The full text on this page is automatically extracted from the file linked above and may contain errors and inconsistencies.
he and Rep. St. Germain are com mitted to the July 1, 1983, date, after which any non-bank charters election. It was too early after the election issued would have to be unscram last week to know who would make bled, no matter what the cost to the up the Senate and House Banking charter recipients. He said he would Committees, but the rest o f the reintroduce his Financial Services banking league players were not tak Competitive Equity A ct within the ing a holiday. The Franchise Vice “ first three or four days” after the President—Comptroller C. Todd 99th Congress convenes. He also took the Comptroller to Conover—didn’t skip a beat when the two Banking Chairmen informed task for going beyond the latter’s one and all that they plan to take up authority to issue or deny charters the matter of plugging the franchise by becoming the cheerleader for the loophole as soon as the new Season non-bank loopholers as well. Mr. starts early in 1985. Mr. Conover ig Conover gave them that encourage nored their expressed wishes, began ment at the A B A session and later immediately to hand out the first 29 from his own office by telling them franchises on his desk and later ap to hurry, dress for the game and get proved 11 more by last week for a on the field so they couldn’t be total of 40. To add salt to the play thrown out. The Comptroller’s actions and ing field wounds of Sen. Garn and Rep. St. Germain he thumbed his words did not go unchallenged by rhetoric at them during an A B A bankers and state governments. The convention general session in New Governors of Iowa, Nebraska and York by stating, in reference to their North Dakota, and probably others, announced grandfather date of July all wrote President Reagan heavy 1, 1983, “ The fact that they an words about the Comptroller’s ac nounced the July ’83 cutoff date tions and calling on him to step in doesn’t make it so. That would still and tell his man to put things on hold until Congress takes up the bill need approval of all the Congress.” Sen. Garn, a veteran of political it has in the works. A.C. “ Skip” alley fights on the actual playing Hove, Jr., president of the Nebraska field was not prone to mix his words Bankers Association, told the Presi when he read about the Comptrol dent in his mailgram, for example: ler’s actions and words. Speaking to “ It is indeed strange that while Con the U.S. League of Savings Institu gress in its wisdom was unable to tions, he had sharp words for Mr. summarily solve the non-bank ques Conover and told him bluntly that tion that a mere regulatory official Banking Pot Continues to Boil TAR quarterback Ronald Reagan got landslide support last week from the fans, although some die hard coaches from the opposing lea gue blamed the loss on a “ tem porary” weak defense. While “ the Gipper” was being given an unpre cedented electoral vote of 525 to 13, the fans in many cases split their votes to give spots on the winning teams of the Senate and House to team members from the other league. What it boiled down to was the old sports cliche, “ You win some and you lose some.” Senate Banking Committee Jake Garn (R., Utah) will not be up for reelection until 1986. One of his fellow Republican com mittee members, John Tower of Texas, retired. His Senate seat was won by State Rep. Phil Gramm, who left the Democrat party for Republi cans two years ago. Two other Se nate Banking Committee members who were up for reelection won at the polls—Sen. William L. Arm strong of Colorado and Sen. Gordon Humphrey of New Hampshire. The la tter d efea ted Rep. N orm an D ’Amours, a five-term Democrat in the House who had been on the House Banking Committee. Another Democrat seat on the House Banking Committee became vacant when elderly Rep. Joseph G. Minish (D., N.J.), who was in the House 22 years, was defeated for re S m ASK DICK RETZ to make MNB work for you. Toll free: 1-800-332-5991 i https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis t Merchants National Bank isi Member F.D.I.C. A 'BANKS OF IOWA' BANK 2 Professional ... Responsive... Serving bankers quietly and efficiently. CAPITAL PERSONNEL SERVICE Call Mark Christen for any correspondent service. Call toll free (800) 622-7262 714 U.C.B. Building, 515-283-2545 Des Moines, Iowa 50309 Valley National Bank iii DES MOINES, IOWA 50304 A BANKS OF IOWA BANK Member FDIC feels competent enough to tinker with the entire financial system. To attempt to remove Congress from