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Vol. 17 No. 11 Des Moines, Iowa June 27,1988 Land B an k’s Bonuses Criticized U nited States Rep. Doug Bereuter (Nebr.) said in a recent news release that he considers a plan by the Omaha Federal Land Bank to reward loan officers with cash bonuses based on volume to be bad policy. Mr. Bereuter said he has learned of a new policy of the Omaha Federal Land Bank that gives a monthly cash bonus of $1,000 to the loan officer in each district who has the highest amount of new loan business. Another $1,000 bonus is given to the loan officer with the highest volume each month. The bonus awards are not tied to the quality of the loans. “This represents bad policy deci sion,” Rep. Bereuter said. “These bonuses have nothing to do with the quality of the loans. This emphasis on volume over quality is one reason why the farm credit industry is in trouble. “Bonuses breed bad loans,” he said. “Loan officers should be paid adequately and left to do the job of evaluating loans. If this policy is al ready in place, I urge that it be changed.” • July 27—Kearney Holiday Inn • July 28—Lincoln Hilton The instructor will be G. Michael Moebs, chairman of Moebs Services. The $95 registration fee includes con tinental breakfast, lunch and the Moebs Services $95 value manual on Funds Availability and Check Hold. After July 19, registration will be $105. Contact: Karen Miller, NBA di rector of education. 402 474-1555. OGALLALA: Dallas Kime has joined First National Bank as a loan officer. A 1986 graduate of the University of Nebraska-Lincoln, Mr. Kime majored in ag economics and also spent six months studying agriculture and working on farms in the Netherlands. He had been with Farm Credit Ser vices in Ogallala since February, 1987. OMAHA: James J. Conway, market ing manager in trust operations at FirsTier Bank Omaha, has been pro moted to vice president. Mary E. HENDERSON: Steven L. Michel has Jewell has been appointed a second been advanced from vice president vice president and Michael D. Stegand cashier to president and chief man an officer in the lending division. operating officer at Henderson State Bank succeeding to the post held the OMAHA: Bob Homer is the new past 13 years by his father, Victor L. Nebraska district director for the Michel, who continues as chairman Small Business Administration at and CEO. Lelan R. Thieszen, execu 11145 Mill Valley Road. (402 221tive vice president, also has been 3620) named cashier. Robert L. Dane con tinues as vice president and ag loan OMAHA: Robert Hamilton, manager of the Omaha branch of the Federal officer. Reserve Bank of Kansas City, will MCCOOK: Randall C. Korgan re transfer to Kansas City headquarters cently joined McCook National Bank as vice president in charge of business as the real estate loan officer. Previ development. He will be succeeded ously, he was a loan officer with Nor- in Omaha in mid-November by Harold west Bank in Hastings and has had L. Shewmaker, currently vice presi N e b ra s k a N e w s eight years’ experience in the real es dent in charge of personnel and finan cial control in Kansas City. The Nebraska Bankers Association tate industry. will conduct a “Funds Availability and Check Hold Conference” in late July MORRILL: FirstMorrill Co., which Io w a N e w s owns First National Bank of Morrill, as follows: has made application to acquire Se • July 26—North Platte Holiday curity State Bank in Ansley. Inn Iowa Bankers Insurance and Ser- COUNTONIT. Count on Com m erce for superior capabilities and personal attention to your correspondent banking n eed s. A combination w e’ve upheld for m ore than 120 years. Give us a call. 1-800-892*7100 1-800-821-2182 https://fraser.stlouisfed.org » Federal Reserve Bank of St. Louis (Outside Missouri) <«t Commerce Bank o f Kansas City M in n e s o ta N e w s HkH Norwest Bank Des Moines, A/./L mam m a mamma Call (515) 245-3131 or toll-free (800) 362-2514 NORWESr BANKS Member FDIC n w Yearn work: one of the reasons we’re first in Iowa. John Rigler vices, Inc., has scheduled the follow ing meetings: • Life and Health Licensing School — July 25-27 at Howard Johnson’s Motel, 4800 Merle Hay Road, Des Moines (Exit #131, 1-80 and 1-35). Hrs. 9-5 July 25 and 8-5 July 26-27. Life School only — $60 bankers; $75 non-bankers. Life and Health — $90 bankers; $112.50 non-bankers. • Credit Life & Disability Licensing School — August 15-16 at Howard Johnson’s (same as above. Phone 515 278-4755). Hrs. 9-5 Aug. 15 and 8-5 Aug. 16. Fee—$50 bankers; $65non bankers. Contact at IBIS for both schools: Heidi McCuddin. 