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SELECTED ECONOMIC INDICATORS CENTRAL MISSISSIPPI VALLEY o o 4TH QUARTER 1976 STATE ACTIVITY S U M M A R Y D IS C U S S IO N p o g e 3 METROPOLITAN AREA ACTIVITY page page page SUMMARY 4 SUMMARY 16 E V A N S V IL L E 26 ARKANSAS 6 ST. LOUIS 18 S P R IN G FIE LD , M O 28 KEN TU C K Y 8 LOUISVILLE 2 0 FORT S M ITH 30 MISSISSIPPI 10 MEM PHIS 2 2 P IN E BLUFF 32 M IS S O U R I 12 LITTLE R O C K 24 TENNESSEE 14 CHECK PAYMENTS 10 OTHER CITIES p a g e 34 P re p a re d by F e d e ra l R es e rve B a n k of St. Louis Released: Fe b ru a ry 15, 1 9 7 7 THE DATA Selected economic data are provided for five states, seven Standard and one Nonstandard Metropoli tan Statistical Areas which are entirely or partially within the Eighth Federal Reserve District. Also included are check payment series for ten other Eighth District cities. of data for the last Wednesday of the preceding month, the Wednesday on or preceding the 15th of the current month, and the last Wednesday of the current month. Data are collected by this Bank and the Board of Governors of the Federal Reserve System. The Fort Smith SMSA data cover only those counties within the Eighth Federal Reserve District. Data are presented in both unadjusted and seasonally adjusted index form. Index numbers are on a 1971=100 base. The latest data in most series are preliminary and are revised as the final figures are received. Check payments are debits to demand deposit ac counts, except interbank and U.S. Government accounts. The data are based on a sample of commercial banks in each area adjusted to reflect total debits of all banks in the area and the number of trading days in the month. Data are collected by this Bank and the Board of Governors of the Federal Reserve System. Manpower Utilization Basic employment data are from the respective State Employment Security Office and the United States Department of Labor. All manpower data for metropolitan areas are based on the redefinition of SMSA areas announced in late April 1973, except for Memphis which is a Nonstandard Metropolitan Statisti cal Area. Memphis data include Shelby and Tipton Counties in Tennessee and Crittenden County, Arkansas, but exclude De Soto County, Mississippi. All banking data remain on the Standard Metro politan Statistical Area definitions prior to the April 1973 announcement. Income State personal income figures are annual rates of monthly figures published by Business Week. United States data are from the Department of Commerce. Total employment and unemployment series are household (place-of-residence) data; payroll employ ment, nonmanufacturing and manufacturing employment are establishment (place-of-work) data. Farm cash receipts are annual rates of monthly figures published by the United States Department of Agriculture. Banking Activity Total loan and total deposit data are for Federal Reserve member banks only and are averages 2 SUMMARY OF CENTRAL MISSISSIPPI VALLEY ECONOMIC ACTIVITY Employment increased somewhat in the Central Mississippi Valley (CMV) in the fourth quarter of 1976, although growth of employment for the year (fourth quar ter 1975 to fourth quarter 1976) was significantly slower than that for the nation,* In 1976 total employment increased 1 percent in the CMV states, remained virtually unchanged in the CMV cities, and increased 3.3 percent in the U.S. Labor Market Measures Change from Fourth Quarter 1975 to Fourth Quarter 1976 Total Employment (Percent Change) Total Civilian Labor Force (Percent Change) Unemployment Rate (Decline) United States + 3.3 % + 2.8 % — 0.5 % Also showing a significantly different pattern was the movement of the civilian labor force in the CMV relative to that of the nation. The total civilian labor force in the CMV states and cities declined in 1976 while it increased substantially in the U.S. (see table). As a result, the unemployment rates in the CMV states and cities have declined more than the U.S. as a whole despite the slow employment growth. The unemploy ment rate for the CMV states stood at 5.9 percent in the fourth quarter, down 1.4 percent from a year earlier. In comparison, the U.S. unemployment rate was 8 percent in the fourth quarter, down only one-half percent