Board of Governors of the Federal Reserve System (U.S.), 1935-. "Joint agency issue loan-to-deposit ratios for compliance with Riegle-Neal Act of 1994" in Press Releases of the Board of Governors of the Federal Reserve System (August 13, 1998). https://fraser.stlouisfed.org/title/9237/item/674610, accessed on January 13, 2025.