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FEDERAL RESERVE statistical release H.8 ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES Table 1. Selected Assets and Liabilities of Commercial Banks in the United States1 For release at 4:15 p.m. Eastern Time February 23, 2024 Percent change at break adjusted, seasonally adjusted, annual rate Account Assets 1 Bank credit 2 Securities in bank credit2 3 Treasury and agency securities3 6 Other securities 9 Loans and leases in bank credit8 10 Commercial and industrial loans 11 Real estate loans 12 Residential real estate loans 13 Revolving home equity loans 14 Closed-end residential loans9 15 Commercial real estate loans 20 Consumer loans 21 Credit cards and other revolving plans 22 Other consumer loans 25 All other loans and leases 28 LESS: Allowance for loan and lease losses 29 Cash assets21 30 Total federal funds sold and reverse RPs22 31 Loans to commercial banks23 32 Other assets including trading assets24 33 Total assets Liabilities 34 Deposits 35 Large time deposits 36 Other deposits 37 Borrowings 39 Other liabilities including trading liabilities25 40 Total liabilities 2019 2020 2021 2022 2023 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Oct 2023 Nov 2023 Dec 2024 Jan 6.0 10.2 14.5 -1.7 4.4 3.7 3.3 2.0 -8.8 4.0 4.7 5.1 8.2 20.6 23.1 12.6 3.5 11.3 1.1 -1.8 -11.7 -0.2 3.9 -4.3 8.0 21.7 22.8 17.9 2.0 -7.5 2.0 -0.4 -12.5 1.4 4.3 7.6 6.9 -2.4 -2.3 -2.5 11.7 14.3 10.2 8.9 1.4 9.9 11.3 11.5 -0.4 -7.5 -6.2 -12.0 2.8 -0.1 4.0 3.3 -0.9 3.7 4.6 4.6 7.0 -5.0 -4.5 -7.0 13.1 17.3 12.0 10.4 5.4 11.0 13.4 11.1 1.1 -14.5 -13.6 -17.7 8.6 9.2 9.5 8.5 4.3 9.0 10.3 7.1 1.6 -5.6 -6.7 -1.4 4.9 2.1 7.1 6.6 0.3 7.3 7.4 5.7 -1.2 -10.3 -10.3 -10.6 2.9 -1.8 5.0 4.1 -1.6 4.7 5.7 6.1 -1.0 -7.8 -5.2 -17.2 1.9 -0.9 2.0 0.1 -2.8 0.4 3.7 4.1 -1.1 -7.0 -3.3 -21.0 1.4 0.1 1.6 2.1 0.6 2.3 1.1 2.0 -3.3 -14.1 -13.5 -16.2 1.1 3.2 -0.1 -0.3 2.8 -0.7 0.1 -0.2 -1.1 -3.8 -2.3 -9.7 0.1 -4.7 1.7 1.0 0.9 1.1 2.2 2.5 5.7 17.7 21.6 2.5 0.8 0.1 2.5 4.2 -0.5 4.7 1.0 -0.3 3.8 6.0 3.5 15.6 2.9 -1.6 4.4 4.7 2.4 4.8 4.1 5.1 3.5 7.1 8.6 -10.9 3.3 7.3 5.7 9.5 12.3 17.4 5.8 12.5 10.0 -1.2 2.4 17.8 4.3 12.1 12.3 1.7 7.0 12.0 -0.9 2.4 10.8 1.0 1.3 8.5 -0.9 3.7 7.3 -4.0 2.0 4.4 -5.5 2.7 8.9 -5.1 -0.1 2.1 -2.9 -1.7 7.5 2.4 2.7 1.1 -12.8 59.8 78.0 -23.6 34.1 -0.1 -23.2 15.5 9.0 5.8 -6.2 17.0 -18.5 22.2 4.3 18.4 13.8 10.6 -3.2 7.6 20.2 14.5 24.4 -1.2 24.6 15.0 15.4 21.6 29.6 25.5 -52.9 1.5 4.0 8.0 41.2 9.4 14.7 -26.0 -44.5 6.0 10.7 -9.6 -39.7 10.0 1.2 9.9 21.4 0.4 1.1 -12.1 8.7 1.0 4.0 -10.4 -102.1 7.4 -1.7 25.0 40.0 -5.7 1.8 29.3 67.5 -2.8 1.5 -19.0 13.3 5.6 -1.4 4.7 -34.4 4.6 2.5 18.4 0.0 15.7 2.7 -29.0 -116.1 -7.9 1.4 99.3 -85.7 5.3 9.5 -38.8 -138.5 -14.6 4.8 6.1 8.6 5.7 -1.9 20.8 -16.9 26.9 -13.2 11.7 -6.3 13.7 -1.4 -0.8 12.2 -1.9 8.2 -2.7 40.5 -7.0 27.6 -2.1 21.2 -4.1 22.6 -6.5 18.1 -8.8 26.4 -4.5 42.0 -9.2 50.1 -7.0 28.1 -10.9 63.9 0.7 37.1 -3.9 -17.3 -0.1 35.0 -4.9 8.8 -0.3 43.0 -6.5 19.6 -0.8 23.3 -4.4 -26.3 3.7 12.5 2.4 21.0 4.6 16.4 2.7 16.7 2.8 3.6 12.6 16.5 4.2 11.2 15.9 1.6 4.7 0.3 12.8 3.6 23.2 -2.1 -10.9 1.3 -6.4 -1.4 22.6 -1.0 14.3 2.1 18.7 1.5 2.2 0.9 71.0 9.9 -45.0 3.1 Percent changes are at a simple annual rate and have been adjusted to remove the effects of nonbank structure activity of $5 billion or more, as well as the estimated effects of the initial consolidation of certain variable interest entities (FIN 46) and off-balance-sheet vehicles (FAS 166/167). Figures reported in the H.8 Notes on the Data are generally used to make these adjustments. For information on how the data were constructed, see www.federalreserve.gov/releases/h8/about.htm. Line numbers on this page correspond to those used in the remainder of the release. Percent changes for other series shown on the release are available for customizable download through the Federal Reserve Board’s Data Download Program (DDP). Footnotes appear on the last page of the release. H.8 ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES Table 2. Assets and Liabilities of Commercial Banks in the United States Page 2 1 Seasonally adjusted, billions of dollars Account Assets 1 Bank credit 2 Securities in bank credit2 3 Treasury and agency securities3 4 Mortgage-backed securities (MBS)4 5 Non-MBS5 6 Other securities 7 Mortgage-backed securities (MBS)6 8 Non-MBS7 9 Loans and leases in bank credit8 10 Commercial and industrial loans 11 Real estate loans 12 Residential real estate loans 13 Revolving home equity loans 14 Closed-end residential loans9 15 Commercial real estate loans 16 Construction and land development loans10 17 Secured by farmland11 18 Secured by multifamily properties12 19 Secured by nonfarm nonresidential properties13 20 Consumer loans 21 Credit cards and other revolving plans 22 Other consumer loans 23 Automobile loans14 24 All other consumer loans15, 16 25 All other loans and leases 26 Loans to nondepository financial institutions17 27 All loans not elsewhere classified18, 19 28 LESS: Allowance for loan and lease losses20 29 Cash assets21 30 Total federal funds sold and reverse RPs22 31 Loans to commercial banks23 32 Other assets including trading assets24 33 Total assets Week ending 2023 Jan 2023 Jul 2023 Aug 2023 Sep 2023 Oct 2023 Nov 2023 Dec 2024 Jan Jan 24 Jan 31 Feb 07 Feb 14 17,530.9 5,507.0 4,346.0 2,704.3 1,641.6 1,161.0 112.1 1,048.9 12,024.0 2,814.2 5,369.3 2,491.1 255.6 2,235.5 2,878.2 17,300.0 5,165.7 4,071.8 2,552.1 1,519.6 1,094.0 105.5 988.4 12,134.3 2,763.3 5,456.6 2,525.7 253.1 2,272.6 2,930.9 17,293.6 5,111.5 4,048.1 2,538.9 1,509.2 1,063.4 104.8 958.6 12,182.1 2,764.1 5,483.9 2,541.5 253.3 2,288.2 2,942.4 17,288.8 5,074.6 4,050.8 2,530.0 1,520.8 1,023.8 104.3 919.5 12,214.2 2,765.4 5,498.3 2,553.2 253.0 2,300.2 2,945.1 17,260.9 5,015.5 4,005.5 2,487.4 1,518.1 1,010.1 103.5 906.6 12,245.4 2,779.4 5,499.7 2,553.0 253.6 2,299.3 2,946.8 17,245.7 4,999.7 3,997.8 2,490.1 1,507.7 1,001.9 103.7 898.2 12,246.0 2,768.6 5,507.5 2,555.2 253.8 2,301.4 2,952.2 17,325.4 5,077.4 4,069.7 2,514.1 1,555.6 1,007.8 104.0 903.7 12,248.0 2,768.9 5,518.9 2,564.1 253.7 2,310.5 2,954.7 17,377.8 5,105.4 4,081.7 2,528.4 1,553.4 1,023.6 104.5 919.1 12,272.4 2,765.1 5,539.0 2,574.1 254.2 2,319.8 2,964.9 17,406.2 5,125.0 4,097.3 2,535.2 1,562.1 1,027.7 104.7 923.0 12,281.2 2,763.5 5,548.0 2,580.0 254.3 2,325.8 2,968.0 17,405.5 5,094.1 4,074.2 2,524.7 1,549.5 1,019.8 103.9 915.9 12,311.5 2,775.0 5,551.6 2,580.0 254.7 2,325.3 2,971.5 17,388.7 5,088.2 4,071.0 2,525.8 1,545.2 1,017.1 102.7 914.4 12,300.5 2,778.2 5,546.3 2,574.4 254.7 2,319.6 2,972.0 17,438.9 5,111.9 4,099.1 2,540.9 1,558.3 1,012.7 102.2 910.5 12,327.0 2,777.8 5,559.5 2,580.7 254.9 2,325.8 2,978.8 455.2 111.4 480.1 112.8 482.1 113.2 484.7 113.6 486.6 113.8 488.0 113.9 488.1 114.1 488.0 114.2 487.5 114.2 488.1 114.2 488.5 114.2 490.0 114.3 570.4 571.9 577.4 577.2 576.5 578.1 579.7 585.2 586.6 587.4 587.7 590.1 1,741.2 1,844.7 1,766.1 1,885.6 1,769.6 1,894.9 1,769.5 1,901.2 1,769.9 1,900.9 1,772.1 1,904.8 1,772.8 1,897.9 1,777.6 1,901.3 1,779.7 1,902.1 1,781.8 1,905.9 1,781.6 1,905.4 1,784.5 1,909.0 950.2 894.5 518.7 375.9 1,995.7 997.4 888.2 509.5 378.7 2,028.8 1,006.7 888.2 508.4 379.9 2,039.2 1,015.4 885.8 506.5 379.3 2,049.3 1,019.1 881.7 503.4 378.3 2,065.4 1,026.7 878.1 501.0 377.0 2,065.2 1,028.5 869.4 499.3 370.1 2,062.3 1,034.9 866.4 498.6 367.9 2,067.0 1,035.3 866.7 498.4 368.4 2,067.6 1,038.6 867.3 498.3 369.0 2,078.9 1,040.0 865.4 497.6 367.8 2,070.6 1,043.3 865.8 497.7 368.0 2,080.8 893.6 960.5 968.6 973.7 983.9 987.7 993.7 1,001.6 1,004.3 1,010.2 1,006.3 1,016.0 1,102.1 1,068.3 1,070.6 1,075.6 1,081.4 1,077.5 1,068.6 1,065.4 1,063.2 1,068.8 1,064.3 1,064.8 176.5 3,205.3 189.1 3,270.6 189.3 3,257.5 190.3 3,320.9 192.6 3,379.6 192.4 3,448.9 194.7 3,495.8 198.1 3,584.0 198.6 3,599.8 197.4 3,561.7 198.5 3,631.4 198.5 3,559.4 582.6 6.7 1,845.8 22,994.8 624.7 9.3 1,859.9 