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Banks Go on Legislative Offensive • By BEN HALLER, JR. Publisher HE NATION’S bankers have been showing in recent weeks they are taking the offensive in the legislative arena with the United States Congress. Too often in past years, the banking industry has ^ been subjected to the necessity to ^ fight defensive battles because the Congress or a third source initiated action adverse to the industry. Those incursions have resulted in an a ever tightening ring around the abilWity of banks to compete with those who have proceeded with immunity and impunity to steal traditional bank customers and services, while q petitioning Congress to deny banks any ability to expand their product offerings to meet such competition. It all reminds one in a perverse sort of way of Dr. Paul Nadler’s 0 favorite story about the young boy who killed his parents, then threw himself on the mercy of the court because he was an orphan! However, say the leaders of bank0 ing industry groups, the time has truly come to stand up and be counted for legislation that will de termine the role of banking in the future of the nation. 0 Both the American Bankers Asso ciation and the Independent Bank ers Association of America are push- T w ing all-out campaigns among their members to contact their Congress men by letter and in person to assure that the moratorium on bank services expansion is, in fact, killed on March 1, 1987, as promised by Congress when it approved that moratorium earlier this year as part of another banking bill. ABA is go ing all-out with the membership in its “ Kill the Moratorium” drive, while IBAA is pursuing the same goal with its “ Keep the Promise” campaign. A constant stream of bankers from all over the nation has been concentrating in the past few weeks on just that message—do away with the moratorium, as promised, and get on with the business of expand Lisa 11er M ulm https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis Correspondent Services ing the horizons of new services and products for commercial banks. The feedback from Congressmen, gen erally, has been positive. But bankers who feel this job can be left up to ABA and IB AA lobby ists, their government relations leaders, or to state banker associa tion officials to act on their behalf are not facing reality. In fact, they are playing a dangerous game with the future of their own banks! Right now, the industry is showing Con gress a united front seldom dis played in recent years. If that united front is not borne out by each bank owner, officer, staff member and di rector voicing his or her opinion to the appropriate Congressmen and Senators, then the hard-fought cam paigns will show weakness along the front-line that will be overrun by the opposition. And the opposition is not stand ing idly by. Donald G. Ogilvie, ABA executive vice president, warned back-to-back banker meetings in Washington this past week that powerful lobbying efforts have been mounted against the bankers’ posi tion with Congress by representa tives of the real estate, insurance and securities industry. Their mem bers are besieging Congressmen to extend the moratorium and/or to vote solidly against any expansion of banking powers or services. Just after the ABA Community Bankers Council and Board had met in Washington, during which time 2 NORWEST BANKS Norwest Bank Des Moines, N.A. COL. GORDON E. TAYLOR Call (515) 245-3131 or toll-free (800) 362-2514 Box 949 - Mason City, la. 50401 515/423-5242 Member FDIC Professional Auctioneer Real Estate Broker and Appraiser Ye am work: one of the reasons we're first in Iowa. John Rigler Dorothea Wolfe they made their presence and wishes known on the Hill, the ABA Na tional Agricultural Bankers Confer ence convened in the nation's capi tal. The last afternoon of the two and one-half day A g Conference was left open so the 544 bankers and spouses could visit their Congress men in the Capitol Building. Legislative leaders of both ABA and IB AA expressed approval at their recent meetings for expanded powers for banks. The administra tive committee of A B A ’s Govern ment Relations Council looked at the first draft of the bill by Senate Banking Committee Chairman Wil liam Proxmire (D., Wis.) and gave it general approval. Reservations on various aspects of the bill were