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ftfje Cfjase National Jlattk NEW YORK CAPITAL $20,000,000 SURPLUS & PROFITS $22,057,000 DEPOSITS (dec. 29,1922) $466,350,000 https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis SEE PAGE ADVERTISEMENT IN NEW ORK LIST Randm-nXlly JANUARY 1923 SEE BACK COVER OFFICERS THE RICHARD DELAFIELD. CHAIRMAN OF BOARD JOHN H. FULTON NATIONAL PARK BANK - - GILBERT G. THORNE MAURICE H. EWER GEORGE H. KRETZ ERNEST V. CONNOLLY H. E. SCHEUERMANN RALPH L. CERERO JAY D. RISING - - - FRED'K 0. FOXCROFT - - WILLIAM A. MAIN - CLAUDE H. BEATY . HAROLD W. VANDERPOEL - - PRESIDENT first'vice-pres. VICE-PRESIDENT VICE-PRESIDENT VICE-PRESIDENT VICE-PRESIDENT VICE-PRESIDENT VICE-PRESIDENT - - - CASHIER ASST. VICE-PRES. ASST. VICE-PRES. ASST. VICE-PRES. WILLIAM E. DOUGLAS - - ASST. CASHIER HENRY L. SPARKS - - - ASST. CASHIER BRYON P. ROBBINS - - • ASST. CASHIER JOHN B. HEINRICHS - - - ASST. CASHIER - ASST. CASHIER LOUIS H. OHLROGGE WILLIAM C. MACAVOY - - ASST. CASHIER WALTER S. JELLIFFE - - ASST. CASHIER JOSEPH E. SILLIMAN - - - ASST. CASHIER STANLEY F. KETCHAM - - ASST. CASHIER KENLY SAVILLE - - - - ASST. CASHIER OF NEW YORK ORGANIZED 185G DIRECTORS STUYVESANT FISH CHARLES SCRIBNER EDWARD C. HOYT RICHARD DELAFIELD FRANCIS R. APPLETON CORNELIUS VANDERBILT GILBERT G. THORNE THOMAS F. VIETOR JOHN G. MILBURN WILLIAM VINCENT ASTOR JOSEPH D. OLIVER ROBERT P. PERKINS LEWIS CASS LEDYARD, JR. HORACE C. STEBBINS GEORGE C. TAYLOR DAVID M. GOODRICH EUGENIUS H. OUTERBRIDGE KENNETH P. BUDD JOHN H. FULTON Capital $10,000,000.00 Surplus and Undivided Profits 23,884,086.00 Deposits 167,773,816.60 Issues Letters of Credit for Travelers Available in All Parts of the World “How can I offer depositors Greater Security?” —every day that question is asked by thousands of bankers. It is answered instantly, with positive proof and much pride by every holder of this little pocket-size insurance certificate. Let your depositors also be sure and be safe. [This Protection gets new Depositors Individual $1,000 insurance-certificates like the above are given without cost with each and every order for INSURED checks. No extra cost for positively insuring your depositors. Ask us how banks all over the country are now getting so much splendid prestige and NEW business with them. One banker says “It is foolish for any man to accept less” when such COMPLETE check protection costs no more. Insured in the Hartford against loss through fraudulent or felonious alterations. Protected by The William J. Burns International Detective Agency, Inc. Write for our booklet enabling anyone to read finger-prints at a glance. It is most interesting. The Bankers Supply Company UI.'W ‘The Worlds Largest Manufacturers of Bank Checks NEW YORK—165 William St. ATLANTA https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis CHICAGO—State St. at Sixtieth DES MOINES II DENVER—1200 Lawrence St. SAN FRANCISCO In all sections of the country there are National City Company offices where Banks, dealers and private investors may obtain infor mation on, or prices of Bonds, Short ‘Term Notes and Acceptances. Many of these offices are connected by a 11,000 mile private tele graph system bringing them in close touch with New York, and securing for customers the advantage of quick communication with the investment markets of the nation. PRINCI Albany Ten Eyck Building Telephone 6090 Main Atlanta 66 North Broad Street Telephone 7541 Ivy Atlantic City Chalfonte Block Telephone Atlantic City 749 Baltimore Charles & Fayette Streets Telephone 7471 Plaza Boston 10 State Street Telephone 8100 Main Buffalo Ellicott Square Building Tel. (Bell) 2472 Seneca Chicago 137 So. La Salle Street Telephone 7200 Randolph Cincinnati 4th National Bank Building Telephone 422 Main Cleveland Guardian Building Telephone (Bell) 763 Ontario Davenport Putnam Building Telephone 7935 Main Denver 718 Seventeenth Street Telephone 1475 Main Detroit 743 Griswold Street Telephone 2632 Cherry Hartford Conn. Mutual Building Telephone 2-3175 Indianapolis L CORRESPONDEN Providence Kansas City 1017 Baltimore Avenue Telephone 2706 Main Los Angeles 12 Westminster St. Telephone 3262 Union Rochester Wilder Building Telephone 4464-5-6 513 West 6th Street Telephone 10203 Louisville, Ky. San Diego Marion E. Taylor Building Telephone Main and City 3384 Memphis Bank of Commerce Bldg. Telephone (Postal) 119 (Cumberland) 1083 and 1241 Milwaukee Union Building Telephone 264 Main San Francisco 424 California Street Telephone 921 Kearny Seattle Hoge Building Telephone 2254 Elliott St. Louis 41S Olive Street Telephone 7140 Olive Saint Paul Merchants’ Nat'l Bank Bldg. Telephone 0248 Cedar Washington 74i-i5th Street, N. W. Telephone 3176 Main Wilkes-Barre Miners' Bank Building Tel. (Bell) 2120 Wilkes-Barre Montreal, Canada 74 Notre Dame Street West Telephone 6493 Main Toronto, Canada 10 King Street East Telephone 6120 Main London, E. C. 2, Eng. 34 Bishopsgate Telephone London Wall 1737 Geneva, Switzerland 1 rue de la Tour de File Telephone 51 89 Tokio, Japan Tokio Kaijo Building Telephone 1615 Marunouchi First Wis. Nat'l Bk. Building Telephone 2590 Broadway Minneapolis Builders’ Exchange Building Telephone 8060 Atlantic Newark Kinney Building Telephone 1943 Market New Orleans 301 Baronne Street Telephone 6863 Main Omaha First National Bank Building Telephone 3316 Jackson Pasadena Citizens Savings Bank Bldg Telephone 385 Colorado Philadelphia 1417 Chestnut Street Telephone 5400 Locust Pittsburgh Farmers’ Bank Building Telephone 5926 Grant Portland, Me. Union Mutual Building Telephone 690s Main Portland, Ore. Fletcher Sav. & Tr. Building Telephone Circle 7800 OFFICES Yeon Building Telephone 6072 Main The National City Company Main Office: National City Bank Building, New York Uptown Office: *Bonds https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis • National City Building, 42nd Street and Madison Avenue Short Term SS(o/es hi • Acceptances https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis Service To Your Bank For Seventy Years K. N. & K. has specialized in acting for banks and bankers in the United States and neighbor ing countries, in the transmission of funds to Europe and all parts of the world. We have arrangements under which banks and bankers as principals can draw their own drafts on European countries or remit by Money Order to payees abroad in places with or without banking facilities. We furnish the necessary stationery supplies and descriptive literature free of charge. Our service in cludes regular advices as to current rates of foreign exchange. Foreign Exchange Letters of Credit Investment Securities Travel Checks Commercial Letters of Credit for Financing Exports and Imports Knauth.Nachod & Kuhne EQUITABLE BUILDING IV NEW YORK When\our Customers Need Financing Business concerns frequently seek their bankers advice when con templating a bond issue. Public officials likewise look to local bankers to aid them in financing public undertakings. In such matters,the banker is well fitted to help plan the financing, but he may not be prepared to handle the underwriting and dis tribution of the bonds. We are always glad to have bank ers consult us about such prob lems. The benefit of our long experience in underwriting cor poration and public bond issues is offered to banks without any obligation whatever being incurred. We value the opportunity to be of service in the making of a bond issue in which a bank may be in terested,fully as much as we do the opportunity to submit offerings for the investment of the bank’s own funds or for resale to its customers. Ask us for proof of this when the occasion arises. Representative Government, Municipalities and Corpo rations for which bond or note issues have been underwritten by Halsey, Stuart & Co. either alone or jointly with associates FOREIGN GOVERNMENT State of San Paulo, Brazil Government of the Argentine Nation Republic of Chile City of Zurich, Switzerland Government of Switzerland MUNICIPAL Columbus, Ohio City of Chicago State of Pennsylvania State of Louisiana City of San Francisco PUBLIC UTILITY Commonwealth Edison Company Pacific Gas and Electric Company West Penn Power Company American Light and Traction Company Laclede Gas Light Company [St. Louis] INDUSTRIAL Armour and Company Goodyear Tire and Rubber Company International Paper Company Morris and Company Associated Simmons Hardware Company RAILROAD Kansas City Terminal Railway Company Southern Railway Company San Diego and Arizona Railway Company Midi Railroad Company [France] Paris-Orleans Railroad Company [France] JOINT STOCK LAND BANK Lincoln Joint Stock Land Bank San Antonio Joint Stock Land Bank Des Moines Joint Stock Land Bank/Dallas Joint Stock/ Land Bank California Joint Stock Land Bank Mail to Nearest Office Halsey, Stuart & Co. Please send copy of folder “Bonds Witli a Pedigree,” which presents the scope of your underwriting operations. &Came.............................................................................. Street...................................................................... City........................................................................ HALSEY, STUART & CO. 9 INCORPORATED BOSTON PHILADELPHIA NEW YORK CHICAGO 10 Post Office Square Land Title Building 14 Wall Street 209 South La Salle Street ST. LOUIS MINNEAPOLIS DETROIT MILWAUKEE Security Building Metropolitan Bank Building Ford Building First Wisconsin Nat’l Bank Bldg. https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis V What Do You Owe Your Depositors? 1 'T^HRIFT does not end with mere saving—it also involves putX ting the savings to work for the highest return commensurate with safety. Banks, therefore, perform a normal function when they advise their depositors how best to invest their savings in safe and conservative bonds. A good sense of service requires that every bank should be closely associated with a bond house of estab lished standing—not only as an obvious obligation to its customers, but also as a means whereby its own surplus funds may be employed to best advantage. With such an association in view we invite your correspondence. A. B. Leach & Co., Inc. Investment Securities NEW YORK 62 Cedar St. CHICAGO 105 S. La Salle St. CLEVELAND Guardian Bldg. BOSTON 209 Washington St. ! PHILADELPHIA 115 S. 4th St. BUFFALO 935 Ellicott Square DETROIT Ford Bldg. MILWAUKEE First Wis. Nat’l Bk. Bldg. 1 PITTSBURGH 604 Oliver Bldg. CINCINNATI 4th Nat’l Bank Bldg. ST. LOUIS Security Bldg. SEATTLE Hoge Building ' H. M. Byllesby and Company INVESTMENT SECURITIES 208 South La Salle Street CHICAGO 111 Broadway New York Turk’s Head Bldg. Providence 226 McKnight Building Minneapolis, Minn. Second Nat’l Bank Bldg. New Haven, Conn. Government Bonds State Bonds Municipal Bonds https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis 14 State Street Boston Dime Bank Building Detroit, Mich. Electric Securities Gas Securities Oil Securities Industrial Issues Private wires — Chicago — New York — Detroit — Boston VI j PiMssssss^PISslSssM!^ | MIUUMniTMlll/l^l THE CLEVELAND DISCOUNT COMPANY A mortgage company doing a nation-wide business and offering to investors safety of principal and a maximum yield consistent with the greatest safety. pt loiMPCC The business of The Cleveland Discount JD UoliNJL.OO Company is the purchase and sale of first mortgages and first mortgage bonds secured by incomeproducing real estate. ORGANIZATION ^p.T“iy0'4- prises experts in every phase of the mortgage business, but is complete in its makeup. The company maintains its own appraisal, legal and engineering departments. The company finances, with its own funds, every loan that is made by it, and the securities it has for sale are marketed by a national sales organization of 400 well informed bond salesmen. TV Y\’I The real estate mortgage bonds sold by the 13Ui\ I company constitute the safest investment it is possible to obtain. Every bond is secured by incomeproducing real estate, and is either a bond of a particular issue, or is a collateral trust bond issued against a group of smaller mortgages on deposit with a trustee. A T ’ A D \ MTCC The Cleveland Discount Company U J\K/\1N 1 1.1- declares its faith in every bond of any particular issue by guaranteeing to the purchaser the pay ment of both principal and interest. The collateral trust bonds, by their very nature, are the obligation to pay, of this company. The reaourcea of the company now exceed $42,000,000, and the capital and aurplua ia in exceaa of $10,000,000. iMuuuMJUUTniimumRnnnnjuiJiiMJUinmmMuimuinnnniiii^pB THE CLEVELAND DISCOUNT C O MPANY NEW YORK CLEVELAND LOS ANGELES PHILADELPHIA BALTIMORE DES MOINES AND OTHER PRINCIPAL CITIES https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis VII 1 1 Barclays Bank Limited Head Office: 54, Lombard Street, LONDON, E. C. 3. FREDERICK CRAUFURD GOODENOUGH, Chairman AUTHORISED CAPITAL .... ISSUED AND PAID-UP CAPITAL RESERVE FUND...............................DEPOSITS (30th June, 1922) - £ 20,000,000 15,592,372 8,250,000 321,167,218 Over 1650 branches in England and Wales Agents and Correspondents throughout the World THE BANK IS SPECIALLY ORGANISED FOR THE REPRESENTATION IN GREAT BRITAIN OF AMERICAN BANKS AND BANKERS CHIEF FOREIGN BRANCH: 168 Fenchurch St.fr London, E. C. 3 AFFILIATED BANKS: BARCLAYS BANK (OVERSEAS) LIMITED BRANCHES: Paris, Algiers, Bordeaux, Boulogne, Cannes, Cologne, Havre, Lyons, Marseilles, Mentone, Monte-Carlo, Nice, Oran, Rouen, Le Touquet (open during the season) THE BRITISH LINEN BANK 153 Branches in Scotland THE UNION BANK OF MANCHESTER LIMITED 148 Branches in Lancashire, Cheshire, and the West Riding of Yorkshire. THE ANGLO-EQYPTIAN BANK LIMITED Branches In Egypt and Palestine. Also at Gibraltar, Malta and Khartoum. — .. .. ‘ • LONDON JOINT CITY AND MIDLAND BANK LIMITED CHAIRMAN: The Right Hon. R. McKENNA JOINT MANAGING DIRECTORS: FREDERICK HYDE EDGAR W. WOOLLEY Subscribed Capital Paid-up Capital Reserve Fund Deposits (June3of 1922) - - - - £38,117,103 10,860,852 10,860,852 368,230,831 HEAD OFFICE: 5, THREADNEEDLE STREET, LONDON, E.C. 2 OVER 1,650 OFFICES IN ENGLAND AND WALES 65 & 66, OLD BROAD STREET, LONDON, E.C. 2 Atlantic Offices: "Aquitania” “Berengaria” “Mauretania” OVERSEAS BRANCH: AFFILIATIONS: BELFAST BANKING COMPANY, LTD. Over 110 Offices in Ireland THE LONDON CITY https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis & THE CLYDESDALE BANK, LTD. Over MIDLAND EXECUTOR Yin & 170 Offices in Scotland TRUSTEE CO. LTD. LLOYDS BANK LIMITED. Chairman: J. W. BEAUMONT PEASE. Deputy-Chairman: Sir AUSTIN E. HARRIS, K. B. E. HEAD OFFICE: 71, LOMBARD STREET, LONDON, E.C.3 (30th June, 1922) ($5=£1) CAPITAL SUBSCRIBED - $359,323,900 CAPITAL PAID UP - 71,864,780 RESERVE FUND - 50,000,000 DEPOSITS, &c....................... 1,709,670,195 ADVANCES, &c. - - - 618,724,620 THIS BANK HAS 1,600 OFFICES IN ENGLAND AND WALES Affiliated Banks; THE NATIONAL BANK OF SCOTLAND LTD. LONDON AND RIVER PLATE BANK, LTD. Auxiliary: LLOYDS AND NATIONAL PROVINCIAL FOREIGN BANK LIMITED Foreign Language Printing S an adjunct to American concerns or institutions desiring to . effectively reach peoples having at best a limited knowledge of the English language, our organization has long filled a much needed want. We are thoroughly equipped in every way to furnish technical translations and produce complete foreign language printing requisitions of every type. We stand ready to furnish references, samples and estimates of cost on small or large items of this nature. A FRANK F. 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Write for descriptive literature and rates NEW YORK TITLE & MORTGAGE COMPANY 135 Broadway, New York City Capital, Surplus and Undivided Profits more than $7,700,000 MMM XII The Latest Development in 1The Fine Old *Art of *(VrTER Writing A HUNDRED TEARS AGO— Business houses had not advanced much further in the writing of letters than had the ancients. Old' fashioned quill pens, wielded by skillful penmen, then bore the burden of correspondence. Slowly, yet with great courtesy, the correspom dence of business was produced. —THEN CAME TYPEWRITERS The neatly typed letter then came into gen eral use in business. Efficient young women, speedily typing several dozen letters each day, enabled business men to cover larger numbers of customers or prospects. More rapidly, and still retaining courtesy in letters, was the business correspondence expedited. CDVEN GDVEN AUTOMATIC TYPEWRITER SERVICE LETTER TODAY! 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R Write for our booklet The Sales Power of the Carbon Copy” which tells how carbon copies helped to increase sales volume materially. Any of the Hooven Agents will gladly show you the machine, or produce letters m quantity if you desire them quickly. [Personality pays. THE HOOVEN AUTOMATIC TYPEWRITER CORPORATION, https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis Factory and Home Offices: HAMILTON, OHIO Agencies in All Principal Cities Automatic Typewriter XIII Defending Banks and their depositors against frauds, without greater cost In thousands of towns and cities these INSURED checks are now being used by banks -as a powerful influence to attract new business. A master Bond, beautifully designed and framed to hang in the lobby, protects each bank. Individual $1,000.00 insur ance certificates guard your depositors, providing most perfect identification also. They give banks a valuable “point of contact” in their constant visible^/\ evidence of security ^ ^ against check raisers. Is your bank helping to prevent a loss estimated at $50,000,000 for a single year? Write us or see our representative. Insured in the Hartford against loss through fraudulent or felo nious alterations. Protected by The William J. Burns International Detective Agency. Inc. The Bankers Supply Company The Largest Manufacturers of Bank Checks in the World NEW YORK-165 William St. ATLANTA https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis CHICAGO—State at Sixtieth DES MOINES [See Intide Front Cover) XIV DENVER—1200 Lawrence St. SAN FRANCISCO RAND MCNALLY BANKERS DIRECTORY AND THE BANKERS REGISTER WITH LIST OF ATTORNEYS Official Numbering Agent for American Bankers Association THE BANKERS BLUE BOOK . 9«h edition . . ■ ■ < . - January 1923 — 51st YEAR (Made in the U. S. A.) A Consolidation of BANKERS DIRECTORY (Homan’s and Sharp & Alleman’s Edition) T FOUNDED 184$ (Oldest Bank Directory in the United States) T RAND McNALLY BANKERS DIRECTORY 1 FOUNDED 1872 1 THE BANKERS REGISTER 1 FOUNDED 1888 f See Page 5 for Alphabetical Table of Contents REG.U. S.RA.T. OFF. RAND M9NALLY & COMPANY, CHICAGO (Head Office) 536 South Clark Street https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis PUBLISHERS NEW YORK 40 East Twenty-Second Stre 1 https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis Copyright, 1876, by Rand McNally & Company. January Edition. Copyright. 1883. by Hand McNally & Company. January Edition. Copyright, 1883. by Rand McNally & Company. July Edition. Copyright. 1884. by Rand McNally & Company. January Edition. Copyright, 1884, by Rand McNally & Company. July Edition. Copyright, 1885. by Rand McNally & Company. January Edition. Copyright, 1885. by Rand McNally & Company. July Edition. Copyright. 1886. by Rand McNally & Company. 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January Edition. Copyright, 1919. by Rand McNally & Company. July Edition. Copyright. 1920. by Rand McNally & Company. January Edition. Copyright. 1920, by Rand McNally & Company. July Edition. Copyright, 1921, by Rand McNally & Company. January Edition. Copyright, 1921, by Rand McNally & Company. July Edition. Copyright. 1922. by Rand McNally & Company. January Edition. Copyright, 1922, by Rand McNally & Company. July Edition. Copyright, 1923, by Rand McNally & Company. January Edition. 2 RAND MCNALLY BANKERS DIRECTORY AND THE BANKERS REGISTER WITH LIST OF ATTORNEYS Official Numbering Agent for American Bankers Association JANUARY, 1923 94th EDITION 51st YEAR To Our Subscribers This, the Ninety-Fourth Edition of the BANKERS BLUE BOOK, marks more than a half century of service to the bankers of the world, and the fact that nearly all of the banks of the United States use our book, is proof that the service has met the hearty approval of the subscribers. The RAND McNALLY BANKERS DIRECTORY has absorbed the BANKERS REGISTER (Blue Book), for many years published by The Credit Company of Chicago, and combined these two publications. Some years ago, the BANKERS REGISTER absorbed the BANKERS DIREC TORY, HOMAN’S and SHARP & ALLEMAN’S EDITION, so that the RAND McNALLY BANKERS DIRECTORY is a consolidation of the three best known Bank Directories published in this country. We assure our patrons that, as in the past, nothing will be left undone by us in our effort to give them a Directory as nearly perfect as experience, continued vigilance, time, and money can make it. We wish to impress our constantly increasing number of friends and patrons that the claims of this publication for patronage are: 1. It is honestly revised twice a year. 2. It is complete, up to date and is published nearer to the date of the information it contains than is any other similar publication. 3. It is printed in tabulated form, all similar items being placed in the same column, for the purpose of comparison—more expensive but more satisfactory to the user. 4. It is beautifully printed in clear, readable type. 5. It gives to advertisers a country-wide circulation, covering a majority of the best banks in America and thousands of the large corporations and lawyers offices, a circulation three times that of any other similar publication and larger than that of any other financial publication in America. In Short, it is an Honest Product We hope that the results of our efforts may meet with your continued approval and we thank you for your patronage. RAND M9NALLY & COMPANY, Publishers https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis Rand-McNally Building Chicago (Head Office) 3 - New York INDEX JANUARY, 1923, EDITION NORTH AMERICA States and Territories. Banks. Map. page. PAGE. States and Territories. Banks. PAGE. Bermudas....................... See For. Index Central America............. See For. Index Minnesota Indexed British Honduras....... See For. Index Indexed Mississippi . Costa Rica................... See For. Index Missouri Guatemala................. See For. Index Montana.................... Indexed Honduras................... See For. Index Nebraska. Nicaragua................... See For. Index Nevada.................. Indexed Salvador ..................... See For. Index New Hampshire........ Indexed Dominion of Canada.... Indexed New Jersey.................. On Index Can. Indexed Alberta......................... Indexed On Index Can New Mexico . . British Columbia........ New York.................... On Index Can. Indexed Manitoba...................*. Opp. Winnipeg North Carolina. . Indexed New Brunswick........... Opp. Halifax North Dakota Indexed Newfoundland............. Ohio.................... Index Can. Indexed Nova Scotia................. Opp. Halifax Indexed Oklahoma......... Ontario........................ Opp. Toronto Indexed Oregon................ Prince Edward Island.. Pennsylvania. . Indexed Opp. Halifax Quebec......................... Philippine Islands Indexed Saskatchewan.............. Rhode Island.............. Index Can. Indexed St. Pierre et Miquelon. Indexed Index Can. South Carolina............ Yukon.......................... Index Can. South Dakota.......... Indexed Mexico........................... Indexed Indexed On Index Mex. Tennessee... . Republic of Panama .... See For. Index Texas........................... Indexed United States of America Utah............................ Indexed Alabama...................... Indexed Vermont...................... Indexed On Index Ala. Alaska.......................... Indexed Virginia...................... Indexed On Index Alaska Arizona........................ Indexed Washington Indexed Arkansas...................... Indexed West Virginia Indexed California..................... On Tndex Cal. Indexed Wisconsin... Indexed Colorado...................... On Tndex Colo. Indexed Wyoming............. Indexed Connecticut................. Opp. New Haven West Indies Indexed See For. Index Delaware..................... On Tndex Md. See For. Tndex Indexed Bahamas District of Columbia. . Indexed On Index D. C. Barbadoes................... See For. Index Florida......................... Indexed Cuba....... On Index Fla. Indexed Georgia........................ Indexed On Index Ga. Dominican Republic . . See For. Index Hawaiian Islands........ Indexed On Index Hawaii Grenada................. See For. Index Idaho........................... On Tndex Tdn,. Indexed Illinois......................... Indexed On Index 111 Haiti Indiana........................ Indexed On Index Ind. Jamaica Iowa............................ Indexed Kansas......................... Indexed On Index Kas. Kentucky..................... On Tndex Ky. Indexed Louisiana..................... Indexed On Index La Maine........................ Indexed On Index Maine Maryland..................... Indexed On Index Md. Massachusetts............. Indexed On Index Mass. ' Windward Islands. . . . See For. Index Michigan..................... Indexed | On Index Mich. | FOR FOREIGN COUNTRIES SEE ALPHABETICAL INDEX ON PAGE 1837 Map. PAGE. On Index Minn. On Index Miss. On Index Mo. On Index Mont. On Index Neb. On Index Nev. On Index N. H. On Index N. J. On Index N. Mex. On Index N. Y. On Index N. C. On Index N. D. On Index Ohio On Index Okla. On Index Ore. On Index Penna. On Index Phil. Is. On Index R. I. On Index S. C. On Index S. D. On Index Tenn. On Index Tex. Opp. Salt Lake C. On Index Va. Opp. Norfolk. On Index Wash. On Index W. Va. On Index Wis. On Index Wyo. Opp. West Indies Opp. Opp. Opp. Opp. Opp. Opp. Opp. Opp. Opp. Opp. Opp. Opp. Opp. West West West West West West West West West West West West West Indies Indies Indies Indies Indies Indies Indies Indies Indies Indies Indies Indies Indies MISCELLANEOUS MAPS PAGE. Africa.................................... Opposite Africa (Foreign List) Bank Transit map (A. B. A. Num. System) Opposite 12 Boston, Mass.................................................... “ Boston Boston and Vicinity......................................... “ Boston Buffalo, N. Y.................................................... “ Buffalo Chicago, Ill....................................................... “ Chicago Cincinnati, Ohio............................................... Cincinnati England.....................................................On Index London Europe.......................................................On Index Foreign Federal Reserve Districts.................Opposite 4 Indianapolis, Ind.............................. “ Indianapolis Kansas City, Mo.............................. “ Kansas City Milwaukee, Wis................................ “ Milwaukee Minneapolis, Minn........................... Opposite Minneapolis New York City, N. Y....................... “ New York City New York City (Greater N. Y. and vicinity)..................................... Opposite New York City Philadelphia, Pa Philadelphia Philadelphia, Pa. (Vicinity Map). .. Philadelphia Philadelphia and Environs............... Philadelphia Pittsburgh, Pa. (Main Portion)....... Pittsburgh Pittsburgh and Vicinity.................... Pittsburgh St. Louis............................................ St. Louis St. Paul, iMinn.................................. St. Paul Seventh Federal Reserve District... Chicago South America.................................. On Index South Am. United States.................................... Opposite 4 Washington, D. C...............................................Index D. C. West Indies........................................ “ South America World...................................................................Opposite 8 MISCELLANEOUS CONTENTS For alphabetical arrangement of subjects and guide for use of Directory, see page 5. Foreign Banks, Bonded Lawyers, Laws, Accessible Towns, and Directors are thumb indexed in back of this volume. https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis 4 n AUSTRALIA and NEW ZEALAND. BANK OF NEW SOUTH WALES (ESTABLISHED 1817.) Paid-up Capital Reserve Fund Reserve Liability of Proprietors Aggregate Assets 31st March, 1922 - $25,000,000.00 18,000,000.00 25,000,000.00 $68,000,000.00 - . - - $358,308,776.00 OSCAR LINES. General Manager 360 BRANCHES and AGENCIES in the Australian States, New Zealand, Fiji, Papua (New Guinea), and London. The Bank transacts every description of Australasian Banking Business. Wool and other Produce Credits arranged. Head Office: GEORGE STREET. SYDNEY London Office: 29. THREADNEEDLE STREET. E. C. 2 The Commercial Banking Company of Sydney Limited. ESTABLISHED 1834. INCORPORATED IN NEW SOUTH WALES 1893. £3,000,000 - 2,460,000 - 3,000,000 £8,460,000 HEAD OFFICE —SYDNEY, NEW SOUTH WALES. Capital Paid up Reserve Fund ... Reserve Liability of Proprietors LONDON OFFICE—18, BIRCHIN LANE, E. C. SYDNEY BOARD G. _J. COHEN, Esq., _ Chairman. Hon. J AS. W. MACARTHUR ONSLOW. M. L C .. TER. M. L. C., Deputy-Chairman. Hon. -------H. E. KATER. The Hon. Sir THOMAS HUGHES M L C OWEN E. FRIEND „ ,, Sir THOMAS ALLWRIGHT DIBBS. Hon. Director. H. H. MASSIE. General Manager. LONDON BOARD H. S. H. GUINNESS. Esq.. Chairman Hon. HENRY S. LITTLETON F. A. SCRIVENER Manager LEWIS W. G. BUTLER. Esq. J. G. PACY. Accountant 225 Branches in New South Wales and Queensland AGENTS AND CORRESPONDENTS THROUGHOUT THE WORLD https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis I 'J.ESOTA POLIS SGONSIN A S K A 1 Omaha*! .I.N01S lincin KANSAS CITY Oklahoma City Oklahoma ARKANSAS ns. ML ant a alabam3> DALLAS O LOU1SI /Housto Q Federal Reserve ■■District Boundary Line // Tars- • Federal Reserve Bank Bran©», . — Branch District Boundary Lirfi O Federal Reserve Bank Agency In district 8 branches have no definite territorial limits © Raud jlVNally i Company https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis Gs°van https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis Map showing the Time in the Standard Railroad Time Belts INDEX TO CONTENTS SUBJECT Accessible Points............................. American Bankers Association A. B. A. Transit Numbers. Attorneys................................................ Bank Exams, and State Officials Bankers Associations..................... Banks........................................................ Calendar. Canada. . Clearing Houses. Clearing House Members............. Clearing House Affiliated Banks Closed Banks........................................ Comptrollers’ Calls.......................... EXPLANATION Towns without banks..................................... Members of, indicated by a........................... Numerical System, Explanation of............... Officers of........................................................ Assigned to banks exclusively by this Direc tory under the authority of The American Bankers Association.................................... (Bonded)......................................................... National and State, with addresses............... and Officers..................................................... of United States, National, State, and Pri vate; statement, officers, general infor mation .......................................................... for year............................................................ Banks of, giving all branches,, officers, capi tal, correspondents, etc................................ in United States and Canada......................... in each city, indicated by a. in each city, indicated by a. HOW FOUND See “Non-Bank Towns" below. • after name of bank. Map opposite page 12. Page 11. Under name of each bank. See “Lawyers” below. Pages 14 to 17. Pages 11-12-13. Indexed alphabetically as to States, Towns and Banks. Page XVI. Indexed “Cana.,” Alphabetical as to Provinces. Page 18 and at end of bank list in each city. ^before the name of bank. + before name of bank. Shown in proper place in Italics. Correspondents. County.................. County Seat to National Banks, dates of and day of week, from 1886 to date........................................ of each bank given.......................................... in which town is located given....................... indicated by a................................................. Date of Organization of Bank. . Directors............................ .................... Farm Mortgage Bankers Assn... Federal Land Banks........................ Federal Reserve Banks................... Federal Reserve Districts.............. indicated by.................................. of Banks and Trust Companies. . giving complete list of members . Giving Officers, Territory, etc... . Complete Information................. District in which town is located. Federal Reserve Members. Financial Statement......... State Banks and Trust Companies................ of every bank in United States and Canada given after name of bank............................ and Bankers (Selected List)........................... Value of, in U. S. Money............................... Table of cardinal numbers and commercial terms, in ten languages............................... Page 10. Specially prepared list.................................... Under index “Lawy.” Alphabetically arranged as to states............. Page 7 and under “Laws.” Foreign Banks.......... Foreign Coins........... Foreign Languages. Foreign Lawyers. . . Grace, Days of......... Holidays....................... Interest Rates.......... Alphabetically arranged by states, for quick reference....................................................... Investment Bankers Association Members listed in large cities marked by a.. Investment Dealers.......................... Selected List.................................................... Islands...................................................... Cuba, Porto Rico, and Philippines, Banks of. Joint Stock Land Banks.............. Laws............................................ A carefully prepared digest of Banking and Commercial Laws of each state................. In principal towns and cities. Bonded by American Surety Co. of New York. Spe cial list of foreign attorneys....................... Legislatures........................................... Dates of Meetings........................................... Location of Towns on State (Map given with each state) indicated by.... Lawyers. Maps..................................................... Maps.......................................................... Mexico...................................... Negotiable Instruments. Non-Bank Towns. Number of Banks............................ Numerical System of A. B. A.. Officers....................................... Parcel Post........................................... Population of Banking Towns. Postage Rates............................. Private Banks............................. Reserve Cities............................. Savings Departments............ State Bankers Associations. State Banks.................................. Statutes of Limitations Trust Powers............................... https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis Rand McNally’s newest maps of states, prin cipal cities, Canadian Provinces, Mexico, etc................................................................. Banks and map of........................................... Laws relating to, and states which have passed “The Negotiable Instruments Law”............................................................ Showing nearest accessible banking points, and whether Money Order Office, Tele graph Station, or Express Office................. In United States and Canada...................... Explanation and map of................................. of every bank in United States, Canada, and Mexico given after name of bank............. Explanations and Rates.................................. shown by.................................. ...................... and Postal Regulations............... (Unincorporated) indicated by a. for National Banks...................... Members of, indicated by a. . (Incorporated) indicated by a. Arranged for quick reference.. Banks having, indicated by a. 5 Opposite Page 9. After name of bank. After name of each town. * before name of town, both in Bank List and in Lawyers List. Figures after name of bank. r Indexed “Direct.” Opposite page 13. Page 32. Pages 20 to 32. Bold face figure under name of town or see top of first column bank pages. ♦ Under name of bank. Indexed Alphabetically, as to State, Towns and Banks. Indexed “Forgn.” Page 9. See “Laws.” Page 7. (See also Laws) <JAfter name of firm. Following banks in each city. Indexed immediately after States. Opposite Page 32. Indexed “Laws.” Indexed “Lawy.” Opposite index “Laws.” Guide Letter and Figure Rafter each town. See Index Page 4. Inserted in proper geographical position. Indexed “Mexico.” See “Laws,” Indexed. Indexed “Acces.” Opposite Page 33. Opposite Page 10. Indexed by States. Page 8. Figures under name of town both in Bank List and in Lawyers List. Page 8. rafter name of bank. Page 19. Banks having shown by ® Rafter name of bank. §after name of bank. Page 7. See also “Laws,” indexed. T after name of bank. ! of Co’s Number Reporting! j : * RECAPITULATION OF ASSETS AND LIABILITIES OF TRUST COMPANIES BY STATES LIABILITIES ASSETS Stocks and Bonds Loans, Notes and Mortgages Cash on Hand and in Banks RealEstate.B’nking Houses, Etc. Other Assets Capital Surplus and Un- Deposits and Due to divided Profits Banks and Bankers Other Liabilities Total Assets and Liabilities $2,404,789.57 Alabama $36,446,146.81 $991,435.39 37,771.33 $3,979,600 $43,821,971 .77 33: 2,719,838.6.5 $ 29,600,213.86$ 9,164,996.08$ 2,299,151.85$ 547.017.22 8,527,492.82 599,946.64 317.603.75 6,540,441.60 846,400 Arizona............ 12 1,182,743.70 10,520,856 .68 2,067,813.85 412,253.78 2,636,997.93 438.680.76 5,599,500 39.975.169.35 3,856,619.23 Arkansas......... 40 10,925,993.80 2,361,174.80 52,068,286 .51 3.136.713.82 35,205,723.33 793,404,898.21 11,556,005.48 29,700,848.33 879,831,752 .02 129,756,406.62 27,900,504.65 11,653,081.59 45.170,000 California . 478,161,063.55 26 232,360,695.61 353,799.49 2,775,662.18 50.873.100.97 Colorado.......... 10,114,995.22 1,693,156.09 4,290,000 784,791.83 58,723,554 .98 27,940,340.68 19 18,621,263.50 13,926,830.62 8.848.974.10 13,234,700 148,863,069.21 10,392,210.45 105,795,059.44 6,598,584.92: Connecticut 186,416,810 .28 22,938,474.51 75 42,235,717.31 25,296,247.52 441,341.51 4,791,000 4,083,594.96 34,163,521.54 Delaware......... 2,082,381.35 5,225,932.50 1,987,041.39 45,120,497 .85 12,169,884.93 15 727,158.92 10,400,000 7,518,246.01 77,613,821 .93 41,268,310.24 57.950.459.97 1,745,115.95 Dist. of Col.. . 9,117,911.25 8,300,107.53 7! 18,200,333.99 61.601.63 1.795.949.40 4.300,000, 1,705,602.27 917,910.32 Florida.............. 8.412.343.37 32,599,502.66 •39,523,015 .25 21,916,795.87 7,336,324.98 30 2,203,374.72 866,979.69 5,369,108.80 6,823,510, 30,713,640.63 Georgia............ 29.183.201.81 7,407,200.95 2,863,721.19 45,769,980. 62 6,109,223.45 18 1,198,544.84 223,046.98 276,038.53 Hawaii.............. 1,105,779.55 1,631,340, 3,252,071.35 550,324.93 6,632,281 12 3,851,441.23 1.175.974.83 6 29,383.89 1,392,118.41 2,365,271.21 627,500, 6.433.413.95 685,561.37 4,507,712.82 478,868.98 Idaho................. 9,138,593, 73 9 1.757.356.83 89,074,115.77 1,029,051,817.52 73,075,259.79 1,263,537,383, 76 265,990,294.94 701,829,052.38 234,862,389.43 17,143,580.53 43,712,066.48 72,336,190, Illinois 102 11,555,882.36 9,862,198.46 20.817.100, 133,994,954.97 180,158,957.07 14,899,611.51 227,431,550, 94 Indiana............ 30,908,750.10 10,403,075.14 166 42,262,572.27 2,670,459.61 2,551,314.84 5.539.775.16 64,041,607.30 12,176,112.14 8,925,000, S,333,676.84 Iowa................... 12,954,857.90 71,595,899.79 94,394,351, 79 93 443,239.42 1,028,337.15 1,035,046.47 6,128,909.12 10,815,719.11 1,845,550, 15,902,939, 96 6.893.434.37 Kansas.............. 1,382,090.78 13 2,233,553.50: 1,145,931.63 75,500,478, 17 15,673,773.44 47,358,161.72 2,617,716.20 8,766,100, 4,851,303.39 2,100,230.29 8,704,895.18 59,782,844.49 Kentucky... 60 2,053,634.98 17,035,000. 11,907,699.24 154,385,476.61 7.759.759.38 Louisiana 52,350,879.96 13,993,482.75 210,006,258.47 246,708,717, 09 23,925,242.79 53 1,141,563.50| 7,714,316.02 65.590.473.82 2,006,963.67 5,115,400, 5,645,203.22 127,695,501. 81 Maine................ 54 49,327,713.71 9.628.787.11 109.220.582.57 2,234,825.59 14,014,150 19,823,483.60 3,091,819.14 Maryland.. 99,802,165.01 5.659.159.36 172.197.174.58 209,126,627. 32 56,615,699.83 44,814,777.53 28 21,140,357.76 497;859,253.34 40,480,900, 51,740,059.06 145,903,167.11 104,927,225.23 16,289,144.73 665,595,548.01 28*302,641.10 786,119,148. 17 Massachusetts 101 890,064.92 7.050,000, 2,039,682.15; 7,547,063.89 932,135.92 49,855,642. 54 26,998,263.85 Michigan 10,409,487.42 9,518,144.20 34,326,442.73 11 4,729,744.12 3.876.212.72 818,301.41 7,585,000, 5,376,162.10 Minnesota 19,-7,78,468.02 31,813,973.44 48,651,348. 26 16,071,918.26 7,252,916.45 25 552,067.75 2,670,000, 1.722.552.22 22,047,140.73 934,772.80 2,167,239.48 35,398,016. 30 6,248,507.84 Mississippi . . 32 5,615,527.18 28.838.224.60 37,719,350.10 Missouri.......... 43,326,057.09 10,381,274.48 34.441.100, 27,646,770.99 393,442,041. 61 91,252,286.36 210,763,073.58 309,539,658.38 21,814,512.24 105 95,178.46 3,050,000, 1,382,843.57 1.902.721.73 2,390,688.59 33,745,256. 08 26,401,845.76 Montana......... 19 21,881,612.99 6,236,717.23 4.149.903.83 7,750,892.97 448,581.13 3,077,800, 887,740.69 2,458,241.68 10.939.573.60 Nebraska 24 5,229,795.35 17,363,355 97 2,553,174.91 1,380,911.61 21.324.64 113,907.02 2,823,493.74 320,000. 140,200.20 Nevada.............. 59,007.63j 4,449,775. 03 523,742.21 3,875,667.81 1,022,206.81 3 17,099.12 780,000, 1,457,244.35 15,807,056.12 10,036,121.61 992,918.12 219,982.37 64,067.59 18,108,368. 06 6,842,246.84. N. Hampshire 13 8,591,495.43 33,800,000. 335,493,530.17 39,905,560.79 682,807,190. 55 New Jersey. . . 133 70.614.875.12 17,310,563.30 591,267,027.88 17,834,601.88: 250,796,726.53 41,056.04 835,000. 6,351,514. 49 223.902.23 258,543.18 5,116,584.69 306,349.87 5,034,069.08 263,032.84 New Mexico , 624,491.05 8, 171,060,031.98 161,609,500. 219,653,396.08 New York 694,414,182.28 65,810,920.50 3,021,452,306.88 153,641,315.13 3,556,356,518. 09 198 863,473,835.58 1,761,597,547.75 904.482.82 11,117,571. 7.635.220.23 93,205,151.39 8,391,590.40' N. Carolina 102 7,121,142.32 17.299.969.12 4,265,589.18 120,349,533. 92 90,758,350.48: 146,477.82 584.968.31 400,000, 212,386,68 N. Dakota 946,658.71 230,741.03 2,157,947. 66 4 314,167.20 165,675.62 1.314.819.95 76' 16,730,207.54 62,656,850, 49,819,418.46 37,060,578.94 38,090,156.23 Ohio 970,778,773. 86 821,241,926.46 168,446,743.55 630,451,832.23 117,059,834.31 960,'237.01 1,441,000, 581,112.09 Oklahoma . 723,496.14: 2,865,388.51 423,589.08 902,654.76 5,868,477. 42 895,766.68 2,943,710.57 11 965,577.62 145,750.79 1.712.800, 980,994.53 Oregon.............. 707,228.43 4,043,374.88 9,783,177. 82 2,839,551.36: 1,788,923.17 6,382,154.86 8 123,492,362, 811,836,313.82 75,186,999.12 23,931,888.83 231,075,677.82 55,627,921.94 1,563,473,528. 64 Pennsylvania 473,142,716.42 1,153,277,566.39 179,375,610.45 367 14,874,289.40 3,598,616.42 9,040,200 1.253.237.10 Rhode Island 211,062,884. 11 22,124,855.64 182,912,988.92 4,235,405.79 100,096,018.49 12 83,990,156.46 1,046,905.51 957,628.17 2,110,090, 1,364,510.18 13,406,351.95 92,293.30 S. Carolina. . 2,082,675.26 13,974,350.09 18,495,855. 78 22 1,956,907.10 348,610.46 266,080.71 173,303.46 745,000. 427,025.11 S. Dakota 304,079.94 6,887,802.26 8,023,819.92 1.913.189.12 9,544,455. 49 13 6,385,494.00 Tennessee. . 5,0S7,295.39 4.171.579.71 82,819,444.43 6,850,092.97 10,789,891, 7,799,746.11 23,491,147.68 104,700,761.51 126,047,726. 58 103 Texas............... 3.183.581.40 4.432.406.16 47,701,234.15 1,959,834.80 10,675,000. 5,429,778.98 5,082,949.75 48,481,664.71 69,018,849. 85 69 11,091,249.75 Utah.................. 16,447,773.42 1.101.242.37 202,874.21 872.522.23 6,338,285.47 23,035,152. 16 3,016,681.79 2.458.800, 7 2.266.580.37 13,365,544.46 845,102.24 Vermont 47,219,831.01 3,875,029.10 1,543,814.32 67,005,384. 97 13,778,518.64 1,481,294.08 39 3,680,639.00 2,516,000, 59,070,541.55 Virginia ............ 3,789,388.13 6,228,158.11 53,035,029.77 5,956,244.17 78,720,017. 25 11,906,807, 6,569,033.80 9.370.321.38 50,426,026.38 10,159,025.26 35 Washington . . 2,285,843.07 1,428,182.33 1,684,447.34 19,186,485.27' 31,309,952. 08 19 278,730.09 24,322,322.41 5,029,919.15 3,875,000, 4,528,974.50 43,135,540.09 4.426.216.72 W. Virginia 2,893,342.71 694.818.32 5,009,773.29 31 6.967,152.48 10,389,829.77 6,412,300. 48.232.393.36 64,080,683. 37 1.555.201.73 5,250,459.13 1,570,522.65 Wisconsin. . 14 303.484.83 1,596,007.58 2,885,116.86 2,110.000. 4,903,952.53 9,652,326.69 14,913,536. 00 4,644,650.20 2,268,688.87 100,460.21 310,540.67 171,953.53 194,382.24 736,201.38 Wyoming........ 9 555,000. 2,713,418.02 5,847,647. 56 ________ 2,372 $3,009,073,626.83 $6,987,441,587.4981,968,089,063.438370,681,046.23 $404,335,409.271 $810,262,013.93$918,150,843.57 $10,470,477,813.01 $540,730,062.74812,739,620,733.25 Totals........... ^Compiled by the United States Mortgage and Trust Company of New York in the twentieth annual edition of “Trust Companies of the United States/’ as of June 1922. https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis INTEREST RATES, GRACE ON SIGHT DRAFTS, AND STATUTES OF LIMITATION See also “ Laws/’ indexed in back of this Volume INTEREST RATES-NOTES AND ACCEPTANCES—GRACE STATES AND TERRITORIES. Legal Rate Rate of by interest Contract. Notes and Acceptances Due on Holi days. Half Days. Are payable Per ct. Per cent. and protestable the day— Ala bama__________________ _______ Alaska____ —_____________ ___ . Arizona______________ Arkansas___________ ________ ____ California________________ ... . . Colorado.................................................... Connecticut_____________________ _ Delaware_______ ____ ____________ District of Columbia..................... .......... Florida______________ ____________ Georgia_______________________ Hawaii................. ................. ............ Idaho ................................................ Illinois.................................................... Indiana................. .......... ................... Iowa__________________ __________ Kansas____ __________________ ___ _ Kentucky___________________ Louisiana______ ... ........... Maine..................... ................................... Maryland.................................................. Massachusetts__________________ Michigan_________________________ Minnesota ................................................. Mississippi................ .............. .............. Missouri_____ ___ _____ . ____ Montana....................................... . ... Nebraska ............................................ Nevada ............................ ............... .......... New Hampshire...................................... New Jersey_______ _______ ________ New Mexico............................................. New York_____________ ___ ____ North Carolina______________ .. North Dakota..................................... Ohio.......... .............................................. Oklahoma............... .................................. Oregon............... ..................... .............. Pennsylvania________ ________ ____ Philippine Islands................ . . . Porto Rico__________ ___ Rhode Island___ __________________ South Carolina................................. .. South Dakota........................................ Tennessee .................... ......... .............. Texas____ ____ ________________ ... Utah.......................................... ....... . Vermont._____ ___ _____ ___________ Virginia.................................................... Washington................... .......................... West Virginia....... .................................... Wisconsin .......... ............... ...................... Wyoming...................................................... ....................................... Alberta............................................................................ .................... British Columbia........................................................ Manitoba..................................... . . .. New Brunswick________________________ ____________ Nova Scotia................................................ .................................... Ontario.................... ..... ......................................................... ........ Quebec................................................................................................ ... Saskatchewan........................................................... .......... 8 8 G 6 7 8 G 6 6 8 7 8 7 5 G 6 6 G 6 6 b 5 6 6 6 8 7 7 0 G 6 6 6 6 6 6 6 6 6 6 6 7 7 6 6 8 6 6 6 6 6 8 8 12 10 10 Any rate Any ratef 2D G 8 10 8 12 10 7 8 8 10 6 8 Any rate 6 Any ratel 7 10 8 8 10 10 12 Any rate 6 12 6t G 10 8 10 10 6t Any rate 12 Any rate 8 121 8 10 12 6 6 12 6 10 12 A n ir ,i,i An A ,i it ,n*n - 5 5 After After After After After After After After After After After After After After After After After After After After After Afterl After After After After After After After After After After After After After After After After After After After After After After After* After After After After After After After After After After After After After Any rate A | a . Any Idle Any rate Any rate Any idle , * Any raie After Holidays falling on Sunday are observed the day— Notes. Sight Bills. Drafts. No grace No grace No grace No grace After No grace No grace * No grace After No grace After No grace After No grace After No grace No grace After After After ................... No grace No grace After After No grace After After No grace After After No grace. After After No grace After No grace After No grace After A fter No grace After After No grace After* After No grace After After After No grace After After!! Nograce After After No grace After After No grace After After No grace After After No grace After After No grace After After No grace After After No grace After After No grace After No grace After After No grace After After No grace After After No grace After After No grace After After No grace After After After No grace After After After After After After After After After • After After After ......... After Before After After After After After After After After After After After After After After After After " After After After After After After After After After After 1 STATUTES OF LIMITATIONS No grace No grace No grace No grace No grace No grace No grace No grace No grace No grace No grace No grace No grace No grace No grace No grace Nograce No grace No grace Grace No grace No grace No grace No grace No grace No grace No grace Grace No grace No grace No grace Notes and Open Written AcConcounts. tracts. i Years. Years. Years. Years. 3 6 3 3 4 6 6 3 3 3 4 G 6 6 5 2-4 6 6 6 3 5 6 20 10 6 3-101 5 6-201 201 20 12 20 7 10 10 6 5 4 5 6 5 3 2-5 3 6 3 6 6 6 3 5 6 4 4 5 10 10 10 5 5-15 5-10 6-20 3-12 6 G 6 6 10 8 5 6 6 6 G 6 3 6 15 5 6 6 6 20 20 20 5 15 10 20 12 201 6-10 10 7 10 10 5 6 20 20 7 20 10 10 21 1-5 10 20 101 6 6 6 ’ 6 4 6 6-14 5 6 10 6 10 6 6 6 6 6 6 5 6 20 20 1 10-20 10 10 8 8 10 6 10 10-20 ’ 5-10 12 20 10 20 20 20 30 12 66 4 6 3 6 6 3 6 . No grace No grace No grace No grace No grace No grace 10 No grace Grace Nograce No grace No grace No grace No grace 'Nograce No grace No grace No grace No grace No grace No grace No grace No grace No grace No grace No grace No grace No grace No grace No grace Nograce Grace „ . . r* Grace Grace GrdCC Grace Grace Grace Grace 6 6 6 6 2 4 6 3 3 5 6 8 6 6 6 6 6 6 5 6 6 * In Denver, Due Saturday during June, July, and August protest Saturday or Monday at option of holder, t Any rate agreed upon in writing is legal on collateral demand loans of $5000 and over. 1 See laws, indexed in back of this volume. + Any rate agreed upon is legal, on loans over $300.00. * On loans of $300.00 or less, interest at rate of 42% per annum may be charged by Arms registered with Bank Examiner. https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis 7 Sealed Instruments witnessed. 3-201 17 20 12 20 20 6 10 20 10 5 16 10 20 12 20 6 6 6 10 8 5 6 20 16 6 20 10 6 15 5 10 20 10 20 6-30 201 6 4 6 8 10 6 10 10-20 10 20 20 10 20 20 20 20 RATES OF POSTAGE DOMESTIC Classes. Postage. Limit Weight. First Class—Letters and sealed nacka tres ._ ...... 2 cts. each oz. or fraction thereof Four lbs. Postal cards. ... Second Class—Newspapers, periodicals entered as second-class matter and sent by the pub 1 ct. per pound______________ No limit. lisher or news agent_______________ ... ........................ . 11 ct. each 4 oz. or fraction, stamps t affixed____________________ No limit. Same when mailed by others than above __________ __ , 4 lbs. For packages Third Class—Circulars, pamphlets, and other matter wholly in print, proofsheets, cor-) i over four pounds and rected proofsheets and manuscrint copv accompanying same .... I 1 ct. each 2 oz. or fraction thereof / all books, see Parcel Post Rates. Fourth Class—Merchandise and matter not included in anv of the above classes. Parcel Post Rates (see below).. Special Delivery in addition to regular postage.............. ............ ......... ............................... Registry Fee in addition to regular postage . 10 cts_______________________ FOREIGN POSTAGE TABLE The rate of postage upon letters to foreign countries is five cents for the first ounce or fraction of an ounce, and three cents for each addi tional ounce or fraction of an ounce, excepting the following named countries. To these countries and places letters may be sent at the rate of two cents an ounce or fraction thereof. Bahamas Dutch West Indies Scotland Barbados England Trinidad (including Tobago) British Guiana Ireland Wales British Honduras Leeward Islands Windward Islands (including Canada Mexico Grenada. St. Vincent. The City of Shanghai, China Newfoundland Grenadines, and St. Lucia) Cuba New Zealand Dominican Republic Republic of Panama The rates on other than letters to all foreign countries are: Single postal cards, each, 2 cents: double postal cards, each, 4 cents: newspaper and other printed matter, for each two ounces or fraction thereof. 1 cent. Commercial Papers.—Packets not in excess of 10 oz., 5 cents: packets in excess of 10 oz., for each 2 oz. or fraction thereof additional, 1 cent. Samples of Merchandise.—Packets not in excess of 4 oz., 2 cents: packets in excess of 4 oz., for each 2 oz. or fraction thereof additional. 1 cent. Merchandise sent on order or as a gift must be sent by Parcel Post (note below) or is subject to letter postage, which must be fully prepaid. Registration fee on letters or other articles. TO cents. Ordinary letters for any foreign country (except Canada and Mexico) will be forwarded, whether any postage is prepaid on them or not. Foreign mail should be fully prepaid, as double the amount of deficient postage is collected before delivery in countries of destination. All other mailable matter must be prepaid at least partially. Limit of weight for printed matter, 4 lbs., 6 oz. TABLE SHOWING RATES OF PARCEL POSTAGE Parcels weighing four ounces or fess are mailable at the rate of one cent for each ounce or fraction of an ounce, regardless of distance. Parcels weighing more than four ounces are mailable at the pound rate, as shown by the following table, and when mailed at this rate any fraction of a pound is considered a full pound. Parcels are limited in weight to seventy pounds within the third zone and to fifty pounds beyond the third zone, and in size to eighty-four inches in “ length and girth combined.” Rate on books weighing eight ounces or less is one cent for each two ounces or fraction thereof for any distance: over eight ounces, the zone parcel post rates apply. 1st zone Weight 1st pound Each ad ditional lb. Local rate $0.05 Zone rate $0.05 2d zone rate 3d zone rate 4th zone rate 5th zone rate 6th zone rate 7th zone rate 8th zone rate $0.05 $0.06 $0.07 $0.08 $0.09 $0.11 $0.12 0.0£ 0.01 0.01 0.02 0.04 0.06 0.08 0.10 0.12 FOREIGN PARCEL POST RATES Twelve cents per pound or fractions thereof. To many countries there is an additional transit rate. Eleven pounds is the limit to foreign points including Canada, named in United States Postal Guide except: the limit of weight on Foreign Parcel Post is 20 pounds to Ecuador and Mexico. Twenty-two pounds limit on Parcel Post to the following countries and their possessions, Argentine, Austria, Belgium. Brazil, Bulgaria, China, Colombia. Costa Rica, Denmark, Dominican Republic. Esthonia. Finland, France, Germany, Guatemala, Haiti, Honduras, Jugo Slavia, Lettonia, Lithuania. Memel, Monaco, Nicaragua. Norway, Paraguay, Peru, Roumania, Salvadore, Santo Domingo, Sweden, and Switzerland. Fifty pounds to Panama, and Shanghai, China. All parcel post shipments to Cuba and Peru must be accompanied by an invoice vised at the nearest consulate of the respective countries. Limited to three and one-half feet in length and to six feet in length and girth combined. Please note, however, that there are certain countries to which packages cannot be sent by parcel post. Your local post office should be consulted. DOMESTIC MONEY ORDER BUSINESS The printed application form must be used when applying for a money order. The applicant must write his or her own given name and surname in full, and given name of the payee must be stated in full if known, otherwise initials may be used. The given name of married women must be nsed and not that of their husbands. Names of places, streets, and numbers should be written in plainest manner possible. A money order can not be made payable to more than one person or firm. Domestic Money Order Fees For orders of $2.50 or less...... ........... Over S 2.50 and not exceeding $ 5.00. '* 5.00 “ “ 10.00. " 10.00 “ “ " 20.00 “ ** Over $30.00 3c “ 40.00 5c 50,00. 8c “ 50.00 60.00. 20.00. “ 60.00 75.00. 10c 30.00. “ 75.00 12c 100.00. Orders payable at a money-order office can not be issued for an amount exceeding $100. 15c 18c 25c 30e INTERNATIONAL MONEY ORDERS Money orders can be issued between the United States and fifty-eight countries, rates differing and subject to change. latest rates. See your Postmaster for RATES FOR EXPRESS MONEY ORDERS Over $10.00 tn $20.00 Over 20.00 t.n 30.00 Over 10 cts, . , 12 cts. Over $40.00 to $50.00.............. 18 cts. https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis Over $73,00 to $100 00 30 ct«. Oyer 50,00 to 60.00 ............ 20 cts, 5.00 to 10.00........... 8 cts. 1 Over 30.00 to 40.00.............. 15 cts. 1 Over 60.00 to 75.00.............. 25 cts. 8 Over $100.00 at above rates. NATIONAL BANK 2f NEW ZEALAND Limited Head Office:8 Moorgate LONDON, E. C. 2 Arthur Willis, Manager Authorized Capital Subscribed Capital Paid Up Capital Reserve Funds Uncalled Capital £4,500,000 £3,750,000 £1,250,000 £1,250,000 £2,500,000 Hamilton* New Piymoi EVERY DESCRIPTION OF BANKING BUSINESS CONDUCTED Strati rd. Hastings Palmerston *N A, (^WELLINGTON CHRISTCHURCH Alfred Jolly, • Alexandra Mbsgiel-, Vp0I>t CkalmfiE9 Tapanui. CKitram*j00DuNEDJIf Otautau# •Gore .Milton https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis Chief Office • in New Zealand Wellington (General Manager) taUldfaft Branches and Agencies throughout New Zea land the principal of which are indicated above https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis COMPTROLLER’S CALLS TO THE NATIONAL BANKS FROM SEPTEMBER 9, 1886, TO DATE YEAR 1886 1887 1888 1889 1890 1891 1892 1893 1894 1895 1896 1897 1898 1899 1900 1901 1902 1903 1904 1905 1906 1907 1908 1909 1910 1911 1912 1913 1914* 1915* 1916* 1917* 1918* 1919* 1920* 1921 1922 FEB. JAN. MAR. APR. F 4 ■ T 14 T 26 F 28 M 26 M 30 76 69 76 69 W 28 71 T 5 76 F 28 77 T 9 82 65 73 54 77 73 M 28 66 T 14 62 F 6 W 28 82 70 T 29 57 T 7 59 Th 18 58 F 4 59 77 70 W 4 50 Th 4 63 T 7 67 M 5 68 M 4 63 T 4 63 S 28 59 M 21 54 S 1 M 1 T 1 F 10 M 12 T 4 58 55 57 67 69 66 Th 28 66 F 10 69 T 6 84 T 5 74 F 5 56 68 69 — 68 77 61 92 89 F 25 88 T 4 78 T 25 T 17 Th 10 Th 9 M 12 71 69 65 76 69 T 3 103 Th 22 94 M 20 59 Th 14 90 73 S 28 79 M 18 73 67 F 22 55 T 3 83 T 2 76 T 20 Th 7 W 5 M 30 M 15 W 9 T 6 W 15 62 W 23 56 Th 30 93 W 7 92 F 14 57 W 4 61 T 30 118 W 23 53 F 30 60 W 20 50 S 29 50 M 30 49 W 30 57 Th 30 63 F 30 56 W 23 70 W 1 70 Th 1 62 F 1 86 W 4 82 S 9 66 DEC. T 28 82 W 7 63 W 12 69 W 11 72 F 19 78 W 2 68 F 9 70 T 19 77 W 19 78 F 13 76 Th 17 72 W 15 71 Th 1 72 S 2 86 Th 13 99 T 10 71 Th 2 76 T 9 61 Th 9 73 • NOV. F 25 78 F 30 80 M 15 82 W 16 77 M 29 76 OCT. Th 7 W 5 65 Th 4 96 M 30 80 F 12 60 F 18 62 Th 9 66 T 12 56 W 12 69 W 18 75 Th 11 65 T 14 68 F 23 70 Th 14 70 F 30 86 F 29 64 W 5 60 Th 26 72 W 24 78 W 30 74 Th 9 62 65 SEP. S 30 61 M 13 76 S 17 78 M 4 67 T 17 77 Th 4 59 F 4 65 T 7 63 Th 7 69 F 14 66 Th 5 76 79 AUG. M 1 80 F 13 70 66 T 1 90 M 6 87 F 18 — S 4 T 13 T 5 T 25 F 6 F 22 66 W 11 62 M 29 81 S 26 75 F 14 F 5 M 31 76 S 7 58 T 20 T 4 T 13 84 MAY JUNE JULY T 21 73 S S 12 74 31 49 Th 2 71 T 12 74 T 11 83 S 31 63 F 12 74 W 8 70 T 6 68 F 15 77 F 27 65 T 16 76 Th 10 70 T 5 95 T 26 83 W 10 F 17 T 20 F 1 M 17 M 15 69 66 70 62 66 68 Th 31 61 F 31 51 W 27 40 M 31 41 T 31 60 W 31 44 W 29 44 S 31 116 S 29 90 Dates and number of Calls DATES 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 26 45 34 30 37 17 on “ “ “ “ “ https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis .11 6 9 1 9 6 4 9 6 8 6 2 6 5 3 5 2 3 4 1 4 5 2 9 7 14 9 Monday Tuesday Wednesday Thursday Friday Saturday Total, 189 j First Figures In Square denote day of month call was made. •< Other Figures In Square show number of days lnterrcnlng between calls. ( LETTERS In Square signify day of week call was made. Courtesy of Crocker National Bank, San Francisco, Calif. 