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October 13,1986 Des Moines, Iowa Vol. 15 No. 26 Colorado Banks Vote to Change Laws HE Colorado Bankers Associa tion announced October 1 that a vote taken of its membership m on proposed leg islative changes to C olorado b a n k in g law s passed favorab ly by more than a 2 to 1 margin. After several WÊm months of inten A.J. ANDERSON sive analysis and review, which included a survey of all Colorado banks on issues they considered important to the banking industry, the CBA board of direc tors adopted a position dealing with interstate banking, failed banks and branching. Survey results showed considerable support by Colorado banks for interstate banking. This position was then sent to each of the member banks for ratification. Of the total membership, 76.3% responded and of those responding, 70.8% ratified the following: • Interstate Banking: CBA will support legislation for reciprocal re gional interstate banking with con tiguous states, to be followed in the near future by nationwide nonreci procal interstate banking. • Failed Banks: CBA will promote legislation to deal with the growing problem of failed banks by permit ting their operation as a branch if r there is no bid to purchase and oper ate it as a bank, and if it is the only bank in that community. • Branching/Facilities: CBA reaf firms that it and a majority of Colo rado banks support branching. CBA will not initiate or lobby for branch ing legislation in 1987, because of its emphasis on the other two issues and other banking legislation. A.J. Anderson, president of the CBA and president of Kiowa State Bank, commented, “The officers and directors of the CBA are very happy with the strong affirmation of this course of action. A great deal of time and effort has been expended by everyone involved. We recognize the concern by many rural communities relative to the future of banking in our State and we feel that we can ad dress those concerns through these recommended changes in the bank ing law.” Mr. Anderson added, “This pro posed is viewed as a reasonable ap proach toward em orderly and logiced modification of Colorado beuiking law. It provides benefits to edl Colo rado banks and their depositors, edthough probably no individual bank will be totally satisfied. The response to this proposed by our membership is further indication of industry unity.” With the direction given by its membership, he send, the CBA will now fine tune the particulars of the proposal prior to the legislative ses sion due to start in January, 1987. □ * * * Editor’s Note: To date, 37 states in cluding the District of Columbia have adopted some form of inter state banking by state legislative ac tion. Of the remaining 14, three (Delaware, Nebraska, South Da kota) have limited charter banks for credit card purposes. In the 14 states, the legislatures of six con sidered interstate banking this year but it did not pass. The other eight took no action at all. The five types of interstate bank ing adopted to date include: na tional without reciprocity; national with reciprocity; regional without reciprocity; regional with recipro city, and regional with a national trigger. Of the 37 states, 18 have voted for full national chartering, while 19 have opted for regional with and without reciprocity. Iowa News Commemorative coins are now available from the IB A. Proceeds go to help build an authentic 1875 bank at Living History Farms. 24K goldplated bronze coins cost $11.95, pure silver coins are $25.95, and C all on th e “ Experienced P rofessionals” Ready to meet your correspondent needs. ^FirsTierB ank Lincoln 13th & M Streets, Lincoln, Nebraska 68501 https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis Firslier Bank, N.A., Lincoln, Member FDIC 2 Norwest Bank Des Moines, N.A. Call (515) 245-3131 or toll-free (800) 362-2514 Member FDIC Yearn work: one of the reasons we're first in Iowa. John Cretzmeyer pure 24K gold coins cost $625.00 (price guaranteed until Oct. 14). Also available from the IBA is a 10” by 24” full color poster of the anni versary party held during the IBA convention on Sept. 16. Posters are $15, which includes tax. Orders must be received by Oct. 17. DAVENPORT: Woodward G. Brenton has joined Brenton First Na tional Bank of Davenport as senior vice president, commercial lending. He joins the bank from Brenton Na tional Bank of Des Moines where he held the position of vice president, corporate lending. He has also held positions with Marine Midland Banks, N.A., Manufacturers Han