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OF THE CITY OF

NewYoRK

1629
ERCHANTS EXCHANGENATIONALBANK
ESTABLISHED

(SEE INSIDE FRONT COVER)

I

■

-

WITH

THE

HEAD OFFJC

IS, B1SHOPSGATE, LONDON, E. C

PRINCES STIIEET OFFICE:

LOMBARD SY

{UNION) 2, PRINCES ST.. £. C. 2.

VET OFFICE: (SMITHS)

I. LOMBARD ST., E. C. 3

CORNHiLL CJFiCE: (PRESCOTT’S) 5$, CORNI'ILL, E. C. J,

hi numerous Branches in



IN

NEWYORK

We are still New York correspondents
for nine out of town banks who opened
accounts with us in the following years:
1829
1829
1831

1836
1839
1849

1829
Phineas C. Lounsbury
Chairman
Herman D. Kountze
President
Edward K. Cherrill
Vice-President
Gilbert H. Johnson
Vice-President
Kimball C. Atwood
Vice-President
Charles F. Junod
Vice-President
Frank E. Andruss
Cashier
John P. Laird
Asst. Cashier
John H. Brennen
Asst. Cashier
Hugh M. Garretson
Asst. Cashier
John H. Trowbridge
Asst. Cashier
George M. Broemler

1851
1863
1865

We offer this time tested service to you.

Capital, Surplus and Undivided Profits

$2,000,000

ATLANTIC

National Bank
Broadway-Opposite CifyHall

Manager Freight Dept.

THE

NATIONAL
PARK
BANK
of

New York

...OFFICERS
RICHARD DELAFIELD >
GILBERT G. THORNE JOHN C. VAN CLEAF WILLIAM 0. JONES - MAURICE H. EWER - GEORGE H. KRETZ - ERNEST V. CONNOLLY WILLIAM A. MAIN - FRED’K 0. FOXCROFT J. EDWIN PROVINE - WILLIAM E. DOUGLAS HENRY L. SPARKS - BYRON P. ROBBINS - .
PERCY J. EBBOTT - JOHN B. HEINRICHS LOUIS H. OHLROGGE ■
HUGO E. SCHEUERMANN
JAY 0. RISING - - WILLIAM C. KACAVOY RALPH L. CERERO - -

- President
Vioe-President
Vice-President
Vice-President
Vice-President
Vice-President
■ - - Cashier
- Asst. Cashier
- Asst. Cashier
- Asst. Cashier
* Asst. Cashier
- Asst. Cashier
- Asst. Cashier
Asst. Cashier
■ Asst. Cashier
■ Asst. Cashier
■ Asst. Cashier
- Asst. Cashier
- Asst. Cashier
Trust Offcer
•

Organized 1 856

Capital
$ 5,000,000.00
Surplus and Undivided Profits
20,000,000.00
Deposits (Dec. 31, 1919) 207,000,000.00
Issues Letters of Credit for Travelers Available In All Parts of the World




DIRECTORS
RICKARD DELAFIELD
FRANC S R. APPLETON
CORNELIUS VANOERBILT
tHABESi' g. Thorns
RICHARD H. WILL,AMS

THOMAS F. VIETOR
JOHN 6. MILBURN
WILLIAM VINCENT ASTOR
JOSEPH D. OLIVER
ROBERT $$$$$

LEWIS CiASS LEDYARD,
HORACE C. STEBBINS
VAN CLEAF
C. TAYLOR

I. GOODRICH

A Nation-wide Organization
he national city company

T

buys and sells Bonds and Short Term Notes
and has always at its disposal a wide range of
Bank and Bankers’ Acceptances.
It has departments specializing in United States
Government, Municipal, Railroad, Public Utility,Industrial and Foreign Government securities. It
also maintains a Tax Department.
The facilities of all these departments are open to
the free use of banks, dealers and private investors.

Correspondent Offices in more than fifty cities
are maintained by the Company. Many of them
are in constant touch with the New York head­
quarters and with other Correspondent Offices
through about 10,000 miles of private telegraph wires.

We suggest that you call upon the office nearest
you for any investment service you may need.

The National City Company
Main Officf—National City Bank Building
Uptown Office—Fifth Avenue and Forty'third Street
Principal Correspondent Offices
ALBANY, N. Y.
Ten Eyck Bldg.
ATLANTA, GA.
140 Peachtree St.
ATLANTIC CITY, N. J.
Chalfonte Block
BALTIMORE, MD.
Charles & Fayette Sts.
BOSTON, MASS.
9 State St.
BUFFALO, N. Y.
Ellicott Square Bldg.
CHICAGO, ILL.
137 So. La Salle St.
CINCINNATI, OHIO
Fourth Nat’l Bank Bldg.
CLEVELAND, OHIO
Guardian Bldg.




DENVER, COLO.
NEW ORLEANS, LA.
718 17th St.
301 Baronne St.
DETROIT, MICH.
OMAHA, NEB.
147 Griswold St.
First Nat’l Bank Bldg.
HARTFORD, CONN.
PHILADELPHIA, PA.
Conn. Mutual Bldg.
1421 Chestnut St.
INDIANAPOLIS, IND.
PITTSBURGH, PA.
Fletcher Sav. & Trust Bldg.
Farmers’ Bank Bldg.
KANSAS CITY MO.
PORTLAND, ME.
1017 Baltimore Ave. '
Union Mutual Bldg.
LOS ANGELES, CAL.
PORTLAND, ORE.
507 So. Spring St.
Yeon Bldg.
MILWAUKEE, WIS.
PROVIDENGE, R. I.
First Wis. Nat’l Bank Bldg.
Industrial Trust Bldg.
MINNEAPOLIS, MINN.
RICHMOND, VA.
Builders Exchange Bldg.
923 E. Main St.
NEWARK, N. J.
ROCHESTER, N. Y.
790 Broad St.
Wilder Bldg.
TORONTO, CANADA, 10 King St., East.

3

SAN FRANCISCO, CAL.
424 California St.
SEATTLE, WASH.
Hoge Bldg.
SPRINGFIELD, MASS.
Third Nat’l Bank Bldg.
ST. LOUIS, MO.
415 Olive St.
ST. PAUL, MINN.
Merchants’ Nat’l Bank Bldg.
WASHINGTON, D. C.
741 15th St., N. W.
WILKES-BARRE, PA.
Miners’ Bank Bldg.
LONDON, E. C„ 2 ENG.
34 Bishopsgate
MONTREAL, CANADA, 74
Notre Dame St., West




FOUNDED 1852

Commercial Credits

Foreign Exchange

Investment Securities

Letters of Credit

Travelers’ Checks

Imports and Exports Financed and Forwarded

Drafts and
Remittances
on Europe

Write for
Particulars

TJTE have an arrangement
under which banks
and bankers can draw their
own drafts on European
countries and remit money
to residences of payees in
places with or without
banking facilities. Forms
supplied free of charge.

Representative Correspondents

Throughout the World

Knautt) ‘Nadjofc &KuImr
Members of New York Stock Exchange

•

Equitable Building
New York City

4

H. M. Byllesby & Company
INCORPORATED

DIVERSIFIED
INVESTMENT SECURITIES
208 South LaSalle Street
CHICAGO
111 Broadway
New York

10 Weybosset Street
Providence

Electric Securities
Gas Securities
Oil Securities

Government Bonds
State Bonds
Municipal Bonds




30 State Street
Boston

Industrial Issues
5

LLOYDS BANK
LIMITED,
with which is amalgamated

THE CAPITAL & COUNTIES BANK LIMITED
and the

WEST YORKSHIRE BANK LIMITED.
HEAD OFFICE: 71, LOMBARD STREET, E.C. 3,
(3Oth June,

1919.)

CAPITAL SUBSCRIBED

(»5=£1.)

$280,751,750

CAPITAL PAID UP

-

44,920,280

RESERVE FUND

-

-

45,356,250

DEPOSITS, &c.

-

-1,546,644,000

ADVANCES, &c.

-

-

463,924,385

THIS BANK HAS MORE THAN 1,400 OFFICES IN
ENGLAND AND WALES.

The Agency of Colonial and Foreign Banks is undertaken.
Affiliated

Banks:

THE NATIONAL BANK OF SCOTLAND, LIMITED.
Head Office:

EDINBURGH.

124 Branches in the principal Cities and places in Scotland.

LONDON AND RIVER PLATE BANK, LIMITED.
Head Office:

7,

PRINCES STREET,

E.C. 2.

30 Branches in Argentina, Brazil, &c., Paris, New York and Lisbon.
Auxiliary:

LLOYDS AND NATIONAL PROVINCIAL FOREIGN BANK LIMITED.
OFFICES in LONDON (60, Lombard Street, E.C. 3), PARIS (3, Place de l’Opera),
BIARRITZ, BORDEAUX, HAVRE, MARSEILLES, NICE (St. Jean de Luz); BRUSSELS, ANTWERP;
COLOGNE; ZURICH.




6

FEBRUARY

JANUARY
M

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w

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4^

4
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8

3

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39

16

17

11 12 13 14 15 16 17
18

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19

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18 19 20 21 22 23 24
25

31

26

25 26 27 28 29 30 31

w

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41

42

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43

10 11 12 13 14

8
47

46

48

49

53

54

55

56

70

57

58

59

22 23 24 25 26 27 28

77

73

78

79

81

82

83

84

85

86

87

21 22 23 24 25 26 27
91

60“

88

28 29 30 31

MAY

w

72

14 15 16 17 18 19 20

29

JUNE

w

M

71

10 11 12 13

7 8
74

50

15 16 17 18 19 20 21

APRIL
M

M

32“

10

10

15

12

s

MARCH

M

w

122

1
100

101

8 9 10
107

104

123 124

2 3

ToT

ITT ITT

18 19 20 21 22 23 24
116

137

138

142

139

145

174

175

176

20 21 22 23 24 25 26

146

181

23 24 25 26 27 28 29

25 26 27 28 29 30

13 14 15 16 17 18 19

143

16 17 18 19 20 21 22
144

121

118

167

10 11 12 13 14 15

11 12 13 14 15 16 17
in

10 11 12
132

182

27 28 29 30

ITT 152

30 31

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186“ 187

188

M

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1ST 185

214

215

217

1

2 3

1

2

221

2 22

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189

191

5 6 7
193

194

195

19 0

nr

9 10
197

202

203

204

205

206

18 19 20 21 22 23 24
20 7

208

209

2To“ 211

212

213

25 26 27 28 29 30 31

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279

259

2TT 225“ 226

236

24T

T5T
W TTT 7TT 2TT T5T

17 18 19 20 21 22 23

4
255

227

231

232

233

10 11
262

234

237

12 13 14 15 16 17 18
263

244

JTT"

3 07

1

2

DECEMBER
311

336

5 6

1

310

ttt 7TV ITT 7TV

w

M

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318

7 8 9 10 11 12 13
nr w W TTT nr nr 37V
14 15 16 17 18 19 20
37V 37V 77V

274

271

26 27 28 29 30

w

306

269

264

19 20 21 22 23 24 25
270

29 30 31

2

TsT TIT T3T

248

1

NOVEMBER

10 11 12 13 14 15 16
27T

233

M

3 4 5 6 7 8 9
2TT1

22 3

22 23 24 25 26 27 28

F

1
2 73

245

220

15 16 17 18 19 20 21

2TT 276

rr.

219

4 5 6 7

229

OCTOBER
M

w

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218

8 9 10 11 12 13 14
223

138

11 12 13 14 15 16 17
2~00~ 201

SEPTEMBER

AUGUST

JULY

tzv 330 TJT 332

21 22 23 24 25 26 27

wr 341

342

343”

337

338

344

345

3W 355

356

357 358 359
364 365

rrr 3TT ITT

nr

28 29 30

26 27 28 29 30 31




367

19 20 21 22 23 24 25

24 25 26 27 28 29 30

7

nr

5 6 7 8 9 10 11
rrv nr 349 nr nr 352 353
12 13 14 15 16 17 18

TTT 75T" TC7T T5T“ nr T5T T5T

31

339

2 3 4

366

Barclays Bank Limited
WITH WHICH HAS LATELY BEEN AMALGAMATED THE

LONDON PROVINCIAL S SOUTHWESTERN BANK LIMITED

LONDON, ENGLAND
AND OVER 1400 BRANCHES

AUTHORIZED CAPITAL
ISSUED CAPITAL
- AMOUNT PAID UP - RESERVE FUND - - DEPOSITS..........................

$

100,000,000
71,051,780
40,000,000
35,000,000
1,409,720,000

FREDERICK CRAUFURD GOODENOUQH, ESQ., - - - Chairman
SIR HERBERT HAMBLING,................................ Deputy-Chairman
EDMUND HENRY PARKER, ESQ.,..........................Vice-Chairman
General Managers:
WILLIAM FAVILL TUKE, ESQ.
WILLIAM CARRUTHERS, ESQ.

EVERY DESCRIPTION OF BANKING BUSINESS UNDERTAKEN

The Bank has over 1400 branches in England and Wales and
agents and correspondents throughout the World and is
therefore very favorably situated to undertake the repre­
sentation in Great Britain of American banks and bankers.
FOREIGN BRANCH: 168 Fenohurch Street, London, E. C. 3.

London Joint City and Midland
Bank Limited.
ESTABLISHED

Authorised Capital Subscribed Capital Paid-up Capital $42,079,337

-

18 3 8.

- $207,250,000
- $178,360,590
Reserve Fund $42,079,337

DEPOSITS (June 30, 1919) $1,858,273,000

Head Office: 5, THREADNEEDLE STREET, LONDON, E.C.2.
Telegraphic Address: “CIMIDHO, STOCK, LONDON.”

Overseas Branch: 65 &66, OLD BROAD STREET, LONDON, E.C.2.




Telegraphic Address: “CINNAFOREX, STOCK, LONDON.”

Foreign Banking business of every description undertaken.
---------*---------

1370 OFFICES IN ENGLAND AND WALES.
The Rt. Hon. R. McKENNA, Chairman

8

Rand

msnally

BANKERS DIRECTORY
BANKERS

<REGISTER>
WITH LIST OF ATTORNEYS

Official Numbering Agent for American Bankers Association

THE BANKERS’ BLUE BOOK
January 1920 Edition
88th EDITION

48th YEAR

A Consolidation of
RAND McNALLY BANKERS DIRECTORY
FOUNDED 1872

THE BANKERS REGISTER
FOUNDED 1888

BANKERS DIRECTORY (Homan’s and Sharp & Alleman’s Edition)
FOUNDED 1845 (Oldest Bank Directory in the United States)

See Page 13 for Alphabetical Table of Contents

RAND McNALLY & COMPANY, Publishers
Rand McNally Building

CHICAGO (Head Oftice)

NEW YORK
9

a







Copyright, 1883, by Rand McNally & Company.

January Edition.

Copyright, 1883, by Rand McNally & Company.

July Edition.

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January Edition.

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January Edition.
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10

January Edition
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Rand - Me Nally

BANKERS DIRECTORY
INKERS

AND

The

Register
WITH LIST OF ATTORNEYS

Official Numbering Agent for American Bankers Association

88th EDITION

JANUARY, 1920

4 8th YEAR

Announcement
E take pleasure in announcing the absorption by the RAND-McNALLY
BANKERS DIRECTORY of the BANKERS REGISTER (Blue Book), for
many years published by The Credit Company of Chicago, and the combining of the
names of these two well-known publications, beginning with the Eighty-sixth Edition
of c&he ‘Tfand-McNally $angers Directory.
Some years ago, the BANKERS REGISTER absorbed the BANKERS DIREC­
TORY, HOMAN’S and SHARP & ALLEMAN’S EDITION, so that the present
Directory is a consolidation of the three best known Bankers’ Directories published in
this country.
We believe that this consolidation is for the best interests of all concerned and we
feel sure that the banks throughout the country will welcome this move on the part of.
the publishers of the RAND-McNALLY BANKERS DIRECTORY.
We assure our patrons that, as in the past, nothing will be left undone by us in our
effort to give them a Directory as nearly perfect as experience, continued vigilance, time,
and money will make it and we welcome suggestions for the betterment of this service.
We wish to impress our constantly increasing number of friends and patrons that the
claims of this publication for your patronage are:
1. It is honestly revised twice a year.
2. It is complete, up to date and is published nearer to the date of the information
it contains than is any other similar publication.
3. It is printed in tabulated form, all similar items being placed in the same column,
for the purpose of comparison—more expensive for us, more satisfactory for your purpose.
4. It is beautifully printed in clear, readable type.
5. It gives to advertisers a country-wide circulation, covering a majority of the
best banks in America and thousands of the large corporations and lawyers offices, a
circulation three times that of any other similar publication and larger than that of any
other financial publication in America.

W

In Short, it is an Honest Product
We hope that the results of our efforts may meet with your continued approval and
we thank you for your patronage.




RAND McNALLY & COMPANY, Publishers
Rand-McNally Building

Chicago

(Head Office)

-

11

-

New York

INDEX
JANUARY, 1920, EDITION

States and Territories.
Alabama................................
Alaska.....................................
Arizona...................................
Arkansas................................
California.....................
Colorado................................
Connecticut.........................
Cuba.......................................
Delaware..............................
District of Columbia.........
Florida'...................................
Georgia;...................................
Hawaiian Islands..............
Idaho .....................................
Illinois....................................
Indiana..................................
Iowa.......................................
Kansas....................................
Kentucky.............................
Louisiana..............................
Maine.....................................
Maryland..............................
Massachusetts.....................
Michigan..............................
Minnesota............................
Mississippi............................
Missouri................................
Montana..............................
Nebraska..............................
Nevada...................................
New Hampshire...................
New Jersey.........................
New Mexico.........................
New York..............................

Banks.

Map.

PAGE.

PAGE.

Indexed
Indexed
Indexed
Indexed
Indexed
Indexed
Indexed
Indexed
Indexed
Indexed
Indexed
Indexed
Indexed
Indexed
Indexed
Indexed
Indexed
Indexed
Indexed
Indexed
Indexed
Indexed
Indexed
Indexed
Indexed
Indexed
Indexed
Indexed
Indexed
Indexed
Indexed
Indexed
Indexed
Indexed

On Index Ala.
On Index Alsk.
On Index Ariz.
On Index Ark.
On Index Cal.
On Index Colo.
Opp. New Haven
Opp. West Indies
On Index Md.
On Index D. C.
On Index Fla.
On Index Ga.
On Index Hawaii
On Index Ill.
Opp. Chicago
On Index Ind.
On Index Iowa
On Index Kas.
On Index Ky.
On Index La.
On Index Maine
On Index Md.
On Index Mass.
On Index Mich.
On Index Minn.
On Index Miss.
On Index Mo.
On Index Mont.
On Index Neb.
On Index Nev.
On Index N. H.
On Index N. J.
On Index N. Mex.
On Index N. Y.

States and Territories.

Banks.

Map.

PAGE.

FAGS.

North Carolina................
North Dakota.......................
Ohio.....................................
Oklahoma............................
Oregon .................................
Pennsylvania....................
Philippine Islands............
Porto Rico.........................
Rhode Island.....................
South Carolina................
South Dakota...................
Tennessee............................
Texas ...................................
Utah.....................................
Vermont.............................
Virginia................................
Washington.......................
West Virginia...................
Wisconsin............................

Indexed
Indexed
Indexed

Wyoming..................................

Indexed

Dominion of Canada ...
Alberta............................
British Columbia ....
Manitoba.......................
New Brunswick............
N ewf oundland..............
Nova Scotia..................
Ontario............................
Prince Edward Island
Quebec............................
Saskatchewan..............
St. Pierre et Miquelon
Yukon..............................
Mexico................................

Indexed

Indexed
Indexed

Indexed
Indexed
Indexed
Indexed
Indexed
Indexed
Indexed
Indexed
Indexed
Indexed
Indexed

Indexed
Indexed
Indexed

Indexed

On Index N. C.
On Index N. D.
On Index Ohio
On Index Okla.
On Index Ore.
On Index Penna.
On Index Phil. Is.
Opp. West Indies
On Index R. I.
On Index S. C.
On Index S. D.
On Index Tenn.
On Index Tex.
Opp. Salt Lake C.
On Index Va.
Opp. Norfolk
On Index Wash.
On Index W. Va.
On Index Wis.
On Index Wyo.
On Index Can.
On Ind. Can.
On Ind. Can.
Opp. Winnipeg
Opp. Halifax
Ind. Can.
Opp. Halifax
Opp. Toronto
Opp. Halifax
Opp. Montreal
Ind. Can.
Ind. Can.
Ind. Can.
On Index Mex.

MISCELLANEOUS MAPS
PAGE.

Minneapolis, Minn.....................................Opposite Minneapolis
Africa......................................... .Opposite Africa (Foreign List)
Bank Transit map (A. B. A. Num. System) Opposite
18 New York City, N.Y...................................... ‘ New York City
Boston, Mass................................................................... “
Boston New York City (Greater N.Y. and vicinity) * ‘ New York City
Philadelphia
Boston and Vicinity................................................... “
Boston Philadelphia, Pa..................................................“
Buffalo, N. Y.................................................................. “
Buffalo Philadelphia, Pa. (Vicinity Map)................ “ Philadelphia
Philadelphia and Environs............................ “ Philadelphia
Chicago, Hl....................................................
“Chicago
Cincinnati, Ohio......... ................................................. “ Cincinnati Pittsburgh, Pa. (Main Portion)................... “
Pittsburgh
St. Louis
Cleveland. Ohio........................................................... “ Cleveland St. Louis, Mo....................................................... “
St. Paul
Denver, Colo................................................................... “
Denver St. Paul, Minn......... «......................................... “
Seventh Federal Reserve District................ “
Chicago
England..................................................... ............. On Index London
South America.....................................................“ S. Amer.. (For­
Europe.................................................................... On Index Foreign
eign List.)
Federal Reserve Districts................................... Opposite
12
12
Indianapolis, Ind.....................................................
Indpls. United States..................................... ................“
............................................ “ Kan. City Washington, D. C....................................................... Index D. C.
Kansas City, Mo.
............................................. “ Los Angeles West Indies..........................................................Index S. Amer.
Los Angeles, Cal.
............................................ “ Milwaukee World.............................................................................. Opposite 16
Milwaukee, Wis..

MISCELLANEOUS CONTENTS
For alphabetical arrangement of subjects and guide for use of Directory, see page 13.
Foreign Banks, Bonded Lawyers, Laws, Accessible Towns, and Directors are thumb
indexed in back of this volume.




12

—

AUSTRALIA and NEW ZEALAND.

BANK OF NEW SOUTH WALES
$20,000,000.00
15,500,000.00
20,000,000.00
$55,500,000.00

$335,379,352.00

340 BRANCHES and AGENCIES in the Australian States, New Zealand, Fiji,
Papua (New Guinea), and London. The Bank transacts every description of Aus­
tralian Banking Business. Wool and other Produce Credits arranged.
Head Office:
GEORGE STREET. SYDNEY

London Office:
29, THREADNEEDLE STREET. E. C. 2

The Commercial Banking
Company of Sydney, Limited.
ESTABLISHED 1834.

INCORPORATED IN NEW SOUTH WALES 1893.

;

Capital Paid up
£2,382,018.
Reserve Fund and Undivided Profit 2,198,814.
Reserve Liability of Proprietors - 2,500,000.
|l|
1
B
£7,080,832.
HEAD OFFICE —SYDNEY, NEW SOUTH WALES.
LONDON OFFICE—18, BIRCHIN LANE, E. C.
SYDNEY BOARD
G. J. COHEN, Esq., Chairman.
JAS. W. MacARTHUR ONSLOW, Esq.
Hon. H. E. KATER, M. L. C., Deputy-Chairman.
OWEN E. FRIEND
Hon. H. MOSES, M. L. C.
Sir THOMAS ALLWRIGHT DIBBS, Hon. Director.
H. H. MASSIE, General Manager.

LONDON BOARD
Rt. Hon. Lord PLUNKET, G. C. M. G., K. C. V. O. K. B. E.
Hon. HENRY S. LITTLETON. Chairman.
F. A. SCRIVENER, Manager.
NEVILLE D. COHEN, Esq.
J. H. GREENFIELD. Accountant.

209 Branches in New South Wales and Queensland

AGENTS AND CORRESPONDENTS THROUGHOUT THE WORLD




The American Audit Company
PUBLIC ACCOUNTANTS
HOME OFFICE:

100

Broadway

NEW YORK CITY

Established Since 1899 Without Change In Management




F. W. LAFRENTZ, C. P. A. (N. Y.). President

BRANCHES
Waldorf-Astoria, N. Y.
Chisaoo
Scranton
Boston
Philadelphia
Atlanta
Washington, D.
Richmond
Milwaukee
Baltimore
New Orleans
London, E C.. Eng.

Certified Statements prepared for Banks show=
ing the Financial Condition of
Customers desiring Credit

TABLE OF CARDINAL NUMBERS AND COMMERCIAL TERMS IN TEN LANGUAGES
ENGLISH.

1

2
3
4
5
6
7
Q
g
10
11
12
13
14
IS
16
17
18
19
20
91
20

40
50

Onft
T wo

Un.
Deux.

Thrftft
Four
Fivft
Six.

Trois.
Quatre
Cinq

Sftvpn
Fight
Ninft
"Ppn
Eleven
Twelve
Thirteen

Sept,.

Fonrt een
Fifteen

Quatorze . .