from a year earlier. The slow recovery in the CMV probably dis couraged some persons from entering the labor force, while out-migration into faster-growing job markets has also probably occurred. Arkansas Kentucky Mississippi Missouri Tennessee + 2.9 + 2.2 + 2.1 0 + 0.1 + 1.4 + 0.3 + 2.1 2.0 - 1.2 1.3 1.8 0 - 1.9 - 1.3 State Summary + 1.1 0.4 - 1.4 St. Louis Louisville Memphis Little Rock Evansville Springfield Fort Smith Pine Rluff _ — + + - 2.2 2.7 4.4 0.3 1.2 1.4 3.0 0.6 Some other economic measures show a more favorable pattern in the area than the employment data. Personal income in the CMV states increased 9.6 percent in the year ending third quarter 1976, approximately the same as for the U.S. Farm cash receipts in the CMV states increased 15 percent in this same period, compared with no increase for the U.S. In addition, check pay ments, a proxy measure for spending, increased 22.5 percent in the CMV cities in 1976 compared with 8 percent in 1975. In the nation check payments rose 19 percent in the first three quarters of 1976 compared with 2.6 percent in 1975. SMSA Summary — 2.1 — * Substantial revisions in employment and labor force data are expected for some states and cities. 3 - + + + + + — 0.4 0.7 2.9 1.7 1.0 3.5 3.9 1.0 0.3 - + - - 1.7 1.9 - 1.5 1.4 2.2 - 1.9 - 0.7 1.5 - 1.7 CENTRAL M I S S I S S I P P I V A L L E Y STATE SUMMARY 1975 IV 1 II III IV OCT 1976 NOV DEC 106.2 107.8 108.1 109.2 107.5 110.7 106.9 1 1 1. 1 107.3 111.4 106.9 111.0 107.3 111.4 107.7 111.7 H 0 .9 109.0 111.7 110.1 111.1 111.0 110.8 111.4 111.6 111.9 111.1 111.6 111.6 111.9 112.1 112.3 114.5 112.3 115.3 113.2 114.3 113.8 1 1 4. 1 114.7 115.5 115.3 115.1 115.1 115.4 115.1 115.9 115.7 1 0 2 .1 99.8 102.9 101.3 103.5 102.3 102.8 102.3 102.4 102.5 101.6 101.6 102.6 102.9 103.1 102.9 7.3 8 .5 6 .3 7 .6 6 .0 7 .4 6.1 7.8 5.9 8 .0 6.1 7 .9 5.9 8.1 5.7 7 .9 154.7 151.3 162.1 155.0 165.2 158.5 170.0 161.3 N .A . 165.5 163.8 163.5 N.A. 165.5 N.A. 167.7 156.5 177.7 169.6 176.4 215.4 198.9 183.5 1 8 3 .1 N.A. N.A. 154.5 163.4 185.9 163.2 N.A. N.A. 1976 MANPOWER U T I L I Z A T I O N TOTAL EMPLOYMENT IND EX C . M . V . STATES UNITED STATES PAYROLL EMPLOYMENT IND EX C . M . V . STATES UNITED STATES NONMANUFACTURING EMPLOYMENT IN DE X C . M . V . STATES UNITED STATES MANUFACTURING EMPLOYMENT INDEX C . M . V . STATES UNITED STATES UNEMPLOYMENT RATE C . M . V . STATES UNITED STATES INCOME PERSONAL C.M .V. UNITED FARM CASH C.M .V. UNITED INCOME INDEX STATES STATES R E C E I P T S IND EX STATES STATES N.A. - NOT AVAILABLE ALL INDEXES: 1971-100 4 CENTRAL M I S S I S S I P P I V A L L E Y STATE SUMMARY PERCENTA6E CHANCE SEASONALLY ADJUSTED INDEX YEAR ENDING DECEMBER 1976 IJmmary 1974 1975 TOTAL PAYROLL EMPLOYMENT NONMANUFACTURING NANUFACTURING TOTAL ENPLOYMENT PERSONAL INCONE BE * YEAR ENDING OCTOBER 1976 NONMANUFACTURING EMPLOYMENT 130 ♦1.1 ♦1.2 ♦0.9 ♦1.2 ♦5.6 U.S. ♦2.9 ♦2.9 +2.7 ♦3.5 ♦8.8 125 MANUFACTURING EMPLOYMENT 120 115 PERCENT UNEMPLOYMENT RATE percent 110 105 100 95 90 85 C.M.V. STATES - U.S ALL DATA ARE SEASONALLY ADJUSTED 5 PREPARED BY FEDERAL RESERVE BANK OF ST. LOUIS ARKANSAS 1975 IV 1 II III IV OCT 1976 NOV DEC 774.8 110.2 761.1 1 1 2 .1 805.0 112.3 811.2 111.3 797.0 113.3 819.3 112.9 797.5 113.3 774.1 113.8 631.9 114.7 630.4 117.1 643.6 117.1 643.7 115.7 651.5 1 1 8 .1 653.6 117.6 649.0 117.9 651.9 116.9 451.9 119.3 448.5 121.0 454.9 120.2 453.7 118.7 463.1 122.2 463.4 121.6 461.6 122.0 464.4 123.0 180.2 104.4 181.9 106.4 188.7 110.1 1 9 0. 1 108.9 188.4 1 0 9 .1 190.2 108.7 187.4 108.8 187.5 109.9 57.4 7 .3 60.4 6.1 50.8 6 .0 47.5 6.3 47.5 6.0 44.2 6.1 48.3 6 .0 49.9 5 .8 10,860 156.8 9,676 177.0 10,164 184.3 10,916 189.8 N. A. N. A. 11,832 168.3 N. A. N. A. N. A. N. A. 4,243 179.9 1,826 236.0 1,976 256.7 1,793 210.9 N. A. N. A. 4,341 164.7 5,020 163.2 N. A. N.A. 1976 MANPOWER U T I L I Z A T I O N TOTAL EMPLOYMENT THOUSANDS OF PERSONS SEASONALLY ADJUSTED INDEX PAYROLL EMPLOYMENT THOUSANDS OF PERSONS SEASONALLY ADJUSTED INDEX NONMANUFACTURING EMPLOYMENT THOUSANDS OF PERSONS SEASONALLY ADJUSTED INDEX MANUFACTURING EMPLOYMENT THOUSANDS OF PERSONS SEASONALLY ADJUSTED INDEX UNEMPLOYMENT THOUSANDS OF PERSONS SEASONALLY ADJUSTED RATE INCOME PERSONAL INCOME MILLIONS OF DOLLARS ANNUAL RATE SEASONALLY ADJUSTED INDEX FARM