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BOARD-OF GOVERNORS OF THE FEDERAL R E S E R V E SYSTEM

L

June 15, 1972

L.4.2

DECONTROL

|p LOANS BY COMMERCIAL BANKS
R.ITIES A N D DEALER COST RATIOS

Per cent of contracts
with maturities of:

April
1972

Three months
ending A p r i l
1971
1972
J

1972
PURCHASED PAPER

30 months or less
Over 30 months

1
J

13.6
86.4

1
1

30 months or less
Over 30 months

|
|

26.6
73.4

1J

13.4
86.6

1
|

13. 6
86.4

J

1

N.A.
N.A.

' 2
72. 8

1
|

N.A.
N.A.

DIRECT L O A N S

Contract balance
compared to
dealer cost

26.3
73.7

1

27

Per cent of contracts with maturities of:
Over 30
30 months
Total
months
or less
Mar.
Apr •
Apr.
I Mar.
Apr.
| Mar.
1
PURCHASED PAPER

Less than or equal to
Greater than
Total

12.1

11.5

64.3

64.8

76.4

76.3

2.3

2.6

21.3

21.1

23.6

23.7

14.4

14.1

85.6

85.9

100.0

100.0

87.8
12.2

86.2
13.8

100.0

100.0

DIRECT LOANS
Less than or equal to
Greater than
Total

24.4
3.7

23.9
2.9

63.4
8.5

62.3
10.9

28.1

26.8

71.9

73.2

r

TOTAL .
Less than or equal to
Greater than
Total
NOTE:

15.7
2.7

15.2
2.7

64.0
17,6

64.1
18.1

79.7
20.3

79.3
20.8

18.4

17.9

81.6

82.2

100.0

100.0

Distributions for A p r i l and March are derived from reports of 110 banks,
69 of which reported dealer cost ratios as well as maturities.




BOARD OF GOVERNORS OF THE FEDERAL R E S E R V E SYSTEM
June 15, 1972

L.4 .2

A U T O LOANS BY COMMERCIAL BANKS
MATURITIES A N D DEALER COST RATIOS

Per cent of contracts
with maturities of:

April
1972

Three months
ending A p r i l
1971
1972
|

March
1972
PURCHASED PAPER

24 months or less
Over 24 months

1
1

44. 6
55.,4

1
1

45.6
54.4

j

58.11

57.2

1

41. 9

42.8

1
1

45 .3
54 .7

1
|

N. A.
N. A.

.8

1

42 .2

1

N. A.
N. A.

DIRECT LOANS
24 months or less
Over 24 months

1

j1

57

Per cent of contracts with maturities of:
Over 24
24 months
Total
months
or less
Mar.
Apr.
| Mar.
Apr.
I
Apr.
| Mar.

Contract balance
compared to
dealer cost

PURCHASED PAPER
Less than or equal to
Greater than
Total

29.7
14.1

29.8
14.6

32.0
24.2

32.1
23.5

61.7
38.3

61.9
38.1

43.8

44.4

'56.2

55.6

100.0

100.0

48.4
12.8

48.6
11.0

27.9
11.0

29.3
11.1

76.3
23.8

77.9
22.1

61.2

59.6

38.9

40.4

100.0

100.0

36.1
13.6

36.4
13.3

30.6
19.6

31.2
19.2

66.7
33.2

67.6
32.5

49.7

49.7

50.2

50.4

100.0

100.0

DIRECT LOANS
Less than or equal to
Greater than
Total

TOTAL
Less than or equal to
Greater than

j
i

Total