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BOAkD OF GOVERNORS OF THE FEDERAL R E S E R V E SYSTEM
L.4.2^

V

Z •^

^

October 11, 1972

six
A U T O LOANS BY COMMERCIAL BANKS
MATURITIES A N D DEALER COST RATIOS

Per cent of contracts
with maturities of:

August
1972

Three months
ending August
1972
|
1971

July
1972
PURCHASED PAPER

30 months or less
Over 30 months

1

13.0

1

13.1

1

87.0

|

86.9

30 months or less
Over 30 months

1
|

14.2

1
1

12,9

87.1

1
1

85.8

1
|

25.3
74.7

1
|

28.1
71.9

DIRECT LOANS

Contract balance
compared to
dealer cost

25.4
74.6

1
|

24.5
75.5

Per cent of contracts with maturities of:
30 months
Over 30
Total
months
or less
Aug.
| July
Aug.
|
July
Aug.
1 July
PURCHASED PAPER

Less than or equal to
Greater than

11.4
2.4

11.4
2.5

62.8
23.3

-63.0
23.1

74.3
25.7

74.4
25.6

13.9

14.0

86.1

86.0

100.0

100.0

22.6
2.6

23.0
2.5

64.4
10.4

64.8
9.7

87.0
13.0

87.7
12.3

25.2

25.5

74.8

74.5

100.0

100.0

14.6
2.5

15.0
2.5

63.3
19.7

63.5
19.0

77.9
22.1

78.5
21.5

17.1

17.5

82.9

82.5

100.0

100.0

„

DIRECT LOANS
Less than or equal to
Greater than
Total

Less than or equal to
Greater than
Total
NOTE:

~

Distributions are derived from ireports of 110 banks, 70 of which reported
dealer cost ratios as well as maturities.




BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM
L.4.2

October 11, 1972

DECONTROLLED AFTER SIX MONTHS
A U T O LOANS BY COMMERCIAL BANKS
MATURITIES A N D DEALER COST RATIOS
USED CARS

Per cent of contracts
with maturities of:

August
1972

Three months
ending August
1971
1972
I

July
1972
PURCHASED PAPER

24 months or less
Over 24 months

1
|

45.0
55.0

24 months or less
Over 24 months

1
|

56.1
43.9

1
|

44.8
55.2

1
1

45.0
55.0

1
|

45.9
54.1

1
1

56.8
43.2

I
|

59.4
40.6

DIRECT LOANS

Contract balance
compared to
dealer cost

57.8
42.2

Per cent of contracts with nmaturities of:
24 months
Over 24
Total
or less
months
Aug.
I July
Aue.
I
July
Aug.
I July
PURCHASED PAPER

Less than or equal to
Greater than
Total

29.4
14.9

28.9
15.0

44.3

43.9

30.7
25.1

30.7
25.3

60.0
40.0

59.7
40.3

55.7

56.1

100.0

100.0

76.7
23.3

77.9
22.1

DIRECT LOANS
Less than or equal to
Greater than
Total

46 .6
10.2

48.3
10.5

30.1
13.1

29.7,
11.6

56.8

58.8

43.2

41.2

100.0

100.0

TOTAL
Less than or equal to
Greater than
Total




35.3
13.3

36.0
13.4

1
1

30.5
20.9

30.3
20.3

65.8
34.2

66.3
33.7

48.6

49.4

|

51.4

50.6

100.0

100.0