ex- Bob Louvar MNB C orresp o n d e n t Banker Together We Can Accomplish Great Things Call 319-398-4204 or toll free 1-800-332-5991 The" Merchants National Bank Member F D i C https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis Iowa News A seminar on commodity options for agricultural lenders and pro ducers will be offered December 16 in Cedar Rapids at the Sheraton Inn. The seminar is sponsored by the Chi cago Board of Trade in cooperation with the Iowa State University Co operative Extension Service. A con tinental breakfast will be served at 8:00 a.m. followed by registration at 8:30. The seminar will conclude at 4:45 p.m. Fee of $25 covers materi als, breaks, breafast and lunch. For more information, contact Nancy E. Barickman at (317) 398-2040. DUBUQUE: William G. Kruse, chairman and CEO of First Dubu que Corp., whose only present subsi diary is The First National Bank of Dubuque, and Tom C. Dunlap, chair- # man of the Andrew Financial Corp., whose only subsidiary is the Andrew Savings Bank in Bellevue, have an nounced that on November 11, a let ter of intent was signed by b o th # companies to work toward a defini tive acquisition through a merger agreement. This transaction would make the Andrew Savings Bank the second subsidiary of First Dubuque # Corp. Both banks would continue to operate as independent banks with no anticipated change in officers or employees. MONROE: A.R. VanderPloeg, pres ident of Monroe State Bank, died September 25. Dr. Kurt Vander- I t's easier to talk Iowa banking with people who live it — people like Steve Brewer and the corre spondent staff at Bankers Trust. Call 1-800-362-1688 or 515/245-2424. Strength of Eastern |owa Cedar Rapids. Iowa 52401 pressed but, in general, the commit tee agreed to endorse the bill, while working for acceptable changes. IB A A ’s Federal Legislation Com mittee “ also supported empowering banks to offer revenue bonds, com mercial paper, mortgage-backed securities and mutual funds (pro vided there are no unacceptable trade-offs required for the privi lege,” according to IBAA. Sen. Proxmire and Sen. Jake Gam (R., Utah), the Senate Banking Committee minority leader, have agreed to co-sponsor this bill. It was to have been introduced on Novem ber 19. Those attending the ABA A g Bankers Conference also received a thorough backgrounding on the status of H.R. 3030 (“ Agricultural Credit A ct of 1987” —passed by the House in early October 365-49) and its companion S. 1665 (“ Farm Credit Act Amendments of 1987” — approved 19-0 by the Senate Bank ing Committee in early November and now on the Senate floor). This Farm Credit System rescue effort would pump up to $4 billion in the ailing FCS. Of importance to banks is Title III in H.R. 3030 and Title V II in S. 1665 which authorizes for mation of a corporation to organize and conduct a secondary market for long-term farm real estate mort gages, a corporation which commer cial banks and life insurance com panies may access equally with the FCS. The prognosis for that bill last week was favorable for action prior to the Christmas adjournment. The usual “ it ain't over until the fat lady sings” caveat was tacked on to all! such forecasts. □ BANKS OF IOWA BANK B ankers Trust Des Moines, IA Steve Brewer M em ber FDIC Comm ercial Banking Officer BANKERS AVAILABLE ^ • • ^ • ^ ® NM-1 LOAN OFFICER— 21/2 years VP experience with Ag, commercial, and consumer lending exposure in a 10mm NE Bank. Direct responsibility for collections, and approv ing FmHA loans. Good banking experience with annual planning, supervising, and Member Board of Directors. Wants NE or IA $25,000-830,000. Call 712-779-3567. NM-7 LOAN OFFICER/INSURANCE MANAGER— Holds both Real Estate and Insurance licenses. Responsible for 3.8mm loan portfolio. 