the decision processes is foolhardy, and I urge you to insure that the leg islative processes are not made a mockery. The Comptroller should be prohibited from approving any non bank applications until the Congress can act.” That was dated October 31; whereupon, the Comptroller ap proved the additional 11 and an nounced he’d have another 25-50 out of the chute in a few days. Before and after the November 6 balloting, the issue o f restructuring the banking industry continued at a heavy pace. As soon as Congress ad journed prior to the election, Comp troller Conover, as noted, began pro cessing non-bank applications—all of them (more than 100)—from multi bank holding companies. First there were 29 for non-banks (deposit-tak ing but no commercial loans) in pri marily eastern cities; then, an addi tional batch was approved for con version o f H.C. trust companies in Florida to non-bank status. The Illinois Bankers Association, coming off a self-imposed, two-year moratorium of its own as part of the agreement that reunited IB A and its former members who had orga nized AM BI for bank expansion in Illinois, reported November 1 that a special IB A Task Force on Bank Structure has submitted recommen- dations to the IB A board. These call for major change in Illinois. The IB A board will meet November 28 in St. Louis during the IB A Management Conference to vote on the recommendations. Members may give comment to board mem bers prior to and during that ses sion. Those IB A recommendations, aimed at a January 1,1986, effective date, would authorize Illinois bank holding companies to operate state wide by eliminating the five banking regions in current state law. Addi tionally, the Task Force supports community service facilities to offer all banking services and establish ment of two additional community service facilities anywhere in the county, or if across a county line, within 10 miles of the main bank. (Distancé factors are included.) Lastly, the Task Force recommends a change in state law to permit Illi nois reciprocity to bank holding companies in contiguous states to acquire Illinois banks. Similar legislation is expected in Missouri, Iowa, Minnesota and Neb raska for reciprocity with contigu ous states. Nebraska CEOs meet November 16 at Kearney Holiday Inn to con sider interstate banking. (Details an nounced earlier.) The election was exciting and in teresting, but politicians at the regu latory level didn’t bother looking up. An important new profit center for your bank: Contact: Leroy Bell or ■ a computerized w local billln^credit service Milt Hennick 319-291-5412 National Bank of Waterloo 315 East 5th St. • W aterloo, IA 5 0 7 0 4 https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis Member Federal Reserve System FDIC Iowa News The Iowa Bankers Association Fall Road Shows will begin later this month. These informal sessions pro vide an excellent opportunity for • bankers and legislators to learn firsthand the issues that could be presented during the upcoming leg islative session. All meetings will begin at 4 p.m. ® and are expected to adjourn at ap proximately 5:30. Following are the dates and locations o f the “ road show” meetings. ^ Nov. 26 — Group 2 - Norwest Bank, ® Community Room, Ft. Dodge; Nov. 27 - Group 5 - Holiday Inn, Red Oak; Nov. 28 — Group 3 - Sheraton Inn, ^ Mason City; ^ Nov. 29 — Group 4 -Manchester Country Club, Manchester; D ec. 3 — Group 11 - Holidome, Gallier Room, Burlington; ^ Dec. 4 — Group 8 - Holiday Inn (new downtown location), Iowa City; Dec. 5 — Group 6 - Chariton Country Club, Chariton; Dec. 6 — Group 12 -Stiibb’s Ranch q Kitchen, Spencer; Dec. 10 — Group 1 - Ida Grove Coun try Club, Ida Grove; Dec. 11 — Group 7 - Tama State Bank, Community Room, Tama; m Dec. 12 — Special Des Moines Meet ing - Hotel Savery, Terrace Room. * * * Iowa Bankers Insurance & Services, Inc. will present a Credit Life Licensing School December 3-4 in Des Moines. Registrations must be received by November 19. For more information or registration contact Jeanette M. Ellington at 1-800-532-1423 or 515-286-4371. CLINTON: Doyle V. Ruble, Jr., was elected president of Iowa State Sav ings Bank, effective November 1. Mr. Ruble resigned as executive vice president of Hawkeye Bank & Trust in Burlington to accept this new ap pointment. He has been in banking 18 years, all o f it with Hawkeye Bank in Burlington except for 1972-73 when he was vice president and senior trust officer with First National Bank in Clinton, also a Hawkeye Bancorporation affiliate. ^ ^ f W 9 ^ ^ Supplement to Northwestern