10 5 2 16 189 * Six calls made. KEY CALLS VALUES OF FOREIGN COINS Washington, D. C„ January 1, 19t3. In pursuance of the provisions of section 25 of the act of August 27, 1894, as amended by Section 403, Title IV, of the Act of May 27, 1921, and reenacted by section 522, Title IV, Act of September 21, 1922, I hereby proclaim the following estimate by the Director of the Mint of the values of pure metal contents of foreign coins to be the values of such coins in terms of the money of account of the United States, to be followed in estimating the value of all foreign merchandise exported to the United States during the quarter beginning Jan. 1, 1923, expressed in any such metallic currencies: Provided, however, that if no such value has been proclaimed, or if the value so proclaimed varies by five per centum or more from a value measured by the buying rate in the New York market at noon on the day of exportation, conversion shall be made at a value measured by such buying rate, as determined by the Federal Reserve Bank of New York and published by me as certified by said bank pursuant to the provisions of said Section 25 as amended. _________ .. . - COUNTRY. Value in of Remarks. Legal Standard. Monetary Unit. Terms U. S. Money. Gold____________ Peso.. ___ _____ SO.9648 Currency: Paper, normally convertible at 44 per cent of face value; now inconvertible. Krone ....... ... Gold__________ .2026 .1930 Member Latin Union; gold is actual standard. Gold and silver... Franc___________ Gold___ . Boliviano___ .3893 12)^ bolivianos equal 1 pound sterling. .5462 Currency: Government paper normally convertible at Gold....... ............ — 16 pence ( = $0.3244) per milreis. Gold 4.8665 asia and Africa. flana/la. . Chile.............................. Gold Gold Gold Dev Silver___ ______ ' Amoy___ Canton ___ Cheefoo... Chin Kiang Ftichau___ Haikwan.. (customs) . Hankow... Tael. Kiaochow . Nankin.__ Niuchwang Ningpo.__ Peking___ Shanghi... Swatow—. Takau ....... .Tientsin... [ Vnan. Hongkong. Dol.. British ___ Mexican... Gold____ .. .. Gold____________ Gold...._________ Gold____________ Gold____________ Gold____________ Peso Colon...................... Peso____________ Krone__________ Sucre. Pound (100 piasters) Markka................... Gold................ . Gold aud silver... Franc. ( Gold Mohur & Sovereign Rupee Silver__________ Piaste Gold......................... Lira ..................... — 4.8665 .2270 .5159 .1930 Gold___________ Yen.......................... Gold_______ _____ Dollar .4985 1.0000 Peso.. Guilder (florin)... Dollar Cordoba______ . Krone Ralboa______ ____ Peso (Argentine).. .4985 .4020 1.0000 1.0000 .2680 1.0000 .9648 Silver_______ ____ Kran Gold Gold...................... Gold.............. .......... Gold______ ______ Gold______ _____ Goto____________ Gold______ _____ Gold____________ Gold and silver.. Gold_____ ___ Gold Gold........................ Gold........................ Gold____ _______ Venezuela_______________ Gold..................... . .0880 Libra Peso Escudo_________ Leu_____________ Ruble___________ Colon_____ ___ Doiiar Dinar Tical. Peseta__________ 4.8665 .5000 1.0805 .1930 .5146 .5000 1.0000 .1930 .3709 .1930 Dollar__________ Krona__________ Franc..___ ____ Piaster Peso Bolivar................ . .5678 .2680 .1930 .0440 1.0342 .1930 9 Currency: Inconvertible paper. The tael is a unit of weight; net a coin. The .7328 customs unit is the Haikwan tael. The values o( .7589 other taels are based on their relation to the value .7750 , of the Haikwan tael. .7345 .7530 unit of the Chinese Republic: it is equivalent to .7635 .644+ of the Haikwan tael. .7154 .7235 .7881 .7589 .5070 .5151 ) .5151 .5189 • Mexican silver pesos issued under Mexican decree of Nov. 13, 1918, are of silver content approximately 41% less than the dollar here quoted: and those issued under decree of October 27, 1919 contain about 51% less silver. .9733 Currency: Government paper and gold. .4653 1.0000 .2680 .4867 4.9431 The actual standard is the British pound sterling, which is legal tender for 97$ piasters. .1930 .1930 Member Latin Union; gold is actual standard. .2382 4.8665 .1930 .4777 .2000 .4777 Gold......................... Gold_______ _____ Gold.................. . Gold____________ Gold........................ Gold...._________ Gold......................... https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis 1.0000 .1930 1.0000 .3650 .7832 .7808 .7491 .7651 .7245 .7969 Mark................... Pound sterling....... Drachma________ Peso Gourde.................... Peso.. Gold....................... Gold____________ Gold and silver... Silver__________ Gold____________ Silver....... .............. India (British)....................... A. W. MELLON, Secretary. Values of Foreign Coins . Member Latin Union; gold is actual standard. Currency, inconvertible paper. Currency: Inconvertible paper. Currency, bank notes. ) The British sovereign and half sovereign are lega ( tender in India at 10 run$es per sovereign. Member Latin Union: gold is actual standard. Currency: Depreciated silver token coins. Custom duties are collected in gold. Currency: Depreciated Paraguayan paper currency, f Currency: Silver circulating above its metallic value. < Gold coin is a commodity only, normally worth ' double the silver. Currency: Inconvertible paper. Valuation is for gold peseta; currency is notes of the bank of Spain. Member Latin Union: gold is actual standard. (100 piasters equal to the Turkish £.) Currency: Inconvertible paper. TABLE OF CARDINAL NUMBERS AND COMMERCIAL TERMS IN TEN LANGUAGES 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 30 40 50 ENGLISH. FRENCH. GERMAN. SPANISH. ITALIAN. One......... Two............. Three......... Four................... Five .... Six........... Seven ............... Eight................. Nine......... Ten............... Eleven............. Twelve......... Thirteen............. Fourteen .... Fifteen............... Sixteen............... Seventeen........... Eighteen............. Nineteen............. Twenty........... Twenty-one........ Thirty............. Forty................. Fifty................... Un....................... Deux................... Trois................... Quatre............... Cinq................... Six...................... Sept.................... Huit................... Neuf................... Dix................. Onze................... Douze.............. Treize................. Quatorze........... Quinze............... Seize............... Dix-sept............. Dix-huit............. Dix-neuf............. Vingt........... Vingt-et-un........ Trente............... Quarante........... Cinquante......... Ein.................... Zwei................... Drei.................... Vier.................... Fiinf................... Sechs.................. Sieben................. Acht................... Neun.................. Zehn................... Elf...................... Zwolf. ............... Dreizehn............. Vierzehn............. Fiinfzehn........... Sechzehn ........... Siebzehn............. Achtzehn........... Neunzehn........... Zwanzig............. Ein und zwanzig. Dreiszig............. Vierzig............... Fiinfzig.............. Uno..................... Dos..................... Tres................... Cuatro............... Cinco................. Seis................... Siete................... Ocho................... Nueve................. Diez................... Once................... Doce................... Trece ................. Catorce........... Quince............... Diez y seis. . . . Diez v siete . . . Diez y ocho. . . Diez y nueve.... Veinte............... Viente y uno. . . . Treinta............... Cuarenta........... Cincuenta .......... Uno........ Due......... Tre..................... Quattro Cinque Sei... Sette. . Otto................... Nove........... Dieci................... Undici......... Dodici....... Tredici............... Quattordici Quindici.... Sedici......... *. Diciassetle.. . Diciotto. . . Diciannove....... Venti........... Venti’uno....... :. Trenta ............... Quaranta........... Cinquanta......... 60, Sixty................... Soixante............. 70 Seventy ............. Soixante-dix .... 80 Eighty ............... Quatre-vingt.... 90 Ninety............. Quatre-vingt-dix. iuu Hundred......... Cent........ ........ 1000 Thousand....... Mille................. Day.................... Jour.................... Week.................. Semaine............. Month........... Mois............. Year................... Annee................. On demand........ A presentation. . At sight............. A vue................. After sight......... A jours de vue . . After date......... A jours de date.. Pay to the order. Payez a l’ordre.. I promise to pay. Je payerai......... With interest.. .. Avec interets... . https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis Sechzig............... Sesenta............. Sessanta........ Siebenzig.......... Setenta............... Settanta. ... Achtzig.............. Neunzig............. Hundert............. Tausend............. Tag.................... Woche............... Monat................ Jahr.................... Nach Sicht, or bei Vorzeigung. Auf Sicht........... Nach Sicht......... Nach Dato, or nach Heute. Fur inich, or uns an anweisung. Werde ich, or werden wirbezahlen Mit Zinsen. Ochenta............. Noventa............. Cien................. Mil..................... Dia..................... Semana............... Mes..................... Ano..................... A presentacion .. Ottanta......... Novanta............. Cento................. Mille................... Giorno............... Settimana......... Mese.................. Anno.................. A presentazione. PORTUGUESE. DUTCH. Twee Drie.. Vier. Cinen Vyf . Zes. Zeven. .. Sete. Oito............. Acht............. Nove... Negen.......... Tien......... Dez.... Elf......... Onze . Doze Twaalf.... Dertien......... Treze........ Quatorze. Veertien. Quinze . . Vvftien... Zestien. . . Dezeseis Dezessete Zeventien. Achtien. Dezoito. Dezeneve Negentien . Vinte. . Twintig Enen Twintig Vinte urn Dertig......... Trinta.. . Quarenta........... Veertig......... Cincoenta Vyftig. RUSSIAN. Dois Tres. DANISH. To Fire Sem Devi a t, Desa.t, Ni Ti Tolv Sorok ty ve................. Setenta. Zevent.ig. Oitenta. . Noventa............. Cem................. Mil..................... Dia................... Semana............... Mez.................... Anno.................. A presentacao. .. Tachtig.. Negentig .... Honderd.. Duizend. ... Dag........... Week......... Maanden. . Jaar............. Op vertoon....... tyve. SWEDISH. En . .. Tv& .. Tre .... Fyra Fern... Sex Sju... O Atta......... Nio......... Tio........... Elfva.. Tolf......... Tretton............... Fjorton .... Femton............... Sexton.... Sjutton ........ Aderton.... Nitton................. Tjugu.................. Tjuguen.............. Trettio................ Fyrtio................. Femtio................ Sextio.................. Sjuttio................. O Devianosto Tizatz. Date .................... Den Nedela. Mesatz 0 God Po bziskam........ Paa anfordring. . Pa anfordring.... A la vista........... A vista............... A vista.......... Op sight a. vista A. . dias vista.. .. Dopo vista....... A.. dias vista . .. Dagen na zigt, A. .dias fecha. . . Dopo dato......... A.. dias data.... Dagen na dato.. Gato....... Efter da,to A la orden......... Pagate al l’ordine Pagase a ordem.. Voor my aan de Nlat it order.. .. Behag at betale Behagar att betaOrder. til odre. la till ordre. Pagare............... Paghero............. Pagarei......... Ik neem a.an t,e betalan. at betale. att betala. Con interes........ Con interesse.. . . Com intereses. . . Met interest.... Is prozentamu.. . Med rente......... Med ranta........... BANKERS’ ASSOCIATIONS, 1923 IDAHO BANKERS’ ASSOCIATION. AMERICAN BANKERS’ ASSOCIATION. President, Ross J. Comstock, president First National Bank, Rexburg. President, John H. Puelicher, president Marshall & Ilsley Bank, Vice-President, J. S. Heckathorn, cashier First National Bank, Milwaukee. . , „ , Moscow. _ „ „ . , _ , First Vice-President, Walter W. Head, president Omaha National i Secretary. J. S. St. Ciair, vice-president Boise City National Bank, Bank, Omaha, Neb. Boise. „ Second Vice President, Wm. E. Knox, president Bowery Savings ' Treasurer, I. W. Stoddard, cashier Farmers & Stockmens Bank, Bank, New York, N. Y. , Montour. Executive Manager, F. N. Shepherd, 5 Nassau St., New York City. Treasurer, F. A. Irish, vice-president First National Bank, Fargo, N. D. ILLINOIS BANKERS’ ASSOCIATION. General Counsel. Thomas B. Paton, 5 Nassau St... New York City. President, Wirt Wright, president National Stock Yards National Secretary and Asst. Treasurer, William G. Fitzwilson, 5 Nassau St., Bank, National Stock Yards. New York City. , Vice-President,, M. A. Traylor, president First Trust and Savings Deputy Managers: Trust Company Division, L. A. Mershon; Bank, Chicago. Savings Bank Division, L. D. Woodworth; National Bank Secretary, M. A. Graettinger, 208 S. La Salle St., Chicago. Division, E. E. Mountjoy; State Bank Division, G. E. Allen. Treasurer, C. A. Beers, president First Trust and Savings Bank, Manager Protective Dept., L. W. Gammon, 5 Nassau St„ New York. Rock Island. Editor of the Journal, Jas. E. Clark, 5 Nassau St., New York, N. Y. Assistant Secretary, Olive S. Jennings, Chicago. Branch Office, 708 Colorado Bldg., Washington, D. C. ALABAMA BANKERS’ ASSOCIATION. INDIANA BANKERS’ ASSOCIATION. President, C lyde Hendrix, president Tennessee Valley Bank, Decatur. Vice-President-, Adolph Hohenberg, president First National Bank, Wetumpka. Secretary and Treasurer, Henry T. Bartlett, vice-president American Trust & Savings Bank, Birmingham, Ala. President, C. D. Billings, president First National Bank, Seymour Vice-President, Claude S. Fitter man, president First National Bank, Cambridge City. , Secretary, Andrew Smith, vice-president Indiana National Bank. Indianapolis. „ _ , .. Treasurer, P. H. McCormick, vice-president First State Bank. North Judson. ARIZONA BANKERS’ ASSOCIATION. President, C. F. Solomon, president National Bank Arizona, Phoenix, IOWA BANKERS’ ASSOCIATION. Vice-President, W. H Thomson, vice-president Phoenix National Bank, Phoenix, Arizona. President. A. M. Henderson, cashier First National Bank, Story City. Secretary, Morris Goldwater, president Commercial Trust & Savings Vice-President, W. A. Lane, cashier First National Bank, Waterloo. Bank, Prescott. I Secretary, Frank Warner, 600 Observatory Bldg., Des Moines. Treasurer, J. R. Todd, assistant manager Valley Bank, Globe. Treasurer. Thos. R. Watts, cashier Citizens Bank. Grand Junction. ARKANSAS BANKERS’ ASSOCIATION. President, Geo. H. Bell, cashier Planters Bank & Trust Co., Nashville. Vice-President, J. Nap Covey, cashier Citizens Bank, Gentry. Secretary, Robt. E. Wait, Little Rock. Treasurer, M. A. Patrick, cashier Peoples Exchange Bank, Russelville. CALIFORNIA BANKERS’ ASSOCIATION. President, H. S. McKee, vice-president Merchants National Bank, Los Angeles. . _ , Vice-President, H. C. Carr, vice-president First National Bank, Porterville. Secretary, Frederick H. Colburn, 628 Mills Bldg., San Francisco. Treasurer, F. W. Wolfe, Ass’t cashier The Bank of California, N. A., San Francisco. CANADIAN BANKERS’ ASSOCIATION. President, Sir Frederick Williams-Taylor, general manager The Bank of Montreal, Montreal, Quebec. Secretary-Treasurer, Henry T. Ross, 607 Royal Trust Building, Montreal, Quebec. COLORADO BANKERS’ ASSOCIATION. President, IT. B. Mendenhall, cashier Rocky Ford National Bank, Rocky Ford. Vice-President, Clark G. Mitchell, vice-president Bankers Trust Co.. Denver. Secretary, Paul Hardey, cashier Stock Yards National Bank, Denver. Treasurer, M. H. Crissman, cashier First National Bank, Paonia. CONNECTICUT BANKERS' ASSOCIATION. President, W. Perry Curtiss, president Union & New Haven Trust Co., New Haven. Vice-President, Edmund S. Wolf, president First National Bank, Bridgeport. Secretary, Chas. E. Hoyt, treasurer So. Norwalk Tr. Co., So. Norwalk. Treasurer, Walter B. Goddard, treasurer Stratford Trust Company, Stratford. DELAWARE BANKERS’ ASSOCIATION. KANSAS BANKERS’ ASSOCIATION. President, Thad C. Carver, president Peoples Bank, Pratt. Vice-President, C. W. Carey, president First National Bank, in Wichita, Wichita. Secretary, W. W. Bowman, Topeka. Assistant Secretary, F. M. Bowman, Topeka. Office Secretary, Eleanor Woodburn, Topeka. Treasurer, W. D. Womer. Manhattan. KENTUCKY BANKERS’ ASSOCIATION. President, O. D. Thomas, vice-president Marion National Bank, Lebanon, Ky. .... . _ . Secretary, Harry G. Smith, 300 Louisville National Bank Bldg.. Louisville. . „ , _ . Treasurer, A. B. Renaker, cashier, Peoples Deposit Bank, Burlington, Ky. LOUISIANA BANKERS’ ASSOCIATION. President, W. S. Craig, cashier Tallulah State Bank, Tallulah. Vice-President, C. G. Rives, Jr„ vice-president Interstate Trust and Banking Co., New Orleans. . „ _ _ . Secretary, J. O. Barry, cashier Bank of Lafayette & Trust Oo., LafayTreasurer, W. J. Mitchell, vice-president Canal-Commercial Trust & Savings Bank, New Orleans. MAINE BANKERS’ ASSOCIATION. President, A. S. Littlefield, president Rockland National Bank, Rockland. „ , First V ice-President, F. C. Lynam, secretary-treasurer Bar Harbor Bkg. and Tr. Co., Bar Harbor. , „ . Second Vice-President, C. P. Merrill, treasurer Skowhegan Savings Bank, Skowhegan. .... , „ , _ , . Secretary, E. S. Kennard. cashier Rumford National Bank, Rumford. Treasurer, G. A. Safford, Secretary-treasurer Hallowed Trust & Banking Co., Hallowed. President, George T. Reed, cashier Milford Trust Co., Milford. Vice-President, Robert P. Robinson, president Central National Bank, Wilmington. Secretary and Treasurer, Haldeman C. Stout, vice-president Industrial Trust Co., Wilmington. MARYLAND BANKERS’ ASSOCIATION. President, S. A. Graham, cashier Farmers & Merchants Bank, Salisbury. Vice-President, T. Rowland Thomas, president National Bank of Baltimore, Baltimore. . „ , „ ,,, Secretary, Charles Hann, Merchants National Bank, Baltimore. Treasurer, Wm. Marriott, cashier Western National Bank. Baltimore. DISTRICT OF COLUMBIA BANKERS’ ASSOCIATION. President, Joshua Evans Jr., vice-president Riggs National Bank, Washington. First Vice-President, H. V. Haynes, president Farmers & Mechanics National Bank, Washington. Second Vice-President, V. R. Deyber, president Second National Bank, Washington. Secretary, F. G. Addison, Jr., vice-president Security Savings and Commercial Bank, Washington. Treasurer, A. S. Gatley, cashier Lincoln National Bank, Washington. MASSACHUSETTS BANKERS’ ASSOCIATION. President, Allan Forbes, president State Street Trust Co., Boston. Vice-President, Joseph II. Soliday, president Frankdn Savings Bank, Secretary, George W. Hyde, vice-president First National Bank. Treasurer^. H. Gifford, vice-president Merchants National Bank. Salem. FLORIDA BANKERS’ ASSOCIATION. MICHIGAN BANKERS’ ASSOCIATION. President, Louis A. Bize, vice-president Citizens-American Bank and Trust Co., Tampa. Vice-President, Chas. A. Faircloth, president National City Bank, Tampa. Secretary and Treasurer, W. O. Boozer, vice-president American Trust Co., Jacksonville. President, H. H. Sanger, vice-president National Bank of Commerce, Detroit. Vice-President, B. P. Sherwood, president Grand Haven State Bank, Grand Haven. Second Vice-President, Paul J. Ullrich, president Ullrich Savings Bank, Mt. Clemens. _____ _ . Secretary, Mrs. H. M. Brown, Ass’n Office, 723 Ford Bldg., Detroit. Treasurer, W. W. Gasser, cashier Union National Bank, Marquette. General Counsel, Hal H. Smith, of Beaumont, Smith & Harris Detroit. GEORGIA BANKERS’ ASSOCIATION. President, H. P. Hunter, cashier First National Bank, Elberton. Fust Vice-President, J. S. Peters, vice-president Bank of Manchester, Second-Vice President, J. S. Kennedy, cashier Atlanta N. B., Atlanta. Third Vice-President, C. E. Martin, vice-president Citizens Bank, Fort Valley. Fourth Vice-President, Abial Winn, ass’t cashier Ashley Tr. Co., Valdosta. .. ___ Secretary, Haynes McFadden, 312 Candler Bldg., Atlanta. Treasurer, E. L. Henderson, cashier Commercial Bank. Cedartown. General Counsel, Orville A. Park, Macon. MINNESOTA BANKERS’ ASSOCIATION. President, P. J. Leeman, vice-president First National Bank, Minne apolis. Vice-President, O. A. Chapman, vice-president First National Bank Rochester. ___ Secretarv, G. H. Richards, 601 Northwestern Bank Bldg., Minneapolis. Treasurer, J. J. Maloney, cashier Farmers State Bank, Heron Lake. COUNTRY BANKERS’ ASSOCIATION OF GEORGIA. MISSISSIPPI BANKERS’ ASSOCIATION. President, J. S. Peters, vice-president Bank of Manchester, Manchester First Vice-President, M. L. Lee, cashier Moultrie Banking Co., Moultrie. Second Vice-President, Wilson M. Hardy, president Citizens Bank, Rome. ^ Secretary and Treasurer, L. R. Adams, box 1515, Atlanta, Ga. General Counsel, Alex. W. Smith, Sr., Atlanta. https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis President, E. P. Peacock, president Bank of Clarksdale, Clarksdale. Vice-President, II. C. Herring, president Pascagoula National Bank, Moss Point. Secretary. George B. Power. Jackson. „ Treasurer, A. L. Jagoe, president Commercial Bank & Trust Co. Okolona. 11 BANKERS ASSOCIATIONS, 1923—Continued MISSOURI BANKERS’ ASSOCIATION. President, Dale S. Flowers, cashier Gentry County Bank, Albany. Vice-President, S. E. Trimble, vice-president and cashier Union National Bank, Springfield. Secretary, W. F. Keyser, Sedalia. Assistant Secretary, E. P. Neef, Sedalia. Treasurer, M. R. Sturtevant, vice-president Liberty Central Trust Co.. St. Louis. MONTANA BANKERS* ASSOCIATION. President, Sam Stephenson, 1 president First National Bank, Great Falls. Vice-President, F. E. Stranahan, president Stockmens National Bank, Fort Benton. Secretary, A. T. Hibbard, Helena. NEBRASKA BANKERS’ ASSOCIATION. President, Dan J. Riley, president Dawson Bank, Dawson. Chairman, Executive Council, E. H. Gerhart, president First National Bank, Newman Grove. Secretary, William B. Hughes, mgr. Omaha Clearing House, Omaha. Treasurer, C. F. Brinkman, assistant vice-president United States National Bank, Omaha. NEVADA BANKERS’iASSOCIATION. President, W. H. Bridges, cashier Farmers Bank of Carson Valley', Minden. Vice-President, L. W. Knowles, vice-president Reno National Bank, Reno. Secretary, L. S. Reese, assistant cashier Farmers and Merchants National Bank, Reno. Treasurer, John Henderson, president, Henderson Banking Co.. Elko. JNEW HAMPSHIRE BANKERS’ ASSOCIATION. President, Leslie P. Snow, president Rochester Trust Co., Rochester. Vice-President, W. E. Corbin, president Berlin National Bank. Vice-President, H. E. Richardson, president Littleton National Bank, Littleton. Secretary, Harry L. Additon, vice-president and cashier Merchants National Bank, Manchester. Treasurer, John D. Annis, cashier Farmers & Traders National Bank, Colebrook. NEW JERSEY BANKERS’ ASSOCIATION. President, Rufus Keisler, Jr., vice-president Ironbound Trust Co., Newark. Vice-President, F. W. Shock, vice-president First National Bank, Spring Lake. Secretary, Wm. J. Field, vice-president Commercial Trust Company of New Jersey, Jersey City. Treasurer, Spencer S. Marsh, vice-president National Newark and Essex Banking Co., Newark. NEW MEXICO BANKERS’ ASSOCIATION. President, C. S. White, vice-president First National Bank, Albu querque. Vice-President, T. H. Rixey. president State Bank of Commerce. Clayton. Secretary, R .L. Ormsbee, vice-president Capital City Bank, Santa Fe. Treasurer, W. A. Losey. cashier First National Bank, Hagerman. NEW YORK STATE BANKERS’ ASSOCIATION. President, Howard Bissell, president Peoples Bank, Buffalo. Vice-President, Willis G. Nash, vice-president Irving Bank-Col. Tr. Co., New York City. Secretary, Edward J. Gallien, 128 Broadway, New York City. Treasurer, Frank E. Bridges, president National Bank of Liberty, Liberty. SAVINGS BANK ASSOCIATION OF THE STATE OF NEW YORK President, Victor A. Lersner, first vice-president Bowery Savings Bank, New York City. First Vice-President, Charles E. French, president Amsterdam Savings Bank, Amsterdam. General Secretary, Walter J. Reeves. 56 West 45th St., New York City. Treasurer, Adolphe F. Le Gost, vice-president United States Savings Bank, New York City. NORTH CAROLINA BANKERS’ ASSOCIATION. President, C. E. Brooks, vice-president Citizens National Bank, Hendersonville. Vice-President, J. D. Biggs, president Farmers & Merchants Bank, Willi amston. Vice-President, S. A. Hubbard, cashier The Battery Park Bank, Asheville. Vice-President, T. A. Uzzell, president Peoples Bank, New Bern. Secretary, Alan T. Bowler, Raleigh. Treasurer, H. G. Kramer, cashier Savings Bank and Trust Co., Elizabeth City. Counsel, Willis Smith, Raleigh. NORTH DAKOTA BANKERS’ ASSOCIATION. President, Manville H. Sprague, cashier First National Bank, Grafton. Vice-President, M. R. Porter, vice-president Scandinavian-American Bank, Minot. Secretary, W. C. Macfadden, Fargo. Treasurer, R. H. Farmer, president First Bank of Flaxton, Flaxton. Chairman Executive Council, Williard F. Hanks, cashier State Bank of Powers Lake. OHIO BANKERS’ ASSOCIATION. President, AV. H. Yeasting, president Commercial Savings Bank & Trust Co.. Toledo. Vice-President, AV. L. Allendorf, president The Commercial Banking & Trust Co.. Sandusky. Secretary, S. A. Roach, Huntington Bank Bldg., Columbus. Asst. Secretary, G. E. Howard. Huntington Bank, Bldg., Columbus. Treasurer, O. P. Norris, cashier National Bank of Barnesville, Barnesville. OKLAHOMA BANKERS’ ASSOCIATION. President, G. E. Dowis, cashier First National Bank, Blackwell. Vice-President, H. C. Hughes, president Bank of Commerce, Sapulpa Secretary, Eugene P. Gum, Oklahoma City. Assistant Secretary, Gertrude Corbitt. Oklahoma City. Treasurer, W. R. Lence, president Oklahoma State Bank, Enid. OREGON BANKERS’ ASSOCIATION. President, Chas. H. Vaughan, cashier Butler Banking Co., Hood River. Vice-President, Edgar H. Sensenich. vice-president Northwestern National Bank, Portland. Secretary, J. L. Hartman, Hartman & Thompson. Bankers. Portland. Treasurer, J. W. Hoech, vice-president, Eastern Oregon Banking Co , Shaniko. https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis PENNSYLVANIA BANKERS’ ASSOCIATION. President, Edward J. Fox, president Easton Trust Co., Easton. Vice-President, Charles S. Calwell, president Corn Exchange National Bank, Philadelphia. Secretary, C. F. Zimmerman, treasurer Lebanon County Trust Co., Lebanon. Treasurer, W. W. Potts, vice president Federal Title and Trust Co., Beaver Falls. RHODE ISLAND BANKERS’ ASSOCIATION. President, C. H. W. Mandeville, vice-president and cashier National Exchange Bank, Providence. Vice-President, Albert R. Plant, president Blackstone Canal National Bank, Providence. Secretary, Edward A. Havens, assistant cashier Mechanics National Bank, Providence. Treasurer, W. Howard Perry, cashier National Bank of Commerce, Providence. 1 SOUTH CAROLINA BANKERS’ ASSOCIATION. President, C. L. Cobb, cashier Peoples National Bank, Rockhill. Vice-President, Robt. 1. Woodside, president Farmers and Merchants and Woodside National Banks, Greenville. Secretary and Treasurer, James H. Craig, Columbia. SOUTH DAKOTA BANKERS’ ASSOCIATION. President, D. M. Finnegan, vice-president First National Bank, Yankton. Vice-President, Andrew Kojjperud, president Security Bank and Trust Co., Webster. Secretary, L. J. Welch, Mitchell. Treasurer, J. W. Stewart, president Farmers State Bank, Dallas. ] TENNESSEE BANKERS’ ASSOCIATION. | President, Thomas B. Carroll, vice-president and cashier Peoples Savings Bank, Jackson. Vice-President, C. R. Hathaway, vice-president Holston National Bank, Elizabethton. Vice-President, Robt. T. Bell, Jr., cashier Murfreesboro Bank and Trust Co., Murfreesboro. ' Vice-President, Geo. T. Lewis, cashier Bank of Crockett, Bells. Secretary, H. G. Huddleston, 1015 Independent Life Bldg., Nashville. Treasurer, H. I/. Williamson, cashier 4th and 1st N., Nashville. 12 TEXAS BANKERS’ ASSOCIATION. President, M. C. Driscoll, vice-president Yoakum State Bank, Yoakum. Secretary, Wm. A. Philpott, Jr., Dallas. Treasurer, Ford Seale, cashier State National Bank, Garland. UTAH BANKERS’ ASSOCIATION. President, H. E. Hatch, president Thatcher Bros., Bankers, Logan. First Vice-President, Frank B. Cook, president Columbia Trust Co , Salt Lake City. Second Vice-President, W. D. Candland, president North Sanpete Bank, Mt. Pleasant. Secretary and Treasurer, Carl R. Marcusen, cashier Price Com mercial & Savings Bank, Price. VERMONT BANKERS’ ASSOCIATION. President, Hollis E. Gray, treasurer Winooski Savings Bank, Winooski. Vice-President, C. L. Le Bourveau, cashier First National Bank, White River Junction. Secretary, C. S. Webster, treasurer Barton Savings Bank & Trust Co., Barton. Treasurer, Harold P. Perkins, cashier National White River Bank Bethel. VIRGINIA BANKERS’ ASSOCIATION. President, G. R. Ratcliffe, cashier Peoples National Bank, Manassas. Vice-President, E. W. Tinsley, vice-president and cashier Colonial National Bank, Roanoke. Secretary, W. F. Augustine, vice-president Merchants National Bank, Richmond. Treasurer, W. S. Irby, vice-president and cashier Bank of Lunenburg, Kenbridge. WASHINGTON BANKERS’ ASSOCIATION. President, S. M. Jackson, President National Bank of Tacoma,Tacoma. Vice-President, R. H. Macartney, cashier Security National Bank, Cheeney. Secretary, Wm. Hatch Davis, 1016 Old National Bank, Spokane. Treasurer, O. K. McMillen, vice-president Northwestern National Bank, Bellingham. WEST VIRGINIA BANKERS’ ASSOCIATION. President, Oscar C. Wilt, cashier Empire National Bank, Clarksburg. Vice-President, Fred J. Fox, cashier and secretary Security Trust Company, Wheeling. Secretary and Treasurer, Joseph S. Hill, State Banking Commissioner, Charleston. WISCONSIN BANKERS’ ASSOCIATION. President, J. M. Smith, cashier Lumbermens Bank, Shell Lake. Vice-President, E. A. Reddeman, cashier National Bank of Com merce, Milwaukee. Secretary, George D. Bartlett, 203-9 Caswell Block, Milwaukee. Assistant Secretary, Wall G. Coapman, 203-9 Caswell Block, Mil waukee. Treasurer, Ira W. Parker, cashier Markesan State Bank, Markesan. WYOMING BANKERS’ ASSOCIATION. President, Bryant B. Brooks, president Wyoming National Bank, Casper. Vice-President, George C. Muirhead, vice-president Stock Growers Bank, Worland. Secretary, Harry B. Henderson, Federal appraiser First Joint Stock Land Bank, Cheyenne. Treasurer, Geo. A. Bible, cashier, First National Bank. Rawlins. 