Full text of H.8 Assets and Liabilities of Commercial Banks in the United States : February 12, 2021

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FEDERAL RESERVE statistical release
H.8

ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES
For release at 4:15 p.m. Eastern Time
February 12, 2021

Table 1. Selected Assets and Liabilities of Commercial Banks in the United States1
Percent change at break adjusted, seasonally adjusted, annual rate
Account
Assets
1 Bank credit
2
Securities in bank credit2
3
Treasury and agency securities3
6
Other securities
9
Loans and leases in bank credit8
10
Commercial and industrial loans
11
Real estate loans
12
Residential real estate loans
13
Revolving home equity loans
14
Closed-end residential loans9
15
Commercial real estate loans
20
Consumer loans
21
Credit cards and other revolving
plans
22
Other consumer loans
25
All other loans and leases
28
LESS: Allowance for loan and lease
losses
29 Cash assets18
30 Total federal funds sold and reverse
RPs19
31 Loans to commercial banks20
32 Other assets including trading assets21
33 Total assets
Liabilities
34 Deposits
35
Large time deposits
36
Other deposits
37 Borrowings
39 Other liabilities including trading
liabilities22
40 Total liabilities

2019
Q4

2020
Q1

2020
Q2

2020
Q3

2020
Q4

2020
Oct

2020
Nov

2020
Dec

2021
Jan

6.6
10.5
15.2
-5.3
5.1
4.3
3.4
2.3
-8.2
4.2
4.4
6.6

5.4
8.7
10.8
1.5
4.1
0.4
4.9
2.9
-8.8
4.9
6.9
4.4

6.9
8.9
9.7
6.1
6.1
9.8
3.3
0.9
-9.1
2.6
5.6
3.4

21.1
17.4
18.7
12.4
22.6
88.2
2.5
-0.5
-9.7
0.9
5.4
-17.8

2.4
28.5
31.7
16.5
-7.5
-20.3
0.6
-1.4
-14.2
0.6
2.6
-2.8

2.4
21.7
22.6
18.4
-5.5
-22.4
-1.2
-5.3
-14.6
-3.9
2.7
0.8

1.2
20.3
20.5
19.6
-6.8
-27.3
-0.3
-3.0
-15.0
-1.3
2.2
1.0

5.7
32.1
33.1
27.9
-5.7
-22.6
-3.5
-10.3
-14.4
-9.7
3.0
1.9

4.0
20.1
17.2
31.6
-3.1
-15.5
-2.5
-7.4
-16.2
-6.2
2.0
0.9

6.0
27.1
30.0
15.8
-3.5
-19.6
1.3
-1.3
-18.6
1.2
3.6
-6.9

-10.8
3.5
6.9

5.6
7.8
10.7

2.5
6.5
7.3

1.8
5.1
12.0

-34.1
0.7
21.7

-9.3
3.9
-12.1

-2.5
4.1
6.0

-1.4
3.5
2.2

-0.8
4.5
9.6

-5.2
6.7
12.5

-19.5
5.6
12.3

1.2
-12.8

59.3
80.0

-1.8
-9.9

2.1
14.7

7.9
41.8

119.5
261.2

82.3
-32.0

-0.9
28.7

-12.0
14.9

6.6
30.9

0.0
55.8

-19.7
-5.4

36.9
10.6
0.2
0.9

25.4
-47.9
1.5
4.1

6.9
25.0
11.1
15.1

9.9
-131.1
11.2
5.5

-14.1
-20.0
-1.9
4.7

-6.1
-26.3
28.7
11.5

-24.9
-22.5
21.2
43.5

80.6
6.0
-1.7
-1.3

-14.6
158.8
-4.5
5.0

-16.3
556.5
-1.5
2.6

9.0
-71.3
-19.5
7.4

-8.1
-88.4
7.2
11.6

-62.2
-13.6
15.1
2.5

4.5
7.1
4.1
3.6

2.7
4.6
2.4
-5.1

6.3
9.2
5.8
-1.8

20.7
-16.6
26.8
-13.1

5.3
3.9
5.5
5.4

8.4
12.8
7.7
-3.2

10.1
-6.7
12.9
10.1

49.4
-14.5
59.4
-5.3

10.8
-21.9
15.1
-46.6

8.0
-27.5
12.3
-11.3

4.8
-28.5
8.6
-2.0

14.1
-22.1
18.2
-20.1

9.7
-22.8
13.3
-17.5

11.2
-23.8
14.9
-33.3

-8.9
3.6

6.3
0.7

10.3
4.1

21.8
16.4

22.3
5.3

15.8
6.1

58.3
12.1

37.5
47.9

-14.1
-2.5

2.9
6.0

19.4
2.5

28.8
10.6

40.7
14.4

43.9
7.5

2016

2017

2018

2019

2020

6.8
7.8
10.0
2.2
6.4
5.9
6.5
3.2
-6.8
5.9
10.3
7.0

3.0
1.8
2.6
-0.5
3.4
1.1
3.7
1.4
-6.8
3.4
6.1
4.2

3.5
0.7
3.5
-7.0
4.5
6.6
3.6
2.2
-8.2
4.4
5.0
4.1

6.0
10.3
14.2
-1.9
4.5
3.7
3.4
2.1
-8.6
4.1
4.7
5.3

8.4
20.5
22.3
14.0
3.8
12.0
1.3
-1.6
-11.4
0.0
4.1
-4.1

6.4
7.7
6.1

5.1
3.1
5.7

4.3
3.9
4.9

3.6
7.3
8.3

2.9
-14.2

0.4
7.4

-0.7
-19.3

2.6
18.4
1.6
2.7

9.5
-2.2
1.6
3.6

4.4
-10.9
7.2
3.9
-2.1
2.6

2019
Q3

Percent changes are at a simple annual rate and have been adjusted to remove the effects of nonbank structure activity of $5 billion or more, as well as the estimated effects of the initial
consolidation of certain variable interest entities (FIN 46) and off-balance-sheet vehicles (FAS 166/167). Figures reported in the H.8 Notes on the Data are generally used to make these adjustments.
For information on how the data were constructed, see www.federalreserve.gov/releases/h8/about.htm. Line numbers on this page correspond to those used in the remainder of the release. Percent
changes for other series shown on the release are available for customizable download through the Federal Reserve Board’s Data Download Program (DDP). Footnotes appear on the last page of
the release.

H.8

ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES

Page 2

Table 2. Assets and Liabilities of Commercial Banks in the United States1
Seasonally adjusted, billions of dollars
Account

Assets
1 Bank credit
2
Securities in bank credit2
3
Treasury and agency securities3
4
Mortgage-backed securities (MBS)4
5
Non-MBS5
6
Other securities
7
Mortgage-backed securities (MBS)6
8
Non-MBS7
9
Loans and leases in bank credit8
10
Commercial and industrial loans
11
Real estate loans
12
Residential real estate loans
13
Revolving home equity loans
14
Closed-end residential loans9
15
Commercial real estate loans
16
Construction and land
development loans10
17
Secured by farmland11
18
Secured by multifamily
properties12
19
Secured by nonfarm
nonresidential properties13
20
Consumer loans
21
Credit cards and other revolving
plans
22
Other consumer loans
23
Automobile loans14
24
All other consumer loans15
25
All other loans and leases
26
Loans to nondepository financial
institutions16
27
All loans not elsewhere classified17
28 LESS: Allowance for loan and lease
losses
29 Cash assets18
30 Total federal funds sold and reverse
RPs19
31 Loans to commercial banks20
32 Other assets including trading assets21
33 Total assets

Week ending

2020
Jan

2020
Jul

2020
Aug

2020
Sep

2020
Oct

2020
Nov

2020
Dec

2021
Jan

Jan 13

Jan 20

Jan 27

Feb 03

13,877.7
3,834.2
3,008.2
2,101.6
906.6
826.0
77.0
749.0
10,043.5
2,353.9
4,631.0
2,294.4
320.1
1,974.3
2,336.6

14,905.6
4,303.3
3,407.8
2,269.9
1,137.9
895.5
85.4
810.1
10,602.3
2,860.5
4,688.3
2,297.5
303.0
1,994.5
2,390.7

14,918.4
4,362.9
3,468.8
2,334.4
1,134.5
894.1
84.3
809.8
10,555.6
2,816.6
4,689.2
2,290.4
299.3
1,991.1
2,398.9

14,930.1
4,417.4
3,516.5
2,333.0
1,183.6
900.9
84.5
816.4
10,512.7
2,764.2
4,687.3
2,283.2
295.7
1,987.5
2,404.2

14,946.0
4,492.1
3,576.5
2,391.2
1,185.3
915.6
84.3
831.3
10,453.9
2,701.3
4,686.2
2,277.4
292.0
1,985.4
2,408.7

15,016.9
4,612.2
3,675.3
2,469.8
1,205.5
936.9
83.9
853.0
10,404.7
2,650.5
4,672.7
2,257.9
288.5
1,969.4
2,414.8

15,067.5
4,689.6
3,728.0
2,520.7
1,207.3
961.6
84.5
877.1
10,378.0
2,616.3
4,662.8
2,244.0
284.6
1,959.3
2,418.9

15,143.2
4,795.6
3,821.2
2,585.3
1,235.9
974.3
83.5
890.9
10,347.7
2,573.6
4,667.7
2,241.5
280.2
1,961.2
2,426.2

15,117.1
4,762.1
3,790.3
2,570.0
1,220.4
971.7
82.9
888.8
10,355.0
2,577.1
4,680.6
2,255.0
281.3
1,973.7
2,425.6

15,130.2
4,790.4
3,813.7
2,577.5
1,236.2
976.7
84.0
892.7
10,339.8
2,565.2
4,668.9
2,240.4
280.3
1,960.1
2,428.5

15,175.8
4,834.8
3,859.5
2,597.0
1,262.6
975.2
83.3
891.9
10,341.0
2,564.6
4,664.0
2,233.9
278.9
1,955.0
2,430.0

15,176.6
4,852.8
3,871.9
2,615.6
1,256.3
981.0
83.1
897.8
10,323.7
2,569.5
4,647.3
2,228.9
277.2
1,951.7
2,418.4

353.9
102.5

368.1
102.1

370.2
101.9

371.6
101.8

373.1
101.6

373.9
101.6

377.0
101.5

378.6
101.5

378.3
101.5

378.8
101.5

378.9
101.3

379.5
101.0

400.8

414.6

416.6

418.2

419.2

421.0

419.4

420.9

421.2

422.2

422.3

416.7

1,479.5
1,594.4

1,506.0
1,519.4

1,510.2
1,516.8

1,512.6
1,517.7

1,514.8
1,520.1

1,518.4
1,522.8

1,521.0
1,523.9

1,525.3
1,515.2

1,524.6
1,515.0

1,526.0
1,516.2

1,527.5
1,512.4

1,521.2
1,510.5

845.8
748.6
452.7
295.9
1,464.2

760.7
758.6
458.1
300.6
1,534.2

756.3
760.5
458.8
301.8
1,532.9

754.8
762.9
459.8
303.1
1,543.5

755.0
765.1
461.2
303.8
1,546.3

754.8
768.0
462.7
305.3
1,558.7

751.5
772.3
464.8
307.5
1,575.0

739.3
775.9
467.1
308.9
1,591.2

741.4
773.6
466.5
307.1
1,582.3

739.7
776.5
467.4
309.1
1,589.5

735.6
776.9
467.8
309.1
1,600.0

733.1
777.4
468.0
309.5
1,596.4

578.2
885.9

623.0
911.3

626.5
906.4

636.1
907.3

638.5
907.8

644.8
913.9

652.3
922.6

664.7
926.5

659.3
923.0

665.0
924.6

668.9
931.0

666.4
930.0

112.8
1,766.1

217.9
2,811.3

219.5
2,887.3

220.0
2,956.1

217.8
2,999.3

219.0
3,078.5

219.0
3,221.6

215.4
3,207.1

214.7
3,165.4

215.2
3,211.7

216.1
3,250.2

217.9
3,188.5

752.8
7.0
1,524.6
17,815.5

910.4
6.7
1,686.5
20,102.5

832.6
6.7
1,670.9
20,096.4

838.3
6.9
1,676.2
20,187.6

826.9
10.1
1,674.1
20,238.6

833.1
9.5
1,646.9
20,365.7

827.5
8.8
1,656.8
20,563.2

784.6
8.7
1,677.7
20,605.9

817.9
8.6
1,692.8
20,587.1

765.0
8.8
1,699.5
20,600.1

726.9
8.7
1,674.2
20,619.8

728.7
8.6
1,676.3
20,560.7

(continued on next page)

H.8

ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES

Page 3

Table 2. Assets and Liabilities of Commercial Banks in the United States
Seasonally adjusted, billions of dollars (continued)
Account
Liabilities
34 Deposits
35
Large time deposits
36
Other deposits
37 Borrowings
38 Net due to related foreign offices
39 Other liabilities including trading
liabilities22
40 Total liabilities
41 Residual (Assets LESS Liabilities)23
Memoranda
42 Net unrealized gains (losses) on availablefor-sale securities24
43
U.S. Treasury and agency securities,
MBS25
Footnotes appear on the last page.