Banker Newsletter 11-12-84 Our Two Minute Guarantee At Iowa Public Records Search, we guarantee that w ithin two minutes, you’ll have the infor mation you need— at a m ini mal cost. □ UCC Searches and Pilings, State and Comity □ Federal Tax Lien Searches □ Corporate Searches □ Special Inform ation Ser vices, Local and Nationwide It’s that simple...you’ll have the information you need, when you need it! IOWA PUBLIC RECORDS SEARCH, INC. #3 Corporate Place, 150142nd Street West Des Moines, Iowa 50265 https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis ( 515 ) 223*1153 https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis Supplement to Northwestern Banker Newsletter 11-12-84 é 1984 Bank Directories Now Available . . . • Accurate, up-to-date information on every bank in the state, concerning: • Officers and Directors • Deposit, Loan and Securities figures • Other offices away from main bank • Addresses and phone numbers • Departments within the bank and their officers • Correspondent banks used # 6 r NEW 1984 EDITIONS * 1 / # Y Q S ! Send me_________copies of the 1984 edition of the NEBRASKA Bank Directory at $8.00 per copy. Nebraska — Nearly 200 pages. Iowa — Over 300 pages. CONVENIENT TO USE...lies flat for reading or copying (pages 3 1A " x 6 1/2 "). # Send me_________copies of the 1984 edition of the IOWA Bank Directory at $12.00 per copy. Our check is enclosed for $______________ (add state tax: Iowa @ 4% Nebr. @ 4%) Company Name___________ _____________________________________ Officer Name____________ ________________________________________ P.O. Box or Street Address_____________ ____________________________________ Zip City and State Orders shipped by return mail https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis Phone Area Code NORTHWESTERN BANKER 306-15th St. Des Moines, Iowa 50309 https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis Call on the “Experienced Professionals” • R eady to m eet yo u r correspondent needs. J J ^ first o ^ TI? IIIIH1HIIII IN!AL H ^ 9 13th & M Streets, Lincoln, NE 68501 A FirsTier Company • MANSON: James A. Boelman has joined the staff of Manson State Bank as cashier. Mr. Boelman most recently was cashier of the Alden State Bank. MUSCATINE: First National Bank here has announced the election of Gifford W. Fickel as vice president, loan administration. For the past two years he has been employed as an associate national bank examiner for the Comptroller o f the Currency, working out of the Des Moines of fice. Prior to that he was an assis tant bank examiner for the FDIC headquartered in Sioux City. Nebraska News The Nebraska Bankers Associa tion 1984 Compliance Workshops will be held November 27 at the Kearney Holiday Inn; November 28 at the Lincoln Hilton, and Novem ber 29 at the Norfolk Villa Inn. These one-day workshops will fea ture a regulatory panel discussion on common areas o f noncompliance, a session on consumer compliance, UCC update and loan documenta tion, and a presentation on ag and consumer bankruptcy. Registration is $45 for the first registrant and $35 for each additional registrant. For registration contact the NBA office in Lincoln. LINCOLN: Omaha National Bank has acquired control of four banks from Roger Anderson in exchange for his indebtedness to Omaha Na tional, according to John D. Woods, Omaha National chairman and CEO. The four banks are City Bank & Trust and Havelock Bank in Lin coln; Fillmore County Bank in Gene va, and City Bank & Trust in Crete. Mr. Anderson had been chairman of all four banks but resigned those posts some time ago. Mr. W oods em phasized that the banks themselves are solvent and will operate normal ly for customers. Federal law re quires Omaha National to dispose of ¿droCdez and cd ^ iiocia tzi Bank Consultants Specializing in Bank Acquisitions 515-232-0814 P.O. Box 450 405 Main Ames, Iowa 50010 D o n a l d E. H o l d e r , Principal https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis its interest in all four banks within a two-year period since the bank’s ac quisition of control resulted from the personal debts of Mr. Anderson. Until they’re sold, the banks will be operated by ONB separately from Omaha National or FirsTier, Inc., its holding company. OM AHA: The Bank of Millard has been sold to Norwest Bank Omaha West and is being merged into Nor west Bank. The Bank of Millard had assets on September 30 of $65 mil lion and deposits of $57 million. Grove Nelson, chairman, and his son, Wm. A. Nelson, president and CEO of the Millard bank, will con tinue on the Norwest board. Harold