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FEDERAL

RESERVE

statistical

release
FOR IMMEDIATE RELEASE
DECEMBER 10, 1974

ASSETS AND LIABILITIES OF All COMMERCIAL BANKS IN THE UNITED STATES
H.8

NOVEMBER 27, 1974

CPARTLY ESTIMATED. IN MILLIONS OF DOLLARS)

lOANS AND INVESTMENTS
LOANS AND DISCOUNTS
U.S. TREASURY SECURITIES
OTHER SECURITIES
RESERVES, CASH, AND
BANK BALANCES
RESERVES WITH FR BANKS
CASH IN VAULT
BALANCES WITH BANKS
CASH ITEMS
OTHER ASSETS
TOTAL ASSETS/LIABILITIES

All
COML.
BANKS

All
MEMBER
BANKS

726,440

556,195

95,348

30,910

204,083

537,390
52,230
136,820

421,533
36,393
98,269

80,178
4,724
10,446

25,462
1,794
3,654

160,178
10,863
33,042

155' 715
19,012
51,127

11'i.li70

98,598

27,301

4,590

37,510

29,197

31,850
10,000
42,690

31,845
7,468
17,946
41,339

6,597
529
5,150
15,025

1,905
165
361
2,159

13,349
2,413
4,546
17,202

9,994
4,361
7,889
6,953

48 200

39,910

11,308

1,753

15,476

11,373

890 310

694,703

133,957

37,253

257,069

266,424

286,650
1419 '~80

224,970
317,546

50,355
48,215

9,413
16,087

78,682
114,745

86,520
138,499

706 130

542,516

98,570

25,500

193,427

225,019

2,516

12,189
1,244
67,895
ll2,099

3,757
1,554
81,683
138,025

32,825

9,384

2,365

14,258

12,839

2,064

16,559

19,182

31~~30

RESER 'E (;ITY
NEW YORK t::ITY OF
CHICAGO

'AN~~ _l/

OTHER

~UUN IKY

BANKS

_l/

LIABILITIES & CAPITAL
~ROSS DEMAND DEPOSITS
GROSS TIME DEPOSITS

TOTAL DEPOSITS
DEPOSITS OF BANKS
u.s. GOVT. DEPOSITS
OTHER DEMAND DEPOSITS
OTHER TIME DEPOSITS

'

45,250
4,340
247,910
408,630

41,644
3,289
189,686
307,897

23,182
321
32,414
42,653

BORROWINGS

70,100

65,411

15,878

OTHER LIABILITIES

52,620

39,820

10,358

TOTAL CAPITAL ACCOUNTS

61,460

46,956
NOTE:

SEASONALLY APJUSTED PAT6
LOANS AND INVESTMENTS~
LOANS AND DISCOUNTS 2/
COMMERCIAL & INDUSTRIAL
U.S. TREASURY SECURITIES
OTHER SECURITIES
PLUS LOANS SOLD OUTRIGHT
TO AFFILIATES
LOANS AND DISCOUNTS_zj
COMMERCIAL & INDUSTRIAL




688,300
500,700
183,000
49,300
138,300
505,600
185,700

110

7,694
15,120

TOTAL ASSETS OF ALL COMMERCIAL BANKS WERE
REDUCED BY $2.0 BILLION (REVISED) ON
OCTOBER 31, 1974, IN CONNECTION WITH THE
LIQUIDATION OF ONE LARGE BANK. TOTAL
LOANS AND INVESTMENTS WERE REDUCED BY
$1.5 BILLION; TOTAL LOANS BY $1.0 BILLION;
AND "OTHER SECURITIES" BY $0.5 BILLION.
BUSINESS LOANS WERE REDUCED BY $0.6
BILLION. IN LATE NOVEMBER, BUSINESS
LOANS WERE INCREASED BY $0.1 BILLION AS A
RESULT OF LOAN RECLASSIFICATIONS AT ANOTHER LARGE BANK.
FOR NUMBERED FOOTNOTES SEE PAGE 2.