CASH R E C E I P T S MILLIONS OF DOLLARS ANNUAL RATE SEASONALLY ADJUSTED INDEX N.A. - NOT AVAILABLE ALL INDEXES: 1971-100 6 ARKANSAS PAYROLL EMPLOYMENT PERCENTA6E CHANCE SEASONALLY ADJUSTED INDEX YEAR END INC DECENBER 1976 TOTAL PAYROLL ENPLOYNENT NONNANUFACTUR1NC NANUFACTURING TOTAL ENPLOYNENT PERSONAL INCOME * X YEAR ENDING OCTOBER NONMANUFACTURIN6 EMPLOYMENT 135 ARKANSAS U.S. *3.5 +2.9 *2.9 *2.9 *5.1 *2.7 ♦3•3 ♦0.1 *3• 5 ♦S.S 130 125 120 115 110 105 100 MANUFACTURING EMPLOYMENT 140 130 120 110 100 90 80 70 ARKANSAS U.S. ALL OATA ARE SEASONALLY ADJUSTED 7 PREPARED BY FEDERAL RESERVE BARK OF ST. LOUIS KENTUCKY 1975 IV 1976 1 II III IV OCT 1976 NOV DEC MANPOWER U T I L I Z A T I O N TOTAL EMPLOYMENT THOUSANDS OF PERSONS SEASONALLY ADJUSTED INDEX PAYROLL EMPLOYMENT THOUSANDS OF PERSONS SEASONALLY ADJUSTED INDEX NONMANUFACTURING EMPLOYMENT THOUSANDS OF PERSONS SEASONALLY ADJUSTED INDEX MANUFACTURING EMPLOYMENT THOUSANDS OF PERSONS SEASONALLY ADJUSTED INDEX UNEMPLOYMENT THOUSANDS OF PERSONS SEASONALLY ADJUSTED RATE 1322.3 109.4 1286.9 111.5 1326.8 110.6 1353.7 111.0 1053.9 112.0 1046.1 114.6 1063.3 114.1 799.0 116.3 789.6 118.6 254.9 100.2 1371.0 111.9 1353.1 111.7 1331.4 112.0 1068.6 113.9 1351.8 111.9 * 1078.9 114.6 1075.6 114.4 1081.7 114.8 1079.3 114.6 802.3 117.5 804.9 117.4 816.4 118.6 816.7 119.1 818.6 119.0 614.0 118.4 256.5 103.6 261.1 104.9 263.7 104.5 262.4 103.2 258.9 101.8 263.1 103.6 265.3 104.2 100.7 7 .5 107.8 6 .8 84.6 6.1 81.2 6.1 77.1 5.7 74.3 5 .9 77.4 5.8 79.6 5 .5 17,584 156.7 17,172 161.7 17,368 164.6 18,228 171.7 N. A. N. A. 18,240 165.8 N. A. N. A. N. A. N. A. 2,376 143.2 1,692 176.7 1,059 207.8 1,174 188.4 N. A. N. A. 2,006 157.3 2,796 168.5 N. A. N. A. INCOME PERSONAL INCOME MILLIONS OF DOLLARS ANNUAL RATE SEASONALLY ADJUSTED INDEX FARM CASH R E C E I P T S MILLIONS OF DOLLARS ANNUAL RATE SEASONALLY ADJUSTED INDEX N.A. - NOT AVAILABLE ALL INDEXES: 1971-100 8 KENTUCKY PAYROLL EMPLOYMENT 100 130 PERCENTAGE CHANGE SEASONALLY ADJUSTED INDEX YEAR ENDING DECEMBER 1976 125 120 115 no TOTAL PAYROLL EMPLOYMENT NONMANUFACTUR1N6 MANUFACTURING TOTAL EMPLOYMENT PERSONAL INCOME * * YEAR ENDING OCTOBER 105 100 95 NONMANUFACTURING EMPLOYMENT 130 KENTUCKY 42.4 42.1 43.4 42.3 44.9 U.S. 42.9 42.9 42.7 43.5 48.8 125 00 MANUFACTURING EMPLOYMENT KENTUCKY U.S 1971-100 PERSONAL INCOME 100 25 185 20 ISO 15 175 10 170 05 165 00 160 125 155 120 150 115 145 110 140 105 135 100 130 95 125 90 120 ALL DATA ARE SEASONALLY ADJUSTED 9 PREPARED BY FEDERAL RESERVE BANK OF ST. LOUIS M IS S IS S IP P I 1975 IV 1 II III IV OCT 1976 NOV DEC 847.6 108.4 831.2 109.9 861.0 1 1 0 .1 874.1 110.2 865.5 110.7 884.2 110.3 861.6 110.7 850.8 111.1 682.7 114.0 676.1 115.6 684.8 115.5 685.3 114.9 691.7 115.5 690.7 115.0 690.8 115.4 693.7 1 1 6. 1 476.6 116.6 471.2 118.2 475.2 117.4 476.6 117.6 484.1 118.4 482.8 118.0 483.3 118.3 486.3 119.0 206.1 108.4 204.9 110.0 209.6 111.3 208.8 10 9.1 207.6 109.2 207.9 108.7 207.6 109.2 207.4 109.9 49.8 6.1 55.1 5.7 51.4 5.4 52.6 6.0 50.9 6.1 50.5 6.3 50.0 6 .0 52.1 6.0 10,668 1 5 9 .1 10,324 170.5 10,468 174.9 10,364 169.5 N .A . N .A . 11,004 163.9 N.A . N.A . N.A. N.A. 2,411 132.4 1,492 178.9 1,167 196.5 1,047 164.3 N .A . N .A . 2,888 163.6 3,397 159.9 N.A. N.A. 1976 MANPOWER U T I L I Z A T I O N TOTAL EMPLOYMENT THOUSANDS OF PERSONS SEASONALLY ADJUSTED INDEX PAYROLL EMPLOYMENT THOUSANDS OF PERSONS SEASONALLY ADJUSTED INDEX NONMANUFACTURING EMPLOYMENT THOUSANDS OF PERSONS SEASONALLY ADJUSTED INDEX MANUFACTURING EMPLOYMENT THOUSANDS OF PERSONS SEASONALLY ADJUSTED INDEX UNEMPLOYMENT THOUSANDS OF PERSONS SEASONALLY ADJUSTED RATE INCOME PERSONAL INCOME MIL LIONS OF DOLLARS ANNUAL RATE SEASONALLY ADJUSTED INDEX FARM CASH R E C E I P T S MILLIONS OF DOLLARS ANNUAL RATE SEASONALLY ADJUSTED INDEX N.A. - NOT AVAILABLE ALL INDEXESs 1971-100 10 MISSISSIPPI PAYROLL EyPLOYMENT PERCENTAGE CHANGE SEASONALLY ADJUSTED INDEX YEAR ENDING DECEMBER 1976 MISSISSIPPI TOTAL PAYROLL EMPLOYMENT ♦1.3 41.6 NONMANUFACTUR1N6 40.5 MANUFACTURING 41.7 TOTAL EMPLOYMENT 45.6 PERSONAL INCOME * * YEAR ENDING OCTOBER NONMANUFACTURING EMPLOYMENT 135 U.S. +2.9 42.9 42.7 43.5 48.8 130 1971 -1 0 0 185 PERSONAL INCOME 1971- •100 165 180 180 A 175 170 120 155 U.S. PERCENT UNEMPLOYMENT RATE PERCENT 150 f / V s 165 160 155 / ( / 150 115 12 12 145 110 10 10 140 140 105 8 8 135 135 100 6 6 130 130 95 4 4 125 125 2 i.111111 1 1 1 n 1 11 11«- 1 i l l 1111111 120 ■J i l i 1974 1975 1976 120 90 MISSISSIPPI . 