over Trust Company, Peat Marwick Mitchell & Company and Continen tal Illinois Bank. DES MOINES: Financial Informa tion Trust recently named Sally Smith to the position of senior vice president and director of its indus try support group. She was formerly the vice president of sales and mar keting for Hawkeye Banks of Des Moines. DES MOINES: James F. MacLean has joined Valley National Bank in the lending division as vice presi dent in charge of correspondent banking and credit analysis. He most recently served as assistant vice president and senior credit an alyst for Hawkeye Bancorporation. Oct. 29, registration is $95 and sub ject to space availability. The fee ineludes materials, breakfast and lunch. Dates and locations are: Nov. 4—Omaha Red Lion, Nov. 5—H ast ings Holiday Inn, Nov. 6—North Platte Holiday Inn and Nov. 7— Scottsbluff Country Club. Contact the NBA to register. * Nebraska News Minnesota News ST. PAUL: American National Bank of St. Paul has announced it has sold its wholly owned subsidi ary, American Data Technology, to First Financial Management Corporation of Atlanta, Ga. American Data Technology provides data pro cessing support to commercial banks through four processing cen ters located in Chisholm, Minn., Minot and Fargo, N. Dak. and Sioux Falls, S. Dak. I Serving bankers quietly and efficiently. Call 1-800-362-1688 or 515/245-2424. CAPITAL PERSONNEL SERVICE https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis q Jay Nichols The Nebraska Bankers Associa tion will sponsor its 1986 Customer Financial Planning & Advanced IRA Conference at four locations in November. Registration/continental breakfast will be at 8:30 a.m. The morning session on customer finan cial planning is from 9:00 to noon. Following lunch, the advanced IRA program will be conducted from 1:00 to 4:00. Speaker is Robert M. Martindale, president of Martindale and Associates, a nationally recognized expert in banking products and re South Dakota News tirement* banking developments. PIERRE: Van D. Fishback has been Advanced registration is $75. After appointed director of Group 1 of the South Dakota Bankers Association. He will fill the unexpired term of Houston Haugo, who recently re t's easier to talk Iowa banking signed. Mr. Fishback is vice presi with people who live it — people dent of First National Bank in like Donald H. Jordahl and the cor Brookings. respondent staff at Bankers Trust. Member FDIC £ * * The Nebraska Independent Bankers Association’s annual convention will be held Nov. 20 and 21 at the Villager Motel and Convention Cen HAMPTON: Loren Lubben has ter in Lincoln. A complete schedule joined the Hampton State Bank as of the convention will be featured in executive vice president and direc the November issue of T h e N o r t h tor. He will serve as the bank’s senior w e s t e r n B a n k e r . lending officer and will be respon sible for overall loan administration. OMAHA: Jerry Schumacher has Prior to joining the bank, Mr. Lub been named head of the trust invest ben served as vice president and ment department for FirsTier Bank head of the farm department at Omaha. He joined the bank in 1959 Hawkeye Bank & Trust in Maquoke- and most recently was assistant de partment head for tru st invest ta. ments. SIOUX CITY: Thomas Kimmel has been appointed vice president of real MCCOOK: Roy H. Bischoff recently estate lending at First National joined the staff at McCook National Bank in Sioux City. He has been Bank as senior vice president/senior vice president of Home/First Fed loan officer. He previously served as eral Savings and Loan for the past executive vice president of the 16 years, and is licensed in real Farmers Bank & Trust of Atwood, Kan. estate and insurance. Bankers Trust Des Moines, IA q Donald H. Jordahl Vice President 714 First Interstate Bank Building Des Moines, Iowa 50309 515-283-2545 ^ # ^ q • • • • £ ATTENTION IOWA BANKERS Directors and Officers Limited Liability Insurance is now available coverage up to $100,000 Call or Write Now exclusively represented in Iowa by Iowa Bankers Insurance and Services, Inc. 1-800-532-1423 (Iowa) 515-286-4344 THE KANSAS BANKERS SURETY COMPANY 435 Kansas Avenue P.O. Box 1654 Topeka, Kansas 66601 1- 913- 234-2631 Serving bankers for more than 75 years https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis Supplement to Northwestern Banker Newsletter 10-13-86 https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis W E ’R E RIGHT ON G ROBERT HALF’S BANKING DIVISION WILL HELP YOU SELECT PERSONNEL THAT FIT YOUR SPECIFICATIONS