- 2-

CHANGES IN ASSETS AND LIABILITIES OF .Ul COMMERCIAL BANKS IN THE UNITED STATES
NOVEMBER 20, 1974 TO

NOVEMBER 27, 1974

fPARTLY ESTIMATED. IN MilliONS OF DOLLARS)

H.8

All
COML.
BANKS

ITEM

All
MEMBER
BANKS

RESERVE CITY BANKS .1L
NEW YORK CITY OF OTHER
CITY
CHICA~

COUNTRY
BANKS _J./

AS'SI-1~

LOANS AND INVESTMENTS

- 1,390

-951

-415

+131

-65

-602

+

910
690
210

-3B9
-735
+173

-136
-216
-63

+378
-322
+75

+82
-255
+108

--713
+58
+53

+

6 830

+6,389

+3__~_367

+574

+1,351

+1.091

+

520
490
770
6,030

+519
-3B1
+382
+5,869

-148
-62
-521
+4,098

+569
-9
-26
+40

+108
-133
+46!!
+911

-10
-177
+464
+B14

+ 1,570

+1,433

+796

-54

+497

+194

+

7,010

+6,871

+3,748

+651

+1,789

+6B3

GROSS DEMAND DEPOSITS
GROSS TIME DEPOSITS

+
+

7,180
680

+7,117
+657

+4,749
+595

+399
-231

+1,5U
+268

+451
+25

TOTAL DEPOSITS

+

7_J860

+7,774

+5,344

+168

+1,786

+476

+

2,950
510

+
+

4,~30

+2,984
-440.
+4,755
+475"

+3,172
-129
+1,914
+387

-126
-34
+535
-207

-21
-164
+1,701
+270

-41
-113
+605
+25

-1,096

-1,387

+152

+28

+111

LOANS AND DISCOUNTS
U.S. TREASURY SECURITIES
OTHER SECURITIES
RESERVES, CASH, AND
BANK BALANCES
RESERVES WITH FR BANKS
CASH IN VAUlT
BALANCES WITH BANKS
CASH ITEMS
OTHER ASSETS
TOTAL ASSETS/LIABILITIES

-

+
+

LIABILITIES £ CApiTAL

DEPOSITS OF BANKS
U.S. GOVT& DEPOSITS
OTHER DEMAND DEPOSITS
OTHER TIME DEPOSITS

-

490

BORROWINGS

- 1,040

OTHER liA!IliTIES

+

890

+633

-201

+353

+36

+445

TOTAL CAPITAL ACCOUNTS

-

700

-440

-8

-22

-61

-349




1/

AS OF NOVEMBER 9, 1971, THE DEFINITIONS OF RESERVE CITY
AND COUNTRY BANKS WERE CHANGED (SEE FEDERAL BULLETIN,
NOVEMBER 1972, P. 994.)
THE CLASSIFICATIONS EMPLOYED HERE ARE THE SAME AS THOSE
PRIOR TO THE CHANGE IN DEFINITION, SO THESE SERIES ARE
CONTINUOUS OVER TIME.

'£./

EXCLUDES D<JofESTIC CCI1MERCIAL INTERBANK LOANS ESTIMATED
AT $34,200 MILLION.

NOTE:

C<MPARABILITY OF FIGURES AFFECTED BY CHANGES IN
MEMBERSHIP, MERGERS, ETC.

- 3-

CHANGES IN ASSETS AND LIABILITIES OF ALL COMMERCIAL BANKS IN THE UNITED STATES
NOVEMBER 28, 1973 TO

NOVEMBER 27, 1974

(PARTLY ESTIMATED. IN MILLIONS OF DOLLARS)

H.8

ALL
COML.
BANKS

ITEM
A~~l-1~

LOANS AND INVESTMENTS

ALL
MEMBER
BANKS

RESERVE CITY BANKS lJ
NEW YORK CITY Of OTHER
CHICAG(
CITY

COUNTRY
BANKS _l/

r

+ 67,160

+49,019

+10,819

+4,632

+18,98c;

+14,579

+ 62,380
- 5,540
+ 10,320

+47,385
-4,359
+5,993

+ll,l30
-311
+0

+4,345
+290
-3

+19,06E
-2,103
+2 ,02E

+12,844
-2,235
+3,970

+ 11 530

+8,946

+2,384

+796

+3,15(

+2,616

+ 2,300
490
+ 2,350
+ 7,370

+2,297
-403
+10
+7,042

+900
-106
-1,354
+2,944

+482
+13
+61
+240

+441
-7(
+41C
+2,36~

+468
-240
+893
+1,495

+ 14 440

+12,480

+4,714

+384

+5,10;.:

+2,280

+ 93 130

+70,445

+17,917

+5,812

+27,241

+19,475

GROSS DEMAND DEPOSITS
GROSS TIME DEPOSITS

+ 13,630
+ 53 760

+10,158
+40,953

+3,342
+10,404

+851
+3,072

+3,803
+15,19(l

+2,162
+12,287

TOTAL DEPOSITS

+ 67.390

+51,111

+13,746

+3,923

+18 ,993

+14,449

+

+6,824
-577
+6,755
+38,109

+4,231
-85
+638
+8,962

+552
+55
+752
+2,564

+1,84(
-28E
+3,17f
+14,26

+201
-261
+2,187
+12,322

LOANS AND DISCOUNTS
U.S. TREASURY SECURITIES
OTHER SECURITIES
RESERVES, CASH, AND
BANK BALANCES
RESERVES WITH FR BANKS
CASH IN VAULT
BALANCES WITH BANKS
CASH ITEMS
OTHER ASSETS
TOTAL ASSETS/LIABILITIES

