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NewYoRR
ESTABLISHED 1829

OF THE CITY OF

(see inside front

IE BOOKi




“ T

cover)

JULY1920

“SLUE BOOK

THE •
ai. rrovir
V: dvn Bank
of England,
,a I \ .J
1

■ •

•

LI

HEAD OFFICE:

A

r

USKOPDGATE, LONDON, E. C.
• r- r :i' .< .• fringes st.. e. c. 2,
iSMiTHS) I. LOMBARD ST., E. C. 3,
CGRNHILL Q; F.JCE: *?
I
I . AT’S) id, CORNHILL, 1. C. 3,

2.

PRINCES STS3SX7 OF
LOMBARD SI.......... ; G

| with numeu
--

-

' • iches in England and Wales.

. ■'.Ua£HXQN INSEX, PAGE TO LONDON

in new York
1829

We are still New York correspondents
for nine out of town banks who opened
accounts with us in the following years:
1829

1836

1851

1829

1839

1863

1831

1849

1865

Phineas C. Lounsbury
Chairman
Herman D. Kountze
President
Edward K. Cherrill
Vice-President
Gilbert H. Johnson
Vice-President
Kimball C. Atwood
Vice-President
Charles F. Junod
Vice-Presiaent
Frank E. Andruss
Cashier
John P. Laird
Asst. Cashier
John H. Brennen
Asst. Cashier
Hugh M. Garretson
A sst. Cashier
John H. Trowbridge
Asst Cashier
George M. Broemler
Manager Foreign Dept.

We offer this time tested service to you.

Capital, Surplus and Undivided Profits

$2,000,000

ATLANTIC

National Bank
Broadway-Opposite CityHall

r

THE

...OFFICERS...

JONAL
PARK
BANK
of

New York

RICHARD DELAFIELD •
GILBERT 6. THORNE .
WILLIAM 0. JONES
MAURICE H. EWER
GEORGE H. KRETZ - ERNEST V. CONNOLLY
FRED’N 0. FOXCROFT.
WILLIAM A. MAIN .
J. E. PROVINE . - RALPH L. CERERO •
JAY D. RISING • - H. E. SCHEUERMANN PERCY J. EBBOTT - WILLIAM E. DOUGLAS HENRY L. SPARKS
BYRON P. ROBBINS JOHN B. HEINRICH? •
LOUIS H. OHLROGGE •
WILLIAM C. MACAVOY
WALTER S. JELUFFE

• - President
Vice-President
Vioe-President
Vice-President
Vice-President
. Caehier
Asst. Vice-Pres.
Asst. Vlce-Pres.
Asst. Vice-Pres.
Asst. Vice-Pres.
Asst. Vice-Pres.
Asst. Vice-Pres.
Asst. Vice .Pres.
- Asst. Cashier
- Asst. Cashier
- Asst. Cashier
• Asst. Cashier
- Asst. Cashier
• Asst. Cashier
• Asst. Cashier

Organized 1 856

Capital
Surplus and Undivided
Deposits (May 4, 1920)

-

$

Profits
-

5,000,000.00
21,582,949.88
187,255,784.20

Issues Letters of Credit for Travelers Available In All Parts of the World
DIRECTORS
STUYVESANT FISH
CHARLES SCRIBNER
EDWARD C. HOYT
W. ROCKHILL POtTS




RICHARD DELAFIELD
FRANCIS N. APPLETON
CORNELIUS VANDERBILT
GILBERT 6. THORNE
RICHARD H. WILLIAMS

THOMAS F. VIETOR
JOHN 0. MILBURN
WILLIAM VINCENT ASTOR
JOSEPH 0. OLIVER
ROBERT P. PERKINS

2

LEWIS CASS LEOYARO, JR.
HORACE C. STEBBINS
GEORGE C. TAYLOR
DAVID M. GOODRICH
EUGENIUS H. OUTERBRIDGE




A Nation-wide Organization
he national city company
T
buys and sells Bonds and Short Term
Notes and has always at its disposal a wide
range of Bank and Bankers’ Acceptances.
It has departments specializing in United
States Government, Municipal, Railroad,
Public Utility, Industrial, Foreign Govern­
ment, and First Mortgage Real Estate
securities.
The facilities of all these departments are
open to the free use of banks, dealers and
private investors.
Offices in more than fifty cities are main­
tained by the Company. Many of them are
in constant touch with the New York head­
quarters and with other Offices through about
10,000 miles of private telegraph wires.
Your inquiries, through the office nearest you,
will receive careful attention.

The National City Company
Main Office—National City Bank Building
Uptown Office—Fifth Avenue and Forty'third Street

PRINCIPAL OFFICES
DAVENPORT, IOWA
ALBANY, N. Y.
Putnam Building
Ten Eyck Bldg.
DENVER, COLO.
ATLANTA, GA.
718-17th St.
140 Peachtree St.
DETROIT, MICH.
ATLANTIC CITY, N. J.
147 Griswold St.
Chalfonte Block
HARTFORD, CONN.
BALTIMORE, MD.
Conn. Mutual Bldg.
Charles & Fayette Sts.
INDIANAPOLIS, IND.
BOSTON 9, MASS.
Fletcher Sav. & Trust Bldg.
10 State St.
KANSAS CITY, MO.
BUFFALO, N. Y.
1017 Baltimore Ave.
Ellicott Square Bldg.
LOS ANGELES CAL.
CHICAGO, ILL.
507
So. Spring St.
137 So. La Salle St.
MILWAUKEE, WIS.
CINCINNATI, OHIO
First
Wis. Nat’l Bank Bldg.
Fourth Nat’l Bank Bldg
MINNEAPOLIS, MINN.
CLEVELAND, OHIO
Builders Exchange Bldg.
Guardian Bldg.
MONTREAL, CANADA, 74 Notre Dame St., West

NEWARK, N. J.
ROCHESTER, N. Y.
790 Broad St.
Wilder Bldg.
NEW ORLEANS, LA.
SAN FRANCISCO, CAL.
301 Baronne St.
424 California St.
OMAHA, NEB.
SEATTLE, WASH.
First Nat’l Bank Bldg.
Hoge Bldg.
PHILADELPHIA, PA.
SPRINGFIELD, MASS.
1421 Chestnut St.
Third Nat’l Bank Bldg.
PITTSBURGH, PA.
ST. LOUIS, MO.
Farmers' Bank Bldg.
415 Olive St.
PORTLAND, ME.
SAINT PAUL, MINN.
Union Mutual Bldg.
State Savings Bank Bldg.
PORTLAND, ORE.
WASHINGTON, D. C.
Yeon Bldg.
741-15th St., N. W.
PROVIDENCE, R. I.
WILKES-BARRE, PA.
Industrial Trust Bldg.
Miners' Bank Bldg.
RICHMOND, VA.
LONDON, E. C„ 2 ENG.
923 E. Main St.
No. 4 London Wall Buildings
TORONTO, CANADA, 10 King St., East.




4

I

Bond Service for Banks
ONDS often afford advantages in the investment of
your funds not obtainable in other ways. Long ex­
perience in dealing in bonds possessing the qualities required
by banks makes it possible for us to render unusual service.

B

Correspondence and inquiries are suggested.
i»

_________________________

A. B. Leach & Co., Inc.
INVESTMENT SECURITIB:s
NEW YORK

CHICAGO

BOSTON

PHILADELPHIA

62 Cedar St.

105 So. La Salle St.

97 Milk Street

115 So. 4th St.

BUFFALO

BALTIMORE

MINNEAPOLIS

CLEVELAND

Peoples Bank Bldg.

Maryland Trust Bldg.

McKnight Bldg.

Guardian Trust Bldg.

MILWAUKEE

First Wis. Nat’l Bk. Bldg.

CINCINNATI
4th Nat’l Bank Bldg.

ST. LOUIS

DULUTH

Security Bldg.

Providence Bldg.

H. M. Byllesby & Company
INCORPORATED

DIVERSIFIED
INVESTMENT SECURITIES
208 South LaSalle Street
CHICAGO
111 Broadway
New York

10 Weybosset Street
Providence

30 State Street
Boston

Bank of Wisconsin Bldg.
Madison, Wis.

15 South Fifth Street
Minneapolis, Minn.

321 Citizens Nat. Bank Bldg.
Evansville, Ind.

Second Nat’l Bank Bldg.
New Haven, Conn.

Government Bonds
State Bonds
Municipal Bonds




Electric Securities
Gas Securities
Oil Securities
Industrial Issues
5




LLOYDS BANK
LIMITED.
Chairman: Sir RICHARD V. VASSAR-SMITH, Bart.
Deputy-Chairman: J. W. BEAUMONT PEASE.

HEAD OFFICE: 71, LOMBARD STREET, E.C. 3 .

$294,392^000

CAPITAL SUBSCRIBED

CAPITAL PAID UP

-

47,102,720

RESERVE FUND

-

-

48,375,525

DEPOSITS, &c.

-

-1,629,692,180

ADVANCES, &c.

-

-

THIS

678,817,955

BANK HAS ABOUT 1,500 OFFICES
ENGLAND AND WALES.

IN

The Agency of Colonial and Foreign Banks is undertaken.
Affiliated

Banks:

THE NATIONAL BANK OF SCOTLAND LIMITED.
Head

Office:

EDINBURGH.

130 Branches in the principal Cities and places in Scotland.

THE LONDON AND RIVER PLATE BANK LIMITED.
Head

Office:

7,

PRINCES

STREET,

E.C. 2.

Branches in Argentina, Brazil, &c., Paris, New York and Lisbon.

LLOYDS AND NATIONAL PROVINCIAL FOREIGN BANK LIMITED.
OFFICES in LONDON (31, Threadneedle Street, E.C. 3), PARIS (3, Place de 1’Opera),
BIARRITZ. BORDEAUX. HAVRE, MARSEILLES, NICE (SL Jean de Luz);

COLOGNE;

0

ZURICH

BRUSSELS, ANTWERP;

SEPTEMBER

AUGUST

JULY

245

248

106 187 188

4
193

226

194

195

201

196

197
204

202

18 19 20
207

249

250

251

252

240

253

254

255

5 6 7 8 9 10 11

5 6
198

199

11 12 13 14 15 16 17
200

227

247

2 3 4

1

205

206

22 23 24

208 209 210 211

212

213

25 26 27 28 29 30 31

228

229

6

281

231

235

236

237

22 23 24 25
242

243

244

29 30 31

NOVEMBER

OCTOBER

280

230

15 16 17 18

275

276

306

1

2

1

282

283

312

307

DECEMBER

308

2 3

313

314

31S

7 8 9

284

287

289 290

319

322

10

13 14 15 16

14

17

326

327 328 329

288

291

294 295 296

17

20 21 22 23

297

21 22 23 24

290

301

30*

333

335

24

27 28 29 30

28

30

302

303

305

31
FEBRUARY

JANUARY

MARCH
s

3

4

5

6

7

8

2 3

4

5

6

7

8

2

65

M

66

T

w

T

F

s

60

61

62

63

64

1

2 3

4

5

67

68

70

71

69

6 7 8

9 10 11 12

72

75

73

74

76

77

78

13 14 15 16 17 18 19
79

80

81

83

82

84

85

20 21 22 23 24 25 26
86

87

88

89

90

27 28 29 30 31

JUNE

MAY

APRIL

s

123

124

125

3 4 5
132

3

12 13 14
101

102

103 104

139

133
140

134

141

19 20 21

10 11 12 13 14

T

1*8

107

146

17

26 27 28

147

w

T

F

s

152

153

154

155

1

7

93
100

M

127

156

157

5 6
163

164

158

159

2 3 4
160

165

166

167

170

168

169

171

172

173

174

175

176’

19 20 21 22 23 24 25

151

177

24

31

26 27 28 29 30




162

12 13 14 15 16 17 18

114

7

161

7 8 9 10 11

178

179

180

181




Barclays Bank Limited
WITH WHICH HAS BEEN AMALGAMATED THE

LONDON PROVINCIAL S SOUTH WESTERN BANK LIMITED

LONDON, ENGLAND
AUTHORIZED CAPITAL
ISSUED CAPITAL - RESERVE FUND - - DEPOSITS....................

$

100,000,000
71,051,780
35,000,000
1,480,295,660

THE BANK HAS OVER

1450 BRANCHES
Throughout ENGLAND and WALES
SPECIALLY ORGANISED FOR THE REPRESENTATION IN GREAT
BRITAIN OF AMERICAN BANKS AND BANKERS

AFFILIATED BANKS:
THE BRITISH LINEN BANK, Head Office: EDINBURGH
THE UNION BANK OF MANCHESTER, LIMITED
Head Office: MANCHESTER
Address Communioations to:

FOREIGN

MANAGER,

168

FENCHURCH

STREET,

LONDON,

E. C.

LONDON JOINT CITY & MIDLAND
BANK LIMITED
HEAD OFFICE: 5, THREADNEEDLE STREET, LONDON, E.C. 2
OVER 1,450 OFFICES IN ENGLAND AND WALES

Subscribed Capital
Paid-up Capital Reserve Fund
-

-

-

£38,053,445
10,797,195
10,797,195

Deposits

-

-

371,742,389

{Dec. 31st, 1919)

------- -------------------------------------------------------------- -----------------------------------------

OVERSEAS BRANCH: 65 & 66, OLD BROAD STREET, LONDON, E.C. 2
FOREIGN BANKING BUSINESS OF EVERY DESCRIPTION UNDERTAKEN
Rt. Hon. R. McKENNA—Chairman

AFFILIATED BANKS:

BELFAST BANKING COMPANY, LTD.

THE CLYDESDALE BANK, LTD.

Over 110 Offices in Ireland

Over 150 Offices in Scotland

8

RAND M£NALLY

BANKERS DIRECTORY
W-flE BANKER
•^REGISTERS
WITH LIST OF ATTORNEYS
Official Numbering Agent for American Bankers Association

THE BANKERS BLUE BOOK
July 1920 Edition
89th EDITION

48th YEAR

A Consolidation of
RAND McNALLY BANKERS DIRECTORY
FOUNDED 1872

THE BANKERS REGISTER
FOUNDED 1888

BANKERS DIRECTORY (Homan’s and Sharp & Alleman’s Edition)
FOUNDED 1845 (Oldest Bank Directory in the United States)

See Page 13 for Alphabetical Table of Contents

RAND McNALLY & COMPANY, Publishers
Rand McNally Building
NEW YORK

CHICAGO (Head Office)
9

2







Copyright, 1883, by Rand McNally & Company.

January Edition.

Copyright, 1883. by Rand McNally & Company.

July Edition.

Copyright, 1884. by Rand McNally & Company.

January Edition.

Copyright, 1884, by Rand McNally & Company.

July Edition.

Copyright, 1885, by Rand McNally & Company.

January Edition.

Copyright, 1885, by Rand McNally & Company.

July Edition.

Copyright, 1886, by Rand McNally & Company.

January Edition.

Copyright, 1886, by Rand McNally & Company.

July Edition.

Copyright, 1887, by Rand McNally & Company.

January Edition.

Copyright, 1887, by Rand McNally & Company.

July Edition.

Copyright, 1888, by Rand McNally & Company.

January Edition.

Copyright, 1888, by Rand McNally & Company.

July Edition.

Copyright, 1889, by Rand McNally & Company.

January Edition.

Copyright, 1889, by Rand McNally & Company.

July Edition.

Copyright, 1890, by Rand McNally & Company.

January Edition.

Copyright, 1890, by Rand McNally & Company.

July Edition.

Copyright, 1891, by Rand McNally & Company.

January Edition.

Copyright, 1891, by Rand McNally & Company.

July Edition.

Copyright, 1892, by Rand McNally & Company.

January Edition.

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January Edition.

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July Edition.

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January Edition.

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July Edition.

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January Edition.

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July Edition.

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January Edition.

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July Edition.

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January Edition.

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July Edition.

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January Edition.

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July Edition.

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January Edition.

Oopyright, 1902, by Rand McNally & Company.

July Edition.

Copyright, 1603. by Rand McNally & Company.

January Edition.

Oopyright, 1903, by Rand McNally & Company-

July Edition.

Copyright. 1904, by Rand McNally & Company.

January Edition.

Oopyright, 1904, by Rand McNally & Company.

July Edition.

Oopyright. 1905, by Rand McNally & Company.

January Edition.

Oopyright. 1605, by Rand McNally & Company.

July Edition.

Oopyright. 1906, by Rand McNally & Company.

January Edition.

Copyright, 1906, by Rand McNally & Company.

July Edition.

Oopyright, 1907, by Rand McNally & Company.

January Edition.

Oopyright. 1907. by Rand McNally & Company.
Copyright, 1908, by Rand McNally & Company.
Copyright. 1908. by Rand McNally & Company.
Copyright. 1909, by Rand McNally & Company.
Oopyright, 1909, by Rand McNally & Company.
Oopyright, 1910, by Rand McNally & Company.
Oopyright, 1610, by Rand McNally & Company.
Copyright, 1911, by Rand McNally & Company.
Oopyright, 1911, by Rand McNally & Company.
Oopyright, 1912, by Rand McNally & Company.
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Copyright, 1913, by Rand McNally & Company.
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Oopyright, 1914, by Rand McNally & Company.
Copyright, 1914, by Rand McNally & Company.
Copyright, 1915, by Rand McNally & Company.
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Copyright, 1916, by Rand McNally & Company.
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Copyright, 1917, by Rand McNally & Company.
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Copyright, 1918, by Rand McNally & Company.
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Oopyright, 1919, by Rand McNally & Company.
Copyright, 1919, by Rand McNally & Company.
Copyright. 1920, by Rand McNally & Company.
Copyright, 1920, by Rand McNally & Company.

July Edition.
January Edition.
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10

Rand -

Nally

BANKERS DIRECTORY
TwB*nKrReSgister
WITH LIST OF ATTORNEYS

Official Numbering Agent for American Bankers Association

JULY,

1920

EDITION

89th

48th

YEAR

Announcement
E take pleasure in announcing the absorption by the RAND-McNALLY
BANKERS DIRECTORY of the BANKERS REGISTER (Blue Book), for
many years published by The Credit Company of Chicago, and the combining of the
names of these two well-known publications, beginning with the Eighty-sixth Edition
of cC7ie ‘Tfand-McNally jankers Directory.
Some years ago, the BANKERS REGISTER absorbed the BANKERS DIREC­
TORY. HOMAN’S and SHARP & ALLEMAN’S EDITION, so that the present
Directory is a consolidation of the three best known Bankers’ Directories published in
this country.
We believe that this consolidation is for the best interests of all concerned and we
feel sure that the banks throughout the country will welcome this move on the part of
the publishers of the RAND-McNALLY BANKERS DIRECTORY.
We assure our patrons that, as in the past, nothing will be left undone by us in our
effort to give them a Directory as nearly perfect as experience, continued vigilance, time,
and money will make it and we welcome suggestions for the betterment of this service.
We wish to impress our constantly increasing number of friends and patrons that the
claims of this publication for your patronage are:
1. It is honestly revised twice a year.
2. It is complete, up to date and is published nearer to the date of the information
it contains than is any other similar publication.
3. It is printed in tabulated form, all similar items being placed in the same column,
for the purpose of comparison—more expensive for us, more satisfactory for your purpose.
4. It is beautifully printed in clear, readable type.
5. It gives to advertisers a country-wide circulation, covering a majority of the
best banks in America and thousands of the large corporations and lawyers offices, a
circulation three times that of any other similar publication and larger than that of any
other financial publication in America.

W

'9

In Short, it is an Honest Product
We hope that the results of our efforts may meet with your continued approval and
we thank you for your patronage.




RAND McNALLY & COMPANY, Publishers
Chicago

Rand-McNally Building
-

(Head Office)

II

New York

INDEX
July, 1920, edition

States and Territories.

Alabama..........................
Alaska..............................
Arizona............................
Arkansas..........................
California........................
Colorado..........................
Connecticut.....................
Cuba................................
Delaware.........................
District of Columbia....
Florida............................
Georgia............................
Hawaiian Islands............
Idaho...............................
Illinois.............................
Indiana............................
Iowa................................
Kansas............................
Kentucky........................
Louisiana.........................
Maine..............................
Maryland........................
Massachusetts.................
Michigan.........................
Minnesota.......................
Mississippi......................
Missouri..........................
Montana..........................
Nebraska.........................
Nevada............................
New Hampshire..............
New Jersey.....................
New Mexico....................
New York.......................

Banks.

Map.

PAGE.

PAGE.

Indexed
Indexed
Indexed
Indexed
Indexed
Indexed
Indexed
Indexed^
Indexed
Indexed
Indexed
Indexed
Indexed
Indexed
Indexed
Indexed
Indexed
Indexed
Indexed
Indexed
Indexed
Indexed
Indexed
Indexed
Indexed
Indexed
Indexed
Indexed
Indexed
Indexed
Indexed
Indexed
Indexed
Indexed

States and Territories.

On Index Ala.
On Index Alaska
On Index Ariz.
On Index Ark.
On Index Cal.
On Index Colo.
Opp. New Haven
Opp. West Indies
On Index Md.
On Index D. C.
On Index Fla.
On Index Ga.
On Index Hawaii
On Index Ill.
Opp. Chicago
On Index Ind.
On Index Iowa
On Index Kas.
On Index Ky.
On Index La.
On Index Maine
On Index Md.
On Index Mass.
On Index Mich.
On Index Minn.
On Index Miss.
On Index Mo.
On Index Mont.
On Index Neb.
On Index Nev.
On Index N. H.
On Index N. J.
On Index N. Mex.
On Index N. Y.

North Carolina...............
North Dakota.................
Ohio.................................
Oklahoma........................
Oregon.............................
Pennsylvania................. .
Philippine Islands...........
Porto Rico......................
Rhode Island..................
South Carolina................
South Dakota.................
Tennessee........................
Texas...............................
Utah................................
Vermont..........................
Virginia............................
Washington.....................
West Virginia..................
Wisconsin........................
Wyoming.........................
Dominion of Canada....
Alberta.......................
British Columbia. . . K.
Manitoba...................
New Brunswick.........
Newfoundland...........
Nova Scotia...............
Ontario.......................
Prince Edward Island.
Quebec.......................
Saskatchewan............
St. Pierre et Miquelon
Yukon........................
Mexico................. ’....

Banks.
PAGE.

Indexed
Indexed
Indexed
Indexed
Indexed
Indexed
Indexed
Indexed
Indexed
Indexed
Indexed
Indexed
Indexed
Indexed
Indexed
Indexed
Indexed
Indexed
Indexed
Indexed
Indexed

Indexed

Map.
PAGE.

On Index N. C.
On Index N. D.
On Index Ohio
On Index Okla.
On Index Ore.
On Index Penna.
On Index Phil. Is.
Opp. West Indies
On Index R. I.
On Index S. C.
On Index S. D.
On Index Tenn.
On Index Tex.
Opp. Salt Lake C.
On Index Va.
Opp. Norfolk.
On index Wash.
On Index W. Va.
On Index Wis.
On Index Wyo.
On Index Can.
On Index Can.
On Index Can.
Opp. Winnipeg
Opp. Halifax
Index Can.
Opp. Halifax
Opp. Toronto
Opp. Halifax
Opp. Montreal
Index Can.
Index Can.
Index Can.
On Index Mex.

MISCELLANEOUS MAPS
PAGE,

PAGE.

Africa.................................... Opposite Africa (Foreign List)
Bank Transit map (A. B. A. Num. System) Opposite 20
Boston, Mass.................................................... “ Boston
Boston and Vicinity......................................... “ Boston
Buffalo, N. Y............ ....................................... “ Buffalo
Chicago, Ill....................................................... “ Chicago
Cincinnati, Ohio...............................................
Cincinnati
England..................................................... On Index London
Europe....................... ................................On Index Foreign
Federal Reserve Districts................. Opposite
12
Indianapolis, Ind.............................. “
Indianapolis
Kansas City, Mo.............................. “
Kansas City
Milwaukee, Wis................................ “
Milwaukee
Minneapolis, Minn........................... Opposite Minneapolis
New York City, N. Y...................... “
New York City

New York City (Greater N. Y. and
vicinity)...................................... Opposite New York City
Philadelphia, Pa................................... “
Philadelphia
Philadelphia, Pa. (Vicinity Map)... “
Philadelphia
Philadelphia and Environs.................. “
Philadelphia
Pittsburgh, Pa. (Main Portion)....... “
Pittsburgh
Pittsburgh and Vicinity....................... “
Pittsburgh
St. Louis............................................. “
St. Louis
St. Paul, Minn..................................... “
St. Paul
Seventh Federal Reserve District... “
Chicago
South America.................................. On Index South Am.
United States.................................... Opposite
12
Washington, D. C............................................... Index D. C.
West Indies.......................................... “ South America
World................................................................... Opposite 16

MISCELLANEOUS CONTENTS

For alphabetical arrangement of subjects and guide for use of Directory, see page 13.
Foreign Banks, Bonded Lawyers, Laws, Accessible Towns, and Directors are thumb
indexed in back of this volume.




AUSTRALIA and NEW ZEALAND.

BANK OF NEW SOUTH WALES
{ESTABLISHED 1817.)

Paid-up Capital
Reserve Fund
Reserve Liability of Proprietors

$20,000,000.00
16,000,000.00
20,000,000.00
$56,000,000.00
$335,181,24-7.00

Aggregate Assets
30th Sept., 1919 -

SIR JOHN RUSSELL FRENCH. K.B.E.. General Manager

340 BRANCHES and AGENCIES in the Australian States, New Zealand, Fiji,
Papua (New Guinea), and London. The Bank transacts every description of Aus­
tralian Banking Business. Wool and other Produce Credits arranged.
Head Office:
GEORGE STREET. SYDNEY

London Office:
29. THREADNEEDLE STREET. E. C. 2

The Commercial Banking
Company of Sydney, Limited.
ESTABLISHED 1834.

INCORPORATED IN NEW SOUTH WALES 1893.

Capital Paid up
...
Reserve Fund
...
Reserve Liability of Proprietors

£2,500,000
- 2,120,000
2,500,000
£7,120,000

HEAD OFFICE—SYDNEY, NEW SOUTH WALES.
LONDON OFFICE—18, BIRCHIN LANE, E. C.
SYDNEY BOARD

G. J. COHEN. Esq., Chairman.
JAS. W. MacARTHUR ONSLOW, Esq.
Hon. H. E. K.ATER. M. L. C., Deputy-Chairman.
OWEN E. FRIEND
Hon. H. MOSES. M. L. C.
Sir THOMAS ALLWRIGHT DIBBS. Hon. Director.
H. H. MASSIE, General Manager.

I

LONDON BOARD

Rt. Hon. Lord PLUNKET. G. C. M. G.. K. C. V. O. K. B. E.
Hon. HENRY S. LITTLETON. Chairman.
F. A. SCRIVENER. Manager.
NEVILLE D. COHEN. Esq.
J. H. GREENFIELD. Accountant.

209 Branches in New South Wales and Queensland

AGENTS AND CORRESPONDENTS THROUGHOUT THE WORLD







>

The American Audit Company

BRANCHES

PUBLIC ACCOUNTANTS

New York City

HOME OFFICE: 100 Broadway
LAFRENTZ. C. P. A. IN. Y.).

Boston

Ph ILADCLPHIA

Washington,

Richmond

Milwaukee

Baltimore

New Orleans

E. C..

Lonoon,

President

Certified Statements prepared for Banks show
ing the Financial Condition of
Customers desiring Credit

Y

Scranton

Atlanta

Established Since 1899 Without Change In Management

F. W.

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UNITED STATES
SCALE

, L. de la
Madre

.Victoria

lsU^ns
,ju>r.o8'

TORTVG*8 fb
»c5

Statute Miles, 240 = 1 Inch,
McNally’s New 11 x 14 Map of United States.
Copyright by Rand McNally 4t Co,

436




TWO IMPORTANT CHANGES
in this Edition

For the Betterment of the Service
1.

