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FEDERAL

RESERVE

statistical

release
FOR IMMEDIATE RELEASE
DECE~BER 19, 1978

ASSETS AND LIABILITIES OF
H.8

AL~,.C,9~(\fRCIAL tlAr,ks

IN THE UNITED STATES

DECEMBER

{PARTLY ESTIMATED. IN MILLIONS OF DOLLARS)

6, 1978

COUNTRY
!HNKS ll

RESERVE CITY BANKS l /
OTHER
NEW YORK CITY OF
CHICAGO

All
COML.
BANKS

ALL
MEMBER
flANKS

1 024 390

729' 564

105,988

36,358

273,502

313,716

762,630
92,220
169,540

550,060

35,651
8,633
ll' 704

29 rl 95
2,4 72
4,691

214,930
,n,o16
37,556

220,284
31,124
62,308

ASS.ETS
LOANS AND INVESTMENTS '!)
LOANS AND 01 SCOUNTS ?:_/
s. TREASURY SECURITIES
OTHER SECURITIES

!J.

63,245
116,259

'

RESERVES, CASH, AND
BANK 13ALANCE S

146 100

118' 975

33,058

5, 112

46,036

34,769

28,910
14,460
47,840
54,890

2~,913

10,703
26,712
52,64 7

6,140
1,164
9,61)0
16,154

1,186
209
693
3,024

12,029
3, 753
6,106
24,148

9,558
5,577
10,313
9,321

76,590

63,503

27,104

3,096

24,970

8,333

TOTAL ASSETS/LlABILITIESl/ 1 247.080

912,042

166,150

44,566

344,508

356,818

RESERVES WITH FR BANKS
CASH IN VAULT
!3AUNCES WITH BANKS
CASH ITEMS
OTHER ASSHS ll

_Ll.A.fUJ..lllE S

&. CAPIIll

GROSS DEMAND DEPOSITS
GROSS TIME DEPOSITS

362,910
611 190

271.039
427' 799

57,378
5?' 859

10,611
19,5 B

91' 8 39
156,441

105,211;
199,986

TOTAL DEPOSITS

974,100

698,838

110,237

29,124

254,280

305,197

58,150
3,050
314,540
598,360

52,290
2' 238
227,012
417,298

26' 008

~.917

157
35.,226
48,846

7l

7,706
1 7' 410

16,742
984
84,197
152,157

5,623
1,026
99,6R3
199,865

116,090

100,892

2'5,496

'?,566

49,259

16,571

flTHE R L I Al3 I lIT IE S ll

68,950

46,468

16,370

2,792

17,800

9' 5 Q6

TOTAL CAPITAL ACCOUNTS ~I

87,940

65, 841+

14,047

3, 084

23,lfd

25,544

3,461

3,411

420

DEPOSITS OF BANKS
GOVT. DEPOSITS
OTHER DEMAND DEPOSITS
OTHER TIME DEPOSITS

u.s.

BORROWINGS

MEMORANDUM:
TREASURY TAX AND LOAN NOTES
INCLUDED IN BORR&INGS ABOVE.

I

126

I

~

I ..

FOR NUMBERED FOOTNOTES SEE PAGE 2.
NOTE: COMPARABILITY OF FIGURES AFFECTED BY CHANGES IN MEMBERSHIP, MERGERS, ETC.




1,400

!.

1,465

-

2-

CHANGES IN ASSETS AND ll4BILITIES OF 4LL
NOVEM3ER 29, 1978 TO
H.B

IPARTLY

ESTI~ATEO.

DECEMBER

BANKS IN THE UNITED STATES
6, 1978

IN MILLIONS OF DOLLARS)
RESERVE CITY BANKS .l..l
NEW YORK CITY OF OTHER
CHICAGO
CITY

COUNTRY
BANKS ....l/

BANKS

ALL
MEMBER
fHNKS

+ 8,390

+5,279

-652

-439

+3,384

+2,986

+ 8,670
340
60
+

-

+5,487
-291
+83

-800
+37
+111

-340
-225
+126

+3,461
-24
-53

+3,166
-79
-101

- 3,170

-2,304

+847

-872

-1,960.

+
+

3.640
2,230
1,340
1,360

-3,641
- 1' 574
+ 1 '23 6

+332
-51
+1,053
-487

-571
-30
-246
-25

-2,786
-492
+194
+1,124

-616
-1,001
+6 74
+624

+ 1' 340

+570

-437

+108

+475

+4?4

- 6,560

+3' 545

-242

-1,203

+1,899

All
CO~L.

ITEM

CO~ME~CIAL

ASSfTS
LOANS AND INVESTMENTS '!:._/
LOANS AND DISCOUNTS '!:._/
u.s. TPEA SUR Y SECURITIES
OTHER SECUR HIES
RESERVES, CASH, AND
13ANI< BALANCES
RESE~VES WITH FR BANKS
CASI-i IN VAULT
BALA~CES WITH BANKS
CASH ITE"1S

3/

OTHER ASSETS

TOTAL ASSETS/LIABILITIES

l!

+l ,6 75

GROSS DEMAND DEPOSITS
GROSS Tl ME DEPOSITS

+12,970
+ 1,750

+8,762
+1,438

+1,365
+321

+166
-148

+2r421
+929

+4,810
+336

TOTAL OEPOS ITS

+14, 720

+10,200

+1,686

+18

+3,350

+5,146

+ 3,470
150
+
+ 9,520
+ 1, 580

+3,127
+ 12 '5
+5,677
+1,271

+1,203
+20
+181
+282

+576
+6
-397
-167

+906
+69
+1,555
+820

+442
+30
+4,338
+336

- 9,160

-1 '228

-2,019

-1,037

-2,022

-2,150

+

810

+418

+31

-239

+567

+59

+

190

+155

+60

+'5'5

+4

+36

DEPOSITS OF BANKS
u.s. GOVT. DEPOSITS
'JTHER. OE~AND DEPOSITS
OTHER. TIME OEPOSITS
~ORROWINGS

OTHER LIABILITIES

ll

TOTfll CAPITAL ACCJUNTS ~/
/

2/

2/
9

!

+3,091.!
-:.....t

l

LIABILITIES £ CAPITAL

l/

-319

AS OF NOV. 9, 1972, THE DEFINITIONS OF RESERVE CITY AND COUNTRY BANKS WERE
CHANGED (SEE FEDERAL RESERVE BULLETIN, NOV. 1972, P. 994). THE CLASSIFICATIONS
EMPLOYED HERE ARE THE SAME AS THOSE PRIOR TO THE CHANGE IN DEFINITION, SO THESE
SERIES ARE CONTINUOUS OVER TIME.
INCLUDES "RESERVES FOR LOAN LOSSES" AND "UNEARNED INCOME ON LOANS".
EFFECTIVE MARCH 31, 1976 "RESERVE FOR LOAN LOSSES" AND "lTh'EARNED INCOME ON
LOANS", WHICH FOR ALL COMHERCIAL BANKS ARE ESTIMATED TO BE APPROXIMATELY $14.5
BILLION, HAVE BEEN NETTED AGAINST "OTHER ASSETS" AND "OTHER LIABILITIES" AND,
THEREFORE, AGAINST "TOTAL ASSETS/LIABILITIES".
EFFECTIVE MARCH 31, 1976 INCLUDES "RESERVES FOR SEC1JRITIES" AND A PORTION OF
"RESERVES FOR LOAN LOSSES".