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BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM

L.4.2

TJECOHTR

y.T.m

February 7, 1972

WW?- 5
pt. 1 8 rjU

AUTO LOANS BY COMMERCIAL BANKS
MATURITIES AND DEALER COST RATIOS

rr?

Per cent of contracts
with maturities of:

December

Three months
ending December
1971
1 1970

November
1971
PURCHASED PAPER

30 months or less
Over 30 months

30 months or less
Over 30 months

1
1

15

.3
84 •7

1
1

1
|

29 •7
70 •3

1
1

1
|

14.8
85.2

14.8
85.2

" N.A.
N.A.

DIRECT LOANS

Contract balance
compared to
dealer cost

30.0
70.0

1
1

30.2
69.8

'

N.A.
N.A.

Per cent of contracts with maturities of:
30 months
Over 30
Total
months
Dec.
Dec. . | Nov.
Dec.
I Nov.
1
Nov.
PURCHASED PAPER

Less than or equal to
Greater than
Total

12.8
2.8

12.7
2.6

64.1
20.3

63.3
21.4

76.9
23.1

76.0
24.0

15.6

15.3

84.4

84.7

100.0

100.0

26.7
2.3

26.9
2.9

62.6
8.4

61.4
8.8

89.3
10.7

88.3
11.7

29.0

29.8

71.0

70.2

100.0

100.0

17.2
2.7

17.2
2.7

63.6
16.5

62.7
17.4

80.8
19.2

79.9
20.1

19.9

19.9

80.1

80.1

100.0

100.0

DIRECT LOANS
Less than or equal to
Greater than
Total

+
Less than or equal to
Greater than
Total
NOTE:

.

TOTAL

Distributions for December and November are derived from reports of :08 banks,
68 of which reported dealer cost ratios as well as maturities.




4tf (

BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM
February 7, 1972

AUTO LOANS BY COMMERCIAL BANKS
MATURITIES AND DEALER COST RATIOS

Per cent of contracts
with maturities of:

December
1971

Three months
ending December
1971
I 1970

November
1971
PURCHASED PAPER

24 months or less
Over 24 months

.8
54 .2

45

1
1

1
|

45.9
54 A

-

1
|

*6.5
53.5

N.A.
N.A.

1
1

59.3
40.7

N.A.
N.A.

DIRECT LOANS
24 months or less
Over 24 months

Contract balance
compared to
dealer cost

1
|

59,•3
40.• 7

59.0
41.0

1
1

Per cent of contracts with maturities of:
24 months
Over 24
Total
months
Dec.
| Nov.
Dec.
| Nov.
Dec.
I
Nov.
PURCHASED PAPER

Less than or equal to
Greater than
Total

30.4
13.4

29.3
14.5

43.8

43 .8

34.8
21.4

32.7
23.5

65.2
34.8

62.0
38.0

56.2

56.2

100.0

100.0

DIRECT LOANS
Less than or equal to
Greater than
Total

49.4
10.3

49.7
10.6

30.5
9.8

30.0
9.7

79.9
20.1

79.7
20.3

59.7

60.3

40.3

39.7

100.0

100.0

37.6
12.3

36.9
13.0

33.2
17.0

31.7
18.3

70.8
29.3

68.6
31.3

49.9

49.9

50.2

50.0

100.0

100.0

TOTAL
Less than or equal to
Greater than
Total




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