Sixteen

Seize

80
90
100
1000

Six. .
Huit
Neuf................
Dix.........
Onze
Douze
Trei ze
Quinze

Dix-sept,
Dix-huit.
Dix-neuf
Vingt,.
Twenty
T
t.V-r>r»
A . • • • . Vi n gt.-et^-i i n
1. K7PM
WCilUV
“Ullv
T rente.
Thirty
Quarante
Forty
XFift.v
Al vjr............................. Cinquante
Seven teen

Eighteen
Nineteen

60 Sixty
70

FRENCH.

Seven tv

At sight

Mille.
.Tour.
Semaine
Alois
Annee

A presentation..

After sight

A vue
A jours de vue

After f)at.p

A jours de date. .

Pay to the order. Payez a 1’ordre . .

I promise to pay. Je payerai...........
Wiih interest.... Avec interets. ...




SPANISH.

Uno.........................
Dos.........................
Tres.........................
Cuatro..................
Cinco......................
Seis.........................
Siete .......................
Ocho.......................
Nueve..................
Diez.......................
Once.......................
Doce.......................
Dreizehn.................
Trece......................
Vier zehn............. Catorce..................
Fiinfzehn.............. Quince....................
Sechzehn.............
Diez y seis...........
Siebzehn................ Diez y siete.........
Achtzehn .............. Diez y ocho.........
Neunzehn........... Diez y nueve....
Zwanzig................ Veinte.........................
Ein und zwa.nzig Viente y uno ...
Dreiszig................ Treinta..................
Vierzig................ Cuarenta..............
Fiinfzig.................. Cincuenta..............

Ein.......................
Zwei.......................
Drei.....................
Vier......... ’..............
Fiinf.......................
Sechs......................
Sieben....................
Acht.......................
Neun......................
Zehn.......................
Elf...........................
Zwolf....................

ITALIAN.

PORTUGUESE.

DUTCH.

RUSSIAN.

DANISH.

SWEDISH.

Uno.........................
Due.........................
Tre.........................
Quattro................
Cinque................ .
Sei...........................
Sette.......................

Hum, M. Huma, F
Doue, M. Duas, F
Tres.......................
Quatro................
Cinco....................
Seis.......................
Sete.......................
Outo.....................
Nove....................
Dez.......................
Onze.......................
Doze.......................
Treze....................
Quatorze.............
Quinze....................
Dezaseis..............
Dezasette..............
Dezocto................
Dezaneve..............
Viete.......................
Vinte hum............
Trinta....................
Quarenta..............
Cincoenta.............

Een.........................
Twee......................
Drie.........................
Vier.......................
Vyf.......................
Zes.........................
Zeven ..................
Acht.....................
Negen..................
Tien.....................
Elf.........................
Twaalf..................
Dertien................
Veertien..............
Vyftien..................
Zestien..................
Zeventien..............
Achtien..................
Negentien.............
Twintig..................
Enen Twintig .. .
Dertig....................
Veertig..................
Vyftig....................

Odun.......................
Dba.......................
Tza.........................
Tschetire..............
Piat......................
Schest..................
Sem.........................
Votem....................
Deviat................
Desat..................
Odinnatzat...........
Devenzat..............
Trenazat.............
Cheterinazat.. .
Paznatzat.............
Schesnadzat.........
Semnatzat.........
Vosemnatzat...
Davetnazat.........
Dvatzat................
Dvatzat-odnar. .
Trudzat ................
Sorok.....................
Piat desat

En...........................
To.........................
Tre.......................
Fire.......................
Fern.........................
Sex.........................
Syu.......................
Otte......................
Ni.........................
Ti.........................
Elleve..................
Tolv.......................
Tretten ..................
Fjorten................
Femten................
Sexten....................
Sytten....................
Atten....................
Nit ten................
Tyve.....................
En og Tyve....
Tredive................
Fyrretyve.............
Halvtredsindstyve.
Tredsindstyve.. .
Halvfj erdsmdstyve.
Firsindstyve.........
Halvfemsindstvve
Hundrede.............
Tusinde..................
Dage.......................
Uger.......................
Maaned................
Aar.........................
Paa anfordring ..

En.........................
Tv&.........................
Tre.........................
Fvra.......................
Fern.........................
Sex...........................
Sju...........................
Atta.........................
Nio.........................
Tio...........................
Elfva.......................
Tolf.........................
Tretton..................
Fj orton..................
Femton..................
Sexton....................
Sjutton..................
Adert.on................
Nitt.on.....................
Tjugu ..............
Tjuguen
Tret tio...................
Fyrtio.....................
Femtio..................

Otto..............................

Nove......................
Dieci.......................
Undici....................
Dodici....................
Tredici..................
Quattordici.........
Quindici................
Sedici.....................
Diciassette...........
Diciotto................
Diciannove...........
Venti......................
Vent’uno................
Trenta....................
Quaranta..............
Cinquanta...........

Zestig..................... Schestdesat.........
Sechzig.................. Sesenta.................. Sessanta................ Secenta...........
Soixante
Soixante-dix .... Siebenzig........... Setenta.................. Settanta................ Setenta.................. Zeventig................ Semdesat..............

Fitrht.v
uj................... Qua.tre-vingt,
Qu atre-vi n gt.-d i x
Ninety
Cent.
TTnndreH

'T'hoiififlnrl
Day
Week
Mnnfh
Y ear
On demand.........

GERMAN

Achtzig..................
Neunzig................
Hundert................
Tausend................
Tag.........................
Woche....................
Monat....................
J-ahr.........................
Nach Sicht, or bei
Vorzeigung.
A vista..................
Nach Sicht...........
Nach Dato, or
nach Heute.
Fur mich, or uns
an die Ordre.
Werde ich, or werden wir bezahlen
Mit Zinzen.........

Ochenta ................
Noventa................
Cien.......................
Mil.......................
Dia.........................
Semana................
Mes.........................
Ano.........................
A presentacion.. .

Ottanta..................
Novanta................
Cento .....................
Mille......................
Giorno....................
Settimana.............
Mese.......................
Anno.......................
A presentazione..

Oiten a..................
Noventa................
Cem.........................
Mil.........................
Dia.........................
Semana..................
Mez.........................
Anno.......................
A presen tacao ...

Tachtig..................
Negentig.............
Honderd...............
Duizend................
Dag.........................
Week.......................
Maanden..............
Jaar.........................
Op vertoon...........

Vosemdesat.........
Devianosto...........
Sto...........................
Tizatz.....................
Den.........................
Nedela..................
Mesatz..................
God.........................
Po bziskam.........

Sextio.....................
Sjuttio....................

Attio.......................
Nit tio.....................
Hnndra.

Tusen . . .
Dag....

Vecka.
Manad

Ar.........
Pa anfordring ...

A la vista.............. A vista.................. A vista.................. Op sight a vista.. Po prediavieni... A vista.................. Vid sigt...........
A. . dias vista . . . Dopo vista........... A. .dias vista .. . Dagen na zigt... Po prediavieni.. . Efter Sigt............. Efter sigt..
A. . dias fecha .. . Dopo dato........... A.. dias data .. . Dagen na dato... Gato....................... Efter dato............ Fr&n dato.........
A la orden............ Pagate al l’ordine Pagase a ordem.. Voor my aan de Nlat it order.... Behag at betale Behagar att betaorder.
til odre.
la till ordre.
Pagare ................... Paghero ................ Pagarei.................. Ik neem aan te Ia obetschai.... Jeg forpligter mig Jag forpligtar mig
betalen.
at betale.
att betala.
Con interes........... Con interesse.... Com intereses ... Met interest......... Is prozentamu.. Med rente........... Med ritnta...........

What You Want To Know
AND

How To Find It
IN

Rand McNally Bankers Directory and Bankers Register

THE BLUE BOOK
SUBJECT
HOW FOUND
EXPLANATION
Accessible Points.
Towns without banks____________________ ______ See ‘‘Non-Bank Towns” below
American Bankers Association... Members of, indicated by a............................................ • after name of bank.
Numerical System, Explanation of............................. Map opposite page 18.
Officers of_______>................................... ........................ Page 17.
A. B. A. Transit Numbers .
Assigned to banks exclusively by this Directory

Attorneys
Bank Exams, and State Officials..
Bankers Associations__________
Banks________________________

Calendar.
Canada...
Clearing House Members.
Clearing Houses_______
Comptrollers’ Calls_____

under the authority of The American Bankers
Association_________________________________
(Bonded)..____ ________________________________
National and State, with addresses.............................
and Officers_____________ ____ ______ _______ _
of United States, National, State, and Private;
statement, officers, general information_______
for year___________ ___________________________
Banks of, giving all branches, officers, capital, cor­
respondents, etc_____ ________________________
in each city, indicated by a_____________________
in United States and Canada___________________

Under name of each bank.
See “Lawyers” below.
Pages 20-21-22-23.
Pages 17-18-19.
Indexed alphabetically as to States.
Towns and Banks.
Page 7.
Indexed “Cana.,” Alphabetical as to Prov­
inces.
* before the name of bank.
Page 24 and at end of bank list in each
city.

Correspondents
County________
County Seat___

to National Banks, dates of and day of week, from
1886 to date.......................................... . .........................
of each bank given_____________________________
in which town is located given__________________
indicated by a_______ ____ ____ ________________

Date of Organization of
Directors
Federal Land Banks____
Federal Reserve Banks__
Federal Reserve Districts

indicated by.......................... ............................................
of Banks and Trust Companies_____ ____________
Giving Officers, Territory, etc--------------- - -------- —
Complete Information__________________________
District tn which town is located—...........................

Federal Reserve Members.
Financial Statement_____

State Banks and Trust Companies_______________
of every bank in United States and Canada given
after name of bank.......... ............................................
and Bankers (Selected List)..........................................
Value of, in U. S. Money.__ ____ ________________
Table of cardinal numbers and commercial terms,
in ten languages........................................................... Opposite Page 13.
Specially prepared list__________________ ____ —— Under index “Lawy.”
Alphabetically arranged as to states................... ....... Page 14 and under “Laws.”

Foreign Banks____
Foreign Coins_____
Foreign Languages.

Foreign Lawyers.
Grace, Days of___
Holidays________
Interest Rates___

Alphabetically arranged by states, for quick refer­
ence ........................................... .......................................
Investment Bankers Association. Members listed in large cities marked by a..............
Investment Dealers____________ Selected List—------- ----------------------------------------Islands_______________________ Cuba, Porto Rico, and Philippines, Banks of..............
Laws-------------------------------------- A carefully prepared digest of Banking and Com­
mercial Laws of each state---------- -------- -----------Lawyers.
In principal towns and cities. Bonded by Ameri­
can Surety Co. of New York. Special list of

Opposite Page 17.
After name of bank.
After name of each town.
^before name of town, both in Bank
List and in Lawyers List.
Figures after name of bank.
Indexed "Direct.”
Page 34.
Page 25 and map opposite page 12.
Bold face figure under name of town or
See top of first column bank pages.
♦ Under name of bank.
Indexed Alphabetically, as to State,
Towns and Banks.
Indexed “Forgn.”
Opposite Page 18.

See “Laws.”

Page 14. (See also Laws)
II After name of firm.
Following banks in each city.
Indexed immediately after States.
Indexed “Laws.”

foreign attorneys_________________________ Indexed “Lawy.”
Legislatures__ _______________ Dates of Meetings_____________________________ Opposite Index “Laws.”
Location of Towns on State Maps (Map given with each state) indicated by------------- Guide Letter and Figure after each
town.
Rand-McNally’s newest maps of states, principal See Index Page 12.
Maps.
cities, Canadian Provinces, Mexico, etc................... Inserted in proper geographical position.
Banks and map of------ ----------------- ------ ------------- Indexed “Mexico.”
Mexico_______________
Laws relating to, and states which have passed
Negotiable Instruments
“ The Negotiable Instruments Law”___________ See “Laws,” Indexed.
Showing nearest accessible banking points, and
Non-Bank Towns
whether Money-Order Office, Telegraph Station,
or Express Office...................................... . .................. Indexed “Acces.”
In United States and Canada----------------------------- See Page 15.
Number of Banks________
explanation and map of________________________ Opposite page 18.
Numerical System of A. B. ,
of every bank in United States, Canada, and Mexico
Officers_________________
given after name of bank-------------------- ---------- Indexed by States.
Explanations and Rates____ _______ _____________ Page 16.
Parcel Post-----------------------shown by____________ ______ ___________________ Figures under name of town both in
Population of Banking Towns .
Bank List and in Lawyers List.
and Postal Regulations................................................. — Page 16.
Postage Rates.
, (Unincorporated) indicated by a--- -------- ------------- t after name of bank.
Private Banks.
, Under State Supervision... .............. ...........-...........— See Page 15.
Reserve Cities_______________ . for National Banks........................................................... Opposite Page 19, etc.
Members of, indicated by a------------------------------- ... t after name of bank.
State Bankers Associations___
(Incorporated) indicated by a---------------------------- § after name of bank.
State Banks________________
Statutes of Limitations______ .Arranged for quick reference------------------------------ Page 14. See also “Laws,” indexed.




13

INTEREST RATES, GRACE ON SIGHT DRAFTS, AND
STATUTES OF LIMITATION
See also “Laws,” indexed in back of this Volume
INTEREST RATES—NOTES AND
ACCEPTANCES—GRACE.

STATES
Legal
Rate
iate of „ by
interest Contract.

AND
TERRITORIES.

Notes and
Acceptances
Due on
Holi­
days.

Half
Days.

Are payable
Per ct. Per cent. and protestable
the day—
Alabama
Alaska Arizona

Arkansas_

____

California.

...
_..
_______

Oolnrado. ...
flnnnec.ticnt

_

__

..

.

__

._ _ _

Delaware

Distrir.tnfOnlnmhia.. __ ..... __.
Florida............................... -

Georgia _
.......
Hawaii
......
Idaho..
Illinois____
Indiana. __

Iowa_____ ____ __________________________
Kansas .

Kentucky.___ ...
Louisiana . _ . ...
Maine

_________________________________

Maryland...............
Massachusetts.
Michigan...... .

........

Minnesota____________ _________________

_ ___

Mississippi___
Missouri. __

Montana________________________ _______
Nebraska______________ _______ ________
Nevada -..... ................................................... ..
New Hampshire________________________
New Jersey-.........................................................

Now Mexico.. ______ _ ... .
New York__________ _____ _____________
North Carolina________ ____ ____________
North Dakota.—.................................. ..........

Ohio ...
Oklahoma.

_ _

...

_

______

Oregon __
__
Pennsylvania ................
Philippine Islands __
____
Porto Rico .
.. . _
Rhode Island
... _ ._
South Carolina
South Dakota ____ __

Any rate

Tennessee_____________ ____ ___________
Texas.....................................................................

ntah.
Vermont________________________________

Virginia
__ _.. ....... _
Washington _ ______ ._
West Virginia .. _.
Wisconsin
_ ....
Wyoming ___ _ .........................
Alherta ..
_____ _ . _
British Oolnmhia .
Manitoba_______________________________

New Brunswick__ _
Nova Scotia ... .. .

_. _.

Ontario....................... ........................... .........

Quebec

...

..

Saskatchewan ...

8
8
6
6
7
8
6
6
6
8
7
8
7
5
6
6
6
6
5
6
6
6
5
6
6
6
8
7
7
6
6
6
6
6
6
6
6
6
6

___

6
6
7
7
6
6
8
6
6
6
6
6
8
5
5
5
5
5
5
5
5

8
12
10
10
Any rate
12
12
6
ion
10
8
12
12
7
8
8
10
6
8
Any rate
6
Any rate
7
10
8
8
12
10
12
6
6
12

fit

After
After
After
After
After
After
After
After
After
After
After
After
After
After
After
After
After
After
After
After
After
After
After
After
After
After
After
After
After
After
After
After
After
After
After

6
10
8
After
10
After
After
10
6t
After
Any rate After
12
After
Any rate After
8
After
121
After
6
After
10
Afterl
12
After
6
After
6
After
12
After
6
After
10
After
After
12
Any rate After
Any rate After
Any rate After
Any rate After
Any rate After
Any rate After
Any rate After
Any rate After

After
After
After

»
After
After
After
After
After
After
After
After
After
After

Holidays
falling on
Sunday
are
observed
the day—

STATUTES OE LIMITATIONS.

Open
Notes.

Sight

Bills.

Drafts.

Years.

After
Before
After
After
After
After
After
Before
After
After
After
After

No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace

No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
Grace
No grace
Grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
Grace
No grace
No grace
No grace
No grace
No grace

After

After
After
After
After
After
After
After
After
After
After
After
After
After
After
After
After
After
After
After
After
After
After

After

After

No grace No grace

After
After
After
After

After
After
After
After
After
After
After
After
After
After 1
After
After
After
After
After
After

No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
Grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
Grace
Grace
Grace
Grace
Grace
Grace
Grace
Grace

After
After
After
After
After
After
After It
After
After
After
After
After
After
After
After

After
After
After
After

After
After
After
After
After
After

counts.

After
After

After
After
After
After
After
After
After

No grace
No grace
No grace
No grace
No grace
Grace
No grace
No grace
No grace
Grace
No grace
No grace
No grace
No grace
No grace
No grace
No grace
Grace
Grace
Grace
Grace
Grace
Grace
Grace
Grace

• In Denver, Due Saturday during June, July, and August protest Saturday or Monday at option of holder,
t Any rate agreed upon in writing is legal on collateral demand loans of $ 5000 and over.
See laws, indexed in back of this volume.

1




14

3
6
3
3
4
6
6
3
3
3
4

4
5
6
5
3
2-5
3
6
3
6
6
6
3
5
5
4
4
6
6
4
6
3
6
6
3
6
6
10
6
6
6
6
2
’ 4
6
3
3
5
6
8
6
6
6
6
6

5
6

Notes
and
Written
Con­
tracts.

Judg­
ments.

Sealed
Instru­
ments
wit­
nessed.

Years.

Years.

Years.

20
10
5
3-10TT
5
6-20TT
201
20
12
20
7

10
10
6
5

8
8 *
6
5
2-4
8
6
6
3
5
6
5
10
10
10
5
5-15
5-10
6-20
8-12
6
6
6
6
10
8
5
6
6
6
6
6
3
6
15
5
8
6

6
6
6
6
4
6
6-14
5
6
10
6
10
8
6
6
6
6
6
5
6

6
20
20
20
5
15
10
20
12
20
6-10
10
7
10
10
5
6
20
20

20
10
10
21
1-5
10
20
ion
20
20
10-20
10
10
8
8
10
6
10
10-20
5-10
12
20
10
20
20
20
30
12

3-201
17
20
12
20
20
5
10
20
10
5
15
10
20
12
20
10
6
6
10
8
5
6
20
16
6
20
10
6
15
5
10
20
10

20
6-20
20
6
4
6
8
10
6
10
10-20
10
20
20
10
20
20

20

NUMBER OF BANKS IN THE UNITED STATES AND CANADA
IMPORTANT: This tabulation covers only institutions performing the functions of a bank. Some
publishers, for reasons of their own, include in their tabulation all those concerns whose names they pub­
lish but whose business is confined to the selling of Investments. Such information is naturally mislead­
ing. We carry the names of thousands of such institutions but they are not included in this tabulation.

UNITED STATES
Total National
Banks.

Total State
Banks and
Trust Cos.

Total Private
Banks J

Total
Ali Banks.

Alabama..............................................
Alaska...................................................
Arizona................................................
Arkansas..............................................
California............................................
Colorado............................................ .
Connecticut..................................... .
Delaware................ ............................
District of Columbia.......................
Florida ................................................
Georgia................................................
Hawaii...................................................
Idaho....................................................
Illinois...................................................
Indiana................................................
Iowa.......................................................
Kansas...................................................
Kentucky............................................
Louisiana..............................................
Maine.....................................................
Maryland............................................
Massachusetts...................................
Michigan..............................................
Minnesota............................................
Mississippi..........................................
Missouri..............................................
Montana..............................................
Nebraska..............................................
Nevada................................................
New Hampshire................................
New Jersey..........................................
New Mexico.......................................
New York State................................
North Carolina..................................
North Dakota....................................
Ohio........................................................
Oklahoma............................................
Oregon..................................................
Pennsylvania.......................................
Rhode Island.....................................
South Carolina...................................
South Dakota.....................................
Tennessee ........................................
Texas.....................................................
Utah.......................................................
Vermont................................................
Virginia................................................
Washington.......................................
West Virginia.....................................
Wisconsin............................................
Wyoming..............................................

97
3
20
83
302
140
66
19
14
53
93
3
79
475
254
355
249
134
43
63
95
162
112
317
36
137
144
189
10
55
210
46
491
85
176
372
345
90
851
17
81
133
101
550
28
49
160
87
120
149
45

261
15
87
404
525
245
150
35
27
205
666
24
137
977
625
1,343
1,098
462
259
120
195
312
538
1,188
318
1,508
279
1,035
23
70
177
76
505
509
722
633
610
183
556
42
393
551
464
985
102
58
333
313
219
817
115

♦9

367
18
107
494
827
392
223
54
42
260
794
31
219
1,885
1,054
1,928
1,350
596
303
183
297
477
873
1,505
354
1,653
431
1,224
33
125
400
122
1,137
596
898
1,148
955
275
1,455
59
477
690
566
1,680
130
107
505
403
339
966
161

Grand Total, United States,

7,988

21,490

STATE.

*7

*7
7
..........
1
*2
35
4
*3
433
*175
230
*3

1
7
*3
223
*8
*8

*13

141
2
*143
*2
*48

*3
*6
1
145
12
3

1
l,686t

31,1681

•Under State Supervision.
tThis does not include corporations, firms, and individuals whose names appear herein but which are doing an investment business only.

CANADA
Alberta..........................................................................................................................
British Columbia.....................................................................................................
Manitoba...................................................................................................................
Miquelon.....................................................................................................................
New Brunswick................................................................................................
Newfoundland..........................................................................................................
Nova Scotia...............................................................................................................
Ontario........................................................................................................................
Prince Edward Island............................................................................................
Quebec..........................................................................................................................
Saskatchewan............................................................................................................
Yukon...........................................................................................................................

434
141
346
2
116
52
166
1,412
36
1,107
604
3

Total, Canadian Banks and Bankers.....................................................

4,419




15

RATES OF POSTAGE
DOMESTIC
Classes.
First Glass—Tetters and sealed packages ..
Postal cards

Limit Weight.

Postage.

-

. __ -

- __ -

-

2 cts. each oz. or fraction thereof

Four lbs.

Second Class—Newspapers, periodicals entered as second-class matter and sent by the pub­ 1 ct. per pound________________
lisher or news agent. . ___
_____ __________________ __________ ________ f 1 ct. each 4 oz. or fraction, stamps
l affixed ........._____
Same when mailed by others than above................. . ...................................................

No limit.

1 c.t. each

...................

Fourth Class—Merchandise and matter not included in any of the above classes___________

No limit.
. 4 lbs. For packages
)
1 ct. each 2 oz. or fraction thereof over four pounds and
) all books, see Parcel
Post Rates.
Parcel Post Rates (see below) ..

Registry Fee in addition to regular postage.......................

10 cts.

Third Class—Circulars, pamphlets, and other matter wholly in print, proofsheets, cor-1
rected proofsheets and manuscript copy accompanying same______________ I

Special Delivery in addition to regnlar postage

_ __

.............

.. _

............. .................................

1ft cts....

................... . ............... -—

FOREIGN POSTAGE TABLE
The rate of postage upon letters to foreign countries is five cents for the first ounce or fraction of an ounce, and three cents for each addi­
tional ounce or fraction of an ounce, excepting the following named countries. To these countries and places letters may be sent at the rate of
two cents an ounce or fraction thereof.

Bahamas
Barbados
British Guiana
British Honduras
Canada
City of Shanghai, China
Cuba
Dominican Republic

Scotland
Trinidad (including Tobago)
Wales
Windward Islands (including
Grenada, St. Vincent, The
Grenadines, and St. Lucia)

Dutch West Indies
England
Ireland
Leeward Islands
Mexico
Newfoundland
New Zealand
Republic of Panama

The rates on other than letters to all foreign countries are: Single postal cards, each, 2 cents: double postal cards, each, 4 cents: newspaper
and other printed matter, for each two ounces or fraction thereof. 1 cent. Commercial Papers.—Packets not in excess of 10 oz„ 5 cents; packets
in excess of 10 oz„ for each 2 oz. or fraction thereof additional, 1 cent. Samples of Merchandise.—Packets not in excess of 4 oz., 2 cents: packets in
excess of 4 oz., for each 2 oz. or fraction thereof additional, 1 cent. Merchandise sent on order or as a gift must be sent by Parcel Post (note below >
or is subject to letter postage, which must be fully prepaid. Registration fee on letters or other articles. 10 cents. Ordinary letters for any foreign
country (except Canada and Mexico) will be forwarded, whether any postage is prepaid on them or not. Foreign mail should be fully prepaid, as
double the amount of deficient postage is collected before delivery in countries of destination. All other mailable matter must be prepaid at least
partially. Limit of weight for printed matter, 4 lbs., 6 oz.