Week ending

2020
Jan

2020
Jul

2020
Aug

2020
Sep

2020
Oct

2020
Nov

2020
Dec

2021
Jan

Jan 13

Jan 20

Jan 27

Feb 03

13,308.9
1,852.0
11,457.0
1,966.5
-121.4

15,559.1
1,709.5
13,849.6
1,793.4
-126.0

15,585.7
1,671.0
13,914.7
1,791.5
-123.7

15,700.3
1,620.3
14,080.0
1,763.5
-101.4

15,770.0
1,583.7
14,186.3
1,760.5
-134.9

15,958.0
1,555.1
14,402.9
1,731.0
-148.7

16,087.6
1,525.5
14,562.1
1,705.8
-60.2

16,238.3
1,495.2
14,743.1
1,658.5
-77.4

16,211.4
1,493.9
14,717.5
1,641.3
-82.0

16,215.9
1,493.4
14,722.4
1,664.7
-60.0

16,311.6
1,503.8
14,807.7
1,661.7
-93.5

16,291.1
1,489.1
14,802.0
1,671.9
-131.0

689.1
15,843.2
1,972.3

816.8
18,043.3
2,059.3

790.3
18,043.8
2,052.7

761.5
18,124.0
2,063.6

773.8
18,169.3
2,069.3

792.4
18,332.6
2,033.1

819.3
18,552.5
2,010.7

849.3
18,668.8
1,937.1

870.6
18,641.4
1,945.8

847.1
18,667.6
1,932.4

839.2
18,718.9
1,900.9

832.5
18,664.6
1,896.1

24.1

66.4

66.9

66.3

61.3

58.4

60.3

59.8

57.9

59.1

61.4

59.8

17.3

49.7

48.2

44.5

41.9

39.6

39.4

39.7

38.5

39.4

40.3

39.9

H.8

ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES

Page 4

Table 3. Assets and Liabilities of Commercial Banks in the United States1
Not seasonally adjusted, billions of dollars
Account

Assets
1 Bank credit
2
Securities in bank credit2
3
Treasury and agency securities3
4
Mortgage-backed securities (MBS)4
5
Non-MBS5
6
Other securities
7
Mortgage-backed securities (MBS)6
8
Non-MBS7
9
Loans and leases in bank credit8
10
Commercial and industrial loans
11
Real estate loans
12
Residential real estate loans
13
Revolving home equity loans
14
Closed-end residential loans9
15
Commercial real estate loans
16
Construction and land
development loans10
17
Secured by farmland11
18
Secured by multifamily
properties12
19
Secured by nonfarm
nonresidential properties13
20
Consumer loans
21
Credit cards and other revolving
plans
22
Other consumer loans
23
Automobile loans14
24
All other consumer loans15
25
All other loans and leases
26
Loans to nondepository financial
institutions16
27
All loans not elsewhere classified17
28 LESS: Allowance for loan and lease
losses
29 Cash assets18
30 Total federal funds sold and reverse
RPs19
31 Loans to commercial banks20
32 Other assets including trading assets21
33 Total assets

Week ending

2020
Jan

2020
Jul

2020
Aug

2020
Sep

2020
Oct

2020
Nov

2020
Dec

2021
Jan

Jan 13

Jan 20

Jan 27

Feb 03

13,893.8
3,840.5
3,015.2
2,102.1
913.1
825.2
75.7
749.5
10,053.4
2,342.7
4,626.8
2,292.7
319.5
1,973.2
2,334.1

14,888.2
4,278.1
3,385.9
2,260.6
1,125.3
892.2
86.2
806.0
10,610.1
2,865.6
4,698.1
2,304.8
303.3
2,001.5
2,393.3

14,898.0
4,358.2
3,464.8
2,329.5
1,135.4
893.4
84.5
808.9
10,539.7
2,805.8
4,696.6
2,299.0
299.2
1,999.8
2,397.7

14,909.1
4,419.6
3,516.1
2,329.5
1,186.6
903.5
84.3
819.1
10,489.6
2,743.2
4,688.9
2,286.3
295.6
1,990.6
2,402.6

14,939.4
4,510.6
3,587.2
2,391.6
1,195.5
923.5
84.1
839.4
10,428.8
2,678.2
4,689.4
2,282.3
291.3
1,991.0
2,407.0

15,057.3
4,664.7
3,717.8
2,492.3
1,225.4
946.9
83.1
863.9
10,392.7
2,633.4
4,677.6
2,264.0
287.4
1,976.6
2,413.6

15,132.8
4,715.0
3,750.0
2,529.6
1,220.5
964.9
83.1
881.8
10,417.8
2,605.7
4,667.5
2,248.6
284.1
1,964.5
2,419.0

15,152.2
4,799.3
3,825.8
2,585.8
1,240.0
973.5
82.1
891.4
10,352.9
2,560.3
4,662.3
2,239.7
279.5
1,960.1
2,422.6

15,135.1
4,769.9
3,796.8
2,569.2
1,227.7
973.1
81.8
891.3
10,365.2
2,559.7
4,678.7
2,256.1
280.6
1,975.4
2,422.6

15,122.6
4,794.7
3,820.1
2,582.7
1,237.3
974.7
82.8
891.9
10,327.9
2,551.8
4,656.8
2,232.5
279.6
1,952.8
2,424.3

15,159.5
4,833.0
3,859.6
2,595.9
1,263.8
973.3
81.1
892.3
10,326.5
2,548.5
4,652.8
2,226.8
278.3
1,948.4
2,426.1

15,198.7
4,862.3
3,882.8
2,624.9
1,257.9
979.5
82.3
897.1
10,336.4
2,568.5
4,642.8
2,228.0
276.5
1,951.5
2,414.9

350.9
102.2

369.9
102.4

372.6
102.1

373.6
102.0

374.2
101.7

375.7
101.2

376.1
101.3

374.7
101.1

374.5
101.3

374.9
101.1

375.5
100.9

375.0
100.7

400.1

414.7

415.6

417.4

419.2

420.7

420.1

420.1

420.6

421.1

421.0

415.9

1,481.0
1,614.0

1,506.4
1,514.1

1,507.3
1,515.5

1,509.5
1,519.3

1,511.9
1,518.9

1,516.0
1,526.7

1,521.5
1,550.9

1,526.8
1,532.5

1,526.3
1,534.7

1,527.2
1,528.6

1,528.6
1,528.4

1,523.3
1,522.1

863.5
750.5
453.5
297.0
1,469.8

756.8
757.3
457.7
299.6
1,532.3

754.0
761.5
459.5
302.0
1,521.9

752.4
766.9
461.5
305.4
1,538.2

749.7
769.2
463.3
305.9
1,542.3

755.9
770.9
464.1
306.7
1,554.9

776.4
774.5
465.7
308.7
1,593.7

754.5
778.1
468.0
310.1
1,597.8

758.4
776.3
467.9
308.4
1,592.1

750.0
778.6
468.1
310.5
1,590.6

749.0
779.3
468.7
310.6
1,596.9

743.0
779.1
468.3
310.7
1,603.1

576.4
893.4

623.3
909.0

623.3
898.5

637.8
900.4

643.0
899.3

648.6
906.3

661.8
932.0

663.2
934.6

660.1
931.9

659.2
931.4

660.7
936.1

666.7
936.4

111.9
1,770.4

218.3
2,763.9

220.5
2,877.4

221.3
2,910.2

218.1
2,980.7

219.4
3,117.2

218.7
3,228.2

213.6
3,221.4

213.3
3,228.7

213.1
3,209.3

213.0
3,263.2

216.0
3,215.5

771.0
7.3
1,523.6
17,854.2

893.1
6.4
1,686.4
20,019.7

843.3
6.3
1,672.2
20,076.6

846.9
6.8
1,682.2
20,133.9

826.8
9.8
1,672.2
20,210.7

847.2
9.4
1,647.1
20,458.9

849.3
9.0
1,648.7
20,649.2

801.9
9.0
1,677.0
20,648.0

851.8
8.9
1,704.1
20,715.4

772.6
9.2
1,690.3
20,590.9

728.0
9.0
1,682.1
20,628.8

740.1
9.0
1,665.4
20,612.7

(continued on next page)

H.8

ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES

Page 5

Table 3. Assets and Liabilities of Commercial Banks in the United States
Not seasonally adjusted, billions of dollars (continued)
Account
Liabilities
34 Deposits
35
Large time deposits
36
Other deposits
37 Borrowings
38 Net due to related foreign offices
39 Other liabilities including trading
liabilities22
40 Total liabilities
41 Residual (Assets LESS Liabilities)23
Memoranda
42 Net unrealized gains (losses) on availablefor-sale securities24
43
U.S. Treasury and agency securities,
MBS25
Footnotes appear on the last page.