160 125 170 / 165 MANUFACTURING EMPLOYMENT 175 A 2 -U 1974 1-1 l Lm 1 1 1 1975 1 1 111 1 II 1 II 1976 ALL DATA ARE SEASONALLY ADJUSTED 145 PREPARED 6Y FEDERAL RESERVE BANK OF ST. LOUIS MISSOURI 1975 IV 1976 I IV 1976 NOV It III 1911.3 104.5 1973.8 103.6 1956.5 102.5 1944.0 102.7 1960.1 102.2 1940.9 102.8 1931.0 103.1 1749.9 1722.9 104.9 105.8 1752.5 105.4 1746.2 105.2 1769.2 1 0 6. 1 1765.4 105.6 1773.1 106.2 1769.2 106.4 1336.5 108.0 1312.3 108.6 1336.7 1 0 8 .1 1326.8 107.8 1349.4 1 0 9 .1 1349.2 108.8 1350.1 109.1 1348.9 109.4 413.4 95.9 410.6 97.5 415.7 97.6 419.4 97.7 419.8 97.4 416.2 96.3 423.0 96.0 420.3 97.8 134.2 7.0 136.3 5.8 108.3 5.3 1 0 3 .1 5 .3 96.5 5.1 92.4 5.2 93.5 5 .0 103.7 5 .2 27,600 147.0 27,768 152.5 28,604 29,660 155.9 160.8 N. A. N. A. 30,060 157.2 N.A. N.A. N.A. N.A. 3,253 146.5 2,217 143.8 N.A. N.A. 3,554 126.3 3,879 164.8 N .A . N.A. OCT DEC MANPOWER U T I L I Z A T I O N TOTAL EMPLOYMENT THOUSANDS OF PERSONS SEASONALLY ADJUSTED INDEX PAYROLL EMPLOYMENT THOUSANDS OF PERSONS SEASONALLY ADJUSTED INDEX NONMANUFACTURING EMPLOYMENT THOUSANDS OF PERSONS SEASONALLY ADJUSTED INDEX MANUFACTURING EMPLOYMENT THOUSANDS OF PERSONS SEASONALLY ADJUSTED INDEX UNEMPLOYMENT THOUSANDS OF PERSONS SEASONALLY ADJUSTED RATE 1944.0 102.7 INCOME PERSONAL INCOME MIL LIONS OF DOLLARS ANNUAL RATE SEASONALLY ADJUSTED INDEX FARM CASH R E C E I P T S MIL LIONS OF DOLLARS ANNUAL RATE SEASONALLY ADJUSTED INDEX N.A. - NOT AVAILABLE ALL INDEXES: 1971-100 12 2,655 215.1 2,808 180.9 MISSOURI PERCENTAGE CHANGE SEASONALLY ADJUSTED INDEX YEAR ENDING DECEMBER 1976 TOTAL PAYROLL EMPLOYMENT NONMANUFACTURING MANUFACTURING TOTAL EMPLOYMENT PERSONAL INCOME * * YEAR ENDING OCTOBER NONMANUFACTURING EMPLOYMENT 118 MISSOURI +2.0 +1.7 +2.9 +0.4 +7.9 U.S. +2.9 +2.9 ♦2.7 +3.5 +8.8 116 114 TOTAL EMPLOYMENT U.S. INCOME 1971-100 175 110 170 108 165 106 160 104 155 MANUFACTURING EMPLOYMENT MISSOURI PERSONAL 112 1971-100 1971-100 1971-100 150 114 145 110 140 106 135 102 130 98 125 94 120 90 115 86 110 ALL DATA ARE SEASONALLY ADJUSTED 13 PREPARED BY FEDERAL RESERVE BANK OF ST. LOUIS TENNESSEE 1975 IV 1976 1 II III IV OCT 1976 NOV DEC MANPOWER U T I L I Z A T I O N TOTAL EMPLOYMENT THOUSANDS OF PERSONS SEASONALLY ADJUSTED INDEX PAYROLL EMPLOYMENT THOUSANDS OF PERSONS SEASONALLY ADJUSTED INDEX NONMANUFACTURING EMPLOYMENT THOUSANDS OF PERSONS SEASONALLY ADJUSTED INDEX MANUFACTURING EMPLOYMENT THOUSANDS OF PERSONS SEASONALLY ADJUSTED INDEX UNEMPLOYMENT THOUSANDS OF PERSONS SEASONALLY ADJUSTED RATE 1686.0 104.9 1657.0 107.3 1699.3 106.5 1710.1 105.5 1687.8 105.0 1698.7 104.4 1690.0 105.0 1674.8 105.7 1568.3 114.5 1508.1 113.0 1518.5 1519.3 111.9 111.3 1533.3 112.0 1529.8 111.4 1532.1 111.8 1537.9 112.7 1080.4 119.4 1040.6 118.2 1047.4 116.6 1047.5 116.4 1063.6 117.5 1061.1 117.0 1063.4 117.4 1066.4 118.2 487.9 105.1 467.3 102.9 471.0 102.9 471.7 101.5 469.6 101.2 468.7 100.5 468.7 100.9 471.5 102.1 135.0 8.1 139.9 6 .8 126.4 6 .9 119.6 7.0 112.5 6.8 112.9 7 .3 111.8 6.8 112.9 6 .3 21,780 160.9 21,436 165.3 21 ,764 22,952 166.6 172.9 N. A. N. A. 22,812 169.1 N. A. N. A. N. A. N. A. 1,844 142.0 991 174.9 N. A. N. A. 1,791 159.3 2,742 179.4 N. A. N. A. INCOME PERSONAL INCOME MILLIONS OF DOLLARS ANNUAL RATE SEASONALLY ADJUSTED INDEX FARM CASH R E C E I P T S MIL LIONS OF DOLLARS ANNUAL RATE SEASONALLY ADJUSTED INDEX N.A. - NOT AVAILABLE ALL INDEXES: 1971-100 14 94 5 206.3 981 177.3 TENNESSEE PERCENTAGE CHANGE SEASONALLY ADJUSTED INDEX YEAR ENDING DECEMBER 1976 TENNESSEE TOTAL PAYROLL EMPLOYMENT -1.8 NONMANUFACTURING -1.1 MANUFACTURING -3.4 TOTAL EMPLOYMENT -0.1 PERSONAL INCOME * 45.7 * YEAR ENDING OCTOBER NONMANUFACTURING EMPLOYMENT 135 U.S. 42.9 42.9 42.7 43.5 48.8 130 PERSONAL 1971 -100 185 INCOME 1971 -1 0 0 185 180 180 A K ,J/ 175 170 165 MANUFACTURING EMPLOYMENT 160 120 115 TENNESSEE U.S. > PERCENT UNEMPLOYMENT RATE PERCENT 175 170 165 160 155 155 150 150 110 12 12 145 145 105 10 10 140 140 100 8 8 135 95 6 6 130 90 4 4 125 85 2 2 120 A 1 1 i . l l x i 11 1 1974 1975 11 1 II 11 1 1 1J 1976 ALL DATA ARE SEASONALLY ADJUSTED 15 135 / 130 125 1 l l 1 1 1 1 1 1 I I 1974 1 1 1 1 1 1 1 1 1 11. 