10 years of auditing and manage ment experience. Good balance of farm and business background. $25,000. Call 712-779-3567. NM-2 SENIOR MANAGEMENT— 21/2 years EVP in 35mm IA Bank. Excellent Management abilities and lending experi ence. Over 8 years as Branch Manager with PCA prior to stepping into Bank Management position. Outgoing, com munity involved. Holds life Insurance license with com puter background. Instrumental in turning a troubled bank to profitability. $42,000-$45,000. Call 712-779-3567. NM-8 LOAN 0FFICER/VP— Over 6 years lending experience, heaviest with Ag. Good exposure to Commercial, Con sumer, and Real Estate lending. Knows all areas of lend ing. Very competent. BA in Business Administration. Good workout capabilities. $30,000. Call 712-779-3567. NM-3 OPERATIONS— 4 years VP/Cashier in 70mm S.D. Bank. 9 years total auditor/Controller experience. Respon sible for all matters related to compliance. Over see accounting operations as well as assisting in 23mm Invest ment portfolio. Supervise up to 25 employees. Computer experience. $30,000. Call 712-779-3567. NM-9 LOAN 0FFICER/VP— 11 years lending experience, solid Ag background and proficient in computers. Areas of experience include, SBA and FmHA loans, Real Estate sales, Hail insurance sales and adjuster, and commodity broker. Capable of lending in all areas. Good Manage ment skills. $30,000-$35,000. Call 712-779-3567. NM-4 LOAN 0FFICER/FARM MANAGER-Over 18 years ser vicing loans through all stages. Experience includes realtors, Attorneys and farm calls. Farm appraisals, Farm Man agement and participation in mediation. Sharp with excel lent credit record. $25,000. Call 712-779-3567. NM-10 AG LOAN OFFICER— 41/2 years lending experience in cludes county supervisor with FmHA, Branch Manager, and Loan Officer in 120mm Bank. BS in Ag Econ. Proven in documentation and credit analysis. $22,000. Call 712779-3567. NM-5 AG LOAN OFFICER— Responsible for 7mm Ag portfolio in NE Bank. BS in Ag Econ, background includes county supervisor for FmHA, extensive computer experience. Results oriented, Hard worker. $26,000. Call 712-7793567. NM-11 LOAN 0FFICER/VP— Over 4 years lending experi ence, SBA, FmHA, and appraisal duties. Reviewer and Auctioneer. BS in Business Administration, plus formal training in Ag and Commercial lending. Excellent in collec tions and workouts. $30,000. Call 712-779-3567. NM-6 AG LOAN OFFICER— Over 6 years with FCS moved from loan officer to VP, Branch Manager, to Sr. Loan of ficer in short period. BS in Ag Econ, graduated Cum Laude. Excellent credit knowledge and documentation skills. Appraisal experience. $28,000~$30,000. Call 712779-3567. NM-12 PRESIDENT/CE0— 3 years experience as president, CEO, Director of 41mm NE Bank. Over 14 years as Field Manager, supervising more than 30 national banks and personnel exams. BS in Economics/Business Administra tion. $60,000. Call 712-779-3567. We serve as the source to locate candidates who meet your qualifications and are interested in your bank, community, and salary range. We are available to assist, but allow and encourage your direct contact with our candidates. You make the choice and decision, without pressure. MARTY REW 712/779-3567 Hwy. 92 W., Box 140 Masseria, IA 50853 https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis Our fee is paid by the employer and is based on a percentage of the first year’s compensation. A ll placements are guaranteed. A complete explanation of our services, fees, and guarantees will be sent at your request. ANNETTE FAHNING 515/394-5827 Hwy. 63 S., Box 307 New Hampton, IA 50659 NM 13 SR. MANAGEMENT/CORPORATE AG LENDING— Experi ence includes commercial lending, Corporate Banking Analyst, Commercial Feedlot manager, and Executive Director for the USDA. A masters candidate in Ag Eco nomics. Credit review and analysis responsibility of 100mm per quarter. Management and training responsi bilities. $36,000. Call 712-779-3567. NM-14 CE0/SENI0R VP—4 years as CEO, President bring ing troubled bank around in a short period. Responsible for establishing Insurance agency, and writing all formal policies. Over 20 years total Banking experience. $40,000. Call 712-779-3567. NA-15 PRESIDENT/CEO— Over 14 yrs experience in bank ing. Familiar with the procedures of a bank in maintaining customer and business relationships, and also with service and civic organizations for the purpose of promoting good will for the bank and developing and attracting new busi ness. Experienced in all phases of bank management in cluding supervision of personnel, operating, investment and loan policies and procedures as well as budget plan ning and review. Utilized personal computer in bank man agement and holds real estate and insurance licenses. B.S. Degree in Agri-Business. $40,000. Call 515-394-5827. NA-16 AG LOAN OFFICER—Six years ag lending experience plus sales and marketing skills. Very community minded individual. Reference commented, “ very personable and professional... “ QUALITY GUY.” Hardworker, self-starter and good in sales.” $27,000-$30,000. Call 515-394-5827. NA-17 BRANCH MANAGER/A.V.P.