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BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM
March 17, 1972

L.4.2

AUTO LOANS BY COMMERCIAL BANKS
MATURITIES AND DEALER COST RATIOS

Per cent of contracts
with maturities of:

January
1972

Three months
ending January
1972
| 1971

December
1971
PURCHASED PAPER

24 months or less
Over 24 months

1
1

45.4
54.4

I
1

57.3
42.7

1
|

45.8
54.2

1
1

46.0
54.0

N.A.
N.A.

1
I

58.7
41.3

N.A.
N.A.

DIRECT LOANS
24 months or less
Over 24 months

Contract balance
compared to
dealer cost

59.3
40.7

Per cent of contracts with maturities of:
24 months
Over 24
Total
or less
months
Jan.
| Dec.
Jan. | Dec.
I
Dec 7
PURCHASED PAPER

Less than or equal to
Greater than

30.1
13.0

30.4
13.4

32.2
24.8

34.8
21.4

62.3
37.8

65.2
34.8

79.6
20.4

20.1

57.0

Total

DIRECT LOANS
Less than or equal to
Greater than

49.2
10.7

49.4
10.3

Total




30.5
9.8

79.9

100.0

40.1

Total

Less than or equal to
Greater than

30.4
9.7

37.2
12.1

37.6
12.3

31.5
19.2

33.2
17.0

68.7
31.3

70.8
29.3

49.3

49.9

50.7

50.2

100.0

100.0

BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM
March 17, 1972

AUTO LOANS BY COMMERCIAL BANKS
MATURITIES AND DEALER COST RATIOS

Per cent of contracts
with maturities of:

January
1972

Three months
ending January
1972
| 1971

December
1971
PURCHASED PAPER

30 months or less
Over 30 months

14.3
85.7

30 months or less
Over 30 months

29.4
70.6

15 .3
84.7

14.8
85.2

N.A.
N.A.

29.8
70.2

N.A.
N.A.

DIRECT LOANS

Contract balance
compared to
dealer cost

29.7
70.3

Per cent of contracts with maturities of:
30 months
Over 30
months
or less
Jan.
| '
PURCHASED PAPER

Less than or equal to
Greater than
Total

12.5
2.7

12.8
2.8

63.7
21.1

64.1
20.3

76.2
23.8

76.9
23.1

15.2

15.6

84.8

84.4

100.0

100.0

26.1
3.0

26.7
2.3

1 61.3
9.6

62.6
8.4

87.4
12.6

89.3
10.7

29.1

29.0

1

70.9

71.0

100.0

100.0

16.4
2.8

17.2
2.7

63.0
17.8

63.6
16.5

79.4
20.6

80.8
19.2

19.2

19.9

80.8

80.1

100.0

100.0

DIRECT LOANS
Less than or equal to
Greater than
Total

Less than or equal to
Greater than
Total

68 of which reported dealer cost ratios as well as maturities.