THE FEDERAL RESERVE DISTRICT in
which each town or city is located, is
designated by bold faced figure under name
of each city or town, when State is in
two or more districts—and by notice at
head of column over names of towns, when
entire State is in same district.

2.

LAWYERS (indexed in back part of Di­
rectory) are all bonded by the American
Surety Co. of New York for benefit of
users of this Directory to the amount of
two thousand dollars on each lawyer.
(This does not include those under heading
“Foreign Attorneys.”)

What You Want To Know
AND

How To Find It
IN

Rand McNally Bankers Directory and Bankers Register

THE BLUE BOOK
SUBJECT
EXPLANATION
HOW FOUND
Accessible Points------------------------ Towns without banks___________________________ See “Non-Bank Towns” below
American Bankers Association... Members of, indicated by a............................................• after name of bank.
Numerical System, Explanation of______________ Map opposite page 20.
Officers of___________ ________ ____ _____ ____ __ Page 19.
A. B. A. Transit Numbers________ Assigned to banks exclusively by this Directory
under the authority of The American Bankers
Association —_______________________________ Under name of each bank.
Attorneys------------------------------------ (Bonded)----------------------------------------------------------- See “Lawyers” below.
Bank Exams, and State Officials— National and State, with addresses______________ Pages 20 to 25.
Bankers Associations___________ and Officers.... ......................... .............. .......................... Pages 19-20-21.
Banks____________________________ of United States, National, State, and Private; Indexed alphabetically as to States,
statement, officers, general information .............
Towns and Banks.
Calendar_________________________ for year_____ _______ __________________________ Page 7.
Canada___________________________ Banks of, giving all branches, officers, capital, cor- Indexed "Cana.,” Alphabetical as to Provrespondents, etc. ______ _______________________
inces.
Clearing1 House Members_________ in each city, indicated by a_____________________ * before the name of bank.
Clearing Houses_________________ in United States and Canada____________________ Page 26 and at end of bank list in each
city.
Comptrollers’ Calls______________ to National Banks, dates of and day of week, from
1886 to date__________________________________ Opposite Page 17.
Correspondents __________________ of each bank given____ __________________ ______ After name of bank.
County___________________________ in which town is located given__________________ After name of each town.
County Seat_____________________ indicated by a_________________________________ *before name of town, both in Bank
List and in Lawyers List.
Date of Organization of Bank------ indicated by------------------------------------------------------ Figures after name of bank.
Directors________________________ of Banks and Trust Companies___________ <_____ Indexed "Direct.”
Federal Land Banks-------------------- Giving Officers, Territory, etc.__________________ Page 40.
Federal Reserve Banks---------------- Complete Information______ ____ _______________ Page 28.
Federal Reserve Districts------------ District in which town is located________________ Bold face figure under name of town or
See top of first column bank pages.
Federal Reserve Members_______ State Banks and Trust Companies_______________ ♦ Under name of bank.
Financial Statement_____________ of every bank in United States and Canada given indexed Alphabetically, as to State,
after name of bank............... ....................................
Towns and Banks.
Foreign Banks___________________ and Bankers (Selected List).......................................... Indexed “Forgn."
Foreign Coins______________ -------- Value of, in U. S. Money........ .................. . .................... Page 17.
Foreign Languages................ . ........... Table of cardinal numbers and commercial terms,
in ten languages _______ _____ ________________ Page 18.
Foreign Lawyers________________ Specially prepared list............................ ........................ Under index "Lawy.”
Grace, Days of____________________ Alphabetically arranged as to states_____________ Page 14 and under "Laws.”
Holidays_________________________ ------------------------------------------------------------------------ See “Laws.”
»
Interest Rates------------------------------ Alphabetically arranged by states, for quick refer­
ence-------------------------------------------------------------- Page 15. (See also Laws)
Investment Bankers Association. Members listed in large cities marked by a........ .....H After name of firm.
Investment Dealers--------------------- Selected List---------------------------------------------------- Following banks in each city.
Islands----------------------------------------- Cuba, Porto Rico, and Philippines, Banks of_______ Indexed immediately after States.
Laws-------------------------------------------- A carefully prepared digest of Banking and Com­
mercial Laws of each state............... .............. ........... Indexed "Laws.”
Lawyers_________________________ In principal towns and cities. Bonded by Ameri­
can Surety Co. of New York. Special list of
foreign attorneys................... ....................................... Indexed "Lawy.”
Legislatures_____________________ Dates of Meetings______________________________ Opposite Index “Laws.”
Location of Towns on State Maps (Map given with each state) indicated by_________ Guide Letter and Figure after each
town.
Maps_____________________________ Rand-McNally’s newest maps of states, principal See Index Page 12.
cities, Canadian Provinces, Mexico, etc.________ Inserted in proper geographicalposition.
Mexico___________________________ Banks and map of______________________________ Indexed “Mexico.”
Negotiable Instruments-------------- Laws relating to, and states which have passed
“The Negotiable Instruments Law”....................... See "Laws,” Indexed.
Non-Bank Towns____________ -— Showing nearest accessible banking points, and
whether Money-Order Office, Telegraph Station,
or Express Office_____________________________ Indexed "Acces.”
Number of Banks________________ In United States and Canada____________________ See Page 14.
Numerical System of A. B. A.------ explanation and map of________________________ Opposite page 18.
Officers__________________________ of every bank in United States, Canada, and Mexico
given after name of bank_____________________ Indexed by States.
Parcel Post............................................ Explanations and Rates.__ ____ _________________ Page 16.
Population of Banking Towns----- shown by______________________________________ Figures under name of town both in
Bank List and in Lawyers List.
Postage Rates____________________ and Postal Regulations..................... ............ .................. Page 16.
Private Banks.......... ..........................— (Unincorporated) indicated by a_________________ t after name of bank.
Under State Supervision________________________ See Page 14.
Reserve Cities____________________ for National Banks________________ ______ ______ Page 27.
gtate Bankers Associations'--------- Members of, indicated by a...____ ______________ t after name of bank.
btate Banks_____________________ (Incorporated) indicated by a................... .................. § after name of bank.
Statutes of Limitations------------- Arranged for quick reference____________________ Page 15. See also "Laws,” indexed.




NUMBER OF BANKS IN THE UNITED STATES AND CANADA
IMPORTANT: This tabulation covers only institutions performing the functions of a bank.
Some
publishers, for reasons of their own, include in their tabulation all those concerns whose names they pub­
lish but whose business is confined to the selling of Investments. Such information is naturally mislead­
ing. We carry the names of thousands of such institutions but they are not included in this tabulation.

UNITED STATES
Total National
Banks.

Total State
Banks and
Trust Cos.

Total Private
Banks t

Total
AU Banks.

267
16
89
403
521
251
151
36
28
212
657
24
137
1,021
644
1,357
1,107
460
274
121
202
316
553
1,196
327
1,528
278
1,036
' 24
70
180
83
505
540
721
641
622
189
569
42
401
560
488
1,023
103
58
344
316
221
835
114

*10

Wyoming.....................................................................................................

103
3
21
86
312
145
66
19
15
55
93
3
83
483
254
356
258
134
47
63
92
161
114
336
36
136
146
189
11
55
216
48
503
87
182
377
355
94
857
17
82
134
100
560
29
49
168
95
121
150
46

380
19
110
496
833
403
224
55
44
270
789
31
223
1,897
1,072
1,936
1,369
594
322
184
301
480
883
1,532
364
1,672
432
1,225
35
125
407
131
1,150
630
903
1,156
977
285
1,474
59
486
700
589
1,730
132
107
525
413
342
985
161

Grand Total, United States...............................................

8,145

21,861

STATE
Alabama......................................................................................
Alaska.........................................................................................
Arizona.......................................................................................
Arkansas...................................... *............................................
California...................................................................................
Colorado........................................................................ .............
Connecticut................................................................................
Delaware............. .......................................................................
District of Columbia..................................................................
Florida .......................................................................................
Georgia.......................................................................................
Hawaii.........................................................................................
Idaho ...........................................................................................
Illinois.........................................................................................
Indiana.......................................................................................
Iowa............................................................................................
Kansas.........................................................................................
Kentucky ...................................................................................
Louisiana.....................................................................................
Maine..........................................................................................
Maryland...................................................................................
Massachusetts............................................................................
Michigan.....................................................................................
Minnesota...................................................................................
Mississippi......................... .......................................................
Missouri.....................................................................................
Montana.....................................................................................
Nebraska.....................................................................................
Nevada........ ,...............................................................................
New Hampshire..........................................................................
New Jersey.......................... ......................................................
New Mexico...............................................................................
New York State..........................................................................
North Carolina...........................................................................
North Dakota.............................................................................
Ohio.............................................................................................
Oklahoma...................................................................................
Oregon.........................................................................................
Pennsylvania...............................................................................
Rhode Island..............................................................................
South Carolina............................................................................
South Dakota.............................................................................
Tennessee...................................................................................
Texas...........................................................................................
Utah............................................................................................
Vermont.......................................................................................
Virginia.......................................................................................
Washington..............................................................................................

West Virginia..............................................................................
Wisconsin....................................................................................

*7
*7
7

1
*3
39
4
*3
393
*174
223
*4

1
7
*3
216

1
*8
*8

*11
142
3

*138
*2
*48
*3
*6
1
147
13
2

1

l,636t

31.642J

♦Under State Supervision.
tThis does not include corporations, ‘firms, and individuals whose names appear herein but which are doing an investment business only.

CANADA
Alberta....................................................................................................
British Columbia....................................................................................
Manitoba...............................................................................................
Miquelon..................................................... ...........................................
New Brunswick......................................................................................
Newfoundland........................................................................................
Nova Scotia...........................................................................................
Ontario...................................................................................................
Prince Edward Island............................................................................
Quebec...................................................................................................
Saskatchewan.........................................................................................
Yukon.....................................................................................................

442
242
358
2
121
55
174
1,673
38
1,121
612
3

Total, Canadian Banks and Bankers............................................

4,841




14

INTEREST RATES, GRACE ON SIGHT DRAFTS, AND

STATUTES OF LIMITATION

See also “Laws,” indexed in back of this Volume
INTEREST RATES—NOTES AND
ACCEPTANCES—GRACE.

STATES
AND

TERRITORIES.

Legal
Rate
Rate of
by
Interest Contract.

Notes and
Acceptances
Due on

Holi­
days.

Half
Days.

Are payable
Per ct. Per cent. and protestable
the day—
Alabama__________
Alaska____________
Arizona___________
Arkansas _________
California_________
Colorado__________
Connecticut_______
Delaware_________
District of Columbia.
Florida___________
Georgia___________
Hawaii____________
Idaho_____________
Illinois___________
Indiana___________
Iowa............ ................
Kansas___________
Kentucky...................
Louisiana_________
Maine...........................
Maryland_________
Massachusetts..........
Michigan_____ ____
Minnesota________
Mississippi________
Missouri.......... ..........
Montana__________
Nebraska_________
Nevada______ ____ _
New Hampshire....
New Jersey_______
New Mexico______
New York________
North Carolina........
North Dakota____
Ohio______________
Oklahoma............
Oregon___________
Pennsylvania_____
Philippine Islands..
Porto Rico________
Rhode Island_____
South Carolina .....
South Dakota_____
Tennessee________
Texas_____________
Utah______________
Vermont_________
Virginia __________
Washington______
West Virginia_____
Wisconsin________
Wyoming________
Alberta ___________
British Columbia ...
Manitoba_________
New Brunswick ...
Nova Scotia______
Ontario............ ..........
Quebec___________
Saskatchewan ......

8
8
6
6
7
8
6
6
6
8
7
8
7
5
6
6
6
6
5
6
6
6
5
6
6
6
8
7
7
6
6
6
6
6
6
6
6
6
6
Any r»te
6
6
7
7
6
6
8
6
6
6
6
6
8
5
5
5
5
5
5
5
5

8
12
10
10
Any rate
12
12
6

ion
10
8
12
12
7
8
8
10
6
8
Any rate
6
Any rate
7
10
8
8
12
10
12
6
6
12
6t
6
10
8
10
10
6f
Any rate
12
Any rate
8

121
6
10
12
6
6
12
6
10
12
Any rate
Any rate
Any rate
Any rate
Any rate
Any rate
Any rate
Any rate

After
After
After After
After
After After
After
•
After
After After
After After
After After
After After
After
After After
After After
After After
After After
After After
After
After
After
After
After
After After
After After
After After
After After
After After
After Afterl
After After
After After
After After
After
After
After After
After After
After
After
After
After
After
After After
After After'
After After
After
After
After
After
After
After
After
After
After
After
After
After After
After
After
Afterl
After
After
After After
After After
After
After
After After
After
After After
After
After
After
After
After
After
After
After

Holidays
falling on
Sunday
are
observed
the day—

After
Before
After
After
After
After
After
Before
After
After
After
After
After
After
After
After
After
After
After
After
After
After
After
After
After
After
After
After
After
After
After
After
After
After
After
After
After
After
After
After
After
After
After
After
After 1
After
After
After
After
After
After
After
After
After
After
After
After
After
After
After

STATUTES OF LIMITATIONS.

Notes.

Sight

Bills.

Drafts.

No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
Grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
Grace
Grace
Grace
Grace
Grace
Grace
Grace
Grace

No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
Grace
No grace
Grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
Grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
Grace
No grace
No grace
No grace
Grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
Grace
Grace
Grace
Grace
Grace
Grace
Grace
Grace

In Denver, Due Saturday during June, July, and August protest Saturday or Monday at option of holder.
t Any rate agreed upon in writing is legal on collateral demand loans of $ 5000 and over.
1 See laws, indexed in back of this volume.




15

Notes
and
Written
Con­
tracts.

Judg­
ments.

Sealed
Instru
ments
wit­
nessed.

Years.

Years.

Years.

Years.

3
6
3
3
4
6
6
3
3
3
4

6
6
6
5
2-4
6
6
6
3
5
6

20
10
5
3-101
5
6-201
201
20
12
20
7

10
10
6
5

4
5
6
5
3
2-5
3
6
3
6
6
6
3
5
5
4
4
6
6
4
6
3
6
6
3
6
6
10

5
10
10
10
5
5-15
5-10
6-20
3-12
6
6
6
6
10
8
5
6
6
6
6
6
3
6
15
5
6
6

6
20
20
20
5
15
10
20
12
20
6-10
10
7
10
10
5
6
20
20
7
20
10
10
21
1-5
10
20
101

5
10
20
10
6
15
10
20
12
20
10

20
20
10-20
10
10
8
8
10
6
10
10-20
5-10
12
20
10
20
20
20
30
12

20
6-20
20
6
4
6
8
10
6
10
10-20
10
20
20
10
20
20

Open

counts.

6
6
6
6
2
4
6
3
3
5
6
8
6
6
6
6
6

5
6

6
6
6
6
4
6
6-14
5
6
10
6
10
6
6
6
6
6
6
5
6

3-201
17
20
12
20
20

1
I
10

1
1
1
20
16
6
20
10

1
15
5
10
20
10

20




RATES OF POSTAGE
DOMESTIC
Limit Weight.

Postage.

Classes.
Wrst Cffass—f<’ttnrs and sealed packages .

........... .....
.... .............
2 cts. each oz. or fraction thereof
1 ct. each ____________________
Postal cards _____ ___ .. ____________ - _________________ ___ _____
Second Class—Newspapers, periodicals entered as second-class matter and sent by the pub­ 1 ct. per pound----------------------lisher or news agent------------------------------------------- ------------------------ (let. each 4 oz. or fraction, stamps
( affixed________________ ......
Same when mailed bv others than above
__
Third Class—Circulars, pamphlets, and other matter wholly in print, proofsheets, cor-1
rected proofsheets and manuscript copy accompanying same.......... ................ )

Fourth Class—Merchandise and matter not included in any of the above classes___________
Special Delivery in addition to regular postage____ ..
. .
___ . ___
Registry Fee in addition to regular postage —................ ............................................... ...............

Four lbs.

No limit.

,
1 ct. each 2 oz. or fraction thereof )
)
’
Parcel Post Rates (see below) ..
.

10 cts.

No limit.
4 lbs. For packages
over four pounds and
all books, see Parcel
Post Rates.

_____ .......__

10 cts

FOREIGN POSTAGE TABLE
The rate of postage upon letters to foreign countries is five cents for the first ounce or fraction of an ounce, and three cents for each addi­
tional ounce or traction of an ounce, excepting the following named countries. To these countries and places letters may be sent at the rate of
two cents an ounce or fraction thereof.
Dutch West Indies
England
Ireland
Leeward Islands
Mexico
Newfoundland
New Zealand
Republic of Panama

Bahamas
Barbados
British Guiana
British Honduras
Canada
City of Shanghai, China
Cuba
Dominican Republic

Scotland
Trinidad (including Tobago)
Wales
Windward Islands (including
Grenada, St. Vincent, The
Grenadines, and St.Lucia)

The rates on other than letters to all foreign countries are: Single postal cards, each, 2 cents: double postal cards, each, 4 cents: newspaper
and other printed matter, for each two ounces or fraction thereof. 1 cent. Commercial Papers—Packets not in excess of 10 oz„ 5 cents; packets
in excess of 10 oz„ for each 2 oz. or fraction thereof additional, 1 cent. Samples of Merchandise—Packets not in excess of 4 oz„ 2 cents: packets in
excess of 4 oz„ for each 2 oz. or fraction thereof additional, 1 cent. Merchandise sent on order or as a gift must be sent by Parcel Post (note below)
or is subject to letter postage, which must be fully prepaid. Registration fee on letters or other articles. 10 cents. Ordinary letters for any foreign
country (except Canada and Mexico) will be forwarded, whether any postage is prepaid on them or not. Foreign mail should be fully prepaid, as
double the amount of deficient postage is collected before delivery in countries of destination. All other mailable matter must be prepaid at least
partially. Limit of weight for printed matter, 4 lbs., 6 oz.

TABLE SHOWING RATES OF PARCEL POSTAGE
Parcels weighing four ounces or less are mailable at the rate of one cent for each ounce or fraction of an ounce,
regardless of distance. Parcels weighing more than four ounces are mailable at the pound rate, as shown by the following
table, and when mailed at this rate any fraction of a pound is considered a full pound.
Parcels are limited in weight to seventy pounds within the third zone and to fifty pounds beyond the third zone,
and in size to eighty-four inches in “length and girth combined.”
Rate on books weighing eight ounces or less is one cent for each two ounces or fraction thereof for any distance:
over eight ounces, the zone parcel post rates apply.
WAR TAX,— One cent on twenty-five cents (less than 25 cents, no tax), two cents on twenty-six to fifty, three
cents on fifty-one to seventy-five, four cents on seventy-six to one dollar.

1st zone

Weight
1st pound
Each ad­
ditional lb.

Local
rate
$0.05

Zone
rate
$0.05

2d
zone
rate

3d
zone
rate

4th
zone
rate

5th
zone
rate

6th
zone
rate

7th
zone
rate

8th
zone
rate

$0.05

$0.06

$0.07

$0.08

$0.09

$0.11

$0.12

0.0|

.0.01

0.01

0.02

0.04

0.06

0.08

0.10

0.12

FOREIGN PARCEL POST RATES
Twelve cents per pound or fractions thereof. To many countries there is an additional transit ra+e.
Eleven pounds is the limit to foreign points named in United States Postal Guide except: the limit of weight on Foreign Parcel Post is 20
pounds to Ecuador, Mexico, and Salvador. Twenty-two pounds to Argentine, Brazil, Bulgaria, steam served places in China, Colombia, Costarica,
Haiti, Honduras, Lithuania, Nicaragua, Paraguay, Peru, and Roumania. Fifty pounds to Panama.
Limited to three and one-half feet in length and to six feet in length and girth combined. Please note, however, that there are certain
countries to which packages cannot be sent by parcel post. Your local post office should be consulted.

DOMESTIC MONEY ORDER BUSINESS
The printed application form must be used when applying for a money order. The applicant must write his or her own given name and surname
In full, and given name of the payee must be stated in full if known, otherwise initials may be used. The given name of married women must be
used and not that of their husbands. Names of places, streets, and numbers should be written in plainest manner possible.
A money order can not be made payable to more than one person or firm.

Domestic Money Order Fees

For orders of $2.50 or less_______________________________________ 3c
Over $30.00 and not exceeding $ 40.00____________________________
Over $ 2.50 and not exceeding $ 5.00---------- ------ --------------------------- 5c
“
40.00
“
“
50.00__________________ __________
5.00
“
“
10.00.................................................
8c
“
50.00 "
“
60.00.................
“
10.00
“
“
20.00..................................
10c
“
60.00 **
“
75.00.................................
•* 20.00
“
“
30.00.............
12c
“
75.00 “
"
100.00......
Orders payable at a money-order office can not be issued for an amount exceeding $100.

15c
18c
20c
25c
3«e

INTERNATIONAL MONEY ORDERS
Money orders can be issued between the United States and fifty-eight countries, rates differing and subject to change.
latest rates.

See your Postmaster for

RATES FOR EXPRESS MONEY ORDERS
Not over................$2.50............. 3 cts. ] Over $10.00 to $20.00................ 10 cts. I Over $40.00 to $50.00................ 18 cts. I Over $75.00 to $100.00_______ 30 cts.
Over
$2.50 to 5.00_______ 5 cts. Over 20.00 to 30.00________ 12 cts. j Over 50.00 to 60.00_______ 20 cts. '
Over
5.80 to 10.80________ 8 cts. ! Over 30.00 to 40.00......... ....... 15 cts. ! Over 60.00 to 75.00..............25 cts. I
Over $100.00 at above rates.
16




LIMITED

Subscribed Capital

Paid up Capital
Reserve Fund

HEAD OFFICE
17 Moorgate Street, LONDON, E. C
CHIEF OFFICE
In New Zealand at Wellington

64 Branches and Agencies throughout New Zealand

Bills of Exchange Collected
Wool and Produce Credits Arranged

All classes of Banking Business
undertaken







VALUES OF FOREIGN COINS

Treasury Department, Office of the Secretary,
Washington, D. C., July 1,1920

In pursuance of the provisions of section 25 of the act of August 27, 1894, I hereby proclaim the following
estimate by the Director of the Mint of the values of pure metal contents of foreign coins to be the values of
such coins in terms of the money of account of the United States, to be followed in estimating the value of all
foreign merchandise exported to the United States during the quarter beginning January 1, 1920, expressed in
any such metallic currencies.
Entries of merchandise liquidated upon the values proclaimed herein will be subject to reliquidation upon
the order of the Secretary of the Treasury whenever satisfactory evidence shall be produced to him showing
that the values in United States currency of the foreign money specified in the invoices were at the date of
certification at least ten per centum more or less than the values herein proclaimed.

D. F. HOUSTON, Secretary.
Values of Foreign Coins
Value in

COUNTRY.

of
Legal Standard. Monetary Unit. Terms
U.S.

Remarks

i

Money.

Peso_____________

Argentine ReDUblic

Gold................... —

Austria-Hungary
Belgium

Gold

Krone
Gold and silver.— Franc

.2026
.1930

Bolivia

Gold_____________ Boliviano

.3893

Brazil..

Gold____ _________ Milreis___________

JO.9648

.5462

Pound sterling____
British Colonies in Austra­ Gold
lasia and Africa.
Canada
Gold............... ........... Dollar___________
Central American States:
Gold
Colon____________
Costa Rica
Rritish Honduras
Gold......................... Dollar___________
Nicaragua______________ Gold
Cordoba__ _______
Guatemala----------------- 1
Silver____________ Peso_____________
Salvador
........... . Gold_____________ Colon____________
Peso__ ___________
Chile........ . ................................. Gold

4.8665

Amoy____
Canton ....
Cheefoo...
Chin Kiang
Fuchau___
Haikwan
(customs).
Hankow-—
Tael.. < Kiaochow.
Nankin....
Niuchwang
Ningpo....
Peking___
Shanghai..
Swatow ...
Takau____
Tientsin...
( Yuan___ _
Dollar^
Hongkong.
Dollar British _ __

1.2521
1.2484
1.1976
1.2232
1.1582
1.2740

China

Silver__________ <

Colombia

Gold

Dollar

Cuba.......... .......
.................
Denmark....................................
Ecuador..................... ..................
Egypt.................... .............. .

Gold
Gold

Peso
Krone

Gold

Sucre
Pound (100 piasters)

Finland..................... ...............
France _______________

Gold
Markka
Gold and silver___ Franc

(Mexican...

Gold

1.0000

Exchange rate about $0.8825.

.4653
1.0000
1.0000

Exchange rate $0,339 = 1 colon.

.7642
.5000
.3650

1.1715
1.2134
1.2391
1.1742
1.2039
1.2207
1.1437
1.1567
1.2601
1.2134
.8205
.8235
.8235
.8296
.9733

1.0000
.2680
.4867
4.9431
.1930
.1930

Germany............................. ....... Gold__
Mark
Great Britain ............................ Gold
Pound sterling-----Greece..................... .................. Gold and silver.__ Drachma

.2382
4.8665
.1930

Haiti.......... ................................... Gold

Gnurdft

.2500

India (British)..
...
Gold...........
Indo-China. .. .. . .
Silver
Italy____ __________________

Rupee

.3244
.8249
.1930

Japan....................... ...
Liberia........ . ..................

Gold
Gold

Yen
Dollar .

Mexico.........................
Netherlands_________
Newfoundland..
Norway................
Panama............
Paraguay__________

Gold
Gold
Gold...
Gold
Gold..

Peru..........
Philippine Islands..........
Portugal........
Roumania.
Russia............
Santo Domingo
Serbia_______
Siam............. .
Spain....................

Gold
..........
Gold_____ __
Silver

Piaster

Lira

Ppso

.4985
1.0000

_ _

Guilder (Florin)...
Dollar
Kronft
Ralhoa

. .
__________

. Peso (Argentine) —
____ Achrefl...

Gold
Gold
Gold
Gold
Gold
Gold
Gold
Gold
Gold and silver.__

Kran____________
Libra _
____ ___
Peso

Pseudo _
Lou

-__

Rnblft
Dollar
Dinar
Tical

.... .
____

ppqpta

.4985
.4020
1.0000
.2680
1.0000
.9648
.0959
.1406
4.8665
.5000
1.0805
.1930
.5146
1.0000
.1930
.3709
.1930

Straits Settlements.
Sweden_____
Switzerland..

Gold

Dollar___________

Gold
Gold

Krona
Franc

.5678
.2680
.1930

Turkey ..

Gold

Piaster

?0440

Uruguay*______
Venezuela_________

1.0342
Peso ___ _
Gold
.1930
Gold......................... Bolivar
1 The exchange rates shown under this heading are recent New York
values of currencies which are fluctuating in their relation to legal standards.




17

Currency: Depreciated paper, convertible at 44 per cent
of face value: exchange rate, gold $0.9575.
Exchange rate about $0.0075 = 1 krone.
Member of Latin Union: gold is the actual standard.
Exchange value $0,086.
12} bolivianos equal 1 pound sterling. Exchange rate
about $0.3311.
Currency: Government paper. Exchange rate about
$0,245 to the milreis.

Exchange rate $0.99.
f Guatemala: Currency, inconvertible paper.
1 Honduras: Currency, bank notes.
Exchange rate about $0.4926.
Currency: Inconvertible paper; exchange rate, about
$0.1995.

The tael is a unit of- weight; not a coin. The
customs unit is the Haikwan tael. The values of
other taels are based on their relation to the value
of the Haikwan tael.
The Yuan silver dollar of 100 cents is the monetary
unit of the Chinese Republic: it is equivalent to
.644+ of the Haikwan tael.