22,875.3 601.0 9.4 1,855.4 22,827.6 599.8 9.3 1,862.0 22,890.6 609.0 9.3 1,887.1 22,953.4 594.3 8.4 1,874.6 22,979.5 643.5 7.8 1,882.9 23,160.7 622.7 6.9 1,860.0 23,253.2 633.0 6.9 1,872.8 23,320.1 598.5 6.4 1,873.8 23,248.5 626.8 6.9 1,864.2 23,319.5 630.2 6.6 1,876.4 23,313.0 (continued on next page) H.8 ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES Page 3 Table 2. Assets and Liabilities of Commercial Banks in the United States Seasonally adjusted, billions of dollars (continued) Account Liabilities 34 Deposits 35 Large time deposits 36 Other deposits 37 Borrowings 38 Net due to related foreign offices 39 Other liabilities including trading liabilities25 40 Total liabilities 41 Residual (Assets LESS Liabilities)26 Footnotes appear on the last page. Week ending 2023 Jan 2023 Jul 2023 Aug 2023 Sep 2023 Oct 2023 Nov 2023 Dec 2024 Jan Jan 24 Jan 31 Feb 07 Feb 14 17,711.7 1,725.3 15,986.5 1,913.9 381.0 17,344.7 2,021.8 15,322.9 2,283.5 275.2 17,318.1 2,085.6 15,232.5 2,268.6 274.1 17,328.5 2,158.3 15,170.1 2,329.5 265.3 17,328.4 2,235.7 15,092.7 2,373.9 245.5 17,316.9 2,279.2 15,037.7 2,321.9 322.5 17,370.7 2,303.0 15,067.8 2,362.6 350.1 17,436.7 2,334.4 15,102.3 2,395.5 339.0 17,414.2 2,333.2 15,080.9 2,427.2 355.8 17,514.2 2,351.0 15,163.2 2,324.1 318.1 17,459.0 2,345.9 15,113.1 2,412.2 353.6 17,477.2 2,357.0 15,120.2 2,421.4 296.4 788.2 20,794.9 2,199.9 812.5 20,715.8 2,159.5 807.2 20,667.9 2,159.7 808.6 20,731.8 2,158.7 821.3 20,769.1 2,184.3 822.8 20,784.1 2,195.4 871.5 20,955.0 2,205.7 838.8 21,010.0 2,243.2 858.2 21,055.4 2,264.7 827.6 20,984.1 2,264.4 829.7 21,054.5 2,265.0 856.9 21,051.9 2,261.1 H.8 ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES Table 3. Assets and Liabilities of Commercial Banks in the United States Page 4 1 Not seasonally adjusted, billions of dollars Account Assets 1 Bank credit 2 Securities in bank credit2 3 Treasury and agency securities3 4 Mortgage-backed securities (MBS)4 5 Non-MBS5 6 Other securities 7 Mortgage-backed securities (MBS)6 8 Non-MBS7 9 Loans and leases in bank credit8 10 Commercial and industrial loans 11 Real estate loans 12 Residential real estate loans 13 Revolving home equity loans 14 Closed-end residential loans9 15 Commercial real estate loans 16 Construction and land development loans10 17 Secured by farmland11 18 Secured by multifamily properties12 19 Secured by nonfarm nonresidential properties13 20 Consumer loans 21 Credit cards and other revolving plans 22 Other consumer loans 23 Automobile loans14 24 All other consumer loans15, 16 25 All other loans and leases 26 Loans to nondepository financial institutions17 27 All loans not elsewhere classified18, 19 28 LESS: Allowance for loan and lease losses20 29 Cash assets21 30 Total federal funds sold and reverse RPs22 31 Loans to commercial banks23 32 Other assets including trading assets24 33 Total assets Week ending 2023 Jan 2023 Jul 2023 Aug 2023 Sep 2023 Oct 2023 Nov 2023 Dec 2024 Jan Jan 24 Jan 31 Feb 07 Feb 14 17,570.9 5,526.5 4,371.4 2,711.5 1,659.9 1,155.1 110.6 1,044.5 12,044.4 2,805.3 5,372.8 2,491.1 255.9 2,235.2 2,881.7 17,254.1 5,133.4 4,042.8 2,537.3 1,505.5 1,090.6 105.8 984.8 12,120.7 2,762.6 5,452.8 2,528.7 253.2 2,275.5 2,924.0 17,256.9 5,097.5 4,036.2 2,534.8 1,501.3 1,061.3 104.9 956.5 12,159.4 2,747.5 5,489.2 2,550.0 253.1 2,296.9 2,939.2 17,253.9 5,052.3 4,028.9 2,519.1 1,509.8 1,023.4 103.9 919.5 12,201.7 2,741.5 5,505.0 2,561.3 253.3 2,308.0 2,943.7 17,248.8 5,007.8 3,995.8 2,477.0 1,518.8 1,012.0 103.1 908.9 12,241.1 2,756.3 5,512.1 2,565.0 254.1 2,311.0 2,947.1 17,297.2 5,032.1 4,025.9 2,496.8 1,529.1 1,006.2 103.3 902.9 12,265.2 2,755.7 5,522.8 2,567.2 254.4 2,312.8 2,955.6 17,431.2 5,095.5 4,086.4 2,516.4 1,570.0 1,009.1 103.1 906.0 12,335.8 2,769.7 5,535.4 2,572.5 254.9 2,317.6 2,963.0 17,421.2 5,123.3 4,103.4 2,535.4 1,567.9 1,019.9 103.2 916.7 12,298.0 2,758.6 5,544.4 2,574.5 254.5 2,320.0 2,969.9 17,408.0 5,136.6 4,116.4 2,538.7 1,577.6 1,020.2 103.0 917.2 12,271.5 2,749.9 5,546.8 2,574.2 254.5 2,319.7 2,972.6 17,451.7 5,126.6 4,111.7 2,542.6 1,569.1 1,014.9 102.7 912.2 12,325.1 2,772.2 5,551.6 2,574.9 254.6 2,320.3 2,976.6 17,404.6 5,109.8 4,094.0 2,534.5 1,559.5 1,015.8 102.9 913.0 12,294.8 2,774.8 5,549.5 2,573.1 254.4 2,318.8 2,976.4 17,421.6 5,117.9 4,106.1 2,542.1 1,564.0 1,011.8 102.4 909.4 12,303.7 2,778.8 5,554.0 2,571.9 254.4 2,317.5 2,982.1 455.5 111.5 475.9 112.9 480.7 113.4 482.5 113.8 484.8 114.1 489.9 114.1 490.6 114.4 489.6 114.2 490.0 114.1 490.4 114.1 490.9 114.0 492.6 114.0 570.1 572.5 578.1 578.6 578.4 579.1 581.5 585.1 586.2 587.2 587.2 589.6 1,744.6 1,859.2 1,762.7 1,884.2 1,767.0 1,895.6 1,768.8 1,904.1 1,769.6 1,903.7 1,772.4 1,914.0 1,776.5 1,934.1 1,781.0 1,916.8 1,782.3 1,912.2 1,785.0 1,915.1 1,784.2 1,905.0 1,785.9 1,903.9 963.8 895.3 518.6 376.7 2,007.1 997.5 886.7 509.6 377.1 2,021.2 1,008.3 887.3 509.2 378.1 2,027.1 1,015.5 888.6 508.1 380.5 2,051.1 1,017.9 885.8 505.4 380.4 2,069.0 1,033.1 880.9 502.3 378.6 2,072.8 1,063.0 871.1 499.8 371.3 2,096.5 1,049.4 867.3 498.5 368.8 2,078.2 1,044.3 867.9 498.5 369.4 2,062.6 1,047.0 868.0 498.2 369.9 2,086.3 1,039.8 865.2 497.1 368.1 2,065.5 1,038.8 865.1 496.7 368.3 2,067.0 895.3 959.3 964.5 979.3 989.2 994.9 1,012.3 1,002.8 994.2 1,006.6 997.5 1,000.0 1,111.8 1,061.9 1,062.6 1,071.8 1,079.7 1,077.9 1,084.3 1,075.4 1,068.4 1,079.7 1,068.0 1,067.0 175.4 3,167.4 189.3 3,238.0 190.4 3,275.7 191.1 3,295.5 192.8 3,338.2 193.6 3,481.3 195.0 3,531.4 197.0 3,541.3 197.2 3,528.8 196.3 3,475.0 198.3 3,568.4 198.4 3,569.9 596.0 6.5 1,842.1 23,007.5 606.3 9.5 1,859.9 22,778.5 597.2 9.7 1,857.5 22,806.6 602.1 9.6 1,863.5 22,833.5 605.0 9.3 1,894.4 22,902.9 605.5 8.2 1,885.8 23,084.5 660.8 7.7 1,862.4 23,298.6 636.2 6.7 1,855.5 23,263.9 631.9 6.7 1,874.9 23,253.2 610.2 6.2 1,865.8 23,212.6 633.0 6.7 1,873.7 23,288.1 638.8 6.4 1,897.5 23,335.8 (continued on next page) H.8 ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES Page 5 Table 3. Assets and Liabilities of Commercial Banks in the United States Not seasonally adjusted, billions of dollars (continued) Account Liabilities 34 Deposits 35 Large time deposits 36 Other deposits 37 Borrowings 38 Net due to related foreign offices 39 Other liabilities including trading liabilities25 40 Total liabilities 41 Residual (Assets LESS Liabilities)26 Footnotes appear on the last page. Week ending 2023 Jan 2023 Jul 2023 Aug 2023 Sep 2023 Oct 2023 Nov 2023 Dec 2024 Jan Jan 24 Jan 31 Feb 07 Feb 14 17,743.9 1,725.0 16,018.8 1,927.2 386.5 17,268.7 2,033.1 15,235.7 2,270.3 268.3 17,288.7 2,101.4 15,187.3 2,244.7 291.0 17,290.6 2,147.0 15,143.6 2,285.9 266.3 17,277.8 2,204.5 15,073.3 2,346.5 277.6 17,368.2 2,246.7 15,121.5 2,327.0 377.8 17,554.8 2,271.1 15,283.7 2,337.4 371.8 17,474.9 2,332.4 15,142.5 2,412.3 349.6 17,344.8 2,344.8 15,000.0 2,469.8 382.1 17,490.4 2,361.2 15,129.2 2,352.2 340.2 17,433.4 2,365.9 15,067.4 2,451.1 376.6 17,488.8 2,379.0 15,109.8 2,459.6 327.6 779.7 20,837.3 2,170.3 802.8 20,610.1 2,168.3 810.0 20,634.5 2,172.1 815.4 20,658.2 2,175.3 843.2 20,745.2 2,157.7 850.5 20,923.5 2,161.1 862.7 21,126.6 2,171.9 830.9 21,067.6 2,196.3 848.6 21,045.4 2,207.8 812.8 20,995.6 2,217.0 822.1 21,083.2 2,205.0 848.0 21,124.0 2,211.8 H.8 ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES Page 6 Table 4. Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1 Seasonally adjusted, billions of dollars Account Assets 1 Bank credit 2 Securities in bank credit2 3 Treasury and agency securities3 4 Mortgage-backed securities (MBS)4 5 Non-MBS5 6 Other securities 7 Mortgage-backed securities (MBS)6 8 Non-MBS7 9 Loans and leases in bank credit8 10 Commercial and industrial loans 11 Real estate loans 12 Residential real estate loans 13 Revolving home equity loans 14 Closed-end residential loans9 15 Commercial real estate loans 16 Construction and land development loans10 17 Secured by farmland11 18 Secured by multifamily properties12 19 Secured by nonfarm nonresidential properties13 20 Consumer loans 21 Credit cards and other revolving plans 22 Other consumer loans 23 Automobile loans14 24 All other consumer loans15 25 All other loans and leases 26 Loans to nondepository financial institutions17 27 All loans not elsewhere classified18 28 LESS: Allowance for loan and lease losses 29 Cash assets21 30 Total federal funds sold and reverse RPs22 31 Loans to commercial banks23 32 Other assets including trading assets24 33 Total assets Week ending 2023 Jan 2023 Jul 2023 Aug 2023 Sep 2023 Oct 2023 Nov 2023 Dec 2024 Jan Jan 24 Jan 31 Feb 07 Feb 14 16,254.8 5,270.9 4,203.2 2,674.0 1,529.2 1,067.7 110.2 957.5 10,983.9 2,298.9 5,265.4 2,490.3 255.5 2,234.8 2,775.1 16,050.8 4,945.2 3,938.6 2,528.4 1,410.2 1,006.6 103.7 902.9 11,105.6 2,268.0 5,349.3 2,525.2 253.3 2,272.0 2,824.1 16,044.3 4,897.0 3,918.8 2,516.3 1,402.5 978.3 102.9 875.4 11,147.2 2,269.1 5,376.8 2,541.0 253.4 2,287.5 2,835.8 16,025.6 4,856.5 3,913.9 2,504.9 1,409.0 942.6 102.6 840.0 11,169.2 2,267.4 5,390.4 2,552.7 253.0 2,299.7 2,837.8 15,989.6 4,800.0 3,869.0 2,460.8 1,408.2 931.0 101.7 829.3 11,189.6 2,273.3 5,392.1 2,552.3 253.6 2,298.7 2,839.8 15,966.1 4,781.6 3,859.6 2,459.9 1,399.7 922.0 101.8 820.2 11,184.5 2,263.2 5,401.5 2,554.6 253.7 2,300.9 2,846.9 16,028.1 4,849.7 3,924.9 2,483.3 1,441.5 924.8 102.1 822.7 11,178.4 2,254.7 5,414.5 2,563.5 253.5 2,309.9 2,851.0 16,075.0 4,870.9 3,930.9 2,500.1 1,430.8 939.9 102.5 837.5 11,204.2 2,249.5 5,434.3 2,573.4 254.1 2,319.3 2,860.9 16,099.9 4,886.5 3,942.7 2,505.7 1,437.0 943.8 102.6 841.2 11,213.3 2,247.7 5,443.2 2,579.4 254.2 2,325.3 2,863.8 16,091.7 4,855.7 3,919.9 2,495.6 1,424.3 935.8 101.9 833.9 11,236.0 2,256.5 5,445.7 2,579.4 254.6 2,324.8 2,866.2 16,087.9 4,861.8 3,927.9 2,493.9 1,434.0 933.9 100.7 833.2 11,226.1 2,257.6 5,439.2 2,573.7 254.6 2,319.1 2,865.5 16,136.0 4,891.4 3,961.8 2,506.6 1,455.2 929.6 100.2 829.4 11,244.6 2,255.7 5,451.2 2,580.1 254.8 2,325.3 2,871.0 443.8 111.3 467.4 112.7 469.2 113.1 471.2 113.4 472.6 113.7 473.4 113.8 473.3 114.0 475.1 114.1 474.8 114.2 475.3 114.1 474.9 114.1 475.9 114.2 551.7 552.0 557.6 557.7 557.1 559.0 560.6 565.7 567.0 567.8 568.0 570.2 1,668.4 1,844.7 1,692.0 1,885.6 1,695.8 1,894.9 1,695.4 1,901.1 1,696.4 1,900.9 1,700.5 1,904.9 1,703.1 1,898.0 1,706.0 1,901.3 1,707.8 1,902.1 1,709.0 1,906.0 1,708.4 1,905.5 1,710.8 1,909.1 950.2 894.5 518.7 375.8 1,574.9 997.4 888.2 509.5 378.7 1,602.8 1,006.7 888.2 508.4 379.8 1,606.4 1,015.4 885.7 506.5 379.3 1,610.2 1,019.1 881.8 503.4 378.4 1,623.2 1,026.7 878.1 501.0 377.1 1,614.9 1,028.5 869.5 499.3 370.2 1,611.3 1,034.9 866.5 498.6 367.9 1,618.9 1,035.3 866.7 498.4 368.4 1,620.4 1,038.6 867.3 498.3 369.0 1,627.9 1,040.0 865.5 497.6 367.9 1,623.7 1,043.3 865.9 497.7 368.1 1,628.6 720.4 854.4 768.3 834.5 771.1 835.3 769.8 840.4 775.2 848.0 772.9 842.0 776.5 834.8 781.8 837.2 785.4 835.0 786.1 841.9 783.6 840.1 788.9 839.8 176.9 1,806.1 189.0 1,998.9 189.1 1,978.1 190.3 2,045.3 192.8 2,098.9 192.8 2,118.2 194.7 2,171.3 198.4 2,230.5 198.9 2,211.9 197.7 2,255.8 198.6 2,251.3 198.5 2,183.7 296.8 5.6 1,692.8 19,879.1 249.9 8.6 1,718.3 19,837.6 249.0 8.7 1,713.0 19,803.9 251.0 8.7 1,720.2 19,860.5 248.0 8.5 1,732.5 19,884.6 246.7 7.8 1,725.0 19,871.0 263.7 6.8 1,738.5 20,013.6 252.2 5.6 1,718.5 20,083.4 263.2 5.4 1,728.4 20,109.8 244.6 5.3 1,740.3 20,140.0 248.0 5.3 1,720.4 20,114.3 258.3 5.0 1,732.5 20,117.0 (continued on next page) H.8 ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES Page 7 Table 4. Assets and Liabilities of Domestically Chartered Commercial Banks in the United States Seasonally adjusted, billions of dollars (continued) Account Liabilities 34 Deposits 35 Large time deposits 36 Other deposits 37 Borrowings 38 Net due to related foreign offices 39 Other liabilities including trading liabilities25 40 Total liabilities 41 Residual (Assets LESS Liabilities)26 Footnotes appear on the last page. Week ending 2023 Jan 2023 Jul 2023 Aug 2023 Sep 2023 Oct 2023 Nov 2023 Dec 2024 Jan Jan 24 Jan 31 Feb 07 Feb 14 16,399.4 877.3 15,522.1 1,024.1 -340.1 16,057.5 1,202.2 14,855.3 1,283.0 -332.8 16,057.2 1,279.6 14,777.6 1,295.4 -354.1 16,056.0 1,356.4 14,699.6 1,329.5 -342.7 16,057.6 1,427.8 14,629.8 1,355.2 -359.7 16,038.6 1,469.0 14,569.6 1,356.3 -350.6 16,087.1 1,495.8 14,591.3 1,359.8 -319.1 16,142.4 1,527.7 14,614.7 1,375.0 -321.1 16,137.3 1,533.9 14,603.4 1,378.4 -320.4 16,218.2 1,542.6 14,675.6 1,368.1 -349.0 16,166.5 1,543.3 14,623.2 1,382.6 -337.7 16,170.4 1,546.9 14,623.5 1,382.9 -355.7 619.9 17,703.3 2,175.8 654.7 17,662.4 2,175.3 644.8 17,643.3 2,160.7 650.0 17,692.7 2,167.8 658.3 17,711.3 2,173.2 657.2 17,701.5 2,169.5 699.4 17,827.2 2,186.5 670.4 17,866.7 2,216.8 686.5 17,881.8 2,228.1 660.3 17,897.5 2,242.4 663.2 17,874.6 2,239.7 681.1 17,878.8 2,238.2 H.8 ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES Page 8 Table 5. Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1 Not seasonally adjusted, billions of dollars Account Assets 1 Bank credit 2 Securities in bank credit2 3 Treasury and agency securities3 4 Mortgage-backed securities (MBS)4 5 Non-MBS5 6 Other securities 7 Mortgage-backed securities (MBS)6 8 Non-MBS7 9 Loans and leases in bank credit8 10 Commercial and industrial loans 11 Real estate loans 12 Residential real estate loans 13 Revolving home equity loans 14 Closed-end residential loans9 15 Commercial real estate loans 16 Construction and land development loans10 17 Secured by farmland11 18 Secured by multifamily properties12 19 Secured by nonfarm nonresidential properties13 20 Consumer loans 21 Credit cards and other revolving plans 22 Other consumer loans 23 Automobile loans14 24 All other consumer loans15 25 All other loans and leases 26 Loans to nondepository financial institutions17 27 All loans not elsewhere classified18 28 LESS: Allowance for loan and lease losses 29 Cash assets21 30 Total federal funds sold and reverse RPs22 31 Loans to commercial banks23 32 Other assets including trading assets24 33 Total assets Week ending 2023 Jan 2023 Jul 2023 Aug 2023 Sep 2023 Oct 2023 Nov 2023 Dec 2024 Jan Jan 24 Jan 31 Feb 07 Feb 14 16,284.0 5,292.4 4,230.4 2,681.6 1,548.9 1,061.9 108.8 953.1 10,991.6 2,286.1 5,267.5 2,490.3 255.9 2,234.4 2,777.2 16,003.3 4,907.9 3,904.9 2,511.5 1,393.4 1,002.9 103.9 899.0 11,095.5 2,266.3 5,345.8 2,528.1 253.2 2,274.9 2,817.8 16,010.8 4,879.3 3,902.1 2,509.8 1,392.3 977.3 102.8 874.4 11,131.4 2,255.1 5,382.6 2,549.4 253.1 2,296.3 2,833.2 15,997.3 4,834.9 3,892.2 2,491.9 1,400.3 942.8 102.0 840.8 11,162.4 2,247.8 5,397.9 2,560.6 253.3 2,307.3 2,837.3 15,989.3 4,795.6 3,863.0 2,450.5 1,412.4 932.7 101.2 831.4 11,193.6 2,257.5 5,405.6 2,564.4 254.1 2,310.4 2,841.2 16,020.3 4,815.3 3,890.5 2,469.2 1,421.3 924.9 101.5 823.4 11,205.0 2,250.1 5,418.0 2,566.6 254.4 2,312.3 2,851.4 16,123.3 4,870.8 3,944.7 2,486.0 1,458.7 926.1 101.2 824.9 11,252.5 2,248.2 5,430.9 2,571.9 254.9 2,317.1 2,858.9 16,106.9 4,891.2 3,954.9 2,507.8 1,447.2 936.3 101.3 835.0 11,215.6 2,238.0 5,438.0 2,574.0 254.5 2,319.5 2,864.0 16,098.3 4,901.4 3,964.8 2,511.5 1,453.3 936.6 101.1 835.5 11,196.9 2,232.3 5,440.2 2,573.7 254.5 2,319.2 2,866.5 16,120.8 4,888.4 3,957.5 2,515.4 1,442.1 930.9 100.9 830.0 11,232.4 2,247.1 5,444.2 2,574.4 254.6 2,319.8 2,869.8 16,093.2 4,884.3 3,952.3 2,505.4 1,446.8 932.1 101.0 831.1 11,208.9 2,250.3 5,441.9 2,572.6 254.4 2,318.2 2,869.3 16,110.3 4,896.6 3,968.4 2,512.5 1,455.9 928.2 100.5 827.7 11,213.6 2,253.9 5,445.4 2,571.4 254.4 2,317.0 2,874.0 443.8 111.3 462.9 112.8 467.6 113.3 469.5 113.7 471.4 114.0 476.2 114.0 476.7 114.3 476.0 114.1 476.5 114.0 477.0 114.0 477.3 113.9 478.9 113.9 551.2 553.0 558.6 559.1 558.7 559.5 561.9 565.3 566.4 567.3 567.5 569.5 1,670.9 1,859.2 1,689.0 1,884.2 1,693.7 1,895.6 1,695.1 1,904.1 1,697.0 1,903.7 1,701.7 