Week ending

2020
Jan

2020
Jul

2020
Aug

2020
Sep

2020
Oct

2020
Nov

2020
Dec

2021
Jan

Jan 13

Jan 20

Jan 27

Feb 03

13,323.1
1,864.3
11,458.8
1,984.8
-124.5

15,526.1
1,711.9
13,814.2
1,796.5
-118.6

15,552.2
1,667.5
13,884.7
1,798.5
-108.7

15,678.0
1,602.0
14,076.0
1,741.7
-111.9

15,773.5
1,558.8
14,214.7
1,733.9
-135.4

16,008.7
1,532.9
14,475.9
1,727.2
-146.0

16,237.7
1,509.6
14,728.1
1,688.2
-63.5

16,249.0
1,504.8
14,744.2
1,671.7
-78.6

16,310.5
1,502.9
14,807.6
1,655.3
-80.9

16,178.8
1,502.4
14,676.4
1,677.8
-62.1

16,209.9
1,523.3
14,686.6
1,688.0
-84.9

16,265.6
1,506.2
14,759.4
1,699.7
-131.9

682.4
15,865.8
1,988.4

807.4
18,011.4
2,008.3

799.6
18,041.6
2,035.0

771.2
18,079.0
2,054.9

782.2
18,154.2
2,056.5

802.8
18,392.7
2,066.2

804.8
18,667.2
1,982.0

841.4
18,683.6
1,964.5

869.4
18,754.3
1,961.1

829.0
18,623.4
1,967.5

841.7
18,654.7
1,974.1

829.4
18,662.8
1,949.9

24.1

66.4

66.9

66.3

61.3

58.4

60.3

59.8

57.9

59.1

61.4

59.8

17.3

49.7

48.2

44.5

41.9

39.6

39.4

39.7

38.5

39.4

40.3

39.9

H.8

ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES

Page 6

Table 4. Assets and Liabilities of Domestically Chartered Commercial Banks in the United States1
Seasonally adjusted, billions of dollars
Account

Assets
1 Bank credit
2
Securities in bank credit2
3
Treasury and agency securities3
4
Mortgage-backed securities (MBS)4
5
Non-MBS5
6
Other securities
7
Mortgage-backed securities (MBS)6
8
Non-MBS7
9
Loans and leases in bank credit8
10
Commercial and industrial loans
11
Real estate loans
12
Residential real estate loans
13
Revolving home equity loans
14
Closed-end residential loans9
15
Commercial real estate loans
16
Construction and land
development loans10
17
Secured by farmland11
18
Secured by multifamily
properties12
19
Secured by nonfarm
nonresidential properties13
20
Consumer loans
21
Credit cards and other revolving
plans
22
Other consumer loans
23
Automobile loans14
24
All other consumer loans15
25
All other loans and leases
26
Loans to nondepository financial
institutions16
27
All loans not elsewhere classified17
28 LESS: Allowance for loan and lease
losses
29 Cash assets18
30 Total federal funds sold and reverse
RPs19
31 Loans to commercial banks20
32 Other assets including trading assets21
33 Total assets

Week ending

2020
Jan

2020
Jul

2020
Aug

2020
Sep

2020
Oct

2020
Nov

2020
Dec

2021
Jan

Jan 13

Jan 20

Jan 27

Feb 03

12,850.0
3,566.9
2,831.7
2,063.3
768.4
735.2
75.2
660.0
9,283.1
1,962.3
4,545.3
2,292.7
319.6
1,973.1
2,252.5

13,789.6
4,034.4
3,236.0
2,226.5
1,009.5
798.4
83.7
714.7
9,755.1
2,395.7
4,601.4
2,295.9
302.4
1,993.4
2,305.6

13,817.0
4,095.6
3,298.5
2,292.7
1,005.9
797.1
82.4
714.7
9,721.4
2,364.9
4,602.5
2,288.9
298.8
1,990.2
2,313.5

13,838.8
4,144.0
3,341.3
2,292.8
1,048.5
802.7
82.6
720.1
9,694.8
2,325.2
4,600.6
2,281.8
295.2
1,986.6
2,318.7

13,891.1
4,232.4
3,414.8
2,351.8
1,062.9
817.6
82.3
735.4
9,658.8
2,281.4
4,600.1
2,276.2
291.6
1,984.6
2,323.9

13,968.2
4,347.2
3,509.1
2,424.6
1,084.5
838.1
81.6
756.5
9,621.0
2,242.3
4,586.0
2,256.8
288.1
1,968.8
2,329.2

14,023.8
4,425.9
3,563.0
2,473.8
1,089.2
863.0
82.2
780.8
9,597.9
2,211.8
4,576.0
2,242.8
284.0
1,958.7
2,333.3

14,093.5
4,528.0
3,651.4
2,535.6
1,115.8
876.6
81.2
795.4
9,565.4
2,172.5
4,582.3
2,239.9
279.6
1,960.3
2,342.4

14,072.6
4,496.5
3,621.9
2,521.5
1,100.4
874.6
80.7
793.8
9,576.1
2,175.8
4,595.6
2,253.3
280.7
1,972.6
2,342.3

14,082.1
4,524.7
3,644.5
2,529.9
1,114.7
880.2
81.7
798.5
9,557.4
2,163.4
4,583.2
2,238.6
279.6
1,959.0
2,344.6

14,121.3
4,567.3
3,688.5
2,545.0
1,143.4
878.8
81.0
797.8
9,554.0
2,164.5
4,577.7
2,232.4
278.3
1,954.1
2,345.3

14,121.7
4,575.9
3,696.4
2,561.1
1,135.4
879.5
80.8
798.7
9,545.8
2,173.1
4,562.4
2,227.6
276.6
1,951.0
2,334.7

341.6
102.2

355.8
101.9

358.2
101.7

359.6
101.6

361.2
101.5

362.2
101.4

365.1
101.3

367.1
101.3

367.0
101.4

367.4
101.4

367.4
101.2

367.5
100.9

391.1

403.7

405.4

406.9

407.7

409.3

407.8

409.0

409.4

410.4

410.2

404.6

1,417.6
1,590.9

1,444.2
1,516.1

1,448.2
1,513.6

1,450.7
1,514.3

1,453.6
1,516.7

1,456.3
1,519.1

1,459.0
1,520.1

1,464.9
1,511.3

1,464.5
1,511.2

1,465.4
1,512.3

1,466.5
1,508.5

1,461.7
1,506.4

845.8
745.1
452.7
292.5
1,184.6

760.7
755.4
458.1
297.3
1,242.0

756.3
757.3
458.8
298.5
1,240.5

754.8
759.5
459.8
299.7
1,254.8

755.0
761.7
461.2
300.4
1,260.6

754.8
764.3
462.7
301.6
1,273.6

751.5
768.5
464.8
303.7
1,290.0

739.3
772.0
467.1
304.9
1,299.4

741.4
769.8
466.5
303.3
1,293.5

739.7
772.6
467.4
305.2
1,298.6

735.6
773.0
467.8
305.2
1,303.2

733.1
773.4
468.0
305.4
1,303.9

463.1
721.5

492.2
749.7

495.6
744.9

506.5
748.3

510.1
750.5

519.9
753.7

525.4
764.6

533.0
766.4

528.6
764.9

532.8
765.8

536.4
766.8

535.9
768.0

112.1
1,136.0

213.8
2,120.8

215.7
2,191.9

216.8
2,187.7

215.2
2,233.8

217.4
2,295.9

219.1
2,384.7

215.1
2,458.4

214.3
2,452.3

214.7
2,436.7

215.7
2,473.8

217.8
2,469.7

328.6
5.4
1,394.7
15,602.6

576.0
5.1
1,524.0
17,801.6

476.2
4.9
1,515.3
17,789.6

479.0
5.5
1,522.0
17,816.2

465.8
8.5
1,521.8
17,905.8

481.1
8.3
1,503.4
18,039.3

493.1
8.1
1,503.3
18,193.8

485.5
8.3
1,522.7
18,353.3

507.6
8.1
1,536.7
18,363.0

474.7
8.4
1,537.8
18,324.9

464.3
8.5
1,518.8
18,370.8

443.9
8.5
1,531.8
18,357.8

(continued on next page)

H.8

ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES

Page 7

Table 4. Assets and Liabilities of Domestically Chartered Commercial Banks in the United States
Seasonally adjusted, billions of dollars (continued)
Account
Liabilities
34 Deposits
35
Large time deposits
36
Other deposits
37 Borrowings
38 Net due to related foreign offices
39 Other liabilities including trading
liabilities22
40 Total liabilities
41 Residual (Assets LESS Liabilities)23
Memoranda
42 Net unrealized gains (losses) on availablefor-sale securities24
43
U.S. Treasury and agency securities,
MBS25
Footnotes appear on the last page.

Week ending

2020
Jan

2020
Jul

2020
Aug

2020
Sep

2020
Oct

2020
Nov

2020
Dec

2021
Jan

Jan 13

Jan 20

Jan 27

Feb 03

12,225.8
1,066.2
11,159.6
1,067.9
-241.5

14,401.0
937.2
13,463.8
936.3
-272.7

14,430.6
901.0
13,529.5
919.6
-270.8

14,542.8
864.7
13,678.1
889.6
-282.3

14,617.7
844.2
13,773.5
863.1
-286.0

14,798.5
825.4
13,973.0
851.6
-311.1

14,928.3
802.0
14,126.3
835.1
-214.2

15,096.1
780.9
14,315.1
791.6
-217.8

15,083.6
784.2
14,299.4
798.4
-221.9

15,068.6
779.6
14,289.0
797.3
-216.4

15,141.2
777.1
14,364.1
777.7
-220.9

15,140.7
769.2
14,371.5
781.6
-225.5

576.9
13,629.0
1,973.6

679.9
15,744.5
2,057.2

661.9
15,741.2
2,048.4

631.2
15,781.4
2,034.8

649.0
15,843.9
2,062.0

666.6
16,005.6
2,033.7

683.2
16,232.4
1,961.4

714.1
16,384.0
1,969.3

738.5
16,398.5
1,964.5

707.5
16,357.1
1,967.8

699.5
16,397.5
1,973.2

702.8
16,399.5
1,958.3

22.6

63.3

64.0

63.5

58.7

55.9

57.8

57.4

55.6

56.7

58.9

57.6

15.9

46.6

45.3

41.7

39.3

37.1

36.8

37.3

36.2

37.0

37.8

37.7

H.8

ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES

Page 8

Table 5. Assets and Liabilities of Domestically Chartered Commercial Banks in the United States1
Not seasonally adjusted, billions of dollars
Account

Assets
1 Bank credit
2
Securities in bank credit2
3
Treasury and agency securities3
4
Mortgage-backed securities (MBS)4
5
Non-MBS5
6
Other securities
7
Mortgage-backed securities (MBS)6
8
Non-MBS7
9
Loans and leases in bank credit8
10
Commercial and industrial loans
11
Real estate loans
12
Residential real estate loans
13
Revolving home equity loans
14
Closed-end residential loans9
15
Commercial real estate loans
16
Construction and land
development loans10
17
Secured by farmland11
18
Secured by multifamily
properties12
19
Secured by nonfarm
nonresidential properties13
20
Consumer loans
21
Credit cards and other revolving
plans
22
Other consumer loans
23
Automobile loans14
24
All other consumer loans15
25
All other loans and leases
26
Loans to nondepository financial
institutions16
27
All loans not elsewhere classified17
28 LESS: Allowance for loan and lease
losses
29 Cash assets18
30 Total federal funds sold and reverse
RPs19
31 Loans to commercial banks20
32 Other assets including trading assets21
33 Total assets

Week ending

2020
Jan

2020
Jul

2020
Aug

2020
Sep

2020
Oct

2020
Nov

2020
Dec

2021
Jan

Jan 13

Jan 20

Jan 27

Feb 03

12,866.3
3,575.2
2,841.9
2,064.3
777.6
733.3
74.0
659.3
9,291.0
1,953.1
4,540.8
2,291.2
319.0
1,972.2
2,249.7

13,761.1
4,005.2
3,210.3
2,215.8
994.5
794.9
84.4
710.4
9,755.9
2,393.3
4,611.0
2,303.2
302.7
2,000.5
2,307.8

13,789.6
4,086.5
3,290.5
2,287.0
1,003.5
795.9
82.5
713.4
9,703.1
2,349.0
4,610.2
2,297.5
298.6
1,998.9
2,312.7

13,823.9
4,150.3
3,344.7
2,288.3
1,056.4
805.6
82.3
723.3
9,673.6
2,305.0
4,603.0
2,284.8
295.1
1,989.8
2,318.2

13,890.0
4,251.3
3,426.9
2,352.3
1,074.6
824.4
82.0
742.4
9,638.6
2,263.0
4,603.7
2,281.0
290.7
1,990.2
2,322.7

14,007.6
4,397.5
3,550.2
2,448.5
1,101.7
847.2
80.8
766.4
9,610.2
2,227.4
4,591.5
2,262.7
286.8
1,975.9
2,328.9