Currency: Government paper and gold: exchange rate,
about $0.9733 to 1 gold peso.
Exchange rate $0.1695 = 1 krone.
Exchange rate $0.4695.
The actual standard is the British pound sterling, which
is legal tender for 97} piasters.
Exchange rate $0,048 = 1 markka.
Member of Latin Union; gold is the actual standard.
Exchange value $0,082.
Exchange rate about $0.0275 =1 mark.
Exchange value $3,995.
Member of Latin Union: gold is the actual standard.
Exchange value $0.12.
Currency: Inconvertible paper; exchange rate, approxi­
mately, $0.20.
(15 rupees equal 1 pound sterling.) Exch. rate $0.38o.

Member of Latin Union; gold is the actual standard.
Exchange value $0,062.
Exchange value $0,525.
Currency: Depreciated silver token coins. Customs
duties are collected in gold.
Exchange value silver peso $0.70; gold peso $0.50.
Exchange value $0,361.
Exchange rate $0,175 = 1 krone.

Currency: Depreciated Paraguayan paper currency.
| Currency: Silver circulating above its metallic value.
Exchange rate about $4.73.
Exchange rate about $0.4975.
Currency: Inconvertible paper; ex. rate about $0.21.
Exchange rate about $0.026=1 leu.
Exchange rate about $0,029 = 1 dinar.
Exchange rate 0.395—1 tical.
Valuation is for gold peseta; currency is notes of the
bank of Spain, exchange value, approximately, $0.1775.
Exchange rate $0.4725.
Exchange rate $0.22 = 1 krona.
Member of Latin Union; gold is the actual standard.
Exchange value $0.1825.
(100 piasters equal to the Turkish £ j Exchange rate
about $1.50 =1 Turkish £.
Exchange rate $0.92.
1 Exchange rate about $0.1875.
quotations and are given merely as an indication of the

FRENCH.

GERMAN.

SPANISH.

ITALIAN.

O

One...................
Two.....................
Three...............
Four.................
Five.....................
Six.....................
Seven.................
Eight...................
Nine.................
Ten.....................
Eleven...............
Twelve...............
Thirteen.............
Fourteen...........
Fifteen...............
Sixteen...............
Seventeen...........
Eighteen.............
Nineteen.............
Twenty.............
Twenty-one........
Thirty.................
Forty.................
Fifty...................

Un......................
Deux...................
Trois...................
Quatre.................
Cinq...................
Six.......................
Sept.....................
Huit...................
Neuf...................
Dix.....................
Onze...................
Douze.................
Treize.................
Quatorze............
Quinze...............
Seize...................
Dix-sept.............
Dix-huit.............
Dix-neuf.............
Vingt...................
Vingt-et-un........
Trente.................
Quarante...........
Cinquante..........

Ein.....................
Zwei.................
Drei.................
Vier.....................
Fiinf...................
Sechs...................
Sieben.................
Acht...................
Neun...................
Zehn...................
Elf.......................
Zwolf...................
Dreizehn.............
Vierzehn.............
Fiinfzehn...........
Sechzehn.............
Siebzehn.............
Achtzehn...........
Neunzehn...........
Zwanzig.............
Ein und zwanzig.
Dreiszig.............
Vierzig...............
Fiinfzig...............

Uno.................
Dos...
Tree.........
Cuatro..........
Cinco.........
Seis.............
Siete ...............
Ocho........
Nueve...........
Diez..........
Once.................
Doce.................
Trece...........
Catorce...............
Quince.......
Diez y seis. . . .
Diez y siete........
Diez y ocho
Diez y nueve....
Veinte.........
Viente y uno....
Treinta..........
Cuarenta..........
Cincuenta...........

Uno.
Due.
Tre
Quatt.ro.
Cinque
Sei..
Sette .
Otto.
Nove..
Dieci
Undici.
Dodici... .
Tredici.
Quattordici
Quindiei
Sedici...
Diciassette
Diciotto .
Diciannove.
Venti.. .
Vent’uno.............
Trenta. .
Quaranta ..
Cinquanta ...

Sixty................... Soixante............. Sechzig............... Sesenta............... Sessanta............. Secenta............... Zestig................. Schestdesat.......
Seventy ............. Soixante-dix .... Siebenzig........... Setenta............... Settanta............. Setenta............... Zeventig............. Semdesat...........

5

©

»-*

O to

00

-4

►

O> O> »► CO to —

© to

00

M

O> Cn

iK W to

I—

ENGLISH.

OO

TABLE OF CARDINAL NUMBERS AND COMMERCIAL TERMS IN TEN LANGUAGES

OOO

Eighty ...............
Ninety...............
Hundred.............
1000 Thousand...........
Day....................
Week...................
Month...............
Year...................
On demand........

Quatre-vingt....
Quatre-vingt-dix.
Cent...................
Mille...................
Jour.....................
Semaine.............
Mois...................
Annee.................
A presentation.. .

At sight............. A vue.................
After sight......... A jours de vue.. .
After date......... A jours de date..
Pay to the order. Payez a l’ordre ..
I promise to pay. Je payerai.........

With interest.... Avec interets....




Achtzig...............
Neunzig.............
Hundert.............
Tausend.............
Tag.....................
Woche.................
Monat.................
Jahr.....................
Nach Sicht, or bei
Vorzeigung.
A vista...............
Nach Sicht.........
Nach Dato, or
nach Heute.
Fiir mich, or uns
an die Ordre.
W erde ich, or werden wir bezahlen
Mit Zinzen.......

Ochenta... .
Noventa.............
Cien...............
MU.....................
Dia...........
Semana...............
Mes....................
Ano.....................
A presentacion...

Ottanta.. .
Novanta...........
Cento...
MUle.............
Giorno.. . .
Settimana.......
Mese.................
Anno...........
A presentazione..

PORTUGUESE.

DUTCH.

Hum,M.Huma,F Een.....................
Doue, M. Duas, F Twee.
Drie...................
Tres.......
Quatro............
Vier...................
Vyf.........
Cinco.
Seis...............
Zes......................
Zeven .................
Sete.................
Outo.. .
Acht...................
Negen...............
Nove...........
Tien ....
Dez .
Onze...........
Elf......................
Doze................. Twaalf...............
Dertien.............
Treze.........
Veertien.............
Quatorze...
Vyftien....
Quinze.
Dezaseis........... Zestien...............
Dezasette......... Zeventien...........
Dezoeto..........
Achtien...............
Negentien.. .
Dezaneve
Twintig...............
Viete...........
Vinte hum......... Enen Twintig ...
Dertig.................
Trinta.........
Quarent.a........... V eertig...............
Cincoenta........... Vyftig.................

Oit.en a.............
Noventa.............
Cem...........
Mil.....................
Dia.. .
Semana...............
Mez....................
Anno...................
A presentacao ...

Tachtig...............
Negentig...........
Honderd............
Duizend.............
Dag...................
Week...................
Maanden...........
Jaar.....................
Op vertoon.........

RUSSIAN.

DANISH.

SWEDISH.

Odun...................
Dba.................
Tza.....................
Tschetire...........
Piat....................
Schest.................
Sem....................
Votem.................
Deviat...............
Desat.................
Odinnatzat.........
Devenzat...........
Trenazat.............
Cheterinazat....
Paznatzat...........
Schesnadzat.......
Semnatzat.........
Vosemnatzat....
Davetnazat........
Dvatzat.............
Dvatzat-odnar.. .
Trudzat .............
Sorok.................
Piat desat...........

En.......................
To.......................
Tre.....................
Fire.....................
Fem....................
Sex......................
Syu.....................
Otte....................
Ni.......................
Ti........................
Elleve.................
Tolv...................
Tretten...............
Fjorten...............
Femten...............
Sexten.................
Sytten.................
Atten...................
Nitten.................
Tyve...................
En og Tyve.......
Tredive...............
Fyrretyve...........
Halvtredsindstyve.
Tredsindstyve...
Halvfjerdsindstyve.
Firsindstyve.......
Halvfemsindstyve
Hundrede...........
Tusinde...............
Dage...................
Uger...................
Maaned.............
Aar.....................
Paa anfordring ..

En......................
Tva.....................
Tre................. =.
Fyra...................
Fem....................
Sex......................
Sju................ .
Atta....................
Nio....................
Tio......................
Elfva..................
Tolf....................
Tretton...............
Fj orton...............
Femton...............
Sexton................
Sjutton...............
Aderton.............
Nitton.................
Tjugu .................
Tjuguen .............
Tret tio...............
Fyrtio.................
Femtio...............

Vosemdesat.......
Devianosto.........
Sto......................
Tizatz.................
Den.....................
Nedela...............
Mesatz...............
God....................
Po bziskam........

Sextio.................
Sjnttio................

Attio...................
Nit tio.................
Hundra...............
Tusen.................
Dag....................
Vecka.................
Manad...............
Ar......................
P& anfordring .. .

A la vista........... A vista............... A vista............... Op sight a vista.. Po prediavieni... A vista............... Vid sigt...............
A.. dias vista ... Dopo vista. .
A. . dias vista .. . Dagen na zigt... Po prediavieni.. . Efter Sigt........... Efter sigt...........
A.. dias fecha ... Dopo dato......... A. . dias data ... Dagen na dato... Gato................... Efter dato......... Fran dato...........
A la orden......... Pagate al l’ordine Pagase a ordem.. Voor my aan de Nlat it order.... Behag at betale Behagar att betaorder.
la till ordre.
tU odre.
Pagare ............... Paghero ............. Pagarei............... Ik neem aan te Ia obetschai....... Jeg forpligter mig g forpligtar mig
att betala.
betalen.
at betale.
Con interes......... Con interesse.... Com intereses ... Met interest....... Is prozentamu... Med rente......... Med rftnta..........

BANKERS’ ASSOCIATIONS, 1920
AMERICAN BANKERS’ ASSOCIATION.
President. Richard S. Hawes, Senior vice-president First National
Bank, St. Louis, Mo.
First Vice-President, John S. Drum, president Mercantile Trust Co.,
San Francisco, Cal.
Second Vice-President, T. B. McAdams, vice-president Merchants
National Bank, Richmond, Va.
General Secretary, Guy E. Bowerman, 5 Nassau St., New York City.
Treasurer, Harry M. Rubey, president Rubey National Bank, Golden,
Colo.
General Counsel, Thomas B. Paton, 5 Nassau St., New York City.
Asst. Secretary and Asst. Treasurer, William G. Fitzwilson, 5 Nassau
St., New York City.
Manager Protective Dept., L. W. Gammon, 5 Nassau St., New York.
Editor of The Journal, George Lewis, 5 Nassau St., New York City.

ALABAMA BANKERS’'ASSOCIATION.
President; A. L. Staples, president Peoples Bank, Mobile, Ala.
\ ice-President, Oscar Wells, president First National Bank, Birming­
ham.
Secretary ana Treasurer. H. T. Bartlett, cashier. First National Bank,
Montgomery.
ARIZONA BANKERS’ ASSOCIATION.
President, G. H. Sawyer, vice-president and cashier Southern Arizona
Bank & Trust Co., Tucson.
Vice-President, P. M. Buckwalter, cashier Miners & Merchants Bank,
Bisbee.
Secretary, Morris Goldwater, president Commercial Trust & Savings
Bank, Prescott.
Treasurer, J. R. Todd, cashier Gila Valley Bank & Trust Co.. Globe.

ARKANSAS BANKERS’ ASSOCIATION.
President, C. S. Fitzpatrick, vice-president Interstate National Bank,
Helena.
Vice-President D. W. Peel, cashier First National Bank, Bentonville.
Secretary, Robt. E. Wait, Little Rock.
Treasurer, Jack Bernhardt, vice-president Cotton Belt Savings &
Trust Co.. Pine Bluff.
CALIFORNIA BANKERS’ ASSOCIATION.
President, J. B. McCargar, vice-president Crocker National Bank,
San Francisco.
Vice-President, W. S. Clayton, president First National Bank, San
Jose.
Secretary .Frederick H. Colburn, 628 Mills Bldg., San Francisco.
Treasurer, A. D. Oliver, vice-president Wells Fargo-Nevada National
Bank, San Francisco.
CANADIAN BANKERS’ ASSOCIATION.
President, C. A. Bogert, general manager The Dominion Bank,
Toronto, Ont.
Secretary-Treasurer, Henry T. Ross, care of Dominion Bank, Toronto,
Ont.

COLORADO BANKERS’ ASSOCIATION.
President, F. J. Denison, president Drovers National Bank, Denver.
Vice-President, J. L. McNeil, vice-president First National Bank,
Durango.
Secretary, Paul Hardey, cashier Stock Yards National Bank, Denver.
Treasurer, E. D. Hollowell, cashier Stockmen’s and Merchants Bank,
Pagosa Springs.
CONNECTICUT BANKERS’ ASSOCIATION.
President, Frank G. Vibberts, vice-president New Britain Trust Co.,
New Britain.
Vice-President, F. M. Clark, cashier Birmingham National Bank,
Derby.
Secretary, Chas. E. Hoyt, treasurer So. Norwalk Tr. Co., So. Norwalk
Treasurer, F. M. Cowles, cashier First National Bank, Wallingford.

DELAWARE BANKERS’ ASSOCIATION.
Preeident^John S^ Rossell, president Security Trust & Safe Deposit
Vice-President, George Massey Jones, vice-president First National
Bank, Dover.
Secretary and Treasurer, Wm. G. Taylor, vice-president Delaware
Trust Co., Wilmington.

DISTRICT OF COLUMBIA BANKERS’ ASSOCIATION.
President, M. D. Rosenberg, president Bank of Commerce & Savings,
Washington.
First Vice-President, Robert N. Harper, president District National
Bank, Washington.
Second Vice-President, John B. Larner, president Washington Loan
„
* Trust Co. Washington.
aecr
H. V. Haynes, Farmers & Mechanics National Bank,
Washington.
reasurer, A. 8. Gatley, cashier Lincoln National Bank, Washington .
FLORIDA BANKERS’ ASSOCIATION.
Ware, president First National Bank, Leesburg.
eLivingston, president Citizens Bank, Madison.
secretary and Treasurer, G. R. DeSaussure, Jacksonville.

I

GEORGIA BANKERS’ ASSOCIATION.
resident.^ ^'tla^arner Martin, vice-president Lowry

Natio

F *rStn
Courtney Thorpe, vice-president Savani
®?nk * Trust Co., Savannah.
Baynes McFadden, 313 Candler Bldg., Atlanta,
leasurer, L. L. Henderson, cashier Commercial Bank, Cedarto1

IDAHO BANKERS’ ASSOCIATION.
President, G. R. Hitt, cashier Overland National Bank, Boise.
Vice-President, E. M. Ehrhardt, president Empire National Bank,
Lewiston.
Secretary, J. W Robinson, Boise.
Treasurer, G. C. Painter, cashier State Bank of Middleton, Middleton.
ILLINOIS BANKERS’ ASSOCIATION.
President, Wm. C. White, president Merchants and Illinois National
Bank, Peoria.
Vice-President, J. A. Cathcart, cashier First National Bank, Sidell.
Secretary, M. A. Graettinger, 208 S. La Salle St., Chicago.
Treasurer, G. M. Benedict, president Stony Island Trust & Savings
Bank, Chicago.
Assistant Secretary, Olive S. Jennings, Chicago.

INDIANA BANKERS’ ASSOCIATION.
President, R. W. Akin, cashier Peoples State Bank, Sullivan, Ind.
Vice-President, Chas. L. Zigler, cashier First National Bank, South
Bend.
Secretary, Andrew Smith, vice-president Indiana National Bank,
Indianapolis.
Treasurer, Geo. W. Hoover, cashier Farmers State Bank, Eaton.
IOWA BANKERS’ ASSOCIATION.
President, L. A. Andrew, president Citizens Savings Bank, Ottumwa.
Vice-President, C. E. Lofland, vice-president Oskaloosa National
Bank, Oskaloosa.
Secretary, Frank Warner, 710 Fleming Bldg., Des Moines.
Treasurer, I. O. Hasbrouck, cashier Ames National Bank, Ames.
KANSAS BANKERS’ ASSOCIATION.
President, H. W. Grass, president Farmers & Merchants State Bank •
La Crosse.
Vice-President, F. J. Atwood, president First National Bank, Con­
cordia.
Secretary, W. W. Bowman, Topeka.
Assistant Secretary, F. M. Bowman, Topeka.
Treasurer, C. W. McKeen, president Merchants National Bank,
Lawrence.

KENTUCKY BANKERS’ ASSOCIATION.
President, J. H. Welch, president Farmers Exchange Bank, Nicholas­
ville.
Secretary, Harry G. Smith, Paul Jones Building, Louisville.
Treasurer, C. A. Doris, cashier Dixon Bank & Trust Co., Dixon.

LOUISIANA BANKERS’ ASSOCIATION.
President, Ben Johnson, president Bank of Commerce & Trust Co..
Mansfield.
Vice-President, Eugene Cazedessus, vice-president Bank of Baton
Rougt, Baton Rouge.
Secretary, J. C. Barry, cashier Bank of Lafayette & Trust Co., Lafay­
ette.
Treasurer, W. J. Mitchell, vice-president Canal-Commercial National
Bank, New Orleans.

MAINE BANKERS’ ASSOCIATION.
President. R. H. Baxter, president Bath Trust Co.. Bath.
Vice-President, A. A. Montgomery,' treasurer Portland Savings Bank,
Portland.
Second Vice-President, G. P. Gannett, vice-president First National
Bank, Augusta.
Secretary, Edward S. Kennard, cashier Rumford National Bank,
Rumford.
Treasurer, Geo. A. Safford, secretary and treasurer Hallowell Trust
& Banking Co., Hallowell.
MARYLAND BANKERS’ ASSOCIATION.
President, John B. Kieffer, cashier Hagerstown Bank, Hagerstown.
Vice-President, G. W. Waters, president Citizens National Bank,
Laurel.
Secretary, Charles Hann, assistant-cashier Merchants-Mechanics First
National Bank, Baltimore.
Treasurer, Wm. Marriott, cashier Western National Bank, Baltimore.
MASSACHUSETTS BANKERS’ ASSOCIATION.
President, F. B. Washburn, president Franklin Savings Bank, Boston.
Vice-President, W. M. King, president Northampton National Bank,
Northampton.
Secretary, George W. Hyde, vice-president First National Bank,
Boston.
Treasurer, J. H. Gifford, vice-president Merchants National Bank.
Salem.
MICHIGAN BANKERS’ ASSOCIATION.
President, John W. Staley, president Peoples State Bank. Detroit.
First Vice-President, E. S. Bice, vice-president First National Bank,
Marquette.
Second Vico-President, Henry H. Sanger, vice-president National
Bank of Commerce, Detroit.
Secretary, Mrs. H. M. Brown, Ass’n Office, Ford Bldg., Detroit
Treasurer, B. P. Sherwood, president Grand Haven State Bank,
Grand Haven.
General Counsel, Hal H. Smith, of Beaumont, Smith & Harris.
Detroit.
MINNESOTA BANKERS’ ASSOCIATION.
President, O. M. Nelson, vice-president First National Bank, St. Paul.
Vice-President, J. J. Ponsford, president State Bank of Watertown,
Watertown.
Secretary, G. H. Richards, 601 Northwestern Bank Bldg., Minneapolis.
Treasurer, C. L. Hansen, First National Bank, Thief River Falls.

MISSISSIPPI BANKERS’ ASSOCIATION.
President. T. W. McCoy, vice-president Merchants National Bank.
Vicksburg.
Vice-President, W. D. Davis, vice-president Brookhaven Bank &
Trust Co., Brookhaven.
Secretary, George B. Power, Jackson.
Treasurer, A. L. Jagoe, cashier Commercial Bank & Trust Co.,
Okolona.

COUNTRY BANKERS ASSOCIATION OF GEORGIA.
J' E' Frizze11’ cashier Farmers Banking Co., Waverly
ci^rl,yi^5.'Fr$sident, T. Y. Smith, president Bartow Bank, Bartow,
oecona \ ice-President, J. S. Peters, vice-president Bank of ManChester, Manchester.
secretary and Treasurer, L. R. Adams, box 1515, Atlanta, Ga.




19

BANKERS ASSOCIATIONS, 1920—Continued
MISSOURI BANKERS ASSOCIATION.
President, R. F. McNally, vice-president National Bank of Commerce,
St. Louis.
Vice-President, J. G. Hughes, president State Exchange Bank, Macon.
Secretary, W. F. Keyser, Sedalia.
Assistant Secretary, E. P. Neef, Sedalia
Treasurer, Dale S. Flowers, cashier Gentry County Bank, Albany.

PENNSYLVANIA BANKERS’ ASSOCIATION.
President, David Barry, cashier First National Bank, Johnstown.
Vice-President, Alexander Dunbar, vice-president and cashier, Bank
of Pittsburgh, Pittsburgh.
Secretary, D. S. Kloss, vice-oresident First National Bank, Tyrone.
Treasurer, C. H. Moyer, cashier Second National Bank, Allentown.

MONTANA BANKERS ASSOCIATION.
President, W. J. Johnson, president First National Bank, Lewistown.
Vice-President, C. B. Roberts. Great Falls, Mont.
Secretary and Treasurer, A. T. Hibbard, vice-president The Banking
Corporation, Helena.

RHODE ISLAND BANKERS’ ASSOCIATION.
President, George W. Gardiner, president Union Trust Co., Provi­
dence.
Vice-President, Arthur L. Perry, Washington Trust Co., Westerly.
Secretary, Edward A. Havens, assistant cashier Mechanics National
Bank, Providence.
Treasurer, C. H. W. Mandeville, cashier National Exchange Bank,
Providence.

NEBRASKA BANKERS’ ASSOCIATION.
President. J. C. Flannigan. cashier Citizens Bank. Stuart.
Chairman Executive Council, W. A. Taylor, vice-president First
National Bank, Hastings.
Secretary, William B. Hughes, mgr. Omaha Clearing House, Omaha.
Treasurer, F. W. Thomas, vice-president First National Bank,
Omaha.

NEVADA BANKERS’ ASSOCIATION.
President, W. C. Pitt, president Lovelock Mercantile Banking Co.,
Lovelock.
Vice-President, Fred Grob, vice-president Bank of Fallon, Fallon.
Secretary, L. S. Reese, assistant cashier Farmers and Merchants
National Bank, Reno.
Treasurer, P. L. Nelson, assistant cashier Reno National Bank, Reno.

NEW HAMPSHIRE BANKERS’ ASSOCIATION.
President, Wallace L. Mason, cashier Keene National Bank, Keene.
Secretary, Harry L. Additon, vice-president and cashier Merchants
National Bank, Manchester.
Treasurer, Frank Clements, cashier Farmington National Bank, Far­
mington.

w




NEW JERSEY BANKERS’ ASSOCIATION.
President, Robert D. Foote, president National Iron Bank, Morris­
town.
Vice-President, Charles II. Laird, Jr., vice-president West Jersey
Trust Co., Camden.
Secretary, Wm. J. Field, vice-president Commercial Trust Company
of New Jersey. Jersey City.
Treasurer, Rufus Keisler, Jr., secretary and treasurer Ironbound
Trust Co., Newark.

SOUTH CAROLINA BANKERS’ ASSOCIATION.
President, H. W. Fraser, cashier Peoples Bank, Georgetown.
Vice-President, B. P. Grice, cashier, Peoples National Bank, Charles­
ton.
Secretary and Treasurer, Lee G. Holleman, president Peoples Bank,
Anderson.
SOUTH DAKOTA BANKERS’ ASSOCIATION.
President, John Wadden, president Sioux Falls National, Sioux Falls.
Vice-President, M. P. Beebe, Ipswich.
Secretary, L. M. Welch. Mitchell.
Treasurer, L. T. Morris, Watertown.
TENNESSEE BANKERS’ ASSOCIATION.
President V. J. Alexander, cashier Cumberland Valley National Bank,
Nashville.
Vice-President. W. O. Whittle, cashier Union National Bank, Knox­
ville.
Vice-President, Robert Bell, Jr., cashier Murfreesboro Bank & Trust
Co., Murfreesboro.
Vice-President, George T. Lewis, cashier Bank of Crockett Bells.
Secretary, II. G. Huddleston, 1015 Independent Life Bldg.. Nashville.
Treasurer, E. H. Ayres, Jr., cashier Spring Hill Bank, Spring Hill.

TEXAS BANKERS’ ASSOCIATION.
President, Eldred McKinnon, vice-president Citizens State Bank,
Austin.
Secretary, Wm. A. Philpott, Jr., Dallas.
NEW MEXICO BANKERS’ ASSOCIATION.
Treasurer, Melvin RoufT, assistant cashier, Houston National
President, George Ulrick, vice-president Exchange Bank, Carrizozo. j
Exchange Bank, Houston.
Vice-President, Frank R. Coon, cashier First National Bank, Lords­
burg.
Secretary, R. L. Ormsbee. cashier Capital City Bank, Santa Fe.
UTAH BANKERS’ ASSOCIATION.
Treasurer, W. A. Losey, cashier First National Bank, Hagerman.
President, Charles II. Barton, cashier Ogden Savings Bank, Ogden.
I
First
Vice-president,
J. T. Farrar, cashier Provo Commercial & Sav­
NEW YORK STATE BANKERS’ ASSOCIATION.
ings Bank, Provo.
President, S. G. H. Turner, president Second National Bank, Elmira.
Second Vice-President, Wm. M. Howell, president Farmers & Mer­
Vice-President, Jacob H. Herzog, vice-president National Commercial
chants Savings Bank, Logan.
Bank & Trust Co., Albany, N. Y.
Secretary and Treasurer, Carl R. Marcusen, cashier Price Com­
Secretary, Edward J. Gallien, 128 Broadway .N. Y. City.
mercial & Savings Bank, Price, Utah.
Treasurer, H. D. Fearon, cashier Oneida Valley National Bank,
Oneida.
VERMONT BANKERS’ ASSOCIATION.
NEW YORK SAVINGS BANK ASSOCIATION.
President, Gilbert E. Woods, vice-president Citizens Savings Bank &
Trust Co., St. Johnsburg.
President, John J. Pulleyn, president Emigrant Industrial Savings
Vice-President, C. G. Staples, cashier Vermont National Bank,
Bank, New York City.
Brattleboro.
First Vice-President Isaac L. Hunt, president Watertown Savings
Secretary, C. S. Webster, treasurer Barton Savings Bank & Trust Co..
Bank, Watertown.
Barton.
Treasurer, Walter S. Rose, vice-president Union Savings Bank, !
Treasurer. D. L. Wells, cashier First National Bank, Orwell.
Patchogue.
NORTH CAROLINA BANKERS’ ASSOCIATION.
VIRGINIA BANKERS’ ASSOCIATION.
President, Wm. A. Hunt, cashier Citizens Bank & Trust Co., Hender- j
President, Tench F. Tilghman, president Citizens Bank, Norfolk.
son.
Vice-President, N. H. Wiiliams, president First National Bank,
Vice-President, A. M. Dumay, president First National Bank, WashChase City, Va.
ington.
Vice-President, C. E. Brooks, vice-president Citizens National Bank, j Secretary, W. F. Augustine, vice-president Merchants National Bank,
Richmond.
Hendersonville.
Treasurer, F. D. Maphis, cashier Peoples National Bank, Strasburg.
Secretary-Treasurer, T. A. Uzzell, president Peoples Bank, New Bern.
NORTH DAKOTA BANKERS’ ASSOCIATION.
President, H. P. Beckwith, president Northern National Bank, Fargo.
Vice-President, W. F. Hanks, cashier State Bank of Powers Lake,
Powers Lake.
Secretary, W. C. Macfadden, Fargo.
Treasurer, M. O. Grangaard, vice-president State Bank, Rogers.
OHIO BANKERS’ ASSOCIATION.
President, F. S. Stever, cashier Merchants National Bank, Defiance.
Vice-President, Sidney J. Brister, cashier State Savings Bank Co.,
Dover.
Secretary, S. A. Roach, 805 Wyandotte Bldg . Columbus.
Asst. Secretary, G. E. Howard, 805 Wyandotte Bldg.. Columbus.
Treasurer, A. B. Taylor, president Lorain County Savings & Trust
Co., Elyria.
OKLAHOMA BANKERS’ ASSOCIATION.
President, P. C. Dings, president Guaranty State Bank, Ardmore.
Vice-President, D. M. Fink, president Commercial National Bank,
Muskogee.
Secretary, Eugene P. Gum, Oklahoma City.
Assistant Secretary, Gertrude Corbitt. Oklahoma City.
Treasurer, Mrs. E. M. Abernathy, president Security State Bank,
Lexington.

