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BOAkD OF GOVERNORS OF THE FEDERAL R E S E R V E SYSTEM L.4.2^ V Z •^ ^ October 11, 1972 six A U T O LOANS BY COMMERCIAL BANKS MATURITIES A N D DEALER COST RATIOS Per cent of contracts with maturities of: August 1972 Three months ending August 1972 | 1971 July 1972 PURCHASED PAPER 30 months or less Over 30 months 1 13.0 1 13.1 1 87.0 | 86.9 30 months or less Over 30 months 1 | 14.2 1 1 12,9 87.1 1 1 85.8 1 | 25.3 74.7 1 | 28.1 71.9 DIRECT LOANS Contract balance compared to dealer cost 25.4 74.6 1 | 24.5 75.5 Per cent of contracts with maturities of: 30 months Over 30 Total months or less Aug. | July Aug. | July Aug. 1 July PURCHASED PAPER Less than or equal to Greater than 11.4 2.4 11.4 2.5 62.8 23.3 -63.0 23.1 74.3 25.7 74.4 25.6 13.9 14.0 86.1 86.0 100.0 100.0 22.6 2.6 23.0 2.5 64.4 10.4 64.8 9.7 87.0 13.0 87.7 12.3 25.2 25.5 74.8 74.5 100.0 100.0 14.6 2.5 15.0 2.5 63.3 19.7 63.5 19.0 77.9 22.1 78.5 21.5 17.1 17.5 82.9 82.5 100.0 100.0 „ DIRECT LOANS Less than or equal to Greater than Total Less than or equal to Greater than Total NOTE: ~ Distributions are derived from ireports of 110 banks, 70 of which reported dealer cost ratios as well as maturities. BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM L.4.2 October 11, 1972 DECONTROLLED AFTER SIX MONTHS A U T O LOANS BY COMMERCIAL BANKS MATURITIES A N D DEALER COST RATIOS USED CARS Per cent of contracts with maturities of: August 1972 Three months ending August 1971 1972 I July 1972 PURCHASED PAPER 24 months or less Over 24 months 1 | 45.0 55.0 24 months or less Over 24 months 1 | 56.1 43.9 1 | 44.8 55.2 1 1 45.0 55.0 1 | 45.9 54.1 1 1 56.8 43.2 I | 59.4 40.6 DIRECT LOANS Contract balance compared to dealer cost 57.8 42.2 Per cent of contracts with nmaturities of: 24 months Over 24 Total or less months Aug. I July Aue. I July Aug. I July PURCHASED PAPER Less than or equal to Greater than Total 29.4 14.9 28.9 15.0 44.3 43.9 30.7 25.1 30.7 25.3 60.0 40.0 59.7 40.3 55.7 56.1 100.0 100.0 76.7 23.3 77.9 22.1 DIRECT LOANS Less than or equal to Greater than Total 46 .6 10.2 48.3 10.5 30.1 13.1 29.7, 11.6 56.8 58.8 43.2 41.2 100.0 100.0 TOTAL Less than or equal to Greater than Total 35.3 13.3 36.0 13.4 1 1 30.5 20.9 30.3 20.3 65.8 34.2 66.3 33.7 48.6 49.4 | 51.4 50.6 100.0 100.0