515 286-4395. Richard Pederson Becky McMillen’s title has been changed from assistant cashier to assistant trust officer to reflect her new responsibilities. Dale Bontje and Pam Grimm were promoted to assis tant cashier. MINNEAPOLIS: Ray “Buzz” Hulett has joined Marquette Bank Minne apolis as assistant vice president and manager in the credit administration division. He had been with the mid west district of the Comptroller of the Currency. Greg Hilding is a new busi ness services officer. MINNEAPOLIS: Joseph A. Pietrangelo has been named senior vice president and director of finance and administration for Norwest Technical Services. He was with Citicorp, based in London. RICHFIELD: Jeff H. Sanderson re cently joined Richfield Bank & Trust Co. as assistant vice president in the commercial loan department. Before CEDAR RAPIDS: Patricia Van Ahsen joining the Richfield Bank, he was a has been named a vice president at senior vice president at First State City National Bank. She had been em Bank of Eden Prairie. Mr. Sanderson ployed at Merchants National Bank has 16 years of banking experience. the past 14 years, most recently as assistant vice president, serving as ST. PAUL: American National Bank manager of student loans, compliance has announced three promotions and and consumer credit approval. one new appointment. Mahmoud Shirif, who joined the bank in 1974 as DES MOINES: First Interstate of a senior financial analyst, has been Iowa, Inc., announced June 20 the promoted to assistant vice president public offering of $25 million of 9 % in the operations division. Julie BolAMES: At First National Bank, convertible subordinated capital janovich, who joined the bank as a notes due in 1998. The notes are con motor bank teller in 1980, has been vertible at any time into common promoted to assistant vice president stock of the holding company at the in the correspondent bank division, option of holders, at a conversion the department where she has price of $4.80 per share. Approxi worked since 1985. Greg Larson, mately $20 million will be used to par with the bank since 1985, has been tially repay certain long-term floating promoted to correspondent banking interest rate debt, and approximately officer. Eugene R. Pittenger, for $1.5 million to enhance the capital of merly branch manager at Chrysler subsidiary banks, with the balance for First Credit in Bloomington, has general corporate purposes. joined the American National as a commercial lending officer in the air MASON CITY: Arlan V. Tengwall, craft department. 57, has announced his decision to re tire as president of Norwest Bank WINONA: Kerry L. Anderson has Mason City, effective July 31, after been promoted from assistant vice MNB Correspondent Banker more than 20 years with Norwest president to vice president, it was announced by R. P. Roehl, president Corporation. Together We Can Accomplish Great Things For Professional Correspondent Service Call 1-800-622-7262 Call 319-368-4320 o r toll free 1-800-332-5991 S tr e n g th o« E a s te r n |o w a _ ^ M e r c h a n ts N a tio n a l B: BANKS a nOFkIOWAIS BANK Cedar Rapids. Iowa 52401 Member F 0 1C https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis ThereJs A Difference In Banks... Valley National Bank iH Main Office - Sixth and Walnut DES MOINES, IOWA 50304 A BANKS OF IOWA BANK Member FDIC 1 JAMES F. MacLEAN Vice President É H. PETER DeROSIER Vice President SENIOR CLO Mid-to-large bank in central MN seeks heir-apparent #2 person. Position will end up managing lending function. Requires strong commercial experience with a business development flair. Excellent long-term potential within holding company. Attractive mid-sized community located close to Twin Cities. BBI68808 To upper 40’s I # LOAN OFFICER Are you interested in a position that entails variety, challenge and long-term potential? Minnesota Lakes Region bank seeks loan officer with varied experience to work into management team. Consumer, commercial, RIE and AG Loan responsibilities. BBI68809 Salary DOQ • CASHIER m 9 Profitable, growing bank located in scenic western Wisconsin is adding to management team. Requires a strong operations background from a mid-to-large bank with exposure to systems conversions and knowledge of Regs. Must enjoy community involvement. BBI68810 To mid 30’s TRUST OFFICER ^ • Are you looking for an opportunity to head up a trust department in South Dakota? 