1975 11 h 1 1 1 1 1 11 1976 120 PREPARED BY FEDERAL RESERVE BANK OF ST. LOUIS E I G H T CENTRAL M I S S I S S I P P I V A L L E Y M E T R O P O L I T A N AREAS 1975 IV 1 II 1976 III IV OCT 1976 NOV DEC 106.4 110.1 105.6 111.0 105.5 111.4 105.9 111.9 105.6 111.6 106.2 111.9 105.8 112.3 110.4 113.2 109.4 113.8 109.5 114.7 110.0 115.3 109.9 115.1 110.1 115.1 110.0 115.7 96.4 101.3 96.2 102.3 95.5 102.3 95.4 102.5 94.7 101.8 96.4 102.9 95.0 102.9 7.1 7.6 6.6 7.4 6.7 7.8 6.5 8.0 6 .6 7.9 6 .4 8.1 6.6 7.9 104 104 107 108 107 108 108 107 152.3 157.0 153.6 157.5 157.3 157.1 161.6 158.4 170.0 163.7 168.5 162.0 169.4 163.3 172.0 165.8 137.7 144.5 139.3 145.6 139.8 148.6 142.7 148.2 145.5 151.2 144.8 149.9 144.7 151.5 147.0 152.3 193.7 194.0 203.5 203.7 209.0 209.9 221.9 221.1 237.2 N .A . 233.4 222.4 237.6 221.0 240.7 N.A . MANPOWER U T I L I Z A T I O N PAYROLL EMPLOYMENT IND EX 105.3 C . M . V . AREAS UNITED STATES 109.0 NONMANUFACTURING EMPLOYMENT IND EX C . M . V . AREAS 109.6 112.3 UNITED STATES MANUFACTURING EMPLOYMENT IND EX 94.3 C . M . V . AREAS UNITED STATES 99.8 UNEMPLOYMENT RATE C . M . V . AREAS 8 .2 8 .5 UNITED STATES B A N K IN G A C T I V I T Y NUMBER OF MEMBER BANKS MEMBER BANK LOANS IND EX C . M . V . AREAS UNITED STATES MEMBER BANK D E P O S I T S INDEX C . M . V . AREAS UNITED STATES CHECK PAYMENTS I N D E X * C . M . V . AREAS UNITED STATES * BASED ON A SAMPLING OF MEMBER AND NONMEMBER BANKS. N.A . ALL - NOT A V A I L A B L E INDEXES: 1971-100 16 E I G H T CE N TR A L M I S S I S S I P P I V A L L E Y M E T R O P O L I T A N AREAS PAYROLL EMPLOYMENT TOTAL BANK LOANS 1971 -100 1971-100 220 1974 1975 1976 220 21 0 210 200 200 190 190 180 180 170 170 160 160 150 150 140 140 130 130 120 120 110 110 100 1 »1.1,1-Li 1 i l l 11 1l.l-Ll 11J.L. ■I i . l l i U JJLLL. 100 1976 1975 1974 TOTAL BANK D E P O S I T S PERCENT UNEMPLOYMENT RATE 1976 U.S. PERCENTAGE CHANGE SEASONALLY ADJUSTED INDEX YEAR ENDING DECEMBER 1976 AREA SUMMARY U.S. TOTAL PAYROLL EMPLOYMENT TOTAL LOANS TOTAL DEPOSITS CHECK PAYMENTS X X YEAR ENDING NOVEMBER ♦0.4 ♦ 12.9 ♦5.5 ♦23.4 CHECK PAYMENTS ♦2.9 ♦5.2 ♦5.3 ♦13.9 180 1971-100 260 170 240 12 160 220 10 150 200 8 140 6 130 4 120 PERCENT 2 110 ^ ________^ ^ 1971-100 180 160 140 • i 1 • 1 1l • 1 1f l l 1l l 1 I i 1 i i i i I 111 i • i n 1974 1975 1976 ALL DATA ARE SEASONALLY ADJUSTED 17 120 PREPARED BY FEDERAL RESERVE SANK OF ST. LOUIS ST. L O U I S , M 1SSOURI —I L L I NO I S M E T R O P O L I T A N AREA MANPOWER U T I L I Z A T I O N PAYROLL EMPLOYMENT THOUSANDS OF PERSONS SEASONALLY ADJUSTED INDEX NONMANUFACTURIN6 EMPLOYMENT THOUSANDS OF PERSONS SEASONALLY ADJUSTED INDEX MANUFACTURING EMPLOYMENT THOUSANDS OF PERSONS SEASONALLY ADJUSTED INDEX UNEMPLOYMENT THOUSANDS OF PERSONS SEASONALLY ADJUSTED RATE B A N K IN G A C T I V I T Y NUMBER OF MEMBER BANKS MEMBER BANK LOANS MILLIONS OF DOLLARS SEASONALLY ADJUSTED INDEX MEMBER BANK D E P O S I T S MILLIONS OF DOLLARS SEASONALLY ADJUSTED INDEX CHECK PAYMENTS * BIL LI ON S OF DOLLARS ANNUAL RATE SEASONALLY ADJUSTED INDEX N.A. - NOT AVAILABLE ALL INDEXES: 1971-100 18 S T. LO UIS M I S S O U R I - I L L I NO I S M E T R O P O L I T A N AREA PAYROLL EMPLOYMENT TO TAL BANK LOANS 1971-100 1971-100 220 220 210 210 200 200 190 190 180 180 170 170 _______ >s 160 ' 160 150 150 140 140 130 130 120 120 110 110 PERCENTA6E CHANCE SEASONALLY ADJUSTED INDEX YEAR END INC DECEMBER 1976 ST. LOUIS TOTAL PAYROLL EMPLOYMENT TOTAL LOANS TOTAL DEPOSITS CHECK PAYMENTS * * YEAR ENDING NOVEMBER ♦0.1 ♦11.1 ♦3.5 ♦27.9 U.S. ♦2.9 ♦5.2 ♦5.3 ♦13.9 100 t i l l l_l. 11111 -1 11 1 l Ll I 111 »L i . , l u l u . . 