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BOARD OF GOVERNORS OF THE FE.ucP.AL KcLEkVE SYSTEM
APRIL

^ I R N O M S

9,

1,71

UTO LOANS BY COMMERCIAL BAf.K.S
MATURITIES AND DEALER COST RATIOS

PER CENT OF CONTRACTS
WITH MATURITIES OF:

FEBRUARY
1973

JANUARY
1973

|
I

I

THREE MCNTHS ENDIN
FEBRUARY

L2Z3

I

1972

PURCHASED PAPER

12.2

30 MONTHS C'R LESS
OVER 30 MONTHS

13.5
86.5

87.8

13.1
66.9

14.5

26.1 >

29.
70.

85.5

DIRECT LOANS

CONTRACT BALANCE
COMPARED TO

DEALER COST

26.1

25.5
74.5

30 MONTHS OR LESS
OVER 3 0 MONTHS

73.9

73.9

PER CENT OF CONTRACTS WITH MATURITIES CF:
30 MONTHS
|
OVER 3 0
MONTHS
QR LESS
L_
TOTAL

J

EEB

I

JAN.

I

_£££

I

JAN.

PURCHASED PAPER
LESS THAN OR EQUAL TU
GREATER THAN

11.8

10.4
2.5

2.9

I
I
I
I

63.1
23.5
87.2

|
|
I
|

74.1
25.9

62.1
23.2
85.3

73.9

26.1
I

LCC-.C

DIRECT LOANS
LESS THAN OR ECUAL TC
GREATER THAN

24.0
3.0
I

27.0

23.3
2.4
|

63.2
9.8

I
|

64.4
9.9

|

74.3

25.7

|

73.0

15.4
2.7

I
I
I
I

63.6
19.2

|
|

87.2

12.8

67.7
12.5

TOTAL
14.6

LESS THAN OR EQUAL TO
GREATER THAN

2.6

I
NOTE:

17.3

|

16.1

82.7

|
|
I
|

62.8
19.0
81.9

DISTRIBUTIONS ARE DERIVED FROM REPORTS OF 106 BANKS,
REPORTED DEALER COST RATIOS AS WELL AS MATURITIES.




78.2

21.8

70 OF WHICH

75.2

CCARJ

Or

GGVLSNCRS

OF

THE

FEDERAL

RCSERVE

SYSTEM
APRIL

9,

1973

AUTO LOANS BY C O M M E R C I A L B A N K S
M A T U R I T I c S A N D DcALcR COST R A T I O S

PER

CENT

WITH

OF

CONTRACTS

MATURITIES

OF:

I

FEBRUARY

|

1973

L_

I

.

I

JANUARY

|

1973

J

I

I

THREE MONTHS ENDING
1212

FEBRUARY
I
1212

P U R C H A S E D PAPER
24 MONTHS OR LESS
EVER 2<+ M O N T H S

41.3

41.6

42.1

45.7

5b.7

58.4

57.9

54.3

DIRECT

53.9
46.1

24 MONTHS OR LESS
OVER 2 4 M O N T H S

CONTRACT B A L A N C E
C O M P A R E D TO

QsALtR COST

LOANS

55.4

55.5

58.2

44.6

44.5

41.6

PER CENT OF C O N T R A C T S WITH MATURITIES Q F :
4

MONTHS

PR LESS
I JAN,

J

OVER 24

|

L
I

tth

MONTHS
I JAN.

L

_£EB

TOTAL

L

JAN.

P U R C H A S E D PAPER
LESS

OR

26.3

I 26.7

THAN

12.6

13.2

THAN

GREATER

I

39.1

|

39.8

34.1

26.6
|

60.9

|

DIRECT

LcSS THAN OR
L F c A T E R THAN

ECUAL TC

47.8

60.

60.2

39.6

39.8

60.2

100.0

30.7

100.0

78.5

78.5

21.5

21.5

8

I

11.8

43.6

|

42.6

100.0

11

|

LOANS

31.7

9.6

33.5
26.7

|

100.0

TOTAL

LESS Th AN CR EQUAL TU
GREAT: R THAN




23.9

11.6
I

a

33.2

32.5

67.1

11.9

21.2

21.3

32.9

46.2

I

54.4

|

33.2