Full text of L.4.2 Auto Loans by Commercial Banks : Maturities and Dealer Cost Ratios : November 9, 1972

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3

lOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM

2/
DECONTROL!# W r E R

PER CENT OF CONTRACTS
WITH MATURITIES OF:

NOVEMBER

AUTO LOANS BY COMMERCIAL BANKS
MATURITIES AND DEALER COST RATIOS

SEPTEMBER
1972

|
|

|
I
I

AUGUST
1972

THREE MONTHS ENDING
SEPTEMBER
1972
J
1211

PURCHASED PAPER

12.8

30 MONTHS OR LESS
OVER 30 MONTHS

13.0
87.0

87.2

12.9
87.1

14.1
85.9

26.0

27.5
72.5

DIRECT LOANS

28.0

30 MONTHS O R LESS
OVER 30 MONTHS

CONTRACT BALANCE
COMPARED TO

DEALER COST

25.4
74.6

72.0

I

74.0

PER CENT OF CONTRACTS WITH MATURITIES OF:
30 MONTHS
OVER 30
MONTHS
TOTAL
OR LESS
SEPT
-AUG.
SEPT
AUG. I SEPT 1 AUG.
PURCHASED PAPER
11.4
2.4

LESS THAN OR EQUAL TO
GREATER THAN

13.8

|

11.4
2.4

62.0 I 62.8

13.9

86.2 | 86.1

24.2

I

73.4

26.6

74.3
25.7

|

100.0

| 100.0

|
|
I
|

86.4
13.6

87.0
13.0

23.3

DIRECT LOANS
LESS THAN OR EQUAL TO
GREATER THAN

24.7
3.1
I

27.8

|

22.6 |
2.6 |

61.8
10.4

25.2

72.2

I

|
|
I
|

64.4
10.4
74.8

100.0

TOTAL
LESS THAN O R EQUAL TO
GREATER THAN

NOTE:

15.1
I

2.6

I

17.8

14.6
2.5
1

17.1

61.9
I

82.2

|
j

63,.3
19,
'7
82 .9

DISTRIBUTIONS ARE DERIVED FROM REPORTS OF 109 BANKS,
REPORTED DEALER COST RATIOS AS WELL AS MATURITIES.




|
K
|

77.0
23.0

1
I

77.9
22.1

100.0

I

100.0

70 OF WHICH

BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM
NOVEMBER . 9, 1972
AUTO LOANS BY COMMERCIAL BANKS
MATURITIES AND DEALER COST RATIOS

PER CENT OF CONTRACTS
WITH MATURITIES OF:

SEPTEMBER
1972

AUGUST
1972

THREE MONTHS ENDING

SEPTEMBER
1

PURCHASED f*APER
24 MONTHS OR LESS
OVER 24 MONTHS

1
1

47 .0
53 .0

1
1

45 .0
55 .0

1
I

45.6
54.4

1
1

DIRECT 1
LOANS
24 MONTHS OR LESS
OVER 24 MONTHS

1
1

57 .8
42 .2

1
1

CONTRACT BALANCE
COMPARED TO
HFAl.FR COST

I
1
1

PER CENT
24 MONTHS
OR LFSS
SEPT | AUG.

LESS THAN OR EQUAL TO
GREATER THAN

1
1

30.0
17.0

1
1

29.4
14.9

1
1

I

47.0

1

44.3

1

56 .1
43 .9

1
1

OF CONTRACTS WITH
1
OVER 24
1
MONTHS
1 SEPT
1 AUG.

46.4
53.6

vr57,2
42.8

|
1

59.7
40.3

""

MATURITIES OF:
1
TOTAL
1
1
SFPT
AUG.
1

PURCHASED PAPER

TOTAL

28.6
24.4

|
|

30.7
25.1

1
1

58.6
41.4

1
1

53.0

|

55.7

1

100.0

1

1
1

60.0
40.0
l o t ) . * J

DIRECT LOANS
LESS THAN OR EQUAL TO
GREATER THAN
TOTAL

1
1

48.3
11.3

«

1

46.6
10.2

1
1

27.8
12.7

|
|

30.1
13.1

1
1

76.1
23.9

1

59.5

1

56.8

1

40.5

I

43.2

1

100.0

!

76.7
23.3
100.0

TOTAL
LESS THAN OR EQUAL TO
GREATER THAN
TOTAL



|

1
1

36.6
14.9

1

35.3
13.3

1
1

28.3
20.2

I
|

30.5
20.9

1
1

64.8
35.2

!

51.5

1

48.6

1

48.5

I

51.4

1

106.0

i
i

J

65.8
34.2
100.6