WASHINGTON BANKERS’ ASSOCIATION.
President, D. II. Moss, vice-president First National Bank, Seattle.
Vice-President. J. P. Duke, cashier Security State Bank. Palouse.
Secretary, W. H. Martin, vice-president First National Bank, Ritzville.
Treasurer, Harry J. Kerr, vice-president First National Bank, Okanogon.

WEST VIRGINIA BANKERS’ ASSOCIATION.
President, L. A. Hooper, cashier First National Bank, Bluefield.
Vice-President, H. B. Lewis, cashier Kanawha Banking & Trust Co.,
Charleston.
Secretary and Treasurer, Joseph S. Hill, State Bank Commissioner.
Charleston.
WISCONSIN BANKERS’ ASSOCIATION.
President J. J. Jamieson, cashier First National Bank, Shullsburg.
Vice-President, Burton M. Smith, president Bank of North Lake,
North Lake.
Secretary, George D Bartlett .408 Trust Company Bldg., Milwaukee.
Assistant Secretary, Wall G. Coapman, 408 Trust Company Bldg.,
Milwaukee.
Treasurer, A. T. Hennig, president City National Bank, Oshkosh.

WYOMING BANKERS’ ASSOCIATION.
President, A. K. Lee, vice-president Thermopolis State Bank, Ther­
OREGON BANKERS’ ASSOCIATION.
mopolis.
President, N. U. Carpenter, president Citizens Bank, Portland.
Vice-President, John W. Hay, president Rock Springs National Bank,
Vice-President, Wm. G. Toit, president First National Bank, Medford.
Rock Springs.
Secretary, J. L .Hartman. Hartman & Thompson, Bankers, Portland. j Secretary, Harry B. Henderson, cashier Wyoming Trust & Savings
Treasurer, Lyman G. Rice, assistant cashier First National Bank,
Bank, Cheyenne.
Pendleton.
Treasurer, S. II. Sibley, cashier Burns State Bank, Burns.
20




Where to Buy
High Grade Farm Mortgages

Paying Attractive Rates
of Interest
Many Banks and Investment Houses whose
advertisements appear in this Directory are
offering for sale the very best of such secur­
ities.

Look through the list of banks in any state
in which you are interested and you will

find both banks and farm loan companies
(in a card in connection with their name in
this list) offering farm mortgages, bearing
attractive rates of interest, on farms with the

value of which they are personally familiar.

If they advertise for your business
they are in a position to serve you

Drop Them a Line




NUMERICAL SYSTEM BANK TRANSIT MAP.

INDEX
Prefix Numbers
CITIES

1 New York, N.Y.'
2 Chicago, Ill.
3 Philadelphia,Pa.
4 St. Louis, Mo.
5 Boston, Mass.
6 Cleveland, Ohio
7 Baltimore, Md,
8 Pittsburg, Pa.
9 Detroit, Mich.
10 Buffalo, N. Y.
11 San Francisco,
Cal.
12 Milwaukee, Wis.
13 Cincinnati, Ohio
14 New Orleans,La.
15 Washington,
D. C.
16 Los Angeles,
Cal.
17 Minneapolis,
Minn.
18 Kansas City,
Mo.
19 Seattle, Wash
20 Indianapolis,
Ind.
21 Louisville, Ky.
22 St. Paul, Minn,
23 Denver, Colo.
24 Portland, Ore.
25 Columbus, Ohio
26 Memphis, Tenn.
27 Omaha, Neb.
28 Spokane, Wash.
29 Albany, N. Y.
30 San Antonio,

31 Salt Lake City,
Utah
32 Dallas, Tex.
33 Des Moines, la.
34 Tacoma, Wash.
35 Houston, Tex.
36 St. Joseph, Mo.
37 Ft. Worth, Tex.
38 Savannah, Ga.
39 Oklahoma City,
Okla.
40 Wichita, Kan.
41 Sioux City, la.
42 Pueblo, Colo.
43 Lincoln, Neb.
44 Topeka, Kan.
45 Dubuque, la.
46 Galveston, Tex.
17 Cedar Rapids,
la.
48 Waco, Tex.
49 Muskogee, Okla.
STATES

50 New York
51 Connecticut
52 Maine
53 Massachusetts
54 New Hampshire
55 New Jersey
56 Ohio
57 Rhode Island
58 Vermont
59 ............................
60 Pennsylvania
61 Alabama
62 Delaware
63 Florida
64 Georgia
65 Maryland
66 North Carolina
67 South Carolina
68 Virginia
69 West Virginia
70 Illinois
71 Indiana
72 Iowa
73 Kentucky
74 Michigan
75 Minnesota
76 Nebraska
77 North Dakota
78 South Dakota
79 Wisconsin
80 Missouri .
81 Arkansas
82 Colorado
83 Kansas
84 Louisiana
85 Mississippi
86 Oklahoma
87 Tennessee
88 Texas
1
I California
. Arizona
!Idaho
: Montana
I Nevada
> New Mexico
> Oregon' ’
’ Utah
! Washington
> Wyoming

RAND-McNALLY & CO.

NUMERICAL SYSTEM
BANK TRANSIT MAP
Copyright by Rand-McNally & Co.

THE FARM MORTGAGE BANKERS’ ASSOCIATION OF AMERICA
Office of Secretary, 112 West Adams St., Chicago
Members of this association put their own money into mortgages on productive farm lands
before offering them for sale. . They endeavor to make these mortgages as dependable as
government bonds.
Many companies have branch offices doing business in several states.

MEMBERSHIP LIST

Officers on opposite page

ALABAMA
J. S. Pinckard, Montgomery
ARIZONA
Dwight B. Heard Investment Co., Phoenix
ARKANSAS
American Trust Co., Jonesboro
Security Mortgage Co., Texarkana
COLORADO
Bankers Trust Company, Denver
Colorado Investment & Realty Co., Colorado
Springs
Gibson, Chas. E., Co., Denver
Van Kleeck-Bacon Investment Co., Denver
Western Mortgage Co., The, Denver
Western Securities Investment Co., Denver
GEORGIA
Alexander & Garrett, Augusta
Empire Loan & Trust Co., Americus
Georgia Land & Securities Co., Savannah
Georgia Loan & Trust Co., Macon
McClatchey, Marvin R., Atlanta
Sessions Loan & Trust Co., Marietta
Smith, Howard M., & Co., Macon
Southern Mortgage Co., Atlanta
IDAHO
Ehrhardt Investment Co., Lewiston
ILLINOIS
Brinkerhoff & Co., Springfield
Capen, Fred B., Bloomington
Carson, G. F., Company, Peoria
Causey, Walter G., Co., Peoria
Dime Savings & Trust Co., Peoria
Doyle, Barber & Weber, Springfield
First Joint Stock Land Bank, Chicago
First Trust & Savings Bank, Chicago
First Trust & Savings Bank, Peoria
Forman, Geo. M., & Co., Chicago
Goodell, A., & Sons Co., Loda
Home Savings & State Bank, Peoria
Illinois Trust & Savings Bank, Champaign
Matheny, Dixon, Cole & Co., Springfield
Merchants Loan & Trust Co., Chicago
Pearsons-Taft Land Credit Co., Chicago
Peoples Trust & Savings Bank, Chicago
Rockford Trust Co., Rockford
Savings Bank of Kewanee, Kewanee
Security Trust Co., Freeport
Thompson Farm Loans, Lacon
Trevett-Mattis Banking Co., Champaign
Ulrich, Nicholas, & Co., Peoria
INDIANA
r
„ T
American Central Life Insurance Co., Indianapolis
Day, Thomas C„ & Co., Indianapolis
Dickinson & Reed, Indianapolis
Dickinson Trust Co., Richmond
Evans, Frank C., & Co., Crawfordsville
Farmers Trust Co., Indianapolis
State Savings & Trust Co., Indianapolis
Straus Brothers Co., Ligonier
IOWA
Adams, H. C., Algona
Alfree, H. B., Inc., Newton
American Commercial & Savings Bank, Davenport
American Mortgage & Securities Co., Cedar Rapids
Annis & Rohling, Council Bluffs
Butler & Rhodes, Fort Dodge
Central Trust Co., Des Moines
City Trust & Savings Bank, Mason City
Crosley Investment Co., Webster City
Equitable Lire Insurance Co., Des Moines
Farmers & Citizens Savings Bank, De Witt
First National Bank, Rock Rapids
Gilmore Exchange Bank, Gilmore City
Hardin, J. F., Eldora
Iowa Loan & Trust Co., Des Moines
Leavitt & Johnson Trust Co., Waterloo
Lougee, E. H., Council Bluffs
Mason City Loan & Trust Co., Mason City
Midland Mortgage Co., Cedar Rapids
Miller, J. W., Jr., Denison
Moore & Crooks, Boone
Phoenix Trust Co., Ottumwa
Rich, George A., Fort Dodge
Royal Union Mutual Life Insurance Co., Des
Moines
Schoonover Trust Co., Anamosa
Security Loan & Investment Co., Des Moines
Shepard Abstract Co., Mason City
Stevenson, Jesse F., & Co., Inc., Des Moines
Titus Loan & Investment Co., Muscatine
Van Evera, Geo. M., & Co., Des Moines
Wadsworth, J. G., & Co., Council Bluffs
Webber, John F., Ottumwa
Western Life Insurance Co., Des Moines
KANSAS
Benton & Hopkins Investment Co., Oberlin
Commerce Trust Co., The, Atchison
Davis-Wcllcome Mortgage Co., Topeka
Deming Investment Co., Oswego




KANSAS-Continued
Farm Mortgage Trust Co., Topeka
First Trust Co., Wichita
Fontron Loan & Trust Co., Hutchinson
Guarantee Title & Trust Co., Wichita
Humphrey Investment Co., Independence
Interstate Mortgage Trust Co., Parsons
McNaghten Loan Co., Hutchinson
Merriam Mortgage Co., Topeka
Metcalf, Wilder S., Lawrence
Perkins Investment Co., The Fred, Oswego
Pettyjohn, J. L., & Co., Olathe
Pioneer Mortgage Co., Topeka
Putnam Investment Co., Salina
Thomas Mortgage Co., Emporia
Warren Mortgage Co., Emporia
Wheeler, Kelly & Hagny Co., Wichita
LOUISIANA
American Securities Corporation, Inq , New Or­
leans
Investors Mortgage Co., New Orleans
Mortgage & Securities Co., New Orleans
Southwest Louisiana Farm Mortgage Co., Inc.,
Lake Charles
MASSACHUSETTS
Interstate Mortgage Trust Co., Greenfield
MINNESOTA
American Loan & Investment Co., Stillwater
Capital Trust & Savings Bank, St. Paul
Clifford, Geo. B., & Co., Minneapolis
Crookston State Bank, Crookston
Drake-Ballard Co., Minneapolis
First Loan & Securities Co., Minneapolis
Gold-Stabeck Co., Minneapolis
Grandin Investment Co., Minneapolis
Hennepin Mortgage Co., Minneapolis
Merchants Trust & Savings Bank, St. Paul
Minneapolis Trust Co., Minneapolis
Minnesota Loan & Trust Co., Minneapolis
Murton Mortgage Co., Minneapolis
Northwestern Trust Co., St. Paul
Petters & Co., Minneapolis
Reed Mortgage & Investment Co., St. Paul
Sheldon Brothers Co., Minneapolis
Sinclair, John F., & Co., Minneapolis
Swift County Bank, Benson
Thacker Bond & Mortgage Co., Minneapolis
UUand, J. S., Fergus Falls
Union Investment Co., Minneapolis
Van Sant Trust Co., St. Paul
Waters, M. R., & Sons, Inc., Minneapolis
Wells-Dickey Co., Minneapolis
Wheeler-Misner Loan Co., Crookston
MISSISSIPPI
The Clarksdale Savings Bank, Clarksdale
MISSOURI
Bankers Mortgage Co., Kansas City
Commerce Trust Co., Kansas City
Commonwealth Farm Loan Co., St. Louis
Crawford Loan & Abstract Co., Sedalia
Denton-Coleman Loan & Title Co., Butler
Duvall-Percival Trust Co., Butler
Farmers Trust Co., Maryville
Fidelity National Bank & Trust Co., Kansas City
Frey, J. J„ Bond & Mortgage Co., St. Louis
Gillam-Jackson Loan & Trust Co., Maryville
Hannibal Loan & Investment Co., Hannibal
Jameson, W. Ed., Fulton
Liberty Trust Co., Kansas City
Maxwell Investment Co., Kansas City
Mississippi Valley Trust Co., St. Louis
Missouri Savings Association Bank, Kansas City
Nelson Loan Co., Kansas City
New England Securities Co., Kansas City
Nixon & Brosius, Boonville
Pioneer Trust Co., Kansas City
Rolston & Rolston, Queen City
St. Louis Farm Mortgage Co., St. Louis
Sisson Loan & Trust Co., Maryville
State Savings Trust Co., Springfield
Waddell Investment Co., Kansas City
Walton Trust Co., Butler
Wells-Hine Trust Co., Savannah
MONTANA
American Loan & Investment Co., Lewistown
Bankers Loan & Mortgage Co., Billings
Cook-Reynolds Co., The, Lewistown
First Mortgage Loan Co. of Montana, Great Falls
Havre Loan & Credit Co., Inc., Havre
McClintock, W. C., Miles City
Merchants Loan Co., Billings
Montana Loan & Investment Co., Lewistown
North American Mortgage Co.. Bozeman
Smith, H. B., Billings
NEBRASKA
American Trust Co., Lincoln
Binder, Frank H., Omaha
City Trust Co., Omaha
Drake, E. G., & Co., Beatrice
Durland Trust Co., Norfolk

NEBRASKA-Continuad
Equitable Trust Co., Omaha
Fidelity Trust Co., Fremont
First Trust Co., Omaha
First Trust Co., Lincoln
Forgan Investment Co., Omaha
Kloke Investment Co., Omaha
Leonard, W. M., 922 Terminal Bldg., Lincoln
Mason, W. F., Loup City
Maylard & Co., Norfolk
Payne Investment Co., Omaha
Peters Trust Co., Omaha
Sibbernsen, I., Omaha
United States Trust Co., Omaha
NEW HAMPSHIRE
Putnam Investment Co., Concord
NEW YORK
Associated Mortgage Investors, Inc., Rochester
NORTH DAKOTA
Brush-McWilliams Co., Minot
Lander, E. J., & Co., Grand Forks
Northern Real Property Co., Jamestown
OHIO
Medaris, C. F., Co., 513 Gardner Bldg., Toledo
OKLAHOMA
American Investment Co., Oklahoma City
Atkinson, Warren & Henley Co., Oklahoma City
Clement Mortgage Co., The, Norman
t (*>* ,
Collins Investment Co., The F. B., Oklahoma City
Conservative Loan Co., Shawnee
„
Culbertson & Tomm, Muskogee
•i
Dickinson-Reed-Randerson Co., Oklahoma City
Equitable Farm Mortgage Co., Oklahoma City
Exchange Trust Co., Tulsa
Fish, Geo. R., & Co., Ardmore
Gum Brothers Co., Oklahoma City
Oklahoma Farm Mortgage Co., Oklahoma City
Walton Mortgage Co., Hobart
OREGON
Commerce Mortgage Securities Co., Portland
Devereaux Mortgage Co., Portland
Hawkins & Roberts, Salem
MacMaster, William, Portland
SOUTH CAROLINA
Carolina Bond & Mortgage Co., Columbia
Trust Company of South Carolina, Hartsville
SOUTH DAKOTA
Citizens Investment Co., Sioux Falls
Hill & Hill, Inc., Parker
Hollister Brothers, Sioux Falls
James Valley Bank, Huron
Security Mortgage & Investment Co., Sioux Falls
TENNESSEE
Guaranty' Bank & Trust Co., Memphis
Smith & Perkins, Memphis
Williamson, S. M., & Co., Memphis
TEXAS
American-Freehold Land Mortgage Co., Waco
Breg, Garrett & Co., Dallas
Brown Brothers, Austin
Creager, A. Y., Co. , Sherman
Dallas Trust & Savings Bank, Dallas
Federal Mortgage Co., Dallas
Hamon-Whittington Mortgage Co., Amarillo
Lasater, Ed. C., Falfurrias
Marr, James L., & Co., El Paso
Reynolds Mortgage Co., Ft. Worth
D. H. Scott & Son, Paris
Security Trust Co., Galveston
Standard Trust Co., San Antonio
Temple Trust Co., Temple
Texas Farm Mortgage & Investment Co.,
San Antonio
Texas Farm Mortgage Co., Dallas
Ward-Harrison Mortgage Co., Fort Worth
Wimer, Richardson & Co., San Antonio
UTAH
Miller & Vide, Salt Lake City
VIRGINIA
Old Dominion Trust Co., Richmond
WASHINGTON
Anderson Mortgage & Investment Co., F. W.,
Spokane
Carstens & Earles, Seattle
Day & Hansen Security Co., Spokane
Holland Bank, Spokane
Holland-Washington Mortgage Co., Seattle
International Mortgage Bank, Spokane
Murphey, Favre & Co., Spokane
Northwestern & Pacific Hypotheekbank, Spokane
Oregon Mortgage Co., The, Spokane
Union Trust Co., Spokane
Vermont Loan & Trust Co., Sookane
WISCONSIN
Brush-McWilliams Co., Milwaukee
WYOMING
Union Trust Co., Cheyenne

ADDITIONAL BANKER’S

ASSOCIATIONS

INVESTMENT BANKERS ASSOCIATION OF AMERICA
Office of the Secretary, 111 W. Monroe Street, Chicago

BOARD OF GOVERNORS
David R. Francis, Jr., St. Louis
Philip S. Dalton, Boston.
N. Penrose Hallowell, Boston
E. G. Tillotson, Cleveland
William G. Baker, Jr., Baltimore
J. S. Wilson, Jr., Baltimore
H. C. McEldowney, Pittsburgh
McPherson Browning, Detroit
Dean G. Witter, San Francisco

Arthur M. Anderson, New York
Harold Stanley, New York
O. B. Willcox, New York
Arthur Sinclair, Jr., New York
George B. Caldwell, New York
William L. Ross, Chicago
Benjamin F. Taylor, Chicago
R. K. Cassatt, Philadelphia
Thomas S. Gates, Philadelphia

Henry C. Quarles, Milwaukee
Gordon Reis, Cincinnati
R. S. Hecht, New Orleans
Herbert Witherspoon, Seattle
John A. Prescott, Kansas City
Will H. Wade, Indianapolis
Richard M. Day, Denver
Roby Robinson, Atlanta

OFFICERS
Vice-President, J. Hugh Powers, St. Louis
Vice-President, Roy O. Osgood, Chicago
Secretary, Frederick R. Fenton, Chicago
Assistant Secretary. Clayton G. Schray, Chicago
Treasurer, Watkin W. Kneath, Chicago

President, George W. Hodges, New York
Vice-President, John E. Oldham, Boston
Vice-President, Howard F. Beebe, New York
Vice-President, George K. Reilly, Philadelphia

FARM MORTGAGE BANKERS ASSOCIATION OF AMERICA
Offices of Secretary-Treasurer, 117 W. Adams St., Chicago

OFFICERS
President, Kingman N. Robins, Associated Mortgage Investors,
Rochester, N. Y.
Vice-President, L. W. Clapp, First Trust Co., Wichita, Kan.
Vice-President, J. W. Wheeler, Capital Trusty and Savings Bank,
St. Paul, Minn.

Vice-President, Frank Hayden, Guaranty Bank & Trust Co., Mem
phis, Tenn.
Secretary-Treasurer, E. D. Chassell, 112 West Adams St., Chicago.
Ill.

BOARD OF GOVERNORS
1920-1921
W. T. Day, Day & Hansen Security Co., Spokane, Wash.
R. O. Deming, Deming Investment Co., Oswego, Kans.
F. S. Gum, Gum Brothers Co.. Oklahoma City, Okla.
R. B. Ballard, Drake-Ballard Co., Minneapolis, Minn.
H. J. Curry, Pearsons-Taft Land Credit Co., Chicago, Ill.
G. R- Ellis, Empire Loan & Trust Co., Americus, Ga.
W. G. Breg, Breg, Garrett & Co., Dallas, Texas.

F. W. Thompson, Merchants Loan & Trust Co., Chicago, Ill.
O. M. Corwin, Wells-Dickey Co., Minneapolis, Minn.
H. C. Glenn, Temple Trust Co., Temple, Texas.
James F. Wright, American Securities Corporation, Inc., New Orleans,
La.
George F. Heindel, Phoenix Trust Co., Ottumwa, Ia.

NATIONAL AND STATE BANKERS’ PROTECTIVE ASSOCIATION
General Officers Comprise the Executive Council as Follows:

President CHAS. De B. CLAIBORNE
1st Vice-Pres. WOODS CONES
2d Vice-Pres. PERCY L. LANG
Vice-President Whitney-Central National Bank
President Cones State Bank
Vice-President First National Bank
New Orleans, La.
Pierce, Neb.
Waverly, N. Y.
3d Vice-Pres. MARTIN T. NELSON
4th Vice-Pres. JOHN HIRNING
President Citizens State Bank
State Superintendent of Banks
Ordway, Colo.
Pierre, S. D.
General Sect’y-Treas. L. R. ADAMS
Secretary-Treasurer Country Bankers’ Association of Georgia
Atlanta, Ga.




21




STATE BANK OFFICIALS AND EXAMINERS, 1920
Stat®

Name

Address

Ala.......... . .D. F. Green. Supt. of Banks................ Montgomery.
George N. Wilson. Bank Examiner.. .Decatur.
V. H. Northcutt, Bank Examiner... .Troy.
S ,B. Wilson. Bank Examiner.............. Birmingham.
E. L. Ratcliffe, Bank Examiner...........Gastonburg.
C. R. Keener, Office Assistant............. Montgomery.
Ariz.... . . Jesse L. Boyce, Supt. of Banks........... Phoenix.
M. S. Stanley, Deputy Supt. of BanksPhcenix.
F. E. Ross .Bank Examiner.................. Phoenix.
P. J. Munch, Asst. Bank Examiner. . Phoenix.
Ark.... . .W. T. Maxwell, Bank Commissioner. Little Rock.
F. Lee Major, Asst. Bank Com. - ... .Little Rock.
Roy W. Wood, Asst. Commissioner in
charge of Investment Companies. . Little Rock.
F. G. Redwine, Bank Examiner..........Little Rock.
S. J. Dean, Bank Examiner.................. Arkadelphia.
Oliver Phillips, Bank Examiner...........Little Rock.
L. S. Goodman, Bank Examiner......... Little Rock.
.. Charles F. Stern, Supt. of Banks.... 7th Floor, Merch. N.
Calif.
Bk. Bldg., San F.
Colo.
.. Grant McFerson, Bank Com................ Denver.
Axel B. Olson, Chief Deputy Bank
Commissioner......................................... Denver.
Sidney W. Clark, Deputy Bank Com.Denver.
M. M. Ewing, Deputy Bank Com... .Denver.
Stanley M. Wright, Deputy Bank
Com........................................................... Denver.
Conn... . .E. J. Sturges, Bank Commissioner. . .Hartford.
J. K. Bissland, Deputy Com.................Thompsonville.
Mary E. Elwood, Bank Examiner.. . .Hartford.
Wm H. Edwards, Bank Examiner.. .Portland.
Wm. P. Landon, Bank Examiner.... Hartford.
J. B. Byrne, Bank Examiner................Putnam.
C. Leon Wilcox, Bank Examiner........ Windsor Locks.
George A. Finn, Bank Examiner.........Greenwich.
Frank W. Adams. Bank Examiner... Hartford.
Dela.
. . Geo. L. Medill, Bank Commissioner.. Dover.
Ira Lewis, Deputy Bank Com..............Dover.
Harold W. Horsey, Chief Clerk........... Dover.
Fla........ . .W. S. Murrow, Bank Examiner...........Tallahassee.
J. G. Gornto, Bank Examiner..............Ocala.
F. E. Henderson, Bank Examiner... .Jacksonville.
Ga..... . . T. R. Bennett, Supt. of Banks........... Atlanta.
E. A. Thompson. Asst. Supt..................Atlanta.
J. E. Cagle, Bank Examiner..................Atlanta.
R. E. Gunby, Bank Examiner.............. Columbus.
B. J. Kincaid, Bank Examiner........... Thomasville.
Oscie Smith, Bank Examiner................ West Point.
J. S. Hollinshead, Bank Examiner. . .Decatur.
E. B. Douglass. Bank Examiner........... Talbotton.
W. D. Lloyd, Bank Examiner..............Richland.
E. A. Stubbs, Bank Examiner........... Atlanta.
J. B. Sasser, Bank Examiner................ Atlanta.
J. H. Edge, Bank Examiner................ Cairo.
Idaho.
. .Jay Gibson, Bank Commissioner........ Boise.
H. G. A. Winter, Chief Deputy IBank
Commissioner........................................ Boise.
E. V. Beck, Deputy Bank Com...........Boise.
Illinois. .. Andrew Russel, Auditor.........................Springfield.
Harry T. Ellis, Chief Clerk of Bank­
ing Department.................................... 1434 1st N. Bk. Bldg
Chicago.
W. B. Whitlock, Asst. Chief Clerk
Banking Department......................... Springfield.
Ralph R. Fairbairn, Bank Examiner. 1434 1st N.Bk.Bldg.,
Chicago.
Miller Weir, Consulting Bank Ex. .. .Springfield.
J. W. McClellan, Bank Examiner... .Springfield.
John B. Lee, Bank Examiner............... Springfield.
F. E. Edgerton, Bank Examiner......... Springfield.
H. S. Savage, Bank Examiner............. Springfield.
Wm. Burkhart. Bank Examiner......... Springfield.
E. E. Nicholson, Bank Examiner. . . .Springfield.
Ind.. . . .. Otto L. Klauss, Auditor......................... Indianapolis.
Chas. W. Camp, Chief Clerk................ Indianapolis.
Russell P. Jewett, Bank Examiner. . .Fort Wayne.
Dane H. Hoover, Bank Examiner.... Eaton.
Thos. D. Barr, Bank Examiner........... Indianapolis.
Wylie S. Hastings, Bank Examiner.. .Princeton.
H. M. Johnson, Bank Examiner......... Hammond,
L. B. Holleman, Bank Examiner........Indianapolis.
Robert Prass, Bank Examiner.............Gary.
Glanton G. Welsh, Bank Examiner. . Greensburg.
Iowa... . .M. V. Henderson, Jr., Supt. of Bank­
ing .............................................................. Des Moines.
C. R. Carpenter, Deputy Supt........... Des Moines.
R. F. Wilson, Bank Examiner............. Fairfield.
F. W. Walsmith, Bank Examiner.. . .Davenport.
Roy F. Long, Bank Examiner..............Des Moines.
A. G. Merkley, Bank Examiner.......... Holstein.
G. A. West. Bank Examiner.................Cedar Rapids.
A. J. Bertelson, Bank Examiner......... Sioux City.
F. F. Potter, Bank Examiner............... Mason City.
W. O. Reed, Bank Examiner................Waterloo.
E. R. Harris, Bank Examiner.............. Des Moines.
R. W. Waite, Bank Examiner..............Waterloo.
A. V. Cooper, Bank Examiner............. Creston.
G. H. Walker, Bank Examiner........... Grinnell.
Kansas. .. .Walter E. Wilson, Bank Com...............Topeka.
Frank Organ, Special Assistant........... Topeka.
L. A. Johnson, Asst. Bank Com.......... Topeka.
C. L. Cramer, Deputy Bank Com.. . .Salina.
O. G. Congdon, Deputy Bank Com...Newton.
W. T. Newman, Bldg. & Loan Ex... .Topeka
F. J. Harper, Deputy Bank Com........ Salina.
H. A. Johnson, Deputy Bank Com.. .Norton.
E. L. Chapman, Deputy Bank Com..Great Bend.
C. S. Bowman. Deputy Bank Com.. .Topeka.
W. D. Kinnaman, Deputy Bk. Com. . Sedan.
C. W. Edwards, Deputy Bank Com.. .Waterville.
W. H. Mitsch, Deputy Bank Com . ., .Woodbine.
Russell Howard, Deputy Bank Com..Neodesha.
V. E. Miner, Deputy Bank Com.........Pittsburg.
Ky.... ... G. G. Speer, Banking Commissioner.. Frankfort.
Jno. W. Moorman, Deputy Bkg. Com.Leitchfield.
W. C. Shanks, Bank Examiner........... Stanford.
J. S. Walker, Bank Examiner.............. Frankfort.
Miss Anne R. Porter, Chief Clerk.... Frankfort.
Miss Christine Foree, Asst. Clerk... .Frankfort,
P. C. Snyder, Bank Examiner.............. Fordsville.
E. Huddleston, Bank Examiner.......... Albany.