500% increase in sales in 10 years. The phenomenal record of 1912 1914 1916 1918 1920 1922 Financial advertisers must consider the Blue Book’s great prestige in its field and the fact that it has a paid circulation. Larger Than All Other Bank Directories Combined https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis NUMERICAL SYSTEM BANK TRANSIT MAP. INDEX Prefix Numbers CITIES 1 New York. N.Y. 2 Chicago, III. 3 Philadelphia.Pa. 4 St. Louis. Mo. 5 Boston. Mass. 6 Cleveland. Ohio 7 Baltimore, Md. 8 Pittsburgh,Pa. 9 Detroit, Mich. 10 Buffalo. N. Y. 11 San Francisco, Cal. 12 Milwaukee, Wis. 13 Cincinnati, Ohio 14 New'Orleans, La. 15 Washington, D. C. 16 Los Angeles. Cal. 17 Minneapolis. Minn. 18 Kansas City, Mo. 19 Seattle. Wash. 20 Indianapolis. Ind. 21 Louisville. Ky. 22 St. Paul, Minn. 23 Denver. Colo. 24 Portland, Ore.. 25 Columbus, Ohio 26 Memphis, Tenn. 27 Omaha. Neb. 28 Spokane, Wash. 29 Albany. N. Y. 30 San Antonio, Tex. 31 Salt Lake City, Utah 32 Dallas, Tex. 33 Des Moines, la. 34 Tacoma. Wash. 35 Houston, Tex. 36 St. Joseph. Mo. 37 Ft. Worth. Tex. 38 Savannah. Ga. 39 Oklahoma City, Okla. 40 Wichita. Kan. 41 Sioux City. la. 42 Pueblo, Colo. 43 Lincoln, Neb. 44 Topeka. Kan. 45 Dubuque. Ia. 46 Galveston, Tex. 47 Cedar Kapids. Ia. 48 Waco. Tex. 49 Muskogee. Okla. MINNESOTA 175 x I Jst. Paul .a—-|----------------- -Q-—22—“ Minneapolis^ v. 17 https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis W Milwaukee 45 ( Dubuque CedarsRapidsO i 12 d ^Detroit S,47 Omaha 'Chicago I Des v Moines D 33 27 fincoln ° 43 ---- ro\uihbl,sJ/ ILLINOISj - i 70 iSt. Joseph \ V- ^ m ••' i A /' I Indian! 44 Topeka O Pueblo 42 r Kansas 1 City St.LouiS^ » oWichita 40 STATES 50 New York 51 Connecticut 52 Maine 53 Massachusetts 54 New Hampshire 55 New Jersey 56 Ohio 57 Rhode Island 58 Vermont 59............................ 60 Pennsylvania 61 Alabama 62 Delaware 63 Florida 64 Georgia 65 Maryland 66 North Carolina 67 South Carolina 68 Virginia 69 West Virginia 70 Illinois 71 Indiana 72 Iowa 73 Kentucky 74 Michigan 75 Minnesota 76 Nebraska 77 North Dakota 78 South Dakota 79 Wisconsin 80 Missouri 81 Arkansas 82 Colorado S3. Kansas 84 Louisiana 85 Mississippi 86 Oklahoma 87 Tennessee 88 Texas 89 90 California 91 Arizona 92 Idaho 93 Montana 94 Nevada 95 New Mexico 96 Oregon 97 Utah 98 Washington 99 Wyoming \ 1 18 MISSOURI 80 1 T E N 39 Oklahonao oM OKlAHOMA Memphis ARKANSAS 67 81 ALABAMA 61 Fort WorthO oDallas^ Waco 48 louisi\ana 84\ <£ Orleans 14 >an Antonio k 30 C Houston O 35 mlveston 46 RAND MCNALLY & CO. NUMERICAL SYSTEM BANK TRANSIT MAP Copyright by Rand McNally & Co. ' , THE FARM MORTGAGE BANKERS’ ASSOCIATION OF AMERICA E. D. CHASSELL, Secretary, 112 West Adams St., Chicago Members of this association put their own money into mortgages on productive farm lands before offering them for sale. Conservative farm mortgage bankers make loans on the basis of average productive value of lands for a term of years and not on temporary selling prices in times of booms. For this reason the inflation of land prices has not depreciated the value of farm mortgages as dependable investments. MEMBERSHIP LIST—Officers on Opposite Page ALABAMA Jemison A Company, Birmingham Pinekard Investment Company, Montgomery ARKANSAS Security Mortgage Co., Texarkana Young A Co., 0. M., Stuttgart CALIFORNIA Fresno Mortgage Co., Fresno COLORADO Bankers Trust Company, Denver Colorado Investment A Realty Co., Colorado Springs Farmers Loan Company, The, Denver Van Kleeck Mortgage Co., The, Denver Western Mortgage Co., The, Denver Western Securities Investment Co., Denver GEORGIA Alexander A Garrett, Augusta Empire Loan A Trust Co.. Amerious Georgia Loan A Trust Co., Macon Sessions Loan A Trust Co., Marietta Smith, Howard M., A Co., Macon Southern Mortgage Co., Atlanta IDAHO Ehrhardt Investment Co., Lewiston Twin Falls Title A Abstract Co., Twin Falls ILLINOIS American Bankers Insurance Co., Chicago Bernard Investment Co., Springfield Brinkerhoff A Co., Springfield Burr A Co., Hudson, Bloomington Capen. Fred B., Bloomington Carson, G. F., Company, Peoria Causey. Walter G., Co., Peoria Dime Savings A Trust Co., Peoria First Trust A Savings Bank, Bloomington First Trust A Savings Bank, Peona Forman, Geo. M., A Co., Chicago Goodell. A.. & Sons Co., Loda Home Savings A State Bank, Peoria Matheny, Dixon, Cole A Co., Springfield Merchants Loan A Trust Co., Chicago Pearsona-Taft Co., Chicago Peoria Life Insurance Co., Peoria Rockford Trust Co., Rockford Security Trust Co., Freeport Straus Brothers Company, The, Chicago Thompson Farm Loans, Lacon Toombs A Daily, Chicago Trevett-Mattis Banking Co.. Champaign INDIANA American Central Life Insurance Co., Indianapolis Day, Thomas C., A Co., Indianapolis Dickinson A Reed, Indianapolis Dickinson Trust Co., Richmond Evans, Devore A Co., Crawfordsville Farmers Trust Co., Indianaoolis State Savings A Trust Co., Indianapolis IOWA ' Adams, H. C., Algona Allfree, H. B., Newton American Commercial A Savings Bank, Davenport American Mortgage A Securities Co., Cedar Rapids Annie A Rohling Co., Council Bluffs Butler A Rhodes, Fort Dodge Central Trust Co., Des Moines Clarion Savings Bank, Clarion Croeley Investment Co., Webster City Donahue A Hanson, Grinnell Farmers A Citizens Savings Bank, De Witt Farmers Bond A Mortgage Co., Des Moines First National Bank, Rock Rapids Gilmore Exchange Bank, Gilmore City Iowa Loan A Trust Co., Des Moines Iowa Securities Company, Waterloo Johnson, Griff, Des Moines Leavitt A Johnson Trust Co., Waterloo Lougee, E. H., Council Bluffs Mason City Loan A Trust Co., MaBon City Midland Mortgage Co., Cedar Rapids Miller, J. W., Jr., Denison Phoenix Trust Co., Ottumwa Rich, George A., Fort Dodge Royal Union Mutual Life Insurance Co., Dee Moines Security Loan A Investment Co., Dee Moines Shepard, Hugh H., Mason City Stanley-Henderson Company, Cedar Rapids Titus Loan A Investment Co., Muscatine Union Bond A Mortgage Co., Davenport Union Trust Company, Clarinda Van Evera, Geo. M., A Co.. Des Moines Wadsworth, J. G., A Co., Council Bluffs Webber, John F., Ottumwa Western Life Insurance Co., Des Moines https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis KANSAS Benton A Hopkins Investment Co., Oberlln Central Trust Company, Topeka Davis-Wellcome Mortgage Co., Topeka Deming Investment Co., Oswego Farm Mortgage Trust Co., Topeka First Trust Co., Wichita Fontron Loan A Trust Co., Hutchinson Graves Farm Loan Investment Co., The, Pitts burg Guarantee Title A Trust Co., Wichita Humphrey Investment Co., Independence Interstate Mortgage Trust Co., Parsons McNaghten Loan Co., Hutchinson Mansfield Land-Mortgage Co., Topeka Metcalf, Wilder S., Lawrence Perkins Investment Co., The Fred, Oswego Pioneer Mortgage Co.,Topeka Putnam Investment Co. Salina Thomas Mortgage Co., Emporia Warren Mortgage Co., Emporia Wheeler, Kelly A Hagny Co., The, Wichita KENTUCKY Southern Trust Company, Louisville LOUISIANA Investors Mortgage Co., New Orleans Mortgage A Securities Co., New Orleans Southwest Louisiana Farm Mortgage Co., Lake Charles MASSACHUSETTS Interstate Mortgage Trust Co., Greenfield MINNESOTA Ballard and Company, Minneapolis Capital Trust A Savings Bank, St. Paul Clifford, Geo. B., A Co., Minneapolis Crookston State Bank, Crookston Drake-Ballard Co., Minneapolis Grandin A Company, Minneapolis Merchants Trust A Savings Bank, St. Paul Minneapolis Trust Co., Minneapolis Minnesota Loan A Trust Co.. Minneapolis Northland Securities Co., Minneapolis Northwestern Trust Co., St. Paul Petters A Co.. Minneapolis Reed Mortgage A Investment Co., St. Paul Saint Paul Trust A Savings Bank, Saint Paul Sheldon Brothers Co., Minneapolis Swift County Bank, Benson Thacker Bond A Mortgage Co., Minneapolis Ulland, J. 8., Fergus Falls Union Investment Co., Minneapolis Waters, M. R., A Sons, Minneapolis Wells-Dickey Co., Minneapolis Wheeler-Misner Loan Co., Crookston MISSOURI Bankers Mortgage Co., Kansas City Commerce Trust Co. .Kansas City Commonwealth Farm Loan Co..St. Louie Crawford Loan A Abstract Co., Sedalia Denton-Coleman Loan A Title Co., Butler Duvall-Percival Trust Co., Butler Farmers Trust Co., Maryville Fidelity National Bank A Trust Co., Kansas City Gillam-Jackson Loan A Trust Co., Maryville Hannibal Loan A Investment Co., Hannibal Inter-State National Bank, The, Kansas City Jameson, W. Ed., Fulton Liberty Trust Co., Kansas City Maxwell Investment Co., Kansas City Missouri Savings Association Bank, Kansas City New England Securities Co., Kansas City Nixon Farm Mortgage Co., Boonville Pioneer Trust Co., Kansas City Sisson Loan A Title Co., Maryville State Savings Trust Co., Springfield St. Louis Farm Mortgage Co., St. Louis Waddell Investment Company, Kansas City Walton Trust Company, Kansas City MONTANA American Loan A Investment Co., Lewistown Bankers Loan A Mortgage Co., Billings North American Mortgage Co., Bozeman NEBRASKA Binder, Frank H., Omaha Drake, E. G., A Co., Beatrice Durland Trust Co., Norfolk Equitable Trust Co., Omaha Federal Trust Company, Lincoln First Trust Co., Omaha First Trust Co., Lincoln Forgan Investment Co., Omaha Kloke Investment Co., Omaha Leonard, W. M., Lincoln Lincoln Trust Company, Lincoln Mason, W. F., Loup City Maylard A Co., Norfolk Omaha Bond A Mortgage Co., Omaha Omaha Trust Company, Omaha Peters Trust Co., Omaha Pugh, George E., Stanton United States Trust Co., Omaha NEW HAMPSHIRE Putnam Investment Co., Concord NEW YORK Associated Mortgage Investors, Rochester NORTH DAKOTA DeNault Company, W. B„ Jamestown Lander, E. J., A Co., Grand Forks UKLJtnumn Albright Title A Investment Co., Newkirk American Investment Co., Oklahoma City Atkinson Warren A Henley Co., Oklahoma City Clement Mortgage Co., The, Norman Collins Investment Co.. The F. B.. Oklahoma City Conservative Loan A Trust Co., 8hawnee Culbertson A Tomm, Muskogee Equitable Farm Mortgage Co., Oklahoma City Everest-Porter Mortgage Co., Oklahoma City Exchange Trust Co., Tulsa Fish, Geo. R.. A Co.. Ardmore Godfrey Investment Co., The, Oklahoma City Gum Brothers Co., Oklahoma City Home Farm Mortgage Company, Vinita Murray Investment Co., The, McAlester Oklahoma Farm Mortgage Co., Oklahoma City Thorne Investment Co., E. C., Oklahoma City Walton Mortgage Co., Hobart OREGON Commerce Mortgage Securities Co., Portland Hawkins A Roberts, Salem MacMaster, Ireland A Company, Portland SOUTH CAROLINA Trust Company of South Carolina, Hartsville SOUTH DAKOTA Bank of Ipswich, Ipswich Citizens Investment Co., Sioux Falls Hollister Bros., Sioui Falls James Valley Bank, Huron McKinney A Allen, Sioux Falls Security Investment A Mortgage Co., Brookings Security Mortgage A Investment Co., Sioux Falls Sioux Falls National Bank, Sioux Falls Sioux Falls Savings Bank, Sioux Falls TENNESSEE American Trust Co., Nashville Fidelity Trust Co., Knoxville Guaranty Bank A Trust Co., Memphis Nashville Trust Company, Nashville Smith A Perkins, Memphis Southern Trust Co., Clarksville Volunteer State Life Insurance Co., The, Chattanooga Williamson, S. M. A Co., Memphis TEXAS Biggs Investment Co., Amarillo Breg, Garrett A Co., Dallas Brown Bros., Austin Chandler A Co., E. B., San Antonio Creager, A. Y., Co., Sherman Dallas Trust A Savings Bank, Dallas Empire Mortgage Company, Wichita Falls Hamon-Whittington Mortgage Co., Amarillo Mortgage Investment Co., El Paso Realty Trust Co., Dallas Reynolds Mortgage Co., Ft. Worth Security Trust Co., Galveston Standard Trust Co., San Antonio Temple Trust Co., Temple Texas Farm Mortgage A Investment Co., San Antonio Texas Farm Mortgage Co., Dallas Ward-Harrison Mortgage Co., Ft. Worth Wimer, Richardson A Co., San Antonio UTAH Home Trust A Savings Co., The, Salt Lake City Miller A Viele, Salt Lake City Utah Mortgage Loan Corporation, Logan VIRGINIA Southern Bond A Mortgage Co.. Richmond State A City Bank and Trust Company, Richmond WASHINGTON Farm Mortgage Security Co., The. Spokaae International Mortgage Bank, Spokane Murphey, Favre A Co., Spokane Netherlands Investment Company of America, Seattle Northwestern A Pacific Hypotheekbank, Spokaae Oregon Mortgage Co., Ltd., Spokane Union Trust Co., Spokane Vermont Loan A Trust Co., Spokane WISCONSIN Hardy-Ryan Abstract Co., Waukesha WYOMING Union Trust Co., Cheyenne ADDITIONAL BANKER’S ASSOCIATIONS INVESTMENT BANKERS ASSOCIATION OF AMERICA Office of the Secretary, 111 W. Monroe Street, Chicago BOARD OF GOVERNORS Howard F. Beebe, New York John W. Prentiss, New York J. W. Homor. Jr., New York Ray Morris, New York George B. Caldwell. New York Joseph A. Rushton, Chicago Barrett Wendell, Jr., Chicago. Walter 8. Brewster, Chicago Howard F. Hansel!, Jr., Philadelphia J. Clark Moore, Jr., Philadelphia Thomas N. Dysart, St. Louis Fred S. Borton, Cleveland Tom K. Smith, St. Louis. Thomas B. Gannett. Jr., Boston Frank W. Remick, Boston. John G. Brogden, Baltimore John W. MacGregor, Pittsburgh J. A. Fraser, Toronto Morris F. Fox, Milwaukee Eugene E. Thompson, Washington J. R. Edwards, Cincinnati Eli T. Watson, New Orleans Henry D. Thrall. Minneapolis W. O. Chanute, Denver James C. Willson, Louisville Joel E. Ferris, Spokane OFFICERS Vice-President, Dean G. Witter, San Francisco Secretary, Frederick R. Fenton. Chicago Assistant Secretary, Clayton G. Schray, Chicago Treasurer, McPherson Browning, Detroit President, John A. Prescott, Kansas City Vice-President, Philip 9. Dalton, Boston Vice-President, James C. Fenhagen, Baltimore Vice-President, Arthur Sinclair, Jr., New York Vice-President, Eugene M. Stevens, Chicago FARM MORTGAGE BANKERS ASSOCIATION OF AMERICA ^Offices of Secretary-Treasurer, 112 W. Adams St., Chicago E. D. Chassell, Secretary-Treasurer OFFICERS President, J. W. Wheeler, president Capital Trust & Savings Bank, St. Paul, Minn. Vice-President, Frank Hayden, Guaranty Bank & Trust Co.. Memphis, Tenn. Vice-President, George M. Titus, vice-president Titus Loan St Investment Co., Muscatine, Iowa. Vice-President, B. L. Cralle, Atkinson. Warren & Henley Co. Oklahoma City, Okla. BOARD OF GOVERNORS 1923 K. N. Robins, Associated Mortgage Investors, Rochester, N. Y. H. J. Curry, Pearsons-Taft Co., Chicago, Ill. G. R. Ellis, Empire Loan & Trust Co., Americus, Ga. W. M. Leonard, Financial Correspondent, Union Central Life In surance Co., Lincoln, Nebr. R. L. Slaughter, Brown Bros., Austin, Texas. F. W. Thompson, Merchants Loan & Trust Co., Chicago, Ill. Joseph T. McNary, The State Savings and Trust Co., Indianap oils, Ind. https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis R. R. Rogers, Vermont Loan & Trust Co., Spokane, Wash Geo. F. Heindel, Phoenix Trust Co., Ottumwa, Iowa Byron H. Davis, Davis-Wellcome Mortgage Co., Topeka, Kansas R. O. Doming, Doming Investment Co., Oswego, Kansas. Lester W. Hall, Fidelity National Bank & Trust Co., Kansas City Mo. C. C. Bennett, Western Securities Investment Co., Denver, Colo. 13 STATE BANK OFFICIALS AND EXAMINERS, 1923 Statb Name Address Statb Ala...............A. E. Jackson, Supt. of Banks............. Montgomery. “ W. H. Montgomery, Bank Examiner Montgomery. 8. B. Wilson. Bank Examiner............... Birmingham. H. G. Boyd. Bank Examiner.................Montgomery. “ H. L. McCain. Bank Examiner........... Birmingham. ** G. H. Foote, Bank Examiner............... Birmingham. Ariz.............Chas. W. Fairfield, Sunt, of Banks. ..Phoenix. Doane Merrill. Supt. of Banks............Phoenix. Kenneth G. Freeland, Deputy Supt. of Banks.................................................. Phoenix. G. D. Thompson. Bank Examiner. . .Phoenix. Bernice E. Insley, Secretary................. Phoenix. Ark............. Chas. McKee, Bank Commissioner.. .Little Rock. F. Lee Major, Asst. Bank Com..... .Little Rock. “ R. G. Dickinson, Asst. Commissioner in charge of Investment Companies Little Rock. P. G. Redwine. Bank Examiner..........Little Rock. Oliver Phillips, Bank Examiner...........Little Rock. J. C. Dacus, Bank Examiner................Little Rock. H. H. Cooper, Bank Examiner............Little Rock. Jno. Lipscomb, Bank Examiner........ Little Rock. Calif........... John Franklin Johnson, Supt. of Bks.. 7th Floor, Merch. N. ! Bk. Bldg.. San F. Odo............Grant McFerson, Bank Com................. Denver. “ Axel B. Olson. Chief Deputy Bank Commissioner......................................... Denver. Sidney W. Clark, Deputy Bank Com.Denver. " M. M-. Ewing, Deputy Bank Com... .Denver. John Jepson, Deputy Bank Com. ... Denver. Walter J. Nelson, Deputy Bank Com. Office, 125 State Office Bldg.............Denver. Conn......... J. K. BLssland, Commissioner................Thompsonville. “ Mary E. Elwood. Bank Examiner... .Hartford. Wm. H. Edwards. Bank Examiner.. .Portland. Wm. P. Landon, Mgr. Bond Dept.. . Hartford. J. B. Byrne, Deputy Commissioner. . Putnam. C. Leon Wilcox, Bank Examiner.........Hartford. L. E. Shippee, Chief Examiner............East Killinglv. B. H. Millard. Bank Examiner............Hartford. W. J. Neal, Bank Examiner................. Hartford. “ C. S. Burdge, Bank Examiuer...............Shelton. K. B. Reynolds, Bank Examiner........Branford. E. Wms. Stamn, Bank Examiner. . . .Norwich. V. I. Neilson, Bank Examiner............. Hartford. John H. Brooks, Bank Examiner. . . .Tarrington. Dela........... Geo. L. Medill, State Bank Com.......... Dover. Ira Lewis, Deputy Bank Com..............Dover. Paul D. Lovett, Chief Clerk.................Newark. Fla.............. R. A. Gray, Chief Clerk Bkg. Dept. (in charge)...............................................Tallahassee. J. E. Perkins, Bank Examiner............. Tallahassee. E. M. Porter, Bank Examiner..............Tallahassee. E. P. Jackson. Bank Examiner............Tallahassee. W. M. Wainwright, Bank Examiner .Tallahassee. Ga..............T. R. Bennett. Supt. of Banks..............Atlanta. E. A. Thompson, Asst. Supt..................Atlanta. ** J. E. Cagle, Bank Examiner....................Atlanta. R. B. Gunby. Bank Examiner............. Columbus. B. J. Kincaid. Bank Examiner............Thomasville. E. B. Douglass. Bank Examiner........... Talbotton W. D. Lloyd, Bank Examiner..............Richland. E. A. Stubbs, Bank Examiner............Atlanta. 41 J. B. Sasser. Bank Examiner..................Camilla. L. W. McRae. Bank Examiner............McRae. 44 A. B. Kitchens, Bank Examiner........... Atlanta. Idaho .E. W. Porter. Commissioner.................Boise. H. G. A. Winter. Director.....................Boise. V. E. Warner. Deputy........................... Boise. E. L. King, Examiner.............................Boise. Chas. Weigand. Examiner................... Boise. Daisy Irvington, Secretary...................Boise. Illinois. . .Andrew Russel, Auditor. Main office: Springfield. Chicago office: 1434 First National Bank Bldg. Stuart Russel, Chief Bank Exam........ Springfield. H. 8. Savage, Asst. Chief Bank Exam.1434 1st N. Bk. Bldg., Chicago. W. B. Whitlock, Asst. Chief Bank Examiner.................................................Springfield. Carl H. Weber, Asst. Chief Bk. Exam.Springfield. Ralph Fairbalrn, Bank Examiner. 1434 1st N. Bk. Bldg., Chicago. F. E Edgerton, Bank Examiner......... 1434 1st N.Bk.Bldg., Chicago. Henry Odenthal. Bank Examiner. .. .Chicago. A. A. Mueller, Bank Examiner............Chicago. Miller Weir. Bank Examiner............... Springfield. Guy L. Bush, Bank Examiner............ Chicago. E. E. Nicholson. Bank Examiner. .. .Springfield. B. G .Graff, Bank Examiner................ Springfield. J. L. Northrup, Bank Examiner......... Springfield. H. A. J. McDonald. Bank Examiner. Springfield. C. H. Ruedi, Bank Examiner.............. Springfield. O. A. James, Bank Examiner.............. Springfield. G. S. Wiley. Trust Examiner...............Springfield. W. E. Turner, Trust Examiner........... Springfield. Harrison Mathewson, Trust Exam.. .Springfield. Ind. .Chas. W. Camp, Bank Commissioner.Indianapolis. Wm. F. Morris. Chief Bank Exam.. .Pendleton. Thos. D. Barr. Bank Examiner.......... Indianapolis, Don P. Carpenter, Bank Examiner . .Ft. Wayne. Robert Prass, Bank Examiner............. Gary. Chas. J. Dowden, Bank Examiner. . .Greensburg. Fred J. Whicker, Bank Examiner. .. .Clayton. Carl L. White. Bank Examiner........... Camby. Clarence M. Lawrence, Bank Exam... Princeton. Iowu..., . W. J. Murray. Supt. of Banking........... Des Moines. W. O. Reed, Deputy Supt..................... Des Moines. J. A. Heng, Bank Examiner..................Davenport. N. B. Shaffer, Bank Examiner............ Altoona. E. R. Mauss, Bank Examiner..............Spencer. R. L. Bunce, Bank Examiner...............Burlington. G. A. West. Bank Examiner.................Cedar Rapids. J. A. Parden. Bank Examiner..............Mason City. R. R. Blair, Bank Examiner.................Red Oak. B. A. Gronstal. Bank Examiner..........Des Moines. R. W. Waite, Bank Examiner.............. Waterloo. G. H. Walker. Bank Examiner............Webster City. V. J. Wilson. Bank Examiner...............Waterloo. W. M. Knutson, Bank Examiner. . . .Council Bluffs. V. L. Bartling, Bank Examiner........... Wakefield. https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis 14 Naub Address Kansas... .F. H. Foster, Bank Com........................ Topeka. J. H. Sandell, Asst. Bank Com...........Topeka. A. E. Speck, Special Assistant.............Topeka. P. A. Adam, Deputy Bank Com........ Topeka. Jessie B. Wells............................................Topeka W. D. McAllister, Deputy Bank Com.Topeka. Arch. L. Bell, Spec. Asst. Blue Sky Dept.......................................................... Topeka. L. E. Roush, Spec. Asst. Bldg. & Loan Dept.......................................................... Topeka. W. H. Guild, Deputy Bank Com. . . .Topeka. R. L. Guldner, Deputy Bank Com.. . Salina. B. W. Byerly, Deputy Bank Com... . Salina. L. M. Hutchison, Deputy Bk. Com . . . Hutchinson. C. W. Edwards, Deputy Bank Com.. Topeka. E. L. Misak. Deputy Bank Com.........Chanute. Russell Howard, Deputy Bank Com. Ottawa. V. E. Miner, Deputy Bank Com........ Wichita. C. W. Ebnother, Deputy Bank Com. Salina. W. S. Kennedy, Deputy Bank Com.. .Norton. H. E. Wright, Deputy Bank Com.... 1011 N. Topeka Ave Wichita. Ky...............J. P. Lewis, Banking Commissioner. .Georgetown. W. W. Peavyhouse, Dep. Bkg. Com. .Frankfort. E. M. Swain, Bank Examiner..............Louisville. Office. 067 Second St. J. M. Crume, Bank Examiner............. Hardinsburg. Geo. Tinsley. Bank Examiner..............Barboursville. J. C. Pickerill, Bank Examiner........... Leitchfleld. L. M. Vance, Bank Examiner..............Greensburg. N. M. Smock. Bank Examiner............Carrsville. La.. .. . J. S. Brock, State Bank Com..................New Orleans. Louis Buckner, Jr.. Asst. Bk. Exam. .. Shreveport. Lee A. Plauche, Asst. Bk. Examiner... New Orleans. I. H. Snyder, Asst. Bank Examiner. .New Orleans. O. H. Pittman, Chief Bank Examiner. New Orleans. M .Finnegan, Asst. Bank Examiner... New Orleans. A. R. Johnson, Jr., Secretary...............New Orleans. A. L. Wedgewortli, Asst. Examiner . .Shreveport. Miss James Broch, Asst. Secretary.. .New Orleans. Maine .Fred F. Lawrence, Bank Com..............Augusta. Geo. O. Fernald, Deputy Bank Com..Augusta. T. F. Parker. Bank Examiner..............Belfast. L. P. Noble, Bank Examiner................Auburn. A. J. S. Keene, Bank Examiner...........Auburn. Victor B. Pendexter, Asst. Bk. Exam.Portland. Clarldel Bradstreet. Chief Clerk......... Augusta. Ernest C. Stinson. Asst. Bank Exam..Bangor. S. N. Annis, Securities Examiner. . . .Augusta. Woodbury Wallace, Asst. Examiner. .Augusta. Md. .Geo. W. Page. Bank Commissioner, Union Trust Bldg................................. Baltimore. John J. Ghingher. Deputy Bank Com missioner. Union Trust Bldg............ Baltimore. John D. Hospelhorn, Senior Exam., Union Trust Bldg.................................. Baltimore. Wm. J. Gerbig. Junior Examiner. Union Trust Bldg.................................. Baltimore. E. G. Rusk. Junior Examiner...............Baltimore. W. J. Barrett, Jr.. Junior Examiner. .Baltimore. T. H. Sherman. Junior Examiner.... Baltimore. A. C. Merrian. Jr., Junior Examiner.Baltimore. L. B. Rowles, Junior Examiner. Union Trust Bldg................................................ Baltimore. J. M. Harvey, Junior Examiner,Union Trust Bldg............................................... Baltimore. Mass. .Joseph C. Allen, Com. of Banks......... Newton Highlands. Roy A. llovey. Deputy Com. of Banks. Wakefield. Nelson B. Davis, Chief Clerk...............Newton Highlands. W. O. Lovell, Director of Div. of Savings Banks.......................................Watertown. Arthur Guy, Asst. Director of Div. of Savings Banks........................................Farmlngham. W. H. Otis, Director of Div. of Trust Cos..............................................................Melrose, Highland W. J. Fowler. Asst. Director of Div. of Trust Cos................................................ Beverly. O. M. Tucker, Director of Div. of Co-Operative Banks...........................West Somerville. W. S. Bosworth, Bank Examiner.........Malden. Eugene Brimmer, Bank Examiner. . .Malden. W. B. Jensen, Bank Examiner............. Framingham. O. H. Answorth, Bank Examiner..........Chelsea. F. E. Wallace, Bank Examiner...........Wakefield. Nathan L. Whitten. Bank Examiner.Campello. H. P. Jenks. Bank Examiner............... Dorchester. G. O. Mansfield, Bank Examiner. .. .Rockland. R. J. Tubbs, Bank Examiner............... Westfield. H. A. Clark. Bank Examiner.............. Wakefield. H. J. Croughwell. Bank Examiner. . .West Peabody. Charles A. Crowell, Bank Examiner . Salem. W. E. Day, Bank Examiner................ Chelsea. George F. Davee, Bank Examiner. . .Plymouth. Ralph E. Ellis, Bank Examiner.......... Medford. J. J. Gorman, Bank Examiner............Woburn. John L. Keyes, Bank Examiner......... Lowell. George H. Magurn, Bank Examiner . . Roslindale. Burt O. McKinley, Bank Examiner. .Boston. Arthur S. Morey, Bank Examiner . . . Allstou. Herbert Rogers, Bank Examiner....... Belmont. Robert C. Seamans, Bank Examiner. . Salem. Eugene M. Sutherland. Bank Exam.. .Natick. Kenneth I. Wilson, Bank Examiner.. Brockton. Harold E. Almy, Asst. Bk. Exam.. . .Dorchester. Edward H. Arnold, Asst. Bk. Exam. .Watertown. Charles J. Bateman, Jr.. Asst. Bk. Ex. .Watertown. Roland F. Blaisdell. Asst. Bk. Exam. . West Medford. Arthur L. Brackett, Asst. Bk. Exam. Wohaston. Jos. L. Brighton, Asst. Bk. Exam.........Boston. Walter E. Burbank, Asst. Bk. Exam. .Belmont. Forrest F. Bursley, Asst. Bk. Exam. .. Somerville. Francis P. Carolan, Asst. Bk. Exam.. . Brookline. Jos. A. Chambers. Asst. Bk. Exam.. . .Brighton. Ralph N. Croswell. Asst. Bk. Exam.. Boston. Jos. F. Connellan, Asst. Bk. Exam... .Brookline. Everett L. Crowell, Asst. Bk. Exam.. .Brockton. Lloyd M. Crowther, Asst. Bk. Exam. .Boston. Robert S. Baker, Asst. Bk. Exam .... Norwood. Lawrence E. Donovan, Asst. Bit. Ex . . Brighton. Samuel W. Eldridge, Asst. Bk. Exam.. W. Medford. Howard D. Ferguson, Bk. Ex............. Melrose Highlands. Arthur W. Flint. Asst. Bk. Exam.........Wakefield. L. R. W. Leland, Bk. Exam..................Newtonville. Henry S. Maffitt, Asst. Bk. Exam... .Brookline. STATE BANK OFFICIALS AND EXAMINERS—Continued State (confc.) Mich.. Minn... Misi Name Addbess . Revere. . Somerville. .Beverly. . Melrose. Charles W. Herzig, Asst. Bk. Exam. . Brighton. . Wakefield. .Quincy. . Atlantic. Harlow H. Hovey, Asst. Bk. Exam.. . Stoneham. .Lynn. . Waverley. Harry P. Jones, . Belmont. Herbert L. Keel .Jamaica Plain. Fredrick M. Lit ... Wakefield . Dorchester. .Melrose. . Winchester. . Lowell. . Dorchester. State Nam* Address Mo. (Cont.) (Con Bernard Hurwitz, Asst. (Blue Sky Dept.) Jefferson City Mont.... * . .L. Q. Skelton, Supt. of Banks..............Helena. “ Geo. K. Dick, Deputy............................ Helena. V. O. Wroolie, Deputy........................... Hardin. Mrs. G. Fitzpatrick, Clerk....................Helena. O. M. McCoy, Deputy........................... Billings. S. L. Kleve, Deputy................................ Missoula. “ H. E. Stewart, Deputy........................... Great Falls. Neb........ .. J. E. Hart, Secretary............................... Lincoln. R. O. Chase, Bank Examiner............... Lincoln, 44 B. B. Helmick, Bank Examiner.......... Hastings. •• Ross Brown. Bank Examiner............... Hastings. Jay M. Riley, Bank Examiner............ Lincoln. " A. L. Bechter, Bank Examiner............Omaha. G. S. Eastman, Bank Examiner..........Crawford. E. A. Fricke, Bank Examiner..............Omaha. C, G. Stoll, Bank Examiner................. Kearney. L. O. Opper, Bank Examiner............... Lincoln. R. C. King, Chief of Bureau................ Lincoln. . Arlington. .Wakefield. . Dorchester. Stephen M. Torrey, Asst. Bk. Ex. .Marblehead. .Plymouth. .Watertown. John M. Slye, Bk. Exam.................. . Malden. Harold B. Spurling, Asst. Bk. Ex.. . East Lynn. Oarleton E. Staples. Asst. Bk. Ex.. . Brockton. .Needham. . Dorchester. .Reading. . Wakefield. Lowell A. Warren. Asst. Bk. Exam.. . Waltham. Horace W. Whynot, Asst. Bk. Exam . Roxbury. Arthur Welwood, Asst. Bk. Exam.. . Wollaston. . Whitman. . Howell and Lansing. . Lansing. . Lansing. . Lansing. .Grand Rapids. . Ypsixanti. H. A. Millard, Bank Examiner. . . . Saginaw. L. J. O’Brien, Bank Examiner... .Grand Rapids. W. E. Birmingham, Bk. Examiner. . Lansing. . Lansing. .Ann Arbor. D. E. . Eaton Rapids. . Grand Rapids. . Lansing. .Ann Arbor. . Highland Park. . Flint. .Ludington. F. A. Outhbertson, Bank Examiner . . Lansing. . River Rouge. . Boyne City. A. L. Wilson, Asst. Bank Examiner. . Scottville. . Hopkins. . East Lansing. W. R. Lobdell. Asst. Bank Exam. Kalamazoo. Lansing. B. P. Greene, Examiner....................... .Jackson. R. E. Whiteman, Asst. Bank Exam. . Muskegon. E. C. Reid. Asst. Bank Examiner... . Davison. Archie Smith, Asst. Bank Examiner .Ann Arbor. C. E. Kaye, Asst. Bank Examiner. . . . Manistique. F. H. Swarthout, Asst. Bk. Exam.. . . Oakwood. A. W. Harty, Asst. Bank Examiner. . Allegan. .Minneapolis. f .St. Paul. . Minneapolis. Cities of First Class. . St. Paul. In charge of liquidations. O. I. Brandvold, Bank Examiner. .Fergus Falls. .St. Paul. . New Ulm. . Mankato. . Sauk Rapids. . St. Paul. . E. Grand Forks. .St. Paul. . St. Paul. . Montevideo. .Minneapolis. .St. Peter. . Fergus Falls. . Rochester. . St. Paul. .Appleton. . Lanesboro. . Adrian. .Ada. . St Paul. . Gulfport. E. M. Yerger, Bank Commissioner. .Clarksdale. Lewis E. Crook, Bank Commission! ■.Meridian. E. F. Anderson, Bank Examiner... .Clinton. . Lumberton. S. W. Wardlow. Bank Examiner. . . . Grenada. .F. C. Millspaugh, Com. of Finance .Jefferson City. A. J. Stanfield, Deputy Com. of Fin .Jefferson City. .Jefferson City. Jefferson City. D. R. Harrison. Bank Exar . Eldon. Ira James. Bank Examiner . Plattsburg. . Springfield. .Pierce City. . Clayton. . Kakoka. . Bolivar. Roy E. Niemann, Bank Examiner. St. Louis Walton E. Todd, Bank Examiner. . .St. Joseph. . Brunswick. Appleton City. .Montgomery City. H. G. Harrison, Bank Exa . Piedmont. C. F. Mayes, Asst. Com.. .Jefferson City. .St. Louis. .Nevada. J. E. McClellan, Building & Loan Excelsior Springs. https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis i 15 N. H.. . . Frederic S. Nutting, Bank Com...........Manchester. •• Guy H. Cutter. Bank Commissioner . Jaffrey. N. J........ .Thomas K. Johnston, Deputy Com. .Trenton. Christopher A. Gough, Asst. Deputy Com..........................................*................Treutspn. 44 Horace Biddle. Asst. Bank Examiner..Newark. Alvan L. Fowler, Bank Examiner .. .Haddonfield. 44 Chas. H. Dunham. Asst. Bk. Examiner Plainfield. •* A. S. Amerman, Bank Examiner........Somerville. “ Robt. F. Minch, Bank Examiner. . . .Newark. Chas. B. Veghte, Bank Examiner... .Metuchen. Geo. Compton. Bank Examiner..........Trenton. Howard B. Conover, Asst. Bk. Ex... Ventnor City. ** G. Hayes Markley, Asst. Bk. Exam.. .Westfield. 44 Martin K. Fowler, Asst. Bank Exam.Newark. 44 V. D. Peer, Asst. Bank Examiner. ..Summit. 44 Jacob Kraus, Jr., Asst. Bank Exam.. . Weehawken Height* N. M. .. J. O. Miller, Deputy Bank Examiner .Santa Fe. 44 D. H. Henry, Deputy Bank Examiner.Santa Fe. N. Y.. . . Norman J. Macdonald, 1st Deputy. .Brooklyn. George Overocker, 2d Deputy................Poughkeepsie. George A. Coleman, 3d Deputy............Poughkeepsie. F. H. Warder, 4th Deputy......................New York, City. •• A. T. Campbell, Chief Examiner,51 ChambersSt.,N.Y.Oity Benjamin Blackford, Bk. Ex............... 51ChambersSt.,N.Y. H .J. Young, Bank Examiner..............Syracuse. R. W. Humphrey, Bauk Examiner .. .51ChambersSt.,N.Y. O. S. Adams, Bank Examiner.............. 51ChambersSt.,N.Y. J. S. Love, Bank Examiner...................51ChambersSt.,N.Y. •• B. D. Haight, Bank Examiner............ Rochester. Gordon F. Smith, Bank Examiner.. ,51ChambersSt.,N.Y. H. S. Andrews, Bank Examiner..........51ChambersSt..N.Y. Claude Hutchins, Bank Examiner. ..Buffalo. G. A. Plant, Bank Examiner................Albany. •• N. T. Killip. Bank Examiner.............. Oswego. J. J. Kennedy, Bank Examiner........... 51ChambersSt.,N.Y. Fletcher G. Crane. Bank Examiner. . . 51ChambersSt.,N.Y. “ Geo. W. Egbert, Chief Credit Bureau.Mariners Harbor. B. B. Bullock, Bank Examiner........... New York City. A. H. Morey. Bank Examiner............. Buffalo. ;; Francis X. Werneken, Bk. Examiner.51ChambersSt.,N.Y. H. B. Kennedy, Bank Examiner........ Auburn. Joseph H. Zweeres. Bank Examiner.. Rensselaer John I. Mesick, Bank Examiner......... 51ChambersSt.,N.Y. “ F. W. Piderit, Bank Examiner............51Chambers3t.,N.Y. Peter N. Shippee, Bank Examiner.. .Albany. Nathaniel Orens, Bank Examiner. .. . 61Chambersot.,N.Y. .. Milton L. Masson, Bank Examiner. . 51ChambersSt.,N.Y L. Floyd Smith, Bank Examiner........... Syracuse. A. B. Clark, Bank Examiner............... Buffalo. .. S. I. Ohittenaen, Bank Examiner.... 51ChambersSt.,N. Y. G. F. Berger Jr., Bank Examiner. . .Buffalo. Arthur B. Vogel, Bank Examiner. . . ,51ChambersSt.,N.Y. Emmet W. Irving, Bank Examiner . .5lChambersSt.,N.Y. C. E Nathaway, Bank Examiner... . 51ChambersSt.,N.Y. Rho L. Bush, Bank Examiner............. 51ChambersSt.,N.Y. Louis N. Roe, Bank Examiner........... 51ChambersSt.,N.Y. Ralph T. Simmons, Bank Examiner .51ChambersSt.,N.Y. Arthur Koch, Bank Examiner............. Saratoga Springs. G. M. Aldrich, Bank Examiner...........51ChambersSt.,N.Y. F. L. H. Holzer, Bank Examiner .. . ,51ChambersSt.,N.Y. <• Wm. Cuffney. Bank Examiner............51ChambersSt.,N.Y. Geo. E. Varcoe, Bank Examiner.........5lChambersSt.,N.Y. Lawrence II. Geser, Bank Examiner . . 5lChambersSt.,N.Y Geo. A. Strack, Bank Examiner......... 51Chambers8t.,N.Y. L. W. Palmer, Bank Examiner............51ChambersSt.,N.Y. Frank B. McLaughlin, Bk. Examiner Syracuse. Herbert O. Rogers, Bank Examiner. ,51ChambersSt.,N.Y. Franklin W. Bright, Bank Exam........ 51ChambersSt.,N.Y. George W. Smith, Jr., Bank Exam.. .51ChambersSt.,N.Y. John A. Murray, Bank Examiner... .Buffalo. Earl J. Bangert. Bank Examiner.........Holland. Fred T. Bolan, Bank Examiner.......... 51ChambereSt.,N.Y. Charles Clarke, Bank Examiner......... Albany ;; Mortimer S. Cole, Bank Examiner... 51ChambersSt.,N.Y. Reginald W. Pawling, Bank Exam.. .51ChambersSt.,N.Y. Samuel Rauch, Bank Examiner..........51ChambersSt.,N.Y. Alfred L. Taylor, Bank Examiner.. . ,51ChambersSt.,N.Y. Wm. D. Navin, Bank Examiner.........51ChambersSt.,N.Y. Theodore J. Schulz, Bank Examiner ,51ChambersSt.,N.Y. Charles D. Zimmer, Bank Examiner.51ChambersSt.,N.Y: John M. Egan, Bank Examiner.......... 51ChambersSt.,N.Y. Roy E. Miher, Bank Examiner........... Jamestown. Ambrose J. Delaney, Bk. Exam..........Albany. Theo. B. Furman, Bank Examiner.. .New York City. Schuyler L. Baiern, Bank Examiner .New York. John E. Masters, Bank Examiner. . . .New York, N. Y. Guy F. Baker, Bank Examiner........... New York. Clement H. Darby, Bank Exam..........Buffalo. ■NT O . Clarence Latham. Chief Bank Ex.. .. Raleigh. M. C. Crawson, Bank Examiner........ Raleigh. W. C. Burnn, Bank Examiner............ Raleigh. J. C. Gilkey, Bank Examiner.............. Raleigh. D. M. Darden, Bank Examiner.......... Raleigh. H. L. Newbold. Bank Examiner........ Raleigh. W. L. Williams, Jr., Bank Examiner. Raleigh. W. O. Crump, Bank Examiner........... Raleigh. Thurman Williams, Bank Examiner.. Raleigh. John Mitchell ............................................ Raleigh. 44 C. S. Grainger, Jr., Bank Examiner. .Raleigh. L. H. Harrison, Bank Examiner......... Raleigh. •• R. E. Kerr, Bank Examiner.................Raleigh. STATE BANK OFFICIALS AND EXAMINERS—Continued STATU N. D.... Name Address State Gilbert Semingson. State Bk. Exam.. Bismarck. O. E. Bergstrom, Deputy......................Devils Lake. R. J. Murphy, Office Deputy...............Bismarck. E. O. Nestoss, Deputy Examiner. . . .Valley City. K. C. Nelson, Deputy Examiner........Lakota. F. J. Seeba, Deputy................................ Harvey. R. S. See, Deputy.................................... Minot. Chas. Carpenter, Deputy (City and County)....................................................Grafton. Hermann Scheffer, Deputy (City and County).................................................... Bismarck. C. T. Hopperstad, Deputy (City and County).................................................... Minnewaukan. O. T. Nelson, Deputy (City and County).................................................... Stanley. Chas. E. Fouts, Deputy (City and County).................................................... Towner. L. E. Wambhelm, Chief Deputy.........Bismarck. O. J. Eide. Deputy (City and County)Devils Lake. H. St. John, Deputy Examiner..........Bismarck. A. R. Reep, Special Deputy Exam.. . . Bismarck. Martin Jones, Deputy............................Fargo. Crosby Richards. Special Deputy Ex aminers (City, County and Insti tution) ....................................................... Dickinson. Texas.........J. L. JChapmau, Insurance and Banking Com....................... ..................Austin. “ T. P. Priddie, Jr., Chief Clerk and Deputy Bank Com...............................Austin. John M. Scott, Deputy Insurance Commissioner........................................ Austin. W. L. Peterson, General Liquidating Agent........................................................ Austin. C. P. Rockwell, Actuary........................Austin. H. W. Barton, Bank Examiner...........Austin. " John S. Wightman, Special Bank Examiner................................................. Austin. Chas. Kramer, Departmental Bk. Ex. .Austin. H. D. Wallace, Bank Examiner.......... Austin. W. A. Sandlin, Bank Examiner...........Austin. Wm. L. Edmond, Bank Examiner. . . .Austin. Carl Carlson, Bank Examiner..............Austin. A. S. Ferrell, Bank Examiner.............. Austin. W. N. Greer, Bank Examiner..............Austin. H. M. Walden, Bank Examiner..........Austin. J. Oran Carter, Bank Examiner..........Austin. J. J. Jordan. Bank Examiner................Austin. E. E. Hamilton, Bank Examiner........Austin. C. C. Campbell, Bank Examiner........Austin. V. S. Marett, Bank Examiner..............Austin. L. A. Dowlen, Bank Examiner............Austin. H. W. Barton, Bank Examiner............Austin. “ Jno. B. Hudson, Bank Examiner. . . .Austin. A. E. Harroun, Bank Examiner.........Austin. G. A. Swaim, Bank Examiner...............Austin. F. L. Kennedy, Bank Examiner..........Austin. Claud R. Truett, Bank Examiner... .Austin. “ Karl H. Word, Bank Examiner............Austin. H. O. McCallon, Bank Examiner. . . .Austin. “ W. A. Williams, Bank Examiner..........Austin, “ J. H. Quota, Bank Examiner.................Austin. .Roy Wolcott, Commissioner............... Oklahoma City. H. C. Carpenter, Asst. Bk. Com.........Oklahoma City. W. J. Martin. Bank Examiner.............Guthrie. Ray P. King. Bank Examiner............. Oklahoma City. J. D. Pennington, Bank Examiner. . .Okla. City. John Knox, Bank Examiner..................Edmond. R. A. Patton. Bank Examiner.............Claremore. J. W. Snyder, Bank Examiner........... McAlester. D. A. Duncan, Bank Examiner...........Oklahoma City. C. McCoy .Bldg, and Loan Auditor. .Oklahoma City. O. B. Motherseas, Bank Examiner . . Wilburton. Utah...........N. T. Porter, Bank Commissioner. . .Centerville. “ W. E. Evans, Bank Examiner................Salt Lake City. •• Aubrey Tolton, Bank Examiner........... Salt Lake City. J. P. Jacobson, Deputy Examiner... .Salt Lake City. vt................ G. B. Carpenter. Bank Com..................Montpelier. Inez M. Besett, Chief Clerk..................Montpelier. R. L. Kelleher, Bank Examiner...........Montpelier. " M. W. Huse, Bank Examiner.................Montpelier. Ora............ . F. C. Bramwell. Supt. of Banks..........Salem. W. M. Adah-. Asst. Supt. and Ex. .. .Salem. Guy N. Hickok, Bank Examiner........Salem. S. L. Stewart, Bank Examiner............Salem. C. M. Sims, Bank Examiner................Salem. E. M. Watson, Bank Examiner.......... Salem. E. A. Simonton, Secretary.................... Salem. Tinkham Gilbert. Asst. Examiner.. ..Salem. Doris Allen, Stenographer..................... Salem. Pa. Va............... F. B. Richardson, Chief Examiner.. .Richmond. L. R. Ritchie, Asst. Examiner............. Richmond. C. T. Allen, Asst. Examiner................. Kenbridge. B. J. Woodward, Asst. Examiner. . . .Richmond. R. M. Charlton. Asst. Examiner........ Christiansburg. P, W. Turner, Asst. Examiner........... Richmond. E. A. Leake, Asst. Examiner................Richmond. “ W. P. Shelton. Asst. Examiner............ Richmond. .Peter G. Cameron, Commissioner... . Harrisburg. John W. Morrison, 1st Deputy Com. Wayne. H. H. Eshbach, Chief of Building and Loan Bureau.......................................... Harrisburg. W. R. Calhoun, Chief Clerk.................Harrisburg. G. H. Orth, Chief of Bureau of Private Banks, Steamship Agencies and Loan Companies................................. Harrisburg. H. A. Groman, Bank Examiner..........Bethlehem. Robt. R. Moore, Bank Examiner.... Bellevue. Chas. A. Steele, Bank Examiner......... Franklin. Geo. W. Brown. Jr., Bank Examiner. . Philadelphia. Thomas Dixon, Bank Examiner..........2029 Brandywine St.. Philadelphia. W. E. Burns, Bank Examiners............Harrisburg. Harry J. Phillips, Bank Examiner. . .Etna. Wm. M. Boggs, Bank Examiner......... Valencia. F. A. Heim, Bank Examiner............... Williamsport. W. R. Smith, Bank Examiner..............814 N. 63d 8t„ Phil. J. A. Taylor, Bank Examiner...............Indiana. R. S. Ruth. Bank Examiner..................Scranton. L. W. Dennison. Bank Examiner... .Warren. M. P. Claney, Bank Examiner........... Wilkinsburg. Frank Glatfelter, Bank Examiner... .Columbia, H. R. Knowles. Bank Examiner.........Philadelphia. R. P. Ferguson, Bank Examiner......... Charleroi. Blake Harper, Bank Examiner............ Chambersburg. A. Rise Bowman. Bank Examiner. . .Lebanon. Geo. Dreisbach. Bank Examiner........ Mauch Chunk. Frank W. Jackson, Bank Examiner. .Apollo. L. R. Lloyd, Inspector of Private Bks.Plymouth. Lloyd Stayer, Bank Examiner............. Woodbury. Alvin M. Whitney, Bank Examiner..Coudersport. George M. Stroud, Bank Examiner.. .Chester. R. I. Geo. H. Newhall, Bk. Commissioner. Providence. E. J. Littlefield, Deputy Com.............. Providence. W. L. Offer, Bank Examiner.................Providence. John T. Pollard, Bank Exam................ Providence. R. L. Sayles, Bank Examiner............... Providence. Irma H. Goodrum, Clerk....................... Providence. Madeline T. Mulgrew, Clerk................ Providence. 8. C. ,W. W. Bradley, State Bk. Exam.........Abbeville. A. S. Fant, Asst. Bank Examiner... .Belton. J. I. Townsend. Asst. Bk. Exam......... Greenwood. https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis Address Tenn...........S. S. McConnell, Supt. of Banks......... Nashville. “ Hallum W. Goodloe, Asst. Supt. of Banks........................................................ N ash villa. H. B. Oliver. Bank Examiner..............Milan. H. O. Crumbliss, Bank Examiner... .Kingston. H. L. Grigsby, Bank Examiner.......... Dickson. D. D. Robertson, Bank Examiner... .Brownsville. T. B. Dozier, Bank Examiner............. Lebanon. I. H. Wilson, Asst. Bank Examiner. .Columbia. Ohio......... ,H. E. Scott, Superintendent.................Columbus. Frank R. Ambrose, Asst. Supt............. Columbus. F. A. Hunter, Attorney Examiner. . .Columbus. Edgar Ervin, Attorney Trust Exam. .Columbus. D. A. Filler, Chief Examiner................Columbus. George T. Blake, Foreign Ex. and Tr. Officer........................................................Columbus. Clyde Sharp Bank Examiner.............Ada. A. W. Pleister, Bank Examiner...........Cardington. Ralph J. Romer, Bk. Examiner........... Dayton. Henry J. Schulte, Bank Examiner. .. Cincinnati. O. A. Seiple, Bank Examiner.................Columbus. R. C. Parrish, Bank Examiner............ Liberty Center. Thomas McEldowny, Bank Exam... .Upper Sandusky. L. C. Bucher, Bank Examiner............. Dayton. C. W. Miller, Bank Examiner............. Newark. E. H. Blair, Bank Examiner.................Columbus. H. C. Lucas, Bank Examiner.............. Blanchester. J. E. Mason, Bank Examiner...............Medina. N. L. Lockwood, Bank Examiner .... Frankfort. D. J. Schurr. Bank Examiner.............. Columbus. John L. Wolfe, Asst. Bank Examiner .Mt, Vernon. Eugene E. King, Asst. Bank Exam.. .Deshler. G. W. Seiple, Asst. Bank Examiner. . Columbus. Gordon W. Burr. Asst. Bk. Exam... .West Salem. P. P. Leonard. Asst. Trust Exam....... Cleveland. Okla. Name S D............John Hirning, Supt. of Banks.............. Pierre. L. M. Larsen, Deputy Supt. of Banks Pierre. A. F. Wosnuk, Bank Examiner........... Aberdeen. E. J. Morris, Bank Examiner........ Aberdeen. A. E. Fossum, Bank Examiner.............Mitchell. Chris Hirning, Bank Examiner........... Mitchell. F. S. Lytle, Bank Examiner..................Pierre. “ F. S. Barber, Bank Examiner.................Onlda. W. E. Ward, Bank Examiner................Watertown. Wash..........E. L. Farnsworth, Director, Taxation and Examination..................................Olympia. John P. Duke, Supervisor of Banking Olympia. J. C. Minshull, Deputy Supervisor of Bkg.............................................................Olympia. E. C. Carter, Bank Examiner..............Yakima. John A. Vanderpoel, Bank Examiner.Bellevue. “ Fred Stevens, Bank Examiner..............Spokane. '* H. S. Bennett, Bank Examiner............Tacoma. R. L. Gentry. Bank Examiner............ Spokane. R. R. Knapp, Bank Examiner.............Seattle. W. Va. . .. J. S. Hill, Commissioner of Banking... Charleston. “ Geo. M. Weekley, Asst. Com.................Spencer. F. O. Lamb, Asst. Com..........................Charleston. W. B. Holden, Asst. Com...................... Parkersburg. “ E. L. Morrison, Asst. Com......................Charleston. C. 8. Merriken, Sec. and Office Dep..Charleston. “ Amy C. Eberbaugh, Asst. Secretary .Charleston. Wis.............Marshall Cousins. Commissioner.......... Eau Claire. W. H. Richards, Deputy Com............. Black River Falla. " Thos. Herreid, Chief Examiner.............Madison. *' O. E. Butters, Chief Clerk......................Madison. “ R. B. Ellis. Bank Examiner....................Madison. C. P. Diggles. Asst. Examiner............ Madison. “ Chas. T. Shape, Bank Examiner.......... Milwaukee. C. L. Pittman, Asst. Examiner.......... Eau Claire. W. C. Edwards, Bank Examiner........ Madison. Charles Russell, Clerk............................ Madison. Ernest J. Kuehl, Examiner................... Eau Claire. “ G. W. Jamieson. Bank Examiner... .Madison. N. E. Hanshus, Examiner..................... Eau Claire. Geo. O. F. Poundstone, Clerk.............Mellon. “ Omer Houkom, Clerk...............................Blair. M. O. Tuhus, Examiner......................... Viroqua. Jno. E. Mahoney, Clerk........................Madison. “ C. M. Morrison, Clerk.............................Madison. E. F. Witsig, Asst. Examiner............... Black River Falls. E L. Richardson, Asst. Examiner.... Fond du Lac. “ L. G. Herreid, Assistant Examiner. .Blair. Wyo........... R. J. Hoffman, State Examiner............ Cheyenne. S. A. Brown, Asst. State Examiner. .Cheyenne. C. F. Dickinson, Asst. State Exam.. .Cheyenne. R. S. Grier, Asst. State Examiner.. ..Cheyenne. 16 LIST OF NATIONAL BANK EXAMINERS AND DISTRICTS January 1, 1923 Name and Federal Reserve District. Name and Federal Reserve District. Address. Address. CHIEF NATIONAL BANK EXAMINERS Garrett, Robert D. (R). . . .Careof Div. of Insolvent National Banks Office of Comtroller of Currency, WashScott, Herbert W. (1)...........45 Milk St., Boston, 9. Mass. „ ington. D. C. Borden, Daniel C. (2).......... 720 U. S. Custom House, New York, N. Y. Gi bert, Headley B.(6).(G.) .628 Luttrele St.. Knoxville, Tenn. Newnham. Stephen L. (3) ..416 Post Office Bldg.. Philadelphia, Pa. Gilmore, WinfieldC. (7). . .514 W. North St., Decatur, Ill Thomas. Thomas C. (4).. ..527 Williamson Bldg., Cleveland, Ohio. Goodell, George W. (10). . .2070 Clermont St., Denver. Colo. Schechter, Wnllam J. (5) ...710 Nat’l Metropolitan Bank Bldg., Goodhart, Richard W. (2) P. O. Box 926. Buffalo, N. Y., (Tel.- 97 Washington, D. C. Linwood Ave.). Pole. J. Wm. (6)..................... 504 Post Office Bldg.. Atlanta. Ga. Gough, Eugene H. (12). . . .310 Central Bldg.. Seattle, Wash. Brown, Fred (7) ..................Hoorn 605, 79 W. Monroe St.. Chicago, 111. Graham, Chas. S. (2)........... 720 U. S. Custom House, New York N Y Wood, John S. (8)..................1310 Federal Reserve Bank Bldg., St. Gray. Wm. M. (12).............. 163 Hill St.. Ocean Park, Calif. „ Louis, Mo. Greenfield, James B. (7) . Room 605, 79 W. Monroe St., Chicago Ill Sims, Howard M. (9)............416 New York Life Bldg., Minneapolis, Griffey, Orville A. (10)....... 1515 Commerce Trust Bldg., Kansas City Minn. Mo. Roberts. L. K. (10)............... 1515 Commerce Trust Bldg., Kansas City, Griswold, Wm. C. (7) .........527 Williamson Bldg., Cleveland, Ohio. Mo. Hackney, Wm. N. (10). . . .Room 2, King Bldg..Norfolk Neb. Collier. Richard H. (11).... Suite 312 Magnolia Bldg., Dallas, Texas. Machen, Harry L. (12).... 1103 Alexander Bldg., San Francisco, I Hamilton, Wm. B. (11).... P. O. Box 222, Brownwood,’Texas. Hane, Henry B. (4). ............ 627 Williamson Bldg., Cleveland, Ohio. Calif Haneke, Edward C. (4)....P. O. Box, 151 Lima, Ohio, (Tel.- 1144 „ . , „ _ Brice Ave.) NATIONAL BANK EXAMINERS Harrington, T J. (2)............720 U. S. Custom House. New York N Y Affeldt, Jr., F. J. (7)............. 1301 N. Larch St., Lansing, Mich. Harris, Thos. E. (12)............1103 Alexander Bldg., San Francisco Allanson, Edward A. (3). . .P. O. Box 61, Lancaster, Pa. _ Calif. Allen, Edgar F. (10) (J. G.) .1515 Commerce Tr. Bldg., Kansas City, Hartman Chas. H (3)........ 416 Post Office Bldg., Philadelphia, Pa. Mo. Haugen, Nels E. (7)..............2803 Grand Ave., Des Moines Iowa Allsup, Archie S. (10) (J.G.)1515 Commerce Tr. Bldg., Kansas City, Hedrick, G. C. (11) (J.G.;..312 Magnolia Bldg., Dallas, Texas Mo. Herndon, James B. Jr., (11) Alvey, John C. UD...............312 Magnolia Bldg., Dallas, Tex. (J. G.)....................................312 Magnolia Bldg., Dallas Texas Anheier, C. H. (12)............... 436-437 Heilman Bldg., Los Angeles. Hilliard, Walter B. (2).........Hotel Ithaca, Ithaca, N. Y.’ Armstrong. George E. (10). 1226 Downing St., Denver, Colo. Hodgson, R. M....................... Care of War-Finance Corp'u, Southern August,Russell T. (2)..........480 Summer Ave., Newark, N. J. Bldg., Wash., D. C. Baker, Wm. B .(3).................416 Post Office Bldg., Philadelphia, Pa. Hooper, Marshall (12)......... 1103 Alexander Bldg., San Francisco. Calif Baldridge, Wm. H. (9).........American Natl. Bank, Billings, Mont. Horner, Harry N. (10).........Davis, Okla. (P. O. Box 1328) Houston, Robert C. (7)... .609 Spencer Ave., Marion, Ind. Barrett, John W. (3)............ 416 Post Office Bldg., Philadelphia, Pa. Hughes, John P (9)..............405 Northern Pacific Ave., Fargo. N. D Bartee, James S. (11)........... 312 Magnolia Bldg., Dallas, Texas. Hurley, Michael J. (1)......... Federal Bldg., Montpelier, Vt. Basham. Albert A. (6)......... 504 Post Office Bldg., Atlanta, Ga Hutt, Wm. E. (11)................ Sherman, Texas. Bean, Norwin 8. (1)..............10 Federal Bldg., Manchester, N. H. Idleman, Perry L. (12)........ 310 Central Bldg., Seattle, Wash. Bergman, Jr., Henry C. (lO)Cofleyville, Kan. James, Arthur L. (12).......... 1515 10th St., Sacramento. Calif. Best, John A. (R)...................Care^of First National Bank, Judsonia, Johnson, Carl E. H. (7).. . . Room 605, 79 W. Monroe St., Chicago, Ill Johnson Robin M. (R.) . . .Care of First Nat’l Bank. Hearne Tex Black, Harold W. (1)............45 Milk St., Boston, 9. Mass. Jorres, Gustave W. (12). .436-437 Heilman Bldg.. Los Angeles' Bly. J. Garver (7) (J. G.) . .Farmland, Ind. (J- G.) Calif. Boldin, Bernard E.(9) (J.G.) 416 New York Life Bldg,, Minneapolis, Joseph, Edward M. (7).... Keegan Apts., Uy W. Madison St _ Minn. __ __ „ Danville, 111. Borden, John C. (6).............. 1927 Rose Ave., Knoxville. Tenn. Kane, Thos. F. (5)................ 710 National Metropolitan Bank Bldg Boysen, Alfred (3)................. Post Office Bldg., Wilkes-Barre. Pa. ,, . Washington. D. C. Bradley, Arthur R. (10).... 1515 Commerce Trust Bldg., Kansas City, Kelly, Burdette (2)............... P. O. Box 324, Kingston, N. Y. Mo. Kennedy, Leon G. (10). . . .P. O. Box 517, Clinton, Okla. Brewer, Jr.. H. F. (11).... .369 First National Bank Bldg., El Paso, Klein, Benton (2)...................21 Woodlawn Ave., Albany N Y Knight, Marvin J. (11) Brock. Roland F. (10)..........P. o! Box 574, Hutchinson, Kan., (Tel.: (J. G.) ......... ................ 312 Magnolia Bldg., Dallas, Texas. Care of Miss Eva Beem, 723 Rorabaugh Lahman. Howard S. (10)... 1515 Commerce Trust Bldg., Kansas City Wiley Bldg.) _ Mo. Brooks, Roger E. (5)............ 710 National Metropolitan Bank Bldg., Lamb, Ernest (11).................312 Magnolia Bldg., Dallas. Texas Washington, D. C. Lamm, Foster R. (12) (J.G.)28 Post Office Bldg.. Boise. Idaho ' Brown, Charles V. (3).........416 Post Office Bldg.. Philadelphia. Pa. Lammond, W Morris (6). . 120 U. S. Custom House, New Orleans, La. Byers. Ralph W. (2)............. 938 Salem Ave., Hillside Township. Union La Roque, Oscar K. (5) Co., N. J. (W. F. C.)............................ Marion, S. C. Carolan, Wm. B. (1)............ 45 Milk St., Boston, 9, Mass. Leyburn, Alfred P. (9).........416 New York Life Bldg.. Minneapolis Carson, Thos. D. (5).............710 National Metropolitan Bank Bldg., Minn. Washington, D. C. Logan, Joseph M. (12).........436-437 Heilman. Bldg., Los Angeles. Chapman, Charles H. (3). .. 413 Post Office Bldg., Philadelphia, Pa. Chapman, Edw. L. (10)... .1515 Commerce Tr. Bldg., Kansas City, Longmoor, Stanley A. (11). 312 Magnolia Bldg.. Dallas, Texas. _ Mo. Lorang, Peter J. (1)..............Care of War-Finance Corp'n., Southern Chenault, John B. (4).......... Maysville, Ky. Bldg., Wash.. D. C. Chorpening, Ira L. (12).... 1026 Orange St... Los Angeles, Calif. McBryde, W. Waller (6). . .936 First National Bank Bldg., Birming Clement, Frank H. (2).........Box 926, Buffalo, N. Y. ham, Ala. Cloe. Wm. B. (5).......... ....P. O Box 1185. Huntington, W. Va. McCans A. B. (11)...............312 Magnolia Bldg., Dallas, Texas. „ (Tel. 1222—10th Ave.) McGrath, John C. (7)..........P. O. Box 592, Indianapolis, Ind., (Tel. Coffin, George M. (1).......... 71 College St., New Haven, Conn. ,, „ , , 1701 College Ave., Harold Apts. No. 1) Coffin, Gilbert 8. (12)..........509 Empire Bldg., Spokane, Wash McKee, Herbert J. (4).........527 Williamson Bldg., Cleveland, Ohio. ; Congdon, Sidney B. (4). .. .P. O. Box 1058, Pittsburgh, Pa. McKee, Joel S. (4)................ P. O. Box 1058, Pittsburgh, Pa.. (Tel • _ _ (Tel. 4323—Dakota St.). __ _ _ Room 512 Federal Bldg.) Cooney, Dan H. (7)............. 331 Federal Bldg., Milwaukee, Wis McLean. Chas. H. (1) (J.G.)310 Central Bldg., Seattle, Wash. Cooper, Roy A. (10).............202 Barnes Bldg., Muskogee. Okla. McMullan, J. R. (5)............. 710 National Metropolitan Bank Bldg Cooper, Thomas A. (1)... .40 Chapel St., Augusta, Me. Washington, D. C. Craig, Claude O. (7)............. 216 Federal Bldg., Des Moines, Iowa. McPike Ben M. (8)............. 1052 South First St., Evansville, Ind. Crawley, Wm. C. (12) (J.G.)1103 Alexander Bldg., San Francisco. Madland, Leland L. (9)... .416 New York Life Bldg., Minneapolis Calif. Minn. Crossen, Gail W. (6).............504 Post Office Bldg., Atlanta, Ga. Maguire, Edw. J. (2)(J.G.)720 U. S. Custom House. New York N Y Culver, William A. (7).........720 U. S. Custom House, New York, N.Y., Maloney, III, Wm. W. (12) 720 U. S. Custom House. New York Cutts, Arthur D. (U)............Rooin221i Treasury Dept., Washington, (J. G.) N. Y. Mann, Stuart H. (8).............1310 Federal Reserve Bank Bldg., St. Cutts, Leo M. (4)...................P. 6. Box 1058, Pittsburgh, Pa.. (Tel.: _, „ Louis, Mo. _ , __ 1303 Liverpool St., N. 8.). Mansfield, Fred S. (11). . . .312 Magnolia Bldg., Dallas, Texas Dalton. John W. (5)............. P. O. Box 958, Charlotte, N. C. (Tele. Marcuse, Benjamin (2). . . .560 W. 144th St., New York. N. Y. Mecklenberg Hotel.) Martin, Leo. H. (12)............ 1103 Alexander Bldg., San Francisco. Davenport. Henry B............. Assigned Chief, Examining Division, Calif. Comptroller’s Office, Treasury Dept.. Maxey, Charles T. (12)... .406 U. S. Custom House, Portland. Ore. _ Washington, D. C. (Tel.: Hotel Cornelius). , Davis, Thomas H. (6).......... 610 Va. Ry. & Power Bldg., Richmond,Va. Miles, Albert F. (5) (J. G.). .710 Nat’l Metropolitan Bank Bldg De Baun, Claud (2).............. 720 U. S. Custom House, New York, N.Y. Washington, D, G. Dillistin, William H. (2) ... 132 E. 21st 8t., Paterson, N. J. Millard, Samuel T. (8)........ 1310 Federal Reserve Bank Bldg., St Doty. Robert W. (3).............P. O. Box 981, Harrisburg. Pa. __ _ „ Louis Mo. Du Bois, Nathan 8. (3)... .416 Post Office Bldg.. Philadelphia. Pa. Mmor. W. G. (7)................................. Oannelton. Ind. Dunaway, W. W. (10)......... 201 Capitol Bldg., Cheyenne. Wyo. Montgomery, Robert (4).. .509 Nat’l Bank Bldg., Wheeling, W. Va Dye, Samuel W. (8) (J.G.).1310 Federal Reserve Bank Building, Moon, Earl W. (7)................ 335 Federal Bldg., Rock Island. HI. _ St. Louis. Mo. Moore, George M. (5)..........P. O. Box 752, Cumberland, Md. (Teleg Dwyer, Thomas R. (9)........ 416 New York Life Bldg., Minneapolis. „ , Queen City Hotel.) Minn. Moore, Samuel A. (.10)........ 1515 Commerce Tr. Bldg., Kansas City Embry, Jacob (11).................Care of Branch Federal Reserve Bank, Mo, Houston, Texas. Morgan, Wm. M. (8)............205 Federal Bldg., Louisville, Ky.(Teleg. Evans. Clyde J. (6)...............1120 Bell Bldg., Montgomery. Ala. .................... 2009 Kenilworth Ave.) Evans, Wm. C. (11)..............332 Post Office Bldg., Amarillo, Texas. Mueller, A. M. (10) (J.G.). .1515 Commerce Trust Bldg , Kansas City, Fans, A. Burton (4)............. Ill E. Auburn Ave., Cincinnati, Ohio. — ~ Mo. Filson, Chas. H. (10)............321 N. First St., Guthrie, Okla. Noone, D. L. (10)..................224 Federal Bldg., Salina, Kan. Fiman. Charles F. (9)...........416 New York Life Bldg., Minneapolis, Norris, Frank L. (2).............1925 Seventh Ave., New York. N. Y. Minn. Northcutt, V. Huborn (6). . P. O. Box 152, care of F. Clark. Hill Fletcher, Thomas E. (6)... .Cordeie, Ga. Bldg., Jacksonville, Fla. Folger, Wm. P. (5)................ 710 National Metropolitan Bank Bldg., Otto, Charles O. (12)............1124 Walnut St., South Spokane. Wash Washington, D. C. Parker, Edward F. (1)......... 45 Milk 8t„ Boston, 9 Mass Fredlund, John O. (10) (J. G.) 1515 Commerce Tr. Bldg., Kansas City, Partridge, Paul (2)................ 720 U. S. Custom House. New York, N. Y. Mo. Patterson. Bert K. (7)..........Room 605, 79 W. Monroe St.. Chicago. Ill Funsten Jr., James B. ^2). 