TABLE SHOWING RATES OF PARCEL POSTAGE
Parcels weighing four ounces or less are mailable at the rate of one cent for each ounce or fraction of an ounce,
regardless of distance. Parcels weighing more than four ounces are mailable at the pound rate, as shown by the following
table, and when mailed at this rate any fraction of a pound is considered a full pound.
Parcels are limited in weight to seventy pounds within the third zone and to fifty pounds beyond the third zone,
and in size to eighty-four inches in “ length and girth combined.”
Rate on books weighing eight ounces or less is one cent for each two ounces or fraction thereof for any distance:
over eight ounces, the zone parcel post rates apply.
WAR TAX,— One cent on twenty-five cents (less than 25 cents, no tax), two cents on twenty-six to fifty, three
cents on fifty-one to seventy-five, four cents on seventy-six to one dollar.

1st zone
Weight

1st pound
Each ad­
ditional lb.

2d
zone
rate

3d
zone
rate

4th
zone
rate

5th
zone
rate

6th
zone
rate

7th
zone
rate

8th
zone
rate

Local
rate
$0.05

Zone
rate
$0.05

$0.05

$0.06

$0.07

$0.08

$0.09

$0.11

$0.12

0.0|

0.01

0.01

0.02

0.04

0.06

0.08

0.10

0.12

FOREIGN PARCEL POST RATES
Twelve cents per pound or fraction thereof; limited to eleven pounds in weight and three and one-half feet in length and to six feet in length
and girth combined. Please note however that there are certain countries to which packages cannot be sent by parcel post. Your local post
office should be consulted.

DOMESTIC MONEY ORDER BUSINESS
The printed application form must be used when applying for a money order. The applicant must write his or her own given name and surname
in full, and given name of the payee must be stated in full if known, otherwise initials may be used. The given name of married women must be
used and not that of their husbands. Names of places, streets, and numbers should be written in plainest manner possible.
A money order can not be made payable to more than one person or firm.
Domestic Money Order Fees

Over $30.00 and not exceeding $ 40.00______________________________
For orders of $2.50 or less_____ ______ ____________________ ________
3c
50.00.
Over $ 2.50 and not exceeding $ 5.00_______________________ ________ 5c
40.00
“
5.00
“
“
10.00................................................................ 8c
60.00.
50.00
75.00.
“
10.00
“
“
20.00................................................................ 10c
60.00
“
20.00
“
“
30.00................................................................ 12c
100.00.
75.00
Orders payable at a money-order office can not be issued for an amount exceeding $100.

15c
18c
20c
25c
80c

INTERNATIONAL MONEY ORDERS
Money orders can be issued between the United States and fifty-eight countries, rates differing and subject to change.
latest rates.

See your Postmaster for

RATES FOR EXPRESS MONEY ORDERS
Not over................ $2.50________ 3 cts. I Over $10.00 to $20.00............. 10 cts. I Over $40.00 to $50.00_________ 18 cts. I Over $75.00 to $100.00.
....30 eta.
Over
$2.50 to 5.00_______ 5 cts. | Over 20.00 to 30.00________ 12 cts. Over 50.00 to 60.00_________ 20 cts.
-----------------Over
5.00 to10.00_______ 8 cts. Over 30.00 to 40.00.................. 15 cts. I Over 60.00 to 75.00_________ 25 cts. 1
Over $100.00 at above rates.__




16

BANKERS’ ASSOCIATIONS, 1920
AMERICAN BANKERS’ ASSOCIATION.
President, Richard S. Hawes, vice-president First National Bank,
St. Louis, Mo.
Vice-President, John S. Drum, president Savings Union Bank &
Trust Co., San Francisco, Cal.
Second Vice-President, T. B. McAdams, vice-president Merchants
National Bank, Richmond, Va.
General Secretary, Guy E. Bowerman, 5 Nassau St., New York City.
Treasurer, Harry M. Rubey, president Rubey National Bank, Golden,
Colo.
General Counsel, Thomas B. Paton, 5 Nassau St., New York City.
Asst. Secretary and Asst. Treasurer, William G. Fitzwilson, 5 Nassau
St., New York City.
Manager Protective Dept., L. W. Gammon, 5 Nassau St., New York.
Editor of The Journal, George Lewis, 5 Nassau St., New York City.

IDAHO BANKERS’ ASSOCIATION.
President, E. H. Plowhead, cashier Caldwell Commercial Batik,
Caldwell.
Vice-President, G. R. Hitt, Overland National Bank, Boise.
Secretary, J. W. Robinson, Boise.
Treasurer, Will H. Young, cashier Burley State Bank, Burley.
ILLINOIS BANKERS’ ASSOCIATION.
President, Leroy A. Goddard, Chicago. Chairman of Board State
Bank of Chicago, Chicago.
Vice-President, Wm. C. White, Peoria. President Merchants and
Illinois National Bank, Peoria.
Secretary, M. A. Graettinger. 208 S. La Salle St., Chicago.
Treasurer, J. H. Standart, Oglesby. Cashier Oglesby State Bans:
Oglesby.
Assistant Secretary, Olive S. Jennings, Chicago.

ALABAMA BANKERS’ ASSOCIATION.
President, B. W. Pruett, vice-president First National Bank, Gadsden.
Vice-President, A. L. Staples, president Peoples Bank, Mobile, Ala.
Secretary and Treasurer. H. T. Bartlett, cashier. First National Bank,
Montgomery.

INDIANA BANKERS’ ASSOCIATION.
President, R. W. Akin, cashier Peoples State Bank, Sullivan, Ind.
Vice-President, Chas. L. Zlgler, cashier First National Bank, South
Bend.
Secretary, Andrew Smith, vice-president Indiana National Bank,
Indianapolis.
Treasurer, Geo. W. Hoover, cashier. Farme$$ State Bank, Eaton.

ARIZONA BANKERS’ ASSOCIATION.
President, G. H. Sawyer, vice-president and cashier Southern Arizona
Bank & Trust Co., Tucson.
Vice-President, P. M. Buckwalter, cashier Miners & Merchants Bank,
Bisbee.
Secretary, Morris Goldwater, president Commercial Trust & Savings
Bank, Prescott.
Treasurer, J. R. Todd, cashier Gila Valley Bank & Trust Co., Globe.

IOWA BANKERS’ ASSOCIATION.
President, J. H, McCord, vice-president' Citizens National Bank,
Spencer.
Vice-President, W. F. Moore, vice-president Peoples State Bank.
Guthrie Center.
Secretary, Frank Warner, 710 Fleming Bldg., Des Moines.
Treasurer, M. V. Henderson, Jr., cashier First State Bank, Hawkeye.

ARKANSAS BANKERS’ ASSOCIATION.
President, Stuart Wilson, cashier State National Bank, Texarkana.
Vice-President, W. A. Steele, cashier First National Bank, Van Buren.
Secretary, Robt. E. Wait, Little Rock.
Treasurer, R. H. Thompson, vice-president Exchange National Bank,
Little Rock.

KANSAS BANKERS’ ASSOCIATION.
President, J. R. Burrow, president Centra National Bank, Topeka.
First Vice-President, H. W. Grass, president Farmers & Merchants
State Bank, La Crosse.
Secretary, W. W. Bowman, Topeka.
Assistant Secretary, F. M. Bowman, Topeka.
Treasurer, H. S. Buzick, Jr., vice-president Sylvan State Bank,
Sylvan Grove.

CALIFORNIA BANKERS’ ASSOCIATION.
President, George S. Meredith, cashier Farmers & Merchants Savings
Bank, Oakland.
Vice-President, J. B. McCargar, vice-president Crocker Natio
Bank, San Francisco.
Secretary, Frederick H. Colburn, 628 Mills Bldg., San Francisco.
Treasurer, F. O. Cooke, vice-president Mercantile National Bank of
San Francisco, San Francisco.

KENTUCKY BANKERS’ ASSOCIATION.
President, J. H. Welch, president Farmers .Exchange Bank, Nicholas­
ville.
Secretary, Harry G. Smith, Paul Jones Building, Louisville.
Treasurer, C. A. Doris, cashier Dixon Bank & Trust Co., Dixon.

CANADIAN BANKERS’ ASSOCIATION.
President, C. A. Bogert, general manager The Dominion Bank,
Toronto, Ont.
Secretary-Treasurer, Henry T. Ross, care of Dominion Bank, Toronto,
Ont.

LOUISIANA BANKERS’ ASSOCIATION.
President, Charles deB. Claiborne, vice-president Whitney-Central
National Bank, New Orleans.
Vice-President, Ben Johnsoh, president Bank of Commerce & Trust
Co., Mansfield.
Secretary, Eugene Cazedessus, vice-president Bank of Baton Rouge,
Baton Rouge.
Treasurer, W. J. Mitchell, vice-president Canal-Commercial Trust
& Savings Bank, New Orleans.
»•

COLORADO BANKERS’ ASSOCIATION.
President, F. J. Denison, president Drovers State Bank, Denver.
Vice-President, J. L. McNeil, vice-president First National Bank,
Durango.
Secretary, Paul Hardey, cashier Stock Yards National Bank, Denver.
Treasurer, E. D. Hollowell, cashier Stockmen’s and Merchants Bank,
Pagosa Springs.

MAINE BANKERS’ ASSOCIATION.
President, H. M. Lawton, cashier National Bank of Gardiner.Gardiner.
Vice-President, R. H. Baxter, president Bath Trust Co., Bath.
Vice-President, A. A. Montgomery, treasurer Portland Savings Bank,
Portland.
Secretary, Edward S. Kennard, cashier Rumford National Bank,
Rumford.
Treasurer, Geo. A. Safford, secretary and treasurer Hallowell Trust
& Banking Co., Hallowell.

CONNECTICUT BANKERS’ ASSOCIATION.
President, William B. Bassett, cashier Phoenix National Bank,
Hartford.
Vice-President, Frank G. Vibberts, vice-president New Britain Trust
Co., New Britain.
Secretary, Chas. E. Hoyt, treasurer So. Norwalk Tr. Co., So. Norwalk
Treasurer, Clark W. Burnham, treasurer Easthampton Bank & Trust
Co., Easthampton.

MARYLAND BANKERS’ ASSOCIATION.
President, Chas. C. Homer, Jr., president Second National Bank,
Baltimore.
First Vice-President, John B. Kieffer, cashier Hagerstown Bank,
Hagerstown.
Secretary, Charles Hann, assistant-cashier Merchants-Mechanics First
National Bank, Baltimore.
Treasurer, Wm. Marriott, cashier Western National Bank, Baltimore.

DELAWARE BANKERS’ ASSOCIATION.
President, John S. Rossell, president Security Trust & Safe Deposit
Co., Wilmington.
Vice-President, George Massey Jones, vice-president First National
Bank, Dover.
Secretary and Treasurer, Wm. G. Taylor, vice-president and secretary
Delaware Trust Co., Wilmington.

GEORGIA BANKERS’ ASSOCIATION.
President, T. R. Turner, vice-president Bibb National Bank, Macon.
First-Vice-President, H. Warner Martin, vice-president Lowry
National Bank, Atlanta.
Secretary, Haynes McFadden, Candler Bldg., Atlanta.
Treasurer, E. L. Henderson, cashier Commercial Bank, Cedartown.

MASSACHUSETTS BANKERS’ ASSOCIATION.
President, Charles G. Bancroft, president International Trust Co.,
Boston.
Vice-President, F. B. Washburn, president Franklin Savings Bank,
Boston.
Secretary, George W. Hyde, vice-president First National Bank,
Boston.
Treasurer, J. H. Gifford, vice-president Merchants National Bank.
Salem.
MICHIGAN BANKERS’ ASSOCIATION.
President, G. J. Diekema, president First State Bank, Holland.
First Vice-President, John W. Staley, president Peoples State Bank,
Detroit.
Second Vice-President, E. S. Bice, vice-president First National
Bank, Marquette.
Secretary, Mrs. H. M. Brown, Ass’n Office, Ford Bldg., Detroit
Treasurer, J. Andrew Gerber, president Old State Bank, Fremont.
General Counsel, Hal H. Smith, of Beaumont, Smith & Harris,
Detroit.
MINNESOTA BANKERS’ ASSOCIATION.
President, M. J. Dowling, president Olivia State Bank, Olivia.
Vice-President, O. M. Nelson, vice-president First National Bank,
St. Paul.
Secretary, G. H. Richards, 601 Northwestern Bank Bldg., Minneapolis.
Treasurer, C. H. Draper, president First National Bank, Wells.

COUNTRY BANKERS ASSOCIATION OF GEORGIA.
President, L. P. Pattillo, president Bank of Buford, Buford.
First Vice-President, J. E. Frizzell, cashier Farmers Banking Co.,
Waverly Hall.
Second Vice-President, L. M. Brand, president Brand Banking Co.,
Lawrenceville.
Secretary and Treasurer, L. R. Adams, box 1515, Atlanta, Ga.

MISSISSIPPI BANKERS’ ASSOCIATION.
President, Thad B. Lampton, vice-president Capital National Bank
Vice-President, T. W. McCoy, vice-president Merchants National
Bank, Vicksburg.
Secretary, George B. Power, Jackson.
Treasurer, E. P. Peacock, president Bank of Clarksdale, Clarksdale.

DISTRICT OF COLUMBIA BANKERS’ ASSOCIATION.
President, M. D. Rosenberg, president Bank of Commerce & Savings,
Washington.
First Vice-President, Robert N. Harper, president District National
Bank, Washington.
Second Vice-President, John B. Larner, president Washington Loan
& Trust Co., Washington.
Secretary, Eugene E. Thompson, Crane, Parris & Company, Bankers,
Washington.
Treasurer, A. S. Gatley, cashier Lincoln National Bank, Washington.

FLORIDA BANKERS’ ASSOCIATION.
President, Forrest Lake, president Seminole County Bank, Sanford.
Vice-President, G. G. Ware, president First National Bank, Leesburg.
Secretary and Treasurer, G. R. DeSaussure, Jacksonville.




17

BANKERS ASSOCIATIONS, 1920—Continued
MISSOURI BARKERS ASSOCIATION.

President, W. L. Buechle, president Continental National Bank,
Kansas City.
Vice-President, R. F. McNally, vice-president National Bank of
Commerce, St. Louis.
Secretary, W. F. Keyser, Sedalia.
Assistant Secretary, E. P. Neef, Sedalia.
Treasurer, J. G. Hughes, president State Exchange Bank, Macon.
MONTANA BANKERS ASSOCIATION.
President, W. J. Johnson, president First National Bank, Lewistown.
Vice-President, C. B. Roberts, Bank, Great Falls, Mont.
Secretary and Treasurer, Harry Yaeger, Great Falls.
NEBRASKA BANKERS’ ASSOCIATION.
President, H. K. Frantz, president Bank of Eagle, Eagle.
Chairman Executive Committee, C. P. Nelson, Cashier American
State Bank, Long Pine.
Secretary, William B. Hughes, mgr. Omaha Clearing House, Omaha.
Treasurer, Fred A. Cuscaden, vice-president Merchants National
Bank, Omaha.

NEVADA BANKERS’ ASSOCIATION.
President, W. A. Shockley, vice-president, Scheeline Banking & Trust
Co.. Reno.
Vice-President, J. I. Wilson, president Lyon County Bank, Yerington.
Secretary, L. S. Reese, assistant cashier Farmers and Merchants
National Bank, Reno.
Treasurer, H. H. Kennedy, cashier Reno National Bank, Reno.
NEW HAMPSHIRE BANKERS’ ASSOCIATION.
President, Wallace L. Mason, cashier Keene National Bank, Keene.
Secretary, Harry L. Additon, vice-president and cashier Merchants
National Bank, Manchester.
Treasurer, Wro. C. White, vice-president and cashier First National
Bank, Bristol.

NEW JERSEY BANKERS* ASSOCIATION.
President, Walter P. Gardner, vice-president New Jersey Title
Guarantee & Trust Co., Jersey City.
Vice-President, Robert D. Foote, president National Iron Bank,
Morristown.
Secretary, Wm. J. Field, vice-president Commercial Trust Company
of New Jersey, Jersey City.
Treasurer, Chas. H. Laird, Jr., vice-president West Jersey Trust Co..
Camden.

PENNSYLVANIA BANKERS’ ASSOCIATION.
President, Arthur V. Morton, vice-president Pennsylvania Company
for Insurances on Lives and Granting Annuities. Philadelphia.
Vice-President, David Barry, cashier First National Bank. Johnstown.
Secretary, D. S. Kloss, vice-president First National Bank, Tyrone.
Treasurer. E. R. Thomas, president National Bank of Royersford,
Royersford.
RHODE ISLAND BANKERS’ ASSOCIATION.
President, Michael F. Dooley, president National Exchange Bank,
Providence.
Vice-President. George W. Gardiner, vice-president Union Trust Co.,
Providence.
Secretary, Edward A. Havens, assistant cashier Mechanics National
Bank, Providence.
Treasurer, C. H. W. Mandeville, cashier National Exchange Bank
Providence.

SOUTH CAROLINA BANKERS’ ASSOCIATION.
President, A. E. Padgett, president Farmers Bank, Edgefield.
Vice-President H W Fraser, cashier Peoples Bank, Georgetown.
Secretary and Treasurer, Lee G. Holleman, president Peoples Bank,
Anderson.
SOUTH DAKOTA BANKERS* ASSOCIATION.
President, Harry Wentzy, president Security Savings Bank, Rapid
City.
Vice-President, John Wadden, president Sioux Falls National, Sioux
Falls.
Secretary. F. D. Peckham, president First National Bank, Alexandria.
Treasurer. H. R. Kibbee, president Commercial & Savings Bank.
Mitchell.

TENNESSEE BANKERS’ ASSOCIATION.
President S. F. Thomas, cashier Brownsville Bank, Brownsville.
Vice-President, Horace Kimbrough, president First National Bank,
Etowah
Vice-President, L. J. Pardue, Cheatham County Bank, Ashland City.
Vice-President, Peter Fyfe, Tipton County-Farmers Union Bank,
Covington.
Secretary, H. G. Huddleston, 1015 Independent Life Bldg.. Nashville.
Treasurer, J. R. Harrison, chairman of the board Farmers-Peoples
Bank, Milan.

TEXAS BANKERS* ASSOCIATION.
President, F. M. Law. vice-president First National Bank, Houston.
Secretary, Wm. A. Philpott, Jr., Dallas.
Treasurer, Paul G. Taylor, assistant cashier Federal Reserve Bank.
Dallas.

NEW MEXICO BANKERS’ ASSOCIATION.
UTAH BANKERS* ASSOCIATION.
President, George Ulrick, vice-president Exchange Bank, Carrizozo. President, E. O. Howard, president Walker Bros., Bankers, Salt Lake
Vice-President, Frank R. Coon, cashier First National Bank, Lords- i
City.
burg.
First Vice-President, Charles H. Barton, cashier Ogden Savings Bank.
Secretary, R. L. Ormsbee, cashier Capital City Bank, Santa Fe.
Ogden.
Treasurer, W. A. Losey, cashier First National Bank, Hagerman.
Second Vice-President, G. M. Whitmore, cashier First National
Bank, Nephi.
Secretary and Treasurer, J. E. Shepard, president Cache Valley
NEW YORK STATE BANKERS* ASSOCIATION.
Banking Co., Logan.
President, D. Irving Mead, vice-president Irving Trust Co., New
York City.
VERMONT BANKERS’ ASSOCIATION.
Vice-President, S. G. H. Turner, president Second National Bank,
Elmira.
President, Levi H. Bixby, cashier Montpelier National Bank, Mont­
Secretary, Edward J. Gallien, 128 Broadway, N. Y. City.
pelier.
Treasurer, Chas. H. Bissikummer, president Albany Trust Co., Vice-President. Gilbert E. Woods, assistant treasurer Citizens Savings
Albany.
Bank <fe Trust Co., St. Johnsburg.
Secretary, C. S. Webster, treasurer Barton Savings Bank & Trust Co..
Barton.
NEW YORK SAVINGS BANK ASSOCIATION.
Treasurer, D. L. Wdells, cashier First National Bank, Orwell.
President, Samuel H. Beach, president Rome Savings Bank, Rome.
First Vice-President, John M. Satterfield, president American Savings
VIRGINIA BANKERS’ ASSOCIATION.
Bank, Buffalo.
Treasurer. Walter S. Rose, secretary Union Savings Bank, Patchogue. President, R. G. Vance, vice-president and cashier First National
Bank Waynesboro.
Vice-President, Tench F. Tilghman, president Citizens Bank, Norfolk.
NORTH CAROLINA BANKERS’ ASSOCIATION.
Secretary, W. F. Augustine, vice-president Merchants National Bank.
Richmond.
President, Jos. B. Ramsey, president First National Bank, Rocky
Treasurer, F. D. Maphls, cashier Peoples National Bank, Strasburg.
Mount.
Vice-President, Wm. A. Hunt, cashier Citizens Bank & Trust Co.,
Henderson.
WASHINGTON'BANKERS’ ASSOCIATION.
Secretary-Treasurer, T. A. Uzzell, president Peoples Bank, New Bern.
President, N. B. Coffman, president Coffman-Dobson, Bank & Trust
Co., Chehalis.
NORTH DAKOTA BANKERS’ ASSOCIATION.
Vice-President, D. H. Moss, vice-president First National Bank,
President, J. J. Earley, president Bank of Valley City, Valley City.
Seattle.
Vice-President, H. P. Beckwith, president Northern Savings Bank, Secretary, W. H. Martin, cashier Pioneer National Bank, Ritzville.
Treasurer, Hugh Waddell, president First National Bank, Colville.
Fargo.
Secretary, W. C. Macfadden, Fargo.
Treasurer, Thos. E. Hayward, president Beach State Bank, Beach.
WEST VIRGINIA'BANKERS’ ASSOCIATION.
President, L. A. Hooper, cashier First National Bank, Bluefield.
OHIO BANKERS’ ASSOCIATION.
Vice-President, H. B. Lewis, cashier Kanawha Banking & Trust Co.,
Charleston.
President, F. S. Stever, cashier Merchants National Bank, Defiance.
Vice-President, Sidney J. Brister, cashier State Savings Bank Co., Secretary and Treasurer, Joseph S. Hill, State Bank Commissioner.
Dover.
Charleston.
Secretary, S. A. Roach, 805 Wyandotte Bldg.. Columbus.
Asst. Secretary, G. E. Howard, 805 Wyandotte Bldg.. < olumbus.
WISCONSIN’BANKERS’ ASSOCIATION.
Treasurer, A. B. Taylor, president Lorain County Savings & Trust
President. W. E. Sprecher, cashier State Bank of Independence,
Co., Elyria.
Independence.
Vice-President, J. J. Jamieson, cashier First National Bank, Shullsburg.
Secretary, George D. Bartlett, 408 Trust Company Bldg., Milwaukee.
OKLAHOMA BANKERS* ASSOCIATION.
Secretary, Wall G. Coapman, 408 Trust Company Bldg.,
President, A. L. Churchill, vice-president First National Bank, Assistant
Milwaukee.
Vinita.
T. D. Spalding, cashier American National Bank, Marsh­
Vice-President, P. C. Dings, president Guaranty State Bank, Ardmore. Treasurer,
field.
Secretary. Eugene P. Gum, Oklahoma City.
Assistant Secretary, Gertrude Corbitt, Oklahoma City.
Treasurer, A. E. Ellinger, cashier First National Bank, Noble.
WYOMING BANKERS’ ASSOCIATION.
President, A. K. Lee, vice-president Thermopolis State Bank, Ther­
mopolis.
OREGON BANKERS* ASSOCIATION.
Vice-President, John W. Hay, president Rock Springs National Bank,
President, C. S. Hudson, president First National Bank, Bend.
Vice-President, N. U. Carpenter, president Citizens Bank, Portland, i Secretary, Harry B. Henderson, cashier Wyoming Trust & Savings
Secretary, J. L. Hartman, Hartman & Thompson, Bankers. Portland.
Bank, Cheyenne.
Treasurer, J. W. McCoy, cashier First National Bank, Ashland.
Treasurer, S. H. Sibley, cashier Bums State Bank, Buras.




18










VALUES OF FOREIGN COINS

Treasury Department, Office of the Secretary.
Washington, D. C., January 1,1920

In pursuance of the provisions of section 25 of the act of August 27, 1894, I hereby proclaim the following
estimate by the Director of the Mint of the values of pure metal contents of foreign coins to be the values of
such coins in terms of the money of account of the United States, to be followed in estimating the value of all
foreign merchandise exported to the United States during the quarter beginning January 1, 1920, expressed in
any such metallic currencies.
Entries of merchandise liquidated upon the values proclaimed herein will be subject to reliquidation upon
the order of the Secretary of the Treasury whenever satisfactory evidence shall be produced to him showing
that the values in United States currency of the foreign money specified in the invoices were at the date of
certification at least ten per centum more or less than the values herein proclaimed.

CARTER GLASS, Secretary.

__________
Values of Foreign Coins

Value in

of
Legal Standard. Monetary Unit. Terms
U. S.

COUNTRY.

Remarks.*

Money.

Gold
Bolivia

$0.9648

_______ Gold_______ ____ - Peso....... ....................

Af*£AntinA Republic

__

. Krone____________

Gold and silver.__ Franc_____________

.2026
.1930

____ ____ —— Gold............................. Boliviano............... —

.3893

Gold............................ Milreis
British Colonies in Austra­
lasia and Africa.
Central American States:
Oostft Rica

Gold

.5462

Pound sterling____

1.0000

Gold _________ Colon_____________
Gold
_ _ Dollar____________
Gold
... ___
Cordoba.
__ ..
Silver
Peso______________

.4653
1.0000
1.0000

Tael..

