)....... “ Pittsburgh Pittsburgh and Vicinity....................... “ Pittsburgh St. Louis............................................. “ St. Louis St. Paul, Minn..................................... “ St. Paul Seventh Federal Reserve District... “ Chicago South America.................................. On Index South Am. United States.................................... Opposite 12 Washington, D. C............................................... Index D. C. West Indies.......................................... “ South America World................................................................... Opposite 16 MISCELLANEOUS CONTENTS For alphabetical arrangement of subjects and guide for use of Directory, see page 13. Foreign Banks, Bonded Lawyers, Laws, Accessible Towns, and Directors are thumb indexed in back of this volume. http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis AUSTRALIA and NEW ZEALAND. BANK OF NEW SOUTH WALES {ESTABLISHED 1817.) Paid-up Capital Reserve Fund Reserve Liability of Proprietors $20,000,000.00 16,000,000.00 20,000,000.00 $56,000,000.00 $335,181,24-7.00 Aggregate Assets 30th Sept., 1919 - SIR JOHN RUSSELL FRENCH. K.B.E.. General Manager 340 BRANCHES and AGENCIES in the Australian States, New Zealand, Fiji, Papua (New Guinea), and London. The Bank transacts every description of Aus tralian Banking Business. Wool and other Produce Credits arranged. Head Office: GEORGE STREET. SYDNEY London Office: 29. THREADNEEDLE STREET. E. C. 2 The Commercial Banking Company of Sydney, Limited. ESTABLISHED 1834. INCORPORATED IN NEW SOUTH WALES 1893. Capital Paid up ... Reserve Fund ... Reserve Liability of Proprietors £2,500,000 - 2,120,000 2,500,000 £7,120,000 HEAD OFFICE—SYDNEY, NEW SOUTH WALES. LONDON OFFICE—18, BIRCHIN LANE, E. C. SYDNEY BOARD G. J. COHEN. Esq., Chairman. JAS. W. MacARTHUR ONSLOW, Esq. Hon. H. E. K.ATER. M. L. C., Deputy-Chairman. OWEN E. FRIEND Hon. H. MOSES. M. L. C. Sir THOMAS ALLWRIGHT DIBBS. Hon. Director. H. H. MASSIE, General Manager. I LONDON BOARD Rt. Hon. Lord PLUNKET. G. C. M. G.. K. C. V. O. K. B. E. Hon. HENRY S. LITTLETON. Chairman. F. A. SCRIVENER. Manager. NEVILLE D. COHEN. Esq. J. H. GREENFIELD. Accountant. 209 Branches in New South Wales and Queensland AGENTS AND CORRESPONDENTS THROUGHOUT THE WORLD http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis > The American Audit Company BRANCHES PUBLIC ACCOUNTANTS New York City HOME OFFICE: 100 Broadway LAFRENTZ. C. P. A. IN. Y.). Boston Ph ILADCLPHIA Washington, Richmond Milwaukee Baltimore New Orleans E. C.. Lonoon, President Certified Statements prepared for Banks show ing the Financial Condition of Customers desiring Credit Y Scranton Atlanta Established Since 1899 Without Change In Management F. W. N Waldorf-Astoria, Chicago D. C Eno. Iz ngitudc WestWfrom.Grc Lake Winnipegosis fatoonj Saska et fflake St. JoM$h {PPe£te "- — Bran dTn* Estevan "Morris TURTLE Kenmarfe r Leeds°>x, Devils L@c? loosehead^i At^C* i QjOV1 Carrington* [amcstown ^loV«3\ <7^ \ Sudbury* 7c/ , Ashcroft s la *‘«ln Home ■\^Shoshone Q Jdi.’tsU WMrnar O««chUlfV-e ^Deadtt> ^Jdahtffc > Falls " J^ello' [Belle Fourche L Whitewood ftoskc^?Sl kipen£3j [City V „ LGrayW ’rentieej Ortoni ? Xj IfMjPifcitJ Pierre1 Tipestwiv "castle^ Winona's Chamberlain ( .Albert Lea) ^Austin IshkoshU Fond? txj.u 1a JiSfo CUJ [anitow* ; Saginaw jeniont [ibv auke ^Holin' ZfZTe1* Ainsworth Ell a worth Norfolk Davenportii Columbi , Des MotneS 'Ouricil Bluffs Lincoi raua/i New3£ j^ican\ NortonL Rennes ’°ntros<fi Ac Ashland npavl>4ri Cheyenne WeSf Alanjosi jjntonito Trinidad irsons Anthony EsPanola c fSan Bernard^ [{.Colton N _ESTOS\_ l Hinton ^riuceton ^"BSola- &■ Smporia J Fort Sc/tt] St. O Rolla/ I LSortonf Mon tt / isborof I Sk*'*** Willow’ Springs ^Salisbury/ ’^Nashvtllt^ bANTA fY> I Fayetteville Columbia Chester' )hattanooga> 'Amarillo >rt Smitl7 Thiokaehal dutsvilb^/yyl Tittle Rock^ Socorro Childress )ecatuq Duncan < ' / J^hUfi; Falls'''-^. ' —Henriettas. Bowie^ WRTe,,i fejStaked Pl' -lI5»n>gordo Dt''"inS .Column) JSLgTa ha \V,’arrNMjjU- iurdon. ^Sp^miSS 8iiveSc^' xrGreenvn (berton) /SleGebee'i Camden z—s^Tei atkaml i Greenvitfc i V,v^’7 ■Annis! tMVest Colnml (W>“ 1 3\RTJ A' A <Ca|jsbad r~~_; Cisoo^/Cleourl Midland Blanca MonroeY" “Mefidiai tericu8 Morgan, 'GreenVi Brownwood f Flomaton Lufkin jfumont -ongfellc pston’ $T St. LquIw—^2{v Orleans .San Antonio Cbihuahua’ blouthsoftl^ ^Mississippi River lalveston .. vetersW< cramp* 7’diHPa ■A ienez <jttOv®ASP J DISTRICTS Brownsville* Saltillo UNITED STATES SCALE , L. de la Madre .Victoria lsU^ns ,ju>r.o8' TORTVG*8 fb »c5 Statute Miles, 240 = 1 Inch, McNally’s New 11 x 14 Map of United States. Copyright by Rand McNally 4t Co, 436 http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis TWO IMPORTANT CHANGES in this Edition For the Betterment of the Service 1. THE FEDERAL RESERVE DISTRICT in which each town or city is located, is designated by bold faced figure under name of each city or town, when State is in two or more districts—and by notice at head of column over names of towns, when entire State is in same district. 2. LAWYERS (indexed in back part of Di rectory) are all bonded by the American Surety Co. of New York for benefit of users of this Directory to the amount of two thousand dollars on each lawyer. (This does not include those under heading “Foreign Attorneys.”) What You Want To Know AND How To Find It IN Rand McNally Bankers Directory and Bankers Register THE BLUE BOOK SUBJECT EXPLANATION HOW FOUND Accessible Points------------------------ Towns without banks___________________________ See “Non-Bank Towns” below American Bankers Association... Members of, indicated by a............................................• after name of bank. Numerical System, Explanation of______________ Map opposite page 20. Officers of___________ ________ ____ _____ ____ __ Page 19. A. B. A. Transit Numbers________ Assigned to banks exclusively by this Directory under the authority of The American Bankers Association —_______________________________ Under name of each bank. Attorneys------------------------------------ (Bonded)----------------------------------------------------------- See “Lawyers” below. Bank Exams, and State Officials— National and State, with addresses______________ Pages 20 to 25. Bankers Associations___________ and Officers.... ......................... .............. .......................... Pages 19-20-21. Banks____________________________ of United States, National, State, and Private; Indexed alphabetically as to States, statement, officers, general information ............. Towns and Banks. Calendar_________________________ for year_____ _______ __________________________ Page 7. Canada___________________________ Banks of, giving all branches, officers, capital, cor- Indexed "Cana.,” Alphabetical as to Provrespondents, etc. ______ _______________________ inces. Clearing1 House Members_________ in each city, indicated by a_____________________ * before the name of bank. Clearing Houses_________________ in United States and Canada____________________ Page 26 and at end of bank list in each city. Comptrollers’ Calls______________ to National Banks, dates of and day of week, from 1886 to date__________________________________ Opposite Page 17. Correspondents __________________ of each bank given____ __________________ ______ After name of bank. County___________________________ in which town is located given__________________ After name of each town. County Seat_____________________ indicated by a_________________________________ *before name of town, both in Bank List and in Lawyers List. Date of Organization of Bank------ indicated by------------------------------------------------------ Figures after name of bank. Directors________________________ of Banks and Trust Companies___________ <_____ Indexed "Direct.” Federal Land Banks-------------------- Giving Officers, Territory, etc.__________________ Page 40. Federal Reserve Banks---------------- Complete Information______ ____ _______________ Page 28. Federal Reserve Districts------------ District in which town is located________________ Bold face figure under name of town or See top of first column bank pages. Federal Reserve Members_______ State Banks and Trust Companies_______________ ♦ Under name of bank. Financial Statement_____________ of every bank in United States and Canada given indexed Alphabetically, as to State, after name of bank............... .................................... Towns and Banks. Foreign Banks___________________ and Bankers (Selected List).......................................... Indexed “Forgn." Foreign Coins______________ -------- Value of, in U. S. Money........ .................. . .................... Page 17. Foreign Languages................ . ........... Table of cardinal numbers and commercial terms, in ten languages _______ _____ ________________ Page 18. Foreign Lawyers________________ Specially prepared list............................ ........................ Under index "Lawy.” Grace, Days of____________________ Alphabetically arranged as to states_____________ Page 14 and under "Laws.” Holidays_________________________ ------------------------------------------------------------------------ See “Laws.” » Interest Rates------------------------------ Alphabetically arranged by states, for quick refer ence-------------------------------------------------------------- Page 15. (See also Laws) Investment Bankers Association. Members listed in large cities marked by a........ .....H After name of firm. Investment Dealers--------------------- Selected List---------------------------------------------------- Following banks in each city. Islands----------------------------------------- Cuba, Porto Rico, and Philippines, Banks of_______ Indexed immediately after States. Laws-------------------------------------------- A carefully prepared digest of Banking and Com mercial Laws of each state............... .............. ........... Indexed "Laws.” Lawyers_________________________ In principal towns and cities. Bonded by Ameri can Surety Co. of New York. Special list of foreign attorneys................... ....................................... Indexed "Lawy.” Legislatures_____________________ Dates of Meetings______________________________ Opposite Index “Laws.” Location of Towns on State Maps (Map given with each state) indicated by_________ Guide Letter and Figure after each town. Maps_____________________________ Rand-McNally’s newest maps of states, principal See Index Page 12. cities, Canadian Provinces, Mexico, etc.________ Inserted in proper geographicalposition. Mexico___________________________ Banks and map of______________________________ Indexed “Mexico.” Negotiable Instruments-------------- Laws relating to, and states which have passed “The Negotiable Instruments Law”....................... See "Laws,” Indexed. Non-Bank Towns____________ -— Showing nearest accessible banking points, and whether Money-Order Office, Telegraph Station, or Express Office_____________________________ Indexed "Acces.” Number of Banks________________ In United States and Canada____________________ See Page 14. Numerical System of A. B. A.------ explanation and map of________________________ Opposite page 18. Officers__________________________ of every bank in United States, Canada, and Mexico given after name of bank_____________________ Indexed by States. Parcel Post............................................ Explanations and Rates.__ ____ _________________ Page 16. Population of Banking Towns----- shown by______________________________________ Figures under name of town both in Bank List and in Lawyers List. Postage Rates____________________ and Postal Regulations..................... ............ .................. Page 16. Private Banks.......... ..........................— (Unincorporated) indicated by a_________________ t after name of bank. Under State Supervision________________________ See Page 14. Reserve Cities____________________ for National Banks________________ ______ ______ Page 27. gtate Bankers Associations'--------- Members of, indicated by a...____ ______________ t after name of bank. btate Banks_____________________ (Incorporated) indicated by a................... .................. § after name of bank. Statutes of Limitations------------- Arranged for quick reference____________________ Page 15. See also "Laws,” indexed. http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis NUMBER OF BANKS IN THE UNITED STATES AND CANADA IMPORTANT: This tabulation covers only institutions performing the functions of a bank. Some publishers, for reasons of their own, include in their tabulation all those concerns whose names they pub lish but whose business is confined to the selling of Investments. Such information is naturally mislead ing. We carry the names of thousands of such institutions but they are not included in this tabulation. UNITED STATES Total National Banks. Total State Banks and Trust Cos. Total Private Banks t Total AU Banks. 267 16 89 403 521 251 151 36 28 212 657 24 137 1,021 644 1,357 1,107 460 274 121 202 316 553 1,196 327 1,528 278 1,036 ' 24 70 180 83 505 540 721 641 622 189 569 42 401 560 488 1,023 103 58 344 316 221 835 114 *10 Wyoming..................................................................................................... 103 3 21 86 312 145 66 19 15 55 93 3 83 483 254 356 258 134 47 63 92 161 114 336 36 136 146 189 11 55 216 48 503 87 182 377 355 94 857 17 82 134 100 560 29 49 168 95 121 150 46 380 19 110 496 833 403 224 55 44 270 789 31 223 1,897 1,072 1,936 1,369 594 322 184 301 480 883 1,532 364 1,672 432 1,225 35 125 407 131 1,150 630 903 1,156 977 285 1,474 59 486 700 589 1,730 132 107 525 413 342 985 161 Grand Total, United States............................................... 8,145 21,861 STATE Alabama...................................................................................... Alaska......................................................................................... Arizona....................................................................................... Arkansas...................................... *............................................ California................................................................................... Colorado........................................................................ ............. Connecticut................................................................................ Delaware............. ....................................................................... District of Columbia.................................................................. Florida ....................................................................................... Georgia....................................................................................... Hawaii......................................................................................... Idaho ........................................................................................... Illinois......................................................................................... Indiana....................................................................................... Iowa............................................................................................ Kansas......................................................................................... Kentucky ................................................................................... Louisiana..................................................................................... Maine.......................................................................................... Maryland................................................................................... Massachusetts............................................................................ Michigan..................................................................................... Minnesota................................................................................... Mississippi......................... ....................................................... Missouri..................................................................................... Montana..................................................................................... Nebraska..................................................................................... Nevada........ ,............................................................................... New Hampshire.......................................................................... New Jersey.......................... ...................................................... New Mexico............................................................................... New York State.......................................................................... North Carolina........................................................................... North Dakota............................................................................. Ohio............................................................................................. Oklahoma................................................................................... Oregon......................................................................................... Pennsylvania............................................................................... Rhode Island.............................................................................. South Carolina............................................................................ South Dakota............................................................................. Tennessee................................................................................... Texas........................................................................................... Utah............................................................................................ Vermont....................................................................................... Virginia....................................................................................... Washington.............................................................................................. West Virginia.............................................................................. Wisconsin.................................................................................... *7 *7 7 1 *3 39 4 *3 393 *174 223 *4 1 7 *3 216 1 *8 *8 *11 142 3 *138 *2 *48 *3 *6 1 147 13 2 1 l,636t 31.642J ♦Under State Supervision. tThis does not include corporations, ‘firms, and individuals whose names appear herein but which are doing an investment business only. CANADA Alberta.................................................................................................... British Columbia.................................................................................... Manitoba............................................................................................... Miquelon..................................................... ........................................... New Brunswick...................................................................................... Newfoundland........................................................................................ Nova Scotia........................................................................................... Ontario................................................................................................... Prince Edward Island............................................................................ Quebec................................................................................................... Saskatchewan......................................................................................... Yukon..................................................................................................... 442 242 358 2 121 55 174 1,673 38 1,121 612 3 Total, Canadian Banks and Bankers............................................ 4,841 http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis 14 INTEREST RATES, GRACE ON SIGHT DRAFTS, AND STATUTES OF LIMITATION See also “Laws,” indexed in back of this Volume INTEREST RATES—NOTES AND ACCEPTANCES—GRACE. STATES AND TERRITORIES. Legal Rate Rate of by Interest Contract. Notes and Acceptances Due on Holi days. Half Days. Are payable Per ct. Per cent. and protestable the day— Alabama__________ Alaska____________ Arizona___________ Arkansas _________ California_________ Colorado__________ Connecticut_______ Delaware_________ District of Columbia. Florida___________ Georgia___________ Hawaii____________ Idaho_____________ Illinois___________ Indiana___________ Iowa............ ................ Kansas___________ Kentucky................... Louisiana_________ Maine........................... Maryland_________ Massachusetts.......... Michigan_____ ____ Minnesota________ Mississippi________ Missouri.......... .......... Montana__________ Nebraska_________ Nevada______ ____ _ New Hampshire.... New Jersey_______ New Mexico______ New York________ North Carolina........ North Dakota____ Ohio______________ Oklahoma............ Oregon___________ Pennsylvania_____ Philippine Islands.. Porto Rico________ Rhode Island_____ South Carolina ..... South Dakota_____ Tennessee________ Texas_____________ Utah______________ Vermont_________ Virginia __________ Washington______ West Virginia_____ Wisconsin________ Wyoming________ Alberta ___________ British Columbia ... Manitoba_________ New Brunswick ... Nova Scotia______ Ontario............ .......... Quebec___________ Saskatchewan ...... 