AND YOUR HIGH QUALITY HIRING STANDARDS TO A “ T” . . . OR WE DON’T REFER THEM. LET ROBERT HALF DO THE ADVERTISING, SCREENING, INTERVIEWING AND REFERENCE CHECKING FOR THE ADDITIONS TO YOUR STAFF. BA N K ER S® lA N K E R S B AGRICULTURAL LOAN OFFICER. B .A . Are you sick of ag loan charge offs? This personable leader has 3 + yrs of Ag lending experience plus formal credit training. A team player who understands Ag cash flows and can produce projection models on computer. Prefers community of 5,000. Asking $30,000 Range COMMERCIAL LENDER. B .A . Tired of seeing loans without specific repayment plans? This hard-charger is ready to run your commercial division. Has 10 + yrs mid-market lending with major regional banks. Can develop new business effectively while monitoring credit with a keen eye. Willing to relocate. Asking $42,000 Range https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis Somespecial candidatesfrom Robert Halfs Banking Division MORTAGE AND FINANCIAL EXECUTIVE. B .A . Astute professional with over 15 years of real estate ex perience. Keen understanding of all phases of real estate: development, start-up and promotion, marketing, and ad ministrative functions. Asking $60,000 + Range PRESIDENT — AG BANK. B .A . Do you need a take-charge manager to get your bank off a compliance memorandum? This clean-up artist has over 15 + yrs experience with emphasis in ag/coml loans. Super manage ment skills that can get that ROA where it should be. Has suc cessfully turned around 3 banks. Looking for a new challenge. Willing to relocate. Asking $45,000 Range Supplement to Northwestern Banker Newsletter 10-13-86 CONSUMER LOAN MANAGER. Is it time to build your consumer loan portfolio? This ag gressive self-starter has over 6 years of solid consumer lending experience, a full knowledge of floor plan, real estate, student loan, indirect dealer, and direct financing make this high energy type a good choice. Prefers Minnesota, Wisconsin. Asking $28,000 Range VICE PRES1DENT/COMMERCIAL REAL ESTATE MANAGER. Take-charge manager currently responsible for internal operations of the commercial real estate division of a major bank. Effectively manages 8 people. Asking $50,000 Range SENIOR LENDER. B .A . Tired of the open palm syndrome when performance is unac ceptable? This highly motivated manager can oversee the len ding of a $30MM bank. With 14 + yrs lending experience and proven management, your problem loans will be behind you. Willing to relocate. Asking $40,000 Range LOAN REVIEW . M .B .A . Ready for a 3rd party opinion on your loan portfolio? A pro fessional image that can fit in any boardroom! This gifted self starter has 3 + yrs loan review experience with a bank. Ex cellent analytical ability and a super personality. Could be a nice fit as a commercial lender too! Prefers major city. Asking $29,000 Range REAL ESTATE OFFICER. B .A . Professional image allows this person to effectively deal with upscale clientele. Emphasis on 1st and 2nd mortgages, marine, and automobile loans, as well as developing sound financial plans for clients. Asking $35,000 Range PRESIDENT — AG BANK. B .A . You will welcome a visit from the examiners with this one! 10 + yrs banking experience with emphasis in agricultural lending and operations. Currently President of a $15MM bank which has been successfully turned around. Ready to bum the midnight oil! Asking $40,000 Range MORTGAGE ASSISTANT PRESIDENT. B .S . Ambitious manager not afraid to jump in and help out. Ex cellent business development skills as well as training abilities in all areas of FHA, VA and Conventional lending procedures. Asking $35,000 Range • AGRICULTURAL LOAN OFFICER. Do you want someone who will be happy in a small com munity for awhile? This star performer has 6 + yrs ag lending experience with a branch management background. Has an excellent grasp of problem loan workouts, cash flows, and col lateral inspections. Asking $30,000 Range f MORTGAGE REPRESENTATIVE. B .A . This self-motivator is currently responsible for securing mor tgage applications from customer base and developing relation ships with builders, developers and realtors. Asking $20,000 Range • • BRANCH MANAGER. How about a real people person that still has analytical ability? 6 + yrs branch management experience with major emphasis in consumer and real estate lending. A top image who will represent your organization professionally! Prefers Min neapolis. Earning $24,000 Range q ^ CONSUMER LOAN OFFICER. Credit life and A.H. penetration down? This team player has 7 + yrs lending experience handling all consumer and real estate loans in a smaller bank. Ready for a new opportunity in Minnesota. Asking $28,000 Range • INTERNAL AUDIT/OPERATIONS MANAGER. B .A . How about someone who can help with profitability? 