1,914.0 1,706.0 1,934.1 1,708.5 1,916.8 1,709.5 1,912.2 1,711.6 1,915.1 1,710.6 1,905.0 1,711.7 1,903.9 963.8 895.3 518.6 376.7 1,578.8 997.5 886.7 509.6 377.1 1,599.1 1,008.3 887.3 509.2 378.1 1,598.1 1,015.5 888.6 508.1 380.5 1,612.6 1,017.9 885.8 505.4 380.4 1,626.8 1,033.1 880.9 502.3 378.6 1,622.8 1,063.0 871.1 499.8 371.3 1,639.4 1,049.4 867.3 498.5 368.8 1,622.9 1,044.3 867.9 498.5 369.4 1,612.2 1,047.0 868.0 498.2 369.9 1,626.0 1,039.8 865.2 497.1 368.1 1,611.7 1,038.8 865.1 496.7 368.3 1,610.4 719.5 859.3 768.2 830.9 766.6 831.5 772.4 840.2 778.2 848.7 778.1 844.7 790.8 848.5 780.7 842.2 774.6 837.6 781.2 844.8 774.1 837.6 774.0 836.4 175.4 1,785.0 189.3 1,952.9 190.4 1,967.0 191.1 2,032.1 192.8 2,072.2 193.6 2,142.2 195.0 2,260.4 197.0 2,204.0 197.2 2,123.5 196.3 2,170.4 198.3 2,151.7 198.4 2,168.0 303.9 5.5 1,690.4 19,893.3 243.6 8.8 1,719.7 19,738.9 244.0 8.9 1,713.5 19,753.7 252.6 8.9 1,719.9 19,819.7 250.7 8.6 1,739.2 19,867.2 252.6 7.7 1,734.2 19,963.5 281.3 6.7 1,718.0 20,194.8 259.2 5.5 1,715.1 20,093.8 254.6 5.3 1,723.2 20,007.7 248.4 5.3 1,737.1 20,085.6 243.6 5.3 1,733.1 20,028.6 254.5 4.9 1,753.2 20,092.5 (continued on next page) H.8 ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES Page 9 Table 5. Assets and Liabilities of Domestically Chartered Commercial Banks in the United States Not seasonally adjusted, billions of dollars (continued) Account Liabilities 34 Deposits 35 Large time deposits 36 Other deposits 37 Borrowings 38 Net due to related foreign offices 39 Other liabilities including trading liabilities25 40 Total liabilities 41 Residual (Assets LESS Liabilities)26 Footnotes appear on the last page. Week ending 2023 Jan 2023 Jul 2023 Aug 2023 Sep 2023 Oct 2023 Nov 2023 Dec 2024 Jan Jan 24 Jan 31 Feb 07 Feb 14 16,422.8 869.3 15,553.5 1,031.5 -343.0 15,991.4 1,222.6 14,768.8 1,272.4 -331.9 16,013.0 1,290.3 14,722.7 1,268.9 -337.9 16,023.5 1,349.1 14,674.5 1,313.6 -338.2 16,020.4 1,404.5 14,615.9 1,356.9 -340.5 16,089.9 1,440.4 14,649.6 1,350.0 -313.3 16,277.9 1,469.8 14,808.1 1,342.9 -291.0 16,165.9 1,511.7 14,654.2 1,385.7 -323.4 16,037.5 1,521.1 14,516.4 1,407.5 -320.2 16,168.9 1,530.5 14,638.4 1,394.5 -351.1 16,104.0 1,538.2 14,565.8 1,397.8 -344.9 16,151.1 1,543.7 14,607.3 1,405.3 -360.6 617.3 17,728.6 2,164.7 645.0 17,576.8 2,162.1 647.7 17,591.8 2,161.9 655.8 17,654.7 2,164.9 675.9 17,712.8 2,154.4 678.8 17,805.4 2,158.0 694.4 18,024.1 2,170.6 666.5 17,894.7 2,199.1 672.2 17,797.1 2,210.6 653.6 17,865.8 2,219.8 663.9 17,820.9 2,207.7 682.2 17,877.9 2,214.6 H.8 ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES Page 10 Table 6. Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1 Seasonally adjusted, billions of dollars Account Assets 1 Bank credit 2 Securities in bank credit2 3 Treasury and agency securities3 4 Mortgage-backed securities (MBS)4 5 Non-MBS5 6 Other securities 7 Mortgage-backed securities (MBS)6 8 Non-MBS7 9 Loans and leases in bank credit8 10 Commercial and industrial loans 11 Real estate loans 12 Residential real estate loans 13 Revolving home equity loans 14 Closed-end residential loans9 15 Commercial real estate loans 16 Construction and land development loans10 17 Secured by farmland11 18 Secured by multifamily properties12 19 Secured by nonfarm nonresidential properties13 20 Consumer loans 21 Credit cards and other revolving plans 22 Other consumer loans 23 Automobile loans14 24 All other consumer loans15 25 All other loans and leases 26 Loans to nondepository financial institutions17 27 All loans not elsewhere classified18 28 LESS: Allowance for loan and lease losses 29 Cash assets21 30 Total federal funds sold and reverse RPs22 31 Loans to commercial banks23 32 Other assets including trading assets24 33 Total assets Week ending 2023 Jan 2023 Jul 2023 Aug 2023 Sep 2023 Oct 2023 Nov 2023 Dec 2024 Jan Jan 24 Jan 31 Feb 07 Feb 14 10,497.8 3,790.8 3,152.9 1,943.1 1,209.8 637.9 67.4 570.6 6,707.0 1,560.1 2,482.0 1,593.7 159.3 1,434.3 888.3 10,380.7 3,644.1 3,042.7 1,926.1 1,116.6 601.4 64.2 537.2 6,736.6 1,545.7 2,480.2 1,590.3 154.6 1,435.7 889.9 10,347.8 3,604.6 3,025.4 1,915.4 1,110.1 579.2 64.0 515.2 6,743.2 1,545.7 2,485.4 1,596.7 153.8 1,442.9 888.7 10,335.6 3,581.7 3,031.4 1,912.6 1,118.8 550.3 63.7 486.6 6,754.0 1,545.3 2,488.1 1,605.8 153.2 1,452.6 882.3 10,310.5 3,547.8 3,004.4 1,888.6 1,115.8 543.3 63.1 480.3 6,762.7 1,551.3 2,479.9 1,601.8 153.3 1,448.5 878.1 10,296.6 3,545.4 3,002.4 1,893.5 1,108.9 543.0 63.2 479.9 6,751.2 1,540.6 2,477.5 1,599.3 152.9 1,446.4 878.2 10,338.8 3,603.9 3,063.2 1,909.9 1,153.3 540.7 63.0 477.6 6,735.0 1,533.5 2,478.8 1,602.0 152.4 1,449.6 876.8 10,341.3 3,611.0 3,058.5 1,917.9 1,140.6 552.5 63.5 489.0 6,730.3 1,528.3 2,481.1 1,605.3 152.3 1,453.0 875.8 10,351.9 3,622.5 3,067.0 1,921.5 1,145.4 555.5 63.6 491.9 6,729.4 1,525.1 2,484.9 1,609.6 152.3 1,457.3 875.3 10,343.6 3,596.2 3,046.0 1,914.7 1,131.2 550.3 63.1 487.1 6,747.4 1,534.7 2,482.9 1,607.6 152.4 1,455.3 875.2 10,348.4 3,605.7 3,054.9 1,915.0 1,139.9 550.8 62.2 488.6 6,742.7 1,537.6 2,477.0 1,602.5 152.1 1,450.4 874.4 10,386.0 3,632.5 3,085.2 1,926.3 1,158.9 547.3 62.3 485.0 6,753.5 1,534.8 2,483.9 1,605.4 152.1 1,453.2 878.6 129.0 7.5 132.2 7.0 133.4 7.0 133.0 6.9 133.5 6.8 134.0 6.7 134.4 6.7 134.5 6.7 134.3 6.6 134.4 6.6 134.3 6.5 134.5 6.5 227.8 232.3 232.5 230.9 227.3 226.9 226.7 228.0 228.0 228.2 228.5 230.0 524.0 1,408.3 518.3 1,433.6 515.8 1,439.4 511.4 1,443.3 510.4 1,442.7 510.6 1,447.2 509.0 1,442.5 506.6 1,442.8 506.4 1,442.6 506.0 1,445.8 505.2 1,447.0 507.5 1,450.4 770.7 637.5 441.3 196.2 1,256.7 809.9 623.7 431.2 192.5 1,277.1 817.3 622.1 429.9 192.2 1,272.7 824.5 618.8 427.9 190.9 1,277.3 827.6 615.1 424.7 190.4 1,288.8 835.2 612.0 422.2 189.8 1,285.8 838.7 603.7 420.4 183.3 1,280.2 843.9 598.9 419.5 179.5 1,278.1 843.8 598.8 419.3 179.5 1,276.8 847.1 598.7 419.2 179.5 1,284.0 847.7 599.3 418.8 180.5 1,281.2 850.9 599.5 418.9 180.6 1,284.4 619.6 637.1 667.2 609.9 663.8 608.9 663.9 613.4 669.5 619.3 669.5 616.3 672.3 608.0 672.3 605.8 673.2 603.5 675.2 608.8 673.4 607.8 677.6 606.9 116.1 1,442.8 124.4 1,542.0 123.9 1,529.8 124.5 1,604.0 125.6 1,665.7 125.5 1,701.5 126.8 1,738.6 129.5 1,792.8 129.7 1,768.4 129.2 1,805.6 129.7 1,803.5 129.4 1,728.0 251.4 4.8 1,270.1 13,350.9 216.6 8.1 1,285.9 13,309.0 209.4 8.2 1,275.6 13,246.9 212.3 8.4 1,283.5 13,319.3 208.3 8.1 1,290.8 13,357.7 206.9 7.3 1,279.6 13,366.4 231.4 6.0 1,295.7 13,483.6 220.6 4.7 1,279.7 13,509.6 232.0 4.5 1,287.4 13,514.5 213.1 4.4 1,296.1 13,533.5 217.8 4.4 1,280.8 13,525.1 231.4 4.5 1,292.7 13,513.2 (continued on next page) H.8 ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES Page 11 Table 6. Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States Seasonally adjusted, billions of dollars (continued) Account Liabilities 34 Deposits 35 Large time deposits 36 Other deposits 37 Borrowings 38 Net due to related foreign offices 39 Other liabilities including trading liabilities25 40 Total liabilities 41 Residual (Assets LESS Liabilities)26 Footnotes appear on the last page. Week ending 2023 Jan 2023 Jul 2023 Aug 2023 Sep 2023 Oct 2023 Nov 2023 Dec 2024 Jan Jan 24 Jan 31 Feb 07 Feb 14 11,047.8 428.0 10,619.8 627.7 -378.1 10,817.8 613.2 10,204.5 824.7 -365.3 10,787.3 669.0 10,118.3 844.0 -383.4 10,779.8 724.3 10,055.5 891.9 -370.8 10,775.5 780.1 9,995.5 928.1 -386.3 10,764.9 811.8 9,953.1 934.5 -380.6 10,803.0 827.5 9,975.5 926.4 -348.3 10,834.8 844.3 9,990.5 942.8 -355.3 10,823.4 848.1 9,975.3 940.4 -355.8 10,884.9 855.6 10,029.3 933.5 -385.2 10,844.5 854.2 9,990.3 952.8 -370.2 10,843.5 855.4 9,988.1 950.8 -390.8 509.2 11,806.6 1,544.2 532.4 11,809.6 1,499.4 520.3 11,768.2 1,478.7 523.6 11,824.5 1,494.8 529.9 11,847.2 1,510.5 525.0 11,843.9 1,522.5 566.3 11,947.4 1,536.2 540.6 11,962.8 1,546.9 552.1 11,960.1 1,554.4 531.5 11,964.7 1,568.8 535.2 11,962.3 1,562.9 557.0 11,960.5 1,552.7 H.8 ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES Page 12 Table 7. Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1 Not seasonally adjusted, billions of dollars Account Assets 1 Bank credit 2 Securities in bank credit2 3 Treasury and agency securities3 4 Mortgage-backed securities (MBS)4 5 Non-MBS5 6 Other securities 7 Mortgage-backed securities (MBS)6 8 Non-MBS7 9 Loans and leases in bank credit8 10 Commercial and industrial loans 11 Real estate loans 12 Residential real estate loans 13 Revolving home equity loans 14 Closed-end residential loans9 15 Commercial real estate loans 16 Construction and land development loans10 17 Secured by farmland11 18 Secured by multifamily properties12 19 Secured by nonfarm nonresidential properties13 20 Consumer loans 21 Credit cards and other revolving plans 22 Other consumer loans 23 Automobile loans14 24 All other consumer loans15 25 All other loans and leases 26 Loans to nondepository financial institutions17 27 All loans not elsewhere classified18 28 LESS: Allowance for loan and lease losses 29 Cash assets21 30 Total federal funds sold and reverse RPs22 31 Loans to commercial banks23 32 Other assets including trading assets24 33 Total assets Week ending 2023 Jan 2023 Jul 2023 Aug 2023 Sep 2023 Oct 2023 Nov 2023 Dec 2024 Jan Jan 24 Jan 31 Feb 07 Feb 14 10,521.8 3,804.2 3,172.9 1,948.0 1,225.0 631.2 66.2 565.1 6,717.6 1,548.1 2,483.1 1,596.0 159.4 1,436.6 887.1 10,347.4 3,617.0 3,015.5 1,912.8 1,102.7 601.5 64.6 536.9 6,730.4 1,545.4 2,481.2 1,591.7 154.5 1,437.1 889.5 10,325.9 3,593.7 3,015.6 1,912.4 1,103.1 578.1 63.9 514.2 6,732.2 1,536.7 2,491.4 1,602.4 153.7 1,448.7 889.1 10,309.1 3,565.4 3,016.2 1,904.3 1,111.9 549.3 63.2 486.1 6,743.7 1,529.7 2,493.0 1,609.4 153.3 1,456.1 883.6 10,305.6 3,544.6 3,000.0 1,880.8 1,119.3 544.6 62.5 482.1 6,761.0 1,539.3 2,488.8 1,609.4 153.4 1,456.0 879.4 10,337.7 3,577.4 3,032.6 1,903.7 1,128.9 544.8 62.6 482.2 6,760.3 1,533.1 2,485.5 1,606.9 153.2 1,453.7 878.6 10,402.5 3,614.2 3,073.7 1,909.9 1,163.8 540.5 62.8 477.7 6,788.3 1,529.8 2,485.3 1,608.0 153.1 1,455.0 877.3 10,366.2 3,622.8 3,075.3 1,923.7 1,151.6 547.5 62.5 485.0 6,743.4 1,518.4 2,482.2 1,607.8 152.4 1,455.4 874.4 10,356.8 3,632.8 3,085.1 1,928.3 1,156.9 547.6 62.2 485.4 6,724.0 1,512.6 2,481.6 1,607.4 152.4 1,455.0 874.3 10,375.0 3,623.6 3,079.0 1,933.1 1,145.9 544.6 62.4 482.2 6,751.4 1,526.7 2,481.4 1,606.5 152.3 1,454.2 874.9 10,361.5 3,623.5 3,076.5 1,923.2 1,153.3 547.1 62.3 484.8 6,738.0 1,530.5 2,480.0 1,605.6 152.1 1,453.5 874.4 10,376.2 3,635.3 3,091.2 1,929.3 1,161.8 544.1 62.3 481.8 6,740.9 1,532.9 2,481.7 1,604.4 152.0 1,452.4 877.3 127.9 7.5 133.0 6.9 134.0 7.0 133.5 6.9 133.6 6.8 134.0 6.7 133.6 6.8 133.5 6.7 133.5 6.7 133.8 6.7 134.0 6.6 134.1 6.6 227.2 232.6 233.1 231.9 228.6 227.6 227.5 227.3 227.4 227.4 227.6 229.1 524.5 1,417.3 516.9 1,434.4 515.0 1,442.2 511.3 1,447.0 510.4 1,445.0 510.3 1,453.5 509.4 1,469.6 506.9 1,452.4 506.6 1,447.6 507.0 1,449.7 506.3 1,444.3 507.5 1,443.6 779.5 637.8 441.3 196.5 1,269.1 811.4 623.0 431.3 191.7 1,269.4 819.9 622.2 430.8 191.5 1,261.9 826.0 620.9 429.3 191.7 1,274.1 826.9 618.2 426.5 191.7 1,287.9 839.7 613.8 423.2 190.6 1,288.2 864.9 604.7 420.8 183.9 1,303.6 853.2 599.3 419.5 179.8 1,290.4 848.4 599.2 419.4 179.8 1,282.2 851.0 598.8 419.2 179.6 1,293.6 845.7 598.5 418.5 180.1 1,283.2 845.2 598.3 418.1 180.2 1,282.7 624.8 644.3 664.1 605.3 658.2 603.6 663.8 610.3 669.0 618.9 671.5 616.7 685.5 618.1 677.5 612.9 672.8 609.4 678.6 615.0 673.2 609.9 673.5 609.1 115.2 1,396.7 124.2 1,513.4 124.7 1,528.5 125.2 1,596.7 125.7 1,636.0 126.1 1,695.6 127.2 1,790.0 128.6 1,733.7 128.5 1,662.0 128.2 1,695.8 129.3 1,685.2 129.3 1,700.8 259.8 4.8 1,271.2 13,339.1 211.0 8.2 1,285.6 13,241.4 206.4 8.3 1,277.2 13,221.5 216.4 8.4 1,279.0 13,284.3 214.4 8.1 1,295.0 13,333.5 215.3 7.2 1,287.0 13,416.7 249.9 6.0 1,277.0 13,598.2 229.6 4.7 1,279.6 13,485.2 225.0 4.5 1,286.8 13,406.6 217.7 4.5 1,296.4 13,461.1 212.5 4.4 1,297.2 13,431.5 223.6 4.4 1,313.5 13,489.2 (continued on next page) H.8 ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES Page 13 Table 7. Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States Not seasonally adjusted, billions of dollars (continued) Account Liabilities 34 Deposits 35 Large time deposits 36 Other deposits 37 Borrowings 38 Net due to related foreign offices 39 Other liabilities including trading liabilities25 40 Total liabilities 41 Residual (Assets LESS Liabilities)26 Footnotes appear on the last page. Week ending 2023 Jan 2023 Jul 2023 Aug 2023 Sep 2023 Oct 2023 Nov 2023 Dec 2024 Jan Jan 24 Jan 31 Feb 07 Feb 14 11,058.3 420.9 10,637.4 637.1 -381.0 10,776.1 626.5 10,149.7 804.8 -365.1 10,752.1 675.2 10,077.0 817.8 -367.1 10,751.0 719.6 10,031.5 873.6 -366.9 10,739.5 765.1 9,974.4 924.0 -368.1 10,786.2 791.0 9,995.1 932.7 -342.4 10,942.3 807.9 10,134.4 923.4 -319.9 10,844.2 830.8 10,013.4 958.3 -358.0 10,736.6 835.7 9,900.9 973.7 -356.4 10,840.2 842.6 9,997.6 961.8 -389.2 10,783.2 846.3 9,936.9 978.0 -375.7 10,826.2 849.4 9,976.7 984.4 -393.9 508.3 11,822.6 1,516.5 523.8 11,739.7 1,501.7 522.8 11,725.6 1,495.9 526.9 11,784.6 1,499.7 542.8 11,838.2 1,495.3 541.8 11,918.2 1,498.5 560.3 12,106.1 1,492.1 538.3 11,982.8 1,502.4 540.8 11,894.7 1,512.0 526.6 11,939.4 1,521.7 535.2 11,920.6 1,510.9 556.0 11,972.7 1,516.5 H.8 ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES Page 14 Table 8. Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1 Seasonally adjusted, billions of dollars Account Assets 1 Bank credit 2 Securities in bank credit2 3 Treasury and agency securities3 4 Mortgage-backed securities (MBS)4 5 Non-MBS5 6 Other securities 7 Mortgage-backed securities (MBS)6 8 Non-MBS7 9 Loans and leases in bank credit8 10 Commercial and industrial loans 11 Real estate loans 12 Residential real estate loans 13 Revolving home equity loans 14 Closed-end residential loans9 15 Commercial real estate loans 16 Construction and land development loans10 17 Secured by farmland11 18 Secured by multifamily properties12 19 Secured by nonfarm nonresidential properties13 20 Consumer loans 21 Credit cards and other revolving plans 22 Other consumer loans 23 Automobile loans14 24 All other consumer loans15 25 All other loans and leases 26 Loans to nondepository financial institutions17 27 All loans not elsewhere classified18 28 LESS: Allowance for loan and lease losses 29 Cash assets21 30 Total federal funds sold and reverse RPs22 31 Loans to commercial banks23 32 Other assets including trading assets24 33 Total assets Week ending 2023 Jan 2023 Jul 2023 Aug 2023 Sep 2023 Oct 2023 Nov 2023 Dec 2024 Jan Jan 24 Jan 31 Feb 07 Feb 14 5,757.0 1,480.1 1,050.4 730.9 319.5 429.7 42.9 386.9 4,276.9 738.9 2,783.4 896.7 96.2 800.5 1,886.8 5,670.0 1,301.0 895.8 602.3 293.6 405.2 39.5 365.7 4,369.0 722.2 2,869.1 934.9 98.7 836.2 1,934.2 5,696.5 1,292.4 893.3 600.9 292.4 399.1 38.9 360.2 4,404.0 723.4 2,891.4 944.3 99.6 844.7 1,947.1 5,690.0 1,274.8 882.5 592.3 290.2 392.3 38.9 353.4 4,415.2 722.1 2,902.4 946.9 99.8 847.0 1,955.5 5,679.1 1,252.3 864.6 572.3 292.4 387.6 38.6 349.0 4,426.9 722.0 2,912.2 950.5 100.3 850.2 1,961.8 5,669.6 1,236.2 857.2 566.4 290.8 379.0 38.7 340.3 4,433.4 722.6 2,923.9 955.3 100.8 854.4 1,968.7 5,689.3 1,245.8 861.7 573.5 288.2 384.1 39.0 345.1 4,443.4 721.2 2,935.7 961.4 101.1 860.3 1,974.2 5,733.7 1,259.8 872.4 582.2 290.2 387.4 39.0 348.4 4,473.9 721.2 2,953.2 968.1 101.8 866.3 1,985.1 5,748.0 1,264.1 875.7 584.2 291.6 388.3 39.0 349.3 4,483.9 722.6 2,958.3 969.9 101.9 868.0 1,988.4 5,748.1 1,259.5 874.0 580.9 293.1 385.5 38.8 346.7 4,488.6 721.8 2,962.8 971.8 102.2 869.6 1,991.0 5,739.4 1,256.1 873.0 578.9 294.1 383.1 38.5 344.6 4,483.3 720.0 2,962.3 971.2 102.5 868.7 1,991.1 5,750.0 1,258.9 876.6 580.3 296.3 382.3 37.9 344.4 4,491.1 720.9 2,967.2 974.8 102.7 872.1 1,992.5 314.8 103.8 335.2 105.6 335.8 