M. Walton, president of Norwest Bank Omaha West (formerly Center Bank) will continue as president of the merged banks. The Norwest Bank was in the process of moving from its. original location at 4131 Center Street to a new building at 45th and Center. That move will take place; however, headquarters now will be located at the Bank of Millard building and the 45th and Center location will be an office. Minnesota News The Minnesota Bankers Associa tion Human Resource Committee will present a Workshop on “ The Changing Role o f Human Resource Management in Today’s Communi ty Bank” Thursday, November 15, at the Holiday Inn International, Bloomington. The program will focus on the new realities of the banking industry and their impact on the management of human re sources. Topics to be covered during the day-long program include the chang ing employee and workforce, unioni zation and litigation, staffing and employee utilization, job descrip tions and status reports and peformance. DULUTH: Evelyn Piano has been appointed vice president in market ing for First Bank Duluth. She will also direct regional marketing for Northern Minnesota Banks in Clo quet, Hibbing, Virginia and Babbitt. Member, F.D.I.C. M INNEAPOLIS: Diane A. Merrifield has been named vice president and manager, mass market/retail banking for Norwest Corporation. Previously assistant vice president, she began her career with Norwest in 1971. M INNEAPOLIS: Dean R. Tollefson recently joined the staff o f St. An thony National Bank o f St. Anthony Village as chairman and chief execu tive officer. Prior to joining the bank, he was with First Bank Sys tem in various assignments, most recently as president and CEO of First Bank Northtown, Blaine. M INNEAPOLIS: F&M Marquette National Bank has announced the promotion of Richard B. Hume to senior vice president, manager of in vestments and a member of the management committee, and the election of Lance R. Green as vice president and marketing director. Mr. Hume most recently served as vice president and senior trust offi cer for the bank. Mr. Green brings 17 years o f banking experience to his new position. SAIN T PAUL: John D. Turner, president of The Highland Bank since 1972, has been named chair man of the bank and Lee M. Ashfeld has been named to succeed Mr. Turner as president. Mr. Ashfeld formerly was president of First Na tional Bank of Wayzata and prior to that was with Citizens Bank and Trust Company of Hutchinson. Wyoming News RIVERTON: Linda Yacconi has been named vice president and cash ier of American National Bank here. Ms. Yacconi has been in banking 20 years and was with Bank of Ever green, Colo., for over three years prior to joining American National October 1 of this year. CEOs I need 4 bank execs for banks in Iowa and Nebraska. Salary $48 to $65K. Banks range In size from $30 to $80 m illion. Heavy In ag and commer cial loan work. Call or send resume to: Richard L. Beam GUMBERT EXECUTIVE EXCHANGE, INC. 11246 Davenport Street Omaha, NE 68154 Phone: 402/330-3260 3 POSITION AVAILABLE SENIOR VICE PRESIDENT—The individual w ill supervise all loan departments. Requires Bachelor’s degree plus minimum five years’ lending experience. Salary commen surate w ith experience plus excellent benefits. Excellent career opportunity. Contact: Steve Afdahl, President Hawkeye Bank and Trust, P.O. Box 4068, Spencer, Iowa, 51301. Member Hawkeye Bancorporation. Phone 712/262-1940. (PA) Ag Banking Specialists Let us help w ith your career advancement or staffing needs. Call in confidence, w ithout obligation. Employ ers pay our reasonable fee to hire the best. AG LENDER— Position available for individual w ith ag lending background in $65 million bank in Grafton, ND. Ap plicant should have minimum of three to five years ag len ding experience and strong business development skills. Send resume to: President, Norwest Bank Grafton, N.A., P.O. Box 580, Grafton, ND 58237. (PA) Independently owned $18 million bank in excellent farm ing area has opening for person w ith 1-3 years AG-LENDING or related experience. Opportunity to work and live within one hour drive o f Minneapolis. Write or call “ Ty” Knoff, First National Bank, Cokato, MN. 55321.Phone: 612/286-2161. (PA) SENIOR AG LOAN OFFICER—w ith 5-10 years experience. Salary open. $24 million northeast Nebraska bank. Send resume to Bank of Elgin, R.K. Draper, Jr., President, Box 329, Elgin, N E 68636. (PA) EXCELLENT CAREER opportunity w ith $40 million S.E. Iowa bank as Senior Lending Officer and second in com mand. Position requires a degree and a minimum