10 + yrs experience as an internal auditor and operations specialist with a major regional bank. Ready to relocate. Asking $29,000 Range BRANCH MANAGER. B .A . This action-oriented person has experience in motivating and training staff of 15, as well as handling daily customer pro blems. Extensive background in FHA and VA underwriting is an added plus. Asking $25,000 Range For Further Information Regarding Any of These Candidates — or to Arrange An Interview Call Mr. Paul Gentzkow The Banking Division Robert Half o f M innesota, Inc. 3636 IDS Center, M inneapolis, MN 55402 https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis • (612) 339-9001 f • • • 9 • Illinois News • • ^ 0 0 0 • • 0 CHICAGO: U nibancorp, Inc., parent of UnibancTrust Company and Hawthorne Bank of Wheaton, has announced it has signed a letter of intent to acquire the DuPage County Bank of Glendale Heights. The bank has assets of approximate ly $17 million. Terms were not dis closed. CHICAGO: Affiliated Banc Group, Inc., Morton Grove, has announced that it has signed a letter of intent to purchase the First State Bank & Trust Company of Franklin Park. First State Bank has $80 million in assets. The acquisition will place the assets of Affiliated Banc Group at over $800 million. Terms of the pur chase were not disclosed. PEORIA: Mark W. Johann has been appointed to the position of execu tive vice president, lending division, at Madison Park Bank. He joins the bank from First Galesburg National Bank in Galesburg, and brings with him nine years experience in both commercial and consumer lending. ROCKFORD: A t AMCORE Bank N.A., six officers have been pro moted to vice presidents. Former vice president and trust officer Jay R. Maddox was promoted to senior vice president and trust officer. Data processing manager Harry An derson was advanced from a.v.p. to vice president. In cash management services, Ronald E. Fox was also prom oted from a ss is ta n t v.p. Named vice president of marketing was William T. Hippensteel, former a.v.p., director of marketing. James D. Metz was named vice president of retail banking. Lillie Rude was promoted to vice president and tru st of ficer. SKOKIE: Harold A. Chmiel has been appointed vice president of corporate banking at Skokie Trust & Savings Bank. He joined the bank as assistant vice president of cor porate banking last February. Montana News BILLINGS: C.P. “Buck” Moore has ^ been elected president of Norwest’s Montana banking region. He suc ceeds Jackson L. Schutte, who has resigned to explore other business opportunities. Mr. Schutte served in 0 the position since 1982 and was with Norwest for 17 years. Mr. Moore will retain his positions as Norhttps://fraser.stlouisfed.org Federal Reserve Bank of St. Louis 3 We're Security for You At Security National Bank, w ere people you can count on to handle all of your Correspondent Banking needs. So, start corresponding w ith us. We’re Security for you! SECURITY N ATION AL BANK IN SIOUX CITY, IOWA. MEMBER F.D.I.C. Dennis Nahnsen Vice President and Manager Correspondent Banking Services 712-277-6768 west’s regional president for South GRAND JUNCTION: Among re Dakota and CEO of Norwest Agri cent promotions at Colorado Na tional Bank—Grand Junction was cultural Credit, Inc. the advancement of R. Kelley BurHAVRE: Rex Huntsman has been ford to vice president/loan adminis promoted to vice president/manager tration. He joined the bank in 1984 of commercial and consumer loan de and most recently served as assis partments at First Bank Havre. His tan t vice president in the commer previous position was agricultural cial lending department. loan officer. PUEBLO: At Colorado National Bank—Pueblo, Douglas W. Caldwell has retired after 37 years in bank Colorado News ing. He served at the Pueblo bank DENVER: United Banks of Colo since 1955, most recently as vice rado, Inc. has filed its application to chairman of the board and executive acquire IntraW est Financial Corpo vice president. He will continue as ration with the Federal Reserve vice chairman and remain an active board member. Board. PROFITABLE STRATEGIES for a new ENVIRONM ENT 1986 NATIONAL AGRICULTURAL BANKERS CONFERENCE NOVEMBER 16-19,1986 OPRYLAND H OTEL NASHVILLE, TENNESSEE OPRYLAND! Don't Miss the Opportunity! • Top Line S p e a k