100 1974 1975 1976 TOTAL BANK D E P O S IT S 1971-100 CHECK PAYMENTS 1971-100 170 UNEMPLOYMENT RATE 160 150 140 ^ — 130 120 110 1976 100 i-i-L i-i 111111 1974 11 1J 1.111111 ■ll 1 11 1 1 1 1975 ALL DATA ARE SEASONALLY ADJUSTED 19 11 L. 1976 PREPARED BY FEDERAL RESERVE BANK OF S T . LO U IS L O U I S V I L L E , K E N T U C K Y - I N D I ANA M E T R O P O L I T A N AREA 1975 IV 1 II III IV OCT 1976 NOV DEC 350.2 105.4 342.4 105.5 350.5 105.9 356.1 106.9 346.4 104.2 345.1 104.0 351.3 105.4 342.7 103.3 245.6 109.4 238.5 109.4 245.3 109.4 250.3 110.8 246.1 109.6 246.0 109.8 247.0 109.7 245.3 109.5 104.7 97.0 103.9 97.4 105.2 98.5 105.7 96.9 100.2 92.9 99.1 91.8 104.2 96.5 97.3 90.3 32.7 9.1 35.8 8 .5 28.7 7.5 27.6 7.3 25.2 7.2 24.6 6 .8 24.3 7.2 26.7 7.7 7 7 6 8 8 8 8 8 1,696 165.7 1,798 173.0 1,789 179.0 1,807 183.6 1,954 191.0 1,876 190.1 1,939 190.3 2,046 192.6 2,159 143.8 2,166 145.4 2,149 144.7 2,189 149.7 2,313 1 5 4 .1 2,253 152.3 2,312 154.0 2,373 155.9 64.7 197.1 66.1 207.7 69.3 214.0 68.5 214.4 75.2 225.9 69.5 223.2 72 .4 226.7 83 .8 227.9 1976 MANPOWER U T I L I Z A T I O N PAYROLL EMPLOYMENT THOUSANDS OF PERSONS SEASONALLY ADJUSTED INDEX NONMANUFACTURING EMPLOYMENT THOUSANDS OF PERSONS SEASONALLY ADJUSTED INDEX MANUFACTURING EMPLOYMENT THOUSANDS OF PERSONS SEASONALLY ADJUSTED INDEX UNEMPLOYMENT THOUSANDS OF PERSONS SEASONALLY ADJUSTED RATE B A N K IN G A C T I V I T Y NUMBER OF MEMBER BANKS MEMBER BANK LOANS MILLIONS OF DOLLARS SEASONALLY ADJUSTED INDEX MEMBER BANK D E P O S I T S MILLIONS OF DOLLARS SEASONALLY ADJUSTED INDEX CHECK PAYMENTS * B IL LI O N S OF DOLLARS ANNUAL RATE SEASONALLY ADJUSTED INDEX * BASED ON A SA M PL IN G OF MEMBER AND NONMEMBEf BANKS. N.A. - NOT AVAILABLE ALL INDEXES: 1971-100 20 LOUISVILLE KENTUCKY-INDIANA METROPOLITAN AREA PAYROLL EMPLOYMENT TOTAL BANK LOANS 220 220 210 210 200 200 190 190 180 170 1974 1975 1971-100 250 1971 -100 250 1976 A - v V \ PERCENTAGE CHANGE SEASONALLY ADJUSTED INDEX YEAR ENDING DECEMBER 1976 LOUISVILLE 180 ,\ s 170 160 160 150 V 150 140 140 150 150 120 120 110 ■L11II 1111J 1 ■111 1.1J-l tl-LJ u i II 1II 1II 1976 1975 1974 110 TOTAL BANK D E P O S I T S TOTAL PAYROLL EMPLOYMENT TOTAL LOANS TOTAL DEPOSITS CHECK PAYMENTS X X YEAR ENDING NOVEMBER 1971-100 -2.2 +15.4 +5.2 +15.6 CHECK PAYMENTS U.S. 42.9 +5.2 +5.5 + 15.9 1971-100 160 PERCENT UNEMPLOYMENT RATE 1974 LOUISVILLE 1975 1976 U.S. PERCENT 170 12 160 10 150 8 140 6 150 4 120 2 110 ALL DATA ARE SEASONALLY ADJUSTED 21 PREPARED BY FEDERAL RESERVE BANK OF ST. LOUIS M E M P H I S , T E N N E S SE E - ARKANS AS M E T R O P O L I T A N AREA MANPOWER U T I L I Z A T I O N PAYROLL EMPLOYMENT THOUSANDS OF PERSONS SEASONALLY ADJUSTED INDEX NONMANUFACTURING EMPLOYMENT THOUSANDS OF PERSONS SEASONALLY ADJUSTED INDEX MANUFACTURING EMPLOYMENT THOUSANDS OF PERSONS SEASONALLY ADJUSTED INDEX UNEMPLOYMENT THOUSANDS OF PERSONS SEASONALLY ADJUSTED RATE B A N K IN G A C T I V I T Y NUMBER OF MEMBER BANKS MEMBER BANK LOANS M ILLION S OF DOLLARS SEASONALLY ADJUSTED INDEX MEMBER BANK D E P O S IT S MILLIONS OF DOLLARS SEASONALLY ADJUSTED INDEX CHECK PAYMENTS * B IL L I IONS OF DOLLARS ANNUAL RATE SEASONALLY ADJUSTED INDEX X BASED ON A SA M PLIN G OF MEMBER AND NONMEMBER BANKS. N .A . ALL - NOT A V A IL A B L E IN D E X E S : 1 9 7 1 -1 0 0 22 MEMPHIS TENNESSEE-ARKANSAS M E T R O P O L I T A N AREA PAYROLL EMPLOYMENT TOTAL BANK LOANS PERCEMTA6E CHANCE SEASONALLY ADJUSTED INDEX YEAR ENDING DECEMBER 1976 MEMPHIS TOTAL PAYROLL EMPLOYMENT TOTAL LOANS TOTAL DEPOSITS CHECK PAYMENTS * * YEAR ENDING NOVEMBER 1974 1975 ♦1.4 ♦6.9 ♦5.8 ♦6.7 U.S. ♦2.9 ♦5.2 ♦5.3 ♦13.9 1976 TOTAL BANK D E P O S I T S CHECK PAYMENTS 1971-100 1971-100 170 160 150 140 130 120 110 1974 MEMPHIS 1975 U.S. 1976 1974 1975 1976 ALL DATA ARE SEASONALLY ADJUSTED 23 100 1974 1975 1976 PREPARED BY FEDERAL RESERVE BANK OF ST. LOUIS LITTLE ROCK, NORTH L I T T L E ROCK, M E T R O P O L I T A N AREA ARKANSAS 1975 IV 1 II III IV OCT 1976 NOV DEC 151.9 117.5 150.4 119.2 152.5 118.1 153.7 118.0 154.7 119.6 154.6 118.8 154.6 119.6 154.8 120.3 124.9 122.6 1 2 3 .1 124.0 124.5 122.3 125.8 122.6 126.9 124.5 126.6 123.7 126.7 124.6 127.3 125.3 27.0 98.4 27.3 101.3 28.0 102.8 27.9 100.7 27.8 101.3 28.0 100.7 27.9 101.3 27.5 102.0 9.3 6.1 8 .3 4 .9 7.7 4.8 7.1 4.7 7.2 4.7 7.1 5.2 7.2 4.7 7 .2 4.2 7 7 7 7 7 7 7 7 78 9 204.5 822 206.6 852 213.5 849 222.2 952 246.7 903 236.7 958 247.0 99 4 256.3 948 163.5 968 166.4 99 3 169.9 1,013 176.4 1,059 182.6 1,053 183.3 1,064 183.0 1,059 181.5 25.2 217.4 26.3 244.4 29.0 252.2 28.9 251.7 34.4 296.3 28.7 274.0 35.8 295.9 38.8 318.9 1976 MANPOWER U T I L I Z A T I O N PAYROLL EMPLOYMENT THOUSANDS OF PERSONS SEASONALLY ADJUSTED INDEX NONMANUFACTURING EMPLOYMENT THOUSANDS OF PERSONS SEASONALLY ADJUSTED INDEX MANUFACTURING EMPLOYMENT THOUSANDS OF PERSONS SEASONALLY ADJUSTED INDEX UNEMPLOYMENT THOUSANDS OF PERSONS SEASONALLY ADJUSTED RATE BA N K IN G A C