Dollar

. . Gold___________ Dollar

-

Colombia

Gold... _______ Peso______________
Gold
...
.. Krone____________
Denmark
Ecuador _______________ — Gold___________ Sucre..
K?vnt ________________ Gold___ ... .... Pound (100 piasters)
............

-

Finland _________________ Gold _
France_________________ Gold and
Germany

__

Great Britain _ _
-Greece
. _ __
Haiti -__

-

Italy

__

Japan
Liberia

.....

Mexico
Netherlands

. . .

Newfoundland

.1930
.1930

Mark_____________
Pound sterling____
Gold and silver.__ Drachma...................

.2382
4.8665
.1930

Gold...
Gold

Gourde___________

.2500

Rupee____________
Piaster ___________
Gold and silver.__ Lira______________

.3244
1.0008
.1930

Gold________ . Yen_______________
Gold___________ Dollar..
....

.4985
1.0000

Gold_________
.. . Silver ...

Gold
Gold______
Gold_______

_ .

Peso...

.

Guilder (Florin)
Dollar

Gold............................. Krone .
Balhoa___ ___
.
Panama_____________ _____ Gold..
Paraguay__________ _____ Gold............. ............... Peso (Argentine) .
Persia .....
.
. { Gold....... ..................... Achreti
n.rau__________
Silver.....

Norway

Pern
Philippine Tolands
Portugal

1.0000
.2680
.4867
4.9431

Markka___________
silver.... Franc_____________

- - _________ Gold___________

India (British!
Tndn-China

.9271
.5000
.3650

Amoy____ J 1.5191
Canton ___
1.5146
Cheefoo...
1.4529
Chin Kiang
1.4840
Fuchau....
1.4052
Haikwan
1.5457
(customs).
Hankow...
1.4213
Kiaochow.
1.4721
Nankin....
1.5033
Niuchwang
1.4248
Ningpo....
1.4606
Peking....
1.4810
Shanghai..
1.3876
Swatow ...
1.4033
Takau.........
1.5287
Tientsin...
1.4721
Yuan
.9955
Hongkong.
.9991
British ....
.9991
Mexican__
1.0065
.9733

Silver___________

_______

flhina

4.8665

Gold............................. Dollar

Nicaragua
Guatemala........................ 1
Honduras____________ 1
Sal va<R*r
- - - Gold_______ ______ Colon----------------- 1.
Gold
Peso___________
Chile

Gold

Gold....
Gold _

Rnnmania
Russia
............
Santo Domingo
Serhia
...
Siam
Spain ...
.

Gold
Gold
Gold
Gold______ .
Gold

Straits Settlements..... . .
Sweden.... ...
Switzerland .

Gold____
Gold______
Gold....

Libra .
Peso .
Escudo

........
_ ...

Leu_______

_____

Ruble_________
Dollar
Dinar

Tical.

_

.

. .

..

Gold and silver.__ Peseta — _

. .

.

Tnrkev

Gold

Tlrngnav

Gold

Venezuela

Gold.............................

Dollar .

Krona..
Franc
. ....
Piaster

.4985
.4020
1.0000
.2680
1.0000
.9648
.0959
.1476
4.8665
.5000
1.0805
.1930
.5146
1.0000
.1930
.3709
.1930
.5678
.2680
.1930
.0440

Peso__ ... . _

_.

Bolivar

Currency: Depreciated paper, convertible at 44 per cent
of face value; exchange rate about $0.4325.
Exchange rate about $0.0061=1 krone.
Member of Latin Union; gold is the actual standard.
Exchange value $0,098.
124 bolivianos equal 1 pound sterling. Exchange rate
about $0.3257.
Currency: Government paper. Exchange rate about
$0.28 to the milreis.

1.0342
.1930

Exchange rate $0.3448 —1 colon.

Exchange rate $0,995.
(Guatemala: Currency, inconvertible paper.
1 Honduras: Currency, bank notes.
Exchange rate about $0.5128.
Currency: Inconvertible paper; exchange rate, about
$0.1825.

The tael is a unit of weight; not a coin. The
customs unit is the Haikwan tael. The values of
other taels are based on their relation to the value
of the Haikwan tael.
The Yuan silver dollar of 100 cents is the monetary
unit of the Chinese Republic: it is equivalent to
.644+ of the Haikwan tael.

Currency: Government paper and gold; exchange rate,
about $1.0152 to 1 gold peso.
Exchange rate $0.1925—1 krone.
Exchange rate $0.4695.
The actual standard is the British pound sterling, which
is legal tender for 974 piasters.
Exchange rate $0.03 — 1 markka.
Member of Latin Union; gold is the actual standard.
Exchange value $0.0952.
Exchange rate about $0.0215=1 mark.
Exchange value $3.83.
Member of Latin Union; gold is the actual standard.
Exchange value $0,155.
Currency: Inconvertible paper; exchange rate, approxi­
mately, $0.20.
(15 rupees equal 1 pound sterling.) Exch. rate $0.4525.

Member of Latin Union: gold is the actual standard.
Exchange value $0.0769.
Exchange value $0.5025.
Currency: Depreciated silver token coins. Customs
duties are collected in gold.
Exchange value silver pes# $1,015; gold peso $0.50.
Exchange value $0.3775.

Exchange rate $0.2075 — 1 krone.
Currency: Depreciated Paraguayan paper currency.
) Currency: Silver circulating above its metallic value;
1 exchange value of silver kran, approximately, $0,179.
Exchange rate about $4.30.
Exchangerate about $0.4925.
Currency: Inconvertible paper; ex. rate about $0,364.
Exchange rate about $0.031=1 leu.
Exchange rate about $0,046 = 1 dinar.
Exchange rate 0.395—1 tical.
Valuation is for gold peseta; currency is notes of the
bank of Spain, exchange value, approximately, $0,195.
Exchange rate $0.5025.
Exchange rate $0.2175 — 1 krona.
Member of Latin Union: gold is the actual standard.
Exchange value $0.1812.
(100 piasters equal to the Turkish £.) Exchange rate
about $1.50=1 Turkish £.
Exchange rate $1.05.
Exchange rate about $0.2325.

t The exchange rates shown under this heading are recent New York quotations and are given merely as an indication of the
values of currencies which are fluctuating in their relation to legal standards.




NUMERICAL SYSTEM BANK TRANSIT MAP,

i

INDEX
120’

125’

Prefix Numbers

8

110’

CITIES
1 New York, N.Y.
2 Chicago, Ill.
3 Philadelphia,Pa.
4 St. Louis, Mo.
5 Boston, Mass.
6 Cleveland, Ohio
7 Baltimore, Md.
8 Pittsburg, Pa.
9 Detroit, Mich.
10 Buffalo, N. Y.
11 San Francisco,
Cal.
12 Milwaukee, Wis.
13 Cincinnati, Ohio
14 New Orleans,La.
15 Washington,
D. C.
16 Los Angeles,
Cal.
17 Minneapolis,
Minn.
18 Kansas City,
Mo.
19 Seattle, Wash
20 Indianapolis,
Ind.
21 Louisville, Ky.
22 St. Paul, Minn,
23 Denver, Colo.
24 Portland, Ore.
•25 Columbus, Ohio
26 Memphis, Tenn.
27 Omaha, Neb.
28 Spokane, Wash.
29 Albany, N. Y.
30 San Antonio,
31 Salt Lake City,
Utah
32 Dallas, Tex.
33 Des Moines, la.
34 Tacoma, Wash.
35 Houston, Tex.
36 St. Joseph, Mo.
37 Ft. Worth, Tex.
38 Savannah, Ga.
39 Oklahoma City,
Okla.
40 Wichita, Kan.
41 Sioux City, la.
42 Pueblo, Colo.
43 Lincoln, Neb.
44 Topeka, Kan.
45 Dubuqhe, la.
46 Galveston, Tex.
47 Cedar Rapids,
la.
48 Waco, Tex.
49 Muskogee, Okla.

O

99 Wyoming




c

o

O

9^Gro^al~-'
45'

)

s

•

H

Af
A

93

N

A

'JESOTA

75

Min

•

I

-4
I a,t i-ake Q,t
»37

A/

">'O

y

0 M I
99

N G

”

E

N

B

R

A

76

/u V
//

>orv

1

S
ImahaA

Moines*
33

Denver/
C

°

L

0 J

82!

A

I

D O

°Puebio

\

jSt. Joseph
36
44

Topeka o

I

Kansas

83

'

18

I

oWichita
40

MISSOURI
80

1°

4 R

-

A

L

94

\

SB

N c

/'\

STATES
50 New York
51 Connecticut
52 Maine
53 Massachusetts
54 New Hampshire
55 New Jersey
56 Ohio
57 Rhode Island
58 Vermont
59 ........................
60 Pennsylvania
61 Alabama
62 Delaware
63 Florida
64 Georgia
65 Maryland
66 North Carolina
67 South Carolina
68 Virginia
69 West Virginia
70 Illinois
71 Indiana
72 Iowa
73 Kentucky
74 Michigan
75 Minnesota
76 Nebraska
77 North Dakota
78 South Dakota
79 Wisconsin
80 Missouri
81 Arkansas
82 Colorado
83 Kansas
84 Louisiana
85 Mississippi
86 Oklahoma
87 Tennessee
88 Texas
89 ........................
90 California
91 Arizona
92 Idaho
93 Montana
94 Nevada
95 New Mexico
96 Oregon
97 Utah
98 Washington

A
AT

39

/ 2 O /v
91

o’Muscogee

Oklahoma o

I

E

N

N 87
E s

49

OKLAHOMA
86-----------------

ARKANSAS
81

V
ALABAMA \J
61
&

Fort Wortho oDallas
32
37

.

T

\

64

ah

°Waco
48

88

.San Antonio
30
o

Houston °
35

’Galveston
46

z

e

~o-

RAND-McNALLY & CO.

NUMERICAL SYSTEM
BANK TRANSIT MAP
Copyright by Rand-McNally & Co.

liov

105’

6100’

95’

10

11

12

13

Reserves Required to be held by members in Federal Reserve Bank

Banks Not in Reserve or
Central Reserve City

Reserve City Banks

Central Reserve City
Banks

7% of Demand Deposits
3% of Time Deposits

10% of Demand Deposits
3% of Time Deposits

13% of Demand Deposits
3% of Time Deposits

Central Reserve Cities
2. *NEW YORK CITY . . . .
8. ST. LOUIS

7. CHICAGO

Reserve Cities

‘4k!




Albany, N. Y.
6.*Atlanta, Ga.
Br.5. Baltimore, Md.
Br.6. Birmingham, Ala.
1. Boston, Mass..
Brooklyn, N. Y.
Br.2. Buffalo, N. Y.
Cedar Rapids, Iowa
Charleston, S. C.
Chattanooga, Tenn.
Br.4. Cincinnati, O.
4. Cleveland, O.
Columbus, O.
11. Dallas, Texas
Br.10. Denver, Colo.
Des Moines, Iowa
Br.7. Detroit, Mich.
Dubuque, Iowa
Br.ll. El Paso, Texas
Fort Worth, Texas
Galveston, Texas
Grand Rapids, Mich.
Br.9. Helena, Mont.
Br.ll. Houston, Texas
Indianapolis, Ind.
Br.6. Jacksonville, Fla.
Kansas City, Kan.
10. Kansas City, Mo.
Lincoln, Neb.
Br.8. Little Rock, Ark.
Br.12. Los Angeles, Cal.
Br.8. Louisville, Ky.

Br.8. Memphis, Tenn.
Milwaukee, Wis.
9. Minneapolis, Minri?
Muskogee, Okla.
Br.6. Nashville, Tenn.
Br.6. New Orleans, La.
Oakland, Cal.
Ogden, Utah
Br.10. Oklahoma City,Okla.
Br.10. Omaha, Neb.
Peoria, Ill.
3. Philadelphia, Pa.
Br.4. Pittsburgh, Pa.
Br.l£. Portland, Ore.
Pueblo, Colo.
5. Richmond, Va.
St. Joseph, Mo.
St. Paul, Minn.
Br.12. Salt Lake City,Utah
San Antonio, Texas
12. San Francisco, Cal.
Ag’y 6 .Savannah, Ga.
Br.12. Seattle, Wash.
Sioux City, Iowa
Br.12. Spokane, Wash.
Tacoma, Wash.
Toledo, Ohio
Topeka, Kan.
Tulsa, Okla."
Waco, Texas
Washington, D. C.
Wichita, Kan.

* Those cities which are preceded by a number are Federal Reserve
Bank cities and the number in each instance is the District number
in which the city is located. Br. signifies that a branch bank is
located in that city. Ag’y signifies that an agency is located in
that city.

Office of the Secretary, 111 W. Monroe Street, Chicago

BOARD OF GOVERNORS
Artr M. Anderson, New York
Hsd Stanley, New York
O. Willcox, New York
Aar Sinclair, Jr., New York
G<e B. Caldwell, New York
G<e G. Olmstead,
Bamin F. T
R. Cassatt,

Thomas S. Gates, Philadelphia
David R. Francis, Jr., St. Louis
Philip S. Dalton. Boston.
B. G. Tillotson, Cleveland
William G. Baker, Jr., Baltimore
J.S. Wilson, Jr., Baltimore
H. C. McEldowney, Pittsburgh
McPherson Browning, Detroit
Dean Witter, San Francisco

Henry C. Quarles, Milwaukee
Gordon Reis, Cincinnati
R. S. Hecht, New Orleans
Herbert Witherspoon, Seattle
John A. Prescott, Kansas City
Will H. Wade, Indianapolis
Richard M. Day, Denver
Roby Robinson, Atlanta

OFFICERS
Vice-President, J. Hugh Powers, St. Louis
Vice-President, Roy O. Osgood, Chicago
Secretary, Frederick R. Fenton. Chicago
Assistant Secretary, Clayton G. Schray, Chicago
Treasurer, Watkin W. Kneath, Chicago

lent, George W. Hodges, New York
[•President, John E. Oldham. Boston
sident. Howard F. Beebe, New York
resident, George K. Reilly, Philadelphia

FARM MORTGAGE BANKERS ASSOCIATION OF AMERICA
Offices of Secretary-Treasurer/112 W. Adams St., Chicago

-in

OFFICERS
Vice-President, W. M. Fitch, Mississippi Valley Trust Co., St.
Louis, Mo.
_ .
Secretary-Treasurer, E. D. Chassell, 112 West Adams St., Chicago,
Ill.

Bdent, J. E. Maxwell, Maxwell Investment Co., Kansas City, Mo
VPresident, L. W. Clapp, First Trust Co., Wichita, Kan.
VPresident, J. W. Wheeler, Capital Trust and Savings Bank,
. Paul, Minn.

UMERICAL SYSTEM OF THE AMERICAN BANKERS ASSOCIATION
For Index to Prefix Numbers see Numerical System Map Immediately Opposite




' RAND McHALLYl

'BANKERSL
'DIRECTORY!

BLUE.
BOOK

WOgTHE WOR ifpTOVER,

Official Numbering Agent for American Bankers Association
19

STATE BANK OFFICIALS AND EXAMINERS, 1920
State

Name

State

Address

. D. F. Green, Supt. of Banks.............. Montgomery.
George N. Wilson, Bank Examiner.. .Decatur.
V. H. Northcutt, Bank Examiner.. . .Troy.
S .B. Wilson, Bank Examiner............ Birmingham.
E. L. Ratclifle, Bank Examiner......... Montgomery.
C. R. Keener, Office Assistant...........Montgomery.
Ariz.
.Jesse L. Boyce, Supt. of Banks.......... Phoenix.
M. S. Stanley, Deputy Supt. of BanksPhoenix.
F. E. Ross .Bank Examiner................Phoenix.
P. J. Munch, Asst. Bank Examiner. . Phoenix.
Ark.
.W. T. Maxwell, Bank Commissioner. Little Rock.
F. Lee Major, Asst. Bank Com.........Little Rock.
H. G. Combs, Asst. Commissioner in
charge of Investment Companies. . Little Rock.
J. M. Sadler. Bank Examiner............ Conway.
S. J. Dean, Bank Examiner...............Arkadelphia.
Oliver Phillips, Bank Examiner..... .Little Rock.
L. S. Goodman, Bank Examiner........ Little Rock.
Calif.
.Charles F. Stern, Supt. of Banks. . . .7th Floor, Merch. N.
Bk. Bldg., San F.
Colo..
.Grant McFerson, Bank Com.............. Denver.
Axel B. Olson, Chief Deputy Bank
Commissioner................................... Denver.
Sidney W. Clark, Deputy Bank Com.Denver.
M. M. Ewing, Deputy Bank Com... .Denver.
Conn.
.E. J. Sturges, Bank Commissioner. . .Hartford.
J. K. Bissland, Deputy Com.............. Thompsonville.
Mary E. Elwood, Bank Examiner.. . .Hartford.
Wm H. Edwards, Bank Examiner.. .Portland.
Wm. P. Landon, Bank Examiner.... Hartford.
J. B. Byrne, Bank Examiner..............Putnam.
H. H. Howard, Bank Examiner.........Hartford.
C. Leon Wilcox, Bank Examiner...... Windsor Locks.
George A. Finn, Bank Examiner....... Greenwich.
Frank W. Adams. Bank Examiner.. .Hartford.
Dela... . . Geo. L. Medill, Bank Commissioner.. Dover.
Fla........ . W. S. Murrow, Bank Examiner......... Tallahassee.
J. G. Gornto, Bank Examiner............Ocala.
F. E. Henderson. Bank Examiner... Jacksonville.
K. B. O'Quinn, Bank Examiner........ Clearwater.
Ga..
\T.: R. Bennett, Supt. of Banks..........Atlanta.
E. A. Thompson. Asst. Supt...............Atlanta.
J. E. Cagle, Bank Examiner............... Atlanta.
L. E. Fenn, Bank Examiner................ Cordele.
R. E. Gunby, Bank Examiner........... Columbus.
B. J. Kincaid. Bank Examiner.......... Thomasville.
Oscie Smith. Bank Examiner..............West Point.
J. S. Hollinshead, Asst. Bk. ExaminerDecatur.
E. B. Douglass. Bank Examiner........ Talbotton.
G. H. Crusselle, Bank Examiner........Atlanta.
W. D. Lloyd, Bank Examiner............Richland.
E. A. Stubbs, Bank Examiner.......... Atlanta.
J. B. Sasser, Bank Examiner..............Atlanta.
J. H. Edge, Bank Examiner.............. Cairo.
J. O. Hardwick, Special Duties........Atlanta.
Idaho.
.Jay Gibson, Bank Commissioner....... Boise.
H. G. A. Winter, Chief Deputy Bank
Commissioner................................... Boise.
Chas. Weigand, Deputy Bank Com. .Boise.
Illinois. . Andrew Russel, Auditor..................... Springfield.
Harry T. Ellis, Chief Clerk of Bank­
ing Department............................... 1434 1st N. Bk. Bldg
Chicago.
W. B. Whitlock, Asst. Chief Clerk
Banking Department......................Springfield.
Ralph R. Fairbairn, Bank Examiner. 1434 1st N.Bk.Bldg.,
Chicago.
Miller Weir, Consulting Bank Ex. .. .Springfield.
J. W. McClellan, Bank Examiner... .Springfield.
John B. Lee, Bank Examiner............. Springfield.
Fred W. Bland, Bank Examiner........ Chicago,
F. E. Edgerton, Bank Examiner........ Springfield.
H. S. Savage, Bank Examiner........... Springfield.
Wm. Burkhart, Bank Examiner........ Springfield.
E. E. Nicholson, Bank Examiner. . . .Springfield.
Ind.
.Otto L. Klauss, Auditor..................... Indianapolis.
Chas. W. Camp, Chief Clerk..............Indianapolis.
Robert R. Head, Bank Examiner. .. .Plymouth.
Dane H. Hoover, Bank Examiner... .Eaton.
Thos. D. Barr, Bank Examiner..........Indianapolis.
Wylie L. Hastings, Bank Examiner. . Princeton.
Ralph R. Boyers, Bank Examiner... . Spencer.
L. B. Holleman, Bank Examiner...... Indianapolis.
Robert Prass, Bank Examiner........... Indianapolis.
Glanton G. Welsh, Bank Examiner. . Greensburg.
Iowa.... . G. H. Messenger, Supt. of Banking. . Des Moines.
V. W. Miller, Deputy Supt.................Des Moines.
F. F. Potter, Bank Examiner............. Mason City.
R. F. Wilson, Bank Examiner.......Fairfield.
Chas. H. Suiter, Bank Examiner....... Davenport.
Roy K. Dowell. Bank Examiner........ Des Moines.
Roy F. Long, Bank Examiner............Des Moines.
G. A. West, Bank Examiner. . .......... Cedar Rapids.
A. J. Bertelson, Bank Examiner....... Cushing.
F. F. Potter, Bank Examiner............ Mason City.
F. I. Jenkins, Bank Examiner...........Meriden,
E. R. Harris, Bank Examiner........... Des Moines.
R. W. Waite, Bank Examiner........... Morley.
A. V. Cooper, Bank Examiner.......... Creston.
Kansas. .Walter E. Wilson, Bank Com............ Topeka.
Frank Organ, Special Assistant......... Topeka.
L. A. Johnson, Asst. Bank Com......... Topeka.
Stanley Brown. Deputy Bank Com... Independence.
Frank Bell, Deputy Bank Com.......... Topeka.
E. V. Wood, Deputy Bank Com........ Baldwin City.
C. L. Cramer, Deputy Bank Com.... Salina.
O. G. Congdon, Deputy Bank Com...Newton.
W. T. Newman, Bldg. & Loan Ex... .Topeka.
F. J. Harper, Deputy Bank Com.......Salina.
H. A. Johnson, Deputy Bank Com.. .Norton.
E. L. Chapman, Deputy Bank Com..Great Bend.
O. S. Bowman. Deputy Bank Com.. . Topeka.
W. D. Kinnamon, Deputy Bk. Com.. Sedan.
C. W. Edwards, Special Deputy Bank
Com................................................... Waterville.
W. H. Mitsch, Special Deputy Bank
Com................................................... Woodbine.




Name

Address

Ky.............G. G. Speer, Banking Commissioner.. Frankfort.
Jno. W. Moorman, Deputy Bkg. Com.Leitchfield.
W. C. Shanks, Bank Examiner.......... Stanford.
J. S. Walker, Bank Examiner............ Frankfort.
Miss Anne R. Porter, Chief Clerk... .Frankfort.
Miss Christine Foree, Asst. Clerk.. . .Frankfort.
P. C. Snyder, Bank Examiner............Fordsville.
E. Huddleston, Bank Examiner.........Albany.

Ala........

. . . .L. E. Thomas, State Examiner..........Shreveport.
W. C. Evans, Asst. Bk. Examiner.. . .Shreveport.
J. S. Brock, Asst. Bank Examiner... .New Orleans.
H. I. Landry, Asst. Bank Examiner. .New Orleans.
I. H. Snyder, Asst. Bank Examiner.. New Orleans.
O. H. Pittman, Asst. Bank Examiner New Orleans.
J. V. Keating, Asst. Bank Examiner .New Orleans.

