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Housing Market Conditions | March 2012

Arkansas
Seriously Delinquent* Mortgages by Zip Code
In March 2012, 5.9 percent of loans in Arkansas were seriously delinquent. The national rate stood at 7.3 percent.

Insufficient data
0%-2%
2%-4%
4%-6%
6%-8%
8%-10%
10%-12%
12% or more
* Seriously delinquent mortgages are defined as being 90+ days
delinquent or in foreclosure.
Source: Lender Processing Services

Change in Seriously Delinquent Mortgages by Zip Code
December 2011 to March 2012

The number of seriously delinquent loans increased
6.5 percent in Arkansas between December 2011 and
March 2012. Loans that are delinquent 90 days or
more increased 1.8 percent; foreclosures increased
18 percent.

Insufficient data
Down -2% or more
-2%-0%
0%-2%
2%-4%
4%-6%
6%-8%
up 8% or more
Source: Lender Processing Services

Housing Market Conditions | March 2012

Arkansas
Top 10 Zip Codes with Mortgages Under Stress

Zip Code

CBSA or County

Seriously
Delinquent
Mortgages

72209

Little Rock-North Little Rock-Conway, AR

15.0%

72204

Little Rock-North Little Rock-Conway, AR

12.7%

72370

Blytheville, AR

11.6%

72301

Memphis, TN-MS-AR

11.6%

72751

Fayetteville-Springdale-Rogers, AR-MO

11.4%

72734

Fayetteville-Springdale-Rogers, AR-MO

11.0%

72114

Little Rock-North Little Rock-Conway, AR

10.8%

72740

Carroll, AR

10.5%

71601

Pine Bluff, AR

10.2%

72117

Little Rock-North Little Rock-Conway, AR

10.1%

Note: Zip codes with less than 0.15% of total loans in
the state were not included in this analysis. For the
state of Arkansas, the cutoff is 402.
Source: Lender Processing Services

House Prices
In the first quarter of 2012, house prices in
Arkansas were 1.4 percent higher than in the
fourth quarter of 2011. This increase is higher
than the nationwide increase, which was 0.16
percent since last quarter.

Source: Federal Housing Finance Agency Seasonally
Adjusted Expanded HPI

Housing Market Conditions | March 2012

Illinois
Seriously Delinquent* Mortgages by Zip Code
In March 2012, 9.9 percent of loans in Illinois were seriously delinquent. The national rate stood at 7.3 percent.

Insufficient data
0%-2%
2%-4%
4%-6%
6%-8%
8%-10%
10%-12%
12% or more
* Seriously delinquent mortgages are defined as being 90+ days
delinquent or in foreclosure.
Source: Lender Processing Services

Change in Seriously Delinquent Mortgages by Zip Code
December 2011 to March 2012

The number of seriously delinquent loans increased
2 percent in Illinois between December 2011 and
March 2012. Loans that are delinquent 90 days or
more decreased 5.4 percent; foreclosures increased
6.3 percent.

Insufficient data
Down -2% or more
-2%-0%
0%-2%
2%-4%
4%-6%
6%-8%
up 8% or more
Source: Lender Processing Services

Housing Market Conditions | March 2012

Illinois
Top 10 Zip Codes with Mortgages Under Stress

Zip Code

CBSA or County

Seriously
Delinquent
Mortgages

60636

Chicago-Joliet-Naperville, IL-IN-WI

28.8%

60153

Chicago-Joliet-Naperville, IL-IN-WI

26.9%

60827

Chicago-Joliet-Naperville, IL-IN-WI

25.9%

60409

Chicago-Joliet-Naperville, IL-IN-WI

25.8%

60426

Chicago-Joliet-Naperville, IL-IN-WI

25.8%

60419

Chicago-Joliet-Naperville, IL-IN-WI

25.1%

60804

Chicago-Joliet-Naperville, IL-IN-WI

24.8%

60644

Chicago-Joliet-Naperville, IL-IN-WI

24.6%

60466

Chicago-Joliet-Naperville, IL-IN-WI

24.6%

60104

Chicago-Joliet-Naperville, IL-IN-WI

23.4%

Note: Zip codes with less than 0.15% of total loans in
the state were not included in this analysis. For the
state of Illinois, the cutoff is 2,317.
Source: Lender Processing Services

House Prices
In the first quarter of 2012, house prices in Illinois were 1.1 percent lower than in the fourth
quarter of 2011. The nation performed better:
national house prices increased 0.16 percent
since last quarter.

Source: Federal Housing Finance Agency Seasonally
Adjusted Expanded HPI

Housing Market Conditions | March 2012

Indiana
Seriously Delinquent* Mortgages by Zip Code
In March 2012, 7.3 percent of loans in Indiana were seriously delinquent, matching the U.S. numbers.