106.1 338.2 106.5 339.1 106.9 339.5 107.2 339.0 107.2 340.6 107.4 340.5 107.5 340.9 107.5 340.6 107.7 341.4 107.7 323.8 319.7 325.1 326.8 329.8 332.1 334.0 337.6 339.0 339.6 339.6 340.1 1,144.3 436.4 1,173.7 452.0 1,180.0 455.5 1,184.0 457.8 1,186.0 458.2 1,189.9 457.7 1,194.1 455.5 1,199.4 458.5 1,201.5 459.4 1,203.0 460.1 1,203.3 458.5 1,203.2 458.7 179.5 257.0 77.4 179.6 318.2 187.6 264.4 78.3 186.1 325.6 189.4 266.1 78.4 187.6 333.7 190.9 267.0 78.6 188.3 332.9 191.6 266.7 78.7 188.0 334.4 191.5 266.2 78.9 187.3 329.1 189.8 265.7 78.9 186.8 331.1 191.0 267.5 79.1 188.4 340.9 191.5 267.9 79.1 188.8 343.6 191.5 268.6 79.1 189.5 343.9 192.3 266.2 78.8 187.4 342.6 192.4 266.3 78.8 187.5 344.2 100.8 217.3 101.1 224.5 107.3 226.4 105.9 226.9 105.7 228.7 103.4 225.7 104.3 226.8 109.5 231.4 112.1 231.5 110.9 233.0 110.2 232.3 111.3 232.9 60.8 363.3 64.6 457.0 65.2 448.3 65.8 441.3 67.2 433.2 67.3 416.7 67.9 432.7 68.9 437.6 69.2 443.5 68.5 450.2 68.9 447.8 69.1 455.7 45.3 0.8 422.7 6,528.3 33.4 0.5 432.4 6,528.7 39.6 0.5 437.3 6,557.0 38.7 0.3 436.7 6,541.2 39.7 0.3 441.7 6,526.8 39.8 0.5 445.4 6,504.7 32.3 0.8 442.9 6,530.1 31.7 0.9 438.8 6,573.8 31.3 0.9 441.0 6,595.3 31.6 0.9 444.2 6,606.5 30.2 0.9 439.7 6,589.1 26.9 0.5 439.7 6,603.8 (continued on next page) H.8 ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES Page 15 Table 8. Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States Seasonally adjusted, billions of dollars (continued) Account Liabilities 34 Deposits 35 Large time deposits 36 Other deposits 37 Borrowings 38 Net due to related foreign offices 39 Other liabilities including trading liabilities25 40 Total liabilities 41 Residual (Assets LESS Liabilities)26 Footnotes appear on the last page. Week ending 2023 Jan 2023 Jul 2023 Aug 2023 Sep 2023 Oct 2023 Nov 2023 Dec 2024 Jan Jan 24 Jan 31 Feb 07 Feb 14 5,351.6 449.3 4,902.3 396.3 38.0 5,239.7 589.0 4,650.8 458.3 32.5 5,269.9 610.5 4,659.4 451.4 29.2 5,276.2 632.1 4,644.1 437.5 28.1 5,282.0 647.7 4,634.3 427.1 26.6 5,273.7 657.2 4,616.5 421.8 29.9 5,284.1 668.3 4,615.8 433.4 29.2 5,307.6 683.4 4,624.2 432.2 34.2 5,313.9 685.8 4,628.1 437.9 35.4 5,333.3 687.0 4,646.3 434.6 36.2 5,321.9 689.1 4,632.9 429.8 32.6 5,326.9 691.4 4,635.4 432.2 35.0 110.7 5,896.7 631.6 122.3 5,852.8 675.9 124.5 5,875.0 682.0 126.3 5,868.2 673.0 128.4 5,864.1 662.7 132.2 5,857.6 647.1 133.1 5,879.8 650.3 129.8 5,903.9 669.9 134.4 5,921.7 673.7 128.8 5,932.9 673.6 128.0 5,912.3 676.8 124.2 5,918.2 685.6 H.8 ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES Page 16 Table 9. Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1 Not seasonally adjusted, billions of dollars Account Assets 1 Bank credit 2 Securities in bank credit2 3 Treasury and agency securities3 4 Mortgage-backed securities (MBS)4 5 Non-MBS5 6 Other securities 7 Mortgage-backed securities (MBS)6 8 Non-MBS7 9 Loans and leases in bank credit8 10 Commercial and industrial loans 11 Real estate loans 12 Residential real estate loans 13 Revolving home equity loans 14 Closed-end residential loans9 15 Commercial real estate loans 16 Construction and land development loans10 17 Secured by farmland11 18 Secured by multifamily properties12 19 Secured by nonfarm nonresidential properties13 20 Consumer loans 21 Credit cards and other revolving plans 22 Other consumer loans 23 Automobile loans14 24 All other consumer loans15 25 All other loans and leases 26 Loans to nondepository financial institutions17 27 All loans not elsewhere classified18 28 LESS: Allowance for loan and lease losses 29 Cash assets21 30 Total federal funds sold and reverse RPs22 31 Loans to commercial banks23 32 Other assets including trading assets24 33 Total assets Week ending 2023 Jan 2023 Jul 2023 Aug 2023 Sep 2023 Oct 2023 Nov 2023 Dec 2024 Jan Jan 24 Jan 31 Feb 07 Feb 14 5,762.2 1,488.2 1,057.5 733.6 323.9 430.7 42.6 388.1 4,274.0 738.1 2,784.4 894.3 96.5 797.8 1,890.1 5,655.9 1,290.9 889.4 598.7 290.8 401.4 39.4 362.1 4,365.1 720.9 2,864.6 936.4 98.6 837.8 1,928.2 5,684.9 1,285.6 886.5 597.4 289.1 399.1 38.9 360.2 4,399.2 718.4 2,891.2 947.0 99.4 847.6 1,944.1 5,688.2 1,269.5 876.0 587.6 288.4 393.5 38.8 354.7 4,418.8 718.2 2,904.9 951.2 100.0 851.2 1,953.7 5,683.6 1,251.0 863.0 569.8 293.2 388.0 38.7 349.3 4,432.6 718.3 2,916.8 955.0 100.7 854.4 1,961.8 5,682.6 1,237.9 857.8 565.5 292.4 380.0 38.8 341.2 4,444.7 717.0 2,932.5 959.8 101.2 858.6 1,972.8 5,720.9 1,256.6 871.0 576.0 294.9 385.6 38.5 347.2 4,464.3 718.5 2,945.6 963.9 101.8 862.1 1,981.7 5,740.7 1,268.4 879.6 584.1 295.5 388.8 38.8 350.0 4,472.3 719.6 2,955.8 966.2 102.1 864.1 1,989.6 5,741.4 1,268.6 879.7 583.2 296.4 388.9 38.9 350.0 4,472.9 719.7 2,958.6 966.3 102.1 864.2 1,992.2 5,745.8 1,264.8 878.5 582.3 296.2 386.3 38.5 347.8 4,481.0 720.5 2,962.8 967.9 102.3 865.6 1,994.9 5,731.7 1,260.8 875.8 582.2 293.6 385.0 38.7 346.3 4,470.9 719.7 2,961.9 967.1 102.3 864.8 1,994.8 5,734.1 1,261.4 877.2 583.2 294.1 384.1 38.2 345.9 4,472.7 721.0 2,963.7 967.0 102.4 864.6 1,996.7 316.0 103.8 329.9 105.9 333.5 106.3 336.0 106.8 337.8 107.2 342.1 107.3 343.1 107.5 342.5 107.4 343.0 107.3 343.2 107.3 343.3 107.4 344.8 107.4 324.0 320.4 325.5 327.2 330.2 331.9 334.5 337.9 339.0 339.8 339.8 340.4 1,146.4 441.9 1,172.1 449.8 1,178.8 453.4 1,183.8 457.1 1,186.6 458.6 1,191.4 460.5 1,196.6 464.5 1,201.7 464.3 1,202.9 464.5 1,204.6 465.3 1,204.4 460.7 1,204.1 460.3 184.3 257.5 77.3 180.2 309.7 186.1 263.7 78.3 185.4 329.7 188.4 265.0 78.4 186.6 336.2 189.5 267.6 78.8 188.8 338.5 191.0 267.6 79.0 188.7 338.9 193.4 267.1 79.1 188.0 334.7 198.1 266.4 79.0 187.4 335.8 196.3 268.1 79.1 189.0 332.6 195.8 268.7 79.1 189.6 330.1 196.1 269.3 79.0 190.3 332.4 194.1 266.7 78.6 188.1 328.6 193.6 266.7 78.6 188.1 327.7 94.7 215.0 104.0 225.7 108.4 227.8 108.6 229.9 109.1 229.8 106.6 228.1 105.3 230.5 103.3 229.3 101.8 228.3 102.6 229.8 100.9 227.6 100.4 227.3 60.2 388.3 65.1 439.5 65.7 438.5 66.0 435.4 67.1 436.2 67.5 446.6 67.8 470.4 68.4 470.2 68.7 461.5 68.0 474.6 69.0 466.5 69.1 467.2 44.0 0.7 419.1 6,554.1 32.6 0.6 434.2 6,497.6 37.6 0.6 436.3 6,532.1 36.3 0.5 440.9 6,535.4 36.3 0.5 444.2 6,533.7 37.3 0.4 447.3 6,546.7 31.4 0.7 441.0 6,596.5 29.6 0.8 435.6 6,608.6 29.6 0.8 436.4 6,601.1 30.7 0.8 440.7 6,624.5 31.1 0.8 435.9 6,597.1 30.9 0.5 439.6 6,603.2 (continued on next page) H.8 ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES Page 17 Table 9. Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States Not seasonally adjusted, billions of dollars (continued) Account Liabilities 34 Deposits 35 Large time deposits 36 Other deposits 37 Borrowings 38 Net due to related foreign offices 39 Other liabilities including trading liabilities25 40 Total liabilities 41 Residual (Assets LESS Liabilities)26 Footnotes appear on the last page. Week ending 2023 Jan 2023 Jul 2023 Aug 2023 Sep 2023 Oct 2023 Nov 2023 Dec 2024 Jan Jan 24 Jan 31 Feb 07 Feb 14 5,364.6 448.4 4,916.1 394.4 38.0 5,215.3 596.2 4,619.1 467.6 33.2 5,260.9 615.1 4,645.8 451.1 29.2 5,272.5 629.5 4,643.0 440.0 28.7 5,280.8 639.4 4,641.5 433.0 27.6 5,303.8 649.3 4,654.5 417.3 29.1 5,335.6 662.0 4,673.6 419.5 28.9 5,321.7 680.9 4,640.8 427.4 34.5 5,300.9 685.4 4,615.4 433.8 36.3 5,328.7 687.9 4,640.8 432.7 38.0 5,320.8 691.9 4,628.9 419.8 30.8 5,324.9 694.3 4,630.6 420.9 33.3 109.0 5,906.0 648.2 121.1 5,837.1 660.4 125.0 5,866.1 666.0 128.9 5,870.1 665.3 133.2 5,874.6 659.1 137.0 5,887.2 659.5 134.1 5,918.1 678.5 128.2 5,911.9 696.7 131.5 5,902.4 698.7 127.0 5,926.4 698.2 128.8 5,900.3 696.8 126.1 5,905.2 698.0 H.8 ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES Page 18 1 Table 10. Assets and Liabilities of Foreign-Related Institutions in the United States Seasonally adjusted, billions of dollars Account Assets 1 Bank credit 2 Securities in bank credit2 3 Treasury and agency securities3 4 Mortgage-backed securities (MBS)4 5 Non-MBS5 6 Other securities 