e rs • General S e s s io n s • 6 New Policy Forum W orkshops • 1 6 C oncurrent S e s s io n s s i bam œ rs" E S 92 3 association • T h e “Transition in Agriculture” S tudy • A C om plete G u est Program • Legislative U pdate • Fellowship Gathering • New P ro d u c ts Exhibition • O ptional Tours • R ound Table D iscu ssio n s • 7 5 th Anniversary Celebration For m o re information concerning the conference p ro g ram , session descriptions, and registration please call B E N (Bankers Education Network) at (2 0 2 ) 6 6 3-5 43 0. aqn oirœrs,inc. _J AG BANKING PERSONNEL SPECIALISTS P O S IT IO N S A V A ILA B LE $65mm midwest bank seeks aggressive self starter for $10mm comm’l portfolio. Leads to Senior Management. Send resume to File No. WHA c/o Northwestern Banker. ________________________________________ (PA) LOAN REVIEW MANAGER—S250MM bank in eastern Iowa. Must be able to understand and do financial state ment spread sheets. Good public contact. Prior credit re view and bank examination experience required. Salary open. Send resume to File No. WGZ c/o Northwestern Blanker. (p a ) Jean 712/779-3567 Massena, la. 50853 Sandl 515/394-5827 New Hampton, la. 50659 Confidential. Employer paid fees RYAN AUCTION CO., INC. Decorah, Iowa 52101 Farm Equipment Specialist Appraisals & Auctions Call Dale Ryan 319-382-8648 CREDIT & LOAN REVIEW position open immediately. Credit & loan experience desired. College degree with business administration or finance required, with account ing & personal computer knowledge recommended. $100M bank. Send resume to File No. WHB c/o Northwestern Banker. (PA) $50 + M central Iowa bank seeking an experienced AGRI CULTURAL LENDING OFFICER. Commercial lending ex perience and knowledge of FmHA programs a + . Vice President position. Send resume to File No. WGX c/o Northwestern Banker. (PA) Immediate opening for INSURANCE AGENCY MANAGER. Very good position, very good salary. Call (507) 427-2422, James Sneer, Farmers State Bank, Mt. Lake, MN. (PA) P O S IT IO N S W A N TED SERVING THE UPPER MIDWEST SEEKING CEO position in midwest bank. Extensive experi ence restoring several banks to "clean” status from C&D. 14 years total experience, all phases of lending and senior management, CEO at three banks. File No. WGY c/o North western Banker. (PW) R eg en c y RECRUITERS. INC. Diane Evans 1102 Grand Avenue, Kansas City, MO 64106 816/842-3860 FOR SA LE I NC. Consultant to Bankers • Loan Review and Credit Administration • Profit Planning 773 Spruce S treet P.O. Box 159 O cheyedan, Iowa 51354 Phone: [712] 758-3660 POSITIONS AVAILABLE EXECUTIVE VP Lrg urban comm’l bk that is actively involved in acquisi tions seeks knowledgeable lender who can make loans. 10 + yrs of lending w/good understanding of comm’l, retail & consumer. $58K. AG LENDER Rural bk in central IA in prime condition seeks 3 + yr lender who has a wealth of ag knowledge. Cash flows, FHA’s, farm call exp necessary, + 2 yrs In a bk. $28K. CEO, age 40, with Masters Degree in Business and cur rently CEO of $75 million independent bank wants new challenge in upper Midwest. Proven performance record. . ......................................................................... Asking $65,000 CEO with proven record over 22 years. Ag grad from Iowa State. Farm background. Prefers smaller community......... ......................................................................... Asking $50,000 EVP in $50 million bank. Finance major. ABA Commercial Lending School grad, over 12 years experience.................... ......................................................................... Asking $40,000 TRUST OFFICER with law degree and employee benefits experience....................................................... Asking $35,000 AG LOAN OFFICER in $26 million bank. Trained by First Bank System. Iowa State grad...................... Asking $38,000 RETAIL BANKER/CREDIT ANALYST with major bank seeks new situation in eastern Iowa............ Asking $25,000 CASHIER with 23 years experience, now with $50 million bank, seeks position in eastern Iowa, Wisconsin or Minne sota................................................................... Asking $30,000 EXAMINER with four years experience. Finance major from Iowa State............................................... Asking $25,000 AG LOAN OFFICER, age 30, Masters Degree from Iowa State. Farm background.................................Asking $28,000 Financial Careers (Division of Freeland Financial Service, Inc.) 1010 Equitable Bldg. Des Moines, IA 50309 515/282-6462 Employer pays fee. Please contact Malcolm Freeland concerning these quality applicants or for other types of banking officers. POSITIONS AVAILABLE 2 SHARP MODEL BE3500 TELLER MACHINES A 1 IBM 5291 MODEL 2 display station. Contact Keith Schwebke, IA Falls State Bank, (515) 648-5171. (FS) W A N T TO BUY M A N A G E M E N T , QUALIFIED BANKERS If you plan to upgrade or add to your staff, please contact us for information on one or more of the following quali fied bankers: PRESIDENT Scared of your bank failing? Join a rock solid Minn, bank with a vision for future acquisitions. Desires 8 + yrs coml/ ag lending, a degree, and excellent mgmt ability. To$55K. Job #NW9141. COMMERCIAL LENDER Are you sick of being told “you’re on the team” but yet DO YOU need to sell property in Phoenix, Ariz? We spe your paycheck stays the same? TC suburban bank needs a cialize in selling properties for banks and savings and strong coml lender with a work ethic. Desires 2 + yrs coml loans— residential, land, and small apartment fore lending, and a degree. To $35K. Job #NW9142. closures. Excellent Phoenix bank references. Call Peter Linsey or Reta Johnson: 602/991-2929 or evenings 6021 AGRICULTURAL LENDER 840-7178. (WTB) Bogged down with work out strategies, technical excep tions and a worried boss? Minn bank needs a take charge ag lender with 3 + yrs exp and a degree. Great career pathing! You will be the understudy to the President. To$35K. Job #NW9135. CHOQLER In AND s S jjJ V ASSOCIATES "S u cce ssfu l Banking is Q uality P e rson nel" FOR MORE INFORMATION CONTACT PAUL GENTZKOW POSITIONS AVAILABLE COMMERCIAL VICE PRESIDENT, $400mm clean bank, excellent location.............. range of $40,000 3636 IDS Center Minneapolis, MN 55402 CREDIT ANALYST/LOAN REVIEW, $400mm excel lent bank, top lo ca tio n ................ range of $25,000 (612) 339-9001 HEAD OF LENDING in a $300mm bank, popula tion 80,000 + ............................................... $60,000 ALL FEES COMPANY PAID #2 OFFICER, $65mm bank, Illinois............ $50,000 POSITIONS AVAILABLE COMMERCIAL LENDER, $140mm bank, 35,000 pop................................................... range of $30,000 EXECUTIVE VICE PRESIDENT, $60mm bank, 9,000 pop.......................................... $50,000-$60,000 CASHIER - $25MM Ag Bank. Requires background with inhouse minicomputers and some knowledge of Agri Loans. $30K LOAN REVIEW/LOAN WORK-OUT SPECIALIST .. ..........................................................$25,000-$40,000 PRESIDENT • Agri Bank with problem loans. Should have administrative experience and solid Agri Loan skills. $40K BANK ACCT Highly profitable metro area bk has a need for a technical ly competent acct who has 2 or more yrs in bk as auditor or acct. Lrg environmt but w/strong MW flavor. $26K. OPERATIONS and STRATEGIC PLANNER, $100 + bank, 50,000 pop.............................................$25,000 OPERATIONS ■ manage department of 35 for large urban bank. Experience with deposit accounting and account services required. $38K VICE PRESIDENT, SENIOR LOAN OFFICER, $100+ bank, college town ......................... $50,000 AGRI LOAN ■ community bank with large Ag portfolio. Seven yrs. or more Ag Lending experience needed. $35K FOR FURTHER INFORMATION CONTACT KURT ROSENCRANTS OPERATIONS, $300mm, excellent location OPEN COMMERCIAL LOAN - large suburban bank with $100MM loan portfolio. Degree and minimum 3 yrs. comml lending experience with six figure credits. $32K #2 OFFICER, lending and work outs, 4,000 pop. .. IOO UHI (H I .......................................................... 317 6th Ave, Ste. 650 Des Moines, IA 50309 (515) 244-4414 ALL FEES COMPANY PAID $35,000 AG LOAN O F F IC E R ....................... $25,000-$40,000 DON W. SCHOOLER 2508 East Meadow Springfield, Missouri 65804 (417)882-2265 Additional positions available in Midwestern states. TOM HAGAN & ASSOCIATES 2024 Swift - Box 12346 North Kansas City, MO 64116 816/474-6874 “ S e rv in g t h e B a n k in g I n d u s t r y S in c e 19 7 0 ” Vol. 15 No. 26 Northwestern Banker Newsletter (USPS 873-300) is published weekly by the Northwestern Banker Company, 1535 Linden Street, Suite 201, Des Moines, Iowa 50309, (515) 244-8163. Subscriptions $1.00 per copy, $18.00 per year. Second class postage paid at Des Moines, Iowa. Address all mail subscriptions, changes of address (Form 3579), manuscripts to Northwestern Banker, 1535 Linden St., #201, Des Moines, Iowa 50309. https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis
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