State

La..........

Name

Address

L. E. Thomas, State Examiner............Shreveport.
W. C. Evans, Asst. Bk. Examiner... .Shreveport.
J.S. Brock, Asst. Bank Examiner... .New Orleans.
Lee A. Plauche, Asst. Bk. Examiner.. .New Orleans.
I. H. Snyder, Asst. Bank Examiner. .New Orleans.
O. H. Pittman, Asst. Bank Examiner New Orleans.
M. Finnegan, Asst. Bank Examiner.. .New Orleans.
Maine.. .Frank L. Palmer, Bank Com................ Augusta.
Geo. O. Fernald, Deputy Bank Com..Augusta.
Ernest L. Wellman, Bank Examiner. Augusta.
A. H. Nichols, Bank Examiner........... Augusta.
A. J. S. Keene, Bank Examiner...........Augusta.
Victor B. Pendexter, Accountant. . . .Augusta.
Claridel Bradstreet, Chief Clerk......... Augusta.
Manchester Bowie, Bank Examiner.. .Portland.
Ernest C. Stinson, Bank Examiner.. .Bangor.
Clifford Wilson, Bank Examiner......... Augusta.
.Geo. W. Page, Bank Commissioner,
Md.
Union Trust Bldg................................Baltimore.
John J. Ghingher, Deputy Bank Com­
missioner, Union Trust Bldg............ Baltimore.
Wm. Reed Seal, Chief Clerk and
Examiner, Union Trust Bldg......... Baltimore.
Wm. J. Gerbig, Clerk and Examiner,
Union Trust Bldg..................................Baltimore.
John D. Hospelhorn, Clerk and
Examiner. Union Trust Bldg......... Baltimore.
.Joseph C. Allen, Com. of Banks.........Springfield.
Mass.
W. O. Lovell, Director of Savings Bk.
Div.............................................................Newtonville.
Roy A. Hovey, Director of Trust Co.
Div.
Newton Center.
O. M. Tucker, Director of Co-opera­
tive Bank Division.............................. Somerville.
W. S. Bosworth, Bank Examiner.........Malden.
W. H. Otis, Bank Examiner............... .Melrose.
W. 3. Jensen, Bank Examiner............ West Somerville.
C. H. Answorth, Bank Examiner........ Chelsea.
G. T. Barry, Bank Examiner............... Newtonville.
J. H. Cameron, Bank Examiner...........Ipswich.
Arthur Guy, Bank Examiner............... Framingham.
H. P. Jenks, Bank Examiner............... Dorchester.
G. C. Mansfield, Bank Examiner. . . .Rochland.
E. C. Mulvey, Bank Examiner........... Boston.
R. J. Tubbs, Bank Examiner................Westfield.
Mich.... . F. W. Merrick, Bank Commissioner. Lansing.
J. M. Conway, Deputy Bank Com.. . Lansing.
L. D. Bissell, Chief Clerk.......................Lansing.
H. O. Mohrmann, Chief Examiner. . .Traverse City.
Bernie F. Bernsteine, Bank Examiner. Lansing.
M. L. Blakeslee, Bank Examiner. . . .Jackson.
Steven S. Clark, Bank Examiner. . . .Bad Axe.
C. H. De Waele, Bank Examiner......... Roscommon.
John T. Mallett, Bank Examiner.... Three Rivers.
F. J. Affeldt, Bank Examiner.............. Lansing.
Wm. C. Griswold, Bank Examiner. . . Detroit.
H. W. Millard, Bank Examiner........... Hersey.
B. P. Greene, Bank Examiner..............Jackson.
Albert E. Gale, Bank Examiner......... Grand Haven.
L. J. O’Brien. Bank Examiner........... Grand Rapids.
Scott E. Lamb, Bank Examiner......... Lansing.
B. A. Kalahar, Bank Examiner......... Saginaw.
L. P. Kalahar, Bank Examiner........... Saginaw.
Frank L. Olive, Bank Examiner......... Oxford.
Harry W. Gross, Bank Examiner.. . .Ann Arbor.
H. J. McGill, Asst. Bank Examiner. .Port Huron.
Donald E. Lawrence, Bank ExaminerEaton Rapids.
L. J. Kuehnle, Bank Examiner........... Ann Arbor.
E. Robt. Robinson, Bank Examiner.. Grand Rapids.
L. C. Van Auken, Asst. Bk. Examiner. Lansing.
L. W. Martindale, Asst. Bk. Exam. . .Tecumseh.
Rex K. Jennings, Bank Examiner,. . . Kalamazoo.
James F. Martin, Bank Examiner. . . Flint.
Minn... .F. E. Pearson, Supt. of Banks............. St. Paul.
Geo. H. Sivwright, Deputy Supt. of
Banks........................................................ St. Paul.
O. I. Brandvold, Bank Examiner. .. .Fergus Falls.
W. T. Hanneman, Bank Examiner.. .Minneapolis.
A. P. Rotert, Bank Examiner.............. St. Paul.
Wm. A. Smith. Bank Examiner.......... St. Paul.
Howard J. Klossner, Bank Examiner. New Ulm.
L. J. Luhman, Bank Examiner............Preston.
E. F. Kenrick, Asst. Bank Examiner.St. Paul.
Geo. P. Daily, Examiner........................E. Grand Forks.
M. E. Walsh, Assistant Examiner... .St. Paul.
John L. Haas, Bank Examiner............ St. Paul.
Ernest W. Swaiison, Bank Examiner. Minneapolis.
A. F. Schwieger, Asst. Bank Ex.......... Montevideo.
H. M. Hauck, Asst. Examiner............. Mankato.
F. V. Artig, Asst. Examiner.................. St. Paul.
N. D. Dixon, Asst. Examiner............... Minneapolis.
W. B. Clement, Asst. Examiner..........Red Wood Falls.
H. R. Kneeland, Asst. Examiner........ St. Peter.
Guy F. Jensen, Asst. Bank Examiner.. Fergus Falls.
W. E. Downey, Asst. Bank Examiner. Jordan.
H. V. Montgomery, 2d Asst. Exam.. .Minneapolis.
C. D. Lundin, Chief Clerk.................... St. Paul.
Miss.. .
.M. G. McNair, Bank Commissioner.. Gulfport.
N. C. Hill, Bank Commissioner...........Hattiesburg.
Lewis E. Crook, Bank Commissioner.Meridian.
E. F. Anderson, Bank Examiner......... Clinton.
J. B. Salmand, Bank Examiner........... Lumberton.
W. C. Wardlow, Bank Examiner. . . .Oxford.
Mo.. . .
.C. F. Enright, Bank Commissioner.. .Jefferson City.
I. C. Uptegrove, Deputy Bank Com. Jefferson City.
C. O. Craig, Bank Examiner................ Jefferson City.
Ben E. Turner, Bank Examiner......... Kirksville.
J. M. Strong, Bank Examiner............Cape Girardeau.
H. D. Sllsby, Jr., Bank Examiner.... Springfield.
Jas. T. Duncan, Bank Examiner.........St. Joseph.
R. R. Bean, Bank Examiner............... Springfield.
V. D. Wall, Bank Examiner..................Webster Groves.
D. A. Williams. Bank Examiner......... Chillicothe.
G. W. Hobbs, Bank Examiner............. St. Louis.
W. W. Seibert, Bank Examiner..... 8t. Louis.
James H. Garvey, Bank Examiner.... St. Joseph.
O. G. Williams, Chief Clerk.................. Jefferson City.
Mont... . .H. S. Magraw, Supt. of Banks............ Helena.
G. A. Briebach, Asst. Supt.................... Helena.
A. W. Springhorn, Deputy.................... Helena.
H. S. Saunders, Deputy......................... Helena.
J. W. Langley, Deputy........................... Helena.
J. W. Stearns, Deputy............................ Helena.
G. Sheldon, Clerk...................................... Helena.
22

STATE BANK OFFICIALS AND EXAMINERS—Continued
State

Name

Address

State

Neb.............J. E. Hart. Secretary................................ Lincoln.
R. O. Chase, Bank Examiner............... Lincoln.
H. W. Everts, Bank Examiner............ Kimball.
B. B. Helmick, Bank Examiner...........Campbell.
Ross Brown. Bank Examiner...............Hastings.
Ernest R. Brock, Bank Examiner......... Columbus.
J. H. Donnelly Bank Examiner...........Omaha.
Jay Riley, Bank Examiner................... Kearney.
A. L. Bechter, Bank Examiner........... Lincoln.
G. S. Eastmon, Bank Examiner..........Crawford.
E. A. Fricke. Bank Examiner.............. North Platte.
Nev.............Gilbert C. Ross .Bank Examiner..........Carson City.

N. H...........James O. Lyford, Chairman Bk. Com.Concord.
Frederic S. Nutting, Bank Com...........Manchester.
Guy H. Cutter. Bank Commissioner .Jaffrey.
N. J............ Frank H. Smith, Commissioner............ Trenton.
Thomas K. Johnston. Deputy Com.. Trenton.
Christopher A. Gough, Asst. Deputy
Com........................................................... Trenton.
L. R. Vredenburgh, Bank Examiner. Somerville.
Hugh H. Hilson, Bank Examiner. .. .Trenton.
Horace Biddle, Asst. Bank Examiner.. Newark.
Alvin L. Fowler, Bank Examiner. . . .Haddonfield.
Chas. H. Dunham. Asst. Bk. Examiner Plainfield.
A. S. Amerman, Bank Examiner.........Somerville.
Robt. F. Minch. Bank Examiner. . . .Bridgeton.
Chas. B. Veghte, Bank Examiner... .Metuchen.
Wm. E. Walter, Bank Examiner.........Rutherford.
Geo. Compton, Asst. Bk. Examiner. .Trenton.
Chas. M. Bilderback. Asst. Bk. Exam.Wenonah.
G. Hayes Markley, Asst. Bk. Exam.. .Westfield.

N. Y........... George V. McLaughlin, Supt................. Albany.
George Overocker, 2d Deputy................Poughkeeps’e.
George A. Coleman, 3d Deputy............ Poughkeepsie.
A. T. Campbell, Chief Examiner. . . .61Br’dway,N. Y.City
Benjamin Blackford. Bk. Examiner.61Br’dway,N.Y.City
H J. Young, Bank Examiner..............Syracuse.
R. W. Humphrey, Bank Examiner.. ,61Br’dway,N.Y.City
G. S. Adams, Bank Examiner..............61Br’dway,N.Y.City i
J. S. Love, Bank Examiner.................. 61Br’dway,N. Y.City
B. D. Haight, Bank Examiner............ 1036 Harvard,
Rochester.
Gordon F. Smith, Bank Examiner. . .61Br’dway,N.Y.City
H. S. Andrews, Bank Examiner......... 61Br’dway,N.Y.City
Claude Hutchins, Bank Examiner. . .586 Ashland Ave.,
Buffalo.
G. A. Plant, Bank Examiner............... Albany.
N. T. Killip, Bank Examiner.............. Oswego.
A. B. Wheeler, Bank Examiner...........61Br’dway,N.Y.City i
J. J. Kennedy, Bank Examiner.......... 61Br’dway,N. Y.City
Fletcher G. Crane, Bank Examiner. .61Br’dway,N.Y.City
Geo. W. Egbert, Chief Credit Bureau.Mariners Harbor.
B. B. Bullock, Bank Examiner........... New York City.
A. H. Morey, Bank Examiner............. Buffalo.
Francis X. Werneken, Bank Exam.. .61Br’dway,N.Y.City i
H. B. Kennedy, Bank Examiner.........Auburn.
T. A. Pyterman, Bank Examiner. .. ,61Br'dway,N.Y.Oity |
Norman J. Macdonald, Bk. Exam.. .61Br’dway,N.Y.City i
Joseph H. Zweeres, Bank Examiner.. 61Br’dway,N.Y.City |
John I. Mesick, Bank Examiner........ 61 Br’dway.N. Y.City ,
F. W. Piderit, Bank Examiner........... 61Br’dway,N. Y.City
Feter N. Shippee, Bank Examiner. . .Albany.
Nathaniel Orens, Bank Examiner.... 61Br’dway,N.Y.City
Milton L. Masson, Bank Examiner..61Br’dway,N.Y.City
J. S. Frazer, Bank Examiner................Albany.
A. H. Snodgrass, Bank Examiner....61Br’dway,N.Y.City
L. Floyd Smith, Bank Examiner........... Syracuse.
A. B. Clark, Bank Examiner............... Buffalo.
John C. O’Byrne, Bank Examiner. . .Albany.
S. I. Chittenden, Bank Examiner... .61 Br’dway.N.Y.City
G. F. Berger, Jr., Bank Examiner. . .Buffalo.
Arthur B. Vogel, Bank Examiner.. . . 61Br’dway,N.Y.City
Emmet W. Irving. Bank Examiner. .61Br’dway,N.Y.City i
C. E. Hathaway, Bank Examiner.... 61Br’dway,N.Y.City
Rho L. Bush, Bank Examiner............. 61Br’dway,N.Y.City
Louis N. Roe, Bank Examiner............61Br’dway,N.Y.City
Ralph T. Simmons, Bank Examiner..61Br’dway,N.Y.City
Arthur Koch, Bank Examiner............. Saratoga Springs.
G. M. Aldrich, Bank Examiner............61Br’dway,N. Y.City
F. L. H. Holzer, Bank Examiner. . . ,61Br’dway,N. Y.City
Ralph E. Haven, Bank Examiner.. . .Adams.
Wm. Cuffney, Bank Examiner............ 61Br’dway,N.Y.City
Geo. E. Varcoe, Bank Examiner.........61Br’dway,N.Y.City
Lawrence H. Geser, Bank Examiner. 61Br’dway,N.Y.City
,,
Geo. A. Strack, Bank Examiner.......... 61Br’dway,N.Y.City I
„
L. W. Palmer, Bank Examiner............ 61Br'dway,N. Y.City
„
Frank B. McLaughlin, Bk. Examiner Syracuse.
„
Chas. H. Eshelman, Bank Examiner.Niagara Falls.
..
Herbert C. Rogers, Bank Examiner. ,61Br’dway,N.Y.City
„
Franklin W. Bright, Bank Exam........ 61Br’dway,N.Y.City
“
George W. Smith, Jr., Bank Exam.. .61 Br’dway.N.Y.City
•<
John A. Murray, Bank Examiner.. . .Albany.
••
®arl, J- Bangert, Bank Examiner.........Holland.
•*
Fred T. Bolan, Bank Examiner............6lBr'dway,N.Y.City i
Charles Clarke, Bank Examiner........... Delmar.
1
Mortimer Scale, Bank Examiner........ 61Br’dway,N.Y.City
Reginald W. Pawling, Bank Exam. . . 61Br’dway,N.Y.City
N. O.
’
Latham, Bank Examiner. .. Raleigh.
I
«•
m tt” nCloninger, Asst. Bk. Examiner Raleigh.
,,
£• H Bennett, Asst. Bk. Examiner. .Raleigh.
,,
g. ». Attmore, Jr., Bank Examiner. .Raleigh.
..
lnurman Williams, Bank Examiner.. Raleigh.
Jotin Mitchell, Clerk,............................. Raleigh.

...........2;,?* Lofthus State Bank Examiner.. . Bismarck.
Gilbert Semingson, Chief Deputy... .Bismarck.
W. S. Mitchell. Office Deputy................Bismarck.
O. A. Engemoen Deputy........................ Valley City.
F. B. McAneney, Deputy........................Devils Lake.
O. E. Bergstrom, Deputy........................ Minot.
“°kh Bena, Deputy................................... Lankin.
L. E. Dickerson, Deputy.........................Beach.
Chas. Carpenter, Deputy........................ Grafton.
Hermann Scheffer, Deputy..................... Bismarck.
M. E. Howland, Deputy..........................Valley City.
"• W. Tanger, Deputy............................. Fargo.
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B- C. Reep, Deputy................................... Fargo.
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B. E. Wambheim, Deputy...................... Bismarck
Ole Lovik, Deputy.................................... Larson.




Address

Okla.

. Fred G. Dennis Commissioner............Oklahoma City.
Roy Walcott, Asst. Bk. Commissioner Oklahoma City.
W. J. Martin, Bank Examiner............. Guthrie.
Ray P. King, Bank Examiner..............Tulsa.
H .C. Carpenter, Bank Examiner... .Oklahoma City.
John Knox, Bank Examiner..................Edmond.
D. A. Duncan, Bank Examiner........... Oklahoma City.
R. B. Hotchkiss, Bank Examiner. . . .McAlester.
E. T. Plummer, Bank Examiner......... McAlester.
R. J. Donahue, Bank Examiner..........Lawton.
R. G. Athey, Bank Examiner.............. Enid.
C. McCoy,Bldg, and Loan Auditor. .Oklahoma City.

Ore..

.Will H. Bennett, Supt. of Banks......... Salem.
Marshall Hooper, Asst. Supt. and
Examiner..................................................Salem.
W. M. Adair, Examiner......................... Salem.
A. A. Schramm, Examiner.................... Salem.
Stanley L. Stewart, Bank Examiner.. Salem.

Pa.

.John S. Fisher, Commissioner..............Indiana.
John W. Morrison, 1st Deputy Com. Wayne.
P. G. Cameron, 2d Deputy Oom........ Harrisburg.
Jos. S. Riley, Bank Examiner.............. 1528 N. 19th St„
Philadelphia.
H. A. Groman, Bank Examiner...........Bethlehem.
H. R. Moyer, Bank Examiner....... .Quakertown.
Robt. R. Moore, Bank Examiner.... Bellevue.
Chas. A. Steele, Bank Examiner......... Franklin.
Chas. Cavett, Bank Examiner............. 6 Mansfield Ave.,
«
Pittsburgh.
W. H. Anstine, Bank Examiner.......... Dallastown.
Thomas Dixon, Bank Examiner......... 2029 Brandywine St.
Philadelphia.
Robert Ostermaier, Bank Examiner. .448 Fourth Ave.,
Pittsburgh.
A. A. Keiser, Bank Examiner.............. Jenkintown.
J. T. Henry, Bank Examiner................4901 Walton Ave..
Philadelphia.
A. F. Daix, 3d, Bank Examiner.......... 2318 Columbia Ave.
Philadelphia.
Harry J. Phillips, Bank Examiner. . .Etna.
Geo. H. Wagner, Bank Examiner. .. .2730 Girard Ave.,
Philadelphia.
O. H. Graff, Bank Examiner................ Kittanning.
Wm. M. Boggs, Bank Examiner......... Valencia.
F. A. Heim, Bank Examiner................ Williamsport.
W. R. Smith, Bank Examiner..............814 N. 63d;St..
Philadelphia.
J. A. Taylor, Bank Examiner...............Indiana.
R. W. Knowles, Bank Examiner......... 6321 Ross St.,
Philadelphia.
R. S. Ruth, Bank Examiner..................Scranton.
L. W. Dennison, Bank Examiner. .. .Warren.
George Baleman, Bank Examiner... .West Chester.
D. A. Henderson, Jr., Bank ExaminerBrookville.
P. F. Snyder, Bank Examiner..............Lititz.
M. P. Claney, Bank Examiner............ 408 East End Ave.
Pittsburgh.
Edward Beilis, Bank Examiner........... Jenkintown.
F. W. Jackson, Bank Examiner........... Apollo.
Frank Glatfelter, Bank Examiner.... .Columbia, Pa.

N. M.......... J. B. Read, Bank Examiner.................. Santa Fe.
J. O. Miller, Deputy Bank Examiner .Santa Fe.

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Name

Ohio.... .Ira R. Pontius, Superintendent........... Columbus.
A. W. Pleister, Asst. Superintendent. .Columbus.
Robert T. Crew, Attorney Examiner. Columbus.
Dudley A. Filler, Chief Examiner.. . .Columbus.
George T. Blake, Special Deputy.... Coiumous.
Thomas McEldowny, Special Asst.
to Superintendent.................................Upper Sandusky.
Lucius C. Tatman, Bank Examiner. . Columbus.
George Walters, Bank Examiner.........Cleveland.
Clyde Sharp Bank Examiner.............. Ada.
Howard M. Sims .Bank Examiner. . .Columbus.
O. B. Liming, Bank Examiner............. Mt. Orab.
C. R. Blauveit, Bank Examiner.......... Leipsic.
C. C. Morgan, Bank Examiner........... Columbus.
Ralph J. Romer, Asst. Bk. Examiner :St. Henry.
Henry J. Schulte, Bank Examiner. . . Cincinnati.
C. A. Seiple, Bank Examiner..................Columbus.
O. C. Shanower, Bank Examiner..........Bowling Green.
John L. Wolfe, Bank Examiner........... Mt. Vernon.
Eugene E. King, Bank Examiner... .Deshler.

••

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23

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.Goo. H. Newhall, Commissioner..........Providence.
E. J. Littlefield. Deputy Com...............Providence.
W. L. Offer, Bank Examiner................ Providence.
.James H. Craig, State Bk. Examiner.Anderson.
W. H. Garlington, Asst. Bk. Exam.. . .Columbia.
W. W. Bradley, Asst. Bk. Examiner.. Abbeville.

.John Hirning, Supt. of Banks.............. Pierre.
J. F. McEwen, 1st Deputy Supt. of
Banks.........................................................Pierre.
A. F. Wosnuk, Examiner.......................Aberdeen.
E. J. Morris, Examiner...........................Aberdeen.
Chris. Hirning, Examiner...................... Pierre.
U. G. Stevenson, Examiner.................. Yankton.
F. S. Lytle, Examiner............................. Pierre.
F. S. Barber, Examiner...........................Onida.
W. E. Ward, Examiner...........................Watertown.
.S. S. McConnell, Supt. of Banks.........Nashville.
Hallum W. Goodloe, Asst. Supt. of
Banks........................................................ Nashville.
H. B. Oliver, Bank Examiner..............Milan.
H. O. Crumbliss, Bank Examiner... .Kingston.
O. J. Evans, Bank Examiner................Nashville.
D. D. Robertson. Bank Examiner... .Brownsville.
T. B. Dozier, Bank Examiner............. Nashville.




STATE BANK OFFICIALS AND EXAMINERS—Continued
State

Name

Address

Texas......... J. C. Chidsey, Insurance and Banking
Commissioner..........................................Austin.
••
Ohas. V. Johnson, Deputy Insurance
Commissioner..........................................Austin.
"
F. P. Wood, General Liquidating
Agent..........................................................Austin.
“
J. C. Alvey, Bank Examiner.................. Austin.
Fred C. Culp, Bank Examiner.............. Austin.
Jas. Falkner, Bank Examiner............... Austin.
H. O. McCallon, Bank Examiner... .Austin.
Carl Carlson, Bank Examiner...............Austin.
“
A. S. Ferrell, Bank Examiner................ Austin.
“
W. N. Greer, Bank Examiner................ Austin.
“
H. M. Barton, Bank Examiner............. Austin.
W. A. Williams, Bank Examiner......... Austin.
W. C. Jones, Bank Examiner................ Austin.
J. J. Jordan, Bank Examiner................ Austin.
“
D. B. Diggs, Bank Examiner................. Austin.
T. E. Thornton, Bank Examiner.. . . .Austin.
Jacob Embry, Bank Examiner.............Austin.
W. G. Forrest, Bank Examin' r............Austin.
“
G. B. Hogan, Bank Examiner................ Austin,
“
O. J. Maner, Bank Examiner................ Austin.
“
S. D. Young, Bank Examiner................Austin.
“
L. V. Myrich, Bank Examiner...............Austin.
T. P. Priddie. Jr., Bank Examiner. . .Austin.
John S. Wightman, Bank Examiner. .Austin.
“
Nolan Taylor, Bank Examiner. . .... .Austin.

Utah........... N. T. Porter, Bank Commissioner. . .Centerville.
W. E. Evans, Bank Examiner..............Salt Lake City.
Aubrey Tolton, Bank Examiner..........Salt Lake City.
Vt.................G. B. Carpenter, Bank Com..................Montpelier.
“
Inez M. Besett, Chief Clerk.................. Montpelier.
R. L. Kelleher, Bank Examiner...........Montpelier.

State

Name

Address

Va................F. B. Richardson, Chief Examiner.. .Richmond.
L. R. Ritchie, Asst. Bank Examiner.. Richmond.
C. T. Allen, Asst. Bank Examiner. . .Kenbridge.
P. P. McConnell, Asst. Examiner... .Richmond.
M. E. Bristow, Asst. Examiner........... Richmond.
B. J. Woodward, Bank Examiner. . .. Richmond.
Wash. . . .Claude P. Hay. Bank Commissioner. .Olympia.
J. C. Minshull. Deputy Bank»Exam. .Olympia.
C. H. Eberting, Bank Commissioner. Seattle.
C. R. Hupp, Bank Examiner................Oakesdale.
“
Fred Stevens, Bank Examiner.............. Spokane.
H. S. Bennett, Bank Examiner........... Tacoma.
W. Va. . . . J. S. Hill, Commissioner of Banking... Charleston.
“
Geo. M. Weekley, Asst. Com................Spencer.
“
Geo. B. Waggoner, Asst. Com.............. Jane Lew.
“
W. B. Holden, Asst. Com.......................Parkersburg.
Wis............. Marshall Cousins, Commissioner......... Madison.
W. H. Richards, Deputy Com.............Black River Falls.
“
Thos. Herreid, Chief Examiner............ Madison.
“
Chas. E. Butters, Chief Clerk.............. Madison.
“
R. B. Ellis, Bank Examiner................... Madison.
“
H. N. Nelson, Bank Examiner............. Amherst Junction.
“
Chas. T. Shape, Bank Examiner..........Milwaukee.
“
O. F. Schwenker, Bank Examiner... .Eau Claire.
“
Wallace Edwards, Bank Examiner.. .Madison.
“
Wm. L. Carey, Bank Examiner............Madison.
“
Geo. D. Luscher, Bank Examiner... .Milwaukee.
“
B. M. Backus, Bank Examiner............. Madison.
“
G. W. Jamieson, Bank Examiner... .Madison.
“
Irving E. Backus, Bank Examiner. . .Madison.
“
P. H. Linley, Bank Examiner............... Madison.
Wyo............ I. C. Newlin, Bank Examiner...............Cheyenne.
“
A. L. Putnam, Asst. Bank Examiner. Cheyenne.
“
C. F.- Dickinson, Bank Examiner. .. .Cheyenne.
••
Rudolph J. Hofmann, Asst. Bk. Ex...Cheyenne.
“
Guy A. King, Asst. Bk. Ex.....................Cheyenne.