-ISU Graduate wants to continue career in the financial industry with special inter est in the areas of accounting, lending, operations and budgeting. Finance Degree, six years experience. Refer ence said, “ will do a very good job for someone. Very ag gressive...go getter. He’s good in new business, very moti vated...far exceeded goals set. Very devoted and fast learner.” $28,000-$35,000. Call 515-394-5827. NA-18 VICE PRESIDENT— Wants to relocate in IA or NE. Over 10 years experience in ag lending. B.S. Degree in Ag. Economics. Reference states, “ attributes are: hard working, bright, aggressive, thorough, outgoing and friendly.” $25,000-$30,000. Call 515-394-5827. NA-19 AG LOAN OFFICER— Two years experience working with high risk loans. “ Very good employee and will do ex cellent job,” said reference. According to present super visor, “ Expertise in negotiating skills, very good knowl edge of agriculture and excellent ability to develop cash flows with farmers.” Highly regarded by all references. Prefers IA location. $30,000-$35,000. Call 515-394-5827. NA-20 A.V.P.— Experienced in administering loan policy, supervising lending staff, managing 20mm loan portfolio, assisting in new loans and collections, developing new business. Reference reported, “ tremendously strong banker...understands farmers and their operations.” Look ing for opportunities in midwest. $35,000-$40,000. Call 515-394-5827. 712/779-3567 DigitizedHwy. for FRASER 92 W., Box 140, Massena, Iowa 50853 https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis NA-21 BANK CONTROLLER— 30 years experience and skilled in Lotus 123 & IBM/PC. Attended various BAI & AIB Banking Schools. Has been accountable for compiling, analyzing and disseminating financial information required £ by management and supervising authorities. Managed the accounting and general ledger departments of bank. A re ference stated, “ excellent presentation, communication and technical skills.” Will locate in Midwest. $30,000. Call 515-394-5827. ^ NA-22 LOAN OFFICER— Associate of Arts Degree in AgriBanking. Seeking ag loan officer position. Three years real estate and installment lending experience, plus farming background. Former employer reported, “ very dedicated, loyal, conscientious and excellent character.” $19,000$22,000. Call 515-394-5827. NA-23 VICE PRESIDENT— 16 years experience in real estate, commercial, consumer and ag lending. Knowl edgeable in bank operations... pay roll, call reports and in vestments. B.S. Degree in Bus. Adm. Attended Graduate School of Banking and Post Graduate School of Banking. “ Worked in problem bank and performed very well during some difficult times,” commented reference. Offers maturi ty and experience. Available immediately. $28,000$30,000. Call 515-394-5827. NA-24 CEO— Mature and experienced person with 30 years experience seeking management position. Attended AIB & Graduate School of Banking. Expertise in helping fi- ^ nancially troubled banks become viable institutions and ® upgrading bank image to obtain new growth. Experienced in all phases of bank management and operations. Enjoys community involvement. Available immediately and will relocate. $50,000 plus. Call 515-394-5827. ^ NA 25 PROFESSIONAL FARM MANAGER-Over seven years experience as general manager. Accountable for up to 18,000 acres. Responsibilities included cropping plans, budgets, cost allocation, monitoring, purchasing and per sonnel management. Has obtained American Society of # Farm Managers & Rural Appraisers Certification, IA Real Estate License, member of numerous professional organi zations. B.A. Degree in Ag Bus. from ISU - Call 515-3945827. NA-26 LOAN OFFICER— Seeking position in ag lending. ® Almost two years bank experience, plus over 10 years dairy and crop farming experience. 