Insufficient data
0%-2%
2%-4%
4%-6%
6%-8%
8%-10%
10%-12%
12% or more
* Seriously delinquent mortgages are defined as being 90+ days
delinquent or in foreclosure.
Source: Lender Processing Services

Change in Seriously Delinquent Mortgages by Zip Code
December 2011 to March 2012

The number of seriously delinquent loans decreased
1.5 percent in Indiana between December 2011 and
March 2012. Loans that are delinquent 90 days or
more decreased 6.4 percent; foreclosures increased
2.4 percent.

Insufficient data
Down -2% or more
-2%-0%
0%-2%
2%-4%
4%-6%
6%-8%
up 8% or more
Source: Lender Processing Services

Housing Market Conditions | March 2012

Indiana
Top 10 Zip Codes with Mortgages Under Stress

Zip Code

CBSA or County

Seriously
Delinquent
Mortgages

46404

Chicago-Joliet-Naperville, IL-IN-WI

20.1%

46408

Chicago-Joliet-Naperville, IL-IN-WI

18.7%

46235

Indianapolis-Carmel, IN

16.1%

46218

Indianapolis-Carmel, IN

14.9%

46323

Chicago-Joliet-Naperville, IL-IN-WI

14.5%

46403

Chicago-Joliet-Naperville, IL-IN-WI

14.4%

46016

Anderson, IN

14.1%

46312

Chicago-Joliet-Naperville, IL-IN-WI

14.0%

46410

Chicago-Joliet-Naperville, IL-IN-WI

14.0%

46201

Indianapolis-Carmel, IN

13.8%

Note: Zip codes with less than 0.15% of total loans in
the state were not included in this analysis. For the
state of Indiana, the cutoff is 1,100.
Source: Lender Processing Services

House Prices
In the first quarter of 2012, house prices in
Indiana were flat compared to the fourth
quarter of 2011. The nation performed better:
national house prices increased 0.16 percent
since last quarter.

Source: Federal Housing Finance Agency Seasonally
Adjusted Expanded HPI

Housing Market Conditions | March 2012

Kentucky
Seriously Delinquent* Mortgages by Zip Code
In March 2012, 5.9 percent of loans in Kentucky were seriously delinquent. The national rate stood at 7.3 percent.

Insufficient data
0%-2%
2%-4%
4%-6%
6%-8%
8%-10%
10%-12%
12% or more
* Seriously delinquent mortgages are defined as being 90+ days
delinquent or in foreclosure.
Source: Lender Processing Services

Change in Seriously Delinquent Mortgages by Zip Code
December 2011 to March 2012

The number of seriously delinquent loans increased
1.4 percent in Kentucky between December 2011 and
March 2012. Loans that are delinquent 90 days or
more decreased 4.8 percent; foreclosures increased
6.8 percent.

Insufficient data
Down -2% or more
-2%-0%
0%-2%
2%-4%
4%-6%
6%-8%
up 8% or more
Source: Lender Processing Services

Housing Market Conditions | March 2012

Kentucky
Top 10 Zip Codes with Mortgages Under Stress

Zip Code

CBSA or County

Seriously
Delinquent
Mortgages

40210

Louisville/Jefferson County, KY-IN

15.4%

40211

Louisville/Jefferson County, KY-IN

14.5%

40212

Louisville/Jefferson County, KY-IN

14.0%

41097

Cincinnati-Middletown, OH-KY-IN

12.3%

40203

Louisville/Jefferson County, KY-IN

11.9%

42262

Clarksville, TN-KY

11.4%

40215

Louisville/Jefferson County, KY-IN

11.0%

41014

Cincinnati-Middletown, OH-KY-IN

10.6%

40444

Garrard, KY

10.4%

41035

Cincinnati-Middletown, OH-KY-IN

10.3%

Note: Zip codes with less than 0.15% of total loans in
the state were not included in this analysis. For the
state of Kentucky the cutoff is 578.
Source: Lender Processing Services

House Prices
In the first quarter of 2012, house prices in
Kentucky were 1.7 percent higher than in the
fourth quarter of 2011. This increase is higher
than that of the nation: national house prices
increased 0.16 percent since last quarter.

Source: Federal Housing Finance Agency Seasonally
Adjusted Expanded HPI

Housing Market Conditions | March 2012

Missouri
Seriously Delinquent* Mortgages by Zip Code
In March 2012, 4.5 percent of loans in Missouri were seriously delinquent. The national rate stood at 7.3 percent.

Insufficient data
0%-2%
2%-4%
4%-6%
6%-8%
8%-10%
10%-12%
12% or more
* Seriously delinquent mortgages are defined as being 90+ days
delinquent or in foreclosure.
Source: Lender Processing Services

Change in Seriously Delinquent Mortgages by Zip Code
December 2011 to March 2012

The number of seriously delinquent loans increased
0.4 percent in Missouri between December 2011 and
March 2012. Loans that are delinquent 90 days or
more decreased 4.1 percent; foreclosures increased
8.2 percent.

