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4 '•/ - BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM .4 August AUTO LOANS BY COMMERCIAL BANKS MATURITIES AND DEALER COST RATIOS USED CARS Per c e n t of c o n t r a c t s with maturities of: Three months e n d i n g June 1972 | 1971 May 19:72 1972 PURCHASED,PAPER 24 months or l e s s Over 24 months I | 45.2 54.8 1 1 1 | 56.6 43.4 1 | 45.1 54.9 1! 1 45.0 55.0 1 | N.A. N.A. 1 1 57.0 43.0 1 I N.A. N.A. DIRECT LOANS 24 months o r l e s s Over 24 months Contract balance compared t o dealer cost 56.4 43.6 Per c e n t of c o n t r a c t s w i t h m a t u r i t i e s o f : Over 24 24 months Total, months or l e s s 1 May May May PURCHASED PAPER Less than or equal t o Greater than Total 30.4 15.3 29.2 15.3 45.7 44.5 30.2 24.1 30.7 24.7 60.6 39.4 59.9 40.1 54.3 55 .5 100.0 100.0 30.2 11.5 78.5 21.5 78.6 21.4 41.7 100.0 100.0 DIRECT LOANS Less t h a n or e q u a l t o Greater than Total 47.5 9.8 48.4 9.9 31.1 11.6 57.3 58.3 42.7 TOTAL L e s s t h a n or e q u a l t o Greater than Total 36.5 13.3 36.0 13.4 30.5 19.7 30.6 20.0 67.0 33.0 66.6 33.4 49.8 49.4 50.2 50.6 100.0 100.0 IG3 BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM August 7, 1972 AUTO LOANS. BY COMMERCIAL BANKS MATURITIES AND DEALER COST RATIOS Per c e n t of c o n t r a c t s with m a t u r i t i e s of: Three months e n d i n g June 1972 | 1971 May 1972 1972 PURCHASED PAPER 30 months or l e s s Over 30 months 30 months or l e s s Over 30 months I 1 12 .7 87 .3 1 1 1 | 26..1 73..9 1 1 13.2 86.8 1 1 13 % 86.8 | | N.A. N.A. I | 26.6 73.4 1 | N.A. N.A. DIRECT LOANS Contract balance compared t o dealer cost 27.1 72.9 Per c e n t of c o n t r a c t s w i t h m a t u r i t i e s o f : Over 30 30 months Total less months June | May June | I May May PURCHASED PAPER Less t h a n or e q u a l t o Greater than 11.0 2.4 11.9 2.3 63.6 23.1 63.1 22.7 74.6 25.4 75.0 25.0 14.2 DIRECT LOANS Less t h a n or e q u a l t o Greater than 25.9 2.5 25.2 2.0 63.0 8.7 64.7 8.1 88.9 11.1 89.9 10.1 L e s s t h a n or e q u a l t o Greater than 16.0 2.4 16.3 2.2 63.4 18.2 63.6 17.9 79.3 20.7 79.9 20.1 81.6 NOTE: D i s t r i b u t i o n s f o r June and ttey a r e d e r i v e d from r e p o r t s of 110 b a n k s , 69 of which r e p o r t e d d e a l e r c o s t r a t i o s as w e l l a s m a t u r i t i e s .