14,085.0
4,452.9
3,586.4
2,482.7
1,103.7
866.6
80.8
785.7
9,632.1
2,200.9
4,581.0
2,247.2
283.4
1,963.8
2,333.8

14,105.0
4,536.3
3,661.6
2,537.0
1,124.6
874.8
79.9
794.8
9,568.6
2,161.8
4,576.7
2,238.4
278.9
1,959.5
2,338.3

14,090.9
4,509.4
3,634.9
2,521.8
1,113.0
874.5
79.7
794.8
9,581.5
2,160.2
4,593.2
2,254.7
280.0
1,974.8
2,338.4

14,081.4
4,535.3
3,658.8
2,535.7
1,123.0
876.6
80.6
796.0
9,546.0
2,153.6
4,571.1
2,231.1
279.0
1,952.2
2,340.0

14,110.2
4,568.3
3,692.8
2,545.7
1,147.1
875.5
78.9
796.6
9,541.8
2,152.6
4,566.8
2,225.4
277.7
1,947.8
2,341.3

14,143.6
4,588.0
3,709.8
2,572.5
1,137.4
878.2
80.1
798.1
9,555.6
2,173.5
4,557.8
2,226.6
275.8
1,950.8
2,331.1

338.5
102.0

357.5
102.2

360.4
101.9

361.7
101.8

362.4
101.6

363.9
101.1

364.2
101.2

362.9
101.0

362.6
101.1

363.1
101.0

364.0
100.7

363.4
100.5

390.5

403.9

404.8

406.4

407.8

409.0

408.5

408.2

408.8

409.3

409.0

403.8

1,418.7
1,610.6

1,444.2
1,510.7

1,445.6
1,512.1

1,448.2
1,515.8

1,451.0
1,515.2

1,454.8
1,523.1

1,459.9
1,547.2

1,466.2
1,528.7

1,465.9
1,530.9

1,466.5
1,524.8

1,467.6
1,524.6

1,463.4
1,518.2

863.5
747.1
453.5
293.6
1,186.5

756.8
753.9
457.7
296.2
1,241.0

754.0
758.1
459.5
298.7
1,231.8

752.4
763.4
461.5
301.9
1,249.8

749.7
765.5
463.3
302.2
1,256.6

755.9
767.2
464.1
303.1
1,268.2

776.4
770.8
465.7
305.0
1,303.0

754.5
774.3
468.0
306.3
1,301.4

758.4
772.5
467.9
304.6
1,297.2

750.0
774.8
468.1
306.7
1,296.5

749.0
775.5
468.7
306.8
1,297.9

743.0
775.2
468.3
306.9
1,306.1

459.5
727.0

493.3
747.7

491.5
740.3

505.9
743.8

510.9
745.7

519.1
749.1

530.4
772.6

528.8
772.6

525.9
771.3

525.0
771.4

526.7
771.2

532.9
773.2

110.7
1,117.0

216.1
2,082.3

218.4
2,168.5

219.3
2,174.8

216.3
2,220.8

217.6
2,338.3

217.0
2,459.7

211.8
2,419.6

211.5
2,467.0

211.4
2,386.5

211.3
2,380.3

214.3
2,404.9

324.9
5.5
1,396.2
15,599.2

570.8
4.9
1,527.5
17,730.5

493.3
4.8
1,515.1
17,752.9

507.2
5.5
1,526.4
17,818.5

473.0
8.4
1,521.1
17,896.9

484.5
8.3
1,500.5
18,121.6

513.8
8.3
1,498.1
18,348.0

480.1
8.6
1,524.7
18,326.1

518.9
8.5
1,547.5
18,421.2

457.0
8.7
1,539.5
18,261.7

434.9
8.6
1,522.1
18,244.6

424.3
8.6
1,526.9
18,294.0

(continued on next page)

H.8

ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES

Page 9

Table 5. Assets and Liabilities of Domestically Chartered Commercial Banks in the United States
Not seasonally adjusted, billions of dollars (continued)
Account
Liabilities
34 Deposits
35
Large time deposits
36
Other deposits
37 Borrowings
38 Net due to related foreign offices
39 Other liabilities including trading
liabilities22
40 Total liabilities
41 Residual (Assets LESS Liabilities)23
Memoranda
42 Net unrealized gains (losses) on availablefor-sale securities24
43
U.S. Treasury and agency securities,
MBS25
Footnotes appear on the last page.

Week ending

2020
Jan

2020
Jul

2020
Aug

2020
Sep

2020
Oct

2020
Nov

2020
Dec

2021
Jan

Jan 13

Jan 20

Jan 27

Feb 03

12,222.8
1,070.8
11,151.9
1,068.0
-242.3

14,372.0
939.2
13,432.8
947.0
-261.5

14,393.4
894.2
13,499.2
923.5
-258.5

14,528.9
852.4
13,676.4
884.6
-283.7

14,629.6
829.1
13,800.5
853.2
-292.0

14,854.0
811.2
14,042.8
834.4
-301.1

15,085.0
797.3
14,287.7
818.4
-207.3

15,088.5
783.7
14,304.8
789.6
-218.3

15,162.9
785.2
14,377.8
787.4
-218.8

15,013.8
783.3
14,230.6
795.3
-208.1

15,010.2
781.5
14,228.7
787.5
-214.4

15,092.2
775.5
14,316.7
786.7
-230.5

571.9
13,620.4
1,978.8

676.0
15,733.5
1,997.0

668.5
15,726.8
2,026.1

641.1
15,770.8
2,047.7

656.6
15,847.4
2,049.5

675.0
16,062.3
2,059.3

676.8
16,372.9
1,975.1

708.7
16,368.5
1,957.6

735.6
16,467.1
1,954.1

700.0
16,301.1
1,960.6

694.0
16,277.3
1,967.3

702.4
16,350.9
1,943.1

22.6

63.3

64.0

63.5

58.7

55.9

57.8

57.4

55.6

56.7

58.9

57.6

15.9

46.6

45.3

41.7

39.3

37.1

36.8

37.3

36.2

37.0

37.8

37.7

H.8

ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES

Page 10

Table 6. Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States1
Seasonally adjusted, billions of dollars
Account

Assets
1 Bank credit
2
Securities in bank credit2
3
Treasury and agency securities3
4
Mortgage-backed securities (MBS)4
5
Non-MBS5
6
Other securities
7
Mortgage-backed securities (MBS)6
8
Non-MBS7
9
Loans and leases in bank credit8
10
Commercial and industrial loans
11
Real estate loans
12
Residential real estate loans
13
Revolving home equity loans
14
Closed-end residential loans9
15
Commercial real estate loans
16
Construction and land
development loans10
17
Secured by farmland11
18
Secured by multifamily
properties12
19
Secured by nonfarm
nonresidential properties13
20
Consumer loans
21
Credit cards and other revolving
plans
22
Other consumer loans
23
Automobile loans14
24
All other consumer loans15
25
All other loans and leases
26
Loans to nondepository financial
institutions16
27
All loans not elsewhere classified17
28 LESS: Allowance for loan and lease
losses
29 Cash assets18
30 Total federal funds sold and reverse
RPs19
31 Loans to commercial banks20
32 Other assets including trading assets21
33 Total assets

Week ending

2020
Jan

2020
Jul

2020
Aug

2020
Sep

2020
Oct

2020
Nov

2020
Dec

2021
Jan

Jan 13

Jan 20

Jan 27

Feb 03

8,191.6
2,625.2
2,140.5
1,517.7
622.8
484.7
57.3
427.4
5,566.4
1,285.5
2,207.0
1,461.9
204.7
1,257.2
745.1

8,684.2
3,001.5
2,501.6
1,649.0
852.6
499.9
63.6
436.3
5,682.7
1,431.1
2,210.3
1,458.5
191.2
1,267.3
751.8

8,692.2
3,048.7
2,551.3
1,703.9
847.4
497.4
62.2
435.2
5,643.5
1,399.2
2,207.4
1,453.7
188.5
1,265.2
753.8

8,693.7
3,082.9
2,584.2
1,693.5
890.7
498.7
61.7
437.0
5,610.8
1,366.0
2,196.9
1,446.2
185.7
1,260.4
750.7

8,720.2
3,150.9
2,644.4
1,740.8
903.6
506.4
61.3
445.2
5,569.3
1,327.8
2,189.6
1,440.9
182.8
1,258.0
748.7

8,785.2
3,236.1
2,718.2
1,797.8
920.4
517.9
60.4
457.5
5,549.1
1,310.4
2,172.3
1,423.8
179.9
1,243.9
748.4

8,826.0
3,293.0
2,761.8
1,829.1
932.7
531.2
61.1
470.1
5,533.0
1,299.9
2,157.3
1,410.6
176.6
1,234.0
746.7

8,878.0
3,371.0
2,837.7
1,874.9
962.8
533.3
59.5
473.8
5,506.9
1,280.5
2,153.5
1,406.5
173.3
1,233.2
747.0

8,863.2
3,342.2
2,809.8
1,860.1
949.7
532.4
59.3
473.1
5,521.0
1,284.7
2,166.1
1,419.3
174.0
1,245.3
746.7

8,867.0
3,362.7
2,826.7
1,863.7
962.9
536.0
59.9
476.1
5,504.3
1,279.8
2,151.4
1,403.6
173.4
1,230.3
747.8

8,905.5
3,410.8
2,877.1
1,888.8
988.3
533.7
59.1
474.6
5,494.7
1,275.4
2,145.8
1,398.4
172.5
1,225.9
747.4

8,892.5
3,405.6
2,872.0
1,895.5
976.5
533.6
58.7
474.9
5,486.8
1,274.2
2,143.7
1,397.9
171.4
1,226.5
745.8

106.8
7.6

114.7
7.1

115.6
7.0

116.4
6.9

117.4
6.8

117.8
6.7

118.7
6.7

119.9
6.6

120.0
6.6

119.7
6.6

119.9
6.6

120.4
6.6

172.4

175.6

176.6

176.2

175.7

177.1

176.2

176.5

176.4

177.3

176.8

175.3

458.3
1,202.7

454.3
1,140.4

454.6
1,138.9

451.2
1,139.0

448.8
1,140.9

446.9
1,143.1

445.1
1,141.7

444.1
1,134.5

443.6
1,136.2

444.1
1,135.3

444.1
1,131.4

443.5
1,129.9

682.9
519.8
369.2
150.6
871.2

612.3
528.1
374.5
153.6
900.9

609.4
529.5
375.5
154.0
897.9

608.4
530.6
376.6
154.0
908.9

609.0
531.9
378.0
153.9
911.0

609.2
533.9
379.9
154.0
923.3

605.7
536.0
382.0
154.0
934.2

595.4
539.1
384.2
154.8
938.4

597.6
538.5
383.6
154.9
934.1

595.8
539.5
384.6
154.9
937.8

591.6
539.8
385.0
154.8
942.1

590.3
539.6
385.2
154.4
939.1

386.7
484.5

401.3
499.7

403.3
494.6

411.6
497.4

412.2
498.9

420.2
503.1

423.3
511.0

428.2
510.2

424.4
509.6

427.6
510.2

430.7
511.4

429.5
509.6

70.1
813.7

139.9
1,539.6

140.7
1,612.9

142.4
1,592.7

143.8
1,625.7

143.9
1,663.2

143.9
1,722.8

141.6
1,733.5

140.9
1,723.8

141.7
1,711.7

141.7
1,731.1

144.2
1,729.1

263.0
4.6
1,023.8
10,226.8

521.0
4.3
1,125.6
11,734.8

421.5
4.1
1,113.1
11,703.1

425.2
4.7
1,119.5
11,693.4

392.5
7.8
1,119.8
11,722.1

407.1
7.6
1,104.8
11,824.0

416.4
7.5
1,103.7
11,932.5

404.7
7.7
1,122.0
12,004.1

423.3
7.6
1,139.4
12,016.3

396.5
7.7
1,132.6
11,973.7

391.7
7.8
1,114.6
12,009.0

369.0
7.8
1,136.7
11,990.9

(continued on next page)

H.8

ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES

Page 11

Table 6. Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States
Seasonally adjusted, billions of dollars (continued)
Account
Liabilities
34 Deposits
35
Large time deposits
36
Other deposits
37 Borrowings
38 Net due to related foreign offices
39 Other liabilities including trading
liabilities22
40 Total liabilities
41 Residual (Assets LESS Liabilities)23
Memoranda
42 Net unrealized gains (losses) on availablefor-sale securities24
43
U.S. Treasury and agency securities,
MBS25
Footnotes appear on the last page.