Insufficient data
Down -2% or more
-2%-0%
0%-2%
2%-4%
4%-6%
6%-8%
up 8% or more
Source: Lender Processing Services

Housing Market Conditions | March 2012

Missouri
Top 10 Zip Codes with Mortgages Under Stress

Zip Code

CBSA or County

Seriously
Delinquent
Mortgages

63138

St. Louis, MO-IL

14.0%

63115

St. Louis, MO-IL

14.0%

63136

St. Louis, MO-IL

13.3%

64130

Kansas City, MO-KS

13.3%

63147

St. Louis, MO-IL

13.3%

63137

St. Louis, MO-IL

13.0%

64132

Kansas City, MO-KS

12.4%

64134

Kansas City, MO-KS

11.8%

63134

St. Louis, MO-IL

11.6%

63121

St. Louis, MO-IL

10.5%

Note: Zip codes with less than 0.15% of total loans in
the state were not included in this analysis. For the
state of Missouri, the cutoff is 1,086.
Source: Lender Processing Services

House Prices
In the first quarter of 2012, house prices in
Missouri were 0.5 percent higher than in
the fourth quarter of 2011. This increase
is slightly higher than that of the nation:
national house prices increased 0.16 percent
since last quarter.

Source: Federal Housing Finance Agency Seasonally
Adjusted Expanded HPI

Housing Market Conditions | March 2012

Tennessee
Seriously Delinquent* Mortgages by Zip Code
In March 2012, 6 percent of loans in Tennessee
were seriously delinquent. The national rate stood at
7.3 percent.

Insufficient data
0%-2%
2%-4%
4%-6%
6%-8%
8%-10%
10%-12%
12% or more
* Seriously delinquent mortgages are defined as being 90+ days
delinquent or in foreclosure.
Source: Lender Processing Services

Change in Seriously Delinquent Mortgages by Zip Code
December 2011 to March 2012

The number of seriously delinquent loans decreased
1.3 percent in Tennessee between December 2011 and
March 2012. Loans that are delinquent 90 days or
more decreased 0.5 percent; foreclosures decreased
at an even faster rate of 3 percent.

Insufficient data
Down -2% or more
-2%-0%
0%-2%
2%-4%
4%-6%
6%-8%
up 8% or more
Source: Lender Processing Services

Housing Market Conditions | March 2012

Tennessee
Top 10 Zip Codes with Mortgages Under Stress

Zip Code

CBSA or County

Seriously
Delinquent
Mortgages

38118

Memphis, TN-MS-AR

19.5%

38115

Memphis, TN-MS-AR

18.2%

38106

Memphis, TN-MS-AR

18.2%

38127

Memphis, TN-MS-AR

17.7%

38141

Memphis, TN-MS-AR

16.5%

38116

Memphis, TN-MS-AR

16.3%

38109

Memphis, TN-MS-AR

16.3%

38128

Memphis, TN-MS-AR

16.2%

38114

Memphis, TN-MS-AR

15.5%

38108

Memphis, TN-MS-AR

14.8%

Note: Zip codes with less than 0.15% of total loans in
the state were not included in this analysis. For the
state of Tennessee, the cutoff is 1,061.
Source: Lender Processing Services

House Prices
In the first quarter of 2012, house prices in
Tennessee were 1.4 percent lower than in the
fourth quarter of 2011. The nation performed
better: national house prices increased 0.16
percent since last quarter.

Source: Federal Housing Finance Agency Seasonally
Adjusted Expanded HPI

Housing Market Conditions | March 2012

United States
Seriously Delinquent* Mortgages by County
In March 2012, 7.3 percent of loans in the United States
were seriously delinquent.

Insufficient data
0%-2%
2%-4%
4%-6%
6%-8%
8%-10%
10%-12%
12% or more
* Seriously delinquent mortgages are defined as being 90+ days
delinquent or in foreclosure.
Source: Lender Processing Services

Change in Seriously Delinquent Mortgages by County
December 2011 to March 2012

The number of seriously delinquent loans increased
2 percent in the United States between December 2011
and March 2012. Loans that are delinquent 90 days or
more decreased 2.8 percent; foreclosures increased 7
percent.

Insufficient data
Down -2% or more
-2%-0%
0%-2%
2%-4%
4%-6%
6%-8%
up 8% or more
Source: Lender Processing Services

Housing Market Conditions | March 2012

United States
House Prices
In the first quarter of 2012, house prices in the
United States were 0.16 percent higher than in
the fourth quarter of 2011.

Source: Federal Housing Finance Agency Seasonally
Adjusted Expanded HPI