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FEDERAL

RESERVE

s t a t i s t i c a l

or

r e l e a s e
FOR I M M E D I A T E R E L E A S E
<
JULY 2 7 , J 9 7 6

'

A S S E T S A N D L I A B I L I T I E S OF A L L ' C O M M E R C I A L B A N K S IN T H E U N I T E D STATES
-TPARTLY E S T I M A T E D . IN M I L L I O N S OF D O L L A R S )

LOANS A N D T N V E T T M E N T S

ALL
MEMBER

576,814

90,742

30,055

206,116

249,901

545,150
90,240
145,540

411,239
65,084
100,491

71,418
9,273
10,051

22,105
3,956
3,994

154,212
20,803
31,101

163,504
31,052
55,345

98.285

26.590

4.235

38.088

29,372

27,676
9,018
20,878
40,713

6,748
830
5,519
13,493

1,689
176
268
2,102

11,167
2,936
5,805
18,180

8,072
5,076
9,286
6,938

2/

L O A N S AND D I S C O U N T S
2/
U . S . TREASURY SECURITIES
OTHER S E C U R I T I E S
RESERVES, CASH, AND
BANK BALANCES
R E S E R V E S WITH FR B A N K S
C A S H IN V A U L T
B A L A N C E S WITH B A N K S
CASH ITEMS

JULY 14, 1 9 7 6

RESER fE C I T Y B A N K S 1 /
OTHER
C I T Y OF
NEW YORK
CHICAGO

ALL
COML.

27,680
11,970
36,290
42,110

B A N K S JLZ

50,650

44,200

17,066

2,130

17,811

7,193

T O T A L A S S E T S / L I A B I L I T I E S 4/ 949.630

719,299

134,398

36,420

262,015

286,466

GROSS DEMAND DEPOSITS
GROSS TIME DEPOSITS

299,950
473.830

231,861
343.569

50,680
45.361

9,293
15.053

82,224
121,542

89,664
161,613

TOTAL DEPOSITS

773.780

575,430

96,041

24,346

203,766

251,277

45,020
3,200
262,780
462,780

40,406
2,435
197,949
334,640

20,501
211
33,881
41,448

2,705
50
7,536
14,055

12,603
1,003
71,678
118,482

4,597
1,171
84,854
160,655

BORROWINGS

68,950

62,802

17,173

8,273

29,574

7,782

OTHER LIABILITIES

34,700

26,004

1*311

9,593

5,791

72,200

55,063

2,490

19,082

21,616

OTHER A S S E T S

3/

D E P O S I T S OF B A N K S
U . S . G O V T . DEPOSITS
OTHER DEMAND DEPOSITS
OTHER TIME DEPOSITS

3/

TOTAL C A P I T A L A C C O U N T S 4/

1/

9,309,
11,875

AS OP NOV. 9, 1972, THE DEFINITIONS OF RESERVE CITY AND COUNTRY BANKS WERE CHANGED (SEE
FEDERAL RESERVE BULLETIN, NOV. 1972, P.994). THE CLASSIFICATIONS EMPLOYED HERE ARE THE
SAME AS THOSE PRIOR TO THE CHANGE IN DEFINITION, SO THESE SERIES ARE CONTINUOUS OVER TIME.
2/ INCLUDES "RESERVES FOR LOAN LOSSES" AND "UNEARNED INCOME ON LOANS".
7/ EFFECTIVE MARCH 31, 1976 "RESERVES FOR LOAN LOSSES" AND "UNEARNED INCOME ON LOANS", WHICH
FOR ALL COMMERCIAL BANKS ARE ESTIMATED TO BE APPROXIMATELY $14.5 BILLION, HAVE BEEN NETTED
AGAINST "OTHER ASSETS" AND "OTHER LIABILITIES" AND, THEREFORE, AGAINST "TOTAL ASSETS/LIABILITIES".
4/ EFFECTIVE MARCH 31, 1976 INCLUDES "RESERVES FOR SECURITIES" AND A PORTION OF "RESERVES FOR
LOAN LOSSES".
NOTE: COMPARABILITY OF FIGURES AFFECTED BY CHANGES IN MEMBERSHIP, MERGERS, ETC.




CHANGES

IN A S S E T S A N D L I A B I L I T I E S OF A L L

JULY
CPARTLY

7,

COMMERCIAL BANKS

1976 T O

JULY

IN T H E

UNITED

STATES

14, 1 9 7 6

E S T I M A T E D . IN M I L L I O N S O F D O L L A R S )

ALL

ALL

K £ S £ K V e CI TY B A N K ^ T T
TSThET
CHICAGO

NEW VflftK 1CITV 6P

COML.
BANKS

MEMBER
BANKS

- 1,480
+
650
+
830

-1,585
• 553
+761

-207
+260
• 163

-8,006

CITY

ASSETS
L O A N S A N D I N V E S T M E N T S 2/
L O A N S A N D D I S C O U N T S 2/
U.S. TREASURY SECURITIES
OTHER SECURITIES
RESERVES, CASH,
BANK BALANCES

AND

R E S E R V E S W I T H FR B A N K S
C A S H IN V A U L T
B A L A N C E S WITH B A N K S
CASH ITEMS
OTHER

ASSETS

TOTAL

50
• 1,110
5,750
5,670

3/

A S S E T S / L I A B I L I T I E S 3/

-493
•266
•94

-1,010
-91
•421

-1,544

+134

-3,251

•49
•803
-3,540
-5,318

-1,132
•36
-819
•371

•267
• 11
• 11
-155

•1,096
•236
-779
-3,804

-2,057

—529

+ 16

10,334

—1,207
-5,138

L I A B I L I T I E S £ fAPTTAI
GROSS DEMAND DEPOSITS
GROSS TIME DEPOSITS

-12,210
+
910

-9,520
•644

TOTAL DEPOSITS

-11,300

- 8,876

-516

- 5,210
- 1,690
- 5,040
640

-4,735

1,160

DEPOSITS OF BANKS
U.Si G O V T . DEPOSITS
OTHER DEMAND DEPOSITS
OTHER TIME DEPOSITS
BORROWINGS
OTHER LIABILITIES

510
3/

TOTAL CAPITAL ACCOUNTS

4/




•1,114
•598

-752
-252

-4,014
-33

2,305
-226
1,292
-224

4,047

-3,385
•366

-57
•239
•462

-587
-12
-202
-203

-1,122

-280

-807

+1,011

-187

-1,197

-552

•14

-905

•19

• 18

FOR N U M B E R E D

-4
FOOTNOTES

•1
SEE

PAGE

1.