Week ending

2020
Jan

2020
Jul

2020
Aug

2020
Sep

2020
Oct

2020
Nov

2020
Dec

2021
Jan

Jan 13

Jan 20

Jan 27

Feb 03

7,957.3
512.1
7,445.1
740.7
-262.5

9,459.1
410.4
9,048.7
620.8
-288.3

9,481.1
384.9
9,096.3
610.3
-283.0

9,545.1
359.6
9,185.5
585.4
-306.0

9,579.0
346.7
9,232.3
561.8
-316.2

9,702.8
333.7
9,369.0
559.7
-321.5

9,780.9
318.6
9,462.3
553.4
-222.8

9,866.1
304.4
9,561.7
527.1
-244.0

9,864.0
306.8
9,557.1
528.0
-240.8

9,850.4
302.5
9,547.9
528.4
-239.3

9,890.5
301.8
9,588.6
523.3
-245.9

9,876.9
297.3
9,579.7
523.0
-255.5

489.9
8,925.3
1,301.4

573.6
10,365.2
1,369.6

554.8
10,363.3
1,339.8

525.6
10,350.0
1,343.3

539.5
10,364.1
1,358.0

561.0
10,502.0
1,322.0

578.1
10,689.6
1,242.9

603.0
10,752.2
1,252.0

624.6
10,775.7
1,240.6

595.0
10,734.4
1,239.2

587.4
10,755.3
1,253.7

597.0
10,741.4
1,249.5

17.8

47.7

47.3

47.4

43.4

42.0

42.8

41.9

40.0

41.1

43.4

42.5

13.6

36.3

34.9

32.0

30.4

29.1

28.4

28.6

27.5

28.3

29.1

29.2

H.8

ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES

Page 12

Table 7. Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States1
Not seasonally adjusted, billions of dollars
Account

Assets
1 Bank credit
2
Securities in bank credit2
3
Treasury and agency securities3
4
Mortgage-backed securities (MBS)4
5
Non-MBS5
6
Other securities
7
Mortgage-backed securities (MBS)6
8
Non-MBS7
9
Loans and leases in bank credit8
10
Commercial and industrial loans
11
Real estate loans
12
Residential real estate loans
13
Revolving home equity loans
14
Closed-end residential loans9
15
Commercial real estate loans
16
Construction and land
development loans10
17
Secured by farmland11
18
Secured by multifamily
properties12
19
Secured by nonfarm
nonresidential properties13
20
Consumer loans
21
Credit cards and other revolving
plans
22
Other consumer loans
23
Automobile loans14
24
All other consumer loans15
25
All other loans and leases
26
Loans to nondepository financial
institutions16
27
All loans not elsewhere classified17
28 LESS: Allowance for loan and lease
losses
29 Cash assets18
30 Total federal funds sold and reverse
RPs19
31 Loans to commercial banks20
32 Other assets including trading assets21
33 Total assets

Week ending

2020
Jan

2020
Jul

2020
Aug

2020
Sep

2020
Oct

2020
Nov

2020
Dec

2021
Jan

Jan 13

Jan 20

Jan 27

Feb 03

8,206.2
2,629.4
2,145.4
1,518.1
627.3
484.0
56.0
427.9
5,576.9
1,275.7
2,205.4
1,461.8
204.0
1,257.8
743.5

8,660.9
2,979.5
2,482.6
1,640.2
842.4
496.9
64.3
432.6
5,681.4
1,429.8
2,217.4
1,464.4
191.6
1,272.8
753.1

8,681.3
3,050.8
2,553.4
1,702.2
851.1
497.4
62.5
434.9
5,630.4
1,390.3
2,214.5
1,461.5
188.6
1,272.9
753.1

8,686.4
3,095.1
2,594.4
1,693.2
901.1
500.7
61.6
439.1
5,591.4
1,352.3
2,199.7
1,448.2
185.7
1,262.5
751.5

8,722.7
3,170.5
2,660.0
1,743.9
916.1
510.5
61.0
449.5
5,552.2
1,315.2
2,194.0
1,444.4
182.2
1,262.2
749.6

8,829.8
3,288.3
2,764.2
1,822.8
941.3
524.1
59.6
464.6
5,541.4
1,300.7
2,179.7
1,429.4
179.2
1,250.3
750.3

8,874.1
3,311.6
2,777.9
1,837.0
941.0
533.7
59.7
474.1
5,562.5
1,292.7
2,161.9
1,414.4
176.1
1,238.2
747.5

8,887.0
3,371.3
2,838.3
1,875.8
962.5
532.9
58.1
474.8
5,515.8
1,270.2
2,151.9
1,406.9
172.7
1,234.2
745.0

8,876.0
3,345.5
2,812.2
1,860.0
952.2
533.3
58.1
475.2
5,530.5
1,270.7
2,166.6
1,421.7
173.4
1,248.3
744.9

8,868.4
3,364.9
2,830.7
1,869.2
961.6
534.2
58.6
475.5
5,503.5
1,269.8
2,145.9
1,400.1
172.7
1,227.4
745.8

8,901.9
3,406.5
2,874.0
1,890.9
983.1
532.4
57.1
475.3
5,495.5
1,264.2
2,141.6
1,395.7
171.9
1,223.8
745.9

8,916.3
3,412.7
2,878.6
1,905.7
972.9
534.1
57.9
476.2
5,503.6
1,272.7
2,142.9
1,399.0
170.6
1,228.4
743.9

105.5
7.6

115.5
7.1

116.6
7.0

117.8
6.9

118.4
6.8

119.0
6.7

118.5
6.6

118.1
6.6

118.3
6.6

118.0
6.6

118.2
6.6

118.4
6.6

171.6

176.0

176.4

176.6

176.5

177.8

176.9

175.6

175.7

176.3

175.7

174.4

458.8
1,217.4

454.4
1,137.4

453.0
1,138.1

450.1
1,139.1

447.9
1,138.7

446.8
1,145.0

445.5
1,162.9

444.7
1,147.3

444.3
1,151.0

444.9
1,143.9

445.4
1,142.6

444.6
1,138.0

697.0
520.4
370.0
150.3
878.4

609.7
527.7
374.0
153.7
896.7

607.5
530.5
376.1
154.5
887.6

606.2
532.9
378.1
154.8
900.3

604.5
534.2
379.8
154.4
904.3

609.4
535.6
381.1
154.5
916.1

625.8
537.1
382.9
154.2
944.9

607.6
539.7
385.2
154.5
946.5

611.4
539.7
385.0
154.7
942.2

603.8
540.0
385.4
154.7
944.0

602.1
540.4
385.9
154.5
947.1

598.4
539.6
385.7
153.9
950.1

387.9
490.5

399.7
497.0

398.1
489.5

408.8
491.5

410.7
493.6

417.8
498.3

428.1
516.8

429.6
516.8

426.5
515.7

427.4
516.5

429.9
517.2

433.4
516.7

69.6
796.6

140.0
1,516.2

141.2
1,596.6

143.0
1,582.9

144.5
1,610.1

145.3
1,680.1

144.6
1,770.1

140.6
1,698.5

140.3
1,734.3

140.2
1,672.6

140.1
1,660.4

142.9
1,675.5

263.8
4.7
1,025.3
10,227.0

504.2
4.2
1,129.2
11,674.5

430.4
4.1
1,111.9
11,683.0

447.9
4.8
1,122.3
11,701.3

413.8
7.7
1,118.1
11,727.9

413.7
7.6
1,101.5
11,887.4

441.8
7.7
1,098.1
12,047.2

405.7
7.8
1,124.1
11,982.6

443.1
7.8
1,148.2
12,069.2

383.8
7.8
1,135.7
11,928.1

364.5
7.9
1,118.2
11,912.8

354.3
7.9
1,132.4
11,943.5

(continued on next page)

H.8

ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES

Page 13

Table 7. Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States
Not seasonally adjusted, billions of dollars (continued)
Account
Liabilities
34 Deposits
35
Large time deposits
36
Other deposits
37 Borrowings
38 Net due to related foreign offices
39 Other liabilities including trading
liabilities22
40 Total liabilities
41 Residual (Assets LESS Liabilities)23
Memoranda
42 Net unrealized gains (losses) on availablefor-sale securities24
43
U.S. Treasury and agency securities,
MBS25
Footnotes appear on the last page.

Week ending

2020
Jan

2020
Jul

2020
Aug

2020
Sep

2020
Oct

2020
Nov

2020
Dec

2021
Jan

Jan 13

Jan 20

Jan 27

Feb 03

7,957.0
519.3
7,437.8
739.0
-264.5

9,451.4
411.1
9,040.3
623.6
-285.2

9,454.5
378.3
9,076.3
609.7
-280.2

9,535.9
349.3
9,186.6
583.7
-305.1

9,587.9
335.8
9,252.1
559.6
-315.3

9,731.1
325.2
9,405.9
552.8
-319.7

9,892.6
317.0
9,575.7
544.3
-227.1

9,860.1
308.2
9,551.9
524.9
-246.2

9,928.0
309.1
9,618.9
520.1
-244.9

9,808.1
307.1
9,501.0
526.1
-241.1

9,790.6
306.9
9,483.7
529.9
-243.2

9,843.6
303.4
9,540.2
527.1
-255.8

488.7
8,920.2
1,306.8

569.6
10,359.4
1,315.2

561.4
10,345.5
1,337.5

532.1
10,346.6
1,354.7

546.0
10,378.2
1,349.7

565.7
10,529.9
1,357.5

568.9
10,778.7
1,268.4

601.4
10,740.3
1,242.3

625.7
10,828.9
1,240.3

591.4
10,684.6
1,243.5

586.1
10,663.4
1,249.4

598.9
10,713.9
1,229.6

17.8

47.7

47.3

47.4

43.4

42.0

42.8

41.9

40.0

41.1

43.4

42.5

13.6

36.3

34.9

32.0

30.4

29.1

28.4

28.6

27.5

28.3

29.1

29.2

H.8

ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES

Page 14

Table 8. Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States1
Seasonally adjusted, billions of dollars
Account

Assets
1 Bank credit
2
Securities in bank credit2
3
Treasury and agency securities3
4
Mortgage-backed securities (MBS)4
5
Non-MBS5
6
Other securities
7
Mortgage-backed securities (MBS)6
8
Non-MBS7
9
Loans and leases in bank credit8
10
Commercial and industrial loans
11
Real estate loans
12
Residential real estate loans
13
Revolving home equity loans
14
Closed-end residential loans9
15
Commercial real estate loans
16
Construction and land
development loans10
17
Secured by farmland11
18
Secured by multifamily
properties12
19
Secured by nonfarm
nonresidential properties13
20
Consumer loans
21
Credit cards and other revolving
plans
22
Other consumer loans
23
Automobile loans14
24
All other consumer loans15
25
All other loans and leases
26
Loans to nondepository financial
institutions16
27
All loans not elsewhere classified17
28 LESS: Allowance for loan and lease
losses
29 Cash assets18
30 Total federal funds sold and reverse
RPs19
31 Loans to commercial banks20
32 Other assets including trading assets21
33 Total assets

