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FEDERAL

RESERVE

statistical

release
FOR

lMH~OIAT~ RELEASe
JANUARY 24, 1978

ASSETS AND LIABILITIES OF ALL CLMRERL.IAL BANKS IN THE UNITED STATES
H.8

!PARTLY ESTIMATED. IN MILLIONS OF DOLLARS)
ALL
COML.
BANKS

I:.LL
i'IEHB~R

BANKS

JANUARY 11, 1978

RF" ER v E CITY ANKS l /
OTHER
NEW YORK CITY OF
CHICAGO

COUNTRY
BANKS l_

ASSHS
934 450

671.659

102,181

33,261

244,844

291,373

678,020
98,250
158,180

492,647
68 '97 I
110,041

79,556
11,331
11 '294

24,891
3,391
4,979

16&,659
20,977
35,208

199,541
33,272
58,560

110. 1')0

I03o074

26.097

3,956

39,632

33,389

22,610
14,680
45,810
47,250

22,606
10,871
24,364

713

45.~33

3, 519
1,085
7,154
14,339

242
528
2,473

9,322
3,677
6,338
20,295

9,052
5,867
10,344
8,126

64 790

56.052

22,874

3,221

22,586

7,371

TOTAL ASSETS/LIABILITIESl/ l 129 590

830.785

151.152

40.438

307.062

332,133

LOANS AND INVESTMENTS ?:._/
LOANS AND DISCOUNTS ?:._/
TREASURY SECURITIES
OTHER SECURITIES

u.s.

RESERVES, CASH, AND
BANK BALANCES
RESERVES WITH FR BANKS
CASH IN VAULT
BALANCES WITH BANKS
CASH ITEMS
OTHER ASSETS

1/

L.I6fHL.IIIES f.

CA~I

IAL.

GROSS DEMAND DEPOSITS
GROSS TIME DEPOSITS

343,240
552 610

258,211
389.570

53,746
46.798

9 '816
16,301

9£,638
139,287

102,011
187,184

TOTAL DEPOSITS

895 850

647.781

100.544

26 t 117

231,925

2b9,195

48,93(
4,25(
300, 04C
542, 63(

43,578
3' 155
219,146
381,902

20,863
328
35,010
44' 343

2,872
114
7,469
15,642

14 t 511

I,188
&0,261
135,965

5,332
1.525
96,386
185,952

103, 64C

90,£98

~5,883

9,755

42,371

12,269

OTHER LIABILITIES 1/

48, 30(

31,!83

11.348

1,741

11,210

6,884

TOTAL CAPITAL ACCOUNTS ~I

81,80(

61,52 3

13,377

2,825

2.1,556

23,765

DEPOSITS OF BANKS
U.S .. GOVT. DEPOSITS
OTHER DEMAND DEPOSITS
OTHER TIME DEPOSITS
BORRLwiNGS

l/

AS OF NOV. 9, 1972, THE DEFINITIONS OF RESERVE CITY AND COUNTRY BANKS WERE
CHANGED (SEE FEDERAL RESERVE BULLETIN, NOV. 1972, P. 994).
THE CLASSIFICATIONS
EMPLOYED HERE ARE THE SAME AS THOSE PRIOR TO THE CHANGE IN DEFINITION, SO THESE
SERIES ARE CONTimJOUS OVER TIME.
?:._/ INCLUDES "RESER'\TES FOR LOAN LOSSES" A.l'ID "UNEARNED INCONE ON LOAl'<S".
l/ EFFECTIVE ~lARCH 31, 1976 "RESERVE FOR LOfu.'< LOSSES" AND "UNEARNED INCOME ON
LOANS", WHICH FOR ALL COMMERCIAL BANKS ARE ESTH1ATED TO BE APPROXIX.<\TELY $14.5
BILLION, HAVE BEEN NETTED AGAINST "OTHER ASSETS" AND "OTHER LIABILITIES" AND
THEREFORE, AGAINST "TOTAL ASSETS/LIABILITIES".
,
EFFECTI\iE ::-lARCH 31, 1976 INCLUDES "RESERVES FOR SECURITIES" AND A PORTION OF
"RESERVES FOR LOAN LOSSES".
NOTE:
COHPARABILITY OF FIGURES AFFECTED BY CHANGES IN ~!E:!BERSHIP, l-!ERGERS, ETC.

9




- 2-

CHANGES IN

ASSET~

AND LIABILITIES OF All COMMERCIAL BANKS IN THe uNITED STAleS
JANUARY

H.8

4 9 1978 TO

JANUARY 11 9

19 7 &

(PARTLY ESTIMATED. IN MILLIONS OF DOLLARS)
ALL
COML.
BANKS

ITEM

A._.., ...

·s

LOANS AND INVESTMENTS

~I

LOANS AND DISCOUNTS 2/
TREASURY S E:CUR IT-I ES
OTHER SECURITIES
u.~.

RESERVES, CASH, AND
BANK BALANCES
RESERVES WITH FR BANKS
CASH- IN VAULT
bALANCES WITH- BANKS
CASH ITEMS

TOTAL ASSETS/LIABILITIES ll

RESERVE CITY hANK" 1 /
NEW YORK CITY OF OTHER
CITY
CHICAGO.

COUNTRY
BANKS _!/

+

750

-416

-1,644

-753

+699

+ 1.282

+

530
530
750

-319
-747
+650

-1,943
-86
+385

-845
+ 176
-84

+1,551
-1,081
+229

+918
+244
+120

-25 6'10

-21,210

-3' 23'5

-1,078

-10·853

-6.044

- 4,670
llO
- 7, 720
-13,370

-4,672
+64
-4,020
-12,582

-956
-45
-650
-1,584

-573
+0
+63
-568

600

-207

+260

+239

-372

-25,500

-21.b33

-4.619

-1.592

-10.526

-27,820

-

+

+

-

OTHER ASSETS '}_/

ALL
MEMBER
BANKS

-2,670
+32
-948'
-7,267

-473
+77
-2,485
-3,163
-334
-">

,()Qh

LIABILITIES f. CAP! TAL
GROSS DEMAND DEPOSITS
GROSS TIME DEPOSITS

+ l 250

-23,005
+420

-5,526
+275

-2,004
-306

-9,480
-494

-5,995
+94'5

TOTAL DEPOSITS

-26 570

-22 ,585

-5,251

-2,310

-9,974

-5.050

- 9,230
470
-18,400
+ 1,530

-8,465
-2.37
-14,583
+700

-2,542
+94
-3.028
+225

-2,023
+44
-150
-181

-2,865
-59
-6,761
-289

-1,035
-316
-4,644
+945

+

330

+693

... 846

... 839

-661

-331

+

700

+38

-256

-66

+92

+268

+

40

+21

+42

-55

+17

+17

DEPOSITS OF BANKS
u.s. GOVT. DEPOSITS
OTHER DEMAND DEPOSITS
OTHER .TIME DEPOSITS

-

BORRC.WINGS
OTHER LIABILITIES

ll

TOTAL CAPITAL ACCOUNTS

9

FOR NUMBERED FOOTNOTES SEE PAGE l.