of 5 years lending experience, w ith approximately 15 years total business experience, and a solid ag background. Some overall bank management and broad lending ex posure desired. Salary based on qualifications. A gener ous fringe benefit package is in place. Send resume to file WCJ, c/o Northwestern Banker. (PA) LOAN WORKOUT SPECIALIST Available on a temporary or an intermediate basis in an on line or advisory capacity for: • LOAN WORKOUTS • LIQUIDATIONS • DOCUMENTATION 22 years experience in acquisitions and liquidations, write: WBX c/o Northwestern Banker — A ll Replies Confidential — (PW) FOR SALE IBM 5120 COMPUTER AND PRINTER. Contact: The Home Bank, El wood, NE. Phone: 308/785-2530. (FS) Financial Careers CEO for $17 m illion bank in Montana . . . . Salary to $35,000 COMMERCIAL LENDER for $150 m illion bank in Midwest. Must be experienced in handling and documenting large credits. Prefer 10 years lending b ackg ro u n d ...................... ..................................................................... Salary to $45,000 NUMBER TWO person for $40 m illion bank. Must have a strong ag lending background and college deg re e ............ ............................................................................. Salary OPEN CEO, 45, now serving as president of $60 m illion bank in metro area. Heads loan committee, and directs assetlia b ility management. Twenty years banking experience. TOP references. COMMERCIAL LENDER, 38, a results-oriented profes sional w ith 17 years of diversified commercial lending and financial management experience. Extensive knowledge of credit analysis, loan adm inistration, workout and loss control - and asset/liability management. CEO WANTED—$10 m illion rural bank in Marion county Il linois. Must be strong in ag lending and documentation. Good salary and benefits. Write file WCF, c/o North western Banker. (PA) AG LOAN OFFICER—w ith three to four years banking ex perience. Must be fam iliar w ith microcomputers, cash flow, and documentation. Please send resume and salary requirements to: Clair Hatfield, EVP, Corn Belt State Bank, Box N, Correctionville, IA 51016. (PA) Bankers Available CEO with 10 years commercial lending experience in $60 m illion bank. Graduate of ABA commercial lending school and working knowledge of current banking practices. Linda 515/394-5827 New Hampton, la. 50659 I Jean 515/263-9598 (T/W/F) 712/7793567 (M/TH) Massena, Iowa 50853 agn careers,inc. COMMERCIAL LENDER, 40, now responsible for commer cial, agricultural and real estate lending in $80 m illion bank. College graduate w ith additional degrees from ABA commercial lending school and ISU ag lending school. OF FERS 14 years intensive banking experience. COMMERCIAL LENDER, 37, now w ith $300 m illion bank; five years’ experience in large bank environment. Detailed knowledge of commercial and agricultural leasing. Good people skills, as well as both credit and operations. INSTALLMENT MANAGER, 28, w ith 3 years’ college and five years managing $4 m illion portfolio of consumer, stu dent and floor plan loans in com m unity bank. TRADE EQUIPMENT What do you need? What have you to trade? Call 308/384-5995 BANKERS ELECTRONIC EQUIP. INC. 380 No. Walnut Grand Island, Ne. 68801 AG LENDER, 34, w ith over 10 years’ experience and col lege degree in economics. Currently in charge of $11 m illion ag loan portfolio. Experienced in ag, commercial, real estate, consumer and student loans. Graduate of ABA Advanced Ag Credit School. We have many other applicants. Call or w rite Malcolm Freeland or Cy Kirk at Freeland Financial Service, Inc., 1010 Equitable Building, Des Moines, Iowa 50309. Phone 515/282-6462. Employer pays reasonable fee. REAL ESTATE APPRAISER Experienced real estate appraiser needed to su pervise operation of appraisal department and re view and critique appraisals on commercial real estate loans. Must be designated member or can didate for membership of either the Society of Real Estate Appraisers or the American Institute of Real Estate Appraisers and have 4 years ap praisal experience, including 3 years of commer cial experience. Send resume and salary require ments in confidence to: F.B. Bruner, Human Re sources Department, United Federal Savings Bank of Iowa, Locust at Fourth, Des Moines, Iowa 50308. (PA) WANT TO BCIY READER-SORTER w ith diskette capture capabilities com patible w ith an IBM System 34. Contact Joseph R. Lyman, President, Sheridan National Bank. Wyo. Phone: 307/672-0705. (WTB) BANKING SPECIALISTS LENDING • TRUST • OPERATIONS DON-QS c HOOLER In For Prompt, Courteous, Professional