Maine. . . .Frank L. Palmer, Bank Com......... .’.Augusta.
Geo. C. Fernald, Deputy Bank Com..Augusta.
Ernest L. Wellman, Bank Examiner. Augusta.
A. H. Nichols, Bank Examiner.......... Augusta.
A. J. S. Keene, Bank Examiner......... Augusta.
Victor B. Pendexter, Accountant. . . .Augusta.
Claridel Bradstreet. Chief Clerk........ Augusta.
Md............ Geo. W. Page, Bank Commissioner,
Union Trust Bldg............................Baltimore.
“
John J. Ghingher, Deputy Bank Com­
missioner, Union Trust Bldg........... Baltimore.
“
Wm. Reed Seal, Chief Clerk and
Examiner, Union Trust Bldg........ Baltimore.
“
Chas. L. Hobbs, Clerk and Examiner,
Union Trust Bldg............................ Baltimore.
“
John D. Hospelhorn, Clerk and
Examiner, Union Trust Bldg....... Baltimore.
Mass......... A. L. Thorndike, Bank Com............. .Brewster.
C. W. Levi, Deputy Commissioner.. .Newton Center.
W. O. Lovell, Chief of Sav. Bk. Div..Malden.
C. W. Levi, Chief of Tr. Co. Division.Newton Center.
O. M. Tucker, Chief of Co-operative
Bank Division.................................. Somerville.
W. S. Bosworth, Special Examiner... Malden.
W. H. Otis, Bank Examiner.............. Melrose.
H. F. Taylor, Jr., Bank Examiner. . .Wakefield.
R. T. Harward, Bank Examiner.... .Medforck
W. B. Jensen, Bank Examiner........... West Somerville.
........ F. W. Merrick, Bank Commissioner. Lansing.
A. E. Manning, Deputy Bank Com.. Lansing.
P. S. Hanna, Bank Examiner............ Lansing.
H. O. Mohrmann, Bank Examiner. . .Traverse City.
John T. Mallett. Bank Examiner.. . .Lansing.
F. W. Lawrence, Bank Examiner. . . .Iron Mountain.
L. J. Baker, Bank Examiner..............Lansing.
Wm. C. Griswold, Bank Examiner. . .Detroit.
H. A. Millard, Bank Examiner........ .Saginaw.
B. P. Greene, Bank Examiner............Jackson.
S. D. Thomas, Bank Examiner..........Ann Arbor.
Albert E. Gale, Bank Examiner........ Grand Haven.
L. J. O’Brien, Bank Examiner........... Grand Rapids.
Scott E. Lamb, Bank Examiner........ Lansing.
D. J. Vanderwerp, Jr., Bank Ex........ Grand Rapids.
L. P. Kalahar, Bank Examiner..........Saginaw.
Frank L. Olive, Bank Examiner........ Oxford.
Harry W. Gross, Bank Examiner.... Ann Arbor.
H. J. McGill, Asst. Bank Examiner. .Port Huron.
Donald E. Lawrence, Bank ExaminerEaton Rapids.
L. J. Kuehnle, Bank Examiner.......... Ann Arbor.
E. Robt. Robinson, Bank Examiner.. Grand Rapids.
L. C. Van Anken, Asst. Bk. ExaminerLansing.
L. W. Martindale, Asst. Bk. Exam.. . Bay City.
........ F. E. Pearson, Supt. of Banks............ St. Paul.
Geo. H. Sivwright, Deputy Supt. of
Banks................................................ St. Paul.
O. I. Brandvold, Bank Examiner. .. .Fergus Falls.
W. T. Hanneman, Bank Examiner.. .Minneapolis.
A. P. Rotert, Bank Examiner. ...... St. Paul.
Wm. A. Smith, Bank Examiner........ St. Paul.
D. B. Fuller, Bank Examiner............ Minneapolis.
Howard J. Klossner, Bank Examiner. New Ulm.
L. J. Luhman, Bank Examiner..........Preston.
E. F. Kenrick, Asst. Bank Examiner. St. Paul.
Geo. P. Daily, Examiner.................... E. Grand Forks.
M. E. Walsh, Assistant Examiner.... St. Paul.
John L. Haas, Bank Examiner.......... St. Paul.
Ernest W. Swanson, Bank Examiner.Minneapolis.
A. F. Schwieger, Asst. Bank Ex......... Minneapolis.
H. M. Hauck, Asst. Examiner........... Mankato.
F. V. Artig, Asst. Examiner............... St. Paul.
N. O. Dixon, Asst. Examiner............. Minneapolis.
W. B. Clement, Asst. Examiner........ Red Wood Falls.
H. R. Kneeland, Asst. Examiner....... St. Peter.
H. V. Montgomery, 2d Asst. Exam... Minneapolis.
G. M. Durkee, Chief Clerk................ Mankato.
Miss.......... M. G. McNair, Bank Commissioner.. Gulfport.
N. C. Hill, Bank Commissioner......... Hattiesburg.
Lewis E. Crook, Bank Commissioner.Meridian.
E. F. Anderson, Bank Examiner........Clinton.
J. B. Salmand, Bank Examiner......... Lumberton.
Mo........ .. ,C. F. Enright, Bank Commissioner.. .Jefferson City.
I. C. Uptegrove, Deputy Bank Com. Jefferson City.
C. O. Craig, Bank Examiner.............. Clinton.
Ben E. Turner, Bank Examiner........ Kirksville.
W. W. Seibert, Bank Examiner......... St. Louis.
P. K. Gibbons, Bank Examiner......... Edina.
J. M. Strong, Bank Examiner.......... Cape Girardeau.
H. D. Silsby, Jr., Bank Examiner... .Springfield.
Jas. T. Duncan. Bank Examiner....... St. Joseph.
M. F. Cockrell. Bank Examiner........ Kansas City.
R. R. Bean, Bank Examiner............. Springfield.
V. D. Wall, Bank Examiner............. Jefferson City.
D. A. Williams, Bank Examiner........Chillicothe.
G. W. Hobbs, Bank Examiner........... St. Louis.
O. G. Williams, Chief Clerk............... Jefferson City.

Mont........ H. S. Magraw, Supt. of Banks........... Helena.
G. A. Briebach, Asst. Supt..................Helena.
A. P. Bowie, Deputy........................... Helena.
G. T. Forbes, Deputy..........................Helena.
J. W. Langley, Deputy........................Helena.
J. W. Stearns, Deputy........................ Helena.
G. Sheldon, Clerk................................ Helena.
20

STATE BANK OFFICIALS AND EXAMINERS—Continued
State

Name

State

Address

Nev........... Gilbert C. Ross, Bank Examiner....... Carson City.
N. H........ James O. Lyford, Chairman Bk. Com.Concord.
“
Frederic S. Nutting, Bank Com......... Manchester.
“
Guy H. Cutter, Bank Commissioner .Joffrey.
N. J..........Frank H. Smith, Commissioner..........Trenton.
Thomas K. Johnston. Deputy Com. .Trenton.
L. R. Vredenburgh, Bank Examiner. Somerville.
Hugh H. Hilson, Bank Examiner.. . .Trenton.
Horace Biddle, Asst. Bank Examiner.Ocean Grove.
Alvin L. Fowler, Bank Examiner.... Haddonfield.
Chas. H. Dunham, Bank Examiner.. Plainfield.
A. S. Amerman, Bank Examiner....... Somerville.
Robt. F. Minch, Bank Examiner.... Bridgeton.
Chas. B. Veghte, Bank Examiner... .Metuchen.
Ray E. Mayham, Bank Examiner. . .Orange.
Wm. E. Walter, Bank Examiner........Rutherford.
Geo. Compton, Bank Examiner.........Trenton.
Chas. M. Bilderback. Bank ExaminerWenonah.

Address ,

Okla.......... Fred G. Dennis Commissioner...... Oklahoma City.
E. M. Tankersley, Asst. Bk. Com... .Oklahoma City.
“
W. J. Martin, Bank Examiner........... Oklahoma City.
Ray P. King, Bank Examiner............Oklahoina City.
“
H. C. Carpenter, Bank Examiner... .Oklahoma City.
“
John Knox, Bank Examiner........ .Oklahoma City.
“
D. A. Duncan, Bank Examiner.......... Oklahoma City.
“
R. B. Hotchkiss, Bank Examiner. .. .Clinton.
E. T. Plummer, Bank Examiner........ OklahomaJCity.
J. J. Petty, Bank Examiner............... Oklahoma.City.
“
Ray Wolcott, Bank Examiner....................... OklahomaCity.
*•
C. McCoy.Bldg. and Loan Auditor. .Oklahoma City.

N. M.........J. B. Read, Bank Examiner................ Santa Fe.
“
J. O. Miller, Deputy Bank Examiner.Santa Fe.
N. Y..........George I. Skinner, Superintendent.. .Albany.
“
Guernsey R. Jewett, 2d Deputy......... White Plains.
"
George Overocker, 3d Deputy............. Poughkeepsie.
“
Edward R. Anker, Land and Opinion
Clerk................................................. N. Y. City.
“
J. Johnson Ray, Private Secretary. . .Norwich.
“
Geo. V. McLaughlin, Special Deputy
Supt. of Banks, in charge of
Liquidation Bureau.........................61Br’dway,N.Y.City
A. T. Campbell, Chief Examiner. . . ,61Br’dway,N.Y.City
H .J. Young, Bank Examiner.................... Syracuse.
E. L. Dodge, Bank Examiner............ 61Br’dway,N.Y.City
R. W. Humphrey, Bank Examiner.. ,61Br’dway,N.Y.City
G. S. Adams, Bank Examiner............ 61Br’dway,N.Y.Oity
J. S. Love, Bank Examiner................61Br’dway,N.Y.City
B. D. Haight, Bank Examiner.......... 1036 Harvard,
Gordon F. Smith, Bank Examiner.. ,61Br’dway,N.Y.City
H. S. Andrews. Bank Examiner........ 61Br’dway,N.Y.City
W. A. MacCallum, Bank Examiner.. Rochester.
Claude Hutchins, Bank Examiner. . .586 Ashland Ave.,
Buffalo.
G. A. Plant, Bank Examiner............. Albany.
N. T. Killip, Bank Examiner............ Oswego.
A. B. Wheeler, Bank Examiner......... 61Br’dway,N.Y.City
J. J. Kennedy, Bank Examiner......... 61Br’dway,N.Y.Oity
Fletcher G. Crane, Bank Examiner. .61Br’dway,N.Y.City
Geo. W. Egbert, Chief Credit Bureau.Mariners Harbor.
B. B. Bullock, Bank Examiner.......... New York City.
A. H. Morey, Bank Examiner........... Buffalo.
Francis X. Werneken, Bank Exam.. ,61Br’dway,N.Y.City
H. B. Kennedy, Bank Examiner....... Auburn.
T. A. Pyterman, Bank Examiner. .. ,61Br’dway,N.Y.City
Norman J. Macdonald, Bk. Exam.. ,61Br’dway,N.Y.City
Joseph H. Zweeres, Bank Examiner.. 61Br’dway,N.Y.City
John I. Mesick, Bank Examiner........61Br’dway,N.Y.City
F. W. Piderit, Bank Examiner..........61Br’dway,N.Y.City
Peter N. Shippee, Bank Examiner. . .Albany.
Nathaniel Orens, Bank Examiner....61 Br’dway.N.Y.City
Milton L. Masson, Bank Examiner. .61Br’dway,N.Y.City
Benedetto A. Palumbo, Bank Exam. 61Br’dway,N.Y.City
J. S. Frazer, Bank Examiner............. Albany.
J. M. Kinney, Bank Examiner...... Buffalo.
A. H. Snodgrass, Bank Examiner... . 61Br’dway,N.Y.City
Wm. T. McCaffrey, Bank Examiner. Syracuse.
A. B. Clark, Bank Examiner............. Buffalo.
John C. O’Byrne, Bank Examiner.. .Albany.
S. I. Chittenden, Bank Examiner... ,61Br’dway,N.Y.City
G. F. Berger, Jr., Bank Examiner. . .Buffalo.
Arthur B. Vogel, Bank Examiner.... 61Br’dway,N.Y.City
Emmet W. Irving. Bank Examiner. .61Br’dway,N.Y.City
C. C. Hathaway, Bank Examiner.... 61Br’dway,N.Y.City
Rho L. Bush, Bank Examiner........... 61 Br’dway.N.Y.City
Louis N. Roe, Bank Examiner............. 61 Br’dway.N.Y.City
Ralph T. Simmons, Bank Examiner..61Br’dway,N.Y.City
Arthur Koch, Bank Examiner........... Saratoga Springs.
G. M. Aldrich, Bank Examiner......... 61Br’dway,N.Y.City
F. L. H. Holzer, Bank Examiner. .. ,61Br’dway,N.Y.City
Ralph E. Haven, Bank Examiner... .Adams.
Wm. Cuffney, Bank Examiner.......... 61Br’dway,N. Y.City
Geo. E. Varcoe, Bank Examiner....... 61Br’dway,N.Y.City
Lawrence H. Geser, Bank Examiner.61Br’dway,N.Y.City
Geo. A. Strack, Bank Examiner........ 61Br’dway,N. Y.City
L. W. Palmer, Bank Examiner......... 61Br’dway,N.Y.City
Frank B. McLaughlin, Bk. Examiner Syracuse.
Chas. H.' Eshelman, Bank Examiner.Niagara Falls.
Herbert C. Rogers, Bank Examiner. .61Br’dway,N.Y.City
Franklin W. Wright, Bank Exam.. .. 61Br’dway,N.Y.City
George W. Smith, Jr., Bank Exam.. ,61Br’dway,N.Y.City

Ore............ Will H. Bennett, Supt. of Banks......... Salem.
“
Marshall Hooper, Asst. Supt. and
Examiner............................................Salem.
W. M. Adair, Examiner.......................Salem.
A. A. Schramm, Examiner...................Salem.
“
Stanley L. Stewart, Asst. Bk. Exam.. Salem.
Pa..............John S. Fisher, Commissioner............. Indiana.
John W. Morrison, 1st Deputy Com. Wayne.
P. G. Cameron, 2d Deputy Com....... Harrisburg.
Jos. S. Riley, Bank Examiner............ 1528 N. 19th St.,
Philadelphia.
“
Albert Wagner, Bank Examiner........ 311 Ferguson Bldg.,
Pittsburgh.
H. A. Groman, Bank Examiner......... Bethlehem.
H. R. Moyer, Bank Examiner............Quakertown.
“
Robt. R. Moore, Bank Examiner... .Bellevue.
“
Chas. A. Steele, Bank Examiner........ Franklin.
“
Chas. Cavett, Bank Examiner............6 Mansfield Ave.,
Pittsburgh.
W. H. Anstine, Bank Examiner........ Dallastown.
Thomas Dixon, Bank Examiner........ 2029 Brandywine]St,
Philadelphia.
“
Robert Ostermaier, Bank Examiner. .448 Fourth Ave.,
Pittsburgh.
A. A. Keiser, Bank Examiner........ . .. Jenkintown.
J. T. Henry, Bank Examiner............. 4901 Walton Ave.,
Philadelphia.
A. F. Daix, 3d, Bank Examiner.........2318 Columbia"'Ave,
Philadelphia.]
Harry J. Phillips, Bank Examiner. . . Etna.
Geo. H. Wagner, Bank Examiner.. . .2730 Girard Ave..
Philadelphia.
C. H. Graff, Bank Examiner..............Kittanning.
Wm. M. Boggs, Bank Examiner........ Valencia.
F. A. Heim, Bank Examiner.............. Williamsport.
W. R. Smith, Bank Examiner............ 814 N. 63d'St.,
Philadelphia.
J. A. Taylor, Bank Examiner............ Indiana.
R. W. Knowles, Bank Examiner........6321 Ross St.,
Philadelphia.
R. S. Ruth, Bank Examiner............... Scranton.
L. W. Dennison, Bank Examiner. . . .Warren.
George Baleman, Bank Examiner.. . . West Chester.
D. A. Henderson, Jr., Bank ExaminerBrookviUe.
P. F. Snyder, Bank Examiner............Lititz.
“
M. P. Claney, Bank Examiner.......... 408 East End Ave..
„ T „
Pittsburgh.
F. L. Homsher, Bank Examiner........ Strasburg.

R. I.......... Geo. H. Newhall, Commissioner........ Providence.
“
E. J. Littlefield. Deputy Com.............Providence.
W. L. Offer, Bank Examiner..............Providence.

S. C...........James H. Craig, State Bk. Examiner. Anderson.
F. E. Watson, Asst. Bk. Examiner. . .Marion.
W. W. Bradley, Asst. Bk. Examiner.. Abbeville.

S. D.......... John Hirning, Supt. of Banks.............Pierre.
J. F. McEwen, 1st Deputy Supt. of
Banks................................................ Pierre.
A. F. Wosnuk, Examiner................... Aberdeen.
E. J. Morris, Examiner.......................Aberdeen.
Chris. Hirning, Examiner...................Pierre.
U. G. Stevenson, Examiner............... Yankton.
J. R. Shirey, Examiner....................... McLaughlin..
F. S. Lytle, Examiner.........................Pierre.
F. S. Barber, Examiner...................... Onida.
“
W. Edward, Examiner.........................Watertown.

N. C.......... Clarence Latham, Bank Examiner. . .Raleigh.
“
C. W. Cloninger, Asst. Bk. Examiner Raleigh.
“
T. H Bennett, Asst. Bk. Examiner. .Raleigh.
“
G. S. Attmore, Jr., Bank Examiner. .Raleigh.
“
Thurman Williams, Bank Examiner.. Raleigh.
N. D......... O. E. Lofthus, Bank Examiner.......... Bismarck.
“
Gilbert Semingson, Chief Deputy.. . . Bismarck.
“
W. S. Mitchell, Office Deputy............ Bismarck.
H. O. Paulson, Deputy.......................Drake.
“
O. E. Engemoen, Deputy.................... Steele.
Orin Baertsch, Deputy....................... Dawson.
F. B. McAneney, Deputy...................Devils Lake.
O. E. Bergstrom, Deputy................... Minot.
“
' John Bena, Deputy.............................Lankin.
“
L. E. Dickerson, Deputy.................... Beach.
Gilbert Brattland, Deputy................. Bismarck.
"
Chas. Carpenter, Deputy....................Grafton.
“
Hermann Scheffer, Deputy................. Bismarck.
M. E. Howland, Deputy.....................Valley City.
“
J. W. Tanger, Deputy.........................Page.




Name

Ohio..........Ira R. Pontius, Superintendent...........Columbus.
Robert T. Crew, Attorney Examiner.Columbus.'
John H. Lange, Chief Examiner..... Columbus.
George Walters, Bank Examiner....... Cleveland.
Clyde Sharp Bank Examiner...... .Ada. (
W. J. Skehan, Bank Examiner.......... Toledo.
D. J. Schurr, Bank Examiner............ Columbus.
Dudley A. Filler, Bank Examiner... .Columbus.
Lucius C. Tatman, Bank Examiner. . Columtjus.
Howard M. Sims Bank Examiner. . .Columbus.
O. B. Liming, Bank Examiner........... Mt. OrAb.
C. R. Blouvelt, Asst. Bank Examiner Leipsic;
C. C. Morgan, Bank Examiner.......... Columbus.
A. W. Pleister, Bank Examiner..........Cardington.
Ralph J. Romer, Asst. Bk. Examiner:St. Henry.
Henry J. Schulte, Bank Examiner. . . Cincinnati.
George T. Blake, Special Deputy.... Columbus.

Neb.......... J. E. Hart, Secretary............................Lincoln.
R. O. Chase, Bank Examiner............. Lincoln.
“
A. D. Touzalin, Bank Examiner........ Omaha.
“
B. B. Helmick, Bank Examiner......... Campbell.
“
Ross Brown, Bank Examiner............. Hastings.
“
H. J. Matzke, Bank Examiner............Norfolk.
“
Roy E. Smith, Bank Examiner........... Albion.
*'
Jay Riley, Bank Examiner................. Kearney.
“
Ross Thornton, Bank Examiner........ Kearney.
“
G. S. Eastmon, Bank Examiner.........Crawford.

Tenn......... S. S. McConnell, Supt. of Banks........ Nashville.
“
Hallum W. Goodloe, Asst. Supt. of
Banks................................................ N ashville.
Homer W. Scott, Bank Examiner... .Union City.
H. O. Crumbliss, Bank Examiner.. .. Kingston.
O. J. Evans, Bank Examiner..............Nashville.
D. D. Robertson, Bank Examiner... .Brownsville..
T. B. Dozier, Bank Examiner............ Nashville.

21

STATE BANK OFFICIALS AND EXAMINERS—Continued
State!

Name

Address

State

Texas.... .Geo. Waverly Briggs. Insurance and
Banking Commissioner................... Austin.
Chas. V. Johnson. Deputy Insurance
Commissioner................................... Austin.
F. P. Wood, General Liquidating
Agent................................................ Austin.
J. L. Mims, Actuary........................... Austin.
A. L. Slaughter. Bank Examiner....... Austin.
J. T. McMillin. Bank Examiner........Austin.
O. E. Breg, Bank Examiner............... Austin.
H. G. McCallon. Bank Examiner... .Austin.
Carl Carlson, Bank Examiner............Austin.
A. S. Ferrell, Bank Examiner............ Austin.
W. N. Greer. Bank Examiner............ Austin.
H. M. Barton, Bank Examiner..........Austin.
W. A. Williams. Bank Examiner....... Austin.
P. M. Bramlette, Bank Examiner... .Austin.
John S. Wightman. Bank Examiner. .Austin.
D. B. Diggs, Bank Examiner............. Austin.
Easley Waggoner, Bank Examiner.. .Austin.
Jacob Embry, Bank Examiner...........Austin.
W. G. Forrest, Bank Examiner.......... Austin.
G. B. Hogan, Bank Examiner............ Austin.
O. J. Maner, Bank Examiner............. Austin.
S. D. Young, Bank Examiner............ Austin.
L. V. Myrich. Bank Examiner........... Austin.
T. P. Priddie, Jr., Bank Examiner... Austin.
Geo. Seller, Bank Examiner............... Austin.
Nolan Taylor. Bank Examiner.......... Austin.
Utah......... N. T. Porter, Bank Commissioner. . .Centerville.
W. E. Evans. Bank Examiner............Salt Lake City.
Aubrey Tolton. Bank Examiner........ Salt Lake City.
Vt............. G. B. Carpenter. Bank Com................Montpelier.
InezM. Besett, Chief Clerk...............Montpelier.
H. E. Pease. Bank Examiner............. Montpelier.




Name

Address

Va......... . F. B. Richardson, Chief Examiner... Richmond.
E. A. Leake, Asst. Bank Examiner... Richmond.
W. T. Daniel, Asst. Bank Examiner..Waverly.
R. C. Eaton. Asst. Examiner..............Richmond.
M. E. Bristow, Asst. Examiner.......... Richmond.
Wash.... . Louis H. Moore, Bank Examiner.... Olvmpia.
C. H. Eberting, Deputy Com............. Seattle.
Geo. F. Palmer, Deputy Bk. Exam... Hoquiam.
Claude P. Hay, Bank Examiner........ Sultan.
O. R. Hupp, Bank Examiner..............Oakesdale.
Jno. A. Vanderpoel, Bank Exam........ Seattle.
J. C. Minshull, Bank Examiner......... Spokane.
Verne Lawrence, Secretary................Olympia.
W-.Va.. J. S. Hill, Commissioner of Banking.. Charleston.
Geo. M. Weekley, Asst. Oom..............Pennsboro.
Geo. B. Waggoner, Asst. Oom............ Jane Lew.
W. B. Holden, Asst. Oom................... Salem.
Wis........ .Marshall Cousins, Commissioner....... Madison.
W. H. Richards, Deputy Com............Black River Fails,
A. R. Emerson, Chief Examiner........ Madison.
R. B. Ellis. Bank Examiner................Madison.
H. N. Nelson, Bank Examiner...........Amherst Junction.
Thos. Herreid, Bank Examiner..........Madison.
Chas. T. Shape, Bank Examiner........Milwaukee.
O. F. Schwenker, Bank Examiner... .Eau Claire,
Wallace Edwards, Bank Examiner.. .Madison.
Wm. L. Carey, Bank Examiner......... Madison.
Geo. D. Luscher, Bank Examiner.... Milwaukee.
B. M. Backus. Bank Examiner.......... Madison.
G. W. Jamieson, Bank Examiner... .Madison.
Irving E. Backus, Bank Examiner. . . Madison.
P. H. Linley, Bank Examiner............ Madison.
Wyo.. . . .1. C. Newlin, Bank Examiner............ Cheyenne.
A. L. Putnam, Asst. Bank Examiner.Cheyenne.
O. F. Dickinson, Bank Examiner.... Cheyenne.
Rudolph J. Hofmann, Asst. Bk. Ex... Cheyenne.
Guy A. King, Asst. Bk. Ex................. Cheyenne.

Official Numbering Agent for American" Bankers Association

22

LIST OF NATIONAL BANK EXAMINERS AND DISTRICTS
February 16, 1920
Name and Federal
Reserve District.

Name and Federal
Reserve District.

Address.

Hoffman, Lawrence W. (5)..512 Va. Ry. & Power Bldg., Richmond, Va.
Hopkins, Raby L. (7).............331 Federal Bldg., Milwaukee, Wis.
Horn, Charles F. (2).............. .720 U. S. Customhouse, New York, N. Y.
Houston, Robert C. (7)_____ Box 735, South Bend, Ind.
Hubbell, E. S. (7)...................... 832 Spring St., Elgin, Ill.
Hutt, Wm. E. (11)................... Sherman, Texas.
James, Arthur L. (12)______ 912 O Si., Sacramento, Cal.
Jernegan, Edward S. (12)...Hotel Fresno, Fresno, Cal.
Johnson, Robin M. (11)------c/o First National Bank, St. Cloud, Fla.
Kennedy, J. L. (7)_________ P. 0. Box 184, Sheldon, Iowa.
Kuchins, Charles R. (6)____ P. 0. Box 275, Bessemer, Ala.
La Roque, O. K. (6)-------------507 Post Office Bldg., Atlanta, Ga.
Longmoor, Stanley A. (ll)..c/o Asst. Postmaster, Amarillo, Texas.
Lorang, Peter J. (9)_________631 First Ave., Fargo, N. D.
Madland, Leland_L. (9)..........416 New York Life Bldg., Minneapolis,
Minn.
McBryde, W. W. (11)............ 204 Mills Bldg., El Paso, Texas.
McGrath, John C. (7)______ P. O. Box 592, Indianapolis, Ind.
McLean, Martin (12)_______ 310 Central Bldg., Seattle, Wash.
McReynolds, J. W. (11) ....501 Southland Life Bldg., Dallas, Texas.
Mansfield, Fred S. (11)-------- 501 Southland Life Bldg., Dallas, Texas.
Marcuse, Benjamin (2)........... 560 W. 144th St., New York, N. Y.
Martin, Charles H. (12)------ 708 Trust & Savings Bldg., Los Angeles
Cal.
Martin, Leo. H. (12)............ 525 First National Bank Bldg., San Fran­
cisco, Cal.
Maxey, Charles T. (12)--------525 First National Bank Bldg., San Fran­
cisco, Cal.
Mertens, Charles R. (7)------- Shelbyville, Ill.
Miller, J. Francis (4).............. Box 163, V ilkinsburg, Pa.
Minor, W. G. (7)___________ Cannelton, Ind.
Mitchell, Wm. F. (2).............. 488 State St., Brooklyn, N. Y.
Montgomery, Robert (4)----- 509 Nat’l Bank of W. Va. Bldg., Wheeling,
W. Va.
Moore, S. A. (3)-------------------416 P. 0. Bldg., Philadelphia, Pa.
Morgan, Wm. M. (8)_........... 205 Federal Bldg., Louisville, Ky.
Mossman, John D. 110)------ 635 Tyler Si., Topeka, Kan.
Murphy, David (ID-............. Jefferson Hotel, Mount Pleasant, Tex.
O’Brien, E. E. (10)-------------- Room 224 Federal Bldg., Salina, Kan.
Otto, Charles C. (12)---------- S. 1124 Walnut St., Spokane, Wash.
Parker, Edward F. (1)........... 75 Concord St., Woodfords Sta., Portland,
Me.
Partridge, Paul (7)................
801 N. Perry Ave., Apt. No. 2, Peoria, Ill.
Patterson, Bert K. (9)---------416 New York Life Bldg., Minneapolis,
Minn.
Peightel, John C. (8)............ 4708 Cupples Place, St. Louis, Mo.
Penix, J. L. (11).......... .. ........... Crawford Apts., Waco, Texas.
Pettit, E. N. (3)------------------ Room 23, P. 0. Bldg., Wilkes-Barre, Pa
Raney, Harry B. (12)........... c/o Newhouse Hotel, Salt Lake City, Utah.
Ransom, Frank T. (8)........... 805-6 Central Bank Bldg., Memphis, Tenn.
Reed, William H (10)--------- 1515 Commerce Trust Bldg., Kansas City,
Mo.
Robb, Ellis D. (7)---------------- Colonial Apartments, Waterloo, Iowa.
Roberts, Luther K. (3).......... 416 Post Office Bldg., Philadelphia, Pa.
Roberts, W. C. (6)--------------- c/o Receiver, Heard Nat’l Bank, Jackson*
ville, Fla.
Sawyer, Jr., John T. (7) ....535 Downer Ave., Milwaukee, Wis.
Sawyer, L. M. (12)-------------- 529 Idaho Bldg., Boise, Idano.
Scott, H. W. (1)____________ Room 614, 45 Milk St., Boston, Mass.
Sisk, Carl M. (3)------------------ 1240 Hill Road, Reading, Pa.

