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J.I
Class of bank
and
Federal Reserve District
All Member Banks
Central reserve city banks:
New York
Chicago
Reserve city banks
Boston
New York
Philadelphia
Cleveland
Richmond
Atlanta
Chicago
St. Louis
Minneapolis
Kansas City
Dallas
San Francisco

a BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM
DEPOSITS, RESERVES, AND BORROWINGS OF MEMBER BANKS, FIRST HALF OF AUGUST. 1955
September 7, 1955
(Averages of dally figures 1/. In millions of dollars)
•***
Borrowings
Demand
Reserves with F. R. Banks
Gross demand deposits
at Federal
balances due
Net demand
Time
Reserve
from domestic
deposits 2/
deposits
Total
Required Excess
Total
Other
Interbank
Banks
banks
640
846
18,186
18,826
6,328
100,268
ho,183
112,908
12,640
98,323
22,926
6,049

3,931
1,220

18,995
4,829

20,682
5,410

3,338
1,303

59
108

4,325
1,143

4,303
1,147

21
-4

228
47

44.307
2,192
1,077
2,841
5,498
2,625
2,801
5,465
2,439
1,208
3,413
3,471
11,277

6,221
307
38
452
530
392
564
572
627
321
878
803
737

38,085
1,885
1,038
2,389
4,968
2,233
2,237
4,893
1,812
887
2,535
2,668
10,540

38.184
1,991
958
2,469
4,866
2,271
2,340
4,720
2,0 80
1,005
2,831
2,829
9,823

16.230
218
473
344
1,969
595
531
2,540
416
201
470
755
7,718

1.899
23
32
107
165
109
179
250
108
43
259
338
286

7.741
368
197
463
976
443
458
989
397
193
541
556
2,160

7.685
369
196
462
974
439
448
977
395
191
533
547
2,154

56
-1

407
12
13
64
41
23/
43
27
45
29
40
24
45

2
2
4 /
11
12
2
2
8
10
6

164
5.618
567
4,263
34,046
19.312
Country banks
1,268
5,051
38,359
39,627
26
404
23
430
2,668
1,198
193
3,146
120
Boston
3,267
64
918
854
4,099
6,068
5,405
373
New York
129
5,939
16
421
38
383
2,381
1,947
259
Philadelphia
2,695
23
2,717
4
488
54
2,080
298
435
3,108
2,755
Cleveland
27
3,135
18 v
44/
320
365
1,198
2,462
2,171
297
118
Richmond
2,580
14
44
426
451
407
1,055
2,954
3,256
Atlanta
247
3,503
881
103
778
9
677
100
4,990
3,587
Chicago
5,811
5,711
2
28
280
253
253
1,774
2,007
2,06l
797
St. Louis
54
8
222
204
250
29
1,458
932
1,630
Minneapolis
1,702
72
4
314
370
622
57
455
144
2,712
2,355
Kansas City
2,856
8
447
387
59
3,010
521
3,482
595
Dallas
193
3,675
4
22
317
232
295
2,208
1,928
1,275
42
San Francisco
2,250
NOTE: Demand deposits adjusted (demand deposits other than interbank and United States Government, less cash items reported as in process of
collection) of all member banks estimated at $87,750 million.
For numbered footnotes see next page.




J.la

DEPOSITS» RESERVES, AMD BORROWINGS 0? MEMBER BANKS —
(Averages of daily figures.

Federal
Reserve
District

Continued

In millions of dollars)

Demand deposits except interbank
1st half
1st half
2nd half
Aug. 1955 July 1955 Aug. 1954

Time deposits
1st half
1st half
2nd half
Aug. 1955 July 1955 Aug. 195*

Country banks in places with p<opulatlon of 15,000 and over 1/
Total
Boston
New York
Philadelphia
Cleveland
Richmond
Atlanta
Chicago
St. Louis
Minneapolis
Kansas City
Dallas
San Francisco

25,030

25,136

23,646

11,959

11,936

11,536

2,758
4,443
1,492
1,900
1,560
2,459
3,688
987
818
1,115
2,002
1,809

2,814
4,448
1,497
1,916
1,547
2,479
3,687
994
813
1,121
2,005
1,815

2,634
4,216
1,419
1,737
1,486
2,277
3,435
953
782
1,073
1,912
1,722

969
2,690
868
1,148
621
728
2,401
437
405
301
380
1,010

967
2,687
873
1,145
621
724
2,392
436
403
294
380
1,014

943
2,646
-856
1,093
600
&52
2,280
424
391
276
357
1,019

Country banks in places with population of less than 15,000
Total
Boston
New York
Philadelphia
Cleveland
Richmond
Atlanta
Chicago
St. Louis
Minneapolis
Kansas City
Dallas
San Francisco

13,329

13,158

12,770

7,353

7,313

7,098

388
1,496
1,203
1,208
903
797
2,023
1,020
812
1,598
1,480
399

381
1,479
1,177
1,191
886
788
1,996
1,015
799
1,580
1,465
403

357
1,342
1,125
1,159
855
715
1,937
1,001
783
1,582
1,438
476

229
1,409
1,079
932
577
326
1,186
360
528
320
141
265

227
l,4oi
1,067
927
574
324
1,182
360
527
318
i4o
265

225
1,323
1,042
919
549
287
1,142
345
509
302
121
335

1/ Includes any banks in outlying sections of reserve cities which have been given
permission to carry the same reserves as country banks.

