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BOARDxOF GOVERNORS OF THE FEDERAL RESERVE SYSTEM L.4.2 A p r i l 12, 1972 OLAED AFTER [OUTHS AUTO LOANS BY COMMERCIAL BANKS MATURITIES AND DEALER COST RATIOS Per c e n t of c o n t r a c t s with maturities of: February 1972 Three months ending February 1972 | l W January 1972 PURCHASED PAPER 24 months or l e s s Over 24 months 1 45.7 54.3 45.6 54.4 1 1 1 1 45.7 54.3 N.A. N.A. 1 58.2 41.8 N.A. N.A. .DIRECT LOANS 24 months o r l e s s Over 24 months Contract balance compared t o dealer cost . 58.0 42.0 1 - 57.3 42.7 Per c e n t of c o n t r a c t s w i t h m a t u r i t i e s o f : 24 months Over 24 Total or l e s s months PURCHASED PAPER Less t h a n o r e q u a l t o Greater than Total 31.7 13.5 29.8 13.3 45.2 43.1 32.3 22.6 32.0 24.9 64.0 36.1 61.8 38.2 54.9 56.9 100.0 100.0 78.1 22.0 79.6 20.4 DIRECT LOANS Less t h a n o r e q u a l t o Greater than Total 48.1 11.1 49.2 10.7 30.0 10.9 30.4 9.7. 59.2 59.9 40.9 40.1 100.0 100.0 37.3 12.7 36.9 12.4 31.5 18.6 31.4 19.3 68.8 31.3 68.3 31.7 50.0 49.3 50.1 50.7 100.0 100.0 TOTAL Less t h a n or e q u a l t o Greater than Total BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM L.4.2 A p r i l 12, 1972 AUTO LOANS BY COMMERCIAL BANKS MATURITIES AND DEALER COSx RATIOS NEW CARS Per c e n t of c o n t r a c t s with m a t u r i t i e s of: February 1972 T h r e e months ending February 1972 | 1971 January 1972 PURCHASED PAPER 30 months or l e s s Over 30 months 30 months o r l e s s Over 30 months 1 1 13 .9 86 . 1 I 1 1 1 28 .6 71 .4 1 |1 14.3 85.7 1 I 14.5 85.5 1 | 29.2 70.8 I | N.A. N.A. DIRECT LOANS Contract balance compared t o dealer cost 29.4 70.6 N.A. N.A. Per c e n t of c o n t r a c t s w i t h m a t u r i t i e s o f : Over 30 30 months ^ Total or l e s s months Feb. | Jan. Feb. | Jan. Feb. | Jan. PURCHASED PAPER Less than or equal to Greater than Total 12.3 2.3 12.4 2.7 64.0 21.4 63.2 21.7 76.3 23.7 75.6 24.4 14.6 15.1 85.4 84.9 100.0 100.0 25.4 2.5 26.1 3.0 62.5 9.6 61.3 9.6 87.9 12.1 87.4 12.6 27.9 29.1 72.1 70.9 100.0 DIRECT LOANS L e s s t h a n or e q u a l t o Greater than Total , , 100.0 TOTAL L e s s t h a n or e q u a l t o Greater than Total NOTE: 15.9 2.3 16.3 2.8 63.6 18.1 62.6 18.2 79.5 20.4 78.9 21.0 18.2 19.1 81.7 80.8 100.0 100.0 D i s t r i b u t i o n s f o r F e b r u a r y and J a n u a r y a r e d e r i v e d f r o m r e p o r t s of 110 b a n k s , 69 of which r e p o r t e d d e a l e r c o s t r a t i o s as w e l l a s m a t u r i t i e s .