LIST OF NATIONAL BANK EXAMINERS AND DISTRICTS
July 20, 1920

Name and Federal
Reserve District.

Name and Federal
Reserve District.

Address.

CHIEF NATIONAL BANK EXAMINERS

Mulloney, Daniel C. (1)___ 45 Milk St., Boston, Mass.
Smith, Sherrill (2)__________720 U. S. Customhouse, New York, N. Y.
Johnson, Edward I. (3)_____416 Post Office Bldg., Philadelphia, Pa.
Schechter, Wm. J. (4) (Act.) 527 Williamson Bldg., Cleveland, Ohio.
Doughton, J. K. (5)________ 512 Va. Ry. & Power Bldg., Richmond, Va.
Pole, J. William (6)............507 Post Office Bldg., Atlanta, Ga.
Cooper, Silas H. L. (7)
804 Rector Bldg., Chicago, Ill.
Machen, Harry L. (8)______ 1310 Federal Reserve Bank Bldg., St.
Louis, Mo.
Brown, Fred (9)............... ...416 New York Life Bldg., Minneapolis,
Minn.
Newnham, Stephen L. (10) .1515 Commerce Trust Bldg., Kansas City,
Mo.
Collier, Richard H. (11) ....301 Southland Life Bldg., Dallas, Texas.
Gaither, H. R. (12)..............525 First National Bank Bldg., San
Freeman, L. R. (2) (Act.)...72O U. S. Custom House, New York, N. Y.
Scott, H. W. (1) (Act.).......... 45 Milk St., Boston, Mass.
NATIONAL BANK EXAMINERS

Ackerman, Louis H. (4)____ 527 Williamson Bldg., Cleveland, Ohio.
Albert, H. E. (9)___________ 416 New York Life Bldg., Minneapolis,
Minn.
Anheier, C. H. (9)_________ 416 New York Life Bldg., Minneapolis,
Minn.
Armstrong, George E. (4)...527 Williamson Bldg., Cleveland, Ohio.
Baker, Wm. B. (3)...................416 Post Office Bldg., Philadelphia, Pa.
Barrett, J. W. (3)__________ Box 977, Johnstown, Pa.
Beall, J. Harvey (7)................ P. O. Box 824, Des Moines, Iowa.
Bean, Norwin 8. (1)_______ 10 Federal Bldg., Manchester, N. H.
Bergman, Jr., Henry C. (10) .c/o Clearing House Association Muskogee
Okia.
Best, John A. (3)................. ..Room 23 P. O. Bldg., Wilkes-Barre, Pa.
Birckhead, Oliver W............ .c/o Comptroller Currency, Washington
D. C.
Black, Harold W. (1)____ ..45 Milk Street, Boston, Mass.
Borden, Daniel C. (2)______ 720 U. S. Custom House, New York, N. Y.
Borden, John C. (6)________ 603 W. Church Ave., Knoxville, Tenn.
Boyd, Charles E. (6)_______ 105 Regina Ave., Mobile Ala.
Bradley, Arthur R. (10)___ 1515 Commerce Trust Bldg., Kansas City,
Mo.
Breg, Clarence E. (11)_____ 501 Southland Life Bldg., Dallas, Texas.
Brooks, Roger E. (5)_______ 217 Metropolitan Bank Bldg., Washing_
ton, D. C.
Brown, C. V. (3)___________ 416 Post Office Bldg., Philadelphia, Pa.
Buckles, Ward M. (9)______ 8 Montana Bldg., Helena, Mont.
Byers, Ralph W. (2)............ .720 U. S. Custom House, New York, N. Y.
Camp, Albert B. (4)_______ P. 0. Box 202, Central Sta., Toledo, Ohio.
Cecil, K. B. (3)....... ................. 416 Post Office Bldg., Philadelphia, Pa.
Challman, L. Oscar (10)____ Capital Bldg., Cheyenne, Wyo.
Chapman, C. H. (3)........... ..413 Post Office Bldg., Philadelphia, Pa.
Chenault, John B. (4)______ Maysville, Ky.
Cloe, Wm. B. (5)__________ P. o. Box 1185, Huntington, W. Va.
Coffin, George M. (1)______ 60 West 10th Street, New York, N. Y.
Congdon, George C. (3)____ P. 0. Box 497, Williamsport, Pa.
Congdon, Sidney B. (4)___ 527 Williamson Bldg., Cleveland, Ohio.
Cooney, Dan H. (4)----------- 527 Williamson Bldg., Cleveland, Ohio.
Cooper, Roy A. (10)_______ 812 American National Bank Bldg., Okla„
.
homa City, Okla.
Cooper, T. A. (1)....................28 School St., Montpelier, Vt.
Crocker, Sherwood (10)......... 718 Grant St., Denver, Colo.
Dalton, John W. (5)_______ P. 0. Box 958, Charlotte, N. C.
Davenport, Henry B_______ c/o Comptroller of the Currency, Wash_ .
ington, D. C.
Davis, Thomas H. (5)______512 Va. Ry. & Power Bldg., Richmond, Va.
Donough, Milton E. (2)___ P. O. 343, Ithaca, N. Y.
Dougherty, Wm. P. (9)____ 631 First Ave., Fargo, N. D.
DuBois, Nathan S. (4)........... P. O. 1058, Pittsburgh, Pa.
Faris, A. B. (4)____________ 111 E. Auburn Ave., Cincinnati, Ohio.
Filson, Chas. H. (10)..............321 N. First St., Guthrie, Okla.
Finney, R. Gordon (5)_____ P. O. Box 401, Lynchburg, Va.
Fletcher, Thomas E. (6).... Cordele, Ga.
Folger, Wm. P. (5)_________ P. O. Box 326, Columbia, S. C.
Funsten, Jr., James B. (2) ..720 U. S. Customhouse, New York, N. Y.
Funsten, William P. (7)___ P. O. Box 326, Davenport, Iowa
George, Harry L. (2)______ 27 N. Main Ave., Albany, N. Y.
Goodell, George W. (10)___ 2070 Clermont St., Denver, Colo.
Gough, E. H. (8)__________ Boonville, Ind.
Gray, Wm. M. (12).............. 163 Hill St., Ocean Park, Cal.
Griffin, James L. (6)_______ 507 Post Office Bldg., Atlanta, Ga.
Griffey, Orville A. (10)____ 812 American Nat’l Bank Bldg., Oklahoma
_
,
„
City, Okla.
Haneke, Edward C. (4)_____P. O. Box 151, Lima, Ohio.
Hargreaves, R. L. (8)_____ .1310 Federal Reserve Bank Bldg., St.
„
Louis, Mo.
Harkin, Daniel V. (7)............804 Rector Bldg., Chicago, Ill.
Haugen, N. E. (7)_________ 2803 Grand Ave., Des Moines, la.
Hayes, Jr., Ben (7)_________ 331 Federal Bldg., Milwaukee, Wis.
Hayes, Wm. Z. (2)...................P. O. Box 740, Buffalo, N. Y.
Hodgson, R. M. (6)............... 507 Post Office Bldg., Atlanta. Ala.

Hoffman, Lawrence W. (5)..512 Va. Ry. & Power Bldg., Richmond, Va.
Horn, Charles F. (2)............. 720 U. S. Customhouse, New York, N. Y.
Houston, Robert C. (7)_____609 Spencer Ave., Marion, lnd.
Hurley, Michael J. (1)...........45 Milk Street, Boston, Mass.
Hutt, Wm. E. (11)_________ Sherman, Texas.
James, Arthur L. (12)______ 912 O Si., Sacramento, Cal.
Jernegan, Edward S. (12)__ 459 Blackstone Ave., Fresno, Cal.
Johnson, Robin M. (11)___ c/o First National Bank, St. Cloud, Fla.
Kennedy, J. L. (7)_________ Drawer N, Sheldon, Iowa.
Kuchins, Charles R. (6)........ P. O. Box 275, Bessemer, Ala.
Lammond, W. Morris (3)
P. 0. Box 61, Lancaster, Pa.
La Roque, O. K. (5)_______ Box 562, Raleigh, N. C.
Longmoor, Stanley A. (11)..501 Southland Life Bldg., Dallas, Texas.
Lorang, Peter J. (9).............416 New York Life Bldg., Minneapolis,
Minn.
Madland, L. L. (9)................ c/o SecurityTrust & Savings Bank, Billings,
Mont.
McBryde, W. W. (6).............. 507 P. O. Bldg., Atlanta, Ga.
McCans, A. B. (11).................501 Southland Life Bldg., Dallas, Texas.
McGrath, John C. (7)______P. 0. Box 592, Indianapolis, Ind.
McLean, Martin (12)______ 310 Central Bldg., Seattle, Wash.
Mansfield, Fred S. (11)____ 501 Southland Life Bldg., Dallas, Texas.
Marcuse, Benjamin (2)..........560 W. 144th St., New York, N. Y.
Martin, Charles H. (12) ____708 Trust & SavingsiBldg., Los Angeles,

Martin, Leo. H. (12)_______ 525 First National Bank Bldg., San FranMaxey, Charles T. (12)____ 525 First National Bank Bldg., San FranMertens, Charles R. (7)____ Shelbyville, Ill.
Miller, J. Francis (4)_______ Box 163, W ilkinsburg, Pa.
Minor, W. G. (7)................... .Cannelton, Ind.
Mitchell, Wm. F. (2)_______ 198 Elmendorf Street, Kingston, N. Y.
Montgomery, Robert (4)___ 509 Nat’l Bank of W. Va. Bldg., Wheeling,
W. Va.
Moore, Samuel a. (2)______ 720 U. S. Custom House, New York, N. Y.
Morgan, Wm. M. (8)______ 205 Federal Bldg., Louisville, Ky.
Mossman, John D. (10)___ 635 Tyler St., Tooeka, Kan.
Murphy, David (11)__........... c/o State House, Waco, Tex.
Norris, Frank L. (2)..............1925 Seventh Ave., New York, N. Y.
Otto, Charles C. (12)______ S. 1124 Walnut St., Spokane, Wash.
Parker, Edward F. (1)_____ 75 Concord St., Woodfords Sta., Portland,
Me.
Partridge, Paul (7)_________ 801 N. Perry Ave., Apt. No. 2, Peoria, Ill.
Patterson, Bert K. (9)_____ 416 New York Life Bldg., Minneapolis,
Minn.
Peightel, John C. (8)...............Seymour, Mo.
Penix, J. L. (11)___________ 901 Fillmore Street, Amarillo, Texas.
Raney, Harry B. (12)_____ c/o Newhouse Hotel, Salt Lake City, Utah.
Ransom, Frank T. (8)_____ 805-6 Central Bank Bldg., Memphis, Tenn.
Reed, William H. (10)........... 1515 Commerce Trust Bldg., Kansas City,
Mo.
Reagan, Wm. A. (9)..............416 New York Life Bldg., Minneapolis,
Minn.
Robb, Ellis D. (7)_________ Colonial Apartments, Waterloo, Iowa.
Roberts. Luther K. (3)____ 416 Post Office Bldg., Philadelphia, Pa.
Roberts, W. C. (6)_________ 501 Southland Life Bldg., Dallas, Tex.
Sawyer, Jr., John T. (7)___ 535 Downer Ave., Milwaukee, Wis.
Sawyer, L. M. (12)_________223 N. 8th Street, Boise, Idaho.
Sisk, Carl M. (3)____ _____ _F. R. D. No. 1, Douglasville, Pa.
Smiley, Mervale D. <9)_____Cataract Hotel, Sioux Falls, S. D.
Smith, Arthur B. (9)_______ 631 First Ave., Fargo, N. D.
Smith, Clarence F. (7)_____ 804 Rector Bldg., Chicago, Ill.
Smith, George H. (4)..........__P. O. Box 1058, Pittsburgh, Pa.
Smith, John H. (9)_________ 416 New York Life Bldg., Minneapolis.
Minn.
Smith, Roy E. (10)________ Federal Bldg., Hastings, Neb.
Snvder, Vernon G. (3)______Room 23, P. O. Bldg., Wilkes Barre, Pa.
Ste'arns, E. Willey (2).......... .720 U. S. Custom House, New York, N. Y.
Stewart, Charles A. (5)____217 Metropolitan Bldg., Washington, D. C.
Stuart, Robert K. (7)______ 804 Rector Bldg., Chicago, Ill.
Sullenberger, Sam. F. (10).. 1515 Commerce Trust Bldg., Kansas City,
Mo.
Summers, George S. (3)-------Box 255, Carlisle, Pa.
Thomas, Thomas C. (4)___ Neil House, Columbus, Ohio.
Thompson, A. D. (11)............1104 W. Mulberry Ave., San Antonio,
Texas
Thompson, J. Ernest (11)—501 Southland Life Bldg., Dallas, Texas.
Thompson, Oscar (12)_____ 708 Trust & Savings Bldg., Los Angeles,
Cal
Trimble, James (5).................. 217 Metropolitan Bldg., Washington, D.C.
Waggoner, D. Easley (7)___ 804 Rector Bldg., Chicago, Ill.
Walker, Harry W. (9)______ P. O. Box 71, Huron, S. D.
Williams, Robert C. (7)_____ 804 Rector Bldg., Chicago, 111.
Williams, Thomas M. (10)..1515 Commerce Trust Bldg., Kansas City,
Mo.
Wilson, Lewis (10)_________ Box 451, Hutchinson, Kan.
Wood, D. R. (5)................ P. 0. Bldg., Martinsburg, W. Va.
Wood, John S. (8)_________ 406 Custom House, Portland, Ore.
Woods, J. K. (11)__________P. O. Box 195, Houston, Texas.
Woodside, Hal (8)_________ 541 South Clay Ave., Kirkwood, Mo.
Wright, Irwin D. (9)..............416 New York Life Bldg., Minneapolis,
Minn.
Young, Wm. R. (8)............... .655 Park Ave., Hot Springs, Ark.

25
3




Address.

CLEARING HOUSES IN THE UNITED STATES AND CANADA
The following Cities and Towns have Bank Clearing House Associations.
The officers of each Association may be easily found by referring to the name of the City or Town in
the Bank List immediately following the Banks.
* before name of city in this list denotes Clearing House examination.

* before a bank’s name in the Bank list indicates that it is a member of its local Clearing House.

Aberdeen, S. D.------------j

‘Chicago, Ill................ Grand Rapids, Mich.__ ‘Los Angeles, Cal..

Adrian, Mich------ ------- — Chillicothe, Mo................. Greensboro, N. C........... ‘Louisville, Ky___

Akron, Ohio--------- -----Albany, Qa-----------------Albany, N. Y.....................
Albany, Ore.-------------Altoona, Pa----------------Amarillo, Tex...................
Ann Arbor, Mich.............
Asheville, N. C------------Atchison, Kans.............
Atlanta, Qa...................—

Cincinnati, Ohio..............
‘Cleveland, Ohio______
Coeur d’Alene, Ida.........
Colo. 8pgs., Colo.______
Columbia, S. C________
Columbus, Ga_________
‘Columbus, Ohio............
Connellsville, Pa.............
Cordele Ga.......................
Corsicana, Tex...............

Augusta, Qa------------------

Dallas, Tex........................
Aurora, Ill.----------------- Danville, Ill—-----------Austin, Tex.......................i Davenport, Iowa............
Dayton, Ohio . ..................
Bakersfield, Cal----------- Decatur, Ill.__________
Baltimore. Md............... — Denver, Colo............ .......
Bangor, Me.---------------- Des Moines, Iowa_____
Bartlesville, Okla.------- Detroit, Mich....................
Bay City, Mich.----------- Dickinson, N. D.____
Beaumont, Tex.........-— Dothan, Ala---------------Bellingham, Wash.------ Dublin, Ga____________
Berkeley, Calif................ Dubuque, Iowa.......... —
Billings, Mont.------------ Duluth, Minn...................
Binghamton, N. Y..........Birmingham, Ala.....— Edmonton, Alta.............
Bismarck, N. D.--------- Elberton, Ga.-------------Bloomington, 111........... — El Paso, Tex............... .....
Boise, Ida-------------------- Emporia, Kan_________
Boston, Mass-------- ------ Ennis. Tex........... .............
Bowling Green, Ky------ Erie, Pa.........................—
Brandon, Man.------------- Estherville, la.________
Brantford, Ont................. Eugene, Ore__________
Brookfield, Mo.------------ Evansville, Ind________
Brunswick, Qa------------- Fall River, Mass.............
Buffalo, N. Y.-------------- Fargo, N. D.......................

Greensburg, Pa............... Lowell, Mass...........
Greenville, Miss..............
Greenville, 8. C............—
Guthrie, Okla................... Macon, Ga____ _____
Mansfield, Ohio_____
Hagerstown, Md---------- Mason City, la. ____
Halifax,Nova Scotia____ McAlester, Okla. .. .
Hamilton, Ohio_______ Medford Ore.______
Hamilton, Ontario_____ Medicine Hat, Alta..
Hammond, Ind._______ Memphis, Tenn.___
Hannibal, Mo.________ ‘Milwaukee, Wis___
Harrisburg, Pa------------- ‘Minneapolis, Minn...
Hartford, Conn........... — Minot. N. D________
Hastings, Neb...........— Mobile, Ala_________
Hawkinsville, Ga._____ Montclair, N. J____
Helena, Ark..................— Montgomery, Ala___
Helena, Mont.................... Montreal, Quebec....
Henderson, Ky------------- Moose Jaw, Sask,....
Holyoke, Mass................. Muncie, Ind._______
Homestead, Pa................. Muscatine, la...........
Houston, Tex.________ ‘Muskogee, Okla___
Huntington, W. Va........

Indianapolis. Ind.............

Butler, Pa............................ Flint, Mich.----------------- Lansing, Mich_________

‘Nashville, Tenn___
Nebraska City, NebNew Albany, Ind....
New Bedford,Mass...
New Brighton, Pa...
New Castle, Pa...........
New Haven, Conn....
Newnan, Ga________
‘New Orleans, La—.
Newport News, Va..
‘New York, N. Y....
Norfolk, Va________
Norristown, Pa........ .

La Salle, Ill.......................
Lawrence, Kan.................
Lawton, Okla........... .......
Lebanon, Pa___________
Lethbridge. Alta.______
Lewistown, Mont._____
Lexington, Ky.................
Lima, Ohio___________
Lincoln, Neb.....................
Little Rock, Ark........ —
London. Ontario..............
Long Beach, Cal---------Lorain, Ohio__________

Oakland, Cal.______
Ocala, Fla--------------Ogden, Utah_______
Oil City, Pa________
‘Oklahoma, Okla___
Omaha, Neb.______
Orange, N. J_______
Osage, la.—_______
Oshkosh, Wis______
Ottawa, Ontario____
Owensboro, Ky_____

Fort Wayne, Ind______
Oalgary, Alberta---------- Fort Worth, Tex.............
Camden, N. J-------------- Franklin, Pa...................
Canton, Ohio.............. Frederick, Md..................
Cape Girardeau, Mo.... Fremont, Neb.________
Cedar Rapids, Iowa......... Fresno, Cal.__________
Charleston, 8. C...............
Charlotte, N. C....... -— Gainesville, Fla._______
Chattanooga, Tenn......... Galveston, Tex............. ..
Cheraw, S. C........... ......... Gary, Ind_____________
Chester, Pa----------------- Grand Forks, N. D........
Chester, S. C. —•—------ Grand Island, Nebr-----Cheyenne, Wyo.._____ Grand Junction, Colo...




Jackson, Mich.________
Jacksonville, Fla.............
Jacksonville, Ill...............
Johnstown, Pa.________
Joplin, Mo-------- ---------

Kalamazoo, Mich._____
Kansas City, Kan...........
‘Kansas City, Mo.............
Knoxville, Tenn..............
Lancaster, Pa............. —

26

Palestine, Tex-------Parsons, Kans_____
Paris, Ky...............
Passaic, N. J----------Pasadena, Cal______
Pensacola, Fla._____
Peoria, Ill....................
‘Philadelphia, Pa___
Pine Bluff, Ark...........
Pittsburg, Kan.____
Pittsburgh, Pa...........
Portland, Me_______
‘Portland, Ore.____
Providence, R. I,....
Pueblo, Colo.______
Quebec, Quebec___
Quincy, Ill.________
Raleigh, N. C..............
Reading, Pa............... .
Regina, Sask_______
Reno, Nev.___ _____
Richmond, Va............
Ritzville, Wash____
Rochester, Minn.__
Rochester, N. Y____
Rockford, Ill_______
Rock Island, Ill..__
Roswell, N. M...........

Sacramento, Cal........
Saginaw, Mich..........
Saint John, N. B.~.
‘Saint Joseph, Mo...
‘Saint Louis, Mo....
‘Saint Paul, MinnSalisbury, N. C.___
Salt Lake City, Utah.
San Antonio, Tex...
San Diego, Cal.........
San Francisco, Cal..
San Jose, Cal............
Santa Monica, Cal...
Saskatoon, Sask. ...
Savannah, Ga.-------Scranton, Pa---------Seattle, Wash............
Sedalia, Mo------------Sherman, Tex.-------

Shreveport, La_____
Sioux City, Iowa........
Sioux Falls, S. D........
South Bend,Ind.____
Spartanburg, S. C.__
‘Spokane ,Wash........
Springfield, Ill._____
Springfield, Mass.—
Springfield, Mo.____
Springfield, Ohio____
Stockton, Cal.............
Superior, Wis.............
Syracuse, N. Y._____
Tacoma, Wash..........
Tampa, Fla...................
Texarkana, Ark.____
Toledo, Ohio..............
Topeka, Kan_______
Toronto, Ontario ....
Trenton, N. J.............
Tulsa, Okla.................
Uniontown. Pa.____

Valdosta, Ga_______
Vancouver, Br.Col__
Vicksburg, Miss. ....
Victoria, Br. Col.___
Vidalia, Ga.................
Waco, Tex...................
'Washington, D. C—
Washington, Ga.........
Waterbury, Conn.__
Waterloo, la.______
Wheeling, W. Va........
Wichita, Kan..............
Wilkesbarre, Pa. ___
Williamsport, Pa___
Wilmington, Del.___
Wilmington, N. C—
Winnipeg, Man............
Winona, Minn._____
Worcester, Mass___
Yakima, Wash............
York, Pa........... ...........
Youngstown, Ohio. _
Zanesville, Ohio____




Reserves Required to be held by members in Federal Reserve Bank
Banks Not in Reserve or
Central Reserve City

Reserve City Banks

Central Reserve City
Banks

7% of Demand Deposits
3% of Time Deposits

10% of Demand Deposits
3% of Time Deposits

13% of Demand Deposits
3% of Time Deposits

Central Reserve Cities
2. *NEW YORK CITY . . .
8. ST. LOUIS

7. CHICAGO

Reserve Cities
6.
Br.5.
Br.6.
1.

Br.2.

Br.4
4

11
Br.10
Br.7

Br.ll

Br.9
Br.ll
Br.6

10
Br.8 .
Br.12
Br.8

Albany, N. Y.
Atlanta, Ga.
Baltimore, Md.
Birmingham, Ala.
Boston, Mass.
Brooklyn, N. Y.
Buffalo, N. Y.
Cedar Rapids, Iowa
Charleston, S. C.
Chattanooga, Tenn.
Cincinnati, O.
Cleveland, O.
Columbus, O.
Dallas, Texas
Denver, Colo.
Des Moines, Iowa
Detroit, Mich.
Dubuque, Iowa
El Paso, Texas
Fort Worth, Texas
Galveston, Texas
Grand Rapids, Mich.
Helena, Mont.
Houston, Texas
Indianapolis, Ind.
Jacksonville, Fla.
Kansas City, Kan.
Kansas City, Mo.
Lincoln, Neb.
Little Rock, Ark.
Los Angeles, Cal.
Louisville, Ky.

Br.8. Memphis, Tenn.
Milwaukee, Wis.
9. Minneapolis, Minn.
Muskogee, Okla.
Br.6. Nashville, Tenn.
Br.6. New Orleans, La.
Oakland, Cal.
Ogden, Utah
Br.10. Oklahoma City,Okla.
Br.10. Omaha, Neb.
Peoria, III.
3. Philadelphia, Pa.
Br.4. Pittsburgh, Pa.
Br.12. Portland, Ore.
Pueblo, iCoIo.
5. Richmond, Va.
St. Joseph, Mo.
St. Paul, Minn.
Br.12. Salt Lake City,Utah
San Antonio, Texas
12. San Francisco, Cal.
Ag’y 6.Savannah, Ga.
Br.12. Seattle, iWash.
Sioux City, Iowa
Br.12. Spokane, Wash.
Tacoma, Wash.
Toledo, Ohio
Topeka, Kan.
Tulsa, Okla.
Waco, Texas
Washington, D. C.
Wichita, Kan.

★ Those cities which are preceded by a number are Federal Reserve
Bank cities and the number in each instance is the District number
in which the city is located. Br. signifies that a branch bank is
located in that city. Ag’y signifies that an agency is located in
that city.

27

FEDERAL RESERVE BANK INFORMATION

FEDERAL RESERVE BOARD
WASHINGTON, D. C.

Ex-officio Members
DAVID F. HOUSTON, Secretary of the Treasury, Chairman.

JOHN SKELTON WILLIAMS, Comptroller of the Currency.

W. P. G. HARDING, Governor
CHARLES S. HAMLIN

EDMUND PLATT, Vice-Governor

HENRY A. MOEHLENPAH

ADOLPH C. MILLER

R. G. EMERSON, Assistant Secretary.

W.
W.
W.
W.

T. CHAPMAN, Secretary.
W. HOXTON, Executive Secretary.
M. IMLAY, Fiscal Agent.
W. PADDOCK, Chief, Division of
Examination.
J. E. CRANE, Acting Director, Division
of Foreign Exchange.

H. PARKER WILLIS, Director, Division of
Analysis and Research.
M. JACOBSON, Statistician.

E. L. SMEAD, Chief, Division of Reports
and Statistics.

FEDERAL ADVISORY COUNCIL—(1920)
PHILIP STOCKTON, Boston, District No. 1

J. B. FORGAN, Chicago, District No. 7

A. B. HEPBURN, New York, District No. 2

FRANK O. WATTS, St. Louis, District No. 8

LEVI L. RUE, Philadelphia, District No. 3

C. T. JAFFRAY, Minneapolis, District No. 9

W. S. ROWE, Cincinnati, District No. 4

E. F. SWINNEY, Kansas City, District No. 10

J. G. BROWN, Raleigh, N. C., District No. 5

R. L. BALL, San Antonio, District No. 11

OSCAR WELLS, Birmingham, District No. 6

A. L. MILLS, Portland, Ore., District No. 12




28

FEDERAL RESERVE BANK INFORMATION

DISTRICT No. 1—-Bank Located at Boston

(Transit Number 5 - 1)

TERRITORY IN DISTRICT—Maine, New Hamphsire, Vermont, Massachusetts, Rhode Island, and Connecticut,
except Fairfield County. Membership: National Banks 396; State Banks 36.

DIRECTORS

CLASS A:—THOMAS P. BEAL (1920), Boston; F. S. CHAMBERLAIN (1922), New Britain, Conn.; EDWARD
S. KENNARD (1921), Rumford, Maine.

CLASS B:—E. R. MORSE (1922), Proctor, Vermont; PHILIP R. ALLEN (1920), East Walpole, Mass.; C. G.
WASHBURN (1921), Worcester, Mass.
CLASS C:—FREDERIC H. CURTISS (1920), Boston, Chairman of Board and Federal Reserve Agent; JESSE E.
METCALF (1922), Providence, R. I.; ALLEN HOLLIS.(1921), Concord, N. H., Deputy-Chairman.

