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FEDERAL
si

RESERVE

i s U c d l

r e l e a s e

FOR IMMEDIATE RELEASE
AUGUST 3 1 , 1 9 7 6
ASSETS AND L I A B I L I T I E S OF ALL COMMERCIAL B f r N K ^ N THE UNITED STATES
(PARTLY ESTIMATED. IN MILLIONS OF DOLLARS)
^ — -

ALL
COML.
BANKS

ASSETS
LOANS AND INVESTMENTS

2/

LOANS AND DISCOUNTS 2 /
U . S . TREASURY S E C U R I T I E S
OTHER S E C U R I T I E S
RESERVES, CASH, AND
BANK BALANCES
RESERVES WITH FR BANKS
CASH IN VAULT
BALANCES WITH BANKS
CASH ITEMS
OTHER ASSETS 3 /

ALL
MEMBER
BANKS

AUGUST 1 8 ,

1976

RESEF VE C I T Y
ANKS 1 /
NEW YORK C I T Y OF
OTHER
CHICAGO

COUNTRY
BANKS 1/

785.230

580,391

92,018

30,478

207,103

250,792

547,440
91,990
145,800

412,929
66 , 8 6 5
100,597

71,811
10,359
9,848

22,412
3,990
4,076

154,463
21,504
31,136

164,243
31,012
55,537

113.360

93,619

24,640

2,928

36,718

29,333

27,740
11,770
36,000
37,850

27,736
8,864
20,497
36,522

7,298
805
5,051
11,486

510
162
218
2,038

11,375
2,897
6,032
16,414

8,553
5,000
9,196
6,584

49,510

43,385

16,694

2,075

17,786

6,830

948.100

717,395

133,352

35,481

261,607

286,955

GROSS DEMAND D E P O S I T S
GROSS TIME D E P O S I T S

290,670
474.120

223,976
342,266

47,546
43,957

9,358
14,466

79,139
120,247

87,933
163,596

TOTAL DEPOSITS

764,790

566,242

91,503

23,824

199,386

251,529

42,640
5,410
253,040
463,700

38,148
4,188
189,942
333,964

18,493
578
32,167
40,265

2,819
227
7,283
13,495

12,428
1,534
67,858
117,566

4,408
1,849
82,634
162,638

TOTAL A S S E T S / L I A B I L I T I E S 3y

D E P O S I T S OF BANKS
U . S . GOVT. D E P O S I T S
OTHER DEMAND D E P O S I T S
OTHER TIME D E P O S I T S
BORROWINGS
OTHER L I A B I L I T I E S

3/

TOTAL CAPITAL ACCOUNTS 4 /

1/

74,470

66,224

18,930

7,941

33,419

7,934

36,320

27,610

10,960

1,216

9,629

5,805

72,520

55,319

11,959

2,500

19,173

21,687

AS OF NOV. 9 , 1972, THE DEFINITIONS OF RESERVE CITY AND COUNTRY BANKS WERE
CHANGED (SEE FEDERAL RESERVE BULLETIN, NOV. 1972, P . 9 9 4 ) . THE CLASSIFICATIONS
EMPLOYED HERE ARE THE SAME AS THOSE PRIOR TO THE CHANGE IN DEFINITION, SO THESE
SERIES ARE CONTINUOUS OVER TIME.
2 / INCLUDES "RESERVES FOR LOAN LOSSES" AND "UNEARNED INCOME ON LOANS"
3/ EFFECTIVE MARCH 3 1 , 1976 "RESERVES- FOR LOAN LOSSES" AND "UNEARNED INCOME ON
LOANS", WHICH FOR ALL COMMERCIAL BANKS ARE ESTIMATED TO BE APPROXIMATELY $14 5
BILLION, HAVE BEEN NETTED AGAINST "OTHER ASSETS" AND "OTHER LIABILITIES" AND*
THEREFORE, AGAINST "TOTAL ASSETS/LIABILITIES".
'
4 / EFFECTIVE MARCH 3 1 , 1976 INCLUDES "RESERVES FOR SECURITIES" AND A PORTION OF
"RESERVES FOR LOAN LOSSES".
NOTE: COMPARABILITY OF FIGURES AFFECTED BY CHANGES IN MEMBERSHIP, MERGERS, ETC.




CHANGES IN ASSETS AND L I A B I L I T I E S OF ALL COMMERCIAL BANKS IN THE UNITED STATES
AUGUST 1 1 ,

1 9 7 6 TO

AUGUST 1 8 , 1 9 7 6

0 2

(PARTLY ESTIMATED. IN MILLIONS OF DOLLARS)
- n r COML.
BANKS

ALL
MEMBER
BANKS

-1,050
+1,040
+
60

-776
•1,127
+104

ftESmvE c t V v
NEW YORK ICITY OF
CITY
CHICAGO

5

ASSETS
LOANS AND INVESTMENTS 2/
LOANS AND DISCOUNTS 2/
U . S . TREASURY SECURITIES
OTHER SECURITIES
RESERVES » CASH, AND
BANK BALANCES

+334
•1,102
-39

-597
-142
•32

-178
•280
•155

-15
+150

+4,200

+3,598

•1,477

•1,879

+2,990
+ 300
+ 870
+
40

+2,987
+216
•376
• 19

•1,721
+15
-117
-142

+1,468
+54
+464
-107

-199

+492

GROSS DEMAND DEPOSITS
GROSS TIME DEPOSITS

-368
-129

•92
-73

TOTAL DEPOSITS

-497

+ 19

+1,640
-2,580
+ 240

-74
•1,269
-1,719
•27

-73
+247
-149
-6

RESERVES WITH FR BANKS
CASH IN VAULT
BALANCES WITH BANKS
CASH ITEMS
OTHER ASSETS 3/

-

740

-128

TOTAL A S S E T S / L I A B I L I T I E S 3/

LIABILITIES 6 CAPITAL

DEPOSITS OF BANKS
U . S . GOVT. DEPOSITS
OTHER DEMAND DEPOSITS
OTHER TIME DEPOSITS

+302
-59

-89
-261
-350

•22
+ 118
+159

-18
+351
-508
-175

BORROWINGS

+3,150

+3,060

•1,860

•2,509

OTHER L I A B I L I T I E S 3/

+1,180

•1,343

•1,482

—64

TOTAL CAPITAL ACCOUNTS 4 /

-

-52

• 5

-67




40

FOR NUMBERED FOOTNOTES SEE PAGE 1 .