CHIEF NATIONAL BANK EXAMINERS
Mulloney, Daniel C. (1) ....Room 614,45 Milk St., Boston, Mass.
Smith, Sherrill (2)..................... 720 U. S. Customhouse, New York, N. Y.
Johnson, Edward I. (3)_____ 416 Post Office Bldg., Philadelphia, Pa.
Schechter, Wm. J. (4) (Act.) 527 Williamson Bldg., Cleveland, Ohio.
Doughton, J. K. (5)________ 512 Va. Ry. & Power Bldg., Richmond, Va.
Pole, J. William (6).................. 507 Post Office Bldg., Atlanta, Ga.
Cooper, Silas H. L. (7).......... 804 Rector Bldg., Chicago, Ill.
Machen, Harry L. (8)............. 1310 Federal Reserve Bank Bldg., St.
Louis, Mo.
Brown, Fred (9)................... 416 New York Life Bldg., Minneapolis,
Minn.
Newnham, Stephen L. (10) .1515 Commerce Trust Bldg., Kansas City?
Mo.
Collier, Richard H. (11) ....501 Southland Life Bldg., Dallas, Texas.
Gaither, H. R. (12)................ .525 First National _Bank^Bldg., San
Francisco, Cal.

NATIONAL BANK EXAMINERS
Ackerman, Louis H. (4)......... 527 Williamson Bldg., Cleveland, Ohio.
Albert, H. E. (9)........................ 416 New York Life Bldg., Minneapolis,
Minn.
Anheier, C. H. (9)............ ....416 New York Life Bldg., Minneapolis,
Minn.
Armstrong, George E. (4)...527 Williamson Bldg., Cleveland, Ohio.
Aycock, Richard N. (5).......... Raleigh, N. C.
Baker, Wm. B. (3).................... P. O. Box 61, Lancaster, Pa.
Barrett, J. W. (3)...................... Box 977, Johnstown, Pa.
Beall, J. Harvey (7)............ _.P. O. Box 824, Des Moines, Iowa.
Bean, Norwin S. (1)................. 10 Federal Bldg., Manchester, N. H.
Best, John A. (3)...................... Room 23 P. O. Bldg., Wilkes-Barre, Pa.
Black, Harold W. (1)-----------Room 614, 45 Milk Street, Boston, Mass.
Borden, John C. (6)............ .507 Post Office Bldg., Atlanta, Ga.
Bradley, Arthur R. (.0)------1515 Commerce Trust Bldg., Kansas City,
Mo.
Brown, C. V. (3)....................... 416 Post Office Bldg., Philadelpnia, Pa.
Brooks, Rogei E. (5)............... 807 Union Trust Bldg., Washington, D. C.
Buckles, Ward M. (9)............. 8 Montana Bldg., Helena, Mont.
Byers, Ralph W. (2)................ 1041 State St., Watertown, N. Y. ” "
Camp, Albert B. (4)............... P. C. Box 202, Central Sta., Toledo, Ohio
Cecil, K. B. (3).......................... 416 Post Office Bldg., Philadelphia. Pa.
Challman, L. Oscar (9)........... 416 New York Life Bldg., Minneapolis,
Minn.
Chapman, C. H. (3)................. 413 Post Office Bldg., Philadelphia, Pa
Chenault, John B. (4)---------- Maysville, Ky.
Cloe, Wm. B. (5)----------------- P. O. Box 1185, Huntington, W. Va.
Coffin, George M. (1)............ 118 Waverly Place, New York, N. Y.
Congdon, George C. (3)......... P. 0. Box 497, Williamsport. Pa.
Congdon, Sidney B. (4).....527 Williamson Bldg., Cleveland, Ohio.
Cooper, Roy A. (10)............... Box 421, Hastings, Neb.
Cooper, T. A. (1)___________ 28 School St., Montpelier, Vt.
Crocker, Sherwood (10)..........718 Grant St., Denver, Colo.
Davenport, Henry B------------ c/o Comptroller of the Currency, Wash­
ington, D. C.
Davis, Thomas H. (5)----------512 Va. Ry. & Power Bldg., Richmond, Va
Donahue, Edward J. (2)....The Greycourt Apt., Ithaca, N. Y.

Donough, Milton E. (2)___ 720 U. S. Customhouse, New York, N Y

Smiley, Mervale D. (9)____ Cataract Hotel, Sioux Falls, S. D.

Dougherty, Wm. P. (9)------- 631 First Ave., Fargo, N. D.
i
DuBois, Nathan S. (4)........... 527 Williamson Bldg., Cleveland, Ohio
Faris, A. B. (4)........................... Ill E. Auburn Ave., Cincinnati, Ohio
Farmer, Thurston P. (10)...820 Court St., Muskogee, Okla.
Filson, Chas. H. (10)............ 321 N. First St., Guthrie, Okla.
u
Fletcher, Thomas E. (6).___ Cordele, Ga.
Folger, Wm. P. (5)................... 512 Va. Ry. & Power Bldg., Richmond, Va.
Freeman, Lloyd R. (2)______ 392 Lincoln Ave., Orange, N. J.
Funsten, Jr , James B. (2) ..720 U. S. Customhouse, New York, N. Y.
Funsten, William P. (7)........ 804 Rector Bldg., Chicago. Ill.
George, Harry L. (2).............27 N. Main Ave., Albany, N. Y.
Goodell, George W. (10)------ 2070 Clermont St., Denver, Colo.
Goodwyn, T. J. (5)........... ...P. O. Box 326, Columbia, S. C.
Gough, E. H. (8)................... .Boonville, Ind.
Gray, Wm. M. (12)............... 163 Hill St., Ocean Park, Cal.
Griffin, James L. (6)............... 507 Post Office Bldg., Atlanta, Ga.
Griffey, Orville A.<10).......... 812 American Nat’l Bank Bldg., Oklahoma
City, Okla.
Guthrie, John A. (10) . ........... Capitol Bldg., Cheyenne, Wyo.
Haneke, Edward C. (4).......... 527 Williamson Bldg., Cleveland, Ohio.
Hargreaves, R. L. (8).............. 1310 Federal Reserve Bank Bldg., St.
Louis, Mo.
Haugen, N. E. (7)................ ..2803 Grand Ave., Des Moines, Iowa.
Harkin, Daniel V. (7)........... 804 Rector Bldg., Chicago, Ill.
Hayes, Jr., Ben (7)................... Davenport, Iowa.
Hayes, Wm. Z. (2)_________ P. O. Box 740, Buffalo, N. Y.
Hodgson, R. M. (6)................. U. S. Customhouse, Mobile, Ala.




Address.

Smith, Arthur B. (9)_______ 3000 James Ave., Minneapolis, Minn
Smith, Clarence F. (4)--------- P. O. Box 1058, Pittsburgh, Pa.
Smith, John H. (9).......... ....416 New York Life Bldg., Minneapolis,
Minn.
Snyder, Vernon, G._................ 416 Post Office Bldg., Philadelphia, Pa.
Stauffer, George E. (3)_____ 416 Post Office Bldg., Philadelphia, Pa.
Stearns, E. Willey (2)---------P. O. Box No. 3, Albany, N. Y.
Stewart, Charles A. (5)_____ 807 Union Trust Bldg., Washington, D. C.
Stringfellow, J. B. (5).............. Forest Depot, Va.
Summers, George S. (3)..........Box 255, Carlisle, Pa.
Thomas, Thomas C. (4) ....Neil House, Columbus, Ohio.
Thompson, A. D. (11).............1104 W. Mulberry Ave., San Antonio,
Texas
Thompson, J. Ernest (11) ...501 Southland Life Bldg., Dallas, Texas
Thompson, Oscar (12).............708 Trust & Savings Bldg., Los Angeles^
Cal.
Trimble, James (5)............... ..807 Union Trust Bldg., Washington, D. C.
Walker, Harry W. (9)............. P. O. Box 71, Huron, S. D.
Walter, Edgar D (6)............... 202 Fourth Ave., Rome, Ga.
Williams, Thomas M. (10)..1515 Commerce Trust Bldg., Kansas City,
Mo.
Wilson, Lewis (10)........... ...... Box 451, Hutchinson, Kan.
Wood, D. R. (5)-------------------P. O. Bldg., Martinsburg, W. Va.
Wood, John S. (8)-------------- 5540 Cates Ave., St. Louis, Mo.
Woods, John K. (11)_______ P. O. Box 195, Houston, Texas.
Woodside, Hal (8)..................... 541 South Clay Ave., Kirkwood, Mo.
Young, Wm. R. (8)................ .640 Park Ave., Hot Springs, Ark.

23

CLEARING HOUSES IN THE UNITED STATES AND CANADA
The following Cities and Towns have Bank Clearing House Associations.
The officers of each Association may be easily found by referring to the name of the City or Town in
the Bank List immediately following the Banks.

‘ before name of city in this list denotes Clearing House examination.
* before a bank’s name in the Bank list indicates that it is a member of its local Clearing House.
Aberdeen, S. D.............—
Adrian, Mich......................
Akron, Ohio.—----------Albany, Ga-------------------Albany, N. Y......................
Albany, Ore.---------------Altoona, Pa................. —
Amarillo, Tex..—.............
Ann Arbor, Mich..............
Asheville, N. C-------------Atchison, Kans------------Atlanta, Ga................ '—
Augusta, Ga-----------------Aurora, Ill...—...............
Austin, Tex.......... .............

Bakersfield, Cal..—------Baltimore. Md. —.............
Bangor, Me.........................
Bartlesville, Okla--------Bay City, Mjich—--------Beaumont, Tex......... -—
Bellingham, Wash...........
Berkeley. Calif-----------Billings, Mont.------- 1—
Binghamton, N. Y--------Birmingham, Ala.______
Bismarck, N. D.---------Bloomington, 111.......... —
Boise, Ida._____________
Boston, Mass--------- ------Bowling Green, Ky.........
Brandon, Man.-------------Brantford, Ont.------------Brookfield, Mo.------------Brunswick, Ga-------------Buffalo, N. Y.---------------Butler, Pa............ ...............
Calgary, Alberta----------Camden, N. J---------------Oanton, Ohio---------------Cape Girardeau, Mo....
Cedar Rapids, Iowa..—
Charleston, 8. C.---------Charlotte, N. C-----------Chattanooga, Tenn...—
Cheraw, S. C................ —
Chester, Pa------------------Chester, S. C.____ ____
Cheyenne, Wyo.._____




‘Chicago, Ill.......................
Chillicothe. Mo..................
Cincinnati, Ohio...............
‘Cleveland, Ohio______
Coeur d'Alene, Ida..........
Colo. Spgs., Colo.............
Columbia, S. 0..................
Columbus, Ga...............—
‘Columbus, Ohio______
Connellsville, Pa_______
Cordele Ga.......... ...........
Corsicana, Tex..............
Dallas, Tex_____________
Danville, III____________
Davenport, Iowa ............
Dayton, Ohio.....................
Decatur, Ill.......... —...........
Denver, Colo....................
Des Moines, Iowa...........
Detroit, Mich............. .......
Dickinson, N. D............
Dothan, Ala___________

Dublin, Ga.___________

Grand Rapids, Mich.... ‘Los Angeles, Cal______
Greensboro, N. C............ ‘Louisville, Ky.............. ...
Greensburg, Pa....____ Lowell, Mass________
Greenville, Miss........
Greenville, S. 0................
Guthrie, Okla.............. ..... Macon, Ga_____________

Hagerstown, Md----------Hal ifax,Nova Scotia____
Hamilton, Ohio..... ...........
Hamilton, Ontario...........
Hammond, Ind._______
Hannibal, Mo__________
Harrisburg, Pa..................
Hartford, Conn............ .
Hawkinsville, Ga.......... —
Helena, Ark........................
Helena, Mont.....................
Henderson, Ky.------------Holyoke, Mass..................
Homestead, Pa............ —
Houston, Tex..................
Huntington, W. Va........

Mansfield, Ohio________
Mason City, la. _______
McAlester, Okla. .. ___

Medford Ore.. ................
Medicine Hat, Alta. —.
Memphis, Tenn________
‘Milwaukee, Wis..............
‘Minneapolis, Minn--------

Minot, N. D______ ____
Mobile, Ala-------------------Montclair, N. J..............
Montgomery, Ala..............
Montreal, Quebec______
Moose Jaw, Sask..............
Muncie, Ind...... .................
Muscatine, la.......... ..........
‘Muskogee, Okla..............

Dubuque, Iowa________
Duluth, Minn._________ Indianapolis, Ind.........—

Edmonton, Alta________
Elberton, Ga___________
El Paso, Tex—________
Emporia, Kan._________
Ennis. Tex._______ ____
Erie, Pa._____ _____ ___
Estherville, la________ _
Eugene, Ore___________
Evansville, Ind...... ...........
Fall River, Mass..............
Fargo, N. D........................
Flint, Mich.____________
Fort Wayne, Ind_______
Fort Worth, Tex..............
Franklin, Pa........—
Frederick. Md. . ........... .
Fremont, Neb_______ —
Fresno, Cal.___________
Gainesville, Fla......__
Galveston, Tex..................
Gary, Ind.................... .......
Grand Forks, N. D____
Grand Island, Nebr..—
Grand Junction, Colo__

Jackson, Mich-------------- ‘Nashville, Tenn----------Jacksonville, Fla...------- Nebraska City, Neb-----Jacksonville, Ill..—____ New Albany, Ind---------Johnstown, Pa................. New Bedford,Mass..........
Joplin, Mo.____________ New Brighton, Pa.____
New Castle, Pa..................
Kalamazoo, Mich............. New Haven, Conn______
Kansas City, Kan............ Newnan, Ga.___________
‘Kansas City, Mo._____ ‘New Orleans, La_____
Knoxville, Tenn............... Newport News, Va.____
‘New York, N. Y._____
Lancaster, Pa....................
Norfolk, Va.___________
Lansing, Mich._________
Norristown, Pa............ —
La Salle, Ill........................
Lawrence, Kan—.............
Lawton, Okla................—
Lebanon, Pa------------------ Oakland, Cal...... ...............
Lethbridge. Alta—......... Ocala, Fla............................
Lewistown, Mont--------- Ogden, Utah___________
Lexington, Ky.________ Oil City, Pa..—________
Lima, Ohio —............. — ‘Oklahoma, Okla..............
Lincoln, Neb................ — Omaha, Neb.__________
Little Rock, Ark----------- Orange, N. J.__________
London, Ontario............... Osage, la. —............. .......
Long Beach, Cal.---------- Oshkosh, Wis__________
Lorain, Ohio___________ Ottawa, Ontario________

24

Owensboro, Ky.. ............. Seattle, Wash............. ..
Sedalia, Mo__________
Sherman, Tex---------Palestine, Tex.________
Shreveport, La---------Parsons, Kans.________
Sioux City, Iowa____
Paris, Ky______________
Sioux Falls, S. D..„_
Passaic, N. J.__________
South Bend,Ind_____
Pasadena, Cal__________
Spartanburg, S. C___
Pensacola, Fla......... .........
‘Spokane ,Wash.___
Peoria, Ill______________
Springfield, Hl._____
‘Philadelphia, Pa.______
Springfield, Mass____
Pine Bluff, Ark............ .....
Springfield, Mo______
Pittsburg, Kan. _______
Springfield, Ohio____
Pittsburgh, Pa_________
Stockton, Cal________
Portland, Me.......... ...........
Superior, Wis_______
‘Portland, Ore_________
Syracuse, N. Y..____
Providence, R. I........ .....
Pueblo, Colo______ ____
Tacoma, Wash........ ....
Tampa, Fla........ ______
Quebec, Quebec............... Texarkana, Ark_____
Quincy, Ill______ ______ Toledo, Ohio........... ....
Topeka, Kan._______
Toronto, Ontario___
Raleigh, N. C...... ...............
Trenton, N. J.______
Reading, Pa........................
Tulsa, Okla...................
Regina, Sask.__________
Reno, Nev......... .................
Valdosta, Ga________
Richmond, Va.________
Vancouver, Br.Col—
Ritzville, Wash...............
Vicksburg, Miss.___
Rochester, Minn._____
Victoria, Br. Col.___
Rochester, N. Y-----------Vidalia, Ga._________
Rockford, Hl___________
Rock Island, Ill.______ Waco, Tex.......... .........
Roswell. N. M.................... Washington, D. 0—

Washington, Ga____
Sacramento, Cal................
Saginaw, Mich.________
Saint John, N. B..............
‘Saint Joseph, Mo...___
‘Saint Louis, Mo.______
‘Saint Paul, Minn._____
Salisbury, N. C.. ...........
Salt Lake City, Utah------San Antonio, Tex.............
San Diego, Cal--------- —
San Francisco, Cal-------San Jose, Cal...... .............
Santa Monica, Cal............
Saskatoon, Sask-----------Savannah, Ga---------------Scranton, Pa______ ____

Waterbury, Conn.__
Waterloo, la.______
Wheeling, W. Va____
Wichita, Kan_______
Wilkesbarre, Pa.___
Williamsport, Pa..__
Wilmington, Del.___
Wilmington, N. C.__
Winnipeg, Man............
Winona, Minn. ____
Worcester, Mass.___
Yakima, Wash______
York, Pa.-----------------Youngstown, Ohio...
Zanesville. Ohio____

FEDERAL RESERVE BANK INFORMATION

FEDERAL RESERVE BOARD
(All members in Washington, D. C., during term of office)

DAVID F. HOUSTON, Chairman (ex-officio)
CHARLES S. HAMLIN, Boston, Mass.,
W. P. G. HARDING, Birmingham, Ala.,
(1926)
Governor, (1922)
HENRY A. MOEHLENPAH, Clinton, Wis.„
ALBERT STRAUSS, New York City,
(1920)
Vice-Governor (1928)
JOHN SKELTON WILLIAMS (ex-ofRcio).

ADOLPH C. MILLER, San Francisco, Cal.,
(1924)

G. L. HARRISON, General Counsel.
R. G. EMERSON, Assistant Secretary.
H. PARKER WILLIS, Director, Analysis
and Research.
M. JACOBSON, Statistician.
J. E. CRANE, Acting Director, Division of
Foreign Exchange.

W. T. CHAPMAN, Secretary.

W. W. HOXTON, Executive Secretary.

W. M. IMLAY, Fiscal Agent.
W. W. PADDOCK, Chief, Division of

Operations and Examinations.

FEDERAL ADVISORY COUNCIL—(1920)
PHILIP STOCKTON, Boston, District No. 1

J. B. FORGAN, Chicago, District No. 7

A. B. HEPBURN, New York, District No. 2

FRANK O. WATTS, St. Louis, District No. 8

LEVI L. RUE, Philadelphia, District No. 3

C. T. JAFFRAY, Minneapolis, District No. 9

W. S. ROWE, Cincinnati, District No. 4

E. F. SWINNEY, Kansas City, District No. 10

J. G. BROWN, Raleigh, N. C., District No. 5

R. L. BALL, San Antonio, District No. 11

OSCAR WELLS, Birmingham, District No. 6

A. L. MILLS, Portland, Ore., District No. 12

DISTRICT No. 1—Bank Located at Boston

(Transit Number 5-1)

TERRITORY IN DISTRICT—Maine, New Hamphsire, Vermont, Massachusetts, Rhode Island, and Connecticut,
except Fairfield County. Membership: National Banks 395; State Banks 36.

DIRECTORS
CLASS A:—THOMAS P. BEAL (1920), Boston; F. S. CHAMBERLAIN (1922), New Britain, Conn.; EDWARD
S. KENNARD (1921), Rumford, Maine.
CLASS B:—E. R. MORSE (1922), Proctor, Vermont; PHILIP R. ALLEN (1920), East Walpole, Mass.; C. G.
WASHBURN (1921), Worcester, Mass.
CLASS C:—FREDERIC H. CURTISS (1920), Boston, Chairman of Board and Federal Reserve Agent; JESSE E..
METCALF (1922), Providence, R. I.; ALLEN HOLLIS (1921), Concord, N. H., Deputy-Chairman.

OFFICERS
FREDERIC H. CURTISS, Chairman and Federal Reserve Agent; CHARLES A. MORSS, Governor; CHARLES F.
GETTEMY, Assistant Federal Reserve Agent; C. E. SPENCER, Jr., Deputy Governor; CHESTER C. BULLEN, Deputy
Governor and Cashier; WILLIAM WILLETT, Cashier.
ASSISTANT CASHIERS:—ERNEST M. LEAVITT, HARRY A. SAUNDERS, L. WALLACE SWEETSER
WILLIAM N. KENYON, ELLIS G. HULT, and FRANK W. CHASE.
HARRY F. CURRIER. Auditor: ARTHUR W. WEED. Counsel.

LIABILITIES

RESOURCES

Gold coin and certificates............................ $
Gold settlement fund....................................
Gold with Foreign Agencies.........................
Gold with Federal Reserve Agents.............
Gold redemption fund..................................
Legal tender notes, silver, etc......................

Capital paid in....................................................'............... $ 7,198,000
Surplus..........................................................

8,359,000

Government deposits...........................................................

4,777,000

Due to members—reserve account..................................... 113,721,000

Deferred availability items.................................................
All other deposits...............

54,990,000

6,486,000

Federal Reserve notes in actual circulation....................... 234,991,000
Federal Reserve bank notes in circulation, net liability...

19,369,000

AU other liabilities...............................,..............................

1,567,000

TOTAL LIABILITIES..............................................$451,400,000
3




25

9,239,000
32,176,000
8,345,000
72,129,000
22,601,000
4,836,000

Total reserve.........................................
Bills discounted—secured by Government
War obligations—members.....................
Bills discounted—aU others.........................
Bills bought in open market........................
U. S. Gov. Bonds...........................................
U. S. Gov. certificates of indebtedness........
Bank premises...............................................
Five per cent redemption fund against Fed­
eral Reserve bank notes...........................
UncoUected items and other deductions
from gross deposits..................................
All other resources........................................

$149,326,000

TOTAL RESOURCES........................

$451,460,000.

112,933,000
48,085,000
51,51l’000
539,000
21,896,000
1,106,000
1,072,000
64,644,000
348,000

FEDERAL RESERVE BANK INFORMATION
DISTRICT No. 2—Bank Located at New York City.

(Transit Number 1-120)

TERRITORY IN DISTRICT—The State of New York and the following counties in New Jersey: Bergen, Essex,
Hudson, Hunterdon, Middlesex, Monmouth, Morris, Passaic, Somerset. Sussex, Union, and Warren and the County of
Fairfield, Connecticut. Membership: National Banks 633; State Banks 126.

DIRECTORS
CLASS A:—JAMES S. ALEXANDER (1922), N. Y. City; ROBERT H. TREMAN (1920), Ithaca, N. Y.; CHARLES
SMITH (1921), Oneonta, N. Y.
CLASS B:—CHARLES A. STONE (1922), N. Y. City; L. R. PALMER (1921), Croton-on-Hudson, N. Y.
CLASS C:—PIERRE JAY (1922), N. Y. City, Chairman of Board and Federal Reserve Agent; GEORGE F.
PEABODY (1921), Saratoga Springs, N. Y., Deputy Chairman of Board; W. L. SAUNDERS (1920), Plainfield, N. J.