8 8 6 6 7 8 6 6 6 8 7 8 7 5 6 6 6 6 5 6 6 6 5 6 6 6 8 7 7 6 6 6 6 6 6 6 6 6 6 Any r»te 6 6 7 7 6 6 8 6 6 6 6 6 8 5 5 5 5 5 5 5 5 8 12 10 10 Any rate 12 12 6 ion 10 8 12 12 7 8 8 10 6 8 Any rate 6 Any rate 7 10 8 8 12 10 12 6 6 12 6t 6 10 8 10 10 6f Any rate 12 Any rate 8 121 6 10 12 6 6 12 6 10 12 Any rate Any rate Any rate Any rate Any rate Any rate Any rate Any rate After After After After After After After After • After After After After After After After After After After After After After After After After After After After After After After After After After After After After After After After After After After After After Afterl After After After After After After After After After After After After After After After After After After After After After' After After After After After After After After After After After After After After After After After Afterl After After After After After After After After After After After After After After After After After After After After After Holidays falling on Sunday are observed the day— After Before After After After After After Before After After After After After After After After After After After After After After After After After After After After After After After After After After After After After After After After After After After After After 1 After After After After After After After After After After After After After After After STATUTES OF LIMITATIONS. Notes. Sight Bills. Drafts. No grace No grace No grace No grace No grace No grace No grace No grace No grace No grace No grace No grace No grace No grace No grace No grace No grace No grace No grace No grace No grace No grace No grace No grace No grace No grace No grace No grace No grace No grace No grace No grace No grace No grace No grace No grace No grace No grace No grace No grace No grace No grace No grace No grace No grace Grace No grace No grace No grace No grace No grace No grace No grace Grace Grace Grace Grace Grace Grace Grace Grace No grace No grace No grace No grace No grace No grace No grace No grace No grace No grace No grace No grace No grace No grace No grace No grace No grace No grace No grace Grace No grace Grace No grace No grace No grace No grace No grace No grace No grace Grace No grace No grace No grace No grace No grace No grace No grace No grace No grace No grace No grace Grace No grace No grace No grace Grace No grace No grace No grace No grace No grace No grace No grace Grace Grace Grace Grace Grace Grace Grace Grace In Denver, Due Saturday during June, July, and August protest Saturday or Monday at option of holder. t Any rate agreed upon in writing is legal on collateral demand loans of $ 5000 and over. 1 See laws, indexed in back of this volume. http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis 15 Notes and Written Con tracts. Judg ments. Sealed Instru ments wit nessed. Years. Years. Years. Years. 3 6 3 3 4 6 6 3 3 3 4 6 6 6 5 2-4 6 6 6 3 5 6 20 10 5 3-101 5 6-201 201 20 12 20 7 10 10 6 5 4 5 6 5 3 2-5 3 6 3 6 6 6 3 5 5 4 4 6 6 4 6 3 6 6 3 6 6 10 5 10 10 10 5 5-15 5-10 6-20 3-12 6 6 6 6 10 8 5 6 6 6 6 6 3 6 15 5 6 6 6 20 20 20 5 15 10 20 12 20 6-10 10 7 10 10 5 6 20 20 7 20 10 10 21 1-5 10 20 101 5 10 20 10 6 15 10 20 12 20 10 20 20 10-20 10 10 8 8 10 6 10 10-20 5-10 12 20 10 20 20 20 30 12 20 6-20 20 6 4 6 8 10 6 10 10-20 10 20 20 10 20 20 Open counts. 6 6 6 6 2 4 6 3 3 5 6 8 6 6 6 6 6 5 6 6 6 6 6 4 6 6-14 5 6 10 6 10 6 6 6 6 6 6 5 6 3-201 17 20 12 20 20 1 I 10 1 1 1 20 16 6 20 10 1 15 5 10 20 10 20 http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis RATES OF POSTAGE DOMESTIC Limit Weight. Postage. Classes. Wrst Cffass—f<’ttnrs and sealed packages . ........... ..... .... ............. 2 cts. each oz. or fraction thereof 1 ct. each ____________________ Postal cards _____ ___ .. ____________ - _________________ ___ _____ Second Class—Newspapers, periodicals entered as second-class matter and sent by the pub 1 ct. per pound----------------------lisher or news agent------------------------------------------- ------------------------ (let. each 4 oz. or fraction, stamps ( affixed________________ ...... Same when mailed bv others than above __ Third Class—Circulars, pamphlets, and other matter wholly in print, proofsheets, cor-1 rected proofsheets and manuscript copy accompanying same.......... ................ ) Fourth Class—Merchandise and matter not included in any of the above classes___________ Special Delivery in addition to regular postage____ .. . . ___ . ___ Registry Fee in addition to regular postage —................ ............................................... ............... Four lbs. No limit. , 1 ct. each 2 oz. or fraction thereof ) ) ’ Parcel Post Rates (see below) .. . 10 cts. No limit. 4 lbs. For packages over four pounds and all books, see Parcel Post Rates. _____ .......__ 10 cts FOREIGN POSTAGE TABLE The rate of postage upon letters to foreign countries is five cents for the first ounce or fraction of an ounce, and three cents for each addi tional ounce or traction of an ounce, excepting the following named countries. To these countries and places letters may be sent at the rate of two cents an ounce or fraction thereof. Dutch West Indies England Ireland Leeward Islands Mexico Newfoundland New Zealand Republic of Panama Bahamas Barbados British Guiana British Honduras Canada City of Shanghai, China Cuba Dominican Republic Scotland Trinidad (including Tobago) Wales Windward Islands (including Grenada, St. Vincent, The Grenadines, and St.Lucia) The rates on other than letters to all foreign countries are: Single postal cards, each, 2 cents: double postal cards, each, 4 cents: newspaper and other printed matter, for each two ounces or fraction thereof. 1 cent. Commercial Papers—Packets not in excess of 10 oz„ 5 cents; packets in excess of 10 oz„ for each 2 oz. or fraction thereof additional, 1 cent. Samples of Merchandise—Packets not in excess of 4 oz„ 2 cents: packets in excess of 4 oz„ for each 2 oz. or fraction thereof additional, 1 cent. Merchandise sent on order or as a gift must be sent by Parcel Post (note below) or is subject to letter postage, which must be fully prepaid. Registration fee on letters or other articles. 10 cents. Ordinary letters for any foreign country (except Canada and Mexico) will be forwarded, whether any postage is prepaid on them or not. Foreign mail should be fully prepaid, as double the amount of deficient postage is collected before delivery in countries of destination. All other mailable matter must be prepaid at least partially. Limit of weight for printed matter, 4 lbs., 6 oz. TABLE SHOWING RATES OF PARCEL POSTAGE Parcels weighing four ounces or less are mailable at the rate of one cent for each ounce or fraction of an ounce, regardless of distance. Parcels weighing more than four ounces are mailable at the pound rate, as shown by the following table, and when mailed at this rate any fraction of a pound is considered a full pound. Parcels are limited in weight to seventy pounds within the third zone and to fifty pounds beyond the third zone, and in size to eighty-four inches in “length and girth combined.” Rate on books weighing eight ounces or less is one cent for each two ounces or fraction thereof for any distance: over eight ounces, the zone parcel post rates apply. WAR TAX,— One cent on twenty-five cents (less than 25 cents, no tax), two cents on twenty-six to fifty, three cents on fifty-one to seventy-five, four cents on seventy-six to one dollar. 1st zone Weight 1st pound Each ad ditional lb. Local rate $0.05 Zone rate $0.05 2d zone rate 3d zone rate 4th zone rate 5th zone rate 6th zone rate 7th zone rate 8th zone rate $0.05 $0.06 $0.07 $0.08 $0.09 $0.11 $0.12 0.0| .0.01 0.01 0.02 0.04 0.06 0.08 0.10 0.12 FOREIGN PARCEL POST RATES Twelve cents per pound or fractions thereof. To many countries there is an additional transit ra+e. Eleven pounds is the limit to foreign points named in United States Postal Guide except: the limit of weight on Foreign Parcel Post is 20 pounds to Ecuador, Mexico, and Salvador. Twenty-two pounds to Argentine, Brazil, Bulgaria, steam served places in China, Colombia, Costarica, Haiti, Honduras, Lithuania, Nicaragua, Paraguay, Peru, and Roumania. Fifty pounds to Panama. Limited to three and one-half feet in length and to six feet in length and girth combined. Please note, however, that there are certain countries to which packages cannot be sent by parcel post. Your local post office should be consulted. DOMESTIC MONEY ORDER BUSINESS The printed application form must be used when applying for a money order. The applicant must write his or her own given name and surname In full, and given name of the payee must be stated in full if known, otherwise initials may be used. The given name of married women must be used and not that of their husbands. Names of places, streets, and numbers should be written in plainest manner possible. A money order can not be made payable to more than one person or firm. Domestic Money Order Fees For orders of $2.50 or less_______________________________________ 3c Over $30.00 and not exceeding $ 40.00____________________________ Over $ 2.50 and not exceeding $ 5.00---------- ------ --------------------------- 5c “ 40.00 “ “ 50.00__________________ __________ 5.00 “ “ 10.00................................................. 8c “ 50.00 " “ 60.00................. “ 10.00 “ “ 20.00.................................. 10c “ 60.00 ** “ 75.00................................. •* 20.00 “ “ 30.00............. 12c “ 75.00 “ " 100.00...... Orders payable at a money-order office can not be issued for an amount exceeding $100. 15c 18c 20c 25c 3«e INTERNATIONAL MONEY ORDERS Money orders can be issued between the United States and fifty-eight countries, rates differing and subject to change. latest rates. See your Postmaster for RATES FOR EXPRESS MONEY ORDERS Not over................$2.50............. 3 cts. ] Over $10.00 to $20.00................ 10 cts. I Over $40.00 to $50.00................ 18 cts. I Over $75.00 to $100.00_______ 30 cts. Over $2.50 to 5.00_______ 5 cts. Over 20.00 to 30.00________ 12 cts. j Over 50.00 to 60.00_______ 20 cts. ' Over 5.80 to 10.80________ 8 cts. ! Over 30.00 to 40.00......... ....... 15 cts. ! Over 60.00 to 75.00..............25 cts. I Over $100.00 at above rates. 16 http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis LIMITED Subscribed Capital Paid up Capital Reserve Fund HEAD OFFICE 17 Moorgate Street, LONDON, E. C CHIEF OFFICE In New Zealand at Wellington 64 Branches and Agencies throughout New Zealand Bills of Exchange Collected Wool and Produce Credits Arranged All classes of Banking Business undertaken http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis VALUES OF FOREIGN COINS Treasury Department, Office of the Secretary, Washington, D. C., July 1,1920 In pursuance of the provisions of section 25 of the act of August 27, 1894, I hereby proclaim the following estimate by the Director of the Mint of the values of pure metal contents of foreign coins to be the values of such coins in terms of the money of account of the United States, to be followed in estimating the value of all foreign merchandise exported to the United States during the quarter beginning January 1, 1920, expressed in any such metallic currencies. Entries of merchandise liquidated upon the values proclaimed herein will be subject to reliquidation upon the order of the Secretary of the Treasury whenever satisfactory evidence shall be produced to him showing that the values in United States currency of the foreign money specified in the invoices were at the date of certification at least ten per centum more or less than the values herein proclaimed. D. F. HOUSTON, Secretary. Values of Foreign Coins Value in COUNTRY. of Legal Standard. Monetary Unit. Terms U.S. Remarks i Money. Peso_____________ Argentine ReDUblic Gold................... — Austria-Hungary Belgium Gold Krone Gold and silver.— Franc .2026 .1930 Bolivia Gold_____________ Boliviano .3893 Brazil.. Gold____ _________ Milreis___________ JO.9648 .5462 Pound sterling____ British Colonies in Austra Gold lasia and Africa. Canada Gold............... ........... Dollar___________ Central American States: Gold Colon____________ Costa Rica Rritish Honduras Gold......................... Dollar___________ Nicaragua______________ Gold Cordoba__ _______ Guatemala----------------- 1 Silver____________ Peso_____________ Salvador ........... . Gold_____________ Colon____________ Peso__ ___________ Chile........ . ................................. Gold 4.8665 Amoy____ Canton .... Cheefoo... Chin Kiang Fuchau___ Haikwan (customs). Hankow-— Tael.. < Kiaochow. Nankin.... Niuchwang Ningpo.... Peking___ Shanghai.. Swatow ... Takau____ Tientsin... ( Yuan___ _ Dollar^ Hongkong. Dollar British _ __ 1.2521 1.2484 1.1976 1.2232 1.1582 1.2740 China Silver__________ < Colombia Gold Dollar Cuba.......... ....... ................. Denmark.................................... Ecuador..................... .................. Egypt.................... .............. . Gold Gold Peso Krone Gold Sucre Pound (100 piasters) Finland..................... ............... France _______________ Gold Markka Gold and silver___ Franc (Mexican... Gold 1.0000 Exchange rate about $0.8825. .4653 1.0000 1.0000 Exchange rate $0,339 = 1 colon. .7642 .5000 .3650 1.1715 1.2134 1.2391 1.1742 1.2039 1.2207 1.1437 1.1567 1.2601 1.2134 .8205 .8235 .8235 .8296 .9733 1.0000 .2680 .4867 4.9431 .1930 .1930 Germany............................. ....... Gold__ Mark Great Britain ............................ Gold Pound sterling-----Greece..................... .................. Gold and silver.__ Drachma .2382 4.8665 .1930 Haiti.......... ................................... Gold Gnurdft .2500 India (British).. ... Gold........... Indo-China. .. .. . . Silver Italy____ __________________ Rupee .3244 .8249 .1930 Japan....................... ... Liberia........ . .................. Gold Gold Yen Dollar . Mexico......................... Netherlands_________ Newfoundland.. Norway................ Panama............ Paraguay__________ Gold Gold Gold... Gold Gold.. Peru.......... Philippine Islands.......... Portugal........ Roumania. Russia............ Santo Domingo Serbia_______ Siam............. . Spain.................... Gold .......... Gold_____ __ Silver Piaster Lira Ppso .4985 1.0000 _ _ Guilder (Florin)... Dollar Kronft Ralhoa . . __________ . Peso (Argentine) — ____ Achrefl... Gold Gold Gold Gold Gold Gold Gold Gold Gold and silver.__ Kran____________ Libra _ ____ ___ Peso Pseudo _ Lou -__ Rnblft Dollar Dinar Tical .... . ____ ppqpta .4985 .4020 1.0000 .2680 1.0000 .9648 .0959 .1406 4.8665 .5000 1.0805 .1930 .5146 1.0000 .1930 .3709 .1930 Straits Settlements. Sweden_____ Switzerland.. Gold Dollar___________ Gold Gold Krona Franc .5678 .2680 .1930 Turkey .. Gold Piaster ?0440 Uruguay*______ Venezuela_________ 1.0342 Peso ___ _ Gold .1930 Gold......................... Bolivar 1 The exchange rates shown under this heading are recent New York values of currencies which are fluctuating in their relation to legal standards. http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis 17 Currency: Depreciated paper, convertible at 44 per cent of face value: exchange rate, gold $0.9575. Exchange rate about $0.0075 = 1 krone. Member of Latin Union: gold is the actual standard. Exchange value $0,086. 12} bolivianos equal 1 pound sterling. Exchange rate about $0.3311. Currency: Government paper. Exchange rate about $0,245 to the milreis. Exchange rate $0.99. f Guatemala: Currency, inconvertible paper. 1 Honduras: Currency, bank notes. Exchange rate about $0.4926. Currency: Inconvertible paper; exchange rate, about $0.1995. The tael is a unit of- weight; not a coin. The customs unit is the Haikwan tael. The values of other taels are based on their relation to the value of the Haikwan tael. The Yuan silver dollar of 100 cents is the monetary unit of the Chinese Republic: it is equivalent to .644+ of the Haikwan tael. Currency: Government paper and gold: exchange rate, about $0.9733 to 1 gold peso. Exchange rate $0.1695 = 1 krone. Exchange rate $0.4695. The actual standard is the British pound sterling, which is legal tender for 97} piasters. Exchange rate $0,048 = 1 markka. Member of Latin Union; gold is the actual standard. Exchange value $0,082. Exchange rate about $0.0275 =1 mark. Exchange value $3,995. Member of Latin Union: gold is the actual standard. Exchange value $0.12. Currency: Inconvertible paper; exchange rate, approxi mately, $0.20. (15 rupees equal 1 pound sterling.) Exch. rate $0.38o. Member of Latin Union; gold is the actual standard. Exchange value $0,062. Exchange value $0,525. Currency: Depreciated silver token coins. Customs duties are collected in gold. Exchange value silver peso $0.70; gold peso $0.50. Exchange value $0,361. Exchange rate $0,175 = 1 krone. Currency: Depreciated Paraguayan paper currency. | Currency: Silver circulating above its metallic value. Exchange rate about $4.73. Exchange rate about $0.4975. Currency: Inconvertible paper; ex. rate about $0.21. Exchange rate about $0.026=1 leu. Exchange rate about $0,029 = 1 dinar. Exchange rate 0.395—1 tical. Valuation is for gold peseta; currency is notes of the bank of Spain, exchange value, approximately, $0.1775. Exchange rate $0.4725. Exchange rate $0.22 = 1 krona. Member of Latin Union; gold is the actual standard. Exchange value $0.1825. (100 piasters equal to the Turkish £ j Exchange rate about $1.50 =1 Turkish £. Exchange rate $0.92. 1 Exchange rate about $0.1875. quotations and are given merely as an indication of the FRENCH. GERMAN. SPANISH. ITALIAN. O One................... Two..................... Three............... Four................. Five..................... Six..................... Seven................. Eight................... Nine................. Ten..................... Eleven............... Twelve............... Thirteen............. Fourteen........... Fifteen............... Sixteen............... Seventeen........... Eighteen............. Nineteen............. Twenty............. Twenty-one........ Thirty................. Forty................. Fifty................... Un...................... Deux................... Trois................... Quatre................. Cinq................... Six....................... Sept..................... Huit................... Neuf................... Dix..................... Onze................... Douze................. Treize................. Quatorze............ Quinze............... Seize................... Dix-sept............. Dix-huit............. Dix-neuf............. Vingt................... Vingt-et-un........ Trente................. Quarante........... Cinquante.......... Ein..................... Zwei................. Drei................. Vier..................... Fiinf................... Sechs................... Sieben................. Acht................... Neun................... Zehn................... Elf....................... Zwolf................... Dreizehn............. Vierzehn............. Fiinfzehn........... Sechzehn............. Siebzehn............. Achtzehn........... Neunzehn........... Zwanzig............. Ein und zwanzig. Dreiszig............. Vierzig............... Fiinfzig............... Uno................. Dos... Tree......... Cuatro.......... Cinco......... Seis............. Siete ............... Ocho........ Nueve........... Diez.......... Once................. Doce................. Trece........... Catorce............... Quince....... Diez y seis. . . . Diez y siete........ Diez y ocho Diez y nueve.... Veinte......... Viente y uno.... Treinta.......... Cuarenta.......... Cincuenta........... Uno. Due. Tre Quatt.ro. Cinque Sei.. Sette . Otto. Nove.. Dieci Undici. Dodici... . Tredici. Quattordici Quindiei Sedici... Diciassette Diciotto . Diciannove. Venti.. . Vent’uno............. Trenta. . Quaranta .. Cinquanta ... Sixty................... Soixante............. Sechzig............... Sesenta............... Sessanta............. Secenta............... Zestig................. Schestdesat....... Seventy ............. Soixante-dix .... Siebenzig........... Setenta............... Settanta............. Setenta............... Zeventig............. Semdesat........... 5 © »-* O to 00 -4 ► O> O> »► CO to — © to 00 M O> Cn iK W to I— ENGLISH. OO TABLE OF CARDINAL NUMBERS AND COMMERCIAL TERMS IN TEN LANGUAGES OOO Eighty ............... Ninety............... Hundred............. 1000 Thousand........... Day.................... Week................... Month............... Year................... On demand........ Quatre-vingt.... Quatre-vingt-dix. Cent................... Mille................... Jour..................... Semaine............. Mois................... Annee................. A presentation.. . At sight............. A vue................. After sight......... A jours de vue.. . After date......... A jours de date.. Pay to the order. Payez a l’ordre .. I promise to pay. Je payerai......... With interest.... Avec interets.... http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis Achtzig............... Neunzig............. Hundert............. Tausend............. Tag..................... Woche................. Monat................. Jahr..................... Nach Sicht, or bei Vorzeigung. A vista............... Nach Sicht......... Nach Dato, or nach Heute. Fiir mich, or uns an die Ordre. W erde ich, or werden wir bezahlen Mit Zinzen....... Ochenta... . Noventa............. Cien............... MU..................... Dia........... Semana............... Mes.................... Ano..................... A presentacion... Ottanta.. . Novanta........... Cento... MUle............. Giorno.. . . Settimana....... Mese................. Anno........... A presentazione.. PORTUGUESE. DUTCH. Hum,M.Huma,F Een..................... Doue, M. Duas, F Twee. Drie................... Tres....... Quatro............ Vier................... Vyf......... Cinco. Seis............... Zes...................... Zeven ................. Sete................. Outo.. . Acht................... Negen............... Nove........... Tien .... Dez . Onze........... Elf...................... Doze................. Twaalf............... Dertien............. Treze......... Veertien............. Quatorze... Vyftien.... Quinze. Dezaseis........... Zestien............... Dezasette......... Zeventien........... Dezoeto.......... Achtien............... Negentien.. . Dezaneve Twintig............... Viete........... Vinte hum......... Enen Twintig ... Dertig................. Trinta......... Quarent.a........... V eertig............... Cincoenta........... Vyftig................. Oit.en a............. Noventa............. Cem........... Mil..................... Dia.. . Semana............... Mez.................... Anno................... A presentacao ... Tachtig............... Negentig........... Honderd............ Duizend............. Dag................... Week................... Maanden........... Jaar..................... Op vertoon......... RUSSIAN. DANISH. SWEDISH. Odun................... Dba................. Tza..................... Tschetire........... Piat.................... Schest................. Sem.................... Votem................. Deviat............... Desat................. Odinnatzat......... Devenzat........... Trenazat............. Cheterinazat.... Paznatzat........... Schesnadzat....... Semnatzat......... Vosemnatzat.... Davetnazat........ Dvatzat............. Dvatzat-odnar.. . Trudzat ............. Sorok................. Piat desat........... En....................... To....................... Tre..................... Fire..................... Fem.................... Sex...................... Syu..................... Otte.................... Ni....................... Ti........................ Elleve................. Tolv................... Tretten............... Fjorten............... Femten............... Sexten................. Sytten................. Atten................... Nitten................. Tyve................... En og Tyve....... Tredive............... Fyrretyve........... Halvtredsindstyve. Tredsindstyve... Halvfjerdsindstyve. Firsindstyve....... Halvfemsindstyve Hundrede........... Tusinde............... Dage................... Uger................... Maaned............. Aar..................... Paa anfordring .. En...................... Tva..................... Tre................. =. Fyra................... Fem.................... Sex...................... Sju................ . Atta.................... Nio.................... Tio...................... Elfva.................. Tolf.................... Tretton............... Fj orton............... Femton............... Sexton................ Sjutton............... Aderton............. Nitton................. Tjugu ................. Tjuguen ............. Tret tio............... Fyrtio................. Femtio............... Vosemdesat....... Devianosto......... Sto...................... Tizatz................. Den..................... Nedela............... Mesatz............... God.................... Po bziskam........ Sextio................. Sjnttio................ Attio................... Nit tio................. Hundra............... Tusen................. Dag.................... Vecka................. Manad............... Ar...................... P& anfordring .. . A la vista........... A vista............... A vista............... Op sight a vista.. Po prediavieni... A vista............... Vid sigt............... A.. dias vista ... Dopo vista. . A. . dias vista .. . Dagen na zigt... Po prediavieni.. . Efter Sigt........... Efter sigt........... A.. dias fecha ... Dopo dato......... A. . dias data ... Dagen na dato... Gato................... Efter dato......... Fran dato........... A la orden......... Pagate al l’ordine Pagase a ordem.. Voor my aan de Nlat it order.... Behag at betale Behagar att betaorder. la till ordre. tU odre. Pagare ............... Paghero ............. Pagarei............... Ik neem aan te Ia obetschai....... Jeg forpligter mig g forpligtar mig att betala. betalen. at betale. Con interes......... Con interesse.... Com intereses ... Met interest....... Is prozentamu... Med rente......... Med rftnta.......... BANKERS’ ASSOCIATIONS, 1920 AMERICAN BANKERS’ ASSOCIATION. President. Richard S. Hawes, Senior vice-president First National Bank, St. Louis, Mo. First Vice-President, John S. Drum, president Mercantile Trust Co., San Francisco, Cal. Second Vice-President, T. B. McAdams, vice-president Merchants National Bank, Richmond, Va. General Secretary, Guy E. Bowerman, 5 Nassau St., New York City. Treasurer, Harry M. Rubey, president Rubey National Bank, Golden, Colo. General Counsel, Thomas B. Paton, 5 Nassau St., New York City. Asst. Secretary and Asst. Treasurer, William G. Fitzwilson, 5 Nassau St., New York City. Manager Protective Dept., L. W. Gammon, 5 Nassau St., New York. Editor of The Journal, George Lewis, 5 Nassau St., New York City. ALABAMA BANKERS’'ASSOCIATION. President; A. L. Staples, president Peoples Bank, Mobile, Ala. \ ice-President, Oscar Wells, president First National Bank, Birming ham. Secretary ana Treasurer. H. T. Bartlett, cashier. First National Bank, Montgomery. ARIZONA BANKERS’ ASSOCIATION. President, G. H. Sawyer, vice-president and cashier Southern Arizona Bank & Trust Co., Tucson. Vice-President, P. M. Buckwalter, cashier Miners & Merchants Bank, Bisbee. Secretary, Morris Goldwater, president Commercial Trust & Savings Bank, Prescott. Treasurer, J. R. Todd, cashier Gila Valley Bank & Trust Co.. Globe. ARKANSAS BANKERS’ ASSOCIATION. President, C. S. Fitzpatrick, vice-president Interstate National Bank, Helena. Vice-President D. W. Peel, cashier First National Bank, Bentonville. Secretary, Robt. E. Wait, Little Rock. Treasurer, Jack Bernhardt, vice-president Cotton Belt Savings & Trust Co.. Pine Bluff. CALIFORNIA BANKERS’ ASSOCIATION. President, J. B. McCargar, vice-president Crocker National Bank, San Francisco. Vice-President, W. S. Clayton, president First National Bank, San Jose. Secretary .Frederick H. Colburn, 628 Mills Bldg., San Francisco. Treasurer, A. D. Oliver, vice-president Wells Fargo-Nevada National Bank, San Francisco. CANADIAN BANKERS’ ASSOCIATION. President, C. A. Bogert, general manager The Dominion Bank, Toronto, Ont. Secretary-Treasurer, Henry T. Ross, care of Dominion Bank, Toronto, Ont. COLORADO BANKERS’ ASSOCIATION. President, F. J. Denison, president Drovers National Bank, Denver. Vice-President, J. L. McNeil, vice-president First National Bank, Durango. Secretary, Paul Hardey, cashier Stock Yards National Bank, Denver. Treasurer, E. D. Hollowell, cashier Stockmen’s and Merchants Bank, Pagosa Springs. CONNECTICUT BANKERS’ ASSOCIATION. President, Frank G. Vibberts, vice-president New Britain Trust Co., New Britain. Vice-President, F. M. Clark, cashier Birmingham National Bank, Derby. Secretary, Chas. E. Hoyt, treasurer So. Norwalk Tr. Co., So. Norwalk Treasurer, F. M. Cowles, cashier First National Bank, Wallingford. DELAWARE BANKERS’ ASSOCIATION. Preeident^John S^ Rossell, president Security Trust & Safe Deposit Vice-President, George Massey Jones, vice-president First National Bank, Dover. Secretary and Treasurer, Wm. G. Taylor, vice-president Delaware Trust Co., Wilmington. DISTRICT OF COLUMBIA BANKERS’ ASSOCIATION. President, M. D. Rosenberg, president Bank of Commerce & Savings, Washington. First Vice-President, Robert N. Harper, president District National Bank, Washington. Second Vice-President, John B. Larner, president Washington Loan „ * Trust Co. Washington. aecr H. V. Haynes, Farmers & Mechanics National Bank, Washington. reasurer, A. 8. Gatley, cashier Lincoln National Bank, Washington . FLORIDA BANKERS’ ASSOCIATION. Ware, president First National Bank, Leesburg. eLivingston, president Citizens Bank, Madison. secretary and Treasurer, G. R. DeSaussure, Jacksonville. I GEORGIA BANKERS’ ASSOCIATION. resident.^ ^'tla^arner Martin, vice-president Lowry Natio F *rStn Courtney Thorpe, vice-president Savani ®?nk * Trust Co., Savannah. Baynes McFadden, 313 Candler Bldg., Atlanta, leasurer, L. L. Henderson, cashier Commercial Bank, Cedarto1 IDAHO BANKERS’ ASSOCIATION. President, G. R. Hitt, cashier Overland National Bank, Boise. Vice-President, E. M. Ehrhardt, president Empire National Bank, Lewiston. Secretary, J. W Robinson, Boise. Treasurer, G. C. Painter, cashier State Bank of Middleton, Middleton. ILLINOIS BANKERS’ ASSOCIATION. President, Wm. C. White, president Merchants and Illinois National Bank, Peoria. Vice-President, J. A. Cathcart, cashier First National Bank, Sidell. Secretary, M. A. Graettinger, 208 S. La Salle St., Chicago. Treasurer, G. M. Benedict, president Stony Island Trust & Savings Bank, Chicago. Assistant Secretary, Olive S. Jennings, Chicago. INDIANA BANKERS’ ASSOCIATION. President, R. W. Akin, cashier Peoples State Bank, Sullivan, Ind. Vice-President, Chas. L. Zigler, cashier First National Bank, South Bend. Secretary, Andrew Smith, vice-president Indiana National Bank, Indianapolis. Treasurer, Geo. W. Hoover, cashier Farmers State Bank, Eaton. IOWA BANKERS’ ASSOCIATION. President, L. A. Andrew, president Citizens Savings Bank, Ottumwa. Vice-President, C. E. Lofland, vice-president Oskaloosa National Bank, Oskaloosa. Secretary, Frank Warner, 710 Fleming Bldg., Des Moines. Treasurer, I. O. Hasbrouck, cashier Ames National Bank, Ames. KANSAS BANKERS’ ASSOCIATION. President, H. W. Grass, president Farmers & Merchants State Bank • La Crosse. Vice-President, F. J. Atwood, president First National Bank, Con cordia. Secretary, W. W. Bowman, Topeka. Assistant Secretary, F. M. Bowman, Topeka. Treasurer, C. W. McKeen, president Merchants National Bank, Lawrence. KENTUCKY BANKERS’ ASSOCIATION. President, J. H. Welch, president Farmers Exchange Bank, Nicholas ville. Secretary, Harry G. Smith, Paul Jones Building, Louisville. Treasurer, C. A. Doris, cashier Dixon Bank & Trust Co., Dixon. LOUISIANA BANKERS’ ASSOCIATION. President, Ben Johnson, president Bank of Commerce & Trust Co.. Mansfield. Vice-President, Eugene Cazedessus, vice-president Bank of Baton Rougt, Baton Rouge. Secretary, J. C. Barry, cashier Bank of Lafayette & Trust Co., Lafay ette. Treasurer, W. J. Mitchell, vice-president Canal-Commercial National Bank, New Orleans. MAINE BANKERS’ ASSOCIATION. President. R. H. Baxter, president Bath Trust Co.. Bath. Vice-President, A. A. Montgomery,' treasurer Portland Savings Bank, Portland. Second Vice-President, G. P. Gannett, vice-president First National Bank, Augusta. Secretary, Edward S. Kennard, cashier Rumford National Bank, Rumford. Treasurer, Geo. A. Safford, secretary and treasurer Hallowell Trust & Banking Co., Hallowell. MARYLAND BANKERS’ ASSOCIATION. President, John B. Kieffer, cashier Hagerstown Bank, Hagerstown. Vice-President, G. W. Waters, president Citizens National Bank, Laurel. Secretary, Charles Hann, assistant-cashier Merchants-Mechanics First National Bank, Baltimore. Treasurer, Wm. Marriott, cashier Western National Bank, Baltimore. MASSACHUSETTS BANKERS’ ASSOCIATION. President, F. B. Washburn, president Franklin Savings Bank, Boston. Vice-President, W. M. King, president Northampton National Bank, Northampton. Secretary, George W. Hyde, vice-president First National Bank, Boston. Treasurer, J. H. Gifford, vice-president Merchants National Bank. Salem. MICHIGAN BANKERS’ ASSOCIATION. President, John W. Staley, president Peoples State Bank. Detroit. First Vice-President, E. S. Bice, vice-president First National Bank, Marquette. Second Vico-President, Henry H. Sanger, vice-president National Bank of Commerce, Detroit. Secretary, Mrs. H. M. Brown, Ass’n Office, Ford Bldg., Detroit Treasurer, B. P. Sherwood, president Grand Haven State Bank, Grand Haven. General Counsel, Hal H. Smith, of Beaumont, Smith & Harris. Detroit. MINNESOTA BANKERS’ ASSOCIATION. President, O. M. Nelson, vice-president First National Bank, St. Paul. Vice-President, J. J. Ponsford, president State Bank of Watertown, Watertown. Secretary, G. H. Richards, 601 Northwestern Bank Bldg., Minneapolis. Treasurer, C. L. Hansen, First National Bank, Thief River Falls. MISSISSIPPI BANKERS’ ASSOCIATION. President. T. W. McCoy, vice-president Merchants National Bank. Vicksburg. Vice-President, W. D. Davis, vice-president Brookhaven Bank & Trust Co., Brookhaven. Secretary, George B. Power, Jackson. Treasurer, A. L. Jagoe, cashier Commercial Bank & Trust Co., Okolona. COUNTRY BANKERS ASSOCIATION OF GEORGIA. J' E' Frizze11’ cashier Farmers Banking Co., Waverly ci^rl,yi^5.'Fr$sident, T. Y. Smith, president Bartow Bank, Bartow, oecona \ ice-President, J. S. Peters, vice-president Bank of ManChester, Manchester. secretary and Treasurer, L. R. Adams, box 1515, Atlanta, Ga. http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis 19 BANKERS ASSOCIATIONS, 1920—Continued MISSOURI BANKERS ASSOCIATION. President, R. F. McNally, vice-president National Bank of Commerce, St. Louis. Vice-President, J. G. Hughes, president State Exchange Bank, Macon. Secretary, W. F. Keyser, Sedalia. Assistant Secretary, E. P. Neef, Sedalia Treasurer, Dale S. Flowers, cashier Gentry County Bank, Albany. PENNSYLVANIA BANKERS’ ASSOCIATION. President, David Barry, cashier First National Bank, Johnstown. Vice-President, Alexander Dunbar, vice-president and cashier, Bank of Pittsburgh, Pittsburgh. Secretary, D. S. Kloss, vice-oresident First National Bank, Tyrone. Treasurer, C. H. Moyer, cashier Second National Bank, Allentown. MONTANA BANKERS ASSOCIATION. President, W. J. Johnson, president First National Bank, Lewistown. Vice-President, C. B. Roberts. Great Falls, Mont. Secretary and Treasurer, A. T. Hibbard, vice-president The Banking Corporation, Helena. RHODE ISLAND BANKERS’ ASSOCIATION. President, George W. Gardiner, president Union Trust Co., Provi dence. Vice-President, Arthur L. Perry, Washington Trust Co., Westerly. Secretary, Edward A. Havens, assistant cashier Mechanics National Bank, Providence. Treasurer, C. H. W. Mandeville, cashier National Exchange Bank, Providence. NEBRASKA BANKERS’ ASSOCIATION. President. J. C. Flannigan. cashier Citizens Bank. Stuart. Chairman Executive Council, W. A. Taylor, vice-president First National Bank, Hastings. Secretary, William B. Hughes, mgr. Omaha Clearing House, Omaha. Treasurer, F. W. Thomas, vice-president First National Bank, Omaha. NEVADA BANKERS’ ASSOCIATION. President, W. C. Pitt, president Lovelock Mercantile Banking Co., Lovelock. Vice-President, Fred Grob, vice-president Bank of Fallon, Fallon. Secretary, L. S. Reese, assistant cashier Farmers and Merchants National Bank, Reno. Treasurer, P. L. Nelson, assistant cashier Reno National Bank, Reno. NEW HAMPSHIRE BANKERS’ ASSOCIATION. President, Wallace L. Mason, cashier Keene National Bank, Keene. Secretary, Harry L. Additon, vice-president and cashier Merchants National Bank, Manchester. Treasurer, Frank Clements, cashier Farmington National Bank, Far mington. w http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis NEW JERSEY BANKERS’ ASSOCIATION. President, Robert D. Foote, president National Iron Bank, Morris town. Vice-President, Charles II. Laird, Jr., vice-president West Jersey Trust Co., Camden. Secretary, Wm. J. Field, vice-president Commercial Trust Company of New Jersey. Jersey City. Treasurer, Rufus Keisler, Jr., secretary and treasurer Ironbound Trust Co., Newark. SOUTH CAROLINA BANKERS’ ASSOCIATION. President, H. W. Fraser, cashier Peoples Bank, Georgetown. Vice-President, B. P. Grice, cashier, Peoples National Bank, Charles ton. Secretary and Treasurer, Lee G. Holleman, president Peoples Bank, Anderson. SOUTH DAKOTA BANKERS’ ASSOCIATION. President, John Wadden, president Sioux Falls National, Sioux Falls. Vice-President, M. P. Beebe, Ipswich. Secretary, L. M. Welch. Mitchell. Treasurer, L. T. Morris, Watertown. TENNESSEE BANKERS’ ASSOCIATION. President V. J. Alexander, cashier Cumberland Valley National Bank, Nashville. Vice-President. W. O. Whittle, cashier Union National Bank, Knox ville. Vice-President, Robert Bell, Jr., cashier Murfreesboro Bank & Trust Co., Murfreesboro. Vice-President, George T. Lewis, cashier Bank of Crockett Bells. Secretary, II. G. Huddleston, 1015 Independent Life Bldg.. Nashville. Treasurer, E. H. Ayres, Jr., cashier Spring Hill Bank, Spring Hill. TEXAS BANKERS’ ASSOCIATION. President, Eldred McKinnon, vice-president Citizens State Bank, Austin. Secretary, Wm. A. Philpott, Jr., Dallas. NEW MEXICO BANKERS’ ASSOCIATION. Treasurer, Melvin RoufT, assistant cashier, Houston National President, George Ulrick, vice-president Exchange Bank, Carrizozo. j Exchange Bank, Houston. Vice-President, Frank R. Coon, cashier First National Bank, Lords burg. Secretary, R. L. Ormsbee. cashier Capital City Bank, Santa Fe. UTAH BANKERS’ ASSOCIATION. Treasurer, W. A. Losey, cashier First National Bank, Hagerman. President, Charles II. Barton, cashier Ogden Savings Bank, Ogden. I First Vice-president, J. T. Farrar, cashier Provo Commercial & Sav NEW YORK STATE BANKERS’ ASSOCIATION. ings Bank, Provo. President, S. G. H. Turner, president Second National Bank, Elmira. Second Vice-President, Wm. M. Howell, president Farmers & Mer Vice-President, Jacob H. Herzog, vice-president National Commercial chants Savings Bank, Logan. Bank & Trust Co., Albany, N. Y. Secretary and Treasurer, Carl R. Marcusen, cashier Price Com Secretary, Edward J. Gallien, 128 Broadway .N. Y. City. mercial & Savings Bank, Price, Utah. Treasurer, H. D. Fearon, cashier Oneida Valley National Bank, Oneida. VERMONT BANKERS’ ASSOCIATION. NEW YORK SAVINGS BANK ASSOCIATION. President, Gilbert E. Woods, vice-president Citizens Savings Bank & Trust Co., St. Johnsburg. President, John J. Pulleyn, president Emigrant Industrial Savings Vice-President, C. G. Staples, cashier Vermont National Bank, Bank, New York City. Brattleboro. First Vice-President Isaac L. Hunt, president Watertown Savings Secretary, C. S. Webster, treasurer Barton Savings Bank & Trust Co.. Bank, Watertown. Barton. Treasurer, Walter S. Rose, vice-president Union Savings Bank, ! Treasurer. D. L. Wells, cashier First National Bank, Orwell. Patchogue. NORTH CAROLINA BANKERS’ ASSOCIATION. VIRGINIA BANKERS’ ASSOCIATION. President, Wm. A. Hunt, cashier Citizens Bank & Trust Co., Hender- j President, Tench F. Tilghman, president Citizens Bank, Norfolk. son. Vice-President, N. H. Wiiliams, president First National Bank, Vice-President, A. M. Dumay, president First National Bank, WashChase City, Va. ington. Vice-President, C. E. Brooks, vice-president Citizens National Bank, j Secretary, W. F. Augustine, vice-president Merchants National Bank, Richmond. Hendersonville. Treasurer, F. D. Maphis, cashier Peoples National Bank, Strasburg. Secretary-Treasurer, T. A. Uzzell, president Peoples Bank, New Bern. NORTH DAKOTA BANKERS’ ASSOCIATION. President, H. P. Beckwith, president Northern National Bank, Fargo. Vice-President, W. F. Hanks, cashier State Bank of Powers Lake, Powers Lake. Secretary, W. C. Macfadden, Fargo. Treasurer, M. O. Grangaard, vice-president State Bank, Rogers. OHIO BANKERS’ ASSOCIATION. President, F. S. Stever, cashier Merchants National Bank, Defiance. Vice-President, Sidney J. Brister, cashier State Savings Bank Co., Dover. Secretary, S. A. Roach, 805 Wyandotte Bldg . Columbus. Asst. Secretary, G. E. Howard, 805 Wyandotte Bldg.. Columbus. Treasurer, A. B. Taylor, president Lorain County Savings & Trust Co., Elyria. OKLAHOMA BANKERS’ ASSOCIATION. President, P. C. Dings, president Guaranty State Bank, Ardmore. Vice-President, D. M. Fink, president Commercial National Bank, Muskogee. Secretary, Eugene P. Gum, Oklahoma City. Assistant Secretary, Gertrude Corbitt. Oklahoma City. Treasurer, Mrs. E. M. Abernathy, president Security State Bank, Lexington. WASHINGTON BANKERS’ ASSOCIATION. President, D. II. Moss, vice-president First National Bank, Seattle. Vice-President. J. P. Duke, cashier Security State Bank. Palouse. Secretary, W. H. Martin, vice-president First National Bank, Ritzville. Treasurer, Harry J. Kerr, vice-president First National Bank, Okanogon. WEST VIRGINIA BANKERS’ ASSOCIATION. President, L. A. Hooper, cashier First National Bank, Bluefield. Vice-President, H. B. Lewis, cashier Kanawha Banking & Trust Co., Charleston. Secretary and Treasurer, Joseph S. Hill, State Bank Commissioner. Charleston. WISCONSIN BANKERS’ ASSOCIATION. President J. J. Jamieson, cashier First National Bank, Shullsburg. Vice-President, Burton M. Smith, president Bank of North Lake, North Lake. Secretary, George D Bartlett .408 Trust Company Bldg., Milwaukee. Assistant Secretary, Wall G. Coapman, 408 Trust Company Bldg., Milwaukee. Treasurer, A. T. Hennig, president City National Bank, Oshkosh. WYOMING BANKERS’ ASSOCIATION. President, A. K. Lee, vice-president Thermopolis State Bank, Ther OREGON BANKERS’ ASSOCIATION. mopolis. President, N. U. Carpenter, president Citizens Bank, Portland. Vice-President, John W. Hay, president Rock Springs National Bank, Vice-President, Wm. G. Toit, president First National Bank, Medford. Rock Springs. Secretary, J. L .Hartman. Hartman & Thompson, Bankers, Portland. j Secretary, Harry B. Henderson, cashier Wyoming Trust & Savings Treasurer, Lyman G. Rice, assistant cashier First National Bank, Bank, Cheyenne. Pendleton. Treasurer, S. II. Sibley, cashier Burns State Bank, Burns. 20 http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis Where to Buy High Grade Farm Mortgages Paying Attractive Rates of Interest Many Banks and Investment Houses whose advertisements appear in this Directory are offering for sale the very best of such secur ities. Look through the list of banks in any state in which you are interested and you will find both banks and farm loan companies (in a card in connection with their name in this list) offering farm mortgages, bearing attractive rates of interest, on farms with the value of which they are personally familiar. If they advertise for your business they are in a position to serve you Drop Them a Line http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis NUMERICAL SYSTEM BANK TRANSIT MAP. INDEX Prefix Numbers CITIES 1 New York, N.Y.' 2 Chicago, Ill. 3 Philadelphia,Pa. 4 St. Louis, Mo. 5 Boston, Mass. 6 Cleveland, Ohio 7 Baltimore, Md, 8 Pittsburg, Pa. 9 Detroit, Mich. 10 Buffalo, N. Y. 11 San Francisco, Cal. 12 Milwaukee, Wis. 13 Cincinnati, Ohio 14 New Orleans,La. 15 Washington, D. C. 16 Los Angeles, Cal. 17 Minneapolis, Minn. 18 Kansas City, Mo. 19 Seattle, Wash 20 Indianapolis, Ind. 21 Louisville, Ky. 22 St. Paul, Minn, 23 Denver, Colo. 24 Portland, Ore. 25 Columbus, Ohio 26 Memphis, Tenn. 27 Omaha, Neb. 28 Spokane, Wash. 29 Albany, N. Y. 30 San Antonio, 31 Salt Lake City, Utah 32 Dallas, Tex. 33 Des Moines, la. 34 Tacoma, Wash. 35 Houston, Tex. 36 St. Joseph, Mo. 37 Ft. Worth, Tex. 38 Savannah, Ga. 39 Oklahoma City, Okla. 40 Wichita, Kan. 41 Sioux City, la. 42 Pueblo, Colo. 43 Lincoln, Neb. 44 Topeka, Kan. 45 Dubuque, la. 46 Galveston, Tex. 17 Cedar Rapids, la. 48 Waco, Tex. 49 Muskogee, Okla. STATES 50 New York 51 Connecticut 52 Maine 53 Massachusetts 54 New Hampshire 55 New Jersey 56 Ohio 57 Rhode Island 58 Vermont 59 ............................ 60 Pennsylvania 61 Alabama 62 Delaware 63 Florida 64 Georgia 65 Maryland 66 North Carolina 67 South Carolina 68 Virginia 69 West Virginia 70 Illinois 71 Indiana 72 Iowa 73 Kentucky 74 Michigan 75 Minnesota 76 Nebraska 77 North Dakota 78 South Dakota 79 Wisconsin 80 Missouri . 