OFFICERS
FREDERIC H. CURTISS, Chairman and Federal Reserve Agent; CHARLES A. MORSS, Governor; CHARLES F.
GETTEMY, Assistant Federal Reserve Agent; CHESTER C. BULLEN, Deputy Governor; WILLIAM WILLETT,
Cashier.
ASSISTANT CASHIERS:—ERNEST M. LEAVITT, HARRY A. SAUNDERS, L. WALLACE SWEETSER,
WILLIAM N. KENYON, ELLIS G. HULT, and FRANK W. CHASE.
HARRY F. CURRIER, Auditor; ARTHUR H. WEED, Counsel.
RESOURCES

LIABILITIES
Capital paid in................................................................................ $

7,532,000

Surplus...............................................................................................

8,359,000

Government deposits.....................................................................

1,103,000

Gold coin and certificates.................................8 11,453,000
Gold settlement fund.......................
61,648,000
Gold with Foreign Agencies.............................
8,142,000
Gold with Federal Reserve Agents ................ 116,509,000
Gold redemption fund........................................ 16,552,000
Legal tender notes, silver, etc..............................
8,058,000
Total reserve................................................
Bills discounted—secured by Government
War obligations—members.........................
Bills discounted—all others..............................
Bills bought in open market............................
U. S. Gov. Bonds.................................................
U. S. Victory Notes............................................
U. S. Gov. certificates of indebtedness.........
Bank premises......................................
Five per cent redemption fund against Federal Reserve bank notes........................
Uncollected items and other deductions
from gross deposits...................................
All other resources...............................................

Due to members—reserve account........................................... 117,948,000
Deferred availability items........................................................

52,810,000

All other deposits...........................................................................

3,812,000

Federal Reserve notes in actual circulation........................... 280,617,000
Federal Reserve bank notes in circulation, net liability...

14,019,000

All other liabilities.........................................................................

5,431,000

TOTAL RESOURCES............................

TOTAL LIABILITIES..................................................... 8491,631,000




29

8222,362,00

86,196,000
00,020,000
33,183,000
560,000
5,000
21,932,000
1,388,000
1,072,000
___
64,484,000
429,000

8491,631,000

FEDERAL RESERVE BANK INFORMATION

DISTRICT No. 2—Bank Located at New York City.

(Transit Number 1-120)

TERRITORY IN DISTRICT—The State of New York and the following counties in New Jersey: Bergen, Essex,
Hudson, Hunterdon, Middlesex, Monmouth, Morris, Passaic, Somerset, Sussex, Union, and Warren and the County of
Fairfield, Connecticut. Membership: National Banks 638; State Banks 133.
DIRECTORS
CLASS A:—JAMES S. ALEXANDER (1922), N. Y. City; ROBERT H. TREMAN (1920), Ithaca, N. Y.; CHARLES
SMITH (1921), Oneonta, N. Y.
CLASS B:—CHARLES A. STONE (1922), N. Y. City; LESLIE R. PALMER (1921), Croton-on-Hudson, N. Y.;
RICHARD H. WILLIAMS (1920), Madison, N. J.
CLASS C:—PIERRE JAY (1922), N. Y. City, Chairman of Board; GEORGE F. PEABODY (1921), Saratoga
Springs, N. Y., Deputy Chairman oj board; W. L. SAUNDERS (1920), Plainfield, N. J.
OFFICERS

GENERAL OFFICERS
BENJ. STRONG, Governor; J. HERBERT CASE, Acting Governor; LOUIS F. SAILER, Deputy Governor; GEORGE
L. HARRISON, Deputy Governor; EDWIN R. KENZEL, Deputy Governor; EDWARD H. HART, General Counsel;
DUDLEY H. BARROWS, Secretary.

SENIOR OFFICERS
J. HERBERT CASE, Controller of Loans Pro tern and Controller of Foreign Relations Pro tern; LAURENCE H.
HENDRICKS, Controller at Large and Controller of Collections; CHANNING RUDD, Controller of Government Loan
Organization and Manager Liberty Loan Association Department; LESLIE R. ROUNDS, Controller of Accounts, Manager
Accounting Dept., and Manager Disbursing Dept.; EDWIN R. KENZEL, Controller of Investments Pro tern; JOSEPH D.
HIGGINS, Controller of Cash and Custodies; ARTHUR W. GILBART, Controller of Administration; J. WILSON JONES,
Controller of Fiscal Agency Functions.
JUNIOR OFFICERS
GILBERT E. CHAPIN, Manager, Loan Dept.; CHARLES H. COE, Manager, Check Dept.; JAY E. CRANE,
Manager, Foreign Dept., and Assistant Secretary; RALPH T. CRANE, Manager, Member Bank Relations Dept.; WILLIAM
H. DILLISTIN, Manager, Bank Examinations Dept.; EDWIN C. FRENCH, Manager, Vault Dept.', BETHUNE M.
GRANT, Manager, Government Securities Sales Dept.; WILLIAM A. HAMILTON, Manager, Cash Dept.', HOWARD M.
JEFFERSON, Manager, Personnel Dept.', ADOLPH J. LINS, Manager at Large; WALTER B. MATTESON, Manager,
Certificates of Indebtedness Dept., and Manager, Securities Dept.', HENRY R. MURRAY, Manager, Collection Dept.;
ROBERT M. O’HARA, Manager, Bill Dept.; JOHN E. RAASCH, Manager, Planning Dept.', JAMES M. RICE,
Manager, Government Bond Dept.; CARL SNYDER, Manager, Statistics Dept.; I. WARD WATERS, Manager, Service
Dept.; FRANCIS OAKEY, Acting General Auditor; HARRY ARTHUR HOPF, Organization Counsel.
FEDERAL RESERVE AGENT

PIERRE JAY, New York City.

SHEPARD MORGAN, Assistant Federal Reserve Agent.

BUFFALO BRANCH.

(Transit Number 10-26)

R. M. GIDNEY, Manager; W. W. SCHNECKENBURGER, Cashier'. HALSEY W. SNOW, Jr., Assistant Cashier.

DIRECTORS
H. T. RAMSDELL, Buffalo; E. C. McDOUGALL, Buffalo; CLIFFORD HUBBELL, Buffalo; FRANK L. BART­
LETT, Olean; R. M. GIDNEY, Buffalo, Chairman of Board.

LIABILITIES

RESOURCES

Capital paid in................................................................................$ 24,669,000

Surplus...............................................................................................

45,082,000

Government deposits....................................................................

244,000

Gold coin and certificates................................. S 85,530,006
Gold settlement fund.......................................... 71,628,000
Gold with Foreign Agencies............................. 40,932,000
Gold with Federal Reserve Agents................ 283,547,000
Gold redemption fund........................................ 33,975,000
Legal tender notes, silver, etc.......................... 106,491,000

Due to members—reserve account........................................... 745,307,000

Deferred availability..................................................................... 101,296,000
All other deposits...........................................................................
Federal Reserve notes in actual circulation...............

31,332,000
859,232,000

Federal Reserve bank notes iD circulation, net liability...

37,724,000

All otner liabilities.........................................................................

28,879,000




TOTAL LIABILITIES................................................. SI,873,765,000

30

Total cash reserve......................................
Bills discounted—secured by Government
war obligation..................................................
Bills discounted—all others.............................
Bills bought in open market............................
U. S. Government Bonds................................
U. S. Government VictoryNotes..................
U. S. certificates of indebtedness..................
Bank premises.....................................................
Five per cent redemption fund against
Federal Reserve bank notes...............
Uncollected items and other deductions
from gross deposits........................................
AU other resources..............................................

$620,103,000

TOTAL RESOURCES............................

$1,873,765,000

518,503,000
263,059,000
189,342,000
1,457,000
50,000
117,248,000
3,657,000

3,116,000
155,757,000
1,473,000

FEDERAL RESERVE BANK INFORMATION

DISTRICT No. 3—Bank Located at Philadelphia. (Transit Number 3-4)
TERRITORY IN DISTRICT—Delaware, the following counties of New Jersey: Atlantic, Burlington, Camden,
Cape May, Cumberland, Gloucester, Mercer, Ocean, and Salem, and all Pennsylvania east of western boundary of
following counties: McKean, Elk, Clearfield, Cambria, and Bedford. Membership: National Banks 648; State Banks 40.
DIRECTORS
CLASS A:—JOS. WAYNE, JR. (1920), Philadelphia; FRANCIS DOUGLAS (1921), Wilkes Barre, Pa.; M. J.
MURPHY (1922), Clarks Green, Pa.
CLASS B:—ALBA B. JOHNSON (1922), Philadelphia; EDWIN S. STUART (1920), Philadelphia; CHARLES K.
HADDON (1921), Camden, N. J.
CLASS C:—RICHARD L. AUSTIN (1920), Philadelphia, Chairman of Board and Federal Reserve Agent; HENRY
B. THOMPSON (1922), Wilmington, Del., Deputy Chairman of Board; CHAS. C. HARRISON (1921), Philadelphia.
OFFICERS
WILLIAM H. HUTT, Deputy Governor; EDWIN S. STUART, Deputy Governor; WILLIAM A. DYER, Cashier
and Secretary.
ASSISTANT CASHIERS:—C. A. McILHENNY, JAMES M. TOY, W. J. DAVIS, S. R. EARL, R. M. MILLER
Jr., and F. W. LABOLD.
LIABILITIES
Capital paid in................................................................................ $

8,326,000

Surplus fund....................................................................................

8,805,000

Government deposits.....................................‘.............................

1,488,000

RESOURCES
Gold coin and certificates................................. $ 1,082,000
Gold settlement fund......................................... 44,326,000
Gold with Foreign Agencies.............................
8,922,000
Gold with Federal Reserve Agents................ 86,652,000
Gold redemption fund........................................ 14,414,000
Legal tender notes, silver, etc..........................
275,000
Total cash reserve......................................
Bills discounted—secured by Government
war obligations................................................
Bills discounted—all others..............................
Bills bought in open market............................
U. S. Government bonds...................................
U. S. certificates of indebtedness....................
Bank premises.......................................................
Uncollected items and other deductions
from gross deposits........................................
Five per cent redemption fund against
Federal Reserve bank notes......................
All other resources............................................

Due to members—reserve account........................................... 103,508,000
Deferred availability items.........................................................
All other deposits...........................................................................

Federal Reserve notes in actual circulation......................

51,017,000

4,690,000
284,785,000

Federal Reserve bank notes in circulation, net liability...

19,143,000

All other liabilities.........................................................................

5,744,000

TOTAL LIABILITIES

$451,506,000

TOTAL RESOURCES............................

DISTRICT No. 4—Bank Located at Cleveland.

$155,671,000
161,234,000
29,187,000
2,012,000
1,386,000
36,091,000
592,000

63,343,000
1,300,000
690,000

$451,506,000

(Transit Number 6-1)

TERRITORY IN DISTRICT—State of Ohio, all that part of Pennsylvania west of the eastern boundaries of the
following counties: Warren, Forest, Jefferson, Indiana, and Somerset, the counties of Marshall, Ohio, Brooke, Tyler,
Wetzel, and Hancock in the State of West Virginia, and all that part of the State of Kentucky located east of the western
boundary of the following counties: Boone, Grant, Scott, Woodford, Jessamine, Garrard, Lincoln, Pulaski, and McCreary.
Membership: National Banks 748; State Banks 68.
DIRECTORS
CLASS A:—ROBERT WARDROP (1920), Pittsburgh; CHESS LAMBERTON (1922), Franklin, Pa.; O. N. SAMS
(1921), Hillsboro, Ohio.
CLASS B:—THOS. A. COMBS (1920), Lexington, Ky.; R. P. WRIGHT (1922), Erie, Pa.; JOHN STAMBAUGH
(1921), Youngstown, Ohio.
CLASS C:—DAVID C. WILLS (1920), Cleveland, Chairman of Board and Federal Reserve Agent; L. B. WILLIAMS
(1922), Cleveland, Ohio, Deputy Chairman of Board; HARRY P. WOLFE (1921), Columbus, Ohio.
OFFICERS
DAVID C. WILLS, Federal Reserve Agent; J. C. NEVIN, Assistant Federal Reserve Agent and Secretary.
E. R. FANCHER, Governor; M. J. FLEMING, Assistant to Governor; F. J. ZURLINDEN, Assistant to Governor;
H. G. DAVIS, Cashier.
ASSISTANT CASHIERS:—W. F. TAYLOR, H. F. STRATER, C. W. ARNOLD, G. H. WAGNER, G. A
STEPHENSON and D. B. CLOUSER.
F. V. GRAYSON, Auditor._______________

CINCINNATI BRANCH.

(Transit Number 13-43)

L. W. MANNING, Manager; B. J. LAZAR, Cashier; JOHN P. H. BREWSTER, Assistant Cashier.
DIRECTORS
W. S. ROWE, L. W. MANNING, JUDSON HARMON, CHAS. A. HINSCH, GEO. D. CRABBS, Cincinnati.

PITTSBURGH BRANCH.

(Transit Number 8-30)

GEORGE DE CAMP, Manager; THOS. C. GRIGGS, Cashier; P. A. BROWN, Assistant Cashier.
DIRECTORS
R. B. MELLON, CHAS. W. BROWN, JAMES D. CALLERY, HARRISON NESBIT, GEORGE DE CAMP,
Pittsburgh, Pa.________________________ ________ ____
RESOURCES
Gold coin and certificates................................. $ 10,252,000
Gold settlement fund.......................................... 51,444,000
Gold with ForeigD Agencies.............................
9,146,000
Gold with Federal Reserve Agents................ 149,321,000
Gold redemption fund........................................
1,076,000
Legal tender notes, silver, etc..........................
1,729,000

LIABILITIES
Capital paid in................................................................................$ 10,125,000
Surplus fund.....................................................................................

9,089,000

Government deposits....................................................................

274,000

Total reserve................................................
Bills discounted—secured by Government
war obligations................................................
Bills discounted—all other...............................
Bills bought in open market............................
U. S. Government Bonds................................
U. S. Government VictoryBonds..................
U. S. certificates of deposits...........................
Bank premises.....................................................
Five per cent redemption fund against
Federal Reserve bank notes......................
Uncollected items and other deductions
from gross deposits........................................
All other resources...............................................

Due to members—reserve account........................................... 136,379,000
Deferred availability items.........................................................

58,430,000

All other deposits...........................................................................

4,204,000

Federal Reserve notes in actual circulation........................... 315,789,000
Federal Reserve bank notes in circulation, net liability...

16,096,000

All other liabilities.........................................................................

6,236,000

TOTAL LIABILITIES




$556,622,000

TOTAL RESOURCES............................
31

$222,968,000

119,577,000
53,833,000
53,822,000
833,000
10,000,000
24,025,000
1,155,000
871,000

79,111,000
417,000

$556,622,000

FEDERAL RESERVE BANK INFORMATION

DISTRICT No. 5

Bank Located at Richmond.

(Transit Number 68-3)

TERRITORY IN DISTRICT—District of Columbia, Maryland, Virginia, North Carolina, South Carolina, and aP
West Virginia except the counties of Marshall, Ohio, Brooke, Tyler, Wetzel, and Hancock.

Membership: National Banks 549; State Banks 53.

DIRECTORS
CLASS A:—JOHN F. BRUTON (1922), Wilson, N. C.; EDWIN MANN (1920), Bluefield, W. Va.; CHAS. E.
RIEMAN (1921), Baltimore, Md.
CLASS B:—EDMUND STRUDWICK (1921), Richmond; DAVID R. COKER (1920), Hartsville, S. C.; JAMES
F. OYSTER (1922), Washington, D. C.
CLASS C:—CALDWELL HARDY (1920), Richmond, Chairman of Board and Federal Reserve Agent; JAMES A.
MONCURE (1922), Richmond, Deputy Chairman of Board; HOWARD BRUCE (1921), Baltimore, Md.
OFFICERS
CALDWELL HARDY, Chairman and Federal Reserve Agent; GEORGE J. SEAY, Governor; CHAS. A. PEPLE,
Deputy Governor; R. H. BROADDUS, Deputy Governor; ALBERT S. JOHNSTONE, Assistant to the Governor; J. S.
WALDEN, Jr., Assistant to the Governor; GEORGE H. KEESEE, Cashier; C. V. BLACKBURN, Assistant Cashier;
THOMAS MARSHALL, Jr., Assistant Cashier; W. W. DILLARD, Assistant Cashier', EDWARD WALLER, Jr., Assistant
Cashier; MAXWELL G. WALLACE, Assistant Counsel; EUGENE G. GRADY, Auditor; A. H. DUDLEY, Assistant
Federal Reserve Agent; J. G. FRY, Assistant Federal Reserve Agent.

BALTIMORE BRANCH.

(Transit Number 7-27)

M. M. PRENTIS, Manager; CHARLES H. WYATT, Cashier; F. M. LEEKE, Assistant Cashier; THOMAS I.
HAYS, Assistant Cashier; M. F. REESE, Assistant Cashier; HENRY SCHUTZ, Auditor; C. N. DULEY, Assistant
Federal Reserve Agent; RICHARD BRADLEY, Assistant Federal Reserve Agent.

DIRECTORS
M. M. PRENTIS, H. B. WILCOX, CHAS. C. HOMER, WALDO NEWCOMER, and WILLIAM INGLE, Baltimore.

LIABILITIES

RESOURCES

Capital paid in................................................................................$

4,789,000

Surplus............................................................,................................

5,820,000

Government deposits....................................................................

1,768,000

Due to members—reserve account................. '.......................

56,764,000

Deferred availability items.........................................................

44,735,000

All other deposits.................................................................... ,..

2,488,000

Gold coin and certificates.................................$ 2,440,000
Gold settlement fund.........................................
15,167,000
Gold with Foreign Agencies.............................
5,465,000
Gold with Federal Reserve Agents................ 40,797,000
Gold redemption fund........................................
6,724,000
Legal tender notes, silver, etc..........................
123,000
Total reserve................................... -...........
Bills discounted—secured by Government
war obligations................................................
Bills discounted—all other...............................
Bills bought in open market............................
U. S. Government bonds...................................
U. S. certificates of indebtedness....................
Bank premises......................................................
Uncollected items and other deductions
from gross deposits............. ,........................
Five per cent redemption fund against
Federal Reserve bank notes......................
All other resources..............................................

Federal Reserve notes inactual circulation............................ 122,109,000
Federal Reserve bank notes in circulation, net liability...

9,489,000

All other liabilities.........................................................................

3,098,000




TOTAL LIABILITIES ..................................................... $251,094,000

TOTAL RESOURCES............................

32

$ 70,716,000

48,302,000
50,765,000
8,171,000
1,233,000
12,260,000
739,000
58,183,000

451,000
274,000
$251,094,000

FEDERAL RESERVE BANK INFORMATION

DISTRICT No. 6—Bank Located at Atlanta.

(Transit Number 64-14)

TERRITORY IN DISTRICT—Alabama, Georgia, Florida, all Tennessee east of the western boundary of the follow­
ing counties: Stewart, Houston, Humphreys, Perry, and Wayne; all Mississippi south of the northern boundary of the
following counties: Issaquena, Sharkey, Yazoo, Madison, Leake, Neshoba, and Kemper; all Louisiana, south of the
northern boundaries of the parishes of Vernon, Rapides, and Avoyelles.
Membership: National Banks 363; State Banks 64.
DIRECTORS
CLASS A:—JOHN K. OTTLEY (1921) Atlanta, Ga.; OSCAR NEWTON (1922), Jackson, Miss.; PETER R.
KITTLES (1920), Sylvania, Ga.
CLASS B:—LEON C. SIMON (1920), New Orleans; J. A. McCRARY (1921), Decatur, Ga.; W. H. HARTFORD
(1922), Nashville, Tenn.
CLASS C:—JOS. A. McCORD (1920), Atlanta, Chairman of Board and Federal Reserve Agent; EDW. T. BROWN
(1921), Atlanta, Deputy Chairman of Board; W. H. KETTIG (1922), Birmingham, Ala.
OFFICERS
M. B. WELLBORN, Governor; L. C. ADELSON, Deputy Governor; CREED TAYLOR, General Auditor; M. W. BELL,
Cashier; R. A. SIMS, Assistant Cashier; W. B. ROPER, Assistant Cashier; W. R. PATTERSON, Assistant Cas hier;
J. L. CAMPBELL, Assistant Cashier; H. F. CONNIFF, Assistant Cashier; J. M. SLATTERY, Secretary.

(Transit Number 61-19)

BIRMINGHAM BRANCH.

ALEX. E. WALKER, Manager; W. C. STERRETT, Cashier.

DIRECTORS
W. H. KETTING, Chairman; OSCAR WELLS, T. O. SMITH, W. W. CRAWFORD, and JOHN H. FRYE.

(Transit Number 63-19)

JACKSONVILLE, Fla., BRANCH.
G. R. DE SAUSSURE, Manager; W. G. WILSON, Cashier.

DIRECTORS
JOHN C. COOPER, Chairman; EDWARD W. LANE, FULTON SAUSSEY, B. II. BARNETT, and GILES L.
WILSON.

NASHVILLE BRANCH.

(Transit Number 87-10)

BRADLEY CURREY, Manager; J. B. McNAMARA, Cos/iier.

DIRECTORS
W. W. HARTFORD, Chairman; J. E. CALDWELL, E. A. LINDSEY, T. A. EMBREY, and P. M. DAVIS.

NEW ORLEANS BRANCH.

(Transit Number 14-21)

MARCUS WALKER, Manager; W. H. BLACK, Assistant Manager; LOUIS BUCKNER, Jr., Cashier.

DIRECTORS
P. II. SAUNDERS, Chairman, New Orleans; A. P. BUSH, Mobile, Ala.; J. E. BOUDEN, Jr., New Orleans; H. B.
LIGHTCAP, Jackson, Miss.; MARCUS WALKER, New Orleans, La.; R. S. HECHT, New Orleans, La.; F. W.
FOOTE, Hattiesburg, Miss.
___________ ____

SAVANNAH AGENCY.
R. J. TAYLOR, Manager; R. N. GROOVER, Assistant Manager.
LIABILITIES

RESOURCES

Capital paid in................................................................................$

3,779,000

Surplus...............................................................................................

4,695,000

Government deposits....................................................................

1,029,000

Due to members—reserve account...........................................

53,229,000

Deferred availability items.........................................................

22,255,000

All other deposits...........................................................................

1,878,000

Gold coin and certificates................................. $ 7,915,000
Gold settlement fund..........................................
6,741,000
Gold with Foreign Agencies.............................
4,015,000
Gold with Federal Reserve Agents................ 49,034,000
Gold redemption fund........................................
7,740.000
Legal tender notes, silver, etc..........................
1,682,000

Total reserve................................................
Bills discounted—secured by Government
war obligations................................................
Bills discounted—all other...............................
Bills bought in open market.............................................
U. S. Government bonds.................................
LL S. Government Victorynotes....................
U. S. certificates of indebtedness..................
Bank premises.....................................................
Uncollected items and other deductions
from gross deposits........................................
Five per cent redemption fund against
Federal Reserve bank notes......................
All other resources..............................................

Federal Reserve notes in actual circulation........................... 140,592,000

Federal Reserve bank notes in circulation, net liability...

11,024,000

All other liabilities.........................................................................

3,322,000

TOTAL LIABILITIES...................................................... $241,803,000




TOTAL RESOURCES............................
33

$ 77,127,000

48,984,000
65,074,000
4,621,000
114,000
3,000
15,666,000
589,000

28,865,000
523,000
237,000

$241,803,000




FEDERAL RESERVE BANK INFORMATION

DISTRICT No. 7—Bank Located at Chicago.

(Transit No. 2-30)

TERRITORY IN DISTRICT—State of Iowa, all that part of Wisconsin in the counties of Vernon, Monroe, Jackson,
Clark, Marathon, Langlade, Oconto, and Marinette, together with all the counties lying east and south of these counties:
all of the southern peninsula of Michigan, viz.: that part east of Lake Michigan; all that part of Illinois located north of
a line forming the southern boundary of the following counties: Hancock, Schuyler, Cass, Sangamon, Christian, Shelby,
Cumberland, and Clark; and all that part of Indiana north of a line forming the southern boundaries of the following
counties: Vigo, Clay, Owen, Monroe, Brown, Batrholomew, Jennings, Ripley, and Ohio.
Membership: National Banks 1048; State Banks 326.

DIRECTORS
CLASS A:—GEORGE M. REYNOLDS (1921), Chicago; CHARLES H. McNIDER (1922), Mason City, Iowa;
E. L JOHNSON (1920), Waterloo, Iowa.
CLASS B:—J. W. BLODGETT (1922), Grand Rapids, Mich.; A. R. ERSKINE (1920), South Bend, Ind.; A. H.
VOGEL (1921), Milwaukee, Wis.
CLASS C:—W. A. HEATH (1921), Evanston, Ill., Chairman of Board and Federal Reserve Agent; JAMES SIMPSON
(1920), Chicago, Deputy Chairman of Board; FRANK C. BALL (1922), Muncie, Ind.

OFFICERS

W. A. HEATH, Chairman and Federal Reserve Agent; JAMES SIMPSON, Deputy Chairman; W. F. McLALLEN,
Secretary and Assistant Federal Reserve Agent; W. H. WHITE, Assistant Federal Reserve Agent and Manager Department
of Examinations; CHARLES G. RUTLEDGE, Assistant to the Manager Department of Examinations; MARK A. WILSON,
Examiner; F. R. BURGESS. Auditor; WALTER A. HOPKINS, Assistant Auditor; H. G. KAISER, Assistant Auditor;
CHARLES L. POWELL, Counsel; FRANK M. HUSTON, Statistician; J. B. McDOUGAL, Governor; C. R. McKAY,
Deputy Governor; B. G. McCLOUD, Assistant to the Governor; S. B. CRAMER, Cashier; W. C. BACHMAN, Assistant
Cashier; F. BATEMAN, Assistant Cashier; F. J. CARR, Assistant Cashier; KENT C. CHILDS, Assistant Cashier; J. H.
DILLARD, Assistant Cashier; FRANK R. HANRAHAN, Assistant Cashier; DON A. JONES, Assistant Cashier;
FRANK A. L1NDSTEN, Assistant Cashier; WILBUR K. LYLE, Assistant Cashier; O. J. NETTERSTROM, Assistant
Cashier; A. H. VOGT, Assistant Cashier; CLARKE WASHBURNE, Assistant Cashier; VANEMIN LAMONT, Acting
Assistant Cashier; LOUIS G. MEYER, Acting Assistant Cashier; E. L. HARRIS, Manager Bank Relations and
Membership', JAMES B. FORGAN, Member Federal Advisory Council.

DETROIT BRANCH.

(Transit No. 9-29)

ROBERT B. LOCKE, Manager; JOHN G. BASKIN, Assistant Federal Reserve Agent; H. N. BAXENDALE, Acting
Assistant Federal Reserve Agent; WM. R. CATION, Cashier; J. B. DEW, Assistant Cashier.
DIRECTORS
ROBERT B. LOCKE, Chairman; JOHN BALLANTYNE, EMORY W. CLARK, JULIUS H. HAASS, CHARLES
H. HODGES, Detroit.

RESOURCES

LIABILITIES

Gold coin and certificates................................. S
Gold settlement fund.........................................
Gold with Foreign Agencies.............................
Gold with Federal Reserve Agents................
Gold redemption fund........................................
Legal tender notes, silver, etc..........................

Capital paid in................................................................................ $ 13,000,000

Surplus...............................................................................................

14,292,000

Government deposits....................................................................

4,025,000

Federal Reserve bank notes in circulation, net liability...

31,328,000

All other liabilities.........................................................................

14,200,000

Total reserve................................................
Bills discourted—secured by Government
war obligations................................................
Bills discounted—all other...............................
Bills bought in open market............................
U. S. Government bonds...................................
U. S. certificates of indebtedness....................
Bank premises...............................................
Uncollected items and other deductions
from gross deposits...................................
Five per cent redemption fund against
Federal Reserve bank notes......................
All other resources..............................................

TOTAL LIABILITIES ......................................................$935,784,000

TOTAL RESOURCES............................