T I V I T Y NUMBER OF MEMBER BANKS MEMBER BANK LOANS MILLIONS OF DOLLARS SEASONALLY ADJUSTED INDEX MEMBER BANK D E P O S I T S MILLIONS OF DOLLARS SEASONALLY ADJUSTED INDEX CHECK PAYMENTS * BIL LI ON S OF DOLLARS ANNUAL RATE SEASONALLY ADJUSTED INDEX * BASED ON A SA MPL IN G OF MEMBER AND NONMEMBEF ; BANKS. N.A. - NOT AVAILABLE ALL INDEXES: 1971-100 24 L I T T L E ROCK NORTH L I T T L E RO CK f ARKANSAS' M E T R O P O L I T A N AREA PAYROLL EMPLOYMENT TOTAL BANK LOANS 1971*100 260 1971- 100 260 / 250 / 240 / 230 j 220 190 — v/ J 200 / 190 180 170 170 S' 160 PERCENTAGE CHANGE SEASONALLY ADJUSTED INDEX YEAR ENDING DECEMBER 1976 LITTLE ROCK TOTAL PAYROLL EMPLOYMENT TOTAL LOANS TOTAL OEPOSITS CHECK PAYMENTS X X YEAR END INC NOVEMBER ♦2.3 ♦24.1 ♦8.5 ♦36.0 U.S. ♦2.9 ♦5.2 ♦5.3 ♦13.9 160 150 150 140 ,1 1111 1 11 1 1 1 ■i i L i i i 111i t 1 1 1 11 1 11 1M 1974 1975 1976 140 TOTAL BANK D E P O S IT S UNEMPLOYMENT RATE 230 210 rsT 200 PERCENT 240 220 210 H 180 250 CHECK PAYMENTS PERCENT 10 8 6 4 2 1974 LITTLE ROCK 1975 1976 U.S. 0 1974 1975 1976 ALL DATA ARE SEASONALLY ADJUSTEO 25 PREPARED BY FEDERAL RESERVE BANK OF ST. LOUIS E V A N S V IL L E , INDIANA-KENTUCKY M E T R O P O L I T A N AREA 1975 IV 1 II III IV OCT 1976 NOV DEC 106.4 105.3 105.4 107.3 107.6 107.8 106.7 10 5.1 107.3 1 0 6 .1 107.0 105.7 107.2 105.9 107.7 106.8 72.7 113.2 71.3 113.5 72.1 112.8 73.3 113.2 73.1 113.7 73.2 113.8 72 .9 113.6 73.1 113.9 33.7 91.5 34.1 96.4 35.5 99.1 33.4 90.6 34.2 92.7 33.6 91.4 34.3 92.4 34.6 94.5 7 .9 6 .9 7 .9 5.6 5.5 4 .4 6 .0 5 .4 5.3 4.7 5.7 5.1 5.1 4.7 5. 1 4 .4 9 9 9 9 9 9 9 9 454 161.4 452 162.0 46 4 168.5 481 175.7 534 189.5 51 9 188.3 54 2 191.0 54 0 189.3 651 157.9 66 0 160.5 68 3 167.6 697 172.8 745 180.8 721 178.8 75 0 181.3 76 5 182.4 10.4 171.4 10.8 182.0 12.0 198.4 12.2 201.0 13.1 217.3 12.0 207.7 12.6 217.5 14.8 226.7 1976 MANPOWER U T I L I Z A T I O N PAYROLL EMPLOYMENT THOUSANDS OF PERSONS SEASONALLY ADJUSTED INDEX NONMANUFACTURING EMPLOYMENT THOUSANDS OF PERSONS SEASONALLY ADJUSTED INDEX MANUFACTURING EMPLOYMENT THOUSANDS OF PERSONS SEASONALLY ADJUSTED INDEX UNEMPLOYMENT THOUSANDS OF PERSONS SEASONALLY ADJUSTED RATE B A N K IN G A C T I V I T Y NUMBER OF MEMBER BANKS MEMBER BANK LOANS MILLIONS OF DOLLARS SEASONALLY ADJUSTED INDEX MEMBER BANK D E P O S I T S MILLIONS OF DOLLARS SEASONALLY ADJUSTED INDEX CHECK P A Y M E N T S * B IL LI O N S OF DOLLARS ANNUAL RATE SEASONALLY ADJUSTED INDEX * BASED ON A SA M PLIN G OF MEMBER AND NONMEMBER BANKS. N .A . ALL - NOT A V A IL A B L E IN D E X E S : 1 9 7 1 -1 0 0 26 EVANSVILLE INDIANA-KENTUCKY METROPOLITAN AREA PAYROLL EMPLOYMENT TOTAL BANK LOANS PERCENTAGE CHANGE SEASONALLY ADJUSTED INDEX YEAR ENDING DECEMBER 1976 EVANSVILLE TOTAL PAYROLL EMPLOYMENT TOTAL LOANS TOTAL DEPOSITS CHECK PAYMENTS * * YEAR ENDING NOVEMBER 42.0 416.5 414.3 426.4 U.S. 42.9 45.2 45.3 413.9 CHECK PAYMENTS TOTAL BANK D E P O S I T S 190 PERCENT UNEMPLOYMENT RATE 1974 EVANSVILLE 1975 1976 U.S. 180 PERCENT 12 170 10 160 8 150 6 140 4 130 2 1974 1975 1976 ALL DATA ARE SEASONALLY ADJUSTED 27 120 PREPARED BY FEDERAL RESERVE BANK OF ST. LOUIS S P R IN G F I E L D MISSOURI M E T R O P O L I T A N AREA MANPOWER U T I L I Z A T I O N PAYROLL EMPLOYMENT THOUSANDS OF PERSONS SEASONALLY ADJUSTED INDEX NONMANUFACTURING EMPLOYMENT THOUSANDS OF PERSONS SEASONALLY ADJUSTED INDEX MANUFACTURING EMPLOYMENT THOUSANDS OF PERSONS SEASONALLY ADJUSTED INDEX UNEMPLOYMENT THOUSANDS OF PERSONS SEASONALLY ADJUSTED RATE B A N K IN G A C T I V I T Y NUMBER OF MEMBER BANKS MEMBER BANK LOANS MILLIONS OF DOLLARS SEASONALLY ADJUSTED INDEX MEMBER BANK D E P O S I T S MILLIONS OF DOLLARS SEASONALLY ADJUSTED INDEX CHECK P A Y M E N T S * BIL LI ON S OF DOLLARS ANNUAL RATE SEASONALLY ADJUSTED INDEX N.A. - NOT AVAILABLE ALL INDEXES: 1971-100 28 SPRIN G FIELD MISSOURI M E T R O P O L I T A N AREA PAYROLL EMPLOYMENT TOTAL BANK LOANS PERCENTAGE CHANGE SEASONALLY ADJUSTEO INDEX YEAR ENDING DECENBER 1976 SPRINGFIELD TOTAL PAYROLL EMPLOYMENT TOTAL LOANS TOTAL DEPOSITS CHECK PAYMENTS * * YEAR ENDING NOVEMBER 1974 1974 1975 1975 +3.6 ♦ 11.7 +12.3 +24.5 U.S. ♦2.9 ♦5.2 ♦5.3 ♦13.9 1976 1976 TOTAL BANK D E P O S IT S 200 1971-100 CHECK PAYMENTS 1971-100 260 240 220 200 180 160 140 1974 SPRINGFIELD 1975 1976 U.S. 1974 1975 1976 ALL DATA ARE SEASONALLY ADJUSTEO 29 120 PREPARED BY FEDERAL RESERVE BANK OF ST. LOUIS FORT S M I T H , ARKANSAS-OKLAHOMA M E T R O P O L I T A N AREA 1975 IV 1 II III IV OCT 1976 NOV DEC 55.6 114.6 55.4 117.6 56.9 117.5 57.6 11 7.1 58.0 119.7 58.2 119.1 57.9 119.3 56.0 120.5 35.5 114.6 34.6 115.0 35.0 113.7 35.6 114.4 36.1 116.5 36 .0 116.1 35.9 116.1 36.3 117.5 20.1 114.3 20.8 122.1 22.0 124.1 22.1 121.6 22.0 1 2 5. 