81 Arkansas 82 Colorado 83 Kansas 84 Louisiana 85 Mississippi 86 Oklahoma 87 Tennessee 88 Texas 1 I California . Arizona !Idaho : Montana I Nevada > New Mexico > Oregon' ’ ’ Utah ! Washington > Wyoming RAND-McNALLY & CO. NUMERICAL SYSTEM BANK TRANSIT MAP Copyright by Rand-McNally & Co. THE FARM MORTGAGE BANKERS’ ASSOCIATION OF AMERICA Office of Secretary, 112 West Adams St., Chicago Members of this association put their own money into mortgages on productive farm lands before offering them for sale. . They endeavor to make these mortgages as dependable as government bonds. Many companies have branch offices doing business in several states. MEMBERSHIP LIST Officers on opposite page ALABAMA J. S. Pinckard, Montgomery ARIZONA Dwight B. Heard Investment Co., Phoenix ARKANSAS American Trust Co., Jonesboro Security Mortgage Co., Texarkana COLORADO Bankers Trust Company, Denver Colorado Investment & Realty Co., Colorado Springs Gibson, Chas. E., Co., Denver Van Kleeck-Bacon Investment Co., Denver Western Mortgage Co., The, Denver Western Securities Investment Co., Denver GEORGIA Alexander & Garrett, Augusta Empire Loan & Trust Co., Americus Georgia Land & Securities Co., Savannah Georgia Loan & Trust Co., Macon McClatchey, Marvin R., Atlanta Sessions Loan & Trust Co., Marietta Smith, Howard M., & Co., Macon Southern Mortgage Co., Atlanta IDAHO Ehrhardt Investment Co., Lewiston ILLINOIS Brinkerhoff & Co., Springfield Capen, Fred B., Bloomington Carson, G. F., Company, Peoria Causey, Walter G., Co., Peoria Dime Savings & Trust Co., Peoria Doyle, Barber & Weber, Springfield First Joint Stock Land Bank, Chicago First Trust & Savings Bank, Chicago First Trust & Savings Bank, Peoria Forman, Geo. M., & Co., Chicago Goodell, A., & Sons Co., Loda Home Savings & State Bank, Peoria Illinois Trust & Savings Bank, Champaign Matheny, Dixon, Cole & Co., Springfield Merchants Loan & Trust Co., Chicago Pearsons-Taft Land Credit Co., Chicago Peoples Trust & Savings Bank, Chicago Rockford Trust Co., Rockford Savings Bank of Kewanee, Kewanee Security Trust Co., Freeport Thompson Farm Loans, Lacon Trevett-Mattis Banking Co., Champaign Ulrich, Nicholas, & Co., Peoria INDIANA r „ T American Central Life Insurance Co., Indianapolis Day, Thomas C„ & Co., Indianapolis Dickinson & Reed, Indianapolis Dickinson Trust Co., Richmond Evans, Frank C., & Co., Crawfordsville Farmers Trust Co., Indianapolis State Savings & Trust Co., Indianapolis Straus Brothers Co., Ligonier IOWA Adams, H. C., Algona Alfree, H. B., Inc., Newton American Commercial & Savings Bank, Davenport American Mortgage & Securities Co., Cedar Rapids Annis & Rohling, Council Bluffs Butler & Rhodes, Fort Dodge Central Trust Co., Des Moines City Trust & Savings Bank, Mason City Crosley Investment Co., Webster City Equitable Lire Insurance Co., Des Moines Farmers & Citizens Savings Bank, De Witt First National Bank, Rock Rapids Gilmore Exchange Bank, Gilmore City Hardin, J. F., Eldora Iowa Loan & Trust Co., Des Moines Leavitt & Johnson Trust Co., Waterloo Lougee, E. H., Council Bluffs Mason City Loan & Trust Co., Mason City Midland Mortgage Co., Cedar Rapids Miller, J. W., Jr., Denison Moore & Crooks, Boone Phoenix Trust Co., Ottumwa Rich, George A., Fort Dodge Royal Union Mutual Life Insurance Co., Des Moines Schoonover Trust Co., Anamosa Security Loan & Investment Co., Des Moines Shepard Abstract Co., Mason City Stevenson, Jesse F., & Co., Inc., Des Moines Titus Loan & Investment Co., Muscatine Van Evera, Geo. M., & Co., Des Moines Wadsworth, J. G., & Co., Council Bluffs Webber, John F., Ottumwa Western Life Insurance Co., Des Moines KANSAS Benton & Hopkins Investment Co., Oberlin Commerce Trust Co., The, Atchison Davis-Wcllcome Mortgage Co., Topeka Deming Investment Co., Oswego http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis KANSAS-Continued Farm Mortgage Trust Co., Topeka First Trust Co., Wichita Fontron Loan & Trust Co., Hutchinson Guarantee Title & Trust Co., Wichita Humphrey Investment Co., Independence Interstate Mortgage Trust Co., Parsons McNaghten Loan Co., Hutchinson Merriam Mortgage Co., Topeka Metcalf, Wilder S., Lawrence Perkins Investment Co., The Fred, Oswego Pettyjohn, J. L., & Co., Olathe Pioneer Mortgage Co., Topeka Putnam Investment Co., Salina Thomas Mortgage Co., Emporia Warren Mortgage Co., Emporia Wheeler, Kelly & Hagny Co., Wichita LOUISIANA American Securities Corporation, Inq , New Or leans Investors Mortgage Co., New Orleans Mortgage & Securities Co., New Orleans Southwest Louisiana Farm Mortgage Co., Inc., Lake Charles MASSACHUSETTS Interstate Mortgage Trust Co., Greenfield MINNESOTA American Loan & Investment Co., Stillwater Capital Trust & Savings Bank, St. Paul Clifford, Geo. B., & Co., Minneapolis Crookston State Bank, Crookston Drake-Ballard Co., Minneapolis First Loan & Securities Co., Minneapolis Gold-Stabeck Co., Minneapolis Grandin Investment Co., Minneapolis Hennepin Mortgage Co., Minneapolis Merchants Trust & Savings Bank, St. Paul Minneapolis Trust Co., Minneapolis Minnesota Loan & Trust Co., Minneapolis Murton Mortgage Co., Minneapolis Northwestern Trust Co., St. Paul Petters & Co., Minneapolis Reed Mortgage & Investment Co., St. Paul Sheldon Brothers Co., Minneapolis Sinclair, John F., & Co., Minneapolis Swift County Bank, Benson Thacker Bond & Mortgage Co., Minneapolis UUand, J. S., Fergus Falls Union Investment Co., Minneapolis Van Sant Trust Co., St. Paul Waters, M. R., & Sons, Inc., Minneapolis Wells-Dickey Co., Minneapolis Wheeler-Misner Loan Co., Crookston MISSISSIPPI The Clarksdale Savings Bank, Clarksdale MISSOURI Bankers Mortgage Co., Kansas City Commerce Trust Co., Kansas City Commonwealth Farm Loan Co., St. Louis Crawford Loan & Abstract Co., Sedalia Denton-Coleman Loan & Title Co., Butler Duvall-Percival Trust Co., Butler Farmers Trust Co., Maryville Fidelity National Bank & Trust Co., Kansas City Frey, J. J„ Bond & Mortgage Co., St. Louis Gillam-Jackson Loan & Trust Co., Maryville Hannibal Loan & Investment Co., Hannibal Jameson, W. Ed., Fulton Liberty Trust Co., Kansas City Maxwell Investment Co., Kansas City Mississippi Valley Trust Co., St. Louis Missouri Savings Association Bank, Kansas City Nelson Loan Co., Kansas City New England Securities Co., Kansas City Nixon & Brosius, Boonville Pioneer Trust Co., Kansas City Rolston & Rolston, Queen City St. Louis Farm Mortgage Co., St. Louis Sisson Loan & Trust Co., Maryville State Savings Trust Co., Springfield Waddell Investment Co., Kansas City Walton Trust Co., Butler Wells-Hine Trust Co., Savannah MONTANA American Loan & Investment Co., Lewistown Bankers Loan & Mortgage Co., Billings Cook-Reynolds Co., The, Lewistown First Mortgage Loan Co. of Montana, Great Falls Havre Loan & Credit Co., Inc., Havre McClintock, W. C., Miles City Merchants Loan Co., Billings Montana Loan & Investment Co., Lewistown North American Mortgage Co.. Bozeman Smith, H. B., Billings NEBRASKA American Trust Co., Lincoln Binder, Frank H., Omaha City Trust Co., Omaha Drake, E. G., & Co., Beatrice Durland Trust Co., Norfolk NEBRASKA-Continuad Equitable Trust Co., Omaha Fidelity Trust Co., Fremont First Trust Co., Omaha First Trust Co., Lincoln Forgan Investment Co., Omaha Kloke Investment Co., Omaha Leonard, W. M., 922 Terminal Bldg., Lincoln Mason, W. F., Loup City Maylard & Co., Norfolk Payne Investment Co., Omaha Peters Trust Co., Omaha Sibbernsen, I., Omaha United States Trust Co., Omaha NEW HAMPSHIRE Putnam Investment Co., Concord NEW YORK Associated Mortgage Investors, Inc., Rochester NORTH DAKOTA Brush-McWilliams Co., Minot Lander, E. J., & Co., Grand Forks Northern Real Property Co., Jamestown OHIO Medaris, C. F., Co., 513 Gardner Bldg., Toledo OKLAHOMA American Investment Co., Oklahoma City Atkinson, Warren & Henley Co., Oklahoma City Clement Mortgage Co., The, Norman t (*>* , Collins Investment Co., The F. B., Oklahoma City Conservative Loan Co., Shawnee „ Culbertson & Tomm, Muskogee •i Dickinson-Reed-Randerson Co., Oklahoma City Equitable Farm Mortgage Co., Oklahoma City Exchange Trust Co., Tulsa Fish, Geo. R., & Co., Ardmore Gum Brothers Co., Oklahoma City Oklahoma Farm Mortgage Co., Oklahoma City Walton Mortgage Co., Hobart OREGON Commerce Mortgage Securities Co., Portland Devereaux Mortgage Co., Portland Hawkins & Roberts, Salem MacMaster, William, Portland SOUTH CAROLINA Carolina Bond & Mortgage Co., Columbia Trust Company of South Carolina, Hartsville SOUTH DAKOTA Citizens Investment Co., Sioux Falls Hill & Hill, Inc., Parker Hollister Brothers, Sioux Falls James Valley Bank, Huron Security Mortgage & Investment Co., Sioux Falls TENNESSEE Guaranty' Bank & Trust Co., Memphis Smith & Perkins, Memphis Williamson, S. M., & Co., Memphis TEXAS American-Freehold Land Mortgage Co., Waco Breg, Garrett & Co., Dallas Brown Brothers, Austin Creager, A. Y., Co. , Sherman Dallas Trust & Savings Bank, Dallas Federal Mortgage Co., Dallas Hamon-Whittington Mortgage Co., Amarillo Lasater, Ed. C., Falfurrias Marr, James L., & Co., El Paso Reynolds Mortgage Co., Ft. Worth D. H. Scott & Son, Paris Security Trust Co., Galveston Standard Trust Co., San Antonio Temple Trust Co., Temple Texas Farm Mortgage & Investment Co., San Antonio Texas Farm Mortgage Co., Dallas Ward-Harrison Mortgage Co., Fort Worth Wimer, Richardson & Co., San Antonio UTAH Miller & Vide, Salt Lake City VIRGINIA Old Dominion Trust Co., Richmond WASHINGTON Anderson Mortgage & Investment Co., F. W., Spokane Carstens & Earles, Seattle Day & Hansen Security Co., Spokane Holland Bank, Spokane Holland-Washington Mortgage Co., Seattle International Mortgage Bank, Spokane Murphey, Favre & Co., Spokane Northwestern & Pacific Hypotheekbank, Spokane Oregon Mortgage Co., The, Spokane Union Trust Co., Spokane Vermont Loan & Trust Co., Sookane WISCONSIN Brush-McWilliams Co., Milwaukee WYOMING Union Trust Co., Cheyenne ADDITIONAL BANKER’S ASSOCIATIONS INVESTMENT BANKERS ASSOCIATION OF AMERICA Office of the Secretary, 111 W. Monroe Street, Chicago BOARD OF GOVERNORS David R. Francis, Jr., St. Louis Philip S. Dalton, Boston. N. Penrose Hallowell, Boston E. G. Tillotson, Cleveland William G. Baker, Jr., Baltimore J. S. Wilson, Jr., Baltimore H. C. McEldowney, Pittsburgh McPherson Browning, Detroit Dean G. Witter, San Francisco Arthur M. Anderson, New York Harold Stanley, New York O. B. Willcox, New York Arthur Sinclair, Jr., New York George B. Caldwell, New York William L. Ross, Chicago Benjamin F. Taylor, Chicago R. K. Cassatt, Philadelphia Thomas S. Gates, Philadelphia Henry C. Quarles, Milwaukee Gordon Reis, Cincinnati R. S. Hecht, New Orleans Herbert Witherspoon, Seattle John A. Prescott, Kansas City Will H. Wade, Indianapolis Richard M. Day, Denver Roby Robinson, Atlanta OFFICERS Vice-President, J. Hugh Powers, St. Louis Vice-President, Roy O. Osgood, Chicago Secretary, Frederick R. Fenton, Chicago Assistant Secretary. Clayton G. Schray, Chicago Treasurer, Watkin W. Kneath, Chicago President, George W. Hodges, New York Vice-President, John E. Oldham, Boston Vice-President, Howard F. Beebe, New York Vice-President, George K. Reilly, Philadelphia FARM MORTGAGE BANKERS ASSOCIATION OF AMERICA Offices of Secretary-Treasurer, 117 W. Adams St., Chicago OFFICERS President, Kingman N. Robins, Associated Mortgage Investors, Rochester, N. Y. Vice-President, L. W. Clapp, First Trust Co., Wichita, Kan. Vice-President, J. W. Wheeler, Capital Trusty and Savings Bank, St. Paul, Minn. Vice-President, Frank Hayden, Guaranty Bank & Trust Co., Mem phis, Tenn. Secretary-Treasurer, E. D. Chassell, 112 West Adams St., Chicago. Ill. BOARD OF GOVERNORS 1920-1921 W. T. Day, Day & Hansen Security Co., Spokane, Wash. R. O. Deming, Deming Investment Co., Oswego, Kans. F. S. Gum, Gum Brothers Co.. Oklahoma City, Okla. R. B. Ballard, Drake-Ballard Co., Minneapolis, Minn. H. J. Curry, Pearsons-Taft Land Credit Co., Chicago, Ill. G. R- Ellis, Empire Loan & Trust Co., Americus, Ga. W. G. Breg, Breg, Garrett & Co., Dallas, Texas. F. W. Thompson, Merchants Loan & Trust Co., Chicago, Ill. O. M. Corwin, Wells-Dickey Co., Minneapolis, Minn. H. C. Glenn, Temple Trust Co., Temple, Texas. James F. Wright, American Securities Corporation, Inc., New Orleans, La. George F. Heindel, Phoenix Trust Co., Ottumwa, Ia. NATIONAL AND STATE BANKERS’ PROTECTIVE ASSOCIATION General Officers Comprise the Executive Council as Follows: President CHAS. De B. CLAIBORNE 1st Vice-Pres. WOODS CONES 2d Vice-Pres. PERCY L. LANG Vice-President Whitney-Central National Bank President Cones State Bank Vice-President First National Bank New Orleans, La. Pierce, Neb. Waverly, N. Y. 3d Vice-Pres. MARTIN T. NELSON 4th Vice-Pres. JOHN HIRNING President Citizens State Bank State Superintendent of Banks Ordway, Colo. Pierre, S. D. General Sect’y-Treas. L. R. ADAMS Secretary-Treasurer Country Bankers’ Association of Georgia Atlanta, Ga. http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis 21 http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis STATE BANK OFFICIALS AND EXAMINERS, 1920 Stat® Name Address Ala.......... . .D. F. Green. Supt. of Banks................ Montgomery. George N. Wilson. Bank Examiner.. .Decatur. V. H. Northcutt, Bank Examiner... .Troy. S ,B. Wilson. Bank Examiner.............. Birmingham. E. L. Ratcliffe, Bank Examiner...........Gastonburg. C. R. Keener, Office Assistant............. Montgomery. Ariz.... . . Jesse L. Boyce, Supt. of Banks........... Phoenix. M. S. Stanley, Deputy Supt. of BanksPhcenix. F. E. Ross .Bank Examiner.................. Phoenix. P. J. Munch, Asst. Bank Examiner. . Phoenix. Ark.... . .W. T. Maxwell, Bank Commissioner. Little Rock. F. Lee Major, Asst. Bank Com. - ... .Little Rock. Roy W. Wood, Asst. Commissioner in charge of Investment Companies. . Little Rock. F. G. Redwine, Bank Examiner..........Little Rock. S. J. Dean, Bank Examiner.................. Arkadelphia. Oliver Phillips, Bank Examiner...........Little Rock. L. S. Goodman, Bank Examiner......... Little Rock. .. Charles F. Stern, Supt. of Banks.... 7th Floor, Merch. N. Calif. Bk. Bldg., San F. Colo. .. Grant McFerson, Bank Com................ Denver. Axel B. Olson, Chief Deputy Bank Commissioner......................................... Denver. Sidney W. Clark, Deputy Bank Com.Denver. M. M. Ewing, Deputy Bank Com... .Denver. Stanley M. Wright, Deputy Bank Com........................................................... Denver. Conn... . .E. J. Sturges, Bank Commissioner. . .Hartford. J. K. Bissland, Deputy Com.................Thompsonville. Mary E. Elwood, Bank Examiner.. . .Hartford. Wm H. Edwards, Bank Examiner.. .Portland. Wm. P. Landon, Bank Examiner.... Hartford. J. B. Byrne, Bank Examiner................Putnam. C. Leon Wilcox, Bank Examiner........ Windsor Locks. George A. Finn, Bank Examiner.........Greenwich. Frank W. Adams. Bank Examiner... Hartford. Dela. . . Geo. L. Medill, Bank Commissioner.. Dover. Ira Lewis, Deputy Bank Com..............Dover. Harold W. Horsey, Chief Clerk........... Dover. Fla........ . .W. S. Murrow, Bank Examiner...........Tallahassee. J. G. Gornto, Bank Examiner..............Ocala. F. E. Henderson, Bank Examiner... .Jacksonville. Ga..... . . T. R. Bennett, Supt. of Banks........... Atlanta. E. A. Thompson. Asst. Supt..................Atlanta. J. E. Cagle, Bank Examiner..................Atlanta. R. E. Gunby, Bank Examiner.............. Columbus. B. J. Kincaid, Bank Examiner........... Thomasville. Oscie Smith, Bank Examiner................ West Point. J. S. Hollinshead, Bank Examiner. . .Decatur. E. B. Douglass. Bank Examiner........... Talbotton. W. D. Lloyd, Bank Examiner..............Richland. E. A. Stubbs, Bank Examiner........... Atlanta. J. B. Sasser, Bank Examiner................ Atlanta. J. H. Edge, Bank Examiner................ Cairo. Idaho. . .Jay Gibson, Bank Commissioner........ Boise. H. G. A. Winter, Chief Deputy IBank Commissioner........................................ Boise. E. V. Beck, Deputy Bank Com...........Boise. Illinois. .. Andrew Russel, Auditor.........................Springfield. Harry T. Ellis, Chief Clerk of Bank ing Department.................................... 1434 1st N. Bk. Bldg Chicago. W. B. Whitlock, Asst. Chief Clerk Banking Department......................... Springfield. Ralph R. Fairbairn, Bank Examiner. 1434 1st N.Bk.Bldg., Chicago. Miller Weir, Consulting Bank Ex. .. .Springfield. J. W. McClellan, Bank Examiner... .Springfield. John B. Lee, Bank Examiner............... Springfield. F. E. Edgerton, Bank Examiner......... Springfield. H. S. Savage, Bank Examiner............. Springfield. Wm. Burkhart. Bank Examiner......... Springfield. E. E. Nicholson, Bank Examiner. . . .Springfield. Ind.. . . .. Otto L. Klauss, Auditor......................... Indianapolis. Chas. W. Camp, Chief Clerk................ Indianapolis. Russell P. Jewett, Bank Examiner. . .Fort Wayne. Dane H. Hoover, Bank Examiner.... Eaton. Thos. D. Barr, Bank Examiner........... Indianapolis. Wylie S. Hastings, Bank Examiner.. .Princeton. H. M. Johnson, Bank Examiner......... Hammond, L. B. Holleman, Bank Examiner........Indianapolis. Robert Prass, Bank Examiner.............Gary. Glanton G. Welsh, Bank Examiner. . Greensburg. Iowa... . .M. V. Henderson, Jr., Supt. of Bank ing .............................................................. Des Moines. C. R. Carpenter, Deputy Supt........... Des Moines. R. F. Wilson, Bank Examiner............. Fairfield. F. W. Walsmith, Bank Examiner.. . .Davenport. Roy F. Long, Bank Examiner..............Des Moines. A. G. Merkley, Bank Examiner.......... Holstein. G. A. West. Bank Examiner.................Cedar Rapids. A. J. Bertelson, Bank Examiner......... Sioux City. F. F. Potter, Bank Examiner............... Mason City. W. O. Reed, Bank Examiner................Waterloo. E. R. Harris, Bank Examiner.............. Des Moines. R. W. Waite, Bank Examiner..............Waterloo. A. V. Cooper, Bank Examiner............. Creston. G. H. Walker, Bank Examiner........... Grinnell. Kansas. .. .Walter E. Wilson, Bank Com...............Topeka. Frank Organ, Special Assistant........... Topeka. L. A. Johnson, Asst. Bank Com.......... Topeka. C. L. Cramer, Deputy Bank Com.. . .Salina. O. G. Congdon, Deputy Bank Com...Newton. W. T. Newman, Bldg. & Loan Ex... .Topeka F. J. Harper, Deputy Bank Com........ Salina. H. A. Johnson, Deputy Bank Com.. .Norton. E. L. Chapman, Deputy Bank Com..Great Bend. C. S. Bowman. Deputy Bank Com.. .Topeka. W. D. Kinnaman, Deputy Bk. Com. . Sedan. C. W. Edwards, Deputy Bank Com.. .Waterville. W. H. Mitsch, Deputy Bank Com . ., .Woodbine. Russell Howard, Deputy Bank Com..Neodesha. V. E. Miner, Deputy Bank Com.........Pittsburg. Ky.... ... G. G. Speer, Banking Commissioner.. Frankfort. Jno. W. Moorman, Deputy Bkg. Com.Leitchfield. W. C. Shanks, Bank Examiner........... Stanford. J. S. Walker, Bank Examiner.............. Frankfort. Miss Anne R. Porter, Chief Clerk.... Frankfort. Miss Christine Foree, Asst. Clerk... .Frankfort, P. C. Snyder, Bank Examiner.............. Fordsville. E. Huddleston, Bank Examiner.......... Albany. State La.......... Name Address L. E. Thomas, State Examiner............Shreveport. W. C. Evans, Asst. Bk. Examiner... .Shreveport. J.S. Brock, Asst. Bank Examiner... .New Orleans. Lee A. Plauche, Asst. Bk. Examiner.. .New Orleans. I. H. Snyder, Asst. Bank Examiner. .New Orleans. O. H. Pittman, Asst. Bank Examiner New Orleans. M. Finnegan, Asst. Bank Examiner.. .New Orleans. Maine.. .Frank L. Palmer, Bank Com................ Augusta. Geo. O. Fernald, Deputy Bank Com..Augusta. Ernest L. Wellman, Bank Examiner. Augusta. A. H. Nichols, Bank Examiner........... Augusta. A. J. S. Keene, Bank Examiner...........Augusta. Victor B. Pendexter, Accountant. . . .Augusta. Claridel Bradstreet, Chief Clerk......... Augusta. Manchester Bowie, Bank Examiner.. .Portland. Ernest C. Stinson, Bank Examiner.. .Bangor. Clifford Wilson, Bank Examiner......... Augusta. .Geo. W. Page, Bank Commissioner, Md. Union Trust Bldg................................Baltimore. John J. Ghingher, Deputy Bank Com missioner, Union Trust Bldg............ Baltimore. Wm. Reed Seal, Chief Clerk and Examiner, Union Trust Bldg......... Baltimore. Wm. J. Gerbig, Clerk and Examiner, Union Trust Bldg..................................Baltimore. John D. Hospelhorn, Clerk and Examiner. Union Trust Bldg......... Baltimore. .Joseph C. Allen, Com. of Banks.........Springfield. Mass. W. O. Lovell, Director of Savings Bk. Div.............................................................Newtonville. Roy A. Hovey, Director of Trust Co. Div. Newton Center. O. M. Tucker, Director of Co-opera tive Bank Division.............................. Somerville. W. S. Bosworth, Bank Examiner.........Malden. W. H. Otis, Bank Examiner............... .Melrose. W. 3. Jensen, Bank Examiner............ West Somerville. C. H. Answorth, Bank Examiner........ Chelsea. G. T. Barry, Bank Examiner............... Newtonville. J. H. Cameron, Bank Examiner...........Ipswich. Arthur Guy, Bank Examiner............... Framingham. H. P. Jenks, Bank Examiner............... Dorchester. G. C. Mansfield, Bank Examiner. . . .Rochland. E. C. Mulvey, Bank Examiner........... Boston. R. J. Tubbs, Bank Examiner................Westfield. Mich.... . F. W. Merrick, Bank Commissioner. Lansing. J. M. Conway, Deputy Bank Com.. . Lansing. L. D. Bissell, Chief Clerk.......................Lansing. H. O. Mohrmann, Chief Examiner. . .Traverse City. Bernie F. Bernsteine, Bank Examiner. Lansing. M. L. Blakeslee, Bank Examiner. . . .Jackson. Steven S. Clark, Bank Examiner. . . .Bad Axe. C. H. De Waele, Bank Examiner......... Roscommon. John T. Mallett, Bank Examiner.... Three Rivers. F. J. Affeldt, Bank Examiner.............. Lansing. Wm. C. Griswold, Bank Examiner. . . Detroit. H. W. Millard, Bank Examiner........... Hersey. B. P. Greene, Bank Examiner..............Jackson. Albert E. Gale, Bank Examiner......... Grand Haven. L. J. O’Brien. Bank Examiner........... Grand Rapids. Scott E. Lamb, Bank Examiner......... Lansing. B. A. Kalahar, Bank Examiner......... Saginaw. L. P. Kalahar, Bank Examiner........... Saginaw. Frank L. Olive, Bank Examiner......... Oxford. Harry W. Gross, Bank Examiner.. . .Ann Arbor. H. J. McGill, Asst. Bank Examiner. .Port Huron. Donald E. Lawrence, Bank ExaminerEaton Rapids. L. J. Kuehnle, Bank Examiner........... Ann Arbor. E. Robt. Robinson, Bank Examiner.. Grand Rapids. L. C. Van Auken, Asst. Bk. Examiner. Lansing. L. W. Martindale, Asst. Bk. Exam. . .Tecumseh. Rex K. Jennings, Bank Examiner,. . . Kalamazoo. James F. Martin, Bank Examiner. . . Flint. Minn... .F. E. Pearson, Supt. of Banks............. St. Paul. Geo. H. Sivwright, Deputy Supt. of Banks........................................................ St. Paul. O. I. Brandvold, Bank Examiner. .. .Fergus Falls. W. T. Hanneman, Bank Examiner.. .Minneapolis. A. P. Rotert, Bank Examiner.............. St. Paul. Wm. A. Smith. Bank Examiner.......... St. Paul. Howard J. Klossner, Bank Examiner. New Ulm. L. J. Luhman, Bank Examiner............Preston. E. F. Kenrick, Asst. Bank Examiner.St. Paul. Geo. P. Daily, Examiner........................E. Grand Forks. M. E. Walsh, Assistant Examiner... .St. Paul. John L. Haas, Bank Examiner............ St. Paul. Ernest W. Swaiison, Bank Examiner. Minneapolis. A. F. Schwieger, Asst. Bank Ex.......... Montevideo. H. M. Hauck, Asst. Examiner............. Mankato. F. V. Artig, Asst. Examiner.................. St. Paul. N. D. Dixon, Asst. Examiner............... Minneapolis. W. B. Clement, Asst. Examiner..........Red Wood Falls. H. R. Kneeland, Asst. Examiner........ St. Peter. Guy F. Jensen, Asst. Bank Examiner.. Fergus Falls. W. E. Downey, Asst. Bank Examiner. Jordan. H. V. Montgomery, 2d Asst. Exam.. .Minneapolis. C. D. Lundin, Chief Clerk.................... St. Paul. Miss.. . .M. G. McNair, Bank Commissioner.. Gulfport. N. C. Hill, Bank Commissioner...........Hattiesburg. Lewis E. Crook, Bank Commissioner.Meridian. E. F. Anderson, Bank Examiner......... Clinton. J. B. Salmand, Bank Examiner........... Lumberton. W. C. Wardlow, Bank Examiner. . . .Oxford. Mo.. . . .C. F. Enright, Bank Commissioner.. .Jefferson City. I. C. Uptegrove, Deputy Bank Com. Jefferson City. C. O. Craig, Bank Examiner................ Jefferson City. Ben E. Turner, Bank Examiner......... Kirksville. J. M. Strong, Bank Examiner............Cape Girardeau. H. D. Sllsby, Jr., Bank Examiner.... Springfield. Jas. T. Duncan, Bank Examiner.........St. Joseph. R. R. Bean, Bank Examiner............... Springfield. V. D. Wall, Bank Examiner..................Webster Groves. D. A. Williams. Bank Examiner......... Chillicothe. G. W. Hobbs, Bank Examiner............. St. Louis. W. W. Seibert, Bank Examiner..... 8t. Louis. James H. Garvey, Bank Examiner.... St. Joseph. O. G. Williams, Chief Clerk.................. Jefferson City. Mont... . .H. S. Magraw, Supt. of Banks............ Helena. G. A. Briebach, Asst. Supt.................... Helena. A. W. Springhorn, Deputy.................... Helena. H. S. Saunders, Deputy......................... Helena. J. W. Langley, Deputy........................... Helena. J. W. Stearns, Deputy............................ Helena. G. Sheldon, Clerk...................................... Helena. 22 STATE BANK OFFICIALS AND EXAMINERS—Continued State Name Address State Neb.............J. E. Hart. Secretary................................ Lincoln. R. O. Chase, Bank Examiner............... Lincoln. H. W. Everts, Bank Examiner............ Kimball. B. B. Helmick, Bank Examiner...........Campbell. Ross Brown. Bank Examiner...............Hastings. Ernest R. Brock, Bank Examiner......... Columbus. J. H. Donnelly Bank Examiner...........Omaha. Jay Riley, Bank Examiner................... Kearney. A. L. Bechter, Bank Examiner........... Lincoln. G. S. Eastmon, Bank Examiner..........Crawford. E. A. Fricke. Bank Examiner.............. North Platte. Nev.............Gilbert C. Ross .Bank Examiner..........Carson City. N. H...........James O. Lyford, Chairman Bk. Com.Concord. Frederic S. Nutting, Bank Com...........Manchester. Guy H. Cutter. Bank Commissioner .Jaffrey. N. J............ Frank H. Smith, Commissioner............ Trenton. Thomas K. Johnston. Deputy Com.. Trenton. Christopher A. Gough, Asst. Deputy Com........................................................... Trenton. L. R. Vredenburgh, Bank Examiner. Somerville. Hugh H. Hilson, Bank Examiner. .. .Trenton. Horace Biddle, Asst. Bank Examiner.. Newark. Alvin L. Fowler, Bank Examiner. . . .Haddonfield. Chas. H. Dunham. Asst. Bk. Examiner Plainfield. A. S. Amerman, Bank Examiner.........Somerville. Robt. F. Minch. Bank Examiner. . . .Bridgeton. Chas. B. Veghte, Bank Examiner... .Metuchen. Wm. E. Walter, Bank Examiner.........Rutherford. Geo. Compton, Asst. Bk. Examiner. .Trenton. Chas. M. Bilderback. Asst. Bk. Exam.Wenonah. G. Hayes Markley, Asst. Bk. Exam.. .Westfield. N. Y........... George V. McLaughlin, Supt................. Albany. George Overocker, 2d Deputy................Poughkeeps’e. George A. Coleman, 3d Deputy............ Poughkeepsie. A. T. Campbell, Chief Examiner. . . .61Br’dway,N. Y.City Benjamin Blackford. Bk. Examiner.61Br’dway,N.Y.City H J. Young, Bank Examiner..............Syracuse. R. W. Humphrey, Bank Examiner.. ,61Br’dway,N.Y.City G. S. Adams, Bank Examiner..............61Br’dway,N.Y.City i J. S. Love, Bank Examiner.................. 61Br’dway,N. Y.City B. D. Haight, Bank Examiner............ 1036 Harvard, Rochester. Gordon F. Smith, Bank Examiner. . .61Br’dway,N.Y.City H. S. Andrews, Bank Examiner......... 61Br’dway,N.Y.City Claude Hutchins, Bank Examiner. . .586 Ashland Ave., Buffalo. G. A. Plant, Bank Examiner............... Albany. N. T. Killip, Bank Examiner.............. Oswego. A. B. Wheeler, Bank Examiner...........61Br’dway,N.Y.City i J. J. Kennedy, Bank Examiner.......... 61Br’dway,N. Y.City Fletcher G. Crane, Bank Examiner. .61Br’dway,N.Y.City Geo. W. Egbert, Chief Credit Bureau.Mariners Harbor. B. B. Bullock, Bank Examiner........... New York City. A. H. Morey, Bank Examiner............. Buffalo. Francis X. Werneken, Bank Exam.. .61Br’dway,N.Y.City i H. B. Kennedy, Bank Examiner.........Auburn. T. A. Pyterman, Bank Examiner. .. ,61Br'dway,N.Y.Oity | Norman J. Macdonald, Bk. Exam.. .61Br’dway,N.Y.City i Joseph H. Zweeres, Bank Examiner.. 61Br’dway,N.Y.City | John I. Mesick, Bank Examiner........ 61 Br’dway.N. Y.City , F. W. Piderit, Bank Examiner........... 61Br’dway,N. Y.City Feter N. Shippee, Bank Examiner. . .Albany. Nathaniel Orens, Bank Examiner.... 61Br’dway,N.Y.City Milton L. Masson, Bank Examiner..61Br’dway,N.Y.City J. S. Frazer, Bank Examiner................Albany. A. H. Snodgrass, Bank Examiner....61Br’dway,N.Y.City L. Floyd Smith, Bank Examiner........... Syracuse. A. B. Clark, Bank Examiner............... Buffalo. John C. O’Byrne, Bank Examiner. . .Albany. S. I. Chittenden, Bank Examiner... .61 Br’dway.N.Y.City G. F. Berger, Jr., Bank Examiner. . .Buffalo. Arthur B. Vogel, Bank Examiner.. . . 61Br’dway,N.Y.City Emmet W. Irving. Bank Examiner. .61Br’dway,N.Y.City i C. E. Hathaway, Bank Examiner.... 61Br’dway,N.Y.City Rho L. Bush, Bank Examiner............. 61Br’dway,N.Y.City Louis N. Roe, Bank Examiner............61Br’dway,N.Y.City Ralph T. Simmons, Bank Examiner..61Br’dway,N.Y.City Arthur Koch, Bank Examiner............. Saratoga Springs. G. M. Aldrich, Bank Examiner............61Br’dway,N. Y.City F. L. H. Holzer, Bank Examiner. . . ,61Br’dway,N. Y.City Ralph E. Haven, Bank Examiner.. . .Adams. Wm. Cuffney, Bank Examiner............ 61Br’dway,N.Y.City Geo. E. Varcoe, Bank Examiner.........61Br’dway,N.Y.City Lawrence H. Geser, Bank Examiner. 61Br’dway,N.Y.City ,, Geo. A. Strack, Bank Examiner.......... 61Br’dway,N.Y.City I „ L. W. Palmer, Bank Examiner............ 61Br'dway,N. Y.City „ Frank B. McLaughlin, Bk. Examiner Syracuse. „ Chas. H. Eshelman, Bank Examiner.Niagara Falls. .. Herbert C. Rogers, Bank Examiner. ,61Br’dway,N.Y.City „ Franklin W. Bright, Bank Exam........ 61Br’dway,N.Y.City “ George W. Smith, Jr., Bank Exam.. .61 Br’dway.N.Y.City •< John A. Murray, Bank Examiner.. . .Albany. •• ®arl, J- Bangert, Bank Examiner.........Holland. •* Fred T. Bolan, Bank Examiner............6lBr'dway,N.Y.City i Charles Clarke, Bank Examiner........... Delmar. 1 Mortimer Scale, Bank Examiner........ 61Br’dway,N.Y.City Reginald W. Pawling, Bank Exam. . . 61Br’dway,N.Y.City N. O. ’ Latham, Bank Examiner. .. Raleigh. I «• m tt” nCloninger, Asst. Bk. Examiner Raleigh. ,, £• H Bennett, Asst. Bk. Examiner. .Raleigh. ,, g. ». Attmore, Jr., Bank Examiner. .Raleigh. .. lnurman Williams, Bank Examiner.. Raleigh. Jotin Mitchell, Clerk,............................. Raleigh. ...........2;,?* Lofthus State Bank Examiner.. . Bismarck. Gilbert Semingson, Chief Deputy... .Bismarck. W. S. Mitchell. Office Deputy................Bismarck. O. A. Engemoen Deputy........................ Valley City. F. B. McAneney, Deputy........................Devils Lake. O. E. Bergstrom, Deputy........................ Minot. “°kh Bena, Deputy................................... Lankin. L. E. Dickerson, Deputy.........................Beach. Chas. Carpenter, Deputy........................ Grafton. Hermann Scheffer, Deputy..................... Bismarck. M. E. Howland, Deputy..........................Valley City. "• W. Tanger, Deputy............................. Fargo. ,, B- C. Reep, Deputy................................... Fargo. „ B. E. Wambheim, Deputy...................... Bismarck Ole Lovik, Deputy.................................... Larson. http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis Address Okla. . Fred G. Dennis Commissioner............Oklahoma City. Roy Walcott, Asst. Bk. Commissioner Oklahoma City. W. J. Martin, Bank Examiner............. Guthrie. Ray P. King, Bank Examiner..............Tulsa. H .C. Carpenter, Bank Examiner... .Oklahoma City. John Knox, Bank Examiner..................Edmond. D. A. Duncan, Bank Examiner........... Oklahoma City. R. B. Hotchkiss, Bank Examiner. . . .McAlester. E. T. Plummer, Bank Examiner......... McAlester. R. J. Donahue, Bank Examiner..........Lawton. R. G. Athey, Bank Examiner.............. Enid. C. McCoy,Bldg, and Loan Auditor. .Oklahoma City. Ore.. .Will H. Bennett, Supt. of Banks......... Salem. Marshall Hooper, Asst. Supt. and Examiner..................................................Salem. W. M. Adair, Examiner......................... Salem. A. A. Schramm, Examiner.................... Salem. Stanley L. Stewart, Bank Examiner.. Salem. Pa. .John S. Fisher, Commissioner..............Indiana. John W. Morrison, 1st Deputy Com. Wayne. P. G. Cameron, 2d Deputy Oom........ Harrisburg. Jos. S. Riley, Bank Examiner.............. 1528 N. 19th St„ Philadelphia. H. A. Groman, Bank Examiner...........Bethlehem. H. R. Moyer, Bank Examiner....... .Quakertown. Robt. R. Moore, Bank Examiner.... Bellevue. Chas. A. Steele, Bank Examiner......... Franklin. Chas. Cavett, Bank Examiner............. 6 Mansfield Ave., « Pittsburgh. W. H. Anstine, Bank Examiner.......... Dallastown. Thomas Dixon, Bank Examiner......... 2029 Brandywine St. Philadelphia. Robert Ostermaier, Bank Examiner. .448 Fourth Ave., Pittsburgh. A. A. Keiser, Bank Examiner.............. Jenkintown. J. T. Henry, Bank Examiner................4901 Walton Ave.. Philadelphia. A. F. Daix, 3d, Bank Examiner.......... 2318 Columbia Ave. Philadelphia. Harry J. Phillips, Bank Examiner. . .Etna. Geo. H. Wagner, Bank Examiner. .. .2730 Girard Ave., Philadelphia. O. H. Graff, Bank Examiner................ Kittanning. Wm. M. Boggs, Bank Examiner......... Valencia. F. A. Heim, Bank Examiner................ Williamsport. W. R. Smith, Bank Examiner..............814 N. 63d;St.. Philadelphia. J. A. Taylor, Bank Examiner...............Indiana. R. W. Knowles, Bank Examiner......... 6321 Ross St., Philadelphia. R. S. Ruth, Bank Examiner..................Scranton. L. W. Dennison, Bank Examiner. .. .Warren. George Baleman, Bank Examiner... .West Chester. D. A. Henderson, Jr., Bank ExaminerBrookville. P. F. Snyder, Bank Examiner..............Lititz. M. P. Claney, Bank Examiner............ 408 East End Ave. Pittsburgh. Edward Beilis, Bank Examiner........... Jenkintown. F. W. Jackson, Bank Examiner........... Apollo. Frank Glatfelter, Bank Examiner.... .Columbia, Pa. N. M.......... J. B. Read, Bank Examiner.................. Santa Fe. J. O. Miller, Deputy Bank Examiner .Santa Fe. «• ,, .. ,< „ •• la a< •• a. Name Ohio.... .Ira R. Pontius, Superintendent........... Columbus. A. W. Pleister, Asst. Superintendent. .Columbus. Robert T. Crew, Attorney Examiner. Columbus. Dudley A. Filler, Chief Examiner.. . .Columbus. George T. Blake, Special Deputy.... Coiumous. Thomas McEldowny, Special Asst. to Superintendent.................................Upper Sandusky. Lucius C. Tatman, Bank Examiner. . Columbus. George Walters, Bank Examiner.........Cleveland. Clyde Sharp Bank Examiner.............. Ada. Howard M. Sims .Bank Examiner. . .Columbus. O. B. Liming, Bank Examiner............. Mt. Orab. C. R. Blauveit, Bank Examiner.......... Leipsic. C. C. Morgan, Bank Examiner........... Columbus. Ralph J. Romer, Asst. Bk. Examiner :St. Henry. Henry J. Schulte, Bank Examiner. . . Cincinnati. C. A. Seiple, Bank Examiner..................Columbus. O. C. Shanower, Bank Examiner..........Bowling Green. John L. Wolfe, Bank Examiner........... Mt. Vernon. Eugene E. King, Bank Examiner... .Deshler. •• “ ,, “ «• “ <> r t q .. •< S. D.. “ ■< ' •• •• lenn. I ,, i „ I “ ! j 23 „ ,, .Goo. H. Newhall, Commissioner..........Providence. E. J. Littlefield. Deputy Com...............Providence. W. L. Offer, Bank Examiner................ Providence. .James H. Craig, State Bk. Examiner.Anderson. W. H. Garlington, Asst. Bk. Exam.. . .Columbia. W. W. Bradley, Asst. Bk. Examiner.. Abbeville. .John Hirning, Supt. of Banks.............. Pierre. J. F. McEwen, 1st Deputy Supt. of Banks.........................................................Pierre. A. F. Wosnuk, Examiner.......................Aberdeen. E. J. Morris, Examiner...........................Aberdeen. Chris. Hirning, Examiner...................... Pierre. U. G. Stevenson, Examiner.................. Yankton. F. S. Lytle, Examiner............................. Pierre. F. S. Barber, Examiner...........................Onida. W. E. Ward, Examiner...........................Watertown. .S. S. McConnell, Supt. of Banks.........Nashville. Hallum W. Goodloe, Asst. Supt. of Banks........................................................ Nashville. H. B. Oliver, Bank Examiner..............Milan. H. O. Crumbliss, Bank Examiner... .Kingston. O. J. Evans, Bank Examiner................Nashville. D. D. Robertson. Bank Examiner... .Brownsville. T. B. Dozier, Bank Examiner............. Nashville. http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis STATE BANK OFFICIALS AND EXAMINERS—Continued State Name Address Texas......... J. C. Chidsey, Insurance and Banking Commissioner..........................................Austin. •• Ohas. V. Johnson, Deputy Insurance Commissioner..........................................Austin. " F. P. Wood, General Liquidating Agent..........................................................Austin. “ J. C. Alvey, Bank Examiner.................. Austin. Fred C. Culp, Bank Examiner.............. Austin. Jas. Falkner, Bank Examiner............... Austin. H. O. McCallon, Bank Examiner... .Austin. Carl Carlson, Bank Examiner...............Austin. “ A. S. Ferrell, Bank Examiner................ Austin. “ W. N. Greer, Bank Examiner................ Austin. “ H. M. Barton, Bank Examiner............. Austin. W. A. Williams, Bank Examiner......... Austin. W. C. Jones, Bank Examiner................ Austin. J. J. Jordan, Bank Examiner................ Austin. “ D. B. Diggs, Bank Examiner................. Austin. T. E. Thornton, Bank Examiner.. . . .Austin. Jacob Embry, Bank Examiner.............Austin. W. G. Forrest, Bank Examin' r............Austin. “ G. B. Hogan, Bank Examiner................ Austin, “ O. J. Maner, Bank Examiner................ Austin. “ S. D. Young, Bank Examiner................Austin. “ L. V. Myrich, Bank Examiner...............Austin. T. P. Priddie. Jr., Bank Examiner. . .Austin. John S. Wightman, Bank Examiner. .Austin. “ Nolan Taylor, Bank Examiner. . .... .Austin. Utah........... N. T. Porter, Bank Commissioner. . .Centerville. W. E. Evans, Bank Examiner..............Salt Lake City. Aubrey Tolton, Bank Examiner..........Salt Lake City. Vt.................G. B. Carpenter, Bank Com..................Montpelier. “ Inez M. Besett, Chief Clerk.................. Montpelier. R. L. Kelleher, Bank Examiner...........Montpelier. State Name Address Va................F. B. Richardson, Chief Examiner.. .Richmond. L. R. Ritchie, Asst. Bank Examiner.. Richmond. C. T. Allen, Asst. Bank Examiner. . .Kenbridge. P. P. McConnell, Asst. Examiner... .Richmond. M. E. Bristow, Asst. Examiner........... Richmond. B. J. Woodward, Bank Examiner. . .. Richmond. Wash. . . .Claude P. Hay. Bank Commissioner. .Olympia. J. C. Minshull. Deputy Bank»Exam. .Olympia. C. H. Eberting, Bank Commissioner. Seattle. C. R. Hupp, Bank Examiner................Oakesdale. “ Fred Stevens, Bank Examiner.............. Spokane. H. S. Bennett, Bank Examiner........... Tacoma. W. Va. . . . J. S. Hill, Commissioner of Banking... Charleston. “ Geo. M. Weekley, Asst. Com................Spencer. “ Geo. B. Waggoner, Asst. Com.............. Jane Lew. “ W. B. Holden, Asst. Com.......................Parkersburg. Wis............. Marshall Cousins, Commissioner......... Madison. W. H. Richards, Deputy Com.............Black River Falls. “ Thos. Herreid, Chief Examiner............ Madison. “ Chas. E. Butters, Chief Clerk.............. Madison. “ R. B. Ellis, Bank Examiner................... Madison. “ H. N. Nelson, Bank Examiner............. Amherst Junction. “ Chas. T. Shape, Bank Examiner..........Milwaukee. “ O. F. Schwenker, Bank Examiner... .Eau Claire. “ Wallace Edwards, Bank Examiner.. .Madison. “ Wm. L. Carey, Bank Examiner............Madison. “ Geo. D. Luscher, Bank Examiner... .Milwaukee. “ B. M. Backus, Bank Examiner............. Madison. “ G. W. Jamieson, Bank Examiner... .Madison. “ Irving E. Backus, Bank Examiner. . .Madison. “ P. H. Linley, Bank Examiner............... Madison. Wyo............ I. C. Newlin, Bank Examiner...............Cheyenne. “ A. L. Putnam, Asst. Bank Examiner. Cheyenne. “ C. F.- Dickinson, Bank Examiner. .. .Cheyenne. •• Rudolph J. Hofmann, Asst. Bk. Ex...Cheyenne. “ Guy A. King, Asst. Bk. Ex.....................Cheyenne. LIST OF NATIONAL BANK EXAMINERS AND DISTRICTS July 20, 1920 Name and Federal Reserve District. Name and Federal Reserve District. Address. CHIEF NATIONAL BANK EXAMINERS Mulloney, Daniel C. (1)___ 45 Milk St., Boston, Mass. Smith, Sherrill (2)__________720 U. S. Customhouse, New York, N. Y. Johnson, Edward I. (3)_____416 Post Office Bldg., Philadelphia, Pa. Schechter, Wm. J. (4) (Act.) 527 Williamson Bldg., Cleveland, Ohio. Doughton, J. K. (5)________ 512 Va. Ry. & Power Bldg., Richmond, Va. Pole, J. William (6)............507 Post Office Bldg., Atlanta, Ga. Cooper, Silas H. L. (7) 804 Rector Bldg., Chicago, Ill. Machen, Harry L. (8)______ 1310 Federal Reserve Bank Bldg., St. Louis, Mo. Brown, Fred (9)............... ...416 New York Life Bldg., Minneapolis, Minn. Newnham, Stephen L. (10) .1515 Commerce Trust Bldg., Kansas City, Mo. Collier, Richard H. (11) ....301 Southland Life Bldg., Dallas, Texas. Gaither, H. R. (12)..............525 First National Bank Bldg., San Freeman, L. R. (2) (Act.)...72O U. S. Custom House, New York, N. Y. Scott, H. W. (1) (Act.).......... 45 Milk St., Boston, Mass. NATIONAL BANK EXAMINERS Ackerman, Louis H. (4)____ 527 Williamson Bldg., Cleveland, Ohio. Albert, H. E. (9)___________ 416 New York Life Bldg., Minneapolis, Minn. Anheier, C. H. (9)_________ 416 New York Life Bldg., Minneapolis, Minn. Armstrong, George E. (4)...527 Williamson Bldg., Cleveland, Ohio. Baker, Wm. B. (3)...................416 Post Office Bldg., Philadelphia, Pa. Barrett, J. W. (3)__________ Box 977, Johnstown, Pa. Beall, J. Harvey (7)................ P. O. Box 824, Des Moines, Iowa. Bean, Norwin 8. (1)_______ 10 Federal Bldg., Manchester, N. H. Bergman, Jr., Henry C. (10) .c/o Clearing House Association Muskogee Okia. Best, John A. (3)................. ..Room 23 P. O. Bldg., Wilkes-Barre, Pa. Birckhead, Oliver W............ .c/o Comptroller Currency, Washington D. C. Black, Harold W. (1)____ ..45 Milk Street, Boston, Mass. Borden, Daniel C. (2)______ 720 U. S. Custom House, New York, N. Y. Borden, John C. (6)________ 603 W. Church Ave., Knoxville, Tenn. Boyd, Charles E. (6)_______ 105 Regina Ave., Mobile Ala. Bradley, Arthur R. (10)___ 1515 Commerce Trust Bldg., Kansas City, Mo. Breg, Clarence E. (11)_____ 501 Southland Life Bldg., Dallas, Texas. Brooks, Roger E. (5)_______ 217 Metropolitan Bank Bldg., Washing_ ton, D. C. Brown, C. V. (3)___________ 416 Post Office Bldg., Philadelphia, Pa. Buckles, Ward M. (9)______ 8 Montana Bldg., Helena, Mont. Byers, Ralph W. (2)............ .720 U. S. Custom House, New York, N. Y. Camp, Albert B. (4)_______ P. 0. Box 202, Central Sta., Toledo, Ohio. Cecil, K. B. (3)....... ................. 416 Post Office Bldg., Philadelphia, Pa. Challman, L. Oscar (10)____ Capital Bldg., Cheyenne, Wyo. Chapman, C. H. (3)........... ..413 Post Office Bldg., Philadelphia, Pa. Chenault, John B. (4)______ Maysville, Ky. Cloe, Wm. B. (5)__________ P. o. Box 1185, Huntington, W. Va. Coffin, George M. (1)______ 60 West 10th Street, New York, N. Y. Congdon, George C. (3)____ P. 0. Box 497, Williamsport, Pa. Congdon, Sidney B. (4)___ 527 Williamson Bldg., Cleveland, Ohio. Cooney, Dan H. (4)----------- 527 Williamson Bldg., Cleveland, Ohio. Cooper, Roy A. (10)_______ 812 American National Bank Bldg., Okla„ . homa City, Okla. Cooper, T. A. (1)....................28 School St., Montpelier, Vt. Crocker, Sherwood (10)......... 718 Grant St., Denver, Colo. Dalton, John W. (5)_______ P. 0. Box 958, Charlotte, N. C. Davenport, Henry B_______ c/o Comptroller of the Currency, Wash_ . ington, D. C. Davis, Thomas H. (5)______512 Va. Ry. & Power Bldg., Richmond, Va. Donough, Milton E. (2)___ P. O. 343, Ithaca, N. Y. Dougherty, Wm. P. (9)____ 631 First Ave., Fargo, N. D. DuBois, Nathan S. (4)........... P. O. 1058, Pittsburgh, Pa. Faris, A. B. (4)____________ 111 E. Auburn Ave., Cincinnati, Ohio. Filson, Chas. H. (10)..............321 N. First St., Guthrie, Okla. Finney, R. Gordon (5)_____ P. O. Box 401, Lynchburg, Va. Fletcher, Thomas E. (6).... Cordele, Ga. Folger, Wm. P. (5)_________ P. O. Box 326, Columbia, S. C. Funsten, Jr., James B. (2) ..720 U. S. Customhouse, New York, N. Y. Funsten, William P. (7)___ P. O. Box 326, Davenport, Iowa George, Harry L. (2)______ 27 N. Main Ave., Albany, N. Y. Goodell, George W. (10)___ 2070 Clermont St., Denver, Colo. Gough, E. H. (8)__________ Boonville, Ind. Gray, Wm. M. (12).............. 163 Hill St., Ocean Park, Cal. Griffin, James L. (6)_______ 507 Post Office Bldg., Atlanta, Ga. Griffey, Orville A. (10)____ 812 American Nat’l Bank Bldg., Oklahoma _ , „ City, Okla. Haneke, Edward C. (4)_____P. O. Box 151, Lima, Ohio. Hargreaves, R. L. (8)_____ .1310 Federal Reserve Bank Bldg., St. „ Louis, Mo. Harkin, Daniel V. (7)............804 Rector Bldg., Chicago, Ill. Haugen, N. E. (7)_________ 2803 Grand Ave., Des Moines, la. Hayes, Jr., Ben (7)_________ 331 Federal Bldg., Milwaukee, Wis. Hayes, Wm. Z. (2)...................P. O. Box 740, Buffalo, N. Y. Hodgson, R. M. (6)............... 507 Post Office Bldg., Atlanta. Ala. Hoffman, Lawrence W. (5)..512 Va. Ry. & Power Bldg., Richmond, Va. Horn, Charles F. (2)............. 720 U. S. Customhouse, New York, N. Y. Houston, Robert C. (7)_____609 Spencer Ave., Marion, lnd. Hurley, Michael J. (1)...........45 Milk Street, Boston, Mass. Hutt, Wm. E. (11)_________ Sherman, Texas. James, Arthur L. (12)______ 912 O Si., Sacramento, Cal. Jernegan, Edward S. (12)__ 459 Blackstone Ave., Fresno, Cal. Johnson, Robin M. (11)___ c/o First National Bank, St. Cloud, Fla. Kennedy, J. L. (7)_________ Drawer N, Sheldon, Iowa. Kuchins, Charles R. (6)........ P. O. Box 275, Bessemer, Ala. Lammond, W. Morris (3) P. 0. Box 61, Lancaster, Pa. La Roque, O. K. (5)_______ Box 562, Raleigh, N. C. Longmoor, Stanley A. (11)..501 Southland Life Bldg., Dallas, Texas. Lorang, Peter J. (9).............416 New York Life Bldg., Minneapolis, Minn. Madland, L. L. (9)................ c/o SecurityTrust & Savings Bank, Billings, Mont. McBryde, W. W. (6).............. 507 P. O. Bldg., Atlanta, Ga. McCans, A. B. (11).................501 Southland Life Bldg., Dallas, Texas. McGrath, John C. (7)______P. 0. Box 592, Indianapolis, Ind. McLean, Martin (12)______ 310 Central Bldg., Seattle, Wash. Mansfield, Fred S. (11)____ 501 Southland Life Bldg., Dallas, Texas. Marcuse, Benjamin (2)..........560 W. 144th St., New York, N. Y. Martin, Charles H. (12) ____708 Trust & SavingsiBldg., Los Angeles, Martin, Leo. H. (12)_______ 525 First National Bank Bldg., San FranMaxey, Charles T. (12)____ 525 First National Bank Bldg., San FranMertens, Charles R. (7)____ Shelbyville, Ill. Miller, J. Francis (4)_______ Box 163, W ilkinsburg, Pa. Minor, W. G. (7)................... .Cannelton, Ind. Mitchell, Wm. F. (2)_______ 198 Elmendorf Street, Kingston, N. Y. Montgomery, Robert (4)___ 509 Nat’l Bank of W. Va. Bldg., Wheeling, W. Va. Moore, Samuel a. (2)______ 720 U. S. Custom House, New York, N. Y. Morgan, Wm. M. (8)______ 205 Federal Bldg., Louisville, Ky. Mossman, John D. (10)___ 635 Tyler St., Tooeka, Kan. Murphy, David (11)__........... c/o State House, Waco, Tex. Norris, Frank L. (2)..............1925 Seventh Ave., New York, N. Y. Otto, Charles C. (12)______ S. 1124 Walnut St., Spokane, Wash. Parker, Edward F. (1)_____ 75 Concord St., Woodfords Sta., Portland, Me. Partridge, Paul (7)_________ 801 N. Perry Ave., Apt. No. 2, Peoria, Ill. Patterson, Bert K. (9)_____ 416 New York Life Bldg., Minneapolis, Minn. Peightel, John C. (8)...............Seymour, Mo. Penix, J. L. (11)___________ 901 Fillmore Street, Amarillo, Texas. Raney, Harry B. (12)_____ c/o Newhouse Hotel, Salt Lake City, Utah. Ransom, Frank T. (8)_____ 805-6 Central Bank Bldg., Memphis, Tenn. Reed, William H. (10)........... 