-

LIA8ILlilES & tAeliAL

DEPOSITS OF BANKS
U.S. GOVT. DEPOSITS
OTHER DEMAND DEPOSITS
OTHER TIME DEPOSITS

-

8,110

680
+ 9,370
+ 50,590

BORROWINGS

+

7,230

+6,546

+996

+1,010

+3 '73~

+807

OTHER liABiliTIES

+ 13,780

+9,591

+2,515

+788

+3,38f

+2,900

TOTAL CAPITAL ACCOUNTS

+ 4, 730

+3,197

+660

+91

+1,12

+1,319

SEASDHALL~

ADJUSIEQ DAIA

LOANS AND INVESTMENTS ..2./
LOANS AND DISCOUNTS .2/
COMMERCIAL & INDUSTRIAL
u.s. TREASURY SECURITIES
OTHER SECURITIES
PLUS LOANS SOLO OUTRIGHT
TO AFFILIATES
LOANS AND DISCOUNTS ..2./
COMMERCIAL & INDUSTRIAL




+ 59,900
+ 55,200
+ 28,000
5,700
+ 10,400

-

+ 55,800
+ 28,000

FOR NUMBERED FOOTNOTES SEE PAGE 2 •

- 4 CONSOLIDATED CONDITION STATEMENT FOR BANKS AND THE MONETARY SYSTEM*
All Commercial, Savings, and Federal Reserve Banks,
and Treasury Currency Funds
(Partly

H.8

est~ated.

In billions of dollars)
--

Nov. 27,
1974

Item

Change to Nov, 27•
Oct. 30, Nov. 28, 1974 from -1974
1973
Oct. 30, Nov. 28,
1974
1973

ASSETS
21.0
11.6
.4
9.1

!.I
20.6
11.6
.4
8.7

852.8

845.6

782.6

+ 7.3

+70.3

553.8
139.2

550.2
13!).3

492.8
141.2

+ 3.5
+. 3.9

+61.0
- 2.0

54.8
81.6
2.8

53.2
79.2
2.8

60.7
77.6
2.9

+ 1.5
+ 2.4

--

- 6.0
+ 4.0
•1

159.8

160.1

148.6

-

.2

+11.3

873.9

866.6

803.2

+ 7.3

+11-.:..B_._

778.8

774.3

716.4

+ 4.6

+62.4

67.5
205.2
506.0

64.8
203.8
505.6

59.8
203.2
453.4

+ 2.8
+ 1.4
+ .4

+ 7.7
+ 2.0
+52.7

5.7

4.7

7.0

+ 1.0

- 1.4

4.3
1.3

3.6
1.1

5.0
2.0

+
+

.8
.2

-

6.6

5.9

4.2

+

.7

+ 2.4

.3
81.5

.3
75.2

--

-~

and miscellaneous account, net

.3
82.6

+ 1.0

+ 7.4

Total liabilities and capital, net

873 ,9

866 6

803 2

+ 7.3

+70 8

Monetary reserve
Gold stock
Special Drawing Rights certificates
Treasury currency

21.1
11.6 .
.4
9.1

Bank credit
Loans, net
Treasury securities

u. s .

Commercial and savings banks
Federal Reserve Banks
Other
Other securities
Total assets, net

-

+
+

.1

+

--.1

+

--

.5

----.5

-

-

LIABILITmS AND CAPITAL
Total deposits adjusted and
currency outside banks
Currency outside banks
Demand deposits adjusted
Ttme deposits adjusted

!/

U. S. Government deposits
At commercial and savings banks
At Federal Reserve Banks
Foreign bank deposits, net
Treasury cash
~apital

Seasonal!~

I

-

.7

.7

adjusted
Currency outside banks
68.5
64.5
58.8
+ 4.0
+ 9.7
Demand deposits adjusted
lQQ q
+ ')_ q
202 8
201 8
+ 1 .0
* Figures may not add to totals because of rounding. Treasury funds included are
gold account, Treasury currency account, and Exchange Stabilization Fund.
!/ Demand deposits adjusted, including demand depo~its of foreign banks and of
mutual savings banks, were $212.1 billion on November 27, 1974.
!.1 Revised.