Week ending

2020
Jan

2020
Jul

2020
Aug

2020
Sep

2020
Oct

2020
Nov

2020
Dec

2021
Jan

Jan 13

Jan 20

Jan 27

Feb 03

4,658.4
941.7
691.2
545.6
145.6
250.6
17.9
232.7
3,716.7
676.8
2,338.3
830.9
115.0
715.9
1,507.4

5,105.4
1,032.9
734.4
577.5
156.9
298.5
20.1
278.4
4,072.4
964.6
2,391.2
837.4
111.2
726.2
1,553.8

5,124.9
1,047.0
747.3
588.8
158.5
299.7
20.1
279.6
4,077.9
965.7
2,395.0
835.3
110.3
725.0
1,559.8

5,145.1
1,061.1
757.1
599.2
157.9
304.0
20.9
283.1
4,084.0
959.2
2,403.7
835.7
109.5
726.2
1,568.0

5,170.9
1,081.5
770.3
611.0
159.3
311.2
21.0
290.2
4,089.4
953.6
2,410.5
835.3
108.8
726.6
1,575.2

5,183.0
1,111.1
790.9
626.8
164.1
320.2
21.2
298.9
4,071.9
931.8
2,413.7
833.0
108.2
724.8
1,580.7

5,197.8
1,133.0
801.2
644.7
156.5
331.8
21.0
310.8
4,064.8
911.9
2,418.8
832.2
107.4
724.8
1,586.6

5,215.5
1,157.0
813.7
660.7
153.0
343.3
21.7
321.6
4,058.5
892.0
2,428.8
833.3
106.3
727.1
1,595.4

5,209.4
1,154.3
812.1
661.4
150.7
342.1
21.5
320.7
4,055.1
891.1
2,429.5
834.0
106.6
727.3
1,595.6

5,215.2
1,162.1
817.9
666.2
151.7
344.2
21.8
322.4
4,053.1
883.6
2,431.8
835.0
106.3
728.7
1,596.8

5,215.8
1,156.4
811.4
656.2
155.1
345.1
21.9
323.2
4,059.3
889.1
2,432.0
834.0
105.8
728.1
1,598.0

5,229.2
1,170.3
824.4
665.6
158.8
345.9
22.1
323.8
4,059.0
898.9
2,418.7
829.7
105.3
724.4
1,589.0

234.8
94.6

241.1
94.8

242.6
94.7

243.2
94.7

243.8
94.7

244.4
94.7

246.4
94.7

247.3
94.7

246.9
94.8

247.7
94.8

247.5
94.6

247.1
94.3

218.7

228.0

228.8

230.6

232.0

232.2

231.6

232.6

233.0

233.0

233.5

229.3

959.2
388.2

989.9
375.7

993.7
374.7

999.5
375.3

1,004.8
375.7

1,009.4
376.0

1,013.9
378.4

1,020.9
376.8

1,020.9
375.0

1,021.3
376.9

1,022.4
377.1

1,018.3
376.5

162.9
225.3
83.4
141.9
313.4

148.4
227.2
83.6
143.6
341.0

146.8
227.8
83.3
144.5
342.6

146.4
228.9
83.2
145.7
345.8

146.0
229.8
83.2
146.5
349.6

145.6
230.4
82.8
147.6
350.3

145.8
232.6
82.9
149.7
355.8

143.8
233.0
82.8
150.1
361.0

143.8
231.2
82.9
148.4
359.4

143.8
233.1
82.8
150.3
360.8

143.9
233.2
82.8
150.4
361.1

142.8
233.8
82.7
151.0
364.8

76.4
237.0

91.0
250.1

92.3
250.3

94.9
250.9

98.0
251.6

99.7
250.6

102.1
253.7

104.8
256.2

104.1
255.3

105.2
255.6

105.7
255.4

106.4
258.5

42.0
322.2

73.8
581.2

75.0
579.0

74.4
595.0

71.4
608.1

73.5
632.7

75.3
661.9

73.5
724.9

73.4
728.5

73.1
725.0

74.0
742.6

73.7
740.6

65.6
0.8
370.9
5,375.9

54.9
0.8
398.4
6,066.8

54.7
0.8
402.2
6,086.5

53.8
0.7
402.5
6,122.8

73.3
0.7
402.0
6,183.7

73.9
0.7
398.5
6,215.3

76.8
0.6
399.6
6,261.3

80.9
0.6
400.7
6,349.2

84.4
0.6
397.3
6,346.7

78.2
0.7
405.3
6,351.2

72.5
0.7
404.2
6,361.7

75.0
0.7
395.1
6,366.9

(continued on next page)

H.8

ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES

Page 15

Table 8. Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States
Seasonally adjusted, billions of dollars (continued)
Account
Liabilities
34 Deposits
35
Large time deposits
36
Other deposits
37 Borrowings
38 Net due to related foreign offices
39 Other liabilities including trading
liabilities22
40 Total liabilities
41 Residual (Assets LESS Liabilities)23
Memoranda
42 Net unrealized gains (losses) on availablefor-sale securities24
43
U.S. Treasury and agency securities,
MBS25
Footnotes appear on the last page.

Week ending

2020
Jan

2020
Jul

2020
Aug

2020
Sep

2020
Oct

2020
Nov

2020
Dec

2021
Jan

Jan 13

Jan 20

Jan 27

Feb 03

4,268.5
554.0
3,714.5
327.1
21.0

4,941.9
526.8
4,415.1
315.4
15.6

4,949.4
516.2
4,433.2
309.2
12.2

4,997.7
505.1
4,492.6
304.2
23.8

5,038.8
497.5
4,541.2
301.3
30.2

5,095.7
491.7
4,604.0
291.9
10.3

5,147.4
483.4
4,664.0
281.7
8.6

5,230.0
476.5
4,753.4
264.5
26.2

5,219.6
477.3
4,742.3
270.5
18.9

5,218.2
477.1
4,741.2
268.9
22.9

5,250.7
475.3
4,775.4
254.4
25.0

5,263.8
472.0
4,791.8
258.6
30.0

87.0
4,703.7
672.2

106.3
5,379.3
687.5

107.0
5,377.9
708.6

105.6
5,431.3
691.5

109.5
5,479.8
704.0

105.6
5,503.6
711.7

105.1
5,542.8
718.5

111.1
5,631.8
717.4

113.9
5,622.9
723.9

112.6
5,622.7
728.5

112.2
5,642.3
719.5

105.8
5,658.1
708.8

4.8

15.7

16.6

16.1

15.3

13.9

15.0

15.5

15.6

15.6

15.6

15.1

2.3

10.3

10.4

9.7

8.9

7.9

8.4

8.7

8.7

8.7

8.8

8.5

H.8

ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES

Page 16

Table 9. Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States1
Not seasonally adjusted, billions of dollars
Account

Assets
1 Bank credit
2
Securities in bank credit2
3
Treasury and agency securities3
4
Mortgage-backed securities (MBS)4
5
Non-MBS5
6
Other securities
7
Mortgage-backed securities (MBS)6
8
Non-MBS7
9
Loans and leases in bank credit8
10
Commercial and industrial loans
11
Real estate loans
12
Residential real estate loans
13
Revolving home equity loans
14
Closed-end residential loans9
15
Commercial real estate loans
16
Construction and land
development loans10
17
Secured by farmland11
18
Secured by multifamily
properties12
19
Secured by nonfarm
nonresidential properties13
20
Consumer loans
21
Credit cards and other revolving
plans
22
Other consumer loans
23
Automobile loans14
24
All other consumer loans15
25
All other loans and leases
26
Loans to nondepository financial
institutions16
27
All loans not elsewhere classified17
28 LESS: Allowance for loan and lease
losses
29 Cash assets18
30 Total federal funds sold and reverse
RPs19
31 Loans to commercial banks20
32 Other assets including trading assets21
33 Total assets

Week ending

2020
Jan

2020
Jul

2020
Aug

2020
Sep

2020
Oct

2020
Nov

2020
Dec

2021
Jan

Jan 13

Jan 20

Jan 27

Feb 03

4,660.0
945.9
696.5
546.2
150.3
249.3
18.0
231.4
3,714.2
677.4
2,335.5
829.4
115.0
714.4
1,506.1

5,100.2
1,025.6
727.7
575.6
152.1
297.9
20.1
277.8
4,074.5
963.4
2,393.5
838.9
111.1
727.8
1,554.7

5,108.3
1,035.6
737.2
584.8
152.4
298.5
20.0
278.5
4,072.7
958.7
2,395.7
836.1
110.1
726.0
1,559.7

5,137.4
1,055.2
750.3
595.1
155.2
304.9
20.7
284.2
4,082.2
952.7
2,403.3
836.6
109.4
727.3
1,566.7

5,167.3
1,080.8
766.9
608.4
158.5
313.9
21.0
292.9
4,086.4
947.8
2,409.8
836.6
108.6
728.0
1,573.1

5,177.9
1,109.2
786.0
625.7
160.4
323.1
21.2
301.9
4,068.7
926.7
2,411.8
833.2
107.6
725.6
1,578.6

5,210.9
1,141.3
808.4
645.7
162.7
332.9
21.2
311.7
4,069.6
908.2
2,419.1
832.8
107.2
725.6
1,586.3

5,217.9
1,165.1
823.2
661.2
162.0
341.9
21.8
320.1
4,052.9
891.6
2,424.8
831.5
106.2
725.3
1,593.3

5,214.8
1,163.9
822.6
661.9
160.8
341.2
21.6
319.6
4,051.0
889.6
2,426.6
833.0
106.6
726.4
1,593.6

5,212.9
1,170.4
828.0
666.6
161.4
342.4
21.9
320.4
4,042.5
883.9
2,425.2
831.0
106.2
724.8
1,594.2

5,208.2
1,161.9
818.8
654.8
164.0
343.1
21.8
321.3
4,046.4
888.4
2,425.1
829.7
105.7
724.0
1,595.4

5,227.3
1,175.3
831.3
666.8
164.5
344.1
22.3
321.8
4,051.9
900.8
2,414.8
827.6
105.2
722.5
1,587.2

233.0
94.3

242.0
95.1

243.7
94.9

243.9
94.9

244.0
94.8

244.9
94.4

245.7
94.5

244.8
94.4

244.3
94.5

245.2
94.4

245.8
94.2

245.0
94.0

218.9

227.9

228.4

229.8

231.3

231.3

231.6

232.6

233.1

233.0

233.3

229.4

959.9
393.2

989.8
373.3

992.7
374.0

998.1
376.7

1,003.1
376.5

1,008.0
378.1

1,014.4
384.2

1,021.5
381.5

1,021.6
379.9

1,021.6
381.0

1,022.2
382.0

1,018.8
380.2

166.5
226.7
83.4
143.3
308.1

147.1
226.2
83.7
142.6
344.3

146.4
227.6
83.4
144.2
344.2

146.2
230.5
83.4
147.1
349.5

145.2
231.3
83.5
147.8
352.3

146.5
231.7
83.0
148.6
352.1

150.6
233.7
82.8
150.8
358.1

146.9
234.6
82.8
151.8
355.0

147.1
232.8
82.9
149.9
355.0

146.2
234.8
82.8
152.0
352.5

146.9
235.1
82.7
152.4
350.8

144.6
235.6
82.6
153.0
356.0

71.6
236.5

93.6
250.7

93.3
250.9

97.1
252.3

100.2
252.1

101.3
250.7

102.3
255.8

99.2
255.8

99.3
255.6

97.6
254.9

96.8
254.0

99.5
256.5

41.1
320.4

76.1
566.1

77.2
571.9

76.2
591.9

71.8
610.6

72.4
658.1

72.3
689.6

71.3
721.1

71.2
732.7

71.2
713.9

71.2
719.9

71.4
729.4

61.1
0.9
370.9
5,372.2

66.7
0.7
398.3
6,055.9

63.0
0.7
403.2
6,069.9

59.4
0.7
404.1
6,117.3

59.2
0.7
403.1
6,169.0

70.9
0.7
399.0
6,234.2

72.0
0.7
400.0
6,300.8

74.3
0.7
400.6
6,343.5

75.8
0.7
399.2
6,352.0

73.3
0.8
403.9
6,333.6

70.4
0.7
403.9
6,331.9

69.9
0.7
394.5
6,350.5

(continued on next page)

H.8

ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES

Page 17

Table 9. Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States
Not seasonally adjusted, billions of dollars (continued)
Account
Liabilities
34 Deposits
35
Large time deposits
36
Other deposits
37 Borrowings
38 Net due to related foreign offices
39 Other liabilities including trading
liabilities22
40 Total liabilities
41 Residual (Assets LESS Liabilities)23
Memoranda
42 Net unrealized gains (losses) on availablefor-sale securities24
43
U.S. Treasury and agency securities,
MBS25
Footnotes appear on the last page.