1515 Commerce Trust Bldg., Kansas City, Mo. Reagan, Wm. A. (9)..............416 New York Life Bldg., Minneapolis, Minn. Robb, Ellis D. (7)_________ Colonial Apartments, Waterloo, Iowa. Roberts. Luther K. (3)____ 416 Post Office Bldg., Philadelphia, Pa. Roberts, W. C. (6)_________ 501 Southland Life Bldg., Dallas, Tex. Sawyer, Jr., John T. (7)___ 535 Downer Ave., Milwaukee, Wis. Sawyer, L. M. (12)_________223 N. 8th Street, Boise, Idaho. Sisk, Carl M. (3)____ _____ _F. R. D. No. 1, Douglasville, Pa. Smiley, Mervale D. <9)_____Cataract Hotel, Sioux Falls, S. D. Smith, Arthur B. (9)_______ 631 First Ave., Fargo, N. D. Smith, Clarence F. (7)_____ 804 Rector Bldg., Chicago, Ill. Smith, George H. (4)..........__P. O. Box 1058, Pittsburgh, Pa. Smith, John H. (9)_________ 416 New York Life Bldg., Minneapolis. Minn. Smith, Roy E. (10)________ Federal Bldg., Hastings, Neb. Snvder, Vernon G. (3)______Room 23, P. O. Bldg., Wilkes Barre, Pa. Ste'arns, E. Willey (2).......... .720 U. S. Custom House, New York, N. Y. Stewart, Charles A. (5)____217 Metropolitan Bldg., Washington, D. C. Stuart, Robert K. (7)______ 804 Rector Bldg., Chicago, Ill. Sullenberger, Sam. F. (10).. 1515 Commerce Trust Bldg., Kansas City, Mo. Summers, George S. (3)-------Box 255, Carlisle, Pa. Thomas, Thomas C. (4)___ Neil House, Columbus, Ohio. Thompson, A. D. (11)............1104 W. Mulberry Ave., San Antonio, Texas Thompson, J. Ernest (11)—501 Southland Life Bldg., Dallas, Texas. Thompson, Oscar (12)_____ 708 Trust & Savings Bldg., Los Angeles, Cal Trimble, James (5).................. 217 Metropolitan Bldg., Washington, D.C. Waggoner, D. Easley (7)___ 804 Rector Bldg., Chicago, Ill. Walker, Harry W. (9)______ P. O. Box 71, Huron, S. D. Williams, Robert C. (7)_____ 804 Rector Bldg., Chicago, 111. Williams, Thomas M. (10)..1515 Commerce Trust Bldg., Kansas City, Mo. Wilson, Lewis (10)_________ Box 451, Hutchinson, Kan. Wood, D. R. (5)................ P. 0. Bldg., Martinsburg, W. Va. Wood, John S. (8)_________ 406 Custom House, Portland, Ore. Woods, J. K. (11)__________P. O. Box 195, Houston, Texas. Woodside, Hal (8)_________ 541 South Clay Ave., Kirkwood, Mo. Wright, Irwin D. (9)..............416 New York Life Bldg., Minneapolis, Minn. Young, Wm. R. (8)............... .655 Park Ave., Hot Springs, Ark. 25 3 http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis Address. CLEARING HOUSES IN THE UNITED STATES AND CANADA The following Cities and Towns have Bank Clearing House Associations. The officers of each Association may be easily found by referring to the name of the City or Town in the Bank List immediately following the Banks. * before name of city in this list denotes Clearing House examination. * before a bank’s name in the Bank list indicates that it is a member of its local Clearing House. Aberdeen, S. D.------------j ‘Chicago, Ill................ Grand Rapids, Mich.__ ‘Los Angeles, Cal.. Adrian, Mich------ ------- — Chillicothe, Mo................. Greensboro, N. C........... ‘Louisville, Ky___ Akron, Ohio--------- -----Albany, Qa-----------------Albany, N. Y..................... Albany, Ore.-------------Altoona, Pa----------------Amarillo, Tex................... Ann Arbor, Mich............. Asheville, N. C------------Atchison, Kans............. Atlanta, Qa...................— Cincinnati, Ohio.............. ‘Cleveland, Ohio______ Coeur d’Alene, Ida......... Colo. 8pgs., Colo.______ Columbia, S. C________ Columbus, Ga_________ ‘Columbus, Ohio............ Connellsville, Pa............. Cordele Ga....................... Corsicana, Tex............... Augusta, Qa------------------ Dallas, Tex........................ Aurora, Ill.----------------- Danville, Ill—-----------Austin, Tex.......................i Davenport, Iowa............ Dayton, Ohio . .................. Bakersfield, Cal----------- Decatur, Ill.__________ Baltimore. Md............... — Denver, Colo............ ....... Bangor, Me.---------------- Des Moines, Iowa_____ Bartlesville, Okla.------- Detroit, Mich.................... Bay City, Mich.----------- Dickinson, N. D.____ Beaumont, Tex.........-— Dothan, Ala---------------Bellingham, Wash.------ Dublin, Ga____________ Berkeley, Calif................ Dubuque, Iowa.......... — Billings, Mont.------------ Duluth, Minn................... Binghamton, N. Y..........Birmingham, Ala.....— Edmonton, Alta............. Bismarck, N. D.--------- Elberton, Ga.-------------Bloomington, 111........... — El Paso, Tex............... ..... Boise, Ida-------------------- Emporia, Kan_________ Boston, Mass-------- ------ Ennis. Tex........... ............. Bowling Green, Ky------ Erie, Pa.........................— Brandon, Man.------------- Estherville, la.________ Brantford, Ont................. Eugene, Ore__________ Brookfield, Mo.------------ Evansville, Ind________ Brunswick, Qa------------- Fall River, Mass............. Buffalo, N. Y.-------------- Fargo, N. D....................... Greensburg, Pa............... Lowell, Mass........... Greenville, Miss.............. Greenville, 8. C............— Guthrie, Okla................... Macon, Ga____ _____ Mansfield, Ohio_____ Hagerstown, Md---------- Mason City, la. ____ Halifax,Nova Scotia____ McAlester, Okla. .. . Hamilton, Ohio_______ Medford Ore.______ Hamilton, Ontario_____ Medicine Hat, Alta.. Hammond, Ind._______ Memphis, Tenn.___ Hannibal, Mo.________ ‘Milwaukee, Wis___ Harrisburg, Pa------------- ‘Minneapolis, Minn... Hartford, Conn........... — Minot. N. D________ Hastings, Neb...........— Mobile, Ala_________ Hawkinsville, Ga._____ Montclair, N. J____ Helena, Ark..................— Montgomery, Ala___ Helena, Mont.................... Montreal, Quebec.... Henderson, Ky------------- Moose Jaw, Sask,.... Holyoke, Mass................. Muncie, Ind._______ Homestead, Pa................. Muscatine, la........... Houston, Tex.________ ‘Muskogee, Okla___ Huntington, W. Va........ Indianapolis. Ind............. Butler, Pa............................ Flint, Mich.----------------- Lansing, Mich_________ ‘Nashville, Tenn___ Nebraska City, NebNew Albany, Ind.... New Bedford,Mass... New Brighton, Pa... New Castle, Pa........... New Haven, Conn.... Newnan, Ga________ ‘New Orleans, La—. Newport News, Va.. ‘New York, N. Y.... Norfolk, Va________ Norristown, Pa........ . La Salle, Ill....................... Lawrence, Kan................. Lawton, Okla........... ....... Lebanon, Pa___________ Lethbridge. Alta.______ Lewistown, Mont._____ Lexington, Ky................. Lima, Ohio___________ Lincoln, Neb..................... Little Rock, Ark........ — London. Ontario.............. Long Beach, Cal---------Lorain, Ohio__________ Oakland, Cal.______ Ocala, Fla--------------Ogden, Utah_______ Oil City, Pa________ ‘Oklahoma, Okla___ Omaha, Neb.______ Orange, N. J_______ Osage, la.—_______ Oshkosh, Wis______ Ottawa, Ontario____ Owensboro, Ky_____ Fort Wayne, Ind______ Oalgary, Alberta---------- Fort Worth, Tex............. Camden, N. J-------------- Franklin, Pa................... Canton, Ohio.............. Frederick, Md.................. Cape Girardeau, Mo.... Fremont, Neb.________ Cedar Rapids, Iowa......... Fresno, Cal.__________ Charleston, 8. C............... Charlotte, N. C....... -— Gainesville, Fla._______ Chattanooga, Tenn......... Galveston, Tex............. .. Cheraw, S. C........... ......... Gary, Ind_____________ Chester, Pa----------------- Grand Forks, N. D........ Chester, S. C. —•—------ Grand Island, Nebr-----Cheyenne, Wyo.._____ Grand Junction, Colo... http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis Jackson, Mich.________ Jacksonville, Fla............. Jacksonville, Ill............... Johnstown, Pa.________ Joplin, Mo-------- --------- Kalamazoo, Mich._____ Kansas City, Kan........... ‘Kansas City, Mo............. Knoxville, Tenn.............. Lancaster, Pa............. — 26 Palestine, Tex-------Parsons, Kans_____ Paris, Ky............... Passaic, N. J----------Pasadena, Cal______ Pensacola, Fla._____ Peoria, Ill.................... ‘Philadelphia, Pa___ Pine Bluff, Ark........... Pittsburg, Kan.____ Pittsburgh, Pa........... Portland, Me_______ ‘Portland, Ore.____ Providence, R. I,.... Pueblo, Colo.______ Quebec, Quebec___ Quincy, Ill.________ Raleigh, N. C.............. Reading, Pa............... . Regina, Sask_______ Reno, Nev.___ _____ Richmond, Va............ Ritzville, Wash____ Rochester, Minn.__ Rochester, N. Y____ Rockford, Ill_______ Rock Island, Ill..__ Roswell, N. M........... Sacramento, Cal........ Saginaw, Mich.......... Saint John, N. B.~. ‘Saint Joseph, Mo... ‘Saint Louis, Mo.... ‘Saint Paul, MinnSalisbury, N. C.___ Salt Lake City, Utah. San Antonio, Tex... San Diego, Cal......... San Francisco, Cal.. San Jose, Cal............ Santa Monica, Cal... Saskatoon, Sask. ... Savannah, Ga.-------Scranton, Pa---------Seattle, Wash............ Sedalia, Mo------------Sherman, Tex.------- Shreveport, La_____ Sioux City, Iowa........ Sioux Falls, S. D........ South Bend,Ind.____ Spartanburg, S. C.__ ‘Spokane ,Wash........ Springfield, Ill._____ Springfield, Mass.— Springfield, Mo.____ Springfield, Ohio____ Stockton, Cal............. Superior, Wis............. Syracuse, N. Y._____ Tacoma, Wash.......... Tampa, Fla................... Texarkana, Ark.____ Toledo, Ohio.............. Topeka, Kan_______ Toronto, Ontario .... Trenton, N. J............. Tulsa, Okla................. Uniontown. Pa.____ Valdosta, Ga_______ Vancouver, Br.Col__ Vicksburg, Miss. .... Victoria, Br. Col.___ Vidalia, Ga................. Waco, Tex................... 'Washington, D. C— Washington, Ga......... Waterbury, Conn.__ Waterloo, la.______ Wheeling, W. Va........ Wichita, Kan.............. Wilkesbarre, Pa. ___ Williamsport, Pa___ Wilmington, Del.___ Wilmington, N. C— Winnipeg, Man............ Winona, Minn._____ Worcester, Mass___ Yakima, Wash............ York, Pa........... ........... Youngstown, Ohio. _ Zanesville, Ohio____ http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis Reserves Required to be held by members in Federal Reserve Bank Banks Not in Reserve or Central Reserve City Reserve City Banks Central Reserve City Banks 7% of Demand Deposits 3% of Time Deposits 10% of Demand Deposits 3% of Time Deposits 13% of Demand Deposits 3% of Time Deposits Central Reserve Cities 2. *NEW YORK CITY . . . 8. ST. LOUIS 7. CHICAGO Reserve Cities 6. Br.5. Br.6. 1. Br.2. Br.4 4 11 Br.10 Br.7 Br.ll Br.9 Br.ll Br.6 10 Br.8 . Br.12 Br.8 Albany, N. Y. Atlanta, Ga. Baltimore, Md. Birmingham, Ala. Boston, Mass. Brooklyn, N. Y. Buffalo, N. Y. Cedar Rapids, Iowa Charleston, S. C. Chattanooga, Tenn. Cincinnati, O. Cleveland, O. Columbus, O. Dallas, Texas Denver, Colo. Des Moines, Iowa Detroit, Mich. Dubuque, Iowa El Paso, Texas Fort Worth, Texas Galveston, Texas Grand Rapids, Mich. Helena, Mont. Houston, Texas Indianapolis, Ind. Jacksonville, Fla. Kansas City, Kan. Kansas City, Mo. Lincoln, Neb. Little Rock, Ark. Los Angeles, Cal. Louisville, Ky. Br.8. Memphis, Tenn. Milwaukee, Wis. 9. Minneapolis, Minn. Muskogee, Okla. Br.6. Nashville, Tenn. Br.6. New Orleans, La. Oakland, Cal. Ogden, Utah Br.10. Oklahoma City,Okla. Br.10. Omaha, Neb. Peoria, III. 3. Philadelphia, Pa. Br.4. Pittsburgh, Pa. Br.12. Portland, Ore. Pueblo, iCoIo. 5. Richmond, Va. St. Joseph, Mo. St. Paul, Minn. Br.12. Salt Lake City,Utah San Antonio, Texas 12. San Francisco, Cal. Ag’y 6.Savannah, Ga. Br.12. Seattle, iWash. Sioux City, Iowa Br.12. Spokane, Wash. Tacoma, Wash. Toledo, Ohio Topeka, Kan. Tulsa, Okla. Waco, Texas Washington, D. C. Wichita, Kan. ★ Those cities which are preceded by a number are Federal Reserve Bank cities and the number in each instance is the District number in which the city is located. Br. signifies that a branch bank is located in that city. Ag’y signifies that an agency is located in that city. 27 FEDERAL RESERVE BANK INFORMATION FEDERAL RESERVE BOARD WASHINGTON, D. C. Ex-officio Members DAVID F. HOUSTON, Secretary of the Treasury, Chairman. JOHN SKELTON WILLIAMS, Comptroller of the Currency. W. P. G. HARDING, Governor CHARLES S. HAMLIN EDMUND PLATT, Vice-Governor HENRY A. MOEHLENPAH ADOLPH C. MILLER R. G. EMERSON, Assistant Secretary. W. W. W. W. T. CHAPMAN, Secretary. W. HOXTON, Executive Secretary. M. IMLAY, Fiscal Agent. W. PADDOCK, Chief, Division of Examination. J. E. CRANE, Acting Director, Division of Foreign Exchange. H. PARKER WILLIS, Director, Division of Analysis and Research. M. JACOBSON, Statistician. E. L. SMEAD, Chief, Division of Reports and Statistics. FEDERAL ADVISORY COUNCIL—(1920) PHILIP STOCKTON, Boston, District No. 1 J. B. FORGAN, Chicago, District No. 7 A. B. HEPBURN, New York, District No. 2 FRANK O. WATTS, St. Louis, District No. 8 LEVI L. RUE, Philadelphia, District No. 3 C. T. JAFFRAY, Minneapolis, District No. 9 W. S. ROWE, Cincinnati, District No. 4 E. F. SWINNEY, Kansas City, District No. 10 J. G. BROWN, Raleigh, N. C., District No. 5 R. L. BALL, San Antonio, District No. 11 OSCAR WELLS, Birmingham, District No. 6 A. L. MILLS, Portland, Ore., District No. 12 http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis 28 FEDERAL RESERVE BANK INFORMATION DISTRICT No. 1—-Bank Located at Boston (Transit Number 5 - 1) TERRITORY IN DISTRICT—Maine, New Hamphsire, Vermont, Massachusetts, Rhode Island, and Connecticut, except Fairfield County. Membership: National Banks 396; State Banks 36. DIRECTORS CLASS A:—THOMAS P. BEAL (1920), Boston; F. S. CHAMBERLAIN (1922), New Britain, Conn.; EDWARD S. KENNARD (1921), Rumford, Maine. CLASS B:—E. R. MORSE (1922), Proctor, Vermont; PHILIP R. ALLEN (1920), East Walpole, Mass.; C. G. WASHBURN (1921), Worcester, Mass. CLASS C:—FREDERIC H. CURTISS (1920), Boston, Chairman of Board and Federal Reserve Agent; JESSE E. METCALF (1922), Providence, R. I.; ALLEN HOLLIS.(1921), Concord, N. H., Deputy-Chairman. OFFICERS FREDERIC H. CURTISS, Chairman and Federal Reserve Agent; CHARLES A. MORSS, Governor; CHARLES F. GETTEMY, Assistant Federal Reserve Agent; CHESTER C. BULLEN, Deputy Governor; WILLIAM WILLETT, Cashier. ASSISTANT CASHIERS:—ERNEST M. LEAVITT, HARRY A. SAUNDERS, L. WALLACE SWEETSER, WILLIAM N. KENYON, ELLIS G. HULT, and FRANK W. CHASE. HARRY F. CURRIER, Auditor; ARTHUR H. WEED, Counsel. RESOURCES LIABILITIES Capital paid in................................................................................ $ 7,532,000 Surplus............................................................................................... 8,359,000 Government deposits..................................................................... 1,103,000 Gold coin and certificates.................................8 11,453,000 Gold settlement fund....................... 61,648,000 Gold with Foreign Agencies............................. 8,142,000 Gold with Federal Reserve Agents ................ 116,509,000 Gold redemption fund........................................ 16,552,000 Legal tender notes, silver, etc.............................. 8,058,000 Total reserve................................................ Bills discounted—secured by Government War obligations—members......................... Bills discounted—all others.............................. Bills bought in open market............................ U. S. Gov. Bonds................................................. U. S. Victory Notes............................................ U. S. Gov. certificates of indebtedness......... Bank premises...................................... Five per cent redemption fund against Federal Reserve bank notes........................ Uncollected items and other deductions from gross deposits................................... All other resources............................................... Due to members—reserve account........................................... 117,948,000 Deferred availability items........................................................ 52,810,000 All other deposits........................................................................... 3,812,000 Federal Reserve notes in actual circulation........................... 280,617,000 Federal Reserve bank notes in circulation, net liability... 14,019,000 All other liabilities......................................................................... 5,431,000 TOTAL RESOURCES............................ TOTAL LIABILITIES..................................................... 8491,631,000 http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis 29 8222,362,00 86,196,000 00,020,000 33,183,000 560,000 5,000 21,932,000 1,388,000 1,072,000 ___ 64,484,000 429,000 8491,631,000 FEDERAL RESERVE BANK INFORMATION DISTRICT No. 2—Bank Located at New York City. (Transit Number 1-120) TERRITORY IN DISTRICT—The State of New York and the following counties in New Jersey: Bergen, Essex, Hudson, Hunterdon, Middlesex, Monmouth, Morris, Passaic, Somerset, Sussex, Union, and Warren and the County of Fairfield, Connecticut. Membership: National Banks 638; State Banks 133. DIRECTORS CLASS A:—JAMES S. ALEXANDER (1922), N. Y. City; ROBERT H. TREMAN (1920), Ithaca, N. Y.; CHARLES SMITH (1921), Oneonta, N. Y. CLASS B:—CHARLES A. STONE (1922), N. Y. City; LESLIE R. PALMER (1921), Croton-on-Hudson, N. Y.; RICHARD H. WILLIAMS (1920), Madison, N. J. CLASS C:—PIERRE JAY (1922), N. Y. City, Chairman of Board; GEORGE F. PEABODY (1921), Saratoga Springs, N. Y., Deputy Chairman oj board; W. L. SAUNDERS (1920), Plainfield, N. J. OFFICERS GENERAL OFFICERS BENJ. STRONG, Governor; J. HERBERT CASE, Acting Governor; LOUIS F. SAILER, Deputy Governor; GEORGE L. HARRISON, Deputy Governor; EDWIN R. KENZEL, Deputy Governor; EDWARD H. HART, General Counsel; DUDLEY H. BARROWS, Secretary. SENIOR OFFICERS J. HERBERT CASE, Controller of Loans Pro tern and Controller of Foreign Relations Pro tern; LAURENCE H. HENDRICKS, Controller at Large and Controller of Collections; CHANNING RUDD, Controller of Government Loan Organization and Manager Liberty Loan Association Department; LESLIE R. ROUNDS, Controller of Accounts, Manager Accounting Dept., and Manager Disbursing Dept.; EDWIN R. KENZEL, Controller of Investments Pro tern; JOSEPH D. HIGGINS, Controller of Cash and Custodies; ARTHUR W. GILBART, Controller of Administration; J. WILSON JONES, Controller of Fiscal Agency Functions. JUNIOR OFFICERS GILBERT E. CHAPIN, Manager, Loan Dept.; CHARLES H. COE, Manager, Check Dept.; JAY E. CRANE, Manager, Foreign Dept., and Assistant Secretary; RALPH T. CRANE, Manager, Member Bank Relations Dept.; WILLIAM H. DILLISTIN, Manager, Bank Examinations Dept.; EDWIN C. FRENCH, Manager, Vault Dept.', BETHUNE M. GRANT, Manager, Government Securities Sales Dept.; WILLIAM A. HAMILTON, Manager, Cash Dept.', HOWARD M. JEFFERSON, Manager, Personnel Dept.', ADOLPH J. LINS, Manager at Large; WALTER B. MATTESON, Manager, Certificates of Indebtedness Dept., and Manager, Securities Dept.', HENRY R. MURRAY, Manager, Collection Dept.; ROBERT M. O’HARA, Manager, Bill Dept.; JOHN E. RAASCH, Manager, Planning Dept.', JAMES M. RICE, Manager, Government Bond Dept.; CARL SNYDER, Manager, Statistics Dept.; I. WARD WATERS, Manager, Service Dept.; FRANCIS OAKEY, Acting General Auditor; HARRY ARTHUR HOPF, Organization Counsel. FEDERAL RESERVE AGENT PIERRE JAY, New York City. SHEPARD MORGAN, Assistant Federal Reserve Agent. BUFFALO BRANCH. (Transit Number 10-26) R. M. GIDNEY, Manager; W. W. SCHNECKENBURGER, Cashier'. HALSEY W. SNOW, Jr., Assistant Cashier. DIRECTORS H. T. RAMSDELL, Buffalo; E. C. McDOUGALL, Buffalo; CLIFFORD HUBBELL, Buffalo; FRANK L. BART LETT, Olean; R. M. GIDNEY, Buffalo, Chairman of Board. LIABILITIES RESOURCES Capital paid in................................................................................$ 24,669,000 Surplus............................................................................................... 45,082,000 Government deposits.................................................................... 244,000 Gold coin and certificates................................. S 85,530,006 Gold settlement fund.......................................... 71,628,000 Gold with Foreign Agencies............................. 40,932,000 Gold with Federal Reserve Agents................ 283,547,000 Gold redemption fund........................................ 33,975,000 Legal tender notes, silver, etc.......................... 106,491,000 Due to members—reserve account........................................... 745,307,000 Deferred availability..................................................................... 101,296,000 All other deposits........................................................................... Federal Reserve notes in actual circulation............... 31,332,000 859,232,000 Federal Reserve bank notes iD circulation, net liability... 37,724,000 All otner liabilities......................................................................... 28,879,000 http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis TOTAL LIABILITIES................................................. SI,873,765,000 30 Total cash reserve...................................... Bills discounted—secured by Government war obligation.................................................. Bills discounted—all others............................. Bills bought in open market............................ U. S. Government Bonds................................ U. S. Government VictoryNotes.................. U. S. certificates of indebtedness.................. Bank premises..................................................... Five per cent redemption fund against Federal Reserve bank notes............... Uncollected items and other deductions from gross deposits........................................ AU other resources.............................................. $620,103,000 TOTAL RESOURCES............................ $1,873,765,000 518,503,000 263,059,000 189,342,000 1,457,000 50,000 117,248,000 3,657,000 3,116,000 155,757,000 1,473,000 FEDERAL RESERVE BANK INFORMATION DISTRICT No. 3—Bank Located at Philadelphia. (Transit Number 3-4) TERRITORY IN DISTRICT—Delaware, the following counties of New Jersey: Atlantic, Burlington, Camden, Cape May, Cumberland, Gloucester, Mercer, Ocean, and Salem, and all Pennsylvania east of western boundary of following counties: McKean, Elk, Clearfield, Cambria, and Bedford. Membership: National Banks 648; State Banks 40. DIRECTORS CLASS A:—JOS. WAYNE, JR. (1920), Philadelphia; FRANCIS DOUGLAS (1921), Wilkes Barre, Pa.; M. J. MURPHY (1922), Clarks Green, Pa. CLASS B:—ALBA B. JOHNSON (1922), Philadelphia; EDWIN S. STUART (1920), Philadelphia; CHARLES K. HADDON (1921), Camden, N. J. CLASS C:—RICHARD L. AUSTIN (1920), Philadelphia, Chairman of Board and Federal Reserve Agent; HENRY B. THOMPSON (1922), Wilmington, Del., Deputy Chairman of Board; CHAS. C. HARRISON (1921), Philadelphia. OFFICERS WILLIAM H. HUTT, Deputy Governor; EDWIN S. STUART, Deputy Governor; WILLIAM A. DYER, Cashier and Secretary. ASSISTANT CASHIERS:—C. A. McILHENNY, JAMES M. TOY, W. J. DAVIS, S. R. EARL, R. M. MILLER Jr., and F. W. LABOLD. LIABILITIES Capital paid in................................................................................ $ 8,326,000 Surplus fund.................................................................................... 8,805,000 Government deposits.....................................‘............................. 1,488,000 RESOURCES Gold coin and certificates................................. $ 1,082,000 Gold settlement fund......................................... 44,326,000 Gold with Foreign Agencies............................. 8,922,000 Gold with Federal Reserve Agents................ 86,652,000 Gold redemption fund........................................ 14,414,000 Legal tender notes, silver, etc.......................... 275,000 Total cash reserve...................................... Bills discounted—secured by Government war obligations................................................ Bills discounted—all others.............................. Bills bought in open market............................ U. S. Government bonds................................... U. S. certificates of indebtedness.................... Bank premises....................................................... Uncollected items and other deductions from gross deposits........................................ Five per cent redemption fund against Federal Reserve bank notes...................... All other resources............................................ Due to members—reserve account........................................... 103,508,000 Deferred availability items......................................................... All other deposits........................................................................... Federal Reserve notes in actual circulation...................... 51,017,000 4,690,000 284,785,000 Federal Reserve bank notes in circulation, net liability... 19,143,000 All other liabilities......................................................................... 5,744,000 TOTAL LIABILITIES $451,506,000 TOTAL RESOURCES............................ DISTRICT No. 4—Bank Located at Cleveland. $155,671,000 161,234,000 29,187,000 2,012,000 1,386,000 36,091,000 592,000 63,343,000 1,300,000 690,000 $451,506,000 (Transit Number 6-1) TERRITORY IN DISTRICT—State of Ohio, all that part of Pennsylvania west of the eastern boundaries of the following counties: Warren, Forest, Jefferson, Indiana, and Somerset, the counties of Marshall, Ohio, Brooke, Tyler, Wetzel, and Hancock in the State of West Virginia, and all that part of the State of Kentucky located east of the western boundary of the following counties: Boone, Grant, Scott, Woodford, Jessamine, Garrard, Lincoln, Pulaski, and McCreary. Membership: National Banks 748; State Banks 68. DIRECTORS CLASS A:—ROBERT WARDROP (1920), Pittsburgh; CHESS LAMBERTON (1922), Franklin, Pa.; O. N. SAMS (1921), Hillsboro, Ohio. CLASS B:—THOS. A. COMBS (1920), Lexington, Ky.; R. P. WRIGHT (1922), Erie, Pa.; JOHN STAMBAUGH (1921), Youngstown, Ohio. CLASS C:—DAVID C. WILLS (1920), Cleveland, Chairman of Board and Federal Reserve Agent; L. B. WILLIAMS (1922), Cleveland, Ohio, Deputy Chairman of Board; HARRY P. WOLFE (1921), Columbus, Ohio. OFFICERS DAVID C. WILLS, Federal Reserve Agent; J. C. NEVIN, Assistant Federal Reserve Agent and Secretary. E. R. FANCHER, Governor; M. J. FLEMING, Assistant to Governor; F. J. ZURLINDEN, Assistant to Governor; H. G. DAVIS, Cashier. ASSISTANT CASHIERS:—W. F. TAYLOR, H. F. STRATER, C. W. ARNOLD, G. H. WAGNER, G. A STEPHENSON and D. B. CLOUSER. F. V. GRAYSON, Auditor._______________ CINCINNATI BRANCH. (Transit Number 13-43) L. W. MANNING, Manager; B. J. LAZAR, Cashier; JOHN P. H. BREWSTER, Assistant Cashier. DIRECTORS W. S. ROWE, L. W. MANNING, JUDSON HARMON, CHAS. A. HINSCH, GEO. D. CRABBS, Cincinnati. PITTSBURGH BRANCH. (Transit Number 8-30) GEORGE DE CAMP, Manager; THOS. C. GRIGGS, Cashier; P. A. BROWN, Assistant Cashier. DIRECTORS R. B. MELLON, CHAS. W. BROWN, JAMES D. CALLERY, HARRISON NESBIT, GEORGE DE CAMP, Pittsburgh, Pa.________________________ ________ ____ RESOURCES Gold coin and certificates................................. $ 10,252,000 Gold settlement fund.......................................... 51,444,000 Gold with ForeigD Agencies............................. 9,146,000 Gold with Federal Reserve Agents................ 149,321,000 Gold redemption fund........................................ 1,076,000 Legal tender notes, silver, etc.......................... 1,729,000 LIABILITIES Capital paid in................................................................................$ 10,125,000 Surplus fund..................................................................................... 9,089,000 Government deposits.................................................................... 274,000 Total reserve................................................ Bills discounted—secured by Government war obligations................................................ Bills discounted—all other............................... Bills bought in open market............................ U. S. Government Bonds................................ U. S. Government VictoryBonds.................. U. S. certificates of deposits........................... Bank premises..................................................... Five per cent redemption fund against Federal Reserve bank notes...................... Uncollected items and other deductions from gross deposits........................................ All other resources............................................... Due to members—reserve account........................................... 136,379,000 Deferred availability items......................................................... 58,430,000 All other deposits........................................................................... 4,204,000 Federal Reserve notes in actual circulation........................... 315,789,000 Federal Reserve bank notes in circulation, net liability... 16,096,000 All other liabilities......................................................................... 6,236,000 TOTAL LIABILITIES http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis $556,622,000 TOTAL RESOURCES............................ 31 $222,968,000 119,577,000 53,833,000 53,822,000 833,000 10,000,000 24,025,000 1,155,000 871,000 79,111,000 417,000 $556,622,000 FEDERAL RESERVE BANK INFORMATION DISTRICT No. 5 Bank Located at Richmond. (Transit Number 68-3) TERRITORY IN DISTRICT—District of Columbia, Maryland, Virginia, North Carolina, South Carolina, and aP West Virginia except the counties of Marshall, Ohio, Brooke, Tyler, Wetzel, and Hancock. Membership: National Banks 549; State Banks 53. DIRECTORS CLASS A:—JOHN F. BRUTON (1922), Wilson, N. C.; EDWIN MANN (1920), Bluefield, W. Va.; CHAS. E. RIEMAN (1921), Baltimore, Md. CLASS B:—EDMUND STRUDWICK (1921), Richmond; DAVID R. COKER (1920), Hartsville, S. C.; JAMES F. OYSTER (1922), Washington, D. C. CLASS C:—CALDWELL HARDY (1920), Richmond, Chairman of Board and Federal Reserve Agent; JAMES A. MONCURE (1922), Richmond, Deputy Chairman of Board; HOWARD BRUCE (1921), Baltimore, Md. OFFICERS CALDWELL HARDY, Chairman and Federal Reserve Agent; GEORGE J. SEAY, Governor; CHAS. A. PEPLE, Deputy Governor; R. H. BROADDUS, Deputy Governor; ALBERT S. JOHNSTONE, Assistant to the Governor; J. S. WALDEN, Jr., Assistant to the Governor; GEORGE H. KEESEE, Cashier; C. V. BLACKBURN, Assistant Cashier; THOMAS MARSHALL, Jr., Assistant Cashier; W. W. DILLARD, Assistant Cashier', EDWARD WALLER, Jr., Assistant Cashier; MAXWELL G. WALLACE, Assistant Counsel; EUGENE G. GRADY, Auditor; A. H. DUDLEY, Assistant Federal Reserve Agent; J. G. FRY, Assistant Federal Reserve Agent. BALTIMORE BRANCH. (Transit Number 7-27) M. M. PRENTIS, Manager; CHARLES H. WYATT, Cashier; F. M. LEEKE, Assistant Cashier; THOMAS I. HAYS, Assistant Cashier; M. F. REESE, Assistant Cashier; HENRY SCHUTZ, Auditor; C. N. DULEY, Assistant Federal Reserve Agent; RICHARD BRADLEY, Assistant Federal Reserve Agent. DIRECTORS M. M. PRENTIS, H. B. WILCOX, CHAS. C. HOMER, WALDO NEWCOMER, and WILLIAM INGLE, Baltimore. LIABILITIES RESOURCES Capital paid in................................................................................$ 4,789,000 Surplus............................................................,................................ 5,820,000 Government deposits.................................................................... 1,768,000 Due to members—reserve account................. '....................... 56,764,000 Deferred availability items......................................................... 44,735,000 All other deposits.................................................................... ,.. 2,488,000 Gold coin and certificates.................................$ 2,440,000 Gold settlement fund......................................... 15,167,000 Gold with Foreign Agencies............................. 5,465,000 Gold with Federal Reserve Agents................ 40,797,000 Gold redemption fund........................................ 6,724,000 Legal tender notes, silver, etc.......................... 123,000 Total reserve................................... -........... Bills discounted—secured by Government war obligations................................................ Bills discounted—all other............................... Bills bought in open market............................ U. S. Government bonds................................... U. S. certificates of indebtedness.................... Bank premises...................................................... Uncollected items and other deductions from gross deposits............. ,........................ Five per cent redemption fund against Federal Reserve bank notes...................... All other resources.............................................. Federal Reserve notes inactual circulation............................ 122,109,000 Federal Reserve bank notes in circulation, net liability... 9,489,000 All other liabilities......................................................................... 3,098,000 http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis TOTAL LIABILITIES ..................................................... $251,094,000 TOTAL RESOURCES............................ 32 $ 70,716,000 48,302,000 50,765,000 8,171,000 1,233,000 12,260,000 739,000 58,183,000 451,000 274,000 $251,094,000 FEDERAL RESERVE BANK INFORMATION DISTRICT No. 6—Bank Located at Atlanta. (Transit Number 64-14) TERRITORY IN DISTRICT—Alabama, Georgia, Florida, all Tennessee east of the western boundary of the follow ing counties: Stewart, Houston, Humphreys, Perry, and Wayne; all Mississippi south of the northern boundary of the following counties: Issaquena, Sharkey, Yazoo, Madison, Leake, Neshoba, and Kemper; all Louisiana, south of the northern boundaries of the parishes of Vernon, Rapides, and Avoyelles. Membership: National Banks 363; State Banks 64. DIRECTORS CLASS A:—JOHN K. OTTLEY (1921) Atlanta, Ga.; OSCAR NEWTON (1922), Jackson, Miss.; PETER R. KITTLES (1920), Sylvania, Ga. CLASS B:—LEON C. SIMON (1920), New Orleans; J. A. McCRARY (1921), Decatur, Ga.; W. H. HARTFORD (1922), Nashville, Tenn. CLASS C:—JOS. A. McCORD (1920), Atlanta, Chairman of Board and Federal Reserve Agent; EDW. T. BROWN (1921), Atlanta, Deputy Chairman of Board; W. H. KETTIG (1922), Birmingham, Ala. OFFICERS M. B. WELLBORN, Governor; L. C. ADELSON, Deputy Governor; CREED TAYLOR, General Auditor; M. W. BELL, Cashier; R. A. SIMS, Assistant Cashier; W. B. ROPER, Assistant Cashier; W. R. PATTERSON, Assistant Cas hier; J. L. CAMPBELL, Assistant Cashier; H. F. CONNIFF, Assistant Cashier; J. M. SLATTERY, Secretary. (Transit Number 61-19) BIRMINGHAM BRANCH. ALEX. E. WALKER, Manager; W. C. STERRETT, Cashier. DIRECTORS W. H. KETTING, Chairman; OSCAR WELLS, T. O. SMITH, W. W. CRAWFORD, and JOHN H. FRYE. (Transit Number 63-19) JACKSONVILLE, Fla., BRANCH. G. R. DE SAUSSURE, Manager; W. G. WILSON, Cashier. DIRECTORS JOHN C. COOPER, Chairman; EDWARD W. LANE, FULTON SAUSSEY, B. II. BARNETT, and GILES L. WILSON. NASHVILLE BRANCH. (Transit Number 87-10) BRADLEY CURREY, Manager; J. B. McNAMARA, Cos/iier. DIRECTORS W. W. HARTFORD, Chairman; J. E. CALDWELL, E. A. LINDSEY, T. A. EMBREY, and P. M. DAVIS. NEW ORLEANS BRANCH. (Transit Number 14-21) MARCUS WALKER, Manager; W. H. BLACK, Assistant Manager; LOUIS BUCKNER, Jr., Cashier. DIRECTORS P. II. SAUNDERS, Chairman, New Orleans; A. P. BUSH, Mobile, Ala.; J. E. BOUDEN, Jr., New Orleans; H. B. LIGHTCAP, Jackson, Miss.; MARCUS WALKER, New Orleans, La.; R. S. HECHT, New Orleans, La.; F. W. FOOTE, Hattiesburg, Miss. ___________ ____ SAVANNAH AGENCY. R. J. TAYLOR, Manager; R. N. GROOVER, Assistant Manager. LIABILITIES RESOURCES Capital paid in................................................................................$ 3,779,000 Surplus............................................................................................... 4,695,000 Government deposits.................................................................... 1,029,000 Due to members—reserve account........................................... 53,229,000 Deferred availability items......................................................... 22,255,000 All other deposits........................................................................... 1,878,000 Gold coin and certificates................................. $ 7,915,000 Gold settlement fund.......................................... 6,741,000 Gold with Foreign Agencies............................. 4,015,000 Gold with Federal Reserve Agents................ 49,034,000 Gold redemption fund........................................ 7,740.000 Legal tender notes, silver, etc.......................... 1,682,000 Total reserve................................................ Bills discounted—secured by Government war obligations................................................ Bills discounted—all other............................... Bills bought in open market............................................. U. S. Government bonds................................. LL S. Government Victorynotes.................... U. S. certificates of indebtedness.................. Bank premises..................................................... Uncollected items and other deductions from gross deposits........................................ Five per cent redemption fund against Federal Reserve bank notes...................... All other resources.............................................. Federal Reserve notes in actual circulation........................... 140,592,000 Federal Reserve bank notes in circulation, net liability... 11,024,000 All other liabilities......................................................................... 3,322,000 TOTAL LIABILITIES...................................................... $241,803,000 http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis TOTAL RESOURCES............................ 33 $ 77,127,000 48,984,000 65,074,000 4,621,000 114,000 3,000 15,666,000 589,000 28,865,000 523,000 237,000 $241,803,000 http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis FEDERAL RESERVE BANK INFORMATION DISTRICT No. 7—Bank Located at Chicago. (Transit No. 2-30) TERRITORY IN DISTRICT—State of Iowa, all that part of Wisconsin in the counties of Vernon, Monroe, Jackson, Clark, Marathon, Langlade, Oconto, and Marinette, together with all the counties lying east and south of these counties: all of the southern peninsula of Michigan, viz.: that part east of Lake Michigan; all that part of Illinois located north of a line forming the southern boundary of the following counties: Hancock, Schuyler, Cass, Sangamon, Christian, Shelby, Cumberland, and Clark; and all that part of Indiana north of a line forming the southern boundaries of the following counties: Vigo, Clay, Owen, Monroe, Brown, Batrholomew, Jennings, Ripley, and Ohio. Membership: National Banks 1048; State Banks 326. DIRECTORS CLASS A:—GEORGE M. REYNOLDS (1921), Chicago; CHARLES H. McNIDER (1922), Mason City, Iowa; E. L JOHNSON (1920), Waterloo, Iowa. CLASS B:—J. W. BLODGETT (1922), Grand Rapids, Mich.; A. R. ERSKINE (1920), South Bend, Ind.; A. H. VOGEL (1921), Milwaukee, Wis. CLASS C:—W. A. HEATH (1921), Evanston, Ill., Chairman of Board and Federal Reserve Agent; JAMES SIMPSON (1920), Chicago, Deputy Chairman of Board; FRANK C. BALL (1922), Muncie, Ind. OFFICERS W. A. HEATH, Chairman and Federal Reserve Agent; JAMES SIMPSON, Deputy Chairman; W. F. McLALLEN, Secretary and Assistant Federal Reserve Agent; W. H. WHITE, Assistant Federal Reserve Agent and Manager Department of Examinations; CHARLES G. RUTLEDGE, Assistant to the Manager Department of Examinations; MARK A. WILSON, Examiner; F. R. BURGESS. Auditor; WALTER A. HOPKINS, Assistant Auditor; H. G. KAISER, Assistant Auditor; CHARLES L. POWELL, Counsel; FRANK M. HUSTON, Statistician; J. B. McDOUGAL, Governor; C. R. McKAY, Deputy Governor; B. G. McCLOUD, Assistant to the Governor; S. B. CRAMER, Cashier; W. C. BACHMAN, Assistant Cashier; F. BATEMAN, Assistant Cashier; F. J. CARR, Assistant Cashier; KENT C. CHILDS, Assistant Cashier; J. H. DILLARD, Assistant Cashier; FRANK R. HANRAHAN, Assistant Cashier; DON A. JONES, Assistant Cashier; FRANK A. L1NDSTEN, Assistant Cashier; WILBUR K. LYLE, Assistant Cashier; O. J. NETTERSTROM, Assistant Cashier; A. H. VOGT, Assistant Cashier; CLARKE WASHBURNE, Assistant Cashier; VANEMIN LAMONT, Acting Assistant Cashier; LOUIS G. MEYER, Acting Assistant Cashier; E. L. HARRIS, Manager Bank Relations and Membership', JAMES B. FORGAN, Member Federal Advisory Council. DETROIT BRANCH. (Transit No. 9-29) ROBERT B. LOCKE, Manager; JOHN G. BASKIN, Assistant Federal Reserve Agent; H. N. BAXENDALE, Acting Assistant Federal Reserve Agent; WM. R. CATION, Cashier; J. B. DEW, Assistant Cashier. DIRECTORS ROBERT B. LOCKE, Chairman; JOHN BALLANTYNE, EMORY W. CLARK, JULIUS H. HAASS, CHARLES H. HODGES, Detroit. RESOURCES LIABILITIES Gold coin and certificates................................. S Gold settlement fund......................................... Gold with Foreign Agencies............................. Gold with Federal Reserve Agents................ Gold redemption fund........................................ Legal tender notes, silver, etc.......................... Capital paid in................................................................................ $ 13,000,000 Surplus............................................................................................... 14,292,000 Government deposits.................................................................... 4,025,000 Federal Reserve bank notes in circulation, net liability... 31,328,000 All other liabilities......................................................................... 14,200,000 Total reserve................................................ Bills discourted—secured by Government war obligations................................................ Bills discounted—all other............................... Bills bought in open market............................ U. S. Government bonds................................... U. S. certificates of indebtedness.................... Bank premises............................................... Uncollected items and other deductions from gross deposits................................... Five per cent redemption fund against Federal Reserve bank notes...................... All other resources.............................................. TOTAL LIABILITIES ......................................................$935,784,000 TOTAL RESOURCES............................ Due to members—reserve account........................................... 252,674,000 Deferred availability items......................................................... 67,284,000 All other deposits........................................................................... 7,242,000 Federal Reserve notes in actual circulation........................... 531,449,000 34 24,276,000 56,546,000 13,272,000 174,208,000 26,950,000 9,217,000 $304,469,000 $935,784,000 130,747,000 296,208,000 54,648.000 4,447,000 39,631,000 2,116,000 100,726,000 1,557,000 1,205,000 FEDERAL RESERVE BANK INFORMATION DISTRICT No. 8—Bank Located at St. Louis. (Transit Number 4-4) TERRITORY IN DISTRICT—Arkansas, all Missouri east of the western boundary of the following counties: Harrison, Daviess, Caldwell, Ray, Lafayette, Johnson, Henry, St. Clair, Cedar, Dade, Lawrence, and Barry; all Illinois south of the northern boundaries of the following counties: Adams, Brown, Morgan, McCoupin, Montgomery, Fayette, Effingham, Jasper, and Crawford; all Indiana south of the northern boundaries of the following counties: Sulhvan, Greene, Lawrence, Jackson, Scott, Jefferson, and Switzerland; all Kentucky west of the eastern boundaries of the following counties: Gallatin, Owen, Franklin, Anderson, Mercer, Boyle, Casey, Russell, and Wayne; all Tennessee west of the eastern boundaries of the following counties: Henry, Benton, Decatur, and Hardin; and all Mississippi north of the southern boundaries of the following counties: Washington, Holmes, Attala, Winston, Noxubee, and Humphreys. Membership: National Banks 477; State Banks 85. DIRECTORS CLASS A:—WALKER HILL (1920), St. Louis; J. C. UTTERBACH (1921), Paducah, Ky.; SAMUEL A. ZIEGLER (1922), Albion, Ill. CLASS B:—ROLLA WELLS (1921), St. Louis; WILLIAM B. PLUNKETT (1922), Little Rock, Ark.; LE ROY PERCY (1920), Greenville, Miss. CLASS C:—WM. McC. MARTIN (1921), St. Louis, Chairman of Board and Federal Reserve Agent; JOHN W. BOEHNE (1920), Evansville, Ind., Deputy Chairman; C. P. J. MOONEY (1922), Memphis, Tenn. OFFICERS WM. McG. MARTIN, Chairman of the Board and Federal Reserve Agent; C. M. STEWART, Assistant Federal Reserve Agent; D. C. BIGGS, Governor; OLIN M. ATTEBERY, Deputy Governor; JAMES G. McCONKEY, Secretary and Counsel; J. W. WHITE, Cashier; A. H. HAILL, Assistant Cashier; J. W. RINKLEFF, Assistant Cashier; W. H. GLASGOW, Assistant Cashier; E. J. NOVY, General Auditor. LITTLE ROCK BRANCH. (Transit Number 81-13) A. F. BAILEY, Manager; M. H. LONG, Cashier. DIRECTORS A. F. BAILEY, C. A. PRATT, J. E. ENGLAND, Jr., GEO. W. ROGERS, and MOORHEAD WRIGHT. LOUISVILLE BRANCH (Transit Number 21-59) W. P. KINCHELOE, Manager; JOHN T. MOORE, Cashier; EARL R. MUIR, Assistant Cashier. DIRECTORS W. P. KINCHELOE, Louisville; W. C. MONTGOMERY, Elizabethtown, F. M. SACKETT, Louisville; GEORGE W. NORTON, Louisville; E. L. SWEARINGER, Louisville. MEMPHIS BRANCH. (Transit Number 26-3) JNO. J. HEFLIN, Manager; A. J. WILLIAMS, Cashier; V. S. FUQUA, Assistant Cashier. DIRECTORS JNO. J. HEFLIN, J. D. McDOWELL, S. E. RAGLAND, T. K. RIDDICK, and R. B. SNOWDEN. RESOURCES LIABILITIES Gold coin and certificates................................. $ 3,583,000 Gold settlement fund.......................................... 12,813,000 Gold with Foreign Agencies............................. 