OFFICERS
GENERAL OFFICERS
BENJ. STRONG, Governor; J. HERBERT CASE, Deputy Governor; LOUIS F. SAILER, Deputy Governor; FRANCIS
OAKEY, Acting General Auditor; HARRY ARTHUR HOPF, Organization Counsel; DUDLEY H. BARROWS, Secretary.

SENIOR OFFICERS
J. HERBERT CASE, Controller of Foreign Relations Pro tern, Controller of Loans Pro tern; LAURENCE H.
HENDRICKS, Controller of Collections; JOSEPH D. HIGGINS, Controller of Cash and Custodies; ARTHUR W.
GILBART, Controller of Administration; LOUIS F. SAILER, Controller of Fiscal Agency Functions Pro tern, Controller
of Accounts Pro tern; EDWIN R. KENZEL, Controller of Investments; CHANNING RUDD, Controller of Government
Loan Organization.
JUNIOR OFFICERS
GILBERT E. CHAPIN, Manager Loan Department; CHARLES H. COE, Manager Check Department; JAY E.
CRANE, Manager Foreign Department; RALPH T. CRANE, Manager Member Bank Relations Department; WILLIAM
H. DILLISTIN, Manager Bank Examinations Department; BETHUNE M. GRANT, Manager Government Securities
Sales Department; WILLIAM A. HAMILTON, Manager Cash Department; HOWARD M. JEFFERSON, Manager
Personnel Department; J. WILSON JONES, Manager Government Bond Department; ADOLPH J. LINS, Manager Govern­
ment Deposit Department; WALTER B. MATTESON, Manager Certificates of Indebtedness Department and Manager
Securities Department; HENRY R. MURRAY, Manager Collection Department; ROBERT M. O’HARA, Manager Bill
Department; JOHN E. RAASCH, Manager Planning Department; LESLIE R. ROUNDS, Manager Accounting Depart­
ment and Manager Disbursing Department; WILLIAM M. ST. JOHN, Manager Custody Department; I. WARD WATERS,
Manager Service Department; CARL SNYDER, Manager Statistics Department; EDWIN C. FRENCH, Manager Vault
Department.

FEDERAL RESERVE AGENT
PIERRE JAY, New York City.
SHEPARD MORGAN, Assistant Federal Reserve Agent.

BUFFALO BRANCH.

(Transit Number 10-26)

R. M. GIDNEY, Manager; W. W. SCHNECKENBURGER, Cashier.
DIRECTORS
E. C. McDOUGALL, Buffalo; CLIFFORD HUBBELL, Buffalo; H. T. RAMSDELL, Buffalo; R. M. GIDNEY,
Buffalo; FRANK L. BARTLETT, Olean.

RESOURCES

LIABILITIES

Gold coin and certificates............................. 8136,008,000
Gold settlement fund.................................... 77,954,000
Gold with Foreign Agencies......................... 41,950,000
Gold with Federal Reserve Agents.............. 281,778,000
Gold redemption fund.................................. 25,088,000
Legal tender notes, silver, etc...................... 46,171,000

Capital paid in.................................................................... $ 22,399,000

Surplus.................................................................................

45,082,000

Government deposits........................................................... 31,510,000

Due to members—reserveaccount...................................... 729,545,000

Deferred availability........................................................... 150,124,000
All other deposits................................................................

42,394,000

Federal Reserve notes inactualcirculation......................... 769,170,000
Federal Reserve bank notes in circulation, net liability...

50,853,000

All otner liabilities...............................................................

10,819,000

TOTAL LIABILITIES




81,851,896,000
26

Total cash reserve..................-.............
Bills discounted—secured by Government
war obligation...........................................
Bills discounted—all others.........................
Bills bought in open market........................
U. S. Government Bonds............................
U. S. (government Victory Bonds..............
U. S. certificates of indebtedness.................
Bank premises...............................................
Five per cent redemption fund against
Federal Reserve bank notes...................
Uncollected items and other deductions
from gross deposits..................................
All other resources......... ..............................

8608,955,000

TOTAL RESOURCES........................

81,851,896,000

595,495,000
166,632,000
191,215,000
1,457,000
50,000
69,240,000
3,094,000
2,729,000

211,926,000
1,103,000

FEDERAL RESERVE BANK INFORMATION
DISTRICT No. 3—Bank Located at Philadelphia. (Transit Number 3-4)
TERRITORY IN DISTRICT—Delaware, the following counties of New Jersey: Atlantic, Burlington, Camden,
Cape May, Cumberland, Gloucester, Mercer, Ocean, and Salem, and all Pennsylvania east of western boundary of
following counties: McKean, Elk, Clearfield, Cambria, and Bedford. Membership: National Banks 636; State Banks 40.
DIRECTORS
CLASS A:—JOS. WAYNE, JR. (1920), Philadelphia; FRANCIS DOUGLAS (1921), Wilkes Barre, Pa.; M. J.
MURPHY (1922), Clarks Green, Pa.
CLASS B:—ALBA B. JOHNSON (1922), Philadelphia; EDWIN S. STUART (1920), Philadelphia; CHARLES K.
HADDON (1921), Camden, N. J.
CLASS C:—RICHARD L. AUSTIN (1920), Philadelphia, Chairman of Board and Federal Reserve Agent; HENRY
B. THOMPSON (1922), Wilmington, Del., Deputy Chairman of Board; CHAS. C. HARRISON (1921), Philadelphia.
OFFICERS
WILLIAM H. HUTT, Deputy Governor; EDWIN S. STUART, Deputy Governor; WILLIAM A. DYER, Cashier
and Secretary.
ASSISTANT CASHIERS:—C. A. McILHENNY, JAMES M. TOY, W. J. DAVIS, S. R. EARL, R. M. MILLER,
Jr., and F. W. LABOLD.
LIABILITIES
RESOURCES
Capital paid in..................................................................... $ 7,899,000
Gold coin and certificates.............................$ 1,190,000
Gold settlement fund.................................... 30,218,000
Surplus fund......................................................................... 8,805,000
Gold with Foreign Agencies ... ...............
0,146,000
Gold with Federal Reserve Agents.............. 81,721,000
„
. ,
..
.
Gold redemption fund..................................
8,592,000
Government deposits........................................................... 4,969,000
Legal tender notes, silver, etc.......................
236,000

Due to members—reserve account................. ..................

97,575,000

Deferred availability items............................................-...

67.665,000

Total cash reserve........................... .
$131,103,000
Bills discounted—secured by Government
often.::‘SSffi

AUo.h.,^p„iu................................................................
6.403,000
1
Federal Reserve notes in actual circulation....................... 222,802,000

31,261,000
500,0Q0

27,567,000
i nAAnn,.
1,890,000

U. S. certificates of indebtedness.................
Bank premises...............................................
Uncollected items and other deductions
from 2ross deposits.............................
Five per cent redemption fund against
Federal Reserve bank notes...................
An other resOurces........................................

$445,665,000

TOTAL RESOURCES........................

$445,665,000

Federal Reserve bank notes in circulation, net liability...
.i iAll other liabilities...............................................................
TOTAL LIABILITIES........................................ .

DISTRICT No. 4—Bank Located at Cleveland.

76,407,000
1,475,000
569,000

(Transit Number 6-1)

TERRITORY IN DISTRICT—State of Ohio, all that part of Pennsylvania west of the eastern boundaries of the
following counties: Warren, Forest, Jefferson, Indiana, and Somerset, the counties of Marshall, Ohio, Brooke, Tyler,
Wetzel, and Hancock in the State of West Virginia, and all that part of the State of Kentucky located east of the western
boundary of the following counties: Boone, Grant, Scott, Woodford, Jessamine, Garrard, Lincoln, Pulaski, and McCreary.
Membership: National Banks 748; State Banks 68.
DIRECTORS
CLASS A:—ROBERT WARDROP (1920), Pittsburgh; CHESS LAMBERTON (1922), Franklin, Pa.; O. N. SAMS
(1921), Hillsboro, Ohio.
CLASS B:—THOS. A. COMBS (1920), Lexington, Ky.; R. P. WRIGHT (1922), Erie, Pa.; JOHN STAMBAUGH
(1921), Youngstown, Ohio.
9
CLASS C:—DAVID C. WILLS (1920), Cleveland, Chairman of Board and Federal Reserve Agent; L. B. WILLIAMS
(1922), Cleveland, Ohio, Deputy Chairman of Board; HARRY P. WOLFE (1921), Columbus, Ohio.
OFFICERS
DAVID C. WILLS, Federal Reserve Agent; J. C. NEVIN, Assistant Federal Reserve Agent and Secretary.
E. R. FANCHER, Governor; M. J. FLEMING, Assistant to Governor; F. J. ZURLINDEN, Assistant to Governor;
H. G. DAVIS, Cashier. .
ASSISTANT CASHIERS:—W. F. TAYLOR, H. F. STRATER, C. W. ARNOLD, G. H. WAGNER, G. A.
STEPHENSON and D. B. CLOUSER.
F. V. GRAYSON, Auditor. '
___________________

(Transit Number 13-43)

CINCINNATI BRANCH.

L. W. MANNING, Manager; R. B. BARRETT, Cashier; JOHN P. H. BREWSTER, Assistant Cashier.
DIRECTORS
W. S. ROWE, L. W- MANNING, JUDSON HARMON, CHAS. A. HINSCH, Cincinnati.

PITTSBURGH BRANCH.

(Transit Number 8-30)

GEORGE DE CAMP, Manager; THOS. C. GRIGGS, Cashier; P. A. BROWN, Assistant Cashier.
DIRECTORS
R. B. MELLON, CHAS. W. BROWN, JAMES D. CALLERY, HARRISON NESBIT, GEORGE DE CAMP,
Pittsburgh, Pa.
LIABILITIES
RESOURCES
Gold coin and certificates............................ $ 14,067,000
Capital paid in.....................................................................$ 9,535,000
Gold settlement fund.................................... 41,116,000
Gold with Foreign Agencies.........................
9,374,000
Surplus fund.......... ’.............................................................
9,089,000
Gold with Federal Reserve Agents.............. 122,298,000
Gold redemption fund..................................
1,150,000
Government deposits........................................................... 3,205,000
Legal tender notes, silver, etc......................
967,000
Due to members—reserve account..................................... 135,788,000

Deferred availability items.................................................

63,915,000

All other deposits.................................................................

6,022,000

Federal Reserve notes in actual circulation....................... 256,556,000
Federal Reserve bank notes in circulation, net liability...

21,439,000

All other liabilities...............................................................

1,544,000

TOTAL LIABILITIES




$507,093,000
27

Total reserve................
Bills discounted—secured by Government
war obligations.........................................
Bills discounted—all other...........................
Bills bought in open market........................
U. S. Government Bonds.............................
U. S. Government Victory Bonds...............
U. 8. certificates of deposits.........................
Bank premises.... ?......................................
Five per cent redemption fund against
Federal Reserve bank notes...................
Uncollected items and other deductions
from gross deposits..................................
All other resources.................................... .•

$188,972,000

TOTAL RESOURCES........................

$507,093,000

969,400,000
46,555,000
73,355,000
833,000
23,571,000
10,000
640,000

1,155,000

74,597,000
465,000

FEDERAL RESERVE BANK INFORMATION

DISTRICT No. 5—Bank Located at Richmond.

(Transit Number 68-3)

TERRITORY IN DISTRICT—District of Columbia, Maryland, Virginia, North Carolina, South Carolina, and all
West Virginia except the counties of Marshall, Ohio, Brooke, Tyler, Wetzel, and Hancock.
Membership: National Banks 540; State Banks 46.
DIRECTORS
CLASS A:—JOHN F. BRUTON (1922), Wilson, N. C.; EDWIN MANN (1920), Bluefield, W. Va.; CHAS. E.
RIEMAN (1921), Baltimore, Md.
CLASS B:—EDMUND STRUDWICK (1921), Richmond; DAVID R. COKER (1920), Hartsville, S. C.; JAMES
F. OYSTER (1922), Washington, D. C.
CLASS C:—CALDWELL HARDY (1920), Norfolk, Chairman of Board and Federal Reserve Agent; JAMES A.
MONCURE (1922), Richmond, Deputy Chairman of Board; HOWARD BRUCE (1921), Baltimore, Md.

OFFICERS
A. H. DUDLEY, Assistant Federal Reserve Agent; J. G. FRY, Assistant Federal Reserve Agent; GEORGE J. SEAY»Governor; CHAS A. PEPLE, Deputy Governor; R. H. BROADDUS, Deputy Governor; GEORGE H. KEESEE, Cashier?
C. V. BLACKBURN, Assistant Cashier; THOMAS MARSHAL, Jr., Assistant Cashier; EDWARD WALLER, Jr., Assistant
Cashier; W. W. DILLARD, Assistant Cashier.
___________________

BALTIMORE BRANCH.

(Transit Number 7-27)

M. M. PRENTIS, Manager; CHARLES H. WYATT, Cashier; F. M. LEEKE, Assistant Cashier.
DIRECTORS
M. M. PRENTIS, H. B. WILCOX, CHAS. C. HOMER, WALDO NEWCOMER, and WILLIAM INGLE, Baltimore.
RESOURCES

LIABILITIES

Geld coin and certificates............................ $
Gold settlement fund....................................
Gold with Foreign Agencies.........................
Gold with Federal Reserve Agents.............
Gold redemption fund..................................
Legal tender notes, silver, etc......................

Capital paid in.....................................................................$ 4,397,000
Surplus..................................................................................

5,820,000

Government deposits...........................................................

4,121,000

Due to members—reserve account.....................................

60,863,000

Deferred availability items.................................................

67,797,000

All other deposits.................................................................

3,654,000

Federal Reserve notes in actual circulation....................... 130,777,000
Federal Reserve bank notes in circulation, net liability.. .

11,794,000

All other liabilities...............................................................

711,000

2,521,000
24,241,000
5,602,000
39,204,000
10,962,000
204,000

Total reserve.........................................
Bills discounted—secured by Government
war obligations.........................................
Bills discounted—all other...........................
Bills bought in open market........................
U. S. Government bonds..............................
U. S. certificates of indebtedness.................
Bank premises...............................................
Uncollected items and other deductions
from gross deposits..................................
Five per cent redemption fund against
Federal Reserve bank notes...................
All other resources........................................

# 82,734,000

TOTAL RESOURCES........................

#289,934,000

TOTAL LIABILITIES..............................................#289,934,000

DISTRICT No. 6—Bank Located at Atlanta.

76,305,000*
23,455,000
10,748,000
1,235,000“
12,260,000
553,000
81,640,000*

435,000
569,000

(Traifcit Number 64-14)

TERRITORY IN DISTRICT—Alabama, Georgia, Florida, all Tennessee east of the western boundary of the follow­
ing counties: Stewart, Houston, Humphreys, Perry, and Wayne; all Mississippi south of the northern boundary of .the
following counties: Issaquena, Sharkey, Yazoo, Madison, Leake, Neshoba, and Kemper; all Louisiana, south ofjthe
northern boundaries of the parishes of Vernon, Rapides, and Avoyelles.
Membership: National Banks 363; State Banks 64.
DIRECTORS
CLASS A:—JOHN K. OTTLEY (1921) Atlanta, Ga.; OSCAR NEWTON (1922), Jackson, Miss.; PETER R.
KITTLES (1920), Sylvania, Ga.
CLASS B:—LEON C. SIMON (1920), New Orleans; J. A. McCRARY (1921), Decatur, Ga.; W. H. HARTFORD
(1922), Nashville, Tenn.
CLASS C:—JOS. A. McCORD (1920), Atlanta, Chairman of Board and Federal Reserve Agent; EDW. T. BROWN
(1921), Atlanta, Deputy Chairman of Board; W. H. KETTIG (1922), Birmingham, Ala.
OFFICERS
M. B. WELLBORN, Governor; L. C. ADELSON, Deputy Governor; CREED TAYLOR, General Auditor; M. W. BELL,
Cashier; R. A. SIMS, Assistant Cashier; W. B. ROPER, Assistant Cashier; W. R. PATTERSON, Assistant Cashier;
J. L. CAMPBELL, Assistant Cashier; J. M. SLATTERY, Secretary.

BIRMINGHAM BRANCH.

(Transit Number 61-19)

ALEX. E. WALKER, Manager; W. C. STERRETT, Cashier.
DIRECTORS
W. H. KETTING, Chairman; OSCAR WELLS, T. O. SMITH, W. W. CRAWFORD, and JOHN H. FRYE.

JACKSONVILLE, Fla., BRANCH.

(Transit Number 63-19)

G. R. DE SAUSSURE, Manager; W. G. WILSON, Cashier.
DIRECTORS
JOHN C. COOPER, Chairman; EDWARD W. LANE, FULTON SAUSSEY, B. H. BARNETT, and GILES L.
WILSON.
___________________

(Transit Number 87-10)

NASHVILLE BRANCH.

BRADLEY CURREY, Manager; J. B. McNAMARA, Cashier.

DIRECTORS
W. W. HARTFORD, Chairman; J. E. CALDWELL, E. A. LINDSEY, T. A. EMBREY, and P. M. DAVIS.




28

FEDERAL RESERVE BANK INFORMATION

DISTRICT No. 6—Continued
NEW ORLEANS BRANCH.

(Transit Number 14-21)

MARCUS WALKER, Manager; W. H. BLACK, Assistant Manager; LOUIS BUCKNER, Jr., Cashier.
DIRECTORS
P. H. SAUNDERS, Chairman, New Orleans; A. P. BUSH, Mobile, Ala.; J. E. BOUDEN, Jr., New Orleans; H. B.
UIGHTCAP, Jackson, Miss.; FRANK ROBERTS, Lake Charles, La.; JAS. P. BUTLER, Jr., New Orleans, La,; F. W.
FOOTE, Hattiesburg, Miss.
___________________

SAVANNAH AGENCY.
R. J. TAYLOR, Manager; R. N. GROOVER, Assistant Manager.
+

_____________________________________________________________________________________ ’_____

RESOURCES

LIABILITIES

■Capital paid in.....................................................................$ 3,469,000
Surplus......................................................................

Gold coin and certificates............................ $ 8,523,000
Gold settlement fund................................... 15,979,000
Gold with Foreign Agencies......................... 4,116,000
Gold with Federal Reserve Agents.............. 59,938,000
Gold redemption fund..................................
7,125,000
Legal tender notes, silver, etc......................
1,199,000

4,695,000

Government deposits.................................................

2,527,000

Due to members—reserve account...........................

56,250,000

Deferred availability items.......................................

34,044,000

All other deposits.......................................................

2,652,000

Federal Reserve notes in actual circulation............. 142,090,000

Federal Reserve bank notes in circulation, net liability.. » 15,278,000
All other liabilities.....................................................

707,000

TOTAL LIABILITIES.................................... $261,712,000

Total reserve.........................................
Bills discounted—secured by Government
war obligations.........................................
Bills discounted—all other...........................
Bills bought in open market........................
U. S. Government bonds..............................
U. S. Government Victory notes.................
U. S. certificates of indebtedness.................
Bank premises................ ......
Uncollected items and other deductions
from gross deposits..................................
Five per cent redemption fund against
Federal Reserve bank notes..................
All other resources............................

$ 96,880,000

TOTAL RESOURCES........................

$261,712,000

DISTRICT No. 7—Bank Located at Chicago.

63,749,000
34,648,000
11,098,000
375,000
4,000
15,665,000
480,000
37,701,000

782,000
294,000

(Transit No. 2-30)

TERRITORY IN DISTRICT—State of Iowa, all that part of Wisconsin in the counties of Vernon, Monroe, Jackson,
Clark, Marathon, Langlade, Oconto, and Marinette, together with all the counties lying east and south of these counties:
all of the southern peninsula of Michigan, viz.: that part east of Lake Michigan; all that part of Illinois located north of
a line forming the southern boundary of the following counties: Hancock, Schuyler, Cass, Sangamon, Christian, Shelby,
Cumberland, and Clark; and all that part of Indiana north of a line forming the southern boundaries of the following
counties: Vigo, Clay, Owen, Monrote, Brown, Batrholomew, Jennings, Ripley, and Ohio.
Membership: National Banks 1048; State Banks 326.
DIRECTORS
CLASS A:—GEORGE M. REYNOLDS (1921), Chicago; CHARLES H. McNIDER (1922), Mason City, Iowa;
E. L. JOHNSON (1920), Waterloo, Iowa.
CLASS B:—J. W. BLODGETT (1922), Grand Rapids, Mich.; A. R. ERSKINE (1920), South Bend, Ind.; A. H.
VOGEL (1921), Milwaukee, Wis.
CLASS C:—W. A. HEATH (1921), Evanston, Ill., Chairman of Board and Federal Reserve Agent; JAMES SIMPSON
(1920), Chicago, Deputy Chairman of Board; E. T. MEREDITH (1922), Des Moines, Iowa.

OFFICERS
W. A. HEATH, Chairman and Federal Reserve Agent; JAMES SIMPSON, Deputy Chairman; W. F. McLALLEN,
Secretary and Assistant Federal Reserve Agent; W. H. WHITE, Assistant Federal Reserve Agent and Manager Department
of Examinations; CHARLES G. RUTLEDGE, Assistant to the Manager Department of Examinations; JOSEPH M. CON­
WAY, Examiner; MARK A. WILSON, Examiner; F. R. BURGESS, Auditor; WALTER A. HOPKINS, Assistant
Auditor; H. G. KAISER, Assistant Auditor; CHARLES L. POWELL, Counsel; FRANK M. HUSTON, Statistician;
J. B. McDOUGAL, Governor; C. R. McKAY, Deputy Governor; B. G. McCLOUD, Assistant to the Governor; S. B. CRAMER,
Cashier; W. C. BACHMAN, Assistant Cashier; F. BATEMAN, Assistant Cashier; F. J. CARR, Assistant Cashier; KENT
C. CHILDS, Assistant Cashier; J. H. DILLARD, Assistant Cashier; FRANK R. HANRAHAN, Assistant Cashier; DON
A. JONES, Assistant Cashier; FRANK A. LINDSTEN, Assistant Cashier; WILBUR K. LYLE, Assistant Cashier; O. J.
NETTERSTROM, Assistant Cashier; A. H. VOGT, Assistant Cashier; CLARKE WASHBURNE, Assistant Cashier;
VANEMIN LAMONT, Acting Assistant Cashier; LOUIS G. MEYER, Acting Assistant Cashier; E. L. HARRIS, Manager
Bank Relations and Membership.
___________________

(Transit No. 9-29)

DETROIT BRANCH.

ROBERT B. LOCKE, Manager; JOHN G. BASKIN, Assistant Federal Reserve Agent; H. N. BAXENDALE, Acting
Assistant Federal Reserve Agent; WM. R. CATION, Cashier; J. B. DEW, Assistant Cashier.
DIRECTORS
JOHN BALLANTYNE, EMORY W. CLARK, JULIUS H. HAASS, ROBERT B. LOCKE, Detroit.
LIABILITIES
RESOURCES

Gold coin and certificates............................ $ 24,278,000
Gold settlement fund.................................... 97,947,000
Gold with Foreign Agencies......................... 13,604,000
Gold with Federal Reserve Agents............. 217,271,000
Gold redemption fund.................................. 14,347,000
Legal tender notes, silver, etc......................
1,935,000

Capital paid in.................................................................... $ 12,525,000
Surplus.................................................................................

14,292,000

Government deposits...........................................................

4,284,000

Federal Reserve bank notes in circulation, net liability...

3,979,000

All other liabilities.............................................................’.

2,955,000

Total reserve.........................................
Bills discounted—secured by Government
war obligations.........................................
Bills discounted—all other..........................
Bills bought in open market........................
U. S. Government bonds.............................
U. S. certificates of indebtedness.................
Bank premises................................... .
Uncollected items and other deductions
from gross deposits..................................
Five per cent redemption fund against
Federal Reserve bank notes...................
All other resources........................................

TOTAL LIABILITIES..............................................$920,780,000

TOTAL RESOURCES........................

Due to members—reserve account..................................... 269,728,000

Deferred availability items.................................................

86,132,000

All other deposits................................................................

9,965,000

Federal Reserve notes in actual circulation....................... 481,109,000




29

$369,382,000

$920,780,000

153,642,000
161,272,000
70,807.000
4,477,000
40,500,000
2,116,000

116,389,000
1,660,000
535,000

FEDERAL RESERVE BANK INFORMATION
DISTRICT No. 8—Bank Located at St. Louis.