1 22.2 124.5 22.0 125.0 21.7 125.9 5.6 S.Z 6.1 7.1 4.9 6 .8 5 .0 7.7 5.4 7.5 5.1 7 .5 5.1 7.4 6.0 7.6 3 3 3 3 3 3 3 3 176 163.2 176 164.8 182 167.3 193 176.5 200 165.9 199 185.5 198 184.0 202 188.3 262 160.9 263 165.3 270 165.7 272 166.2 274 168.5 272 166.2 272 167.6 27 8 171.6 5 .0 161.0 4 .9 165.2 5.5 177.5 5.7 180.9 5.7 164.2 5 .5 183.6 5.7 183.2 6.0 185.8 1976 MANPOWER U T I L I Z A T I O N PAYROLL EMPLOYMENT THOUSANDS OF PERSONS SEASONALLY ADJUSTED INDEX NONMANUFACTURING EMPLOYMENT THOUSANDS OF PERSONS SEASONALLY ADJUSTED INDEX MANUFACTURING EMPLOYMENT THOUSANDS OF PERSONS SEASONALLY ADJUSTED INDEX UNEMPLOYMENT THOUSANDS OF PERSONS SEASONALLY ADJUSTED RATE B A N K IN G A C T I V I T Y NUMBER OF MEMBER BANKS MEMBER BANK LOANS MILLIONS OF DOLLARS SEASONALLY ADJUSTED INDEX MEMBER BANK D E P O S IT S MIL LIONS OF DOLLARS SEASONALLY ADJUSTED INDEX CHECK PAYMENTS * BIL LI ON S OF DOLLARS ANNUAL RATE SEASONALLY ADJUSTED INDEX * BASED ON A SA M PLIN G OF MEMBER AND NONMEMBEf BANKS. N. A. - NOT AVAILABLE ALL INDEXES: 1971-100 30 FORT S M I T H AR KA NSA S- OKL AHOM A M E T R O P O L I T A N AREA PAYROLL EMPLOYMENT TOTAL BANK LOANS 1971-100 1971-100 PERCENTAGE CHANGE SEASONALLY ADJUSTED INDEX YEAR ENDING DECEMBER 1976 FORT SMITH TOTAL PAYROLL EMPLOYNENT TOTAL LOANS TOTAL DEPOSITS CHECK PAYNENTS X X YEAR ENDING NOVEMBER 1974 1975 ♦2.9 ♦5.2 ♦5.3 ♦13.9 1976 TOTAL BANK D E P O S IT S PERCENT ♦5.2 ♦14.7 ♦5.3 ♦13.5 U.S. UNEMPLOYMENT RATE CHECK PAYMENTS PERCENT 12 10 8 6 4 1974 FORT SMITH 1976 1975 U.S. 2 1974 1975 1976 ALL DATA ARE SEASONALLY ADJUSTED 31 PREPARED BY FEDERAL RESERVE BANK OF ST. LOUIS P I N E BLUFF ARKANSAS M E T R O P O L I T A N AREA MANPOWER U T I L I Z A T I O N PAYROLL EMPLOYMENT THOUSANDS OF PERSONS SEASONALLY ADJUSTED INDEX NONMANUFACTURIN6 EMPLOYMENT THOUSANDS OF PERSONS SEASONALLY ADJUSTED INDEX MANUFACTURING EMPLOYMENT THOUSANDS OF PERSONS SEASONALLY ADJUSTED INDEX UNEMPLOYMENT THOUSANDS OF PERSONS SEASONALLY ADJUSTED RATE B A N K IN G A C T I V I T Y NUMBER OF MEMBER BANKS MEMBER BANK LOANS MILLIONS OF DOLLARS SEASONALLY ADJUSTED INDEX MEMBER BANK D E P O S I T S MILLIONS OF DOLLARS SEASONALLY ADJUSTED INDEX CHECK P A Y M E N T S * B IL LI O N S OF DOLLARS ANNUAL RATE SEASONALLY ADJUSTED INDEX N. A. - NOT AVAILABLE ALL INDEXES: 1971-100 32 P IN E BLUFF ARKANSAS M E T R O P O L I T A N AREA PAYROLL EMPLOYMENT TOTAL BANK LOANS 1971-100 230 1971-100 230 220 220 210 210 200 y 190 160 . . . - A r A« 170 160 150 140 140 130 130 120 120 m I 1 1 1 1 1 1 1974 m g-il-i.i 1 i t 1975 1 11 U 1 11 1 1 1 1 1 1 1976 TOTAL BANK D E P O S I T S UNEMPLOYMENT RATE 1974 PINE BLUFF 1976 1975 U .S . PINE BLUFF 180 150 110 PERCENT 200 190 rvV 180 170 / PERCENTAGE CHANGE SEASONALLY ADJUSTED INDEX YEAR ENDING DECEMBER 1076 TOTAL PAYROLL EMPLOYMENT TOTAL LOANS TOTAL DEPOSITS CHECK PAYMENTS * * YEAR ENDING NOVEMBER *1.6 ♦20.8 ♦ 10.3 ♦ 19.6 U.S. +2.9 +5.2 +5.3 +13.9 110 1971-100 CHECK PAYMENTS 1971-100 260 240 PERCENT 12 220 10 200 8 180 6 160 4 140 2 1974 1975 1976 ALL DATA ARE SEASONALLY AOJUSTED 33 120 PREPARED BY FEDERAL RESERVE BANK OF ST. LOUIS PAYMENTS IN TEN MEDIUM-SIZE CITltS MILLIONS OF DOLLARS DEC 1976 1/ SEASONALLY ADJUSTED INDEX 1971 = IOC DEC 1976 NOV 1976 OCT 2/ 1976 DEC 1975 501 591.t 559.4 561.2 623.9 54 15 £ .9 157.9 160 .3 176.5 TEXARKANA SMSA, ARK. 250 181.3 177.6 174.1 166.4 QUINCY, ILL. 246 205.7 207.4 207.9 175.0 OWENSBORO, KY. 256 192.6 193.4 196.5 166. 1 PADUCAH, KY. 20 2 206.2 203.6 203.9 175.4 GREENVILLE, MISS. 155 179.0 175.9 179.7 14P.7 CAPE GIRARDEAU, MO. 166 234.2 234.4 243.0 19* .6 HANNIBAL, MO. 49 179.4 177.2 179.6 163.6 JACKSON, TENN. 193 197.2 195.1 191.1 188.2 EL DORADO, AhK. HELENA, ARK. $ 1/ DEBITS TO DEMAND DEPOSIT ACCOUNTS, EXCEPT INIERBANk AND U.S. GOVERNMENT ACCOUNTS. 2/ THREE-MONTH MOVING AVERAGES IEXCEPT LATEST MONTH, WHICH IS A TWO-MONTH AVERAGE). 54