3 + years TO experience along with strong marketing abilities can be your entry into this visible department of the bank. Top management is committed to the success of the trust area and will supply ample support. Attractive compensation and benefits package including relocation. BBI68811 Tol38K. 0 AG LENDER (Mgmt) • Apply your AG lending and bank management experience in this performance-oriented North Dakota bank. Position will involve management responsibilities in addition to lending. Very few workouts. Requires broad banking experience along with strong AG lending. BBI68812 Salary to 30,000. • AG LENDING OFFICER 9 If you have 2 + years AG lending experience with Dairy emphasis, we have an excellent opportunity for you. Clean, profitable bank in S.E. Minnesota has created this new position. Located a short distance from a hub city. Ex posure to guaranteed loan programs required. BBI68813 Salary to mid 20’s. The Banking Division Robert Half o f Minnesota, Inc. 3636 IDS Center, Minneapolis, MN 55402 % Paul Gentzkow Placement Manager https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis (612) JJ9-9001 Bill Benson Banking Specialist B •a n k e r s ™, ►ANKERS® Some special positions available from Robert Half s’ Banking D PRESIDENT Management opportunity! High performance independent offers exciting challenge to grow, bank in hot Twin Cities suburban location! Seek MBO motivated lender with 15 + years banking experience with emphasis in commercial i lending. BBI68801 T0 jio o k . 0 SENIOR LENDER } Play a vital role in the management of this growing Wisconsin bank. This newly-created position will coordinate the lending function and report directly to the president. Must be degreed with 5 + years commercial lending * experience. Great resort area. BBI68802 To $45^ TRUST ADMINISTRATOR * Is your career at a standstill? Due to advancement, one of Minnesota’s finest trust companies has an immediate employee benefits trust ad. opening. Boost your salary and participate in a super incentive plan. Excellent career pathing. # To#30K ^ BBI68803 MANAGER - TRUST DEPARTMENT Are you #2 and ready for #1? Superb opportunity to manage growing North Dakota Trust Department. If you are results-oriented with 4 + years trust administration experience, call now! Excellent benefits and moving package. Think about it! BBI68804 To $38K. • MID MARKET COMMERCIAL LENDER Is it time to make a major move? Do you feel under-challenged? Well-respected downtown Minneapolis bank is # expanding its highly successful mid-market lending area. If you are good, management opportunities will develop. Must be degreed with 5 + years commercial lending experience. BBI68805 To $45K. TRUST MANAGER # Leading upper-midwest company seeks investment executive to take the reins of this profitable and growing trust company. Manage large staff, demonstrate marketing abilities and provide overall leadership to organizations. Significant personal trust company experience required. ^ BBl688°6 EXECUTIVE VICE PRESIDENT Salary 65-85,000 * Profitable Minnesota holding company bank seeks commercial lending-oriented #2 person. Experience s h o u ld ® include some rural bank exposure along with strong commercial lending. Head-up loan administration, market relationships and provide leadership to holding company. Acquisitions and growth will create upward opportunities. To mid 40’s + + + . ^ DigitizedBBI68807 for FRASER https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis OVER 60% P OFALL BANKS IN OUR MARKETAREA ARE NO W INSURED BY THE KANSAS BANKERS SURETY COMPANY That’s R ig h t. . . In th e nine states w e serve w e h ave solved th e b on din g needs for 6 of every 10 banks. That's over 1 6 .4 % of all banks in the United States THE REASONS. . . i SUPERIOR SERVICE MOST COMPETITIVE PREMIUMS REALISTIC UNDERWRITING PROMPT CLAIMS SERVICE IF YOU’RE