5,242,000 Gold with Federal Reserve Agents................ 45,416,000 Gold redemption fund........................................ 5,218,000 Legal tender notes, silver, etc.......................... 7,359,000 Capital paid in................................................................................ $ 4,247,000 Surplus fund..................................................................................... 3,724,000 Government deposits.................................................................... 945,000 Due to members—reserve account........................................... 65,885,000 Deferred availability items.......................................................... 36,866,000 All other Deposits.......................................................................... 2,717,000 Total reserve................................................ Bills discounted—Secured by Government war obligations................................................. Bills discounted—all other............................... Bills bought in open market............................ United States Government Bonds................. U. S. certificates of indebtedness.................... Bank premises...................................................... Uncollected items and other deductions from gross deposits......................................... Five per cent redemption fund against Federal Reserve bank notes......................... All other resources............................................... Federal Reserve notes in actual circulation........................... 126,289,000 Federal Reserve bank notes in circulation, net liability .. 8,765,000 All other liabilities.................................................................. 3,333,000 TOTAL LIABILITIES......................................................$252,771,000 http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis TOTAL RESOURCES........................... 35 $ 79,631,000 54,601,000 52,078,000 3,657,000 1,153,000 17,316,000 866,000 42,455,000 523,000 491,000 $252,771,000 http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis FEDERAL RESERVE BANK INFORMATION DISTRICT No. 9 Bank Located at Minneapolis. (Transit Number 17-8) TERRITORY IN DISTRICT—Montana, North Dakota, -South Dakota, Minnesota, all Wisconsin in the counties La Crosse, Trempealeau, Eau Claire, Chippewa, Taylor, Lincoln, Oneida, Forest, and Florence, and all the counties lying north and west of these and the northern peninsula of Michigan. Membership: National Banks 836; State Banks 88. DIRECTORS CLASS A:—THEODORE WOLD (1922), Minneapolis; L. B. HANNA (1920), Fargo, N. Dak.; WESLEY C. McDOWELL (1921), Marion, N. Dak. CLASS B:—F. R. BIGELOW (1922), St. Paul; F. P. HIXON (1921), La Crosse, Wis.; NORMAN B. HOLTER (1920), Helena, Mont. CLASS C:—JOHN H. RICH (1920), Minneapolis. Chairman of Board and Federal Reserve Agent; W. H. LIGHTNER (1921), St. Paul; C. H. BENEDICT (1922), Lake Linden, Mich. OFFICERS R. A. YOUNG, Governor; S. S. COOK, Cashier; CURTIS L. MOSHER, Assistant Federal Reserve Agent; J. F. EBERSOLE, Assistant Federal Reserve Agent; L. W. LONG, Acting Auditor; HARRY YAEGER, Field Representative. ASSISTANT CASHIERS:—FRANK C. DUNLOP, GRAY WARREN, R. E. TOWLE, L. E. RAST. HELENA BRANCH (Authorized but not yet opened for business) O. A. CARLSON, Mgr. LIABILITIES RESOURCES Capital paid in................................................................................S 3,269,000 Surplus.............................................................................................. 3,569,000 Government deposits.................................................................... 419,000 Due to members—reserve account.......................................... 44,660,000 Deferred availabibty items......................................................... 15,639,000 All other deposits........................................................................... 1,545,000 Federal Reserve notes in actual circulation.......................... 77,728,000 Federal Reserve bank notes in circulation, net liability.. 7,057,000 All other liabilities...................................................... 2,636,000 Gold coin and certificates................................. S 7,223,000 Gold settlement board, Federal Reserve Board............................................................ 6,271,000 Gold with Foreign Agencies............................. 3,011,000 Gold with Federal Reserve Agents................ 32,329,000 Gold redemption fund........................................ 8,000 Legal tender notes, silver, etc.......................... 79,000 TOTAL LIABILITIES.....................................................$156.522,000 36 Total reserve................................................ Bills discounted—secured by Government war obligations................................................. Bills discounted—all other............................... Bills bought in open market............................ U. S. Government bonds.................................. Bank premises...................................................... U. S. certificates of indebtedness.................... Uncollected items and other deductions from gross deposits......................................... Five per cent redemption fund against Federal Reserve bank notes......................... All other resources.............................................. $ 48,921,000 TOTAL RESOURCES........................... $156,522,000 5,096,000 67,029,000 4,205,000 116,000 556,000 8,486,000 21,074,000 568,000 471,000 FEDERAL RESERVE BANK INFORMATION DISTRICT No. 10—Bank Located at Kansas City, Mo. (Transit Number 18-4) TERRITORY IN DISTRICT—Kansas, Nebraska, Colorado, Wyoming, all Missouri west of the eastern bounoariea of the following counties: Worth, Gentry, DeKalb, Clinton, Clay, Jackson, Cass, Bates, Vernon, Barton, Jasper, Newton, and McDonald; all Oklahoma with exception of the following counties: Atoka, Byron, Choctaw, Coal, Johnston, Marshall, McCurtain, and Pushmataha; all New Mexico north of a line forming the southern boundary of the following counties: McKinley, Sandoval, Santa Fe, San Miguel, and Union. Membership: National Banks 1005; State Banks 33. DIRECTORS CLASS A':—W. J. BAILEY (1922), Atchison, Kan.^ C. E. BURNHAM (1920), Norfolk, Neb.; J. C. MITCHELL (1921), Denver, Colo. CLASS Bf— M. L. McCLURE (1922), Kansas City, Mo.; THOS. C. BYRNE (1921), Omaha, Neb.; HARRY W. GIBSON, (1920), Muskogee, Okla. CLASS C?—ASA E. RAMSAY (1920), Kansas City, Chairman of Board and Federal Reserve Agent; F. W. FLEMING (1922), Kansas City, Vice Chairman of Board; R. H. MALONE (1921), Denver. OFFICERS J. Z. MILLER, Jr., Governor; C. A. WORTHINGTON, Deputy Governor; J. W. HELM, Cashier; C. K. BOARDMAN Assistant Federal Reserve Agent and Secretary. ASSISTANT CASHIERS:—JOHN PHILLIPS, Jr., E. P. TYNER, G. E. BARLEY, M. W. E. PARK, A. G. FROST, A. M. McADAMS, G. H. PIPKIN. DENVER BRANCH (Transit Number 23-19) C. A. BURKHARDT, Manager; JOS. E. OLSON, Cashier; A. J. CONWAY, Assistant Cashier. DIRECTORS C. C. PARKS, Denver; A. C. FOSTER, Denver; C. A. BURKHARDT, Denver; JOHN EVANS, Denver; ALVA ADAMS, Pueblo. OMAHA BRANCH (Transit Number 27-12) L. H. EARHART, Manager; P. R. FREDMAN, Cashier; G. A. GREGORY, and W. D. LOWER, Assistant Cashiers. DIRECTORS LUTHER DRAKE, Omaha; GEO. E. ABBOTT, Cheyenne, Wyo.; L. H. EARHART, Omaha; P. L. HALL, Lincoln; R. O. MARNELL, Nebraska City. OKLAHOMA CITY BRANCH. (Authorized but not yet open for business) C. E. DANIEL, Manager; R. O. WUNDERLICH, Cashier. DIRECTORS P. C. DINGS, Ardmore; DORSET CARTER, Oklahoma City; WM. MEE, Oklahoma City; E. K. THURMOND, Oklahoma City; C. E. DANIEL, Oklahoma City. RESOURCES LIABILITIES Capita’ paid in................................................................................ $ 4,308,000 Surplus fund..................................................................................... 6,116,000 Government deposits.................................................................... 623,000 Due to members—reserve account........................................... 82,677,000 Deferred availability items.......................................................... 54,823,000 All other deposits........................................................................... 2,752,000 Federal Reserve notes in actual circulation........................... 97,622,000 Federal Reserve bank notes in circulation, net liability . 15,218,000 All other liabilities......................................................................... 3,870,000 Gold coin and certificates................................. $ 472,000 Gold settlement fund, F. R. B’d........... 27,195,000 Gold with Foreign Agencies...................... 5,353,000 Gold with Federal Reserve Agents................ 36,265,000 Gold redemption fund................................... .... 3,460,000 Legal tender notes, silver, etc.......................... 1,572,000 TOTAL LIABILITIES...................................................... $268,009,000 http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis 37 Total reserve................................................ Bills discounted—secured by Government war obligations ................................................. Bills discounted—all other............................... Bills bought in open market............................ U. S. Government bonds................................... U. S. certificates of indebtedness.................... Bank premises............................................... Uncollected items and other deductions from gross deposits......................................... Five per cent redemption fund against Federal Reserve bank notes......................... All other resources............................................... $ 74,317,000 TOTAL RESOURCES........................... $268,009,000 33,287,000 76,851,000 2,102,000 8,866,000 13,079,000 730,000 57,529,000 916,000 331,000 FEDERAL RESERVE BANK INFORMATION DISTRICT No. 11—Bank Located at Dallas. (Transit Number 32-3) TERRITORY IN DISTRICT—Texas, all New Mexico south of the northern boundaries of the following counties: Valencia, Bernolillo, Torrance, Guadalupe, and Quay, all Louisiana north of the southern boundaries of the following counties: Sabine, Natchitoches, Grant, LaSalle, Catahoula, and Concordia; the following counties in Oklahoma: Atoka, Marshall, Bryan, Choctaw, Coal, Pushmataha, McCurtain, and Johnston, and the following counties in Arizona: Pima, Graham, Greenlee, Cochise, and Santa Cruz. Membership: National Banks 652; State Banks 161. DIRECTORS CLASS A:—J. T. SCOTT (1921), Houston, Tex.; E. K. SMITH (1920), Shreveport, La.; B. A. McKINNEY (1922), Durant, Okla. CLASS B:—MARION SANSOM (1922), Ft. Worth, Texas; FRANK KELL (1921), Wichita Falls, Texas; J. J. CULBERTSON (1920), Paris, Texas. CLASS C:—W. F. RAMSEY (1920), Dallas, Chairman of Board and Federal Reserve Agent; W. B. NEWSOME (1921), Dallas, Deputy Chairman of Board; H. O. WOOTEN (1922), Abilene, Texas. OFFICERS W. F. RAMSEY, Federal Reserve Agent; C. C. HALL, Assistant Federal Reserve Agent: R. L. VAN ZANDT, Governor; LYNN P. TALLEY, Deputy Governor; SAM R. LAWDER, Cashier; R. B. COLEMAN, Assistant Cashier; R. R. GILBERT, Assistant Cashier; D. P. REORDAN, Assistant Cashier; FRED HARRIS, Assistant Cashier; FLOYD IKARD, Assistant Cashier; C. B. TEAGARDEN, General Auditor; D. S. LAWHON, Assistant General Auditor. EL PASO BRANCH. (Transit Number 88-1) W. C. WEISS, Manager; M. CRUMP, Cashier; R. L. KING, Assistant Federal Reserve Agent and Auditor. DIRECTORS W. C. WEISS, A. F. KERR, U. S. STEWART, A. P. COLES, and W. W. TURNEY, El Paso. HOUSTON BRANCH. (Transit Number 35-4) E. F. GOSSETT, Manager; PAUL S. MILLER, Cashier; J. H. NIENDORFF, Assistant Federal Reserve Agent and Auditor. DIRECTORS E. F. GOSSETT, J. A. PONDROM, FRANK ANDREWS, J. C. CHIDSEY, and J. J. DAVIS. RESOURCES LIABILITIES Capital paid in................................................................................$ 3,744,000 Surplus fund..................................................................................... 3,030,000 Government deposits.................................................................... 1,029,000 Due to members—reserve account........................................... 51,140,000 Deferred availability items.......................................................... 25,621,000 All other deposits........................................................................... 1,463,000 Federal Reserve notes in actual circulation........................... 82,351,000 Federal Reserve bank notes in circulation—net liability.. 7,059,000 All other liabilities......................................................................... 2,333,000 http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis Gold coin and certificates................................. $ 5,332,000 Gold settlement fund, F. R. B’d..................... 7,732,000 Gold with Foreign Agencies............................. 2,900,000 Gold with Federal Reserve Agents................ 25,186,000 Gold redemption fund........................................ 7,812,000 Legal tender notes, silver, etc.......................... 1,995,000 Total reserve................................................ Bills discounted—secured by Government war obligations................................................. Bills discounted—all others.............................. Bills bought in open market............................ U. S. Government Bonds................................... U. S. certificates of indebtedness.................... Bank premises............................................. ...... Uncollected items and other deductions from gross deposits......................................... Five per cent redemption fund against Federal Reserve bank notes......................... All other resources.............................................. TOTAL RESOURCES........................... TOTAL LIABILITIES................................................... $177,670,000 38 $ 50,912,000 » 29,228,000 44,247,000 405,000 3,966,000 8,495,000 872,000 38,761,000 586,000 198,000 $177,670,000 FEDERAL RESERVE BANK INFORMATION DISTRICT No. 12—Bank Located at San Francisco. (Transit Number 11-37) TERRITORY IN DISTRICT—California, Washington, Oregon, Idaho, Nevada, Utah, and the following counties in Arizona: Apache, Coconino, Gila, Maricopa, Mohave, Navajo, Pinal, Yavapai, and Yuma. Membership: National Ranks 614; State Banks 185. DIRECTORS CLASS A:—C. K. McINTOSH (1922), San Francisco; J. E. FISHBURN (1920), Los Angeles, Cal.; M. A. BUCHAN (1921), Palo Alto, Cal. CLASS B:—E. H. COX (1922), Madera; A. B. C. DOHRMAN (1920), San Francisco; J. A. McGREGOR (1921), San Francisco. CLASS C:—JOHN PERRIN (1920), San Francisco, Chairman of Board and Federal Reserve Agent; WALTON N. MOORE (1921), San Francisco, Deputy Chairman of Board; EDWARD ELLIOTT (1922), Berkeley, Calif. OFFICERS JNO. U. CALKINS, Governor; WM. A. DAY, Deputy Governor; IRA CLERK, Assistant Deputy Governor; C. H. STEWART, Assistant Deputy Governor; W. N. AMBROSE, Cashier. C. R. SHAW, W. M. HALE, C. D. PHILLIPS, F. H. HOLMAN, C. E. EARHART, and JAY L. REED; As sistant Cashiers; S. G. SARGENT, Assistant Federal Reserve Agent and Chief Examiner; E. H. TUCKER, Assistant Federal Reserve Agent; GAVIN McNAB, Counsel] H. S. HOUSE, Auditor. LOS ANGELES BRANCH, (Transit Number 16-16) C. J. SHEPHERD, Manager; A. B. NORDLING, Cashier; H. C. VOGELSANG, Assistant Cashier. DIRECTORS _ C. J. SHEPHERD, San Francisco; A. J. WATERS, Los Angeles; JOSEPH F. SARTORI, Los Angeles; H. M. ROBINSON, Pasadena; ISAAC B. NEWTON, Los Angeles. PORTLAND BRANCH, (Transit Number 24-1) FREDERICK GREENWOOD, Manager; R. B. WEST, Cashier; J. P. BLANCHARD, Acting Assistant Cashier. DIRECTORS xxrwood» Portland; J. C. AINSWORTH, Portland; NATHAN STRAUSS, Portland; ED WARD COOKINGHAM, Portland; J. N. TEAL, Portland. SALT LAKE CITY BRANCH, (Transit Number 31-31) .R- B/ MOTHERWELL, Manager; J. C. GALBRAITH, Cashier; PAUL M. LEE, Assistant Cashier; J. M. LEISNER, Acting Assistant Cashier. DIRECTORS o ,?r P MOTHERWELL, Salt Lake City; L. H. FARNSWORTH, Salt Lake City; C. A. DAY, Ogden; G. G. WRIGHT Salt Lake City; L. HANCHETT, Salt Lake City. SEATTLE BRANCH, (Transit Number 19-1) CHAS. A. McLEAN, Manager; D. L. DAVIS, Cashier; C. A. BEMIS, Assistant Cashier. DIRECTORS CHAS. A. McLEAN, M. F. BACKUS, M. A. ARNOLD, CHAS. H. CLARKE, CHAS. E. PEABODY, Seattle, SPOKANE BRANCH, (Transit Number 28-1) W. L. PARTNER, Manager; G. H. SCHMIDT, Acting Cashier; EVAN BERG, Assistant Cashier. DIRECTORS r PhS^rWOHY, Spokane; R. L. RUTTER, Spokane; W. L. PARTNER, Spokane; PETER McGREGOR, Spokane; Vi. l. 1UEVS, Spokane. RESOURCES LIABILITIES Capital paid in................................................................................ $ 6,394,000 Surplus fund..................................................................................... 7,539,000 Government deposits..................................................................... 1,242,000 Gold coin and certificates................................. $ 13,607,000 Gold settlement fund, F. R. B’d..................... 41,117,000 Gold with Foreign Agencies............................. 5,131,000 Gold with Federal Reserve Agents................ 110,911,000 Gold redemption fund........................................ 9,992,000 Legal tender notes, silver, etc.......................... 650,000 Due to members—reserve account........................................... 121,745,000 Deferred availability items.......................................................... 25,845,000 All other deposits........................................................................... 5,860,000 Federal Reserve notes in actual circulation........................... 234,155,000 Federal Reserve bank notes in circulation, net liability ... 8,682,000 All other liabilities......................................................................... 5,957,000 TOTAL LIABILITIES...................................................... $417,419,000 http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis 39 Total reserve................................................ Bills discounted—Secured by Government war obligations................................................. Bills discounted—all other............................... Bills bought in open market........................... U. S. Government bonds................................... U. S. certificates of indebtedness.................... Bank premises...................................................... Uncollected items and other deductions from gross deposits..................................... Five per cent redemption fund against Federal Reserve bank notes......................... All other resources............................................... $181,408,000 TOTAL RESOURCES........................... $417,419,000 42,225,000 95,463,000 43,017,000 2,632,000 11,205,000 232,000 40,198,000 665,000 374,000 http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis FEDERAL LAND BANK INFORMATION FEDERAL FARM LOAN BOARD DAVID F. HOUSTON, Chairman CHARLES E. LOBDELL, Farm Loan Commissioner W. S. A. SMITH W. W. FLANNAGAN, Secretary DISTRICT No. 1—Bank Located at AS^xY f. lever WM. H. JOYCE Mass. TERRITORY IN DISTRICT—Maine, New Hampshire, Vermont. Massachusetts, Rhode Island, Connecticut, New York, and New Jersey. CAPITAL, $1,419,105. DIRECTORS—EDWARD H. THOMSON. President; B. G. McINTYRE. Vice-President; HUGH S. McCONNOR. Secretary; G. SCOTT DALGLEISH, Treasurer, and HERBERT MYRICK; WM. H. BROWNING. Jr., Registrar. DISTRICT No. 2—Bank Located at Baltimore, Md. TERRITORY IN DISTRICT—Pennsylvania, Delaware, Maryland, Virginia, West Virginia, and the District of Columbia. CAPITAL, $1,440,345. DIRECTORS — VULASKO VAIDEN. President; D. FRED SHAMBERGER. Vice-President; CALVIN R. TITLOW. GEO. A. HARRIS. Treasurer, and JOHN H. MURRAY; ROBERT CATLETT. Registrar. Secretary; DISTRICT No. 3—Bank Located at Columbia, S. C. TERRITORY IN DISTRICT—North Carolina, South Carolina, Georgia, and Florida. CAPITAL, $1,649,965. DIRECTORS—D. A. HOUSTON, President; L. I. GUION. Vice-President; HOWARD C. ARNOLD, Secretary; H. H. ROOT, Treasurer; R. H. WELCH, Registrar. DISTRICT No. 4—Bank Located at Louisville, Ky. TERRITORY IN DISTRICT—Ohio, Indiana . Kentucky, and Tennessee. CAPITAL, $1,986,615. DIRECTORS—WALTER HOWELL. President; H. A. SOMMERS. Vice-President; JAMES B. DAVIS. Secretary; L. B. CLORE. Treasurer, and A. P. SANDLES; A. C. DULANEY, Registrar. DISTRICT No. 5—Bank Located at New Orleans, La. TERRITORY IN DISTRICT—Alabama, Mississippi, and Louisiana. CAPITAL, $1,899,100. DIRECTORS—T. F. DAVIS. President; W. C. DUFOUR. Vice-President; C. C. GASPARD, Secretary; J. V. De GRUY. Treasurer, and J. T. SAVAGE; R. TYLER GOODWYN. Registrar. DISTRICT No. 6—Bank Located at St. Louis, Mo. TERRITORY IN DISTRICT—Illinois. Missouri and Arkansas. CAPITAL, $2,076,105. DIRECTORS—HERMAN W. DANFORTH. President; CARL E. HOPKINS. Vice-President; O. J. LLOYD Secretary; L. L. BEAVERS. Treasurer, and W. W. FRY; W. H. ALLEN, Registrar DISTRICT No. 7—Bank Located at St. Paul, Minn. TERRITORY IN DISTRICT—Michigan. Wisconsin, Minnesota, and North Dakota. CAPITAL, $2,794,260. DIRECTORS—E. G. QUAMME, President; B. F. FAAST, Vice-President; H. K. JENNINGS. Secretary; PAUL A. PREUS, Treasurer, and W. S. HARRIS; F. W. McLEAN. Registrar. DISTRICT No. 8—Bank Located at Omaha, Neb. TERRITORY IN DISTRICT—Iowa, Nebraska. South Dakota, and Wyoming. CAPITAL, $2,795,960. DIRECTORS—D. P. HOGAN. President; JOSEPH M. CAREY, Vice-President; C. M. GRUENTHER. Secretary; E. D. MORCOM Treasurer, and WARREN C. BAKER; M. L. COREY. Registrar. DISTRICT No. 9—Bank Located at Wichita, Kas. TERRITORY IN DISTRICT—Oklahoma, Kansas, Colorado, and New Mexico. CAPITAL, $2,042,485. DIRECTORS—MILAS LASATER President; J. B. McMANUS. Vice President; Treasurer, and C. E. SOUTHARD; RALPH VOORHEES, Registrar. A. N. ROCHESTER. Secretary; CALEB DAGG. DISTRICT No. 10—Bank Located at Houston, Tex. TERRITORY IN DISTRICT—The State of Texas. CAPITAL, $2,482,605. DIRECTORS—M. H. GOSSETT. President; J. A. THOMPSON. Vice-President; S. A. LINDSAY, Secretary; R. D. JOHNSON, Treasurer, and D. J. WOODWARD; J AS. H. BRAN ARD. Registrar. DISTRICT No. 11—Bank Located at Berkeley, Cal. TERRITORY IN DISTRICT—California, Nevada. Utah, and Arizona. CAPITAL, $1,604,790. DIRECTORS—W. D. ELLIS. President; JOHN GUILL, Jr., V ice-President; A. M. MORTON, Secretary; R. T. EVANS, Treasurer, and J. T. WILSON; LYSANDER CASSIDY, Registrar. DISTRICT No. 12—Bank Located at Spokane, Wash. TERRITORY IN DISTRICT—Washington, Oregon, Montana, and Idaho. CAPITAL, $2,664,977. DIRECTORS—D. G. O’SHEA. President; DAVID S. WALLACE. Vice-President; GEORGE C. JEWETT, Secretary; GEORGE M. DREHER. Treasurer, and A. W. CAWTHORN; TURNER OLIVER. Registrar. 40