720 U. S. Custom House, New York, N.Y. Pearson, Herbert (8).............1310 Federal Reserve Bank Bldg.. Funsten, Wm. P. (7).............Box 425, Evanston, Ill. «... — St. Louis, Mo. Furbee. Ernest M. (4)..........P. O. Box 1058, Pittsburgh, Pa., (Tel.: Peightel, John C. (8)............ 639 Delmar Ave., Springfleeld, Mo. 801 Wood St., WUkinsburg, Pa.). Penix, Jesse L. (11)...............Crawford Apts., Waco, Te: ’exas. https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis 17 LIST OF NATIONAL BANK EXAMINERS AND DISTRICTS—Continued Name and Federal Reserve District. Name and Federal Reserve District. Address. Address. Stewart, Charles A. (5)... . P. O. Box 63, East Falls, Church, Va. Storing, Chas. C. (9).......... .611 Minnehaha Bldg., Sioux Falls, S. D. (Teleg. care of Mr. Brown, 610 Minne haha Bldg.) Stuart, Robert K. (7)......... .Drawer “N,” Sheldon, Iowa, (Tel.: 801 Ninth St.) Sullenberger, Sam F. (10). . 1515 Commerce Trust Bldg., Kansas City, Mo. Sutton, C. F........................... .Honolulu. I. H. Thompson, Allison D. (11) . 207 East Elmira St.. San Antonio, Texas. Thompson, K. W. (6)........ .P. O. Box 182, Nashville, Tenn. Thorn, Leslie D. (11)......... .Box 283, Mineola, Texas (Teleg.: Mineola) Tucker, Grattan H. (5). . . .P. O. Box r62, Raleigh, N. C. Vann, John R. (6)............... .504 Post Office Bldg., Atlanta, Ga. Vaughn, Norman D. (12).. .1107 A. Mattel Bldg., Fresno, Calif. Waldron, Walter J. (12)... .1103 Alexander Bldg., San Francisco, Calif. Room 605, 79 W. Monroe, St., Chicago,Ill. Walker, Harry W. (7) Watson, Ernest H. (2). . . . .720 U. S. Custom House, New York, N.Y. Whiteman, Horace C. (3) . . P. O. Box 32, Altoona, Pa. (Tel.; 2104 Chestnut St. .406 Custom House, Portland, Oregon. Wilde, Max C. (12). Care of Heard National Bank, Jackson Williams, C. L. (R). ville. Fla. Williams, F. D. (9)............. .8 Montana Bldg., Helena, Mont. Williams, L. II. (9)............. .P.O.Box 958 Aberdeeh, S. Dak. (Tel: Care of Paul Keys, Federal Bldg. Southern Williams, R. C. (W. F. C.). . War Finance Corporation, Bldg., Washington, D. C. Williams, T. M. (12).......... . 1103 Alexander Bldg., San Francisco, Calif. Willson, Earl V. K. (11) .Mead Bldg., Rutland, Vt. .Room 217, Treasury Dept., Washington. Wilson, Chas. F. (W.).. D. C. Wilson, Edward B. (7)... . .3910 Ingersoll Ave., Des Moines, Iowa. Wilson, Robert F. (7)........ . P. O. Box 592, Waterloo, Iowa. Wilson, Wm. P. (11) (J.G.) .Suite 312 Magnolia Bldg., Dallas, Texas. Wood, D. R. (5)................... .P.O. Bldg., Martinsburg, W. Va. (Tele. 1117 W. King St.). .Suite 312 Magnolia Bldg., Dallas, Texas. Woods, J. K. (11)... .416 New York Life Bldg., Minneapolis. Wright, Irwin D. (9) Minn. .P. O. Box 244, Williamsport, Pa., (Tel.: Wylie, Roby. W. (3).... Room 20 P. O. Bldg.). .407 Central State Natl. Bank Bldg., Young, Wm. R. (8)........ Memphis, Tenn. . 720 U. S. Custom House, New York, N.Y. Younger, Cole J. (2) ... . Peterson, F. Raymond (10). 1515 Commerce Trust Bldg..Kansas City, Mo. Potter, Fulton F. (7)............110 North Adams Ave., Mason City, Iowa, Power, Robert E. (7)........... Room 605. 79 W. Monroe St.. Chicago, Ill. Procter, John L. (12)............P.O. Box 993, Pocatello, Idaho. (Teleg. care of M. L. Roberts, 134 So. Garfield Ave.) .710 Nat’l Metropolitan Bank Bldg., Ramsdell, Paul C. (5). . . Washington, D. C. Reed, William H. (10). . , . 1515 Commerce Tr. Bldg.,Kansas City Mo. Regan, Wm. A. (9)......... , . .416 New York Life Bldg., Minneapolis, Minn. Reinholdt, Carl A. (8). . ...1310 Federal Reserve Bank Bldg., St. Louis, Mo. Ritt, Albert L. (10) (J.G.) . 1515 Commerce Trust Bldg., Kansas City, Mo. Robb Ellis D. (2)..................720 U. S. Custom House, New York, N.Y. Robinson, E. Robt. (7)........ 349 Auburn Ave., Grand Rapids, Mich. Rockey, Kenneth H. (2). . .720 U. S. Custom House, New York, N.Y. Roots, J. Oscar (7).............. 1515 Commerce Tr. Bldg..Kansas City, Mo. Rorebeck, Edwin F. (2)... .Travelers Hotel, Waterton, N. Y. Ryan, Frank J. (1) (J.G.) . .45 Mils St., Boston. 9, Mass. Sawyer, Jr., J. T. (7)............536 Lake Drive. Apt. 6, Milwaukee, Wis. Sawyer, Jr., Lewis M. (12). 436-437 Heilman Bldg., Los Angeles, Calif. Schofield, John W.................. 1539 Hayworth Ave., Hollywood, Calif. Sheehan. Wm. F. (9)............ 3 9th St., South, Fargo, N. D. Shively, E. F. (4)...................P. O. Box 463, Columbus, Ohio., (Tel.: 10 14th Ave.) Sisk, Carl M. (3)....................539 Elm St., Reading, Pa., (Tel.: 315 N. 4th St. Smiley,Mervale, D. (9). . . .416 New York Life Bldg., Minneapolis, Minn. Smith A. B. (9)...................... 3000 James Ave. South. Minneapolis.Minn. Smith.Clarence F.(W.F.C.)War Finance Corp’n, Southern Bldg., Washington, D. C. Smith Geo. F. (3)................. 416 Post Oflice Bldg., Philadelphia, Pa. Smith o»orge H. (4)........... P. O. Box 336, West Newton, Pa. Smith, joi.n H. (9)................ 416 New York Life Bldg., Minneapolis, Minn. Smith, Roy i (10)............... Federal Bldg., Hastings, Neb. Smith, Wm. A. (8) (J. G.) ... 1310 Federal Reserve Bank Bldg., St. Louis, Mo. Snapp, John W. (5) (J. G.) .710 Nat'l Metropolitan Bank Bldg., Washington, D. C. Snyder. Vernon G. (3)......... P. O. Box 231, Sunbury, Pa. (Tele. 33 S. 11th St.). Stearns, E. Willey (2).......... 720 U. S. Custom House, New York, N. Y. Stewart. Adelia M..................Room 217, Treasury Dept., Washington, D. C. (a) Omit figure "9” in telegrams. (J. G.) National Bank Examiner, Junior Grade. NOTE •—Unless otherwise indicated the telegraph address is the same as the mail address. CLEARING HOUSES IN THE UNITED STATES AND CANADA The following Cities and Towns have Bank Clearing House Associations. The officers of each Association may be easily found by referring to the name of the City or Town in the Bank List immediately following the Banks. * before name of city in this list denotes Clearing House examination. * before a bank’s name in the Bank list indicates that it is a member of its local Clearing House. + before a bank’s name in the Bank list indicates that it is an affiliated member of the local Clearing House. Parsons, Kans............. ‘Seattle, Wash Lowell, Mass........... Aberdeen, S. D.............. Cincinnati, Ohio.......... Greenville, Miss. Paris, Ky—................. Sedalia. Mo...... ....... Adriau, Mich................ ‘Cleveland, Ohio_____ Greenville, S. C........... Lynn, Mass_______ ‘Pasadena, Cal_______ Sherbrooke, Que.._ Akron. Ohio..............— Colo. Spgs., Colo. ......... Guthrie, Okla_______ Macon, Ga-----------Passaic, N. J._______ Sherman, Tex____ Albany, Ga.-------------- Columbia, S. C.............. Hagerstown, Md........... Madison, Wis-------Pensacola, Fla............. ‘Sioux City, la.___ Kan....... Albany, N. Y................ Columbus. Ga.______ Halifax, Nova Scotia... Manhattan, M ansfleld, Ohio Peoria, Ill__________ Sioux Falls, S. D... Allentown, Pa----------- ‘Columbus, Ohio_____ Hamilton, Ohio............ ‘Philadelphia, Pa------- South Bend,Ind___ Altoona, Pa--------------- Connellsville, Pa------- Hamilton. Ontario___ Manchester, N. II... Mason City, la. Phillipsburg, N. J____ Spartansburg, S. C. Amarillo, Tex—......... Condele, Ga.____ ___ Hammond, Ind...........— Phoenix, Ariz_______ ‘Spokane, Wash___ Ann Arbor, Mich.......... Corsicana, Tex............. Hannibal, Mo........... ...JMcAlester, Okla... Pine Bluff, Ark............. Springfield, Ill____ Harrisburg, Pa._____ j Medicine Hat, Alta. Asheville, N. C............ Dallas, Tex..._....... ...... Pittsburg, Kan............. . Springfield, Mass.... Atchison, Kans.—....... Danville, 111------------- Hartford, Conn........... . Memphis, Tenn....... Pittsburgh, Pa.............. Springfield, Mo....... Hastings, Neb.............. Meridian, Miss....... Atlanta, Ga--------------- Davenport, Iowa_____ Pocatello, Ida........ ....... Springfield, Ohio.... Augusta, Ga--------------- Dayton. Ohio________ Hawkinsville, Ga..........‘Milwaukee, Wis—. Pontiac, Mich.______ Stamford. Conn____ Hazleton Pa._______ !‘Minneapolis, Minn Aurora, Ill.____ ___ — Decatur, 111--------------Portland, Me_________ Steubenville........... Austin. Tex.-------------- Denver, Colo------------ Helena, Ark................. Minot, N. D‘Portland, Ore............. Stockton, Cal_____ Bakersfield, Ca»--------- Des Moines, Iowa____ Helena, Mont.............. Mobile, Ala........... Providence, R. 1_____ Superior, Wis.......... Baltimore, Md......... — ‘Detroit, Mich_______ Henderson, Ky............. Moline, Ill________ Montclair, N. J....... Pueblo, Colo,................ Syracuse, N. Y.____ Holyoke. Mass............. Bangor, Me..----- ------- Dickinson, N. D............. Bartlesville, Okla------ Dothan, Ala.________ Homestead, Pa............. ‘Montgomery, Ala... Quebec, Quebec______ Tacoma, Wash____ Montreal, Quebec... Hot Spr'ngs, Ark.......... Battle Creek, Mich----- Dublin, Ga---------------Quincy, Ill._________ Tampa, Fla.............. Bay City, Mich. ............ Dubuque, Iowa............. Houston, Tex._______ Moose Jaw, Sask.... Raleigh, N. C................ Terre Haute, Ind... Beaumont, Tex............ Duluth. Minn------------ Huntington, W. Va...... Muncie, Ind.. -----Reading, Pa__________ Texarkana. Ark. Bellingham, Wash....... Edmonton, Alta............. ‘Hutchinson, Kans...... Muscatine, la--------Red Wing, Minn........ . Toledo, Ohio_____ Elberton, Ga________ ‘Indianapolis, Ind........ Muskogee, Okla....... Berkeley, Cal.......... Regina, Sask................. Topeica, Kan______ Billings, Mont----- ------ El Paso, Tex.___ ___ Jackson, Mich............... ‘Nashville, Tenn.... Reno, Nev..................... Toronto, Ontario.... Binghamton, N. Y------ Emporia, Kan........... . Jacksonville, Fla_____ Nebraska City, Neb.. Richmond, Va............. Trenton, N. J_____ Birmingham, Ala------- Enid, Okla---------- ----- Jacksonville, Ill_____ New Albany, Ind— Ritzville, Wash._____ Tucson.______ ___ Bismark, N. D----------- Ennis, Tex__________ Jamestown, N. Y.____ Newark, N. J______ ‘Tulsa, Okla........ Iloanoake, Va.______ Bloomington, Ill........... Erie, Pa................. ........ Jamestown, N. D_____ New Bedford, Mass.. Rochester, Minn.____ Twin Falls, Ida........ Boise, Ida.......... .......... Estherville, la.--------- Johnstown, Pa.............. New Brighton, Pa... Rochester, N. Y_____ Valdosta, Ga........... ‘Boston, Mass..—......... Eugene, Ore------------- Joplin, Mo_____ ____ Noav Castle, Pa____ Rockford, Ill------------ Vancouver, Br. Col. Bowling Green, Ky...... Evansville, Ind............ Kalamazoo, Mich,....... ‘New Haven, Conn.. Rock Island, Ill............. Vicksburg. Miss---Brandon. Man............... Fall River, Mass______ ‘Kansas City, Kan------ Nownan, Ga______ Rocky Mount, N. C----- Victoria, Br. Col...... Blantford, Ont............. Faribalt, Minn............. ‘Kansas City, Mo------- *New Orleans, La._. Rome, Ga_______ ___ Waco, Tex............... Fargo, N. D.____ ___ Knoxville, Tenn--------- Newport News, Va._ Brookfield, Mo........ Roswell, N. M.______ Washington, D. C. .. ‘LaCrosse, Wis.-------Brunswick, Ga----------- Flint, Mich--------------‘New York, N. Y---Sacramento, Cal______ Washington, Ga...... Buffalo, N. Y................ Fort Wayne, Ind. ......... Lancaster, Pa—.......... Norfolk, Va.______ Saginaw, Mich----------- Waterbury, Conn... Lansing, Mich---------Norristown, Pa-----Butler, Pa...... .............. Fort William, Ont____ Saint John, N. B--------- Waterloo, la............. Calgary, Alberta_____ Fort Worth, Tex_____ La Salle, Ill.________ Oakland, Cal---------Saint Joseph, Mo_____ Webster City, la. -Lawrence. Kan---------Camden, N. J------------ FrankliD, Pa.................. Fla._______ ‘Saint Louis, Mo.____ Wheeling, W. Va,... Canton, Ohio________ Frederick, Md.............. Leavenworth, Kan...... Ocala, Oelwein, la----------‘Saint Paul, Minn......... Lebanon, Pa------------‘Wichita, Kan____ Cape Girardeau, Mo.... Fremont, Neb............... ‘Ogden, Utah______ Salisbury, N. C............. Wilkesbarre, Pa---Casper, W.vo------------- Fresno, Cal._________ Lethbridge, Alta-------- Oil City, Pa.-........... ‘Salt Lake City, Utah.. Williamsport, Pa.._. Cedar Rapids, la--------- Gainesville, Fla._____ Lewistown, Mont_____ ‘Oklahoma, Okla.... San Antonio, Tex.___ Wilmington, Del...... Charleston, S. C--------- Galveston, Tex............. Lexington. Ky............... Okmulgee. Okla----San Bernardino Cal___ Wilmington. N. C,... Charleston, W. Va........ Gary, Ind___________ Lima, Ohio__________ Omaha, Neb---------San Diego, Cal..... ......... Winnipeg, Man........ Charlotte, N. C.~......... Gasionia. N. C_______ Lincoln. Ill____ _____ Orange. N. J---------San Francisco, Cal....... Winona, Minn------Lincoln, Neb._______ Chattanooga, Tenn........ Glasgow-, Ky........ ......... Orangeburg, S. C— San Jose, Cal................ Worcester, Mass,... Cheraw, S. C----- ------- Grand Forks, N. D....... Little Rock, Ark........ . Osage, la.................. Santa Barbara, Cal___ London, Ontario....... . Chester, Pa------ ----- -- Grand Island, Neb-----Oshkosh, Wis._____ Sanca Monica, Cal........ Yakima, Wash.-----Chester, S. C.----------- Grand Rapids, Mich,... Long Beach, Cal........ . Ottawa, Ontario___ Saskatoon, Sask.......... York, Pa_________ Lorain, Ohio________ Cheyenne, Wyo............. Great Falls, Mont-----Owensboro, Ky......... Savannah, Ga___ ____ Youngstown, Ohio... ‘Chicago, III..—.......... Greensboro, N. C------- *Los Angeles, Cal........ Zanesville, Ohio — Scranton, Pa................. Palestine, Tex_____ ‘Louisville, Ky............. Chillicothe, Mo........ . Greensburg, Pa............. https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis 18 https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis Reserves Required to be held by members in Federal Reserve Bank Banks Not in Reserve or Central Reserve City 7% of Demand Deposits 3% of Time Deposits Reserve City Banks Central Reserve City Banks 10% of Demand Deposits 3% of Time Deposits 13% of Demand Deposits 3% of Time Deposits Central Reserve Cities 2. "NEW YORK CITY .... 7. CHICAGO Reserve Cities 6. Br.5. Br.6. 1. Br.2. Br.4. 4. 11. Br.10. Br.7. Br.ll. Br.9. Br.ll. Br.6. 10. Br.8. Br.12. Br.8. Br.8. Albany, N. Y. Atlanta, Ga. Baltimore, Md. Birmingham, Ala. Boston, Mass. Brooklyn, N. Y. Buffalo, N. Y. Cedar Rapids, Iowa Charleston, S. C. Chattanooga, Tenn. Cincinnati, O. Cleveland, O. Columbus, O. Dallas, Texas Denver, Colo. Des Moines, Iowa Detroit, Mich. Dubuque, Iowa El Paso, Texas Fort Worth, Texas Galveston, Texas Grand Rapids, Mich. Helena, Mont. Houston, Texas Indianapolis, Ind. Jacksonville, Fla. Kansas City, Kan. Kansas City, Mo. Lincoln, Neb. Little Rock, Ark. Los Angeles, Cal. Louisville, Ky. Memphis, Tenn. Milwaukee, Wis. 9. Minneapolis,' Minn. Muskogee, Okla. Br.6. Nashville, Tenn. Br.6. New Orleans, La. Oakland, Cal. Ogden, Utah Br.10. Oklahoma City,Okla. Br.10. Omaha, Neb. * Peoria, Ill. 3. Philadelphia, Pa. Br.4. Pittsburgh, Pa. Br.12. Portland, Ore. Pueblo, Colo. 5. Richmond, Va. St. Joseph, Mo. 8. St. Louis, Mo. St. Paul, Minn. Br.12. Salt Lake City,Utah San Antonio, Texas 12. San Francisco, Cal. Ag’y 6 Savannah, Ga. Br.12. Seattle, Wash. Sioux City, Iowa Br.12. Spokane, Wash. Tacoma, Wash. Toledo, Ohio Topeka, Kan. Tulsa, Okla. Waco, Texas Washington, D. C. Wichita, Kan. Those cities which are preceded by a number are Federal Reserve Bank cities and the number in each instance is the District number in which the city is located. Br. signifies that a branch bank is located in that city. Ag’y signifies that an agency is located in that city. FEDERAL RESERVE BANK INFORMATION FEDERAL RESERVE BOARD WASHINGTON, D. C. Ex-officio Members A. W. MELLON, Secretary of the Treasury, Chairman. ...................................... Comptroller of the Currency. ADOLPH C. MILLER EDMUND PLATT, Vice-Governor CHARLES S. HAMLIN JOHN R. MITCHELL W. W. HOXTON, Secretary. WALTER WYATT, General Counsel. W. L. EDDY, Assistant Secretary. WALTER W. STEWART, Director, Division of Analysis and Research. W. M. IMLAY, Fiscal Agent. M. JACOBSON, Statistician. E. A. GOLDENWEISER, Associate Statis tician. J. F. HERSON, Chief Federal Reserve Examiner and Chief, Division of Examination. E. L. SMEAD, Chief, Division of Bank Operations. I FEDERAL ADVISORY COUNCIL—(1923) ALFRED L. AIKEN, Boston, District No. 1 PAUL M. WARBURG, NewYork,District No. 2 EDW. W. LANE, Atlanta, District No. 6 JOHN J. MITCHELL, Chicago, District No. 7* F. O. WATTS, St. Louis, District No. 8 GEORGE H. PRINCE, Minneapolis, District No. 9 E. F. SWINNEY, Kansas City, District No. 10 R. L. BALL, Dallas, District No. 11 D. W. TWOHY, San Francisco, District No. 12 Vice-President. LEVI L. RUE, Philadelphia, District No. 3 President. CORLISS E. SULLIVAN, Cleveland, District No. 4 JOHN M. MILLER, JR., Richmond, District No. 5 https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis 20 FEDERAL RESERVE BANK INFORMATION DISTRICT No. 1—Bank Located at Boston (Transit Number 5-1) . (30 Pearl St.) TERRITORY IN DISTRICT—Maine, New Hamphsire, Vermont, Massachusetts, Rhode Island, and Connecticut, except Fairfield County. Membership: National Banks 388; State Banks 40. DIRECTORS CLASS A:—THOMAS P. BEAL (1923), Boston; F. S. CHAMBERLAIN (1925), New Britain, Conn.; EDWARD S. KENNARD (1925), Rumford, Maine. CLASS B:—E. R. MORSE (1925), Proctor, Vermont; PHILIP R. ALLEN (1923), East Walpole, Mass.; C. G. WASHBURN (1924), Worcester, Mass. CLASS C:—FREDERIC H. CURTISS (1923), Boston, Chairman of Board and Federal Reserve Agent; JESSE H. METCALF (1925), Providence, R. I.; ALLEN HOLLIS (1924), Concord, N. H., Deputy Chairman. ALFRED L. AIKEN, Boston, Mass., Member Federal Advisory Council. OFFICERS FREDERIC H. CURTISS, Chairman and Federal Reserve Agent; W. P. G. HARDING, Governor; CHARLES F. GETTEMY, Assistant Federal Reserve Agent; CHESTER C. BULLEN, Deputy Governor; WILLIAM W. PADDOCK, Deputy Governor; WILLIAM WILLETT, Cashier; KRICKEL K. CARRICK, Secretary. ASSISTANT CASHIERS:—ERNEST M. LEAVITT, HARRY A. SAUNDERS, L. WALLACE SWEETSER WILLIAM N. KENYON, ELLIS G. HULT, and FRANK W. CHASE. HARRY F. CURRIER, Auditor; ARTHUR H. WEED, Counsel. LIABILITIES RESOURCES Gold and gold certificates.............................. $ 15,984,000 Gold settlement fund, F. R. Board.............. 28,827,000 Gold with Federal Reserve Agents.............. 150,228,000 Gold redemption fund.................................... 9,074,000 Legal tender notes, silver, etc........................ 7,937,000 Capital paid in......................................................................... $ 8,126,000 Surplus....................................................................................... 16,483,000 Government deposits............................................................... 119,000 Due to members—reserve account....................................... 124,810,000 Other deposits......................................................................... 869,000 Total deposits........................................ 125,798,000........... Federal Reserve notes in aotual circulation........................ 211,213,000 Federal Reserve bank notes in circulation, net liability... 150,000 Deferred availability items................................................... 55,609,000 All other liabilities................................................................... 2,052,000 TOTAL LIABILITIES............................................... 419,430,000 https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis n Total reserve............................................. Bills discounted—secured by Government obligations.................................................... Bills discounted—all others........................... Bills bought in open market.......................... U. S. Bonds and Notes................................... U. S. certificates of indebtedness—One year certificates (Pittman act).......................... U. S. certificates of indebtedness—all others Bank premises.................................................. Five per cent redemption fund against Fed eral Reserve bank notes............................. Unoollected items........................................... All other resources........................................... $212,045,000 TOTAL RESOURCES.......................... $419.431000 25,036,000 44,935,000 25,706,000 7,282,000 750,000 24,054,000 5,251,000 422,000 73.504,000 446,000 FEDERAL RESERVE BANK INFORMATION DISTRICT No. 2 Bank Located at New York City. (Transit Number 1-120) TERRITORY IN DISTRICT—The State of New York and the following counties in New Jersey: Bergen, Essex, Hudson, Hunterdon, Middlesex, Monmouth, Morris, Passaic, Somerset, Sussex, Union, and Warren and the County of Fairfield, Connecticut. Membership: National Banks 658; State Banks 134. DIRECTORS Term Expires Dec. 31 Term Expires Dec. SI W. McGarrah, New York City 1925 Chairman, The Mechanics and Metals National Bank 2 Robert H. Treman, Ithaca, N. Y. 1923 President, The Tompkins County National Bank 3 Charles Smith, Oneonta, N. Y 1924 President, The Citizens National Bank 1 Owen D. Young, New York City 1925 Chairman General Electric Company B Gates A A B B C C H. Williams, Madison, N. J. Williams & Peters, New York City 3 Frank L. Stevens, North Hoosick N. Y. President Stevens and Thompson, Inc. Pierre Jay, New York City, Chairman. William L. Saunders, Plainfield, N. J., 2 Richard 1923 1924 1925 1923 Deputy Chairman. Chairman Ingersoll-Rand Company Clarence M. Woolley, New York City President American Radiator Co. C 1924 MEMBER FEDERAL ADVISORY COUNCIL Paul Benj. Strong, Governor J. Herbert Case, Deputy Governor Louis F. Sailer, Deputy Governor M. Warburg, New York City OFFICERS GENERAL OFFICERS George L. Harrison, Deputy Governor Edwin R. Kenzel, Deputy Governor Jay E. Crane, Assistant Secretary L. Randolph Mason,General Counsel Jesse H. Philbin, Ass’t. Gen. Counsel Dudley H. Barrows, Secretary Senior Officers Gilbert E. Chapin, Controller of Loans Joseph D. Higgins, Ray M. Gidney, Controller at Large J. Wilson Jones, Arthur W. Gilbart, Controller of Cash and Controller of Edwin R. Kenzel, Collections Leslie R. Rounds, Laurence H. Hendricks, Controller of Fiscal Agency Functions Controller Controller Controller Controller at Large of Administration of Investments. Protern. of Accounts Junior Officers Charles H. Coe, Jay E. Crane, Edwin C. French, Bethune M. Grant, Manager, Collection Department Adolph J. Lins, Manager, Check Department Manager, Foreign Department Walter B. Matteson, Manager, Certificates oj Indebted Manager, Cash Department ness Department and Manager, Manager, Government Bond Depart Securities Department ment Joseph L. Morris, Manager, Credit Department William A. Hamilton, Manager, Building Maintenance De- Henry R. Murray, Manager, Securities Custody Depart partment ment Howard M. Jefferson, Manager, Personnel Development Robert M. O’Hara, Manager, Bill Department Department James M. Rice, Manager Accounting Department Alan K. Lauckner, Manager, Methods and Supplies Stephen S. Vansant, Manager, Discount Department Department 1. Ward Waters, Manager, Office Service Department and Manager, Personnel Service Department Auditor Francis Oakey, General Auditor Edward L. Dodge, Manager, Auditing Department FEDERAL RESERVE AGENT Pierre Jay, Federal Reserve Agent Shepard Morgan, Assistant Federal ReserveAgent Carl Snyder, General Statistician William H. Dillistin, Manager. Bank Examinations Department W. Randolph Burgess, Mgr., Reports Dept. BUFFALO BRANCH. (Transit Number 10-26) Directors E. J. Barcalo, Buffalo, N. Y. John A. Kloepfer, Buffalo, N. Y. Elliott C. McDougal, Buffalo, N. Y. Fred J. Coe, Niagara Falls,N. Y. ThomasE.Lannin,Rochester, N. Y. Harry T. Ramsdell, Buffalo, N. Y. Walter W Schneckenburger, Manager, Buffalo, N. Y. Officers Walter W. Schneckenburger, Manager Halsey W. Snow, Jr., Cashier Clifford L. Blakeslee. Assf. Cashier Elmer L. Theobald, Assistant Cashier LIABILITIES RESOURCES Gold and gold certificates............................... $121,730,000 Gold settlement fund F. R. Board.............. 186,672,000 Gold with Federal Reserve Agents.............. 709,059,000 Gold redemption fund.................................... 10,919,000 Legal tender notes, silver, etc........................ 27,602,000 Capital paid in.........................................................................$ 28,688,000 Surplus........................................................................... 60,197,000 Government deposits................................................... 979,000 Due to members—reserve account............................ 707,106,000 All other deposits......................................................... 12,251,000 Total deposits.......................................... 720,336,000 Federal Reserve notes in actual circulation............. 599,001,000 Federal Reserve bank notes in circulation, net liability.. . 2,450,000 Deferred availability items......................................... 113,477,000 All other liabilities....................................................... 6,531,000 TOTAL LIABILITIES.............................................. $1,530,680,000 https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis 22 Total reserves.............. ............................ Bills discounted—secured by Government obligations ... ............................................. Bills discounted—all others........................... Bills bought in open market.......................... U. S. Bonds and Notes ...».......................... U. S. certificates of indebtedness.—One year certificates (Pittman Act)........................ Certificates of indebtedness—all others.... Bank premises................................................. Five per cent redemption fund against Federal Reserve bank notes.................... Uncollected items........................................... All other resources.......................................... $ 1,055,982,000 TOTAL RESOURCES.......................... $1,530,680,000 125,487,000 19,323,000 45,790,000 41,497,000 3,000,000 72,190,000 10,760,000 149.000 154,328,000 2,175,000 FEDERAL RESERVE BANK INFORMATION DISTRICT No. 3—-Bank Located at Philadelphia. (Transit Number 3-4) (925 Chestnut Street) TERRITORY IN DISTRICT—Delaware, the following counties of New Jersey: Atlantic, Burlington, Camden, Cape May, Cumberland, Gloucester, Mercer, Ocean, and Salem, and all Pennsylvania east of western boundary of following counties: McKean, Elk, Clearfield, Cambria, and Bedford. Membership: National Banks 658; State Banks 58. DIRECTORS CLASS A:—JOS. WAYNE, JR. (1923), Philadelphia; FRANCIS DOUGLAS (1924), Wilkes Barre, Pa.; JOHN C. COSGROVE (1925), Hastings, Pa. CLASS B:—ALBA B. JOHNSON (1925), Philadelphia; EDWIN S. STUART (1923), Philadelphia; CHARLES K. HADDON (1924), Camden, N. J. CLASS C:—RICHARD L. AUSTIN (1923), Philadelphia, Chairman of Board; HENRY B. THOMPSON (1925), Wilmington, Del., Deputy Chairman of Board; CHAS. C. HARRISON (1924), Philadelphia. OFFICERS GEO. W. NORRIS, Governor; WILLIAM H. HUTT, Deputy Governor; EDWIN S. STUART, Deputy Governor; WIL LIAM A. DYER, Cashier and Secretary. ASSISTANT CASHIERS:—C. A. McILHENNY, W. J. DAVIS, JAMES M. TOY, R. M. MILLER, Jr„ F. W. LABOLD and S. R. EARL, RICHARD L. AUSTIN, Federal Reserve Agent; ARTHUR E. POST and WALTER T. GROSSCUP, Assistant Federal Reserve Agents. , LEVI L. RUE, Philadelphia, Member Federal Advisory Council LIABILITIES Capital paid in......................................................................... $ 9,327,000 Surplus fund............................................................................. 17,945,000 Government deposits............................................................... 761,000 Due to members—reserve account....................................... 112,257,000 All other deposits.................................................................... 766,000 Total deposits......................................... 113,784,000 Federal Reserve notes in actual circulation........................ 221,536,000 Federal Reserve bank notes in circulation, net liability... 76,000 Deferred availability items..................................................... 50,659,000 All other liabilities................................................................... 2,300,000 TOTAL LIABILITIES RESOURCES Gold coin and certificates.............................. $ Gold settlement fund, F. R. Board.............. Gold with Federal Reserve Agents.............. Gold redemption fund.................................... Legal tender notes, silver, etc........................ Total cash reserve................................... Bills discounted—secured by Government obligations.................................................... Bills discounted—all others........................... Bills bought in open market.......................... U. S. bonds and notes.................................... U. S. certificates of indebtedness—One year certificates (Pittman Act)........................ U. S. Gov. certificates of indebtedness—all others............................................................ Bank premises................................................... Uncollected items........................................... Five per cent redemption fund against Federal Reserve bank notes.................... All other resources........................................... $415,627,000 DISTRICT No. 4 TOTAL RESOURCES Bank Located at Cleveland. 