2 year Degree in Credit & Finance, plus insurance and real estate training. Former supervisor reported, “ very punctual, dedicated ^ young man with a lot of determination. Has a lot of com mon sense and is very sharp with numbers.” $20,000. Call 515-394-5827. NA-27 PRESIDENT/CE0— Over 25 years in banking and in cludes five years as bank examiner. Responsible for management of 20mm bank under regulatory memorandum. Returned bank to profitability in a very short period of time. Drafted and implemented new lending, investment and asset/liability management policies. Attended various banking, schools and seminars. Enjoys business and community activities. $50,000. Call 515-394-5827. aqri carers,inc. 515/394-5827 Hwy. 63 S., Box 307, New Hampton, Iowa 50659 • • IOWA BANKERS PROBLEMS WITH YOUR BANK’S BOND? ARE YOUR UNDERWRITERS DEMANDS EXCESSIVE? HA VE YOUR PREMIUMS SKYROCKETED? We have been solving Bankers bonding problems for over years . . . AND AT THE LOWEST POSSIBLE PREMIUM! CALL OR WRITE IOWA BANKERS INSURANCE AND SERVICES, INC. 104 EAST LOCUST STREET DES MOINES, IOWA 50308 1-800-532-1423 or (515) 286-4344 KANSAS BANKERS SURETY COMPANY P.O. BOX 1654 https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis TOPEKA, KANSAS 66601 (913) 234-2631 SOUTH DAKOTA BA NKERS PROBLEMS WITH YOUR BANK’S BOND? AREYOUR UNDERWRITERS DEMANDS EXCESSIVE? HA VE YOUR PREMIUMS SKYROCKETED? Are you FORCED to write one type of insurance with a company at a higher premium, just so they w ill write another type of policy for you? IF SO... PLEASE CONSIDER THIS We have been solving Bankers bonding problems for over 75 years . . . AND AT THE LOWEST POSSIBLE PREMIUM CALL OR WRITE KANSAS BANKERS SURETY COMPANY P.O. BOX 1654 TOPEKA, KANSAS 66601 (913) 234-2631 https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis OWNED BY BANKERS SERVING BANKERS The Farm Tax Saver Newsletter Editor Trenna Grabowski CPA, Farmer On the cutting edge.. FAR M T A X SA V E R ...of cutting taxes fo r as little as 29<fc We’ll imprint your firm’s logo on the FARM TAX SAVER monthly newsletter and you’ll get the credit for cutting your farm clients’ taxes. Every month remind your farm clients that your firm is always there with top-notch service and fresh ideas your name, firm______ address □ Send me a free issue of the FARM TAX SAVER □ I’d like to know about bulk subscription investment levels □ Send information regarding logo imprinting and newsletter delivery https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis phone Return this card to FARM TAX SAVER Farm Progress Cos. 580 WatersEdge Lombard, IL 60148 312/953-1100 https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis 3 FirsTier Correspondent Services nit mmm^rn ~' m More o f what it takes to serve you well. — jh FirsTier» B an ks Lincoln • Omaha FirsTier Bank, N.A., Lincoln and FirsTier Bank, N.A., Omaha, Members FDIC Ploeg has been elected chairman of the board, Robert D. Gulling presi dent, and Dale Dixon vice president gand cashier. Mr. Gulling and Mr. TDixon previously served as execu tive vice president and cashier, res pectively. POCAHONTAS: Rodney B. Amlie, ^>2, who had been president of Com mercial State Bank from 1979 until it failed June 27, 1986, was sen tenced last week to five years in pri son after pleading guilty to embezzl i n g $2,059,232.99 from the bank be tween February 27, 1986, and May 6, 1986. SHENANDOAH: George H. Perry #has been named president of City National Bank. Ray Gibbs has joined the bank as executive vice president and chief loan officer. ¿V E S T DES MOINES: Ray D. ^Hartley, former CEO and director of West Burlington Savings Bank, has resigned to join Financial Institu tion Services Corporation of West ¿D es Moines. Nebraska News The Southeast Nebraska Group of the National Association of Bank ¿Vom en will hold its monthly meet ing December 3 at Valentino’s in Lincoln. Speaker will be Sharon Cheney from St. Elizabeth Hospital. COLUMBUS: The First National ^feank of Columbus has named David L. Duren as senior vice president and manager of the trust depart ment. Prior to joining First Na tional, Mr. Duren owned his own cer tifie d accounting firm. Larry Redel has been named vice president in consum er lending and Rachel Braithwait was named assistant vice president in administration. McCOOL: Brad Fornoff has been named vice president and branch manager of the McCool branch of The First National Bank of York. His previous position was with the Farm Credit Services of Marysville, Kan. K.D. Patitz, vice president and manager of the McCool branch, is transferring to the York office as a vice president in the ag loan divi sion. North Dakota News The North Dakota Bankers Asso ciation will present a seminar, “ Developing