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https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  Paid-up Capital £1,920,000. [ £1 = Drs 25.]  Head Office :  ATHENS.  WITH its offices in all the principal towns of Greece, in Smyrna, Crete, Egypt, Cyprus, and in Constantinople, the Bank extends Exceptional Facilities for Export and Import Trade between the U.S.A. and the Near East generally, and invites enquiries and correspondence relating thereto.  LONDON OFFICE: 22~enchurch St, E.C.3  MANCHESTER: Portico Building, 57,Mosley St.  -·BANK of ATHENS .•. OFFICERS .•.  THE  NATIONAL PARK BANK OF NEW YORK  IIICHAID DELAFIELD • • , Prt1ld1nt 81LIEIIT • THOIINE • Vlot-Pm dent WILLIAM O. JONES • Vloe-Prtsld t MAUIIICI H. EWER • Vln-fllreald t HOR I H. K11£TZ • • Vloe-Presl t ERNEST v. CONNOLLY • • Cashier FIIED'K o. fOXCIIOn I Asst. Vic.Pres. WILLIAM A. MAIN • • Asst. Yloe-Pm. J. E. PROVINE • • • Asst. Viet-Pres. RALPH L. CERERO • • last. Yin-Pm. JAY D. RIS N • • • Asst. Vloe-Pm. H. E. SCHEUERMANN • Aut. Vin-Pres. PERCY J. EBBOTI • • A11t. Yloe.Pru. WILUAM E. DOUILAS • • Asst. HENRY L, SPAIIKS • • Asst. Cashier IYIION P, ROBBINS • • A11t, Ca itr JOHN a. HEINRICHS • • l11t. Callller LOUIS H. OHLIIOGGI • • Aut. C11bltr WIWlM C. MACAVOY • Aut. Cashier WALTER S. ELLIFFE • lut, Ca ler JOSEPH E. SILLIMAN • lat. Casllltr STANLEY F. KETCHAM • Aut. Cashier KENLY SAY E • • • Ant. Ca ltr  Organized 1 868  Capital $ 0,000,000.00 Surplus and Undivided P ofits 23,368,915.00 Deposits (December 29, 1920) 165,460,993.35 Issues Letters of Credit for Travelers Avallable In All Parts of the Werlil DIRECTORS STUYVESANT FISH CHARLES SCRIBNER DWARD C, HOYT W. ROCKHILL POTTI  IUCHARD DELAFIELD FRANCI II. lfllPL£TON CORNELIUS VANDERBILT ILIERT 6, THORNE THOMAS F', Vl£TO  JOHN I, Ml II LUAM VINCENT AST JOSEPH D, OLIVER IIOIERT P. PEIIKINI LEWIS CA LEDYARD, Jr.  II  HOIIACI 0. ITIE IN 8E EC. TAYLOII AVID M. OODRICH EUHNIUS H, OUTEIIIIIID I JO IPH I, OLIVER. ,   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  A Nation--wide Organization HE ATIO AL CITY COMPA Y buy and ell Bond and Short Term Notes and ha alway at its disposal a wide range of Bank and Banker ' Acceptances. It ha department pecializing in United tate Go ernment unicipal, Railroad, Public tility, Indu trial and Foreign Government securi tie . The facilitie of all the e departments are open to the free u e of banks, dealers and private inve tor . Office in more than fifty cities are maintained by the Company. Many of them are in constant touch ,, ith the ew York headquarter and ith other Office through about 10,000 mile of private telegraph wires. Your inq uirie , through the office nearest you, ;vill recei e careful attention.  T  The National City Company MAIN OFFICE- ational City Bank Building UPTow OFFICE-Fifth A enue and Forty-third Street PRI ?CIPAL OFFnE   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  FOUNDED 1852  Foreign Exchange  Commercial Credi ts  Investment Securities Letters of Credit  Travelers' Checks  Imports and Exports Financed and Forwarded  Drafts and Remittances on Europe  Write lor Particular•  WE have an arrangement  under which banks and bankers can draw their own drafts on European countries and remit money to residences of payees in places with or without banking facilities. Forms supplied free of charge.  Repr entativ Corre pondent roughout the World  Members of New York Stock Exchange  Equitab .e Bu·lding New York City  ...  :.;.,.:-1'.  ··,.t'>-"  •,.:;. ➔•  ··----·  -.,.-,_  ·,-  Are You Interested in Public Utili y Securities As a Banker or Investor I  Any banker using the BLUE BOOK who is interested in II  PUBLIC UTILITY SECURITIES  •  Can be sure of receiving much valuable information and will have an opportunity to participate in the underwriting of our offerings during 1921 on a very profitable basis by sin1ply filling in and mailing the coupon below .  I  Our business is to operate and finance sound Public Utility Properties. In this we have been highly successful with such properties as INDIANA POWER CO. INTERSTATE POWER COMPANY  Utilities Development Corporation HARLEY L. CLARKE, President  Webster Building, Chicago, Ill. UTILITIES DEVELOPMENT CORPORATION Chicago, Ill.  Please add our name to your mailing 1i t to receive your offerings during 1921. I•  D D  We maintain a bond department We do not have a bond department am  ··········-················································································· ····················································-························  Bank ........ ·······················································-······-····················································-··················-···························· City .. •··•··-··············--······················· ........................ · ··-················--······-·········· .................................................... . Addres ............................................................ ................................ ........................................................................   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  \'  P_  :• '   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  Wha Do You Owe Yo r Depos~tors? T HRIFT does not end with mere saving-it also involves putting the savings to work for the highest return commensurate with safety. Banks, therefore, perform a normal function when they advise their depositors how best to invest their savings in safe and conservative bonds. A good sense of service requires that every bank should be closely associated with a bond house of established standing-not on y as an obvious obligation to its customers, but also as a means whereby its own surplus funds may be employed to best advantage: With such an association in view we invite your correspondence.  A. B. Leach & Co., Inc. I nve tment Securities NEW YORK 62 Cedar St.  105 So. La Salle St.  209 Washington St..  PHILADELPHIA 115 So. 4th St.  BUFFALO People Bank Bldg.  DETROIT 420 Ford Bldg.  MINNEAPOLIS :'.\'lcKnight Bldg.  CLEVELAND Guardian Tru t Bldg.  MILWAUKEE First Wis. Nat'l Bk. Bldg.  CINCINN TI 4th Nat'l Bank Bldg.  ST. LOUIS Security Bldg.  DULUTH Providenc Bldg.  CHICAGO  BOSTON  H. M. Byllesby & Company INCORPORATED  D VE SIF ED I VES MENT SECURIT E 208 South LaSalle Street CHICAGO 111 Broadway New York Bank of Wisconsin Bldg. Madison, Wis.  Government Bonda State Bonds Munic·~al Bonds  30 State Street 10 Weybosset Street Boston Providence 15 South Fifth Street 321 Citizens Nat. Bank Bldg. Evansville, Ind. Minneapolis, Minn. Second Nat'l Bank Bldg. New Haven, Conn.  Electric Securitie Gas Securities Oil Securities  Industrial 11  sues  Actual Size  3¾'  ''1,000 Accounts in ONE Day!"  X  3  Inc h es  This is what one bank secured with the-  LIBERTY BELL BANK  NQ 12406  ..  -  The Rea din g Libe rty Bank, Re adin g, Pa ,-  "We distributed 1000 Liberty B,·lls our opening day, and could bavt' UM'd 500 more."  The Mercantile Savings Bank, Baltimore,  Md.-"We had to atop adverti•ing thi. Bell on &(lcouot of our supply of bank books giving out." The Liberty Insuranc e Bank of Lou isville,  Ky. - 'The demand for the Lihcrty Bell Home Savioga Bank h bl!l'n tremcodou., and it ha been hard to keep up with the demand."  RIGHT  In 145 years, Americans have not lost interest in the famous Liberty Bell-and they never will. Its sentimental appeal. is too strong; it stands for everything this great Government stands for-PEACE, FREEDO.1, HAPP! ESS; it has won a place in our hearts that nothing can dislodge. Is it any wonder then, that its replica, the Liberty Bell Savings Bank, has won instant popularity? It is NOT merely another style savings bank-it is the "Liberty Bell," with all its historic value, in a savings bank form. And this is the SECR ET of its wonderful success. It explains why "live" banks all over the country are finding it the GREATEST EW SAVINGS ACCOU1 rT PRODUCER A. D SUBSEQUENT DEP OSIT BUILDER EVER OFFERED THE;\11  Now f •  Send for a aarnple Liberty B e ll B a nk and key. W e will g la dly aend you one for inspection .  THE BANKERS SAVIN GS & CREDIT SYSTEM CO. Madison Ave. & West 103rd Street   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  CLEVELAND, OHIO  Foreign Banks Can cover the Ainerican Banking field inost thoroughly and economically by usmg space 1n the BANKERS DIRECTORY.  ASK FOR RATES  I i ! E  I § a  i   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  USE  MID [  FOR BEAUTY AiVD INDIVIDUALITY IN BA1VK EXTERIORS QUALITY AND SERVICE Our Motto  CITIZE S STATE B. NK OF CHICAGO, ILL. Henry L. Newhouse, Architect R. C. Wieboldt, Gene al Contractor  MIDLA D TERRA COTTA COMPA Y 1014 Chamber of Commerce Bldg., Chi ago  VIII  _-:;::;_  FARMERS NATIONAL BANK  CITY BANK & TRUST COMPANY  OKLAHOMA CITY, OKLA.  Nov. lO Rand JlcNally Bankers Directory 9hicago, Ill. Gentlemen: We wish to say that we noticed IMMEDIATE RESULTS in our Transit ~epartment FROM OUR ADVERTISEMENT ln YOUR DIRECTORY. Yours very truly Edwin H. Hendersoh, Pres.   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  NATC H EZ. MISS.  Rand McNally & Co. August 24 Chicago, Ill. Gentlemen:It gives us pleasure to state that we are well pleased with the results obtaine from ou: advt. in your Banker's Directory, ~nd believe the same of benefit to us. Yours very truly,  C. E. CARPENTER,  r.:  ; The Bankers Deposit Guaranty and Surety Co.  JP  TOPEKA,KANSAS · October 28th, 1919. Rand McNally Bankers Directory, Chicago, Ill. Gentlemen:We think our advertisement in your Blue Book has been in a large measure responsible for our very satisfactory increase in business , and consider the cost, money well spent. Our present contract expires in 1922 and now think we ill be anxious to renew for another term . Continued success to you. Respectfully,  IX   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  THE FIRST NATIONAL BANK, TULSA, OKLA.  Designed by the Weary and Alford Company, an old-established organization, embracing a staff of designers and engineers especially trained in all the branches 0£ work entering into the production of modern bank and office buildings and banking interiors  WEARY AND ALFORD COMPANY 1732 South Michigan Boulevard, Chicago  X  J'  THE BUYER'S GUIDE A CLASSIFIED DIRECTORY OF SERVICE BY America's Leading Firms and Corporations Manufacturing or Dealing in Articles Needed and Used every Business day in Banks, Business and Professional Offices and Buildings.  We consider these firms entirely trustworthy and the leaders in their lines RAND-McNALL Y BANKERS DIRECTORY and THE BANKERS REGISTER  ECONOMICAL FILING Corrugated Fibre Board Folding Boxes for Storing Canceled Drafts Deposit Slips General Tickets Cashier's Checks Pass Books, Etc.  BANKERS BOX COMPANY, INC. S36-S38 S. Clark Street, CHICAGO, U.S. A.  ACCOUNTANTS AND AUDITORS  T HE A MERI CA N AUD IT COM PAN Y PUBLIC ACCOUNTANTS HomeOfflce:100Broadway,NewYorkCity Established Since 1199 Without Chans• In Manas•m•nt  f. W. UFRENTZ,  c. P.A.  (N. Y.), President  BRANCHES WALDORN&TOBU, ff. T.  ~A~:C::~»-c.  ~~!~~o  MILwAUDl■ ATLANTA NIIW OBUA.Na BICBKOND BALTlllOR■ BAN J1U.NC18CO LONDON,•· c. sNo. SCRANTON  ADVERTISING NOVELTIES  AUDIT A.ND BOND COMPANY OF AMERICA 3d National Bank Building, St. Loui . Auditing and Accounting arJd System In tallation~. AUDITS-SYSTEMS-INCOME TAX  (See also Calendars, Banlcs, Metal SpecialUe.,)  RFPORTS  THE MEILICKE CALCULATOR COMPANY, 350 N. Clark St., CIDCAGO, ILL., manufacture Hou~hold Ledgers and Phone List~ wi th your ad. on the front covn.  LPt 11s quote priC'PS.  E. J. HOLMES & COMPANY Certified Publlc Accountants  RAND-McNALLY & CO.  AUDITORS 110 S. Dearborn St. Westminster Bldg., CHICAQO, ILLINOIS CLIENTS  SERVED  IN  ALL  PARTS  OF  THE  UNITED  STATES  ESTABLISHED 1894  Chicago-New York  MAPS FOR ADVERTISING PURPOSES HIGH GRADE BOOKLETS PRINTING OF ALL KINDS  WM . W. THOMPSON & Co.  Certihed Public Accountants  ARCHITECTS  818-SiG Tribune Building, CHICAGO, ILL. WE MAKE AUDITS AND SPECIAL INVESTIGATIONS.  WE HAVE SPECIALIZED ON FEDERAL TAXES .  WE DESIGN FINANCIAL & FACTORY COST SYSTEMS.  ADDING AND COMPUTING MACHINES IIEILIC.K.E CALCULATOR CO. THE, 350 N. Clark St., Cb.1cai0. Addlni, Subtractlnr and interest Oom1>utlni Machines.  ADDRESSING MACHINES  ADDRESSING COMPANIES, MAILING LISTS, AND FORM LffiERS UCK.LEY DEMENT Ir. CO., 632 'herman St. Chle&i0, Guarantee<! Malllnr Lists Compiled, Addresslnr and MaWni Form Letters.   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  BLANK BOOKS illEllICA..N BLANK BOOK Hl'G. CO., 1150-1156 Lafayette, New York City.  O ~ M. B., PRINTING 4: BINDING CO., 37-il Chamben,  New xork City.  XI  THE BUYER'S GUIDE-Continued ENVELOPES  ENVELOPES FOR BANKS  WRITE  HECOE  ENVELOPES FOR EVERY PURPOSE  ECO.  FRANK HOGAN, President  MANUFACTURERS 351-363 East Ohio Street  CHICAGO  BANK ILLUMINATING  COIN BAGS GAYLORD BROTHERS, Syracuse, N. Y. Write For Catalogue Showing Prices.  ALEXALITES  COIN WRAPPERS  furnish most effective and efficient illumination.  GAYLORD BROTHERS, Syracuse, N. Y. Write For Catalogue Showing Prices.  CENTRAL ELECTRIC CO. CHICAGO  CURRENCY STRAPS GAYLORD BROTHERS, Syracuse, N. Y. Write for Catalogue Showing Prices.  BANK OUTFITTERS (See also Bank Stationers, Lithogravhers, Office Supplles)  J. W. COCKRUM PRINTING CO., Oakland City, Ind. Checks DUPLICATORS Blank Books, Loose Leaf Devices and Sheets, Bank St.atlonery and St1I>I>lles of Every Kind. Low Prices; Prompt Service. Write for Samples and Estimates. O. E. PRUITT CO., 112 ~ La . alle tr•et, Chicago. T .  INLAND PRINTING & BINDING CO., PRINGFIELD, MO. Checks, Drafts, Blank Books, Loose Leaf Devices, Stationerr_ Office upplies and Furniture, Printing and Lithographing. Prompt ervire. Bank and Fire Proof afe . ,,'rite for Catalogue or samples.  FILING CABINETS GRAND RAPIDS, MICH.  OMAHA PRINTING COMPANY, 13th and Farnam Sui., Omaha, u. S. A. Lithographers, Embossers, Stationers, Office Furniture.  · Manufacturers of  Metal Lockers and Steel Equipment  AUTO :IATIC RECORDING SAFE co., 159 . State St., Chicago. Largest and only exclusiYe mfrs. of home savings banks; make more, and more , ·arieties, than  all other mfrs. combined, supplying the leading banks in practically every city, large and small, in the United States. Universal adoption of our safes due to: (1) their modern design, (2) their reliable structure--permanently guaranteed, (8) their low price. They are sold upon a straight mfrs. margin of profit and represent a higher value at the price than any other article of bank equipment made. Be-  INSURANCE Tbe Bankers Service Company  fore buying, write u . .  GLOYD BUILDING  SA GRAND VIN GS BANK MFG. CO. AVE. and FRANKLIN ST., CHICAGO  I  THE WATCH DIME BANK  ENT CO.  TER ELL'S EQ  BANKS (HOME BANKS, POCKET BANKS, ETC.)  -  KANSAS CITY. MO.  Blanket Indemnity and Forgery Protection For Bank's Exclusively  I  If you want something differenti If you want something exclusive write at once for aamp e. pricea 0 namea of uaera  LETTER FOLDERS  and full information.  hicago.  BANK STATIONERS MULTIGRAPHS  (See also Bank Outfitters. Lithogra1>hers, Office Supplies)  Fort Wa  mtlng Co.  O. E. PRUITT CO., 112  FORT WAYNE. INDIANA  hicago.  (Bee also Advertising Novelties)  Printers •• Uthographers  BLANK BOOKS  .'treet,  NOVELTIES  BANK STATIONERS PASS BOOKS  .T. La ... all  THE MEILICKE CALCULATOR COMPANY, 350 N. Clark. t.,  cmcAGO, ILL., manufacture Household Ledgers and Phone i.----------------------' Lists with your ad. on the front cover. Let us Quote you vrices.   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  XII  ------ - - ---·  ·•·--  -•  ·-__:  ,_  ...==- ........ -~-·-·. --·- ·-. .:_____ •-- -- ~===-=-=~ .  -  -  _.,  •.·  THE BUYER'S GUIDE- (Continued) SAFES, VAULTS AND SAFE DEPOSIT BOXES  OFFICE SUPPLIES •  t  ~  :  ;,t  STROMBERG, ALLEN.'&CO.  1: :.it•: 11  • : •  :1·  I  .  YORK SAFE & LOCK CO., 35-37 North Market Street, Chicago.  Fireproof Safes, Vault Doors, Combinations Chanied, Safes Repaired, Builders of Sate Deposit and BanK Vaults.  STATIONERS- PRINTERS - LITHOGRAPHERS ; OFFICE SUPPLIES, FILING . CABINETS, LOOSE LEAF' BINDERS  SEALERS  )  O. E. PRUITT CO., 112 N. La alle t., Chicago  A30 - 432 SOUTH CLARK ST., CHICAGO·  ,  SEALS AND SEALING DEVICES WE SAVE YOU 50 %  BUY REBUILT GUARANTEED MACfflNES  PROTECT YOUR CURRENCY AND COIN SHIPMENTS  Letter Folders Multicolor Presses Multigraphs, Etc.  Addressographs Duplicators Envelope Sealers  Will buy or take your old machines in trade y L Y O C OFJIC  ~.  WITH THE  Porter Safety Seal- The  Seal That Seals  MACHINES ADDRESSING M U L Tl C3 RAP HS OU PLICATORS LETTER FOLDERS DICTATING MACHINES ENVELOPE SEALERS MULTICOLOR PRESSES BUY A REBUILT ANO GUARAf.lTEED MACHINE AND SAVE HALF  112 North La Salle Street  co  CHICAGO  PATENTS  PATENTS AND TRADE-MARKS COPYRIGHTS, LABELS. ETC., REGISTERED  CLOTH TAGS FOR REGISTERED MAIL AND EXPRESS SHIPMENTS  MILO B. STEVENS & CO. Established 1864  Attorneys and Solicitors  Registry llo. 830  638 F Street~ N. W., Washington, D. C.  I  BRANCH: 858 Monadnock Blk., Chicago  Reinforced with  RAND McNALL Y & CO.  "--  ---  Metal Eyelets  :::.~.r.:.::  Form 22-A-Size 2% x 6~-Same as above. printed in two colors (N me, Adcfress and Registered Block in Red. balance in Black). Form 21-A-Size 2%_ x 4¾-Same style as Form 22-A, except without Registered Block stub.  U. S. PRESS CLIPPING BUREAU. 536 So. Clark St., Chicago, Ewert cllpplni service. Press clippings furnished on any topics Cover the entire United States. Write for further information.  PRINTING &. PUBLISHING  fllRISTEREII  ,:___ , ...--:::1  J--  PRESS CLIPPINGS  ----  _.....,._  1 SECOII U!IOIAI. IUI  PORTER  EA COMP  157 West Harrison Street  CHICAGO  CHICAGO  SIGNS, (BRASS, BRONZE, GLASS, ELECTRIC)  PUBLISHERS of School Books, Dlreclories, Aliases, Children's Books, Special Editions.  PRINTERS  YOUR BANK NEEDS DISTINCTIVE  Art and Commercial Printing of every description.  igns that will identify your institution in a pleasing and impressive manner. That arc easy to read, d·o not tarnish and require no polishing. Thot.l.8ands of Banks are u.nng our Chipped Gold Signs and every one will testify to their superiority in elegance, character and legibility.  Manufacturing Bank Stationers Baltimore, Md.  Service Always.  Our Book "Bank Signs" Sent Free  RUBBER BANDS  RA  GAYLORD BROTHERS, Syracuse, N. Y.   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  1l:. -. -  1  SIGN TABLETS :y\RSf ..: flRS~!  YOUNG &SELDEN COMPANY Quality First.  -  CHIPPED GOLD  Write For Catalogue Showln1 Prlcea.  ..nn  . i NATIONAl ' :~\  NATIONAL  1 -  h  \ BANKI:'., :BANK' =--  ', I I  l\tt~o o»  IIIIE DEPOSITS  NS CO '  iliTEREST PA 1D0~ TIME DEPOSITS , •  and Washington Union Sta., Chicago  l  r   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  LLOYDS BA lIMITED Chairman: Sir RICHARD V. VASSAR-SMITH, B rt. Deputy-Chairman: J. W. BEAUMONT PEASE.  HEAD OFFICE: 71, LO BARD STREET, E.C. 3. (&5=£1.)  CAPITAL SUBSCR BED  $353,396,900  CAPITAL PAID UP  70,679,380  RESERVE FUND -  49,886,4 0  DEPOSITS, &c. (June 30th,1920) 1,62 ,541, 195  ADVANCES, &c.  821,977,505  do.  THIS BANK HAS OVER ,500 OFFICES IN ENGLAND AND WALES.  - - -The Agency of Colonial and Foreign Banks i undertaken. Affiliated  Banks :  THE NATIONAL BANK OF SCOTLAND LIMITED. Head Office: EDINBURGH.  130 Branche in the principal Citie and places in Scotl nd.  THE LONDON AND RIVER PLATE BANK LIMITED. Head Office :  7, PRINCES STREET, E.C. 2.  Branches in Argentina, Brazil, Chile, Uruguay, Paraguay, Colombia, Pari, New York and Lisbon. Auxiliary:  LLOYDS AND NATIONAL PROVINCIAL FOREIGN BANK LIMITED. OFFICES in LONDON: 31, Tbreadneedle Street, E.C. 3; 71, Haymarket, S.W. 1 (Weat End Br ch). PARIS (3, Place de l'Opera). BIARRITZ, BORDEAUX, HAVRE, MARSEILLES, NICE (St. Je n de Luz); BRUSSELS, ANTWERP ; COLOGNE; GENEY A, ZURICH.  XIV  L MITED  BARCLAYS BANK  BEEN AMALGAMATED THE  WITH WHICH HA  LONDO  PROVI CIAL  sour  WESTERN BA K LIMITED  HEAD OFFICE:  54, Lombard S ree , LONDON, E LA D in England and Wal s and a ent The bank has over 1500 branch and correspond nt in all the principal towns throu hout the World.  AUTHORIZED CAPIT L PAID-UP CAP TAL RESERVE FUND - DEPOSITS - - - - -  1  -  -  1 0,000, 00 76,775,010 40,000,000  -  -  1,57 ,20 ,610  BANKING BUSINESS TRANSACTED  EVERY DESCRIPTION OF BRITISH AND FOREIG  CHIEF FOREIGN BRANCH: 168 Fen church Stre t, London, E. C. 3 WEST END FOREIGN BRANCH: 1 Pall Mall Ea t, London, S. W. 1 LIVERPOOL FOREIGN BRANCH: 42, Castle Street, Liverpool MANCHESTER FOREIGN BRANCH: Corner of Fountain St. and York St., Manchest r  NTATION THE BA K IS SPECIALLY ORG NI ED FOR THE REPRE REAT BRITAIN OF AMERIC N BANK A D BANKER I AFFIL ATED BANK · THE BRITISH LINEN BA K, Hea Office: EDINBUR H ANC E TER, LIMITED THE UNION B NK OF Head Office: MANCHESTER THE ANGLO-EGYPTIAN BANK, LIMITED Head Office: 27 Clements Lane, London, E. C. 4  LONDON JOINT CITY & MIDLAND BA K LIMITED CHAIRMAN:  The Rt. Hon. R. McKENNA JOINT MANAGING DIRECTORS:  S. B. MURRAY, Esq.,  F. HYDE, E q.,  Sub crlbe C p1 al • Paid-u C p ·tal Reserve Fun Depo it June 30a 1920  •  E.W. WOOLLEY, Esq.  -  £38,096,363 10,840,112 10,840,112  •  367,667,322  HEAD OFFICE: 5, THREAD EEDLE STREET, LONDON, E.C. 2 OVER 1,500 OFFICES IN ENGLAND AND WALES  OVERSEAS BRANCH: 65 & 66, OLD BROAD STREET, LONDON, E.C. 2 Atlantic Office : "Aquitania" "lmperator" Mauretama"  AFFILIATED B  BELFAST BANKING COMPAN , LTD.   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  Over 110 Offices in Ireland  rxs:  HE CLYDESDALE BA K, LJD. Over 150 Offices n Scotl nd   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  192:J. JANUARY s  ..  M  ..  T  w  T  FEBRUARY F l  .  . . . . . .. 1  ,  J  I  1 Cl  n  u  17  19  2  I  2 3 4 5 6 7 8 1'  lS  9 10 11 12 13 14 15 1G  22  16 ,__ 17 18 19 20 21 22  -z  2  2C  u  2  23 24 25 26 27 28 29 I  30 31 . . . . . . . . . .  M  -  w  T  u  MARCH  T  F  u  IS  s SI  . . .. 1 2 3 4 5 -n n ,1 u u 6 7 8 9• 10 11 12  .  u u u '13";; 14 " 15 16 17 18 19 5  20 21 22 23• 24 25 26 u  .  12  IS  7  I  27 28 .. . . . . . . . .  ..  . .. . . . . . . . .  .  M  T  1  F  $2  u  1  . . . . '1 2 3 4 "5 u  s  n  u  C9  14  u  1'  ,1 -  11  12  IJ  u  71  6 7 8 9 10 11 12  72  B  13 14 15 16 17 18 19 15  20 21 22 23 24 25 26 to  " 31 27 28 29 30 I7  -.r  . .. .. I .. . . . . . .  MAY  APRIL  w  T  .  JUNE  111  26 27 28 29 30 SEPTEMBER  AUGUST  JULY M  w  T  215  2B  .  T  s  F  216 217  211  . 1 2 3 4 5 6  219  22C  1  222 223  224 225  7 8 9 10 11 12 13 226  227  A  233  2U  s  29  0  31  32  1  39  14 15 16 17 18 19 20 36  n  21 22 23 24 25 26 27 20  2'1  2'2 20  295  2S 7  2 9  l  1  T  M  .. .. .. 2'7  w  ..  241 249 2511  T  F  s  zu  245  ZH  251  252 253  1 2 3  4 5 6 7 8 9 10 56 257 251  2 4  259  HO  11 12 13 14 15 16 17 261  ,2 263 264  18 19 20 21 22 23 24 270 27  E  :.  ..  l  28 29 30 31 . . . . ..  25 26 27 28 29 30 . .  ..  .. ..  .. .. .  . .. .. ..  NOVEMBER  23 24 25 26 27 28 29 SU II - 30 31 .. . ... . .. .  s  ..  .. I .. . .  ..  DECEMBER  JJ  27 28 29 30  . ......... . .. . . ·vr  ' ,.  ~NALLY  RA · D  BANKl:RS IRECTORY   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  AND  THE BANKERS REGISTER WITH  LIST OF ATTORNEYS Official Numbering Agent for American Bankers Association  THE BANKERS BLUE BOOK 90th EDITION -  January 1 9 2 1  -49th YEAR  A Consolidation of RAND McNALLY BANKERS DIRECTORY _,. FOUNDED 1872  THE BANKERS REGISTER ~  FOUNDED 1888  BANKERS DIRECTORY (Homan's and Sharp & Alleman's Edition) FOUNDED 1845 (Oldest Bank Directory in the United States)  See Page 5 for Alphabetical Table of Contents  RAND M<:NALL Y & COMP ANY, PUBLISHERS CHICAGO (Head Office)  NEW YORK  536 S. Clark St.  40 E. 22d St. 1  2   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  Copyright, 1883, by I and Copyright, 1883. by Rand c Copyright, 1884. by Copyright, 1884, by Copyright, 1885, by Copyright. 1885, b d Copyright, 1886, b Rand .81Cl.'IUU~~- r.r,m1v.1nv Copyright, 188 , y Rand,.,_~...... .,.-..:. Copyright, 1887, Ra,nrl ~!l"c;NallY Copyright, 188i, h Copyright. 1888, b nd Copyrigh. 1888, by Rand Copyright, 1889 by nd Copyright, 1889, by Oopyrii:ht, 1890, y Oopyright, 800, Copyright, 1 1, bl Land McNally Company. Copyright, 1891, by Rand McNally & Company. Copyright, 1892, by Rand Mc~•any & Company. Copyright, 1892, by Rand McNally & Company. 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Janu ry Edition.  RAND M9NALLY  BANKERS DIRECTORY AND  THE BANKERS REGISTER WITH  LIST OF · ATTORNEYS Official Numbering Agent for American Bankers Association 49th YEAR  90th EDITIO  JANUARY, 1921  To Our Subscribers This, the 1 ineticth Edition of the BA KERS BLUE BOOK, marks nearly a half century of conscientious sen ice to the banl,.ers of the world, and the fact that seventy per cent. of the banks of the United Sta~es use our book, is proof that the service has met the hearty approval of the subscribers. The BANKERS DIRECTORY has absorbed the BANKERS REGISTER (Blue Book), for many years published by The Credit Company of Chicago, and combined these two publications. Some years ago, the BA TKERS REGISTER absorbed the BANKERS DIRECTORY, HOMA 'S and SH.. RP & ALLEMAN'S EDITION, so that the present Directory is a consolidation of the three best known Bank Directories published in this country. We assure our patrons that, as in the past, nothing will be left undone by us in our effort to give them a Directory as nearly perfect as experience, continued vigilance, time, and money will make it. We wish to impress our constantly increasing number of friends and patrons that the claims of this publication for patronage arc: r. It is honestly revised twice a year. 2. It is complete, up to date and is published nearer to the date of the information it contains than is any other similar publication. 3. It is printed in tabulated form, all similar items being placed in the same column ► for the purpose of comparison-more expensive for us, more satisfactory for your purpose. 4. It is beautifully printed in clear, readable type. 5. It gives to advertisers a country-wide circulation, covering a majority of the best banks in America and thousands of the large corporations and lawyers offices, a circulation three times that of any other similar publication and larger than that of any other financial publication in America. 1  In Short, it is an Honest Product  t  We hope that the results of our efforts may meet with your continued approval and vve thank you for your patronage.   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  RAND M~NALLY & COMPANY, Publishers Rand-Mc ally Building  Chicago (Head Office)  New York 3   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  INDEX JANUARY, 1921, EDITION  STA.TBS A.ND TERRITOKIU,  Banks.  Alabama ............... Alaska ................. Arizona ................ Arkansas ............... California .............. Colorado ............... Connecticut ............ Cuba .................. Delaware .............. District of Columbia .... Florida ................ Georgia ................ Hawaiian Islands ....... Idaho ................. lliinois ................. Indiana ................ Iowa .................. Kansas ................ Ken~'?-cky .............. Lows1ana .............. Maine ................. Maryland .............. 1assachusetts .......... Michigan .............. Minnesota ............. Mississi:ppi ............. Missouri ............... Montana ............... Nebraska .............. Nevada ................ ew Hampshire ........ .1. ew Jersey ............ New Mexico ............ New York .............  Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed  PA.GE.  Hap.  Banks. PA.GJ:,  PA.GE,  North Carolina ......... North Dakota .......... Ohio ................... Oklahoma .............. Oregon ................ Pennsylvania ........... Philippine Islands ....... Porto Rico ............. Rhode Island ........... South Carolina ......... South Dakota .......... Tennessee .............. Texas .................. Utah .................. Vermont ............... Virginia ................ Washin~on ............ West Virginia ........... Wisconsin .............. Wyoming .............. Dominion of Canada .... Alberta .............. British Columbia ..... Manitoba ............ ew Brunswick ....... Newfoundland ........ Nova Scotia .......... Ontario .............. Prince Edward Island.. Quebec .............. Saskatchewan ........ St. Pierre et Miquelon. Yukon .............. ~ Mexico ................  Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed Indexed  On Index N. C. On Index N. D. On Index Ohio On Index Okla. On Index Ore. On Index Penna. On Index Phil. Is. o p. West Indie n Index R. I. On Index S. C. On Index S. D. On Index Tenn. On Index Tex. Op◊. Salt Lake C. n Index Va. Opp. Norfolk. On Index Wash. On Index W. Va. On Index Wis. On Index Wyo. On Index Can. On Index Can. On Index Can. o p. Winnipeg Halifax ndex Can. Opp. Halifax Opp. Toronto Opp. Halifax Opp. Montreal Index Can. Index Can . Index Can. On Index Mex.  PA.GJ:,  On Index Ala. On Index Alaska On Index Ariz. On Index Ark. On Index Cal. On Index Colo. Oj>p. New Haven Opp. West Indies On Index Md. On Index D. C. On Index Fla. On Index Ga. On Index Hawaii On Index Ill. Opp. Chicago On Index Ind. On Index Iowa On Index Kas. On Index Ky. On Index La. On Index Maine On Index Md. On Index Mass. On Index Mich. On Index Minn. On Index Miss. On Index Mo. On Index Mont. On Index N eh. On Index Nev. On Index N. H. On Index N. J. On Index N. Mex. On Index N. Y.  Map.  STA.TES .lNDTERlUTORIU.  . ............  . ............ . ............  ............. . ............  . ............ . ............ . ............ . ............  .. ............ . ............ . ............  Indexed  6  6tit  MISCELLANEOUS MAPS PA.GE.  PA.8 •.  Africa. .................... Opposite Africa (Foreign List) Bank Transit map (A. B. A. Num. System) Opposite 12 Boston, Mass. . . . . . . . . . . . . . . . . . . . . . . . . . . . . ' Boston Boston and Vicinity. . . . . . . . . . . . . . . . . . . . . . . " Boston Buffalo, N. Y............................. " Buffalo Chicago, ill. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . " Chicago Cincinnati, Ohio. . . . . . . . . . . . . . . . . . . . . . . . . . Cincinnati England .................... : ......... On Index London Europe .............................. On Index Foreign Federal Reserve Districts .......... Opposite 4 Indianapolis, Ind. . . . . . . . . . . . . . . . . " Indianapolis Kansas Cityi....Mo................. " Kansas City Milwaukee, wis.................. " Milwaukee Minneapolis,. Minn ................ O~posite Minneap~lis ew York City, N. Y............. ew York City  New York City (Greater N. Y. and ~cinity) ..................... Opposite 'ew York City Philadelphia, Pa. . . . . . . . . . . . . . . . . . " Philadelphia Philadelphia, Pa. (Vicinity Map). . . " Philadelphia Philadelphia and Environs......... " Philadelphia Pittsburgh, Pa. (Main Portion). . . . . " Pittsburgh Pittsburgh and Vicinity. . . . . . . . . . . . " Pittsburgh t. Louis . . . . . . . . . . . . . . . . . . . . . . . . t. Lou is St. Paul, Minn. . . . . . . . . . . . . . . . . . . " t. Paul Seventh Federal Reserve District. . . " Chicago South America ................... On Index South Am. United States .................... Opposite 4 Washington, D. C ......................... Index D. C. West Indies. . . . . . . . . . . . . . . . . . . . . . " outh America World .................................... Oppo ite 8  MISCELLANEOUS CONTENTS For alphabetical arrancement of subjects and guide for use of Directory, see page i. Foreicn Banks, Bonded Lawyers, Laws, Accessible Towns, and Directors are thumb indexed in back of this volume. 4  AUSTRALIA and NEW ZEALAND.  BANK OF NEW SOUTH WALES (ESTABLISHED 1817.)  23,828,500.00 16,375,000.00 _ 23,828,50~0 $64~032,000.00  Paid-up Capital Reserve Fund Reserve Liability of Proprietors Aggregate Assets 31st March, 1920 -  ~377,721,211.00  SIR JOHN RUSSELL FRENCH, K.B.E .. General Mana er  351 BRANCHES and . AGENCIES in the Australian States, New flealand, Fiji,  Papua (New Guinea), and London. The Bank transacts every description of Australian Banking Business. Wool and other Produce Credits arranged.  London Office: 28, THREADNEEDLE STREET, E. C. 2  Head Office:  QEORGE STREET. SYDNEY  THE COMMERCIAL BANKING COMPANY OF SYDNEY, LIMITED. ESTABLISHED 1834. INCORPORATED IN NEW SOUTH WALES 1893.  Capital Paid up Reserve Fund Reserve Liabi ity of Proprietors  £2,500,000 - 2,220,000 - 2,500,000 £7,220,000  HEAD OFFICE-SYDNEY, NEW SOUTH WALES. LONDON OFFICE- 18, BIRCHIN LANE, E. C. SYDNEY BOARD G . . COHEN, Esq., Chairman. Hon. H. E. KATER, M. L. C., Deputy-Chairman. Hon. H. MOSES. M . L. C. H. H. MASSIE.  JAS. W. MacARTHUR ONSLOW, Esq. The Hon. Sir THOMAS HUGHES, M. L. C. Sir THOMAS ALL WRIGHT DIBBS, Hon. Director, General Manager.  LONDON BOARD Hon. HENRY S. LITTLETON, Chairman H. S. H. GUINNES.5, Esq . F. A. SCRIVENER, Manager. LEWIS W. G . BUTLER. Esq. J. G . PACY, Accountant .  . 215 Branches in New South Wales and Queensland AGENTS AND CORRESPONDENTS THROUGHOUT THE WORLD   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  THE AMERICAN AUDIT COMPANY HOME  PUBLIC ACCOUNTANTS OFFICE: 100 BROADWAY  IEW  CNt•••o BosToN  YORK CITY  ESTABLISHl!D SINCE 1899 WITHOUT CHANQE IN MANJt.QEMENT J".  w.  LAF"Rl!:NTZ. C . P.A. (N. y.).  PIIHIDHT  BRANCHES N.  WALDOIIP•A•TORI•,  Certified Statements prepared for Banks show= ing the Financial Condition of Customers desiring Credit  Y-  ScttANTON  ATL•NTA  PN ■ uoirL""'" WA■ H t N ■T0II ■  RICNMOND  M I LWAUKIE ■  ■ •LTIMOIH  N1:w O1■ Lr•N•  LONDON ,  E  c ..  D.  c.  ENQ .  H  L  M  I  JJI  F  0  F  E  X  I  SCALE Statot<> JUUe , , 240 = J. Jn c-h . 0 "25 50  t 00  200  300  400  Iland ;\l c),all1'1 'Y w 11 x 14 Map of Ualkd btat.a. Cop1richt b1 Iland ,10:-•lly t Co.  q  &00   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  __.;;;;;,_  CITY BANK & TRUST COMPANY  .FARMERS  Nov. 10 Rand llcll'ally Bankers Director.1 Chicago, Ill. Gentlemen : ·we wish to say that we noticed IMMEDIATE RESULTS in our Transit Department FROM OUR ADVERTISBUENT 1n YOLR DIRECTORY. Yo~rs very truly, Edwin H. Henderson, Pres . NATCHEZ, MISS.  A TIONAL BA  OKLAHO~tA CITY, OKL .  August 24 Rand McNally & Co. Chicago, Ill. Gentlemen:It gives u~ pleasure to state that we are well pleased with the results obtaine from ou: advt. in your Banker's DirectoTy, gnd believe the same of benefit to us. Yours very truly,  C. E. CARPE'TER, Cashier .  r.:-  ; The Bankers Deposit Guaranty and Surety Co.  VA  TOPEKA.KANSAS Octobe r 28th, 1919. Rand lcNally Bankers Directory, Chicago, Ill. Gentlemen: V.e think our advertisement in your Blue Book has been in a large measure responsible for our v~ry satisfactory increase in business, and consider the cost , money well spent. Our present contract expires in 1922 and now think we will be anxious to renew for another tenn . Continued suc cess to you. Re spectfully ,   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  A 1'.TT'\  WHAT  You  WANT  To KNOW  AND  How To  FIND  IT  IN  Rand McNally Bankers Directory and Bankers Register  THE BLUE BOOK SUBJECT HOW FOUND EXPLANATION Accessible Points _________________ _ Town without banks _____________________________ _ See "Non-Bank Towns" below Amet~can Ban,'fers Asso,';iation __ _ Members of, indicated by a _______________________ _ • after name of bank. Numerical System. Explanation of _______________ _ Map opposite page 12. Officers of ________________________________________ _ Paa-.e 11. A. B. A. Transit Numbers ________ _ As igned to banks exclusively by this Directory Attorneys _________________________ _ Bank Exams. and State Officials __ Bankers Associations ____________ _ Banks _____ ------------------ _______ _ Calendar---------------------------Canada _____________________________ _ Clearing House Members _________ _ Clearing Houses __________________ _  under the authority of The American Bankers bank. name of each Under ------------------------------ --··--- See A sociation below. "Lawyers" __________________________________________ (Bonded) National and State, with addresses ____ ____ ____ ____ Pages 13 to 1 7. and Officers ____ ______ ____ ____ ____ ____ ____ ____ ____ _ Pages 11-12-13. of United States, National, State, and Private; Indexed alphabetically as to States. statement, officers, general information ________ Towns and Banks. for year _________________ -------------------------- Page xv. Banks of, giving all branches, officers, capital, cor- Indexed "Cana.," Alphabetical as to Provrespondents, etc. ____ ---------------------------- inces. in each city, indicated by a ________________________ * before the name of bank. in United States and Canada ______________________ Pai?e 18 and at end of bank list in each  dates of and day of week, from_ Banks, National Comptrollers' Calls---------------- to 1886 _____________________________________ to date Correspondents ---- ---- ---- ---- ---- of each bank given _______________________________ _ County------------------------------ in which town is located given ___________________ _ County Seat ________________________ indicated by a -------------------------------------  Date of Organization of Bank ____ __ Directors __________________________ Farm Mo.rtgage Bankers Ass'n __ Federal Land Banks -----------Federal Reserve Banks ___________ _ Federal Reserve Districts ________ _ Federal Reserve Members ________ _ Financial Statement_ _____________ _ Foreign Coins _____________________ _ Foreii?n Banks--------------------Foreign Languages _______________ _  city.  Opposite Page 9. After name of bank. After name of each town. •before name of town, both In Bank List and in Lawyers List. Figures after name of bank. Indexed "Direct." Opposite page 13. Page 32. Pages 20 to 32. Bold face figure under name of town or See top of first column bank pages, ♦ Under name of bank. Indexed Alphabetically. as to State, Towns and Banks. Indexed "Forgo." Page 9.  indicated by ______________________________________ _ of Banks and Trust Companies ___________________ _ giving complete list of members _______________ _ Giving Officers, T&.citory, etc, __________________ Complete Information ____________________________ _ District in which town is located---------------St.ate Banks and Trust Companies ________________ _ States and Canada given_ United bankofin bank everyname ofafter _____________________________ and Bankers ( elected List) _____________________ _ Value of, in U.S. Money __________________________ _ Table of cardinal numbers and commercial terms, in ten languages _______________________________ _ Page 10. Specially prepared list_ ___________________________ _ Under index "Lawy." Alphabetically arranged as to states _____________ _ Page 6 and under "Laws."  Foreign Lawyers _________________ _ Grace, Days of_ ____________________ _ Holidays ___________________________ _ Interest Rates _____________________ _ Alphabetically arranged by states, for quick refer- See "Laws." ence ____________________________________________ _ Page 7. (See also Laws) Investment Bankers Association_ Members listed in large cities marked by a _______ _ -U After name of firm. Li t ____________________________________ _ Following banks in each city. elected ---_____________ Dealers Investment 1s lands __________ -- ------------------ Cuba, Porto Rico. and Philippine , Banks of _______ _ Indexed immediately after States. Laws _______________________________ _ A carefully prepared die-est of Banking and Commercial Laws of each state ______________________ _ Indexed "Laws." Lawyers-------------------------- __ In principal towns and cities. Bonded by Ameri-  can  urety Co. of New York. Special list of  foreign attorneys ______________________________ _ Indexed "Lawy." Legislatures _______________________ _ Dates of Meetings ________________________________ _ Opposite Index "Laws," Location of Towns on State Maps (Map given with each state) indicated by _________ _ Guide Letter and Fhrure after each town. Maps _______________________________ _ Rand-McNally's newest maps of states, principal See Index Page 4. cities, Canadian Provinces, Mexico, etc. _________ _ Inserted in proper geographical position. Mexico ______ -------------------- ___ _ :Hanks and map of ________________________________ _ Indexed "Mexico." Negotiable Instruments __________ _ Laws relating to, and states which have passed "The Negotiable Instruments Law" ____________ _ See "Laws," Indexed. Non-Bank Towns------------------ Showing nearest accessible banking points, and whether Money-Order Office, Telegraph Station, or Express Office ________________ ---------------- Indexed "Acces." Number of Banks _________________ _ In United tate and Canada __________________ ---- See Page 6. Numerical System of A. B. A, ____ _ Explanation and map of-------------------------- Opposite page 10. Officers __________ ------------- -- ---- of every bank in United States, Canada, and Mexico given after name of bank.-------- _____________ _ Indexed by States. Explana tioos and Rates. __ -------- _______________ _ 8. Parcel Post ------------ ---- ---- ---- shown by _________________________________________ _ Page Figures under name of town both in Population nf Banking Towns ___ _ Bank List and in Lawyers List. Postage Rates______________________ and Postal Regulations_-------------------- ____ ---- Page 8. Pri~!lte Ba_~ks---------------------- (Unincorporated) indicated by a ___________________ t after name of bank. Under State upervision __ ------------------------ See Page 6. Reserve Cities______________________ for National Bank ---------------· ---- ---· ---- ---- Page 19. State Bankers Associations _______ Members of. indicated by a ________________________ i after name of bank. State Banks ________________________ (Incorporated) indicated by a _____________________ § after name of bank. Statutes of Limitations ___________ Arranged for quick reference ______________________ Page 7. See also ''Laws," Indexed.  5   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  UMBER OF BANKS IN THE U !TED STATES AND CANADA IMPORTANT: Thi tabulation covers only in titutions performing the function of a bank. Some publi her , for rea on of their own, include in their tabulation all those concern whose n m they pubIi h but who e busines i confined to tho selling of Investments. Such information is naturally mi l ading. We carry the name of thousand of such institutions but they are not included in this tabulation.  UNITED STATES STATE.  Total ational Banks.  Alabama ...................................... . ........... . Alaska ..................................................... . Arizona .................................................... . Arkans s ................................................... . California ......... ·.......................... . .... . ......... . Colorado ................................................... . Connecticut ................................................ . Delaware ......................................... . ......... . District of Columbia ......................................... . Florida .................................................... .  107 3 21 7 31 146 64  1 15  g:_o;:t~ ::::::::::::::::::::::::::::::::::::::::::::::::::::: Idaho ...................................................... .  Illinois . ..... -· ............................................. .  Indiana .................................................... . Iowa ....................................................... . Kan ..................................................... .  ~:~~da~:: ::::::::::::::::::::::::::::::::::::::::::::::::::I New Hampshire ............................................. .  New Jersey .................................................. I New Mexico ................................................ . New York State ............................................. . North Carolina •.............................................. North Dakota............................................... .  Ohio ....................................................... .  Oklahoma .................................................. .  ~!?t~f:::::::::::::::::::::::::::::::::::::::::::::::  South Carolina .............................................. . South Dakota •............................................... Tennessee .................................................. . Texas ...................................................... . Utah ....................................................... .  ~=:t:: :::::::::::::::::::::::::::::::::::::::::::::::::::  Washington ................................................ .  ;:3;0!~~::::::::::::::::::::::::::::::::::::::::::::::::  2  1,8 7 662 1,366 1,112 4 27 125 20~ 313  93  Montana •...................................................  644  492  164  ~::JF.'. ::::::::::::::::::::::::::::::::::::::::::::::::::  404  52 253 151 37 30 21 13.~  356 266 134 45 61  Maryland .................................................. . Mas achusetts .............................................. . Michigan ................................................... .  266 16 90  .j  254  ~1t!I::::::::::::::::::::::::::::::::::::::::::::::::::: Maine...................................................... .  117 337 37 133 145 188 11  56 217 49 506 87 180 374 3o9 97  6G 17 81 132 100 5I;7 2 49 170 9 122  56ti 1,2  331 1,53272 1,03, 24  70 182 83  516 555 696 64 626 1 595 43 403 564 497 1,050 104 57 357 319 .,24  1.51  46  Wyoming ................................................... .  ______a__r_and To~al, United States ................................  56 94 2  Total State Banks and Trust Cos.  i -~ - --J  I  ,191  109  - -- -22, 13  Total Private Banks i  •9  Total AU Banks.  ........... ...... .....  382 19 111  ............  846  *7  •  7  ........... l  *1 38 3  *2 9  *168  219  •2  ........... 1 ........... 7 *3 20  ........... 1  •s  8  ........... ............  49 405  222 55 46  275 776 33  222  1, 1,0 4 1,941 1,3 0 324 1 6 303 4 0 891 1,5 5 36 1,676 425 1,22  3  ............  12  ...........  132 1,161 645 76  •12  139 3  ........... •127 ........... *3 *51  ............  411  1,149  9 5 285 1,51-  *3 *5  2  139  ...........  ······12····· 2  ........... ........... 1  1,207f  *Under State Supervision.  iThis does not include corporations, firms, and individuals whose names appear herein but which are doma an investment business only.  CANADA Alberta.................................... ··.··············· British Columbia ............................................ . ~toba. .................................................. .  N:,ui:~~k·············································· Newfoundland · · · · · · · · · · · · · · · · · · · · · · · · · · · · · · · · · · · · · · · · · · · · · · Nova Scotia · · · · · · · · · · · · · · · · · · · · · · · · · · · · · · · · · · · · · · · . · . · · · · ·  On  .0  ······································ .......... .  P~~ .Eci~~~ci"isi~d·.......................................... ... · · · · · · · · · · · · · · · · · · · · · · · · · · · · · · · · · · · · ·  ~t~i;~~~············································ .... Yukon ·· · · · · · · · · · · · · · · · · · · · · · · · · · · · · · · · · · · · · · · · · · · · · · · ······~---·······································  ____  Total, Canadian Banks and Bankers .............. ~ .. .  43-  255 3 2  12 5  73 1, 2 41  ,14 6 3  STATUTES OF LIMITATION See also "Laws," indexed in back of this Volume I TTEREST RATES- OTES AND ACCEPT A. TCES-G RACE.  STATUTES OF LIMITATIONS, ~I-  Totes and Acceptances Due on  STATES TERRITORIES,  Legal Rate Rate of by Interest Contract. - - - - HoliHalf j days, Days. Are payable Per ct. Per cent. and protestable the day-  Alabama •••••...•.•... ·-·--------···---·Alaska-·-·-·-··-··--·-·--·--····-·-·-·--Arizona.·-··---···---·-··---· •••. -···.... Arkansas·--·--··-·-·---···----··-······· California ••••.. ·-·-·----·-·----··---··-·· Colorado ..••. -- . .------·-----···---··____ Connecticut •.•. ·····------·---- ·····--·--1 Delaware -····· ••.. ····------·-----·----DistrictofColumbia .. _. ··-· ·--· ----·----Florida ·--····-···-······ .... ···- ---· -·-Geo~ia·------···-- ·--- .... ---· ---··----HawaiL.·-·--·-·-·-·-·-·- ·-·- ·--- ···- ·-·· Idaho ..•••• -··· •.•. ·----··· ____ -····----Illinois ··---····--··--··-···· .....•.. ··-Indiana·--·--··------···-----------·----· rowa •. _____ ·--· -······---·-·· ·--· ---· -·-· Kansas ----·-·----···· ·-·----· ··-··-···· Kentucky .• _. __ ·-···----···-··--·-·--·-·· Louisiana................................ Maine ••..••..•.•...•......... -···........ Maryland .•...........•.... ---·····---··· Massachusetts .•... ·····-···-···· .... .... Michigan ··---····· -··· .... ·--· ·--·-·---Minnesota • ···----······· •••• ____ ---· -·-Mississippi. ••••..••..••.••• ·--·.......... Missouri .•.....•••....... ···-............ Montana····-·-···· .......• ··---·-······· Nebraska •.......•...••...... ____ ---·--·Nevada •.•.•.••.•.••••• ---·-·-·------____ New Hampshire .. ·-····------·---------·  ::: ~:~!~==========================: ::1  8  8 8 6  12 10 10 Any rate 12 12 6 10 10  6 7 8 6 6 6 8  7  8  8  12 12 7 8 8 10  7 5 6 6  6 6 5 6 6 6 5 6 6 6 8 7 7 6  6 8  Any rate 6  Any rate 10 8 8  12 10 12 6  i  1!+  North Carolina---·----··-··---------·-·· 6 6 North Dakota.--····-·--······-·····---6 10 Ohio ..• ---·-···-···---------------·--· 6 8 Oklahoma ••...•..........• ·---·······--· 6 10 Oregon ···------···--···· .... .... •••. •... 6 10 .Pennsylvania ___ •. _.••• ·-···--··--------6 6t Philippine Island . -·---··-·- ____ .... ---· Any rate Any rate Porto Rico .•..•...••..•.... ·-··-----·--·6 12 Rhode Island----··-···--··-··---........ 6 Any rate South carolina ·-·- .•.. -·-- ---· --···-·--· 7 8 South Dakota-·-·-···--·· .......••... ---· 7 12 Tennessee·······--····-·····-·.......... 6 6  I I  ~=-================· ··==============J :6 Vermont ••.•....... ---······------··--Virrlnia ········--·------------------· Washington ·····-···-------· ··-· ·--· .... West Virginia_ _____ •... ··-··--··--···-·-Wisconsin • ·--- ••••••.••... --·· ·-···-···· Wyoming···--····· ..•• ···-·--··--·· - ·--· Alberta-----··-·-··-··----·---··-··-·.... British Columbia -· -··· -··· ·-·· ····-····· M:anitoba ••.•. -·-···- ··--··--·--···-·--· New Brunswick -·· •.•. --···-·-·-···· .•.. Nova Scotia ···-······- •••. •••.••••••••.. Ontario •• ·····-·-·········- •.•. ·-··-··--· Quebec········-····-·-····---········--· Saskatchewan··---·-···············--·--  6  6  6 6 8 5 5 5 5 5 5 5 5 ·  !~II 6  After After After After After After After After After After After After After After After After After After After After After After After After After After After After After After After After After After After After After After After After After After After After After After After After After After After After After After After After After  12 6 10 12 Any rate Any rate Any rate Any rate Any rate After Any rate After Any rate After Any rate Arter  After After  I  Holidays falling on Sunday are observed th e day-  After Before After After After After After After I After After Before After After After After After After After After -----------After After After After After After After 1 After After After After After After After After After After After After After After After After After After After 1 After After After After After After After After After After After After After After After After After After: After After After After After Afte• After ' After After After After After After After After After After After After After After After After After After After After I After After After .... -··-I After After After After After After After After  I  ·A;;;;-,  Notes.  Sight  Bills,  Drafts.  Notes Open and JudgAcWritten ments. counts. Contracts.  Sealed Instruments witnessed.  Years, , Years,  Years.  No grace 20 3 6 No grace o grace 10 6 6 No grace No grace 5 3 6 No grace . . ro grace 3-10'1! 3 5 No grace No grace 2-4 5 4 No grace No grace. II 6-20'1! 6 No grace ... o grace 20, 6 6 No grace' No grace 20 6 3 No grace No grace s 12 3 No grace No grace 20 5 3 No grace No i.trace 6 7 4 No grace No grace ··-- -·-· ·----- ·-·---No grace No grace 5 6 4 No grace No grace 10 20 5 No grace No grace 10 20 6 1 No grace No grace 10 20 5 No grace No grace 5 5 3 No grace No grace 5-15 2-5 15 No grace No grace 5-10 10 3 No grace No grace 6-20 20 6 No grace No grace 12 3 s-12 No grace Grace 20 6 6 No grace No grace 6-10 6 II 'ograce .. To grace 6 10 6 No grace .To grace 6 7 3 I . No grace o grace 10 10 5 I No grace No grace 8 10 5 No grace No grace 5 4 5 No grace No grace II 6 4 · No grace Grace II 20 6 No grace No grace II 20 6 No grace No grace II 4 7 No grace No grace II 20 6 No grace No grace a 3 10 No grace No grace I 10 6 No grace No grace 15 21 6 No grace No grace 5 3 1-6 Noe.ace No grace 5 10 6 6 6 20 1 No grace No grace 1 No grace No grace 10 101 No grace No grace ---· ---· _________ No grace Grace 20 6 6 No grace No grace 6 20 6 No grace No grace 10-ZO 6 6 No grace No grace 6 10 6 10 Grace Grace 2 No grace No grace 6 8 4 No grace No grace 8 1-14 6 5 No grace No grace 10 3 6 a No grace No grace 6 10 10 No grace No grace 5 10-ZO No grace No grace 6 II No grace No grace 10 5-10 8 Grace 6 Grace 12 II Grace Grace 6 20 II Grace Grace 6 II 10 Grace Grace 6 6 20 Grace Grace 6 6 20 Grace Grace 6 20 Grace Grace 5 5 30 Grace Grace 6 6 12  • In Denver. Due Saturday duri112 June, July, and Auiust protest Saturday or Monday at option of holder. t Any rate agre,ed upon in writing is legal on collateral demand loans of$ 5000 and over. 1 See laws, indexed in back of this volume.   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  7  Years.  ----  10 10 6 5 3-20, 17 20 12 20 20  ----  5 10 28 10 5 15 10 21  12 20 10 I I  10 I I I 20 11  e zo  10 I 11  5 10 20 10  -------- ---20  '  I-It Zt  ••  • e • •• I  11  •  2  zo 10 20 20  20   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  RATES OF POSTAGE DOMESTIC LIJUT WEIGB'f,  POSTAGE,  CLASSES,  Jlrat Olaaa-Letters and sealed packa1rns---------------------------------Postal cards____________________________________________________ ----lecoad Class-Newspapers, periodicals entered as second-class matter and sent by the publ.isher or news arent lilame when mailed by others than above-----------------------------------Thi.rd Ows-Oirculars, pamphlets, and othe;- matter wholly in print, proofsheets, cor-} rected proofsheets and manuscnpt copy accompanyme same______________  cts.each----------------------each oz. or fraction thereof 12 ct. 1 ct. per pound----------------1 ct. each 4 oz. or fraction, stamps affixed-----------------------1 ct. each 2 oz. or fraction thereof  i'our lbs.  -----·---------------------------------1{  hurth Olass-Merchandise and matter not included in any of the above classes____________ Parcel Post Rates (see below) -Special Delivery in addition to reeular pos~e_______________________________________ 10 cts. ----------------·------Becistl"Y Fee in addition to reeular Postaee _______ ---------------- 10 cts. ------------ --- ------  No limit. . . r~l~ti.For pactare, over four pounds and all books, see Parcel Post Rates.  1  FOREIGN POSTAGE TABLE The rate of postage upon letters to foreign countries is five cents for the first ounce or fraction of an ounce, and three cents for each additional ounce or fraction of an ounce, excepting the following named countries. To these countries and places letters may be sent at the rate of two cents an ounce or fraction thereof. Bahamas Dutch West Indies Scotland Trinidad (including Tobago) Barbados England British Guiana Ireland Wales British Hondura Windward Islands (including Leeward Islands Canada Grenada, St. Vincent, The Mexico Oity of Shanghai, China Grenadines, and ..,t, Lucia) Newfoundland New Zealand Cuba' Dominican Republic Republic of Panama The rates on other than letters to all foreign countries are: Single post.al cards, each, 2 cents; double postll cards, each, 4 cents: newspaper and other printed matter, for each two ounces or fraction thereof. 1 cent. Commercial Papers.-Packets 1,ot in excess of 10 oz., 5 cents; packets in excess of 10 oz., for each 2 oz. or fraction thereof additional, 1 cent. Samnles of Merchandise.-Packets not in excess ot 4 oz., 2 cents: packets in excess of 4 oz., for each 2 oz. or fraction thereof additional, 1 cent. Merchandise sent on order or as a gift must be se11t by Parcel Post (note below) or is subject to letter postage, which must be full:, prepaid. Re~tration fee on letters or other articles. 10 cents. Ordinary letters for any toreizu country (except Oanada and Mexico) will be forwarded, whether any Postage is prepaid on them or not. J!'oreirn mail should be fully prepaid, as double the amount of deficient. postage is collected before delivery in countries of destination. All other mailable matter must be prepaid at least partially. Limit of weight for printed matter, 4 lbs., 6 oz.  TABLE SHOWING RATES OF PARCEL POSTAGE Parcels weighing four ounces or less are mailable at the rate of one cent for each ounce or fraction of an ounce, regardless of distance. Parcels weighing more than four ounces are mailable at the pound rate, as shown by the following u.ble, and when mailed at this rate any fraction of a pound is considered a full pound. Parcels are limited in weight to seventy pounds within the third zone and to fifty pounds beyond the third sane, and in 8ize to eighty-four inches in "length and girth eombined." Rate on books weighing eight ounces or less is one cent for each two ounces or fraction thereof for any distance: oTer eight ounces, the zone parcel post rates apply. WAR TAX,-One cent on twenty-five cents (less than 25 cents, no tax), two cents on twenty-six to fifty, three cents on fifty-one to seventy-five, four cents on seventy-six to one dollar.  1st zone Weight 1st pound Each additional lb.  2d ,, 3d 1one zone rate rate  '  4:th 1one rate  5th zone rate  6th 1one rate  7th 1one rate  8th 11one rate  Local rate $0.05  Zone rate $0.05  $0.05  $0.06  10.07  $0.08  $0.09  $0.11  $0.12  0.0½  0.01  0.01  0.02  0.04  0.06  0.08  0.10  0.12  FOREIGN PARCEL POST RATES Twelve cent per pound or fractions thereof. To many countrie there i an additional tran it rate. Eleven pounds is the limit to foreign points named in United. State Po tal Guide except: the limit of weight on Foreign Parcel Po"t i · 20 Pounds to Ecuador, Mexico, an<l Salvador. Twenty-two pounds to Argentine, Brazil, Bulearia, team served place· in China, Colombia, Co. ta Rica, Haiti, Hondura , Lithuania, Nicaragua, Paraguay, Peru, and Roumania. Fifty pound:' io Panama. Limited to three and one-half feet in length and to six feet in length and girth combined. Please note, however, that there are certain countries to which package cannot be sent by parcel post. Your local post office hould be con ulted.  DOMESTIC MONEY ORDER BUSINESS T1le printed application form must be used when applying for a money order. The applicant must write his or her own given name and surname  la full, and iiven name of the payee must be stated in foll if known, otherwise initials may be used. The given name of married women mnst be ued and not that of their husbands. Names of places, streets, and numbers should be written in plainest manner Possible. A money order can not be made payable to more than one person or firm.  Domestic Money Order Fees hr orders of $2.50 or less------------------------------------------- 3c OTer S 2Ji0 and not exceedine S 5.00_________________________________ 5c  :: ~:: ::  ::  Over $30.00 and not exceedine S 40.00 ______________________________ _ lie " 40.00 " " 50.00 ______________ -····---------- lie 20c 25c Ne Orders payable at a money-order office can not be issued for an amount exceeding $100.  iUt:============================= d~  .. iHi  ..  ..  1it;=========================-=~  INTERNATIONAL MONEY ORDERS lloney orders can be issued between the United States and flfty.ei2ht countries, rates differint and subject to change. lateat rates.  See your Postm&ster for  RATES FOR EXPRESS MONEY ORDE~S  Kot over ________ n.50 ________ 3 eta. \ Over Sl0.00 to s20.00 _________ 10 cts. OTer SUI to 6.00 ______ 5 cts. Over 20.00 to 30.00 ______ 12 cts. OTer UO to 10.IO ______ s eta. Over 30.00 to 40.00 _________ 15 cts.  I Over Over $40.00 to sso.00 ________ 18 cts. I Over S75.00 to 1100.00 ______ 30 et&. 50.00 to 60.00 ________ 20 eta. Over &o.00 to 75.00_ ______ 25 cts.  8  Over 1100.00 at above rates.  ruhe  NATIONAL BANK el' NEW ZEALAND Lini.ited ·  H~Offia:17,Moor~ Slr~. LONDON,L. €,2 Au1horisad,, ~ b,ooo, ooo Su.lucriha.d., Capil:al .t3,ooo ooo.  Ca..pilal  £1,000,000.  R.a.sa.rv(l., Tu.nA.S  £1,020,000.  Pa.id., Uy  1ln.ca.1hul  ~ £flpoo,ooo.  :EVERY DI:SeRlPTlOli OF'  ~:~ .:BA7\KlliG- l3USll'iESS .. :·<~. --_ ,·· -~-.-:•. ····:· COZ'fDtlCT'.ED &fluzr \Vzllir. SLCR.E.TARY, A:H..D l.OMDCK XAXAODL   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  ' "1..lu  New~ Wdlin5hm. D_ W I)ulhie, ( 5°aw-d ?'Ian.atf2P.) -  Branch s and  ~ lgeuci  s ti ruuglzo tl  e·  Zea-  l (J land the principal of w 1icl are i,1dicated · above  New  Branches  at  \ DAN NE VIRKE MASTl:R TON WHANGAREI   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  A  J  105°  B  120°  C  13.~.  D  150°  E  F  H  1so• G  J  I  150°  K  120•  105°  L  90°  N  M  p  0  60°  Q  so•  15°  R  o·  s  T  u  30•  V  w  60.  X  Lon1ritude We•t from G enwich  I  WORLD  'I  Rand lfoXall1'• Ne• 11 x H Map of the World. 'ally I, Co. r•rJrlgLt LJ ,,,  Roni Me.  - """'CZ,.\U :N ICHOL:\S J: L\:\D ~  l  -~  ]  2  w·  3  ts· 4  p  A  I  F  I  C  C  l .  30• Mu•-u la. , '·(•·•·)'"  so•  - ---.- •TIG;.ui..>o -1 i..ulJS-- - ct( V. S ) HONOLULU  5 15  6  N  A  E  1s· I  . ,. . . .  l I..  a  6 Ct1&1 1•u lau DI  Tiowlan,l 1. - li&'ler 1.  o·  0  (!SL)  o·  7  7  A N  A  15"  ,·t.  8 'Ji)'  15°  lleloo:a•  <••·>  8  •.•:T•l..,.1P.lni1. J;,u! r  • Rapa I .  ,.  "'Xr:a:ii ... ncc a.  0 C E  ~urtb Capt  'lfalllu  TL A N T I  1'.  CE A N  9  P.  I  C  F  NJ'WAxn-raD (FL)  C  l  <•a.J 45°  lfuJ-,a t. ••Pr1noe £d (••)  0  E  C  SoDTH  Greca•icb L  soaou.  t--  f!O,VP' .Elep1jot 1.,.,l.'l&re= 1: 'OTl~o.';',;sv 1 • llffL4!li"J':;,,~KlngGeorpl.  SotTlt  , ~l ,·t'l  - - - - - - -- - - - , - - c,-.:c~E  __  -~---  KAl~ER WJL!IF.L\111 LAND  A  105°  B  120°  c  135•  D  150•  E  .155•  F  1so•  G  155•  H  i.;o..  I  135•  ~&IIUUJ:Lllt  J  120.•  K  1o.s•  L  ,o•  --M ·  f\'\ •  w'~~;.T  --i~- -  1 15•  ('JOl"('1LL [.  Ro" l.  RAHA~'§  McDt.1nald (•a.J  :Boi;\·rt "·  IL)  AfrilTARCTIC  rd 1,·-... CnotJ:T b. ('"·)  g . ST. l'•VL (Pa.)  (ra.J  S\SlH\'lCU;  11  (r&,)  .\'  .'-.ntiped.110(  10  ' 30•  (U.)  _________ _  LAND  I.  l.•" Beard I.  60"  - - - ~-;HN!¥ - - - -- - KRlIP  ASD KAISER WlLllELll 11 LAND  N  GO"  0  p  so·  Q  15°  R  o•  s  15  T  10  30•  u  t5°  V  GO"  W  75•  X  11 530E   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  DATES OF  COMPTROLLER' S CALLS TO THE NATIONAL BANKS FROM 1890 TO DATE YEAR  JAN.  FEB.  F1890 2, 79 - ~ 1891 - ~•~ 1892 1893 1894 1895 - -F1896 2 77 1897 F 1898 1865 s 1899 4 65 T 1900 1:173 1901 1- fjT 64 T 2,177 1902 F~ 1903 H 78 F 1904 2266 -w-1905 11 2  1906  MAY IJU~, JULY  17'78  -  I A~G-  l :!.i78  I  J  9 82  _F_ _ _  14  2370  - -~  --l,~w -w- 0 ,"j  j~  lH 76  9  -iy-,  1if72  ~ -w-lfl 71  1470  Th  -t: --  T  !l 82  9 61 ThI 9 78 :  M  2978  K 67  ---  1 78 M  F i ~~!Th 14  1478  W  F  -- ,.  5 70  2  -  - -T-- - - ~  -- l~ w  _w__ _13_ 2 23 &  w  9  I  191 *  92  4  1 70  1  25  4  26 27  5 2 7  4  2  T  ~6 88  28 2  T  1  -  tns/-  58 2353 F  30 60  w  27  1 3  1  w  ~1 73  s - - s12 '7, 81 Th-  -  ---I  2 T  ,1  Th-  -- w  30  31 1  3  10 9  1273  -  T  2050  11 1  ~162 -- - -  T  4  KEY  i  5 2 5  w-- -  H57  1 6  21 22 23 24  F  F  7 5 8 5  20  -------7i;F w  - - -~  -  l 9 6 3  12 6  4 78  2:3 w- 70  -  ~!16V T  7  16 17 1 19  10  I-M- -  20  22M  10 5  4 15  n;-- -  ---  ~ I  F  14  5 6  12 13  -~  r'o 74  1462  4  10  10 71  2478  T  2  11  267  2~' 66  2 3  9  Tht '12  Th  !5 76  ICALL  -1-110  I  76  7 69  - - F~  T  DATES  F-- -5- - - - - - -  116G  - - Th  1  -,-TI  Th  83  made on respecliH datn  ' :10 80 I  12 66  w li69 ~-w  T  76 -  DEC.  I  --  'F  187~ T  Dales and number of C1ll1 NOV.  OCT.  , Th  -- T- -  T-  I  12 76 F  9 66  4 67 17 77  fj  SEP.  - ,~  ,  ~  1912 IJo...!1_ - ITh 1 58 T F 4 70 1913 ~ -T- }914* 18 foo l s ITh 1915* I 1 68 T~ - - - 1916* 7 61 M--HH7* - -1918*  l'F 1862  s -  -  ~I  1907 1908 1909 1910 ri 1911 ~  APR.  MAR.  Figure In BLACK denot day of month call l\as made. Figure In <:OLOU. how number of day Intervening b tween II a mad . LETTF..R In Black lgnlfy day of we k  Ila.  4  1  6 9  VALUES OF FOREIGN COINS  TREASURY  DEPARTMENT, OPF'ICE OF' THE SECRETARY, nrashington, D. C., Janliary 1, 1921  In pursuance of the provisions of section 25 of the act of August 27, 1894, I hereby proclaim the following  estimate by the Director of the Mint of the values of pure metal contents of foreign coins to be the values of such coins in terms of the money of account of the United States, to be followed in estimating the value of all foreign merchandise exported to the United States during the quarter beginning January l, 1921, expressed in any such metallic currencies. Entries of merchandise liquidated upon the values proclaimed herein will be subject to reliquidation upon the order of the Secretary of the Treasury whenever satisfactory evidence shall be produced to him showing that the values in United States currency of the foreign money specifil!J in the invoices were at the date of certification at least ten per centum more or less than the values herein proclaimed.  D. F. HOUSTON, Secretary. Values of Foreign Coins Value in  OOUNTRY.  LEGAL STANDARD. MONETARY UNIT. Terms of  REMARKS.l U.S. Money. 1 - - - - - - - - - - - -- -----,---Peso ______________ $0.9648 Ourrency: Paper, convertible at 4' J>er cent of face value; exchange rate , gold $0.7725; paper $0.34 • Krone ------------.2026 Exchange rate about $0.0025 =l krone. Franc _____________ _ .1930 Member of Latin Union: gold is the actual standard, Exchange value $0.0625. Boliviano _________ _ .3893 12½ bolivianos equal 1 pound sterling. Exchange rate about $0.2717. M.ilreis ___________ _ .5462 Currency: Government paper. Exchange rate about $0.1375 to the milreis. Pound sterling ____ _ 4.8665  -----~---- i--------1--------1  J.rrentine Republic __________ Gold ___________ ____ ..&.nstria-Huagary _____________ Gold ______ _________ Belgium _____________________ Cklld and silver ____  Bolivia _______________________ Gold_ ______________  Brazil ________________________ Gold _________ ______ Briti h Oolonies in ..&.ustralasia and Africa. Canada ______________________ Central American States: Oosta Rica _______________ British Honduras ---- ____ Nicaraiua ______________ Guatemala ____________ } Honduras______ Salvador.·--- ____________ Chile ______________________ ..  Gold _______________  Gold __ - ---- ---- ---- Dollar -------------  1.0000  Exchange rate about $0.8425.  Gold _______________ Gold--------------Gold __________ Sil ver______________ Gold _________ ______ Gold ______________  Oolon -------------Dollar ------------Cordo).)a ____ _ p eso ______________ _ Colon-------- ___ -Peso_ --------------  .4653 1.0000 1.0000 _ 5502 .5000 .3650  Exchange rate $0.23-1 colon.  Amoy ____ _ Canton ___ _ Cheefoo __ _ Chin Kianr Fuchau ___ _ Haik wan (customs). Hankow __ _ TaeL Kiaochow _ Nankin ___ _ Ohina ________________________ Silver ____________ , Niuchwang Ningpa ___ _ Peking---8han2hai __ Swatow __ _ Takau ____ _  .9019 .8992 .8626 .8810 .8343 .9177  r::~~~~===  l  Oolombia ____________________ Cuba ________________________ Denmark ____________________ Ecuador ______________________ Rapt ________________________  Dollar British H~n_gkong ___ __ Mexican __ _ Gold _______________ Dollar ------------Gold _______________ Peso ______________ _ Gold _______________ Krone ____ ·-------Gold _______________ Sucre. ____________ _ Gold _______________ Pound (100 piasters)  ll'inland ______________________ France---------------------Germany ____________________ Great Britain ________________ Greece _______________________  Gold ______________ Markka __________ _ Gold and silver ____ Franc_____________ _ Gold _______________ Mark-------------Gold _______________ Pound sterling ____ _ Gold and silver ____ Drachma _________ _  Haiti _________________________ Gold _______________ India (British) _______________ Gold _______________ Indo-China __________________ Silver _____________ Italy _____________ -------- ____ Gold and silver ____ Japan ____ -------------------- Gold _______________ Liberia ________ ---- ---------- Gold _______________  .8439 .8740 .8925  .8-158  .8671 .8793 .8238 .8331 .9076 .8740 .5910 .5932 .5932 .5976 .9733 1.0000 •2680 .4867  4.9431  .1930 .1930 •2382 4.8665 .1930  Gourde ------------  .2500  Rupee ____________ _ Piaster ___________ _ Lira --------------Yen _______________ _ Dollar ____________ _  .3244 .5942 .1930  Mexico __________ ----------- Gold _______________ Peso _____________ _ Netherlands----------------- Gold _______________ Guilder (Florin) __ _ Newfoundland _______ -------- Gold _______________ Dollar ____________ _  .4985 1.0000  ir:!~ -:::::::::::::::::::::: ggft::::: _:::::::: ¥f~f :::::::::::::: Gold and silver ____ Peseta ___________ _  ..1985 .4020 1.0000 .2680 1.0000 .9648 .0959 .1013 4. 665 •5000 1.0805 .1930 .5146 1.0000 .1930 .3709 .1930  straits Settlements ___________ Gold ___ -------· ____ Dollar -------·----Sweden---------------------- Gold _______________ Krona ____________ _ Switzerland __________________ Gold _______________ Franc _____________ _  •5678 . 2680 .1930  Turkey ---------------------- Gold _______________ Piaster ------------  .0440  :f~:~t::::::::::::::: :::: ggJL::::::::::::: :::::::::::::__ Paraguay ______________ Gold ______________ ~~ Pe o (Argentine) Gold ______ Persia - ---- ---- ---- ---· ---- { Silver Peru _________________________ Gold--------------Philippine Islands ___________ Gold _______________  Achrefl - - - - - Kran Libra-------------Peso --------------  i!i;:::~:::::::::::::::: ~It::~:::::::::: ~t~:~_:: : : : : : Santo Dominio -------------- Gold _______________ Dollar -----------  Spain ________________________  i~:~ ------------------- t:t_ _____________ L8Wvar _--________ _  1.0342 .1930 1 The e~chang_e rates shown under this heading are recent .. ew York values of currencies which are fluctuating in their relation to legal tandards.   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  9  { Guatemala: Currency, inconvertible paper. Honduras: Currency, bank note ', Exchange rate about $0.49 • Currency: Inconvertible paper; exchanie rate, about $0.1S5 .  The tael is a unit of weight; not a coin. The customs unit is the Haikwan tael. The values of other taels are based on their relation to the value of the Haikwan tael. The Yuan silver dollar of 100 cents is the monetary unit of the Chine e Republic: it is equivalent to .644+ of the Haikwan tael.  Currency: Government paper and gold: exchanee rate, about S0.87 to 1 eold peso. Exchange rate $0.1515-1 krone . Exchange rate $0.30 . The actual standard is the British paund sterlini, which is leeal tender tor 97½ piasters. Exchange rate S0.026 -1 markka. Member (>f Latin Union; gold is the actual standard . Exchange value $0.059. Exchange rate about $0.0138 = 1 mark • Exchange value $3.53. Member of Latin Union; gold is the actual standard, Exchange value $0.074. Ourrency: Inconvertible paper. (IO rupees equal 1 pound sterling,)  Exch. rate $0.26 •  Member of Latin Union: eold is the actual standard. Exchange value $0.034. Exchange value $0.48 2. Currency: Depreciated silver token coins. Oustoau duties are collected in irold. Exchange value gold ne, o $0.50 • Exchange value $0.313 • Exchange rate S0.151-1 krone . Currency: DPpreciated Paraguayan paper currency. Currency: Silver circulating above its metallic value. } Gold coin is a commodity only . Exchange rate about $4.26. Exchange rate about $0.465 • Currency: Inconvertible paper; ex. rate about S0.0845. Exchange rate about $0.011 =l leu •  Valuation is for gold peseta; currency is notes of the bank of Spain.I. exchanie value, approximately, $0.13 . Exchange rate ~0.405 • Exchange rate S0.1975-1 krona . Member of Latin Union; told is the actual standard. Exchange value S0.152. (100 piasters equal to the Turkish £,J Exchange rate about $0. 70 =1 Turkish£. Exchange rate $0.752 • Exchange rate about $0.175. quotations and are given merely as an indication of the  TABLE OF CARDINAL NUMBERS AND COMMERCIAL TERMS I ENGLISH.  FRENCH.  DUTCH.  TEN LANGUAGES RUSSIA .  DANISH.  1 One ............ Un ............. Ein ............ Uno ............ Uno ............ Hu.m,M.Huma,F Een ............ Odun •.......... En ............  SWEDISH.  ·I En ............ .  2 Two.. . . . . . . . . . . Deux.. . . . . . . . . . Zwei . . . . . . . . . . . Dos ............ ' Due.. . . . . . . . . . . Doue, M. Duas, Fl Twee.. . . . . . . . . . Dba.. . . . . . . . . . . To. . • . . . . . . . . . . Tvit ........... . 3 Three . . . . . . . . . . Troia . . . . . . . . . . . Drei . . . . . . . . . . . Trea. . . . . . . . . • • . Tre . . . . . . . . . . . . Trea.. . . . . . . . . . . Drie.. . . . . . . . . . . Tza . . . . . . . . . . . . Tre . . . . . . . . . . . . Tre ........... .  •  Four ........... Quatre.. . . . . . . . . Vier.. . . . . . . . . . . Cuatro . . . . . . . . . Quattro.. . . . . . . . Quatro . . . . . . . . . Vier.. . . . . . . . . . . Tschetire . . . . . . . Fire ........... . F:vra .......... . 5 Five.. . . . . . . . . . . Cinq . . . . . . . . . . . Funf . . . . . . . . . . . Cinco.. . . . . . . . . . Cinque . . . . . . . . . Cinco.. . . . . . . . . . Vyf. . . . . . . . . . . . Piat.. . . . . . . . . . . Fem.. . . . . . . . . . . Fem •...........  ..... 0  6 Six.. . . . . . . . . . . . Six. . . . . . . . . . . . . 7 Seven .......... Sept.. . . . . . . . . . . 8 Eight........... Huit ........... 9 Nine ........... Neuf........... 10 Ten. . . . . . . . . . . . Dix . . . . . . . . . . . . 11 Eleven . . . . . . . . . Onze . . . . . . . . . . . 12 Twelve. . . . . . . . . Douze. . . . . . . . . . 13 Thirteen. . . . . . . . Treize. . . . . . . . . . 14 Fourteen ....... Quatorze ....... 15 Fifteen . . . . . . . . . Quinze . . . . . . . . . 16 Sixteen ......... S<:ize ........... 17 Seventeen.. . . . . . Dix-sept. . . . . . . . 18 Eighteen ........ Dix-huit ........ 19 Nineteen ....... Dix-neuf •. . . . . . . 20 Twenty . . . . . . . . Vingt.. . . . . . . . . . 21 Twenty-one ..... Vingt-et-un ..... 30 Thirty .......... Trente.......... 40 F?rty . . . . . . . . . . Q~arante . . . . . . . 50 Fifty ........... Cmquante ......  Sechs.. . . . . . . . . . Sieben.. . . . . . . . . Acht ........... eun........... Zehn . . . . . . . . . . . Elf.. . . . . . . . . . . . Zwolf.. . . . . . . . . . Dreizehn.. . . . . . . Vierzehn ........ Fiinfzehn . . . . . . . S~chzehn ........ S1ebzehn.. . . . . . . Achtzehn ....... eunzehn •...... Zwanzig . . . . . . . . Ein und zwanzig. Dreiszig ........ V~_erzi~ . . . . . . . . . Fiinlz1g .........  Seis . . . . . . . . . . . . Siete . . . . . . . . . . . Ocho ........... ueve .......... Diez . . . . . . . . . . . Once ........... Doce. . . . . . . . . . . Trece ........... Catorce ......... Quince.. . . . . . . . . D~ez y s~is ...... Diez y siete . . . . . Diez y ocho ..... Diez y nueve .... Veinte. . . . . . . . . . Viente y uno .... Treinta ......... C~a.renta . . . . . . . Cmcuenta. .......  Sei. . . . . . . . . . . . . ette. . . . . . . . . . . Otto ............ Nove ........... Dieci. . . . . . . . . . . Undici.. . . . . . . . . Dodici. . . . . . . . . . Tredici . . . . . . . . . Quattordici ...... Quindioi. . . . . . . . S _d~ci .......... Diem ette. . . . . . Diciotto ........ Diciannove ...... Ven ti.. . . . . . . . . . Vent'uno ........ Trenta.......... Q~arant a . . . . . . . Cmquanta ......  Seis . . . . . . . . . . . . Sete.. . . . . . . . . . . Outo ........... Nove ........... Dez. . . . . . . . . . . . Onze . . . . . . . . . . . Doze. . . . . . . . . . . Treze.. . . . . . . . . . Quatorze ........ Quinze.. . . . . . . . . Dezaseis ........ Dezasette. . . . . . . Dezocto ........ Dezaneve ....... Viete. . . . . . . . . . Vinte hum ...... Trinta .......... Q~a.renta . . . . . . . Cmcoenta .......  Zea.. . . . . . . . . . . . Scheat. . . . . . . . . . Zeven . . . . . . . . . . Sem.. . . . . . . . . . . Acht ........... Votem •......... Negen .......... Deviat ......... Tien ........... Desat . . . . . . . . . . Elf.. . . . . . . . . . . . Odinnatzat.. . . . . Twaalf . . . . . . . . . 1 Devenzat . . . . . . . Dertien.. . . . . . . . Trenazat.. . . . . . . Veertien ........ Cheterinazat .... Vyrtien. . . . . . . . . Pazna.tzat.. . . . . . Zeatien_ ......... j Schesnadzat ..... Zevent1en. . . . . . . Semnntzat . . . . . Achtien ......... Vosemnatzat .... Ne~entien ....... Davetnaza.t ..... Twmtig.. . . . . . . . Dvatzat . . . . . . . . Enen Twintig ... Dva.tzat-odnar ... Derti~ .......... Trudzat ........ V eer~1g. . . . . . . . . B?rok . . . . . . . . . . Vyftig .......... Piatdesa.t .......  60 Sixty. . . . . . . . . . . Soixa.nte. . . . . . . . Sechzig. . . . . . . . esenta. . . . . . . . . Se santa. . . . . . . . Secenta.. . . . . . . . . Zeatig . . . . . . . . . . Scheatdesat . . . . . 70 eventy . . . . . . . . Soixante-dix . . . . Siebenzig . . . . . . . Setenta.. . . . . . . . . Setta.nta. . . . . . . Setenta. . . . . . . . . Zeventig.. . . . . . . Semdesat . . . . . . .  80 90 100 1000  Eighty ........ . Ninety ........ . Hundred •....... Thousand •...... Day •........... Week .......... . Month ........ . Year .......... . On demand .... .  Quatre-vingt .... Quatre-vingt-dix. Cent .......... . Iille .......... . Jour ........... . Sema.ine ....... . Mois .. ........ . Annee ......... . A pre entation .. .  At sight . . . . . . . . A vue ......... . After eight. . . . . . A jours de vue.. . After date . . . . . . A jours de date .. Pay to the order. Pay z  I' rdre ..  I promis to pay. J p y rai ..... . With int r   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  A ec int r ts ....  Achtzi~.. . . . . . . . Neunz1g ........ Hundert ........ Tau end. . . . . . . . Tag. . . . . . . . . . . . Woche.. . . . . . . . . Monat .......... Jahr •........... ach Sicht, or bei Vorzeigung. A vista . . . . . . . . . .1. a.ch Sicht ...... N ach Dato, or nach Hente. Fur mich;. or uos an die urdre: Werdefob,orwerd n wir bez hl n 1it Zinz n . . . . .  Ochenta. . . . . . . . . Noventa ........ Cien ........... 1il . ........... Dia . . . . . . . . . . . . emana... . . . . . . . Mes ............ Ano ............ A pr entacion ...  Ot tanta. . . . . . . . . Novanta ........ Cento .......... Mille ........... Giorno.. . . . . . . . . ettimana.. . . . . . Mese ........... Anno ........... A pr ntazione ..  Oiten a. ........ . Noventa ....... . Cem ........... . Mil ........... . Dia ........... . ema.na ........ . Mez ........... . Anno .......... . A presentacao .. .  Tachtig......... Negentig ........ Honderd . . . . . . . . Duizend ........ Dag ............ Week.. . . . . . . . . . Maanden . . . . . . . Jaar ............ Op vertoon. . . . . .  Vosemdesat ..... Devia.nosto ...... Sto.. . . . . . . . . . . . Tiza.tz .......... Den •........... N edela . . . . . . . . . 1csatz . . . . . . . . . God ............ Po bziskam . . . . .  Sex.. . . . . . . . . . . . yu . . . . . . . . . . . Otte ........... Ni ............ Ti.. . . . . . . . . . . . . Elleve. . . . . . . . . . Tolv . . . . . . . . . . . Tretten.. . . . . . . . Fjorten ......... Femten . . . . . . . . . Sexten .......... Syt en.. . . . . . . . . Atten ........... Nitten .......... Tyve. . . . . . . . . . . Eno~ Tyve ..... Tred1ve ......... Fyrretyve_.. . . . . . Halvtredsmdstyve. Treds!ndatyve. . . HalvfJerdamd tyve. Firsindstyve..... Halvfemsindstyve Hundrede. . . . . . . Tuainde ......... Dage ........... U ger . . . . . . . . . . . Maaned . . . . . . . . Aar ............ Paa a.nfordring . .  Sex............ . Sju ............ . Atta........... . Nio .......... . Tio ............ . Elfva •.......... Tolf ........... . Tretton ........ . Fjorton ........ . Femton ........ . S~xton ......... . SJutton ....... . Aderton ....... . Nitton ......... . Tjugu ......... . TJuguen ....... . TretUo ........ .  Fyrti<;> •..•.•.••.  Femtio ........ .  S~xti<;> .•••••....  SJuttlo ......... . Attio .......... . Nittio ......... . Hundra ........• Tusen ......... . Dag •........... Vecka ......... . Mil.na.d ........ . A:r •....•....... Pa anfordrin ...  A la vista ...... . A vi ta ......... A vista ......... Op sight a vista .. Po predia.vieni. .. A vista ......... Vid sigt •........ A .. dias vista .. . Dopo vista.. . . . . A .. diaa vi ta . . . Dagen na zigt . . . Po prediavieni.. . Efter Sigt.. . . . . . Efter igt ...... . A .. di fecha .. . Dopo dnto . . . . . . A .. dias d ta . . . Dagen na. dato.. . Gato . . . . . . . . . . . Efter dato ...... Frt n dato ...... . ordem .. Voor my aan de Nlat it order . . . . Beha at betale Beha~a.r att betala till ordre. til odre. order. Pagar ......... Pa hero ........ P garei. ....... . 1k neem a n te Ia obetscha.i.. . . . Jeg forpligter mig Jag forpligtar mi att betala.. at beta.le. betalcn. on int Con int r e.. . . Com intere cs ... Met intere t.. . . . ls prozentamu.. . Med rent.e . . . . . . Med rllnta ..... . A I orden ...... Pagat al l'ordine Pagase  BANKERS' ASSOCIATIONS, 1921 SOCIATIO . IDAHO BANKER ' President! G. R. Hitt, cashier Overland ... atlonal Dank, Boi e. Vfce-Pre.s dent, E. M. Ehrhardt, president I<:mpire National Bank, Lewiston. Secretary, J. W Robinson, Boise. Treasurer, G. o. Painter, cashier State Bank of. Iiddleton, Middleton.  