(Transit Number 4-4)

TERRITORY IN DISTRICT—Arkansas, all Missouri east of the western boundary of the following counties:
Harrison, Daviess, Caldwell, Ray, Lafayette, Johnson, Henry, St. Clair, Cedar, Dade, Lawrence, and Barry; all Illinois
south of the northern boundaries of the following counties: Adams, Brown, Morgan, McCoupin, Montgomery, Fayette,
Effingham, Jasper, and Crawford; all Indiana south of the northern boundaries of the following counties: Sullivan, Greene,
Lawrence, Jackson, Scott, Jefferson, and Switzerland; all Kentucky west of the eastern boundaries of the following counties:
Gallatin, Owen, Franklin, Anderson, Mercer, Boyle, Casey, Russell, and Wayne; all Tennessee west of the eastern boundaries
of the following counties: Henry, Benton, Decatur, and Hardin; and
Mississippi north of the southern boundaries of the
following counties: Washington, Holmes, Attala, Winston, Noxubee, and Humphreys.
Membership: National Banks 468; State Banks 68.
DIRECTORS

CLASS A:—WALKER HILL (1920), St. Louis; J. C. UTTERBACH (1921), Paducah, Ky.; SAMUEL A. ZIEGLER
(1922), Albion, Ill.
CLASS B:—ROLLA WELLS (1921), St. Louis; WILLIAM B. PLUNKETT (1922), Little Rock, Ark.; LE ROY
PERCY (1920), Greenville, Miss.
CLASS C:—WM.McC. MARTIN (1921), St. Louis, Chairman of Board and Federal Reserve Agent; JOHN W.
BOEHNE (1920), Evansville, Ind., Deputy Chairman; C. P. J. MOONEY (1922), Memphis, Tenn.
OFFICERS

WM. McC. MARTIN, Chairman of the Board and Federal Reserve Agent; C. M. STEWART, Assistant Federal Reserve
Agent; D. C. BIGGS, Governor; OLIN M. ATTEBERY, Governor; JAMES G. McCONKEY, Secretary and Counsel;
J. W. WHITE, Cashier; A. H. HAILL, Assistant Cashier; J. W. RINKLEFF, Assistant Cashier; W. H. GLASGOW,
Assistant Cashier; E. J. NOVY, General Auditor.

LITTLE ROCK BRANCH.

(Transit Number 81-13)

A. F. BAILEY, Managing Director; M. H. LONG, Cashier.
DIRECTORS

A. F. BAILEY, C. A. PRATT, J. E. ENGLAND, Jr., GEO. W. ROGERS, and MOORHEAD WRIGHT.

LOUISVILLE BRANCH (Transit Number 21-59)
W. P. KINCHELOE, Managing Director; JOHN T. MOORE, Cashier.
DIRECTORS

W. P. KINCHELOE, Louisville; W. C. MONTGOMERY, Elizabethtown, F. M. SACKETT, Louisville; GEORGE
W. NORTON, Louisville; E. L. SWEARINGER, Louisville.

MEMPHIS BRANCH.

(Transit Number 26-3)

JNO. J. HEFLIN, Managing Director; A. J. WILLIAMS, Cashier,

DIRECTORS
JNO. J. HEFLIN, J. D. McDOWELL, S. E. RAGLAND, T. K. RIDDICK, and R. B. SNOWDEN.

LIABILITIES

RESOURCES

Capital paid in.....................................................................$ 4,081,000

Surplus fund........................................................................

Gold coin and certificates............................ $ 2,891,000
Gold settlement fund.................................... 20,273,000
Gold with Foreign Agencies.........................
5,373,000
Gold with Federal Reserve Agents.............. 57,703,000
Gold redemption fund........................
6,197,000
Legal tender notes, silver, etc......................
3,211,000

3,724,000

Government deposits...........................................................

4,268,000

Due to members—reserve account.....................................

68,427,000

Deferred availability items.................................................

50,897,000

All other Deposits................................................................

3,859,000

Total reserve.........................................
Bills discounted—Secured by Government
war obligations..........................................
Bills discounted—all other...........................
Bills bought in open market........................
United States Government Bonds...............
U. S. certificates of indebtedness.................
Bank premises...............................................
Uncollected items and other deductions
from gross deposits...._.............................
Five per cent redemption fund against
Federal Reserve bank notes.....................
All other resources........................................

Federal Reserve notes in actual circulation....................... 134,209,000

Federal Reserve bank notes in circulation, net liability ..

15,359,000

All other liabilities...............................................................

926,000

TOTAL LIABILITIES




TOTAL RESOURCES.......................

$285,750,000
30

$ 95,648,000

48,300,000
48,300,000
10,860,000
1,153,000
17,560,000
356,000

66,196,000
336,000
279,000

$285,750,000

FEDERAL RESERVE BANK INFORMATION
DISTRICT No. 9—Bank Located at Minneapolis.

(Transit Number 17-8)

TERRITORY IN DISTRICT—Montana, North Dakota, South Dakota, Minnesota, all Wisconsin in the counties
La Crosse, Trempealeau, Eau Claire, Chippewa, Taylor, Lincoln, Oneida, Forest, and Florence, and all the counties lying
north and west of these and the northern peninsula of Michigan.
Membership: National Banks 836; State Banks 88.
•
DIRECTORS
CLASS A:—THEODORE WOLD (1922), Minneapolis; L. B. HANNA (1920), Fargo, N. Dak.; WESLEY C. McDOWELL (1921), Marion, N. Dak.
CLASS B:—F. R. BIGELOW (1922), St. Paul; F. P. HIXON (1921), La Crosse, Wis.; NORMAN B. HOLTER (1920),
Helena, Mont.
CLASS C:—JOHN H. RICH (1920), Minneapolis, Chairman of Board and Federal Reserve Agent; W. H. LIGHTNER
(1921), St. Paul; C. H. BENEDICT (1922), Lake Linden, Mich.

OFFICERS
R. A. YOUNG, Governor; S. S. COOK, Cashier; CURTIS L. MOSHER, Assistant Federal Reserve Agent; L. W. LONG
Acting Auditor.
ASSISTANT CASHIERS:—FRANK C. DUNLOP, GRAY WARREN, R. E. TOWLE, L. E. RAST.

LIABILITIES

RESOURCES

Capital paid in.................................................................... $ 3,112,000

Surplus. . . ...........................................................................

3,569,000

Government deposits..........................................................

1,467,000

Due to members—reserve account....................................

51,366,000

Deferred availability items.................................................

13,638,000

All other deposits................................................................

2,261,000

Federal Reserve notes in actual circulation.......................

81,635,000

Federal Reserve bank notes in circulation, net liability. .

8,070,000

All other liabilities...............................................................

685,000

Gold coin and certificates............................ $ 7,294,000
Gold settlement board,Federal Reserve
Board................................................... 20,378,000
Gold with Foreign Agencies.........................
3,087,000
Gold with Federal Reserve Agents............. 33,755,000
Gold redemption fund..................................
1,059,000
Legal tender notes, silver, etc......................
81,000
Total reserve.........................................
Bills discounted—secured by Government
war obligations..........................................
Bills discounted—all other...........................
Bills bought in open market........................
U. S. Government bonds..............
Bank premises..............................................
U. S. certificates of indebtedness.................
Uncollected items and other deductions
from gross deposits...................................
Five per cent redemption fund against
Federal Reserve bank notes................
All other resources.. . ...................................

$ 65,654,000

TOTAL RESOURCES.......................

$165,803,000

TOTAL LIABILITIES.............................................. $165,803,000

23,883,000
41,233,000
5,691,000
116,000
515,000
8,480,000

19,696,000
406,000
129,000

DISTRICT No. 10—Bank Located at Kansas City, Mo. (Transit Number 18-4)
TERRITORY IN DISTRICT—Kansas, Nebraska, Colorado, Wyoming, all Missouri west of the eastern boundaries
of the following counties: Worth, Gentry, DeKalb, Clinton, Clay, Jackson, Cass, Bates, Vernon, Barton, Jasper, Newton,
and McDonald; all Oklahoma with exception of the following counties: Atoka, Byron, Choctaw, Coal, Johnston, Marshall,
McCurtain, and Pushmataha; all New Mexico north of a line forming the southern boundary of the following counties:
McKinley, Sandoval, Santa Fe, San Miguel, and Union.
Membership: National Banks 1005; State Banks 33.
DIRECTORS
CLASS A:—W. J. BAILEY (1922), Atchison, Kan.; C. E. BURNHAM (1920), Norfolk, Neb.; J. C. MITCHELL
(1921), Denver, Colo.
CLASS B:—M. L. McCLURE (1922), Kansas City, Mo.; THOS. C. BYRNE (1921), Omaha, Neb.; HARRY W.
GIBSON, (1920), Muskogee, Okla.
•CLASS C:—ASA E. RAMSAY (1920), Kansas City, Chairman of Board and Federal Reserve Agent; F. W. FLEMING
(1922), Kansas City, Vice Chairman of Board; R. H. MALONE (1921), Denver.

OFFICERS
J. Z. MILLER, Jr., Governor; C. A. WORTHINGTON, Deputy Governor; J. W. HELM, Cashier; C. K. BOARDMAN
Assistant Federal Reserve Agent and Secretary.
ASSISTANT CASHIERS:—JOHN PHILLIPS, Jr., E. P. TYNER, L. H. EARHART, G. E. BARLEY, C. E.
DANIEL, M. W. E. PARK, A. G. FROST.

DENVER BRANCH

(Transit Number 23-19)

C. A. BURKHARDT, Manager; P. R. FREDMAN, Cashier.

s
S
DIRECTORS
*
C. C. PARKS, Denver; A. C. FOSTER, Denver; C. A. BURKHARDT, Denver; JOHN EVANS, Denver; ALVA
ADAMS, Pueblo.

OMAHA BRANCH

(Transit Number 27-12)

O. T. EASTMAN, Manager; E. D. McALLISTER, Cashier.
x
DIRECTORS
/
LUTHER DRAKE, Omaha; GEO. E. ABBOTT, Cheyenne, Wyo.; O. T. EASTMAN, Omaha; P. L. HALL, Lincoln;
R. O. MARNELL/Nebraska City.




31

FEDERAL RESERVE BANK INFORMATION

DISTRICT No. 10—Continued
OKLAHOMA CITY BRANCH.
(Authorized bat not yet open for business')

L. H. EARHART, Manager; R. 6. WUNDERLICH, Cashier.
DIRECTORS
P. C. DINGS, Ardmore; DORSET CARTER, Oklahoma City; WM. MEE, Oklahoma City; E. K. THURMOND,
Oklahoma City; L. H. EARHART, Oklahoma City.

RESOURCES

LIABILITIES
Capital paid in.....................................................................$ 4,021,000
Surplus fund.........................................................................

Gold coin and certificates.............................$
302,000
Gold settlement fund, F. R. B’d.................. 40,637,000
RESOURCES (Continued)
Gold with Foreign Agencies......................... 5,487,000
Gold with Federal Reserve Agents............. 39,430,000
Gold redemption fund..................................
3,714,000
Legal tender notes, silver, etc......................
446,000

6,116,000

Government deposits......... ................................................

3,629,000

Due to members—reserve account.....................................

86,714,000

Deferred availability items..................................................

64,840,000

All other deposits................................................................

4,011,000

Federal Reserve notes iD actual circulation.......................

99,565,000

Federal Reserve bank notes in circulation, net liability .

19,471,000

All other liabilities...............................................................

1,016,000

Total reserve.........................................
Bills discounted—secured by Government
war obligations..........................................
Bills discounted—all other...........................
Bills bought in open market.......................................
U. S. Government bonds..............................
U. S. certificates of indebtedness.................
Bank premises...............................................
Uncollected items and other deductions
from gross deposits...................................
Five per cent redemption fund against
Federal Reserve bank notes.....................
All other resources........................................

TOTAL LIABILITIES.............................................. $289,383,000

TOTAL RESOURCES.......................

DISTRICT No. 11—Bank Located at Dallas.

$ 90,016,000
32,806,000
55,141,000
7,910,000
8,868,000
15,323,000
462,000
77,363,000

977,000
517,000
$289,383,000

(Transit Number 32-3)

TERRITORY IN DISTRICT—Texas, all New Mexico south of the northern boundaries of the following counties:
Valencia, Bernolillo, Torrance, Guadalupe, and Quay, all Louisiana north of the southern boundaries of the following
■counties: Sabine, Natchitoches, Grant, LaSalle, Catahoula, and Concordia; the following counties in Oklahoma: Atoka,
Marshall, Bryan, Choctaw, Coal, Pushmataha, McCurtain, and Johnston, and the following counties in Arizona: Pima,
Graham, Greenlee, Cochise, and Santa Cruz.
Membership: National Banks 644; State Banks 117.
DIRECTORS
CLASS A:— J.T. SCOTT (1921), Houston, Tex.; E. K. SMITH (1920), Shreveport, La.; B. A. McKINNEY (1922),
Durant, Okla.
CLASS B:—MARION SANSOM (1922), Ft. Worth, Texas; FRANK KELL (1921), Wichita Falls, Texas; J. JJ
CULBERTSON (1920), Paris, Texas.
CLASS C:—W. F. RAMSEY (1920), Dallas, Chairman of Board and Federal Reserve Agent; W. B. NEWSOME (1921),
Dallas, Deputy Chairman of Board; H. O. WOOTEN (1922), Abilene, Texas.

OFFICERS
W. F. RAMSEY, Federal Reserve Agent; C. C. HALL, Assistant Federal Reserve Agent; R. L. VAN ZANDT, Governor;
LYNN P. TALLEY, Deputy Governor and Cashier; R. B. COLEMAN, Assistant Cashier; PAUL G. TAYLOR, Assistant
Cashier; D. P. REORDAN, Assistant Cashier; FRED HARRIS, Assistant Cashier; W. C. WEISS, General Auditor;
C. B. TEAGARDEN, Assistant General Auditor.

(Transit Number 88-1)

EL PASO BRANCH.

R. R. GILBERT, Manager; M. CRUMP, Cashier; J. H. NIENDORFF, Assistant Federal Reserve Agent and Auditor;
DIRECTORS
R. R. GILBERT, A. F. KERR, U. S. STEWART, A. P. COLES, and W. W. TURNEY, El Paso.

(Transit Number 35-4)

HOUSTON BRANCH.

SAM R. LAWDER, Manager; E. F. GOSSETT, Cashier; PAUL S. MILLER, Assistant Federal Reserve Agent and
A uditor.
DIRECTORS
SAM R. LAWDER, J. A. PONDROM, FRANK ANDREWS, J. C. CHIDSEY, and J. J. DAVIS.

RESOURCES

LIABILITIES

Capital paid in . . ................................................................. $ 3,419,000

Surplus fund.........................................................................

3,030,000

Government deposits...........................................................

2,856,000

Due to members—reserve account.....................................

63,079,000

Deferred availability items...................................

32,709,000

All other deposits.................................................................

2,171,000

Federal Reserve notes in actual circulation.......................

71,677,000

Federal Reserve bank notes in circulation—net liability . .

9,860,000

All other liabilities...............................................................

638,000

Gold coiD and certificates............................ $ 6,948,000
Gold settlement fund, F. R. B’d.................. 14,117,000
Gold with Foreign Agencies......................... 2,972,000
Gold with Federal Reserve Agents.............. 32,369,000
Gold redemption fund..................................
2,585,000
Legal tender notes, silver, etc......................
1,719,000

TOTAL LIABILITIES............................................ $189,439,000




12

Total reserve.........................................
Five per cent redemption fund against
Federal Reserve bank notes.....................
Bills discounted—secured by Government
war obligations ..........................................
Bills discounted—all others.........................
Bills bought in open market........................
U. S. certificates of indebtedness.................
Bank premises..................
Uncollected items and other deductions
from gross deposits...................................
All other resources........................................

$ 60,710,000

TOTAL RESOURCES.......................

$189,439,000

568,000
45,476,000
17,035,000
1,037,000
8,300,000
506,000
51,608,000
233,000

FEDERAL RESERVE BANK INFORMATION
DISTRICT No. 12—Bank Located at San Francisco.

(Transit Number 11-37)

TERRITORY IN DISTRICT—California, Washington, Oregon, Idaho, Nevada, Utah, and the following counties
in Arizona: Apache, Coconino, Gila, Maricopa, Mohave, Navajo, Pinal, Yavapai, and Yuma.
Membership: National Banks 582; State Banks 138.
DIRECTORS
CLASS A:—C. K. McINTOSH (1922), San Francisco; J. E. FISHBURN (1920), Los Angeles, Cal.; M. A. BUCHAN
(1921), Palo Alto, Cal.
CLASS B:—E. H. COX (1922), Madera; A. B. C. DOHRMAN (1920), San Francisco; J. A. McGREGOR (1921),
San Francisco.
CLASS C:—JOHN PERRIN (1920), San Francisco, Chairman of Board and Federal Reserve Agent; WALTON N.
MOORE (1921), San Francisco, Deputy Chairman of Board; EDWARD ELLIOTT (1922), Berkeley, Calif.

OFFICERS
JNO. U. CALKINS, Governor; WM. A. DAY, Deputy Governor; IRA CLERK, Assistant Deputy Governor; C. H.
STEWART, Assistant Deputy Governor; W. N. AMBROSE, Cashier.

ASSISTANT CASHIERS:—C. R. SHAW, W. M. HALE, C. D. PHILLIPS, H. C. VOGELSANG, and F. H. HOLMAN
S. G. SARGENT, Assistant Federal Reserve Agent and Chief Examiner; E. H. TUCKER, Assistant Federal Reserve Agent;
GAVIN McNAB, Counsel^. S. HOUSE, Auditor.

LOS ANGELES BRANCH, (Transit Number 16-16)
IRA CLERK, Acting Manager; A. B. NORDLING, Cashier; H. N. MANGELS, Assistant Cashier.
DIRECTORS
IRA CLERK, San Francisco; A. J. Waters, Los Angeles; JOSEPH F. SARTORI, Los Angeles; H. M. ROBINSON,
Pasadena; ISAAC B. NEWTON, Los Angeles.

PORTLAND BRANCH, (Transit Number 24-1)
C. L. LAMPING, Manager; FREDERICK GREENWOOD, Cashier; R. B. WEST, Assistant Cashier.
DIRECTORS
C. L. LAMPING, Portland; J. C. AINSWORTH, Portland; NATHAN STRAUSS, Portland; E. A. COOKINGHAM,
Portland; J. N. TEAL, Portland.

SALT LAKE CITY BRANCH,

(Transit Number 31-31)

CHAS. H. STEWART, Acting Manager; J. C. GALBRAITH, Cashier; PAUL M. LEE, Assistant Cashier.
DIRECTORS
L. H. FARNSWORTH, Salt Lake City; C. A. DAY, Ogden; CHAS. H. STEWART, Salt Lake City; G. G. WRIGHT,
Salt Lake City; L. HANCHETT, Salt Lake City.

SEATTLE BRANCH, (Transit Number 19-1)
C. J. SHEPHERD, Manager; D. L. DAVIS, Cashier; C. A. BEMIS, Assistant Cashier.

DIRECTORS
M. F. BACKUS, M. A. ARNOLD, C. J. SHEPHERD, CHAS. H. CLARKE, CHAS. E. PEABODY, Seattle, Wash.

SPOKANE BRANCH, (Transit Number 28-1)
CHAS. A. McLEAN, Manager; W. L. PARTNER, Cashier; EVAN BERG, Assistant Cashier.

DIRECTORS
D. W. TWOHY, Spokane; R. L. RUTTER, Spokane; CHAS. A. McLEAN, Spokane; PETER McGREGOR, Spokane;
G. I. TOEVS, Spokane.

RESOURCES

LIABILITIES

Gold coin and certificates............................ $
Gold settlement fund, F. R. B’d..................
Gold with Foreign Agencies.........................
Gold with Federal Reserve Agents.............
Gold redemption fund.................. ..............
Legal tender notes, silver, etc......................

Capital paid in.....................................................................$ 5,837,000

Surplus fund........................................................................

7,539,000

Government deposits................................ .......................

5,361,000

Due to members—reserve account..................................... 117,656,000

Federal Reserve bank notes in circulation, net liability ...

11,680,000

All other liabilities...............................................................

1,844,000

Total reserve.........................................
Bills discounted—Secured by Government
war obligations..........................................
Bills discounted—all other...........................
Bills bought in open market........................
U. S. Government bonds..............................
U. S. certificates of indebtedness.................
Bank premises........................................
Uncollected items and other deductions
from gross deposits...............................
Five per cent redemption fund against
Federal Reserve bank notes.....................
All other resources........................................

$415,497,000

TOTAL RESOURCES.......................

Deferred availability items.................................................
All other deposits..............................

33,767,000
5,450,000

Federal Reserve notes in actual circulation....................... 226,363,000

TOTAL LIABILITIES




33

11,895,000
24,488,000
5,259,000
81,830,000
10,809,000
272,000
$134,553,000

$415,497,000

49,091,000
41,443,000
119,256,000
2,632,000
12,365,000
231,000
54,961,000

665,00Q
300,000

FEDERAL LAND BANK INFORMATION

FEDERAL FARM LOAN BOARD
DAVID F. HOUSTON, Chairman
GEORGE W. NORRIS, Farm Loan Commissioner

CHARLES E. LOBDELL

W. S. A. SMITH
ASBURY F. LEVER

W. W. FLANNAGAN, Secretary

DISTRICT No. 1—Bank Located at Springfield, Mass.
TERRITORY IN DISTRICT—Maine, New Hampshire, Vermont, Massachusetts, Rhode Island, Connecticut. New York, and New Jersey.
CAPITAL, $1,328,725.
DIRECTORS—EDWARD H. THOMSON. President; B. G. McINTYRE, Vice-President; HUGH S. McCONNOR, Secretary; G. SCOTT
DALGLEISH. Treasurer, and HERBERT MYRICK.

DISTRICT No. 2—Bank Located at Baltimore, Md.
TERRITORY IN DISTRICT—Pennsylvania, Delaware, Maryland, Virginia, West Virginia, and the District of Columbia.
CAPITAL, $1,400,000.
DIRECTORS — VULOSKO VAIDEN. President;
D. FRED SHAMBERGER, Vice-President;
CALVIN R. TITLOW,
GEO. A. HARRIS. Treasurer, and JOHN H. MURRAY.

Secretary;

DISTRICT No. 3—Bank Located at Columbia, S. C.
TERRITORY IN DISTRICT—North Carolina, South Carolina, Georgia, and Florida.
CAPITAL, $1,553,440.
DIRECTORS—D. A. HOUSTON. President; L. I. GUION. Vice-President; HOWARD C. ARNOLD. Secretary; H. H. ROOT. Treasurer.

DISTRICT No. 4—Bank Located at Louisville, Ky.
TERRITORY IN DISTRICT—Ohio, Indiana. Kentucky, and Tennessee.
CAPITAL, $1,767,135.
DIRECTORS—WALTER HOWELL. President; H. A. SOMMERS, Vice-President; JAMES B. DAVIS. Secretary; L. B. CLORE, Treasurer,
and A. P. SANDLES._______________________________________________________

DISTRICT No. 5—Bank Located at New Orleans, La.
TERRITORY IN DISTRICT—Alabama, Mississippi, and Louisiana.
CAPITAL, $1,734,995.
DIRECTORS—T. F. DAVIS. President; W. C. DUFOUR, Vice-President; C. C. GASPARD. Secretary; J. V. De GRUY, Treasurer, and
J. T. SAVAGE.
_______________________________________________________

DISTRICT No. 6—Bank Located at St. Louis, Mo.
TERRITORY IN DISTRICT—Illinois. Missouri and Arkansas.
CAPITAL, $1,828,110.
DIRECTORS—HERMAN W. DANFORTH. President; CARL E. HOPKINS. Vice-President; O. J. LLOYD Secretary; L. L. BEAVERS*
Treasurer, and D. WARD KING.

DISTRICT No. 7—Bank Located at St. Paul, Minn.
TERRITORY IN DISTRICT—Michigan, Wisconsin. Minnesota, and North Dakota.
CAPITAL, $2,548,245.
DIRECTORS—E. G. QUAMME, President; B. F. FAAST, Vice-President; H. K. JENNINGS, Secretary; PAUL A. PREUS, Treasurer, and
W. S. HARRIS.

DISTRICT No. 8—Bank Located at Omaha, Neb.
TERRITORY IN DISTRICT—Iowa, Nebraska, South Dakota, and Wyoming.
CAPITAL, $2,383,020.
DIRECTORS—D P. HOGAN. President; JOSEPH M. CAREY. Vice-President; C. M. GRUENTHER. Secretary; E. D. MORCOM Treasurer,
and WARREN C. BAKER.

DISTRICT No. 9—Bank Located at Wichita, Kas.
TERRITORY IN DISTRICT—Oklahoma, Kansas, Colorado, and New Mexico.
CAPITAL, $1,910,555.
DIRECTORS—MILAS LASATER President;
J. B. McMANUS, Vice President;
A. N. ROCHESTER. Secretary;
Treasurer, and C. E. SOUTHARD.
_______________________________________________________

CALEB DAGG.

DISTRICT No. 10—Bank Located at Houston, Tex.
TERRITORY IN DISTRICT—The State of Texas.
CAPITAL, $2,248,060.
DIRECTORS—M. H. GOSSETT. President; J. A. THOMPSON. Vice-President; R. D. JOHNSON, Treasurer; S. A. LINDSEY. Secretary, and
D. J. WOODWARD.

DISTRICT No. 11—Bank Located at Berkeley, Cal.
TERRITORY IN DISTRICT—California. Nevada. Utah, and Arizona.
CAPITAL, $1,535,665.
DIRECTORS—W. H. JOYCE, President; A. C. KUHN, Vice-President;
and JOHN GUILL, Jr.

WILLARD D. ELLIS, Secretary;

R. T. EVANS, Treasurer

DISTRICT No. 12—Bank Located at Spokane, Wash.
TERRITORY IN DISTRICT—Washington, Oregon, Montana, and Idaho.
CAPITAL, $2,447,480.
DIRECTORS—D. G. O’SHEA. President; DAVID S. WALLACE. Vice-President; GEORGE C. JEWETT, Secretary; GEORGE M. DREHER.
Treasurer, and A. W. CAWTHORN.




34