Effective Bank Poli cies,” on December 9 at the Holiday Inn in Bismarck. Registration/continental breakfast is at 8:30 a.m. and the seminar runs from 9:00 until 4:00. Numerous tips for developing and implementing bank policies will be offered. Fee is $90 before Novem ber 23 and $125 after. Contact the NDBA to register. Minnesota News Colorado News LONG LAKE: A number of changes have been announced at State Bank of Long Lake. Rodger Bense has been advanced from president to vice chairman of the board. He has been president since 1980. Mr. Bense will continue in his position as chairman of Lake County State Bank of Miltona. Michael Byrne has been named president of State Bank of Long Lake. He joined the bank in 1982 as vice president and compli ance officer. Gerald Taffe has been named senior vice president and cashier. He joined the bank in 1986 as assistant vice president. DENVER: United Banks of Colo rado, Inc. has announced a new man agement team for United Bank of LaSalle. Royce B. Clark has been elected chairman; A. Leroy Leavitt, president and CEO, and William G. Hertneky, executive vice president. These changes are in response to the promotion of Jere L. Elliott, who has been chairman, president and CEO of the bank, to president and CEO of United Bank of Garden of the Gods in Colorado Springs. Mr. Clark, Mr. Leavitt and Mr. Hert neky remain as officers of United Bank of Greeley. A Meeting Of The Minds. At Security National Bank, our minds are on meeting all your Correspondent Banking and Investment needs. We’re Security for you! Ron Kiel Correspondent Banking O fficer 712-277-6736 Michael Moreland SECURITY NATIONAL BANK IN SIOUX CITY, IOWA. MEMBER F.D.I.C. W ee President Investments 712-277-6616 COUNTONIt Count on C om m erce for superior capabilities and personal attention to your correspondent banking needs. A com bination w eV e upheld for m ore than 120 years. Give us a call. 1-800892*7100 1-800-821-2182 https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis (Outside Missouri) <«t Commerce Bank w of Kansas City 4 "Professional assistance in hiring BANKING and career advancement" POSITIONS AVAILABLE AG LOAN OFFICER—Community bank needs an a g g re s Q sive, promotable lender who has the desire to move up. Degree plus excellent people skills.....................To $30,000. TRUST OFFICER—W ill supervise and direct the Employee Benefits department of a large Trust division. JD preferred but not required..................................................... To $40,000. COMMERCIAL LENDER— Polished professional w ith for mal credit training and proven leadership ability. W i l £ supervise and direct 3 loan officers in a large commercial department of a metro bank................................ To $50,000. quality service by experienced professionals 525 Merle Hay Tower Des Moines, Iowa 50310 515-276-1151 Jean Eden 515-276-1151 Sandi Garner 515-832-1258 Tues / Wed / Fri Confidential. Fees Paid by Employer. POSITION AVAILABLE Four bank holding company seeks SENIOR LENDER to oversee the entire lending function. Salary commensurate w ith experience. Send resume to File No. WKU c/o North western Banker. (PA) OFFICER NEEDED to manage recently remodeled branch of suburban bank in major Nebraska city. Business devel opment experience & commercial & consumer lending skills preferred. Send resume to File no. WLI c/o North western Banker. (PA) COMMERCIAL LOAN OFFICER—$300MM bank. Iowa. Requires 2-5 years commercial lending experience & formal training in same. $25-$32,000. Contact File No. WLK c/o Northwestern Banker. (PA) BRANCH MANAGER—Mercer county Illinois bank seeks a knowledgeable o ffice r for a new fa cility in Aledo, IL; lending experience is required, knowledge of operations is preferred. Compensation is commensurate with a bility & experience. Send resume to Chmn., State Bank of Sherrard, Box 455, Sherrard, IL 61281. (PA) Financial Careers, Inc. Two Ruan Center/Sulte 1000, Des Moines, IA 50309 515/245-3786 Employer pays fee. 4) Please contact Lorraine Lear or Malcolm Freeland con cerning these and other Midwest banking opportunities. P au l W . O la n d e r C o m p a n y Bank Stock Appraisals and Loan Reviews 1073 Plummer Lane S .W . Rochester, M N 55902 (507) 285-9271 FOR SALE RECONDITIONED BRANDT Coin Sorters-Counters BRANDT Currency Counters New Warranty 402-571-5577 