AMERICAN BANKERS' ASSOCIATION. President, John S. Drum, president • {ercantile Trust Co., an Francisco, alif. First Vice-President, 'l'. B. :McAdams, vko-pre~ldent Merchants National Bank, Richmond, Va. econd Vice-President, John II. J>uelichcr, pr ·ident farshall & Ilsley Bank, :M ilwaukee. Treasurer, Harry M. Rubey, president Rubey .1. ational Bank, Golden, Colo. General Counsel. Thomas B. Paton. 5 ... -assau St., New York City. Secretary and Ast. Treasurer, William G. Fitz~ilson, 5 :rassau St., ew York ity. Manager Protective Dept., L. W. Gammon. 5 :ra.<isa.u t., New York. Executive. lanager, G. E. Bowerman, 5 • ·as,·au t., ,. ew York City.  ILLINOIS BANKERS' ASSOCIATION. President, Wm. C. White. president Merchants and Illinois National Bank, Peoria. Vice-~~!t~~ent, J. A. Cathca1t, vice-pre ident Fir ·t Tational Bank, Secretary, M. A. Graettinger, 208 S. La Salle St., Chicago. Treasurer, G. M. Benedict, president 'tony Island Trust & Saving Bank, Chicago. Assistant Secretary, Olive S. Jennings, Chicago.  ALABAMA BANKERS' ASSOCIATIO. ·. President, A. L. Staples, president Peoples Bank, :Mobile, Ala. Vice-President, Oscar Welle;, president First ational Bank, Birzn.Ingham. Secretary ana Treasurer, H. T. Bartlett, cashier, First National Bank, Montgomery.  SOCIATION. INDIANA BA.~ERS' President, Chas. L. Zigler, cashier First National Bank, South Bend. Vice-President, John A. Rhue, vice-president :\Iarion National Bank, :Marion. Secretary, Andrew Smith, vice-president Indiana National Bank. Indianapolis. Treasurer, Gustave Gramelspachor. cashier Farmers & • ferchant State Bank, Jasper.  ARIZONA BANKERS' ASSOCIATION. President, l' .• I. Bucknaltor, cashier ~liners & :\Iorchants Bank, Bisbee. Vice-President, W. ~r. Beach, vice-president, all River Valley Bank, :Me a. l!lecretary, Morris Goldwater, president Commercial Trust & Sa,ings Bank, Prescott. !'reasurer, J. R. Todd, cashier Gila Valley Bank & Trust Co., Globe. ARKANSAS BA.VKERS' ASSOCIATIO. ·. President, 0. S. Fit,zpatrick, vice-president Interstate ... Tational 1:sank, Helena. Vice-President D. W. Peel. cashier First • ational Bank, Bentonville. Secretary, Robt. E. Wait, Little Rock. Treasurer, Jack Bernhardt, vice-president Cotton Belt 1n1ng & Trust Co., Pine Bluff.  IOWA BANKERS' ASSOCIATION. President, L.A. Andrew, president Citizen. Saving. Dank, Ottumwa. Vice-President, C. E. Lofland, vice-president Oskaloosa. • a.tional Bank, Oskaloosa. Secretary, Frank Warner, 710 Fleming Bldg., Des Moines. Treasurer, I. 0. Hasbrouck, cashier Amos National Bank, .Ames.  1  KANSAS BANKERS' ASSOCIATIO. ·. President, H. W. Grass, president FarmeL'S & Merchants State Bank La Orosse. Vice-President, F. J. Atwood, president First ational Ba.Dk, Concordia. Secretacy, W.W. Bowman, Topeka. A ·istant Secretary, F. M. Bowman, Topeka. Treasurer, 0. W. McKeen, president Merch ut~ Tational Bank, Lawrence.  CALIFORNIA BANKERS' ASSOCIATIO. ·. President, J. B. McCargar, vice-president Crocker .1. ational Bank, San Francisco. Vice-President, W. S. Clayton, president Fir:-;t atlonal Bank, Sa.n Jose. Secretary .Frederick H. Colburn, 628 Mills Bldg., San Francisco. Treasurer, A. D. Oliver, vic:e-pre-ldent ,vell lt'argo-... Te,,ada :rational Bank. San I~rancisco.  KENTUCKY BA.~KERS' ASSOCIATIOS. President, Cha:·. JI. Ellis, cashiei• Bank or Sturgb, ,'turgis. ecretary, Harry G. Smith, 300 Walker Building, Louisvme. Trea.< urer, J .• I. Richards, president Owingsville Banking Co., Owing·.., :le. LOUISIANA BANKERS' ASSOCIATIOX. President, Ben Johnson, president Bank of Commerce & Tru t Co .• Mansfield. Vice-President, Eugene Cazedessus, vice-pre ideut Bank of Baton Rougt, Baton Rouge. Secretary, J. C. Barry, cashier Bank of Lafayette · Trust Co., Lafayette. Treasurer, W. J. Mitchell, vice-president Canal-Commercial .,Tational Bank, ~ ew Orleans.  CANADIAN BANKERS' ASSOCIATIO . . President, C. A. Bogert, general manager The Dominion Bank, Toronto, Ont. Secretary-Trea urer, Henry T. Ross, care of Dominion Bank, Toronto, Ont. COLORADO BA. . KERS' ASSOCIATIO. ·. Prosident, \II> rt A. Re cl, , ice-president l'"nited tates Tational Banl-:, Denver. Vice-Pr !dent, W. r. Boyd, ca ·hier • a ruache County Bani-. Saguache. Secretary, Paul Hardey. cashier Stock Yards~ Tatioual Bank, Denver. Treasurer, Roy Cox, vie -presidl•nt Trinidad ... Tational Bank, Trinidad.  l\lAINE BANKERS' ASSOCIATIO ·. President. R. H. Baxter, president Bath Trust Co .. llatll, Vice-President, A. A. Montgomery, trca..<iurer Portland Savings Bank, Portland. Second Vice-President, G. P. Gannett, vire-presid nt First National  Bank, Augusta.  CONNECTICU'I' BANKERS' ASSOOIATION. President, Frank G. Vlbberts, vice-president New Britain Trust Co., New Britain. Vice-President, F. M. Clark, ca:hier Birmingham .i: ational Bank, Derby. Secretary, Cha..q. E. Hoyt, treasurer So. Norwalk Tr. Co .. So. orwalk Treasurer, 11' •• I. Cowles, cashier Fir-t. 'ational Bank, Wallingford.  Secretary, Edward S. Kennard, cashier Rumford National Bank, Rumford. Treasurer, Geo. A. Safford, secretary and treasurer Hallowell Trust & Banking Co., Hallowell. ;:\,IARYLA1''D BANKERS' ASSOCIATION. President, John B. Kieffer, cashier Hagerstown Bank, Hagerstown. ational Bank, Vice-President, G. W. Waters, president Citizens Laurel. Secretary. Charles Hann, assistant-cashier :\,lerchants-:\fechanfcs Fim Tational Bank, Baltimore. Treasurer, Wm. Marriott, ca.shier Western a.tional Bank, Baltimore.  DELAWARE BANKERS' ASSOCIATIO. ·. Pre itlent, George. Iassey Jones, vice-pre ident Fir· • ·ational Bank, Dover. Vice-PresidcnL, William G. Taylor, vice-president D Iaware Trust o., ,vumington. Secretary and Treasurer, Haldeman ( .• tout,, vie IWPsldent Jndu. rial Trust <'o., ,vnmingt.on.  .l \lASSACHUSETTS BANKERS' ASSOCI TION. Pre ·ident. I<'. B. Wa.<:hburn, president ... Iechanic ... ational Bank, Worce·ter. Vice-President. W. M. King, president Northampton National Bank, Northampton. Secretary, George W. Hyde, vice-president Fi1'.5t National Bank. Boston. Treasurer, J. H. Gifford, vice-president Merchants .1. atfonal Bank. Salem.  DISTRICT OF COLUl\IBIA BANKERS' ASSOCIATIO . . ·. President, Robert ~ •. Harper, pro.·ident Di trirt .r ational Bank, Wahington. First ice-President, ,John B. Larner, prc.'kll nt Washiugt-0n Loan • Tru t Co .. Washington. econd Vicc-l'I"esldent, Joshua. Evans, Jr., vice-pre den Rirrgs • ational Bank, ,vashin ton. Secretary, II. V. Haynes, pr~idbnt Farmers & .1echanlc.,,; Tational Bank,Washington, Treasurer, A. . Gatley, cashier Lincoln National Bank, Washington  MICIDGAN BANKERS' ASSOCIATION. President .John W. Staley. president Peoples State Bank. Detroit. First Vice-President, I~. s. Bice, vice-president First ~ atlonal Bank,  FLORIDA BANKERS' ASSOCIA TIOS. President G. u. Ware, president First ,Tational Bank, Le burg. Vice-Presldont, A. Living ·ton, president Oitizen Bank, .. Iadison. Secretary and Treasurer, G. R. DeSaussure, Jacksonville.  Seconaar~~~~resident, Henry H. Sanger, vice-president National Bank of Commerce, Detroit,. Secretary, Mrs. H. M. Brown, Ass'n Office, Ford Bldg., Detroit. Treasurer, B. P. Sherwood, president Grand Haven State Bank. Grand Haven. General Counsel, Hal H. Smith, of Beaumont, Smith & Harris, Detroit.  KERS' ASSOCIATIO . GEORGIA B atlonal Iartin, vice-president Lowry President. H. Warner Bank. Atlanta. First Vicc-Pre.'ident, Courtney Thorpe, vice-pr sident avannah Dank e Trust Co .. SavanDtLh. Secretary Haynes • IcFadden, 31:l Candler Bldg., Atlanta. Treasurer', K J,. Henderson, ca.shier Commercial Bank, Cedartown.  IINNESOTA BANKERS' ASSOCJ Pr ident, O. M. ~ .,.elson, vice-president First. t1on I 8 k,, t. Paul. iVatertown, Bank Vice-Pr lclent, J. J. Pon. ford, t)re idont "ta W tertown. ecreta.ry, G. H. Richards, 601 Northwestern Bank Bl ., Unnea.polls. ivor Falls. Troasur r, C. L, Hansen, First .1. ation I Bank, Thi  COUN'rRY BANKERS' ASSOCIATION OF GEORGIA. Pr !dent, J. E. Frizzell, cashier Farmers Banking Co., Waverly 1 idcnt, T. Y. Smith, president Bartow Bank, Barto IV'. econd Vico-Pr 'idcnt, J. . Peters, vice-president Bank of Manchester Manchester. Secretary and Treasurer, L. R. Adams, box 1515, Atlanta, Ga.  ::\IISSISSIPPI BA.~KERS' tional :Sank, Pr ldent, T. W. McCoy, vice-president Vic~hurg. Vice-President, W. D. D, vis, vlce.1>resident B kha.ven Bank & 'I'm t Co., Brookhaven. ecretary, Geor~e B. Power. Jackson. Tru t Oo., Tr~~ofona.· L. Jagoe, cashier c~omm r tal Ban  liirsl ~f~e-Pr   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  11   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  BANKERS ASSOCIATIONS, 1921-Continued l\fISSOURI BANKERS' ASSOCIATION. President, R. F. ~IcNally, vice-president National Bank of Oommerce, St. Louis.' Vice-J>resident. J. G. Hughes, president State Exchange Bank, Macon. 0 ir<!:~.aSedalia Treasurer, Dale S. Flowers. cashier Gentry County Dank, Albany.  PENNSYLVANIA BANKERS' ASSOCIATION. President, David Barry, cashier First :N"ational Bank, Johnstown. Vice-Pre.~ident, Alexander Dunbar. vice-president and cashier, Bank of Pittsburgh, Pittsburgh. Secretary, D. S. Kloss, vice-oresident First National Bank, Tnone. Treasurer, C.H. Moyer, cashier Second National Bank, Allentown.  MONTANA BANKERS' ASSOCIATION. President, P. B. Bartley, vice-president Conrad Trust & Savings llank, Helena. Vice-President, W. A. Clark, 1,V. A. Clark and Brother, Bankers, Butte. ecretary and Treasurer, A. T. Hibbard, vice-president The Banking Corporation, Helena.  RHODE ISLAND BANKERS' ASSOCIATION. President, George W. Gardiner, vice-president Union Trust Co.• Providence. Vice-President, Arthur L. Perry, Treasurer Washington Trust Co., Westerly. Secretary, Edward A. Havens, assistant ca.shier Mechanics National Bank. Providence. Treasurer, C. H. W. Mandeville, cashier National Exchange Bank, Providence.  ~=·s~i-it~~~:P.  1''EBRASKA BANKERS' ASSOCIATION. President, J. 0. Flannigan, Cashier C'itizens Bank. Stuart. Chairman Executive Council, W. A. Taylor, vice-president First National Bank. Hastings. Secretary, William B. Hughes, mgr. Omaha Clearing House, Omaha. Trea urer. F. W. Thomas, vice-president First Nati nal Bank, Omaha. NEVADA BANKERS' ASSOCIATION. President. W. C. Pitt, president Lovelock Mercantile Banking Co., Lovelock. Vice-President,, Fred Grob. vice-president and cashier Bank of Fallon, Fallon. Secretary, L. S. Reese, assistant cashier Farmers and Merchants National Bank. Reno. Treasurer, P. L. Nelson, assistant cashier Reno ational Bank, Reno. NEW H.Al\fPSHIRE BANKERS' ASSOCIATION. President, Abraham L Stahl, president City J. Tational Bank. Berlin. Secretary, Harry L. Additon, vice-president and cashier Merchants atlonal Bank, Manchester. Treasur r, Frederick Clements, ca.bier Farmington National Bank, Farmington. NEW JERSEY BANKERS' ASSOCIATION. Pre ·ident, Robert D. Foote, president National Iron Bank, :\1orristown. Vice-President, Charles H. Laird, Jr., vice-president West Jer·ey Trm,t Co., Camden. Secretary, Wm. J. Field, vice-president Commercial Trust Company of New Jersey. Jersey City. Treru·urer, Rufus Keisler, Jr., secretary and treasurer Ironbound Trust Co., Newark. NEW MEXICO BANKERS' ASSOCIATION. Pre ident. Frank R. Coon, cashier First National Bank. Lord burg. Yice-Pre ident, C. W. Harrison, president First J. ~ational Bank, lovis. Secretary, R. L. Ormsbee. cashier Capital City Bank, Santa Fe. Treasurer, W. A. Losey, ca.shier First National Bank, Hagerman. NEW YORK STATE BANKERS' ASSOCIATION. President. S. G. H. Turner, president Second National Bank, Elmira. Vice-President, Jacob H. Herzog, vice-president National Commercial Bank & Trust Co., Albany, N. Y. Secretary, .Edward J. Gallien, 128 Broadway .N. Y. City. Trea.c;urer. H. D. Fearon. cashier Oneida. Valley National Bank, Oneida. NEW YORK SAVINGS BANK ASSOCIATION. President, .John J. Pulleyn, president Emigrant Industrial Savings Bank, New York City. First Vice-President Isaac L. Hunt, president Watertown Savings Bank, Watertown. Treasurer, Walter S. Rost,, vice-president Union Savings Bank, Patchogue. NORTH CAROLINA BANKERS' ASSOCIATION. President, Wm. A. Hunt, ca bier Citizens Bank & Trust Co., Henderson. Vice-President, A. M. Dumay, vresident First National Bank, Wash-  ington. Vice-President, C. E. Brooks, vice-vresident Citizens .. Tational Bank, Hendersonville.  Secretary-Treasurer, T. A. Uzzell, president Peoples Bank, New Bern. NORTH DAKOTA BANKERS' ASSOCIATION. President, H.P. Beckwith, president Northern ational Bank, Fargo. Vice-President, W. F. Hanks, cashier • tatc Bank of Powers Lake, Powers Lake. Secretary, W. C. Macfadden, Fargo. Trea urcr, :vr. O. Grangaard, vice-president State Bank, Rogers.  omo BANKERS' ASSOCIATION. Pr sident, idney J. Brister. cashier tate, a'\'ini;i;s Bank o .. Dover. Vice-President, C. "\V. Dupuis, president Citizens ational Bank, Cincinnati. Secretary, . A. Roach, 805 Wyandotte Bldg . Columbus. Asst .. ecretary, G. E. Howard, 805 Wyandotte Bl~ .. Columbus. Treasurer, A. B. Taylor, president Lorain County Savings & Trust Co., Elyria. OKLAHOMA BANKERS' ASSOCIATION. Pr ident. D .• -. Fink, president Commercial National Bank, ~Iu ko-  p;ee. •  Vice-J;~~~~t, D. S. Wolfinger, pre ident City Guaranty Bank, Secretary, 1!:ugene P. Gum, Oklahoma ()tty. Assistant Secretary, Gertrude Corbitt. Oklahoma. City. Treas~~g~1:'· E. M. Abernathy, president Security tate Bank, OREGON BANKERS' ASSOCIATION. President, N.IU. Cal"J)enter, president Citizens Bank Portland Vice-President, Wm. G. Tait, president First ~ational Bank '\.1edford Secretary, J. L .Hartman: Hartman & Tho~J)60n, :Bankers,' Portland: Treai~edie~~an G. Rice, assistant cashier First • -ational Bank,  12  SOUTH CAROLINA BANKERS' ASSOCIATION. President, H. "\V. Fraser, cashier Peoples Bank, Georgetown. Vice-President, E. P. Grice, cashier, Peoples ,.ational Bank, Charleston. Secretary and Treasurer, Lee G. Holleman, president Peoples Bank. Anderson. SOUTH DAKOTA BANKERS' ASSOCIATIO~. President . .Tobn Wadden. prec;ident Sioux Falls Tational, Sioux Falls. Vice-Pre. ident. M. P. Beebe, president Bank of Ip wich, Ipswich. Secretary, L. D. Welch, Mitchell. Trea urer, L. T. lorris, Yice-president itizens ,.ational Bank, "Watertown. TENNESSEE BANKERS' ASSOCIATION. President Y. J. Alexander, cashier Cumberland Valley Natione.l Bank, -a hville. Vice-Pre ident. W. 0. Whittle, cashier Union National Bank, Knoxville. Vice-President. Robert Bell, Jr., cashier Murfreesboro Bank &; Trust Co., r.rurfre sboro. Vice-President, George T. Lewis, cashier Bank of Crockett, Bells. Secretary, H. G. Huddleston, 1015 Independent Life Bldg., Nashville. Treasurer, E. H. Ayres, Jr .• cashier pring Hill Bank. Sprinf!: Hill. TEXAS BANKERS' ASSOCIATION. President, Eldred McKinnon, vice-president Citizens State Bank. Austin. Secretary, Wm. A. Philpott, Jr., Dallas. Treasurer, Melvin Rouff, assistant cashier, Houston J.Tationa. l Exchange Bank, Houston. UTAH BANKERS' ASSOCIATION. President, Charles H. Barton, vice-president ~ational Bank of Commerce. Ogden. First Vice-President, J. T. Farrar, cashier Provo Commercial & • avings Bank, Provo. Second Vi!'e-President, Wm. M. Howell, president Farmers & Merchants avings Bank, Logan. Secretary and Treasurer, Carl R. Marcusen, cashier Price Commercial & Savings Bank, Price, Utah. VERMONT BANKERS' ASSOCIATION. Prec;ident. Gilbert E. Woods, vice-president Citizens Savings Bank & Trust Co .. St. Johnsbur11:. Vice-Pr ident. C. G. Staples, cashier Vermont National Bank, Brattleboro. Secretary, C. S. Webster, treasurer .darton Savinjl;S .dank & Trust Co .. Barton. Treasurer, D. L. Wells, cashier First National Bank, Orwell. VIRGINIA BANKERS' ASSOCIATION. Presidt>nt, Tench F. Tilghman, president Citizens Bank, Norfolk. Vice-President, . H. Williams, president First National Bank, Ohase City, Va.. Secr1!~!i/· augustine, vice-president Merchants National Bank.  Treasurer, F. D. Maphis, cashier Peoples National Bank, Strasburg. WASHINGTON BANKERS' ASSOCIATION. President, D. H. Moss, •vice-pr ldent First atlonal Bank, eattle. Vice-Pr ident, J. P. Duke, cashier ecurity tate Bank, Palouse. Secretary, W. H. Martin, "ice-president F~t. ational Bank, Ritzville. Treasurer, Harry J. Kerr, vice-president First "ational Bank, Okanogon. WEST VIRGINIA BANKERS' ASSOCIATION. President, H. B. Lewis, cashier Kanawha Banking & Trust Co., harle ton. Vice-President, 0. . Wilt, cashier Empire National Bank, larksburg. Secretary and Treasurer, Joseph S. Hill, State Bank Commissioner. Charleston. WISCONSIN BANKERS' ASSOOIATIO' President J. J. Jamieson, cashier First • ational Bank, hullsburp;. Vice-Pr ident, Burton M. , mith, pr ident Bank of .. ~orth Lake, North Lake. Secretary, George D .Bartlett .408 Trust Co:mpany Bldg., 1\Iilwaukee. Assistant ecretary, Wall G. Coa.pman, 408 ·rrust Company Bldg .. Milwaukee. Treasurer, A. T. Hennig, president City Tational Bank, Oshko. h. WYOMING BANKERS' ASSOCIATION. Pre 'ident, .John W. Hay, pre.·ident Rock 'pring-s ... -atlonal Bank, Ro ·k , prim,'{s. Vice-Pr ident, David L. Darr, pre. id nt Big Horn ounty Bank. Ba! in. ecretary, Harry B. Henderson, c ·bier "\Vyoming Trw t · 'M•ing  Trea.~!~~: ('~ fl~n¥,~·wnsend, pr . idcnt a.rp r.  ockmen  • -ational Bank,   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  I  I  Where to Buy High Grade Farm Mortgages -'  Paying Attractive Rates of Interest  I  I  Many Banks and Investment Houses whose  I  advertisements appear in this Directory are offering for sale the very best of such securities. Look through the list of banks in any state in which you are interested and you will find both banks and farm loan companies (in a card in connection with thei:i name in this list) offering farm mortgages, bearing attractive rates of interest, on farms with the value of which they are personally familiar.  If they advertise for your business they are in a position to serve you  Drop Them a Line  I  I'  , NUMERICAL SYSTEM BANK TRANSIT MAP.  PreE Viet Seci A, Tre  INDEX  3  1.  u s•  4  no•  6  6  8  90°  9  Prefix Numbers  CITIES Pr Ylc  ec  l'rE Ch  Sec TrE  l New York, N.Y. 2 Chicago, Ill. 3 Philadelphia.Pa.. & St. Louis, Mo. 5 Boston, Mass. 6 Oleveland, Ohio 7 Baltimore, Md,  A  I  0  ~ rm:~tr.¾t~.  10 Duffa.lo. N. Y. 11 San Francisco, Cal. 12 fllwaukee, Wis. 13 Cincinnati, Ohio 14 owOrlea.ns,La.. 15 ,vashington,  '6'  D. O.  Pr1 Yh Se,  Tr Pr Se T1  Pt Vi 8(  T  p V'  s, T p V  s  'f  I I ']   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  16 Los Angeles, Cal. 17 Minneapolis, 'Minn. 18 Kansas City, Mo. 19 Seattle, Wash 20 Indianapolis, Ind. 21 Louisville, Ky. 22 St. Paul, Minn. 23 Denver, Colo. 24 Portland, Ore. 25 Columbus, Oh10 26 Memphis, Tenn. 27 Omaha., Neb. 28 pokane, Wash. 29 Albany, N. Y. 30 San Antonio,  -~. 0 )v1  99  ___ _J_ Sioux City  Tex.  31 Salt Lake City, Utah 32 Dallas, Tex. 33 Des Joines, Ia. 34 Tacoma, ,vash. 35 Houston, Tex. 36 St. Joseph, Mo. 37 Ft. Worth, Tex. 38 Sa vanna.h, Ga. 39 Oklahoma City, Okla. 40 Wichita, Kan. ill Sioux City. Ia. 4.2 Pueblo, Colo. 4.3 Lincoln, Neb.  78  N  NEB  r~~~-1..!!!!!l!!IIIL.a  C  RIA S 76  41  K A Omaha 27 LlncoJnO 43  :; I;'~lb~ktuff~: &6 Galveston, Tex.  t7 Cedar Rapids, Ia. 4.8 Waco. Tex. 49 Muskogee, Okla.  STATES 50 New York 51 Connecticut 52 Maine 53 Massachusetts 54 New Hampshire 55 ew Jersey 56 Ohio 57 Rhode Island 58 Yermont 59 ······ ...•.... 60 Pennsylvania 61 Alabama 62 Delaware 63 Florida 64 Georgia 65.1\-Iaryland 66 orth Carolina. 67 South Ca.rolina 6 Virgiaja. 69 West Virginia. 70 Illinois 71 Indiana. 72 Iowa. 73 Kentucky 74 ~Iichigan 7 5 Minnesota. 76 Nebraska 77 North Dakota. 78 South Dakota. 79 Wiscon in 80 Missouri 81 Arkansas 82 Colorado 83 Kansas 84 Louisiana. 85 Mississippi 86 Oklahoma 87 Tennessee 88 Texas 89 ...........•.. 90 California  91 Arizona. 92 Idaho 93 :Montana 94 •evade. 95 New :Mexico 96 Oregon" 97 Utah 98 Washington 99 W7oming  D  ALABAMA 61 0 waco  E  X  A  48  88  E  F  RA. ·n-~Ic. 'ALLY J· CO.  U11ERICAL Y 'TEi\I BA 'K TRA.' IT 1L p Cop:rigbt by R  1  11$  2  4  7  8  9  !I() '  10  =---  THE FARM MORTGAGE BANKERS' ASSOCIATION OF AMERICA E. D. CHASSELL, Secretary, 112 West Adams St., Chicago  Members of this association put their own money into mortgages on productive farm lands before offering them for sale. They endeavor to make these mortgages as dependable as government bonds. Many companies have branch offices doing business in several states.  MEMBERSHIP LIST Officers on opposite page  ALABAMA J :mi on Compauy. BirminJ1:ham P1m·k:mi luvc,tm1·11t Co .. ~lontp:omcry ARIZONA Dwight B. Heard Investment. Co., Phoenix ARKANSAS American Trust Co., Jonr~boro Security ~lortgage Co., Texarkana COLORADO Bankers Trust Company, Denver Colorado Investment & Realty Co., Colorado Springs Farmers LoaL Company. The. Drnwr Greeley Lo II and Tru~t Co .. The. Gr •l1•y Yan Klecck-Bacon Investment Co., D nver Western 1Jort age Co., The, Denver Western t:uritie lm•e11tment Co., Denver GEORGIA Alexander & Garrett, Augusta Empire Loan & Tru ·t Co., Americus Georgia Land & Securities Co., Savannah Georgia Loan & Trust Co., Macon McCiatchey, ~ianin R., Atlanta Se iona Loan & Trust Co., Marietta mith, Howard 11., & Co., Macon Southern 1ortgage Co.,.\ lanta IDAHO Ehrhardt Inv .tmcnt Co., Lewiston ILLINOIS Brinkerhoff & Co .. Springfield Burr, Hud on & Co., Bloomin11:to11 Capen, Fred B, Bloomington Cal'llOn, G. F., Company, Peoria Causey, Walter G., Co., Peoria Dime Savin~s & Trust Co .,Peoria First Joint Stock Land Bank, Chicago First Trust & Savings Bank, Chicago First Tru t & , avings Bank, Peoria Forman, Geo. !IL, & Co., Chicago Goodell. A., • Sons Co., Loda Home avings - State Bank, Peoria fatheny, Dixon, Cole & Co., Springfield terchants Loan Tru,t Co., Chicago Mort11:ag" Agency & Loau Corporation, Arcola Pearsons-Taft I.and Credit Co., Chicago Rockford Trust Co., Rockford Hock I lane!, ·avinl?S Bank, Rork Islaud Savings Bank of Kewanee, Kewanee Security Trust Co., Freeport Thompson Farm Loans, Lacon Trevett-~fattis Banking Co .. Champaign Ulrich,. 'icholas, & Co., Peoria INDIANA American Central Life In urancr Co., Indianapolis Day, Thomas C., & Co., Indianapolis Dickinson • Reed, Indianapolis Dickinson Tr11st Co.• Richmond Evans, Frank C., & Co., Crawfordsville Farmers Trust Co., Indianapolis tate Sa,·ings & Trust Co., Indianapo!i Strau Brothe s Co,, Ligonier IOWA dam , H. C.. Algona Alfree, H. B.. Inc., • •ewton American Commercial & ..,avings rlank, Davenport American ~tort gage & Securities Co., Cedar Rapid~ Annis & Rohling, Council Bluffs Butler & Rhodes, Fort Dodge Cedar Falls Tru t Co., CC'dar Fall~ Central Tr•1s Co., Des Moine Crosley Investment Co., Webster City Equitable Lite Insurance Co., Des Moinr. Farmers & Citizens Savin11:s Bank, De Witt Farm r Bon<I & :\.fortgage Co .. D ._, Moin, First. •ational Banlr, Rock Rapids Gilmore Exchange Bank, Gilmore City Hardin, J. F., Eldora Iowa I.oan & Trust Co., D ~ .'.\foines Leavitt & JohnQon Trust Co., Waterloo Louge , E. H., Couneil Bluff~ Mason City Loan & Trust Co., . la 011 City {idland Mortgage Co., Cedar Rapirl~ 1:iller, J. W., Jr., D nison Crooks, Boone Moor Phoenix Trust Co., Ottumwa Rich. George A., Fort Dodge R~yio\n ·nion Mutual Life Insuranc Co., D   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  0  Schoono\·er Tru t Co .• Anamosa Security Loan & Investment Co., De Moi11 .'hep rd, Hu h II., ~1n n ity , tanle_y-Hen e n ompany, Cedar Hapi I • loin S even on, J e F., & Co., Inc., Ti us Loon & Inv ment Co., Mu. catinr foinc Yan Evera, Geo., l., & Co .. D Wad orth, J. G•• & Co., Council Bluffs Webber, John F., Ottumwa W em Lif In r nC''' o.. Des Moin  KANSAS Benton & Hopkins Investment Co., Oberlin Central Tru t Company, Topeka Commerce Trust Co., 'The, Atchison Davis-Wellcome Mortgage Co., Topeka Deming Investment Co., Oswego Farm Mortgage Trust Co., Topeka First Trust Co .• Wichita Fontron Loan & Trust Co., Hutchinson Guarantee Title & Trust Co .. Wichita Humphrc: Investment Co., Independence Interstate 11ortgage Trust Co., Parsons Mc. ·aghten Loan Co., Hutchinson · Metcalf, Wilder S., Lawrence Perkins Investment Co .. The Fred, Osweiw Pioneer Mortgage Co., Topeka Putnam Investment Co .• Salina Thomas Mortgap;e Co., Emporia Warren Mortgage Co., Emporia Wheeler, Kelly & Hagny Co., Wichita LOUISIANA American Securities Corporation, Inc, New Orleans Investors 1lortgage Co .• New Orleans Mortgr.ge & ecurilies Co., New Orleans Southw .I Loui iana Farm Mortgage Co., Inc., Lake Charles MASSACHUSETTS lntrrstate ~iortgap; Trust Co., Greenfi Id MINNESOTA Capital Tru.-t & avinp;s Bank, t. Paul Clifford, G'o. B., & Co .• Minneapolis Crookston ~ tate Bank, Crookston Drake-Ballard Co., Minneapolis Gold- tabeck Co., Minneapolis Grandin Investment Co., Minneapolis Hennepin Mortgage "o., Minneapolis Merchants Trust & Sa"inl,! Bank, St. Paul Minneapolis Trust Co., Minneapolis Minnesota Loan & Trust Co., Minneapoli Murton Mortgage Co., dinneapoli11 orthland , ccuriti<' · Co,. finneapoli orthwestern Trw;t Co., t. Paul Petter. & Co., finneapoli Reed. for gage&: Investment Co., t. Paul , heldon Brothers Co •• Minneapoli · , inclair, John F., • Co., Minneapoli • wift County Bank. Benson Thacker Bond & Mortga11;e Co., Minneapolis Ulland, J. ., Fergus Falls Union Inve•tment Co., Minneapolis Van ant Tru. Co., St. Paul Wateri>, 11. R., & Sons, Inc., Minncapoli. Wells-Dickey Co., Minneapolis Wheel<'r-~fisner Loan Co., Crookston MISSISSIPPI The Clarksdale "avings Bank, Clarksdale MISSOURI Banker: Mortgage Co .• Kansa City CommE>:rce Tru Co., Kansas City CommonwPalth Farm Loan Co., St. Louis Crawford Loan & Abstract Co .. Sedali Denton-Coleman Loan & Title Co., Butler Duvall-Percival Tru. t Co., Butler Farmers Truc;t Co., Maryville Fidelity National Bank & Tru t Co.• Kaneas City Fir t Mortl(al(c Tru.t Company, .Kansai City Gillam-.Taek on Loan & Trust Co., Maryville Hannibal Loan & Inve.tment Co., Hannibal ,Jameson. W. Ed., Fulton Liberty Trust Co .. Kansas City Maxwell Investment Co. ,KansaQ City fi. · uri avings A. ociation Bank, Kansa. City • elson Loan o., Kanaaa City , •ew England: curities Co., Kan!l:l Ci y •·ixon & BrO!ius, Boonville Pioneer Tru t o.. Kansas City Rolston & Roi ton, Queen City Sisson Loan & Trus Co., Maryville' St.ate Savin11:. Trust Co., Springfield Walton Tru Co., Butler Well!l-Hin Tru t Co., ~avannah MONTANA American Loan <" Inv tment Co .. Lewi towu Banker Loan & iortgage Co.. Hillin s Cook-Reynolds Co., The, Le\\istown Fir. t ort11;3ge Loan Co of Montan , Gr t J'all , inchant" Loan 'o., Billing Montana Loan & ln\' tmrnt Co .. Lewi own orth .\meri n fortgal(e Co .. Bozeman NEBRASKA American Tru Co.. Lincoln Binder, Prank H., Omaha Drak , E. G .• c:1t Co.• Beatrice Durland Tru t Co.. orfolk Equitable Tru t Co., Om ha J'ir t 'J ru Co., Omah  NEBRASKA-Continued First Trust Co., Lincoln Forgan Investment Co., Omaha Kloke Investment Co., Omaha Leonard, W. M., 922 Terminal Bldg., Lincoln Lincoln Tru~t Company, Lincoln Mason, W. F., Loup City Maylard & Co., Norfolk Payne Investment Co., Omaha Peters Trust Co., Omaha I·ui.:h. Georl,l E .. Stanton ibbernsen, I., Omaha United States Trust Co., Omaha  G  H  0 .J. A G J3  B  NEW HAMPSHIRE Putnam Investment Co. , oncord NEW YORK A ociated Mortgage Inve tore, lnl· .