Full text of L.4.2 Auto Loans by Commercial Banks : Maturities and Dealer Cost Ratios : December 12, 1972

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BOARD~Off GOVERNORS OF THE FEDERAL RESERVE SYSTEM
DECEMBER 12, 1972

1.4.2
d e c o n t r o i m T a f t e r six,

PER CENT OF CONTRACTS
WITH MATURITIES OF»

AUTO LOANS BY COMMERCIAL BANKS
MATURITIES AND DEALER COST RATIOS

1
|
|
1

OCTOBER
1972

1
|
I
1

SEPTEMBER
1972

1
|
|
1

THREE MONTHS ENDING
OCTOBER
1972 . 1
1971

PURCHASED PAPER
24 MONTHS OR LESS
OVER 24 MONTHS

)
I

45.2
54.8

1
1

24 MONTHS OR -LESS
OVER 2 4 MONTHS

1
I

54.6
45.4

1
1

47.0
53.0

I
|

45.8
54.2

[
1

47.3
52.7

|
1

56.1
43.9

|
|

60.3
39.7

DIRECT LOANS

CONTRACT BALANCE
COMPARED TO

DEALER COST

t
|
I

57.8
42.2

PER CFNT OF CONTRACTS WITH MATURITIES OF:
24 MONTHS
|
OVER 24
|

OR LESS
1
MONTHS
1
I OCT. I SEEI I OCT. I SEPT I

TOTAL.
OCT. J
SEPT

PURCHASED PAPER
LESS THAN O R EQUAL TO
GREATER .THAN

27.7
15.0
42.6

I
|

30.0
17.0

I

47.0

I

31.2

26.2
57.4

|

28.6
24.4

58.9
41.1

53.0

100.0

58.6
41.4
I

100.0

DIRECT LOANS
, 47 .5
; 10.7

LESS THAN O R EQUAL TO
GREATER THAN
TOTAL

I

48.3
11.3

58.2

30.1

27.8
12.7

11.6

41.8

I

40.5

77.6
22.4
I

100.0

76.1
23.9
I

100 .J)

TPTAL
LESS THAN O R EQUAL TO
GREATER THAN
TOTAL




35.0
' 13.4
48.4

|

36.6
14.9

30.8

51.5

51.6

28.3

20.8
|

48.5

64.8
35.2

65.8
34.2

20.2
|

100.0

|

100.0

BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM
DECEMBER 12, 1972
AUTO LOANS BY COMMERCIAL BANKS
MATURITIES AND DEALER COST RATIOS
NEW CARS

PER CENT OF CONTRACTS
WITH MATURITIES OF:

1

|
|

1

OCTOBER
1972

1

1
I

1

1

SEPTEMBER
1972

|
1
1

,
THREE MONTHS E N D I N G ?
OCTOBER
1972
1
1971

PURCHASED PAPER
30 MONTHS OR LESS
OVER 3 0 MONTHS

I
I

1

14.5
85.5

12.8
87.2

f

I

1

13.4
86.6

|
|

14.3
85.7

1
1

26.9
73.1

|
1

28.8
71.2

DIRECT LOANS
30 MONTHS OR LESS
OVER 3 0 MONTHS

CONTRACT BALANCE
COMPARED TO

DEALER COST

1
1

|
|

1

27.2
72.8

28.0
72.0

1

PER CENT OF CONTRACTS WITH MATURITIES OF:
30 MONTHS
I
OVER 30
1

OR LESS
1 QLL. I S££I

I
MONTHS
I D&L, I S££I

1
I

OCT.

TOTAL
I SEPT

PURCHASED PAPER
LESS THAN OR EQUAL TO
GREATER T H A N
TOTAL

%

1
1

13.2
2.7

I
|
|
1

11.4
2.4

1
1

1

16.0

|
1

13.8

1

y

61.4
22.6

|
|

62.0
24.2

|
|

74.7
25.3

I
1

73.4
26.6

84.0

|

86.2

|

100.0

I

100.0

DIRECT LOANS
LESS THAN O R EQUAL TO
GREATER THAN
TOTAL

1
1

25.3
2.7

|
1
|
1

24.7
3.1

1
1

62.3
9.7

|
|

61.8
10.4

|
|

87.6
12.4

I
1

. 86.4
13.6

I

28.0

|

27.8

1

72.0

|

72.2

!

100.0

I

100.0

|
|

1
1

77.0
23.0

I:

100.0

TOTAL
LESS THAN OR EQUAL TO
GREATER THAN
TOTAL
NOTE:

1
1

16.9
2.7

|
|

15.1
2.6

1
I

61.7
18.6

1
|

61.9
20.3

1

19.7

|

17.8

I

80.3-

|

82.2

DISTRIBUTIONS ARE DERIVED FROM REPORTS OF 106 BANKS,
REPORTED DEALER COST RATIOS AS WELL AS MATURITIES.




1

78.6 ,
21.4
100.0

69 OF WHICH

1