Week ending

2020
Jan

2020
Jul

2020
Aug

2020
Sep

2020
Oct

2020
Nov

2020
Dec

2021
Jan

Jan 13

Jan 20

Jan 27

Feb 03

4,265.8
551.6
3,714.2
329.0
22.2

4,920.6
528.1
4,392.5
323.4
23.8

4,938.8
515.9
4,422.9
313.8
21.6

4,992.9
503.1
4,489.8
300.9
21.4

5,041.7
493.3
4,548.5
293.6
23.3

5,122.9
486.0
4,636.9
281.6
18.6

5,192.4
480.3
4,712.0
274.2
19.8

5,228.4
475.5
4,752.9
264.7
27.9

5,234.9
476.0
4,758.9
267.4
26.0

5,205.7
476.2
4,729.5
269.2
33.0

5,219.6
474.7
4,744.9
257.6
28.8

5,248.6
472.1
4,776.5
259.6
25.3

83.2
4,700.1
672.1

106.3
5,374.1
681.8

107.0
5,381.3
688.6

109.0
5,424.2
693.0

110.7
5,469.3
699.8

109.3
5,532.3
701.8

107.8
5,594.1
706.7

107.3
5,628.3
715.2

109.9
5,638.2
713.8

108.6
5,616.5
717.1

107.9
5,613.9
718.0

103.6
5,637.0
713.4

4.8

15.7

16.6

16.1

15.3

13.9

15.0

15.5

15.6

15.6

15.6

15.1

2.3

10.3

10.4

9.7

8.9

7.9

8.4

8.7

8.7

8.7

8.8

8.5

H.8

ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES

Page 18

Table 10. Assets and Liabilities of Foreign-Related Institutions in the United States1
Seasonally adjusted, billions of dollars
Account

Assets
1 Bank credit
2
Securities in bank credit2
3
Treasury and agency securities3
4
Mortgage-backed securities (MBS)4
5
Non-MBS5
6
Other securities
7
Mortgage-backed securities (MBS)6
8
Non-MBS7
9
Loans and leases in bank credit8
10
Commercial and industrial loans
11
Real estate loans
12
Residential real estate loans
13
Revolving home equity loans
14
Closed-end residential loans9
15
Commercial real estate loans
16
Construction and land
development loans10
17
Secured by farmland11
18
Secured by multifamily
properties12
19
Secured by nonfarm
nonresidential properties13
20
Consumer loans
21
Credit cards and other revolving
plans
22
Other consumer loans
23
Automobile loans14
24
All other consumer loans15
25
All other loans and leases
26
Loans to nondepository financial
institutions16
27
All loans not elsewhere classified17
28 LESS: Allowance for loan and lease
losses
29 Cash assets18
30 Total federal funds sold and reverse
RPs19
31 Loans to commercial banks20
32 Other assets including trading assets21
33 Total assets

Week ending

2020
Jan

2020
Jul

2020
Aug

2020
Sep

2020
Oct

2020
Nov

2020
Dec

2021
Jan

Jan 13

Jan 20

Jan 27

Feb 03

1,027.6
267.3
176.5
38.2
138.2
90.8
1.8
89.0
760.4
391.5
85.7
1.7
0.5
1.2
84.1

1,116.0
268.9
171.8
43.4
128.4
97.1
1.7
95.4
847.1
464.8
86.8
1.6
0.6
1.0
85.2

1,101.4
267.3
170.3
41.7
128.6
97.0
1.9
95.0
834.2
451.7
86.8
1.4
0.5
0.9
85.3

1,091.3
273.4
175.2
40.2
135.0
98.2
1.9
96.3
817.8
439.0
86.8
1.3
0.5
0.9
85.4

1,054.9
259.7
161.7
39.3
122.4
98.0
2.0
96.0
795.2
419.9
86.1
1.3
0.4
0.8
84.8

1,048.7
265.0
166.2
45.3
120.9
98.8
2.2
96.5
783.7
408.2
86.7
1.0
0.4
0.6
85.6

1,043.7
263.6
165.0
46.9
118.1
98.6
2.3
96.3
780.1
404.5
86.8
1.2
0.6
0.6
85.6

1,049.8
267.5
169.8
49.7
120.1
97.7
2.3
95.4
782.3
401.1
85.4
1.6
0.6
1.0
83.8

1,044.5
265.6
168.4
48.5
119.9
97.2
2.2
95.0
778.9
401.3
85.0
1.7
0.6
1.1
83.3

1,048.1
265.7
169.2
47.6
121.5
96.5
2.3
94.2
782.4
401.8
85.7
1.7
0.6
1.1
83.9

1,054.5
267.5
171.1
52.0
119.1
96.4
2.4
94.1
787.0
400.1
86.2
1.5
0.6
0.9
84.7

1,054.9
277.0
175.4
54.5
120.9
101.5
2.4
99.1
777.9
396.4
85.0
1.3
0.6
0.7
83.7

12.2
0.2

12.3
0.2

12.1
0.2

12.0
0.1

12.0
0.1

11.7
0.1

11.8
0.2

11.4
0.1

11.3
0.1

11.4
0.1

11.5
0.1

11.9
0.1

9.7

10.9

11.2

11.3

11.6

11.7

11.6

11.9

11.8

11.9

12.1

12.1

62.0
3.5

61.9
3.3

62.0
3.3

61.9
3.4

61.2
3.4

62.1
3.7

62.0
3.8

60.3
3.9

60.1
3.9

60.5
3.9

61.0
3.9

59.5
4.0

0.0
3.5
0.0
3.5
279.6

0.0
3.3
0.0
3.3
292.3

0.0
3.3
0.0
3.3
292.4

0.0
3.4
0.0
3.4
288.7

0.0
3.4
0.0
3.4
285.7

0.0
3.7
0.0
3.7
285.1

0.0
3.8
0.0
3.8
285.0

0.0
3.9
0.0
3.9
291.8

0.0
3.9
0.0
3.9
288.8

0.0
3.9
0.0
3.9
290.9

0.0
3.9
0.0
3.9
296.7

0.0
4.0
0.0
4.0
292.5

115.1
164.5

130.7
161.6

131.0
161.5

129.6
159.1

128.4
157.4

124.9
160.2

127.0
158.0

131.7
160.1

130.7
158.1

132.2
158.7

132.5
164.2

130.5
162.0

0.7
630.1

4.1
690.5

3.8
695.4

3.3
768.5

2.6
765.6

1.6
782.6

-0.1
836.9

0.3
748.7

0.3
713.1

0.4
775.1

0.3
776.5

0.1
718.7

424.2
1.7
129.9
2,212.9

334.4
1.7
162.4
2,300.9

356.4
1.8
155.6
2,306.8

359.3
1.4
154.2
2,371.4

361.1
1.6
152.2
2,332.8

352.0
1.2
143.5
2,326.4

334.4
0.7
153.6
2,369.4

299.1
0.4
155.0
2,252.6

310.3
0.5
156.1
2,224.1

290.3
0.5
161.7
2,275.2

262.7
0.3
155.4
2,249.0

284.7
0.1
144.5
2,202.8

(continued on next page)

H.8

ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES

Page 19

Table 10. Assets and Liabilities of Foreign-Related Institutions in the United States
Seasonally adjusted, billions of dollars (continued)
Account
Liabilities
34 Deposits
35
Large time deposits
36
Other deposits
37 Borrowings
38 Net due to related foreign offices
39 Other liabilities including trading
liabilities22
40 Total liabilities
41 Residual (Assets LESS Liabilities)23
Memoranda
42 Net unrealized gains (losses) on availablefor-sale securities24
43
U.S. Treasury and agency securities,
MBS25
Footnotes appear on the last page.

Week ending

2020
Jan

2020
Jul

2020
Aug

2020
Sep

2020
Oct

2020
Nov

2020
Dec

2021
Jan

Jan 13

Jan 20

Jan 27

Feb 03

1,083.2
785.8
297.4
898.7
120.1

1,158.1
772.3
385.8
857.1
146.7

1,155.2
770.0
385.2
871.9
147.1

1,157.5
755.5
401.9
873.9
180.9

1,152.3
739.5
412.8
897.3
151.0

1,159.5
729.6
429.8
879.4
162.4

1,159.3
723.5
435.8
870.7
154.1

1,142.3
714.3
428.0
866.9
140.4

1,127.8
709.8
418.1
842.9
140.0

1,147.2
713.8
433.4
867.4
156.3

1,170.4
726.7
443.7
884.0
127.3

1,150.4
719.8
430.5
890.3
94.5

112.2
2,214.2
-1.3

136.9
2,298.8
2.1

128.4
2,302.6
4.2

130.3
2,342.6
28.8

124.8
2,325.5
7.3

125.8
2,327.0
-0.6

136.1
2,320.1
49.2

135.2
2,284.8
-32.2

132.1
2,242.8
-18.7

139.6
2,310.5
-35.3

139.6
2,321.3
-72.4

129.7
2,265.0
-62.2

1.4

3.1

2.9

2.8

2.7

2.5

2.5

2.4

2.3

2.4

2.4

2.3

1.4

3.1

2.9

2.8

2.7

2.5

2.5

2.4

2.3

2.4

2.4

2.3

H.8

ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES

Page 20

Table 11. Assets and Liabilities of Foreign-Related Institutions in the United States1
Not seasonally adjusted, billions of dollars
Account

Assets
1 Bank credit
2
Securities in bank credit2
3
Treasury and agency securities3
4
Mortgage-backed securities (MBS)4
5
Non-MBS5
6
Other securities
7
Mortgage-backed securities (MBS)6
8
Non-MBS7
9
Loans and leases in bank credit8
10
Commercial and industrial loans
11
Real estate loans
12
Residential real estate loans
13
Revolving home equity loans
14
Closed-end residential loans9
15
Commercial real estate loans
16
Construction and land
development loans10
17
Secured by farmland11
18
Secured by multifamily
properties12
19
Secured by nonfarm
nonresidential properties13
20
Consumer loans
21
Credit cards and other revolving
plans
22
Other consumer loans
23
Automobile loans14
24
All other consumer loans15
25
All other loans and leases
26
Loans to nondepository financial
institutions16
27
All loans not elsewhere classified17
28 LESS: Allowance for loan and lease
losses
29 Cash assets18
30 Total federal funds sold and reverse
RPs19
31 Loans to commercial banks20
32 Other assets including trading assets21
33 Total assets

