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Cc,o BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM L.4.2 J u l y 14, 1972 AUTO LOANS BY COMMERCIAL BANKS TURITIES AND DEALER COST RATIOS May 1972 Per c e n t of c o n t r a c t s with maturities of: \ 24 months o r l e s s Over 24 months Three months e n d i n g May 1972 I 1971 April * 1972 PURCHASED PAPER 1 1 45.1 . 54.9 1 1 44.6 55.4 45.1 54.9 1 N.A. [ N.A. 57.2 42.8 1 N.A. 1 N.A. DIRECT LOANS 24 months or l e s s Over 24 months 1 | Contract balance compared t o dealer cost 56.4 43.6 1 | 58.1 41.9 1 I' Per c e n t of c o n t r a c t s w i t h m a t u r i t i e s of Over 24 24 months Total months or l e s s May I May I A p r . May 1 A p r . Apr. PURCHASED PAPER L e s s t h a n or e q u a l t o Greater than 29.2 15.3 29.7 14.1 30.7 24.7 32.0 24.2 59.9 40.0 61.7 38.3 78.6 21.4 76.3 23.8 56.2 43.8 DIRECT LOANS Total 30.2 11.5 27.9 11.0 48.4 9.9 48.4 12.8 58.3 61.2 36 .0 13 .4 36 . 1 13 .6 o o Less than or equal to Greater than .6 .0 30 .6 19,.6 66 .6 33 .4 66.7 33.2 49 .4 49 .7 50, .6 50, .2 100 .0 100.0 38.9 TOTAL L e s s t h a n or e q u a l t o Greater than Total BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM J u l y 14, 1972 AUTO LOANS BY COMMERCIAL BANKS MATURITIES AND DEALER COST RATIOS Per c e n t of c o n t r a c t s with m a t u r i t i e s of: May 1972 Three months e n d i n g May 1972 1 1971 April 1972 PURCHASED PAPER 30 months or l e s s Over 30 months J | 13.2 86.8 1 1 30 months or l e s s Over 30 months I ] 27.1 72.9 1 1 $.6 86.4 1 | 13.4 86.6 1 1 N.A. N.A. 1 1 26.7 73.3 | | N.A. N.A. DIRECT LOANS Contract balance compared to dealer cost 30 months or l e s s May I A p r . 26.6 73.4 of c o n t r a c t s w i t h m a t u r i t i e s o f : Over 30 Total months May | Apr. May | A p r . PURCHASED PAPER Less t h a n or e q u a l t o Greater than Total 11.9 2.3 12.1 2.3 63.1 22.7 64.3 21.3 75.0 25.0 76.4 23.6 14.2 14.4 85.8 85.6 100.0 100.0 25.2 2.0 24.4 3.7 64.7 8.1 63.4 8.5 89.9 10.1 87.8 12.2 27.2 28.1 72.8 71.9 100.0 100.0 DIRECT LOANS Less t h a n or e q u a l t o Greater than Total TOTAL L e s s t h a n or e q u a l t o Greater than Total NOTE: 16.3 2.2 15.7 2.7 63.6 17.9 64.0 17.6 79.9 20.1 79.7 20.3 18.5 18.4 81.5 81.6 100.0 100.0 D i s t r i b u t i o n s f o r May and A p r i l a r e d e r i v e d from r e p o r t s of 109 b a n k s , 68 of which r e p o r t e d d e a l e r c o s t r a t i o s a s w e l l a s m a t u r i t i e s .