Footnotes for preceding page (J.l):
l/ Averages of daily closing figures for reserves and borrowings and of daily
opening figures for other columns, inasmuch as reserves required are based on
deposits at opening of business.
2/ Demand deposits subject to reserve requirements, i.e., gross demand deposits
minus cash items reported as in process of collection and demand balances due
from domestic banks.




J.lb
DEPOSITS, RESERVES, AMD BORROWINGS OF MEMBER B A M S — Continued
(Averages of daily figures; in thousands of dollars. Comparability of figures
is affected somewhat by changes in Federal Reserve membership, absorptions,
etc., particularly in States or territory designated by an asterisk.)
Demand deposits except interbank
Time deposits
1st half!" 2nd half
1st half
2nd half
1st half
1st half
Aug. 19551 July 1955 Aug. 1954 Aug, 1955 July 1955 Aug. 195^
Country banks in places with a population of less than 15,000
Total, incI.Alaska 13,328,552 13,158,286 12,769,56? 7,352,934 7,313,442 7,097,881
Total, all States 13,326,062 13,155,926 12,767,79s) 7,350,561 7,311,103 7,095,756
New England
411,329
403,820
242,171
241,543
380,60S)
240,633
Maine
62,882
64,867
63,442
63,245
62,277
57,652!
New Hampshire
27,618
60,934
27,856
27,645
63,335
57,625i
Vermont
59,858
58,409
66,155
65,925
63,699
57,195i
Massachusetts
156,849
46,213
144,8lC1
154,912
45,654
47,394
Rhode Island
1,768
1,654
1,746
779
750
736i
Connecticut *
65,641
38,901
62,591
36,934
36,781
65,373
Middle Atlantic
2,945,902 2,897,031 2,725,721 2,719,033 2,697,199 2,606,166
New York
1,046,255 1,038,366
886,139
932,189
965,117
959,276
New Jersey
668,868
731,403
622,526
612,838
709,844
597,595
Pennsylvania *
1,168,244 1,148,821 1,124,664 1,131,390 1,125,085 1,122,432
E, North Central
3,020,856 2,980,387 2,852,970 2,022,711 2,015,678 1,951,839
Ohio
620,614
618,247
778,373
722,603
767,859
597,027
Indiana
234,666
489,765
482,480
234,004
458,156
223,271
Illinois
1,111,674 1,105,140 1,075,996
518,969
518,126
499,952
Michigan
380,562
368,869
397,458
394,803
379,408
351,311
260,482
Wisconsin
250,964
244,904
252,181
250,498
256,039
W. Norvh Central
2,030,518 2,004,775 2,008,246
663,446
689,985
688,710
Minnesota
252,088
299,146
284,251
260,944
261,559
295,543
Iowa
119,012
346,981
121,052
336,201
121,079
332,949
Missouri
100,216
348,638
344,665
100,712
94,338
350,845
North Dakota
82,703
81,569
80,956
36,428
36,170
36,524
South Dakota
119,410
119,696
41,418
122,306
41,693
38,960
Nebraska
331,127
52,068
52,051
343,549
336,762
52,391
Kansas
488,434
76,203
495,253
76,748
70,487
502,555
South Atlantic
1,332,993 1,310,164 1,225,303
748,887
743,692
694,451
Delaware
18,870
16,838
12,988
12,476
18,795
13,029
Maryland
171,614
167,538
132,708
159,374
134,693
125,036
Virginia
329,220
348,277
292,108
353,346
292,672
277,420
West Virginia
181,540
176,963
90,062
184,595
87,827
89,659
North Carolina
124,726
117,888
126,427
50,380
50,345
49,139
South Carolina
88,300
84,969
81,852
19,866
19,843
19,563
Georgia *
100,045
104,957
100,371
32,065
33,364
33,549
Florida
288,215
114,636
287,065
236,675
112,677
90,925
E. South Central
610,195
604,179
222,529
222,067
206,522
585,563
Kentucky
64,010
247,851
240,683
63,985
60,564
245,332
Tennessee
163,383
94,192
163,509
159,059
93,825
85,531
Alabama
150,209
140,410
51,580
48,602
147,255
51,535
Mississippi
48,752
48,083
12,772
45,411
12,697
11,825
W. South Central
1,946,400 1,929,549 1,907,165
255,728
225,409
255,807
Arkansas
139,002
38,255
139,931
38,171
137,366
33,336
Louisiana
40,643
119,673
119,144
106,845
40,499
36,599
Oklahoma
63,962
337,419
342,104
337,140
63,838
58,765
Texas
112,868
1,349,377 1,334,263 1,320,850
113,299
96,709
Mountain
254,716
739,788
251,820
734,139
238,534
717,753
Montana
191,205
189,182
54,281
58,561
58,576
193,173
Idaho
17,068
18,031
40,125
40,233
17,972
39,992
Wyoming
100,030
28,548
28,387
27,434
97,802
98,970
Colorado
246,221
77,860
242,723
233,985
73,858
77,605
New Mexico
18,013
84,534
19,494
22,381
93,965
92,877
Arizona *
6,184
6,018
2,073
1,785
6,087
1,786
Utah
41,244
38,364
47,324
51,439
41,304
51,533
Nevada
10,862
6,458
16,522
7,423
10,694
6,544
Pacific
267,846
291,882
364,469
195,497
194.801
288,081
Washington *
46,018
44,127
46,544
78,241
75,181
76,075
Oregon *
50,000
35,604
67,623
20,699
48,567
21,256
California *
186,224
128,254
162,900
165,074
220,771
129,418
Alaska
2,125
2,360
1,768

2,490
2,339
2,373