Week ending

2020
Jan

2020
Jul

2020
Aug

2020
Sep

2020
Oct

2020
Nov

2020
Dec

2021
Jan

Jan 13

Jan 20

Jan 27

Feb 03

1,027.6
265.2
173.3
37.8
135.5
91.9
1.7
90.2
762.3
389.6
86.0
1.5
0.5
1.0
84.5

1,127.1
273.0
175.6
44.8
130.8
97.3
1.8
95.6
854.2
472.3
87.1
1.6
0.6
0.9
85.5

1,108.4
271.8
174.3
42.5
131.8
97.5
2.0
95.5
836.6
456.8
86.4
1.5
0.6
0.9
84.9

1,085.2
269.2
171.4
41.2
130.2
97.9
2.0
95.8
816.0
438.2
85.8
1.5
0.6
0.9
84.4

1,049.4
259.3
160.2
39.3
120.9
99.0
2.1
97.0
790.1
415.1
85.6
1.4
0.6
0.8
84.3

1,049.7
267.2
167.5
43.8
123.7
99.7
2.3
97.4
782.5
406.0
86.1
1.4
0.7
0.7
84.7

1,047.8
262.0
163.7
46.9
116.8
98.3
2.3
96.1
785.8
404.8
86.5
1.4
0.7
0.7
85.2

1,047.3
263.0
164.3
48.8
115.5
98.7
2.2
96.6
784.3
398.5
85.6
1.3
0.7
0.7
84.3

1,044.2
260.5
162.0
47.3
114.6
98.6
2.1
96.4
783.7
399.4
85.6
1.3
0.7
0.7
84.2

1,041.3
259.4
161.3
47.0
114.3
98.1
2.2
95.9
781.8
398.2
85.7
1.3
0.7
0.7
84.4

1,049.3
264.6
166.8
50.2
116.7
97.8
2.2
95.6
784.7
395.8
86.1
1.3
0.7
0.7
84.8

1,055.1
274.3
173.0
52.5
120.5
101.3
2.2
99.1
780.9
395.0
85.1
1.3
0.7
0.7
83.7

12.4
0.2

12.4
0.2

12.3
0.2

11.9
0.1

11.8
0.1

11.8
0.1

11.9
0.1

11.7
0.1

11.9
0.1

11.8
0.1

11.5
0.1

11.6
0.1

9.6

10.8

10.8

11.0

11.4

11.7

11.7

11.9

11.8

11.8

12.1

12.1

62.2
3.4

62.2
3.4

61.6
3.4

61.3
3.5

61.0
3.7

61.2
3.6

61.5
3.7

60.5
3.8

60.4
3.8

60.6
3.8

61.0
3.8

59.9
3.9

0.0
3.4
0.0
3.4
283.3

0.0
3.4
0.0
3.4
291.3

0.0
3.4
0.0
3.4
290.1

0.0
3.5
0.0
3.5
288.4

0.0
3.7
0.0
3.7
285.7

0.0
3.6
0.0
3.6
286.7

0.0
3.7
0.0
3.7
290.7

0.0
3.8
0.0
3.8
296.3

0.0
3.8
0.0
3.8
294.9

0.0
3.8
0.0
3.8
294.1

0.0
3.8
0.0
3.8
299.0

0.0
3.9
0.0
3.9
296.9

116.9
166.4

130.0
161.3

131.9
158.2

131.9
156.5

132.2
153.5

129.4
157.3

131.4
159.4

134.4
161.9

134.3
160.6

134.2
159.9

134.0
165.0

133.8
163.2

1.2
653.3

2.1
681.6

2.1
708.9

2.1
735.4

1.8
759.9

1.8
779.0

1.8
768.5

1.7
801.8

1.8
761.7

1.7
822.9

1.7
882.9

1.7
810.7

446.2
1.8
127.4
2,255.0

322.2
1.5
158.9
2,289.2

349.9
1.5
157.1
2,323.7

339.6
1.3
155.8
2,315.3

353.8
1.4
151.1
2,313.8

362.6
1.1
146.6
2,337.3

335.4
0.6
150.6
2,301.2

321.8
0.4
152.3
2,321.9

332.9
0.4
156.6
2,294.1

315.5
0.5
150.8
2,329.2

293.2
0.4
160.0
2,384.2

315.9
0.4
138.5
2,318.8

(continued on next page)

H.8

ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES

Page 21

Table 11. Assets and Liabilities of Foreign-Related Institutions in the United States
Not seasonally adjusted, billions of dollars (continued)
Account
Liabilities
34 Deposits
35
Large time deposits
36
Other deposits
37 Borrowings
38 Net due to related foreign offices
39 Other liabilities including trading
liabilities22
40 Total liabilities
41 Residual (Assets LESS Liabilities)23
Memoranda
42 Net unrealized gains (losses) on availablefor-sale securities24
43
U.S. Treasury and agency securities,
MBS25
Footnotes appear on the last page.

Week ending

2020
Jan

2020
Jul

2020
Aug

2020
Sep

2020
Oct

2020
Nov

2020
Dec

2021
Jan

Jan 13

Jan 20

Jan 27

Feb 03

1,100.3
793.5
306.9
916.8
117.8

1,154.1
772.7
381.4
849.5
142.8

1,158.8
773.3
385.5
875.1
149.8

1,149.1
749.6
399.5
857.1
171.8

1,143.9
729.7
414.2
880.7
156.6

1,154.8
721.7
433.1
892.9
155.0

1,152.7
712.3
440.4
869.8
143.8

1,160.6
721.1
439.4
882.1
139.7

1,147.5
717.8
429.8
867.9
137.9

1,165.0
719.1
445.8
882.4
146.0

1,199.7
741.8
457.9
900.5
129.5

1,173.4
730.7
442.7
913.0
98.6

110.5
2,245.5
9.5

131.5
2,277.9
11.3

131.1
2,314.8
8.9

130.1
2,308.2
7.2

125.6
2,306.7
7.1

127.8
2,330.4
6.9

128.0
2,294.3
6.9

132.6
2,315.1
6.9

133.8
2,287.2
6.9

128.9
2,322.3
6.9

147.6
2,377.4
6.8

127.0
2,311.9
6.8

1.4

3.1

2.9

2.8

2.7

2.5

2.5

2.4

2.3

2.4

2.4

2.3

1.4

3.1

2.9

2.8

2.7

2.5

2.5

2.4

2.3

2.4

2.4

2.3

H.8

ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES

Page 22

Footnotes
1. Data include the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks; U.S. branches and agencies of foreign banks; and Edge
Act and agreement corporations. The latter two categories together are referred to on this release as “foreign-related institutions.” Data exclude International Banking Facilities. Weekly levels are
Wednesday values; monthly levels are pro rata averages of Wednesday values. The data for domestically chartered commercial banks and U.S. branches and agencies of foreign banks are
estimated by benchmarking weekly data provided by a sample of banks to quarter-end reports of condition (Call Reports). Large domestically chartered commercial banks are defined as the top
25 domestically chartered commercial banks, ranked by domestic assets as of the previous commercial bank Call Report to which the H.8 release data have been benchmarked. Small
domestically chartered commercial banks are defined as all domestically chartered commercial banks not included in the top 25. The data for large and small domestically chartered banks are
adjusted to remove the estimated effects of mergers and panel shifts between these two bank groups. (See www.federalreserve.gov/releases/h8/about.htm for more information on how these
data were constructed.)
2. Includes all securities, whether held-to-maturity reported at amortized cost; available-for-sale reported at fair value; held as trading assets, also reported at fair value; or equity securities with
readily determinable fair values not held for trading. Excludes all non-security trading assets, such as derivatives with a positive fair value (included in line 32) or loans held in trading accounts
(included in line 9).
3. Treasury securities are liabilities of the U.S. government. Agency securities are liabilities of U.S. government agencies and U.S. government-sponsored enterprises.
4. Includes mortgage-backed securities (MBS) issued by U.S. government agencies or by U.S. government-sponsored enterprises such as the Government National Mortgage Association
(GNMA), the Federal National Mortgage Association (FNMA), or the Federal Home Loan Mortgage Corporation (FHLMC). Includes pass-through securities, collateralized mortgage obligations
(CMOs), real estate mortgage investment conduits (REMICs), CMO and REMIC residuals, and stripped MBS.
5. Includes U.S. Treasury securities and U.S. government agency obligations other than MBS.
6. Includes MBS not issued or guaranteed by the U.S. government.
7. Includes securities issued by states and political subdivisions in the United States, asset-backed securities (ABS), other domestic and foreign debt securities, and investments in mutual funds
and other equity securities with readily determinable fair values.
8. Includes the allowance for loan and lease losses (line 28) and all loans held in trading accounts under a fair value option. Excludes total federal funds sold and reverse RPs (line 30), loans made
to commercial banks (line 31), and unearned income.
9. Includes first and junior liens on closed-end loans secured by 1–4 family residential properties.
10. Includes construction, land development, and other land loans.
11. Includes loans secured by farmland, including grazing and pastureland.
12. Includes loans secured by multifamily (5 or more) residential properties, including apartment buildings.
13. Includes loans secured by nonfarm nonresidential properties, both owner-occupied and other nonfarm nonresidential properties.
14. Includes loans for purchasing new and used passenger cars and other vehicles. Includes direct and indirect consumer automobile loans as well as retail installment sales paper purchased from
auto dealers.
15. Includes student loans, loans for medical expenses and vacations, and loans for other personal expenditures.
16. Includes loans to real estate investment trusts, insurance companies, holding companies of other depository institutions, finance companies, mortgage finance companies, factors, federallysponsored lending agencies, investment banks, banks’ own trust departments, and other nondepository financial intermediaries.
17. Includes loans for purchasing or carrying securities, loans to finance agricultural production, loans to foreign governments and foreign banks, obligations of states and political subdivisions,
loans to nonbank depository institutions, unplanned overdrafts, loans not elsewhere classified, and lease financing receivables.
18. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks.
19. Includes total federal funds sold to, and reverse RPs with, commercial banks, brokers and dealers, and others, including the Federal Home Loan Banks (FHLB).
20. Excludes loans secured by real estate, which are included in line 11.
21. Includes other real estate owned; premises and fixed assets; investments in unconsolidated subsidiaries; intangible assets (including goodwill); direct and indirect investments in real estate
ventures; accounts receivable; derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) with a positive fair value, as determined under FASB
Interpretation No. 39 (FIN 39); and other assets. Excludes the due-from position with related foreign offices which is included in line 38. Excludes most securities held in trading accounts
(included in line 2); trading account securities at some smaller domestically chartered commercial banks are included in this item.
22. Includes subordinated notes and debentures; net deferred tax liabilities; interest and other expenses accrued and unpaid; accounts payable; liabilities for short positions; derivative contracts
with a negative fair value, as determined under FASB Interpretation No. 39 (FIN 39); other trading liabilities to which fair value accounting has been applied; and other liabilities.
23. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the seasonal patterns
estimated for total assets and total liabilities.
24. Difference between fair value and amortized cost for securities classified as available-for-sale under FASB Statement 115. Data have been adjusted to include an estimate of tax effects, omitted
from the reported data.
25. Difference between fair value and amortized cost for Treasury and agency securities, mortgage-backed securities (MBS), classified as available-for-sale under FASB Statement 115. Data have
been adjusted to include an estimate of tax effects, omitted from the reported data.