NOT GETTING THE SAME FROM YOUR BONDING COM PANY... GIVE US A CALL - YOU’LL BE GLAD YOU DID. THE KANSAS BANKERS SURETY COMPANY DAVID E. ABENDROTH Senior Vice President DONALD M. TOWLE President 611 Kansas Avenue P.O. Box 1654 Topeka, Kansas 66601 Phone 1 -9 1 3 -2 3 4 -2 6 3 1 FINANCIAL INSTITUTION BONDS, SAFE DEPOSITORY LIABILITY, CHECKS KITING FRAUD INDEMNIFICATION, DIRECTORS AND OFFICERS LEGAL DEFENSE AND LIMITED INDEMNITY POLICIES https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis Serving th e H e artla n d of A m erica since 1 9 09 OVER 60% OFALL BANKS IN OUR MARKETAREA ARE NO W INSURED % BY THE KANSAS BANKERS SURETY COM PANY That’s R ig h t. . . In th e nine states w e serve w e h ave solved th e bon din g needs for 6 of every 10 banks. That's over 1 6 .4 % of all banks in the United States THE REASONS. . . SUPERIOR SERVICE MOST COMPETITIVE PREMIUMS REALISTIC UNDERWRITING PROMPT CLAIMS SERVICE ( IF YOU’RE NOT GETTING THE SAME FROM YOUR BONDING COM PANY... GIVE US A CALL - YOU’LL BE GLAD YOU DID. THE KANSAS BANKERS SURETY COMPANY DONALD M. TOWLE President DAVID E. ABENDROTH Senior Vice President 611 Kansas Avenue P.O. Box 1654 Topeka, Kansas 66601 Phone 1 -9 1 3 -2 3 4 -2 6 3 1 FINANCIAL INSTITUTION BONDS, SAFE DEPOSITORY LIABILITY, CHECKS KITING FRAUD INDEMNIFICATION, DIRECTORS AND OFFICERS LEGAL DEFENSE AND LIMITED INDEMNITY POLICIES https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis Serving th e H e artla n d of A m erica since 1 9 09 of Merchants National Bank. Mr. An derson will remain as manager of the installment loan department. Before joining Merchants National in May, 1985, Mr. Anderson was employed y Norwest Bank, LaCrosse. P 3 DOES YOUR BANK NEED AN INVESTMENT CENTER? Your benefits: • New high net worth customers • Added profit • Reduced deposit loss to competitors • Ability to offer complete financial services For information contact: M o n ta n a N e w s INVESTMENT BILLINGS: Penny D. Shimp was elected recently as investment officer % of First Interstate Bank of Billings, N.A. Mrs. Shimp was graduated from Kinman B usiness U niversity in Spokane, Wash., and began her bank ing career with First Interstate of # Washington as a trust assistant. She worked for banks in Oregon and Washington before moving to Bill ings. Holding company formations and other management services SW ORDS ASSOCIATES. INC. PROFESSIONAL BANKING CONSULTANTS 2 Brush Creek Blvd. Kansas City, MO 64112 (816) 753-7440 through the sale of long-term debt. CBI is Colorado’s fourth largest hold SIOUX FALLS: Robert C. Oliver has ing company with 19 banks and nearly been advanced from senior vice pres- $2 billion in assets. The transaction ident and head of business banking to awaits regulatory approval. In addi • president of Norwest Bank South tion, FBS is to pay a cash premium Dakota’s Sioux Falls offices. He suc of $8 million to the Colorado depart ceeds Sid A. Bostic, who was named ment of regulatory agencies. This president of the Omaha offices of money goes into a fund to help repay depositors of 10 failed industrial banks ^ Norwest Bank Nebraska June 1. in Colorado. The legislature this year passed a bill authorizing up to two out-of-state BHCs to gain immediate entry into Colorado by paying such a DENVER: Floyd Sasa has been premium, instead of waiting for the • elected president of United Bank of state’s full interstate banking law to Buckingham Square. He has been become effective in 1991. with the bank since mid-1983, serving as executive vice president since GRAND JUNCTION: Richard G. February, 1986. • • • S o u th D a k o ta DENVER: First Bank System, Inc., Minneapolis, and Ameritrust Corpo ration of Cleveland, Ohio, announced June 21 they have signed an agreement by which FBS will acquire Ameritrust’s 88 percent interest in Central Bancorporation, Inc., a Den ver-based bank holding company, for $135 million. FBS also will acquire the interests of minority investors for an additional $17.5 million. The all cash transaction is to be financed Horstman has been appointed vice president and senior trust officer at Central Bank of Grand Junction, N.A. W y o m in g N e w s CASPER: Wyoming National Bancor poration is the new name adopted by shareholders of Affiliated Bank Cor poration of Wyoming on June 7. R.W. Miracle, president