Attention T o Y o u r S t a ffin g Needs, Call On Us. AND 0U> J) ASSOCIATES "S u c ce s sfu l B a nk ing is Q u ality P ers o n n e l" If you would like to be informed of positions as they become available and if you are interested in chang ing your present position, send your resume or phone Don Schooler, 417-882-2265, 2508 East Meadow, Springfield, Missouri 65804. Information on you w ill be kept confidential until you are inter ested in a specific position. Eighteen years of banking serving as President of rural and m etropolitan banks enables me to match you, technically and personally, w ith the right bank ing environment. POSITIONS CURRENTLY AVAILABLE Missouri, Iowa Oklahoma, Kansas, Arkansas, Illinois, and Nebraska VICE PRESIDENT, COMMERCIAL LENDER, in a $150mm bank, (K a nsa s)........................ to $40,000 Diane Evans 816/842-3860 R egency RECRUITERS, INC. 1102 Grand Avenue, Kansas City, MO 64106 POSITIONS A V A IL A B L E SENIOR LENDER - $25MM rural bank affiliated with major holding company. Overall management experience with emphasis on Agrilending. W ill become #2 w ithin one year. ........................................................................................... $35 K NUMBER TWO officer for major community bank in cen tral Iowa. Requires ag/commercial loan experience and college degree. Excellent b e n e fits ......... Salary to $45,000 COMMERCIAL LENDER, $225mm bank, (Iowa) . . . ......................................................................... OPEN Requires college degree and three or more years lending experience. High performance bank w ith $10 m illion in ag lo a n s ........................................................... Salary to $35,000 PRESIDENT for a $30mm bank in small town close to c i t y .......................................................to $45,000 SECOND OFFICER - medium size com m unity bank. Prefer Agriloan and Operations background. Excellent recrea tional facilities nearby..................................................... $36K AG LENDER, $95mm bank, 30,000 population, (Illi nois) ..........................................................to $35,000 Additional opportunities available in midwestern states. CEO - Southern Missouri bank of $25MM. Requires strong agriloan and administrative experience. Small community. ...........................................................................................$38 K COMMERCIAL LENDERS, (Texas), $200mm bank TRUST OFFICER for $60 m illion bank in college communi AGRILOAN • handle m ajority of Ag and some Instal. ................................................ to $40,000 ty ........................................................... Salary to $32,000 credits for $20MM community bank. Prefer degree. .. $24K ALL AROUND w ith AGRICULTURAL emphasis, AG OFFICER for $65 million bank in central Iowa. Requires 8,000 p o p u la tio n ..................................................mid $30,000 COMMERCIAL LENDER - suburban bank of $60MM bank experience and college degree . . . .Salary to $35,000 located in large metro area. Position demands ability to CASHIER for a $50mm bank, 10,000 population generate new business and good analytical s k ills .. . . $30K AG OFFICER for $40 m illion bank in southern Minnesota. close to c i t y .............................................to $25,000 AG OFFICER for $30 m illion bank on low a/lllinois line. Ex perience w ith bank or PCA required. Excellent recreation area ............................................................. Salary to $26,000 We have many other opportunities. Call or write Malcolm Freeland or Cy Kirk at Freeland Financial Service, Inc., 1010 Equitable Building, Des Moines, Iowa 50309. Phone 515/282-6462. Employer pays reasonable fee. SENIOR LOAN OFFICER, $60mm bank, 12,000 population .................................... $35,000-$40,000 EXECUTIVE VICE PRESIDENT, $40mm b a n k ........ ................................................................... $40,000 + TOM H A G A N & ASSO CIATES 2024 Swift - Box 12346 North Kansas City, MO 64116 816/474-6874 “ Serving the Banking Industry Since 1970” Vol. 13 No. 30 Northwestern Banker Newsletter (USPS 873-300) is published weekly by the Northwestern Banker Company, 306 Fif teenth Street, Des Moines, Iowa 50309, (515) 244-8163. Subscriptions $1.00 per copy, $18.00 per year. Second class postage paid at Des Moines, Iowa. Address all mail subscriptions, changes of address (Form 3579), manuscripts, mail items to above address. https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis
@FedFRASER