7 Mortgage-backed securities (MBS)6 8 Non-MBS7 9 Loans and leases in bank credit8 10 Commercial and industrial loans 11 Real estate loans 12 Residential real estate loans 13 Revolving home equity loans 14 Closed-end residential loans9 15 Commercial real estate loans 16 Construction and land development loans10 17 Secured by farmland11 18 Secured by multifamily properties12 19 Secured by nonfarm nonresidential properties13 20 Consumer loans 21 Credit cards and other revolving plans 22 Other consumer loans 23 Automobile loans14 24 All other consumer loans15, 16 25 All other loans and leases 26 Loans to nondepository financial institutions17 27 All loans not elsewhere classified18, 19 28 LESS: Allowance for loan and lease losses20 29 Cash assets21 30 Total federal funds sold and reverse RPs22 31 Loans to commercial banks23 32 Other assets including trading assets24 33 Total assets Week ending 2023 Jan 2023 Jul 2023 Aug 2023 Sep 2023 Oct 2023 Nov 2023 Dec 2024 Jan Jan 24 Jan 31 Feb 07 Feb 14 1,276.1 236.0 142.7 30.3 112.4 93.3 1.9 91.4 1,040.0 515.3 103.9 0.8 0.1 0.7 103.1 1,249.2 220.6 133.2 23.8 109.4 87.4 1.8 85.5 1,028.7 495.3 107.3 0.5 -0.2 0.7 106.8 1,249.4 214.5 129.3 22.6 106.7 85.1 2.0 83.2 1,034.9 495.0 107.1 0.5 -0.1 0.6 106.6 1,263.2 218.1 136.9 25.1 111.8 81.3 1.7 79.5 1,045.1 498.0 107.9 0.5 -0.0 0.6 107.3 1,271.3 215.5 136.4 26.6 109.9 79.1 1.9 77.3 1,055.8 506.1 107.6 0.7 0.1 0.6 106.9 1,279.6 218.1 138.2 30.2 108.0 79.9 1.9 78.0 1,061.5 505.3 106.0 0.6 0.1 0.6 105.4 1,297.3 227.7 144.8 30.7 114.0 82.9 1.9 81.0 1,069.6 514.3 104.4 0.7 0.2 0.5 103.7 1,302.8 234.5 150.8 28.3 122.5 83.7 2.0 81.7 1,068.3 515.6 104.7 0.6 0.1 0.5 104.0 1,306.3 238.5 154.6 29.5 125.1 83.8 2.0 81.8 1,067.9 515.9 104.8 0.6 0.1 0.5 104.2 1,313.8 238.4 154.3 29.1 125.2 84.1 2.0 82.1 1,075.4 518.6 105.9 0.6 0.1 0.5 105.3 1,300.8 226.4 143.1 31.9 111.2 83.2 2.0 81.3 1,074.4 520.5 107.1 0.6 0.1 0.5 106.5 1,302.9 220.4 137.4 34.3 103.1 83.1 2.0 81.1 1,082.4 522.0 108.3 0.5 0.1 0.4 107.8 11.4 0.2 12.7 0.1 12.9 0.1 13.5 0.2 14.0 0.1 14.6 0.1 14.7 0.1 12.9 0.1 12.7 0.1 12.9 0.1 13.6 0.1 14.1 0.1 18.7 19.9 19.8 19.6 19.4 19.0 19.1 19.5 19.6 19.6 19.6 19.9 72.8 0.0 74.2 -0.0 73.8 0.0 74.1 0.1 73.5 -0.1 71.6 -0.1 69.8 -0.1 71.5 -0.0 71.8 -0.0 72.7 -0.0 73.1 -0.1 73.7 -0.1 0.0 0.0 0.0 0.0 420.9 0.0 -0.0 0.0 -0.0 426.1 0.0 0.0 0.0 0.0 432.8 0.0 0.1 0.0 0.1 439.1 0.0 -0.1 0.0 -0.1 442.2 0.0 -0.1 0.0 -0.1 450.2 0.0 -0.1 0.0 -0.1 451.0 0.0 -0.0 0.0 -0.0 448.1 0.0 -0.0 0.0 -0.0 447.2 0.0 -0.0 0.0 -0.0 451.0 0.0 -0.1 0.0 -0.1 446.8 0.0 -0.1 0.0 -0.1 452.1 173.2 192.2 197.5 203.9 208.7 214.8 217.2 219.8 219.0 224.1 222.7 227.1 247.7 233.8 235.3 235.3 233.4 235.5 233.8 228.3 228.2 226.9 224.2 225.0 -0.4 1,399.1 0.1 1,271.6 0.3 1,279.4 -0.1 1,275.6 -0.3 1,280.7 -0.4 1,330.7 -0.1 1,324.5 -0.3 1,353.5 -0.4 1,387.8 -0.3 1,305.9 -0.1 1,380.1 -0.0 1,375.7 285.9 1.2 153.0 3,115.7 374.7 0.7 141.5 3,037.7 352.0 0.8 142.4 3,023.7 348.8 0.6 141.7 3,030.0 361.0 0.9 154.7 3,068.9 347.6 0.6 149.6 3,108.4 379.8 1.0 144.4 3,147.1 370.4 1.3 141.5 3,169.8 369.8 1.5 144.5 3,210.3 353.9 1.1 133.6 3,108.5 378.8 1.6 143.8 3,205.2 371.9 1.5 143.9 3,196.0 (continued on next page) H.8 ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES Page 19 Table 10. Assets and Liabilities of Foreign-Related Institutions in the United States Seasonally adjusted, billions of dollars (continued) Account Liabilities 34 Deposits 35 Large time deposits 36 Other deposits 37 Borrowings 38 Net due to related foreign offices 39 Other liabilities including trading liabilities25 40 Total liabilities 41 Residual (Assets LESS Liabilities)26 Footnotes appear on the last page. Week ending 2023 Jan 2023 Jul 2023 Aug 2023 Sep 2023 Oct 2023 Nov 2023 Dec 2024 Jan Jan 24 Jan 31 Feb 07 Feb 14 1,312.3 847.9 464.4 889.8 721.1 1,287.2 819.6 467.7 1,000.5 608.0 1,260.8 806.0 454.8 973.2 628.2 1,272.4 801.9 470.5 1,000.1 608.0 1,270.8 807.9 462.9 1,018.7 605.2 1,278.3 810.1 468.2 965.6 673.1 1,283.7 807.2 476.5 1,002.9 669.2 1,294.3 806.7 487.6 1,020.5 660.1 1,276.9 799.3 477.6 1,048.9 676.2 1,296.1 808.4 487.6 956.1 667.2 1,292.5 802.6 489.9 1,029.6 691.3 1,306.9 810.2 496.7 1,038.5 652.1 168.3 3,091.6 24.1 157.8 3,053.5 -15.8 162.4 3,024.7 -1.0 158.6 3,039.1 -9.1 163.0 3,057.8 11.1 165.6 3,082.6 25.8 172.1 3,127.8 19.3 168.3 3,143.3 26.5 171.7 3,173.6 36.6 167.2 3,086.6 22.0 166.5 3,179.9 25.3 175.8 3,173.2 22.8 H.8 ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES Page 20 1 Table 11. Assets and Liabilities of Foreign-Related Institutions in the United States Not seasonally adjusted, billions of dollars Account Assets 1 Bank credit 2 Securities in bank credit2 3 Treasury and agency securities3 4 Mortgage-backed securities (MBS)4 5 Non-MBS5 6 Other securities 7 Mortgage-backed securities (MBS)6 8 Non-MBS7 9 Loans and leases in bank credit8 10 Commercial and industrial loans 11 Real estate loans 12 Residential real estate loans 13 Revolving home equity loans 14 Closed-end residential loans9 15 Commercial real estate loans 16 Construction and land development loans10 17 Secured by farmland11 18 Secured by multifamily properties12 19 Secured by nonfarm nonresidential properties13 20 Consumer loans 21 Credit cards and other revolving plans 22 Other consumer loans 23 Automobile loans14 24 All other consumer loans15, 16 25 All other loans and leases 26 Loans to nondepository financial institutions17 27 All loans not elsewhere classified18, 19 28 LESS: Allowance for loan and lease losses20 29 Cash assets21 30 Total federal funds sold and reverse RPs22 31 Loans to commercial banks23 32 Other assets including trading assets24 33 Total assets Week ending 2023 Jan 2023 Jul 2023 Aug 2023 Sep 2023 Oct 2023 Nov 2023 Dec 2024 Jan Jan 24 Jan 31 Feb 07 Feb 14 1,286.9 234.2 141.0 29.9 111.0 93.2 1.8 91.4 1,052.8 519.2 105.3 0.8 0.0 0.8 104.5 1,250.8 225.5 137.9 25.8 112.0 87.7 1.9 85.8 1,025.3 496.3 106.9 0.7 0.0 0.7 106.3 1,246.2 218.2 134.1 25.0 109.1 84.1 2.0 82.1 1,028.0 492.3 106.6 0.6 0.0 0.6 106.0 1,256.6 217.3 136.8 27.2 109.6 80.6 1.9 78.7 1,039.2 493.7 107.1 0.6 0.0 0.6 106.4 1,259.6 212.2 132.8 26.5 106.3 79.3 1.9 77.5 1,047.4 498.8 106.5 0.6 0.0 0.6 105.9 1,276.9 216.7 135.4 27.6 107.8 81.3 1.8 79.5 1,060.2 505.5 104.7 0.6 0.0 0.6 104.2 1,307.9 224.7 141.7 30.5 111.3 82.9 1.8 81.1 1,083.3 521.5 104.6 0.5 0.0 0.5 104.0 1,314.3 232.0 148.4 27.6 120.8 83.6 1.9 81.7 1,082.3 520.6 106.4 0.5 0.0 0.5 105.9 1,309.8 235.2 151.6 27.2 124.3 83.6 1.9 81.7 1,074.6 517.7 106.6 0.5 0.0 0.5 106.1 1,330.9 238.2 154.2 27.1 127.0 84.0 1.9 82.1 1,092.7 525.0 107.3 0.5 0.0 0.5 106.8 1,311.3 225.5 141.7 29.0 112.7 83.7 1.9 81.9 1,085.8 524.5 107.6 0.5 0.0 0.5 107.1 1,311.3 221.2 137.7 29.6 108.1 83.6 1.9 81.7 1,090.1 524.9 108.5 0.5 0.0 0.5 108.1 11.7 0.2 13.0 0.1 13.1 0.1 13.0 0.2 13.5 0.1 13.7 0.1 13.9 0.1 13.5 0.1 13.5 0.1 13.4 0.1 13.6 0.1 13.7 0.1 18.9 19.5 19.5 19.5 19.7 19.6 19.5 19.8 19.8 19.9 19.8 20.1 73.7 0.0 73.6 0.0 73.3 0.0 73.7 0.0 72.6 0.0 70.7 0.0 70.5 0.0 72.5 0.0 72.7 0.0 73.4 0.0 73.6 0.0 74.2 0.0 0.0 0.0 0.0 0.0 428.3 0.0 0.0 0.0 0.0 422.1 0.0 0.0 0.0 0.0 429.0 0.0 0.0 0.0 0.0 438.5 0.0 0.0 0.0 0.0 442.1 0.0 0.0 0.0 0.0 449.9 0.0 0.0 0.0 0.0 457.2 0.0 0.0 0.0 0.0 455.3 0.0 0.0 0.0 0.0 450.3 0.0 0.0 0.0 0.0 460.3 0.0 0.0 0.0 0.0 453.8 0.0 0.0 0.0 0.0 456.6 175.8 191.1 197.9 206.9 211.1 216.8 221.4 222.1 219.6 225.4 223.3 226.1 252.5 230.9 231.1 231.6 231.1 233.1 235.7 233.2 230.8 234.9 230.4 230.5 0.0 1,382.5 0.0 1,285.1 0.0 1,308.7 0.0 1,263.5 0.0 1,265.9 0.0 1,339.1 0.0 1,271.1 0.0 1,337.3 0.0 1,405.3 0.0 1,304.6 0.0 1,416.7 0.0 1,401.9 292.1 1.1 151.7 3,114.3 362.7 0.8 140.2 3,039.5 353.2 0.8 144.1 3,052.9 349.4 0.8 143.6 3,013.9 354.3 0.7 155.1 3,035.7 352.9 0.6 151.6 3,121.1 379.5 1.0 144.4 3,103.8 377.0 1.2 140.4 3,170.1 377.3 1.4 151.7 3,245.5 361.8 0.9 128.7 3,127.0 389.4 1.5 140.6 3,259.6 384.3 1.5 144.4 3,243.4 (continued on next page) H.8 ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES Page 21 Table 11. Assets and Liabilities of Foreign-Related Institutions in the United States Not seasonally adjusted, billions of dollars (continued) Account Liabilities 34 Deposits 35 Large time deposits 36 Other deposits 37 Borrowings 38 Net due to related foreign offices 39 Other liabilities including trading liabilities25 40 Total liabilities 41 Residual (Assets LESS Liabilities)26 Footnotes appear on the last page. Week ending 2023 Jan 2023 Jul 2023 Aug 2023 Sep 2023 Oct 2023 Nov 2023 Dec 2024 Jan Jan 24 Jan 31 Feb 07 Feb 14 1,321.0 855.7 465.3 895.7 729.5 1,277.3 810.4 466.9 997.9 600.2 1,275.7 811.1 464.6 975.8 628.9 1,267.1 797.9 469.2 972.3 604.5 1,257.5 800.1 457.4 989.6 618.1 1,278.3 806.4 471.9 976.9 691.1 1,276.9 801.3 475.6 994.5 662.8 1,309.0 820.7 488.3 1,026.6 673.0 1,307.3 823.7 483.6 1,062.3 702.3 1,321.5 830.7 490.7 957.7 691.4 1,329.3 827.7 501.6 1,053.3 721.5 1,337.7 835.3 502.4 1,054.3 688.3 162.4 3,108.7 5.6 157.8 3,033.3 6.2 162.3 3,042.7 10.2 159.6 3,003.5 10.4 167.3 3,032.5 3.2 171.7 3,118.0 3.0 168.3 3,102.5 1.3 164.4 3,173.0 -2.8 176.4 3,248.3 -2.8 159.2 3,129.8 -2.8 158.2 3,262.3 -2.7 165.8 3,246.1 -2.7 H.8 ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES Page 22 Footnotes 1. Data include the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks; U.S. branches and agencies of foreign banks; and Edge Act and agreement corporations. The latter two categories together are referred to on this release as “foreign-related institutions.” Data exclude International Banking Facilities. Weekly levels are Wednesday values; monthly levels are pro rata averages of Wednesday values. The data for domestically chartered commercial banks and U.S. branches and agencies of foreign banks are estimated by benchmarking weekly data provided by a sample of banks to quarter-end reports of condition (Call Reports). Large domestically chartered commercial banks are defined as the top 25 domestically chartered commercial banks, ranked by domestic assets as of the previous commercial bank Call Report to which the H.8 release data have been benchmarked. Small domestically chartered commercial banks are defined as all domestically chartered commercial banks not included in the top 25. The data for large and small domestically chartered banks are adjusted to remove the estimated effects of mergers and panel shifts between these two bank groups. (See www.federalreserve.gov/releases/h8/about.htm for more information on how these data were constructed.) 2. Includes all securities, whether held-to-maturity reported at amortized cost; available-for-sale reported at fair value; held as trading assets, also reported at fair value; or equity securities with readily determinable fair values not held for trading. Excludes all non-security trading assets, such as derivatives with a positive fair value (included in line 32) or loans held in trading accounts (included in line 9). 3. Treasury securities are liabilities of the U.S. government. Agency securities are liabilities of U.S. government agencies and U.S. government-sponsored enterprises. 4. Includes mortgage-backed securities (MBS) issued by U.S. government agencies or by U.S. government-sponsored enterprises such as the Government National Mortgage Association (GNMA), the Federal National Mortgage Association (FNMA), or the Federal Home Loan Mortgage Corporation (FHLMC). Includes pass-through securities, collateralized mortgage obligations (CMOs), real estate mortgage investment conduits (REMICs), CMO and REMIC residuals, and stripped MBS. 5. Includes U.S. Treasury securities and U.S. government agency obligations other than MBS. 6. Includes MBS not issued or guaranteed by the U.S. government. 7. Includes securities issued by states and political subdivisions in the United States, asset-backed securities (ABS), other domestic and foreign debt securities, and investments in mutual funds and other equity securities with readily determinable fair values. 8. Includes the allowance for loan and lease losses (line 28) and all loans held in trading accounts under a fair value option. Excludes total federal funds sold and reverse RPs (line 30), loans made to commercial banks (line 31), and unearned income. 9. Includes first and junior liens on closed-end loans secured by 1–4 family residential properties. 10. Includes construction, land development, and other land loans. 11. Includes loans secured by farmland, including grazing and pastureland. 12. Includes loans secured by multifamily (5 or more) residential properties, including apartment buildings. 13. Includes loans secured by nonfarm nonresidential properties, both owner-occupied and other nonfarm nonresidential properties. 14. Includes loans for purchasing new and used passenger cars and other vehicles. Includes direct and indirect consumer automobile loans as well as retail installment sales paper purchased from auto dealers. 15. Includes student loans, loans for medical expenses and vacations, and loans for other personal expenditures. 16. Beginning April 6, 2022, foreign-related institutions no longer report other consumer loans separately. These loans are included in all other loans not elsewhere classified (line 27). 17. Includes loans to real estate investment trusts, insurance companies, holding companies of other depository institutions, finance companies, mortgage finance companies, factors, federallysponsored lending agencies, investment banks, banks’ own trust departments, and other nondepository financial intermediaries. 18. Includes loans for purchasing or carrying securities, loans to finance agricultural production, loans to foreign governments and foreign banks, obligations of states and political subdivisions, loans to nonbank depository institutions, unplanned overdrafts, loans not elsewhere classified, and lease financing receivables. 19. Beginning April 6, 2022, foreign-related institutions also include all other consumer loans in all other loans not elsewhere classified. Prior to April 6, 2022, all other consumer loans were reported separately by foreign-related institutions. 20. Beginning April 6, 2022, foreign-related institutions no longer report the allowance for loan and lease losses separately. Any such allowances are included in net due to related foreign offices (line 38). 21. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks. 22. Includes total federal funds sold to, and reverse RPs with, commercial banks, brokers and dealers, and others, including the Federal Home Loan Banks (FHLB). 23. Excludes loans secured by real estate, which are included in line 11. 24. Includes other real estate owned; premises and fixed assets; investments in unconsolidated subsidiaries; intangible assets (including goodwill); direct and indirect investments in real estate ventures; accounts receivable; derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) with a positive fair value, as determined under FASB Interpretation No. 39 (FIN 39); and other assets. Excludes the due-from position with related foreign offices which is included in line 38. Excludes most securities held in trading accounts (included in line 2); trading account securities at some smaller domestically chartered commercial banks are included in this item. 25. Includes subordinated notes and debentures; net deferred tax liabilities; interest and other expenses accrued and unpaid; accounts payable; liabilities for short positions; derivative contracts with a negative fair value, as determined under FASB Interpretation No. 39 (FIN 39); other trading liabilities to which fair value accounting has been applied; and other liabilities. 26. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the seasonal patterns estimated for total assets and total liabilities.
@FedFRASER