Due to members—reserve account........................................... 252,674,000

Deferred availability items.........................................................

67,284,000

All other deposits...........................................................................

7,242,000

Federal Reserve notes in actual circulation........................... 531,449,000

34

24,276,000
56,546,000
13,272,000
174,208,000
26,950,000
9,217,000

$304,469,000

$935,784,000

130,747,000
296,208,000
54,648.000
4,447,000
39,631,000
2,116,000

100,726,000

1,557,000
1,205,000

FEDERAL RESERVE BANK INFORMATION

DISTRICT No. 8—Bank Located at St. Louis.

(Transit Number 4-4)

TERRITORY IN DISTRICT—Arkansas, all Missouri east of the western boundary of the following counties:
Harrison, Daviess, Caldwell, Ray, Lafayette, Johnson, Henry, St. Clair, Cedar, Dade, Lawrence, and Barry; all Illinois
south of the northern boundaries of the following counties: Adams, Brown, Morgan, McCoupin, Montgomery, Fayette,
Effingham, Jasper, and Crawford; all Indiana south of the northern boundaries of the following counties: Sulhvan, Greene,
Lawrence, Jackson, Scott, Jefferson, and Switzerland; all Kentucky west of the eastern boundaries of the following counties:
Gallatin, Owen, Franklin, Anderson, Mercer, Boyle, Casey, Russell, and Wayne; all Tennessee west of the eastern boundaries
of the following counties: Henry, Benton, Decatur, and Hardin; and all Mississippi north of the southern boundaries of the
following counties: Washington, Holmes, Attala, Winston, Noxubee, and Humphreys.
Membership: National Banks 477; State Banks 85.
DIRECTORS
CLASS A:—WALKER HILL (1920), St. Louis; J. C. UTTERBACH (1921), Paducah, Ky.; SAMUEL A. ZIEGLER
(1922), Albion, Ill.
CLASS B:—ROLLA WELLS (1921), St. Louis; WILLIAM B. PLUNKETT (1922), Little Rock, Ark.; LE ROY
PERCY (1920), Greenville, Miss.
CLASS C:—WM. McC. MARTIN (1921), St. Louis, Chairman of Board and Federal Reserve Agent; JOHN W.
BOEHNE (1920), Evansville, Ind., Deputy Chairman; C. P. J. MOONEY (1922), Memphis, Tenn.

OFFICERS
WM. McG. MARTIN, Chairman of the Board and Federal Reserve Agent; C. M. STEWART, Assistant Federal Reserve
Agent; D. C. BIGGS, Governor; OLIN M. ATTEBERY, Deputy Governor; JAMES G. McCONKEY, Secretary and Counsel;
J. W. WHITE, Cashier; A. H. HAILL, Assistant Cashier; J. W. RINKLEFF, Assistant Cashier; W. H. GLASGOW,
Assistant Cashier; E. J. NOVY, General Auditor.

LITTLE ROCK BRANCH.

(Transit Number 81-13)

A. F. BAILEY, Manager; M. H. LONG, Cashier.
DIRECTORS
A. F. BAILEY, C. A. PRATT, J. E. ENGLAND, Jr., GEO. W. ROGERS, and MOORHEAD WRIGHT.

LOUISVILLE BRANCH (Transit Number 21-59)
W. P. KINCHELOE, Manager; JOHN T. MOORE, Cashier; EARL R. MUIR, Assistant Cashier.
DIRECTORS
W. P. KINCHELOE, Louisville; W. C. MONTGOMERY, Elizabethtown, F. M. SACKETT, Louisville; GEORGE
W. NORTON, Louisville; E. L. SWEARINGER, Louisville.

MEMPHIS BRANCH.

(Transit Number 26-3)

JNO. J. HEFLIN, Manager; A. J. WILLIAMS, Cashier; V. S. FUQUA, Assistant Cashier.
DIRECTORS
JNO. J. HEFLIN, J. D. McDOWELL, S. E. RAGLAND, T. K. RIDDICK, and R. B. SNOWDEN.

RESOURCES

LIABILITIES

Gold coin and certificates................................. $ 3,583,000
Gold settlement fund.......................................... 12,813,000
Gold with Foreign Agencies.............................
5,242,000
Gold with Federal Reserve Agents................ 45,416,000
Gold redemption fund........................................
5,218,000
Legal tender notes, silver, etc..........................
7,359,000

Capital paid in................................................................................ $ 4,247,000

Surplus fund.....................................................................................

3,724,000

Government deposits....................................................................

945,000

Due to members—reserve account...........................................

65,885,000

Deferred availability items..........................................................

36,866,000

All other Deposits..........................................................................

2,717,000

Total reserve................................................
Bills discounted—Secured by Government
war obligations.................................................
Bills discounted—all other...............................
Bills bought in open market............................
United States Government Bonds.................
U. S. certificates of indebtedness....................
Bank premises......................................................
Uncollected items and other deductions
from gross deposits.........................................
Five per cent redemption fund against
Federal Reserve bank notes.........................
All other resources...............................................

Federal Reserve notes in actual circulation........................... 126,289,000
Federal Reserve bank notes in circulation, net liability ..

8,765,000

All other liabilities..................................................................

3,333,000

TOTAL LIABILITIES......................................................$252,771,000




TOTAL RESOURCES...........................
35

$ 79,631,000
54,601,000
52,078,000
3,657,000
1,153,000
17,316,000
866,000
42,455,000

523,000
491,000

$252,771,000




FEDERAL RESERVE BANK INFORMATION

DISTRICT No. 9

Bank Located at Minneapolis.

(Transit Number 17-8)

TERRITORY IN DISTRICT—Montana, North Dakota, -South Dakota, Minnesota, all Wisconsin in the counties
La Crosse, Trempealeau, Eau Claire, Chippewa, Taylor, Lincoln, Oneida, Forest, and Florence, and all the counties lying
north and west of these and the northern peninsula of Michigan.
Membership: National Banks 836; State Banks 88.

DIRECTORS
CLASS A:—THEODORE WOLD (1922), Minneapolis; L. B. HANNA (1920), Fargo, N. Dak.; WESLEY C. McDOWELL (1921), Marion, N. Dak.

CLASS B:—F. R. BIGELOW (1922), St. Paul; F. P. HIXON (1921), La Crosse, Wis.; NORMAN B. HOLTER (1920),
Helena, Mont.
CLASS C:—JOHN H. RICH (1920), Minneapolis. Chairman of Board and Federal Reserve Agent; W. H. LIGHTNER
(1921), St. Paul; C. H. BENEDICT (1922), Lake Linden, Mich.

OFFICERS
R. A. YOUNG, Governor; S. S. COOK, Cashier; CURTIS L. MOSHER, Assistant Federal Reserve Agent; J. F.
EBERSOLE, Assistant Federal Reserve Agent; L. W. LONG, Acting Auditor; HARRY YAEGER, Field Representative.

ASSISTANT CASHIERS:—FRANK C. DUNLOP, GRAY WARREN, R. E. TOWLE, L. E. RAST.

HELENA BRANCH
(Authorized but not yet opened for business)
O. A. CARLSON, Mgr.

LIABILITIES

RESOURCES

Capital paid in................................................................................S

3,269,000

Surplus..............................................................................................

3,569,000

Government deposits....................................................................

419,000

Due to members—reserve account..........................................

44,660,000

Deferred availabibty items.........................................................

15,639,000

All other deposits...........................................................................

1,545,000

Federal Reserve notes in actual circulation..........................

77,728,000

Federal Reserve bank notes in circulation, net liability..

7,057,000

All other liabilities......................................................

2,636,000

Gold coin and certificates................................. S 7,223,000
Gold settlement board, Federal Reserve
Board............................................................
6,271,000
Gold with Foreign Agencies.............................
3,011,000
Gold with Federal Reserve Agents................ 32,329,000
Gold redemption fund........................................
8,000
Legal tender notes, silver, etc..........................
79,000

TOTAL LIABILITIES.....................................................$156.522,000

36

Total reserve................................................
Bills discounted—secured by Government
war obligations.................................................
Bills discounted—all other...............................
Bills bought in open market............................
U. S. Government bonds..................................
Bank premises......................................................
U. S. certificates of indebtedness....................
Uncollected items and other deductions
from gross deposits.........................................
Five per cent redemption fund against
Federal Reserve bank notes.........................
All other resources..............................................

$ 48,921,000

TOTAL RESOURCES...........................

$156,522,000

5,096,000
67,029,000
4,205,000
116,000
556,000
8,486,000
21,074,000

568,000
471,000

FEDERAL RESERVE BANK INFORMATION
DISTRICT No. 10—Bank Located at Kansas City, Mo. (Transit Number 18-4)
TERRITORY IN DISTRICT—Kansas, Nebraska, Colorado, Wyoming, all Missouri west of the eastern bounoariea
of the following counties: Worth, Gentry, DeKalb, Clinton, Clay, Jackson, Cass, Bates, Vernon, Barton, Jasper, Newton,
and McDonald; all Oklahoma with exception of the following counties: Atoka, Byron, Choctaw, Coal, Johnston, Marshall,
McCurtain, and Pushmataha; all New Mexico north of a line forming the southern boundary of the following counties:
McKinley, Sandoval, Santa Fe, San Miguel, and Union.
Membership: National Banks 1005; State Banks 33.
DIRECTORS

CLASS A':—W. J. BAILEY (1922), Atchison, Kan.^ C. E. BURNHAM (1920), Norfolk, Neb.; J. C. MITCHELL
(1921), Denver, Colo.
CLASS Bf— M. L. McCLURE (1922), Kansas City, Mo.; THOS. C. BYRNE (1921), Omaha, Neb.; HARRY W.
GIBSON, (1920), Muskogee, Okla.

CLASS C?—ASA E. RAMSAY (1920), Kansas City, Chairman of Board and Federal Reserve Agent; F. W. FLEMING
(1922), Kansas City, Vice Chairman of Board; R. H. MALONE (1921), Denver.

OFFICERS
J. Z. MILLER, Jr., Governor; C. A. WORTHINGTON, Deputy Governor; J. W. HELM, Cashier; C. K. BOARDMAN
Assistant Federal Reserve Agent and Secretary.

ASSISTANT CASHIERS:—JOHN PHILLIPS, Jr., E. P. TYNER, G. E. BARLEY, M. W. E. PARK, A. G.
FROST, A. M. McADAMS, G. H. PIPKIN.

DENVER BRANCH

(Transit Number 23-19)

C. A. BURKHARDT, Manager; JOS. E. OLSON, Cashier; A. J. CONWAY, Assistant Cashier.

DIRECTORS

C. C. PARKS, Denver; A. C. FOSTER, Denver; C. A. BURKHARDT, Denver; JOHN EVANS, Denver; ALVA
ADAMS, Pueblo.

OMAHA BRANCH

(Transit Number 27-12)

L. H. EARHART, Manager; P. R. FREDMAN, Cashier; G. A. GREGORY, and W. D. LOWER, Assistant
Cashiers.
DIRECTORS
LUTHER DRAKE, Omaha; GEO. E. ABBOTT, Cheyenne, Wyo.; L. H. EARHART, Omaha; P. L. HALL, Lincoln;
R. O. MARNELL, Nebraska City.

OKLAHOMA CITY BRANCH.
(Authorized but not yet open for business)

C. E. DANIEL, Manager; R. O. WUNDERLICH, Cashier.

DIRECTORS
P. C. DINGS, Ardmore; DORSET CARTER, Oklahoma City; WM. MEE, Oklahoma City; E. K. THURMOND,
Oklahoma City; C. E. DANIEL, Oklahoma City.

RESOURCES

LIABILITIES
Capita’ paid in................................................................................ $

4,308,000

Surplus fund.....................................................................................

6,116,000

Government deposits....................................................................

623,000

Due to members—reserve account...........................................

82,677,000

Deferred availability items..........................................................

54,823,000

All other deposits...........................................................................

2,752,000

Federal Reserve notes in actual circulation...........................

97,622,000

Federal Reserve bank notes in circulation, net liability .

15,218,000

All other liabilities.........................................................................

3,870,000

Gold coin and certificates................................. $
472,000
Gold settlement fund, F. R. B’d........... 27,195,000
Gold with Foreign Agencies......................
5,353,000
Gold with Federal Reserve Agents................ 36,265,000
Gold redemption fund................................... ....
3,460,000
Legal tender notes, silver, etc..........................
1,572,000

TOTAL LIABILITIES...................................................... $268,009,000




37

Total reserve................................................
Bills discounted—secured by Government
war obligations .................................................
Bills discounted—all other...............................
Bills bought in open market............................
U. S. Government bonds...................................
U. S. certificates of indebtedness....................
Bank premises...............................................
Uncollected items and other deductions
from gross deposits.........................................
Five per cent redemption fund against
Federal Reserve bank notes.........................
All other resources...............................................

$ 74,317,000

TOTAL RESOURCES...........................

$268,009,000

33,287,000
76,851,000
2,102,000
8,866,000
13,079,000
730,000

57,529,000
916,000
331,000

FEDERAL RESERVE BANK INFORMATION

DISTRICT No. 11—Bank Located at Dallas.

(Transit Number 32-3)

TERRITORY IN DISTRICT—Texas, all New Mexico south of the northern boundaries of the following counties:
Valencia, Bernolillo, Torrance, Guadalupe, and Quay, all Louisiana north of the southern boundaries of the following
counties: Sabine, Natchitoches, Grant, LaSalle, Catahoula, and Concordia; the following counties in Oklahoma: Atoka,
Marshall, Bryan, Choctaw, Coal, Pushmataha, McCurtain, and Johnston, and the following counties in Arizona: Pima,
Graham, Greenlee, Cochise, and Santa Cruz.
Membership: National Banks 652; State Banks 161.

DIRECTORS

CLASS A:—J. T. SCOTT (1921), Houston, Tex.; E. K. SMITH (1920), Shreveport, La.; B. A. McKINNEY (1922),
Durant, Okla.
CLASS B:—MARION SANSOM (1922), Ft. Worth, Texas; FRANK KELL (1921), Wichita Falls, Texas; J. J.
CULBERTSON (1920), Paris, Texas.
CLASS C:—W. F. RAMSEY (1920), Dallas, Chairman of Board and Federal Reserve Agent; W. B. NEWSOME (1921),
Dallas, Deputy Chairman of Board; H. O. WOOTEN (1922), Abilene, Texas.

OFFICERS
W. F. RAMSEY, Federal Reserve Agent; C. C. HALL, Assistant Federal Reserve Agent: R. L. VAN ZANDT, Governor;
LYNN P. TALLEY, Deputy Governor; SAM R. LAWDER, Cashier; R. B. COLEMAN, Assistant Cashier; R. R.
GILBERT, Assistant Cashier; D. P. REORDAN, Assistant Cashier; FRED HARRIS, Assistant Cashier; FLOYD
IKARD, Assistant Cashier; C. B. TEAGARDEN, General Auditor; D. S. LAWHON, Assistant General Auditor.

EL PASO BRANCH.

(Transit Number 88-1)

W. C. WEISS, Manager; M. CRUMP, Cashier; R. L. KING, Assistant Federal Reserve Agent and Auditor.
DIRECTORS

W. C. WEISS, A. F. KERR, U. S. STEWART, A. P. COLES, and W. W. TURNEY, El Paso.

HOUSTON BRANCH.

(Transit Number 35-4)

E. F. GOSSETT, Manager; PAUL S. MILLER, Cashier; J. H. NIENDORFF, Assistant Federal Reserve Agent and
Auditor.
DIRECTORS

E. F. GOSSETT, J. A. PONDROM, FRANK ANDREWS, J. C. CHIDSEY, and J. J. DAVIS.

RESOURCES

LIABILITIES
Capital paid in................................................................................$

3,744,000

Surplus fund.....................................................................................

3,030,000

Government deposits....................................................................

1,029,000

Due to members—reserve account...........................................

51,140,000

Deferred availability items..........................................................

25,621,000

All other deposits...........................................................................

1,463,000

Federal Reserve notes in actual circulation...........................

82,351,000

Federal Reserve bank notes in circulation—net liability..

7,059,000

All other liabilities.........................................................................

2,333,000




Gold coin and certificates................................. $ 5,332,000
Gold settlement fund, F. R. B’d.....................
7,732,000
Gold with Foreign Agencies.............................
2,900,000
Gold with Federal Reserve Agents................ 25,186,000
Gold redemption fund........................................
7,812,000
Legal tender notes, silver, etc..........................
1,995,000

Total reserve................................................
Bills discounted—secured by Government
war obligations.................................................
Bills discounted—all others..............................
Bills bought in open market............................
U. S. Government Bonds...................................
U. S. certificates of indebtedness....................
Bank premises............................................. ......
Uncollected items and other deductions
from gross deposits.........................................
Five per cent redemption fund against
Federal Reserve bank notes.........................
All other resources..............................................
TOTAL RESOURCES...........................

TOTAL LIABILITIES................................................... $177,670,000
38

$ 50,912,000

»

29,228,000
44,247,000
405,000
3,966,000
8,495,000
872,000
38,761,000
586,000
198,000

$177,670,000

FEDERAL RESERVE BANK INFORMATION
DISTRICT No. 12—Bank Located at San Francisco.

(Transit Number 11-37)

TERRITORY IN DISTRICT—California, Washington, Oregon, Idaho, Nevada, Utah, and the following counties
in Arizona: Apache, Coconino, Gila, Maricopa, Mohave, Navajo, Pinal, Yavapai, and Yuma.
Membership: National Ranks 614; State Banks 185.
DIRECTORS
CLASS A:—C. K. McINTOSH (1922), San Francisco; J. E. FISHBURN (1920), Los Angeles, Cal.; M. A. BUCHAN
(1921), Palo Alto, Cal.
CLASS B:—E. H. COX (1922), Madera; A. B. C. DOHRMAN (1920), San Francisco; J. A. McGREGOR (1921),
San Francisco.
CLASS C:—JOHN PERRIN (1920), San Francisco, Chairman of Board and Federal Reserve Agent; WALTON N.
MOORE (1921), San Francisco, Deputy Chairman of Board; EDWARD ELLIOTT (1922), Berkeley, Calif.

OFFICERS
JNO. U. CALKINS, Governor; WM. A. DAY, Deputy Governor; IRA CLERK, Assistant Deputy Governor; C. H.
STEWART, Assistant Deputy Governor; W. N. AMBROSE, Cashier.
C. R. SHAW, W. M. HALE, C. D. PHILLIPS, F. H. HOLMAN, C. E. EARHART, and JAY L. REED; As­
sistant Cashiers; S. G. SARGENT, Assistant Federal Reserve Agent and Chief Examiner; E. H. TUCKER, Assistant
Federal Reserve Agent; GAVIN McNAB, Counsel] H. S. HOUSE, Auditor.

LOS ANGELES BRANCH, (Transit Number 16-16)
C. J. SHEPHERD, Manager; A. B. NORDLING, Cashier; H. C. VOGELSANG, Assistant Cashier.
DIRECTORS
_ C. J. SHEPHERD, San Francisco; A. J. WATERS, Los Angeles; JOSEPH F. SARTORI, Los Angeles; H. M.
ROBINSON, Pasadena; ISAAC B. NEWTON, Los Angeles.

PORTLAND BRANCH, (Transit Number 24-1)
FREDERICK GREENWOOD, Manager; R. B. WEST, Cashier; J. P. BLANCHARD, Acting Assistant Cashier.
DIRECTORS
xxrwood» Portland; J. C. AINSWORTH, Portland; NATHAN STRAUSS, Portland; ED­
WARD COOKINGHAM, Portland; J. N. TEAL, Portland.

SALT LAKE CITY BRANCH,

(Transit Number 31-31)

.R- B/ MOTHERWELL, Manager; J. C. GALBRAITH, Cashier; PAUL M. LEE, Assistant Cashier; J. M. LEISNER, Acting Assistant Cashier.
DIRECTORS
o ,?r P MOTHERWELL, Salt Lake City; L. H. FARNSWORTH, Salt Lake City; C. A. DAY, Ogden; G. G. WRIGHT
Salt Lake City; L. HANCHETT, Salt Lake City.

SEATTLE BRANCH, (Transit Number 19-1)
CHAS. A. McLEAN, Manager; D. L. DAVIS, Cashier; C. A. BEMIS, Assistant Cashier.
DIRECTORS
CHAS. A. McLEAN, M. F. BACKUS, M. A. ARNOLD, CHAS. H. CLARKE, CHAS. E. PEABODY, Seattle,

SPOKANE BRANCH, (Transit Number 28-1)
W. L. PARTNER, Manager; G. H. SCHMIDT, Acting Cashier; EVAN BERG, Assistant Cashier.

DIRECTORS
r PhS^rWOHY, Spokane; R. L. RUTTER, Spokane; W. L. PARTNER, Spokane; PETER McGREGOR, Spokane;
Vi. l. 1UEVS, Spokane.
RESOURCES

LIABILITIES
Capital paid in................................................................................ $

6,394,000

Surplus fund.....................................................................................

7,539,000

Government deposits.....................................................................

1,242,000

Gold coin and certificates................................. $ 13,607,000
Gold settlement fund, F. R. B’d..................... 41,117,000
Gold with Foreign Agencies.............................
5,131,000
Gold with Federal Reserve Agents................ 110,911,000
Gold redemption fund........................................
9,992,000
Legal tender notes, silver, etc..........................
650,000

Due to members—reserve account........................................... 121,745,000

Deferred availability items..........................................................

25,845,000

All other deposits...........................................................................

5,860,000

Federal Reserve notes in actual circulation........................... 234,155,000
Federal Reserve bank notes in circulation, net liability ...

8,682,000

All other liabilities.........................................................................

5,957,000

TOTAL LIABILITIES...................................................... $417,419,000




39

Total reserve................................................
Bills discounted—Secured by Government
war obligations.................................................
Bills discounted—all other...............................
Bills bought in open market...........................
U. S. Government bonds...................................
U. S. certificates of indebtedness....................
Bank premises......................................................
Uncollected items and other deductions
from gross deposits.....................................
Five per cent redemption fund against
Federal Reserve bank notes.........................
All other resources...............................................

$181,408,000

TOTAL RESOURCES...........................

$417,419,000

42,225,000
95,463,000
43,017,000
2,632,000
11,205,000
232,000
40,198,000
665,000
374,000




FEDERAL LAND BANK INFORMATION

FEDERAL FARM LOAN BOARD
DAVID F. HOUSTON, Chairman
CHARLES E. LOBDELL, Farm Loan Commissioner
W. S. A. SMITH
W. W. FLANNAGAN, Secretary

DISTRICT No. 1—Bank Located at

AS^xY f. lever
WM. H. JOYCE

Mass.

TERRITORY IN DISTRICT—Maine, New Hampshire, Vermont. Massachusetts, Rhode Island, Connecticut, New York, and New Jersey.
CAPITAL, $1,419,105.
DIRECTORS—EDWARD H. THOMSON. President; B. G. McINTYRE. Vice-President; HUGH S. McCONNOR. Secretary; G. SCOTT
DALGLEISH, Treasurer, and HERBERT MYRICK; WM. H. BROWNING. Jr., Registrar.
DISTRICT No. 2—Bank Located at Baltimore, Md.

TERRITORY IN DISTRICT—Pennsylvania, Delaware, Maryland, Virginia, West Virginia, and the District of Columbia.
CAPITAL, $1,440,345.
DIRECTORS — VULASKO VAIDEN. President;
D. FRED SHAMBERGER. Vice-President;
CALVIN R. TITLOW.
GEO. A. HARRIS. Treasurer, and JOHN H. MURRAY; ROBERT CATLETT. Registrar.

Secretary;

DISTRICT No. 3—Bank Located at Columbia, S. C.

TERRITORY IN DISTRICT—North Carolina, South Carolina, Georgia, and Florida.
CAPITAL, $1,649,965.
DIRECTORS—D. A. HOUSTON, President; L. I. GUION. Vice-President; HOWARD C. ARNOLD, Secretary; H. H. ROOT, Treasurer; R. H.
WELCH, Registrar.
DISTRICT No. 4—Bank Located at Louisville, Ky.

TERRITORY IN DISTRICT—Ohio, Indiana . Kentucky, and Tennessee.
CAPITAL, $1,986,615.
DIRECTORS—WALTER HOWELL. President; H. A. SOMMERS. Vice-President; JAMES B. DAVIS. Secretary; L. B. CLORE. Treasurer,
and A. P. SANDLES; A. C. DULANEY, Registrar.
DISTRICT No. 5—Bank Located at New Orleans, La.

TERRITORY IN DISTRICT—Alabama, Mississippi, and Louisiana.
CAPITAL, $1,899,100.
DIRECTORS—T. F. DAVIS. President; W. C. DUFOUR. Vice-President; C. C. GASPARD, Secretary; J. V. De GRUY. Treasurer, and
J. T. SAVAGE; R. TYLER GOODWYN. Registrar.
DISTRICT No. 6—Bank Located at St. Louis, Mo.

TERRITORY IN DISTRICT—Illinois. Missouri and Arkansas.
CAPITAL, $2,076,105.
DIRECTORS—HERMAN W. DANFORTH. President; CARL E. HOPKINS. Vice-President; O. J. LLOYD Secretary; L. L. BEAVERS.
Treasurer, and W. W. FRY; W. H. ALLEN, Registrar
DISTRICT No. 7—Bank Located at St. Paul, Minn.

TERRITORY IN DISTRICT—Michigan. Wisconsin, Minnesota, and North Dakota.
CAPITAL, $2,794,260.
DIRECTORS—E. G. QUAMME, President; B. F. FAAST, Vice-President; H. K. JENNINGS. Secretary; PAUL A. PREUS, Treasurer, and
W. S. HARRIS; F. W. McLEAN. Registrar.
DISTRICT No. 8—Bank Located at Omaha, Neb.

TERRITORY IN DISTRICT—Iowa, Nebraska. South Dakota, and Wyoming.
CAPITAL, $2,795,960.
DIRECTORS—D. P. HOGAN. President; JOSEPH M. CAREY, Vice-President; C. M. GRUENTHER. Secretary; E. D. MORCOM Treasurer,
and WARREN C. BAKER; M. L. COREY. Registrar.
DISTRICT No. 9—Bank Located at Wichita, Kas.

TERRITORY IN DISTRICT—Oklahoma, Kansas, Colorado, and New Mexico.
CAPITAL, $2,042,485.
DIRECTORS—MILAS LASATER President;
J. B. McMANUS. Vice President;
Treasurer, and C. E. SOUTHARD; RALPH VOORHEES, Registrar.

A. N. ROCHESTER. Secretary;

CALEB DAGG.

DISTRICT No. 10—Bank Located at Houston, Tex.

TERRITORY IN DISTRICT—The State of Texas.
CAPITAL, $2,482,605.
DIRECTORS—M. H. GOSSETT. President; J. A. THOMPSON. Vice-President; S. A. LINDSAY, Secretary; R. D. JOHNSON, Treasurer, and
D. J. WOODWARD; J AS. H. BRAN ARD. Registrar.
DISTRICT No. 11—Bank Located at Berkeley, Cal.

TERRITORY IN DISTRICT—California, Nevada. Utah, and Arizona.
CAPITAL, $1,604,790.
DIRECTORS—W. D. ELLIS. President; JOHN GUILL, Jr., V ice-President; A. M. MORTON, Secretary; R. T. EVANS, Treasurer, and J. T.
WILSON; LYSANDER CASSIDY, Registrar.
DISTRICT No. 12—Bank Located at Spokane, Wash.

TERRITORY IN DISTRICT—Washington, Oregon, Montana, and Idaho.
CAPITAL, $2,664,977.
DIRECTORS—D. G. O’SHEA. President; DAVID S. WALLACE. Vice-President; GEORGE C. JEWETT, Secretary; GEORGE M. DREHER.
Treasurer, and A. W. CAWTHORN; TURNER OLIVER. Registrar.
40