• Roch trr NORTH DAKOTA Lander, E. J .. & Co., Grand lorks Northern Real Property Co., Jame.town OKLAHOMA Am~rican Investment Co., Oklahom City Atkinson, Warren & Henley Co., Oklahom City Clement Mortgage Co., The, orman Collins Investment Co., The F. B., Oklahoma Ci y Conservative Loan Co., hawnee Culbertson & Tomm, Muskogee Dickinson-Reed-Randerson Co.• Oklahoma Cit) Equitable Farm Mortgu; Co., Oklahoma i v • Exchange Trust Co., Tu! Fi. h, Geo. R., & Co.• Ardmore Gum Brothers Co., Oklahoma City Home Farm Mortgage Comp. uy, Vinita Oklahoma Farm Mortp:age Co., Oklahoma City Walton Mortgage Co., Hobart OREGON Commerce • fortgage Securities Co., Portland Dcvm:aux l\fortp;age Co., Portland Hawkin· & Roberts, Salem Mac foster, William, Portland SOUTH CAROLINA Carolina Bond & Mortgage Co., Columbia Trust Company of South Carolina, H r ·ille SOUTH DAKOTA Bank of Ipswich, Ipswich Citizens Investment Co., Sioux Fall Hill &: Hi)!, Inc., Parker Hollister Brothers. Sioux Falls ,James Valley Bank, Huron oeecurity Mortp;a11;e & Investment Co.. ioul Falls Wood Farm Mor gap;e Co., G. L.,. tilbank TENNESSEE Guaranty Bank & Trust Co., Iemphi • mith & Perkins, Memphis Williamson, S. ~L. & Co., femphis TEXAS Breg, Garrett & Co.. Dallas Brown Brothers, Austi'l Creager, A. Y., Co .. Sherman Dallas Trust & aYings B nk, Da las Federal Mortgage Co., Dallas Hamon-Whittington Mortga11;e Co., Amar;llo Mortgage Inv tment Co., El P o Patton, R. G., Waco Reynolds Mort~e Co., Ft. Worth cott, D. H. & ."'on, Pari Security Tru, t Co., Galv ton Stanrlard Tru t Co., n Antonio Temple Trw,t Co., Tempi Inv ment Texas Farm Mortgage an Antonio Texas Farm for gage Co., D II: Ward-Harrison Iortgag o., Fo Worth Wimer, Richardson & C'o., n Antonio UTAH Mill r & Vi I ,  o.,  It Lake City  VIRGINIA Old Dominion Tru  Co., Ri hmond  WASHINGTON ndcrson fort•· ge & Inv m n Co., F. W., ._pokane urity Co., Day & Han en Holland Bank, 'pokane t le Holland-Washington Mor ge o., Int rn tional fort ge Ban , pokane • iurphey, Favre & Co., pokanr Torthwestern & Pacific Hypo h bank, Oregon Mort~c Co.. The, pokan Union Tr t Co., po ne \' rmont Loan & Tru Co., 2ookane WYOMING nion Trus Co., hrv nn •  ADDITIONAL BANKER'S ASSOCIATIONS INVESTMENT BANKERS ASSOCIATION OF AMERICA Office of the Secretary, 111 W. Monroe Street, Chicago  BOARD OF GOVERNORS  ,v.  Hodges, New York George Arthur M. Anderson, New York Harold Stanley, New York O. B. Willcox, New York .J. W. Hornor, New York Arthur Sinclair, Jr., New York George B. Caldwell, New York Bowman C. Lingle, Chirago Benjamin F. Taylor, Chicago  Howard F. Hansell, Jr., Philadelphia  )~i1~1£~~ i!~i8ft~~~~·. Philip . Dalton, Boston E. G. Tillotson, Cleveland James C. Fenhagcn, Baltimore  ~~h~;s~~ojj~g~~~t~ti-~it Dean G. Witter, San Francisco  Thomas B. Gannett, Jr. , Boston Henry O. Quarles, Milwaukee Gordon R01S, Cincinnati R. S. Hecht, New Orleans Eugene E. Thompson, Washington Henry D. Thrall, Minneapolis J. A. Fraser, Toronto Richard M. Day, Denver . James C. Willson, Louisville  OFFICERS President1 Roy Vice-President, Vice-President, Vice-President, Vice-President,  le~~~-Jtc~~~Js  C. Osgood, Chicago Howard F. Beebe, ew York N. Penrose Hallowell, Boston John A. Prescott, Kansas City Robert K. Cassatt, Philadelphia  :~~r:~~d;~!itr1lu!~ Assistant Secretary, 0111:yton G. Schray, Chicago Treasurer, Watkin W. Kneath, Chicago  n.  ky.  ,.r.  FARM MORTGAGE BANKERS ASSOCIATION OF AMERICA Offices of Secretary-Treasurer, 112 W. Adams St., Chicago  OFFICERS Vice-President, Frank Hayden, Guaranty Bank &ITrust Co., Mem• phis, Tenn. Secretary-Treasurer, E. D. Ohassell, 112 West Adams St., Ohicago, Ill.  President, Kingman N. Robins, Associated Mortgage Investors, . Rochester, N. Y. Vice-President, L. W. Ola.pp, First Trust Oo., Wichita, Kan. Vice-President, J. W. Wheeler. Capital Trust and l:iavings Bank, St. Paul, Minn.  BOARD OF GOVERNORS  1920-1921 W. G. Breg, Breg, Garrett & Co .• Dallas, Texas F. W. Thompson, Merchants Loan & Trust Oo., Ohicago, Ill. H. 0. Glenn, Temple Trust Co., Temple, Texas George F. Heindel, Phoenix Trust Co., Ottumwa. Iowa. Joseph T. ~1c ary, tate Savings & Trust Co., Indianapolis, Ind. Byron H. Davis, Davis-Wellcome Mortgage Co., Topeka, Kan.  J. E .• laxwell, Maxwell Investment Co., Kansas City, Mo.  6.' 8:~.ab~:~f~~!~~~tyo~~··o~~~~~~ek~~f: F. . Gum. Gum Brothers Oo., Oklahoma City, Okla.  R. B. Ballard, Drake-Ballard Co., Minneapolis Minn. H. J. Curry, Pearsons-Taft Land Credit Co., Clhicago, Ill. G. R. Ellis, Empire Loan & Trust Co., Americus, Ga.  NATIONAL AND STATE BANKERS' PROTECTIVE ASSOCIATION General Officers Comprise the Executive Connell as Follows:  1st Vice-Pres. WOOD CO.1. ES 2d Vice-Pres. PERCY L. LANG President CHAS. De B. CLAIBOR E President Cones , tate Bank Vice-President First ational Bank ational Bank Pierce, ~ eb. New Orleans, La. Waverly, . Y. 4th Vice-Pres. JOHN HIR ING 3d Vice-Pres. MARTI 'I'. EL ON' President Citizens State Bank tate Superintendent of Banks Ordway, Colo. Pierre, s. D. General , ect'y-Treas. L. R. ADAM ecretary-Treasurcr Country Bankers' As ociation of Georgia Atlanta, Ga.  V :ce-Presldent Whitney-Central   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  T  13  s,.  8TA.T  NAllE  STA.T  ADDRESS  . , . H. H. Montgomery, upt. of Bank... Montgomery. V. H. Northcutt, Bank Examiner .... Troy. S. B. Wilson. Bank Examiner ...•... Birmingham. E. L. Ratclifl'e, Bank Examiner•..... G11Stonburg. H. L. l Ic ain, Bank E ·aminer ...... Decatur. C. n. Keener, Assistant ............ lontgomery. ·z....... Chas. W. Fairfield, Supt. of Banks ... Phoen~. • J. • Darcey, Deputy Supt. of DanksPhoe~. • Ed. C. Bradford, Bank Examiner .... Phoe~. H. M ... Ioritz, & ·t. Bank Examiner. Phoemx. Ark....... W. T. Maxwell, Bank Commissioner .Little Rock. " F. Lee Major, Asst. Bank qom.- .. : .Little Rock. " I:I. G. Combs, As.st. Comm1ssion~r m . charge of Investment Comparues .. Little Rock. Ji'. G. Redwine, Bank Examiner ..... Little Roc,lr. S. J. Dean, Bank Examiner ........ ,A!'kadelphia. Oliver Phillips. Bank Examiner ...... L!ttle Rock . . P. Jones, Bank Examiner ........ Little Rock. Oallt Char les F Stern, Supt. of Banks .... 7th Floor,~ erch. N. .• . . . . . Bk. Bldg., San F. Colo...... Grant McFerson, Bank Com........ Denver. " Axel B. Olson, Ohie1' Deputy Bank Comm.issloner .............•..... Denver. Sidney W. Olark, Deputy Bank Com.Denver. M. M. Ewing, Deputy Bank Com.... Denver. J. Perry Reynolds, Deputy Bank Com.Denver. Conn ...... E. J. Sturges, Bank Com.mic;sioner ... Hartford. " J. K. Bissland, Deputy Com ......... Thompsonville. " Iary E. Elwood, Bank Examiner.... Hartford. " ·wm. H. Edwards, Bank Ex&J?liner ... Portland. " Wm. P. Landon, Bank Exammer .... Hartford. J.B. Byrne, Bank Examiner ........ P~tnam. C. Leon Wilcox. Hank Examiner ..... Wmdsor Locks. George A. Finn, Bank Ex~iner ..... ~reenw:fc~. L. E. hippee, Bank Exa.m!ner ...... ~a.·.t Rilimgly. B. II. Millard, Bank Exammer. , . . . prmgdale. Dela...... Geo. L. Medill, State Bank Com ..... Dover. " Ira Lewis Deputy Bank Oom ....... Dover. " Harold "\V. Horsey, Chief Olerk ...... Dover. Fla........ W. S. Murrow, Bank Examiner ..•... Tallahassee. " J. G. Gornto, Bank Examiner ....... Ocala. " F. E. Henderson. Bank Examiner .... Jacksonville. Ga ........ T. R. Bennett, upt. of Banks...... tlanta. " E. A. Tbomp.-on. As.st. S:upt......... Atlanta " J.E. C'agle, Bank Examm~......... Atlanta.. R. B. Gunby, Bank Exammer ....... Columbu~. B. J . Kincaid. Bank Examiner ...... Thomasville. Oscie Smith. Bank Examiner ........ West Point. J. S. Hollinshead, Bank Examiner ... Decatur. E. B. Douglass. Bank Examiner, •.... Talbotton. \\t. D. Lloyd, Bank Examiner ....... Richland. E. A. Stubbs, Bank Examiner ..•... Atlanta. J.B. Sa! ·er, Bank Examiner ...••... Camilla. J. II. Edge, Bank Examiner ........ Cairo. L. '\ r• .McRae, Bank Examiner .••... McRae. P. C. earcy, Bank Examiner .••.... Thomasville. 'l'. E. Decker, Dank Examiner ....... Brunswick. Idaho ..... J. G. Fralick, Commi ioner ......... Boise. ·• H. G. A. Winter, Ohlef Deputy Bank Commissioner ...•..........•.... Boise. E. V. Beck. Deputy Bank Com...... Boise. \". E. Warner, Deputy ...•......... Boise. Illinois ..•. Andrew Russel. Auditor ............ Springfield. " V. B. Whitlock, As.st. Chief Bank Examiner ....................... Springfield. H. S. avage, Asst.< hief Bank Exam.1431 _1st ~ . Bk. Bldg .• Chicago. tuart Ru. el, A . t. hief Bk. Exam. prin~tield. Ralph Fairbairn, Bank J<:xaminer. 1434 1st N. Bk. Bldg., Chicago. H. T. Ellls, Bank: Examiner ......... 14~4 1st J. .Bk.Bldg., Chicago. Mlller Weir, Consulting Bank Ex .... Springfield. J. W. McClellan. Bank Examiner .... Springfield. F. E. Edgerton, Bank Examiner ..... pringfteld. \\ m. H. Burkhardt, Bank J<~xaminer ... pringfield. E. E. NicholSon. Bank Examiner .... Springfield. Carl h. ·weber, Bank Examiner ..... Springfield. B. G. Graft', Bank Examiner ....... ,.,pringflelcl. Henry Odenthal, Bank Examiner .... Springfield. H. A. J . .:\1cDonald, Bank Examiner. pringfield. Ind,,.. .. has.'\ . Camp, Bank Commissioner.Indianapoli . · Tbo . D. Darr, Bank Examiner ...... ·ewcastle. '\ . "'· Hastings, Bank Examiner ..... Princeton. H. 'L Johnson. Bank Examiner .••.. Hammond, L.B. Holleman, Bank Examiner ..•.. Indianapolis. Robert Prass, Bank Examiner ...••.. Gary. h8.!. J. Dowden, Bank Examiner ... Greensburg. Fred J. Whicker, Bank Examiner .... Fort, rayne. Iowa...... . . Henderson, Jr.• Supt. of Bank. ing ............................ Des -1omes. 0. R. Carpenter, Deputy Supt ...... D~ Moines. R. F. Wilson, Bank Examiner ....... Fairfield. F. W. W&lsmith, Bank Examiner .... Davcmport. Roy F. Long, Bank Exa.mmer ..•.... Des .. loines. J • G. Merkley, Bank Examiner ..... Storm Lake. G . A. West. Bank .Examiner . •..•.•. O_edar Rapids. A . .T. Bertelsen, Bank Examiner ..... S1ou City. F. F. Potter, Bank Examiner ....•... Mason <;Jity. W. O. Reed, Bank Examiner .••..... Des Iornes. B. . ron ta!, Bank Examiner ..... De· 1oine.s. n. w. Watte, B ank Examiner . ...... Wattirloo. A . V. C ooper, Bank E xa.miner .••.... Cr1:5ton. G . H. Walker, Bank Examiner ...... Grumell. H. ' . ·westergaard , Bank Examiner .. '\Vat.erloo. Kansas . . . . Walter E. Wilson, Bank Com •.....•. Topeka. " Frank Organ, Special Assistant .... .. Topek a .  ..   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  AME  ADDR ,BS  Ky.........J.P. Lewis, Banking Commi sioner .Georgetown. " W.W. Peavyhom,e, Dep. Bkg. Com .. Haz~rq. E. M. Swain, Bank Examiner ....... Lomsville. Argus Francis. Bank Examiner...•.. Glasgow. E. J. Do , Bank Examiner ......... helbyville. Lon Richard , Bank Examiner ...... Reynolds Sta 1on.  \la,,.  La ....... . L. E. Thomas, State Examin~ .•.... Shreveport. " W. O. Evans. As.st. Bk. Exammer.... hreveport. J .S. Brock, Asst. Bank Examiner .... New Orleans. Lee A. Pl uche. Asst. Bk. ExaminPr.. . ew Orleans. I. H. Snyder, Asst. Bank Examiner. . ew Ori ea O. H. Pittman, Asst. Bank Examiner New Orie . M. Finnegan, A st. Bank Examiner ... New Orlea . '\V. E. Iorriss, Bank Examiner.... . . ew Orleans. O. S. Staple • Bank Examiner. . . . . . . hreveport. J. R. Watkins, Secretary ........... hreveport.  Maine . ... Frank L. Palmer, Bank Com........ Augusta. " "  Geo. O. Fernald, Deputy Bank Com ..Augusta. T. F. Parker, Bank Examiner ....... ~elfast. A. H . .i: ichols, Bank Examiner. . . . . . earsport. A. J. S. Keene, As.st. Bank E aminer.Auburn. Victor B. Pendexter, AJ st.. Bk. Exam.Portland. Ola.ridel Bradstreet, Chier Clerk ..... Au1n15t . Erne t C. Stin on, ~· t. Bank Exam .. Bangor. Clifl'ord Wilson, Securities Examiner. ugusta.  Md ...... . Geo. W. Page, Bank Commissioner, Union Trust Bldg............... Baltlmore.  "  l1~rt.  Jo~s'!io~~f;fon°i~l ~~~~Baltimore. W. Reed Seal, Chief Clerk and Examiner, Union Trust Bldg..... Baltimore. Wm. J. GerbiA', Olerk and Examiner, Union Trust Bldg................ Baltimore. .John D. Hospelhorn, Clerk and Examiner Union T.-u,,t Bldg......... Baltimore. E. G. Rusk, .AJ st. Examiner ......... Baltimore. W. J. Barrett, Jr.. As.st. Examiner ... Baltimore. T. H. Sherman, As t. Examiner .... Baltimore. . 0. Merrlan, .Jr., ~t. Examiner ... Baltimore. L.B. Rowle , '!erk and ·tenographer, Union Trust Bldg................ Baltimore.  '.lass ••.••• Jo eph C. Allen, om. of Banks: ...• ""ewton Highland . W. 0. LoYell, Direct-Or of avings Bk.  "  Div............................ Watertown.  R<gi~·. ~-o-~~~·. ~-~-~-~~~r. ~~ .T~t- ?.o:wakefield. W. R. Oti ·, Asst. Director of Trust Co. Div....................... -~ 1elrose. O. . Tucker, Director of Oo- peratlve Bank Division. . . • . . . . . . . . . . omervil le W. S. Bosworth, Bank Examiner ..•.. Malden. Eugene Brim.mer, Bank Examiner. . . falden. W. B. Jensen. Bank Examiner ....... Allston. 0. H. Ailsworth. Bank Examiner ..... Chel. ea. G. T. Barry, Bank Examiner........ ewtonvllle. F. E. Wallace, Bank Examiner ...... Greenwood. l a.than L. Whitten, Bank E aminer. Brockton. Art ur Guy, Bank Examin , ...... Framingham. H.P. Jenks. Bank Examiner .••••... Dorchest r. G. 0. Man field, Bank Examiner •... Ror,kland. E. C. Mulvey, Bank Examiner ..•.•. Bo ton. R. J. Tubbs, Bank Examiner...••... Westfield. H. A. Clark, Bank Examiner ........ Wakefield. W. J. Fowler, Bank Examiner ....... Ip wich. Mich .....• F. W. Merrick, Bank Commi.\ ioner.Lanslng. ..  ::"  t.H.~:0 . ~~:ity a~:n,1~:~~~ ~~~:: :t:~~: .Mohrmann, Chief Examiner ... Tra.v e City.  Bernie F. Bern teine. Bank Examiner.Lansing. P. C. Ram. dell, Bank Examiner ..... Lansing. Steven S. Clark, Bank Examiner ..•.• Dad xe. W. • turm. Bank Examiner ....•.. Ann Arbor. John T. allett, Bank Examin .•.. Three Rh F. J. Affeldt, Bank Examiner ....... L nsing. Wm. 0. Griswold, Bank Examin ... Detroit. H. W. Millard, Bank Examiner ..... . D. P. Greene, Bank Examiner •.•.... J ckson. lbert E. <,ale Bank Examiner..... rand Haven. L. J. O'Brien. Bank Examiner ...... Grand Rapids. Scott E. Lamb, Bank Examiner ..... Lansing. B. A. Kalabar, Bank E aminer ..... !-lagh a . L. P. Kalahar, Bank Examiner ....•. Sagina . Frank L. Olive, Bank Ex&miner ..... Oxfo d. Harry W. Gro , Bank Examin .... Ann Arbor. H.J. cGill, A t. Bank Examiner .. Port Huron. Donald E. La rence. Bank Exa.minerEaton Rapids. '. L. an Prank, Dank Examiner... rand Rapid!. E. Robt. Robinson, Bank .Examiner.. Grand Rapids. L. C. V n Auk n, . Bk. Examiner.Laruing. :M. E. Williams, Bank Examiner .... 'Lnn \.rbor. Rex K. Jennln~. Bank Examiner, ... Kalamazoo. James F. Martin, Bank Examiner .•. Flint. 0. . Zookj B nk Examin r ......... Grand Rapids. • • C uth )ert.'>On, Bank Examiner .. Lansing. C. E. fubbard, Bank Examiner ..... River 1 ouge. Minn ...... F. E. Pearson, Supt. ot Banks ....... St. Paul. " Geo. H. ivwrlght, Deputy upt. of Banks... . . . . . . . . . . . . . . . . . • . • . . . t. Paul. O. I. Bra.ndvold, Bank Examiner .... Fergus Falls. W. T. Hanneman. Bank Examiner ... 1:inneapolls. A. P. Rotert. Bank Examiner. . • . . . . t. Paul. Wm. A. mith. Bank Examiner. . . . . t. Paul. Howard J. Kl ner. Bank Examiner. e mm. H . .i: 1. Hauck, Bank Examiner. . . . . . :Janka.to. F. Y. ~\.rtig, Bank Examiner. . . . . . . . :Unnea_polis. E. F. Kenrick, As.st. Bank Examiner.St. Paul. Geo. P. Daily, Examiner .......••.• E. Grand Forks. M. E. alsh, Assistant Examiner. . . . t. Paul. John L. Haas, Bank Examiner ....•. t. Paul. E rnest W. Swanson, Bank Examiner. Minneapolis. A . F. Schwieger, Asst. Bank .Ex ...... Montevideo. N . D . D ixon, Asst . Examiner . ..•.••• Minneapolis. W . B . lement, Asst. Examiner ...•• Red Wood FalJa. H. R . Kneeland, Asst . Examiner ..... t. Peter. G uy I•. J ensen, Asst. Bank Examiner.. Fer3ius Falls.  ~: t:. i~=~-c:~:i~i~m::: J~~~-a. Davis. Deput y Bank Com ... . . Clearwat r. :: f 3::;:,•J>e?u~ f~ 8a°i:.: ·. :: §~if:~~R . L . Guldner, Deputy Bank Com . . . Wichita..  L.  E. L. Chapman, Deputy Bank Oom.. Great Bend. O. 8. Bowman. Deputy Bank Oom ... To:ooka. L . M . Hutchison, Deputy Bk. C om.. . Cullison. C, W. Edwards, Deputy Bank Com. . Topeka.  r~~~n.  t: 1:E~~~YA&st.~~~~~::·.Ji~ :~{rt. W . H . K inler, . B ank Examiner.. finneapolis.  t.1i.MJ~b1:w;irt:i~nf'b~m:.. : Russell Howard, D eputy Bank Com. Ottawa. V. E. Miner, Bldg, & Loan Ex. ..... . Topeka.  H . V. Montgomery, 2d Asst. Exam. . . • D. Lundfu, :htef C lerk. . . • • . . . . .  14  inneapolls. . P aul.  ...-.------- ...  ~~  ..,... .. -  ..  ·  .  ·-  - •=-·  ~  -  -------  -  L+•  _ _ _ _, , _ _  -- ___  _.  .  ~'II..--  .-  ·-·--..1.  ~-  -·- -  - -L.....__  --- .  ~  --.=,•·  .  L -.  -.  •.  .  , r - - - - - ~ -·-  -- ---  -- - -  • --._:~  •  ~  .. :--....:..  -  ~•  ST A TE BANK OFFICIALS AND EXAMINERS -Continued 8T Tl:  .i;  AME  ADDRES  STATE  1 ........ M. G. McNair, Bank Commissioner•• Gulfport. N. 0. HUI. Bank Commissioner ...... Hattiesburg. Lewis E. Crook, Bank Commissioner.Meridian. E. F. Anderson. Bank Examiner ••... Olinton. J.B. Salmand, Bank Examiner .•.... Lumberton. W. 0. Wardlow. Bank Examiner .... Oxford. lo...... . a. F. Enright, Bank Commissioner... Jefferson City. I. C. Uptegrove, Deputy Bank Com. Jefferson Olty. " O. o. Craig, Bank Examiner ........ Jefferson City. " .Ben E. Turner. Bank Examiner ..... J irksville. J • ..: 1. trong. Bank Examiner ...... Cape <.,irardea.u. H. D. Osby. Jr., Bank Examiner .... pringfield. Jns. T. Duncan, Bank Examiner . . • . t. Joseph. R.R. llean, Bank Examiner ........ Springfield. •. D. "'all, Bank Examiner. . .... . . . 'eb ter Groves. D. . Williams. Bank Examiner ..... OhllUcothe. G. W. Hobbs, Bank Examiner ....... t. Louis. t. Lou1·. •. W . .'elbert, Bank Examiner . . JamesH. Garvey, Bank Examiner .... ~t . .Toseph. O. G. Williams. Chlet Clerk .•...•... Jefferson City. 1ont...... H. S. Magraw, Supt. of Banks ••.... Helena. 11 G. A. Briebach, Asst. Supt....•..... Helena. 11 A. W. pringhorn. Deputy .......... Helena. C. I. Prouty, Deputy ............... Helena. P. ~ 'lrurnell, Deput.y ............. .. Helena. R. E. Dunn, Deputy ............... Helena. G. Sheldon, Clerk ..............•.. . Helena. Neb ....... J.E. Hart, Secretary .... : .......... qncoln. R. O. Chase, Bank Exam.mer ........ Lmcoin. " B. D. Helmick, Bank Examiner ...... Ha.'>ting . " Ross Brown. Bank Examiner ......•. Hastings. Ernest R. Brock. Bank Examiner..... Columbus. Jay Riley, Bank Examiner .......... Kearney. A:L. Bechter. Bank Examiner .•. .. . Omaha. G. S. Ji;astman, Bank Examiner ..... Crawford. E. . Fricke. Uank Examiner ....... Omaha. C. G. toll, Dank Examiner ......... Kearney. Nev ...... . Gilbert C. !toss .Bank Examiner ..... Carson City. N. H ..... ,James 0. Lyford, Chairman Bk. Qom.Concord. Frederic S . .1.Tutting, Bank Com ....•. Manchester. " 11 Guy H. Cutter, Bank OommissiGner .Jaffrey. ,._ J .... ... Thoma K. Johnston. Deputl· Com .. Trenton. Christopher A. Gough, Asst. Deputy " Com ........................... Trenton. L. R. Vredenburgh, Bank Examiner. omervllle. ·t. Bank Examiner.• Tewa.rk. Horace Biddle, Alvin L. Fowler, Bank Examiner .... Haddonfield. Obas. H. Dunham. sst. Bk. Examiner Plainfield. A. S. Amerman, Bank Examiner. . . . . omervllle. Robt. F •• Unch, As.s;t. Bank Exam ... Bridgeton. ChM, B. Veghte, Bank E aminer .... Metuchen. Wm. E. Walter, Bank Examiner .••.. Rutherford. Geo. Compton. Bank Examiner ...... •rrenton. Chas. M. Bilderback. A st. Bk. Exam. enonah. G. Hay Markley, · t. Bk. Exam... ~tflel(!. , w. D ,ies, M-t. Bank E amincr.Jersey 1ty. . M ... ... J.B. Read, Bank Examiner ......... anta Fe. J. o. 1iller, Deputy Bank Ex miner. anta. Fe. " N. Y ..... . George V. 1:cLaughlin, Supt ....•.••. Albany. orman J .... Iacdonald. 1st Deputy .. Brooklyn. " George Overocker. 2d Deputy........ Poughkeepsie. " George A. Coleman. 3d Deputy ...... Poughkcep ie. T• H. \\Tarder, 4th Deputy........... ow York. City, A: T. Campbell, Chief Examlner ... ,61Br'dway, ".Y.Clty 13enjamm Blackford, Dk. Examiner.lHBr'dway, ".Y City H J. Young. Bank Examiner ....... Syracw o. R W Humphrey, Bank Examiner... 61Br'dway, .. ·.Y.Clty G S Ad1Ull.~ Bank Examiner ....... 61llr'dway,N.Y.City J."s:Love, .Bank Examiner: .......•. 61Br'dway, .Y.Olty B. D. Haight, Bank Exammer ...• , . l0t6oclfi:;~d,   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  0  ADDRESS  g~a~~~~er?rfe~?t;;_ ·.:: ::::::ir:!~~ic.  M. E. Howland. Deputy •........... Valley Oity. J. W. Tanger, Deputy.........••••. Fargo. L. C. Reep. Deputy ............... ,Fargo, L. E. Wambheim, Deputy .......... Bismarck Ole Lovik, Deputy ................. Minot. OhiCl ..... . Ira R. Pontius, Superintendent ...... Columbus. A. W. Pie· ter, A st. uperintendent .. Columbus. "  l::=e~~--: :8~}~:~~:  t"ute~1~\;~iI~~tg'ii1:r George T. Blake, Foreign Ex. and Tr. Officer ..... ....•....• . ......•... Columbus. George Walters, .Bank Examiner ..... Cleveland. Olyde Sharp Bank Examiner ......• Ada. Howard M. Sims .Bank Examiner ... Columbus. Ralph J. Romer, Asst. Bk. Examiner:St. Henry. Henry J. Schulte, Bank Examiner •.. Cincinnati. 0. A. Seiple, Bank Examiner ......... Columous. 0. C. Shanower, Bank Exe.miner ..... Bowling Green. Thomas .:vt:cEldowny, Bank Exam .... Upper Sandusky. L. C. Bucher, Bank Examiner ....... Dayton. C. '\V . .:\Iiller. Bank Bxaminer ....... ~ ewark. E. II. Blair, Bank Examiner ....•... Columbus. H. C. Lucas, Bank Examiner ........ Blanchester. John L. Wolfe. Asst. Bank Examiner. It. Vernon. Eugene E. King. A-;st. Bank Exam... Deshler. G. W. Seiple, Asst. Bank Examiner .. Columbus. W. P. Haynes, Asst. Bank Examiner.Marion. Okla...... Fred G. Dennis Commissioner ...... Oklahoma Oity. Roy Walcott, A. t. Bk. Commissioner Oklahoma City. • W. J. ~rartin, Bank Examiner....... Guthrie. Ray P. King, Bank Examiner ....... Oklahoma City. H C. Carpenter, Bank Examiner .... Okiahoma Olty, John Knox, Bank Examiner ......... Edmond. R. . Patton, Bank Examiner. . .... Claremore. O. B. fothersead, Bank Examiner•.. Hobart. J. G. Queenan, Bank E.·aminer ...... Elk Oity. D. A. Duncan, Special Collector ..... Oklahoma City. O. McCoy,Bldg, and Loan Auditor .. Oklahoma Olty. Ore ....... F. C. Bramwell, upt. of Banks ..... a.lem. Marshall Hooper, Asst. Supt. and " Examiner ..............•...•.... Salem. W. M. Adair, Bank Examiner .....•• Salem . F. W. Bland, Dank Examiner. . . . . . . . alem. S. L. Stewart, Dank Examiner....... Salem. t. Examiner .... 'alem. Tinkham Gilbert, Pa....... ,John S. Fisher. Commis·ioner ....... Indiana. John W. Morrison, 1st Deputy Oom. Wayne. " P. G. Cameron. 2d Deputy Com .•..• Harrisburg. " Jos. S. Riley, Bank Examiner .•.••.. 1528 N. 19th St., Philadelphia. H. H. Eshbacb, Chief of Building and Loan Bureau .................... Harrisburg. W. R. Calhoun. Chief Clerk ......... Harri burg. a. H. Orth. Chief of Bureau of Private Banks, 'teamship Agencies and Loan Compani ...•............ Harrisburg. H. A. Groman, Bank Examiner ...... Bethlehem. H. R. foyer, Bank Examiner ....... Quakertown. Robt. R. l\loore. Bank Examiner. , .. Bellevue. Chas. A. Stoele, Bank Examiner ..•.• Franklin. vett, Bank Examiner ...... 2 04 ontre Ave., Chas. Pittsburgh. W. H. Anstine, Bank Examiner .•... Dallastown. Thomas Dixon, Bank Examiner ••... 2029 Brandywine St;. Philadelphia.. Robert Ostermaier, Dank Examiner .. 44 Fourth Ave., Pittsburgh. A. A. K I. er, Bank Examiner ....... Jenkintown. J. T. Honry, Bank Examiner .•.. ••• .49i1J!~~1fii!:Ve., ..  0  Gordon F. mith, Bank Examiner ... 61Br'dway, .Y.Oity H . Andrews. Bank Examiner ..... 61Br"d ay • . Y.City oiaude Hutchins, Bank Examiner ... ssi~~l~d Ave., G. A. Plant, Bank Examiner .....•.. Albany. ,. T. Killip. Dank Examiner ....... 0 wego. J J Kennedy Bank Examiner ...... 61Br'd ay, .Y.Olty Fletcher G. Crane. Bank Examiner .. 61Br'dwat;N.Y.Oity Geo. W. Egbert. Chief Credit Bureau. Jariners narbor. B. B. Bullock, Bank Examiner...... ow York O1ty. A. n. 1orey, Bank Examiner ....... Bufl'alo. Francl X. Werneken. Bank Ex m ... 61Br'dway, .Y.Olty H.B. Konnody, Bank Examiner ...•. Auburn. T. A. P arm.an. Bank E aminer .•.. 61Br'dway, .Y.Olty Joseph fi. Z eer , Bank F... xaminer .• 61Br'dway,.i: .Y.Olty John I. fcsick, Bank Examiner ..... 0lBr'dway, T.Y.Oity F. . Pid rit, Bank Examiner ...... 61Br'd y, T.Y.Clty Fe r . 'hippee, Dank Exa.miner. . . !ban.. ntha.niel Orens, Bank Examiner ..•. 61Br'dway. .Y.Olty Jc'IUton L. 1 on. Bank Examiner .. 61Br'dway, .Y.Olty A. . Snodin-a . Bank li;xll.,!Jliner .... 61Br'dway, T.Y.Oity L loy<l 'mith, Bank Exammer.. . . . . yr cuse. A'. B. Olark. Bank Examiner ........ Buffalo. John O O'Byrne, Bank Examiner. . . lbany. s I Chittenden, Bank ltxamlner .... 61Br'dway,N.Y.Olty • r d. F. Berger. Jr., Bank Exa.~iner .•. Buff~lo. Arthur D. Vogel, Bank Exammer ... ,61Ilr,dway, .'\' .O!tY Emmet W. Irving. Bank Examiner .. 61Br,dway,N.X.O1ty a E Natha,vay BankExaminer .... 61Urdway, .1'.Clty Rho L Bush Bank Examiner ....... 61Br'dway .... . Y.Oity Louis N Roe Bank Examiner ...... 61Br'dway,N.Y.Oity Ralph T. l • on • Bank Examiner.. 61Br'dwav.N.Y.Olty Arthur Koch, Bank Examiner ...•... Sara~oga prings. G. M. Aldrich. Bank Examiner...•.. 61Br,dway, '.'!,Y.Clty F. L. H. Holzer, Bank Examiner ... ,61Br dway, .Y.Olty Ralph E. Haven, Bank Examiner.... Adw:p . Wm. Cufl'ney, Bank Examiner ...... 61Br,dway, .Y.Olty Geo E Varcoe Bank Examiner ..... 61Br dway • . Y.Olty Lawrence H. Gaser. Bank Exam1ner.61Br:dway, •. Y.Olty Geo A Strack Bank Examiner ..... 61Br dway, •. Y.Olty Palmer Bank Examiner ...... 61Br'dway, .Y.Oity L Frank B. McLaughlin, Bk. Examiner Spa.cuse. Obas H Eshelman, Bank Examiner. 1agara Falls. Herbert ·c. Rogers, Bank Enminer, .61Br:dway,J.:.Y.City Franklin W. Bright, Bank Exam ..•.. 61Br,dway,J. •. Y.City George W. Smith, Jr., Bank ~xam ... 61Br dway, .... Y.City John A._ rurray, Bank E ammer .... Albany. Earl J. Bangert, Bank E a.miner•..•. Holland. Fred T. Dolan, Bank Examiner...... 61Br'dway, .....Y.Olty Charles Clarke, Bank Examiner ...... D lmar. lortimer . Cole, Bank Examiner ... 61Br'dway, ••Y.City Reginald W. Pawling, Bank Exam ... 61Br'dway, T.Y.Olt;J'  A'Ul'l  N. C ...... Clarence Latham, Bank Examiner. . Raleigh. 0. W. Cloninger. A, t. Bk. f~xamlncr Raleigh. " T. H Bennett, Asst. Bk. Examiner .. Raleigh. G. S. Attmore, Jr., Bank Examiner .. Raleigh. Thurman Williams, Bank Examiner.. Raleigh. John Mitchell. Clerk ••.•..•.•.••••• Raleigh. N. D ...... O. E. Lofthu State Bank Examiner... Bismarck. Gilbert Seming on. Chief Deputy .... Bismarck. " W. S. Mltcheli. Office Deputy....... Bismarck. .gomoen Deputy .•......... Valley City . 0. A. F. B. McAneney, Deputy .•......... Devils Lake. O. E. Bergstrom. Deputy ••••..•.... Minot. John Bena, Deputy ......• , .•...•.. Lankin. L. E. Dickerson, Deputy ....••..... Boach.  0  A. F. Do.ix, 3d. Bank Examiner ..... 23ihil~~:~~ Ave. Harry J. Phillip , Bank Examiner .•. Etna. Geo. H. ;\'agnor, Bank Examiner .... 2 iti?a1~t1hi;.-• O. H. Grafl', Bank Examiner ........ Kittanning. Wm. 1. Boggs, Bank Examiner ....• V~le!)cfa. F. A. Heim, Bank Kxami~er ........ "IU1amsport. w. R. mith, Bank Exammer ..... • • lf,hiiJ3 J. A. Taylor, Bank Examiner ....... Indiana.. R. w. Knowles, Bank Examiner ..... R. s. Ruth, Bank Examiner.: .•..... Scranton. L W Dennison, Bank Exammer .... Warren. r. George Ba tl man, Bank i,;xaminer .... \Ve t h D. A. Henderson, Jr., Ba~k ExaminerBrookvllle. P. F. Snyder. Bank Exammer .••.••. Lititz. urg. M. P. laney, Bank Examiner ...... Villd . Edward Bellis, Bank Examine.r ...... Jenkin Frank Glatfelter. Bank Examiner ..•. Columb , r H. R. Knowle, Bank E. aminer ..... Ridley R. P. l<~erg on, Bank Examiner..... harl 101. .-. F. Heckler, Bank Examiner ...... 1633 . 8th treet, Philadelphia. Blake llarper, Bank Examiner ...... Ohambersburg. A. Rise Bowman, Bank Examiner •.. Lebanon. Geo. Dreisbach, Bank Examiner ....•• lauch hunk. Edw. J. Frysinger, Bank Examiner•.. Chester. Frank W. Jackson, Bank E aminer .. Apollo. L. R. Lloyd, Inspector of Private Bks.Plymouth. R. I ....... Geo. H. Newhall, Oommlssfoner ••... Providence. E. J. Littlefield, Deputy Oom . ...••.• Providence. " W. L. Offer, Bank Examiner ........ Providence. R. L. ayle , Bank Examiner. . . . .. Pro,idence. . 0 ••••... James H. Craig, State Bk. Examiner.And8l'80ll. st. Bk. Examiner ...... Belton. . . Faut, " W. W. Bradley, Asst. Bk. Examioer .. Abbevllle. "  tJ·• oaihifade1pi!ia.  w  I 15  STA TE BANK OFFICIALS AND EXAMINERS-Continued ■ T.A.TII N AMIil ADDRE S S. D •.•... John HlrnJng, Supt. of Banks ....... Pierre. " J. F. McEwen, 1st Deputy Supt. of Banks .....•........••.......... Pierre. A. F. Wosnuk, Examiner ........... Aberdeen. E. J. Morris, Examiner •......•.•.•. Aberdeen. Chris. Hirning, Examiner ......•..•. Pierre. U. G. Stevenson, Examiner ......... Yankton. F. S. Lytle, Examiner .......•...... Pierre. F. S. Barber, Examiner ..•.......... Onida. W. E. Ward, Examiner ...•......... Watertown.  STATE  Tenn ..•... S. S. McConnell, Supt. of Banks ..•.. Nashville. " Hallum W. Goodloe, Asst. Supt. of Banks ....•...........•.•....••. Nashville. H. B. Oliver, Bank Examiner ....... Milan. H. C. Crumbliss, Bank Examiner •..• Kingston. H. L. Grigsby, Bank Examiner ...... Dickson. D. D. Robertson. Bank Examiner.•.• Brownsvi' e. T. B. Dozier, Bank Examiner •..•... Nashville. Texas ..... Ed. Hall, Insurance and Banking Com.Austin. " Ohas. V. Johnson, Deputy Insurance Oommissioner ................... Austin. Iva M. Aday, Deputy Bank Com .... Austin. F. P. Wood, Genera.I Liquidating Agent .......................... Austin. C. P. Rockwell, Actuary ............ Austin. J. 0. Alvey, Bank Examiner ........ Austin. Fred 0. Quip, Bank Examiner ....... Austin. C. E. Breg, Bank Examiner ......... Austin. H. T. Bridgesi..,,Bank Examiner ...... Austin. Oarl Carlson, .a:sanJ!: .Examiner ....... Austin. A. S. Ferrell, Bank Examiner .•....• Austin. W. N. Greer, Bank .Examiner ....... Austin. H. W. Barton, Bank .Examiner ..•... Austin. W. A. Willia.ms. Bank Examiner .••.. Austin. J. Oran Carter, Bank Examiner ..... Austin. J. J. Jordan, Bank Examiner ........ Austin. D. B. Diggs, Bank Examiner ..•.••.. Austin. C. C. Campbell, Bank Examiner ..... Austin. V. s. Marett, Bank Examiner ....... Austin. L. A. Dowlen, Bank Examiner ...... Austin. A. ll. Eubanks, Bank Examiner ..... Austin. Jno. B. Hudson, Bank Examiner .... Austin. T • .l", .Priddie, Jr., Bank Examiner ... Austin. E. 0. Snead, Bank Examiner ........ Austin. G. A. Swaim, Bank Examiner ....... Austin. John S. Wightman, Bank Examiner .. Austin. Nolan Taylor, Bank:.iExaminer .•.•.. Austin.   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  NAME  ADDRESS  Utah ..... . N. T. Porter, Bank Commissioner .•. Centerville. " W. E. Evans, Bank Examiner •.•.••• Salt Lake City. " Aubrey Tolton, Bank Examiner ..... Salt Lake Oity. J.P. Jacobson, Deputy Examiner .... Sa.It Lake City. Vt. .••... . G. B. Carpenter, Bank Com.•••...•. Montpelier. " Inez M. Besett, Obief Olerk ..•..•... Montpelier. " R. L. Kelleher, Bank Examiner ...... Montpelier. Va .. ...... F. B. Richardson. Chi€f .Examiner . .. Richmond. " L. R. Ritchie, Asst. Examiner ....... Richmond. . T. Allen, Asst. Examiner ......... Kenbridge. F. P. McConnell, Asst. Examiner ... . Richmond. W. P. Shelton, Examiner .......... . Richmond. B. J. Woodward, Asst. Examiner .. .. Richmond. R. M. Charlton, Asst. Examiner ..... Christiansburg. S. E. Tudor, Asst. Examiner ........ Richmond. Wash .... Claude P. Hay, Bank Commi. ioner .. Olympia. " J. . Minshull, Deputy Bank om ... Olympia. E. C. Carter, Bank Examiner ....... Spokane. 0. R. Hupp, Bank Examiner ...•.... Oakesdale. Fred Stevens, Bank Examiner •....•. Spokane. H. S. Bennett, Bank Examiner ...... Tacoma. R. L. Gentry, Bank Examiner .... ...• eattle. R. R. Knapp, Bank Examiner ....... Seattle. W. Va •... J. S. llill, Commissioner of Banking.•. Charleston. " Geo. M. Weekley, Asst. Com ........ Spencer. " Geo. B. Waggoner, Asst. Com ....... Jane Lew. W. B. Holden, Ast. Com ........... Parkersburg. Wis ....... Marshall Cousins. Commissioner ..•.. Madison.  ..  fli!· l;~~?"cB:F~Wa~~r:: ::::rJ~:i:~er  Falls. 0. E. Butters, Chief Clerk .......... Madison. R. B . .Ellis, Bank Examiner ......... Madison. H. N. Nelson. Bank Examiner .•.... Amherst Junction.  g~~·  lch~~~8ar~~nkEi=:a-·.:: :fa~w~~e:: W. C. Edwards, Bank Examiner ..... Madison. Wm. L. Carey, Bank Examiner ...... Madison. Geo. D. Luscber, Bank Examiner .... .Milwaukee. G. W. Jamieson. Bank Examiner .... Madison. . E. Hanshus, Asst. Examiner ..... Eau Claire. P. H. Linley, Bank Examiner ....... l-Iilwaukee. Wyo ...... R. J. Hoffman,"Bank Examiner ...... Cheyenne. " A. L. Putnam, Asst. Bank Examiner. Cheyenne. " O. F. Dickinson. Bank Examiner .... Cheyenne. R. S. Grier, Asst. Bank Examiner .... Cheyenne. S. B. Claar, A t. Bank Examiner ..• Cheyenne.  Official Numbering Agent for American Bankers Association  16  LIST OF NATIONAL BANK EXAMINERS AND DISTRICTS Jan. 14, 1921  NA.ME  AND FEDERAL RESERVE DISTRICT.  NAME AND FEDERAL RESERVE DISTRICT.  ADDRESS,  CHIEF NATIONAL BANK EXAMINERS Mulloney, D. C . (1) ... . .. . 45 Milk St., Bo ton. :\lass. Smith, Sherrill (2) . . . . .. . .. 720 U.S. Custom House, "N"ewYork, N. Y. Newnham, Stephen L. (3) .. 416 Post Office Bldg., Philadelphia. Pa. Schechter, Wm. J. (4) . .... 527 Williamson Bldg., Cleveland, Ohio. Doughton, J. K. (5) ...... . 512 Va. Ry. & Power Bldg .• Rlchmond, Va. Pole, J. Wm. (6) ... .. . . ... 507 Post Office Bldg., Atlanta, Ga. Cooper, Silas H. L. (7) .... . 04 Rector Bldg., Chicago, Ill. Wood, John S. (8) .. .... ... 1310 Federal Reserve Bank Bldg., St. Louis, Mo. Brown, Fred (9) . .... . .. . 416 New York Life Bldg., Minneapolis, Minn. Roberts, L. K. (10) . ... . ... 1515 Commerce Trust Bldg., Kansas City, Mo. Collier, Richard H. (11) ... . 301 outhland Life Bldg., Dallas. Texas. Gaither, H. R. (12) ... ... .. 525 First National Bank Bldg., San Francisco, alif.  SUPERVISING NATIONAL BANK EXAMINERS Stearns, E.W. (1, 2) .... . . 720 U.S. Custom House, New York, N.Y. Birckhead, 0. W. (3, 4) .. . . 302 The Parker, 16th and Park Road, Washington. D. C . Finney, R. Gordon, (5, 6) .. 512 Va. Ry. & Power Bldg., Richmond, Va. Kennedy, J. L. (7, 9) . . .... Drawer N, Sheldon, Iowa. (Telegrams, Smith Apts.). Gough, E. H. (8, 10) . . . ... Boonville, Indiana. Murphy, David, (11) .. . . . . Lock Box 386, Mexia, Texas. (Tele. care of Western Union). Machen, H. L. (12) .. . ..... 708 Trust & Savings Bldg., Los Angele ·, Calif.  NATIONAL BANK EXAMINERS Albert, H. E. (12) ......... 406 U. S. Custom House, Portland, Ore . (Tele. 404 Villa St. Clara). Anheier, C. H. (9) ....•.... 416 ;New York Life Bldg., Minneapolis, 1:mn. Armstrong, George E. (4) .. 527 Williamson Bldg., Cleveland, Ohio. August~. T. (2) ......... P. 0. Box 151, Watertown, 1 • Y. Baker, vvm. B. (3) ........ 416 Post Office Bldg., Philadelphia, Pa. Barrett, J. W. (3) ......... Box 977. Johnstown, Pa. Beall, J. Harvey (7) ....... 331 Federal Bldg., Milwaukee, Wis. Bean, Norwin S. (1) ....... 10 Federal Bldg., Manchester, N. H. Bergman, Jr., Henry C. (10).Cotreyville, Kan. Best, John A. (3) ... . ...... Room 23 P. 0 . Bldg., Wilkes-Barre. Pa. Bing, A. E. (5) ........... . P. 0. Box 562, Raleigh, N. C. (Tele. 507 N. Blount St.). Black, Harold W. (1) ..... .45 Milk Street, Boston, Mass. Borden, Daniel C. (2) ...... 720 U.S. Custom House, ew York, -.Y. Borden, John C. (6) ....... 1927 Rose Ave., Knoxville, Tenn. Boyd, Charles E. (6) ...... 105 Regina Ave., Mobile, Ala. Bradley, Arthur R. (10) .... 1515 Commerce Trrn t Bldg., Kansas City, Mo. Brewer, Henry F. (11) ..... 323 First National Bank Bldg., El Paso, Texas. Brooks, Roger E. (5) ...... 21io~t~OJ~litan Bank Bldg., WashingBrown, C. V. (3) .......... 416 Po t Office Bldg., Philadelphia, Pa. Buckles, Ward M. (9) .•... 8 Montana Bldg., llelena, Mont. Byers, R. W. (2) .......... 69 N. 11th St., ewark, . J. Camp, Albert B. (4) ....... P. 0. Bo~ 423, Cleveland, Ohio. (Tele. Rm. 528 Williamson Bldg.). Carson, Thos. D. (5) ...... P. 0. Box 541, Lynchburg, Va. (Tele. Virginian IIotel). Challman, L. Oscar (10) .... Capital Bldg., Cheyenne, ,vyo. Chapman, C. H. (3) .... . . .413 Post Office Bldg., Philadelphia, Pa. Chenault, John B. (4) ..•.. Maysville, Ky. Clayton, Russell P. (2) . .. . . 720 U.S. Custom House, New York, N.Y. Cloe, Wm. B. (5) .......... P. 0. Box 1185, Huntington, , . Va. (Tele. P. 0. Bldg.). Coffin, George M. (1) ...... Hotel Garde, New Haven, onn. Congdon, George C. (3) .... P. 0. Box 497, Williamsport. Pa. Congdon, Sidney B. (4) .... 527 Williamson Bldg., leveland, Ohio. Cook, Reuben R. (11) . . ... ~01 So_u~hland Life Bldg., Dallas, Te~. Cooney, Dan H. (4) ....... 027 W1lhamson Bldg., Cleveland, Ohio. Cooper, Roy A. (10) ....... Edmond, Okla. Cooper, T. A. (1) ........ .40 Chapel St,., Augusta, Me. Crocker, Sherwood (10) .... 718. Grant St., Denver, Colo. (Tele. via We tern Union). Cro· en, Gail W ....... . ... R9om 217, 'l'reasury Department, Washmgton, D. 0. Dalton, John W. (5) ....... P. 0. Box 95 , Charlotte, T_ C. {Tele. ~ecklenberf; Hotel). Davenport, Henry B ....... Assigned Chief, Examining Division, omptroller of the urrency, Rm. 217, Treasury Dept., ·wasbington, D. C. Davis, Thomas II. (5) ..... 512 Va. Ry. & Power Bldg., Richmond Va. ' Donough, :\1ilton E. (2) .... P. 0. 343, Ithaca, . Y. Dougherty, Wm. B. (9) ... .416 ew York Bldg., Minneapolis, ~ unn. a.than S. (4) ... .416 Post Offic Bldg., Philadelphia, Pa. Du Bois Evans, Clyde J. ~6) ........ 507 Po~t Office ~ldg., Atlanta, Ga. an Fair, Wm. E. (12 ......... 52~:ni~~~o,Nt~wr.al .Bank Bldg., Faris, A. B. (4) .....••...• 111 E. Auburn Ave .. Cincinnati, Ohio. Filson, Chas. II. (10) ...•.. 321 . First St., Guthrie, Okla. Fletcher, 'l'homas E. (6) •... Cordele, Ga. Folger, Wm. l'. (5) ...•.... 512 Va. Ry. & Power Bldg., Richmond, Va. Funsten, Jr., J. D. (2) ..... 720 U.S. CustomIIouse, New York,_ . Y. J<'unsten, Wm. P. (7) ...... 804 Rector Bldg., Chicago, Ill. George, Harry L. (2) ...... 27 . Main Ave., Albany, N. Y. Goodell George W. (10) •.• 2070 Clermont t .. Denver. olo. Gray, \Vm. 1\1. (12) ... • ... 163 Hill , t., 9cean Park, ;a1if. Griffey, Orville A. (10) ..... Care of learmg Hou·e., · n.,Atlanta,Ga. Griffin James L. (6) ....... 507 Post Office Blog., Atlanta, Ga. Hackney, Wm. . (10) .... 15Mo~ommerce Trust Bldg., Kansas City,  Haugen. N. E. (7) ......... 2803 Grand Ave .. Des 2\1:oi.nes. Iowa. Hayes, Jr., Ben (7) ...... . . P. 0. Box 573, Hutchin ·on, Kan. (Tele. Bisconte Hotel). Hodgson, R. M. (6) . . .. . .. 507 Post Office Bldg., Atlanta, Ala. Hoffman, Lawrence W. (5) .512 Va. Ry. &PowerBldg.,Richmond,Va. Horn, Charles F. (2) . . ..... 720 U.S. Custom House, New York, N.Y. Houston. Robert 0. (7) . ... 609 Spencer Ave., Marion, Ind. Hurley, M. J. (1) ......... Federal .Bldg., Montpelier, Vt. Hutt, Wm. E . (11) . . . . . . . . herman, Texas. James, Arthur L. (12) ..... 912 0 St., acramento, Calif. Jernegan, Edward S. (12) .. 459 ½ Blackst.one Ave., Fresno, Calif. Joseph. Edward M. (7) .... 804 Rector Bldg., Chicago, Ill. Kane, Thos. F. (5) ........ 217 National Metropolitan Bank Bldg., Washington. D. C. Kel!Y, Burdett (2) . . ....... 720 U. S. Custom House, New York, . Y. Klem, Benton (2) .... . . • .. 720 U. . ust-0m House, ewYork, ~ . Y. Lamb, Ernest (11) . .. ... . . 501 Southland Life Bldg., Dallas, Texas. Lammond, W. Morris (3) . . P. 0. Box 61, Lancaster. Pa. La Roque, 0. K. (5) ....... Marion, S. C. Longmoor, Stanley A. (11). 501 Southland Life Bldg., Dallas. Texas. Lorang, Peter J. (9) ...... .41K1~~ York Life Bldg., Minneapolis, Madland, L. L. (9) .... .. .. 204 Broadwater Ave., Billings, :\font. McBryde, W. W. (6) .... . . 54~e!~~unteer Life Bldg., Chattanooga, McCans, A. B. (11) .... . .. 501 outhland Life Bldg., Dallas Texas. McClerkin, G. M. (10) ..... 1418 First National Bank Bldg., 'omaha, Neb. (Tele. 42 Angeles Apt.). · McGrath, John C. (7) ..... P. 0. Box 592, Indianapolis, Ind. McLean, Martin (12) ...... 310 Central Bldg., Seattle, Wash. (Tele. 936 35th Ave.). McPike, Ben M. (8) ....... 1310 Federal Reserve Bank Bldg., t. Louis, Mo. Mann, Stuart H. (8) . .......501 Southland Life Bldg., Dallas, Texas. Mansfield, Fr~d S_. (11) .... 501 , outhland Life Bldg., Dallas, Texas. Marc!-]Se, Ben3amm (2) .... 560 W. 144th St., ew York, N. Y. Mart~, Charles H. (12) . ... 1770 West Lewis St., San Diego. Calif. 1artm, Leo. H. (12) . . .... 525 First National Bank Bldg. San ' Francisco, Calif. an Maxey, Charles T. (12) .... 525 First National Bank Bldg., . Francisco, Calif. M~rtens, Charl~s R. (7) .... Shelbyville, Ill. Miller, J. Francis (4) ...... Box 163, Wilkinsburg, Pa. (Tele. 52 Over Brook Ave., Eastwood Farm). . Mmor, W. G. (7) .. . ...... . Cannelton, Ind. Mitchell, Wm. F. (2) . .. . . . 198 Elmendorf Street, King·ton, ~ . Y. Montgomery, Robert (4) ... 509 at'lBankofW. Va. Bldg., Wheeling, W. Va. Moon, Earl (7) ........... 335 Federal Bldg., Rock Island, Ill. Morgan, Wm. M. (8) ...... 205 Federal Bldg., Louisville, Ky. (Tele. 4 JJ;~f~'r~tt':J·york, N. Y. Norris, Frank L. (2) ..... . . at'l Bank Bldg., Paden, Frank G. (8) ....... 407 Central State Memphis, Tenn. (Tele. Rm. 403 Central State at'l Bank Bldg.). Parker, Edward F. (1) ..... 45 Milk St., Boston, Mass. Park~r, Wm. R. (8) ....... 1418 Rankin Blvd., St. Louis, Mo. 801 N. Perry Ave., Apt. No. 2, Peoria, Ill. Partridge, Paul Patterson, Bert . (9) ..... 41K1inii~ York Life Bldg., Minneapolis,  191i  ~p ........  Peightel, John C. (8) ...... 701 Loran Ave., Springfield, Mo. Penix, J. L. (11) .... .. .... Crawford Apts., Waco, Texas. Reagan, Wm. A. (9) ....... Apt. 202, 615 Lincoln Ave., St. Paul, Minn. Reed, William H. (10) ..... 1515 Commerce Trust Bldg., Kansas Uity, Mo. Robb, Ellis D. (7) . ........ Colonial Apartments, Waterloo, Iowa. , awyer, Jr., John T. (7) .... 535 Downer Ave., Milwaukee, Wis. awyer, L . .M. (12) .. . ..... 223 . th Street, Boise, Idaho. c9tt, H. W. (1) .......... 45 1ilk treet, Bo ton, .Mas.-;. S~1vely, E. F. (4) ......... 527 Williamson Bldg., Cleveland, Ohio. irk, Carl M. (3) .......... F. R. D. o. 1, Douglasville, Pa. (Tele. Birdsboro. Pa.). miley, Mervale D. (9) .... Carpenter Hotel, Sioux Fall<;, . D. m!th, Arthur B. (9) . ... . . 300 James Ave. outh, Minneapolis, Minn. m~th, Clarence F. (7) ..... 804 Rector Bldg., Chicago, Ill. m!th, George H. (4) ... .. . P. O. Box 164, West ewton, Pa. ew York Life Bldg., Minneapolis, Illlth, John IL (9) ........ 416 Minn. mith, Roy E. (10) ........ Federal Bldg., Hastings, Neb. 'nyder, Vernon G. (3) ... . . P. 0. Box 231, Sunbury, Pa. (Tele. 33 S. 11th St.). tewart, Adelia M ......... Room 217, Treasury Dept., "·a.wngton, D. C. tewart, Charles A. (5) .... 217 Metropolitan Bldg., ·washington, D.C. 'tuart, Robert K. (7) ...... 407 Federal Bldg .. Indianapoli'i, Ind. ational Bank Bldg., ullenberger, am. F. (10) . . 812 American Oklahoma City, Okla. ummers. George S. (3) .... Box 255, Carli le, Pa. Thomas. Thomas C. (4). . . eil House, olumbus, Ohio. Thompson, A. D. (11) ..... 207 Elmira St., San Antonio, Texas. Thompson. Oscar (12) ..... 708 Trust & Savings Bldg., Los Angeles, Calif. (Tele. University Ulub). Trammell, Geo. M. (6) ..... 507 Post Office Bldg., Atlanta, Ga. Trimble, James (5) ........ 217 Metropolitan Bldg., Washington, D.C. \Valker, Harry "\V. (9) ..... P.O. Box 71, Huron, S. D. (Tele. care of T. H. Campbell, 1st.._·. Bank). Wilde, Max C. (12) ........ 525 First National Bank Bldg., San Francisco, Calif. \\.illiams, R. C. (7) ........ 804 Rector Dldg., Chicago, Ill. William·, T. M. (10) ....... 1515 Commerce Trust Bldg., Kansas City, Mo. Wilson, Chas. F ........... R~~(.?17, Treasury Dept., Wa·hington, Wood, D.R. (5) .... . ....• P. 0. Bldg.~_~lartinsburg, W. \'a. (Tele. 117 W. lung t.). ' oods, J. K. (6) .......... 306 First ational Bank Bldg., Birmiugham, Ala. • "\\o_odside, ~al (8) ........ 54! 'outh Clay Aye., Kirkwood, ~fo.1 ': right, Imm D. (9) ...... 40.> orthern Pacific Ave., Fargo, N. D. 1:oung, Wm. R. ( ) ........ 2 Holly Place, Hot prings, Ark. T  Haneke Edward C. (4) .... P. 0. Box 151, Lima, Ohio. Hargreaves R. L. (8) ...... 525 I<'ii:st Nati?nal Bank Bldg., San FrancJSCO, Calif. '  17 3   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  ADDRESS,   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  CLEARING HOUSES IN THE UNITED STATES AND CANADA The followine Citiea and Towna have Bank Clearinl' Houae Auociationa. The officer• of each As ociation may be eaaily found by referring to the name of the City or Town in the Bank Liat immediately followinl' the Banka. • before name of city in thia list denotes Clearing House examination. * before a bank'• name in the Bank liat indicate• that it ia a member of ita local Clearing House. •Ohicaro, Ill. -·····---·· Grand Rapids, Mich. -- Lorain, Ohio.·----IPalestine, Tex. _ _ _ I herman, Tex .• ____ _ Ohilllcothe, Mo.·------· Gre n boro, •. C. ·----- •Los Aneeles, Cal. ____ • Par ons, Kans. ________ .Sioux City, Iowa ••• _ Cincinnati, Ohio .••••••• Greensburg, Pa.···----- •Louisville, K;r .•........ Paris, KY·--·--·----· ~Sioux Falls, S. D.••.. •Cleveland, Ohio---··· Greenvllle, Mi . -----·· Lowell, Mass·-·----·--· Passaic, •. J, ____ SouthBend,Ind,_. __ Coeur d'Alene, Ida. _____ Greenville, S. O,._______ Pasadena, Cal.--···-- Spartanbnre, S. c, __ Colo. Sprs., Colo .•_••••• Guthrie, Okla.··--·-···- Macon, Ga.·-····-···--- Pensacola, Fla. ________ • pokane, ash, •• -Columbia, S. C--········ Mansfield, Ohio·-···- Peoria, Ill. __________ ·-· Sprinefleld, m. ····Colombns, Ga .••• ----·-- ::f;rst;wn, :dth·---- ason City, Ia. ··-·-·· •~hiladelphia, Pa,.·-···· pr~etleld, Mass .•__ •Columbus, Ohio··--~• ova. co ·-·· McAlester, Okla._ --·· Pme Bluff, Ark·-··-··-· prmetleld, Mo.···Connellsville, Pa .••• Ham~ton, Oh 10 -:--····-· :Yedford Ore.··--·--··- Pittsbure. Kan.----~ •• Sprinefleld, Ohio. __ Coricana, Tex.--·- •••• Hamilton, Ontano ·----- edicine Hat, .ilta. _ Pittsbureh, Pa ..••.••.•• Stockton, Cal.-·-··Dallas Tex Ham°:1° nd • 1nd · --·-··-· Memphis, Tenn.------· Portland, e··-·---···· nperior, Wis,.·-··-· Da il•le IJ·I·-··---··---- Han~ibal. 0 ·--···· ---· •Milwaukee Wis,---· •Portland, Ore.••_.___ nacuse, •. Y, •• __ nv • ·----------- Harri bore Pa ' p · R I Davenport, Iowa ---··' ·---·-·--· •Minneapolis, nn.___ rov1aenct:, . ·-·····Dayton Ohio Har~ord, Conn.·-·-···- inot • T. n, ______ Pu blo. Colo,_ •• ___ ·--·- Tacoma, Wash ..••• _ • -·····---·- H tmas, "eb.·--·--. ' Tampa Fla Decatur, Ill.··-----·---- Hawkinsville, Ga.---·- Mob1le. ~----·----·-·-T ka' • Ar. ··D C1 Montclair J Q b Q b exar na, ···--· Baker field. 0 1.--·---·- enver, o O--·---·-·-· Helena. Ark·---·-··-·--· ' . ·-·--··· ue ec, ue ec ·-·----- Toledo Ohio Baltimore. Md. ---·---·- Des Moines, Iowa-·---· Helena, Mont.··-····--- on~omery, Ala .••• --- Quincy, Ill .•••••••••••.. T M'• • K --··Detroit, Mich ..•• ·----Montreal, Quebec-·-··· Ov=-a. an,---·--Banror, . e. ·-·--···-·· Dickinson, N. D. ·-··· Henderson, Ky, _ _ _ Moose Ja , Sask,_.____ . • Toronto, Ontario-·Bartl~sv•lle: Okla .•••.•• Dothan, Ala. _ _ _ Holyoke, :Mass, •• -···--- uncie,Ind,-----·-··--· Rale1~h, .c ........ ___. Trenton, •. J,·-··Bay O1t:r. Mich .••••• __ •• . -Homestead, Pa,.·-·-·--· ,.. t· Reachne, Pa·-········-·- Tulsa, Okla.·-··-··n t T Dubhn. Ga .•.• · - - - - Houston Tex .w.usca ID • 1a, _____ Ron· a Sask oeaumon ' ex.------·· D b I • ···-······· ::M k Okl ...,,.m • ··-·· ··--··· Bellini:ham. \ ash.-·--· u n(Jue, . owa -···----· Huntington, W. Va ..••. • us oe-ee, a,.-----· Reno, Nev.·---·-··---- niontown. Pa •••••• Berkeley, Oal .. -····--· DuJulli, Mmn. ·---·--··· Hutchinson, Kans,.--. Richmond. Va. -········ B!llingS, out. - - - Edmonton, Alta ..••• ---- Indianapolis, Ind, •• _. __ • •Nashville, Tenn .••• - - Ritzville, Was~.-·-·-- Valdosta, G • ··-·-·Bmehamton, N. Y,--···· Elberton, Ga·--··-----. 'ebraska City, ·eb.•• _ I oche ter, lmn .•___ • Vancouver, Br.Col._ Birmingham, Ala·---·-·· El Paso, Tex·-····-···- Jack on, ~1ch. - - - "ew J.lban:r, Ind.···--· Roche ter, . Y.••••••. Vic ·sbure, is . ·-Bloomington, Ill.------· Emporia, Kan ..•• _______ Jae· onv~lle, Fla .•• -.... ew Bedford ass Rockford, 111 .•• _ •• _ •• Victoria Br Col Bo1 e, Ida,_ •• _________ Ennis. Tex.·--·---···· Jacksonville, Ill .• _. ___ • ew Brii?hto~, Pa.'==== Rock Island, Ill•• _. ____ Vidali :Boston, Mass .•••••••.•.• Erie, Pa·-·-··--······--- Jo~ town, Pa,-·-··---- ew ca 1.le Pa. Ro ll. . L·-··--··Bowlrn Green, Ky.•·-· Estherville, Ia. ______ Joplin, 0 ·•---·--··-·· •ew H ve~. c~~~~:==== w co, Tex .•••••_.__ Brandon, n•••••••••.• Eui:-ene Ore K hi D o • ·-· - - - a1amazoo, M'1ch . --···· ewnan, Ga,.·-----··--· sacramen to, cal ·----··-- n• ,. as neton, . ··Bran tford , Ont •·-··--··· Evansville Ind · - - · - - · Ka n as Oity · Brookfield, 0 , _ _ _ _ ' . , Kan .•••• -- \ New Orleans, La,____ a~ma , 1'ch . -·-···-· •a sh'Ille! t on, G a. __ B ck Ga Fall River, Mas ··-··--- •Kansas O1ty, Mo.•----- ew1>0rt News, Va,. __ • amt John, N. B·-···-· at rbury, Conn .• _ 1 runt! 1 N 'y ·····--· Fareo, N. D .••·--··-- Knoxville, Tenn,----·· • 'e Yor , . Y. ___ •Saint Jo eph, o.•• ___ \ 'at rloo, la. ····-·· Bn ao, . ·-··-··----T • Lo heel' ,. • Butler, Pa,.·-·---···-- Flint, ich.............. orf?lk, Va··-·--··---· • a~nl Ill , • o.• -.... . mg, • a .•• _ Fort Wayne, Ind .••••••• Lancaster, Pa........... orristowo, Pa.·-···--· •Baint Paul, inn·-·--· Wichita, Kan. - - Fort Worth, Tex·-·-··- Lao ing, ich,.--ali bur , •. C. ------ Wilk barre, Pa.-·O&IearJ', Alberta ••••••• _ Franklin, Pa.--·-·-·---- La alle, Ill..---·--altLak Oity, Utah. ___ • Willi port, P ··--· Camden • .1. • J · · - - - Frederick, Md. ··------ Lawrence, Kan·---·-·-- Oak.land, Qal. •• ---·--- San Antonio, Tex.···--- Wilmineton, Del. __ Clan on, Ohio ···-···--·· Fremont, Neb····-·--··- Lawton, Okla.·-·-·-··· Ocala, Fla,---··-·-- an Bernardino, Cal ••. _ ilmington, ,._ O,._ Gape Girarde, u, o. -·· Fresno, Cal.. •• _ _ _ Lebanon,Pa, ______ ··--·· Ogden, Utah_._____ an Dieeo, QaL •• _____ • innipee, n.•••••• Oedar Rapid , Iowa •••• Lethbridi?e, Alta, ______ Oil City, Pa.----- San Francisco, CaL---· \ inona. inn. - Charle ton, s. O. ··---·· Gaffney, . c. -·----···· Lewistown, Mont .•••••• •Oklahoma, Okla .••••••• ·an Jo e, Oal. ·----····- Wore s .•• _ Charlot , . 0, •• ----·- Gaine ville, Fla.-···---- Lexington, :Ky. ··----··· Omaha, Neb.-···-··-··- anta onic • al...·--· Chattanooga, Tenn .••••• Galveston, Tex.·-··---- Lima, Ohio··-··---··--· Orange, •• J,--·----·-·· Saskatoon. ask.-··-· Yakima, Wash.•__ Cheraw. . C,-----·----- Gary, Ind.·---··-·-·-··· Lincoln, Neb·-·--·- 0 ~e. Ia.···--·-·-----· avannah, Ga.·--···--- York, Pa·-··-··--·Chester, Pa.···-·-·-·-·· Grand Forks, N. D.•••. Little Rock, Ark .••.•••• Oshkosh, Wis .•••••••••• Scranton, Pa.·-··--·---· Yoong own. Ohio._ Ohe ter, . C. ·-··--·--- Grand Island, 'ebr.•••• London, Ontario •••••••• ,Ottawa,Ontario ___ ·-·-· eattle, ·ash .•••••••• __ Cheyenne, Wyo._···--· Grand Junction, Colo,_ Lone Beach, Oal, •• --··· wensboro, KY·--····-- edalia, o. ··--·---·-· Zan ill , Ohio. __  Aberdeen, S. D.••••••••• Adrian, ich.·--·--·--·· Akron, OhiO---·-·-----· Albany, Ga .•••• - - lbany, N. Y--·-·--··-·· Alb ny, Ore.··---·--·-· Altoona, Pa·--······--Amarillo, Tex:-······--Ann Arbor, M1ch·-····· A heville, . C--·----··· tchi on . .Kan~, _______ Atlanta, Ga.·---·-··--· Aurusta, Ga.•·---··---· I Aurora, I I··-----···An tin, Tex··-··--··---  ,G -~·--·~===  T  18  ,  Reserves Required to be held by members in Federal Reserve Bank  Banks Not in Reserve or Central Reserve City  R  eserve  C't B 1 Y  k an s  II I  Central Reserve Ci~ Banks  -1---------1---------  7% of Demand Depo its 3% of Time Deposits  110~  of Demand Deposits 3;'0 of Time Deposits  II  13% of Demand Deposits 3% of Time Deposite  Central Reserve Cities 2. *NEW YORK CITY 8. ST. LOUIS  7. CHICAGO  Reserve Cities  ,   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  Albany, N. Y. 6. *Atlanta, Ga. Br.5. Baltimore, Md. Br.6. Birmingham, Ala: 1. Boston, Mass. Brooklyn, N. Y. Br.2. Buffalo, N. Y. Cedar Rapids, Iowa Charleston, S. C. Chattanooga, Tenn. Br.4. Cincinnati, 0. 4. Cleveland, 0. Columbus, 0. 11. Dallas, Texas Br.IO. Denver, Colo. Des Moines, Iowa Br.7. Detroit, Mich. Dubuque, Iowa Br.11. El Paso, Texas Fort Worth, Texas Galveston, Texas Grand Rapids, Mich. Br.9. Helena, Mont. Br.II. Houston, Texas Indianapolis, Ind. Br.6. Jacksonville, Fla. Kansas City, Kan. 10. Kansas City, Mo. Lincoln, Neb. Br.8. Little Rock, Ark. Br.12. Los Angeles, Cal. Br.8. Louisville, Ky.  Br.8. Memphis, Tenn. Milwaukee, Wis. 9. Minneapolis, Minn. Muskogee, Okla. Br.6. Nashville, Tenn. Br.6. New Orleans, La. Oakland, Cal. Ogden, Utah Br.IO. Oklahoma City,Okla. Br.IO. Omaha, Neb. Peoria, Ill. 3. Philadelphia, Pa. Br.4. Pittsburgh, Pa. Br.12. Portland, Ore. Pueblo, Colo. 5. Richmond, Va. St. Joseph, Mo. St. Paul, Minn. Br.12. Salt Lake City,Utah San Antonio, Texas 12. San Francisco, Cal. Ag'y 6.Savannah, Ga. Br.12. Seattle, Wash. Sioux City, Iowa Br.12. Spokane, Wash. Tacoma, Wash. Toledo, Ohio Topeka, Kan. Tulsa, Okla. Waco, Texas Washington, D. C. Wichita, Kan.  * Those cities which are preceded by a number are Federal Reserve Bank cities and the number in each instance is the District number in which the city is located. Br. signifies that a branch bank is located in that city. Ag'y signifies that an agency is located in that city.  19  FEDERAL RESERVE BANK INFORMATION  FEDERAL RESERVE BOARD WASHINGTON, D. C.  Ex-olli.cio Members DAVID F. HOUSTON, Secretary of the Treasury, Chairman. JOHN SKELTON WILLIAMS, Comptroller of the Currency. W. P. G. HARDING, Governor EDMUND PLATT, Vice-Governor CHARLES S. HAMLIN D. C. WILLS ADOLPH C. MILLER  Wm. W. HOXTON, Secretary. W. L. EDDY, Assistant Secretary. W. M. IMLAY, Fiscal Agent. J. F. HERSON, Chief Examiner and Chief, Division of Examination. J. E. CRANE, Acting Director, Division of Foreign Exchange.  R. G. EMERSON, Assistant to Governor. H. PARKER WILLIS, Director, Division of Analysis and Research. M. JACOBSON, Statistician.  E. L. SMEAD, Chief, Division of Reports and Statistics.  FEDERAL ADVISORY COUNCIL-(1921) PHILIP STOCKTON, Boston, District No. 1 PAUL M.WARBURG,NewYork,DistrictNo. 2 LEVI L. RUE, Philadelphia, District No. 3 CORLISS E. SULLIVAN, Cleveland, District No. 4 J. G. BROWN, Raleigh, N. C., District No. 5 EDW. W. LANE, Atlanta, District No. 6   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  JOHN J. MITCHELL, Chicago, District No. 1 FRANK 0. WATIS, St. Louis, District No. 8 C. T. JAFFRAY, Minneapolis, District No. 9  E. F. SWINNEY, Kansas City, District No. 10 R. L. BALL, San Antonio, District No. 11 A. L. MILL5, Portland, Ore., District No. 12 20  FEDERAL RESERVE BANK INFORMATION  h  Ariz,  DISTRICT No. 1-Bank Located at Boston  (Transit Number 5 -1)  (53 tate St.) TERRITORY IN DISTRICT-Maine, .1: ew Hamphsire, Vermont, Massachusetts, Rhode Island, and Connecticut, except Fairfield County. Membership: National Ban.ks 400; State Banks 39.  DIRECTORS CLASS A:-THOMAS P. BEAL (1923), Boston; F. S. CHAMBERLAIN (1922), New Britain, Conn.; EDWARD S. KENNARD (1921), Rumford, Maine. CLASS B:-E. R. MORSE (1922), Proctor, Vermont; PHILIP R. ALLEN (1923), East Walpole, Mass.; C. G. WASHBURN (1921), Worcester, Mass. CLASS C:-FREDERIC H. CURTISS (1923), Boston, Chairman of Board and Federal Reserve Agent; JESSE E. METCALF (1922), Providence, R. I.; ALLEN HOLLIS (1921), Concord, N. H., Deputy-Chairman. PHILIP STOCKTOJ. T, Boston, Mass., Member Federal Advisory Council.  OFFICERS FREDERIC H. C RTI , Chairman and Federal Reserve Agent; CHARLES A. MORSS, Governor; CHARLE F. GETTEAY, Assistant Federal Reserve Agent; CHE TER C. BULLE~ , Deputy Governor; WILLIAM W. PADDOCK, Deputy Governor; WILLIAM WILLETT, Cashiel; KRICKEL K. CARRICK, Secretary. ASSISTANT CASHIERS:-ERNEST M. LEAVITT, HARRY A. SAUNDERS, L. WALLACE SWEETSER, WILLIAM N. KENYON, ELLIS G. HULT, and FRANK W. CHASE. HARRY F. CURRIER, Auditor; ARTHUR H. WEED, Counsel. LIABILITIES Capital paid in . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .  RESOURCES Gold and gold certificates ................ $ 11,700,000 Gold settlement fund. . . . . . . . . . . . . . . . . . . . 41,206,000 241,000 Gold with Foreign Agencies. . . . . . . . . . . . . . Gold with Federal Reserve Agents ........ 135,357,000 Gold redemption fund. . . . . . . . . . . . . . . . . . . 18,252,000 Legal tender notes, silver, etc............. 12,322,000  7,669,000  Surplus. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . • 12,351,000 Government deposits. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .  2,453,000  Due to members-reserve account. . . . . . . . . . . . . . . . . . . . 116,000,000 Deferred availability items. . . . . . . . . . . . . . . . . . . . . . . . . . .  42,720,000  Other deposits, incluclin11: for ign Government credit·...  i16,000  Federal Reserve notes in actual circulation ..........•.. 291,196,000 Federal Reserve bank notes in circulation, net liability...  20,441,000  All other liabilities ................. , . . . . . . . . . . . . . . . .  7,173,000  TOTAL LIABILITIES ......................... $501,36 ,000   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  21  Total reserve.. . . . . . . . . . . . . . . . . . . . . . Dills discounted--secured by Government War obligations-members ........... . Bills discounted-all others ............. . Bills bought in open market ............. . U.S. Gov. Bonds ...................... . U.S. Victory Notes .............. , ..... . U. E!. Gov. certificates of indebtedness .... . Bank premises ......................... . Five per cent redemption fund against Federal Reserve bank notes . . . . ......... . Uncollected items and other deductions from gross deposits .................. . All other resources . . .................. .  $219,158,000  TOTAL RESOURCE ............. .  .301,368.000  78,741,000 99,802,000 19,532,000 530,000  5,000 21,705,000 2,697,000  1,072,000 57,596,000 521,000  FEDERAL RESERVE BANK INFORMATIO  DISTRICT No. 2  Bank Located at New York City.  (Transit Number 1-120)  TERRITORY IN DISTRICT-The State of J. ew York and the following counties in rew Jersey: Bergen, Essex, Hudson, Hunterdon, Middlesex, Monmouth, Iorris, Passaic, Somerset, Sussex, Union, and Warren and the County of F irfield, Connecticut. Membership: ational Banks 652; State Banks 134. DIRECTORS CLASS A:-JAMES S. ALEXANDER (1922), •. Y. City; ROBERT H. TREMAN (1923), Ithaca, N. Y.; CHARLE SMITH (1Q21), Oneonta, N. Y. CLASS B:-CHARLES A. STONE (1922), .... Y. City; LESLIE R. PAL.MER (1921), Croton-on-Hudson, . Y.; RICHARD H. WILLIAMS (1923), Madison, N. J. CLASS C:-PIERRE JAY (1922), N. Y. City, Chairman of Board; GEORGE F. PEABODY (1921), arato a Springs, N. Y., Deputy Chairman of Board; W. L. SAUNDERS (1923), Plainfield, N. J. PA TL . . [. WARBURG, .Member Federal Adviwy Board, New York City. OFFICERS G ~NERAL OFFICERS BENJ. TRO. a, Governor Lours F. SAILER, Deputy Governor J. HERBERT CASE, Deputy Governor EDWIN R. Y ENZEL, Deputy Governor GE RGE .,, HARRiso_, Deputy Goremor DUDLEY H. BARROWS, Secretary JAY E. CRANE, Assistant Secretary EDWARD H. HART, General Counsel SE1'1"IOR OFFICERS  J.  HERBERT CASE,  ARTHUR ' · . GILBART, URI~. CE H. HENDRICK·,  L.  Controller of Foreign Relations1 JosEPH D. HIGGIN , Pro tem., Controller of Loans, J. WIL ON JONE~, Pro tem. Controller of Administration EDWIN R. KE -zEL, Controller al Large, Controller of LE LIE R. RoUND , Collections, Pro tem,.  Controller of Cash and tUJtodie Controller of Fiscal AgencnJ Function Controller of I, t stments, Pro tem Controller of A ccoimt  JUNIOR OFFICER ILHERT E. HAPI., CHARI.ES H. CoE, J y E. CRANE, Emv1... C. FRE.TCH, BETHUNE 1. GR L TT, ILLI.AM A. HAl\IILTON, ROW.ARD l. JEFFER O ·, DOLPH J. Llx ,  WALTER B . .dATTESON, ,_vfanager, ertificale flj I ndtbtedne .ManaJer, Loan Department M ana9er, Check Department Department and .11!anager ecuri.Manager, Foreign Department ties Department ill anager, Custody Department HE.•RY R. MURRAY, ianager, Collection Deparlm -nt Jlanager, Governm nt Securities ROBERT M. O'Il.ARA1 Manager, Inve lment Departmen' Joa: E. RAA ·en, Sales Department Manager, Method. a11d uppl'e D J.lla,wger, Cash Departme11t partment .Man ager, Personn l D partment J .IE: ~ . RICE Manager, Goz.·er-nme1 t Bo, d Depar Man ager at Large ment LE::5LIE R. RouND , Jllanage , Accounting D m I t Pro  lem.  illanager, Service D partment AUDITOR  FRAi-cr · OAKEY EDWARD  H  RALPH  Acting General Auditor  L. DoDGE, .Manager, Auditing Department  RTHUR HOPF, Orga,iization Counsel FEDERAL RE ERVE GETT PIERRE JAY 1 Federal Reserve Ag nt IIEPARD foRGAN, Assfrlant Federal Re crve Agent T. CnA.·E, lvlanager, Member Bank Relations WILLI H. DILLI ·TI.·, "J\fanager, Bm k Ex Department Department CARL NYDER, ~llanager, Stalislic.s Department URY  I  i1 atio1 s  BUFFALO BRANCH. (Transit Number 10-26) R. M. GIDNEY, Manager; W. W. SCHNECKENBURGER, Cashier: HALSEY W. S OW, Jr., A istant Cashier. DIRECTORS H. T. RA .. 1 DELL, Buffalo; E . . . . fcDOGG LL, Buffalo; CLIFFORD H BBELL, Buffalo; FRA -KL. BAR'lLETT, Olean; R. :I. GIDJ. EY, Buffalo; E. J. BARG: LO, Buffalo; 'IHO I E. L .1. .1. I :r, Ro hec: r LIABILITIES Capiul paid in. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .  26,376,000  Surplus........................................... .  51,308,000  Government deposits... .... .......... ...............  2,2G0,000  RESOURCES Gold and gold certificates. . • . • . • . • . • . . . . . 135,046,00C Gold settlement fund.................... 36,435,000 Gold with Foreign Agencies.............. 1,211,000 Gold with Feder l Reserve Agents. . . . . . . . 2M,675,000 Gold redemption fund.. . . . . . . . . . . . . . . . • . 39,000,000 Legal tender notes, silver, etc............. 143,976,000  Due to memben--reserve account ..........•......... 693,474,000 Deferred availability. . . • • . . . • . . . . . . . . . . . . . . . . . . . . . . .  94,273,000  Other deposits, including foreign Government credit . . . .  11,2 4,000  Federal Reeerve notes in actual circ  tion. . • . . • . . . . . . .  64,516,000  Federal Reeene bank notes in circulation, net liability...  3 ,741,000  All other liabilities ..............•..•................  51,10 ,000   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  Total cash r erve .. ............... . Bills discounted-secured by Government war obligation ............•..•••••.... B Us discounted-all others .....••••.•.•. Bills bought in open market .....••..•.••• U. . Government Bonds ............... . U.S. Government Victory Totes .•......• U.S. certificates of indebtedness ....•..... Bank premises .............•.•..••...... Five per cent redemption fund against Federal Re erve bank notes ...••...... Uncollected items and other deductions from gr depooit.s .................. . All other reaourc ................•.•...  TOTAL LIABILITIES ...................•... $1,833,340,000  TOTAL RE OURCES ............. .  22  610,242,000  5,926,000 ,313,0  109,902,000 ,000 50,000 69,6 2,000 ,377,000 1,4  2,760,000 139,020,000 1, ,000  ESERVE BANK INFORMATION DISTRICT No. 3 Bank Located at Philadelphia. (Transit Number 3-4) (925 Chestnut Street)  TERRITORY IN DISTRICT-Delaware, the following counties of New Jersey: Atlantic, Burlington, Camden, Cape May, Cumberland, Gloucester, Mercer, Ocean, and Salem, and all Pennsylvania east of western boundary of following counties: McKean, Elk, Clearfield, Cambria, and Bedford. Membership: National Banks 649; State Banks 49. DIRECTORS OLA S A:-JOS. WAYNE, JR. (1923), Philadelphia; FRA1 Cl.3 DOUGLAS (1921 ), W:Ikes Bane, Pa.· :\I. J MURPHY (1922), Montclair, . J. CLASS B:-ALBA B. JOHNSON (1922), Philadelphia; EDWIN S. STUART (1923), Philadelphia; CHARLE K. HADDON (1921), Camden, N. J. CLASS C:-RICHARD L. AUSTIN (1923), Philadelphia, Chairman of Board and Federal Reserve Agetil; ARTHGR. E. POST, Philadelphia, Assi. tant Federal Reserve Agent; HENRY B. THOMPSO.t:T (1922), Wilnungton, Del., D put:1 Chairman of Board; CHAS. C. IIARRISO T (1921), Philadelphia. 0  OFFICERS GEO. W . .i. ORRIS, Governor; WILLI M H. HUTT, Deputy Goi•ernor; EDWIN S. TUART, D 'puty Gov r,wr; \Ylf.,LL-\.:\1 . DYER, Cashier and Secretary. ASSISTANT CASHIERS:-C. A. McILHEN Y, JAMES M. TOY, W. J. DAVIS, S. R. EARL, R ... 1. MILLER, Jr., and F. W. LABOLD. LIABILITIES Capital paid in ...............................•..... $  8,485,000  Surplus fund. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .  13,069,000  Government deposits. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .  2,271,000  Due to members-reserve account. . . . . . . . . . . . . . . . . . . . 106,675,000  RESOURCE Gold coin and certificates ...•............ $ 6,082,000 Gold settlement fund.................... 53,119 000 Gold with Foreign Agenoies. . . . . . . . . . . . . . 264,000 Gold with Federal Reserve Agents ........ 132,916,000 Gold redemption fund. . . . . . • . . . . . . . . . . . . 8,851,000 Legal tender notes, silver, etc............. 1,025,000  Federal Reserve bank notes in circulation, net liability...  ~'.?,5 1,000  All other liabilities. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .  6,2 5,000  Total cash reserve ................. . Bills discounted-seemed by Government war obligations ...................... . Bills discounted-all others .............. . Bills bought in open market ............. . U S. Government bonds ................ . U. S. certificates of indebtedness ......... . Bank premises ......................... . Uncollected items and other deductions from gross deposits .................. . Five per cent redemption fund against Federal Reserve bank notes .......... . All other resources ..................... .  TOT AT. LIABILITIES. . . . . . . . . . . . . . . . . . . . . . . . . 490,719,000  TOTAL RESOURCES ..•••..•.•••..  Deferred availability items...........................  49,1,H,000  All other deposits . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .  1.202,000  Federal Reserve notes in actual circulation ......... • . . . 2 0,960,000  DISTRICT No. 4~ Bank Located at Cleveland.  202,257,000  90,719,000  115,677,000 57, G,000 12, 93,000 1,43.1:,000 30,H7,000 681,000  6 ,7 9,000 1,300,000 1,055,000  (Transit Number 6-1)  (Williamson Bldg.)  TERRITORY IN DISTRICT-State of Ohio, all that part of Pennsylvania west of the eastern boundaries of the following counties: Warren, Forest, Jefferson, Indiana, and Somerset, the counties of Marshall, Ohio, Brooke, Tyler, Wetzel, and Hancock in the State of West Virginia, and all that part of the State of Kentucky located east of the western boundary of the following counties: Boone, Grant, Scott, Woodford, Jessamine, Garrard, Lincoln, Pulaski, and McCr n.ry. Membership: National Banks 759; State Banks 68. DIRECTORS CLASS A:-ROBERT WARDROP (1923), Pittsburgh; CHESS LAMBERTON (1922), Franklin, Pa.; 0. • A:VL, (1921), Hillsboro, Ohio. CLASS B:-THOS. A. COMBS:(1923), Lexington, Ky.; R. P. WRIGHT (1922), Erie, Pa.; JOHN STAMB UGH, (1921), Youne;stown, Ohio. CLASS C:-DAVID C. WILLS (1920), Cleveland, Chairman of Board and Federal Reserve Agent; L.B. WILLIAM , (1922), Cleveland, Ohio, Deputy Chairman of Board; HARRY P. WOLFE (1921) 1 Columbus, Ohio; L. L. l ·E. Philadelphia, Pa., Member Fedual AdvisonJ Council.. OFFICERS  L. B. WILLIAM~, Acting Federal Rcsetve Age,it J. . NRVI ', Secretary and Asst. Jt'ede-ral Reserve Agent A. STEPIIE SON, 11fanager, Bank Relations Department \ .1. II. FLETCHER Manager, Department of Examination 1 F. . (~U,\YSO , Auditor B. V. CH.\PPBL, Assistant Secretary 1.  CINCINNATI BRANCH.  E. R. FA ·cHER, Govenwr ....1. J. FLEMING, Deputy Governor F. J. ZURLim)E:N", Deputy Governor H. G. DAVIS, Cm,hiP.r W. F. TAYLOR, Asst. Cajtier II. F. STRATER, Asst. Cashier C. W. RNOLD, Asst. Cashier G. II. WAGNER, Asst. Ca hier D. B. CLOUSER, Asst. Cashier . L. B1cKFORD, Asst. Cashier  (Transit Number 13-43)  (Fourth and Walnut)  P ..J. FAULKNER, Assistant Federal Reserve Agent· L. W. M.\1T.t:Ti./G, Manager; B. J. LAZAR, Cashi r; JOI ~ P. H. BREWSTER, A sistant Cashiet. DIRECTORS W. S. ROWE, L. W. MAN ING, JUD'"''OrT HAR 10 , CH . A. HL. CH, GEO. D. CRABBS, Cincinnat·.   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  23  Ariz,  FEDERAL RESERVE BANK INFORMATION (District No. 4. Continued from page 23.) PITTSBURGH BRANCH. (Transit Number 8-30) (Liberty Avenue and Anderson Street)  T . .1. l. JONE', Assistant Federal Reserve Agent; GEORGE DE CAl\IP, Manager; THO . C. GRIGG , Ca. hi r; P. BROW . . T, trsfr·tant Cashier; F. E. COB"G.T, A.·.·i.'lant Ca.hier. DIRECTORS R. B. MELLO , CHAS. W. BROW , JAMES D. CALLERY, HARRISON NESBIT, GEORGE DE CAMP, Pittsburgh, Pa. LIABILITIES Capital paid in . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .  10,654,000  Surplus fund.... . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .  13,712,000  Government deposits. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .  4,305,000  RESOURCES Gold coin and certificates ................ $ 10,907,000 I, 726,000 Gold settlement fund. . . . . . . . . . . . . . . . . . . . 270,000 Gold with Foreign Agencies. . . . . . . . . . . . . . Gold with Federal Reserve Agents. . . . . . . . 177,694,000 Gold redemption fund................... 14,603,000 2,126,000 Legal tender notes, silver, etc............. Total reserve ...................... . Bills discounted-secured by Government war obligations ...................... . Bills discounted-all other .............. . Bills bought in open market ............. . U. S. Government Bonds ............... . U. S. Government Victory Bonds ........ . U. S. certificates of deposits ............. . Bank premises ......................•... Five per cent redemption fund agaiD.l!t Federal Reserve bank notes .......... . Uncollected items and other d.-?ductions from gross depo its .................. . All other resources ..................... .  Due to members-reserve account .................... 145,617,000 Deferred availability items...........................  58,313,000  All other deposits. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .  413,000  Federal Reserve notes in actual circulation ............. 350,725,000 Federal Reserve bank notes in circulation, net liability...  22,715,000  All other liabilities. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .  8,002,000  TOTAL RESOURCES ............. .  TOTAL LIABILITIES .............••.••••••••. 61-1,456,000  DISTRICT No. 5 - Bank Located at Richmond.  2 7,326,000 95,424,000 103,909,,000 26,,5 1,000 834,000 10,000 23,799,000 1,649,000 1.230,00C 73,367,000 31 ,000 $614,4.56,000  (Transit Number 68-3)  (1107 E. Main t.) TERRITORY IN DISTRICT-District of Columbia1 Maryland, Virginia, North Carolina, South Carolina, and all West Virginia except the counties of Marshall, Ohio, Broo.K.e, Tyler, Wetzel, and Hancock. Membership: National Banks 554; State Banks 57. DIRECTORS :-JOHJ. . . F. BR . .TO • .,. (1922), Wil on, • T. C.; L. E. JOH.·, '01.,. (1923) Alder~on 1 W. Va.; H \, . E. (1921), Baltimore, Md. CLAS B:-EDMUND STRUDWICK (1921), Richmond; DAVID R. COKER (1923), Hartsville, S. C.; JAMES F. OYSTER (1922), Washington, D. C. CLA S C:-CALDWELL HARDY (1923), Richmond, Chafrman of Board and Federal Reserve Agent; JA 1ES A. MONCURE (1922), Richmond, Deputy Chairman of Board; HOWARD BRUCE (1921), Baltimore, Md. JO, EPH G. BROW , Member Federal Advisory Council, Raleigh, . . OFFICERS CALDWELL HARDY, Chairman and Federal Reserve Agent; GEORGE J. SEAY, Governor; CHAS. A. PEPLE, TO E, Assistant to the Governor; J. . Deputy Governor; R. H. BROADDUS, Deputy Governor; ALBERT S. JO WALDEN, Jr., Assistant to the Governor; GEORGE H. KEESEE, Cashier; C. V. BLACKBUR , Assistant Cashier; THOMAS MARSHALL,.Jr., Assistant Cashier;W. W. DILLARD,AssistantCashier; EDWARD WALLER,Jr.,Assistant CaBhier; MAXWELL G. WALLACE, Coumel; E. G. GR DY, Auditor; A. If. D . . DLEY, A.· istant Federal Rf!.s1•rt•e. gent; J. r. FRY, Assi tant Federal Reserve Agent.  BALTIMORE BRANCH.  (Transit Number 7-27)  ( outh and Redwood t .) d . .M. PRE. TTI , Manag r; CHARLE H. \V1:... TT, Cashier; F. ~le . LEEKE, Ar-i.Jant Cashie,; THO:\IA~ 1. H ·Tz HAY , Asristant Cashier; M. F. REE E, Assi('tant Ca ·hier; C. P. HAMMO .... D, Asristant Ca hier; HE RY ·uditor; C. 1 . D LEY, A ·si tant Federal Reserve Agent; RICHARD BRADLEY, A.·. frtant Fed ral Reserve Agent.  DIRECTORS M. M. PRENTIS, H.B. WILCOX, CHAS. C. HOMER, WALDO  RE OURCES  LIABILITIES Capital paid in. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .  5,269,000  Surplus. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .  8,067,000  Government deposits. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .  365,000  Due to members-reserve account....................  56,710,000  Deferred availability items. . . . . . . . . . . . . . . . . . . . . . . . . . .  40,948,000  0th r deposits including foreign Government credits....  270,000  Gold and gold certificates ................ $ 5,701,000 Gold settlement fund.................... 21,767,000 162,000 Gold with Foreign Agencies.............. Gold with Federal Re erve Agents........ 53,917,000 6,617,000 Gold redemption fund................... 361,000 I gal tender notes, silver, etc............ Total reserve ...... ... ............. . Bills discounted-11ecured by Government war obligations ...................... . Bills discounted-all other .............. . Bills bought in open market ............. . U. S. Government bonds ................ . U. S. certificat s of indebtedness ......... .  Federal Reserve notes in actual circulation. . . . . . . . . . . . . 155,162,000 Federal Reserve bank notes in circulation, net liability...  22,715,000  All other liabilities. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .  3,590,000   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  EWCOMER, and WILLIAM INGLE, Baltimor  ~!:ife~~:Jsei~~~; · -~~d · 'o'th~~ · 'ci~ci~~ti~~ from gro deposits .................. . Five per cent redemption fund against Federal Re erve bank notes .......... . All other r ources ..................... .  TOT AL LIABILITIES ........................ .  TOTAL RE 0URCES ............. .  24  ,525,000 3,2 ,000 69,;'j I ,000 5,2.i2,000 1,233,000 12,262,000 1, 47,000 5 ,  7,000  FEDERAL RESERVE BANK INFORMATION  DISTRICT No. 6 Bank Located at Atlanta.  (Transit Number 64-14)  TERRITORY IN DISTRICT-Alabama, Georgia, Florida, all Tennessee east of the western boundary of the following counties: Stewart, Houston, Humphreys, Perry, and Wayne; all Mississippi south of the northern boundary of the following counties: Issaquena, Sharkey, Yazoo, Madison, Leake, Neshoba, and Kemper; all Louisiana, south of the northern boundaries of the parishes of Vernon, Rapides, and Avoyelles. Membership: National Banks 375; State Banks 86. I  '  DIRECTORS CLASS A:-JOHN K. OTTLEY (1921) Atlanta, Ga.; OSCAR NEWTON (1922), Jackson, Miss.; PETER R. KITTLES (1923), Sylvania, Ga. CLASS B:-LEON C. SIMON (1923), New Orleans; J. A. McCRARY (1921), Decatur, Ga.; W. H. HARTFORD (1922), Nashville, Tenn. · CLASS C:-JOS. A. McCORD t1923), Atlanta, Chairman of Board; EDW. T. BROWN (1921), Atlanta, Deputy Chairman of Board,· W. H. KETTIG (1922), Birmingham, Ala. EDWARD W. LANE, Jacksonville, Fla., lllember Federal Advisory Council. OFFICERS M. B. WELLBOR , Governor; JO . A. :McCORD, Chairman of Board; L. C. ADEL O... , Deputy Governor: .J. L. CAMPBELL, Deputy Governor; CREED TAYLOR, General Auditor; J. M. SLATTERY, Secretary; M. W. BELL, Cashier; R. A. SIMS, Assistant Cashier; W. B. ROPER, As."istant Cashier; W. R. PATTER 0. , Assistant Cashier; H.F. CO NIFF, Assistant Cashier; J.B. TUTWILER, Assi,"tant Cashier. FEDERAL RESERVE AGENT DEPARTMENT JOS. A. McCORD, Federal Reserve Agent; WARD ALBERTSO , Assistant Federal Reserve Agent; C.R. TiD\YELL,  Assistant Federal Reserve Agent, Department of Examinations.  BIRMINGHAM BRANCH.  (Transit Number 61-19)  ALEX. E. WALKER, Manager; W. C. STERRETT, Ca.:hier; J. B. COBBS, Assistant Federal Re.c:erve Agent. DIRECTORS W. H. KETTING, Chairman; OSCAR WELLS, T. 0. SMITH, W. W. ORAWFORD, and JOHN -H. FRYE.  JACKSONVILLE, Fla., BRANCH.  (Transit Number 63-19)  G. R. DE SAUSSURE, Manager; F. M. SHEFFIELD, Ca~hier; GEO. N. MARTIN, Assistant Federal Resen•e Agent.  DIRECTORS JOHN C. COOPER, Chairman; EDWARD W. LANE, FULTON SAUSSEY 1 B. H. BARNETT, and GILES L. WILSON.  NASHVILLE BRANCH.  (Transit Number 87-10)  J. B. McNAMARA, Manager; JOEL B. FORT, JR., Cashier; W. T. TYLER, Assidant Federal RePerue Agmt. DIRECTORS W. W. HARTFORD, Chairman; J. E. CALDWELL, E. A. LINDSEY, T. A. EMBREY, and P. N. DAVIS.  NEW ORLEANS BRANCH.  (Transit Number 14-21)  MARCUS WALKER, Manager; W. H. BLACK, Assistant Manager; J. A. WALKER, Ca~hier; M. F. HARLAX, Arsistant Cashier; F. C. VASTERLI G. Assistant Cashier; W. S. JOHN., A~sistant Federal Agent. DIRECTORS P. H. SAUNDERS, New Orleans, Chairman; A. P. BUSH, Mobile, Ala.; J. E. BODDEN, Jr., New Orleans; H. B. LIGHTCAP, Jackson, Miss.; LEON C. IM0.1. T' -~ Tew Orleans, La.; R. . HECHT, 1 ew Orleans, La.; F. W. FOOTE, Hattie burg, 1i. s.  SAVANNAH AGENCY. R. J. TAYLOR, Manager; R. N. GROOVER, Assistant Manager. RESOURCES  LIABILITIES  Capital paid in ..................................... $  4,053,000  Surplus. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .  7,050,000  Government deposits. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .  795,000  Due to members-reserve account. . . . . . . . . . . . . . . . . . . .  4 ,345,000  Deferred availability items...........................  21,446,000  Other deposits, including foreign Government credits ...  251,000  Gold and gold certificates ................ $ Gold settlement fund.................... Gold with Foreign Agencies.............. Gold with Federal Reserve Agents . . . . . . . . Gold redemption fund................... Legal tender notes, sih•er, etc............. Total reserve ...................... . Bills discounted--secured by Government war obligations ...................... . Bills discounted-all other .............. . Bills bought in open market ............. . U. S. Government bonds ................ . U. S. Government Victory notes ......... . U. S. certificates of indebtedness ......... .  Federal Reserve notes in actual circulation ............. 175,166,000 Federal Reserve bank notes in circulation, net liability...  All other liabilities ....... • • • • • • . • • • • • • • • • • • • • • • • . • • •  ~~~~ife~~diseite~. -~~ci. "o"the~. 'ci~ci~~ti~~ from gross deposits .................. . Five per cent redemption fund against Federal Reserve bank notes .......... . 0 tber resources .............•..........  15,271,000 4,2  ,000  TOT AL LIABILITIES ........................ . $276,665,000   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  TOTAL RE OURCES ............. . 25  8,729,000 4,195,000 119,000 60,836,000 10,213.000 1,999,000 $  H,091,000 61,972,000 72,177,000 :3,492,000 114,000 3,000 16,672,000 6~9.000 34,.i97,000 614,000 304,000 210,ufis,ooo  Anl,   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  FEDERAL RESERVE BA K I FORMATION DISTRICT No. 7-Bank Located at Chicago.  (Transit No. 2-30)  (79 W. Monroe St.)  TERRITORY IN DISTRICT-State of Iowa, all that part of Wi cousin in the counties of Vernon, Monroe, Jackson, Clark, Marathon, Langlade, Oconto, and Marinette, together with all the counties lying east and south of these countias; all of the southern peninsula of Michigan, viz.: that part east of Lake Michigan; all that part of Illinois located north of a line forming the southern boundary of the following counties: Hancock, Schuyler, Cass, Sangamon1 Christian, Shelby, umberland, and Clark; and a 11 that part of Indiana north of a line forming the southern boundaries of the following counties: Tigo, Clay, Owen, Monroe, Brown, Bartholomew, Jenninrrs, Ripley, and Ohio. :vlembership: National Banks 1063; State Banks 358. DIRECTORS CLASS A:-GEORGE M. REYNOLDS (1921), Chicago; CHARLE H. 1c IDER (1922), Mason City, Iowa; E. L. JOHNSON (1923), Waterloo, Iowa. CLASS B:-J. W. BLODGETT (1922), Grand Rapids, Mich.; A. R. ERSKI E (1923), , outh Bend, Ind.; A.H. VOGEL (1921), Milwaukee, Wis. CL $ C:-W. A. HEATH (1921), Evan ton, Ill., Chairman of Board and Federal Reserve Agent; JAME SIMP 0-.,. (1923), Chicago, Deputy Chairman of Board; FRANK C. BALL (1922), Muncie, Ind. JOH.1. T J .• HTCHELL, Chicago, Member Federal Advisory Council.  OFFICERS \\. A. HEATn, Chairman of the Board of Directors JAMES B. l\lcDouGAL, Governor C. R. McKAY, Deputy Governor STERLING B. CRAMER, Deputy Go1·eowr W. F. J. foLALLEN, Secretary KE.1.iT LARKE  LOA. Ts A.1. TD CREDIT . CHILDS, Controller of Loans and Credits WA HBURNE, Manager, Loans Uowa)  AD~II ·r TR TIO T J. H. DILLARD, Controller of Adrninislration ·w. K. LYLE, .tvlariager, Personnel Dept.  L. G. F. A.  R. II. Bu;:;~, Manager, Loans (Mich. and Wis.) Discount Dept. r. R. HA.1. · RAHA.::T, J:lanager, Loans (Ill. and Ind.) E. . DEL.\NEY, .:.1fanager, Credit Dept.  1  ARR, Controller of J.11ember Bank ALL.-\HA... T, Alanager, Jl,fembcr Bank  D. A. ,Jo.:-Es, Co11lrotler of Fiscal Agency Functions J. H. Rmrn,rnmr, Jltla,iager, Government Bond De]Jl. E. L. HARRI~, J.lfanager, Government Financing De]Jl. FEDERAL RE ERVE AGE1:rT  Accounts .Accounts D pt.  W. F. C. G.  RUTLEDGE,  gent  W. H. WHITE, Asst. Fed. Res. Agt. in Charge of Bank Rxams. E. L. HARRIS, Manager, Ba,ik Relations Dept. F. M. HUSTON, ManalJer, Statistical and Analytical DPpt.  0 ..J. _~ETI'EUSTROM, Controller of Cash and Custodie. ,J. G. ROBERTS, Manager, Cash Dept. R. E. CouLTER, Manager, Cash Custody Dept. F. B TE IA , lYIanager, Securities Dept.  Ading Asst. Federal Reserve Agunt  M. A. WrL ON1 Examiner J. G. BA, K14·, Asst. Federal Reserve Agt. at Detroit Branch H. H. GARD4 ·ER, Acting Asst. Fed. Res. ilgt. at Detroit Branch  COLLECTIONS . C. BACHMAN, Controller of Collections W. C. BACHMAN, 1vlanar;er, Check Dept. PAVEY,  DEPT.  HEATH, Federal Reserve Agent 1cLALLE •1 Assistant Federal Reserve  W. A.  CASH AND CU TODIE  L. G.  Service Dept. r, Disbursing Dept.  FISC L AGE1 CY  INVESTMENT1 LARKE \YA~HBURNE, Controller of Investments • r. DAZEY, 1t1anager, Investment Dept. !EMBER BA TI{ ACCOU.1. T"'  F. J. J. C.  MEYER, Manager, L-u•osTE,·, Manag  AUDIT! JG DEPARTl\IE.1. TT  F. R.  1vlanager, Collection Dept.  BURGE  1  General Auditor  W. A. HoPKl · , Assistant A'l.ulitor H. G. KAI ER, Assistant Auditor LAW DEPART IE.1. T CHARLES L. POWELL, Counsel  ACCOU TL G  •. H. VOGT, Controller of Accounting W. A. HANSON, lYianager, Accounting Dept. R. C. HUELSMAN, Manager, Planning Dept.  DETROIT BRANCH.  (Transit No. 9-29)  (36 W. Congress St.)  ROBERT B. LOCKE, Manager; WM. R. CATIO.l , Cashier; J.B. DEW, Assi ta,it Cashier; F. J. MA RICE, Cashier; J. T. JARVIS, Aesistant Auditor. DffiECTORS ROBERT B. LOCKE, JOH-T BALLA1 1 TY- E, E 10RY W. CLARK, JULI. HODGES. Detroit. LIABILITIES  H. HAA '""  t fatant  CH RLE  H.  RESOURCES Gold and gold certificates ................ S 29,035,000 Gold settlement fund.................... 33,155,000 Gold with Foreign Agencies. . . . . • . . . . . . . • 393,000 Gold with Federal Reserve Agents. . . . . . . . 198,554,000 Gold redemption fund. . . . . . . . . . . . . . . . • . . 33,252,000 Legal tender notes, silver, etc............. 13,944,000  Capital paid in .................................... . S 13,913,000 Surplus............................................  23,917,000  Government deposits................................  3,816,000  Total reserve ...................... . Bills discourted-11ecured by Government war obligations ........••..•......•.•. Bills discounted-till other ..•...........• Bills bought in open market ............. . U.S. Government bonds ................ . U. S. certificates of indebtedness ......... .  Due to members-reserve account .................... 240,241,000 Deferred availability items.. . . . . . . . . . . . . • .. • . . . .. .. . .  59,610,000  Other deposits, including:foreign Government credits. . .  1,946,000  Federal Reserve notes in actual circulation ............. 548,191,000  Federal Reserve bank notes in circulation, net liability...  38,984,000  All other liabilitie~. . . . . . . . . . . . . . . . • • . . . . . . . . . • . . • . • .  19,216,000  i!~~Jo~~  ite~. -~~<i ..o.the~. 'J;ci~~ti~~ from gross dcpoeits .....•............. Five per ccn~ redemption fund against Federal Reserve bank notes .......... . All other r ources •.................•...  T T L LIABILITIES .................•.•..... $949,834,000  TOTAL RE OURCES ............. .  26  $30 ,333,000  142,623,000 333,246,000 25,9 1.000 4,490,000 so,012,noo 2,379,000 90,431,000 1, 20,000 939,000 949,834,000  I  FEDERAL  ESERVE BANK INFORMATION  DISTRICT No. 8-Bank Located at St. Louis.  It  (Transit Number 4-4)  TERRITORY IN DISTRICT-Arkansas, all Missouri east of the western boundary oi the following counties: Harrison, Daviess, Caldwell, Ray, Lafayette, Johnson, Henry, St. Clair, Cedar, Dade, Lawrence, and Barry; all Illinois south of the northern boundaries of the following counties: Adams1 Brown, Morgan, McCoupin, Montgomery, Fayette, Effingham, Jasper, and Crawford; all Indiana south of the northern ooundaries of the following counties: Sullivan, Greene, Lawrence, Jackson, Scott, Jefferson, and Switzerlandj_ all Kentucky west of the eastern boundaries of the following counties: Gallatin, Owen, Franklin, Anderson, Mercer, Boyle, vasey, Russell, and Wayne; all Tennessee west of the eastern boundaries of the following counties: Henry, Benton, Decatur, and Hardin; and all Mississippi north of the southern boundaries of the following counties: Washington, Holmes, Attala, Winston, Noxubee, and Humphreys. Membership: ational Banks 477; State Banks 5. DIRECTORS CLAS A:-JOH1 T G. L01 GSDALE ~1923) 1 t. Louis; J. C. TTERBACH ()921), Paducah, Ky.; SAi 1 11,L A. ZIEGLER (1922), Albion, Ill. CLASS B:-ROLLA WELLS (1921), St. Louis; WILLIAM B. PLUNKETT (1922), Little Rock, Ark.; LE ROY PERCY (1923), Greenville, Miss. CLASS C:-WM. McC. MARTI (1921), St. Louis, Chairman of Board and Federal Reserve Agent; JOH..i: W. BOEHNE (1923), Evansville, Ind., Deputy Chairman; C. P. J. MOONEY (1922), Memphis, Tenn. F. 0. WATTS, St. Louis, Mo., Member Federal Advisory Council. OFFICERS WM. McC. MARTIN, Chairman of the Board and Federal Reserve Agent; C. M. STEWART1 Assistant Federal Reserve Agent; D. C. BIGGS, Governor; OLIN M. ATTEBERY, Deputy Governor; JAMES G. McCONKEY, Secretary and Counsel; J. W. WHITE, Cashier; A. H. IIAILL, J. W. RL. rrLEFF, W. H. GLASGOW, , . F. GILl\IORE, E. C. ADAM, , and I'. ~ T. HALL, Assistant Cashiers,· E. J . ., _ O'\ Y, General Auditor; L. H. BAILEY, H. L. TRAFTO~ \ A. E. DEBRECHT, L. A. MOORE, C. E. MARTIN, E. 1. 1,.0\YOT1,.Y, Assistant Auditors.  LITTLE ROCK BRANCH.  (Transit Number 81-13)  \.. F. BAILEY, Manager; M. H. L01TG, Cashier; F. A. COE, Assistant Cashier. DIRECTORS A. F. BAILEY, C. A. PRATT, J. E. E GLA TD, Jr., GEO. W. ROGERS, and MOORHEAD WRIGHT.  LOUISVILLE BRANCH (Transit Number 21-59) W. P. KINCHELOE, Manager; JOHN T. MOORE, Cashier; EARL R. MUIR, Assistant Cashier.  w. P.11  Loui viJle.  DIRECTORS TCHELOE, w. c. :MO TTGOi\IERY, F. M. ACKETT, GEORGE w. TORTON, and E. L. SWEARL. -cER,  MEMPHIS BRANCH.  (Transit Number 26-3)  JNO. J. HEFLIN, Manager; A. J. WILLIAMS, Cashie:r; V. S. FUQUA, Assistant Cashier. DIRECTORS JNO. J. HEFLIN, J. D. McDOWELL, S. E. RAGLAND, T. K. RIDDICK, and R. B. SNOWDEN.  RESOURCES  LIABILITIES  Gold and gold certificates .•..•.•••••••••• $ Gold settlement fund. . . . . . . . . . . . . • . • . • • • Gold with Foreign Agencies. , . • . • • . . . • . . . Gold ll-ith Federal Reserve Agents. . . . • . . . Gold redemption fund................... Legal tender notee, silver, eto.............  Capital paid i . , ...........• , ...... , ..... , .......... $ 4,364,000  Surplus fund........ . . . . . . . . . . . . . . . . . • . . . . . . . . . . . . . .  5,884,000  Government deposit.a................................  2,154,000  Due to members-reser e account. . • . . . . . . . . . . . . . . . . • .  65,660,000  Deferred availability items...........................  35,003,000  Other deposit including foreign Government credits....  542,000  Total reserve ....••.•••.•..••..•..•. Bills discounted-Secured by Government war obligations .............•••...•.•. Bills discounted-all other ...••..•.•..•... Bills bought in open market ....•.•.•.••.. United States Government Bonds ...•..... U. S. certificates of indebtedness .•.•.••...  ~!:ae~~et~~. -~~J. ..o'the~. ·a~ciu~ii~iis from gross deposits ...•.•............•.  Federal Reserve notes in actual circulation, . . . . . . . . . . . . 136,610,000 Federal Re erve hank notes in circulation, net liability . .  9,524,000  Five per cent redemption fund against Federal Reserve bank notes .....•..•••• All other resources ....•..••........•••.•  AH other liabilitie1 .. ...... •., •., • •,.,,., ............. _ _ __   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  TOTAL RESOURCES ............ .. 27  5,120,000 21,853,000 155,000 49,668,000 6,087,000 6,021,000 88,904:,000 44,707,000 69,511,000 1,146,000 1,153,000 16,082,000 891,000 40,000,000 623,000 623,000 263,610,000  FEDERAL RESERVE BANK INFORMATION  DISTRICT No. 9~ Bank Located at Minneapolis.  (Transit Number 17-8)  (Location-New York Life Bldg.) TERRITORY IN DISTRICT-Montana, North akota, South Dakota, Minnesota, all Wisconsin in the counties La Crosse, Trempealeau, Eau Claire, Chippewa, Taylor, Lincoln, Oneida, Forest, and Florence, and all the counties lying north and west of these and the northern peninsula of Michigan. Membership: National Banks 886; State Banks 121. C. T. JAFFRAY, Member Federal Advisory Council, Minneapolis, Minn. DIRECTORS CLA A:-THEODORE WOLD (1922), Minneapolis; J . C. BA SET (1923), Aberdeen, . D.; WE LEY C. i\IcDOWELL, (1921), Marion, . Dak. CLASS B:-F. R. BIGELOW (1922), St. Paul; F. P. IDXON (1921), La Crosse, Wis.; NORMAN B. HOLTER (1923), Helena, Mont. CLASS C:..:_JOHN H. RICH (1923), Minneapolis. Chairman of Board and Federal Reserve Agent; W. H. LIGHT ,.ER (1921), Deputy Chairman, St. Paul; C. H. BENEDICT (1922), Lake Linden, Mich. OFFICERS R. A. YOU1 TG, Gorernor; S. S. COOK, Deputy Governor; W. B. GERRY, Deputy Governor: FRA. KC. DU.1. LOP, Controller; B. V. WORE, Cashier: CURTIS L. MO HER, Assistant Federal Reserve Agent; J. F. EBER OLE, A.ssistan.t Federal Reserve Agent; HARRY YAEGER, Field Representative.  AS ISTA. T CASHIERS:-GRAY WARRE . . ,., L. E. RAST, F. G.  J.  ORTO~.  HELENA BRANCH 0. A. CARL. 0. ,., Manager; R. E. TOWLE, Cashier; L. W. LONG, Auditor and Assi~tant Federal Reserve Agent.  RESOURCE  · LIABILITIES  Gold and gold certificates ................ $ 9,125,000 Gold settlement board, Federal Reserve Board . . . . . . . . . . . . . . . . . . . . . . . . . . . • 10,249,000 89,000 Gold with Foreign Agencies. . . . . . . . . . . . . . Gold with Federal Reserve Agents. . . .. . . . 25,905,000 3,079,000 Gold redemption fund................... 257,000 Legal tender notes, silver, etc......... .. ..  Capital paid in ..................................•... S 3,457.000  Surplus............................................  5,178,000  Government deposits. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .  1,878,000  Due to members--reserve account. . . . . . . . . . . . . . . . . . . . .  43,882,000  Deferred availability items...........................  16,291,000  Other deposits including Foreign Government credit....  512,000  Federal Reserve notes in actual circulation.............  0,067,000  Federal Reserve bank notes in circulation, net liability..  7,713,000  All other liabilities. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .  3,269,000  Total reserve ...................... . Bills discounted-secured by Government war obligations ...................... . Bills discounted-all other .... . .......... . Bills bought in open market ........... . . . U.S. Government bonds ............... . . Bank premises ......................... . U.S. certificates of indebtedness ......... . Uncollected items and other deductions from gross deposits ................... . Five per cent redemption fund against Federal Reserve bank notes ........... . All other resources ..................... . TOTAL RESOURCES ............. .  TOT AL LIABILITIES. . . . . . . . . . . . . . . . . . . . . . . . . 162,247,000   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  28  .704.00 1 ,006,000 63,663,000 1,413,000 116,000 5- ,000 ,000 20,359,000 550,000 29 ,000 162,247,00  FEDERAL RESERVE BANK INFORMATION  ••  DISTRICT No. 10-Ban_k Located at Kansas City, Mo. (TransitNumberlS-4) (10th & Grand Ave.) TERRITORY IN DISTRICT-Kansas, Nebraska, Colorado, Wyoming, all Missouri west of the eastern bounuru.·1e.q of the following counties: Worth, Gentry, DeKalb, Clinton, Clay, Jackson, Cass, Bates, Vernon, Barton, Jasper, Newton, and McDonald; all Oklahoma with exception of the following counties: Atoka, Byron, Choctaw, Coal, Johnston, Marshall, McCurtain, and Pushmataha; all New Mexico north of a line forming the southern boundary of the following counties: McKinley, Sandoval, Santa Fe, San Miguel, and Union. Membership: National Banks 1026; State Banks 63. DffiECTORS CLASS A:-W. J. BAILEY (1922), Atchison, Kan.; E. E. MULLANEY (1923), Hill City, Kan.; J. C. MITCHELL (1921), Denver, Colo. CLASS B:-M. L. McCLURE (1922), Kansas City, Mo.; THOS. C. BYRNE (1921), Omaha, Neb.; HARRY W GIBSON, (1923), Muskogee, Okla. . . CLASS C:-ASA E. RAMSAY (1923), Kansas City, Chairman of Board and Federal Reserve Agent,· F. W. FLEMING (1922), Kansas City, Vice Chairman of Board; R. H. MALONE (1921), Denver. E. F. SWINNEY, Kansas City, Mo., Member Federal Advisory Council. OFFICERS J. Z. MILLER, Jr., Gove:rnur,· C. A. WORTHINGTON, Deputy Gove:rnur; J. W. HELM, Cashier; C. K. BOARDMAN Assistant Fooeral Reserve Agent and Secretary. . ASSISTANT CASHIERS:-JOHN PHILLIPS, Jr., E. P. TYNER, G. E. BARLEY, M. W. E. PARK, A.G. FROST, A. M. McADAMS, G. H. PIPKIN.  DENVER BRANCH (fransit Number 23-19) (16th & Lawrence) C. A. BURK.HARDT, Manager; JOS. E. OLSON, Ca~hier; A. J. CONWAY, Assistant Cashier. DIRECTORS C. C. PARKS, Denver; A. C. FOSTER, Denver; C. A. BURKHARDT, Denver; JOHN EVANS, Denvoc; ALVA ADAMS, Pueblo.  OMAHA BRANCH (fransit Number 27-12) (1219 Farnam St.) L. H. JIARHART, Manager; P. R. FREDMAN, CaJJhier; G. A. GREGORY, and W. D. LOWER, Assiont Cashiers. DIRECTORS LUTHER DRAKE, Omaha; GEO. E. ABBOTT, Cheyenne, Wyo.; L. H. EARHART, Omaha; P. L. HALL, Lincoln; R. O. MARNELL, Nebraska City.  OKLAHOMA CITY BRANCH  (Transit Number 39-24)  C. E. DANIEL, Manager; R. 0. WUNDERLICH, Cashier. DffiECTORS T. P. MARTIN, JR., Oklahoma City; DORSET CARTER, Oklahoma City; WM. MEE, Oklahoma City; E. K. THURMOND, Oklahoma City: C. E. DA.1. -rnL, Oklahoma City. RESOURCES  LIABILITIES  Gold and gold certificates ............... $ 4,016,000 Gold settlement fund, F. R. B'd........... 21,686,00I Gold with Foreign A1encies . . . . . . . . . . . . . . 158,000 Gold with Federal Reserve Agents. . . . . . . . 41,248,000 Gold redemption fund. . . . . . . . . . . . . . . . . . . 4,853,000 Le1al tender notes, silver, etc............. 2,313,000  Capital paid in ....... ............................... S 4,457,000 SurplW1 fund... . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .  8,395,000  Government deposit.a................................  1,155,000  Due to memben  reeerve account.....................  74,521,000  Deferred availability items. . . . . . . . . . . . . . . . . . . . . . . . . . .  45,056,000  Other deposits, including foreign Government credi Federal Rel!6rTC  ...  Total reserve ...................... . Bills discounted~cured by Government war obligations ...................... . Bills discounted-all other .............. . Bills bought in open market ............. . U.S. Government bonds ................ . United States Victory Notes .......•.... U. S. certificates of indebtedness ......... .  469,000  now in actual circulation ............. 111,874,000  Federal ReserTe bank notes in circulation, net liability.  14,241,000  AD other liabilitiee ..... · · . · · · · , · · · , · · . · . · · · . . . . . . . . .  4, 55,000  ~!~~1re~~ei5ie~~. ~;{ci . ~iii~~ .d~u~iio~·  TOTAJ. :.IABILITIES ......................... $265,022,000   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  29  $ 74,274,000  30,01~.ooo 81,082,000 2,017,000 8,867,000 1,000 12,820,000 1,041,000  from gross deposits ................... . Five per cent redemption fund against Federal Reserve bank notes ........... . All other resources ....................•.  63,618,000  TOTAL RESOURCES ............. .  $265,022,000  916,000 37.,000  FEDERAL RESERVE BA K INFORMATION DISTRICT No. 11-Bank Located at Dallas.  (Transit Number 32-3)  ERRITORY IN DISTRICT-Texas, all New Mexico south of the northern boundaries of the following countie : alencia, Bernolillo, Torrance, Guadalupe, and Quay, all Louisiana north of the southern boundaries of the following counties: Sabine, Natchitoches, Grant. LaSalle, Catahoula, and Concordia; the following counties in Oklahoma: Atoka, Marshall, Bryan, Choctaw, Coal, Pushmataha, McCurtain, and Johnston, and the following counties in Arizona: Pima, Graham, Greenlee, Cochise, and Santa Cruz. Membership: National Banks 652; State Banks 161. !RECTORS CL Tex.  A:-J. T. SCOTT (1921), Houston, _Tex.; ED. HALL (1923), Bryan, Tex.; B. A. l\IcKB  EY 1 22), Dalla,  1  CLASS B:-MARION SANSOM (1922), Ft. Worth, Texas; FRANK KELL (1921), Wichita Fall , Texas; J. J. CULBERTSON (1923), Paris, Texas. CLASS C:-W. F. RAMSEY (1923), Dallas, Chairman of Board and Federal Reserve Agent; W. B. NEW OME (1921), Dallas, Deputy Chairman of Board; H. 0. WOOTEN (1922), Abilene, Texas. OFFICERS . F. RA11 EY, Federal Reserve Agent; W. B. .1. TEWS011E, Deput,y Chairman; C. C. HALL, Assistant Federal Reserve Agent and ecretary; R.H. GILBERT, Assistant Federal Reserve Agent; R. L. VA T Z 1 TDT, Governor; LY • P. TALLEY, D puty Governor; AM R. LAWDER, Cashier; R. B. COLEMAl , A. sistant Ca. hier; W. 0. FORD, Assistant Cashier; D. P. REORDAN, As !'.slant Cashier; FRED HARRI , Asristant Ca hier; JAME L. LU.:. fPKI T, As i.stant Cashier; C. B. TEAGARDEN, General Auditor; CHAS. C. HUFF, Counsel. R. L. BALL, Member Federal Advisory Council, San Antonio, Tex.  EL PASO BRANCH. (fransit Number 88-1) W. C. WEIS , Manager; Federal Reserve Agent.  J.  SAYLE , Assi. tant Ca hi r; W. 'f . CLARK , A si$lant  I. CRU.r fP, Cashier; ALLE  DIRECTORS W. C. WEISS, A. F. KERR, U.S. STEWART, A. P. COLES, and W.W. TUR.1. EY, El Paso.  HOUSTON BRANCH.  (fransit Number 35-4)  E. F. GOSSETT, Manager; FLOYD IKARD, Ca hier; L \\VRE CE E. DIG.1.TA... Assistant Cashier; R L. IL . . G A sistant Federal Reserve A{Jent. DIRECTORS E. F. GO"'SETT, GUY i1. BRY ~, FR... TK  TDREW ', R. :\1. F RR R, and .J. ,J. D  LIABILITIES  Capital paid in •..•••. ·..•.••..•.....................  RESOURCES 4,09 ,000  8urplll8 fund .................•............••........  i,152,000  Government deposits ............................... .  1,70 ,000  9,903,00 Gold and gold certificates .............. . Gold settlement fund, F. R. B'd ......•.•. • 2,361.000 86,000 Gold llith Foreign Agencies ........•..•.• Gold with Federal Reserve Agents . ....... . 26,4 ,000 4,447,00 Gold redemption fund .........•.••.••.•• 4,351,000 Legal tender notes, silver, eto ..........•..  ----  Due~ members-reserve account ............•........ 44,593,000 Deferred availability items ...................•..•.... Ot.h r deposits, including foreign Go •ernment credits .. .  268,000 79,474,000  Federal Reserve bank notes in circulation-net liability ..  7,124,000  AD cri;her liabilities ............................. , ... .  2, 69,000   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  Total reserve ..........•........•.•• Bills discounted-secured by Governm nt war obli~ations .........•..•...•••...• Bills d iscoun tro-all others ............•.. Rills bought in open market ....••......•. U.S. Government Bonds ..........•...•.• U. S. certiticates of indeotedness .....•....  2 ,30 ,000  FNIMal Reserve not.ea in actual circulation ............ .  TOTAL LIABILITIES........................  1:-;.  ~~~~1fe~:c; ite~. -~~ci. ~the~. ·J;a:~~ti~~ 8  from ll?0811 deoosita ...•...•........••.. Five per cent redemption fund against FE'd.eral Reserve bank notes ..........•. All other resources .•••.•.............•..  172,6 4,000  TOTAL RE OURCES ...•.••••••••• 30  47,632,  r  FEDERAL RESERV~ BANK INFORMATION DISTRICT No. 12-Bank Located at San Francisco.  (Transit Number 11-37)  (31S Battery St.)  TERRITORY IN DISTRICT-California, Washington, Oregon, Idaho, Nevada, Utah, and the following counties in Arizona: A_pache, Coconino, Gila, Maricopa, Mohave, Navajo, Pinal, Yavapai, and Yuma. Membership: National Banks 633; State Banks 200. DIRECTORS CLASS A:-C. K. McINTOSH (1922), San Francisco; JOHN WILLIC BAER (1923), Pasadena, Calif.; l\l. A. BUCHAN (1921), Palo Alto, Czalif. CLASS B:-E. H. COX (1922), Madera; A. B. C. DOHRMAN (1923), San Francisco; J. A. McGREGOR (1921), San Francisco. CLASS C:-JOHN PERRIN (1923), San Francisco, Chairman of Board and Federal Reserve Agent; WALTON N. MOORE (1921), San Francisco, Deputy Chairman of Board; WILLIAM SPROULE (1922), San Franc:sco, Calif. A. L. MILLS, Member Federal Advisory Council, Portland, Ore. OFFICERS JNO U. CALKINS, Governor; WM. A. DAY, Deputy Governor; IRA CLERK, As8istaut Seputy Governor; ·w. J. A::VIBROSE, Cashier; W. M. HALE, C. D. PHILLIPS, F. H. HOLMA , C. E. EARHART, JAY L. REED, H. C. MA T. GELS, M. McRITCHIE, H. M. CRAFT, and E. C. 1IAILLIARD, Assistant Cashiers. S. G. SARGENT).. Assfata"!-t FederC'.l Reserve Agent; H. C. BRECK, Assistant Federal Reserve Agent; GA VL. T Mc ... TAB, Counsel; H. S.HOU;:;E, Auditor.  LOS ANGELES BRANCH, (Transit Number 16-16) Washington Bldg., 3rd and Spring Sts.)  C. J. SHEPHERD, Manager; A. B. NORDLING, Cashier; H. C. VOGELSANG, Assi8tant Cashier. DIRECTORS C. J. SHEPHERD, San Francisco; A. J. WATERS, Los Angeles; J. F. SARTORI, Los Angeles; H. M. ROBI 'SO ... \ Los Angeles; I. B. NEWTON, Los Angeles. .  r  PORTLAND BRANCH, (Transit Number 24-1) (Lumberman's Bldg., Sth and Stark Sta.)  FREDERICK GREENWOOD, Manager; R. B. WEST, Cashier; J.P. BLANCHARD, Assistant <iashier. DIRECTORS FREDERICK GREENWOOD, Portland; J. C. AINSWORTH, Portland; NATHAN STRAUSS, Portland; EDWARD COOKINGHAM, Portland.  SALT LAKE CITY BRANCH,  (Transit Number 31-31)  (Deaeret National Bank Bldg., Main and 1st South Sta.)  R. B. MOTHERWELL, Manager; J. C. GALBRAITH, Cashier; PAUL M. LEE, Assi8tant Cashier; J. M. LEISYER, Assistant Cashier. · DIRECTORS R. B. MOTHERWELL, Salt Lake City;L. H. FARNSWORTH, Salt Lake City; C. A. DAY, Ogden; G. G. WRIGHT Salt Lake City; L. HANCHETT, Salt Lake City. 1.  SEATTLE BRANCH, (Transit Number 19-1) (2nd Avenue and Spring St.)  C. R.  HAW, Manager; D. L. DAVIS, Cashier; C. A. BEMIS, Assistant Cashier. DIRECTORS C. R. SHAW, J\l. F. BACKUS, M. A. AR TOLD, CHAS. H. 3CLARKE. CHAS. E. PEABODY, Seattle. Wasl1.  SPOKANE BRANCH, (Transit Number 28-1) (Poat St. and Main St.)  W. L. ·PARTNER, Manager; G. H. SCHMIDT, Cashier; EVAN BERG, Assistant Cashier, DIRECTORS D. W. T\VOHY, Spokane; R. L. RUTTER, Spokane; W. L. PART. TER, Spokane; PETER McGREGOR, Hooper; G. I. TOEVS, Spokane. RESOURCES  LIABILITIES  Gold and gold certificates ................ S 28,.1508,000 Gold settlement fund, F. R. B'd........ . . . 28,402,000 Gold with Foreign Agencies. . . . . . . . . . . . . . 152,000 Gold with Federal Reserve Agents. • . . . . . . 119,060000 Gold redemption fund. . . . . . . . . . . . . . . . . . . 10,369,000 Legal tender notes, ~ilver, eto... . . . . . . . . . . 1,136,000  Capital paid in •..................................... S 6, 95,000 Surplus fund............................... . . . . . . . . .  11,662,000  Government deposits. . . . . . . . . . . • . . . . . . . . . . . . . . . . . . . .  4,3 9,000  Due to members-reserve account... . . • . . . . . • . . . . . . . . . 112,661,000 Deferred availability items...........................  31,479,000  Other deposits, including foreign Government credits....  4,28",000  8,136,000  All other liabilities ..•••.••... , ....... , .•.. ,.........  7,385,000  TOTAL LIABILITIES ..••..•••••••.........••. $457,672,000   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  $187,717,000  .from groas deposits .............•...... Five per cent redemption fund against Federal Reserve bank notes ........... . All other resources ..................... .  42,608,000  TOTAL RESOURCES ......••••••••  $4fi7,692,000  i~~~lk~~~ei~~~. -~~ci. "oih~~. ·a;du~tio~  Federal Reserve notes in actual circulation ......•...... 270,745,000 Federal Reserve bank notes in circulation, net liability...  Total reserve ...................... . Bills discounted-Secured by Government. war obligations ...................... . Bills discounted-all other .............. . Bills bought in open market ............. . U.S. Government bonds ................ . U.S. certificates of indebtedness ........ .  31  49,623,000 115,063,000 47,266,000 2,632,000 11,092,000 362,000  665,000 644,000  Ariz.  FEDERAL LAND BANK INFORMATION  FEDERAL FARM LOAN BOARD DAVID F. HOUSTON, Chairman CHARLES E. LOBDELL, Farm Loan Commissioner W. S. A. SMITH W. W. FLANNAGAN, Secretary  ASBURY F. LEVER WM. H. JOYCE  DISTRICT No. I-Bank Located at Springfield, Mass. TERRITORY IN DISTRICT-Maine, New Hampshire, Vermont, Massachusetts, Rhode Island, Connecticut, New York, and New Jersey. CAPITAL, $1,421,915. DIRECTORS-EDWARD H. THOMSON. Pruident; B. G. McINTYRE. Vice-Preaident; HUGH S. McCONNOR. Secreta1'1/; JOHN J. M. H. BROWNING, Jr., Registrar. MERRIMAN, Treaaurer, and HERBERT MYRICK:  DISTRICT No. 2-Bank Located at Baltimore, Md. TERRITORY IN DISTRICT-Pennsylvania, Ddaware, Maryland, Virginia, West Viririnia, and the District of Columbia. CAPITAL, $1,469,550. CALVIN R. TITLOW. D. FRED SHAMBERGER. Viee-Pruident; DIRECTORS-VULASKO VAIDEN, Pruident: GEO. A. HARRIS, Trecuurer, and JOHN H. MURRAY: ROBERT CATLETT, Reoistrar.  Secretars,:  DISTRICT No. 3-Bank Located at Columbia, S. C. TERRITORY IN DISTRICT-North Carolina, South Carolina, Georgia, and Florida. CAPITAL, $1,676,170. DIRECTORS-D. A. HOUSTON, Preaident; L. I. GUION, Vic1-Prerident; HOWARIJ C. ARNOLD. Secreta.1'1/; H. H. ROOT, Treaaurer; R. H. WELCH, Reoistra.r.  DISTRICT No. 4-Bank Located at Louisville, Ky. TERRITORY IN DISTRICT-Ohio, Indiana. Kentucky, and Tennessee. CAPITAL, $1,934,430. DIRECTORS-WALTER HOWELL. Pruident; H. A. SOMMERS, Vice-Preaident,· JAMES B. DAVIS, Secrda1'1/; L. B. CLORE, Treaatmir, and A. P. SANDLES: A. C. DULANEY. Reoiatrar.  DISTRICT No. 5-Bank Located at New Orleans, La. TERRITORY IN DISTRICT-Alabama, Mississippi, and Louisian . CAPITAL, $1,877,815. DIRECTORS-T. F. DAVIS, Pruident: W. C. DUFOUR, Vice-Prmdent; C. C. GASPARD, Su:reta.rs,; J. V. De GRUY, Trecuurer, and J. T. SAVAGE; R. TYLER GOODWYN, Reoiatrar.  ------------------  DISTRICT No. 6-Bank Located at St. Louia, Mo. TERRITORY IN DISTRICT-Illinois, MiBSOuri and Arkanau. CAPITAL, $2,067,780. DIRECTORS-HERMAN W. DANFORTH. Preaident; CARL E. HOPKINS, Vice-Pruident; 0. J. LLOYD Secreto~; L. L. BEAVERS, Trea,urer, and W. W. FRY; W. H. ALLEN, Reoutrar  ------------------  DISTRICT No. 7-Bank Located at St. Paul, Minn. TERRITORY IN DISTRICT-Michigan, Wisconsin, Minnesota, and North Dakota. CAPITAL, $2,747,670. DIRECTORS-E. G. QUAMME, Pruidffll: B. F. FAAST, Vice-Prerident: H. K. JENNINGS. SurdaT11; PAUL A. PREUS, Trea.aurer, and W. S. HARRI:,; F. W. McLEAN, Reoiatrar.  DISTRICT No. 8-Bank Located at Omaha, Neb. TERRITORY IN DISTRICT-Iowa, Nebraska, South Dakota, and Wyoming. CAPITAL, $2,687,200. DIRECTORS-D. P. HOGAN, Prmdent: JOSEPH M. CAREY, Vice-Pruidfflt; C. M. GRUENTHER ~ecreta.111; E. D. MORCOM, Tre<Uurn·, and WARREN C. BAKER: M. L. COREY, Reoiatra.r.  DISTRICT No. 9-Bank Located at Wichita, Kas. TERRITORY IN DISTRICT-Oklahoma, Kansas, Colorado, and New Mexico. CAPITAL, $2,012, 14S. DIRECTORS-MILAS LASATER. Pre.idem; J. B. McMANUS, Viel Prendent,· Treawrer, and F. M. WILSON; RALPH VOORHEES, Reoistra.r.  A. N. ROCHESTER, Secrdars,;  CALEB DAGG  ------------------  DISTRICT No. 10-Bank Located at Houston, Tex. TERRITORY IN DISTRICT-The State of Texaa. CAPITAL, $2,445,430. DIRECTORS-M. H.GOS.SETT, Pruident: J. A. THOMPSON, Vice-Prerident: S. A. LINDSAY, SecretaT'1J; R. D. JOHNSON, 'l're<UUrtJr, and D. J. WOODWARD: JAS. H. BRANARD. Reoiatrar.  - - - - -- - - - - - - - - - - - -  DISTRICT No. 11-Bank Located at Berkeley, Cal. TERRITORY IN DISTRICT-California, Nevada, Utah, and Arizona. CAPITAL, $1,607,280. DIRECTORS-W. D. ELLIS. Preaidenl; JOHN GUILL, Jr., Vic&-Pruidenl; A. M. MORTON, Secreta1'1/; R. T. EVANS, Treaavrer, and J. T. WILSON; LYSANDER CASSIDY, Reoistrar.  DISTRICT No. 12-Bank Located at Spokane, Wash. TERRITORY IN DISTRICT-Washington, Oreaon, Montana, and Idaho. CAPITAL, $2,644,130. DIRECTORS-D. G. O'SHEA. Preaidenl; DAVIDS. WALLACE. Vice-Pruwenl; GEORGE C. JEWETT, Seeretls1"fl' GEORGE M. DREHER, ' Tr«&fllr.-, and A. W. CAWTHORN· TURNER OLIVER. Registrar.   https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis  32