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BOARD OF/ GOVERNORS OF THE FEDERAL RESERVE SYSTEM

CJ~L

1

V

JANUARY 1 0 , 1974
AFTER SIX MONTHS

sU>-

AUTO LOANS BY COMMERCIAL BANKS
MATURITIES AND DEALER COST RATIOS

PER CENT OF CONTRACTS
WITH MATURITIES OF:

NOVEMBER
1973

I
|
1

OCTOBER
1973

|
I
I

THREE MONTHS ENDING
NOVEMBER
1222
I
1222

PURCHASED PAPER
24 MONTHS OR LESS
OVER 24 MONTHS

40.0

2 4 MONTHS OR LESS
OVER 2 4 MONTHS

55.8
44.2

40.7
59.3

60.0

40.5
59.5

45.4
54.6

55.1
44.9

55.9
44.1

DIRECT LOANS

CONTRACT BALANCE
COMPARED TO
DEALER COST

I

54.0
46.0

PER CENT OF CONTRACTS WITH MATURITIES OF:
2 4 MONTHS
OVER 2 4
OR LESS
MONTHS
_L_
TOTAL
NOV.
I
OCT >
I
HOY,
I
DLL.
L
NOV.
J
0£I*
PURCHASED PAPER

LESS THAN OR EQUAL TO
GREATER THAN

25.0
13.7

25.4
14.1

I
I
I
I

32.6
28.7
61.3

|
|
I
|

32.1
28.4

57.6
42.4

60.5

100.0

57.5
42.5
|

100.0

DIRECT LOANS
LESS THAN OR EQUAL TO
GREATER THAN

46.5
9.9

43.1
10.3

I
I
I
I

31.1
12.5
43.6

|
|
I
|

33.7
12.8

77.6
22.4

76.9
23.1

64.8
35.2

64.1
35.9

46.5

TOTAL
LESS THAN OR EQUAL TO
GREATER THAN




31.5

32.8
12.3
45.1

12.8

I

44.3

I
I
I
I

32.0
22.9
54.9

|
|
I
|

32.6
23.1
55.7

M ?

BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM
JANUARY 1 0 ,

1974

AUTO LOANS BY COMMERCIAL BANKS
MATURITIES AND DEALER COST RATIOS

PER CENT OF CONTRACTS
WITH MATURITIES OF:

NOVEMBER
1973

|
I

OCTOBER
1973

I
I
_L

THREE MONTHS ENDING
NOVEMBER
1222
I
1222

PURCHASED PAPER
3 0 MONTHS OR LESS
OVER 3 0 MONTHS

13.0
87.0

3 0 MONTHS OR LESS
OVER 30 MONTHS

25.6
74.4

12.2
87.8

12.3
87.7

13.7
86.3

25.0
75.0

27.2
72.8

DIRECT LOANS

CONTRACT BALANCE
COMPARED TO
DEALER COST

I
I
I
_l

25.3
74.7

PER CENT
30 MONTHS
OR LESS
MX.
I
OCX.

OF CONTRACTS WITH
|
OVER 30
I
MONTHS
I
NOlLs
I
OCT.

MATURITIES OF?
|
I
TQTA
I
N
_l

OCT.

71.4
28.6

PURCHASED PAPER
LESS THAN OR EQUAL TO
GREATER THAN
I

10.1
2.9

10.0
2.3

|
|

13.1

12.3

|

60.0
26.9

I
|

61.3
26.3

|
I

70.1
29.9

86.9

|

87.7

|

100.0

85.4
14.6

74.5

|
|
I
|

100.0

|
|

74.8
25.2

|

100.0

|

100.0

DIRECT LOANS

22.8

LESS THAN OR EQUAL TO
GREATER THAN

22.8

2.9

25.7

25.5

I
I
I
I

74.3

13.5
2.4

I
I

60.8
22.2

|
|

62.1
22.1

15.9

|

83.0

|

84.1

2.7

|

62.6
11.6

|
|
I
|

64.0
10.5

86.8
13.2

|

100.0

TOTAL
LESS THAN OR EQUAL TO
GREATER THAN

14.0
2.9
I

NOTE:

17.0

|

DISTRIBUTIONS ARE DERIVED FROM REPORTS OF 108 BANKS,
REPORTED DEALER COST RATIOS AS WELL AS MATURITIES.




71 CF WHICH

75.5
24.5
|

100.0