and CEO, said the move corresponds with the change made last April in the names of all the banks to “Wyoming National” within their respective communities. Mr. Miracle said WNB also recently has acquired First National Bank of Lovell. "Professional assistance in hiring and career advancement" quality service by experienced professionals 525 Merle Hay Tower Des Moines, Iowa 50310 515-276-1151 Jean Eden 515-276-1151 <**»°®*^ — ^ 5 — ¿g® — y » FirsTier Bank, N.A., Lincoln and FirsTier Bank, N.A., Omaha, Members FDIC https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis Sandi Garner 515-832-1258 Tues / Wed / Fri Confidential. Fees Paid by Employer. FinTien C orrespondent Services 1 3 SS 1-800-544-7113 First Dakota Building P .O . Box 2796 Bismarck, ND 58502 or P .O . Box 65697 West Des Moines, IA 50265 Moreo f what it takes to serve you well. ^ FirsTier»:B a n ks Lincoln • Omaha 4 WANT ADS—Rates are $5.00 per line per insertion. Add $5.00 for file letters per insertion. Identity of file letter advertisers cannot be revealed. NORTHWESTERN BANKER, 1535 Linden Suite 201, Des Moines, Iowa 50309. Phone 515/244-8163 FOR SA LE D O N -S C H O O L E R Ir AND- m o S ) ASSOCIATES DATA PROCESSING SY S TE M -TX Instruments Business "Successful Banking is Quality Personnel" System 300 including 1 Tl Business System 372A with 256K processor, 38M B fixed disk, 14.5 MB V2" tape back-up & term i nal console. Also, 1 MC306 6-channel controller, 3-WySE WY50 CRTS, 2-TI model 880 printers with paper trays. Contact Chuck Watson, Central States Resources Corp., P.O. Box 250, Gretna, NE 68028. (800) 228-8025.___________________(FS) PRESIDENT, $35-40mm ag bank, leading county town................................................................ $50,000. Donald E. Holder, Principal FOR IMMEDIATE RELEASE PRESIDENT, trade territory, high profile type bank, sophisticated market area.................... Open. RESIDENTIAL REAL ESTATE HEAD, excellent bank, top management......................... $30-$45,000. AG LENDER, college town, $5mm diversified port folio..........................................................$25-$30,000. P O S IT IO N A V A IL A B L E 2 TRUST OFFICERS - 2-5 yrs exp. New bus iness development exp. needed. Location Nebraska, Oklahoma & metro SD. To $42K czHoidex and c^hiociatzs. Specializing in the Purchasing and Sale of Banks 515-232-0814 405 Main Ames, Iowa 50010 INTERNAL CONTROLLER AND COMPLIANCE OF FICER—for $100MM central Iowa bank located in an attractive metro suburb. Candidate should possess a bachelors degree with 3-5 yrs. experience in bank auditing with exposure to com pliance. Good career opportunity with competitive com pensation pkg. Send letter of application with resume to: John Seddon, VP, First Interstate Bank, P.O. Box 3660, Urbandale, IA 50322.__________________________________________ (PA) ASSISTANT TO IN-HOUSE AUDITOR & compliance O f ficer-Position open immediately. Experience in audit &/or com pliance desired. College degree in accounting required with P/C knowledge & organizational ability recommended. $115MM bank. Contact File No. WNQ, c/o Northwestern Banker. (PA) LOAN OFFICER—Strong in ag, FmHA, work outs, documen tation with growth potential to sr. loan officer in $19MM bank in Nebraska county seat town of 1,000. Contact File No. WNR, c/o Northwestern Banker. (PA) “HIRING!” Government jobs-your area. $15,000-$68,000. Call (602) 838-8885. Ext. 9397.________________ (PA) ASSISTANT CREDIT ANALYST.- T h e National Bank of Waterloo is looking for an assistant credit analyst. Need up to 2 yrs. of previous credit experience in ag credit, com m ’l credit & financial statem ent analysis. Send resume & salary require ments to: National Bank of Waterloo, P.O. Box 90, Waterloo, IA 50704, Attn. Personnel Dept. EOE/MF. (PA) Richard L. Beem, CPC GUMBERT EXECUTIVE EXCHANGE 9802 Nicholas Street, Suite 370 Omaha, NE 68114 402/390-0275 Serving bankers quietly and efficiently. 