RYAN AUCTION CO., INC. Decorah, Iowa 52101 Farm Equipm ent S pecialist A ppraisals & A uctio n s Call Dale Ryan 319-382-8648 POSITIONS AVAILABLE PRESIDENT S.E. MN hub city seeks a president for $35MM bank. S e e k ^ hard drive credit adm inistration w ith 10+ years commercial/ag lending experience. Must be degreed w ith strong selling skills. To$55K. Job#NW2569 AVP COMMERCIAL LENDER POSITION WANTED Serving bankers quietly and efficiently. PRES. OR #2 PERSON in sr. mgmt team w ith potential of pres, in 2 years in a community bank. 25 years exp. w ith 20 years in sr. mgmt. Heavy in operations lending, workout situations & total bank adm inistration. Contact File No. WLL c/o Northwestern Banker. (PW) CAPITAL PERSONNEL SERVICE 714 First Interstate Bank Building Des Moines, Iowa 50309 515-283-2545 Do you feel passed over? A well performing medium sized bank w ithin 1 hour of M inneapolis seeks a c o m m e rc ia l^ lender w ith 4 + years lending experience. Prefer a strongW sales orientation and excellent analytical ability. A great career opportunity. To$38K. Job#NW2570 TRUST OPERATIONS MANAGER Are you ready for a major move? A premier S.D. bank needs a trust operations manager immediately. This posi tion w ill manage a sta ff of 4 and direct all computer i n p u t ^ for stock and bond sales. Must have 4 + years trust opera-™ tions experience. To$35K. Job#NW2571 FOR SALE FOR MORE INFORMATION CONTACT PAUL GENTZKOW OR JAN PETERS MOSLER DRIVE-UP WINDOW, 5’ bay type, approx, age 15 years. Contact Jan LaDue, State Bank of Sherrard, IL, (309) 593-2117. (FS) S R OBERT HALF OF MWNESOTA. M C. _ ^ 3636 IDS Center Minneapolis, MN 55402 BANKERS AVAILABLE AG VP Looking for an ag p ortfolio th a t’s growing? Healthy county seat bank seeks 4 + year ag loan manager who has good understanding of cash flows, FmHA’s and borrower’s needs. Very viable comm unity w ith strong customer base. Reach for what you’ve worked for, a position for the future! $30K. REAL ESTATE LENDER Develop and run your department, your way! High growth metro bank needs consumer real estate lender to head up area. Well run dept, w ith quality portfolio of $50M + . Tre mendous opportunity not to be missed! $35K + incentive. COMM’L LENDER Quit being a follower, be a leader! Dept head position in large bank setting for 5 year comm’l lender w/strong for mal credit training and mgt exp. W ill supervise aggressive team in fast paced exciting market. $50K. FOR FURTHER INFORMATION CONTACT KURT ROSENCRANTS ROBERT HALF OF lO W a .M C . 317 6th Ave, Ste. 650 Des Moines, IA 50309 (515) 244-4414 ALL FEES COMPANY PAID (612) 339-9001 ALL FEES COMPANY PAID POSITIONS AVAILABLE The PC Reporter (1099*) is a new lowcost way to meet 1RS requirements for “ Magnetic Media Filing” on 51/4 " disks for forms 1098, and all 1099s. It’s faster and easier than paper! Cost: only $349 plus $4.50 shipping. Demo disk available—$11.50 incl. shipping. Write or phone: R.C. Remer, Pres. Milada, INC. PO Box 191 Johnston, IA 50131 (515) 278-9540 Requires IBM® or compatible 384k RAM minimum. Iowa orders add 4% sales tax. TRUST MARKETING - large urban bank. Requires degree and trust experience. $35K REAL ESTATE LOAN - single fam ily residential and secon dary market experience required. Proximity of major m e tro ^ area. $40!^P LOAN REVIEW - large bank experienced required. Both junior and senior level positions available. $28-$40K COMMERCIAL LENDING - V.P. positions in urban and large suburban banks. Personal portfolios from $20MM to $50MM. $40K BRANCH MANAGER - handle small business and c o n 0 sumer credits. Med-size com m unity a ffiliate of multibank holding company. $24K Additional listings for commercial lending and trust officers. Resume’ requested. TOM HAGAN & ASSOCIATES P.O. Box 12346/2024 Sw ift North Kansas City, MO 64116 816/474-6874 a ™ “ Serving the Banking Industry Since 1970” Voi. 16 No. 32 Northwestern Banker Newsletter (USPS 873-300) is published weekly by the Northwestern Banker Company, 1535 Linden Street, Suite 201, Des Moines, Iowa 50309, (515) 244-8163. Subscriptions $1.00 per copy, $24.00 per year. Second class postage paid at £ Des Moines, Iowa. Address all mail subscriptions, changes of address (Form 3579), manuscripts to Northwestern Banker, 1535 Linden St., #201, Des Moines, Iowa 50309. https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis