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Vol. 11 No. 38 Des Moines, Iowa January 10,1983 All-Out W ar Rages on Withholding ULL-SCALE war has been de clared by banks, thrifts and others on the portion of the 1982 Tax Equity and Fiscal Responsibili ty Act that requires withholding at source of 10% of interest or div idends due a customer. While the new Congress was scrambling for committee assignments last week, a nationwide blitz was underway urg ing bank and thrift customers to write their Congressmen and de mand repeal of the withholding pro vision. Backing the unprecedented effort is a broad-based coalition in Wash ington, D.C., meeting on an ad hoc basis, composed of financial associa tions (ABA, IBAA , S&Ls, CUs), consum er groups, stockholder groups and a couple of E D P associa tions. This coalition is coordinating efforts to work with Congressmen who will sponsor repeal legislation. Foremost among the many Con gressmen who advocate such repeal are Sen. Robert Kasten (R., Wis.) and Rep. Norman D ’Amours (D., N.H.). Congressman D ’Amours was waiting last week for the number HR 1099 to surface so he could claim it to identify his bill calling for repeal. He and Sen. Kasten were early opponents of that portion of the 1982 Tax Bill last summer. The American Bankers Associa tion has prepared an extensive kit for use by member banks. It con sists of suggested advertising, F speeches, statement stuffers, reply cards and letters, fact sheet, lobby ballots and other material. ABA in itially ordered 5,000 of the kits, based on previous legislative campaigns. They were gone at once; another 5,000 is almost gone and an addi tional 2,500 were being rushed to completion last week. A BA furnished kits to 8,000 in dividual banks as of last week and others were still coming in. In addi tion, some state associations had re quested bulk shipments for total state-wide action by the association. Individual orders ju st for ballots and statement stuffers were placed by 1,000 banks, A BA said, and the orders were mounting. All in all, A BA has printed and distributed on order of banks a total of 12 million pieces in the kits and individual ballot orders. It is further estimated that thrifts and credit unions together also have distributed 12 million pieces of lit erature in the repeal drive. The Independent Bankers Associ ation of America has mounted its own grass-roots campaign, pro viding statement stuffers to go with monthly mailings or with 1099s. IBA A reports that 2.5 million of these had been ordered as of last mid-week by thousands of IBA A member banks. Demand was so heavy that temporary help had to be hired at the Sauk Centre, Minn., of fice which handled the mailings. The IBA A mailing to customers pro vides a tear-off portion that may be addressed to the individual’s Con gressman or Senator. Many banks were also conducting in-house balloting so that the public could drop a ballot or sign a petition in the bank or one of its offices. IBA A reports a W est Virginia mem- lllinois Bankers Assn, is making these cards available to the public. My Dear Senator: I worked hard to build up my savings in my bank. I look forward to seeing my interest grow and compound. The action taken by Congress to withhold 10% of my interest affects me directly and I don’t like it. You can do me and the taxpayers of this country a great service by introducing, sponsoring, or supporting legislation to repeal the withholding of interest provision of the 1982 tax increase bill. Name Address C A L L ON T H E “PERFORM ANCE TE A M ” where com m on transactions are handled uncom m only well. FIRST NATIONAL LINCOLN 13th & M Street https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis Lincoln, Nebraska 68501 • Member, F.D.I.C. 2 Bemie Kersey IOWA-. Team w ork: One of the reasons we’re first in Iowa. nesjvtoines U A A NATIONAL BANK An Affiliate of Northwest Bancorporation Member FDic ber bank already has 2,000 signa tures, and a Wisconsin bank has ac quired 1,000 signatures. Some banks, like the two in Estes Park, Colo., are running large newspaper ads. Those two banks ran the ad jointly, drawing much favorable response. The Illinois Bankers Association and some other associations are deep into their own state-wide repeal blitz. IB A mailed folders to every bank in the state. The individual banks can order pre-printed, threecolor cards that customers can com plete and mail to their Congressmen. Iowa News The Iowa Bankers Association will conduct its 1983 Marketing Conference Feb. 7-9 at the Marriott ASK S TA N FARM ER to make MNB work for you. Toll free 1- 800- 332-5991 Merchants ^ National Bank 151 Member F.D.I.C. https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis Bob Peterson Vault A BANKS OF IOWA BANK Banco Call (515) 245-3131 or toll-free (800) 362-2514 Hotel in downtown Des Moines. An orientation session for new market ing officers and conference firsttimers will begin at 5 p.m., Feb. 7. The first general session Tuesday morning will feature Roundtable Strategic Planning, in which bank ers will be grouped by geographic location and asset size, with table reports submitted to the entire group later. This will be followed by individual presentations on Positioning, Finan cial Services Usage and Attitude, Product Positioning for the Com munity Bank, How to Increase De posits Without Increasing Cus tomers, Commission Sales and Home Banking. Tuesday evening will be open after a reception. Wednesday morning registrants will hear about Marketing Your Ag Customers, The Marketing Process and Strategic Marketing Review. A complete program will be print ed in the next issue. ALGONA: United Central Bank & Trust Company has acquired the as sets and assumed substantially all liabilities of both the Exchange State Bank, Wesley, and Bode State Bank of Bode. Shareholders of the acquired banks are receiving cash for their stock. Offices of UCB of Algona will be maintained in Wesley and Bode in the former bank offices. Assets of the Algona bank now ap proximate $65 million. Parent com pany is United Central Bancshares, Inc., Des Moines. D E S M OINES: United Federal Sav ings and Loan has filed application to become chartered as United Fed eral Savings Bank. U FS President Donald Cook said the savings bank would continue to be mutually owned at this time. It has $650 million in assets, and operates 30 offices state wide, which it would be permitted to continue. The bank would still be subject to FH L B B regulation. HAWARDEN: First State Bank was sold recently to Raymond Pape and Thomas McGowan, who have replaced Donald Farber and L. Wil liam Lohry on the board. Mr. Pape will continue as vice president of First W est Side Bank in Omaha and as a director of Northwestern State Bank, Hay Springs, Nebr. He will also be chairman of First State here. All officers and staff continue in their present positions. MAPELTON: Neil R. Kirby has joined First State Bank as senior vice president. He has been with a bank in Cascade, Idaho. MELVIN: John E . Benz has been advanced from executive vice presi dent to president of Melvin Savings Bank, to succeed his father, the late Thomas Benz. 9 4 4 * ♦ M ISSO U RI VA LLEY: Robert E. Brown has been elected president of First National Bank to succeed Richard Day, who has resigned to become president of the First Na tional Holding Co. Mr. Day contin ues as chairman of the bank. Also promoted were: Gregory D. Pollard to executive vice president, replac ing Mr. Brown in that post; H .J. (Joe) Richardson from assistant vice president to vice president; Eliza beth Longmeyer, cashier, also named vice president, and Bob Deo to ag loan officer. # NORTH EN G LISH : The Farmers Savings Bank has been sold by Bruce F. Tarbox, president, and his brother, Verden E . Tarbox, vice president and cashier, to Mahaska Investment Company of Oskaloosa. The Mahaska firm is owned by Russ Howard, president of Mahaska State Bank in Oskaloosa. A new managing officer will be appointed to succeed Bruce and Verden Tar box, who plan to retire. No other staff changes are planned. q Nebraska News FREMONT: Doug Hartmann will join Fremont National January 17 as as assistant vice president in ag lending. He resigned a similar post at North Iowa State Bank in Belmond, la., to accept this position. LINCOLN: Elected vice presidents at First National Bank were Janice Durflinger and Paul Wendell, both officers in the automated customer services division, and A. John Wal ters in the municipal and govern ment bond division. Gerald D. Ficke was promoted to commercial bank ing officer. OMAHA: R. John Burford, Jr., an employee of Security National Bank m Supplement to Northwestern Banker Newsletter 1-10-83 H E R E ’S W H A T Y O U C A N E X P E C T — Members of the audience taking notes, laughing, sm il ing and listening are all signs of a successful personnel program by Gary Maas. Th is is at the North Am erican Ag Lenders Conference held in Chicgao. Over 900 attended this meeting. Personnel Specialist Offers Talks for Bankers Personnel specialist Gary Maas who has presented talks profes sionally in 20 states and Canada now offers his presentations to bankers. For conventions, associations and seminars Gary presents his in formative and entertaining talk on assisting employers attract and motivate top notch employees. NEW TALK Gary is presenting a new afterdinner talk—“ Putting the Fun Into Your Work.” It has been a hit at an nual meetings for self-employed businessmen and farmers. He is co-owner of AGRIcareers, Inc., a leader in placing personnel in ag banking, agri-business and farm production careers. His recruiting experience is backed by 10 years in sales, As a recognized authority on the recruiting, training and motivating of employees, his articles and quotations have appeared in over 10 agri-business publications dur ing 1982. BANK GOPHER His first job in the business world started at age 19 as a parttime banker—he describes his titles as “ gopher.” Gary was selected to address the annual convention of the Na tional Speakers Association. He received an overall rating of 9.26 (on a scale of 1-10) from the members. Kansas Secretary of Agriculture Priddle selected this talk when he invited Gary to address their state leadership. The audience included the Governor and members of the Legislature along with the Presi dent and Dean of Agriculture of Kansas State University. Call Sherry at 712/779-3677 for information about available speak ing dates, references, program outlines, biography and fees. W HAT OTHERS SAY “The desire to achieve a ‘job well done’ was apparent.” Lamar Spangler Program Co-ordinator North American Ag Lenders Conference “ Your entertaining, informative message was the highlight of our meeting.” Gary Kirking Federal Land Bank Executive “If you can have Gary Maas for next year’s meeting, I’ll be sure to be there.” Ag Lender after hearing Gary https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis “Of the six speakers on our pro gram session, your talk was the favorite.” Tom Tunnell Kansas Grain and Feed Assn. B A N K E R S A V A ILA B L E BANKERS N EEDED Let the Ag Banking Personnel Specialists Assist You. Hire Faster...Easier...Better Employer Paid Fees Confidential IOWA This is a partial listing of our top ag finance candidates. All rate high on their appear ance, personality, experience, references and attitude. These candidates are conduc ive to progressive banking: DEVELOPING NEW BUSINESS and MAKING QUALITY LOANS. All are currently employed, in terested in advancement and bring records of being quick studies with ability to adapt. NL-1 BANK & COM PUTER— School internship at a pro gressive bank along with a Business Administration degree and a sales personality. Wrote programs for the Apple II computer. Self employed hog farmer. Sharp & per sonable. Engaged. Age: 24. IA. $17,000. Call Linda at 515/394-5827. N L -2 11 YEAR PCA— Branch manager responsible for $11 million in loans. Stable individual, record of credit quality and presents himself well. B.S. Ag. Married. Age: 38. IA. $24-$30,000. Call Linda at 515/394-5827. NJ-3 VP & AG LOAN REP— for past 8 yrs. at a $50 million bank. Very involved in PR...speaks at ag functions in many states. Add this to previous sales experience equals NEW BUSINESS. B.S. Ag Economics. Married. Mid 30’s. IA. $27,000 + . Call Jeannie at 515/263-9598 (if no answer 712/779-3677). NL-4 INSURANCE SALES & AG D EG R EE-Licen sed in in surance lines, Ag Business degree, sales experience, dresses well (three piece suit), farm background. Sharp, personable and willing to start at $14,000. Married. Age: 22. MN. Call Linda at 515/394-5827. All candidates have credit ex perience, degrees (mostly ag) and are willing to relocate. NL-5 $55 MILLION LO ANS— Three-and-one-half years as branch manager for FLB responsible for a loan volume of $55 million. Dairy farm background. Seeks performance oriented employer in banking. Married. Age: 26. MN. $25,000 + . Call Linda at 515/394-5827. NL-6 $15 MILLION BANK— Experienced in all phases of banking for a $15 million bank. Reference says, “Very reliable...good steady, hard worker...detail oriented...very thorough...good communication skiils...excellent with customers...available due to limited advancement poten tial and low salary.” Tw o year accounting school. Age: 31. Wl. $20,000. Call Linda at 515/394-5827. NJ-7 AG LOAN/CORRESPONDENT O FFICER — 2 yrs. as branch manager of FLB in urbanized area. At ease handl ing loans with farmers or corporate executives. Makes new business calls on his own initiative. B.S. Ag. Bus. Single. Age: 25. IL. Salary $23,000 + . Call Jeannie at 515/263-9598 (if no answer 712/779-3677). NJ-8 AG LOAN REP— 1Vi years with CPA firm auditing co ops & large ag corporations; involved in hedging and tax returns also. Has a year’s experience as ag loan rep work ing a $15 million portfolio both direct and through an ag credit corp. Outgoing & likes to bring in new accounts. B.A. Accounting. Married. Age: 25. IA. Salary $23,000 + . Call Jeannie at 515/263-9598 (if no answer 712/779-3677). NJ-9 AG CR ED IT— Six yrs. with FLB as A.V.P. & branch manager with $50 million loan portfolio. Reference says, “Top reputation as ag lender and citizen.” B.S. Ag Bus. Single. Age: 27. IL. $23,000 + . Call Jeannie at 515/263-9598 (if no answer 712/799-3677). NJ-10 AG LOAN O FFICER — Three yrs. as A.V.P. & Loan Of ficer with PCA. A careful lender who seeks out new, QUALITY loan prospects. Holds insurance licenses. Mar ried. B.S. Ag Econ/Farm Mgmt. IL. $25,000. Call Jeannie at 515/263-9598 (if no answer 712/779-3677). https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis NJ-11 LOAN OFFICER/CREDIT SUPERVISOR— Has the background that’s in demand. PCA loan officer with previous sales experience. Wants to relocate to city of 20,000 or larger. Single. B.S. Ag. Bus. IA. $21,000 + . Call Jeannie at 515/263-9598 (if no answer 712/779-3677). NJ-12 AG LENDING— Customer-oriented PCA ag loan of ficer with a proven record of writing quality loans. Respon sible for $4 million volume. Promotional minded; par ticipated in sales-oriented courses, plans to obtain in surance licenses. High-caliber individual who’s manner in spires confidence. B.S. Ag. Bus. Single. Age: 24. IA. $22,500. Call Jeannie at 515/263-9598 (if no answer 712/779-3677). “ I’d go through AGRIcareers again. Their fee is well worth it if you get a good person.” — David Rouse, President Brenton State Bank Eagle Grove, Iowa NJ-13 AG BANKING— After 3 yrs. as branch mgr. in large national bank & trust co. (handled all ag accounts, plus commercial, consumer & installment loans, was top in dis trict for generating new business) he resigned to accept a higher-salaried position as production supervisor. Wants to return to ag banking. B.A. History, extensive banking and accounting courses. Married. Age: 35. Ml. $24,000. Call Jeannie at 515/263-9598 (if no answer 712/779-3677). NJ-14 BANKING EXECUTIVE— This sharp candidate has ten years of good, strong banking experience, and is cur rently executive v.p. of a rural bank in Neb. Is in charge of the ag loan dept., and has good commercial lending ex perience as well. Just completed a three year course at the Col. Graduate School of Banking. Relocation no problem. B.S. Agronomy. Married. Age: 35. NE. $28,000 + bonus. Call Georgia at 712/779-3745. NJ-15 AG LOAN O FFICER — This sharp young man has nearly four years of Intense credit experience, and is cur rently managing a finance co. in Neb. A previous super visor says, “Very aggressive, thinks on his feet and definitely qualified to be an ag loan officer.” Management skills. A.A. Business. Married. Age: 25. Lives NE. Call Georgia at 712/779-3745. “AGRIcareers was extremely helpful, and worked closely with us. Receiving screened applicant resumes saved us time.” — James Neuroth, Senior VP First Bank of Albert Lea NW-1 BANK O FFICER — 3rd person doing operations, in surance and ag lending. Northwest Iowa. 3-5 years farm loan and operations exp. $20,000. NW-2 AG LOAN O FFICER — Large eastern Iowa bank. Su pervise one loan assistant. 3-5 years ag lending. $20-$24,000. NW-3 AG LENDING & INSURANCE— Small town northern Iowa bank. Experience in insurance. $12-$16,000. NW-4 AG LOANS— Central Iowa bank seeks person to do ag lending and develop new business. Banking exper ience. $20-$25,000— maybe more. NW-5 ASST. V.P.— Eastern Iowa bank. Ag loans, record keeping and farm management. 1-3 years ag credit. $18-$21,000. NW-6 FARM REP.— Handling farm accounts...some in surance. Ag lending experience. Iowa. $16-$19,000. NW-7 V.P. AG LO ANS— in dairy and hog area. 5-10 years successful ag credit. Northeast Iowa. $27,000. NW-8 V.P. LARGE BANK— Work with smaller banks in ag loans. Some commercial. Ag degree and five or more years ag banking. Sharp. $30-$40,000. An opportunity worth call ing about. Now three banking personnel specialists to serve you: Linda, Jeannie and Georgia. NW-9 AG LO ANS— Be assistant VP and ag loan officer for southern Iowa bank. 2-4 years àg lending. Degree. $18-$22,000— maybe more. NW-10 CASHIER— Ag loans and help manage the bank for northwest Iowa bank. 2-4 years experience. Sales oriented. Degree preferred. $14-$20,000. NW-11 AG REP— Large eastern Iowa bank. Tw o years ag banking experience. Degree. $20-$25,000. NEBRASKA NW-12 LOAN O FFICER — Ag (60%) and commercial (40%). 4-5 years ag lending. W. Nebraska. $25-$30,000 plus com mission on ins. sales. NW-13 2ND M AN— W. Neb. bank. Good banking exp. $25,000 plus ins. commission. NW-14 BANK M ANAGERS— Tw o for W. Neb. banks. $32,500 to $36,000 plus incentive of $5-$10,000. M INNESOTA NW-15 AG LENDER— Responsible for ag loans of $8-$9 million. Two-three years banking experience. MN. $ 20- $ 22, 000. NW-16 INSURANCE O FFICER — Insurance and some ag lending. None to some insurance. MN. $12-$14,000. SPECIAL N O TE Other openings not listed are handled on an extra con fidential basis for employers who request their position not for publication. NJ-16 AG FIN A N C E— After 4 yrs. as FHA county super visor, he’s interested in a more progressive, non government position. Dist. Director gives this reference: “ Best of ten in our district...delinquency record tops.” Works with local banks & PCA’s in educating farmers in financial planning & management. B.S. degree. Married. Age: 30. OH. $25,000 + . Call Jeannie at 515/263-9598 (if no answer 712/779-3677). NJ-17 AG LOAN O FFICER — 15 yrs. as FLB Pres., 5 as ag loan officer & farm real estate sales for major farm mor tgage company. Holds licenses in real estate, executive banking, life, accident & health insurance. Strong in analysis, cash flows & complicated loans. B.S. Ag. Ed. Age: 49. NE (Relocation: E., NE. or W. IA.) $15,000. Cali Jeannie at 515/263-9598 (if no answer 712/779-3677). AG BAITKING SPECIALISTS SINCE 1968 (5 1 5)394-3145 NEW H AM PTON , IA 50659 (7 1 2)779-3744 M ASSENA, IA 50853 I NATIONW IDE aqn CAREERS, INC. ^ • THE ORIGINAL AGRICULTURAL RECRUITER A since 1969, has been named exec utive vice president of that bank. Gary Peterson was advanced to vice president; C.L. Landen I I I to assis tant vice president and Charlene Meyen and Terri Kuemmerle to as sistant cashiers. Also, Vice Presi dent Paul Shirley additionally was named cashier. WYMORE: Dennis E . Osmera hag resigned as president of The Wymore State Bank for personal rea sons, according to W.W. Cook, Jr., chairman of the bank. A new presi dent will be appointed soon, Mr. Cook stated. Minnesota News The Twin Cities Chapter of B A I will host a “Communications and Bank Productivity” seminar Janu ary 20 at the Normandy Motor Inn, Minneapolis. Seminar leader will be Gerald Czamecki, senior vice presi dent, Republic Bank Corporation, Dallas. The four-hour seminar will focus on key management practices that can help build a constructive and reinforcing management cli mate. MINNEAPOLIS: Robert L. Stehlik has been elected president and man aging officer of First Bank Southdale. He succeeds David Orlady, who has been named managing di rector of Central Minnesota affili ates of First Bank System. Dennis F. Maetzold has been named senior vice president—strategic planning, marketing and business develop ment for retail and commercial divi sions at First Bank Southdale. ST. PAUL: John Geiken has been promoted to senior vice president and cashier at Northwestern Na tional Bank of St. Paul. North Dakota News 3 Count on Ron Kiel. For the best in ag overline, data process ing and cash management services, along with expert advice and guidance, call Security Correspondent Bank Officer Ron Kiel at 712/277-6554. SECURITY N A TIO N A L BAN K Sioux City, Iowa 51101 Member EDI.C. Effective Political Lobbying” will be presented by Frank Brawner, exec, v.p., Oregon Bankers Assn., Salem. NDBA Exec. Dir. Harry Ar gue will moderate a “State Legis lative Overview” panel consisting of Bill Sanger, pres., First Bank, Wahpeton; Ken Reno, pres., United Bank of Bismarck; NDBA Assoc. Dir./ Staff Counsel Keith Magnusson, and NDBA Genl. Counsel Tom Kelsch. “Update on SB A ” will be given by two SBA officials from Fargo and a state official. At the evening social hour and banquet starting at 6 p.m., special guests will include elected officials, state legislators and spouses. A rt Holst, former NFL official, will be the entertaining speaker. On Thursday morning, “Deregu lation and Micro-Computers” will be discussed by Ray Tiedje, pres., Bank of Norfolk, Norfolk, Nebr. “Federal Banking Legislation Out look” will be given by Jam es C. Sivon, minority sta ff director, House Banking, Finance and Urban Affairs Committee, Washington. Final speaker will be Tom Smith, pres., Fidelity Brenton Bank & Trust Co., Marshalltown, la., dis cussing “Improving Bank Profit ability in 1983.” The meeting ad journs at noon. Chicago. Mr. Spielmann, 44, joined Mid-City National Bank as an assis tant vice president in 1973 when the bank acquired the Iroquois Co., a commercial finance company, where he was a commercial analyst. CHICAGO: Alan G. Schwartz, pres ident and chairman of the board of Tennis Corporation of America, Chi cago, has been elected to the board of directors of All American Bank, located on Chicago’s northwest side. All American Bank is a member of the F irst Colonial Bankshares group. W yom ing News CASPER: Mark E . Vincent was re cently elected vice president and chief financial officer for First In terstate Bank of Casper, N.A. Also, Elenor Jeffres was elected vice presi dent and comptroller of the bank. In other promotions, Ken Simms was elected assistant vice president and Mary M. McNeill was elected stu dent loan officer. Montana News HAVRE: Douglas Davidson joined Citizens Bank of Montana January 3 as executive vice president, senior credit officer and a director. He has been president and CEO at First Na tional Bank in Windom, Minn., since 1977. From 1972 to 1977 he was a vice president at First National in Havre. Prior to that he was with First National in Bozeman from 1961 to 1972. Illinois News The North Dakota Bankers Asso ciation’s 1983 Bank Management CHICAGO: Richard M. Spielmann Conference is scheduled for January has been elected senior vice presi 26-27 at the Kirkwood Motor Inn, dent of Mid-City National Bank of Bismarck. Registration starts at 11 a.m., Jan. 26, followed by luncheon at noon and program starting at 1 p.m. Committee Chairman Fred Visina, v.p. First Western Bank, Minot, will introduce NDBA Pres. Call Mark Christen for John McGinley, pres., American any correspondent service. State, Williston. Call toll free (800) 622-7262 “Compliance” will be reviewed by Timothy D. Marrinan, a.v.p., First Bank System, Inc., Minneapolis, and “Wage and Salary Administra DES MOINES, IOWA 50304 tion” by Fred Mateer, reg. v.p., Ban M em ber F D IC co, Fargo. Professional ... Responsive... Valley National Bank ¡» https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis A BANKS OF IOWA BANK South Dakota News SIO U X FA LLS: Erik A. Dahl, Janet M. Ellison and Vicki L. Sieck have been named officers at North western Bank. Mr. Dahl has been advancéd to personal loan officer, Ms. Ellison to marketing officer and Ms. Sieck to operations officer. POSITIONS AVAILABLE Estate Appraisals Purchase of Collections Sale of Rare Coins Senior Commercial Lender for Colorado bank. Requires minimum of five years experience in larger b a n k ............... ....................................................................... Salary to $45,000 Loan Review Specialist for Illinois banking group, located in northern Illinois...................................... Salary to $40,000 Audltor/Loan Review person for $150 million midwest ba nk ................................................................Salary to $28,000 Reliable and respected service for over 20 years Ag Representative for central Iowa bank. Requires two or more years experience.............................. Salary to $25,000 Commercial Lender for southeast Iowa bank. Requires three years experience.............................. Salary to $38,000 Used by bankers throughout the midwest Correspondent Officer for major Upper Midwest Bank. Ag and commercial lending experience plus college degree preferred....................................................... Salary to $38,000 Ben E . Marlenee Coins Commercial Lender for suburban bank in major Nebraska c it y .................................................................. Salary to $40,000 913 L ocust D es M oin es, Iowa 50309 515-243-8064 Operatlons/Cashier position in northwest Iowa community ba n k ................................................................Salary to $28,000 Ag Lending/lnsurance position in northwest Iowa bank near Lakes a re a.....................................................Salary open Ag Representative for northwest Iowa. Requires a min imum of one year’s experience..................... Salary $22,000 Number Tw o Person for southeast Iowa community bank. Operations experience required....................Salary $27,000 Ag Representative for bank In major Iowa college town . . . ..................................................................................Salary open FOR SALE Burroughs S-3200 12 Pocket Proof Machine. Only used 2 Vi years and in very good condition. Available anytime. Priced to sell! If interested, please call: Bradley A. Eck, First State Bank of Clearbrook, MN. Phone: 218/776-3151. (FS) Operations position for North Dakota bank... located in great hunting and fishing a re a ..................... Salary $22,000 Ag Lender position for bank near Des Moines. Some knowledge of operations a p lu s ................... Salary $25,000 We have many other positions open at present, so if you want to move up and further your career at this time, write of call Malcolm Freeland, Freeland Financial Service, Inc., 1032 Carriers Bldg., Des Moines, Iowa 50309. Phone 515/282-6462. Employer pays fee. GENERAL SERVICES Please contact Dale Bee, S.V.P., Grundy National Bank, Grundy Center, la. 50638, if any bank in the Council Bluffs area has an account or safe deposit box in the name of Enno Hartke. (GS) Individual wants to acquire Iowa or Nebraska bank. Con tact Mike Keim at Thurman State Bank, Iowa, or phone 402/397-5161. Replies held in confidence. (WTB) and Bank Consultants Specializing in Bank Acquisitions P.O. Box 450 AG LOAN O FFICER — Minimum two years banking exper ience required. Ag degree a plus. $60 million central Iowa bank. Send resume to file RBR, c/o Northwestern Banker. ____________________________________________ (PA) JUNIOR COMM ERCIAL LENDING O FFICER for a $75 mil lion west central Minnesota bank. Educational back ground In credits and several years lending experience preferred. Send resume to file RBS, c/o Northwestern Banker. (PA) OFFICER POSITION in northwestern Iowa. Minimum 3-5 years experience necessary. Insurance operations & loans. Contact Stanley O. Nervig, Vice President, Farmers State Bank, Marcus, Iowa 51035. Phone 712/376-4154. (PA) NUMBER 2 PERSON— for two year old, rapidly growing, in dependent bank located in university town. Looking for in dividual with solid lending experience. Knowledge of oper ations helpful. Send resume to: Charles Kragei, president, Citizens Bank, P.O. Box 1027, Laramie, Wyo. 82070. (PA) AG DEPARTM ENT— Immediate opening for agricultural loan officer (or trainee) with a minimum of 3 years bank ex perience. Potential for advancement. Good compensation and fringe benefits. Growing independent bank ($29 million) in central Minnesota town of 1,000. Send resume to file SBB, c/o Northwestern Banker. (PA) Strong, aggressive Agricultural Lender needed for $35 mil lion bank within 35 miles of Des Moines. Must have sea soned experience in cash flow and analysis, direct farm call ing, & work-out loans. Opportunity to be 2nd officer within 1-2 years. Salary commensurate to experience. Send resume & salary history to file RBN, c/o Northwestern Banker. (PA) Immediate opening for a LIFE A G EN T and a COMMERCIAL A GEN T in southwest Iowa bank agency. Minimum 2-3 years experience. Send resumes to file SBC, c/o Northwestern Banker. (PA) Donald Bankers Available Bankers Needed Please see full page insert in this issue of N o r t h w e s t e r n B a n k e r Newsletter for details. ( 5 1 5 )3 9 4 -3 1 4 5 NEW HAMPTON, IA 5 0 6 5 9 (7 1 2 )7 7 9 -3 7 4 4 MASSENA, IA 50 8 5 3 515-232-0814 405 Main Ames, Iowa 50010 E. H older, Principal I POSITIONS AVAILABLE All positions are in Missouri, Iowa, Kansas, Arkansas or Oklahoma President, $20mm bank, small town To $32,500 President, $18mm bank, small town To $35,000 President, $50mm bank, small town Open President, $5mm bank, small town Open President, $40mm bank, est. population 70,000 To $45,000 Commercial Lender, $250mm bank, est. population 100,000 To $42,000 Bond Administration, Sales, metro bank Open Cashier, $5mm bank, smalltown Open Auditor, $25mm bank, small town Open Positions available change as more openings become avail able or as positions are filled, if you are interested in making an advancement or change in your present situation, as a candidate registered with me, you will be informed as posi tions come available that would appeal to you based on what YOU want in a bank, in salary, in location, and In size of town or city. I do not reveal your name to a client bank un til you are interested in interviewing. Eighteen years of banking service as President of both rural and metropolitan banks enables me to find the right bank ing environment for you. Phone or send resume to: Don W. Schooler, 901 A. West Jackson, Ozark, Missouri 65721. Phone (417) 485-6020. D O N -ficH O O LER Ir ANDV ASSOCIATES "Successful Banking is Quality Personnel" NATIONW IDE aqn CAREERS, INC. ^ THE ORIGINAL AGRICULTURAL RECRUITER POSITIONS AVAILABLE COMMERCIAL LENDER— senior position in $70MM subur ban bank. Supervise all lending activities. Good growth op portunity. $38,000 O P E R A T IO N S — $50MM com m unity bank. Strong background in budgeting, costing and asset/liability management desired. $28,000 EXECUTIVE VICE PRESIDENT— manage $15MM rural bank for absentee owner. Background in agri-credits and operations required. $30,000 CASHIER /CON TR O LLER — handle accounting, internal and regulatory reports for $40MM suburban bank. Accoun ting degree preferred. $26,000 COM M ERCIAL LO AN— staff addition to $200MM urban bank. Should enjoy business development and have 3-5 years commercial lending experience. $28,000 AGRI-LOAN— manage Ag portfolio for $30MM rural bank. Prefer Iowa native with Ag degree. $26,000 TOM HAGAN & ASSOCIATES of Kansas City 2024 Swift - Box 12346 North Kansas City, MO 64116 816/474-6874 “ Serving the Banking Industry Since 1970” Vol. 11 No. 38 Northwestern Banker Newsletter (USPS 873-300) is published weekly by the Northwestern Banker Company, 306 Fifteenth Street, Des Moines, Iowa 50309, (515) 244-8163. Subscriptions $1.00 per copy, $18.00 per year. Second class postage paid at Des Moines, Iowa. Address all mail subscriptions, changes of address (Form 3579), manuscripts, mail items to above address. https://fraser.stlouisfed.org Federal Reserve Bank of St. Louis
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