19,256,000 12,909,000 186,110,000 4,925,000 13,887,000 $237,087,000 39,618,000 14,020,000 22,817,000 24,325,000 500,000 17,750,000 639,000 58,364,000 75,000 432,000 $415,627,000 (Transit Number 6-1) (Williamson Bldg.) TERRITORY IN DISTRICT—State of Ohio, all that part of Pennsylvania west of the eastern boundaries of the following counties: Warren, Forest, Jefferson, Indiana, and Somerset, the counties of Marshall, Ohio, Brooke, Tyler, Wetzel, and Hancock in the State of West Virginia, and all that part of the State of Kentucky located east of the western boundary of the following counties: Boone, Grant, Scott, Woodford, Jessamine, Garrard, Lincoln, Pulaski, and McCreary. Membership: National Banks 767; State Banks 118. DIRECTORS CLASS A:—ROBERT WARDROP (1923), Pittsburgh; CHESS LAMBERTON (1925), Franklin, Pa.; O. N. SAMS, (1924), Hillsboro, Ohio. CLASS B:—THOS. A. COMBS (1923), Lexington, Ky.; R. P. WRIGHT (1925), Erie, Pa.; JOHN STAMBAUGH, (1924), Youngstown, Ohio. CLASS C:—DAVID C. WILLS (1923), Cleveland, Chairman of Board; L. B. WILLIAMS, (1925), Cleveland, Ohio, Deputy Chairman of Board; W. W. KNIGHT, (1924), Toledo, Ohio. CORLISS E. SULLIVAN, Cleveland, Ohio, Member Federal Advisory Council. OFFICERS E. R. Fancher, Governor M. J. Fleming, Deputy Governor F. J. Zurlinden, Deputy Governor H. G. Davis, Cashier W. F. Taylor, AssL Cashier H. F. Strater, AssL Cashier C. W. Arnold, Asst. Cashier G. H. Wagner, Asst. Cashier D. B. Clouser, AssL Cashier C. L. Bickford, Asst. Cashier D. C. Wills, Federal Reserve Agent J. C. Nevin, Secretary and Asst. Federal Reserve Agent G. A. Stephenson, Manager, Bank Relations Department Wm. H. Fletcher, Manager, Department of Examination F. V. Grayson, Auditor B. V. Chappel, Assistant Secretary CINCINNATI BRANCH. (Transit Number 13-43) (Fourth and Walnut) P. J. FAULKNER, Assistant Federal Reserve Agent; L. W. MANNING, Manager; B. J. LAZAR, Cashier; JOHN P. H BREWSTER, Assistant Cashier. DIRECTORS T. J. DAVIS, L. W. MANNING, JUDSON HARMON, CHAS. A. HINSCH, GEO. D. CRABBS, Cincinnati. https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis , 23 FEDERAL RESERVE BANK INFORMATION (District No. 4. Continued from page 23.) PITTSBURGH BRANCH. (Transit Number 8-30) (Liberty Avenue and Anderson Street) T. M. JONES, Assistant Federal Reserve Agent; GEORGE DE CAMP, Manager; THOS. C. GRIGGS, Cashier; P. A. BROWN, Assistant Cashier; F. E. COBUN, Assistant Cashier. DIRECTORS R. B. MELLON, CHAS. W. BROWN, JAMES D. CALLERY, JOHN R. McCUNE, GEORGE DE CAMP, Pittsburgh, Pa. _____________________________________ RESOURCES Gold coin and certificates.............................. $ 13,338,000 Gold settlement fund...................................... 84,638,000 Gold with Federal ReserveAgents................ 183,086,000 Gold redemption fund.................................... 4,764,000 Legal tender notes, silver, etc........................ 5,050,000 LIABILITIES Capital paid in .......................................................................$ 11,708,000 Surplus fund............................................................................. 22,509,000 Government deposits.............................................................. 123,000 Federal Reserve bank notes in circulation, net liability.. . 444,000 Deferred availability items..................................................... 60,901,000 All other liabilities................................................................... 2.946,000 Total reserve............................................ Bills discounted—secured by Government obligations.................................................... Bills discounted—all other............................. Bills bought in open market.......................... U. S. Bonds and Notes................................. U. S. certificates of indebtedness—One year certificates (Pittman act).......................... U. S. certificates of indebtedness—-all others Bank premises.................................................. Five per cent redemption fund against Federal Reserve bank notes.................... Uncolleoted items........................................... All other resources........................................... TOTAL LIABILITIES............................................... $509,353,000 TOTAL RESOURCES.......................... Due to members—reserve account....................................... 151,807,000 All other deposits ................................................................. 1,543,000 Total Deposits...................................... $153,473,000 Federal Reserve notes in actual circulation........................ 257,372,000 DISTRICT No. 5 Bank Located at Richmond. $290,876,000 $509,353,000 28,147,000 22,534,000 53,302,000 11,896,000 500,000 19,827,000 7,043,000 89,000 74,612,000 527,000 (Transit Number 68-3) (9th & Franklin Sts.) TERRITORY IN DISTRICT—District of Columbia, Maryland, Virginia, North Carolina, South Carolina, and all West Virginia except the counties of Marshall, Ohio, Brooke, Tyler, Wetzel, and Hancock. Membership: National Banks 563; State Banks 68. DIRECTORS CLASS A:—JOHN F. BRUTON (1925), Wilson, N. C.; L. E. JOHNSON (1923), Alderson, W. Va.; CHAS. E. RIEMAN (1924), Baltimore, Md. CLASS B:—EDMUND STRUDWICK (1924), Richmond; DAVID R. COKER (1923), HartsviUe, S. C.; EDWIN C. GRAHAM (1925), Washington, D. C. CLASS C:—CALDWELL HARDY (1923), Richmond, Chairman of Board; ROBERT LASSITER (1925), Char lotte, N. C.; FREDERIC A. DELANO (1924), Washington, D C. JOHN M. MILLER, Jr. Member Federal Advisory Council, Richmond, Va. OFFICERS CALDWELL HARDY, Chairman oj Board and Federal Reserve Agent; J. G. FRY, Assistant Federal Reserve Agent; R. H. LEE, Assistant Federal Reserve Agent; GEORGE J. SEAY, Governor; CHAS. A. PEPLE, Deputy Governor; R. H. BROADDUS, Deputy Governor; ALBERT S. JOHNSTONE, Assistant to the Governor; J. S. WALDEN, Jr., Assistant to the Governor; GEORGE H. KEESEE, Cashier; C. V. BLACKBURN, Assistant Cashier; THOMAS MARSHALL, Jr., Assistant Cashier; W. W. DILLARD, Assistant Cashier; EDWARD WALLER, Jr., Assistant Cashier; GEORGE S. SLOAN, Assistant Cashier; MAXWELL G. WALLACE, Counsel; E. G. GRADY, Controller of Accounts; J. T. GAR RETT, Manager Bank Relations Department, HUGH LEACH, Auditor. BALTIMORE BRANCH. (Transit Number 7-27) (South and Redwood Sts.) A. H. DUDLEY, Manager: CHARLES H. WYATT, Cashier; F. McC. LEEKE, Assistant Cashier; THOMAS I. HAYS, Assistant Cashier; M. F. REESE, Assistant Cashier; C. P. HAMMOND. Assistant Cashier; HENRY SCHUTZ, Auditor; C. N. DULEY, Assistant Federal Reserve Agent. DIRECTORS A. H. DUDLEY, H. B. WILCOX, CARTER G. OSBURN, WALDO NEWCOMER, and WILLIAM INGLE, Balt. LIABILITIES Capital paid in......................................................................... $ 5,595,000 Surplus....................................................................................... 11,030,000 Government deposits............................................................... 336,000 Due to members—reserve account....................................... 59,123,000 All other deposits..................................................................... 752,000 RESOURCES Gold and gold certificates.............................. $ 5,549,000 Gold settlement fund, F. R. Board.............. 14,583,000 Gold with Federal Reserve Agents.............. 65,003,000 Gold redemption fund.................................... 4,061,000 Legal tender notes, silver, etc........................ 9,329,000 Total deposits................................ . . .$60,211,000 Federal Reserve notes in actual circulation........................ 103,398,000 Federal Reserve bank notes in circulation, net liability.. . 914,000 Deferred availability items.................................................... 44,959,000 A11 other liabilities................................................................... 1,348,000 TOTAL LIABILITIES..................................................$227,455,000 https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis 24 Total reserve............................................ Bills discounted—secured by Government obligations.................................................... Bills discounted—all other............................. Bills bought in open market.......................... U .S. Bonds and Notes.................................. U. S. certificates of indebtedness—One year certificates (Pittman act).......................... Other certificates............................................. Bank premises.................................................. Uncollected items........ .............................. Five per cent redemption fund against Federal Reserve bank notes.................... All other resources........................................... $ 98,525,000 TOTAL RESOURCES.......................... $227,455,000 25,024,000 31,813,000 1,614,000 1,241,000 1,360,000 6,000,000 2,571,000 58,543,000 188,000 696,000 FEDERAL RESERVE BANK INFORMATION DISTRICT No. 6—Bank Located at Atlanta. (Transit Number 64-14) TERRITORY IN DISTRICT—Alabama, Georgia, Florida, all Tennessee east of the western boundary of the follow ing counties: Stewart, Houston, Humphreys, Perry, and Wayne; all Mississippi south of the northern boundary of the following counties: Issaquena, Sharkey, Yazoo, Madison, Leake, Neshoba, and Kemper; all Louisiana, south of the northern boundaries of the parishes of Vernon, Rapides, and Avoyelles. Membership: National Banks 389; State Banks 142. DIRECTORS CLASS A:—JOHN K. OTTLEY (1924) Atlanta, Ga.; OSCAR NEWTON (1925), Jackson, Miss.; PETER R. KITTLES (1923), Sylvania, Ga. CLASS B:—LEON C. SIMON (1923), New Orleans; J. A. McCRARY (1924), Decatur, Ga.; W. H. HARTFORD (1925), Nashville, Tenn. CLASS C:—JOS. A. McCORD (1923), Atlanta, Chairman of Board; W. H. KETTIG (1925), Deputy Chairman of the Board, Birmingham, Ala.; LINDSEY HOPKINS (1924), Atlanta. EDWARD W. LANE, Jacksonville, Fla., Member Federal Advisory Council. OFFICERS M. B. WELLBORN, Governor; JOS. A. McCORD, Chairman of Board and Federal Reserve Agent; L. C. ADELSON, Deputy Governor: J. L. CAMPBELL, Deputy Governor; W. H. KETTIG, Deputy Chairman; J. M. SLATTERY, Secretary; M. W. BELL, Cashier; CREED TAYLOR, General Auditor; R. A. SIMS, Assistant Cashier; W. B. ROPER, Assistant Cashier; W. R. PATTERSON, Assistant Cashier; W. H. TOOLE, Manager Fiscal Agent Department. FEDERAL RESERVE AGENT DEPARTMENT JOS. A. McCORD, Federal Rj>serw Agent; WARD ALBERTSON, Assistant Federal Reserve Agent; W. S. JOHNS, Assistant Federal Reserve Agent, (jn Charqe of Examinations.) RANDOLPH & PARKER, Several Counsel. _______________ BIRMINGHAM BRANCH. (Transit Number 61—lw) ALEX. E. WALKER, Manager; W. C. STERRETT, Cashier; J. B. COBBS, Assistant Federal Reserve Agent. DIRECTORS W. H. KETTIG, Chairman; OSCAR WELLS, T. O. SMITH, W. W. CRAWFORD, jmd JOHN H. FRYE, Birmingham. ________________ JACKSONVILLE, Fla., BRANCH. (Transit Number 63-19) G. R. DE SAUSSURE, Manager; W. S. I^cLARIN, Jr., Cashier; GEO. N. MARTIN, Assistant Federal Reserve Agent v DIRECTORS JOHN C. COOPER, Chairman; EDWARD W- LANE, FULTON SAUSSY, C. P. KENDALL, and GILES L. WILSON, Jacksonville. NASHVILLE BRANCH. (Transit Number 87-10) J. B. McNAMARA, Manager; J, B. FORT, JR., Cashier; W. T. TYLER. Assistant Federal Reserve Agent. DIRECTORS W. H. HARTFORD, Chairman; J. E. CALDWELL, E. A. LINDSEY, and P. M. DAVIS, Nashville. T. A. EMBRY, Winchester. — NEW ORLEANS BRANCH. (Transit Number 14-21) MARCUS WALKER, Manager; W. H. BLACK, Assistant Manager; J. A. WALKER, Cashier; M. F. HARLAN, Assistant Cashier; F. C. VASTERLING, Assistant Cashier; P. J. PROSSER, JR., Assistant Cashier; LAWSON BROWN, Assistant Federal Agent. DIRECTORS P. H. SAUNDERS, New Orleans, Chairman; A. P. BUSH, Mobile, Ala.; J. E. BOUDEN, Jr., New Orleans; LEON C. SIMON, New Orleans, La.; R. S. HECHT, New Orleans, La.; F. W. FOOTE, Hattiesburg, Miss.; JAS. P. BUTLER, JR., New Orleans, La. SAVANNAH AGENCY. (Transit Number 38-49) R. N. GROOVER, Acting Manager; D. E. AVERY, Acting Assistant Manager. LIABILITIES RESOURCES Capital paid in......................................................................... $ 4,309,000 Surplus....................................................................................... 9,114,000 Government deposits............................................................... 458,000 Due to members—reserve account....................................... 55,253,000 All other deposits..................................................................... 527,000 Total deposits......................................................... 56,238,000 Gold and gold certificates.............................. $ 5,542,000 Gold settlement fund, F. R. Board.............. 24,769,000 Gold with Federal Reserve Agents.............. 103,668,000 Gold redemption fund.................................... 2,489,090 Legal tender notes, silver, etc........................ 4,936,000 Federal Reserve notes in actual circulation........................ 129,493,000 Federal Reserve bank notes in circulation, net liability... 349,000 Deferred availability items..................................................... 19,702,000 All other liabilities................................................................... 1,391,000 TOTAL LIABILITIES.................................................$220,596,000 https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis 25 Total reserve............................................ Bills discounted—secured by Government obligations.................................................... Bills discounted—all other............................ Bills bought in opeD market.......................... U. S. bonds and notes.................................... U. S. certificates of indebtedness—one year certificated (Pittman act).......................... U.S. certificates of indebtedness all — others Bank premises.................................................. Uncollected items........................................... Five per cent redemption fund against Federal Reserve bank notes..................... Other resources............................................... $141,404,000 TOTAL RESOURCES.......................... $220,596,000 3,036.000 26,632,000 10,579,000 143,000 499,000 2,031,000 2,110,000 33,340,000 468,000 354,000 FEDERAL RESERVE BANK INFORMATION DISTRICT No. 7 Bank Located at Chicago. (Transit No. 2-30) (230 La Salle St.) 1ERRITORY IN DISTRICT—State of Iowa, all that part of Wisconsin in the counties of Vernon, Monroe, Jackson, Clark, Marathon, Langlade, Oconto, and Marinette, together with all the counties lying east and south of these counties; all of the southern peninsula of Michigan, viz.: that part east of Lake Michigan; all that part of Illinois located north of a line forming the southern boundary of the following counties: Hancock, Schuyler, Cass, Sangamon, Christian, Shelby, Cumberland, and Clark; and all that part of Indiana north of a line forming the southern boundaries of the following counties: Vigo, Clay, Owen, Monroe, Brown, Bartholomew, Jennings, Ripley, and Ohio. Membership: National Banks 1066; State Banks 377. DIRECTORS AND OFFICERS Loans and Credits KENT C. CHILDS, Controller of Loans and Credits ALLEN R. LeROY, Manager, Loans (Iowa) RALPH II. BUSS, Manager, Loans (Michigan and Wis consin) Discount Department FRANK R. HANRAHAN, Manager, Loans (Illinois and Indiana) EUGENE A. DELANEY, Manager, Credit Department Class A—Directors ELBERT L. JOHNSON. Waterloo. Iowa (1923) GEORGE M. REYNOLDS, Chicago. Ill. (1924) CHARLES H. McNIDER, Mason City, Iowa (1925) Class B—Directors AUGUST H. VOGEL, Milwaukee, Wis. (1924) STANFORD T. CRAPO, Detroit, Mich. (1925) Class C—Directors JAMES SIMPSON. Chicago, Ill. (1923) WILLIAM A. HEATH. Evanston, Ill. (1924) FRANK C. BALL, Muflcie, Ind. (1925) Offic ers WILLIAM A. HEATH, Chairman and Federal Reserve Agent. JAMES SIMPSON. Deputv Chairman WALTER F. McLALLFN.' Secretary Division of Issue WALTER F. McLALLEN, Asst. Federal Reserve Agent. Division of Examinations WILLIAM II. WHITE, Assistant Federal Reserve Agent, Manager CHARLES G. RUTLEDGE, Acting Assistant Federal Reserve Agent f Division of Bank Relations EVERETT L. HARRIS, Manager Division of Statistics and Analysis FRANK M. HUSTON, ManagerDivision of Audit FRANCIS R. BURGESS, Auditor WALTER A. HOPKINS, Assistant Auditor Investments CLARKE WAStLBURNE. Controller of Investments ALBA W. DAZEY7'Managtr> Investment Department. v Member Barlk Accounts JOSEPH C. CALLAHA?'1' Manager, Member Bank Accounts Department . t Cash anJ Custodies OTTO J. NETTERSTPODb Controller of Cash and Custodies JESSE G. ROBERTS, Manager, Cash Department ROBERT E. COULTER, Manager, Cash Custody Dept. FRED BATEMAN, Manager, Securities Department. Collections WILLIAM C. BACHMAN, Controller of Collections. IRVING FISCIIEH, Manager, Check Dept. LOUIS G. PAVJL i, Manager, Collection Department. Accounting ARTHUSY H. VOGT, Controller of Accounting WALTER A. HANSON, Manager, Accounting Dept. RICILARD C. HUELSMAN, Manager, Planning Dept Counsel Administration CHARLES L. POWELL .J AMES H. DILLARD, Controller of Administration f WILBUR K. LYLE, Manager, Personnel Department. / LOUIS G. MEYER, Manager, Service Department / FRANK A. LINDSTEN, Manager, Disbursing Dept. Member Federal Advisory Council JOHN ,T. MITCHELL, Chicago, Ill. Banking Officials / Fiscal Agency JAMES B. McDOUGAL, Governor JOHN H. BLAIR, Deputy Governor CHARLES R. McKAY, Deputy Governor STERLING B. CRAMER, Deputy Governor DON A. JONES, Controller of Fiscal Agency Functions JOHN H. RUMBAUGH, Manager, Government Bond Department DETROIT BRANCH. (Transit No. 9-29) (128 W. Congress St.) Directors GEORGE T. JARVIS, Assistant Auditor ROBERT B. LOCKE, Manager WILLIAM R. CATION, Cashier JOHN B. DEW, Assistant Cashier FRANK J. MAURICE, Assistant Cashier HENRY M. BUTZEL, Assistant Counsel JOHN BALLANTYNE EMORY|W. CLARK JULIUS HAASS CHARLES H. HODGES ROBERT B. LOCKE, Chairman Officers JOHN G. BASKIN, Asst. Federal Reserve Agent HERBERT H. GARDNER, Acting Assistant Federal Reserve Agent LIABILITIES RESOURCES Gold and gold certificates.............................. $ 50,724,000 Gold settlement fund, F. R. Board.............. 47,795,000 Gold with Federal Reserve Agents.............. 405,216,000 Gold redemption fund.................................... 7,542,000 Legal tender notes, silver, etc........................ 18,575,000 Capital paid in.........................................................................$ 14,772,000 Surplus....................................................................................... 29,025,000 Government deposits............................................................... 384,000 Due to members—reserve account....................................... 264,175,000 All other deposits................................... Total deposits............................ . Total reserve............................................ Bills discounted—secured by Government obligations.................................................... Bills discounted—ail other............................ Bills bought in open market.......................... U. S. bonds and notes.................................... U. S. certificates of indebtedness—One year certificates (Pittman act).......................... U. S. certificates of indebtedness—all others Bank premises.................................................. Uncollected items........................................... Five per cent redemption fund against Federal Reserve bank notes.................... All other resources.......................................... 3,252,000 $207,811,000 Federal Reserve notes in actual circulation........................ 428,298,000 Federal Reserve bank notes in circulation, net liability... 1,269,000 Deferred availability items.................................................... 67,447,000 All other liabilities................................................................... 3,668,000 TOTAL LIABILITIES................................................ $812,290,000 https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis TOTAL RESOURCES.......................... 26 $ 529,852,000 29,106,000 58,994,000 11,762,000 7,270^000 1,667,000 70,452,000 7,78 T,000 93,849,000 605,000 892,000 $812,290,000 FEDERAL RESERVE BANK INFORMATION DISTRICT No. 8—Bank Located at St. Louis. (Transit Number 4-4) TERRITORY IN DISTRICT—Arkansas, all Missouri east of the western boundary of the following counties: Harrison, Daviess, Caldwell, Ray, Lafayette, Johnson, Henry, St. Clair, Cedar, Dade, Lawrence, and Barry; all Illinois south of the northern boundaries of the following counties: Adams, Brown, Morgan, McCoupin, Montgomery, Fayette, Effingham, Jasper, and Crawford; all Indiana south of the northern boundaries of the following counties: Sullivan, Greene, Lawrence, Jackson, Scott, Jefferson, and Switzerland* all Kentucky west of the eastern boundaries of the following counties: Gallatin, Owen, Franklin, Anderson, Mercer, Boyle, Casey, Russell, and Wayne; all Tennessee west of the eastern boundaries of the following counties: Henry, Benton, Decatur, and Hardin; and all Mississippi north of the southern boundaries of the following counties: Washington, Holmes, Attala, Winston, Noxubee, and Humphreys. Membership: National Banks 489; State Banks 121. DIRECTORS CLASS A:—JOHN G. LONSDALE (1923), St. Louis; J. C. UTTERBACK (1924), Paducah, Ky.; JOHN C. MARTIN (1925), Salem, Ill. CLASS B:—ROLLA WELLS (1924), St. Louis; WILLIAM B. PLUNKETT (1925), Little Rock, Ark.; LE ROY PERCY (1923), Greenville, Miss. CLASS C:—WM. McC. MARTIN (1924), St. Louis, Chairman of Board and Federal Reserve Agent; JOHN W. BOEHNE (1923), Evansville, Ind., Deputy Chairman; C. P. J. MOONEY (1925), Memphis, Tenn. F. 0. WATTS, St. Louis, Mo., Member Federal Advisory Council. OFFICERS WM. McC. MARTIN, Chairman of the Board and Federal Reserve Agent; C. M. STEWART, Assistant Federal Reserve Agent; D. C. BIGGS, Governor; OLIN M. ATTEBERY, Deputy Governor; JAMES G. McCONKEY, Secretary and Counsel; J. W. WHITE, Cashier; A. H. HAiLL, J. W. RINKLEFF, W. H. GLASGOW, S. F. GILMORE, E. C. ADAMS, and F. N. HALL, Assistant Cashiers; E. J. NOVY, General Auditor; H. L. TRAFTON, A. E. DEBRECHT, E. I. NOWOTNY, L. A. MOORE, C. E. MARTIN, and L. T. WALKER, Assistant Auditors. LITTLE ROCK BRANCH. (Transit Number 81-13) A. F. BAILEY, Manager; M. H LONG, Cashier; F. A. COE, Assistant Cashier. DIRECTORS A. F. BAILEY, JOHN M. DAVIS, J. E. ENGLAND, Jr., C. S. McCAIN and MOORHEAD WRIGHT. LOUISVILLE BRANCH (Transit Number 21-59) W. P. KINCHELOE, Manager; JOHN T. MOORE, Cashier; EARL R. MUIR, Assistant Cashier. DIRECTORS W. P KINCHELOE, W. C. MONTGOMERY, F. M. SACKETT, GEORGE W. NORTON, and E. L. SWEARINGEN. MEMPHIS BRANCH. (Transit Number 26-3) JNO. J. HEFLIN, Manager; A. J. WILLIAMS, Cashier; V. S. FUQUA, Assistant Cashier. DIRECTORS JNO. J. HEFLIN, J. D. McDOWELL, S. E. RAGLAND, T. K. RIDDICK, and R. B. SNOWDEN. RESOURCES LIABILITIES Capital paid in......................................................................... $ 4,813,000 Surplus fund............................................................................. 9,388,000 Government deposits............................................................... 1,282,000 Due to members—reserve account....................................... 71,362,000 All other deposits..................................................................... Total deposits...................................... 74,799,000 2,154,000 Federal Reserve notes in actual circulation........................ Federal Reserve bank notes in circulation, net liability .. Deferred availability items..................................................... All other liabilities................................................................... 97,272,000 457,000 40,694,000 1,232,000 Gold and gold certificates.............................. $ 2,443,000 Gold settlement fund, F. R. Board................ 17,433,000 Gold with Federal Reserve Agents.............. 72,522,000 Gold redemption fund.......................... .......... 2,345,000 Legal tender notes, silver, etc........................ 8,158,000 TOTAL LIABILITIES................................................. 228,655,000 https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis 27 Total reserve............................................ Bills discounted—Secured by Government obligations.................................................... Bills discounted—all other............................. Bills bought in open market.......................... United States Bonds and Notes.................... U. S. certificates of indebtedness.-One year certificates (Pittman act)........................ U. S. certificates of indebtedness—all others Bank premises.................................................. Uncollected items......................................_... Five per cent redemption fund against Federal Reserve bank notes...................... All other resources........................................... $102,901,000 TOTAL RESOURCES......................... $228,655,000 16,549,000 13,638,000 12,623,000 16,765,000 571,000 13,781,000 971,000 50,454,000 213,000 379,000 FEDERAL RESERVE BANK INFORMATION DISTRICT No. 9—Bank Located at Minneapolis. (Transit Number 17-8) (Location—New York Life Bldg.) TERRITORY IN DISTRICT—Montana, North Dakota, South Dakota, Minnesota, all Wisconsin in the counties La Crosse, Trempealeau, Eau Claire, Chippewa, Taylor, Lincoln, Oneida, Forest, and Florence, and all the counties lying north and west of these and the northern peninsula of Michigan. Membership: National Banks 877; State Banks 137. GEORGE H. PRINCE, Member Federal Advisory Council, St. Paul, Minn. DIRECTORS CLASS A:—THEODORE WOLD (1925), Minneapolis; J. C. BASSETT (1923), Aberdeen, S. D.; W. C. McDOWELL, (1924), Marion, N. Dak. CLASS B:—F. R. BIGELOW (1925), St. Paul; N. B. HOLTER (1923), Helena, Mont.; F. P. HIXON (1924), La Crosse, Wis. CLASS C:—JOHN H. RICH (1923), Minneapolis. Chairman of Board and Federal Reserve Agent; HOMER P. CLARK (1924), Deputy Chairman, St. Paul; GEO. W. McCORMICK (1925), Menominee, Mich OFFICERS JOHN H. RICH, Chairman and Federal Reserve Agent; HOMER P. CLARK, Deputy Chairman; CURTIS L. MOSHER, Secretary Board of Directors and Assistant Federal Reserve Agent; J. F. EBERSOLE, Assistant Federal Reserve Agent; HARRY YAEGER, Field Representative; FRED M. BAILEY, Manager Bank Examination Department; R. A. YOUNG, Governor; W. B. GEERY, Deputy Governor; S. S. COOK, Deputy Governor; F. C. DUNLOP, Controller; B. V. MOORE, Cashier; GRAY WARREN, Assistant Cashier; L. E. RAST, Assistant Cashier; H. C. CORE, Assistant Cashier; ANDREAS UELAND, Legal Counsel. MEMBER OF FEDERAL ADVISORY COUNCIL GEORGE H. PRINCE, Chairman Board of Directors, Merchants National Bank, St. Paul, Minn. HELENA BRANCH. (Transit Number 93-26) DIRECTORS T. A. MARLOW, Helena, Chairman; LEE M. FORD, Great Falls; R. O. KAUFMAN, Helena; C. J. KELLY, Butte; H. W. ROWLEY, Billings. OFFICERS H. L. ZIMMERMAN, Assistant Federal Reserve Agent and Auditor; R. E. TOWLE, Manager; H. F. BROWN, Cashier; R. E. SCHUMACHER, Assistant Cashier; T. B. WEIR, Legal Counsel. LIABILITIES RESOURCES Capita] paid in.........................................................................$ 3,535,000 Surplus...................................................................................... 7,468,000 Government deposits.............................................................. 693,000 Due to members—reserve aooount....................................... 47,914,000 AU other deposits................................................................... 969,000 Total deposits....................................... Gold and gold certificates.............................. $ 7,581,000 Gold settlement board. Federal Reserve Board....................................................... 22,493,000 Gold with Federal ReserveAgents................ 46,372,000 Gold redemption fund.................................... 3,593,000 Legal tender notes, silver, etc........................ 803,000 Total reserve............................................ Bills discounted—secured by Government obligations.................................................... Bills discounted—all other............................ U. S. bonds and notes.................................... Bank premises....... ........................................ U. S. certificates of indebtedness—One year certificates (Pittman act).......................... U. S. certificates of indebtedness—all others Municipal Warrants....................................... Uncollected items............................................ Five per cent redemption fund against Federal Reserve bank notes....................... All other resources........................................... 49,576,000 Federal Reserve notes in actual circulation........................ 60,027,000 Federal Reserve bank notes in circulation, net liability.. 115,000 Deferred availability items.................................................... 16,106,000 All other liabilities................................................................... 1,588,000 TOTAL LIABILITIES................................................ $138,415,000 https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis TOTAL RESOURCES......................... 28 $ 80,842,000 2,177,000 18,902,000 11,109,000 1,057,000 500,000 2.499,000 40,000 19,362,000 196,000 1,731,000 $138,415,000 FEDERAL RESERVE BANK INFORMATION DISTRICT No. 10—Bank Located at Kansas City, Mo. (Transit Number 18-4) (10th & Grand Ave.) TERRITORY IN DISTRICT—Kansas, Nebraska, Colorado, Wyoming, all Missouri west of the eastern bounuaries of the following counties: Worth, Gentry, DeKalb, Clinton, Clay, Jackson, Cass, Bates, Vernon, Barton, Jasper, Newton, and McDonald; all Oklahoma with exception of the following counties: Atoka, Byron, Choctaw, Coal, Johnston, Marshall, McCurtain, and Pushmataha; all New Mexico north of a line forming the southern boundary of the following counties: McKinley, Sandoval, Santa Fe, San Miguel, and Union. Membership: National Banks 1108; State Banks 43. DIRECTORS CLASS A:—E. E. MULLANEY (1923), Hill City, Kan.; J. C.MITCHELL (1924), Denver, Colo.; FRANK W. SPONSIBLE (1925), Paolo, Kan. CLASS B:—HARRY W GIBSON, (1923), Muskogee, Okla.; THOS. C. BYRNE (1924), Omaha, Neb.; M. L. McCLURE (1925), Kansas City, Mo. CLASS C:—ASA E. RAMSAY (1923), Kansas City, Chairman of Board and Federal Reserve Agent; HEBER HORD, (1924) Central City, Neb., Vice Chairman of Board; FRED O; ROOF (1923), Denver, Colo. E. F. SWINNEY, Kansas City, Mo., Member Federal Advisory Council. OFFICERS ASA E. RAMSAY, Federal Reserve Agent; C. K. BOARDMAN, Secretary and Asst. Federal Reserve Agent; W. J. BAILEY, Governor; C. A. WORTHINGTON, Deputy Governor; J. W. HELM, Cashier. ASSISTANT CASHIERS:—JOHN PHILLIPS, Jr., E. P. TYNER, G. E. BARLEY, M. W. E. PARK, A. G. FROST, A. M. McADAMS, G. H. PIPKIN. S. A. WARDELL, Auditor; WALTER ROBINSON, Manager, Department of Examination. DENVER BRANCH (Transit Number 23-19) (16th & Lawrence) C. A. BURKHARDT, Manager; JOS. E. OLSON, Cashier; A. J. CONWAY, Assistant Cashier; R. W. SMITH, Branch Audiior. DIRECTORS C. C. PARKS, Denver; A. C. FOSTER, Denver; C. A. BURKHARDT, Denver; JOHN EVANS, Denver; ALVA B. ADAMS, Pueblo. OMAHA BRANCH (Transit Number 27-12) (1219 Farnam St.) L. H. EARHART, Manager; G. A. GREGORY, Cashier; WM. PHILLIPS, and W. D. LOWER, Assistant Cashiers; J. W. JONES, Branch Auditor. DIRECTORS W. J COAD, Omaha; GEO. E. ABBOTT, Cheyenne, Wyo.; L. H. EARHART, Omaha; P. L. HALL, Lincoln; R. O. MARNELL, Nebraska City. OKLAHOMA CITY BRANCH (Transit Number 39-24) (2nd & Broadway) C. E. DANIEL, Manager; R. O. WUNDERLICH, Cashier; R. L. MATHES, Assistant Cashier; OLIVER A LEAMON, Branch Manager. DIRECTORS T. P. MARTIN, JR., Oklahoma City; DORSET CARTER, Oklahoma City; WM. MEE, Oklahoma City; E. K. THURMOND, Oklahoma City: C. E. DANIEL, Oklahoma City. LIABILITIES Capital paid in ........................................................................$ 4,593,000 Surplus fund............................................................................. RESOURCES Gold and gold certificates............................. $ 2,661,000 Gold settlement fund, F. II. B'd................... 29,405,000 Gold with Federal Reserve Agents............... 52,250 Gold redemption fund..................................... 2,323.000 Legal tender notes, silver, etc........................ 3,160,000 9,646,000 Government deposits............................................................... 862,000 Due to members—reserve account....................................... 80,608,000 All other deposits..................................................................... 3,085,000 Federal Reserve bank notes in circulation, net liability . 3,034,000 Deferred availability items..................................................... 43.652,000 All other liabilities................................................................... 1,574,000 Total reserve.................................... .. Bills discounted—secured by Government obligations........................... Bills discounted—all other............................. Bills bought in open market.......................... U. S. Bonds and Notes.................................. U. S certificates of indebtedness—One year certificates (Pittman Act)......................... U. S. certificates of indebedtness—all others. Bank premises.................................................. Uncollected items.......................................... Five, per cent redemption fund against Federal Reserve bank notes...................... All other resources........................................... TOTAL LIABILITIES................................................. $219,314,000 TOTAL RESOURCES......................... Total deposits.........................................584,555,000 Federal Reserve notes in actual circulation........................ https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis 72,230,000 29 $ 89,799,000 $219,314,000 9,767,000 20,669,000 402,000 27,418,000 821,000 12,647,000 5,169,000 51,577,00 200,000 845,000 FEDERAL RESERVE BANK INFORMATION DISTRICT No. 11—Bank Located at Dallas. (Transit Number 32-3) TERRITORY IN DISTRICT—Texas, all New Mexico south of the northern boundaries of the following counties: Valencia, Bernolillo, Torrance, Guadalupe, and Quay, all Louisiana north of the southern boundaries of the following counties: Sabine, Natchitoches, Grant, LaSalle, Catahoula, and Concordia; the following counties in Oklahoma: Atoka, Marshall, Bryan, Choctaw, Coal, Pushmataha, McCurtain, and Johnston, and the following counties in Arizona: Pima, Graham, Greenlee, Cochise, and Santa Cruz. Membership: National Banks 664; State Banks 197. DIRECTORS 1 CLASS A:—J. T. SCOTT (1924), Houston, Tex ; HOWELLE. SMITH, (1923), McKinney, Tex.; W. H. PATRICK (1925), Clarendon, Tex. CLASS B:—MARION SANSOM (1925), Ft. Worth, Texas; FRANK KELL (1924), Wichita Falls, Texas; J. J CULBERTSON (1923), Paris, Texas. CLASS C:—A. B. NEWSOME (1924), Acting Chairman of Board and Federal Reserve Agent; CLARENCE E. LENZ (1923), Dallas. OFFICERS W. B. NEWSOME, Acting Federal Reserve Agent; C. C. HALL, Assistant Federal Reserve Agent and Secretary; DWIGHT P. REORDAN, Assistant Federal Reserve Agent; B. A. McKINNEY, Governor; R. G. EMERSON, Deputy Governor; R. R. GILBERT, Cashier; R. B. COLEMAN, Assistant Cashier; W. O. FORD, Assistant Cashier; FRED HARRIS, Assistant Cashier, JAMES L. LUMPKIN, Assistant Cashier; REECE T. FREEMAN, Assistant Cashier; V. J. GRUND, General Auditor; CHAS. C. HUFF, Counsel; E. B. STROUD, Jr., Office Counsel. R. L. BALL, Member Federal Advisory Council, San Antonio, Tex. EL PASO BRANCH. (Transit Number 88-1) W. C. WEISS, Manager; M. CRUMP, Cashier; ALLEN SAYLES, Assistant Cashier; W. P. CLARKE, Assistant Federal Reserve Agent. DIRECTORS W. C. WEISS, E. M. HURD, A. P. COLES, and W. W. TURNEY, El Paso. HOUSTON BRANCH. (Transit Number 35-4) FLOYD IKARD, Manager; LAWRENCE E. DIGNAN, Cashier; M. D. JENKINS, Assistant Cashier; R. L. KING, Assistant Federal Reserve Agent. DIRECTORS FLOYD IKARD, E. F. GOSSETT, GUY M. BRYAN, FRANK ANDREWS, and R. M. FARRAR of Houston, LIABILITIES RESOURCES Capital paid in......................................................................... $ 4,195,000 Surplus fund.................................................................. 7,394,000 Government deposits................................................... 1,076,000 Due to members—reserve account............................. .*.... All other deposits........................................................ Total deposits....................................... Gold and gold certificates............................ $ 10,046,000 Gold settlement fund, F. R. B'd................... 12,657,000 Gold with Federal Reserve Agents.............. 22,587,000 Gold redemption fund.................................... 1,789,000 Legal tender notes, silver, etc........................ 6,092,000 52,499,000 Total reserve............................................ Bills discounted—secured by Government obligations..................................................... Bills discounted—all others........................... Bills bought in open market.......................... U. S. Bonds and Notes.................................... U. S. certificates of indebtedness—One year certificates (Pittman Act.)....................... Other certificates............................................ Bank premises.................................................. Uncollected items........................................... Five per cent redemption fund against Federal Reserve bank notes...................... All other resources........................................... 583,000 54,158,000 Federal Reserve notes in actual circulation............. 39,685,000 Federal Reserve bank notes in circulation—net liability.. 1,274,000 Deferred availability items......................................... 27,532,000 Ail other liabilities........................................................ 1,807,000 TOTAL LIABILITIES............................................... $136,045,000 https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis TOTAL RESOURCES 30 $ 53,171,000 922,000 13,208,000 23.397,000 2,629,000 500,000 8,310,000 2,095,000 29,741,000 146,000 1,856,000 1136,045,000 FEDERAL RESERVE BANK INFORMATION DISTRICT No. 12—Bank Located at San Francisco. (Transit Number 11-37) (315 Battery St.) TERRITORY IN DISTRICT—California, Washington, Oregon, Idaho, Nevada, Utah, and the following counties in Arizona: Apache, Coconino, Gila, Maricopa, Mohave, Navajo, Pinal, Yavapai, and Yuma. Membership: National Banks 616; State Banks 210. DIRECTORS CLASS A:—C. K. McINTOSH (1925), San Francisco; JOHN WILLIS BAER (1923), Pasadena, Calif.; M. A. BUCHAN (1924), Palo Alto, Calif. CLASS B:—E. H. COX (1925), Madera; A. B. C. DOHRMAN (1923), San Francisco; Wm. T. SESNON (1924), Soquel, Cal. CLASS C:—JOHN PERRIN (1923), San Francisco, Chairman of Board and Federal Reserve Agent: WALTON N. MOORE (1924), San Francisco, Deputy Chairman of Board; WILLIAM SPROULE (1925), San Francisco, Calif. OFFICERS JOHN PERRIN, Chairman of Board and Federal Reserve Agent; S. G. SARGENT and H. C. BRECK, Assistant Federal Reserve A. Qents JNO U. CALKINS, Governor, WM. A. DAY, Deputy Governor; IRA CLERK Assistant, Deputy Governor; L. C. PONTIOUS, Assistant Deputy Governor; W. N. AMBROSE, Cashier; W. M. HALE, C. D. PHILLIPS, C. E. EARHART. JAY L. REED. H. N. MANGELSr M. McRITCHIE, H. M. CRAFT, E. C. MAILLIARD, and S. A. McEACHRON, Assistant Cashiers. F. H. HOLMAN, Auditor, A. C. AGNEW, Attorney. D. W. TWOHY, Member Federal Advisory Council, Spokone, Wash. LOS ANGELES BRANCH, (Transit Number 16-16) Washington Bldg., 3rd and Spring Sts.) C. J. SHEPHERD, Manager; G. II. SCHMIDT, Assistant Manager; H. C. VOGELSANG, Assistant Manager; J. D. PAXTON, Assistant Cashier. DIRECTORS C. J. SHEPHERD, Los Angeles; A J. WATERS, Los Angeles; J. F. SARTORI, Los Angeles; H. M. ROBINSON, Los Angeles; I. B. NEWTON, Los Angeles. PORTLAND BRANCH, (Transit Number 24-1) (Lumberman’s Bldg., 5th and Stark Sts.) FREDERICK GREENWOOD, Manager; R. B. WEST, Assistant Manager; J. P. BLANCHARD, Assistant Cashier. DIRECTORS FREDERICK GREENWOOD, Portland; J. C. AINSWORTH, Portland; NATHAN STRAUSS, Portland; ED WARD COOKINGHAM, Portland; J. N. TEAL, Portland. SALT LAKE CITY BRANCH, (Transit Number 31-31) (Deseret National Bank Bldg., Main and 1st South Sts.) R. B. MOTHERWELL, Manager; J. C. GALBRAITH, Assistant Manager; A. B. NORDLING, Assistant Manager; PAUL M.LEE, Assistant Cashier; J. M. LEISNER, Assistant Cashier. DIRECTORS R. B. MOTHERWELL, Salt Lake City: L. H. FARNSWORTH, Salt Lake City; C. A. DAY, Ogden; G. G. WRIGHT, Salt Lake City; LAFAYETTE HANCHETT, Salt Lake City. SEATTLE BRANCH, (Transit Number 19-1) (2nd Avenue and Spring St.) C. R. SHAW, Manager; B. A. RUSSELL, Assistant Cashier. DIRECTORS C. R. SHAW, M. F. BACKUS, M. A. ARNOLD, CHAS. H. CLARKE, CHAS. E. PEABODY, Seattle, Wash. SPOKANE BRANCH, (Transit Number 28-1) (Post St. and Main Ave.) W. L. PARTNER, Manager; D. L. DAVIS, Assistant Manager; EVAN BERG, Assistant Cashier. DIRECTORS R. L. RUTTER, Spokane; W. R. PARTNER, Spokane; PETER McGREGOR, Spokane; G. I. TOEVS, Spokane. C. E. McBROOM, Spokane. LIABILITIES RESOURCES Capital paid in......................................................................... $ 7,565,000 Surplus fund............................................................................. 15,199,000 Government deposits............................................................... 735,000 Due to members—reserve account....................................... 134,367,000 All other deposits.................................................................... 4,414.000 Total deposits.................................... $139,516,000 Federal Reserve notes in actual circulation........................ 244,596,000 Federal Reserve bank notes in circulation, net liability ... 100,000 Deferred availability items.................................................... 37,764,000 All other liabilities................................................................... 2,810,000 Gold and gold certificates.............................. $ 18,971,000 Gold settlement fund, F. R. B'd................... 27,404,000 Gold with Federal Reserve Agents.............. 202,745.000 Gold redemption fund.................................... 4,364,000 Legal tender notes, silver, etc........................ 2,869 000 Total reserve............................................ Bills discounted—Secured by Government obligations................................................... Bills discounted—all other............................. Bills bought in open market.......................... U. S. bonds and notes.................................... U. S. certificates of indebtedness—One year certificates (Pittman Act.)........................ U. S. certificates of indebtedness—all other Bank premises.................................................. Uncollected items............................................. Five per cent redemption fund against Federal Reserve bank notes...................... All other resources........................................... TOTAL LIABILITIES................................................ $447,550,000 https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis TOTAL RESOURCES......................... 31 $256,353,000 11,556,000 28,722,000 38,302,000 27,617,000 1,332,000 17,150,000 1,780,000 59,826,000 19,000 4,893,000 $447,550,000 FEDERAL LAND BANK INFORMATION FEDERAL FARM LOAN BOARD WASHINGTON, D. C. ANDREW W. MELLON, Chairman CHARLES E. LOBDELL, Farm Loan Commissioner ROBERT A. COOPER JOHN H. GUILL, JR. C. R. HEFLIN, Assistant Secretary DISTRICT No. 1—Bank Located at Springfield, Mass. TERRITORY IN DISTRICT—Maine, New Hampshire, Vermont, Massachusetts. Rhode Island. Connecticut, New York, ond New Jersey. CAPITAL. $1,849,045. DIRECTORS—EDWARD H. THOMSON. President; B. G. McINTYRE. Vice-President; EDWIN FORBUSH, Secretary; JOHN MERRIMAN, Treasurer, and HERBERT MYRICK; WM. H. BROWNING, Jr., Registrar, J. DISTRICT No. 2—Bank Located at Baltimore, Md. TERRITORY IN DISTRICT—Pennsylvania, Delaware, Maryland. Virginia, West Virginia, and the District of Columbia. CAPITAL, $2,126,645. DIRECTORS — VULOSKO VAIDEN, President; D. G. HARRY. Vice-President; CALVIN R. TITLOW. Secretary; EDWARD E. JONES, Treasurer, and JOHN H. MURRAY: ROBERT CATLETT, Registrar. DISTRICT No. 3—Bank Located at Columbia, S. C. TERRITORY IN DISTRICT—North Carolina, South Carolina. Georgia, and Florida. CAPITAL, $2,748,110. DIRECTORS—D A. HOUSTON. President; L. I. GUION, Vics-President; HOWARD C. ARNOLD. Secretary; H. H. ROOT, Treasurer, and O. A. SPERRY: R. H. WELCH. Registrar^_________________ _____________________________ DISTRICT No. 4—Bank Located at Louisville, Ky. TERRITORY IN DISTRICT—Ohio, Indiana . Kentucky, and Tennessee. CAPITAL, $3,314,110. DIRECTORS—JAMES B. DAVIS. President; H. A. SOMMERS. Vice-President; L. B. CLORE, Secretary; HERMAN F. MONROE. Treasurer. and A. P. SANDLES; M. R. TODD, Registrar. DISTRICT No. 5—Bank Located at New Orleans, La. TERRITORY IN DISTRICT—Alabama, Mississippi, and Louisiana. CAPITAL, $3,057,945. DIRECTORS—T. F. DAVIS. President; W. C. DUFOUR, Vice-President; C. C. GASPARD. Secretary; J. V. De GRUY, Treasurer, and J. T. SAVAGE: W. S. REESE. Registrar. ____________________________________ DISTRICT No. 6—Bank Located at St. Louis, Mo. TERRITORY IN DISTRICT—Illinois. Missouri and Arkansas. CAPITAL, $2,996,695. DIRECTORS—H. P. BESTOR, President: CARL E. HOPKINS. Vice-President; O. J. LLOYD. Secretary; M. F. DICKINSON, Treasurer, and W. W. FRY: E. B. CLARK, Registrar. ______________________________________________ DISTRICT No. 7—Bank Located at St. Paul, Minn. TERRITORY IN DISTRICT—Michigan. Wisconsin. Minnesota, and North Dakota. CAPITAL, $4,146,875. DIRECTORS—E. G. QUAMME. President; BENJ. F. FAAST, Vice President; H. K. JENNINGS. Secretary; PAUL A. PREUS. Treasurer, and W. S. HARRIS; D. J. Me KENZIE. Registrar. _____________________________________ DISTRICT No. 8—Bank Located at Omaha, Neb. TERRITORY IN DISTRICT—Iowa, Nebraska, South Dakota, and Wyoming. CAPITAL, $3,787,115. DIRECTORS—D P. HOGAN. President: JOSEPH M CAREY. Vice-President; C. M. GRUENTHER, Secretary; E. D. MORCOM. Treasure,, and WARREN C. BAKER: SAMUEL H. BLACKWELL. Registrar. DISTRICT No. 9—Bank Located at Wichita, Kas. TERRITORY IN DISTRICT—Oklahoma. Kansas. Colorado, and New Mexico. CAPITAL, $3,078,705. DIRECTORS—MILAS LASATER, President; I. B. McMANUS, Vice President; L. J. PETTIJOHN. Secretary; A. N. ROCHESTER. Treasurer, and F. M. WILSON; C. A. RYKER, Registrar. DISTRICT No. 10—Bank Located at Houston, Tex. TERRITORY IN DISTRICT—The State of Texas. CAPITAL, $3,797,150. DIRECTORS—M H GOSSETT. President; J. A. THOMPSON. Vice-President; JOHN Vande MARK, Secretary; R. D. JOHNSON. Treasurer, and D. J. WOODWARD: JAS. H. BRANARD. Registrar. ________________ DISTRICT No. 11—Bank Located at Berkeley, Cal. TERRITORY IN DISTRICT—California, Nevada. Utah, and Arizona. CAPITAL, $2,146,845. DIRECTORS—W. D. ELLIS. President; A. M. MORTON. Secretary; R. T. EVANS. Treasurer. and J. T. WILSON; E. Q. NORMAN, Registrar. DISTRICT No. 12—Bank Located at Spokane, Wash. TERRITORY IN DISTRICT—Washington, Oregon, Montana, and Idaho. CAPITAL, $3,948,710. DIRECTORS—D. G. O'SHEA. President; DAVID S. WALLACE. Vice-President; Treasurer, and A. W. CAWTHOR.N; L. J. BIRDSEYE, Registrar. https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis 32 A. B. THOMPSON. Secretary; GEORGE M. DREHEK Joint Stock Land Banks. No. Chartered Title Location States 58. 8-19-22. The First Joint Stock Land Bank of Montgomery....................... Montgomery, Ala. 50. 5-29-22. The Pacific Coast Joint Stock Land Bank of Los Angeles............Los Angeles, Cal. 26. 9-19-19. The California Joint Stock Land Bank of San Francisco..............San Francisco, Cal. 49. 5-29-22. The Pacific Coast Joint Stock Land Bank of San Francisco........ San Francisco, Cal. 60. 9-23-22. The Atlanta Joint Stock Land Bank of Atlanta............................Atlanta, Ga. *29. 11-11-19. The First Illinois & Missouri Joint Stock Land Bank of Champaign.................................................................................. Champaign, Ill. 4. 7-25-17. The Chicago Joint Stock Land Bank of Chicago...........................Chicago, Ill. 33. 2-24-22. The First-Trust Joint Stock Land Bank of Chicago..................... Chicago, Ill. 55. 7-24-22. The Midwest Joint Stock Land Bank of Edwardsville................. Edwardsville, Ill. 44. 5-4-22. The Central Illinois Joint Stock Land Bank of Greenville........... Greenville, Ill. 12. 1-24-19. The Illinois Joint Stock Land Bank of Monticello........................Monticello, Ill. 31. 12- 4-19. The State Savings Joint Stock Land Bank of Quincy...................Quincy, Ill. 10. 12-20-18. The First Joint Stock Land Bank of Ft. Wayne.......................... Ft. Wayne, Ind. 3. 6-28-17. The Fletcher Joint Stock Land Bank of Indianapolis..................Indianapolis, Ind. 27. 10- 1-19. The Lafayette Joint Stock Land Bank of Lafayette.....................Lafayette, Ind. 72. 1-11-23. The Burlington Joint Stock Land Bank of Burlington.................Burlington, Iowa. 19. 5-15-19. The Central Iowa Joint Stock Land Bank of Des Moines........... Des Moines, la. 15. 4-22-19. The Des Moines Joint Stock Land Bank of Des Moines..............Des Moines, Iowa 1. 4-24-17. The Iowa Joint Stock Land Bank of Sioux City........................... Sioux City, la. 54. 7-13-22. The First Kansas-Oklahoma Joint Stock Land Bank of Kansas City . ................................................................Kansas City, Kans. 28. 11-10-19. The Kansas-Missouri Joint Stock Land Bank of Topeka........... Topeka, Kans. (Not Operating) *24. 8-19-19. The Guarantee Joint Stock Land Bank of Wichita.......................Wichita, Kans. 61. 9-29-22. The Wichita Joint Stock Land Bank of Wichita...........................Wichita, Kans. 35. 4- 1-22. The Kentucky Joint Stock Land Bank of Lexington....................Lexington, Ky. 43. 5- 3-22. The Louisville Joint Stock Land Bank of Louisville.....................Louisville, Ky. 62. 10- 3-22. The Union Joint Stock Land Bank of Louisville.......................... Louisville, Ky. *30. 11-24-19. The First Joint Stock Land Bank of Louisiana............................ Lake Charles, La. 36. 4-10-22. The First Joint Stock Land Bank of New Orleans.......................New Orleans, La. 11. 1-14-19. The First Joint Stock Land Bank of Minneapolis........................ Minneapolis, Minn. 41. 5- 2-22. The Minneapolis-Trust Joint Stock Land Bank of Minneapolis Minneapolis, Minn. 21. 6-25-19. The Southern Minnesota Joint Stock Land Bank of Redwood.... Red wood Falls, Minn 71. 12-30-22. The Bankers Joint Stock Land Bank of Booneville................... Booneville, Mo. 67. 11-13-22. The Southeast Missouri Joint Stock Land Bank of Cape Girardeau...........................................................................Cape Girardeau, Mo. 5. 1- 9-18. The Kansas City Joint Stock Land Bank of Kansas City............Kansas City, Mo. 65. 10-23-22. The Missouri Joint Stock Land Bank of Kansas City................. Kansas City, Mo. 37. 4-14-22. The Liberty-Central Joint Stock Land Bank of St. Louis........... St. Louis, Mo. 34. 3-27-22. The St. Louis Joint Stock Land Bank of St. Louis...................... St. Louis, Mo. 13. 4-15-19. The Montana Joint Stock Land Bank of Helena..........................Helena, Mont. 14. 4-17-19. The Fremont Joint Stock Land Bank of Fremont........................Fremont, Nebr. 8. 7-12-18. The Lincoln Joint Stock Land Bank of Lincoln............................Lincoln, Nebr. *17. 5- 8-19. The Peters Joint Stock Land Bank of Omaha...............................Omaha, Nebr. 42. 5- 2-22. The New York & New Jersey Joint Stock Land Bank of Newark. Newark, N. J. 40. 5- 2-22. The N. Y. & Pa. Joint Stock Land Bank of New York................New York City 20. 6-11-19. The Virginia-Carolina Joint Stock Land Bank of Elizabeth City, N. C....... ...........................................................................Elizabeth City, N. C 52. 7- 5-22. The North Carolina Joint Stock Land Bank of Durham..............Durham, N. C. 57. 8-16-22. The Greensboro Joint Stock Land Bank of Greensboro...............Greensboro, N. C. 51. 6- 6-22. The Atlantic Joint Stock Land Bank of Raleigh...........................Raleigh, N. C. *46. 5-19-22. The North State Joint Stock Land Bank of Raleigh....................Raleigh, N. C. 73. 1-12-23. The Ohio Joint Stock Land Bank of Cincinnati...........................Cincinnati, Ohio 32. 2-23-22. The First Joint Stock Land Bank of Cleveland............... .............Cleveland, Ohio 70. 12-14-22. The Ohio-Pennsylvania Joint Stock Land Bank of Cleveland . .Cleveland, Ohio 59. 9- 6-22. The First Joint Stock Land Bank of Dayton................................ Dayton, Ohio 45. 5-12-22. The Oregon-Washington Joint Stock Land Bank of Portland .. .Portland, Ore. 47. 5-29-22. The Pacific Coast Joint Stock Land Bank of Portland................ Portland, Ore. 63. 10-13-22. The Portland Joint Stock Land Bank of Portland........................Portland, Ore. 74. 1-17-23. The Pennsylvania-Maryland Joint Stock Land Bank of Harrisburg................................................................................. Harrisburg, Pa. 68. 11-14-22. The Pennsylvania Joint Stock Land Bank of Philadelphia........ Philadelphia, Pa. 39. 4-24-22. The First Carolinas Joint Stock Land Bank of Columbia............Columbia, S. C. 7. 6-22-18. The Arkansas Joint Stock Land Bank of Memphis......................Memphis, Tenn. 6. 6-22-18. The Mississippi Joint Stock Land Bank of Memphis................... Memphis, Tenn. 64. 10-20-22. The Fourth & First Joint Stock Land Bank of Nashville............Nashville, Tenn. 22. 7- 3-19. The Dallas Joint Stock Land Bank of Dallas................................Dallas, Texas 53 . 7- 5-22. The First-Trust Joint Stock Land Bank of Dallas....................... Dallas, Texas 16. 4-23-19. The First Texas Joint Stock Land Bank of Houston................... Houston, Texas 25. 9-15-19. The San Antonio Joint Stock Land Bank of San Antonio........... San Antonio, Texas 48. 5-29-22. The Pacific Coast Joint Stock Land Bank of Salt Lake City.......... Salt Lake City *18. 5-12-19. The Colonial Joint Stock Land Bank of Norfolk.......................... Norfolk, Va. *23. 7-19-19. The Union Joint Stock Land Bank of Richmond......................... Richmond, Ya. 56. 8-15-22. The Shenandoah Valley Joint Stock Land Bank of Staunton... .Staunton, Va. 66. 10-30-22. The Agricultural Joint Stock Land Bank of Charleston............. Charleston, W. Va. 2. 5- 7-17. The Virginian Joint Stock Land Bank of Charleston................... Charleston, W. Va. 69. 12- 6-22. The Greenbrier Joint Stock Land Bank of Lewisburg................ Lewisburg, W. Va. 9. 9- 6-18. The Bankers Joint Stock Land Bank of Milwaukee..................... Milwaukee, Wis. 38. 4-18-22. The First Joint Stock Land Bank of Cheyenne............................ Cheyenne, Wyo. •Liquidated. https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis in which operating Ala. & Ga. Cal. & Ariz. Ore. & Cal. Cal. & Nev. Ga. & Ala. Mo. & Ill. Iowa & Ill. Iowa & Ill. Ill. & Mo. Ind. & Ill. Iowa & Ill. Mo. & Ill. Ohio & Ind. Ill. & Ind. Ill. & Ind. Ia. & Ill. Minn. & Ia. Minn. & Iowa S. D. & Ia. Kans. & Okla. Mo. & Kans. Okla. & Kans. Kans. & Okla. Ohio & Ky. Ind. & Ky. Ky. & Tenn. Tex. & La. Miss. & La. Iowa & Minn. N. D. & Minn. S. D. & Minn. Mo. & Ark. Mo. & Ark. Mo. & Kans. Mo. & Okla Ill. & Mo. Ark. & Mo. Idaho & Mont. Iowa & Nebr. Iowa & Nebr. Iowa & Nebr. N. Y. & N. J. N. Y. & Pa. N. C. & Va. N. C. & Va. N. C. & Tenn. N. C. & S. C. N. C. & Va. Ohio & Ind. Mich. & Ohio Ohio & Pa. Ohio & Ind. Wash. & Ore. Wash. & Ore. Ore. & Wash. Pa. & Md. Pa. & Md. N. C. & S. C. Ark. & Tenn. Miss. & Tenn. Tenn. & Ky. Okla. & Texas Tex. & Okla. Okla. & Texas Okla. & Texas Idaho & Utah N. C. & Va. N. C. & Va. Va. & W. Va. W. Va. & Ohio W. Va. & Ohio W. Va. & Va. Minn. & Wis. Colo. & Wyo. TOTAL STATISTICS FOR THE UNITED STATES AND CANADA IMPORTANT: This tabulation covers only institutions performing the functions of a bank. Some publishers, for reasons of their own, include in their tabulation all those concerns whose names they pub lish but whose business is confined to the selling of Investments. Such information is naturally mislead ing We carry the names of thousands of such institutions but they are not included in this tabulation. UNITED STATES STATE Alabama__________ Arkansas_____ ____ California. .. ___ Colorado__________ Connecticut----------Delaware. _______ Dist. of Col_______ Florida___________ Georgia.. ________ Hawaii___________ Idaho_____________ Illinois__ _______ Indiana___ ____ Iowa____________ Kansas. _________ Kentucky_________ Louisiana__ _____ Maine. ____ __ Maryland.. _____ Massachusetts. Michigan________ Mississippi _______ Missouri_______ _ Montana___ ____ New Hampshire__ New Jersey_______ New York State__ North Carolina___ North Dakota____ Ohio_____________ Oklahoma . Oregon________ .. Pennsylvania_____ Rhode Island South Carolina. . South Dakota____ Tennessee_______ . Texas_____________ Utah Virginia____ ^... . West Virginia_____ Wyoming Grand Total, U. S. Total National Banks Total State , Total Banks and Private Trust Cos. BanksJ 106 3 22 88 278 142 62 18 14 63 99 2 78 502 247 353 262 139 51 60 85 158 119 336 32 134 124 182 12 56 236 43 515 87 180 365 441 98 871 17 83 . 130 105 431 22 47 183 116 124 156 46 8,123 267 16 78 400 611 232 160 40 37 223 622 34 114 1,421 707 1,326 1,083 470 259 130 206 310 581 1,135 325 1,514 244 981 23 70 202 68 562 544 669 664 478 176 866 42 384 558 488 769 97 59 358 280 224 849 " 21,855 *8 4 3 6 2 *1 39 1 *2 *148" 192 *2 1 15 *3 189 1 *3 *6 i *16 132 1 1 *100 *1 *56 *2 *5 1 100 10 3 1 1,0561 LIABILITIES Total All Banks 381 19 100 492 889 377 228 58 53 287 760 37 194 1,923 1,102 1,871 1,347 609 311 190 306 471 889 1,471 358 1,651 374 1,163 35 127 454 111 1,209 632 850 1,129 919 275 1,593 59 469 693 594 1,300 119 106 551 396 351 1,005 146 31,034 Capital $ Surplus and Profits Deposits RESOURCES Loans, Dis Cash and counts, Bonds Due from and Other Banks Securities 24,969,070 8 20,114,906 $ 229,516,420 $ 210,592,830 $ 65,759,900 805,001 9,223,231 6,925.37C 521,830 3,577,990 6,594,774 72,500,430 65,672,450 17,645,216 4,220,500 25,475,325 214,805,920 183,590,550 15,165,560 72,574,790 173,684,27C 127,598,229 2,607,280,506 2,427,665,47ft 406,041,828 22,176,500 323,456,280 279,353,575 83,629,799 19,012,832 798,237,663 829,299,770 34.771.00C 73,217,210 75,921,480 8.504.375 12.786.520 1 1 1,659,191 122,689,580 11,865,460 23,470,867 18,548,890 207,184,120 198,036,151 35,396,300 20,315,800 11,202,443 229,805,548 198,832,474 58,831,533 48,525,746! 42,885,330 369,450,830 357,952,041 96,263,030 51,940,860 5,871,340 4,070,450 54,721,060 12,871,600 9,290,680 82,860,680 79,543,860 4,837,220 18,866,590 298.063.633 232.521.330 3,260,885,303 2,975,941,837 752,533,842 79,156,719. 59,991,640 791,294,950 146,378,240 804,206,420 98,233,350 62,831,486 973,458,570 964,679,944 151,617,330 457,389,509 48,252,590 416,681,395 112,945,125 33,864,423 42,577,920 35,902,274 524,941,090 418,044,140 82,125,194 386,359,970 101,146,080 426,924,782 41,095,630 28,165,530 341,313,605 352,796,781 12.345.400 26.442.510 27,626,510 633,387,770 37,871,150 61,371,200 623,858,160 107,546,400 104,892,500 251,587.950 2,968.225,960 3,039.541,298 383,944,195 92,061,475 85,376,554 1,317,224,179 1,270,056,773 216,083,495 77,334,500 973.602,761 926,044,340 183,359,083 53,599.102 17,242,050 12,245,720 185,894,905 167,011,000 46,738,190 124,905,000 94,345,514 1,290,042,023 1,182,021,025 318,222,395 19,090,000 10,133,710 161,249,340 154,753,160 39,108.142 27,379,890 47,945,450 468,795,450 426,042,350 112,973,110 3,221,400 1,668,100 32,943,660 29,551,930 7,737,410 6,997,500 2D,925,450 207,769,512 221,572,951 14,889,612 73,857,680 108,230,399 1,467,423,377 1,480,915,555 175,335,030 5,885.000 3,089,510 52,973,630 51,530,631 10,684,270 459,970.638 961,788,214 11,762,569,422 10,458,556,797 2,360,205,005 49,552,168 371,571,686 85,961,411 349,940,550 26,716,579 10,267,130 198,957,480 21,049.500 200,402,293 35,578,620 157,908,600 161,366,421 2,104,017,065 2,042,368,186 357,957,409 42,794,780 420,466,942 380,003,530 17,205,230 129,201,322 31,795,500 233,309,478 59,823,270 23,315,770 259,896,430 279,750,698 517,368,969 3,983,153,200 4,076,805,375 691,768,1 12 47,800,700 71,118,305 353,719,320 383,446,640 38,721,150 228; 163,679 19;.562;033 29,783,972 214,505,554 41,018,740 19,995,400 239,498,050 225,237,760 48,178,730 10,908,040 102,718,990 43,284,845 26,959,652 406,540,633 376,862,311 126,830,748 80,294,630 1,002,085,593 873,543,396 326,076,756 12,076,600 126,608,310 .1 17,684,457 7,035,810 28,961,660 7,926,000 16,095,160 184,967,210 175,267,490 15,653,220 47,786,390 477,370,068 500,444,761 82,648,500 53,545,012 382,142,799 333,437,860 45,858,500 34,311,510 81,951,439 32,106,454 30,510,960 346,314,490 342,866,341 63,131,360 41,960,238 60,621,800 748,985,060 712,472,347 134,948,795 6,665,000 5,393,020 75,535,250 19,568,433 65,644,810 3,164,800,609 3,673,818,273 45,510,003,378 42,975,506,148 8,714,312,091 *Under State Supervision. JThis does not include corporations, firms, and individuals whose names appear herein but which are doing an investment business only. CANADA llberta........................ British Columbia....... Manitoba................. Miquelon.................... New Brunswick........ Newfoundland.......... Nova Scotia............. Ontario....................... Prince Edward Island Quebec........................ Saskatchewan........... Yukon........................ Total, Canadian Banks and Bankers https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis 387 248 341 2 134 51 162 1,629 38 1,245 545 3 4,785
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