815 Office Park Rd., Suite 6 W est Des Moines, Iowa 50265 515-226-0510 CREDIT ANALYST Mark A. Abbey (515) 243-7576 Job Finders, Inc. 2708 Grand Avenue Des Moines, Iowa 50312 Professionals Serving Banking SERVING THE UPPER MIDWEST R eg ency RECRUITERS, INC. Diane Evans 1102 Grand Avenue, Kansas City, MO 64106 816/842-3860 E state A ppraisals CEO Commty bank in Southern W is seeks proven mgr. to run $12M bank currently running at a profit. Must have operations and dairy knowledge. $30K. P u rch a se o f C ollection s VP-OPS Take charge of operations duties in very profitable $80M bank. County seat commty in eastern Iowa. Requires strong acctg. bkgd. and good people skills. $32K. CONS. L.O. Metro D.M. area bank seeks 1-4 year consumer lender with bus. development abilities, strong consumer credit knowledge and must enjoy small town living. $22K. FOR FURTHER INFORMATION CONTACT KURT ROSENCRANTS 317 6th Ave, Ste. 650 Des Moines, IA 50309 (515) 244-4414 ALL FEES COMPANY PAID CASHIER, $100mm, top earning clean bank, top county town............................................ $35-$45,000. ASSET/LIABILITY, Budget, Strategic Planner Operations type, top county town. . . . $30-$35,000. DON W. SCHOOLER 2508 East Meadow Springfield, Missouri 65804 (417) 882-2265 FOR SALE RECONDITIONED BRANDT Coin Sorters-Counters BRANDT Currency Counters New Warranty 402 - 571-5577 POSITIONS AVAILABLE VP. (CLO).—Leads to # 2 . Large autonomous holding co bank seeks lender w /5 + yrs com’l lending exp to play a key role in top mgmt. Must enjoy business development & community in- a volvement. Attractive location near the Twin Cities. ™ Mid to Upper $40’s. Job #NW3486. TRUST OFFICER.—Apply your 3 + yrs TO exp & head up t h i^ _ growing & profitable trust dept. Top mgmt will be committed your success & will provide ample support. Must enjoy b u s i n e l ^ ^ development. Located In a mid-sized western SD community. Exc salary & incentive package. Job #NW3488. LOAN OFFICER.—Wl vacation area bank is adding to mgmt. A team. 2 + yrs lending w/good real estate exposure req’d. Leads w to top lending position. This high performance bank will provide an exc career track. To $20,000+ comprehensive benefits. Job #NW3489. CALL PAUL GENTZKOW OR BILL BENSON AT (612) 339-9001 3636 IDS C enter M inne apolis, MN 55402 (612) 339-9001 COMM’L LOAN MGR Are you an experienced lender who has 4 + years of comm’l exp? Great position that can put you on the fast track. $45K. AG LENDER, top location, high profile bank. ................................................................$25-$35,000. Executive Search For Bankers POSITIONS AVAILABLE Super oppty. for 2 + year credit person who has micro exp. and credit analysis skills. Prior banking exp. required. $25K. PRESIDENT, $25-30mm commercial & consumer bank, top rating...................................... $45-$50,000. CAPITAL PERSONNEL SERVICE RYAN AUCTION C O ., INC. Decorah, Iowa 52101 Farm Equipment Specialist Appraisals 8c Auctions Call Dale Ryan 319 - 382-8648 POSITIONS AVAILABLE Sale o f R are C oins R eliab le and respected service for over 20 years Used by bankers throughout the midwest B e n E . M a rle n e e C o in s 913 Locust Des Moines, Iowa 50309 515-243-8064 ALL FEES COMPANY PAID POSITIONS AVAILABLE ® TRUST MARKETING - large urban bank. R equires degree and tru s t expe rience. $35K REAL ESTATE LOAN • s in g le fa m ily re sid e n tia l and secon dary m arke t e xpe rience required. P ro xim ity o f m a jo r m etro area. $40K LOAN REVIEW • large bank expe rienced required. B oth ® ju n io r and s enior level p o s itio n s availab le. $28-$40K COMMERCIAL LENDING - V.P. p o s itio n s in urban and large subu rba n banks. Personal p o rtfo lio s from $20MM to $50MM. $40 K BRANCH MANAGER - handle sm a ll b usiness and co n sum er c re d its . M ed-size c o m m u n ity a ffilia te o f m u ltib a n k a h o ld in g com pany. $24K W A d d itio n a l lis tin g s fo r c o m m e rcia l le ndin g and tru s t o ffic e rs . R esum e’ requested. TOM HAGAN & ASSOCIATES P.O. Box 12346/2024 S w ift N o rth Kansas C ity, MO 64116 816/474-6874 “Serving the Banking Industry Since 1970” Voi. 17 No. 11 Northwestern Banker Newsletter (USPS 873-300) is published weekly by the Northwestern Banker Company, 1535 Linden Street, Suite 201, Des Moines, Iowa 50309, (515) 244-8163. Subscriptions $1.00 per copy, $24.00 per year. Second class postage paid at Dos Moines, Iowa. Address all mall subscriptions, changes of address (Form 3579), manuscripts to Northwestern Banker, 1535 Linden St., #201, Des Moines, Iowa 50309. https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis 0